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THE EMBC NETWORK
A highlight from Four Questions to Save Your Marriage
"Welcome to the Growing in Love for Life podcast, where it's all about saving and strengthening your marriage and creating the relationship you really deserve and want to have. And now from growinginloveforlife .com, relationship and marriage coach and bestselling author, your host, Liam Naden. This is episode 27 of the Growing in Love for Life podcast. And hi everyone, it's Liam Naden back again with a new episode of our Growing in Love for Life podcast. It's great to be here and I've got some information today that I'm really excited to tell you about. And I've called this episode four questions to save your marriage. Now it's hard to believe we're actually onto episode 27 of these podcasts. And I hope you've been listening to some of the previous ones. I know a lot of people have listened to to all of the podcasts, which is great. And I hope I've been able to give you some ideas and strategies and techniques and things that you can actually apply to your own marriage situation, and which hopefully will make a to save your marriage, which is obviously what this is all about. But you know, it struck me the other day, and this is really one of the reasons I came up with the topic for these four questions that are going to help you save your marriage. And it struck me here we are in our 27th episode. And with 27 episodes, you've got in your hands a huge resource. You know, we've, we've covered an awful lot of ground in these podcasts, we've covered everything from how to forgive your spouse for things that they've done wrong or ways they've hurt you, how to create better communication in your, in your marriage, the sorts of things you should do to save your marriage, other things you shouldn't do. We've created an enormous, there's a big resource here now of information that you can use. And of course, I've also got two very powerful relationship programs. One is my seven -day program, Stop Your Divorce, How to Save Your Marriage When Your Spouse Doesn't Want To. And that's a very powerful step -by -step program when your relationship is in a crisis and your spouse wants to leave, or maybe they already have, and you want to stop your divorce. So I really hope you'll check that program out if you're in that situation. Or I've also got my 30 -day program, my Save Your Marriage Relationship Transformation program. And this is for people who have really lost their way in their marriage, and maybe their spouse wants to leave as well, but this goes into a lot more depth in how to really rebuild the intimacy, the communication, the passion in your marriage, and get things right back on track. So I hope you'll check out those two programs, because they really are the best of my information given to you in a step -by -step plan that's proven to work, it's helped a lot of couples to save their marriage. So check those out. But in these podcasts, and in my books as well, if you've read any of those, and just a word about my Kindle books, I'm really proud of them, I've created a series called the Growing in Love for Life series. And many of them have gone on to become bestsellers on Amazon Kindle. But in all of those things, I've really tried to do two things. The first thing is to give you, as I said earlier, practical things that you can do immediately that are going to create a noticeable difference straight away to your marriage situation and improvement. But the other thing is, I'm also trying to give you some ideas to get you thinking in a different way. And actually, I think that's the more important. Because what happens when you get new ideas and new thoughts, and when you start thinking in a different way, you create new behaviors, and that leads to different results. And Einstein has a quote, we cannot solve our problems with the same thinking we used when we created them. And I think that's so true. And that's why we've got to change our thoughts, change the way we think if we want to get a different result. And I think, just to digress a little bit, but what we're seeing today is a big shift in the way people are being helped to deal with their problems in their life. And that comes down to relationships and marriage coaching as well. And I think this is going to be a big, a much greater shift in the future, but it's effective, and it's very effective because what it actually does is it's a shift away from just simply giving people the answers to actually giving people the right questions, and helping them to come up with the answers that are right for them. This isn't to say that you don't need to know the right things to do. You do need the answers, but you also need to know how to ask the right questions. And that's what we're going to do in this podcast as well, is help you create some more of the right questions and come up with better answers and better solutions. All right, so that brings me to today's topic, which is really about asking the right questions. And I've got four questions for you, and they are four questions that really have the potential and power to help you save your marriage. And just a quick word about these questions. Obviously, as I've said in so many of my podcasts, when I ask you a question, the key is that it's vital that you answer these questions honestly. I mean, at the end of the day, they're only for your benefit anyway. But if you do commit to answering them honestly, and particularly the four questions I'm going to cover today, you may well find all sorts of feelings come up for you. And they might be things that are not very pleasant. You might start to feel guilty, or regret, or anger, or sadness. And above all, you might even feel some anxiety and even some fear. Now, if that happens, you can actually be really pleased and take heart because it not only means you're on the right track, but it also means that you're going to be much closer to resolving your marriage situation than otherwise, because you're going to come up with some powerful answers and you're going to experience that shift in your thinking that I was talking about earlier. And that's really what's going to make the difference. So because of that, you also might want to make a few notes of, as we go along with these questions, write down your answers, and you might even want to pause the audio as well. Give yourself some time, it's really important that you give yourself some time to answer these questions. All right, well, I hope I have, now that I've mentioned that sort of warning, if you like, I hope I haven't scared you off. No, really, this is a very exciting process, and I think you'll be very glad you went through and answered these four questions. So let's get onto those questions now. And they're actually all why questions, they're all questions that start with why. And I think why questions are really the most powerful types of questions that we can ask, because they really deal with the underlying reasons behind things. And this is when you get to the heart of things, and you get to really understand what's going on in a situation, and it's really only by understanding what's going on in a situation and addressing things honestly, that you can start to do some of the things that are really going to work that are going to make the real difference. All right, so let's get onto the first question. And just as way of introducing this question, I just want to fill you in on a little bit of my own personal story. Now, you might have heard a bit about me or read a little bit about me and how I came to be working in this whole relationship coaching area, and how I managed to be perfectly honest to get such very effective results, which is great. And it really comes back to what happened to me. And it wasn't so long ago, I was going through my second divorce. Yes, I was not good at marriage, perfect candidate to be teaching it. But anyway, things are really messy. I'd lost everything. And I mean everything. I was living on my mother's sofa at the time, sleeping in her living room. I'd lost everything I had, my friends, my businesses, my income, all my possessions. Not only that, I was in court with both of my ex -wives at the same time. They were both having me in court and trying to attack me, as it were. So when all this was going on, and I'm sure you'd agree, I wasn't exactly feeling good, but I asked myself a very good question. And that's the first of the four questions that I want you to ask for yourself today. And that is, why am I in this situation? So really think about that for yourself. Why are you in the situation you're in with your marriage? If your spouse wants to leave, why do they want to leave? Why has the intimacy gone from your marriage? Why are you having these problems? Why are you in this situation? Now if you're really honest with yourself, and I hope you are, you realize that a lot of it, a lot of your current situation, if not all of it, has to do with decisions that you have made and things that actually are within your control. So they're things that you've done or things that you've not done. Things that maybe you've ignored when you shouldn't have. You know, maybe you've seen some warning signs and you've just chosen to ignore them. Maybe there are some things that you should have said, but you didn't say them. You just kept them inside. But whatever the reasons, it's about realizing that you actually do have some responsibility for the situation you're in. And, you know, maybe if your husband or wife is having an affair or they want to leave you, it's not just about what they've done or are doing. You know, really ask yourself that question, why am I in the situation that I'm in? And when you ask that question and you really accept that you have some responsibility for where you are, that's a wonderful place to be because it puts you in a position of power. So instead of feeling helpless and powerless, now you know you can do something about it. So that's the very first question to ask yourself. Why am I in this situation? Really powerful. Think about that one. Right. The second question. And again, this, I think, is a very profound question to ask yourself. Why do I want to save my marriage? That's a big question. Why do I want to save my marriage? And this is often the very first question I ask people when they come to me and and ask for help. I say, why do you why do you want to save your marriage? And this means you really need to search very deeply into yourself to uncover the real reasons for why you want to save your marriage. In fact, I've covered this whole thing in a previous podcast. But don't just say, well, it's because I love them and I want to be with them. You know, it's the first reaction. But no, that's not. I don't believe the real reason is that I mean, you can still love your husband and your wife and not be married to them. And if they're making you if you say, well, I want to be with them. But well, if they're making you miserable, then why would you want to be with them anyway? Right now, I'm not saying here that you should leave your marriage, but I'm saying you've got to answer this question. Why do I really want to save my marriage? Now, one way to help come up with the real answers to this is to ask yourself another question, which is, what am I afraid will happen if my marriage ends? You know, what am I afraid of? What am I afraid will happen if my marriage ends? And very often people want to save their marriage because they're afraid of what they think is going to happen if they're not married. They're afraid of things like how they're going to make a living or maintain their lifestyle. They're afraid of the potential impact on their children, or whether they're going to be even more unhappy than they are now. And all of these fears, you know, what are they afraid of that will happen if their marriage ends? All of these fears really come down to a fear of the unknown, a fear of the future, not knowing what's going to happen. And the problem with that is it keeps people stuck. And one of the things we call this place is a comfort zone. And a comfort zone doesn't need to be comfortable. It can be absolutely horrible, but it will be comfortable because at least you know what it looks and feels like. So a lot of people want to save their marriage because they think, well, at least I know what it's miserable, but at least I know where I am. I'm not having to step out into the wide world of total the unknown. So ask yourself that question. You need to come up with the real reasons why you want to save your marriage. And then you need to look at them and you need to say, are these really the right reasons to stay married? And really, if I do stay married, am I going am I going to be able to be happy? Now, hopefully, of course, the answer is yes. But you need to be really honest about it. And unless you are, and I'm sure you can see by now that unless you are really honest with these questions, you're really not going to be able to save your marriage anyway. All right. So that's question number two. Question number three. Why am I allowing my current situation to continue? In other words, why am I putting up with this? Why am I putting up with the current situation and allowing myself and probably my spouse and my children to remain unhappy? Now, if you've answered the previous two questions honestly with yourself, if you've been honest with yourself and if you've given them a lot of thought, then you're probably already getting some ideas, some new ideas on things that you could be doing differently, things that you know are probably going to make a positive difference. In that case, you know, you really need to ask yourself, why am I allowing my current situation to continue? You know, why am I if I know some things I should be doing, but I'm not doing them, why is that? You know, why am I just allowing things to continue the way they are? Because the truth is, you are allowing it to. You know, you might think that it's out of your control. But remember, the previous two questions, by now you realize things are very much in your control and you and you have a responsibility. So if you're just allowing your current, if you're not changing anything, you simply are allowing your current situation to continue. And of course, when you think about the answers, what might come into your head? What's going to surface again when you really think about it? What are your fears, isn't it? Isn't it true that there are things that you fear that are stopping you from taking actions, from doing things that you know you should or even not doing things that you know you shouldn't, but you're not doing them? But just becoming aware of these things is going to make a big difference. So ask yourself that question, why am I allowing my current situation to continue? Even though I know there are some things that I could be doing differently that would make a difference. You know, Bob Proctor, the well -known speaker, he says, our problem is not knowing what to do. Our problem is not knowing why we're not doing it. That's very profound, isn't it? Really think about that. Our problem is not knowing what to do. Maybe you've already got some ideas on what to do, some new ideas, but our problem is not knowing why we're not doing it. And it really comes down to our fears. So think about the fears behind your answers when you answer that question. Why am I just allowing my current situation to continue and realize that you are? All right, well, the fourth and last question, and this is a biggie. And this question is, why am I not doing everything I can to save my marriage? Now, your first reaction when you hear that question might be, but I am doing everything I can. I'm working really hard. I'm I'm, you know, reading everything I can. I'm doing all these things. I'm trying to make my my husband or wife feel really good. I'm putting myself out. I'm I'm spending all my time thinking about it. I'm I'm really trying to figure out what to do. I'm talking to other people. I'm doing everything I can. But the truth is, if you're really honest with yourself, you're not doing everything, are you? You know, there's a story about J. Abraham, the marketing guru, and people would say to him that they were doing everything they could to create a particular result. And he'd say, all right, well, don't tell me everything, but just tell me the first hundred things you're doing to get the result you want. And of course, people would sort of stop for a moment and they might start to, you know, say a few things. They normally get to about 10. And of course, that would be it. No, you're not doing everything you can to save your marriage, are you? So you need to ask yourself, why aren't you doing everything you can? I mean, there are so many things you could be doing that you're not doing. I mean, for a start, you could listen to every single episode of my podcast. As I said, there's 27 of them now. There's a huge resource that you could listen to all of those. That's one thing you could do. I've also got two very powerful coaching programs that have been proven to save marriages that are going to show you exactly what to do to save your marriage. You could do that. And I've also there's there's other information you can find elsewhere as well. You're not doing everything, are you? That's the truth. So why aren't you? And let's look at this for a moment, because, you know, and I'm being brutally honest here, but I am about being honest because I want you to get the result you're looking for. And you're only going to get it if you're honest with yourself and I'm honest with you. So so, you know, a lot of people contact me or some people contact me and they say, look, I'm really desperate to save my marriage. And I'd love I'll do anything I really will. And I'd love to do your program. But and then the excuse comes along. And often it might be, but I don't have the time, time to do it. Oh, really? OK, well, you know, try and find the time for divorce because it's going to take a lot of your time. All right. But you know what I mean? Or they say they can't afford it. You know, it's too expensive. Well, for a start, to be honest, those programs are not expensive. They also come with a guarantee. And there's one thing I can tell you with absolute certainty, and that's the most expensive thing you will ever do in your life is go through a divorce. I can guarantee you that. So it's going to cost you far more than you can imagine to get a divorce. And it's going to cost you many, many times the cost of the program to show you exactly how to avoid it. So you need to ask yourself that question. Why am I not doing everything I can to save my marriage? And when you really ask yourself that question, you're going to come up with some pretty interesting answers. And again, very likely what's going to come up are your fears. You know, perhaps you've thought of doing something, but you think, well, no, it's not going to work. Or you don't necessarily think it won't work, but you're not sure that it will work. So you think you're going to be wasting your money. Or you might think your spouse might be angry with you for having tried something and it being a failure. So it's that fear of failure with you, if you like. Or they might even criticize you for trying. And that's what some people say to me. Well, I can't do this program because if my spouse finds out they're going to be really angry. And I say, well, the alternative is you get divorced and it won't really matter, will it? So is that really a big issue? Or maybe some people also have a fear that it's going to make things worse. But again, how much worse does it have to get? Is it really going to matter if it gets a lot worse? There's nothing worse than divorce, is there? Now, the truth is, of course, you don't have to try everything to save your marriage. You only need to do what works. But you have to be prepared to try everything until you find the thing that works for you. And that might be after 10 things, trying 10 things, and then you find the thing that works. It might be after 100 things. But you have to be prepared to do anything, to keep going until you find what it is that gives you the result that you want. So ask yourself that question, that's the fourth question. Why am I not doing everything I can to save your marriage? Ask that question. Why am I not doing everything I can to save my marriage? Okay, well there are four very powerful questions and I really have found in working with people and through my programs and through coaching that they're questions that really have the potential to massively change your results in terms of saving your marriage. So please spend time thinking about them and really be honest with yourself as well. Because when you're honest with yourself, what happens is you come up with the right answers and that's all that matters is the right answers. And you'll start to see the things that you're afraid of that are stopping you from doing the right things. And that's really, really important. So they're four very powerful questions that are really worth spending some time on. Now I mentioned earlier about my two programs and I do just want to remind you that there's something that I feel very passionate about because I've seen the impact the ideas of my programs really do in helping people save their marriage. And one of the most fulfilling things in my life is seeing two people who have got a great relationship when it turns sour, not throwing it away. Realizing that just a few things that you do differently can bring you back together again, can bring back the magic that you used to have. And it really is a privilege to be able to show people just those little things that make a massive difference. So I really would encourage you, if you like the things that I'm saying to you in these podcasts and you feel that I can help you, have a look at my two programs, my Stop Your Divorce Program and my Save Your Marriage Relationship Transformation Program and all the information is available on my website, LiamNaden .com, as well as other information as well. So thanks very much for joining me again on this podcast episode. If you have any other questions or comments, feel free to email me at LiamNaden at gmail .com. Otherwise, I look forward to helping you soon and talking to you soon. Thanks again and bye for now.
