35 Burst results for "September Seventeenth"
Northwest Newsradio
"september seventeenth" Discussed on Northwest Newsradio
"About one quarter of Washingtonians are up to date on their COVID -19 vaccine right now only 3 % have gotten the flu shot that's come before is Denise Whitaker reporting and it is now 4 40 time to check the plumbing beacon sports desk the Seahawks visit the Detroit Lions sunny morning looking to get their first win of the season while the Lions began the year with an upset win over the Chiefs last week the Seahawks are anxious to put behind them the 30 to 13 laws to the Rams during their season and home opener for wide receiver DK Metcalf Sunday morning won't come soon enough I think we're all just prepared to just get get to Detroit and just go out there and just ready to play because Sunday it's just a bad taste in our mouth right now because it's not the team that we wanted to be. Safety Jamal Adams and linebacker Boye Amathie were both limited in practice on Thursday but rookie cornerback Devon Weathersoon was again a full participant as he could make his NFL debut on Sunday, kickoff is 10 a .m. on Fox. A. ranked Washington hits the road to face Michigan State tomorrow afternoon in East Lansing, 23rd ranked Washington State hosts northern Colorado tomorrow afternoon both games will kick off at two o 'clock and the Mariners welcome the LA Dodgers to town they got Thursday off after a serious win over the Angels but have still dropped sixth of their last ten games first pitch tonight is 710 sports attendant 40 past the hour coming up in three minutes another check on traffic it's 441 if the most stressful part of your day is getting your kids or even just yourself out the door on time every morning Tim and his team at creative closets can help look if you're organized your family is organized so if it's messy closets a cluttered kitchen pantry home office or a chaotic garage creative closets does it all and for a limited time they'll knock 30 % off your entire project to creative closets will bring the showroom you to and will design your project on the spot complete with 3d renderings all in the comfort of your home and when it comes to installation creative closets can get your job done in just one day backed with work and product warranties there's a reason why they have hundreds of five star google reviews creative closets is the premier closet designer in the pacific northwest now is the time to call too because creative closets is knocking 30 % off your entire project schedule your free in -home design consultation today go creative to closet organizers .com that's creative closet organizers .com rv buyers don't miss open road rv september to remember rv sales event it's going on now until sunday september seventeenth save up to forty percent off select rvs take advantage of special manufacture incentives special event financing is available plus you can enter to win an ebike don't miss open road rv september to remember rv sales event going on now until sunday september seventeenth open road rv center dot com that's open road rv center
Northwest Newsradio
"september seventeenth" Discussed on Northwest Newsradio
"Rv september to remember rv sales event going on now until sunday september seventeenth open road rv center dot com that's open road rv center dot com sheila loves being active with tennis dancing golfing running those things you kind of need all your body parts working for it so when bad bad knees kept her from doing the things she loved rather than having surgery she went to see dr mark wagner m .d. stem for cell therapy i've seen so many things that have not gone well when people have had traditional knee replacements and i'm glad to see that this is popular now i just think it's a much wiser choice in going through all the things that along go if you start putting something foreign in your body this isn't foreign because it's your own stem cells you've got your own body working for you it just seemed like a smarter choice to try that first and i understand you're called the stem cell lady she did my knees and my shoulders and if my hips ever go i'll be back for that if ever start stem selling your brain i'll be back for that well no brains just yet but if it's a shoulder hip or knee before choosing surgery consider stem cell therapy with doctor mark wagner m d at seattle sports and regenerative medicine schedule your consultation at dr mark wagner m d dot com did you know more than 80 million americans depend on and radio traffic weather community connection each one and radio is the one of the emergency alert system keeping americans safe in dangerous times at northwest news radio we take seriously our commitment to our community we believe am radio should be available for years to come if you text am to 52886 and tell congress we need am radio and cars from news radio 1000 fm 977 it's your home for breaking news and we have traffic
Northwest Newsradio
"september seventeenth" Discussed on Northwest Newsradio
"Into the 70s come friday in the como 4 weather center colleges christine clark c -tech temperature eighty nine northwest newstime two thirty six the top democrat on u .s the house armed services committee says the deal reached with iran to free five americans is not a bounty washington representative adam smith says it's a misunderstanding that some people believe the u .s. is paying iran six billion dollars for the americans release it's actually frozen money from south korea is money from oil that iran sold to korea and korea did not pay for that because the sanctions that were imposed on the trump administration speaking with fox news sunday smith says money the always belonged to iran but it had been frozen but the republican chair of the house foreign affairs committee says the biden administration is taking a familiar wrong approach under obama it was 400 million of cash and airplanes that went into iran the deal calls for the money to be transferred from a south korea bank to a bank and cutter repairs to sinking tracks will mean a slower go for riders over the next several weeks so those rails are sinking north of stadium stations the problem is those tracks are about three inches lower than they should be all because of problems with the underlining soil starting today westlake university streets ci d and stadium stations will be down to one track and all trains going from northgate to angle lake will stop at the pioneer station and that's when riders will move to the opposite side of the platform to catch the next train we with caught riders up about the reaction to these changes probably going to work from home more often while it's uh having issues they didn't calculate that before like track their thinking so if you plan on taking the light rail give about yourself half hour head starts to get your day ready and this project as a whole will go until about september seventeenth some uh platform construction will start working on the othello and the reindeer beach locations as well that's como forest mo hider at westlake station a local company is a critical part of getting people back to the moon when como forest there in zon was at the company when nasa paid a visit the unmanned artemis one mission blasted off for a close look at the moon in november of last year the mission was to test systems on future missions we did tremendously well all the systems that we had that we want to test uh expectations or exceeded expectations in the past week representatives for nasa and lockie martin paid a visit to redmond based aeroget rocket dying they make the maneuvering rockets for artemis nasa came give them data on how the mission went our propulsion especially here in redmond is critical both to that on orbit uh... steering of the vehicle and also the reentry our thrusters control the reentry and and bringing the astronauts home safe the company is also said to be part of future part of his missions that's why nasa says they had to come in person to say thanks certainly recognize the contributions issues arrowjet they are a huge partner for us their engines represents our billy going to space and control the craft and when you see astronauts take off for the first human trip back to the moon in fifty years know know that a local company is making it possible i am so proud to work in my team is done last almost ten years to see it on the stage like this and to see the photos and hear the feedback it's common in redmond there is on como news northwest news time to forty we have husky news from the football field with bill swartz next for so many going to the dentist is like pulling teeth literally now action that feeling as a child pediatric dental care is imperative to your child's overall health and needs tailored attention and if you're seeking top -tier dental care for your child consider all your options just be sure to consider doctor julia richmond at dino kids dentistry at dino kids dentistry all procedures are performed in their state -of -the -art family center centered practice that creates a warm inviting environment to help eliminate the traditional fears that come with dental visits doctor richmond takes pride in providing excellence and care to children of all ages including those with special needs severe dental anxieties and offers multiple treatment options from laughing gas general anesthesia
This Day in History Class
September 17th, 1859: Joshua Norton Declares Himself Emperor the United States
"The day was september seventeenth. Eighteen fifty nine a failed gold rush era businessman named joshua norton visited the offices of the san francisco bulletin. He gave the editor a short notice to be published in that day's paper and it began as follows at the peremptory request of a large majority of the citizens of these united states. I joshua norton of san francisco california declare and proclaim myself emperor of these united states. Now not much is known about norton's early life before his time as the self proclaimed emperor but what we do know is he was born around eighteen eighteen to a jewish family of merchants in present day. London when he was two. His family moved to south africa where his father established a successful ship. Supply business norton trying to get into the family business himself but his own ship supply. Company wound up going bankrupt after less than two years by the time he was thirty years old. Both of his parents and two of his siblings had died so one year later in eighteen. Forty nine norton left south africa for good in made his way to san francisco like many aspiring businessmen of his day. Norton had traveled to california hoping to capitalize on the recent gold rush after receiving his inheritance. He was worth about forty thousand dollars. Which is well over a million dollars. In today's money in san francisco. He invested that money in real estate including waterfront property. He also started a successful commodities business selling staple foods like rice and flour by eighteen. Fifty two norton had turned his forty thousand dollar investment into a quarter million dollar fortune. He was now one of the most influential and respected citizens of the city. But in a boom and bust town like gold. Rush era san francisco. What goes up. We'll certainly come down and often sooner than you'd expect.
Scary Spirits Podcast
"september seventeenth" Discussed on Scary Spirits Podcast
"No but you can't keep emailing us with your comments and your suggestions and if we do make mistakes and we don't catch it please. Pointed out to us right. I'm sure we make many mistakes that we don't know yes scary. Spirit podcast at e mail dot com. We locate interacting with our listener. Right can tell us how wonderful we are to. We'll take that if you want. Maybe then you'll be more than okay one day. All right karen was your choice was it wasn't not it was. Did you have any errors or corrections. Not that i know of. But i'm sure i did think you're good all right. So what film. Have you chosen for us this week. Karen i chose fright night the the newer version or the older version. The older version. Of course the friday from one thousand nine hundred five. That would be the one. Thank god because that's the one i watched. That would be interesting to see what was different. What might you have chosen. This film karen. Well you never liked to my reasoning. That vampires are cool so there is another reason. Even though that's enough for me. And it's roddy mcdowell. Birthday two days after this episode comes out so on friday september seventeenth roddy mcdowell who stars in this movie. It's his happy birthday happy birthday. Roddy karen do. We have a cocktail for this week's episode we do. It's called the vampire bite. How would i make that. It's pretty easy. Actually start with a tall glass. And you wanna rim it with honey. That's had food red food coloring in it or corn syrup with red food coloring in it and then it drips down side very much like blood you take your favorite citrus soda seven up spray or some such soda and you pour it in the glass with ice and then add a shot of baca. Stir it up then. Add a few drops of water enhancing flavor of the red variety. I used black cherry. Mayo's black cherry. It's the liquid that comes in the little containers. The add a couple of drops. I used black cherry to. I don't know what to say. Great minds or i couldn't find regular cherry by like black cherry better anyway. It's very refreshing. It's easy to drink. There's not a lot of flavor outside the spreader seven obviously because it's vodka so it goes down easy yup good. He's fun to get a party. Should we give our listener time to make their own. They don't need as much time for this one but sure okay. Hold on.
