35 Burst results for "Self Employed"
ToddCast Podcast with Todd Starnes
Caller Believes Tucker Carlson Was Fired for Releasing Unseen J6 Tapes
"To give my input on Tucker Carlson. If you believe that they fired him because he has called people names. I got some swamp land to save you. Recall, all you got to do is ask yourself, who is happy? You've just been naming all of The Pentagon, all the Biden administration. They fired him because he released those tapes. So you think that's it. I think the absolutely that's it. Where's the rest of the time? And keep in mind, keep in mind, the Republicans have done forgot about the ones he released. So here's a joke. It's a just having we know why they got rid of it. And I was disappointed that you started your monologue. They're getting lit getting rid of him because he calls them people's names. Chris do you listen? Do you actually listen to the opening monologue, Chris? Are you just picking and choosing what you listen to? Because I said, no, no, no, no, no. No, no, no. I'm gonna talk, and then you'll have a chance, but you're gonna be quiet right now and let me finish my thought. I said, this could be one theory, because none of this makes any sense. But let me ask you this, Chris, are you self employed or do you work for somebody? I work for somebody. All right, male or female. Male. All right, well let's just say for the sake of it that it was a female your work for. You go up to your boss and you call your boss the C word. You think you're going to have a job at the end of the day? Well, I can't say because I would never say such a thing. Well, you know what? Tucker Carlson did. So seriously. But it would get you fired, it would get, well, I owe my own business. Not if I was making my company millions of dollars it would. All right.
Reduce Debt Increase Wealth
"self employed" Discussed on Reduce Debt Increase Wealth
"What you need to look at and focus on so that you can stay with n your budget as far as percentages in key areas. He should be focused on. It does self employed is even more important because you have all those business expenses. You're gonna be paying. I you have all the taxes. Maybe you have employees so you'll have payroll taxes if you get behind on paying your payroll taxes. You're gonna get penalized and you'll never get out from under it and you'll get definitely get in trouble. If you think for filing bankruptcy is gonna get you out of it you are mistaken because bankruptcy is not going to give you out of any federal income tax obligations that you may have in the future or in the past. A budget is an important tool. It's a plan for your money. Sailing to plan is planning to fail. Whether you're self-employed or your work for somebody else. Having a budget is important. It's a plan and if you know where your money is going you know how much you have come in. Then you know how much is going out by different categories. You have that under control you can keep your finances and check and you can say for your future with. no problem. doesn't matter how much you make the more money you make the more likely you need a budget because you'll tend to overspend if he don't have a lot of money. You need the budget because you have to be careful where you're spending your money. I think the people with the lesser amount of money tend to be more careful on what they buy because they know they can't afford the buy whatever they want. If you make a decent income you might get careless on your spending and before you know it you have a bunch of credit card debt because you got three or four credit cards was ten or twenty thousand dollar limit and you get out of hand and at seventeen seventeen to twenty percent rate of interest. You'll never get paid down. Oh take you forever see you have to have a plan for your money. He gotta know what your current monthly expenses are gonna be so that you can plan ahead for those larger purchases. So you don't have to borrow as much money. You have a bigger down payment. If you're going to buy a house or an automobile so you can reduce what you borrow. He can get paid off quicker and easier without it being a struggle for your life. That is what a budget will do for you. So whether you're self-employed or you're a partner in a partnership or no matter what your business is all about. You still need to have a personal budget to take care of your personal life. Even if you have a working spouse the helps with the income you need still have a budget. Have it under control. Nowhere you money gone and don't waste your money. When i was an accountant i had a lot of clients. That really didn't have a clue about being in business versus their personal expenses. They had one dragon account. They paid all their business stuff through it. They paid all their personal stuff through it. They took cash out whenever they wanted to go out and have a good time or the grocery store her whatever they were doing and it may the my life their accountant. Little mole difficult. Because now i saw these things. And i had to determine as at a business expense or is that a personal expense. So if you can keep all your business expenses in your business accounts and all your personal expenses and your personal accounts then your accountant doing your income statement and your balance sheet or near statement of cash flow or whatever they're doing for you whether it's a monthly or corley basis. Make their life easier so they would be able to do a better job for you so you know how much money you're making how much money you're not making. You'll know which months are good. Which months are bad and we have some consistency and your accounting. And that's what is really all about being consistent with your finance month in and month out both for your business and your personal. I hope this is gonna help you. And i'll be back one moment with my final thoughts. Few listen to this podcast using an apple. Podcast app please. Rate and review this podcast. If you don't know how to write and review with end the apple podcasts. Act do search. Even if you're already at reduced that increase wealth you do a search. The search is done. You clicked on reduced debt increase wealth. Didn't scroll down through the episodes and towards the bottom you'll see right of review you can rate the stars if you click on write a review you write your comments and then click on the number of stars. You wish to select having a budget whether self-employed or working fulltime for somebody else is important determining what to use as your income. If you're self employ is using the draws retake from your business account. He had more than one business in may be from more than one business account. Your personal budget is still important. You still have to know how much income you need every month to pay your personal bills so keeping it. Simple keeping it. The fine with the four categories housing transportation food saving savings also includes pan off credit card debt or paying down your credit card debt. The more you can say the better off you're gonna be in the future because they're less credit you'll need to use and the less credit cards. You use overall your financial life will be better and easier less dress. less debt. Failing to plan is planning to fail so having a budget a matter how simple is keep it simple so that you know and understand what your income and expenses are a month a month and you need to update it every month so they can get a accurate pitcher so that you know exactly from time month to month year year. What your needs are to pay your personal bills..
Reduce Debt Increase Wealth
"self employed" Discussed on Reduce Debt Increase Wealth
"Maintenance that category should not exceed thirty five percent of your income and they s- percentages a night using the fifty thirty twenty rule. I'm not using seventy thirty rule or any of those other budgeting. I'm the saying thirty five percent of your monthly income or less. He should be spending on housing f. Your housing costs is forty three percent or higher. You will not be able to get any other loans. You may not be able to refinance and you will be in financial problems sooner than later. Food food and clothes includes groceries and dining out fifteen percent. If you're getting over fifteen percent of your monthly income for food then you got to look for ways to reduce it. Maybe your dining out too often. He maybe you can go to the grocery store and eat in more and save some money their transportation. that's also fifteen percent that includes your car payments gas and maintenance on your automobiles and also insurance. That may be tough to stick to but you need to try to guess close to fifteen percent as possible so that sixty five percent of your income is eaten up already and three of these categories savings should be another fifteen percent or more the more you can save the better off. You're gonna be you're gotta have an emergency fund and you're gonna be able to meet those unexpected and expected expenses that pop up from time to time because you never know also you need if you have a tax liability you need to budget for your income taxes whether it's federal state or city whatever level that you're paying if you need other insurance like your home insurance should be part of your housi- you automobile. Insurance is part of your transportation. Maybe you need life insurance because you have a wife and children so if something what happened to you you would leave some money for them to survive. Maybe a disability insurance. If something happened to you unable to work insurance that kicks in for that anything else should be going into your savings account. There's no aunt ifs or buts occasionally gonna buy clothes. That's gonna be a small percentages of your spending. Health would be for doctors and many medication. Maybe for vitamin stuff like yet. But you're four major. Category housing food transportation and savings are the four major categories to you need the focus on so housing is thirty. Five food is fifteen transportation as fifteen. Savings is whatever's leftover twenty thirty percent and then entertainment clothing could be another ten sent. You want to increase your savings as much as possible. And if you don't have savings and you have a lot of credit card debt. They you need to focus on you get net credit card that pay down and off because it's really expensive to matan meant hain a large credit card debt. He'll get behind and you'll never catch back up so if you stick to those percentages in your budget for those four main categories that'll give you thirty five percent of your monthly income or if you're self employed your monthly draws to set aside for savings but we know that's not gonna happen because you got credit card debt and you can't be live at off your credit cards if you're self employed because it will cost you and it could cost you your business if you're not careful so part of that thirty five percent you're gonna use the pay off your credit card. My of vice. Forget now a credit card debt is one quit rating new debt to pay the minimum amount on each of your credit cards and three get an emergency fund set up saves account and have at least five hundred dollars. I prefer a thousand dollars or even more so that if something happened in the future you have the money to pay for without using a credit card or you can reduce the use of your credit cards so that you can get farther ahead instead of digging yourself deeper and deeper in a hole so thirty five percents of big number some of that is gonna be going in your savings and some of that is going to be going to pay off your credit card debt and some of that is going to be in other miscellaneous category such as clothing maybe daycare or other things that you are paying on a regular basis once you get your budget set up in tune in the first thing you need is to focus on seeing how close you are to those percentages of your income. Maybe can do a spreadsheet and put in your monthly income and put housing do the math thirty five percent of your monthly income food fifteen percent transportation fifteen percent at sixty five percent total remainder should be thirty five percent naked. Even break it down farther if your wish but those are the four major categories. He should at least focus on. And if you're over those percentages what can you do to get the closer to an range. Now let's say that your housing is at thirty eight percent so you're a little bit over. That means that thirty five percent for your credit cards and savings is going to be reduced down by three percent. Same thing with your transportation and food and entertainment. I call food and entertainment because going out to eat is entertainment for me and may not be for you. But that's i consider dining out as a entertainment expense from time to time. I don't do it all that off. So that's.