THE EMBC NETWORK
A highlight from Finding Healing and Community to Enrich Your Sexual Experience and Identity with Erika Alsborn
"Welcome back to season two of Energetically You, where we talk all things healthy habits, abundant mindset and optimal wellness. I'm your host, Meghan Swann, a mindset and wellness coach. I love helping women optimize their wellness through plant based nutrition, movement, mindfulness and mindset practices, that having them feel more aligned with who they truly are and confident in their own skin. I'm the creator of the Sustainable Integrated Wellness approach. I am also living in Mexico and I have been for the last 12 years. At 30, I sold everything and went on my own eat, pray, love journey, if you will. And now at 42, I'm still on my first stop, loving life and feeling more empowered than ever before. This podcast is for incredible humans who are interested in feeling more aligned with who they truly are, confident in their own skin and able to make more empowered decisions for themselves going forward in the future. So let's dive in. So excited for this interview. So excited. In fact, I'm up at five in the morning. This is the only time that Erika, who is in Sweden, could meet. But I am so excited. She is a new friend. We'll get into it in our interview. But Erika is an international sex and birth coach from Sweden. For the past decade, she has immersed herself in exploring the body, mind and sexuality from many different angles and approaches. The academic, the medical, the spiritual and the holistic. Her own sexual healing journey inspired her career shift from nursing to becoming a sex coach and entrepreneur. In 2019, she gave birth to her first child, and through that experience, realized how transformative childbirth is and can be, and is now dedicated to shifting the current narrative around birth, helping women to have positive, empowered and ecstatic birth experiences. So, so excited to dive into all of that. Welcome, Erika. I am so excited to have you here today and to get to know you better, really from a selfish point of view. I've followed your work for six plus months. I love everything that you are putting out into the world and sharing. And I just registered for your shameless course, Mastermind. I don't know what's the best defining. And, you know, it was it was a bit of a leap for me. Really excited. And I want to get to know, like your whole journey to where you are today. And I know that a bigger part of it is is the birthing coach. So let's dive into both parts. First of all, how are you? Welcome. Hi, Megan. Yes, I'm happy that you found me, obviously, super delighted that you have joined this amazing program of mine. And and yeah, I'm so happy to be on this podcast and share about this near and dear topic of mine, which has kind of surprisingly, which kind of surprisingly, you know, went from being my biggest obstacle in my life and then turned into the greatest teacher, which, well, I guess it's not that surprising. As you do. Right. Take us back. You were you were a nurse and, you know, that's a really powerful, amazing career in itself. And like, was there sort of like one defining moment that you can point to where you thought I'm going to be a sex coach, not a nurse anymore, or was it much slower and kind of like a part time thing that you secretly did on the side and then eventually made it into your main passion? There are kind of two lanes or two parallel sort of journeys that then crossed and combined and became the one. And so one journey is if we go way back to when I was a kid, I was masturbating from a pretty young age, as one does. When before, you know that it's called masturbation. And before someone tells you that it's inappropriate or you don't do it outside of the house or whatever. Exactly. Or you realize that not everyone else is touching their genitals all the time and like, what's wrong with you? OK, they don't do it. So probably something's wrong with me. I better stop. Right. Yeah. So as a kid, in that kind of innocent, shameless way, exploring my body and, you know, the delights of my body and all of that, and then growing a little bit older and like before puberty filled with, for lack of a better word, like horniness as a preteen, like everything's so exciting and you're starting to feel attracted to people. And it's like you're getting all lit up when you see people kissing on TV and like, you know, excited when there are any sex scenes and all that juicy stuff. And then little by little, what instead started to happen inside of me was I was coming up against all of the negative messages. And mind you, I grew up in Sweden. I'm Swedish. I grew up in Sweden. So the messages are pretty mild in comparison to other countries, other societies, especially, you know, religious stuff for anti sex, religious stuff and dogma and all of that. But still, there were so many conflicting messages and I'm quite the sensitive person. And, you know, pair that with a with low self -esteem and lack of parental guidance and positive, like sex positive, authoritative figures, adult figures, role models. I started to, again, like feel like, OK, well, this is not safe and this is not normal and something's wrong with me. And boys are predators and I'm the I'm the prey and they're going to take something from me and slut shaming. And and then combined with some negative sexual experience at my sexual debut, it all just sort of went into like. yeah, Shit, like and so which I didn't realize, and then I performed sex for a long time, I was having sex, I was enjoying it. But mostly performing and faking orgasms because I just thought, you know, like that's the way one does it. Or at least that's what at least that's sort of the cards I've been dealt. And so suck it up like that's it. And then I became a nurse, obviously, there's a whatever desire, personality trait, something inside of me that want to help other people and find enjoyment in that. And I went down that route, but pretty quickly I realized that it wasn't really my thing. During my nursing degree, I had been sort of trying to get into the sexuality realm. I wrote my thesis on sexuality and there was an interest, but it was kind of the the it was as a nurse, you're limited. You cannot really work a lot with sexuality, at least not in a kind of positive, proactive guiding way. Then it's more like, here's a person with STD, take a blood sample. And I was like, that's super boring. I don't want to do nothing spiritual about that. No, nothing creative, nothing spiritual, nothing engaging. So I stumbled upon a sexuality, a sexology master's degree at the university here where I live in Sweden. And luckily, my nursing degree made me eligible to to apply and be accepted. So I started doing this sexuality. Academic sexuality training, and I quickly realized that this is pretty boring. Like, when are we going to talk about sex? Because we were there, you know, in class talking about all of the systemic and structure, structural things and and like beating around the bush. And I was constantly feeling like, when are we going to talk about sex? And how to have better sex and help someone have better sex and have their first orgasm or have all of the orgasms. And, you know, really much more with that kind of I had that focus. That was it became really clear to me that that was my interest, because that had truly been the journey and it was the journey that I was on. So simultaneously, as I kind of did that shift and started exploring and studying sexuality, I'd also found an online teacher. Who Tantra taught and holistic sexuality, and I was going through a massive personal and sexual healing and transformation journey, and it was really that that that made me realize that. Well, if if if I can understand that something is not innately wrong with me and that there are certain experiences and belief systems and. Habits and behaviors that have accumulated and contributed to me feeling like I can't access my orgasmic capacity and I can't really enjoy sex. And there are actually solutions to that, then surely there are thousands, millions of women out there who feel the same. And I don't want this to be a secret because I don't want them to feel as broken as I did. And so that kind of started accelerating me in that direction and propelled me forward towards. Thinking of sexuality as not just a personal journey, but also perhaps a professional career, and it was that experience that also made me feel like the psychology masters is great, intellectually elevating, thought provoking, great. But it's not giving me the tools to solve the problems that I have and that I want to help other women solve, so I enrolled in an online. Super comprehensive, extensive sex, love and relationship coaching program, and it was my jam, like juicy, practical, holistic, spiritual, academic, modern, like all of the things combined with a real focus on coaching, identifying issues and solving them through. Well, working holistically with sexuality and very practically, so. Yeah, it's been eight years since I first enrolled in that online course where I realized that I get to heal and thrive, and so it's been a very fascinating journey. And long story short, I've gone from pre -orgasmic, really sexually dissatisfied to multi -orgasmic and having the best sex of my life. And I keep saying that, oh, my God, that was the best orgasm of my life. Oh, my God, that was just the best sex of my life. And it just keeps getting better, which is something that you normally don't hear women say as they age and become mothers and wives and all of the things. Yeah, oh, my goodness. So so many follow up questions, but sorry. No, no, that's good. I, I feel like your your journey really points to the reality in many realms. Like mine was more specifically around going in moments of my life, trying to go the academic route of psychology and the same thing. Like I think it's important to have that background and that basis. But, you know, you can speak to this as well as a coach, you know, it's just so much more tactical and tangible, the coaching scenario more often than not, than going sort of like the traditional structure within the medical model route of solving things. And yeah, so that just makes me even more excited. I'll tell you, like random, random things that sold me on the course, like it really is you. I mean, I'm very excited about all of the modules. And they're like, honestly, there's a few modules that kind of scare me, but I thought, like, that's a good thing. But it was one, I'm in love with how you say body, how you pronounce body. Every time you say it, I'm just like, oh, my God, I love her. And you're not the first one to say that. Probably the only thing that stuck after living in Australia for two and a half years. That's what it is. Because it's like, it's like out of character of the rest of your accent. Anyway, it's awesome. So that and, you know, I very seriously considered, I'm like, you know, what about what maybe it would be so much more valuable to work one on one with you. But then as we got going through this, the process of you like sharing and giving so much value and then the sort of like mini the what was so intoxicating was the dynamic of working with other women in this this realm. And because I think, I don't know, this is this is my perception, but I'm guessing it's common where it seems kind of weird and intimidating. You know, like the first thing I did was six months ago, I did like a breast massage workshop and I'm like, oh, OK, so we're really going to sit on Zoom together and like be breast, you know, like bare breasted and massage. That that was a step for me. And at the same time, there was just something like really, really powerful that I would never have imagined about doing something like that, like a healing practice where you've been taught to have so much shame around even just having your breasts hanging out and do and like giving the whole group permission at the same time. I don't know if that resonates. Absolutely. I think it's so beautiful how you describe your journey with that and the that the confronting experience of like, what am I going to do this with other people? Isn't this something that we always only do behind closed doors and always pretend that we also don't never like never do it? We don't do it at all, because that's what like being modest and civilized mean. And here it's like the contrary, inviting you into a space like the workshop or in my course where you're going to be literally masturbating to my voice live with your sound and video off, because we don't do that, knowing that there are 8, 10, 15, 20 women doing the same spread out all across the world. Like, that's not your so powerful it seems like in one box, it's like, oh, my God, that's so fucking crazy. And then another box, it's like it's so powerful and epic. And yeah, anyway, I'm excited. The and what happens is just like you said, you know, after when you when you're in that experience and once you just meet that confronting, like, this is weird, what the fuck? And then you get over it and like, OK, this is this is what we're doing here. And then all of a sudden what happens is, is that you feel like this is the most normal thing ever. This is the most healing thing ever. I can't believe I've never done this before, or I can't believe it actually feels so natural. And natural is not a word that I normally like to use because what is natural, but the loaded word, it is a very loaded word. But it it actually feels after after a while of doing it. And I've even done this in person, in person retreats with 50 women naked on the floor, some with sarongs on top of their genitals, some butt naked, masturbating with fingers and tools inside of themselves and doing like really amazing, tantric sexual practices in person. Everyone having their solo experience. But in community and you're like. This is so normal, I'm hearing a woman having an orgasm to my right, I'm having hearing a woman crying to my left because you're going through a healing experience and I am plucking on, you know, I'm somewhere having my experience and you're like, wow, the it gives you a taste and a little insight into maybe what community used to be. Where sex wasn't so abnormal, taboo, charged, controlled, demonized, all of those things hidden in secrecy behind closed doors, but where actually sensual and communal pleasure could potentially have been a thing. And so we're bringing that back. And when we do that, we realize that it's a very joyful experience to share with other people. It builds deep bonds and it makes us feel really happy and normal, right? Normal in our desires, right? So let's talk a little bit because I think it's a common experience and I know that you had a huge shift as well. Like for me, childbirth was one of the most powerful experiences, and I won't go down the rabbit hole of like it also was very far from perfect experience. But the fact that I blew my own mind about what I was capable of doing and did it all naturally, I had absolutely no in the face being surrounded by a culture and individuals who also didn't really see that as normal or that possible. You know, it's like completely changed my vision of what was possible for me in general. So I think that there's that like the transformational point piece of giving birth. And then also another huge topic is how, I mean, as much shame and judgment we tend to have about our sexuality can be in general as young women. There's like another layer that comes with, oh, well, now you're a mother and that somehow means like that you don't have sex anymore or you're certainly not. Oh, like there's like yet another layer of hiding or being openly sexual. And I briefly told you off the top here, for me, it's like such this weird mind fuck in a sense here in Mexico where there are like women that are, it's very normal to dress super sexy even as a mom and not like, quote unquote, slutty. And we can deconstruct that works. I know it's one of your favorites, too. But, you know, in a much more overtly trying, trying to be attractive, that's completely socially acceptable. But and I'm sure there's spaces and maybe I'm not privileged to them as a foreigner where there are more open discussions. But I haven't been privileged to them in 12 years where women here are talking about like maybe with very close girlfriends.
Bloomberg Radio New York - Recording Feed
Monitor Show 12:00 09-23-2023 12:00
"Investment Advisors switch to interactive brokers for lowest cost global trading and turnkey custody solutions. No ticket charges and no conflicts of your interests at ibkr .com slash ria. And next week for the latest on the stories moving big money in the world of sports. Stay with us because today's top stories and global business headlines are coming up right now. 24 hours a day at Bloomberg dot com and the Bloomberg Business Act. This is Bloomberg Radio. President Biden is joining the United Auto Workers picket line. Brian Shook reports. Biden tweeted that he was going to Michigan Tuesday to stand in solidarity with the workers as the fight for a fair share of the value they helped create. This comes after UAW President Sean Fain announced earlier this week he would send more workers to the picket lines if substantial progress wasn't made with the big three automakers on a new contract. Union workers say they want a 40 percent pay increase cost of living adjustments and pensions for all workers. New Jersey Senator Bob Menendez is vowing to fight federal bribery charges and what he calls baseless allegations. Menendez and his wife are accused of accepting money and gifts in exchange for using his position to help three New Jersey businessmen. Menendez released a statement calling it a smear campaign meant to silence him. New Jersey Governor Phil Murphy is among the political leaders calling for Menendez to step down. Here's Scott Pringle. Murphy says the allegations are so serious and deeply disturbing that they compromise the ability of Senator Menendez to effectively represent the people of our state. Menendez has no plans to resign for now. He is stepping down though from his role as chairman of the Senate Foreign Relations Committee. House Speaker Kevin McCarthy plans to cut funding for Ukraine out of a defense spending bill that's being blocked by a...
Flight of ideas
Safeguarding Your Privacy on Social Media: A Comprehensive Guide
"In an age where social media has become an integral part of our lives, it is crucial to prioritize protecting our privacy online. This blog aims to provide a comprehensive guide on safeguarding your privacy on social media platforms. By implementing these practices, you can enjoy the benefits of social media while minimizing potential risks. 1. Strong and unique passwords. Start by creating strong, unique passwords for your social media accounts. Avoid using easily guessable information such as your name, birthdate, or common phrases. Utilize a combination of letters, numbers, and special characters. Consider using a password manager to store and generate complex passwords securely. 2. Adjust privacy settings. Familiarize yourself with the privacy settings of each social media platform you use. These settings allow you to control who can see your posts, personal information, and contact details. Customize these settings according to your comfort level, ensuring you balance sharing with friends and maintaining privacy. 3. Be mindful of sharing personal information. Exercise caution when sharing personal information on social media. Avoid posting sensitive details such as your home address, phone number, or financial information. Be aware that even seemingly harmless information like your pet's name or mother's maiden name can be used by hackers to gain unauthorized access to your accounts. 4. Think before you post. Before posting anything on social media, consider its potential impact on your privacy. Once something is shared online, it can be challenging to erase it completely. Be mindful of the content you share, ensuring it aligns with your desired level of privacy. 5. Regularly review and update privacy settings. Social media platforms frequently update their privacy settings and policies. Stay informed about these changes and regularly review and update your privacy settings accordingly. This will help you maintain control over who can access your personal information. 6. Enable two -factor authentication. 2FA, enable two -factor authentication whenever possible. This adds an extra layer of security to your social media accounts by requiring a second verification step, such as a unique code sent to your mobile device, in addition to your password. 7. Be cautious of third -party apps. Be cautious when granting permissions to third -party applications that request access to your social media accounts. Before granting access, carefully review the requested permissions and ensure they align with the app's intended functionality. 8. Regularly monitor your accounts. Regularly monitor your social media accounts for any suspicious activities or unauthorized access attempts. Report any potential security breaches immediately to the platform's support team. 9. Use a VPN. A VPN, virtual private network, encrypts your internet traffic and routes it through a server in another location. This makes it more difficult for anyone to track your online activity. 10. Be aware of your surroundings. If you're using a public computer, be careful about what information you access. Ensure you log out of your accounts and clear your browser history before leaving. Conclusion. Protecting your privacy on social media requires a proactive approach and staying informed about the latest security practices. By implementing the tips provided in this blog, you can enjoy a safer and more secure online social experience while safeguarding your personal information from potential threats. Stay vigilant, be mindful of what you share, and take control of your online privacy.
Mark Levin
Rep. McCarthy Frustrated After GOP Hardliners Push for a Shutdown
"A significant increase in securing the southern border and the northern border. And you turn that down, when 214 of your colleagues, including the vast majority, overwhelming majority conservatives, including the Freedom Caucus, are all in? What's your game None. plan? You don't shut down the government with no game plan. Because you know what happens then? Somebody else comes up with a game plan. Like the in Democrats the House, yanking a few of these Republican reprobates over and getting their budget passed. And you already have McConnell and the majority Republican senators who have sold out to Schumer and Biden. So you don't shut down the government. So, when you have this tiny majority and you have a plan that's put forth that slashes the government at the domestic level bigger than any plan that I've ever seen anybody from and seeks to secure the southern border, why would you throw that away? And if the Senate isn't going to support and fight over that, then you have something concrete, something tangible to fight over. and spending major steps towards the securing the border, defending the military spending, defending that's a winner to me as a conservative.
CoinDesk Podcast Network
A highlight from UNCHAINED: Why FTX Might Try to Claw Back Funds From Retail Customers
"Thanks for listening to Unchained, your no -hype resource for all things crypto, on the CoinDesk podcast network. You can also listen to the episodes on the Unchained feed earlier if you subscribe there. Plus check out all our content on our website, unchainedcrypto .com. These are all fraudulent transfers, potentially while the debtor was insolvent, potentially while it was coming to lift funds, so clearly all that money has to come back. I think that's pretty easy. The question is, like, what's it worth now and who can actually pay it back? With Toku, you get unmatched legal and tax tech support to grant and administer your global team's tokens. Make it simple today with Toku. Today's episode is brought to you by Overtime Markets, your premier Web3 sportsbook. The innovative protocol is changing the game one match at a time. Powered by Thales, explore more at OvertimeMarkets .xyz. Arbitrum's leading Layer 2 scaling solution offers you ultra -cheap and lightning -fast transactions, all with security rooted on Ethereum. Visit arbitrum .io today. With the Crypto .com app, you can buy, trade and spend crypto in one place. Download and get $25 with the code LORA. Link in the description. Today's guest is Thomas Brazile, founder of 117 Partners. Welcome, Thomas. Hey, Laura. Good to see you again. This week, FTX sued Joseph Bankman and Barbara Fried, the parents of former FTX CEO Sam Bankman Fried. Alleging that Bankman was intimately involved in a number of the allegedly fraudulent schemes, such as silencing someone who threatened to expose the alleged FTX fraud, the purchase of property in the Bahamas, Barbara Fried encouraged the use of strong donors as campaign finance laws, or allegedly, and both were accused generally of either knowing or ignoring the red flags that FTX was insolvent. Was this development surprising or expected? Thanks for having me on, Laura. Good to see you, as always. Was it surprising? No, I don't think it was that surprising. I think what was in the lawsuits in bankruptcy referred to as adversary proceeding, but what was seen in the adversary proceeding was probably a bit shocking, the actual details, but I think people knew that they were pretty involved. I think that was some of the heat they were getting post him getting a criminal complaint against him was that, why is he hanging out with his parents? Weren't they involved in a lot of parts of the business and people were saying things like that. I don't think it's that unexpected. People, I think, long knew that there were some real estate transactions where they were gifted or given some certain real estate in the Bahamas, but to see it all laid out in the complaint or I should say in the adversary proceeding was interesting. Which items in particular really struck you? I guess just the involvement in the actual day -to -day stuff. I mean, if you come from a corporate background or were a tax lawyer, which his dad, I guess, was and is, that there wasn't more, I don't know, structure to the organization. I mean, the dichotomy between what people thought pre -petition, what John Ray sort of said post -petition and now some of the revelations coming out about the pre -petition activity. I mean, it's just kind of amazing to think about people that might have been a more corporate background and saying like, if the business was so profitable, why were you cutting corners? To be fair to these guys, like in the light of day, sunlight of bankruptcy court, which as people in bankruptcy say, like my parents would say, the last place you want to be as a criminal is in bankruptcy court because there's so much sunlight and everything. Everything gets scrutinized. To be fair to people, sometimes the stuff gets overly scrutinized and they cherry pick stuff that went on. But it seems pretty damning, some of the stuff and there's, let's see what the responses will be. I mean, it's good for the estate and it's good for creditors because I'm sure they want to see sort of retribution. But in terms of recoveries, I don't think it's going to be incredibly meaningful, 10, 20, 30, 40, 50 million dollars. I mean, that's, I don't know, maybe two months of bankruptcy fees. And so, earlier when we were talking about like how some of the things are particularly damning, like if you were to kind of say, FTX will win in court for these reasons, like which were the particular acts that you think probably will put things over the edge? Oh yeah. I think almost all the stuff though, the win on the merits of the fraudulent conveyance. I mean, these are all fraudulent transfers potentially while the debtor was insolvent, potentially while it was coming with funds, so clearly all that money has to come back. I think that's pretty easy. The question is like, what's it worth now and who can actually pay it back? Like if money was given to a charity, can you actually go and get it back? Like meaning, is it there? Has it been spent kind of stuff? And you can only squeeze whatever rocked so hard. So the question will be, what is the real estate in the Bahamas worth? The 10 million bucks or whatever that was gifted to them, where did that money end up going? Can they trace it? So, these things cost money to do and then the question is like, how much of an effort do you want to make? And of course, all that can be stopped by a criminal investigation, which there isn't a complaint, but clearly some of the activity could be considered criminal. And I think, I won't pretend to be a criminal lawyer or a lawyer at all, but when you're bringing lawsuits, I mean, basically these are kind of like preponderance of evidence standards versus like higher standards that you might have for criminal complaints. So, it's easier for John Ray to like stitch together some stuff they know and slap an AP and sue these guys, but it's a little harder from a criminal side. But all of it, just facially, I mean, of course, as my lawyer likes to tell me, like, facts matter Thomas. So, if more discovery happens than they take discovery, we'll see. But on the face of it, I mean, it looks pretty obvious that it's sort of slam dunk. Just the question is what they'll actually be able to recover. Yeah, I think one of the ones that stuck out at me, simply because I could very easily imagine myself in a similar position with my own parents and I could just picture what my mother would say. And it was when they purchased the Bahamas property and everything was just getting billed or allegedly in the complaint to FTX. And the parents didn't even make an attempt to pay to furnish their home themselves. And I could just imagine if something similar was happening with my mother, she would be like, wait, is this okay that we're doing this? Like, you know, she would have so many questions about the money and like what was okay, what was kosher, what was not. Like, I could just practically hear her in my head. But at least, you know, from what the complaint described, it didn't feel at all like the parents had any of those qualms. So that was... Yeah, it wasn't 100 % owner of FTX. So it is bizarre that those red flags wouldn't have been, or people wouldn't have been like, hey, I know that you think this is okay, but I don't. Like someone would have said something, maybe they thought it was a drop in the ocean, but if FTX was so wildly profitable and Alameda was so wildly profitable, they didn't need to cut in corners and have them picking up the checks. I mean, it would have been easy for Sam to just be like, no, I'm picking this up personally or something. Well, one thing that I also noticed is that the document hedges its language saying things like, quote, Banquin and Freed either knew or ignored bright red flags revealing that SPF and other insiders were orchestrating the scheme. And again, you know, I saw later again, it was like, they either knew or blatantly ignored. So, yes. Right. That's because the standard for these civil cases is much lower. You know, like if you were trying to criminally try them, you'd have to like really show that they knew because they're going to say they didn't know, they didn't know, right. But the standard for like breach of fiduciary duty or, you know, kind of unjust enrichment, it's a much lower standard. All you have to basically show is a reasonable person should have known, you know. Oh, oh, I see. Yeah. So, that's why they keep saying that. So, you're saying – So, basically, they don't know whether or not they knew, but it doesn't matter for what they're trying to do. Is that what you're saying? I will respectfully say that I'm not a lawyer, but a stress investor and what people usually say – is the standard is usually what a reasonable person should have known, steps a reasonable person should have taken, best practices that a board should have taken. So, like a board of directors, if somebody runs off with money in a company, they don't have to necessarily show that they knew the person stole the money, but did they take any steps a reasonable person would have taken to like verify that the money was there or that the person wasn't absconding with money or whatever. So, it's this reasonable person standard that I think you trigger under Delaware and there are a lot of jurisdictions for breach of fiduciary duty or breach of loyalty, duty of care that you have, mainly in the boardroom, but also I think as a C -suite executive and it sounds like he was sort of melding between the two. So, basically, yeah, they're just trying to meet that standard for their purposes. They don't need to go beyond. And Barbara Fried, you know, also – so, as far as I understand from reading this, you know, Sam Pinkman was definitely involved more in the day -to -day, you know, he was often listed with FTX management. He could make executive decisions on his own at one point saying, oh, I'm just going to make this decision without Sam, like we don't need to involve him, that kind of thing. So, Barbara Fried was not involved at that level. However, it did say that she was a key influence on the campaign donations and I wondered what your takeaway was in that regard in terms of, you know, her involvement there. campaign finance fraud. Yeah, I don't have too much to say other than it's just bizarre that, you know, so many corners were cut in regards to stuff. I don't have a real view on – again, it's like it helps them build a story that they can, you know, just slam dunk, take back any money that was taken out of the estate at any point in the last couple of years by Barbara and the husband. But I don't think that – I don't have a real view on that. Yeah. Okay. Yeah. And as far as I understand, I don't think they're married, they're domestic partners. Just to clarify, yeah. All right. So, in a moment, we're going to talk about what the consequences could be after, you know, from this document. But first, a quick word from the sponsors who make this show possible. Toku makes managing global token compensation and incentive awards simple. Are you designing your token compensation plan and grant templates with multiple law firms? Are you managing cliffs, vesting and taxable events in a spreadsheet? Are you distributing tokens to your team manually? With Toku, you get unmatched legal and tax tech support to grant and administer your global team's tokens. Easy -to -use token grant award templates, vesting tracking via online dashboard, tax withholding integration with payroll, automated distributions, great employee experience. Make it simple with Toku. Learn more at toku .com slash unchained.