CNBC's Fast Money
Breaking Down Apples Latest Product Event
"Let's go to tonight's main of it and that is apple announcing a whole new fleet of products. Today you got an iphone. Thirteen many phone and new apple watch more but investors maybe wanting more stocks sliding into the closed down just about one percent. Let's get more on. What apple rolled out today and reaction. Josh lipton with that josh good evening. So let's start with apple's most important product the iphone apple ceo. Tim cook taking the virtual stage in saying these are the best iphones apple has ever created and here. The are the iphone thirteen. The iphone thirteen mini the iphone. Thirteen pro and the iphone. Thirteen pro max. All five g. enabled faster chips. Brighter displays bigger batteries and upgraded camera systems. As for prices. They do remain the same as last year. We would also expect of course the carriers to be typically aggressive when it comes to pricing as well the new iphones preorder on september seventeenth. They'll be available on. September twenty fourth also highlight today a new ipad. The comes the faster processor. Better camera costing three hundred twenty nine dollars. A new ipad mini that costs four hundred and ninety nine dollars both available next week and rounding out the show today. The new watch ceres. Seven twenty percent more area charges. Faster more crack resistant. Three hundred ninety dollars apple saying it is available later this fall but did not offer a hard date action heading into this event. Remember apple on a roll over the past three months. Fifteen percent besting the market but finish lower as you point on. Today's traded is lower for september potentially snapping a three month win streak now up fourteen percent for the
Talking Tech
What We Know About iOS 15
"Operating system. We're gonna talk a little bit about that today. Kind of what we know about it what to expect all those fun details. Let's start here. So when will iowa's fifteen launch. Obviously we're going to hear about this on tuesday but if you're if you're trying to get a figure out an idea of wind we might see it I came up with a little bit of a ballpark estimate. And some of this is based on the launch of the iphone. Eleven in iowa's thirteen so the way it shook out back. Then which was i believe. Twenty nineteen apple had its event. Ten days later it released the next iphone. So basically the week of the event that friday where the preordered the week after that the phone was available for sale and iowa's thirteen launch the day before. So what does this mean for. Iowa's fifteen the apple event is on september fourteenth. In that case that friday september seventeenth would likely be when we see pre orders on the iphone. And then we'd see the iphone launch on september twenty fourth. If that's the case then that would likely mean that we see iowa's fifteen the day before which is september twenty third again. All a ballpark estimate just going off of kind of previous history of how they've done things how this pans that will see. But that's looking roughly. Maybe kind of like what we can expect to see. Iowa's fifteen available on our phones next question of course is how to download it. This parts fairly simple. Easy way to do it is go to your phone. Go to settings than general then go to software update and you'll see the little wheelspin and it'll tell you whether i was fifteen is ready to roll Usually if you're on east coast time. It's usually around the afternoon sets the best time to check. There are some older iphones though where you could plug in your laptop and go through i tunes kind of the old fashioned way It's you know it's it's not. It's not as clean
AP News Radio
White House May Scale Back COVID-19 Vaccine Booster Plan
"Although the blighted ministrations hoping to soon start booster shots against Kobe nineteen a complication could slow down the process president Biden's plan was to start the delivery of booster shots a third dose of vaccine to Americans by September thirtieth but it now looks unlikely those who receive the moderno vaccine will be able to get a booster on schedule according to a source moderno hasn't produced all the data needed by the FDA and CDC to approve a third dose of its vaccine for those who got the Fizer shots the process is further along an FDA panel will review its data September seventeenth with approval expected soon after and since the Johnson and Johnson one dose vaccine wasn't approved until February it'll be months before it could see approval for boosters president Biden had called for people to receive boosters eight months after their first round of shots Jackie Quinn Washington
AP News Radio
California fire approaches Lake Tahoe after mass evacuation
"The entire California resort city of south Lake Tahoe was ordered to evacuate in communities just across the state line in Nevada were warned to get ready to leave because of the Caldor fire which has burned more than a hundred and eighty six thousand acres and is just fifteen percent contained hello anon with two other fires and evacuations was ready to do it again Monday that's more out of control and I thought worried about his home packing up his truck with what could fit and looking at the road loses traffic jams I have no idea it was everybody just left at once historically has been this kind of evacuation that's a very tired cal fire PO Dominic Polito at one thirty AM this morning news was a bit chaotic but everyone got out of where they needed to get out according to cal fire at least six hundred and sixty four structures most of them homes have been destroyed the threat across the state is so widespread because of dry conditions the U. S. Forest Service has closed all National Forest until at least September seventeenth I'm Julie Walker
Elvis Duran and the Morning Show ON DEMAND
"september seventeenth" Discussed on Elvis Duran and the Morning Show ON DEMAND
"Lineup is just so strange. It's it's that way on purpose. Yeah we're about to give you the lineup. It's supposed to be all different genres of music on one stage and it always works. Wait till you hear the lineup. We're going to give it to you too few seconds. Let's get into daniel. I danielle wait till you hear this lineup crazy. I don't need to all right. Tiger woods back in la just four months after his horrible car crash Moving around pretty well. He's on crutches but he looks pretty good. He looks like he's in a good good good spirit. So that's good billie eilish is brother. Finneas s His debut ep. Back in two nineteen. We have waiting for the album. Didn't wanna put it out last year because he was like. I don't really wanna covert album. So now he's talking about a release date and album name. he says. I promised to tell you the details even talking about a tour. So that would be pretty cool producers of the hbo. Max adult animated harley quinn series. Tried to push the envelope. Had a scene where batman was doing a little lollipop. Aeon cat woman. They were told. No we have to edit. That out does not do things like that. Superheroes don't do things like that. That's not going to be in there. Sorry if you're looking forward to that the homework charles. Manson murdered the bell law. Bianca's has a new owner. If you remember that baggins from ghost hunters goes adventures. He actually bought it because he wanted the film something there but he said out of respect to them. He decided not to do that so now he has sold it for one point. Eight million dollars on anonymous buyer has bought it but it took a lot because people. Didn't you know it's hard to sell a house where a lot of murders app. If people don't want to buy a house like that grandes a new fragrance. God is a woman. It is on the way to an ulta near you very soon. And oh my gosh end with this did you see the virtual tour of drake's plain air drake know when you when you get a chance. You have to go see a sitting room. There's a theater it's like a two hundred million dollar plane. It's three two second clip. My mother's like is that condo. I go no mom that's unreal. it's unreal. Check it out when you get a chance tonight on television. Kids say the darndest things. Us olympic trials continue disney plus gives you new episode of lucky and net flicks gives you penguin towels. And that's my daniel report. All right now keep in mind. We're about to give you the official produced announcement giving you the lineup for the iheartradio music festival. So it's me and i voted outsor- but after we're done wants to talk like regular people. Okay here we go out. Radio music festival. Hi this is elvis duran. The moment we've all been waiting for for more than a year as the world begins to open back up. We can finally get back to the things we love doing. Live music is something we truly missed in twenty twenty but now it's back get ready to experience the music you love in person. September seventeenth and eighteenth in las vegas where you'll witness live performances. That will never be forgotten overnight. Here's this year superstar lineup. For our twenty twenty one i heart radio music festival on the t. mobile arena stage friday and saturday night. You'll see billie eilish.
The Tom Dupree Show
"september seventeenth" Discussed on The Tom Dupree Show
"What's current new. Big government spending. What's to come vaccinate. What's happening in your world because big events happen every day and will happen to be there on the radio. News radio six thirty. Wla ap if you're wondering what's going on in the markets these days you're not alone. It seems that conventional metrics of discerning value and markets has been thrown out the window. Perhaps it may help to look at interest rates which are lower than ever they are lower than in my dad's time in the business and in my grandad's time interest rates can justify valuations in the stock market and lower interest rates can support higher valuation. So maybe things aren't that crease. We talk about stuff like this pre-financial group for a no obligation review of your retirement. Investment portfolio call us at eight five nine two three three zero four hundred or go to free financial dot com and be sure to listen to the tom to pre show saturdays from seven to nine. Am at newsradio. Six thirty l. a. P. and w. l. a. p. dot com depre- financial group at two three three zero. Four hundred like music is coming back. Let's get it started on september seventeenth and eighteen. Our iheartradio music festival return live from las vegas eighteen superstar artists to one st the biggest music festival in the world radio if going to capital one cardholder secure seats during our early access is starting tuesday at one pm eastern today. Am pacific is heart. Radio dot com slash festival. We'll see you in las vegas now sir beat for dnb window number. Okay tim. we're next in mine. Perfect jim things are going very smoothly. You remember the cell phone bill. Yes and the birth certificate. We'll have a real idea no time. That's right ready to fly to carlos graduation. The game real great work. Jim you to jim. Excuse me are you talking to yourself now sir. Twenty-five window number ten that's our cue. Jim excuse us. Talk yourself into real. Id readiness make a plan. Dhs dot gov slash real id. The piped-in massacre a riveting. true crime. Podcast is back for season. Two in two thousand sixteen eight members of the same family were slaying today. A local family of four await trial for these murders. The podcast examines the details of this horrific case of doing this together. They're accused of trying to cover it up together as a family listened to the piped-in massacre on the iheartradio app. Or wherever you get your podcasts. It is a great looking saturday. Beautiful star that weekend with a mix of sun and clouds. We'll see a gusty today. And temperatures reaching the low seventies from the w k y t first alert weather center. I'm meteorologist. Chris valley broadcasting live twenty four seven from the harto big blue nation. This is newsradio radio. Six thirty w well as an iheartradio visiting the bathroom too much. If you're a man who's constantly going to try super beta prostate it's the best selling prostate supplement in america because it's ingredient helps reduce urges to p. That means less bathroom visits and less waking at night with urges to go. Due to overwhelming demand super beta prostate is flying off the shelves at walmart. Be sure to get your supply. Before it's all gone. Get to walmart and try super beta prostate human spring. You joy like opening your inbox after you've done your taxes clicking the subject line in reading that one email you've been waiting for so out what someone already filed my return during tax in your personal info like your name or social security number is all right there on your tax forms possibly getting e and shared more than usual and that could leave you exposed to identity thieves. Good thing lifelock monitors your personal info alert you to possible suspicious activity and if you become a victim of identity theft a dedicated us-based specialist will work to fix it. No one can prevent all identity theft or monitor all transactions at all businesses but. Lifelock helps you cheap. What's yours join today and save up to twenty five percent off your first year. Lifelock dot com with promo code news. That's promo code news for twenty five percent off at lifelock dot com six.
100% Ska Podcast
"september seventeenth" Discussed on 100% Ska Podcast
"This is one hundred percent sky and that was hep cat giving us some lovely lovely vocals there on the song together day coming off of the album rate on time and i am so so so excited to finally see hep cat. I've never seen him. I've never seen them play live before They're going to be playing this year at the supernova. International scott festival down in virginia. And i am just so so so happy to see them And hopefully it looks like the way are going. They won't have to postpone the show yet again if you are listening to this. You don't have tickets already. I think they are getting pretty low. Honestly i think the festival is going to sell out But if you do not want to miss out i would definitely recommend getting your tickets I think the. I think there's like less than two hundred of the Full weekend passes available at this time. And then you can get days As well but why would you only from one day. I ask you that. Before that we had the heirs with scourging tina. Before that we had a bruce with the strictly rockers crew credited there was the song be my baby and starting us all of their practice. Seco all the way from belgium with their song jamaica sixty nine and well you know what the supernova is. Technically still going to be in summertime. It'll be the weekend of september seventeenth so it's just going to crack into The summer summer before turns to fall there. So got us in this deck song out to all the crew at supernova guys This is the song aggravates with reggae summer. Time right here on one.
American Revolution Podcast
"september seventeenth" Discussed on American Revolution Podcast
"Sent out patrols toward own adila to warn of any potential attacks on september sixteenth. A patrol of nine militiamen marched toward adila but ran into an ambush. Two of the men were killed outright and the rest scattered one of those men who escaped ran back to german. Flatts to warn the people of the impending raid. The man had to run many miles to deliver this message. Meaning that the raiding party would still be at least a few hours away after he delivered his warning. Colonel beringer sent word out to all the area homes to have people gather inside the two forts or safety over the course of the night. The families made their way. To the forts raiders arrived at german flatts. The following morning september seventeenth. The attackers were several hundred. Strong comprised of native warriors primarily mohawks under the command of joseph brant but also some tory militia from butler's rangers under the command of captain william caldwell. The attackers threatened the two forts but found that the walls were too. Well defended ride then. Assault the forts directly. The raiders formed groups that spread into the area. Around the forts burning homes driving off horses cattle and other animals whatever animals they could not take with them they killed. They also burned grain stored up for winter. Use and pretty much anything else value. Aside from the forts the only buildings that they did not destroy were a church and two houses of by known loyalists. More than seven hundred. People were left homeless as a result of the damage. The raiders made efficient work of their destruction by noon. They had left the area prior to the attack. Colonel barringer had sent out a request for reinforcements to four o'clock further down the mohawk river about twenty miles away. Those reinforcements under colonel. Jacob clock did not arrive until the afternoon of the seventeenth hours. After the raiders had left the combined militia force set out after the raiders but never caught up with them. They called off the pursuit and returned. Home captain caldwell who led the loyalists on the raiders. Later commented that his men lately would have massacred many of the residents had they not received advance warning and taken shelter in. the fort's is men were mostly former neighbors who had to flee for their lives because of their support for.
The RIFT Radio Podcast Network
"september seventeenth" Discussed on The RIFT Radio Podcast Network
"Shot at the bash. We will definitely be talking awesome. Yeah i i think the the mascara con. I would love for you to what's really good. Maybe for the teen group. 'cause we're gonna be investigating the The usoc on saturday night. And that's what i wanted to you for the group to check out was the us steel And and also seal really like maybe you can. Maybe the organizers filter with the team group. I'm sure that they're probably itching to get out to Invite so that would be a good good watchers and all that at the At the mascara cod september seventeenth through the does the nineteenth in quincy massachusetts a chance for the nighttime. Yep yeah. I'll let the kids now because we used to do before cove it. We were doing monthly Events for the kids that were free that we'd take him to different places to investigate right and we call. We call it a teen club. And and kobe hit and we had to stop so the kids are like itching to get out and do something before can't do that so ventura. Wait till yeah. It's been hard but they're excited. They were having our team camp again. And i'm not cancelling this year it's going to happen whether there's covert or not having he'll go jodi that's it. Yeah i support you. I i think i think we all need. We played by the rules. We we didn't see each other family members for a year. Now we've got. I'm getting the vaccine. I'm not sure if everyone's getting the vaccine. But i think now it's time for us to go back not back to normal. It's never going to be normal because water people died. But i think getting back to with some kind of normal is important for all of us to go back to what we love and do it in the do with people right right. Yeah i go dining you when you go out and do different things. Do you like to investigate. I do. I mean i'm quite so i would say that i don't hunt ghost ghost hunt me so i don't like i don't go out. Look i don't go out looking for goes to kind of find me where i go So i see. But i also mainly do it because the kind of won't let me. They won't leave me alone. So i'm like okay. What do you want old man..