Reduce Debt Increase Wealth
"self employed" Discussed on Reduce Debt Increase Wealth
"Hello i'm your host. Mr chuck a retired accountant turned truck driver. I reduced my debt and a relatively short period of time. Debt reduction to achieve financial. Freedom takes commitment offense determination budgeting for the self employed. The biggest difference is determining what you use for your income and your budget if you work for an employer it's simple it's your net take home pay is what you use for your budget for yourself and your spouse plus any other income they you may have on a regular basis such as rental property. But if you're self employed and you file a schedule c. yourself employed by yourself or your partner in a partnership or your farmer or maybe just have rental properties and that's your basis or your only source of income is from rental properties or year a real estate salesperson with rental properties. We are determining yourself employment. Income for your personal budget is gonna be different than if you work for employer. Everything else is gonna be the same as far as Categories for your expenses and the percentages. He should be using so everybody is gonna benefit from this episode. The first part of it. I'm talking about self employed as a self employed person. Your taxes are based on your profit at the end of the year. Maybe you have an accountant. That does an income statement for you every month. That is a good indication of when you make your income but the total income that you pay taxes are determined for the entire year. So how do you determine what you use when you're doing your personal budget he why you're gonna be using would be the drawl state you take on a regular basis throughout the year. The drawl are slyke your paycheck without any taxes. Coming out so in your self employed you need to separate your business life from your personal life which means you need a business checking account and a business savings account and you need a personal checking account and a personal savings account. It's important at even more important. If your income fluctuates seasonally so you need to save money in that savings account so you have the money to pay bills when your income is down when you're end business you're gonna have to pay all of your employees own employment taxes your self employment taxes. Fifteen point three percent. Plus you're gonna have to pay the federal income tax state income tax and eighty other local income taxes. You may be subject to so on your business level. You need to put aside in a saves count about thirty percent of your profit so that you have the money available when the taxes become due if you've been in business for multiple years you're most likely make an estimated tax payments for the federal and the state so you need to have that money available and not spend it on by an inventory or pain. Your personal bills. Because that's money that not belongs to you. It's gonna be due to the government sooner than you think. When i was self employed my biggest expenses was paying the taxes paying my own taxes with hurt me the most so once you have that figure it out and you have a business. Maybe you have inventory. Maybe you don't so you gotta pay all your business expenses. So you do. Because you can't sell anything if you don't have inventory if you have people working for you you gotta pay payroll and you gotta pay payroll taxes. Which is going to be at least on a monthly basis. And you gotta have rent and utilities and all those type of things maybe security for your business and then when you have money leftover if that's you know if that happening maybe you have a lot of money leftover some of that you go into your business savings account so you have to pay your income taxes later in year some of it should be there as an emergency funds for when you sales drop off. You have money to pay the rent and utilities and your payroll when the when they are due. So you're gonna be taken a draw most likely on a monthly basis or maybe a couple times a month and that draw is the money that you used to pay your personal expenses so that is your income for your personal budget is the draws that you take out of your business is the income for your personal budget everybody else. It's your net. Take home pay. F- you have an if you're an employee and your net take home pay. You don't have to worry about budgeting for taxes because taxes are a came out your payroll check. You don't maybe you have health insurance so you don't have the budget for your health insurance because it's already paid. That's why you're using the net amount to determine the amount of incoming money you have for your personal budget then from there you're gonna to have categories for expenses the categories that are important or the four major.
Marketplace with Kai Ryssdal
U.S. Jobless Claims Fell to Pandemic Low of 348,000 Last Week
"'cause it's thursday it's first time jobless claims the trend to be clear over the past month or so has been really good last week. The number of people filing for unemployment benefits for the first time fell to three hundred and forty eight thousand the lowest since the middle of march a year ago and total claims in all government jobless programs is down to eleven point seven million but again from the desk of maximum peril. Mitchell tells us there is a potentially nasty shock lurking inside that number you can see. The latest jobless claims numbers as a glass half full mark hamrick at bank rate says unlike earlier in the pandemic when millions were getting laid off every week. Layoffs have not really been the overarching concern with respect to the economy but there is a big concern looming. Emergency federal pandemic benefits are about to expire says analysts go-getter at the brookings institution on labor. Day anyone who normally wouldn't qualify for their state unemployment which is quite a lot of people that were impacted by the pandemic lose their benefits. That's nearly five million people right now including anyone. Who's a gig worker. Contract worker self-employed navy worked part time and didn't earn enough to qualify another four million or so long term unemployed are getting federal benefits because they ran out of state benefits and everyone on unemployment right now gets an extra three hundred dollars a week from the feds all told that's more than six billion dollars in weekly federal benefits that vanish in two. And a half weeks.
Another Mother Runner
Author Brendan Leonard on the Love-Hate Relationship Many Have With Fitness
"So brennan. I think the title of your book. I hate running and you can't. You might give a lot of people pause especially because the a and hate is a heart so kind of breakdown that dichotomy. That paradox for us. Yeah Actually made that t-shirt to sell Because i thought this really captures my my feeling about this. Like i hated economic like it. You know like. When i'm done with it i love it. I love having done at love being runner but like most of the time. It's really. I don't know if you to have this problem but i'm self employed so when i wake up on wednesday go okay. I get run today and I think about. Maybe i should run rate when i get out of bed. You know or right after breakfast and then it's like three o'clock and i'm like really need to run today and sometimes it's like five thirty and finally get out the door so i put it off because i apparently don't enjoy it enough To to actually. Just go do it. And i think i had this feeling that my relationship with running with like the love hate was common to a lot of people in calm and i still only met a few people who don't know i just love it in there. I think professional athletes so knowing running partners what they are yes. She's so happy to be out here. She's talking about me right. So it's i. I felt like there was maybe a market for that sort of idea and also won like people to know that it's okay to not like exercise seato. It's like no one likes it real. I mean some of us. Some people do. But like i feel like. It's just a game of tricking yourself into thinking you like something in order to maintain fitness. You know no matter what you do So running that's my relationship with it too. I think one of the chapters talk about The difference between liking something in loving it do like use the metaphor of having children. You know. I don't personally know this. But i know that people do not like their children one hundred percent of the time they do they do love them still even dislike them so i feel like running is the same thing only. I probably hate it a lot. More than people hate their kids.
AP News Radio
U.S. Jobless Claims Near Pandemic Low as Economy Strengthens
"Unemployment benefits claims fell for a third straight time last week some three hundred seventy five thousand Americans filed for jobless C. down thirteen thousand from the previous week it's the latest sign of fewer layoffs as employers struggle to fill a record number of job openings amid a consumer search about twelve million people in all are getting unemployment benefits which is down nearly a million from last week that partly reflects more Americans being hired and no longer getting benefits but another factories many states have canceled a federal program for the self employed and a separate one for the long term jobless both are due to expire nationwide next month Sager mag ani Washington
FT Money Show
"self employed" Discussed on FT Money Show
"Credit history and lost banal least is also with applying when your revenue is high point previously. That lenders now oscar. Full recent bank statement. So if you've had gooding come in the last few months and that the lender confidence that business is doing well the cost. Experts have provided some great pointers for reality. But what does she make of what they have to. Yeah really helpful to get their insight. That was not so things that will mentioned that. I wasn't even aware of the banks took into consideration so the fact that they kind of. Take the positive when your business is doing well but also if you've been making losses or not been doing as well they'll take back the last year so that was quite insightful and it was good to know just kind of be reconfirmed that it is quite tricky for those self employed when applying for mortgages. I didn't even know that. Having dependence could reduce your feasability of getting a mortgage as well. I had no idea that might even came into on that. She just looked to your earnings up. And that was it. So yes i feel like. I'm a bit clear about what i need to do. Or that wills advice for somebody who's businesses on the ascendant right now to get your accounts dumb as early as she can when the new tax rea- starts in april or thought that was very very helpful to definitely and that something. I'll definitely be taking on boss on qualified. Bookkeepers i've been doing my books myself. An anomaly them in early may be around. Jinja nightime i think obligate them in the suna mattis year holies holy trinity for self employed parents especially the cash buffer sourcing out a will and sorting out life insurance. Now half philosophy is you can do these things and cheaply online something in place upgrade the level of cover with a level of details later on. Is that something that you feel confident. Now about putting on financial to delist. Yeah i mean it had always been on the dizziness. But kind of at the bottom of it and i always thought once my it come through and odds in a more of a settles financial situation. Then i'll give it. But now i know i can just get it done now and change it as when my circumstances change. I think holly got really spots home. When she said about having a buffer and how important that is and i think that became evident at the beginning of the pandemic when it was a very uncertain times and i was thinking. Oh gosh wife. Things are terribly wrong but yeah no really really helpful money clinic with me our this week and we hope you like what you've heard if you do spread the word leave us a review if you would like to chat with me on a feature say to the show and get some expert thoughts on the money issue this bucking you. Then email me.
FT Money Show
"self employed" Discussed on FT Money Show
"Pensions of the best home fuel long-term savings because a favorable tax rules saving into a pension makes the most sense out of any of the vehicles out there because for every eighty quick you pay into a pension if your basic rate tax payer the government will talk it up with twenty quid. That's effectively free money now. The good news is there are more apps out there. Reactions found her way to one. You can do online. It doesn't have to be endlessly complicated and is all digital rights that you can stay on top of this kind of keep your head around what you've got in it and remember you can start small. I think this is becoming my mantra. My advice to people. It's a bit like fitness. i think is when it comes to. Don't try and run a marathon and start with just start. Just open one up just put in one hundred pounds. Set up a direct debit. Even if it's ten pounds a month just get into the habit and kind of ease yourself into it because for self employed people this is going to bite right When when people get to their sixties there's been no on sort of doing it for them so you we've really got to take ownership will that if you're self employed and have been saving money for property deposit that's a great first step but then the really tricky question is who is going to give you a mortgage step forward will ride the head of mortgage adviser habito and online mortgage broker..