Telecom Reseller
A highlight from Beyond the dashboard: HumanFirst uses AI to offer a highly customized view, enabling better decisions, Podcast
"This is Doug Green and I'm the publisher of Telecom Reseller and I'm very pleased to have with us for the first time, Greg Whiteside, who's the co -founder and CEO of Human First. Greg, thank you for joining us today. Thanks, Doug. It's a pleasure to be on your show. Well, as I was just mentioning in our run up to recording this podcast, it's very rare for me to be able to do a podcast where the word human is anywhere in the title of even the podcast or the title of the company or anywhere. So that's a kind of refreshing new things. You're a relatively new company. You're in the AI field, but I think you're doing something very interesting and exciting in the AI world. So we're going to be jumping in on that and looking at that in just a second. But first, what is Human First? Human First is a data productivity suite for text and conversational data. So we help teams make sense of large amounts of unstructured data and turn it into very actionable insights that help drive their product and strategy, and also build AI projects faster by leveraging the data that they have. Now, you said something I haven't heard before in our discussion before we started our podcast, the search for use case zero. What's that all about? So I was talking about use case zero in the context of large language models and specifically how enterprise can leverage large models today in repeatable use cases. So since the since chat GPT came out, Human First, like all companies, looked at the impact that it would have on us and where things were moving. We had a lot of great insights already in terms of the conversational AI, and in general, text AI, and started really trying to understand what is the most repeatable high value use case that we believe any enterprise customer can apply large language models to today. We've heard from our customers and from a lot of other companies that this is a very high priority for them, their boards, you know, to show that they're embracing and that they're leveraging this technology. But a lot of the use cases that we saw were very experimental and hard to, you know, hard to do in a repeatable way. So we've been really focused on making sure that we understand what is the most repeatable high value use case. And this use case zero, we think, is really around using large language models today to make sense of large amounts of unstructured data in ways that weren't possible before with technologies like natural language understanding or, you know, even even more basic than that keyword search or semantic search. So you were telling me that your your major customers consist actually of enterprises, is that right? Yep, that's right. So we work with customers across all verticals from financial sector to medical sectors to telcos. And we work also with a lot of consulting management companies and agencies. So Greg, why did they turn to you? So our customers all share the same problem. They're interested in building and improving their customer experience with automations with AI. Some of them have deployed and productized some products, and they reach a certain point where they realize that the AI models are not the limiting factor anymore. It's the quality of the data that they're preparing and that they're using to train the AI that becomes a bottleneck. So our tool helps those teams really work efficiently on that unstructured data and make it very useful for training AI. Now with large language models, what we're understanding as well is that it's not just about training AI and building automation. If you can help organizations make better prioritization calls around what should be automated, what are the problems that can be solved with AI, and what is the best way to tackle those problems, you can see even bigger efficiency gains. So we're helping teams not only improve the quality and the speed with which they develop AI, but also make better decisions in terms of what should be automated by starting from the ground truth, which is in their voice of the customer and other conversational channels. So Greg, could you give me an example of maybe where you started working with an enterprise customer and sort of before and after kind of thing? Yeah, absolutely. So one of our customers is one of the largest last mile delivery companies, not only Canada, they're also working in the United States. So they're very strong partners with Amazon, do thousands of deliveries every day, and their contact center staffed by humans and with very little automation. So they came to us because they know that in certain periods of the year, there's a lot of influx of calls, and ultimately, they want to improve the customer experience and the automation levels. But they weren't sure, like a lot of call centers out there, exactly what the problems are, but mostly be able to prove out almost the business case for those and the ROI before even starting the project. So what we saw is they really wanted to have a data driven kind of approach to identifying what are the top opportunities for automation or product improvements, because it's not all about AI, it's also about identifying, you know, opportunities within the operations or product itself. So with Human First, we're able to ingest all of their contacts and all their call data, and very, very quickly build a very custom taxonomy of the call drivers, but also more deeply than that, the resolutions, actions taken by agents within the calls, you know, with the use of large language models, which allow us to do this analysis at a higher level than, you know, the raw unstructured data itself. And this allowed us to bring, you know, to surface some really, really key insights around some major blockers or friction points that affected, you know, over 30 % of the calls that they had, that with simple automation that we can show the functionality of, because we have all the flows and the edge cases in the conversations to show how you would solve it, you know, leads to a very big reduction in terms of time spent by the agents. So this is the type of project where, you know, with the right data -driven tools like Human First, you can start from the data and look for opportunities or problems to solve. And we did this really successfully with this last mile delivery company, and they're currently automating those flows that we brought to them and expect, you know, millions in ROI from that work. Now, was there an impact, let's go a little bit deeper on this, was there an impact on employee experience? Let's start there on EX. Yeah, so to be transparent, so the part of the project and what we bring is really this data -driven decision engine saying, here are the opportunities, here's the detailed, you know, analysis showing what are the different ways that you're going to need to be able to automate this particular, you know, within the contact center platform, which happens to be Amazon. So I'll be able to report on the, you know, end user experience from that particular project probably within a few weeks. Right. And that'll be the CX part, the customer experience part. Exactly. Yeah. You know, stepping back from that specific example, though, it sounds like this is the human part, that the human being that called in, the human being that's actually taking the call, the idea basically is everybody's having a better experience due to the automation. Is that the idea? Everyone is having a better experience if the friction points that can be, you know, within that conversation avoided, you know, lead to higher quality interactions afterwards. So to give an example, for this customer, I was talking about a really big part of the conversations was about figuring out the customer's ID and validating the user. And there's really, you know, much easier ways to do that than via human conversation. But it doesn't mean that the rest of the conversation can't be human to human. In certain cases, it's necessary. So, you know, Greg, how does this offer value to the enterprise at the end of the day? We're seeing enterprise really need to look at their data under a very custom lens. What we're solving in a sense is that a lot of the a lot of the products out there that help companies make sense of their data are very top down in black box, in a sense, they're really favoring speed and simplicity, kind of like a one click, put in your data one click, and will give you visualizations and dashboards. What we know is that that's not very actionable. And the reason is that those dashboards and insights are very hard to tailor automatically to your specific business and needs. So with a tool like ours, the real value prop is that we help build an extremely custom view into what's happening within the organization. And that in turn helps drive really data driven decisions and identify opportunities that you might not even have known you had. And we're really going from a lens where AI is a tool, but not every problem should be solved by AI. In certain cases, improving the product itself or parts of the operation will have a much bigger impact than automating the customer's requests later on. So what ultimately we want to help companies do is almost replace the customer support by fixing identifying and fixing problems upstream. And that's really done when you're able to have such a very custom understanding of what's going on and the data to back up the solutions to solve them. So that was very interesting that the ROI eventually is really maybe in the finding out of something you weren't even looking for. Exactly. And I think that's where our tool is very agnostic to the use case you apply it to. You can apply it to explore data, to improve AI training data, and to apply exploration to different types of data. And it's true that I think the biggest ROI you can bring to an enterprise is to help them tap into something like that data that they were never leveraging before. And that has a multiplicative effect, I would say, within the organization. And organizations that we're working with are building this data practice of centralizing their data and of disseminating kind of the value across different projects. And I think it's hard sometimes to measure the direct ROI of that. But clearly, we believe that it's this data that holds a lot of value for enterprise companies moving forward. Well, Greg, I really want to thank you for joining us and giving us a first look at Human First, and an interesting look at doing AI a little bit differently and approaching this challenge in a very different way. Where can we learn more about Human First? Yeah, I invite you to come to our website, www .humanfirst .ai, reach out to our team, there's a contact us button. And yeah, we'll be very, very happy to run you through the platform and to talk about your needs. Well, I hope to hear more good things from Human First in the future. I hope we do get to do this again and get an update on what you guys are doing. But for now, I want to thank you for joining us today. Thanks, Doug. It was a real pleasure. Thank you for having me.
The Podcast On Podcasting
A highlight from Ep380: Now I Realize That It's An Even Bigger Problem Than I Thought
"But I do want to let you know that realistically, podcasting is taking off. Podcasting is growing. I know that because I helped many podcasters launch a brand new show just over the last few months. Most hosts never achieve the results they hoped for. They're falling short on listenership and monetization, meaning their message isn't being heard and their show ends up costing them money. This podcast was created to help you grow your listenership and make money while you're at it. Get ready to take notes. Here's your host, Adam Adams. Hey, what's up, podcaster? It's your host, Adam Adams. And in this episode, I'm going to talk a little bit about urgency. Urgency is the thing that lights a fire underneath your ass. If you've got a fire underneath your ass, you're going to F and move. You're going to start moving. You're going to get up and you're going to do something. So there's this guy, super successful, multi, multi, multi -millionaire, several businesses. And I work with a couple of his friends who are the same. I work with a lot of people that are very highly successful. Something that I notice about these highly successful people, not all the time, sometimes they figure out what they want. They make the decision. They go do it. Like it's so easy. It's so simple. And other times they want to be frugal with their money. Even if they're a multi -millionaire, they want to be frugal with their money. They don't want to spend it all in one place. They want to make sure that they're going to get the value for what they're doing. And this guy, I'm going to call him Chris. That's actually his first name, but I'm not going to say his last name. This guy, his name is Chris and all of his friends keep pointing him to me. And he's had two different conversations with me, like almost two years ago. The other one was probably close to a year, like the end of last year. So getting really approaching. And I just dropped it because he had those conversations. He had those discovery calls. And I'm not going to force anyone. I'm not going to high pressure sale anyone. And, you know, someone like Chris, he's going to make the decision when he makes the decision. And I reached out to him yesterday and during the text messages, it was a Facebook message. I just asked him, hey, your podcast is being really successful. And it is. I want to get your story on my podcast. And he said he came back with basically almost a direct quote. I'd be delighted to come on the podcast. And by the way, I've been thinking about your services to grow my podcast. And here's the direct quote. Now I realize that it's an even bigger problem than I thought. Now I realize that it's an even bigger problem than I thought. So Chris reaches out after a year or two. We could have been giving him more listeners and giving him more social proof on his podcast, having more people that he could do business with. He's already a multimillionaire. But in two years, he lost out on a shit ton of listeners. That could have converted into actual dollars. And in his case, this might not be the case for everybody. He charges a good price when he works with people. And so in his case, he avoided, let's just call it six grand a month. We'll just agree to disagree. He avoided around six grand a month twice. And it cost him perhaps many, many hundreds of thousands, maybe even over a million dollars over the last couple of years. And he says, now I realize that it's an even bigger problem than I thought. So I want to reach out and give that urgency to you. Yes, this is self -serving because I can support you and I'll make money too. My team will make money too. I get that. You got to understand where my heart is actually coming from. It's coming from a place of you needing to have a fire under your butt. Sometimes, some of us, we just won't make that decision to start our podcast. And because we don't get in front of those people for a year or two, we end up losing out on a lot of money. We end up having more competition than we would have if we just started now. There is about five million podcasts today. There's about five million. Of course, there's way more YouTube channels. The last I checked was 60 million. I'm sure we're pushing 100 million. I would like to pull up that number and verify it. But I am sure that it's way higher than the 60 million that I checked it out on three years ago. We just crossed five million podcasts that are out there. When Chris had a conversation with me two years ago, there was only around 1 .8 million, which means his competition is way more than doubled, way more than doubled in his competition. So you wait and you lose out. Urgency, light a fire up your butt and figure out what you got to do, whether it is doing the same thing as Chris is now going to do, hire somebody to help market his podcast so that he can stop missing out on those hundreds of thousands of dollars each year, or whether it's you finally launching your podcast, or whether it's something about your business or your health or your family relationships or your spirituality. It doesn't matter. Urgency, that's what we're really talking about. Chris says, now I realize that it's an even bigger problem than I thought because he waited one year and then another year. And now he's freaking out because he knows that he's got to get this started, this marketing started or else it's going to make a negative impact on his business. We've got to get in front of those other people. It's not competition. It's not like that. I'm not trying to give you a scarcity mindset, but I do want to let you know that realistically podcasting is taking off. Podcasting is growing. I know that because I helped many podcasters launch a brand new show just over the last few months. It's how my business is staying in business, being able to support people that made that decision. And if my team is helping them do their marketing as well, they're going to grow and they're going to have a lot of listeners. I'm hoping that you get that urgency. You make the decision that you need to make to get off your butt and do something. Do something that benefits you. Think of something that you've been postponing. Think of something that you could have started a year ago. You could have started six months ago. You could have started three years ago and you just have held off. It might become a problem if you don't do it right now. Urgency. I'll see you on the next episode. This is serious. Don't go. Now that you've gotten whatever value that you feel that you've got, the actionable takeaways, you need to implement the stuff that you learn. If you remember me talking about Bird Church once and they learn how to fly and then they walk home. I don't want you to walk home. I want you to fly home. So take the steps, take the actionable steps for your benefits that you can become a better podcaster. That's the only thing that I ask of you. And I'll see you for more actionable tips on the very next episode.
The Maverick Paradox Podcast
A highlight from The productivity trap
"In this episode I speak to Kate Cocker about the productivity trap and the importance of everyday happiness for leaders focusing on mindset and effective communication. We discuss the importance of maintaining a positive mindset and finding happiness in your work, realising that happiness is a personal responsibility and that taking control of your own happiness leads to a more fulfilling and productive work life. In this conversation we also look at the importance of communication and understanding expectations in the workplace. I create clear thinking and decisive leaders who can amplify their influence. Contact me to find out how I can help you or your organisation. And today our guest is Kate Cocker, how are you doing Kate? I'm good thank you Judith, how are you? I'm good and it's very warm here. It's very warm. I've just come back from Kenya and I can report that it was cooler there than it is in the UK right now. That is absolutely crazy talk. I know, I know. Crazy talk. So Kate, what makes you happy in life? What makes me happy in life? My brain immediately goes to being on the water. So I love my paddleboard, I like going out on my paddleboard and spending time on the water just being able to think and empty my brain and that makes me happy and my family make me happy as well. And also just feeling like you're being productive, I don't know if you have that, that productivity hit that you could sometimes get. Feeling like you're moving forward as well. But yeah, my happiness is really, you know, if I think about the things that make me happy, my brain goes straight to the water. That makes sense because it's so peaceful and there is a thing about being in nature isn't it that makes a big difference. Yeah, and I think as well, like if I ever get to do some open water swimming with friends, I'm always quite alarmed by how the world looks different when you're looking up at a duck. That makes sense. When you talked about happiness and productivity, it's interesting because that doesn't make me happy, but it would make me unhappy. So if I was not doing things in a productive way, I would be unhappy, but it wouldn't be a source of happiness. That's interesting, isn't it? So talk to me a bit about that. So what makes you unhappy about the productivity element? Like not achieving that, sorry. Well, it's just a waste of time and effort, isn't it? It's just like, what's the point? I'm very much one of those people that I don't run lists, so I don't do lists of it. I put it in my diary, right? So if it's not diary worthy, then I'm not going to do it anyway. And if it's in the diary, I like looking in the diary and going, right, today there's these things and here's the time, which of the times I'm going to do it, and I just do it. I run by the diary and I just don't like lists because it feels like lists are running me rather than I'm running the list. And almost everybody I know who runs lists never complete them. So again, for me, it feels like a waste of time and effort to write down a list of stuff to do, which you're not going to do, it seems a bit silly. Whereas I guess for me, I make the decision, I'm going to do something as I put it in the diary. Yes, I'm led by my diary. And it's funny, I've got friends who say, you know, they have other friends who will say they're going to do something and then don't, but if it goes in the diary, I'm almost like I'm controlled by the diary. I'm like, I'm there, I'm committed and I'm in. And if I don't make it, I move it. But you move it. You go, I can't do that today. So I'll move that. Yeah, absolutely. But I am a list maker as well. I've definitely had to learn that there are two things. One is that really there should only be two or three things on your list, right, each day because then you actually do feel like you tick them off. But the list is always going to be there. So I seem to have wrestled with that slight disappointment of not getting things done is now replaced by, you know, it's okay to step away from the list. It's almost just a tool for me to remember, you know, I'm actually more afraid of forgetting. That makes me unhappy when I forget. So actually having the list is a useful tool, I suppose. Yeah, I think for me, the very few times I'm on a list is if there are things that is a discrete thing, so like if I'm designing a new website, and then I might start putting things on the list of things to do, but in my head, I call them, it's my snagging list. Yes, I like that. So it's things that is like, you know, it's the snagging list as opposed to a list of stuff to do, but then that maybe that's just the way my brain works. Yeah. And you have to find that. I mean, I do think that there's a level of, especially for business owners, we do fall into the productivity trap, don't we, in terms of having to get things done, like feeling like we've moved the needle every single day is the key to the happiness. As you just said then, like if you have a list and you don't tick things off, it can be a real source of disappointment and unhappiness. So whatever works for you, really, you know, the biggest trap that people fall into, I think, with lists is that you write this huge long list and you forget to do what you do, which is allocate the time to the task. And then it's always very frustrating when it takes a lot longer than you were expecting it to, you know, but at least if it, you know, I am exactly like you, if it goes in my diary, it gets done. And if it's on the list and it doesn't get done, well, you know, it'll find a place in the diary and wait till tomorrow. I think that's what you said. There was a key, allocating time. So I think I've got a project to do. I will allocate the time and put multiple points in the diary of the amount of hours I think it would take. Yeah. Whereas I think you're right. You look at a list and somebody says, I don't know, I don't know what people list like, clean house or something. It could be 10 minutes or five days, couldn't it? Yeah. And that's where the frustration comes because, I mean, it's the time management thing, isn't it? It's like, I remember starting in work and having to learn how to manage my time by writing lists of, well, tracking what I was doing in the day versus how long I think things took me. And that's where the wrestle, I think, of unhappiness comes because you can only disappoint yourself when you're setting yourself up to fail. If you haven't actually assessed what it is that you want to achieve and how long that's going to take you and have got good at understanding yourself, then that's when the disappointment and the unhappiness flies in, I imagine, because you're constantly just looking at all the things you've not achieved.