The RIFT Radio Podcast Network
"september seventeenth" Discussed on The RIFT Radio Podcast Network
"This year yes. So this year we are going to hang out at the goodies. Worked out before i like. I'm so excited. I've seen my friends and the fact that like we. You know what we were saying earlier when you go into these large events there's so much energy so if you're a clairvoyant or an path it's like a it's so much energy so it's kind of overwhelming. Sometimes when you walk into the room. I what what i have learned is like my friends are impasse. And you know there's a lot of there are impasse. So when i was like maybe do undergrounding ritual before we head inside or something. Just still be feel grounded before we had because it can be overwhelming. But i'm so excited about that about a bit. In august and september i am I produced a convention called the mass paragon. And i have that coming up. September seventeenth through the nineteenth. And that's going to be in quincy massachusetts. Which is what right by boss. We're gonna be Doing investigation on the uso. Feel them Which is one of my favorite holiday vocations in In quincy And then we have a demon -nology panel which is going to be led by our friend jeans neto along with carl johnson and There's other special guests that are going to be on the on the demon panel. Who's going to be a dinner in. Discussion led by james anita. And and you owe demon analogy so there's a wad also also jodie and theresa have crews coming up in twenty twenty two and that was a meeting be if it's gonna be So it's forty was from boston to bermuda but we also have the so. The first the first day is going to be in In quincy matt like on the uso. Salem so it's gonna be an investigation on the us Followed by the cruise. And then we get back. It's going to be a tour of salem massachusetts so for those who want to export them feeling. When the i highly recommend it i would love for. I don't know if you do cruises but it'll be so much fun for you guys to go. Come on i love cruises. Oh my god. Sam send sunday and i think he's keep is like. Oh my god burmuda.
The Agostinho Zinga Show
"september seventeenth" Discussed on The Agostinho Zinga Show
"Club is going to back to basics quote unquote for free opening pa september seventeenth eighteenth and nineteenth today basically holding off towards the end of the year. When the wi- the not doing stuff out the in july but the has been announced around the concept of redacted which will be a pure celebration of club culture. What we've no lineups announced advance a rule of no social media. No cameras and no distractions. Oh i love that right Funny because this venues obviously heavily dependent on the lineups right lamps super Stacked usually and very diverse to cover everything from german-based to dub step to edm to take with no wherever right. They've really do in terms of who day book and who they allowed to space blah blah. Said that really was so for them to go for this of You know approach. Even i stood no for the most part imagined. Still going to be the old debate names but that they're not publicizing it and make an into a finger of like. Hey let's just kind of you know. We spend all enough time in front of the computer watching streams on day for this one occasion. We going to be back in this club less. Probably just pull the things aside and just enjoy the space. I'm sure it's the work on the las loan because there's been a few places in london have tried to do the whole kind of pictures no cameras thing. It just doesn't work as you know. I guess brits we don't you know we wanna we wanna remember the shift away doing because we're to shift face because we get to fucked up too early so there's no risk for being able to tell people not to take pictures and record stuff. They're just going to do anyway. So that's probably not gonna work long term. It's do commendable that it doing it and it definitely is going to add a different. I would imagine at a different store vibe. An mba spot when you're in it continues promises. Free catholic curated events featuring.
Top 5 Comics Podcast
"september seventeenth" Discussed on Top 5 Comics Podcast
"Character. So like technically slated for this year our Squad to In but next year they have the flash the batman and aquaman to for twenty twenty one for twenty twenty one or two thousand twenty two twenty two and then why twenty three on slated as a forest choosy period gods and then Dc and w work long titles at black adam and blue beetle's while but they haven't given release dates necessarily goes yet. I don't think. I thought they said like adam between twenty three. But i don't yet. I didn't see sure it doesn't say in this article but the guy that's supposed to be written by gavin. James neal widener who approves worked on san andreas to see me three bow out. That's not really associate in our man has. We'll see interesting character so rex. Tyler is original but like supposed to be rick. Tyler's the one the son who is the most widely known grant and they said that it might actually include the Alternative universe Android version matthew tyler as well okay. But the android energy arisen had have our man okay. I guess we'll that's interesting. This will see his still got a few years. So we'll see where it goes right. Yeah exactly. I mean interesting style. So that's kinda cool. That's pretty much. All i really had. Oh am news. Wise venom. to release date has been delayed to september september. Two thousand twenty one says on my case was suppose come out and july. He's back a few months makes sense. They're waiting to see if Things open up more. Give it a little bit more sure theater time. So make sense. But september seventeenth so horrible spurs dates concern thursday force at school shooting carnage. Me should be interesting man. Well i guess if that's all we got news. Yeah i've made space where i'm at cobb unaccountable music into heroes reborn here in a couple more months for marvel so doing that again. I'll be does look pretty cool. It's an interesting setup by whatever's 'cause the world be with what it is. The vendors never became thing. Tony stark never built the iron heart and as a result says a winner of injuries. No one ever found captain america. Because there's no vendors store never fell. Jane foster never designed to humanity and then we move forward so there's still plenty of other heroes around but basically have decided that the The grivas gonna fill in as earth's mightiest. Avengers is squadron supreme. so i've gone and blur the the evil justice league visa. What they are in normal comics this batch of stuff and they're more anti hero now than they are villains. Really i mean kind. Kinda gone good and as a result a few of the other ones too so this version the world though there was nothing of interest team so they might be interest my heroes and that's the premise things unfolding. The only person is truth. His blade vampire honor and barely. Somehow he has memories of the university. Gas is what the writers were saying. So i guess we'll see what that is. It's going to be seven part series total. There's some cool. new costume. Designs are getting a doctor. Juggernaut which looks very duma juggernaut. Play so he looks cool. Which one of them's in the suit. No idea is soon was doctor. Jay dardenne with the gym. But there's unavowed to know that there's a couple of pictures in the guinness..
Ghost Town
"september seventeenth" Discussed on Ghost Town
"I'm rebecca lieb. I'm jason horton. And this is ghost town. On september seventeenth eighteen fifty nine several san francisco newspapers printed the following at the preemptory request and desire of a large majority of citizens i joshua norton declare and proclaim myself emperor of these united states. It was signed norton. I emperor of the united states. We're talking about the first emperor of the united states of america world today with the last emperor america so far so far so far. Okay okay. this episode was brought to us by a listener which is very excited about and when holly pitched it. It references california. I'm in me when i see eighteen fifties. That's more your world on the older the better for me in many respects. I'm like kind of like a twenty th century guy. Yeah that's true. That's true. But this i thought was really interesting and something i didn't know about and it kind of talked about california and the united states so it's kind of checked off a few boxes plus holly did all the work. Holly bless you so thankful to holly. She wanted us to. But i mean i wanted to. But she has a charity called rainbow railroad. Which is rainbow railroad dot org and her. Instagram is instagramcom h. o. l. l. y. b. e. r. I g. r. a. m..
True Crime Fan Club Podcast
"september seventeenth" Discussed on True Crime Fan Club Podcast
"Two months after the birth of their son natan keri got married while they were both suffering from the flu in november. Two thousand four neat found out that damage plan would be playing the al sevilla nightclub. He purchased a ticket for himself and his friend. Jason jewett nate also planned to arrive at the venue early on the day of the concert so that he can meet his hero. Dime bag darrell. Abbott and his final phone call name called kerry from the concert shouting that he was so excited to be meeting. Dime bag kerry smiled and told nate to be careful and call her if he needed a ride home. Nato's carry that. He loved her and asked her to give anthony. I kissed for him. Nathan gills gun jammed after firing the bullet that killed nate and the audience screamed. He's out of ammo. They were wrong. He managed to clear the jam. John again attempted to disarm him and manage to grab the gun and release the magazine from the clip. There was still alive. Round in chamber and nathan shot. John in the arm. Aaron hawk another rhody saw this as an opportunity to rush towards nathan nathan was eerily calm during the attempt. He pulled out another magazine and reloaded his gun. He shot aaron and his left hand which appeared his left thigh. He shot him a second time in the chest and erin collapsed. Nathan calmly walked up to a defenseless errand and shot him three more times. He died from his injuries. Aaron hulk was born on september seventeenth. Nineteen seventy five the spelling of his name. He r i n was a non to his mother's irish roots. When aaron was five his parents split and eventually divorced this caused the hawk children to bond closer together despite the ten year difference between the oldest brother. Chris and aaron the youngest child aaron also had a sister danielle who was five years older and another brother. Andy who three years older. Aaron has been described by his brothers and sister as the glue of the family. He was a social in sweet boy who was adored by his older siblings after their parents. Divorce danielle the only daughter found herself acting as a surrogate mother to aaron. She was fiercely protective of her baby. Brother aaron would need this as his relationship with his father became limited after the divorce growing up. Aaron would develop a love for music by listening to his siblings led zeppelin and beatles records. He would also fall in love with sports particularly baseball. His fun loving free spirit made him popular amongst disappears..
Pop Culture Leftovers
"september seventeenth" Discussed on Pop Culture Leftovers
"A quiet place is set for september seventeenth. Forty five days after those days. You'll be able to watch these new these movies that were in the theater on paramount. Plus do you think that that's a big selling point here. I think so. I mean i think people liked the idea like that. i think most people are except filmmakers. Have been happy with one brothers approach of like you can watch it in theaters and on the streaming service the same day. I mean paramount. If they want to make this network go then. They're going to have to release their movies on there pretty quickly. So people will want to subscribe so they could see it. And i think after that i've heard that After they do after the release on paramount plus they've got a deal worked out that these movies will move onto epics for ninety days. Oh that's interesting. Yeah yeah. So after its after they. I don't know maybe it'll be available on paramount plus for like thirty days. Then after that these movies will then move over to epochs. They'll be they'll be specific. I mean exclusive epics at that point. Yeah exclusive app for ninety days before they move on to something else. 'cause like saint. Maude came out on epix. Yeah exactly yeah you you like that movie. Quite a bit didn't you. Oh i love that movie. I thought it was an excellent psychological horror thriller movie Dude it nailed the landing. Yesterday did enemy it. i mean it. It was a excellent movie. And i. I'm glad i got to watch it and it. That ending was perfect. I said to myself out loud. I said okay. I need to see this happen in the ending in it happened and i was like okay. Perfect you nailed it. Yep yep exactly it ending didn't happen would have probably not liked as much but the ending was perfect. And i'm glad that that's the way yeah hundred percent agree statewide. I give it a high taste..
Everything Everywhere Daily
"september seventeenth" Discussed on Everything Everywhere Daily
"For example on september seventeenth nineteen seventy seven carlton college and saint olaf college in minnesota played the first and only metric football game. The field was one hundred meters by fifty meters and they received special permission from the ncwa. The problem was the conversion was entirely voluntary. If people didn't need to change there was no real incentive to do so expensive measurements. Wasn't worth it for most businesses so it just never happened the metric system in the. Us is a lot like going to the gym. We all know we should do it. And eventually we'll get around to it but we just never do it. Primarily has to do with costs and benefits. United states is a big country and the world's biggest economy. The current system works unlike smaller countries. That may have a greater need to be in step with the rest of the world. The us is one country that can get away with having a different system. The vast majority of things where people need to deal with measurements are not international. You go between towns you fill up your car. You buy food. All of these things do not require any sort of international agreement. However if we were to do a hard transition metric it would cost a lot of money the majority of road signs when need to be replaced as with all the labels packaging legal titles to land and host of other things. We probably can't even think of. It is perhaps more helpful to think of going metric as being on a continuum rather than being binary despite the three countries. I listed the introduction of this episode. The truth is there are a lot more countries that use non metric units in daily life in canada. Most people would give their weight in pounds and their height in feet and inches and floorspace and apartments is given in square feet in the united kingdom roads are still measured in miles and weight is given in stone and no one really knows what stone is gallons are still used in many central american countries but only for the sale of gasoline. The united states is just on the other end of the spectrum. we do use metric for some things. You purchase soda by the leader and pharmaceuticals by the milligram. Pretty much all science in the united states is now done in metric so a future mars climate orbiter which crashed in one thousand nine hundred eighty eight because a software programmed with non metric units. Probably will never happen again. Pretty much every student in elementary school in the united states is exposed to the metric system. An estimated thirty percent of all products manufactured in the. us aren't metric as are many products by american companies manufactured overseas however things like distances between cities and the sale of gasoline. Don't really matter dealing..