FT Money Show
"self employed" Discussed on FT Money Show
"It doesn't throw you off into it. While panic we'll call it holidays. Are you trinity. The first two life insurance and wills can be sorted out crissy quickly online with life insurance. I went online to sort of checking it out before this podcast. I'm older than reanimate. I'm in my late forties scope. I answered the questions. It would cost me about thirty pounds a month with two hundred thousand pounds worth of life cover. You can do it in ten minutes and just get that monkey off your back. I think is fundamental for many of us particularly with parents. Depending on the policy life insurance could pay out either a lump sum or regular income to dependence in the event if you'll death into even be used to clip that like mortgage but it comes to wills well we actually discussed them quite fit in on new years. So if you haven't already heard in get loads of great tips there assessing quickly and for not much money booming to it in the show nights that was about the third part of hollies trinity cash. Often i think this is more important than thinking about saving into a pension or an ice or anything else. It's just that immediate access to cash if things go wrong most financial planners care was just you have between three months and six months income in an easy access or similar sort of cash savings product. Once you've got your cash buff assorted. Holly says..
FT Money Show
"self employed" Discussed on FT Money Show
"How did it make you feel when the mortgage provider said well. Yeah you're any good for thirty six grand just massively deflated. Especially because i've been a high number before at a much younger age and maybe not working as hard as i am. Now see at my circumstances and the fat. I'm self employed having a negative impact on my desires to anaheim again reorganised facing very common. Problems for the self-employed. I wanted what she would like to find out from the experts. I definitely think pension how to figure out. If i'm paying in the right amounts Obviously again mortgages can be much more tricky to guarantee because my income is changeable and also savings schemes as well so all that any other savings vehicles are flexible for self employed. People like myself someone who understands rianne situation only too well. It's my first expert. Holly mci the founder of consumer finance firm boring mummy. But don't worry holly is one of the most engaging women in finance. I know she's gone from being an employee to self employed and then a director of her own business which aims to make the dry subjects of finance well interesting. I've always preferred the flexibility that being self employed running your own business bring so. I wouldn't look back or change anything but holy knows it can be a tough route to take. I would say for self employed people this just an enormous weight on people showed us. I think it's just decision-making and rhiannon particularly being a sole parent as well as in the middle of a pandemic. You can't try and be perfect in every single decision an agonizing procrastinate but i think there are some things where we have to learn. Just go with what so for now that something is better than nothing. What kind of advice would you give to. People who also employed to manage these ups and downs. I think there were three things that everyone needs to get their heads around and get sorted. The first is life insurance..
FT Money Show
"self employed" Discussed on FT Money Show
"Financial issues on clamp hours. The t's consumer at it's up around four and a half million people in the uk also employed since the two thousand and eight financial crisis. Women have accounted for nearly two thirds of setting apple marrone including my guest this week. He runs her own virtual personal assistant business. My name's rhiannon..
Relationship Advice
Dr April Brown on Understanding and Improving Intimacy
"Ominous. Many people have heard this into me. So it is connecting with your yourself in the present time moment so when you're intimate that means you're at their body mind spirit in seoul and i now may be like well. How can you be disconnected from yourself when your body may be once could times your mind as you're sin. They're worried about things in the future are thinking about things in the past intimacy also means that strong connection where you are protective of yourselves you love yourself you love yourself as an appointment of loving yourself just as much as you love by the people so it's not When people talk about loving oneself some people think it's like. Oh my gosh being arrogant if i love by itself now but it's loving yourself as you love others. What can someone do. Who wants to improve that self love getting intimate with one shelf. How can they start doing that. Well variety of ways self employed talking about loving ourselves and let's just talk about the physical the body parts That starts with accepting your body accepting which look like. Be thankful for what you have. Of course we all want may want to improve xyz as a few pounds. Whatever the case may be but it's starts there and then he goes to the next part of not putting yourself down so it is imperative not to talk trash about yourself because you're going to be with you for the rest of your life so you want to uplift yourself thing positives of yourself. Of course you're like well duct tape I make mistakes. I make mistakes to be day. And so i just say you know my bad will duct tape. Go self april. I'm going to try to do better the next day. But i don't get
The Bible Says What!?
If I Had Jesus Powers With Gary Thomas
"Today. Special guest is pastor speaker and author. Gary thomas welcome to the show. Gary glad to be here. Thank you thanks for taking the time. Does a little bit about what you do. I know you've been a pastor for quite a while you've written a few books Quite a long list there but give us a brief introduction to gary is and what he does. Well i've always wanted to be a writer. Michael in large part because i'm uniquely limited in my skill set are very cute things. Anybody would pay me to do And so i'm glad the writing worked out. So i'd been a self employed writer for fifteen years and then a church in houston texas. Pretty large church said we'd like you to come during the teaching team. And so i'm still writing books and travelling but then for glass decade been working in houston At a church on the teaching team so still riding. That's kind of been my life. Writing is a blast. I love book behind you there. It's my first one. I love writing out. It's it's definitely a passion for sure. So let's get into. What's your favorite book you it you wrote written. I'm that's kind of like asking. Who's your favorite child. I mean in one sense sacred marriage made it possible for me to keep riding sold over a million copies so it just it just creates a level of comfort. So you can keep doing what you wanna do. sacred pathways ditz. A lot of attention. Because it deals with the different ways that we connect with god and So it's it's really become beloved by some just because it helps blow part. The one size fits all spirituality. It we all pray the same way or relate to god in the same way
Real Estate Rookie
Couple Leaves Their W2s (During COVID!) To Go Full Time in Real Estate
"Sale. The nick welcome to the digger pockets real estate rookie. Podcast super excited to have you both on here today. Thank you excited to be here. Thanks for having us little backstory seminar. Actually guests on my old podcast. The your first real estate investment podcast. I don't remember what number. But i think it was one of my top performing podcast super. Glad to have you guys back on to the real estate ricky show to kinda share your story to before begins the deal details and all that good stuff yourself a little bit about the two of you okay. Yeah so we have been investing for about three or four years. Now we've been together since we were like fourteen or fifteen years old and are now married. So nick was the catalyst of real estate investing in decided and he was like seventeen that he was gonna start planting. The seed takes a long time for me so that was really good and once we graduated college we moved into our parents. Basement started saving money in kind of took off our real estate investing career from there. That's gre- nick. I wanna hear from you as to why when you were seventeen. Did you think that you wanted to be in real estate. Investing i mean most seventeen year olds. Don't think that we have. It's an awesome question. I wish i had a great answer for it. I think i came from like my dad was self employed so i sort of came from that environment but never had anyone in my family that was into real estate. No we knew nothing about it. I think if i recall like probably all of us i started googling and then we found bigger pockets and so that was like kind of what got me hooked at that point but yeah no family connections or anything. I think i just always had the desire to like. Wanna do more than a w. two. I didn't want to be tied to her career again. I don't know why. I was thinking that at young age but i was and then it kind of drew me in. Can you guys give us an overview of your current business like where it stands today. How many deals have you done. How many units do you guys manage. Operate own yes. So our who are investing business. We have done three deals in. Its six doors total. Where in boston massachusetts okay. I wanna know you guys over. Were there any analysis paralysis. So you wanted to you. Start thinking about this when you were seventeen. How long until you actually bought that property. Yeah so it was. It was a wile again. We were young. We went to college but what we did was post college. We moved in with. My parents lived their basement to save up. So i don't think we had a ton of like your textbook analysis paralysis. I think it was a combination of like. We couldn't afford to get started right away. So we went through the savings sort of portion. I that took us. It took us two years to get our first deal but from the time we were ready until the time we were able to get under contract on something it wasn't super long
The Indicator from Planet Money
"self employed" Discussed on The Indicator from Planet Money
"Course of her career end of her life. Honestly when i look at myself in pictures. I see a whole different person. I honestly i don't like to say like these things out loud because i know kobe affected a lot of people in such a negative and ugly way But what happened with me. It's sort of a. I'm so sorry to say this gave me an opportunity to really sit down. And and see what i wanted to do with my life where i wanted to take my job i feel like i have completely changed and when i see myself in pictures is it's like i i know that's me but it's not me. It's just a whole different person. In so many ways labor economist. Julia public says this is a really promising trend. People taking a bit of time to figure out what they wanted to find jobs that are really good fit with i can thrive to be the most productive selves. And maybe just maybe get us to that million jobs a month marker. This summer is cross. Darrien for a jubilant. June obsessive this episode of the indicator was produced by britney cronin and fact checked by sam sei. We're edited by caitlin cannon also special. Thanks to tom. Michael and katherine shaughnessy. The indicator is a production of npr..