Crypto Critics' Corner
A highlight from Were SBF's parents in on it? Follow the Money
"Welcome back, everyone. I am Cass Pianci, and I'm joined as usual by my partner in crime, not of the criminal sort, Bennett Tomlin. How are you today? I'm doing well. How are you, Cass? I'm doing good. It's been busy. It's been a very busy week for both of us. But today's episode is going to be about SPF's parents, the Bankmans and the Freeds, and their what appears to be increasingly important role that they each played in the criminal elements of FTX and Alameda Research. They called it a family business. They accepted incredibly large salaries. His father was getting a million dollars after requesting it because he was only getting 250 ,000 before. Mom pushed and tried to ensure that any money getting sent to the charity arm of the company had two steps of separation, two degrees of separation. And just really shady, weird stuff going on over there with the Bankmans and the Freeds. But those are kind of vague descriptions of what's going on. Bennett, why don't you walk us through some of the seriously criminal elements and what is happening? There is a decent amount of allegations contained in this lawsuit from the FTX debtors in possession against Joseph Bankman and Barbara Fried that at a high level alleges that they were involved in specific aspects of the business and were closely connected to various alleged criminal acts and criminal acts people have pled guilty to. Starting with Joseph Bankman, he was involved with Alameda Research as early as 2018, which is when it was founded, and stayed involved throughout the entire time. The first several years, this appears to have been relatively informal. He directed FTX towards their first law firm, suggested their first accounting firm, was involved in consultations for hiring of certain executives and things like that. But none of this was documented in any kind of formal way. Eventually, in January 2021, he decides that there should be some kind of piece of paper that describes his relationship with these entities. And so he creates a document that describes his work for Alameda Research and FTX and FTX US, saying he's doing a variety of pro bono legal work and consulting work for these entities. What's interesting, of course, is that he was the signatory for the FTX entities and for himself on this entity. Really has kind of vibes of that loan agreement between Bitfinex and Tether years ago, where JLVDV and Juan Carlo was signing for both entities. And so that was one moment that really struck me as I was going through that is that he felt the need to, after providing advice for several years, finally in 2021 documents it and says he's providing this pro bono legal advice. This did not stay pro bono for very long. Later in 2021, he would take a leave of absence from Stanford University. And after he took this leave of absence, he allegedly told an FTX US employee, I'm no longer getting paid by Stanford because I'm on leave, so you should have me on salary starting December 1st. In December 2021, this is when he finally entered into a formal employment agreement with FTX US, where his nominal title was Senior Advisor to the FTX Foundation. You said it was $250 ,000. It was actually $200 ,000 a year, plus bonuses he was supposed to be getting paid. And this is where we get to the fun part that you made an allusion to before. He went to FTX's head of administration after signing this employment agreement that clearly said $200 ,000, told this person that he was supposed to be getting $1 million a year starting in December, and then he sends an email over to Sam Bankmanfried, his son, that says, and I quote, Gee, Sam, I don't know what to say here. This is the first I've heard of the $200 ,000 a year salary putting Barbara on this, meaning he cc'd in Sam Bankmanfried's mother and his domestic partner to help him deal with this contract negotiations that happened after he signed that contract. And it worked. It worked. Within two weeks, Bankman and Fried were gifted $10 million in funds originating from Alameda. Within three months, they ended up getting their $16 million mansion in the Bahamas funded entirely by FTX. And over the period after they got that mansion, they were able to expense something like $90 ,000 in various other expenses. And before he signed that contract agreement in December 2021, I do want to make clear he was also provided with an option to purchase shares of FTX US and FTX trading in November 2021. Before he was even employed with FTX, he was getting large options of shares. So yeah, I think that kind of is a good initial overview and we can get into some of the details he was also involved in, but they were receiving a lot of this type of monetary compensation. Yeah, well, I want to specifically bring up here some things that really made a red flag go off for me were, for instance, how they were keen to keep the residencies, the properties that they were acquiring with these gifted funds and all this money that they were essentially taking from customers, to be clear on that, that they wanted to ensure that that money in those properties would be shielded from a bankruptcy. And I'm just wondering, like, why, if they're so confident in this business, if they're so confident in their son, if they're so sure this is the future of finance, and I get it, you want to shield your personal property from a bankruptcy, but you just got gifted $10 million. You have to know this isn't exactly personal property, right? Like, you have to know your son is giving this to you. Your son is making money from the company. How is he making all of this money? You haven't really nailed that down yet. And you still are just letting this all transpire. Nobody was asking any questions is kind of what I'm getting to. But the questions they were asking were about, like, ensuring that they were shielded from any problems in the future. Yeah. And we should clarify the timeline a little bit here. There's a 2021 email exchange where FTX's general counsel wants to set up a meeting with their law firm to discuss how assets, including primary residence, can be structured to be bankruptcy remote. And Bankman quickly kind of responds in this email chain the next day and says it would be great, all else equal, if we could have the founders put money into property in the Bahamas and sent them a link to a description of an offshore trust structure in the Bahamas. He then discusses this with a lawyer in the Bahamas, another Stanford law professor, and his brother -in -law, and then ends up saying something we might use when we buy property in the Bahamas. And the reason I'm belaboring this point is because it happens, I think, about a year before they actually end up getting the house. And then, five months before they get the house, there's another thing that happens, and that's that they apply for residency in the Bahamas, permanent residency in the Bahamas. In order for them to get that, there's a $15 ,000 fee. That's also paid by FTX. And so I think what that kind of shows is this kind of series of planning that went into them eventually getting this mansion. They started discussing how to structure this about a year before, and I don't think they ended up using those trusts, at least not at the time of bankruptcy. They had already gotten their residency months before they got the property, and then they got the property. They wanted to benefit from this. There's no doubt about that. I mean, there is no doubt. I just want to be clear, and we're going to link to the very thorough protest article that goes over all of this, but it is very obvious. I think before we get to the crux of this, I first want to delve into this a little bit more. So Stanford yesterday decided that they were going to return all of the donated funds from this family, which amounted to $5 .5 million, which is a lot. I mean, I know that they get a shit, a metric shit ton of cash every year, but the idea that they're getting $5 .5 million in a single year from one family, one company, you know, essentially one family. That's how you get your name on a building and stuff like that. So they were donating a ton of money to this educational institution. All I want to say is that I think Stanford is disgusting. I think we see this in a bunch of these higher education, these private institutions, probably equally common in great public universities as well, but the ones that we hear about are like MIT or Harvard or Stanford accepting money from Jeffrey Epstein or accepting money from these guys, and then, oh, okay, you're returning it. Great. Well, you know why you're returning it? Because you got caught. That's why you're returning it. You're not returning it because you thought it was the right thing to do. Now that it's all coming out in these court documents, Stanford's giving the money back. They didn't do it one minute before that happened, though. Isn't that interesting? And I, you know, I think you should get into kind of the details of those donations, which there were many over this period, but like, oh, what a nasty, nasty way for a university to operate. I think the elite private colleges are at a special risk for kind of this because so much of their, like, existing structure is based around taking in cash and converting it to some vague elite authority. Speaking specifically about the donations from FTX to Stanford that appear to have been directed by Joseph Bankman, there was one that came from Paperbird directly to Stanford University. And this one was interesting because there was a lot of discussion about which entity to use. And what Bankman ends up saying is that he thought it should come from Paperbird, which was one of the entities that Sam Bankman -Fried owned that held most of the stock for FTX that investors were buying into. The corporate structure of FTX is a mind fuck. But this shows Bankman was aware of parts of the mind fuck. He says Paperbird can use the deduction. And when he discusses alternatives, he says we can have another entity loan Paperbird money, but that requires some paperwork. Eventually they get it all sorted out. FTX transfers money to Paperbird into a newly set up bank account, which immediately sends that money on to Stanford. There was another four million dollar donation to a Stanford fund for pandemic preparedness that he described as pretty much a no brainer. Bitcoin were transferred from Alameda Research's FTX account eventually. There was another series of donations where it was proposed that they give 1 .5 million from the FTX Foundation to Stanford College. However, the initial 500 ,000 for this came from an Alameda Research bank account, and the second 500 ,000 came from an FTX US bank account. There was another donation they did for a Stanford blockchain conference so they could sponsor it. That one was only 10k. But again, it kind of points towards how Bankman saw these entities as interchangeable. He said 10k is so little it doesn't really matter. So if we think that having FTX US is easier or safer for some reason, we should just do that. And what's most interesting is you talked about your name on a building. And there was a Stanford University employee who provided comment as part of this lawsuit. And this Stanford University employee apparently says that internally in Stanford, these donations were categorized as directed by the Bankman -Frieds. And like when they specifically got the big $4 million pandemic preparedness donation from Alameda, this person even reached out, should this one be categorized like the rest as from you all? Or is this one somehow different? And so yeah, I think that those donations kind of point towards how they were specifically using these commingled customer and client funds from across all these different entities in this self -promotional activity of giving these donations. Yep, there's more to where this money went, how much was spent, why they were in control of this. But I think the question that everybody wants to ask and is wondering about is how are they not being criminally charged with anything yet? And will they? I think we should hold off on that question for just a moment, because I want to talk about how Joseph Bankman also made sure other people he was related to and friends with got paid while he was in this position, because I think that's kind of fun. They talk about one example where he got a Stanford law student a free trip to the French Grand Prix tickets to the race so they could go and visit that. But I think the more interesting one was a hackathon that they had planned that was run by his sister. Bankman freed Sam's aunt. They hired her at a rate of $14 ,000 a month to prepare the FTX million -dollar hackathon and crypto summit held at the Miami Heat Arena, which was the one they put their name on briefly. They spent a total of $2 .3 million on this event, which was attended by 1 ,200 people. They were spending crazy amounts. They said she was authorized to spend like without a budget, whatever it was needed to get this event done. There was so much of this kind of like self -enrichment here that we'll get to your question as to how are they not being criminally charged. That's just grift. Yeah, obviously. The other person we need to talk about, of course, is Barbara. Barbara Freed, Sam Bankman Freed's mother. In her specific role, she, as you alluded to at the very beginning of this episode, described herself as her son's partner in crime of the non -criminal sort. And Sam made sure to sing her praises to his team, making known to her that he intended to rely on her direction regarding who to give to, how much to give to, and how it should be disclosed and told them that it would be good for them to follow her advice as well. And what seems really interesting is she seemed to have a great deal of control. The lawsuit even alleges she was able to unilaterally commit funds of Sam Bankman Freed's to her political action committee, Mind the Gap, meaning without Sam's authorization, she was able to take Sam's money donated in Sam's name to her political action committee, which is a great deal of trust. And even inside her own committee, when she had to talk about some of these donations, she would say things like, I don't know exactly what interconnected entity he sent the money from, but the business is real and revenue -generating, which again, I think, points towards kind of the interchangeability of these entities for these folks. What I think really gets interesting is Nishad Singh, who has already pled guilty for conspiracy to defraud the federal election committee, as well as a variety of other conspiracy charges. He was one of the people who appears to have served as effectively a straw -man donor for Sam Bankman Freed, and was advised in this process by Barbara Freed, Sam's mother. At one point when they were discussing donations to her organization Mind the Gap, and she suggested that, now that my connection to Sam is publicly known, because we don't want to create the impression that funding MTG is a family affair, as opposed to a collective effort by many people, including some mystery guy Nishad Singh, which is when she was suggesting that on their end, they would prefer if his name was the one that was donating to Mind the Gap instead of Sam Bankman Freed's. And similarly, she was worried about a lot of their political donations. There's a really telling one, where she's warning him in an email, And again, later, just the last one to really put kind of a cherry on top of her seeming knowledge of some of the criminal acts that Nishad Singh has pled guilty to. She said, And I think this, as well as some of the more specific tax advice that Bankman Freed was giving on FTX their specific finances and stuff like that, point towards potential knowledge of criminal acts. I tweeted out shortly after I read through this lawsuit, or as I was about halfway through reading this lawsuit, if I'm being honest, And as you alluded to previously, that is kind of what this feels like. It feels like these two law professors, who should have known better, had high -level knowledge of things that people have already pled guilty to, and were deeply involved in the business. Bankman specifically was even mentioned on an internal document as a member of the management of FTXUS, along with only a few other names. They had knowledge, they were inside the organization, and they had some amount of presence. One last thing that I think really hammers that home. When we went to consensus, and we talked about this in our episode that we did after that, Anthony Scaramucci was talking about his experiences in the lead -up to and aftermath of the FTX collapse. And one thing he said that seemed to be corroborated in the lawsuit is that Bankman was involved in them attempting to get the emergency funding. And as we said, and we shared the audio clip of Scaramucci saying it, Bankman apparently told Scaramucci, Anthony or intimated to him, that there was an asset liability mismatch at FTX. What happened to me is I was actually speaking in Sarasota, Florida. There was rumblings that day, I think it was November the 6th or something like that, or 7th. The Monday was the 7th. And then I got back to New York and I spoke to Sam's dad about the problem, and it was intimated to me that it was an asset liability mismatch, that they were leading redemptions and there were assets available, but they weren't necessarily liquid, and they needed time to get the liquidity, and they were looking for some rescue plans. And so at that time, I was a good citizen and a partner in the business. In fact, they owned a piece of my business. I was certainly trying to help them on their fundraising round.
Hearing Jesus: Daily Bible Study
A highlight from BONUS// God Never Gives Up On You: A Conversation With Pastor Max Lucado About the Narcissists in Our Lives
"Life Audio you sometimes doubt if you're truly hearing God's voice or if it's really your own? Or have you been in a season where it feels like He's completely silent? Have you been praying for a way to learn how to hear His voice more clearly? Hey friends, I'm Rachel, host of the Hearing Jesus podcast. If you are ready to grow in your faith and to confidently step into your identity in Christ, then join me as we dig deep into God's Word so you can learn to live out your faith in your everyday life. Need a new roof for your home or even just some repairs? That's a big investment, one that you should take very seriously. And you want the job done right by professionals and at a great price. You need to call your hometown roofing contractor. Serving Northeast Ohio for over 65 years. Coats Bros Roofing, 440 -322 -1343. How have they been in the roofing business for so long? Quality work at a great price. They keep their promises and communicate with you, the homeowner. Coats Bros Roofing will listen to you and find solutions that will accommodate your roofing needs. They'll give you a better than competitive price on your roofing job and make sure that it fits within your budget. Financing is available to the highest quality at a great price. Coats Bros Roofing. Call 440 -322 -1343 or go to Coats Bros Roofing dot com. That's C O A T E S Coats Bros Roofing dot com. Support for this podcast and the following message come from Coriant. Coriant provides wealth management services centered around you. They focus on exceeding expectations, simplifying lives and establishing legacies that last for generations. Leverage their exclusive network of experts to help achieve your personal and professional financial goals. As one of the largest integrated fee only registered investment advisors in the U .S., Coriant has experienced teams who can craft custom solutions designed to help you reach your financial goals. No matter how complex. Real wealth requires real solutions. Connect to a wealth advisor today at Coriant dot com. Hey, friends, welcome back to the Hearing Jesus podcast. I'm your host, Rachel Grohl. And today we have a very special guest with us that is joining us all the way from Texas. Pastor Max, would you welcome our audience and then just help us understand a little bit about what we're talking about today and some of the things that God has burdened your heart with that we're going to share with our audience today? Well, hello, everybody. And thank you, Rachel. It's a real treat to be with you. Yes, I send you greetings from San Antonio, Texas, and love what we're going to discuss. I'm a pastor. I've been at this same church since 1988. I love to tell and teach Bible stories. And what we're going to be discussing today is the life of Jacob, the life of Jacob. We're following along a book that recently came out. I think it's coming out this week as we're taping this. God will never give up on you. That's the message of Jacob. And I'm super excited, Rachel, to have this opportunity to talk with your audience, your wonderful audience, about an understanding of God's grace, his mercy and his relentless devotion to us. I love that. The tagline in your book, it says, teaches us about grace, mercy and God's relentless love. I love that you call this a refresher course, because I think it's something that we know, but sometimes we often forget that God uses imperfect people to do great things. This life of Jacob, I think, is something that many of us can relate to, especially in a season where there's been a lot of chaos in the world and we find ourselves in this place of just, man, what's next and the frustrations that happen. So I thought it might be a good place to start. If you could describe some of the terms you talk about in your book, the super saint versus the tilted halo, can you maybe elaborate on that a little bit and then also share where you see yourself within those two categories? Well, I see myself as a tilted halo person for sure. I'm a converted drunk. I'm absolutely aware of how frail the human spirit is without the help of the Holy Spirit. And ever since temptation, knocking at the door, maybe there's somebody somewhere who doesn't fear that temptation will find a way into their lives. If so, I may have a sermon or two on humility from which they could benefit. I'd start off the book talking about that if you do see yourself as a super saint, this book's probably not for you. But if you do find yourself struggling to keep your spiritual cheese on your cracker, to keep your balance, to keep your equilibrium, to keep your temper, keep your cool, then the story of Jacob is the story for you. We don't often think about Old Testament characters as a picture of grace. We have this binary, this dichotomy of grace is New Testament and law is Old Testament. I don't hold to that. I think that the God of grace is a God who has been a God of grace since the very beginning. And if you want a great example of the great grace of God, then look at the lives of people like King David, who cheated on his wife, the stories of Abraham, who lied about his wife. But most of all, the story of Jacob, who just seemed like from beginning to end, he was living up to his name. His name means deceiver, and it carries with it a connotation of scoundrel. He always seemed to be working the system, but he had been given a place in God's covenant. And that is that through his lineage, God would bless the world in that covenant. Once God makes a covenant, he never breaks it. He sees the end from the beginning. And when he makes a promise, it's like he's declaring a decree. He's making a decree, this will happen. You and I might change horses in the middle of the stream, not God. Once he says something, it happens. So Jacob was the beneficiary of God's faithfulness, as are all of us. And I think the hero then of the Jacob story is a lot less Jacob, and it's more God. You know, that's something that I talk about a lot on the show, that so much of scripture is descriptive, not necessarily prescriptive, especially when we're talking about some of these individuals that have messiness around them. And like you said, God is really the true hero of that story. I think that is such a good example for us. And, you know, I guess given that lens, what does Jacob's story tell us about God being this God of second chances? And also, what does Jacob's story reveal to us about God's character? Would it help for me to do a quick summary of the Jacob story in case somebody's trying to remember where he fits in Bible history? Yeah, absolutely. I think that's a great point. So Jacob is the grandson of Abraham. Abraham was given a promise by God that through the descendants of Abraham, God would bless the world. And oh, my goodness, has God kept that promise, because through the descendants of Abraham, we have the wonderful Jewish nation. Through the Jewish nation, we have all these stories of Esther, Daniel, David, Isaac. But most of all, we have Jesus Christ. And because of Jesus Christ, we have the church. Jesus was a Jew. The church was founded by Jewish people. And then we as Gentiles, or those of us who are Gentiles, have been beneficiaries of that covenant. So God has made a covenant with Israel. And that covenant began with Abraham. Abraham had a son named Isaac. Isaac married Rebekah, and Rebekah and Isaac had two sons, Esau and Jacob, twins. They were already fighting in the womb, the scripture tells us. And Rebekah said that God told her that the younger would rule over the older. Well, in this case, the younger was Jacob, the older was Esau. So God had already determined that Jacob would be the head of the clan. But rather than wait for God to create that scenario, Jacob and Rebekah took matters into their own hands. And here's where the story of Jacob begins, deceiving his brother, swindling his brother out of that birthright, deceiving his father, telling his father, nearly blind father, that he himself is the older brother and receiving the blessing that should have gone to the older brother. And so the tone of the story is set. Jacob is working the system, ever taking shortcuts, cutting corners, not waiting on God. And as a result, running. He has to go into hiding that his brother Esau is going to kill him. I mean, this is not a happy story. This could be a reality TV show in Jacob. However, though he does nothing to earn the attention of God as he's running from God, God appears to him, reiterates that blessing, presents to him Jacob's ladder, that famous vision, that dream that Jacob had in which angels are ascending and descending and recommits himself and not recommits, but reminds Jacob that this this covenant includes him. And so on what we have is God ever faithful to Jacob, Jacob ever forgetful of God. Now, that reminds me of me, God ever faithful to Max, Max ever forgetful of God. Jacob tended to lean on his own strength. Max does that. Jacob tended to try to negotiate with God. Max does that. Jacob tended to end up having a taste of his own medicine. I've had a taste of my own. I think that's why I love the story of Jacob. He reminds us of ourselves. Some people can relate to Joseph. I mean, not a bad thing is written about Joseph. Some can relate to Mary, mystical and so faithful. Some can relate to the apostle Paul, though he had his struggles, he was so brilliant. But I'll think a lot of us can relate to Jacob.
Unchained
A highlight from Why FTX Might Try to Claw Back Funds From Retail Customers- Ep. 547
"I mean, these are all fraudulent transfers, potentially while the debtor was insolvent, potentially while it was coming to lift funds, so clearly all that money has to come back. I think that's pretty easy. The question is like, what's it worth now and who can actually pay it back? Hi, everyone. Welcome to Unchained, your no -hype resource for all things crypto. I'm your host, Laura Shin, author of The Cryptopians. I started covering crypto eight years ago and as a senior editor at Forbes was the first mainstream media reporter to cover cryptocurrency full time. This is the September 22nd, 2023 episode of Unchained. Toku makes implementing global token compensation and incentive awards simple. With Toku, you get unmatched legal and tax tech support to grant and administer your global team's tokens. Make it simple today with Toku. Today's episode is brought to you by Overtime Markets, your premier Web3 sportsbook. The innovative protocol is changing the game one match at a time. Powered by Thales, explore more at OvertimeMarkets .xyz. Arbitrum's leading Layer 2 scaling solution offers you ultra -cheap and lightning -fast transactions, all with security rooted on Ethereum. Visit arbitrum .io today. With the Crypto .com app, you can buy, trade and spend crypto in one place. Download and get $25 with the code LAURA. Link in the description. Today's guest is Thomas Brazile, founder of 117 Partners. Welcome, Thomas. Hey, Laura. Good to see you again. This week, FTX sued Joseph Bankman and Barbara Fried, the parents of former FTX CEO Sam Bankman Fried, alleging that Bankman was intimately involved in a number of the allegedly fraudulent schemes such as silencing someone who threatened to expose the alleged FTX fraud, the purchase of property in the Bahamas. Barbara Fried encouraged the use of strong donors as campaign finance laws, or allegedly, and both were accused generally of either knowing or ignoring the red flags that FTX was in solvent. Was this development surprising or expected? Thanks for having me on, Laura. Good to see you, as always. Was it surprising? No, I don't think it was that surprising. I think what was in the lawsuits in bankruptcy referred to as adversary proceeding, but what was seen in the adversary proceeding was probably a bit shocking, the actual details. But I think people knew that they were pretty involved. And I think that was some of the heat they were getting post him getting a criminal complaint against him was that, you know, why is he hanging out with his parents, weren't they involved in a lot of parts of the business, and people were saying things like that. I don't think it's that unexpected. People I think long knew that there were some real estate transactions where they were gifted or given some certain real estate in the Bahamas. But to see it all laid out in the complaint or I should say in the adversary proceeding was interesting, you know. And yeah. Which items in particular really struck you? I guess it's the involvement like in the actual day -to -day stuff. I mean, if you come from a corporate background or were a tax lawyer, which is that I guess was is, and that there wasn't more, I don't know, structure to the organization. I mean, you know, the dichotomy between what people thought pre -petition, what John Ray sort of said post -petition, and now some of the revelations coming out about the pre -petition activity. I mean, it's just kind of amazing to think about people that might have been a more corporate background and saying like, if the business was so profitable, why were you cutting corners? And, you know, to be fair to these guys, like in the, you know, in the light of day, sunlight of bankruptcy court, which as, you know, people in bankruptcy say, like my parents would say, like, the last place you want to be as a criminal is in bankruptcy court because there's so much sunlight and everything, you know, everything is good scrutinized. And to be fair to people, sometimes the stuff gets overly scrutinized and they cherry pick stuff that went on. But it seems pretty damning, some of the stuff and, you know, let's see what the responses will be. I mean, it's good for the estate and it's good for creditors because I'm sure they want to see, you know, sort of retribution. But in terms of recoveries, I don't think it's going to be incredibly meaningful, you know, 10, 20, 30, 40, 50 million dollars. I mean, that's, I don't know, maybe two months of bankruptcy fees. And so, you know, earlier when we were talking about like how some of the things are particularly damning, like if you were to kind of say, FTX will win in court, you know, for these reasons, like which were the particular acts that you think probably will put things over the edge? Oh, yeah. I think almost all the stuff though, they'll win on the merits of the fraudulent conveyance. I mean, these are all fraudulent transfers, potentially while the debtor was insolvent, potentially while it was coming with funds, so clearly all that money has to come back. I think that's pretty easy. The question is like, what's it worth now and who can actually pay it back? Like if money was given to a charity, can you actually go and get it back? Like meaning, is it there? Has it been spent kind of stuff? And you know, you can only squeeze a, you know, whatever, rock so hard. So the question will be, you know, what is the real estate in the Bahamas worth? The 10 million bucks or whatever that was gifted to them, where did that money end up going? Can they trace it? So these things cost money to do and then the question is like, how much of an effort do you want to make? And of course, you know, all that can be stopped by a criminal investigation, which there isn't a complaint, but clearly some of the activity could be considered criminal. And I think, you know, I won't pretend to be a criminal lawyer or a lawyer at all, but when you're bringing lawsuits, I mean, basically these are kind of like preponderance of evidence standards versus like, you know, higher standards that you might have for criminal complaints. So it's easier for John Ray to like stitch together some stuff they know and slap an AP and sue these guys. But it's a little harder from the criminal side. But all of it, just on facially, I mean, of course, as my lawyer likes to tell me, like, you know, facts matter, Thomas. So it is more discovery happens than they take discovery. We'll see. But on the face of it, I mean, it looks pretty, pretty obvious that it's sort of slam dunk. Just the question is what they'll actually be able to recover. Yeah. I think one of the ones that stuck out at me simply because I could very easily imagine myself in a similar position with my own parents and I could just picture what my mother would say. And it was when they purchased the Bahamas property and everything was just getting billed or allegedly in the complaint to FTX. And the parents didn't even make an attempt to pay to furnish their home themselves. And I could just imagine something similar was happening with my mother. She would be like, wait, is this OK that we're doing this? Like, you know, she would have so many questions about the money and like what was OK, what was kosher, what was not. Like, I could just practically hear her in my head. But at least, you know, from what the complaint described, it didn't feel at all like the parents had any of those qualms. So that was. Yeah. It wasn't 100 percent owner of FTX. So it is bizarre that those red flags wouldn't have been or people wouldn't have been like, hey, I know that you think this is OK, but I don't like someone would have said something. Maybe they thought it was a drop in the ocean. But if FTX is so wildly profitable, I mean, it was so wildly profitable, they didn't need to cut in corners and have them picking up the checks. I mean, it would have been easy for Sam to just be like, no, I'm picking this up personally or something. Well, one thing that I also notice is that the document hedges its language, saying things like, quote, Banquin and Freed either knew or ignored bright red flags, revealing that SPF and other insiders were orchestrating the scheme. And again, you know, I saw later again, it was like they either knew or blatantly ignored. So right. Yes. That's because the standard for these civil cases is much lower. You know, like if you were trying to criminally try them, you'd have to like really show that they knew because they're going to say they didn't know, they didn't know, right? But the standard for breach of fiduciary duty or unjust enrichment, it's a much lower standard. All you have to basically show is a reasonable person should have known, you know? Oh, oh, I see. Yeah. So that's why I keep saying that. So you're saying, so basically they don't know whether or not they knew, but it doesn't matter for what they're trying to do. Is that what you're saying? I will respectfully say that I'm not a lawyer, but a stress investor. And what people usually say is the standard is usually what a reasonable person should have known, steps a reasonable person should have taken, best practices that a board should have taken. So like a board of director, if somebody runs off with money in a company, they don't have to necessarily show that they knew the person stole the money, but did they take any steps a reasonable person would have taken to like verify that the money was there, that the person wasn't absconding with money or whatever. So it's just this reasonable person standard that I think you trigger under Delaware and under a lot of jurisdictions for breach of fiduciary duty or breach of loyalty, duty of care that you have, mainly in the boardroom, but also I think as a C -suite executive and it sounds like he was sort of melding between the two. So basically, yeah, they're just trying to meet that standard for their purposes. They don't need to go beyond. And Barbara Fried, you know, also, so as far as I understand from reading this, you know, Sam Pinkman was definitely involved more in the day to day. You know, he was often listed with FTX management. He you know, could make executive decisions on his own at one point saying, oh, I'm just going to make this decision without Sam, like we don't need to involve him, that kind of thing. So Barbara Fried was not involved at that level. However, it did say that she was a key influence on the campaign donations. And I wondered what your takeaway was in that regard in terms of, you know, her involvement there. Campaign finance fraud? Yeah. Again, I don't have too much to say other than it's just bizarre that, you know, so many corners were cut in regards to stuff. I don't have a real view on. Again, it's like it helps them build a story that they can, you know, just slam dunk, take back any money that was taken out of the estate at any point in the last couple of years by Barbara and the husband. But I don't think that I don't have a real view on that. Yeah. Okay. Yeah. And as far as I understand, I don't think they're married. They're domestic partners. Just to clarify. Yeah. All right. So in a moment, we're going to talk about what the consequences could be after, you know, from this document. But first a quick word from the sponsors who make this show possible. Toku makes managing global token compensation and incentive awards simple. Are you designing your token compensation plan and grant templates with multiple law firms? Are you managing cliffs, vesting and taxable events in a spreadsheet? Are you distributing tokens to your team manually? With Toku, you get unmatched legal and tax tech support to grant and administer your global team's tokens. Easy to use token grant award templates, vesting tracking via online dashboard, tax withholding integration with payroll, automated distributions, great employee experience. Make it simple with Toku. Learn more at toku .com slash Unchained.