Fancy Free Podcast
"september seventeenth" Discussed on Fancy Free Podcast
"Her husband and two teenage kids. Casey thank you so much for being with me today joanne. I am so happy to be here. Thanks for having me. Oh absolutely okay. what did i miss. Fill in the blanks about who you are what you do you covered a lot there the bios pretty darn compliant. You should pat yourself on the back for a darn good guy. I was born september seventeenth. Nine just kidding the day. I was born. Yes you know. I got into working with parents because like so many of us who have kids. I came into first of all. I was a teacher thinking. Oh i'm gonna be really good parent because of all this background information. I have being a teacher. And i'm not gonna do the things my parents did. Because why would. I want my kids to feel how i felt. And then you have your children and you realize you don't know anything and all of that conditioning. Lives deep inside of you and i am a lifelong learner. I love learning. And so my decision was i want to figure out how i can be better. I wanna find more tools more strategies which led me to learning about positive discipline that philosophy and becoming trained as a parent. Educator recognizing like it's absolutely not enough to know the things. There was really profound personal growth. That i went through as a human inside of the parenting journey which actually led to the tools and strategies that i was using to be ever more effective and not only that but to also be in the mindset of being able to access those tools when it was the hardest time right. Yep so i did that. As my kids developed through the school age years and middle school and then my oldest went into high school. And you know for anyone out there who has an adolescent like. We know it's going to get weird and hard but until we're actually in it you know we don't know no i'm with you sister. I have two daughters fifteen and seventeen. I'm in the. We'd oh yeah mine too so my son is fifteen in. My daughter turned eighteen literally. Tuesday so so i was really like have. I been duped by positive disciplinarian. Like what how jack ass you know that. show abbott. where's ashton by being her. It just felt like. I couldn't find my feet..
TIME's Top Stories
The Supreme Court Allows More Time For Pennsylvania's Mail In Voting
"The Supreme Court allows extra time for Pennsylvania's mail in ballots by Marc Sherman and Mark Levy. Washington. The Supreme Court will allow Pennsylvania to count mailed in ballots received up to three days after the November third election rejecting a Republican plea in the presidential battleground state. The justices divided four four on Monday an outcome that upholds a state Supreme Court ruling that required county election officials to receive and count mailed in ballots that arrive up until November sixth. Even if they don't have a clear postmark as long as there is not proof it was mailed after the polls closed Republicans including President Donald Trump's campaign have opposed such an extension arguing that it violates federal law that sets Election Day as the first Tuesday after the first Monday in November and that such a decision constitutionally belongs to lawmakers not the courts. The State Republican Party Chairman Lawrence Tavis said the party disagrees with the decision and noting the four four decision. It only underscores the importance of having a full supreme court as soon as possible to be clear. The Supreme Court decided not to grant stay which does not mean the actions of the Pennsylvania Supreme Court would withstand a legal challenge to their judicial overreach. Should the court hear the case tape said? Nancy Patty. Mills Chairwoman of the Pennsylvania Democratic Party accused Republicans of trying to sow confusion and disenfranchise eligible voters. This is a significant victory for Pennsylvania voters. Mills said in a statement, the Democratic majority on the state's High Court had cited warnings that postal service delays could invalidate numbers of ballots and surging demand for mail-in ballots during the coronavirus pandemic to invoke the power used previously by the state's courts to extend election deadlines during a disaster. Chief Justice John Roberts joined with the three liberal justices to reject Pennsylvania Republicans call for the court to block the State Court ruling. Justices Samuel Alito Neal Gorsuch Brett. Cavanaugh and Clarence Thomas would have required the state to stop accepting absentee ballots when the polls close on November third. There were no opinions accompanying the order. So it is impossible to say what motivated either group of justices the conservative justices have been reluctant to allow court quarter changes to voting rules close to an election. The court also is weighing a similar issue from Wisconsin but in that case, the ruling being challenged comes from a federal appeals court and the Democrats who are asking the justices to step in. Most states make election day the deadline, but eighteen states half of which backed trump the twenty sixteen election have a post election day deadline with nearly a million votes already cast in Pennsylvania, we support the court's decision not to meddle in our already working system Pennsylvania's Attorney General Democrat Josh Shapiro said in a statement. On, a separate track Republicans in the State House have pressed Governor Tom Wolfe a Democrat to agree to eleventh-hour legislation to eliminate or limit the three days under the court's order. The case is one of many partisan battles being fought in the state legislature and the courts primarily over a male in voting. In Pennsylvania amid concerns that a presidential election result will hang in limbo for days on a drawn out vote count in the battleground state. And Pennsylvania the State Democratic Party and a liberal group the Pennsylvania Alliance for retired Americans had salt an extension of the election day deadline to count mailed ballots. About two point eight, million mail in ballots requested and approximately nine hundred thousand returned democratic registered voters are requesting mail ballots at a nearly three to one ratio over Republicans, and it's September seventeenth ruling the divided state Supreme Court said ballots must be postmarked by the time polls close and be received by county election boards at five pm on November six, three days after the November third election it also said that ballots lacking clear postmark could be counted unless there was evidence that they were mailed after the polls closed.
Daily Tech News Show
Cyberpunk 2077 Head Responds to Crunch Controversy
"Bloomberg, obtained an internal. Email showing that cyberpunk twenty, seventy, seven, developer, CD, project red told employees that six day work weeks would be mandatory ahead of the Games. November. Nineteenth release now, Studios Co founder Marcin Wenski had previously told to a Kotok who that the student would have a non obligatory crunch policy crunch meaning you know crunch time right? Everybody's working heart in the email. CD. Project red? Studio. Head Adam Dowse said quote. I know this is in direct opposition to what we've said about crunch he also added we've extended all other possible means of navigating the situation cyberpunk twenty, seventy seven was delayed from. April sixteenth to September seventeenth and then again to. November nineteenth and the big hangup here is crunches unknown quantity across the industry in a way. That's really a key right now, like middle last couple of years, it's all anybody wants to talk about from a sort of this industry is maturing. We need to do better at how we treat our our our employees maybe even accepting some unionization in a couple of cases which really doesn't exist in the games industry. A lot of these studios will release a gigantic two hundred person produced game, the cost millions to produce, and as soon as it hits the street even if it's wildly successful, they'll lay off almost that entire team. That's not unheard of in this particular case, we're not talking about that. We're talking about this sort of cramming toward the toward the end and a lot of people don't understand how it works in terms of why is there so much cramming toward the end of a video games product cycle, and that's a difficult answer because it's very complicated, but basically, it doesn't matter how. Many times you push your release. There's always something else to be done or do be at feature creep or something had to cut out entirely or well. We have an extra month. Now, we can maybe add this that adds new complications. So before you know it, you're in a situation where now we're really locked in on the November date where a year later than we planned to. Be, with multiple dates that have all been missed in between like at some point, we either have to do this now or we go another year and if they're going to do it now, then they gotta do all hands on deck. The big problem and the reason people are mad is that they came out and acted all progressive in this regard and said, look we're not. GonNa Force it we're not gonNA, make crunch part of our company culture anymore, and we're GONNA lead the way in that regard, and then this memo says, but maybe you're not right now 'cause we got a huge game release coming up and end it is we're all. So stoked for this game
Daily Tech News Show
Cyberpunk 2077 Studio Head Responds to Mandatory Crunch Reports
"Obtained an internal email showing cyberpunk twenty seventy seven game developer CD project red told employees that six day work weeks would be mandatory ahead of the Games. November. Nineteenth. Release Studio Co. founder Marcin Venzke had previously told Kotoka. The studio would have a quote non obligatory crunch policy however in the internal email CD project red studio head Adam Barsky said I. Know this is in direct opposition to what we've said about crunch and added we've extended all other possible means of navigating the situation cyberpunk twenty seventy seven was originally supposed to come out April sixteenth was delayed to September seventeenth and then again to November
AP News Radio
'Keeping Up With the Kardashians' will end in 2021
"The reality TV fans will have one less show to keep up with after more than a decade the end is near for keeping up with the Kardashians the E. network says the show will be ending its run next year the family posting a statement saying it is with heavy hearts that they say goodbye to the cameras and microphones have tracked them since October two thousand seven it will not be a quick goodbye the new season of the show begins September seventeenth the final season will not air until next year the series became a staple among reality TV fans and boosted members of the Kardashians into the limelight the show also produced a dozen spin offs I'm Oscar wells Gabriel
AP News Radio
'Keeping Up With the Kardashians' will end in 2021
"The reality TV fans will have one less show to keep up with after more than a decade the end is near for keeping up with the Kardashians the E. network says the show will be ending its run next year the family posting a statement saying it is with heavy hearts that they say goodbye to the cameras and microphones have tracked them since October two thousand seven it will not be a quick goodbye the new season of the show begins September seventeenth the final season will not air until next year the series became a staple among reality TV fans and boosted members of the Kardashians into the limelight the show also produced a dozen spin offs I'm Oscar wells Gabriel
Business Wars Daily
Anticipating a Baby Boom, Nike Unveils Maternity Line
"The expanding popularity of exercise has prompted growth in leisure wear in fact Ath- leisures the only major fashion category that seems to be doing well, almost every other category is in decline I mean who needs high heels to work at your? Kitchen table now that active where boom is intersecting with a soon to come trend at least one expert is predicting lockdown inspired mini baby-boom starting in October and going through next March that's according to Marshall Cohen. Chief Retail Industry analyst with NPD Group A market research firm the obvious underserved opportunity for apparel makers active wear designed for pregnant and nursing mothers. Last week Nike announced its first line of maternity fashion called Nike 'em. It'll be available online starting September seventeenth? Nike says it's been working on maternity where for three years, but the timing of its release probably couldn't be better in the US maternity clothing sales have been growing by about three percent of the last few years according to CNN. That's not because women are having more babies they're not actually but because they're spending more money on maternity fashion nike 'em includes a nursing, bras tank tops, tights, and cover ups. The company says it compared scans of one hundred, fifty thousand women's bodies both pregnant and not design the pieces. The stretchy products grow with pregnancy and spring. BACK TO FIT new MOMS bodies. Nike designers also conferred with thirty pregnant and postpartum athletes. The result functional tops that make breastfeeding easy in tights that accommodate pregnant and postpartum bellies. Prices range from forty five to eight five dollars. The new line is an extension of Nike successful efforts to grow it sales to women. Last year Nike grew it's women's business by double digits according to retail dive the industry publication quoted dense CEO Mark Parker, who commented that it was quote hard to overstate how important this year has been the evolution of the women's offense at Nike. The idea behind knock em to take away one obstacle that often stops expected to new mothers from continuing their athletic pursuits. That obstacle of course, active wear brands have mostly ignored the large new mom market loving them with few good clothing options for exercising.