The Indicator from Planet Money
U.S. economy added 559,000 jobs in May
"In may the. Us economy added five hundred and fifty nine thousand jobs while the unemployment rate fell to five point eight percent which is a huge improvement over last month when the economy added two hundred seventy eight thousand new jobs and everyone started panicking response to this report f. in pretty mixed so to figure out what to make of five hundred fifty nine thousand new jobs. We called julia pollock. She's a labor economist at ziprecruiter. When you open up these numbers like what went through your head. This report is kind of and there may may i know. But here's the weird part darrien history of jobs reports going all the way back to the nineteen thirties. The may jobs report are meth. May is one of the best all time. Jobs reports ever recorded in terms of the number of jobs added in one month. It's like in the top twenty. I like to hear it.
Conversations with Phil
"self employed" Discussed on Conversations with Phil
"Me asking me for money all week long and i decided that was too much. Roller coaster was to discouraging. I'd make a dollar and five dollars or go out. So i decided that i wanted to make up in a practical way. Just make monday's the i dealt with money. Now at it's kind of transitioned into like. Mondays is my day that i vote to moving my business forward these days i follow up on leads etc so there are practical things you can do to even out that that roller coaster but it does help perfectly into the of daily habits dally. Here's the key. Daily habits create consistent mindsets. It's the sustainability piece of the subtitle of book which is a business and personal development strategies that create sustainable success. The daily habits is the sustainability piece. It's also the piece that almost everyone is missing. I have a self-appointed assessment. That that offer we can talk about that. A moment also. When i began my coaching clients. We go through that assessment. I also asked them to rate themselves on several categories and almost always people weakest on the category of daily habits and yet they also know that if they had more consistent daily habits that they might feel better on a daily basis. But the key is is that it's daily habits to create a consistent mindsets because 'cause the consistent mindsets help you not get derailed right. That's that's the consistency piece However i will say. I'm a huge proponent as i was saying earlier it's not an equal form. What i'm speaking of our daily habits that you can do in fifteen to twenty minutes a day. And i'm very focused on that. Because i am a hyper time efficient person. That's just who i am. But i believe that's true of all self employed people we don't have the what's going to derail them from maintaining their daily habits. Is it being daunting task. Guy so what we have to find out. Which is what i teach in. The book are specific daily habits that both in inexperience and in science. We can validate that. They work so that you know as a business owner that the effort you put in is going to pay off and we can talk about some of those daily habits is specifically if you want but that to me is a key component. Is that a you need them for consistency him be. It can't be a daunting task. Or you're not gonna stick with it and sticking with it is the point. No i absolutely right fifteen minutes or less stuff. We can actually do stuff that works absolutely so. Let's talk about a couple of daily habits. Jeffrey have give me one that you love the most an awesome question. The maybe one more time. Yeah so the one. I loved the most which is the only content. That's in both my books. Something so good. I mean it's just part of my life. It would be irresponsible for me to not included in my second book. And it's what i call a. What's going right journal. Six game changer. Sa- to it and has been proven to be a game changer for me and my clients. So it's the what's going right. Journal it is. You could say similar. To- gratitude journal but it's different and the reason i changed it up is quite frankly fell. I just did not find that gratitude journals worked for me. They weren't tangible enough. A gratitude tastic value van tastic life value. I live in gratitude. That's kind of a problem. If i wake up the sun is shining and i'm breathing and my dog is still with me. I'm pretty grateful. I just don't know what to do with that level at maids gratitude makes you said it's a great life value. I think we should all live gratitude. But i want chances are. I'm very focused as i am every day. My business growing so. I want tangible results. So what i did is i created the what's going right. Journal to be onset created at one a during a very difficult time for myself because i became very aware of how our human brain works we are wired for survival and because of that we always see the negative i right we our threats and hey are threats may not be lions and tigers bears on of our cave but are threats are how we feel about ourselves or self esteem a blow or self esteem are threats are how we paris other people on social media are threats are all the things we put ourselves through every day that makes us feel less good about ourselves that's an everyday threat every day we live at the threat that we're not gonna feel as good with his or were banking on something happening that's gonna make us feel better about ourselves but that's a weak foundation so what i started this what's going right journal is because the more you recognize what's going right what we know to improve science is what you focus on you get more of and literally starts to rewire the brain from the brain's natural tendency to always see the negative always to see the one insult amongst ten nine compliments when you start focusing what's going and like i said i started it during the most chant one of my most challenging times in life when it was hard to see anything going right a lot was going wrong but i pounded away at it and like what's going right what's going right what's going right and no matter what the circumstances are you can always find things that are going right in your life and those little things going right start becoming bigger things and then bigger thanks and then even bigger things and that's how you can reverse the tendency to be drawn to the negative in start seeing Gratitude mary's with so well because you start getting grateful for all the littlest things that are going right as well as the big things but you suddenly start feeling more grateful because what's going right is somebody's introducing you to people as fellow speaker. I'm so appreciative when a speaker introduces me to an event planner for a potential speaking gig rice announced. I'm gonna journal. That looked what's going right is. Somebody took time out of their life to make an introduction so this gratitude tucked in but i so what i do is i journal for five to seven minutes. Every morning. every sentence begins with what's going right is what's going right. Is a meeting awesome people. What's going right. is my book. mantras really successful. What's going right is on. And on. And on until i just feel like i've drained myself and then you know for me. This morning practiced. How can you not go about the rest of the day. Not seeing what's going right. you can't avoid it. you can't unsee it. Yeah we'll definitely helps us shift focus shift our energy because frankly you know as as jay mention here right it every day may not be a good day but there is something something hopefully for most of us right that is going right and court cortisol levels go up and stress us out when we're always in threat mode right. I don't wanna be more threat. I want to be more at peace. I wanna hello. I wanna do the right stuff here. Because frankly i want my decisions to matter. I if i'm in a you know that pull hug marketing thing. I mean if if i'm gonna send you good energy right. There's nothing worse as a salesperson commission. Dress only gosh. I gotta make the sale or not gonna be able to pay the mortgage smile. And it's the thirtieth of the month holy crap right so slowdown friends. The fuel listen here. Who starts with what's going right. Is jeffrey suggests here and discover what's going right you instead of focusing on what's going on endure the most challenging times. What's going right that your show up for yourself doing the practice and that's worth noting. Do you know if because that's sending something to yourself. I sent to somebody recently on on social media because people were asking questions about the challenge of com comparison. You know and actually what it was. Somebody had asked a whole group of people to quiet down about how well they were doing during the pandemic..
Conversations with Phil
"self employed" Discussed on Conversations with Phil
"Yeah finally we get a chance to spend some time together right and now i mean it's funny because you know neither one of us are probably going to work with each other like as employees but certainly there's opportunity there to collaborate but until we get close enough to actually collide and hug if you virtually or in person now we can you know there's nothing there so i really really dig that really and i want to point out the reason that resonates because you're that person like i can't wait to see you in person and we're past all this. I could give each other a hug. 'cause i gotta news you must give a hell of a hug. I'm just like bear hug. Kinda guy yeah. I can see that. That's the hell that's the guy want. And that's why hug marketing resonates through. The reality is most people that go into business for themselves are like us. Most people that go into business for themselves are not hard ass. Crass don't give you don't give a crap about people that that's not who self employed people are self employed people self employed people have been craving away to doing business that's aligned with their heart and it and we we go into business and we have to deal with the way businesses done until we find out things like hug marketing and the things that i teach. Which is you can be in business and you need to be in business. I actually think the world is craving doing business with people like us. Now i so. This is a way of being in business. I think it feels natural. Self employed business owners for sure one will now more than ever because a hug offers you the chance to pause to listen and to offer a little bit of humanity world. That often feels really really tough. I mean and really lonely. I mean freelancing feel justified by design. It's like well. I'm i did a job. And now i'm done. There's nothing left. I don. I feel like you know. That's the gig economy. And i'm not in. I'll tell you right now. Definitely i have no interest in that but i certainly have interest in being self employed. And that's so interesting that you talk about that before we get into daily habits. I wanna pop in because you ask that you answer this beautifully in the book about this group here but jennifer leak wants to know what do you think about race right the national association of self employed so to us a little bit about that. And then we're going to move into daily habits on my gosh. Here's so i've interviewed keith. Hall the ceo for on my podcast and also did a video interview with katie of alestra who is Nasa's liaison to washington dc. I want her job actually. I don't want jobs. I don't wanna be. I wanna be self employed. But i do wanna be politically a lot. More involved I look at myself. Moore's of an advocate advocate as a leader Because i really would like to get more involved in the politics to protect self employed business owners. How i feel is. Here's the thing that really stood out to me. When i interviewed keith hall. I said to him and this was just last year and syndicate. How is that. I've been in business self employed for thirty six years. And i'm just now finding out about this organization like love. Y'all you're done a great job at you're one of the most most poorest marketed organizations out. There how is it. I've been self employed for thirty six years and didn't even know it existed. That's a problem. Like i wish they did a better job. And that's why. I talk about them a lot in the book and offer them as a resource. You know i think first of all. I think one thing that they do really effectively. I think it's important for self employed business owners to realize part of an industry again inherently when we become self employed were very independent minded and we don't realize that we're actually part of an industry so for example in my career. I'm a professional photographer. Professional speaker podcast. Or so i belong to my trade associations. I belong to national speakers association and i belong to the professional photographers or america. So i belong to my trade associations it never occurred to me that there was a trade association for self employed business owners. And that's actually what it is. And i think that's incredibly important. It's a highly encourage people to to to join to be in support of the idea that there is an organization representing us. I do know that they are there. They do a really good job at standing up being an advocate for self employed business owners in washington. dc And i think there are some really good work for them to do their in the future. I mean i can't say i'm aligned with all their political views but overall i think there are a really excellent organization doing some really good work and i do stand behind their mission. A great deal. Who will yeah niece. That org nasa dot org is where he can find them. Jeffrey about these a lot in his fantastic book. The self employed life which i love so jeffrey. We're going to talk about daily habits. And i think this dovetails nicely into question that jake huntington asks he says how can it meaning business life. Whatever be a roller coaster. Not every day can be a good day in and sure absolutely. That's true but we can make it a smoother roller coaster. So talk to how we do that with our daily habits. Because i think that's a great tie in one hundred percent j. in fact i'm a big fan of saying show. That was a rough. Our 'cause the next hour might be entirely different. That's the reality lick. It isn't just a daily rollercoaster. it's an hourly rollercoaster you know it's. It's a monday that we're having this conversation. And i actually plan on doing a podcast myself about this because one of the ways i saw that is is to create for myself money mondays. I used to call them so it was. I only pay bills on mondays. Actually started it because my kids. When i was raising my three kids between and i was divorced between the three of them..