Discerning Hearts - Catholic Podcasts
A highlight from LST1 Introduction The Letters of St. Therese of Lisieux with Fr. Timothy Gallagher Podcast
"Discerninghearts .com in cooperation with the Oblates of the Virgin Mary presents The Letters of Saint Therese of Lisieux with Father Timothy Gallagher. Father Gallagher is a member of the Oblates of the Virgin Mary, a religious community dedicated to retreats and spiritual direction according to the spiritual of exercises Saint Ignatius of Loyola. He is featured on several series found on the Eternal Word television network. He is also author of numerous books on the spiritual teachings of Saint Ignatius of Loyola and the Venerable Bruno Lanteri, founder of the Oblates of the Virgin Mary, as well as other works focused on aspects of the spiritual life. The Letters of Saint Therese of Lisieux with Father Timothy Gallagher. I'm your host, Chris McGregor. Welcome, Father Gallagher. Thank you, Chris. Always good to be here. Talk to us about Saint Therese. What is the little flower to you? One thing I've noticed if you look at the writings of most people when they write or speak about Therese, they always start with how they first encountered Therese. If you look at Dorothy Day's book on Therese, for example, that's the way she begins, but you see this as kind of a pattern. In my own case it's very simple. This was before I entered the seminary and at a certain point, I'm a reader, I love to read, and resolved that I probably should do some spiritual reading, a little reluctantly because what I really like are stories and those sorts of things. Maybe it was Lent, I don't recall, but I remember going to a shelf bookcase with spiritual books, going through them, not really being drawn to anything, and then I saw this title that said, Story of a Soul, and it was the word story that caught my attention because I love stories. So I thought, well, maybe that'll be a little easier to read than some of the others. I began reading it and immediately fell in since then, very much at the origins of the process that led to entering the seminary. After theological studies, perhaps having read the basic sources, it felt like something done and kind of there, but more recently has opened up in a wonderful way again that leads to what we're doing now, and a rereading of the sources and amplifying that reading, and just coming to see in a new way the remarkable figure that she is. And so that's what leads us to do this now. You know, it was Pope Saint Pius X who called her the greatest saint of modern times, and I think we can easily not agreement at that now, declared a doctor. There's so much there. So I have the feeling that as we dive into this huge sea that is the life and teaching and writings of Saint Therese, that you can't go wrong. You know, wherever you enter, there's always going to be richness. You know, it strikes me that some of our listeners may be thinking, what's Father Gallagher? And he's an expert on Ignatian spirituality, and yet they may not realize that there's a heavy Carmelite influence in the Oblates of the Virgin Mary through the spirituality and the life of their father. But it's not a real push to see where in the charism of the Oblates of the Virgin Mary, this calling, as it were, to also come to a ability to be able to communicate aspects of that Carmelite living. Does that make sense? Sure. Yeah. I mean, as I mentioned, I initially came to her before I even knew Venerable Bruno. But once I entered and got to know him well, I discovered, exactly as you said, that he was essentially Ignatian but not exclusively Ignatian. And you do see a lovely Carmelite component. For example, as he is approaching his ordination to the priesthood, you see amongst his spiritual proposals the plan to read in its entirety the writings of Saint Teresa of Avila. Also familiar with Saint John of the Cross, of course, Saint Therese comes after his lifetime. So that component is very much there. What is contemplative, what involves growth in prayer and deep prayer, and the kind of things that lie at the heart of the Carmelite vocation, all of that is very real in him, not only in his learning but very much in his own experience as well in his own prayer. It's so fascinating that, as you said, Pope Saint Pius X would say that she is, again, one of the most significant, one of the most important saints of the 20th century that she would be. At a time and era where the family has been so much under attack, the fact that this little flower can bloom in a garden of a family, as it were, that they themselves have become saints, not only her mother and father, but it looks as though her sisters are on their way in this area of the cause of canonization. Well, the cause of her sister Leonie, who would have seemed a very unlikely candidate of all the sisters, the most unlikely candidate for sanctity, that cause is underway now. She's the servant of God, Leonie Martin. And yes, there is a movement to try to promote the cause of the other sisters as well. In God's time, we'll see where all of that goes. But you have a family which is very much built on faith, on the search for holiness, on love for the church, on the desire to respond to God's vocation, in which all the members strengthen each other. And you see that in the letters that we'll be looking at. And of course, you see it in Therese's deep gratitude to her parents and her love for her sisters. Their family is simply a remarkable witness to a family as a family. It's the kind of family everyone would hope for, where there's a deep unity and bond and love between the members, and not only the immediate family, but also with the more extended family, very specifically Therese's aunt and uncle and their two daughters. And you see the great love there amongst all of them. You can go through all of the letters, and that's two volumes, 1 ,300 pages. And all you will see is there are times when there are some disagreements about this decision or that decision. You see some of that. But enveloping everything and underlying everything and above everything, what you see is a deeply united and loving family. It's a beautiful witness to the family, very much. The letters of Saint Therese are absolutely remarkable. If you are a devotee of the story of the soul, that in itself can sustain you for a lifetime. But letters the give us a fullness, a beautiful, rich imagery. And I say this in all reverence, but a more complete picture of Therese, doesn't it? Well, as you've said, Chris, I think it's obvious that the real center to get to know Therese is the story of the soul. That's the real heart of it. And then around that, there are other primary sources as well. What's called her last conversations, where her sisters and some of the others in the convent recorded her sayings and doings in her last months. The book entitled Therese by those who knew her, which is a large extract of the witnesses that were given on the diocesan level as her cause for canonization was begun. So these were people speaking out of their own personal recollections of Therese, about Therese. If you want to have there a real richness as well. But our initial focus will be the letters, probably because they don't get cited all that much, you know. We may have the feeling that looking at passages in the story of the soul, which we'll get to, that this is familiar territory. The letters might be less so. It does take a little bit of energy and persistence, I'd say, to read them because it is fairly lengthy, but they are remarkably well done, amply annotated with very helpful footnotes, with introductions. So they are a very rich resource to take the next step. The first step would be the story of a soul, but if a person wants to take the next step, then the letters would be the next step. There is a remarkable heritage that we've received from the lives of the saints through their letters. I think of the letters of, of course, Teresa of Avilot, Ignatius of Loyola, but we've seen through the letters of Venerable Bruno Lanteri, the letters of St. Elizabeth of the Trinity. The list could go on and on, and I have to say the letters of Catherine of Siena. When you read those, you get a real sense of the friendships, the, the family relationships, their interaction with those around them and with the world, don't you? Soon -to -be Saint John Henry Newman says at one point in his writings that his sense of the best way to get to know a person is not through a biography, but through reading the person's letters. And I think, as is generally true, he is right on the mark, and generally true of what, I'll call him, St. John Henry Newman says he is, I think, right on the mark. Today, I suppose, we do this more digitally, but if you were to take a selection of 30, 50 emails of a correspondence between two friends or two family members or two people who love the Lord and whom, you know, sanctity is evident, you would get, with a great immediacy, you would get a feel for the person. And that's what you get here with Therese. Now, there are qualities about her letters that I'll just mention one now. As I read through them over a number of months, it dawned on me after a while, all of these letters are other -centered. Just, it's remarkable. This is not a woman who is writing because she needs to write for her own sake. But you look at all of these letters, commemorations of family members' birthdays, encouragement to her father after she's left home, and she knows he's suffering her loss, and her sister, Celine, who is caring for her father and his illness. It's remarkable that we think of her as the one who practiced love, a very loving person, which she certainly is. If you want to get a concrete feel for that, of course, after the story of the soul, you can just read these letters. You know, most of us, when we write emails or letters, there'll be something that's a bit self -centered. I don't want to criticize that too much. Our friends, family members do want to know. But we may have some complaints here or there or be unhappy about something here or there, be angry about something here or there. In Therese, the one thing that you see is love. And after you go through this, after a while, a vision arises of, if this woman who is writing this way so consistently in every relationship that you see portrayed in the letters, lived this way within her community, her presence must have been a very beautiful thing. If she lived, there's no question that she did, but what you see when she spontaneously expresses what's in her heart in the letters, if that's what was in her heart as she actually interacted with the people with whom she shared life day by day, for us, we can think of our families or workplaces or parishes, then you get the image of what love can really mean in very ordinary, humble, concrete ways, as we'll see.
AI Today Podcast: Artificial Intelligence Insights, Experts, and Opinion
A highlight from AI Today Podcast: AI Glossary Series Analytics, Data Visualization, Descriptive Analytics, Diagnostic Analytics, Predictive Analytics, Proscriptive / Projective Analytics
"The AI Today podcast, produced by Cognolytica, cuts through the hype and noise to identify what is really happening now in the world of artificial intelligence. Learn about emerging AI trends, technologies, and use cases from Cognolytica analysts and guest experts. Hey, AI Today listeners. Want to dive deeper and get resources to drive your AI efforts further? We've put together a carefully curated collection of resources and tools handcrafted for you, our listeners, to expand your knowledge, dive deeper into the world of AI, and provide you with the essential resources you need. From books and materials, ranging from fundamentals of AI to deep dives on implementing AI projects, to AI ethics, tools, software, checklists, and more, our resources page will help you on your AI journey, whether you're just starting out or you're well on your way. Check it out at aitoday .live slash list. That's aitoday .live slash l -i -s -t. Hello and welcome to the AI Today podcast. I'm your host, Kathleen Walch. And I'm your host, Ronald Schmelzer. So I want to tell you a little story. We had someone who completed our cognitive project management for AI training and certification. So for those of you that don't know, we have a methodology that we implement, that we have for running AI projects. And some folks who are project management folks who come from the project management perspective and background really think of CPMI more as like a process. It's a step -by -step approach for running AI projects, and it really focuses on business requirements and starting from business requirements and data requirements, then moving into data prep, and then you build your model once you kind of have that in place. And one of the things that's a core part of it is this thing called the AI go, no go, where you need to have these nine traffic lights, if you want to think of it, that all need to be green. And one of those things is, is do you even know what data you have and whether it's accessible? And this one person had gone through a CPMI project and they realized that they were like in the midst of their AI project and that they didn't even have access and that the team that they wanted to work with didn't want to give them access to that data. And that really was a moment where they're like, well, can I even do this AI project? That meant that they had to go back to the first phase and say, well, do I even have the fundamental business buy -in to make this work? And well, that was worth the entire price, the small price of training and certification because that really got their whole project, they were planning on spending tons and tons of money on, really kind of shifted it. So I just want to point out that part of this glossary series that we're doing here in the AI Today podcast, part of the reason why we have these conversations is that you may know, you may think you know what things are, what they mean, and then you find yourself engaging in it and you have these existential moments and you realize that maybe you don't know what you need to know. So that's part of why we enjoy doing this. We really want to share with you these key insights, this information, we want you to be informed so that you're not going into these projects, even without a basic understanding of some of the common terms that you may think you know, and then run into these problems later on. We want you to truly be successful. And that's why we've been doing the AI Today podcast since 2017, six years and hundreds of podcasts. You know? Exactly. And, you know, from that kind of education mindset, that's why we came up with our AI glossary series and our AI glossary as well. So we link to it always in the show notes and it's available at cognolytica .com. We wanted to present, at least at a high level, key terms related to AI, machine learning and big data so that our listeners and our readers and subscribers and customers at Cognolytica would understand these terms because sometimes they're presented in ways that just are overly complicated, don't make sense, or maybe you didn't understand how some of these terms were related to the larger AI landscape. And that's what we wanted to do. We wanted to help present them and showcase how they are related. So in today's podcast, we're going to be going over the terms analytics, data visualization, and then different types of analytics. So descriptive, diagnostic, predictive analytics, and projective analytics. We do have many podcasts on predictive analytics. It's one of the seven patterns of AI, and we have it in our glossary series as well that we'll link to. But we wanted to share different types of analytics as well in addition to that. So at a high level, first, let's define what analytics is. Well, it's statistical and other methods to gain informational insight from data. Okay, makes sense. And then there's different types of analytics. So we can have descriptive analytics, which is an application of analytics focused on providing an understanding of historical data, relationships, and comparisons. And it's not focused on providing forward -looking projections or analysis. So it's really focused on that kind of what happened. It's looking at historical data, and it's helping answer what happened analysis. Then we have diagnostic analytics, and that's an application of analytics focused on identifying the cause and effect relationship of data. So it's helping us answer and address why did that happen analysis. Then we have predictive analytics. So this is a pattern of AI, as I had mentioned, one of the seven patterns of AI, and an approach that uses past and current data to help humans make future predictions. So examples of predictive analytics could be forecasting, also predictive maintenance. So maybe we're looking at machinery or equipment, trying to figure out when it will break, determination of potential liabilities and risks, and other aspects of determining the future value of data. So again, we're taking that past or current data to help humans make future predictions. And then the last type of analytics we'll be going over is projective or also sometimes called prescriptive analytics. And this is an application of analytics focused on identifying the potential impact of decisions based on current data. So it helps with that what -if analysis.
Mike Gallagher Podcast
A highlight from Week in Review - Episode 24
"Cycling isn't just cycling. It can be cycling or cycling or even cycling. Peloton isn't just one thing. We have classes that will ease you in and classes that will make you sweat and a range of instructors so you can find your match. Whatever you're in the mood for, we can get you in the zone. See for yourself with a worry free 30 day home trial. Visit one Peloton dot com slash home dash trial terms apply. Welcome to the Mike Gallagher Show Week in Review podcast. It's just about everything that's happened this week. I'm Eric Hanson, and we begin with President Trump, who made some controversial statements about abortion this week and called Ron DeSantis's six week abortion ban a terrible mistake. We might as well get this out of the way. We got President Trump with an answer to Kristen Welker on NBC's Meet the Press and her debut as the new host, which gave a lot of ammunition to Trump haters who want to hurt him and try to wreck his chances of becoming the nominee in 2024. This is an interesting dilemma that Republicans have. Here's the dilemma. Pro -life fighting for the sanctity of those unborn babies, the sanctity of their lives, the sacredness of the innocent. That's a centerpiece that's foundational for the Republican Party. And whether we like it or not, this particular debate that we're having in America over abortion is crushing us at the ballot box. And Donald Trump, I believe, was trying to address that with Kristen Welker on Meet the Press. Let's get it out of the way. I've been dreading this all weekend. Well, it wasn't all weekend. I mean, this first broke, I think, Saturday. They gave a little preview of his answer. I don't love his answer, but I also don't love the way Trump critics are pouncing on him, claiming he's not pro -life. I got into a big knockdown drag out, as I expected I would with my friend Mark Davis in Dallas, because Mark is now hell bent on proclaiming that Donald Trump is not pro -life. And he's saying that because of this exchange with Kristen Welker yesterday on Meet the Press. If a federal ban landed on your desk, if you were re -elected, would you sign it at 15 weeks? Are you talking about a complete ban? A ban at 15 weeks? Well, people are starting to think of 15 weeks. That seems to be a number that people are talking about right now. Would you sign that? I would I would sit down with both sides and I negotiate something and we'll end up with peace on that issue for the first time in 52 years. I'm not going to say I would or I wouldn't. I mean, the sanctus would really design a five week and six week ban. Would you support that? I think what he did is a terrible thing and a terrible mistake. But we'll come up with a number. But at the same time, Democrats won't be able to go out in six months, seven months, eight months and allow an abortion. Now, there are people who took that answer and proclaimed that Donald Trump is not pro -life, like it's important to proclaim or make some kind of declaration that he is not pro -life. I believe it's ridiculous to claim that a guy who's the only president to ever attend the March for Life, the guy who promised to get Roe v. Wade overturned because that was terrible federal. That was a terrible federal ruling and appointed Supreme Court justices who did just that to claim that Donald Trump is not pro -life is preposterous. It's absurd. It's virtue signaling. And perhaps it's just. The opportunistic way you chalk up some points for Ron DeSantis, because clearly Team DeSantis is pouncing on Donald Trump over this remark. I believe two things can be true at the same time. You can be pro -life and you can acknowledge that this issue is killing us at the ballot box. And we're losing elections. So President Trump has some campaign trouble to manage. Meanwhile, our current president can barely navigate a simple speech. If you miss Joe Biden at the U .N. this week, well, buckle up. Remember when Trump went to the United Nations and gave a really good speech and the media freaked out and said how goofy and wild and unpresidential and unprecedented it was, they had a complete meltdown and he gave a really decent speech. Compare that to the appearance of Joe Biden yesterday at the U .N. Now, even as we have all our institutions and drive creative new partnerships. Let me be clear. Certain principles of our international system are sacrosanct. Both Biden and Kamala Harris do the same thing when they say, let me be clear, run for the hills, because when they say, let me be clear, you're going to see nothing but mud and gibberish. I mean, babbling incoherently in front of the United Nations. And if that wasn't wild enough, you've got the Ukrainian President Zelensky. He marches in with his entourage. You know, I used to say I was torn about Ukraine. People that I respect insist that we have got to continue to fund the Ukrainian battle with Russia, that the American people have to help Ukraine with its border. We dare not have a wall for our own border, but we better, by God, help Ukraine with theirs. We better fund them. We better give them the missiles they want. We got to give them the ammunition they need. We need to. We got to stop Vladimir Putin. And if you push back against that, you're a stooge for Vladimir Putin. You're a Putin puppet. Just ask Tucker Carlson. When Tucker dared to express the belief that the American people have bigger fish to fry than funding Ukraine, he was thoroughly denounced and renounced as a stooge of Vladimir Putin. So there goes Zelensky marching into the UN yesterday with his bodyguards and his entourage, and he gets up to that podium. And what he said was pretty stunning. I expected he would stand at that giant podium in front of that ugly green background at the UN and talk about the need to fund his military. Talk about Russia's aggression against the Ukrainian people. Talk about Ukraine's place in the whole worldview of things instead. We got this. Even though humanity is failing on its climate policy objectives, this means that extreme weather will still impact the normal global life and some evil state will also weaponize its outcomes. And then people in the streets of New York and other cities of the world went out on climate protest. We all have seen them and when people in Morocco and Libya and other countries die as a result of natural disasters and when islands and countries disappear underwater and when tornadoes and deserts are spreading into into new territories and when all of this is happening, one unnatural disaster in Moscow decided to launch a big war and killed the tens of thousands of people. No wonder loony leftists have the Ukrainian flag in their front yard. You would think the Ukrainian president had bigger problems than climate change. Meanwhile, the United Auto Workers hit the picket lines this week. They made a few modest demands like a 40 % pay raise in a four day work week. Speaking of the UAW strike, I watched Sean Fain, the president of the United Auto Workers Union on the Sunday morning news shows. And you know, I admit I'm not a real big fan of unions. In fact, quite the opposite. I kind of think that unions have helped destroy many aspects of our economic system. In fact, it's a commonly held view that pension plans that used to be in place contributed to the decline of the U S automakers. Well, now the UAW is demanding pensions come back. They want the old fashioned defined benefit plan. And as Bloomberg points out, pensions are not worth striking over. You know what I find interesting about the UAW dispute? I heard all the talking points about how the corporate executives at the big three automakers make too much money. That's a Bernie Sanders mantra. That's an Elizabeth Warren trope. The executives make too much. You know, a company can be producing billions of dollars of revenue, but the Bernie Sanders of the world want to cap what an executive at one of those companies earns, which I always find so fascinating. It's as if they want to equate the guy or gal on the assembly line with the big automakers. Well, they're not the same. I mean it'd be nice if everybody made the same amount of money in life hate to break it to your life doesn't work that way. Some people make more than others and admittedly a lot of it is luck. I don't deserve the living that I make, but I'm very blessed to make a good living. There are people make a lot more than I do and I don't begrudge them anything, but simply because somebody that might have a show on television might make 10 times what I make. I don't think I should make what they make simply because we do the same essentially same thing. I mean, and Democrats always have such hypocrisy on this issue. Like somebody just texted me, how many homes does Bernie Sanders have again? It's more than one. But here's something that I noticed when I heard Sean Fain, the president of the UAW talk about executives compensation and how we're not making enough and we're taking steps backwards. I mean, the fact of the matter is the union gave up the defined benefit pension plan in a previous negotiation. Now they want it back. When you give up a benefit like that, you're not going to get it back. That's not realistic. And here's what I'm interested in. You know what was missing from all the coverage of the UAW strike? They never talk about what auto make auto workers make. Now I kept hearing how somebody on the assembly line can't feed their family. Really? What do they make? I kept hearing that Sean Fain kept saying the auto workers have taken three steps backwards. Really? How much do they earn? I know what they want to make. They want a 40 % pay increase and they want to only work four days a week. Now that's a pretty good deal.