The Healthcare Policy Podcast
Dr. J. Mario Molina Discusses Medicaid Program Financing in Light of the On-Going COVID-19 Pandemic
"On background, the ongoing Kobe nineteen pandemic has caused the worst unemployment rates since the Great Depression. Since Medicaid and the economy are negatively correlated when one's up the others down. Recent Kaiser family. Foundation study concluded that by January, seventeen million people could be newly eligible for the Medicaid. Program that would represent a twenty four percent increase in current program participation. As state. Which Medicaid funding is typically the second largest state expense after education they've cratered largely since two thirds of state income is generated via income and sales taxes. One month ago, the C. P. P. estimated states that are required to bounce their budgets. Each year are looking at revenue shortfalls totally accumulative five, hundred, fifty, five, billion dollars over fiscal years twenty through twenty two. In an effort to short state Medicaid programs and mitigate the economic fall back fall out in mid-march. The congress increased the federal government's Medicaid match termed eth- map by six point two percent in late. May The house further up the match to fourteen percent under the Heroes Act. The here act would also provide more than one train to state and local governments including nine, hundred, fifty, billion flexible aid. The Senate Majority leader however failed to refuse to take the house bill. As of today, it appears the presence executive steps taken Saturday to address four non healthcare. Related issues has caused Congress to journey until September seventeenth that is another code relief package will at best not be considered until late that month. With Megan and discussed the pandemics effects on the Medicaid. Program is Dr. Mario. Molina. So that document as a somewhat lengthy background introduction, let me begin by asking you generally what's your assessment? Of the Kobe nineteen pandemic effect on the Medicaid population I asked particularly in context of the fact that Medicaid is largely responsible for covering long term care facility a healthcare, and we've seen of course disproportion effect on long-term facility residents. I think that Medicaid patients are going to be disproportionately affected for a couple of reasons as Medicaid, the biggest pair of long-term care in the country. and clearly those patients have been hard hit. But we're also seeing that it disproportionately affects people who are lower income who are working as essential workers in essential businesses. Most Medicaid patients work, but they're working in low income jobs often without. Health Insurance paid for by the employer. So they are probably greater risk and we've certainly seen that black and Latino. Are More affected by. Colbert Dan. Caucasian population. Okay. Thank you. Yes. Definitely the case. Before. I ask about the Congress and state responses. Let me ask you this question. There's a lot of discussion and speculation regarding healthcare utilization. meaning that covid nineteen will will cause comparatively an increase in utilization. Interestingly enough I looked at some statistics that showed because of elective surgeries being canceled or postponed. Data showing then April. Healthcare expenditures were down almost forty percent and were still down ten percent or ten percent lower your year this past June. So this question obviously very much relates who pressure on state budget. What's your understanding of what will see relative arm balanced utilization in the Medicaid program? This year and going into next year. Well it's going to have different effects in different areas clearly, hospitalization and physician visits are down. in part because people are afraid to go to the doctor or the hospital. In. Part because Kobe has crowded patience out of elective surgeries. So those things are all down. Testing is going to be up testing expenses are up. and I think that overall you're going to see that utilization is lower in the second quarter and probably the third quarter and expected and from previous years. and I think that it's going to remain that way for a while people are still afraid to go to the doctor for many things and there is concerned that as a result, things like cancer screenings and treatments will be deferred. So we could see some pent-up demand perhaps next year but I do think that for the remainder of this year. Overall Service utilization will be lower than expected. Some areas, it'll be higher. But overall it'll be. It'll be down from previous years.
Software Engineering Daily
Capital Allocation with Blair Silverberg and Chris Olivares
"Blair and Chris Welcome to the show. Thank, you good to be here. We're talking about capital allocation today and I'd like you to start off by describing the problems that you see with modern capital allocation for technology companies. I'm happy happy to start there. So I think it might be helpful to give. The listeners, a little bit of our backgrounds so I was a venture capitalist at draper. Fisher Jurvetson for five years I worked very closely with Steve. Jurvetson and we were financing are very MD intensive. Technology projects that became businesses things like satellite companies companies that were making chips to challenge the GP you new applications of machine learning algorithm so on and so forth and I think the most important thing to recognize is that the vast majority of technology funding does not actually go to those kinds of companies. The venture space is a two hundred fifty billion dollars per year investment space. The vast majority of the capital goes to parts of businesses that are pretty predictable like raising money in in investing that in sales, marketing and inventory or building technologies that have a fairly low technical risk profile, so the vast majority of tech companies find themselves raising money. From a industry that was designed to finance crazy high technology risk projects at a time where that industry because technology so pervasive you know really do the great work of of many entrepreneurs over the past twenty to thirty years, technology is now mainstream, but the financing structure to finance businesses not has not really changed much in that period of time. Yeah, and then I guess I'll talk a little bit. My my background is I came from consumer education sort of background, so direct to consumer, thinking about how you use tools and make tools that ingrained into the lives of teachers, parents students I was down in the junior class dojo before starting capital with Blair. We were working on the Earth thesis He. He was telling me a lot about this. The the date out. There exists to make more data driven in data rich decisions. How do we go software to make that easy to access in self service and sort of servicing the signal from the noise, and we kicked around the idea and I thought that they were just a tremendous opportunity to bring. What Silicon Valley really pioneered which is I think making software that is easy to use in agreeing to your live into kind of old industry fund raising capital Haitian. The kinds of capital allocation that exist there's. And debt, financing and different flavors of these. Of these things say more about the different classes of fundraising in how they are typically appropriated two different kinds of businesses. So. You have the main the main groups you know. Absolutely correct, so there's. Equity means you sell part of your business forever to a group of people and as Business Rosen succeeds. They'll get a share in that. Success and ultimately income forever. Debt means you temporarily borrow money from somebody you pay them money, and then at some point in time that money's paid back and you all future income for your business, so equities permanent, not permanent. If you think about how companies are finance like. Let's take the P five hundred. About thirty percents of the capital that S&P five hundred companies use to run. Businesses comes from debt. In the venture world that's remarkably just two percent. And the thing that's crazy is this is two percent with early stage seed companies, also two percent with public venture, backed companies in places like the best cloud index, which is like a one trillion dollar index of publicly traded technology companies started their life, and in with injure backing many of them SAS companies, these companies, also just two percent finance with debt, but nonetheless within these these classes, the reason it's obviously economically much better for a business and pretty much every case to finance itself with debt because it's not. Not It's not permanent, and it can be paid back. It's much much cheaper to use debt. That's why you buy a house with a mortgage show. You know you don't sell twenty percent of your future income forever to your bank help you buy a house, but the reason that people use equity comes back to the risk profile so just like. If you lose your job and you can't pay off your mortgage. The bank owns your home. Same exact thing happens with debt in so restorick Louis, if there's very low. Certainty around the outcome in typically early stage investment you're you're doing a lot of brand new are indeed you have no idea if it's GonNa work you cope. You know over time that you'll be successful, but there's really quite a bit of uncertainty equities a great tool because you're. You'RE NOT GONNA lose a business, you know everybody can basically react to a failed. Are Indeed project. Decide what to do next had saints. Equity is kind of the continent tool for high technical risk, high uncertainty investments, and then debt is basically the tool for everything else, and it can be used as most companies do for. Ninety percent of The places that businesses are investing so if you're spending money on sales and marketing, and you know what you're doing and you've been running campaigns before. That were successful, very. Little reason you should use equity for that if you're buying inventory if you are a big business that's. Reach a level of success that on. Means you have a bunch of diversified cashless. Coming in businesses might take out dead on business kind of overall, so it's less important what specifically you're using the money for, but it's important to recognize that most companies are financed roughly fifty fifty equity versus dead, just just intra back companies that. That are kind of uniquely Equity Finance. Scaling a sequel cluster has historically been a difficult task cockroach. DB Makes Scaling your relational database much easier. COCKROACH! DVD's a distributed sequel database that makes it simple to build resilient scalable applications quickly. COCKROACH DB is post grass compatible giving the same familiar sequel interface that database developers have used for years. 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It's often originating in a large source, a sovereign wealth fund or family office in it's being routed through something like capital allocators cater like a venture capital firm for example or a bank. How does this capital get allocated to these smaller sources? What is the supply chain of capital in the traditional sense? You know it's kind of funny to think about capital and things like the stock market in the form of a supply supply chain, but this is exactly how we think about it so at the end of the day. Capital originate. In somebody savings, basically society savings right you. You have a retirement account or your population like you know in in Singapore and Norway with a lot of capital, it sort of accumulated from. From the population and these sovereign wealth funds, or you're an endowment that's you know managing donations of accumulated over many many years, and ultimately you're trying to invest capital to earn a return and pay for something pay for your retirement pay for the university's operation so on so forth so that's Capitol starts, and it basically flows through the economy in theory. To all of the economic projects that are most profitable, inefficient for society, and so, if you step back, and you think about like how how is it that the American dream or the Chinese Miracle Happen? You know in in both of those cases different points of the last hundred years. Why is it that society basically stagnated? You know the world was a pretty scary. Scary place to live in up until about seventeen fifty, the industrial revolution started. Why is it that you know basically for all of human history? People fought each other for food and died at the age of thirty or forty, and over the last two hundred fifty years that it's totally changed. It's because we have an economic system that converts capital from its original owners. Diverts it to the most productive projects. which if they're successful, replace some old more expensive way of doing something with newer better way and so I think when when I described that like you know I, think most people can step back and say yeah, okay I. kind of see how capital flows through the system, it goes automatically to someone making an investment decision like a venture capital firm ultimately gets into the hands of the company company decides to invest in creating some great product that people love. Let's. Let's say like Amazon and then everybody switches from you know buying goods at some store that may or may not be out of you know may or may not being stock to the world's best selection of anything you'd never wanted. The most efficient price that's society gets wealthier basically through these these kind of steps in these transformations, but it's asking if you step back and think about it like nobody actually thinks it's processes as efficient as it could be like. We asked people all the time. People were interviewing journalists companies. We work with sewn. So how efficient do you think world's capital allocation is? I've never met a person that says it's pretty good. You know we're like ninety percent of the way there. In fact, most people think it's pretty inefficient. They think of companies like you know we work, and some of the more famous cases lately of of Silicon. Valley back businesses that that totally. underwhelmed disappointed. Their initial expectations and I think most people admit that the efficiency of capital allocation is either broken or nowhere close to achieving its potential, and so we basically we'll talk more about our technology and how we do we do. We basically think of this problem our problem to solve. There's an incredible amount of Apache inefficiency in how data that goes from a project or a company, ultimately funneling up to an investor flows, and so you know it's hard to place blame because there's so many people in the supply chain, but. But I think it super clear that if it's difficult to measure whether or not a project or a business is good at converting capital into value in wealth, and you know products that people want, it's nearly impossible for society to become really good and efficient at allocating its capital, so we're we're here basically to make the data gathering data transformation visualization communication of what's actually going on under the out of business as efficient as possible and you know from that, we thank some great things are going to happen to the economy. Goes a little bit deeper on the role that a bank typically plays in capital allocation. If you think about our bank works like let's take. Let's take a consumer bank that most people think about you gotTA checking account. Right, now you've got some money in that checking account. That account actually takes your money or dot and most people know this your dollars sitting in that account. You know just waiting around. You'd withdraw them. Your dollars are actually rolling up into the bank's treasury. There's somebody at the bank working with the regulators to say hey, how much of this money can we actually put into things like mortgages, commercial loans, all of the the uses of capital that society. Has In some some effort to. To, move the world forward and make the economy efficient, and so those deposits basically roll up into a big investment fund, and there's ratios that regulators set globally that say those dollars needed to be kept in reserve, versus how many are actually able to be invested, but with the portion that's able to be invested. It's there to fun. You know building a house to fund a business back -Tory to fund sales and marketing or inventory procurement for some other business, and so a bank was was basically the original investment fund, and a bank has unlike venture funds and other sources of. We typically think private capital. The bank has tricky. Problem were any moment all of the depositors holding the checking accounts could show up and say hey. I want my money back and so that's why banks have to deal with reserving capital predicting the amount of withdraw and classically everybody wants her money at once at the worst possible time, and so banks have to deal with quite a bit of volatility now if you take an investment fund on the other hand. Totally totally different structure, so your typical venture fund will have money available to it for a period of ten years from you know typically these larger pools of capital. We talked we talked about so very rarely. Individuals are investing retirement savings in venture funds, typically sovereign wealth funds down that's. Basically pools of that individuals capable. Win One of these funds makes a commitment to a venture fund. It'll say you've got the capital for ten years. You've gotta pay back. You know as investments exit, but other than that will check in ten years from now. We hope that we have more than we gave you the star with and there there's no liquidity problem because the fun has effectively carte blanche to keep the money invested until some set of businesses grow and succeed and go public and make distributions so one thing that's fascinating. The Tappan in the last twenty five years is private capital capital in the format of these kinds of funds. Have just grown tremendously and so today. There's a little over five trillion dollars. Of private capital being allocated in this way to think like buyout funds venture funds so on and so forth. Funds don't have the liquidity problems of banks. They can make much longer term for looking investments. This is created tremendous potential to make the economy more more efficient by taking out the time spectrum. You know this is why venture investors can do things like finance spacex or Tesla. Really. Build fundamental technologies in the way that a bank never could so this is an amazing thing it. However leads to a very long. You DAK cycle, so the incentive goes down when you take out the time line over which investment needs to pay back. To carefully monitor and understand what's going on in the