Conversations with Phil
"self employed" Discussed on Conversations with Phil
"The best advice i've ever received is also the most disturbing advice ever received which is or was. No one will care about your life as much as you do. Ooh that's good advice but yet that's disturbing as it is disturbing out. Yeah even more disturbing is the source. But i'll leave it up to ask the questions. Let we go cool. Well what. We'll get back to that right because i think that that is interesting but i i have to ask. Can you make this really clear in the book. But i think it's an important distinction. Why self employed and not freelance or solo noor entrepreneurs small business owner why is self employed such an important words. Yeah i so appreciate failure asking that question. Because i so appreciate how much attention. That's gotten to the book. Because i actually thought that was going to be. A throwaway was actually much much further into the book ending chapter until after they advanced readers and it was so highlighted. We moved at right up front. So i'm so glad people want to know the difference right because that's the beginning of taking ownership of it. The reason it's important is just for that reason. We need to take ownership of the term self employed Large people don't use the term. And i know that because i did a really my website last year i did a lot of keyword research hired professionals to to you know to look into the search ability that website and found that my audience self employed business people that i coach every day. Don't search for support using the term self employed. In fact fill when i had the idea to write this book to self-employed life. I did my due diligence. I went to amazon. I search for books in the category of self employed and found that the top ten books under those keywords about taxes how to pay taxes on your self employed. I mean boring boring stuff. What was even more disturbing is that it was the first time in thirty six years. I even look to see if there was a book out there to help self employed people. Right even more shocking. It's like why did it never occur to me to even ever check to see if there was a book that would help me as a self employed business owner and that's why we need to take ownership of the term so that we realized we're not we as i say my podcast. We may be business for self but we're not in business by yourself. We need to bond together as a community so that we can support one another. We need to make sure we get fair. Representation from our government's right which i believe because of massive force that we have such a big impact on the economy that i believe that we are going to. We need to be separated from the big bucket of small business because the small businesses to broad category energetically. I i you know. I want people to take ownership the terms that they're not calling them solo preneurs because none of us should think of ourselves as being solo entrepreneur. Sexy term. I get it but doesn't describe the business model. It a nowadays entrepreneur. Sounds like you're in between jobs in a hustle and it just doesn't really give anybody some valid information as to who you are and what you do so it's a big part of the mission of the book is a really get. The term self-employed to be used much more while the great answer. And i really do love that. Because i've thought for a long time that there's gotta be something better than solar preneurs or freelance dan. Pink free agent nation which meant. We're going to move around and then we picked up freelance. I remember there was some websites on that. But self employed totally makes the most sense because it could be me and an assistant could be meaner designer. Could be me and team other self employed folks but it doesn't have to be just me but i'm the one that pays my bills. I'm the one that pays for rentals bill so i love that distinction. I think that's super important but you talk about this ecosystem. I think it's really that as we're kind of framing this up here folks understand the ecosystem and said there's three stools here three legs if you will of this Self-employed ecosystem ecosystems. A personal element business strategies and daily habits. Which is how you books broken down. Which is super helpful. So let's let's step through those. Let's start with personal development. Jeffrey why is personal development so important to you and to those of us through self employed at the end of the day. It's your level of success when you're self employed by the way it's no mistake. I don't believe that the term self-employed himself right. Because actually your success. When you're self employed is contingent relative to your personal development so in order for your business to grow in order for you to go to the proverbial next level of your business. If can't always be that you work harder. It can't always be you apply more action because truth matter is you're probably working as hard as you can. There's at some point where you you hit the proverbial ceiling like you can only put in so many hours and the whole point of being self employed with to live the life that you wanna live so just filling that up with ours and hard work and hustle isn't actually accomplishing. The dream of the self-employed life. That you hope for so i look at personal development as the way to build your capacity and capacities the key word here so when you want more success in your business you have to work on your own inner capacity chances are you have to step out of some ways in which you are limiting your thinking you likely have to Which i think is. This is the biggest challenge. I think for most people you have to step into what you really deserve. And not what you currently believe. You deserve that. You have to start thinking bigger. You have to believe that you're capable of more. You have to see more in yourself. Then maybe your current state of how much you see on yourself. All of that is ways of increasing the capacity because your mindset has to expand before you put in more action and more effort than you currently doing otherwise. It's like trying to fit more in a limited container so you have to expand on the inside. I apply action the symptom of when you know and as often say it if you feel like you're working really hard but hardly getting ahead or you feel like you just can't fit anymore in. That is a symptom and a sign that you're putting in more effort than you are mentally prepared personally. Developed prepared to receive. That's so interesting. That's so interesting i've not. I didn't consider that. Until i read your book and then i read this and i'm like oh wow like that completely makes sense often. It's because we're to give something up. We're afraid to share right we do feel solo and we have to expand our mind recognize that it really is together even though together might not be with an employee or a or a hired team. So i really. I really did that jeffrey. That's a that's an awesome point so personal development makes so much sense stepping into. What are we really deserve. Not just what we think. We deserve as great now. Let's go on to step two here or park to. I guess not step to necessarily although i probably would say this stuff to based on what you just said and then it's business strategies. Let's talk a little bit about some of those business strategies in the business places that we need to be an maybe not be definitely the media part of the book because you know we love the work and i. I'm every bit as much as i love applying strategy. I love being in an act inaction. So that is the media's part of the book. The difference is the strategies. I offer in the book. I believe are really unusual and really innovative. And what's most important is the right sized. You know we live in a world. We as self employed business owners are doing business in a world that the businesses around us are likely a lot larger than ours and they're likely more transactional based than our businesses are when you're self employed whether it's products or services you're you're you're more likely to be in a relationship based business. The relationship with those that you serve is a likely critically important for loyalty repeat customers and referrals so when you are in a relationship based business as a poster transactional based business almost everything..
A Slob Comes Clean
Decluttering Deeper Without Getting Overwhelmed
"Hi jessica. Thank you so much for coming onto the podcast today in q. Suspend happy here so tell me a little bit about yourself. Tell me your unique life situation that you're living okay while i am married With two young kids sexually our tenth anniversary this year. Congratulations thank you. Thank you and we have a five year old daughter two year old son so you know toys all over the floor and making lots of meals and snacks every day. Kind of and let's see what else. My job stuff has changed a lot. This year i basically went from. I worked for twelve years in. Hr at a large company decided about a year ago to leave of leave the corporate world in job and now i'm basically at home with the kids part of the time like half of the week Self employed the other half and we can talk about what you know. Those jobs are a few kind of do a couple of different things. Yeah but listen yes. So we own a couple of rental properties so Sometimes it's busy usually. It's not but thanks kind of pop up out of anywhere out of nowhere with you. Know things that need repairs or stuff like that and and Just certified as ib seal c. Which is a type of lactation consultant. So i'm working at a private practice with that. So that is really variable. Sometimes some weeks. I have a number of consults working with a couple of clients and sometimes it's quieter and then we do a lot of professional training with that. Choose so that's scheduled kind of a little bit argue on call at all with that. No i'm not on call have set times. But they could those slots could fill up or they may not like. I kind of never know still that morning. Potentially
Getting Shiggi with...
"self employed" Discussed on Getting Shiggi with...