Crypto News Alerts | Daily Bitcoin (BTC) & Cryptocurrency News
A highlight from 1408: One Bitcoin Will Reach $1 Million - Strike CEO Jack Mallers
"In today's show, I'll be breaking down the latest technical analysis as Bitcoin price hits $26 ,600. Also, brand new all -time high hash rate has just come in. We'll be discussing this as well as a $50 ,000 Bitcoin price target. As top analyst says, it's unavoidable. We'll also be discussing Max Keiser making a bold claim, he says, or I should say prediction. I am calling it mortgage rates will break the 1981 high .63%. of 18 We'll also be discussing the Bitcoin short -term hodlers panic amid nearly 100 % in unrealized losses. We'll also be discussing US anti -CBDC bill moves a step closer to passing. That's what I'm talking about. We'll also be sharing Tether USDT acquires a stake in Bitcoin miner Northern Data, hinting at an AI collaboration. Let's go. I'll also be sharing with you Bitcoin's next big move up, which will be explosive, according to top crypto analysts. As always, there is a catch. I'll also be sharing the latest prediction from Jack Mallers, the strike CEO. He says the Bitcoin price is heading to a million dollars. He also recently shared that Western Union can't allow me to pay for my coffee. Visa won't allow me to remit money. Lightning does both in better and open and global. You guys come play on my court and let's see who can develop the best experience for the consumer because I bet all of my life I build a better experience on the Lightning Network than Jamie Dimon. Let's freaking go. We'll also be taking a look at the overall crypto market, all this plus so much more in today's show.
The Crypto Conversation
A highlight from Valio - Next Generation Asset Management Platform
"Hi everyone, Andy Pickering here, I'm your host and welcome to the Crypto Conversation, a Brave New Coin podcast where we talk to the people building the future in the Bitcoin, blockchain and cryptocurrency space. Hey team, we have a new sponsor here at the Crypto Conversation, BitGet, one of the world's leading copy trading cryptocurrency exchanges, yes indeed. What happens if you've got the funds to invest but you don't have the time to keep track of the market? You still want to make smart money moves? What do you do? Well, copy trading is a popular choice for beginner traders. You can shorten your learning curve by uncovering tips and strategies from more experienced traders. BitGet's copy trading platform has over 80 ,000 elite traders to choose from and 380 ,000 followers just like yourself who are already using the BitGet copy trading platform as a potential passive income stream. All it takes is one click, you can subscribe to an elite profitable strategist, set your limits, automate your orders and monitor their trades. I've got some links in the show notes below, one link will take you through to the BitGet sign up page, give you a VIP discount. So learn all about it for yourself thanks to BitGet. And now it is on with the show. My guest today is Carlos. Carlos is the founder of Valeo, an asset management platform that connects you to leading traders and digital asset managers on chain asset management, very interesting. Welcome to the show, Carlos. Andy, thank you for having me. It is a pleasure. Let's do what we do at the beginning of the show, Carlos, it would be fantastic if you could please introduce yourself, just, you know, share a little bit about whatever you're comfortable sharing. I'd love to hear a little bit about your personal and professional story in terms of what has led you to founding Valeo. Sure, happy to. So educationally, I come from a background in mathematical finance, which I suppose was one of the reasons why crypto and decentralized open ledgers attracted my interest and curiosity in the first place. Now, as far as professionally, the first thing that I ever built was a software development company that did fairly well. That was also my first exit, solved my stake to my co -founder, then spent a bit of time working on perhaps an overly ambitious AI mental health startup. And in 2020, I founded my venture vehicle OpenHedge with the mission to advance open source finance. And at that time, I didn't have the single thing I wanted to spend, you know, the entirety of my time working on. And we were involved in a number of different things. Some of your listeners may be familiar with perhaps premium finance, which is kind of the one of the things we've been involved in the most. But more generally, I've been around crypto since 2017. At that time, I wasn't convinced that the infrastructure is going to amount to much as far as providing value to society. But in 2020, that's when the switch really flipped for me. And when it became apparent that this technology is here to stay, and that not only is it here to stay, but it's going to play an increasingly important role in how humans transact and record value. And most recently, as of roughly nine months ago, we've wound down all of our involvements to focus exclusively on Valeo, which is an asset management protocol to onboard the next 1 billion users into crypto. And the reason why we're focusing on it right now is because we need to question more the paradigms in which we onboard new users to our industry, because, you know, that's kind of the top of the funnel. I'm happy to expand on this in a second, but we need to do better as an industry. Yeah, I very much agree. So how long have you guys been building this platform then, Carlos? Yeah, sure. So we've been building for roughly nine months now, and most of that initially went into R &D because, again, maybe to kind of zoom out and start with the reason as to why we're If you think about what are the main gateways for people into crypto, they are predominantly four of them, one of those being Binance, second being Coinbase. Then in Europe, we have this thing called Revolut, which is, you know, you can think of it as something like a block or, you know, a cash app, whatever. And the fourth being NFTs. And if you think about what all of these gateways entail, or rather require is some initial knowledge about the industry and particular assets. So for instance, if you go on an exchange, you create an account, you still are left with the daunting task of knowing what exactly do you buy that, you know, what are the tokens that you want to have exposure to? And we as an industry, we take it for granted. But this is really a prohibitive barrier to entry for most users. And most users do not want to use exchanges, they simply want to have an easy way in which to get smart exposure to the industry. And so this is something that we needed to rework as an industry for a long time. And as a result, we found it valuable because we think there is a better way. And this better way revolves around backing the leading traders and asset managers in a trustless and non -custodial way. Right. So the idea is people that are potentially interested in taking some positions in crypto, but they're not perhaps that interested to spend all their time researching different projects or different traders, different types of coins. But instead they can come to Valeo and look at the different traders. I think you call them managers, right? Yeah, different managers on the platform and instead effectively back people that have talent and industry knowledge and it's a simple solution for them. Correct. So I'll share a story that is so illustrative of what people undergo a million times a year in trying to join crypto. So roughly two years ago, I spoke to a friend of mine who's a very smart guy, master's degree in physics, works in IT, all of the prerequisites to understand what's going on. And we had this in -depth wonderful conversation about distributed ledgers and all the downstream implications for society and democracy among other aspects. And he was immediately excited and he immediately understood the potential of what's going on here. And his first question was, well, Carlos, well, how do I get exposure to this? Like how do I get involved? And at that point I was like, okay, well, you know, the first step you probably take is you go on an exchange, you buy some ether and then you look at the coins that you think are ultimately going to do well. And so what ended up happening is he went on FTX, he bought a bunch of ETH and then he, you know, spent the majority of his portfolio buying coins that ended up going to zero promptly. But he thought those were, you know, based on his very limited amount of research, those were something worthy of his time and capital. And then FTX drug him for the rest. And the takeaway here was that even if you have very smart people who are capable of understanding the industry in each of the individual protocols, it doesn't mean they have the time to do it. So we simply needed a better way to make this happen. And the way to do this is to connect these people looking to enter crypto to traders and asset managers who are native to this industry, who know what they're doing. And for the people looking to enter, instead of having to analyze each individual token at length, they can simply look at the track record of the people that they ultimately intend to back. Got it. Thank you, Carlos. And, you know, it reminds me, Carlos, you know, you'll be very familiar of, I guess, the kind of the idea that for long term investors, you know, your average kind of long term investor who just puts a significant amount of capital into the market, it doesn't matter whether we're talking stocks or crypto or ETFs or whatever here, if you have that kind of long enough time horizon, then you're much, much more likely to outperform day traders who think they can time the market and move in and out of positions all the time, except perhaps for the, you know, one or two percent of those smart traders, asset managers who actually are good enough to to time the market and beat the market. Right. Well, certainly. And to that point, you know, asset managers can have edge in multiple dimensions, timing being just one of those. But the broader thing here, Andy, is that if you think about what happens when people just go on and exchanges and buy random tokens as their entry point, what this creates is this weird dynamic where asymmetrical information dominates and is very pervasive. And what do I mean by that? Suppose you're an army and you just created your account on Binance and you're looking to buy a token. You'll likely buy something that your friend will have told you about or something that you've seen on TikTok. And I know this may sound awful to some people, but this is the reality. And so what you'll end up directing your capital to most likely are a bunch of scam coins or a bunch of marketing and meme coins. And as an industry, it's not healthy for us to have these capital flows be diverted into these dead ends. What instead we want to make sure is that the capital entering the space enters in an efficient way that is conducive to the overall growth of our industry. And to your point about the long term, even if someone has a very long term horizon over which they want to allocate to our sector, it should be guided by someone. People can't be expected to make these long term allocations for themselves unless they are willing and able to invest hundreds of hours of research into this. And just as an equivalent example, consider retirement funds. Imagine a world in which retirees would have to day trade and manage their own personal portfolios that likely wouldn't be conducive to good outcomes. Right. But this is effectively what we have in crypto. And until this is abstracted away, we're going to see severe hindrance in the capital coming in. Yeah, great, great points and look not not to go on too much of a tangent here, Carlos, but it always strikes me, you know, this is one of the paradoxes of crypto. And look, there are many. But one of the paradoxes of crypto, of course, is that because the technology is essentially open source, anyone can spin up any kind of a new asset, any new chain that they so wish any time and, you know, spin out any kind of meme coin, as you've kind of talked about and put a little bit of marketing behind it and times that to infinity. And yeah, it's just it's just one of those crazy paradoxes that that we have Bitcoin and then we have Ethereum and now we have, well, hundreds of thousands, if not more potential tokens out there with many more to come. That's exactly right. And Andy, which you're describing is actually one of the root causes of the problem, asymmetric information, because if you look at this from the point of view of an entrant who just wants to allocate some capital to fundamental long term innovation, they have to scrape through a bunch of noise in understanding what is real and what isn't. And we take it for granted just how daunting of a task that actually is, because to be truly able to to analyze the things you get behind, you know, you mostly have to operate at the intersection of finance, technology, game theory, as well as the social context. Again, I don't want to use the word narratives because I think there are a shorter term phenomenon that is bound to disappear, hopefully. But again, the point being, there is a substantial amount of complexity. And so until this is curated by someone at scale, it will be incredibly difficult for new entrants to emerge in the market without them accidentally diverting their capital to scam coins, meme coins and things of that nature. And this is just something we have to tackle as an industry, because if the average experience of someone getting into Web3 is that they've accidentally purchased the wrong meme coin on an exchange and it's went to zero, even though they thought that they were backing fundamental innovation, you know, this isn't a very good outcome. Yeah, absolutely. Let's bring it back to to value then be great if you could just maybe talk us through a little bit about how the platform works. I guess a little bit more in terms of who you're aiming at this. But basically both on the depositor side and on the manager side, maybe some of the different user groups and then also like to understand, you know, how how technical people need to be if we're talking about normies that have no experience and DeFi and then can they can they come along and easily engage with value? Sure, so a few things to unpack here and just to first outline why value is different and to understand that we have to look at a bit of history of the problem, which has been as old as our industry, which is how do you make smart exposure easily accessible to people? Well, as an industry, we started by thinking, OK, well, the way to do that is clearly index product. You just put together a bunch of tokens in an index and you let people acquire those. They're curated. Everything makes sense. Indexes were tried in various shapes and sizes. And neither of them worked. But what we learned as an industry is that the reason they do not work is because things change too quickly. New tokens come up, all tokens kind of fall off the ladder of what's good enough, so to speak. Things change very quickly and most index products, in fact, all of them simply haven't been able to capture the dynamism of the industry, so to speak. So once the industry realized that, the next phase of thinking was like, OK, since things change very quickly, what we really want to have is we want to have leading traders and asset managers manage funds on behalf of new users. But but who are these top traders and asset managers? And that's where our industry is very different from from anything from Tradify, for instance, because most of the top traders and asset managers aren't your typical regulated funds that you can just LP in, and most of them are anonymous or pseudonymous traders and individuals on the Internet. So then the question became, how can you let new entrants back these anonymous individuals who you can't obviously know or trust in a way that's safe for the depositors? And so that was the question that led to the first generation of asset management protocol spawning. I don't want to name any names here, but what they all shared was this fatal flaw, which is why none of them really took off in the first place, because indeed, there were some protocols that enabled trustless asset management, but it came at the price of the asset managers being highly restricted. So, for instance, in the previous asset, in the previous generation asset management protocols, if I'm a manager, my investable asset universe is first limited to just a single network. So I would have had to choose either Ethereum, Arbitrum, Optimism, Polygon or whatever. And on the single network, I was just limited to the highly liquid tokens and to synthetic tokens. Again, not to kind of go too technical here. But long story short, the reason why this was the case is because nobody had figured out a way how to prevent managers from counter trading their own positions. So, for instance, if I was a nefarious asset manager, what I could do is I could create a private position on a private wallet of mine of some liquid token. Then I could buy it from the funds that I manage and then unload my private position. And as a result of all of this, asset management never really stood a chance because the managers were extremely constrained in what they could do and constrained beyond the point of it making sense. They simply weren't able to do a good job. And Valeo is the first protocol to overcome both of these technical limitations on a framework level. So what we've managed to achieve is for the first time ever in a trustless and non custodial way, we've been able to give our managers all of the tools that they need to do what they're good at, which is to manage their portfolios. And so and this is possible thanks to two core innovations, one of them being that Valeo is the first ever shared state omni chain system, which basically means that you have one vault spanning the entirety of networks that we support. So arbitrum, optimism, et cetera, and Ethereum. And the other thing is a proprietary security framework that we developed, which is a mouthful, but it's actually fairly simple, called the cumulative price impact tolerance architecture. And without getting into details as to what exactly this means, the key takeaway is that it allows asset managers to trade long tail illiquid tokens without them needing to be trusted or manually curated. So effectively Valeo is the first protocol to achieve the zero to one in asset management, where on one hand, you have the backers who can back any trader or asset manager without needing to trust them and without worrying that the manager can run away with their funds. And on the other end, you have the traders and asset managers who have all of the tools that they need in order to perform. And that's something that hasn't been done before. And we've been live in very early beta for slightly over a month now. And the traction that we've been seeing has been tremendously encouraging. In fact, we have more daily active users than some of the multi -billion protocols out there already. But most notably, we've been seeing that the traders and asset managers on Valeo are generating returns up to five times higher than on the previous generation of asset management protocols, simply because they now have the flexibility that they've always been lacking. So but to circle back to your question, Valeo is extremely simple. The goal of it is to be the simplest way to get intelligent exposure to the Web3 landscape. So any user, we encourage you to give it a go, even while we're still in early beta. We hope you'll find the experience simple and enjoyable. Yeah, fantastic. Very well said, Carlos. Thank you for that. Learned a lot there. And you know, I also like the way you see this a lot in DeFi at the moment. And of course, you know, Web3 just kind of like different. I guess the easy way to describe it is gamification. And like one example is, you know, talking about seasons, right? And so I can see that you intend to operate a kind of seasons model on Valeo as well, right? Correct. So there's actually a double edged sword here. What we've ended up with as an industry is this MOLOC, where any serious go to market strategy has to have this gamification element these days, because that's simply the standard these days. People need to have something to be excited about. But on the founder side, we'd much rather not do that. We'd much rather compete in a playing field where there is no gamification. So the reason we'd rather do that is because you get better signal about your product market fit. But anyways, kind of being mindful of the reality in which we are in our approach to go to market has been to introduce gamification in the right and in a way that is sustainable to truly gamify the core value proposition of Valeo, which is that as a backer, you can instead of spending these hundreds of hours of building your own portfolio, you can find the person to do that for you. And you learn things along the way, you become more sophisticated. And on the manager side, there are also a set of things we try to gamify and incentivize. But indeed, to make it more exciting, we're doing seasons. We're currently in season zero, which is the very early beta. We're just testing the protocol in a limited way. But for anyone listening, if season one is going to be really exciting, even more exciting than the season zero. And look, I'm sure that for anyone that signs up and gets involved during the beta and they're in season zero, I'm sure there is some reward for that, right? Correct, Andy. In fact, we've managed to already build a very kind of loyal and engaged community. And so what we want to make sure is that all of these early community participants and early users are rewarded generously because at this stage, they've been tremendously helpful in pointing out to us where the bugs are, what features could be improved and so forth and so on. We already have an amazing community and all of whom will be greatly rewarded for the time they spend in the early stages of value to help us refine and perfect the product. And so when do you anticipate for launch? Do you have a kind of like a set date in mind or as a moving target and you want to just get the product really, really right first? Certainly. So in its current state, Valeo is live already on all of the networks that we support on the chain, on Arbitrum, on Ethereum and on Optimism. The only distinction here is that it's still rough around the edges in the sense that we don't have yet all of the integrations complete that we want. So for instance, now you can trade Perpetuals on Arbitrum. You'll soon be able to trade Perpetuals on Optimism. You have spot markets on all of the networks. But again, there's a plethora of things that we're still adding. Options protocols on Arbitrum, notably Premia, lending markets and a bunch more infrastructure just to help our traders and asset managers succeed. And while we're in this stage of rapid iteration, we've set the vault caps to a very small amount, $10 ,000 worth per vault just to make sure we don't have to iterate quickly in a high -stakes security environment.
The Hugh Hewitt Show: Highly Concentrated
Why the House Can't Pass a Defense Bill With Rep. Bryan Steil
"Brian Stile is from Wisconsin's first congressional district. He chairs the House administration committee. Good morning, Representative. Good to have you on. Good morning. Thanks for having me. Well, I've tried with Mike Gallagher. I've tried with Juan Siscamani, and they're both being diplomatic about the knucklehead caucus within the GOP caucus. Five members refuse to vote for the defense appropriations rule. They are Dan Bishop, Ralph Norman, Matt Rosendale, Andy Biggs, and my old friend Ken Buck. I can't figure it out, except that I've read that Ken's gonna take a contract with CNN. So maybe he thinks this adds a couple of zeros to his number. What is wrong with these people, the defense appropriations rule? Well, at the end of the day, it looks like we're going to be able to get that across the line today. So maybe Republicans in the House of Representatives are a little bit like the United States and World War Two, we're gonna have to try all alternatives until we finally come to the table and assist. It sounds like we're going to be able to get this bill across the line today. That's a really positive thing for our Defense Department, but also our country. Hopefully, we're successful in that this afternoon. Roy, I can't believe Matt Rosendale is anti -military. Dan Bishop wants to be the Attorney General of North Carolina. I don't know what's going on with Andy Biggs, but do they understand what it means not to fund the DOD? In making sure we get these priorities right in the Department of Defense bill is absolutely essential. We're having a broader conversation about spending and what those levels need to be. I think that's appropriate in some sense, but we got to make sure that we're moving the appropriations forward. process And the Republican -drafted Department of Defense bill is an amazing step forward to make sure we're protecting the United States of America, funding the United States military, and putting forward conservative policies while doing that. And so hopefully later today, this does pass.