business day today, so it's pretty interesting thing about the different pools of capital. There's not not to. Make it sound too confusing, but I think everybody will admit that the financial markets are incredibly diverse complicated we track basically about fifteen different kinds of capital, and they're sort of pros and cons with each one, but you know a bank is one. A private fund is wanted insurance companies balancing as another. You've got things like ETF and public vehicles that hold capital so there's quite a bit of complexity and the the structure of the financial markets. All right well. That's maybe the supply side of Capitol on. All kinds of middlemen and all kinds of different arrangements, but ultimately there is also the demand side of Capitol, at least from the point of view of companies getting started which is. Startups or computer in later stage with the maybe they're not exactly considered startup anymore, but they're mature. These companies have models for how they are predicting. They're going to grow, but oftentimes these companies are very. Lumpy in terms of how their their revenues come in how closely their predictions can track reality. So how do technology companies even model their finances? Is there a way to model their finances? That actually has some meaningful trajectory. Sure so first. Companies you know need need a base think of all the places that they're spending our money and. We're pretty. We Do I. Think a pretty good job of organizing this and making it simple so when we look at companies and we can, we can talk more about how the the cabinet machine operates, but when we look at companies, we basically think they're only a handful of places of money. Get spent you spend money on. Short term projects that you hope proficient things, sales and marketing. Houston money on paying for your sources of financing like paying interest on debt, making distributions to your investors, and then you spend money on everything else and everything else can be designing software building products on, and so forth, and so if you break the demand for capital down into just those three buckets. And look at them that way. Some pretty interesting things happen. The first is for the short term investments that you hope productive. You can track pretty granular nearly whether or not they are, and we'll come back to that. For paying back your investors, you sort of know exactly how much you're paying your investors so a pretty easy thing to track, and then for the operating costs you know most people will help us. Apax, that you're paying to keep the lights on things like Renton the your accountants, the CEO salaries on and so forth these are these are table stakes expenditures. You need to stay in business and so. Amongst each of those three things, there's different things that you wanna do to optimize and I'm happy to go into more detail sort of go through each one. If you think that'd be useful. Yeah Bliss a little bit more about about how these companies should be a modeling, their revenues are that is meaningful to model their revenue so that you can potentially think of them as targets for for capital allocation so. If we think about. Understanding what company might be a viable recipient of capital? How can you accurately predict the trajectory of that company, or or do they? Would they present a model? Would they develop a model good through a little more detail? How a company would serve justify? It's need for capital. So typically what what most companies do and this is not terribly useful or accurate, but I'll tell you what most people do I mean by the way like how central the entire economy predicts, predicts demand for capital works like this. Companies take. Their income statement on their. Balance Sheet historically. And they they basically have this excel file got a bunch of you know, rose and have different things like my revenue, my you revenue that sort of linked or my expenses that are linked revenue Mukasey could sold so on and so forth, and they grow each of those rose by some number that they hope to hit so if you want your revenue to double next year, you'll say my revenue one hundred dollars today I wanted to be two hundred. Hundred dollars twelve months from now I'm just GONNA draw a line between those two points and every month. There will be some number that's on that line, and that's why monthly revenue I want my expenses. You know everyone knows. Expenses are going to have to go up if my revenue goes up but I don't want them to go up as much as my revenue, so I'm going to draw a line. That's you know somewhere less than a doubling. and. You pull these lines together on one big excel file and there's your you know they're your corporate projections. In general, this is true for big companies small companies, but that's not actually how. Company revenue works because if you go back to the three categories, we talked about before, and you just focus on the one that talks about the short term investments. The. Way Company Revenue Actually Works is a company this month. Let's say they spend one hundred dollars on sales marketing. Well. They're hoping to get a return on that sales marketing, and so they're hoping that in the next you know six months. That's paid back. Twelve months that's paid back. You can actually track every time they spend money on sales and marketing. how quickly it gets paid back so it's that level of precision that can accurately predict revenue, and so what we do is we basically just get a list of every time? Money was spent on one of these short-term investments, so you sales and marketing for for an example, and then we get a list of all of the revenue that was ever earned. And we attribute between both of those lists causing effect. And we do that using a bunch of techniques that are pretty commonplace in your typical data, company or machine learning company. We use some math things like factor graphs. We use simple kind of correlations. We have You know a whole kind of financial framework to. Guess. What attribution should be because you learn a lot as you see different businesses and you see a bunch of different different patterns, which you can basically cluster on, but it is this linkage between spending on something like sales and marketing emceeing seeing revenue, go up or down, but makes or breaks a business, and you want to look at it and I is. Not a bundled. Entirety which is how financial projections are typically built? Okay, well! Let's talk a little bit more about what you actually do so if you're talking about early stage technology companies. Describe how you are modeling, those companies and how you are making decisions as to whether they should receive capital. When a company comes to capital they they come to our website. They sign up for this system that we built which which we've called the capital machine. And the first thing that they do is they connect their accounting system their payment processor typically, so think like a strike, and then sometimes they'll provide other things like a pitch deck or a data room, or whatever other information they have prepared. The system pulls down. All of the date in the accounting system and the the payment processor, and we look at other systems to these are the two key ones that all all dive into detail, and so, what ends up happening is from the accounting system. We get a list of all the times. Businesses spend money on these things like sales and marketing that we were talking about before. From the payment processor we get a list of all the revenue transactions in crucially we get it at. The level of each. Each customer payment, and so you know we scrub I all we really care about is having a customer ID, but once we have data at that level. We can start to do this linkage and say all right look. You know this business spent. A million dollars on sales and marketing and March of two thousand eighteen in April of twenty eighteen, and we saw revenue grow by twenty percent. That was a pretty substantial chain. You know what actually happened here. You can typically identify the subcategories of sales and marketing and start to do this link between these two, and this is really the you know the magic behind our our data science in our team pairing with our engineering team to figure out this problem and solve away that is, that's robust. Bud once we have these two data feeds, and the system goes through, and does all of these attribution. Populations were able to present that back to accompany a pretty clear picture of what's going on, and so we'll say things like hey. Your Business is pretty seasonal, and in the summer is when you're typically more more efficient at converting your sales and marketing dollars into growth so I, you want to finance growth in the summer. The second thing is only about eighty percent of your businesses financeable. There's twenty percent where you might not know it because you're not looking at this level of detail, you're busy building your business, which is exactly exactly what you should be doing, but Twenty percent of your businesses, not efficient. You're spending money on on your sales and marketing categories, product lines, and CETERA that just shouldn't exist and so if you get rid of those. If you double down on the part of Your Business, it is efficient. Then we predict your revenue will be act fifty percent higher, and we'll tell you exactly how much money you need to invest to raise money to to raise the revenue by fifty percent. We give you a bunch of charts that allow you to see how history and projections merged together and dig down. Inspect how we do that linkage to make sure you agree, but. This is what the capital machine does at its core. It Converts Company data into a fully audited completely transparent picture of. How business works where it sufficient where it's not efficient. And then that's where our technology stops, and where balanced she comes in, and so we then take this information, and we make balancing investments directly in companies, and so primarily at this point we lend money to technology companies that we see from their data are eligible for non dilutive funding. We make capital available to them directly. We basically allow them to access it through the capital machine. We use one system to communicate changes to the business. No keep both sides and form so on and so forth, but this is the kind of analytics layer that's essential to making these capital allocation decisions more efficient, and so I think you could imagine a day at least for us in the not too distant future when it's not just US using our balance sheet in this tool to make investments, but in fact, just like excel, every investor can benefit from a similar level of analytics and transparency, as can companies by getting more accurately priced faster access to capital less friction so on and so forth. Get Lab commit, is! Get labs inaugural community event. Get Lab is changing how people think about tools and engineering best practices and get lab commit in Brooklyn is a place for people to learn about the newest practices in devops, and how tools and processes come together to improve the software development life cycle. Get Lab commit is the official conference. Forget lab. It's coming to Brooklyn new. York September Seventeenth Twenty nineteen. If you can make it to Brooklyn, on September Seventeenth Mark Your calendar, forget lab, commit and go to software engineering daily dot, com slash commit. You can sign up with code commit s E. D.. That's COM MIT S. E. D.. And Save thirty percent on. Conference passes. If you're working in devops, and you can make it to New York. It's a great opportunity to take a day away from the office. Your company will probably pay for it, and you get thirty percent off if you sign up with code, commit S, e. There a great speakers from Delta. Airlines Goldman. Sachs northwestern, mutual, T, mobile and more. Check it out at software engineering daily Dot Com slash, commit and use code. Commit S. E. D.. Thank you to get lab for being sponsor. The inputs specifically if you think about a model for determining whether or not, a company should should be eligible to receive capital. I'd like to know how the the models are built. The the data science models that you're building are constructed from the point of view of the inputs. So how are you determining or how do you like company comes to you? How do you turn that company into some structured form of data that you could put into your models and determine whether it's worthy of capital. Yeah I mean it comes down to what what the data is your down so when we talk to a system like striper transaction records system, you know that that's the revenue of the company now where things get interesting when we connect to balance sheets in penalizing, it's of accompanying really onto understanding. Weighing. What exactly these numbers mean, and that sort of where we made our pipelines were built from the ground up to give us that granular. Of A company's cash family revolutions. Where's the money going where they allocating? And it's savable greenway or you once. What do you understand that data through that Lens? That let's build pretty sophisticated financial models Linda. And you know as soon as you have the picture of Company You can really do a lot of flexible analysis on the back leg distributed computation. Come stuff that you would never be able to excel and quite frankly a lot of these companies don't have the stacking internally or really the tools to understand for themselves, so you'd be surprised it you know when we surface this analysis back to the company by virtue of just being transparent on how we're making decision how it is perceived their business, the signals that were uncovering. These operators the CEO's the CFO's that are really focused on building company. Really surprising. They're really making these insights really transforming. How they think they should have capital. Should invest growing business. Are there any? Sources of Third Party data that you can gather to improve decision making. There are at a macro economic sense, and so it's actually quite useful to look at public company performance and say hey. SAS businesses in general. Most people notice, but facilities in general are seasonal in the fourth quarter. Budgets basically expire and people come in, and they buy a bunch of SAS. Software and so to take concepts like that basically shapes of curves, signals and apply them to private company. Financials is useful. Crucially though there is no private company. Data repository of any kind like it just doesn't exist, and you know notoriously even even with small businesses. It's actually quite quite difficult to get access to any sort of meaningful credit data, and so, what ends up happening is these aw. These businesses. Give you a picture of their business directly as an investor and you have to interpret it directly, and that's basically how this works totally unlike consumer credit, there's no credit bureau that people paying so most investors are analyzing the state and excel. Excel notoriously breaks when there's about a million cells worth of data, and so we've got this great visualization showing our data pipeline, and it's basically a bunch of boxes, and there's a little tiny. Tiny box in the bottom of corner that's excel, and there's a bunch of other boxes across the entire rest of the page that are nodes in our in our distributed computations, but accelerate very very limited, and so it makes it impossible to actually understand what's going on in business from the source data, and it's at the source that you see this variability in this linkage between profitable capital allocation decisions in unprofitable capital allocation decisions. Describing more detail, the workflow so a company comes to you and they're going to put their inputs into the. Would you call the capital machine? What does that workflow look like in a little bit more depth? Yes when they come to the website, they creighton count much like you would on. Twitter facebook account. When your details your email, you terrify your email, and then you on what's recalling like the capital portable on there? You have et CETERA. Tools to connect your sins record and these are typical offload. So you know people are very familiar with you. You know you say hey, let's connect by quickbooks you in your credentials and sort of be as secure way, and you click okay and the system checkmark by your quickbooks in the system start pulling that data out of regular cadence and. Depending on what system you're connecting you of the characteristics of that's not go systems of record, and how much data you have you know. The data's available anywhere from ten minutes to a couple of hours later and you know once we have Dr. System, we run that through our partake analysis pipeline in the users as a company. You get you get charged. In Tableau kind of call it, the insight Saban's these refused that we think would be helpful for you as an operator company understanding about Your Business in separately. We also get views of that data that are useful to our our internal investment team. Whoever is looking to capitalization systems? Are there certain business categories that are a better fit for modeling in better fit for the kind of. Predictable capital returns that you can, you can expect with the investments that you're making so like you ride sharing or Gig economy businesses or some businesses. What are the categories that are the best fit? Say Very few categories don't shit from the from the perspective of of linkages, but they're certainly models at their easier to think through and easier to understand, but our our system can underwrite today A. Lease on a commercial aircraft, a fleet of ships and Insurance Agency ask company the most important. Thing about our system is that the financial theory that underlies it is very general, just like p. e. rate is very general, and so that's kind of sounds crazy like. A lot of. A. Lot of people say what what businesses the best fit for your your system and you know it's kind of like asking what businesses the best for Warren Buffett like Warren. Buffett is a generalist. In any business, and he has a framework in his own head to figure out how to make ship comparable to American Express our assistant has a very similar framework. It just operates at the level of transactions instead of at the level of financial statements, but certainly within. That framework there's some examples that are just easier describes I think like you know thinking through the fishing of sales and marketing something. That's a lot more obvious than thinking through like the stability in refurbishment of commercial aircraft parts, which is a key question you know. Pricing pricing refurbished parts, which is a key question if your financing commercial aircraft