"<Speech_Female> Maybe i <Speech_Female> should not drink coffee <Speech_Male> so with <Speech_Male> the blind pursuit <Speech_Male> of happiness. <Silence> You know <Speech_Female> wherever <Speech_Female> you are is really <Speech_Female> important to always <Speech_Female> take stock. <Speech_Female> That's the word i was looking <Speech_Female> for. Lost fifty <Speech_Male> three minutes. <Speech_Male> Take stock <Silence> of <Speech_Male> what <Speech_Male> you're up to wire <Speech_Female> you're up to it. Does <Speech_Female> it serve you. Does <Speech_Female> it not survey. Can <Speech_Female> you make it better. Do <Speech_Female> you want to make it better. <Speech_Female> And it's <Speech_Male> not because <Speech_Female> you ultimately <Speech_Music_Female> want to be completely <Speech_Music_Female> happy <Speech_Female> that's bad <Speech_Female> like being completely <Speech_Female> happy is a very <Speech_Female> very bad idea. <Speech_Female> Having <Speech_Female> a life <Speech_Female> and having a situation <Speech_Female> <Speech_Female> Possibly even <Speech_Female> having a career <Speech_Female> that challenges <Speech_Female> you in <Silence> the right way <Speech_Female> is <Speech_Male> way more rewarding <Speech_Female> than <Speech_Male> <Speech_Female> just having a drawbridges <Speech_Male> doing stuff for the <Speech_Male> sake of getting money <Speech_Male> you <SpeakerChange> know because no <Silence> one. No one wants that. <Speech_Female> <Speech_Female> Say i think <Speech_Female> i think that's. <Speech_Female> That's where i'm going to <Speech_Female> end. Its day 'cause <Speech_Female> 'cause <SpeakerChange> that was <Speech_Female> a fun old <Speech_Female> meander <Silence> <SpeakerChange> <Speech_Male> <Speech_Female> Into a little part <Speech_Male> of <Speech_Female> one <SpeakerChange> section of <Speech_Male> my business journey <Speech_Male> <Speech_Male> but <Speech_Male> <Speech_Male> hope you enjoyed <Speech_Male> it <Speech_Male> as usual <Speech_Female> on trying to put the volume up <Speech_Female> as usual <Speech_Music_Female> <Advertisement> Try and find <Speech_Music_Female> <Advertisement> me wherever <Speech_Music_Female> <Advertisement> on the internet. <Music> <Music> I'm <Speech_Music_Female> on <Speech_Music_Female> instagram <Speech_Music_Female> as <Music> <Advertisement> l. she. <Music> <Speech_Music_Female> I'm on <Speech_Music_Female> twitter as <Speech_Music_Female> l. <Speech_Music_Female> <Speech_Music_Female> and i'm <Speech_Music_Female> <Advertisement> on facebook <Speech_Music_Male> <Advertisement> as <Speech_Music_Male> <Advertisement> <Speech_Music_Male> <Advertisement> or just look for <Speech_Music_Male> <Advertisement> be packed whichever <Speech_Music_Male> way <Speech_Music_Male> Little note on <Speech_Music_Female> the facebook thing. <Speech_Music_Female> If you do find <Speech_Music_Female> <Advertisement> me send me a message. <Speech_Music_Female> Tell me where <Speech_Music_Female> you've come brawl <Speech_Music_Female> <Advertisement> like. Don't <Speech_Music_Female> <Advertisement> send me a random. <Speech_Music_Male> <Advertisement> Hello <SpeakerChange> <Speech_Music_Male> <Advertisement> i get very <Music> suspicious with lows. <Speech_Music_Male> <SpeakerChange> <Speech_Music_Female> <Advertisement> <Speech_Female> <Advertisement> Because i don't want another <Speech_Music_Female> <Advertisement> nigerian prince <Speech_Music_Female> <Advertisement> telling me i've inherited <Speech_Music_Female> <Advertisement> a whole bunch of <Speech_Music_Female> <Advertisement> money and then it turns <Speech_Music_Female> <Advertisement> out being a lie. <Speech_Music_Female> <Advertisement> That's just <Speech_Music_Female> <Advertisement> it makes me sad. <Speech_Music_Female> <Advertisement> <Speech_Music_Male> I just want love <Laughter> <Advertisement> <Speech_Music_Female> <Advertisement> <Speech_Music_Female> <Speech_Music_Female> <Advertisement> bouquet. <Speech_Music_Male> Clearly the caffeine <Speech_Music_Male> is kicking in <Music> so <Speech_Music_Female> <Speech_Music_Male> <Speech_Music_Male> wherever you <Speech_Music_Male> are in the world. <Speech_Music_Female> Have a wonderful day. <Speech_Music_Female> Wonderful <Speech_Music_Female> glorious stay. <Speech_Music_Female> <Advertisement> And i'll see <Speech_Music_Female> in the <Speech_Music_Female> next episode <Speech_Music_Female> okay bye.
Getting Shiggi with...
"self employed" Discussed on Getting Shiggi with...
"What might i have tasted blood. And i will accept nothing less. It's not quite that dramatic but Yeah they basically understood okay while she values herself as a high high value. Employees zero our employees. Yes and they they did it. They didn't bother me with stuart. Work or lifts druid work. They literally were just like we have managerial opening for whatever football match concert at wembley stadium. might yes managerial rebuff. I'm good and that that became a thing that was a permanent thing and with other security jobs being unlike club fiend. I just love going out at night. It's so much fun. Have fun when people in everyone's super children don't have to worry about work. I did a lot of security work at nightclubs side. Dj nightclubs security orcas just as fun without as much responsibility in one way and the same thing happened. After wallows being head hunted. Just on my own and i had to create teams of security people so people have worked with a take their phone. Numbers mckay gigs. Every now and then you know the pay will be good because Like i'm not skipping. I no one's getting paid less than ten pounds. Our security work like it should be more in the uk einem using a pound references but in the nineties. I heard 'cause. I was still a baby or still a child in the ninety s not doing security work in the ninety s but it wasn't uncommon for food for people or persons to be averaging at least twenty pounds and our because obviously before the sea in the formalization of security industry around each had. Bruisers either said nightclub. Bouncers were just you know. Bruisers guy's from prison or various other walks of life who yeah just needed a job and they got paid handsomely to keep the riffraff file tend to potentially break people's noses of those they didn't like and i'm really glad that doesn't happen anymore. But the pay has gone down as basically anyone can become a door person just with A weekend course which is kind of annoying. But it is what it is. But i digress. So i'm really good at talking. I'm really good at being confident. And directing and.
All Things Considered
New State Unemployment Claims Rose Again Last Week
"Modest jump in state unemployment claims last week more from NPR's Scott Horsley. New State Claims for unemployment benefits rose for the second week in a row last week as 744,000 people sought help. Some of that increase was in states like Michigan, which has seen a sharp jump in new Corona virus infections. Jobless claims under a federal program for gig workers, and the self employed were down last week. As of March,
Master Your Coaching Biz Podcast
"self employed" Discussed on Master Your Coaching Biz Podcast
"Me and no that ripple effect in lift you up. You'll take me right there with you. Now thought so saw you spend most of your tunnel lincoln. That's interesting what would you say is the is the area that you get the most referrals from his that in the feed or is it just building those connections like what does a top way that you're saying that happened from lincoln. Sure and i should explain that. When i say the most time i mean on average five minutes a day five minutes day to check who's requested a connection everyone i accept i replied to every connection. I ask for a customized if somebody drops a comment something. I've shared better believe i acknowledged them. So that's that's like five minutes or i'm prospecting looking somebody. I'm about to call. I look you up but fundamentally you need a linked in profile that sells you while you sleep if i kicked forward you're linked in profile to one of my friends and and that profile cells. My friend on you. And all you do profile isn't optimized in it's the fullness the richness with what you tell your personal story because you're the coach. I'm going to be working with you. Why are we talking about ourselves in a third person like we're all that no it does me. This is how you this is how it will work together. These are the outcomes you can expect. I want all of that in your profile with key words so fun searching my network for a particular type of coach i find you if i don't find you that you. That's that's birsh if you're going to not on digital doors or crafting content to raise your visibility if you pump out from great article that gets people crazy and they come back to your profile in his meam making sad and you the greek bobble head. You know you've missed. You gotta put first things. I kinda missed the mark there. Then right all right so Starting to kinda wind down here. What would you say if you had to get like three steps that somebody can take to really Start their personal branding or up level or personal their personal branding. First of all. I feel like maybe i left people hanging on the last question and you said you know. Where do i spend the most of my time profile. Optimization is something you do once in the new keep an eye on forevermore right so it's not like you walk away and then you earn awards or certifications and you'd never update it. But how. I how i generate. Visibility is once a week i share content. Doesn't even have to be a long article. Oftentimes it's be humble status update just once a week. People are trying to be crazy there with all the content. All the people can't even keep up with how much content you're creating your your clients are working. Also right like you know flow the role so that would be one. One of the three strategies is being mindful about sharing Very specific easy to read content. That helps people remember the space. You want to own the other to not think that because you've shared something everyone saw it might my closest friends and i. We have pinky swear. Packed is something major in your life happens professionally personally or otherwise. Please don't think. I saw your facebook updates. Like that doesn't happen so you think you pulled your network your coaching now. Because at one time you wrote it on facebook you don't wanna be passed or a braggart or annoy people. It doesn't work that way. We only learn what we're reminded of so talking about your business in a first person super excited found a great podcast today from cheryl bag lately. Talking about the growth of your coaching practice reminds people that you won coaching clients. That's two and three is to do less and do it consistently so every. Start of every entrepreneur that i ever worked with in the high tech space. You know there's like three lists. Here's a list of what we to do right now. Here's the list of what we're going to do to market the business in the coming ninety one hundred and eighty days. And here's everything else. We can't possibly fathom right now in just give it a place outside of your brain. His focus on funding in. Stay there as long as you. But when we try to do it all which high to do too much or when we're haphazard and we disappear for months at time that's when we keep having to start over and over how that consistency is so so important. You know i myself just fell off the wagon. I will completely confess anybody who goes to my linked in profile when they hear this in look for a post dated february will see that i was just coming back out of the three months played because between politics in pandemic in general lunacy. I don't know what was going on in the constellations. But i really needed a timeout. So i'm back now and i'm back at my once. A week went two week staying taking small action to stave visible industry. I'm so happy that you joining us today. could be audience. Got a hold of you. If they'd like to continue contact with you absolutely it's super easy. My website is my name. Cima doll dot com. You can also find me on linked in. And i've got some information on my website that you can use. You can get a five date. Kick start to think about the personal brand. You wanna create and publish a newsletter on lincoln. Every couple of weeks really practical tips to bring your personal brand to life in. Grow your coaching practice. Awesome and have all of those links in the show notes so people can just click through to get to you and i wanna thank you so much For joining me today had a good time. And i think that your information was very helpful but guys listening in you know. Take take the advice and really slow down and be consistent and work on your personal branding. I think that that's very important. And i love that. This was our topic today. You made it easy. Thank you so much for having me today own. Thank you and have a great day. You too thanks guys. We'll see on the next episode. Thank you so much for listening in today. I'm so glad we got to spend this time together. If you love today's show. Please consider leading me a review on the apple. Podcast so other coaches can find the podcast for more information about me. Visit successful coaches dot com for daily inspiration affirmations foul me on instagram. At coach cheryl becker short a semi a dm. So i can say until next time to your success..