Bloomberg Radio New York
"second step" Discussed on Bloomberg Radio New York
"But like you said I do think they're building towards an interim step which is two possible meetings between Biden and Xi this fall one at the G20 in New Delhi in September and one at the APEC meeting in San Francisco in November. The NATO meeting that starts over the weekend next week in Lithuania's capital I'm sure will be watched closely by China. Many have suggested that China's been watching Ukraine closely for clues into the future policy surrounding Taiwan might might actually be impacted by what it seemed but of course China's been engaged with Russia with with Vladimir Putin on a potential peace plan. How important is this meeting in terms of optics in checking China and Russia? So I think the NATO meeting will be upsetting to China because it will be a successful expression of solidarity within and NATO also bringing in Japan and possibly other Asian countries into a broader narrative of pushing back against Russia in particular expansionism that authoritarian in general. And China very is watchful that and I think in the sort of the worst case scenario from China's perspective would be the creation of an Asian NATO aimed at containing China militarily on the But turning to Ukraine, it's bringing Ukraine and Russia to the table and then having them reach a deal that both sides can agree and to have it be reinforced by the international community. There is a role for China in that and I think the Biden administration recognizes that and wants to have some communication with China thinking about what is the shape of a stabilized situation on Russia's borders look like and how can China contribute to that economically or diplomatically. A lot of talk about Sweden going into this meeting, of course, as the president of Turkey, President Erdogan, is objecting to Sweden joining NATO here. Does that reluctance by Turkey threaten that show of solidarity that China and Russia both say, I knew there'd be limits to this NATO thing? To some extent, but not in an existential way. I think it would be a good thing if Sweden and Turkey can sort that out so that Sweden can join and I had additional force to the NATO consensus, but it's the overall message I don't think will be undermined substantially if they're not able to reach a breakthrough on that question. Although, if threatened by this NATO meeting, to the extent that you just mentioned Ambassador, you wonder if that's our one step back. Following two steps with Janet Yellen here. Kurt Tong, great to have you back. Managing partner at the Asia Group, former US Chief of Mission in Hong Kong and Macau, former US Ambassador for Asia Pacific Economic Cooperation. Let's assemble the panel, get into it with Rick and Jeannie, Bloomberg Politics contributors Jeannie Shanzano and Rick Davis. It's a tough job here Jeannie being Janet Yellen. Maybe to the Ambassador's point, not quite as difficult as Gina Romano because she'll have some very specific things to discuss with them and some difficult conversations, but this almost seems like a replay of the Blinken trip. Now that we got trouble, in the dictator thing, coming off the balloon fiasco, this is just to get a conversation going. Can she succeed? I think she can succeed and I give the administration credit for keeping the conversation going as you said, keeping the dialogue open, the but reality is, as we think back to Trump's trade war, I mean that was really just not just, but about economic relations. Now the challenge she faces is it's no longer just about economic relations, it's about geopolitics, it's about military conflict, it's about everything from Hong Kong to Taiwan to Ukraine, all of those things on the lap of the Secretary of Treasury, which is quite an uphill battle for her. So it's understandable that they are downplaying expectations and the contact that they're saying is a good first step, but so much of this remains unresolved. And I'll tell you one thing I'm watching for, is which a small thing, but I'm hoping we get some clarity on this difference between de -risking and you heard in Europe and brought that to the forefront, has and not China had any part of that, they are not buying that, and yet we continue to push forward that there is a difference there. So we're still redefining or maybe still defining this relationship here, Rick. We thought knew we what it was, but it's changing every time there's a meeting and every time the administration decides to withhold more technology or there's some sort of military close call in the South China Sea. What's the actual job for the Treasury Secretary here beyond a photo op? Yeah, I think it's much easier than Jeanne points out. She's to not get going into a lot of that non -economic issues. Her issues are trade and investment, and China kind of welcomes that. They wish that's the only thing they could talk about with the United States. So remit her actually plays to the strength of the relationship with China, where it's not at the stage of decoupling at this point, maybe never get there, but clearly there are substantial issues related to trade and investment. And those are the things that she'll address while she's there. I mean, look, China has this assertive authoritarianism going on, where they basically are trying to convince their public that you can have economic prosperity while we are continuing to be in power and rule as a communist regime. And to some degree, you know, Yellen will focus on the economic prosperity piece, which is good for the world economy and the US economy, and not focus on the fact that this communist regime has turned into an authoritarian government. Then NATO hits, Jeannie. Is that, like I mentioned, is that the one step back? There's going to be from the foreign ministry, because somebody said something that marginalized China and dinged someone's ego. Yeah, it very well could be. And I think we're all waiting for that as the president and everybody else heads over there with the big questions. And we've just seen, of course, Xi Jinping and Putin together at this virtual summit over the weekend. So we really don't know how that is going to play out. even We're hearing push, let's fast track Ukraine into NATO. They're the most militarized country going to have to go back to that. But of course, for Putin, that is a red line. And just to go back to what Rick was saying, I'm not sure it's that easy to distinguish the security concerns from the economic. Look at just the laws that China has passed recently. Data control laws, counter espionage laws, sanctions. Those are all things that companies that are doing business in China, foreign companies are very worried that are going to impact them and their people directly. Well, we obviously have more to talk about here with Rick and particularly as Washington mobilizes for this NATO summit and the president will be his on way. More of that conversation next with Rick and Jeannie. This is Bloomberg. Bloomberg Radio. On demand and in your podcast feed on the latest edition of Bloomberg the Daybreak US edition podcast, a conversation with New Jersey Governor Phil Murphy as he prepares to fight New York's congestion tax. We are lawyering up and we're considering all of our options. I'm not opposed mitigating to climate or pollution. In fact, we've got the strongest environmental record of any state in America. But we can't fix a broken MTA in New York City on the back of New Jersey commuters. That's not our job. So this discriminates against New Jersey commuters. It's a huge tax on them. It frankly challenges
WTOP
"second step" Discussed on WTOP
"After the historic Code Purple air quality levels we reached Thursday, levels are gradually improving in the D .C. area. Right now according to AirNow .gov, most of the Washington area is at Code Yellow, which is considered moderate. If you're unusually sensitive to particle pollution, you might want to consider reducing your outdoor activity. Thursday's Code Purple and healthy air is second worst on the color -coded graph. The worst is maroon, which would qualify hazardous air quality. Local suburbs are seeing a spike in homelessness for the first time. It's part of a nationwide trend now that pandemic -era housing programs are ending and inflation goes on. Our country has to be one that doesn't accept people living on and streets sidewalks in the richest country in the world. Donald Whitehead leads the National Coalition for the Homeless. I've never met anybody who wants to be homeless. Whitehead says the solution is simple, affordable housing. Andre Townsend had been homeless living in the McPherson Square encampment, but this spring he to has a bed sleep in at the Friendship Place Housing Center. I'm a strong individual and I'm not content with my living arrangements, living out on a little curve and just giving up. Can't just give up like that. Luke Garrett, WTOP News. For an in -depth look at homelessness in our region, subscribe to the download podcast. An episode on the topic drops Wednesday morning. I'll plan to utility raise rates by 24 % in one Loudoun County town has sparked lots of resident complaints. The Loudoun Hill Town Council recently announced a plan to increase water and waste water rates for the fiscal year budget to start on July 1st. Council members say the decision was not an easy one and that it was reached only after extensive debate and study. A public hearing on whether to move ahead with a 24 % hike drew a crowd to a recent public hearing with along plenty of complaints. Speakers said the amount of the hike was too high and urged the council to reconsider. Council members then agreed to hold a special meeting June 13th to discuss the public comments and rate options one more time before a June 14th vote. Sandy Kozel, WTOP News. Researchers at UVA Health have made a discovery that could help breast cancer patients in the future. PhD Dudley Andrew led a team that that did a deep dive into two ways to slow the spread of breast cancer. One study looked at how tumors make blood vessels and aimed to figure out ways to have anti cancer cells travel through those blood vessels. Another study was about how cancer cells move through the body. Dudley says it's early still but this could be an important first step. It could inform a clinician scientist and how to best treat their patients. I think for us that's what is really driving us to do the research. Yes it's done in cells in addition in mice but you need that. Matt Kofax, WTOP News. routine A two -step to help your lawn survive the hot weather. Have you seen any brown patches, dull blades or yellow spots on your lawn? This is in our industry known as summer decline. Greg Mattson runs Chesapeake Lawn Science, a Maryland lawn care company. He says blame your thirsty lawn on high heat and the lack of rain and water it away. right We want the water down once a week but for a long time. What you're trying to emulate is one about inch of rainfall. Also raise the mowing height and cut with sharp blades to block disease. It's really the mowing and the watering during June, July and August that will separate an average lawn from a great one. Gigi Barnett, WTOP News. Coming up after traffic and weather. Here's how to maximize Social Security benefits. I'm Mark Hamrick with some thoughts on getting the most out of this important American retirement program. Get a Precision
Newsradio 970 WFLA
"second step" Discussed on Newsradio 970 WFLA
"As I dismounted my bike. I took one or two steps. I was stung, it felt like someone burning me with a cigarette on my inner right thigh. I immediately slapped my leg on the inside, the insect fell out of my pant leg. These are velvet ants is what they're called. I never even heard of them before. Never heard of a velvet ant, the worst and I can think of it as the fire ant, but this is known as the cow killer ant. It's a family of insects that can be found throughout North America, despite their name, they're actually a family of wasps, which is why they're saying stung and not bitten. The wingless female bears more resemblance to an ant than the winged striped yellow jackets that we know. I put this up on the see it now section of the news junkie app thought. Child said he was looking for a piece of candy when he found the baggies, his dad put in his backpack. After testing, detective term in the baggage contained 9 grams of methane. That would rock that kid's world. Are you kidding me? He's just zipping around the playground, 900 miles an hour. This does not need to be a thing, but apparently it is and it's on TikTok right now, but it's promise season. And some high schoolers are bringing goats to prom. Why? Live goats. Why? Doesn't say seat is showing up a prom, and then it shows him with a gun. They brought along with them. It says high school seniors in class of 2023 prom attendees from around the country are jumping onto this trend. Looks like it got it started in West Palm Beach, Florida. And it's not just having your prom pictures taken with a goat, bringing the goat to prom and the reason, at least according to this website. Is Michael Jordan. Michael Jordan. Like greatest of all time goats. Because they're the class of 2023, and he's number 23. It's a stretch, man. Even saying it out loud when you figure it out in your head, you're like, it's not obvious. No, it's definitely not obvious. The high school seniors, one of them, JaMarcus, ask you of West Palm Beach. He rented a goat name nija from a well you can rent a goat. Yeah, you rented it. From a local farmer for a hundred bucks. That's not a bad deal. Says although they looked amazing together, the goat did not make it actually inside. The problem venue. Next year though. Your birthday, I'm renting a goat. You rent a go for well, it's only a hundred bucks for the whole day. Yeah. That's a good deal. I would do that. You would do that? So you want that for your birthday. All over the studio. Yeah, but they're a little pellets. Those are easy. I don't know vacuum. If Elvis is here, he's going to lose his mind. Possibly. I'm doing it. It's a possibility. I know somebody to compete you go. You got to go guy? No, but I know somebody that has a good. You know somewhere that knows somebody has a go guy. I know somebody that I'm pretty sure the supervillains had a live goat on their tour riders. Nice. And only one time has somebody. So we provided it. Provided. But it happened. Over in saint Pete, they had a huge bust, a massive street bust over street racing. They're saying it's going to serve as a wake-up call to citizens in the area, assistant police chief Antonio Gilliam announced on Monday that 69 people were arrested in a street takeover. They say it was their most aggressive bus like this to date. Officers said they had arrived to find dozens of people gathered around this parking lot between buildings, watching drivers do donuts and burnouts in the inner circle. And among them, there was a couple that was also charged with child endangerment because they brought their infant daughter in three year old son of genius to the street racing event. You get arrested just for going to watch? For just because they had the kid there, it's child endangerment, I think, is what they were going for. That's a stretch. Was the kid in one of the cars? It's crazy to do these things, but they do them right in the middle of intersections, so. All right, I think biggest balls award go to this person for this week in Florida this week. Thank you very much. I don't think you want that. The Monroe county sheriff's office, deputies arrested two men this week. They said they stole a car that they rented that was towed to an impound lot. So they ran to the car, they're hanging out in Key West, car gets towed by the tow lot. And they steal it. Rory Peter Steiner from Australia and Stephen George yetman from Boston have since been released from Monroe county jail. When Debbie's pulled him over, they're wearing the same clothes as the men showed on footage, entering the lot and retrieving these stolen rental vehicle. While stealing the rental vehicle that had been towed from it's complicated, but I hear you. But they went to jail for it and there'll be paying probably some huge fine for that. Last but not least this week in Florida, after being caught with a bag of heroin, a drug suspect told police that his family quote sent it to him from Guatemala and that he thought it was chili powder. End quote, Daniel asensio barrera was pulled over Thursday evening as he drove in Clearwater, Florida initially arrested for driving with a permanently revoked license, didn't know you could get that. That's when you have racked up some really big charges. There's a lot of bicycle Dewey to get to your permanently revoked. I change your name. I think it would be like 5 or 6. It wouldn't matter if you change your name 'cause I think it would follow your new name. But I think we'll have to be like 5 DUIs or something to make so you'd never drive again. Along with the driving count after being read his Miranda rights, he reportedly stated the family had sent him this chili powder from Guatemala, which was in fact heroin. He also got a narcotics trafficking wrap that combined bond for the two felonies, $55,000, and that's it for this week in Florida. You're listening to the news junkie weekend edition. From the local Lexus dealers, WFLA news desk. News traffic and weather, top and bottom of every hour. News radio WFLA. And I
The Hugh Hewitt Show: Highly Concentrated
"second step" Discussed on The Hugh Hewitt Show: Highly Concentrated
"Now, let me state now the second part of the argument, it's always the same with this White House. Two steps forward, three steps back. They do the best thing in the presidency and they announced, by the way, we're sending a half billion more and none of it is advanced weaponry. Don't worry, not it's like Jake Sullivan is walking back the impact of the president's trip even as it's happening. Yeah, I didn't see the latest they've been by Jake Sullivan. Well, I'm not sure if Jake. It's an unnamed, but Jake is with him. Jake Sullivan, the national security adviser is with him. So I assume it's him. Yeah, I mean, sometimes you see that there's a reticence from this White House. In fact, I was surprised that Biden, like I said, did not spend more time in his State of the Union talking about the high stakes in Ukraine winning the war against Russia. But look, there are political considerations. There are divisions within the Republican Party, the divisions of the Democratic Party to a lesser extent about how much time, how much money, what types of weapons we should spend. So they're very sensitive to the domestic politics, usually they come around, usually they've been continuing to give the support that you bet Ukraine needs, the weapons that they need. But sometimes it takes a little while and sometimes they're trying to kind of get across their teeth, not their eyes and make sure they got the politics straight. Yeah, the F-16s are the biggest example of the MiG 21. The stuff they've stopped and then they grudgingly get. Maybe this will change it. You know? Once you're in, you're all in, right? What happens if you crane collapses now? I mean, they've got to understand that you can't lose after you've the presidency on it. Well, and there have been some signs, I would say elements within the administration that are a little cautious. There was a story in The Washington Post last week from a Biden official trying to downplay expectations of more weapons, more money coming in the next year and trying to figure out a resolution for some type of endgame. I don't think that's the majority sentiment within the administration, but there are voices that are more cautious would like a settlement of some sort, sooner rather than later. I think the majority of folks on the administration want Ukraine to win. I want them to have successes on the battlefield. But there is a war in this could go on and there could be a whole lot of issues to come. Yeah, I think it's 65, 30, according to Gallup. 65% more aid, keep it up 30%, bring it to immediately. And that 30%, I think, is distributed on the Bernie Sanders left in the Rand Paul Wright. Yeah, well, I think a little more on the right. That's one of the bigger challenges keeping the Republicans. I mean, I think Mitch McConnell, the lesser extent maybe a little bit McCarthy, I heard Mike McCall last week, really I think it's going to hold hearings. The brutality of what Russia has been doing in this war. Yeah, I think you know the old line Republicans are very much a 100% behind The White House and behind Ukraine more broadly. But there is more anti war sort of isolationist sentiment right now on the right. It's about 50 50 when you look at the polling among the Republicans and independents and Democrats are very much in favor of continuing to support Ukraine..
Bloomberg Radio New York
"second step" Discussed on Bloomberg Radio New York
"Texas two step is the most popular country dance in the nation. It's two quick steps followed by two slow steps. The Texas two step bankruptcy is not as popular. It's a controversial legal maneuver that a company can use to manage its exposure to potential legal claims in two steps. First, spin off a unit and transfer tort liability to that unit, and second, put the unit into bankruptcy. Johnson & Johnson tried the Texas two step to resolve more than 40,000 cancer lawsuits by offloading its liability in the talc litigation to a new entity, LTL management which declared bankruptcy three days later, but a federal appeals court stopped the music for J&J, rejecting its bankruptcy bid unanimously in the first major repudiation of the Texas two step strategy. Joining me is bankruptcy law expert Lindsey Simon, a professor at the university of Georgia law school. Lindsay, I believe that Georgia Pacific was the first company to try this Texas two step strategy in 2017. Tell us more about it. Of course. So the Texas two step is a process by which a company that may have valuable assets, but also based on problems. So maybe in the case of Johnson Johnson, litigation exposure, where they want to separate the assets from the liability. And so under the Texas two, they use a feature of Texas ball called the divisive merger statute, where basically they segment off the good from the bad into two separate companies. And the reason that this set matters is under Texas law when you go through a divisive merger, there is no transfer. And so after you separate out the two companies, one good one bad. Then in the case of defendants like Jonathan Jonathan, you put the company with all the liabilities into bankruptcy. That's step two. And then use bankruptcy to resolve that liability. Does it seem pretty obvious that the reason the companies are doing this is to try to settle and wall off the mass tort claims? In short, yes, right? The only reason you would go through with this mechanism is to create some division between two parts of your company and to streamline where really the liability is, right? You know all the exposure for litigation is in one city. And then you put that into the in the bankruptcy, one of the benefits of bankruptcy is that it pulls everyone without any real opt out potential into bankruptcy court. And so it is a collective device, right? It forces everyone into one forum. And so for that reason, it's very powerful because if you're facing litigation in different courts all around the country, dealing with that can be very expensive, very inefficient and also can really give a defendant very little leverage to get everyone to a single settlement. Because oftentimes, these different claimants, these different people who are bringing claims, they may want different things. They may not all agree. And they may not want to settle now versus later versus something else. So in bankruptcy, there is a mandatory table. And so if you, as a claimant, don't come to the bankruptcy court and try and be part of the negotiation process, a settlement may go forward without you. And so that's a very powerful tool on that. I imagine is why bankruptcy so appealing. Now the Texas two step itself, that mechanism, there are many other ways to kind of get at the same thing. All sorts of pre bankruptcy planning like companies decide where they shift their assets around. The biggest challenge they face is whether once they file for bankruptcy, people will challenge what they've done and say that they were fraudulent transfers. And so the beauty at least in theory of the Texas two step is that you can create these new structures and state law says it's not a transfer. And so in theory, they won't have to worry about it being a fraudulent transfer. And that's why the types of statutes are a couple other states, but we've named it after sex. That's why it's so appealing. Now, again, we really haven't had a court test this and say, well, all the way through and through, the bankruptcy code has a fraudulent transfer provision. And so, you know, we either agree that the state law governs or we say the state law doesn't matter. And that transfer under bank involved and transferred bankruptcy law. So we don't know for sure whether the Texas two step will quote work all the way through a bankruptcy process. We don't have any cases where it's gone all the way through. But at least in theory, that's the argument that's the appeal. The third circuit ruled against J&J over its Texas two step explained the reasoning. The third circuit opinion dismissed Johnson & Johnson's bankruptcy case of the affinity had actually filed, which is called LTL. So that's one of the entities that was created through the Texas two steps. The reason they dismissed it was that basically the company that filed for bankruptcy didn't show that they had filed it in good faith. And so the opinion kind of grapples with what this question of what is good faith. When you file for bankruptcy and they determined under third circuit law that a valid bankruptcy purpose, which would satisfy good faith, requires that there be some form of financial distress. And in this case, they look very closely at the fact. They ignore really the Texas two step. They didn't touch on any of that. They looked at a company but better LTL and said, is this company in financial distress? Is there some sort of immediacy to their needs? Because there's this question about whether they have real trouble. And because in creating LTL, Johnson Johnson facilitated this funding agreement, whereby everything basically up to the level of 61 some $1 billion would be paid for. And so the third circuit looking at this said, you know, this debtor is facing liability. Clearly, right? And there's nothing that says you have to be completely insolvent. But there has to be some sort of financial distress. And given all the promise of funding, we really don't see anything on these facts that says today, LTL has any risk anytime soon of not being able to pay everything as it comes soon. And that's not good enough to justify filing for bankruptcy. Yeah, the court compared the funding backstop to an ATM disguised as a contract. Did it leave anything open or as far as the third circuit is concerned is this J&J attempt dead in the water? So just generally, I think the court was very clear that it's not saying mass tort cases can't use bankruptcy in any circuit. It's also not saying that it's possible where even defendants with plenty of money might satisfy that financial distress. But they did say effectively for a veteran like this like LPL that is going to have really every bit of a finance of taking care of for the foreseeable future. That's not going to be enough. So I don't think it is going to shut the door on any math tort case. I do think it will have an impact on very well resourced big name companies using the two sets to create a company and then putting it into bankruptcy. While also paying for everything. I just think that model is going to be a lot less appealing to companies weighing their options because again, you know, Johnson & Johnson have gone through this whole process and now they're to some degree back where they started not that long ago. And now the president is harder. So we'll feature cases test of a third circuit exactly where the line of financial distresses. I imagine at some point yes, but I think if you're weighing your strategic options, bankruptcy is not off the table. I'm not sure bankruptcy in the third circuit exactly like this is something I would chance. But there are three Texas two step bankruptcies. Similar to J&J's, winding their way through the U.S. bankruptcy court for the western district of
KCRW
"second step" Discussed on KCRW
"I'm Noel King. And I'm Rachel Martin. Good morning. The pandemic created all this economic instability and that has made things very hard on people trying to pay their rent. Last September, the CDC issued a moratorium on evictions to protect these people. It was recently extended until the end of July. And yesterday the Supreme Court kept it in place become August It is over today, the White House is hosting a summit to highlight available assistance for both renters and landlords. Gene Sperling is a senior advisor to the president and the coordinator of the American rescue plan, and he joins us now. Thanks for being with us. Thank you, Rachel. Thanks for having me so people who haven't been able to pay their rent during the pandemic have gotten this months, many months long reprieve What happens to them after the eviction moratorium ends. Well, Rachel, we're dealing with the fact that our nation even before the pandemic, has never had a national infrastructure policy to prevent unnecessary addictions. We before the pandemic, we have street points. Six million evictions a year, many unnecessary, many where people just owed five or $600, so the eviction moratorium really stepped in its estimates for had to have prevented about 2.2. Million. Uh, evictions. Um Now What we really need is eviction moratorium comes to an end is that Congress gave significant money through the emergency rental assistance. Most states and localities don't have wide programs. We're now in the race, and we're pushing them to step up. Those efforts immediately, and some, like terrorist county in Texas are really ramping up that others. Are lagging so, but one of the things racial that we're talking about this morning is that there are localities that do what's called anti eviction diversionary. Policies. That sounds complicated, but it's pretty simple. It's that you don't just let somebody come in with an addiction. Notice you make it the last choice, not the first choice. He forced people. To a form of mediation, and this really could work. It worked around the country in places like Philadelphia. So what the White House to do we First administration do. Department of Justice has put out Powerful letter to judges around the country, saying, Please use these anti addiction diversionary strategy. Give the mediation a chance because with $46 billion Funding. If you can reach people and get them to talk to each other landlords could be made whole. They could get all of their background paid. It could look more people in the homes, but, yes, we've got to stand up. Let me get in here and ask about that that aid and I understand you're the plan now is to kind of pressure states encourage states to reform the rules around eviction eviction in their individual localities. But I need to ask about this $46 billion you referenced. This was for emergency rental assistance. According to our reporting Much of that money that was approved by Congress has been slow. To get to those who need it. As of last week, some states had distributed less than 5% of that money. Even the most successful state Texas had distributed less than 40%. What's the holdup? It's really what I said to beginning this is now just about Appropriating money. This is about getting in state, local government new policies, new programs that do something our country hasn't done which provide funds to help. People actually get addiction protection. That means actually working with landlord working with tenants. I understand those are the next steps, but this particular tranche of money. Why is that? Not getting to people who need it? Yeah. No, I'm trying to explain. We at the The by administration. We have backed the money out the door. The question is the way this program was set up. It has to be administered at state and local government levels, many of whom are most of whom had never set up these type of programs before, so, as they set up, they're going to start ramping up and hitting larger and larger numbers. But if you're implying Rachel, it's kind of erased because the eviction moratorium Is ending and what what we're doing is really doing everything we can to push pride and fund those state local governments to get those programs up quicker and quicker. So when the eviction moratorium And we don't face a wave a new infection. So one of the things to do is stop. You know, the moratorium kind of halted people just going to evictions. When that happens, you want to have these diversionary policies, which is just saying That court should say before somebody comes to eviction comes to try to get addiction. They first have to show they sat down with their landlord with a program to take the background so there may hold, But then they could also keep Those tenants in their homes prevent homelessness. Housing instability with the White House summit is about today is bringing 50 cities together to try to help them hurry up and power. And fund their efforts to help divert Evictions into new, better solutions that whip by using this $46 billion in funds that came through the American rescue plan. Gene Sperling is a senior advisor to the president and the coordinator of the American rescue plan. We appreciate your context and perspective on this. Thank you. Thank you. Record heat in Washington and Oregon is hurting agriculture on two fronts. Both the people who harvest crops and the crops themselves. Here's Anna King from the Northwest News Network. In.