and Our team, the ambassadors that use the capital machine internally which we primarily do internally do a little bit of partnering with without the groups to to use this as well. These people are all specialists in some particular area, but it's crucial to understand. They're looking at the exact same chance as all the other specialists and all the other areas, so it's like literally the the Fast Company and a commercial aircraft will have the same series of charts at investors. Are there two two draw their conclusion? Is the question for Chris. Can you describe the stack of technologies that you built in more detail? Yeah Yeah. Of course on the front, we are react type script, xjs, you know everything is on aws, and in the back, and we're. We're all python, and in really the reason for that is if you're doing any serious machine, learning or data science today can't really get away in python stack, so we're all python them back in. We have flasks. As a as our API late here and That's the that's a high level. And get a little bit more detail about how the data science layer works. Yeah, yeah, yeah, of course, so we put on the dea into basically a data lake the that goes down into Ardito pipeline in that's all air orchestrated on top of each called airflow, and we use a technology called desk for are distributed computation, and I think that this is a good choice. Choice for us at this moment you know I see us doing a lot of work on. You know using a spark in other distributed technologies in the future and his team and it turns out that when we pull this data down organizing the data was really important to us as we build a lot of attractions to make accessing that data, really easy for quantitative analysts. Important central to our whole technology is that we're able to do a lot of different financials experiment very quickly on top of this so the the implications of that really cascade down all the way into. You know what technologies where choosing how we structure our delayed. Even even how strokes are teams, so it really is brought up locations across all product. How is it when you're analyzing company that you have enough data that it warrants a spark cluster because I can imagine? The financial data around the company. How can there really be that much data to analyze how you do surprised in a lot of these transactions systems taking up the companies have been around a couple of years and their direct to consumer. These data sets can be can be pretty large. You know we're talking about in the millions and millions and millions of transactions that were pulling down and storing. Storing and that just on a per company basis. You know that's not even talking about if we wanted to. Benchmarks Cross companies, and also if we want to do scenario analysis, so you know one of the things we was part of a pipeline is take this data, and through like nine ninety nine hundred thousand simulations to understand the sensitivity of different variables on the performance of Your Business and If, you're starting out with starting that already large. Sort of a multiplying effect. On how much data the system is the old process? is you go through those different stages? And, can you tell me a little more detail? What would a typical spark job? Look like for a company that you're assessing. Yes, so first episode is ribbon. Our our financial didn't ingestion parts, so we download something on the order of you know forty fifty bytes of Tim's action data for for a company. We have to do all the work to interpret and understand what that means in reorganized that data in a way that are downstream analysis and primitives can. Make sense of and use for useful analysis so really the first step at this point job is is transformed the datum some it's useful, and then there's all the work on what are the clusters in order to machines and analysis in the computational. Resources needed to run simulations. You know not not just say local computer locally owned of fall over the only about thirty to sixty four gigabytes of Ram what league, so that's where workflow comes in creating easier faces into data, clusters and being. Should you know when you run a job? You know when it fails. You know it's done. You know when the team can't okay. This part of analysis done I had intermediate date asset to do more analysis on now get back to work is a lot of the time we spend developing internal tools to make. One other thing that'll mentioned that I think's important is. A lot of the underlying technology in our data pipeline it's no different than like what a tableau or you need. Traditional BI business would have access to, but what's fascinating when you have a vertically specific domain so financial data in our case you can make a lot of interpretations about the date of the let you do much more intelligent things, and so for example we. Don't have to make your own charts as a user of the capital machine. We make all the charts for you can of course. As a business we work with. Give us ideas for charts. You can mock up your own. We we basically have an interface for for business. The I team's to to write some code if they if they want to bought when you have clients who are thinking about financial risk, financial attribution across all of the companies that we see distilling that down into a series of indicators that are detailed, but generalize -able, and then publishing that back to all of the companies that use the capital machine to run their own capital, allocation, decisions and access, external fundraising and capital. Some pretty amazing things happen in so it's only with a vertical view. You actually having these we, we call our data scientists Kwan's, but but actually having these people who you know typically are graduate level economists, thinking for the first time about using transaction level data in their analysis, which is notoriously not not available to to normal economists that you get the kinds of insights and analysis the actionable for businesses, and then in terms of the data pipeline that then means we actually store a bunch of intermediate data that's opinionated in that way, and that makes it much faster to access much easier to benchmark much more useful across a network of companies, versus just that isolated excel model that. Explains only one business. One thing I'd like to ask you about. Capital intensity so there are kinds of businesses that are capital intensive for example where you have to pay upfront for a lot of ridesharing rides, and you know as Uber or lift. His has known in much detail. You allocate all this capital two things to subsidize rise because you try to win a market, there's all kinds of other capital intensive businesses. How does capital intensity change? What makes sense with regard to the equity financing the debt financing that you are shepherding for these companies? That is a great question and be because of where you focus in your audience. You totally get the most financiers don't so. The first point exactly like you said. Capital intensity means a business consumes a lot of capital. It doesn't mean a business has a physical factory or plant or railcars, so it is absolutely true exactly like you said that there are a lot of tech businesses that are incredibly capital intensive. If you are capital intensive business that means UNI especially if you're growing, you need to raise a lot of external capital, and so it is even more important that your capital or a big portion of your capital base is not dilutive. That's that's just essential. Table stakes because what you see with these businesses, the ride sharing companies are great. Example is by the time one of these things actually goes public the early owners in the business on a very very very miniscule. KEESA that business, still if you contrast that to company like Viva Systems which I think is one of the most capital capitol efficient businesses in venture history, I think that this race something like twelve or fifteen million dollars total before it went public in a at a multi billion dollar market cap. So capital intensity. Is a synonym for dilution your own way less. Than you think when you exit entities even more important that you figure out a way to raise capital non ludicrously upfront. Some broader questions zooming out in in getting your perspective. Do a thesis for what is going on in the economy right now where you look at. The fact that We have. Obvious pressures to. Reducing the size of the economy through the lack of tourism, the lack of social gatherings while the stock market climbs higher and higher, and it appears that the technology side of things is almost unaffected by Corona virus is there. Is there a thesis that you've arrived at or or their set of theses that through conversations with other people, you've found most compelling. Sure the most important thing to realize about the stock market is that it discounts all cash flows from all businesses in the stock market to infinity, and so the value, the stock market about eighty percent of the value. The stock market is. Pretty far into the future like more than three years from now, and so if you believe that the current economic crisis and this is why there's always a. At least in the Western, world, last two hundred fifty years after an economic crisis. If you believe the crisis will eventually revert, and there will be a recovery, then it only makes sense discount stock market assets by anywhere between ten and twenty five percent. If you believe businesses fundamentally going to go out of business because of this crisis, that's a different story, but that explains why something as terrible as Kobe nineteen and a pandemic. Only discount the stock market by by roughly thirty thirty five percent in a in March, but that's not what's actually going on today as you mentioned and so stock market prices now have completely recovered. That is something that we think is a little bit of out of sync with reality but I. I mention you know we're not. We don't spend too much time about the stock market beyond that we just look at you. Know Private Company fundamentals. We try to understand what's actually going on in individual businesses across all businesses that are network to see what you know what we can understand, and you know what kind of conclusions we can draw, and so if you take that Lens and you actually look at what's happening to businesses due to Cova nineteen, it's fascinating. Some businesses like think the food delivery space have gotten a lot more efficient, so those businesses lot like ridesharing businesses back twelve months ago, there was sort of a bloodbath between bunch of companies competing in local markets to acquire customers all all fighting Google and facebook console, and so forth you subsidies drivers, etc.. That's essentially stopped. These businesses incredibly profitable, the cost acquire customers has fallen by more than half a lot of cases. The channels were slot less competitive, and so if you're running one of those businesses. Now is a great time to be aggressively expanding. Weird things like commercial construction businesses. They're actually a handful businesses that we've seen do things like install windows and doors and commercial buildings whose businesses have accelerated because all of these buildings are closed down. Construction project timelines have gotten pulled up. All of these orders are coming. Do in they're you know sort of rapidly doing it solutions? There's obviously a bunch of other businesses have been that have been hurt by by the pandemic, but our general thesis are we've studied. Pretty detailed way the Spanish flu in nineteen eighteen, you know. These things eventually go away. There will be a vaccine. Economy will get back to normal, and as long as we can stay focused on working through this as as a society and of maintain our our fabric of of kind of economic progress then. DESAGUADERO values today will eventually make sense just sort of a question of of win for the stock market, and then if you're if you're actually running business in thinking about your own performance in isolation, really being clear about is now the time to invest and grow my business now the time to be very careful with my expenses interest, get through this for the next year or however long it takes for there to be a vaccine. So the way to think about your company, if I understand correctly if I was to to put in a nutshell, is that. I think of you as a data science middleman between large capital allocators, and and start ups deserving of capital, so the the sovereign wealth funds the banks the I guess. Funds of funds. These kinds of sources are essentially looking to you for guidance on where to direct the capital, and you're on the on the other side, absorbing data and creating opportunities from these startups to source the good directions of that capital. Just wrap up. Would you put any more color around that description or or refining anyway. Yeah I mean I. think that at the core of what capital is is where the. Core Technology Ambler of sort of. The private market if you think about public markets today, you've clearing-houses like the New York Stock Exchange, and you have companies that provide analysis on top of that like Bloomberg, you know we see a tremendous opportunity to shift the paradigm where you know the place where all the financial transactions happen. is also the place that collects the data improvise information for those making these decisions and yeah, so I think capitals really at the center of making a transparent technologically enabled financial marketplace. Guys. Thank you so much for coming on the show and discussing capital, and I guess one last question is. Do you have any predictions for how capital allocation for startups will look differently in five ten years? Sure so! The first prediction. And this is happening now. I mean the the infrastructure is. In place both within. And others. Most startups fairly early in their life. Think is equity only way to do this and. So. That's a cultural shift. That's that's already happened. People are starting to ask that question. The second prediction is. Seed and series a funding will be entirely unchanged. After series. There'll be a bifurcation between businesses that. Are Really. Capital intensive gigantic rnd projects think like SPACEX. The series, B. C. d. e. enough are really about building and launching a rocket. Those businesses will by and large not. Turn outside of equity to finance themselves, but there's very few of those businesses. Pretty much every other business businesses that you see raising a series B. Serie C. Will like any normal business in the entire rest of the economy raise maybe half of that capital nine allegedly either in the form of debt. Royalty financing factoring all of the other instruments that normal companies use to finance themselves in the void delusion that will happen roughly three years her. Now that'll that'll kind of we'll see obvious obvious signs of that from very early very early base, and then the final the final thing is. Steve Case talks a lot about this. With the rise of the rest, he's got this great venture fund that invests explicitly outside the coast, so kind of the rest of America and we've seen that there's there's a pretty dramatic distinction between being a coastal business non-coastal business from capital access perspective, but there's no distinction from an actual performance perspective, and so we'll start to see some of the regional. Differences in bias sees around where capital flows, go away. And so I would maybe put that on a five year timeline like raising capital is actually much more predictable, much less biased, and that's great back to the beginning of our conversation. That's great for the economy I mean every project or business that can convert capital, two products and services that people love should get finance. No questions asked doesn't mean it doesn't matter what the color of your skin is. What background you have whether you went to college didn't go to. College doesn't matter. You have a business with data that can prove whether people love it
Gaming Ride Home
Cyberpunk 2077 is on track
"CD project red commits to its September release for cyberpunk twenty seventy seven CD project reds. Cfo Theodore Ni. Lua wits apologies for the pronunciation there which I am almost one hundred percent certain I got wrong. But in any case he recently took to youtube to share some financial updates for C. project. Read the videos a little awkward with Neil lewitt's looking as though he has been taken hostage but it's really a video meant for investors and not. Really meant to generate hype. I CD PROJECT REDS FUTURE. But there were some interesting details in there mainly about cyberpunk twenty seventy seven and that it is still fully on track for its September Seventeenth. Twenty twenty released eight in the video new said due to the outbreak of the coronavirus pandemic the CD project team has been working from home. Since mid-march were giving it are all and thanks to the tools at our disposal we have been able to maintain all continuity of our efforts. Our goal is clear it September. We intend to deliver to gamers around. The world are greatest production yet. Cyberpunk twenty seventy seven. The entire past year was a very intensive period for US development of cyberpunk entered its final most critical stage where we put the finishing touches to the game in parallel the next phase of our global promotional campaign elevated interest in the game even further to add some veracity to things apparently moving along smoothly. Cd Project Studio head. Adam Douse key. Tweeted a follow up to a March tweet that read we just submitted at cyberpunk game to age rating agencies around the World Peggy esrb etc while we wait for the game to get rated. We work on polishing technical aspects and play testing. It game is looking better and better with each passing day but Dallas Cowboys tweet. Today responded to that tweet and read very happy to share some progress on this cyberpunk. Twenty seventy seven has already been rated by the vast majority of ratings boards around the world the rest of the financial video from new bowitz shared growth percentages for the company reminded investors that there is an online store to buy. Cd PROJECT MERCH. Now and also highlighted the switch version of the witcher. Three saying that it sold very very well which contributed a lot to the company's twenty nineteen. I think cyberpunk twenty seventy seven is the game most expected to receive a delay and not come out in twenty twenty and that was before any of these. Kobe nineteen issues. It's just a game that seems more and more impossible. Every time they show it all of this information does inspire confidence though. They've basically got five months to finish this thing up and I really hope they will.