Master Your Coaching Biz Podcast
"self employed" Discussed on Master Your Coaching Biz Podcast
"Awesome about social media. We think there's is. Is it worth you know. This is a big controversy. Hurry especially now where You know most coaches or online at this moment that might change like when things opened up in the country you have some market are saying. Hey you should be spending an hour day on social media have some saying just going for fifteen minutes and then. What are your thoughts on that. I know it's magnate. it's many. I was literally listening to a newscast this morning. The head of each segment about this new social media called Clubhouse right in its audio only end. This cracks me up because the height stirs the hipsters in the pundits in the so-called experts with their fat stacks of cash in their bank account. You know hey yuan. Musk was on there yesterday. Oprah's been known to drop by like who actually cares about any of that when you're clubhouse conversations leads to cash to cover your mortgage. Let's talk so i really do. Come at it. people think. I'm the early adopter. Nope i went to let the rusty. Y'all figure out how to do it there. And then i'll consider joining because it is a colossal suck. You should have seen me early days of twitter going down every rabbit hole to like my eyes. Were bloodshot like got to click. That link gotta read. That blog has to do it in the end. What you should be doing is creating your own content. So i take a measured approach to all things social. I know that my personal network remains a constant source of referral for me because every blue moon on facebook. I remind them exactly who i am. What i do right. I might be you know shooting the breeze talking about the greatest new thai restaurant that just opened up but every now and then. I'm excited to being me doing what i do for the people i do it for. It's just that drip drip. It's facebook and lincoln once a week once a week. I'm going to stay. I'm gonna do something to stay top of mind share content that you'll find useful or that's just blatant self-promotion it doesn't matter that's what we're there for it. Tell others what we do. It's people think it's bragging. I think it's benevolence let others know how you make the world a better place. But i will not find me on pinchers it makes me angry and hungary and i feel inept that i can't make it scrapbook or whatever instagram's like me and my girlfriends at a concert i just can't you know i don't know i take him very deliberate approach. Yeah okay i mean. That's i think that's good advice. Still like I try to tell my coaches you know. Pick two three at the most were. Where are you getting the most engagement. It's just like any other task right. All tests should lead to eventually getting paid so when you know so where where are you You know getting the most engagement. Where are you getting the most referrals. on twitter. I schedule a lot of my tweets. We're doing podcasts together. Today hopefully listeners will find value. You're going to repurpose that. Asset romani. And i'll be sharing it on twitter and tagging you mills will be in my queue so that when i log in at any given day i can be present trusting. The content is blowing up like that. Awesome all right House while we just talked about that. So house How how do you keep you at the top of the mind of your network in your Fouling how do you. How do you stay there. Because you know there's just so much noise out there there is a lot of i might answer to. Noise is to the human individual touch is have to understand that we take action however small in any social string. It's an amplifier. So if you have a good business foundation you know you do good work. You know how to close the sale. You have testimonials you've got some small track record of success. You know your viable coach okay. Social media can take what you're doing well in amplify our awareness of that so for example I'll use lincoln. I spend the majority of my social crime on lincoln. And i will never ever get those automated options like hey. It's your friend's birthday. It's their working anniversary. Wish them well. Everybody kind of goes through. Click click. click you know. I had to take down my birthday. Because i'd get hundreds of happy birthday happy birthday from people so i i always use your first name right. I always use a full signature. Because you may not remember who i am or how we met. I always treat you like. We are talking over the picket fence. Not like in the wild west of digital connection in it's that small drip of personal touch If you post some good news cheryl. I'll see it in my stream and i'll pause in insertive liking it. Which is one way to stay of. Mind a comment when a comment. I'll tag you to ensure your seat and others will see.
The Economist: The Intelligence
Casting the net wider: remaking the welfare state
"Good evening my fellow americans to light. I like to talk to you about where we are as we mark one year. She's everything stopped because of this pandemic last night. President joe biden spoke to america in primetime address from the white house for the first time since taking office he promised to direct states to make all adults eligible for covid vaccine by may and discussed the bill he had just signed into law. The american rescue plan one point nine trillion dollar stimulus program extends unemployment. Benefits it helps. Small businesses lowers healthcare premiums for many it provides. Food and nutrition keeps families in their homes. America's not the only country that's responded to the crisis with increasing generosity. I kind of went in. It was like a state of panic. That i honestly i can't tell you day-to-day thoughts were because they were just scrambled. Like what am i gonna do. What am i gonna do. How am i going to survive. How am i going to what. That's more good. Hope a fifty. Seven year old self employed chef based in canada when the pandemic swept away all of her work. She didn't expect much outside. Help after alberta's oil crash in two thousand fourteen. She received no government support and had to close her restaurant. But this time around with covid nineteen. The federal government included the self employed in. Its rescue package. I honestly i couldn't believe it. Until i saw myself until i filled out the application i pressed met and two days later. There was money in my bank account. And i was absolutely shocked across the world from america to canada to western europe. The pandemic prompted a shift in thinking about the role governments can and should play in crises. The greatest expansion of the wealth estate in living memory in this past yet social nada is our public policy editor. She's been tabulating that expansion which currently stands at nearly sixteen trillion dollars. That's more than four times. The support that countries provided during the financial crisis of two thousand and seventy thousand nine. And it's a shot departure from the pas not just in size but in shape too and because of that this could well mark the start of a new chapter for the welfare state. How do you mean how was this response. Different from what came before significantly. I think it mocked a risk shift from individuals to the state with governments essentially bailing out the people say things like schemes in britain and much of europe as well as cash gifts and in unemployment benefits in america what lawsuit of the state stepping up and taking a lot of risks that otherwise would have fallen onto households and individuals that is a sharp contrast from what we've seen over the past couple of decades when risks such as example being replaced by an algorithm or foreign worker had actually increasing been offloaded from governments and employees own individuals and you saw a lot of countries just for pragmatic reasons really move to universalism so with government prefers blanket benefits instead of fussing of eligibility. Or what's the basis of the way that it was before the pandemic the risen one model of course of welfare state but if we take as a starting point side of a social contract where there is a certain amount of poverty relief and social security that is supplied by the state to go back to suit of the early twentieth century. So the great depression in america really triggered the idea of we need some social security and in europe of course in the second world war was reading the moment when people started to realize that there were these collective big risks that they wanted to ensure against and then the big shift in both sides of the atlantic ready staw in about the seventy s and the welfare state becomes leaner and more focused on getting people into jobs and so benefit make order to get the incentives work or boosted welfare in many countries become stigmatized and at the same time. The labor market is made. More flexible has made easy to fire people. And you really see particularly from the early ninety s on more and more risk being shuffled back to individuals but even before covert hit there was talk about a need to change things right absolutely as with so many things covid nineteen has really shown quite a start light on the flaws in the traditional model and although the lessons are different for every country there are a few general ones. The welfare state on the hall was built around yesterday's worker middle skilled work who today is increasingly. Rare will become even rarer we've seen the labor market polarize over the last couple of decades in rich countries. The sheriff skilled in high-skilled workers growing whereas middle skilled and indeed middle income jobs have been falling and will continue to fall and the pandemic also related to that highlighted. How little job. And income security many of our essential workers indeed have because they fall into that low paid bracket low security bracket and then the other thing that covert has exposed is the vulnerability of work with kids of course when schools closed. There was suddenly this extra job that needed to be done. The situation has put childcare which we knew was an issue before the pandemic but it sort of forced onto the agenda and one of the encouraging things. I think that might be coming out of this. Is countries making better plans for things like child benefit. So part of the coronavirus relief plan. Joe biden will temporarily raise the child tax credit quite significantly and democrats already whispering the really like to make this change permanent. And do you think we'll see that pattern more. Broadly a will to make permanent to the kinds of changes. The governments were essentially shocked into by the pandemic. The will is that. I think it's too early to tell but the demand is clearly. Then that's an important start. Say lots of people. Such as mrs hope who we heard earlier have experienced vulnerability that can come with the show but also have seen how the state can help these moments of shock. And i think it would be very hard in a next crisis for states to roll out similar policy bazookas to help the people so i think on the demand side and again this is something we already sold before the pandemic domon strengthening for better more generous safety nets are that will only grow on the back of the pandemic experience whether the will is that is launching a political question and it's also a fiscal question but i am carefully hopeful because this past year has provided a live experiment of all sorts of policies that otherwise would have taken years to get the political backing for and so after all this experimentation. What are the lessons from the pandemic that you think should last. I think the most important goal here is just to ensure or cushion workers against certain shocks and just to make that a bit more practical and most of communists have argued that covered his shown the generosity of benefits should be pegged to the state of the economy so that when indeed were going through a mass period of shock and it's much harder to actually find a job benefits should be more generous. And when the economy's healthy again then you can make them a bit. Less generous against more flexibility in the welfare system to short revamped post covid social safety net would on the one hand provide enough flexibility to incentivize work but also have a state that wasn't afraid to step in when disaster hits and crucially estate that would also invest in human capital in childcare in health in educating the next generation as well as rescaling older workers today and that second element is important because just bringing out a huge umbrella on the stormiest days won't be
All of It
Unemployment claims remains stuck at high level
"Of unemployment in the U. S. Triggered nearly a year ago, a stretching into another week of 2021. NPR's Scott Horsley has details. Labor Department says about 1.2 million people filed new claims for unemployment last week that includes 730,000 claims for state benefits and another 451,000 claims under the federal program for Gig workers and the self employed. Names were down sharply from the previous week, suggesting a drop in layoffs. All the bad weather and other factors may have distorted the count. As of early February, some 19 million Americans were receiving some form of jobless aid. Many of those benefits are set to expire next month. Congress is weighing a $1.9 trillion economic package that would, among other things, extend emergency jobless aid through August. Scott Horsley. NPR NEWS Washington
NPR News Now
Unemployment Claims Dropped Last Week as Coronavirus Cases Eased
"High level of unemployment in the us triggered nearly a year ago a stretching into another week of 2021 npr's scott horsely has details the labor department says about one point two million people filed new claims for unemployment last week that includes seven hundred thirty thousand claims for state benefits and another four hundred fifty one thousand claims under the federal program for gig workers and the self employed claims. Were down sharply from the previous week. Suggesting drop in laos although bad weather and other factors may have distorted the count as early february. Some nineteen million americans receiving some form of jobless aid many of those benefits are set to expire next month. Congress is weighing a one point nine trillion dollar economic package that would among other things extend emergency jobless aid through. August scott horsely.
Morning Edition
Unemployment Claims Fell Sharply Last Week
"Last week. NPR's Scott Horsley reports. Jobless claims are still very high by historical standards, The Labor Department says about 1.2 million people filed new claims for unemployment last week that includes 730,000 claims for state benefits and another 451,000 claims under the federal program for Gig workers and the self employed. Claims were down sharply from the previous week, suggesting a drop in layoffs. All the bad weather and other factors may have distorted the count. As of early February, some 19 million Americans were receiving some form of jobless aid. Many of those benefits are set to expire next month. Congress is weighing a $1.9 trillion economic package that would, among other things, extend emergency jobless aid through August. Scott Horsley. NPR NEWS Washington on Wall Street stocks or lower the
AP 24 Hour News
UK Supreme Court rules Uber drivers are not self-employed
"Uber drivers work for the company the ruling and titles uber drivers to benefits such as paid holidays and the minimum wage, handing defeat to the ride. Hailing giant in the culmination of a long running legal battle. The court seven judges had unanimously rejected who was appeal against a lower court ruling. Which had found that to uber drivers were workers on the British law. Uber, which has 65,000 active drivers in Britain, had argued that the two drivers were independent contractors. Charles to the
WBZ Midday News
Uber Drivers Entitled to Workers Rights, U.K. Supreme Court Rules
"Court in the United Kingdom has decided that uber drivers are not self employed as Uber has long argued. The UK Supreme Court says the drivers are uber workers and as such are entitled to rights, including minimum wage, holiday pay and rest breaks. Uber says the ruling applies only to the drivers who brought the case. However, the ruling does give the green light to about 1000 similar lawsuits.
Wall Street Breakfast
Uber drivers are workers not self-employed, Supreme Court rules
"Uber loses case on driver. Rights uber stock symbol. Ub aren't shares off three point five percent of this morning after the company lost a key legal fight in the uk. That country's supreme court upheld a ruling that drivers should be classified as workers rather than as independent contractors this entitles them to minimum wage holiday. Pay sick pay as well as rest breaks. Britain is uber biggest european market with about forty thousand drivers.
AP News Radio
UK top court gives Uber drivers benefits in landmark ruling
"Britain's Supreme Court has ruled uber drivers in Britain should be classed as well because I'm not self employed it's a decision that threatens its business model and holds broader implications for the so called gig economy the ruling entitles the drivers to benefits such as paid holidays and the minimum wage hunting defeat to the ride hailing giant in the culmination of a long running legal battle the colts seven judges had unanimously rejected uber's appeal against a lower court ruling which found that to the drivers workers on the British law which has sixty five thousand active drivers in Britain had argued that the two drivers independent contractors Charles Taylor this month London
Newsradio 700 WLW
"self employed" Discussed on Newsradio 700 WLW
"Don't know if he's self employed or what the deal is, but, um, I guess is it could end of quote. Well, it probably cost him his freedom. I mean, now The U. S attorney's know who he is so he will be arrested. There are others who might not be end up being arrested, but they're losing their jobs or ramifications for this. Who's on that a long time, everybody. Larry? Yeah, What do you have? How you doing, Mike violently, but he got Okay. I just want Say, what you saying about the Uh, Well, what was it? You Protest that Trump not saying anything about them. People want upto Capital who did say he did say something? He did say no violence, but because they interview he pretty much said. This is what you expect. When you steal an election from a bunch of people. That's that's not the message. He was supposed to give me things, they interview, one of the protesters and protesters said. We don't care what he says now. We're going to do we gotta do. I'm sure it's a percentage like that. Yes, and as a percentage would listen and leave. And then one of one of the things you talked about the Georgia being down there. Two weeks ago, Obama down there and he got Mess made a 130,000. People that never voted in the press in the election. You mail in boat. For them Democrats that's called politics in the first thing that happened eight o'clock that morning. Those were 136 men Hunt 30,000 votes that was counted. So right there, Those Democrats hit that early league. There's nothing wrong with that. That's called getting out the vote. That's what they did. Well, if Yeah, getting out the vote for He did. He had a right to do that. Yes. Someone say has the obligation. If you're a Republican, and you've got some standing in Georgia, and you can sway some people, you're expected to be down there getting people to get out and vote. Yes, absolutely. Okay. One other thing. What's the deal with Nancy Pelosi? While she just You know, I got 14 days left. 13 whatever it is, and they go by the law. It takes more than 24 weeks to get that You don't have time for an impeachment. You don't have time for the 25th amendment. Wall Street Journal is called the bottom to resign, but I doubt he's going to do that either. So I got to go, Larry. Thank you. Yeah, Bob, what's up? Hey, McConnell. Uh, we're on our way back from the rally. But you want to give you my perspective on what we saw. We were pretty close. We saw the speech way went there to see the truth for ourselves. Um And way saw. You know the Trump supporters, which The name. You know, people are lumping people win. If if you're not a Democrat, you're you're automatically something out. You're nothing else. You can't be anything but a trump supporter, which is You know, so there's only two categories which couldn't be farther. But my point is this McConnell Trump wanted us to go up to the Capitol and support peacefully and let our presence and voice be heard. With no violence and most the people that I was around. I mean, everybody was super peaceful, But the important thing is that that I want you to know is There were We felt the they were in chief presents or whatever you want to say. There were. There were people with shin guards and knee pads and all that's in the bag and black and that's not what the A typical on air quote Trump supporters looked like you know these. I don't know anybody who said they did. I don't know anybody who said there's no anti fur there. They love a little. They love a little mix up wouldn't surprise me. There was some anti fur there, but so far everybody I've seen interviewed. Everybody I've read about who was arrested was a Trump supporter. All right. All right. Well, this is what one antifa guy who was identified, smashing the windows. He was identified Pretty early on, like yesterday. Pretty well known Antifa guy. He's the only one so far that is Antifa and I've seen a lot of people interviewed and I've read about a lot of people losing their jobs. And they were all trump supporters. The guy they honestly they probably got sucked into this Trojan horse plan that they had. And if you know the horned guy If you know anything about the horn guy he was pictured at video him and antifa dot org's okay. He's not what he's not what you think he is. He's not. He's not just riled Trump supporter with horns. He was a plant. They were going in under the guise of a Trojan horse. And by that they weren't in the horse. They were the horse was they were going in as Trump supporters. Did you watch that? You watch the video of all this. The people who are going through the road Rotondo almost everybody with a huge trump flag. Trump Trump Trump Trump Trump Trump Trump Antifa. People don't march around with trump flags. Did you see the 10 child there they had they had they were posing for photo ops. McConnell This is a this is what does that have to do with it? What does that have to do with what we're talking about? It's a refinement, people and I'm gonna storm in of the chumps the border and my God it once I get in there, and we're gonna wait my auntie for flag around or am I gonna wear wave my by Trump Supporter flag around So So, the chin up all this anger. You know, there's been, you know, maybe you have been away from the news. No, no, no, no, no, no, no, no. You're gonna listen off here. Maybe you've been away from the news. They have Interviewed countless people who were part of this at the Capitol. Virtually every one of them said they support President Trump Period. It doesn't mean no one from Antifa was there but stop this ridiculous blame shifting, which you're trying to do. Suggesting this was in Antifa act that the poor trump supporters somehow got sucked into because that is not what happened. Honest, buddy. Let's be honest, Yeah, for for all summer long they've been left has been destroying and everything..