True Crime Garage
Shaker Heights: Who killed Lisa Pruett?
"Sixteen year old Lisa Pruitt was stabbed twenty one times by an unknown assailant. September fourteenth nineteen ninety and Shaker Heights Heights. Ohio a well to do suburb on Cleveland's east side. Her body was found about one hundred feet from her boyfriend's back door where he lived with his parents and sister. This boyfriend Dan Dreifort had been released from a mental institution. Earlier that day after the murder dance friends gathered to discuss the murder in likely suspects. We'll never know exactly what was discussed at these. Private meetings of grief stricken children but we know that after those meetings dance dance friends. went to Shaker Heights. Police detectives and said they believed Kevin Young had killed Lisa Pruitt out of jealousy over her relationship unshipped with Dan. The police searched Kevin's house and found no murder weapon or bloody clothes. Nothing at all to link him to the crime scene and he had an alibi as the investigation continues an interview with eighteen year old Stanley Kramer. Dreamer implicates Dan Dry. I father and a possible conspiracy of silence by now Shaker Heights. Police Detectives have interviewed reviewed. The men and women who had the means motive and opportunity to commit the crime and they've heard from a handful of teenagers and Shaker Heights high school who regard Kevin Young with hatred and suspicion. The case takes a turn that Monday just three days after after. Lisa's murder that's when the police detectives decide it was Kevin Young who committed the crime. What follows is a statement eight mint by a lead detective in the case which explains how F. B. I.? Pro Filers helped convince them it was probably Kevin who committed. I did the crime on Monday. September Seventeenth Seventeenth nineteen ninety. I was contacted by special agent. Dick ran of the Federal Bureau of Investigation. Relative to the lease approved. Homicide agent ran. Advise me that he was the the case agent for the Aiming Bhave case and offered to assist us in any way he could. He further informed me that due to the circumstances surrounding the PRUITT case that he would need to inquire choir as to any similarities between the Mahalla Vic improved homicides. I invited agent Ren to come to our station in review our reports and other information that we had accrued each advised that he would visit our station at approximately one PM that afternoon. I was unable to meet with H. Wren when he arrived at the station to the fact that I was at the Cuyahoga uh-huh county prosecutor's office with detective. Sergeant Timothy read preparing a search warrant for the resident of Kenneth Texts Workman agent ran in agent. John done met with other members of the Investigative Bureau in Review reports and evidence from the Homicide upon returning from the county prosecutor's. Office Detective Sergeant Timothy Read Detective Robert Bert Shipping and detective. David executed the search warrant at Twenty six twenty six north Moreland apartment number two. The residents of Kenneth Workman see supplementary suppplementary report. By sergeant read there was nothing of evidentiary value located during the search later that afternoon while searching through several plastic trash bags that were removed the residents of Kevin Young during a search of his residence of Sunday morning. September sixteen of Nineteen Ninety investigators located several documents that contained writings and power phrases. That indicated that Kevin Young had some sort of behavioral problem. The writings referred to Kevin's disdain. For Jews Arabs and blacks you further remarked about his own problems with developing relationships with females other writings revealed as inner feelings when he observed couples male female acting out their affection for one another further further examination of the documents indicated interest in Satanism and neo. Nazism specifically skinheads. There were several documents that refer to suicide after after all the documents were examined contacted agent Ren and advised him as to what we had found. I asked him if he knew anyone. Locally who could review the writings in office in opinion on what they meant Egypt ran referred me to supervisory special agent James Right at the FBI Academy is Behavioral Science Section in Quantico. Virginia I attempted to make contact with agent right but was unable to do so due to the late hour on Wednesday September Eighteenth nineteen ninety. I made contact with ancient right. He asked me to fax him all all available documents relative to Kevin Young. You further related that he would review the documents that same evening. I gathered all the documents thirty seven pages worth and had them facts the agent right. The transmission was completed at twelve thirty four. PM on Thursday. September nineteenth nineteen ninety ten thirty A. M. Egypt right contact me by telephone and advise me that he'd reviewed the writings of Kevin Young and the details of the police report of the murder of Lisa. pruitt he stated that it was his opinion from the information that he it examined that the murder was definitely a quote neighborhood thing unquote and that the person that we were looking for new Lisa. Pruitt Egypt right then gave me a personality profile of what he learned concerning Kevin. Young he related that Kevin's personality profile. Definitely fit that of a person capable of committing the crime in question. He further remarked that we should look at other sexual assaults that have been reported in the past agent right went on to state that Kevin Young has no ego low self esteem. He probably probably realizes that people don't like him. Even offered some suggestions for any further interviews with Kevin Agent Right suggested the Kevin Young interviewed at night the later the better you described Kevin as a night person. He further suggested that the interview should take place in a non threatening environment. Not In an interrogation room. The interviewer must be able to bond with Kevin quote provide a friend unquote. The interviewer should be mature looking articulate intelligent he must not resemble Kevin's father bother or have an authoritative personality Egypt right than proffered the following interview structure. One don't start off the interview by being threatening but to create some anxiety in the subject. Show them something from the scene but it off to the side within his peripheral vision things from the scene might quote tweak him to to give the subject of face saving scenario to Kevin's good and bad quote. He lost control. He's not really responsible. In quote referred referred to his writings quote if I ever lose control of myself withdraw into an alternative world in animal instincts. Takeover this is from essay written by Kevin Young dated January Ninth Nineteen Ninety Three explained that the problem needs to be resolved for be. Be careful not to be judgmental five. Don't be confrontational and six. You can expect a lot of denial for a long long time after speaking with agent right. I advised him that I was not sure that I had an interview with expertise in dealing with the type of personality that he describes I further advised him that depending depending on laboratory results the success or failure of this investigation hinged on the interview with Kevin Young Egypt right offered to assist in any way he could other than personally conducting conducting the interview. I then asked if you would assist in preparing the interviewer. I told him that I would be willing to come to Quantico with the selected interviewer if he could make his staff available to us for whatever period of time that he thought was necessary. Egypt right reiterated that he would help in any way possible on Friday September Twenty First Nineteen Ninety at two PM Egion run agent done members of the investigative bureau chief Ogre. Nick and I met in the conference room. We decided at that meeting. The Kevin Young was our primary suspect suspect and that we should make arrangements as soon as possible to meet with agent right at Quantico agent offered US assistance and advised that he would be willing to accompany us to Quantico for the the interview preparation session after the meeting I contacted agent right in advised him of the results of our meeting. Agent stated that he would be available to meet with us on Tuesday. September twenty-fifth Nineteen Ninety at eleven. Am and that he would be at our disposal for as long as it took to structure our interview.
Gamepinions
'Cyberpunk 2077' Is Being Delayed
"Cyberpunk twenty. Seventy seven was also delayed and they wrote in a CD project read wrote this on their website. We have important news regarding Cyberpunk cyberpunk twenty seventy seven released eight. And we'd I like to share with you today. cyberpunk twenty seventy seven won't make the April release window and removing the launch date to September seventeenth. Twenty twenty we. We are currently at a stage where the game is complete and playable. But there's still work to be done nights. City is massive full of stories content and places to visit but due to the sheer scale and complexity of at all. We need more time to finish play testing fixing and polishing. We Want Cyber Punk twenty seventy seven to be our our crowning achievement for this generation and postponing launch will give us the precious months we need to make the game perfect expect more regular updates on progress as we we get closer to the new release date. We're look we look forward to seeing you in night city. Thank you for ongoing support so once once again a good move To just go ahead and delay that and that was slated to come on April. which is just mind boggling to me? That's really strange All these games or being delayed it makes you think they're trying to delay. Am to have a better launch time. So that they're not affected by especially something like animal crossing crossing coming out. It's going to be what people are probably going to be hooked on if they have switches and I'm wondering if they're trying to arrange them in ways that they feel like they're gonNa be more successful in the time period they release. That also had me thinking about that but of course you can only delay. You can't really really sooner. Yeah yeah they just didn't want to compete with animal crossing
Wintrust Business Lunch with Steve Bertrand
Global stocks rally to record highs; gold gains
"Were find the name of the world stocks are rallying to record highs gold is also moving higher gold prices rose a gauge of global equity markets hit a record all right today in a light holiday trade does a year end rally in stocks remained on course oil rose to three month highs held by a report showing what were you was crude inventories and overnight in the Asia's equity markets rose China shares closing higher after Beijing laid up for their plans to bolster its economy including some three hundred eighty five billion dollars in planned infrastructure investments and looking at the price of oil here Brent crude gained forty eight cents a barrel US crude also gained forty eight cents a barrel and the U. S. crude down trading at sixty one dollars fifty nine cents both bench marks where there's strong guys since September seventeenth that's your money on seven twenty
This Day in History Class
Frida Kahlo's Bus Accident
"Was September Seventeenth Nineteen Twenty five Mexican artist Frida Kahlo. Hello was involved in a bus accident that she survived with major injuries. The accident changed the course of her life and deeply affected her artwork. Mark Free Board Goya on Mexico in Nineteen O seven. Her mother was relatively conventional in her worldview while while her father supported her curiosity Freda was super close to her father but she was more distant from her mother who dealt with depression and when she was young she had polio which affected her right leg and gave her a limp she also developed an interest in art and began. Dan Sketching in nineteen twenty two free to begin attending the National Preparatory School in Mexico City. Her goal was to study medicine at a university there she encountered progressive thought and people in the literary community she became known as a Prankster and she wore indigenous jewelry including it was at this school where she met artist Diego Rivera but on September Seventeenth nineteen twenty five she was headed back back home from school on a bus with her boyfriend Alejandro Gomez audience when the bus ran into a trolley car. Several people were killed immediately. The accident and more died later from their injuries obvious only had minor injuries but a piece of iron went through fritos pelvis and back that had to be pulled out of her body. Her shoulder was dislocated. Her collarbone was broken. Her right leg was broken in eleven places and her spine was also broken in several places she had surgery and stayed in the hospital for a month then spent several months at home in bed over the course of her life. She underwent as many as thirty five operations. Though she aimed to become a medical illustrator she was in a lot of pain and decided to drop out of school while she was in recovery. She spent a lot of time painting. Her mother even bought her easel that helped her paint in bed. She used an overhead mirror to paint self-portraits. During this time her relationship with audience ended but photographer Tina Mobility introduced her to a community of people involved in art in leftist politics. She soon became reacquainted with Diego. Rivera NC joined the young Communist League which Rivera founded in nineteen twenty nine Carlo Married Rivera when she was twenty two years old and he was forty two but their marriage was rocky. They both had affairs many of Carlos with other women free to diego separated divorced and remarried carried. She also had a miscarriage and several pregnancies that were medically terminated but throughout their turbulent relationship they continued their artistic mystic practice and continued to express their political views. Fritos self-portraits viscerally depict her pain. Her Art is known for being dark emotional national and symbolic she made most of her artwork in the nineteen thirties and nineteen forties but she didn't get her first solo show and Mexico until nineteen fifty three that was years after her first ever Solo Exhibition in New York City in nineteen thirty eight she had to be in bed on the opening night of her exhibition in Mexico City so she went to the show in an ambulance in state. They're in a bed that was set up for her. A few months. After after this fritos right leg had to be amputated because it was infected with gangrene she died on July thirteenth nineteen fifty four officially Ashley of Pulmonary embolism though there has been speculation that she died by suicide there is now a museum and Custos Tool Rita's home goal kind.