The Big 98
"second step" Discussed on The Big 98
"Time. Might be two stepping Nana live much to find not to try. I just can't stand down. And now I like to nine while look pretty girl lack you. Christ girl. It's time to move. Old school gone over looking like he could use a brand new shorter. Let your heart break. Take a holiday Four Salo drink or two Anyway, I know him. I'm kind of man and him for the way he did you. Yeah, I feel I can feel this. I could feeling boots. If you want me to do. You can use me to get your mind off Hill. Use me to binding next cocaine. Gene, You just need to find your style again. Use me in and get you somewhere, You man. Early signs of all stood on over looking like you could use a brand new shoulder. Let your heart break take a holiday. Four Salo drinking do anyway. I don't know his madam, but I'm kind of man Adam for the way he did you. Yeah, I should be in boots. I can feel this. I could feel them Boots. If you want me to baby recon. We'll get to break it down every week and get them gone. What you thinking Battle late now? Hold you like a Mexico. There's fit the song Girls Move on. Scoot on over. You're looking like you could use a brand new shoulder. Let your heart break take a holiday for a song or drinking, too. Anyway. I know hate madam, but I'm kind of mad at him for the way he did you. Yeah, I should be in baby. I can feel members. I could feel them boots. If you want me to Yeah. Could be members. I can really boost I can building boots. If you want to hold. Yeah, I could get a boost can feel boots. I can feel them Race if you wanted to. Big 98, Nashville's number one for new country always love introducing you to brand new artists like Ri hard country on the verge artist. Ballistic, Clark. You wish I was simple, but.
TalkRadio 630 KHOW
"second step" Discussed on TalkRadio 630 KHOW
"Fire your agents to we're talking about tips today. We've covered four of them so far. We're going to cover 1/5 tip now, Travis is going to give now this tip number five. For you as a seller to get top dollar. Be prepared to move. Oh, Larry, you hear this was intentional. Travis and I will. Travis really came up with that. We talked about it last evening. As I said earlier in the show, But, Larry, you haven't heard that. What does that mean to you? You You are an active seller when you hear those words. What does that mean to you? What? Four words you said, be prepared to move. What it means to me is the two steps to getting prepared for move. In my opinion. One is get rid of all the junk. You don't want to pay the move. And then don't try to do it all by yourself in most cases because it's physically difficult to do to move, and I know in my case, I'm hiring a mover to do 98% of it because I can't do it anymore. Right. Okay, Travis, your thoughts because you came up with this I was. I was gonna say that when you buy and sell who with us here with me that we will pay for your move. And that will take so much stress off of the home seller. You can I just, I see. Uh so The transaction can go so much smoother when you have that box checked, and, um yeah, we will pay for your move. When you buy and sell with us, and we have a great moving company. Let's talk a little bit about that, because again The biggest complaint I I received from our listeners is Barry and Larry. You all don't tell us about these good services. You have so talk to us about why you let's talk about the we I know it's you and me here on the show, but we're a part of ReMax Masters Millennium and and the moving company is Yeah. Remax Masters millennium. Yeah, I mean, and so we're part of that, And then we can offer that service to our listeners, You know, as sellers, etcetera, So so anything else you want to say about that? Because you're right on If that that's a big box checked if you have the movers lined up Anything else? Well, yeah, I mean, like, like I said, uh, that is. I mean, that's one of the big one is the biggest, the biggest stress that you have. So when we can provide that, for you were more than more than happy to, uh, pay that when you buy himself with us to cover it for you. Of course, that's always within reason. You can't be moving to To Hong Kong. Okay, It's not an international move across the Pacific, but it's you know, within the metro areas. Now I'm going to share one then Travis to go along with that. I'm going to say another thing, and this is more of a timely one for the 2021 time period. Be prepared mentally and have your agent prepare buyers for a possible post occupancy agreement. Post occupancy agreement in the form has been around a few years. It's a state government form in Colorado. Ladies and gentlemen, you regular listeners know this. But you knew listeners hear this out in Colorado. Our real estate forms are quite standardized by our government in the state. The state of Colorado has a real estate commission. It has a pretty funky 23 or 2800 Person committee that does there. Private, little selfish thing and create forms and then occasionally there's a public hearing. If your sound some criticism there, it's well deserved for that committee that doesn't open its doors to let us know when they're going to meet. They don't invite consumers. They don't invite consumer advocate real tourists to attend their somewhat closed meetings. But that's neither here nor there. There's some good people on that committee nonetheless, so the forms are developed. Statewide for the entire state, not a form for Colorado Springs, a form for pro bono. The forms are statewide, and there's a form that's called post occupancy agreement. It's good for 60 days after the closing the seller it's designed for the seller to occupy that home for up to 60 days. I'll say it, Larry, This is news to you, but just this morning, you know that. I told you I had that important call one of the questions that I was dealing with a buyer agent on your home was well, how much time did they like? What they like for the post occupancy agreement? Yeah, so I said, Well, we would prefer all 60 days told them the situation and say Well may only need 30 or 40, but we'd prefer all 60. So okay, That's something that's great. Yeah, so that that stuff that's happening right in the live world right now. So another tip. Is Travis. Be prepared to move Barry's be prepared. With a post occupancy agreement announced it early. Don't put that as a surprise on the buyer, Larry Well, Barry. It's interesting because I've never had to you supposed occupancy before, but I think it's likely I will. This time. It's likely and it's happening all the time in Colorado. No, you see a day in and day out, Travis. Yeah, the last. Uh there are I mean, it's like every single deal this year. Yes. Another one. I got a call I received this morning and had to handle it before the show was. Well, if you're if you're a buyer, Barry will close a three days early. We will not need get this. We will not need a three week Post occupancy, the sellers will only needs seven days. It's a part of our life anymore, not just because of 2021, but primarily because of the frenzied sellers want to sell, and yet, they say, But we have to find a house give us some protection so.
Awakend Wife - Marriage Advice for Successful Women
"second step" Discussed on Awakend Wife - Marriage Advice for Successful Women
"That pillar within the cherish wife program. The unleash your inner goddess like. We're not kidding around with it. It's something that changes. How you engage with your salvin changes how other people treat you and it starts with the healing within and this is also the same path for transforming your relationship. A lot of that healing the succumb from your own heart and sometimes for me or for you. We need professional help to go to those places because it is highly uncomfortable but once you kind of crack open you. You don't realize oh there's someone there and not only do i. Don t like no longer deny her. I recognize her. And you kind of integrate who you really are inch back into yourself and then you can show up as that as at queen In life so it's a beautiful process of healing and it's something that we help our clients with and i find it so necessary in this world because even if your husband's been steps up one day and does treat you like a queen but you don't see yourself as one it still not enough and that's super painful is super painful to be loved. Actually the way that you want to be loved yet. You don't feel it because there's something else blocking that from being received right. I think the you know the second step in in this is about your husband so you want to inspire him to treat you like a queen. Well what does that mean. It means that you can't just imagine this you ruling your kingdom but you don't allow your husband to rule with you or to rule as king how's that gonna go see gonna be inspired to treat you like a queen to someone who he wants to care for and west this special quality no because you are just taking his position and nowadays we see that a lot with the whole gender equality happening that women stepping into roles not outside of the relationship. I'm not talking about that. But inside of the relationship that they are stepping two roles were produced saying basically. Don't need you okay. Well you don't need me great. We'll leave like what what there's no. There's no acknowledgement that you actually do need each other. And the as an interdependence between both of you and that you're better off with each other and so if you want your husband to treat you like a queen you have to learn to understand him you have to understand his values you have to understand what he sees respect because if you treat him like a king he's going to treat you like a queen but if you're not doing that why should he. He probably won't feel appreciated. Either right and so. This is one of another paler in the cherish wife programs inside your man's brain exactly because of that. You want to understand him. You want it trigger. That hero instinct inside of him that makes him step up. But if you're all invincible and this perfect power woman who calls all the shots all time.
WLS-AM 890
"second step" Discussed on WLS-AM 890
"Always wonderful to share. So this week. I wanted to talk a little bit about calm. I made the mistake of watching a little bit of news this week. The emotions. We all have coming out of Cove ID. Not sure we're all managing very well. And how about we just try toe? Calm ourselves a little bit. And that is take control of ourselves, because that's all we can do is we can control ourselves and how we respond instead of react. So I came up with a few steps that maybe we could practice step one is actually just to take a breath. Take a long, deep breath. We want to bring more oxygen to our brain and create some space between us, and whatever the situation is The second step is to ask ourselves Well, What do we need at this moment? And what are we feeling? Maybe we're a little bit anxious and fearful, so we need to feel safe. Maybe we just need a break from whatever the situation is. But understanding that can help us find the balance. Three is to actually give ourselves what we need. Scan our body. Where are we holding tension? Are we even breathing Is our stomach tight is our heart pounding What is happening? How are we responding? How about then? We just do some nice, positive mental talk. I feel safe. I feel happy. I'm in control. Everything's going to be okay. I feel it ease. The fourth step is to take some time to look around. Once we have ourselves contained and breathing and balanced and understanding what's going on and how we are physically and emotionally reacting. We look around at others, and we put a smile on Maybe we don't feel that smile. But we should put a smile on and share it because then possibly when we share it, we can help others find some calm. And then the fifth step is to take another deep breath. Observe how we're feeling. Have we diffused ourselves and have we possibly diffused others? We control us. We can influence others. But the goal is to share the calm the balance that smile To share a healthier outcome. So this week short and sweet, the word is calm. C is for courage. We need to know ourselves. We need to listen to ourselves versus getting pulled into whatever any situation is going on. Is to affirm to declare to proclaim to pronounce. Knowing what is important to us and standing in that truth. L is to listen to our mind our body and our intuition. They will tell us. Our body will tell us. Our mind will tell us what we need, and we need to follow that to trust that. So that we can find that neutral that balance And M is for mindful we need to create the time we need to not be rushed. Instead of multi tasking. How about we mano task that will help us be in the here and the now? And so calm. Calm is what we want. Yes, Life is coming out of that cocoon. But if you've ever observed that butterfly will sit in the sun and let her wings dry. And that's what we need right now. We maybe we need a little bit of a pause before we jump right back in. Let's take some breaths. Let's think about our words or actions. Let's put positive and happy and kindness out into the world. I always am so grateful for all of you and for listening, and I hope that we can share some calm. Have a wonderful week. That was my wife, Jeanne Edelman. Here on the wreck. Element.
KGO 810
"second step" Discussed on KGO 810
"Always wonderful to share. So this week. I wanted to talk a little bit about calm. I made the mistake of watching a little bit of news this week. The emotions we all have coming out of co vid. Not sure we're all managing very well. And how about we just try toe? Calm ourselves a little bit. And that is take control of ourselves, because that's all we can do is we can control ourselves and how we respond instead of react. So I came up with a few steps that maybe we could practice step one is actually just to take a breath. Take a long, deep breath. You want to bring more oxygen to our brain and create some space between us, and whatever the situation is. The second step is to ask ourselves Well, What do we need at this moment? And what are we feeling? Maybe we're a little bit anxious and fearful, so we need to feel safe. Maybe we just need a break from whatever the situation is but understanding That can help us find the balance. Three is to actually give ourselves what we need. Scan our body. Where are we holding tension? Are we even breathing Is our stomach tight is our heart pounding What is happening? How are we responding? How about then? We just do some nice, positive mental talk. I feel safe. I feel happy. I'm in control. Everything's going to be okay. I feel it ease. The fourth step is to take some time to look around. Once we have ourselves contained and breathing and balanced and understanding what's going on and how we are physically and emotionally reacting. We look around at others, and we put a smile on Maybe we don't feel that smile. But we should put a smile on and share it because then possibly when we share it, we can help others find some calm..
Daily Tech News Show
"second step" Discussed on Daily Tech News Show
"How both companies handled user data with tencent negotiating risk mitigation measures ibm announced a two nanometer Offers forty five percent better performance at the same power compared to current seven nanometer processes with the potential density of three hundred. Thirty three million transistors per square millimeter. No details on the test chip or when a two nanometer process would be ready for mass production. Were provided high sense announced. its flagship. You ninety g seventy five inch. Tv with a four k dual sell you led panel offering two million local dimming zones at up to one thousand nits peak brightness running android tv available this summer for three thousand four hundred ninety nine dollars. The company also announced the eight. You eight hundred. Gr with a seventy five inch one hundred twenty hertz panel running roku tv with one hundred eighty local dimming zones also coming this summer for three thousand one hundred ninety nine dollars amazon announced these see three fifty series of fire. Tv's made by toshiba. Which range from forty three to seventy five inches with support for picture picture and voice from it with alexa starting at three hundred fifty dollars. All the tv's offer four k hdr ten and dolby vision support with the forty three and fifty models available for preorder now and other sizes arriving later this year. Tinder announced a new forty eight hour. Live event experience in its app called vibes which combined features from previous in-app event experiences swiped surge and swipe night users will receive a push notification when a vibes of it begins with events designed around users completing a series of common prompts which can be viewed on profiles for up to seventy two hours. Twitter is adjusting the problems it shows users. If it detects abusive language the algorithm will now take into account if two users follow each other and replay frequently and has improved detection of actual strong language and profanity. Twitter also rolled out large image crops to all users originally announced trial back in march. This will allow for better vertical crops and provide more viewable parts of an image on mobile gula launch an entertainment hub for android tablets called entertainment space. Which will include apps for via streaming games and books displayed based on subscriptions with support for personalized profiles. Entertainment space will roll out. I on walmart on tablets later this month then roll out to new and select existing tablets from lenovo sharp and other unspecified manufacturers remember for discussion of the news of the day. Subscribe to take new show new show dot com and remember to rate and review tech headlines. Wherever you get your podcast. Thanks for listening. We'll talk to you next time. And from all of us here at daily tech headlines remember a super sparkly ugly day..
Daily Tech News Show
"second step" Discussed on Daily Tech News Show
"These villi tech headlines for thursday basics twenty twenty one. I'm drilling google will soon start automatically enrolling users into two step verification. Although an exact date was not announced users will have to have recovery information on their accounts like a phone number or secondary email before two step verification is enabled and it's unclear if users could opt out once enabled microsoft president. Brad smith announced e you commercial and public sector. Customers will be able to store and process most of their data within the eu but the end of twenty twenty two microsoft calls this the eu data boundary for the microsoft cloud project which will be available as an option across azure microsoft three sixty five and dynamics three sixty five court documents from the apple versus epoch lawsuit revealed that in an attempt to get its echoed. Iowa's app approved by apple. Microsoft said the app from the cloud gaming company shadow which let users access their pc game library remotely in response. Apple removed the show app from the app store although it did restore it when the app changed to offering a stream of a full windows. Pc also at the trial xbox business development vice president larry right was called as a third party witness and testified that microsoft always sells xbox consoles loss and has never made a profit on their sale. The security firm checkpoint research disclosed a security vulnerability in qualcomm's mobile station modem used in thirty one percent of smartphones globally which could allow for a partial backdoor to devices. Qualcomm has released a patch to oem's back in december. Although it's not clear which vulnerable android devices are fixed and which ones aren't billboard republished a new daily chart ranking the most popular songs in the us based on twitter conversations creatively called the billboard hot trending powered by twitter according to twitter's head of entertainment partnerships sarah rosen. Music is the most popular conversation topic on the platform in nintendo's fiscal year end earnings a reported. It sold twenty eight point. Eight million switch consoles in the last year including fourteen point. Seven million switch lights bringing lifetimes which sales to eighty. Four point fifty nine million. The company also reported a record. Six hundred seventy nine billion profit in the year. That's about six point two billion. Us dollars of eighty eight point four percent from last year. Cnbc sources say is in negotiations with the committee on foreign investment in the us or safest to allow it to keep ownership stakes in the us based game developers riot games. An epic games see. I had been investigating..
Daily Tech News Show
"second step" Discussed on Daily Tech News Show
"These villi tech headlines for thursday basics twenty twenty one. I'm drilling google will soon start automatically enrolling users into two step verification. Although an exact date was not announced users will have to have recovery information on their accounts like a phone number or secondary email before two step verification is enabled and it's unclear if users could opt out once enabled microsoft president. Brad smith announced e you commercial and public sector. Customers will be able to store and process most of their data within the eu but the end of twenty twenty two microsoft calls this the eu data boundary for the microsoft cloud project which will be available as an option across azure microsoft three sixty five and dynamics three sixty five court documents from the apple versus epoch lawsuit revealed that in an attempt to get its echoed. Iowa's app approved by apple. Microsoft said the app from the cloud gaming company shadow which let users access their pc game library remotely in response. Apple removed the show app from the app store although it did restore it when the app changed to offering a stream of a full windows. Pc also at the trial xbox business development vice president larry right was called as a third party witness and testified that microsoft always sells xbox consoles loss and has never made a profit on their sale. The security firm checkpoint research disclosed a security vulnerability in qualcomm's mobile station modem used in thirty one percent of smartphones globally which could allow for a partial backdoor to devices. Qualcomm has released a patch to oem's back in december. Although it's not clear which vulnerable android devices are fixed and which ones aren't billboard republished a new daily chart ranking the most popular songs in the us based on twitter conversations creatively called the billboard hot trending powered by twitter according to twitter's head of entertainment partnerships sarah rosen. Music is the most popular conversation topic on the platform. In nintendo's fiscal year end earnings reported. It sold twenty eight point. Eight million switch consoles in the last year including fourteen point. Seven million switch lights bringing lifetimes which sales to eighty. Four point fifty nine million. The company also reported a record. Six hundred seventy nine billion profit in the year. That's about six point two billion. Us dollars of eighty eight point four percent from last year. Cnbc sources say is in negotiations with the committee on foreign investment in the us or safest to allow it to keep ownership stakes in the us based game developers riot games. An epic games see. I had been investigating..
WFAN Sports Radio_FM
"second step" Discussed on WFAN Sports Radio_FM
"All right, Which you know is is horrible. But it's not like it's you know, Carson Wentz could only dream of having an e R A of 4.5 whatever the the equivalent of is in his ear raise, like a nine. Right now. He's basically the last guy in the rotate on the staff, not even in the rotation the way he's been playing. And then of course, this year 1.73 self you know, riding that wave Two steps back three steps forward where Carson riding that wave five or six steps back yet to be determined if he's able to get back on that board. Yeah, I don't know. I don't know. And that's that's why he's risky because you just don't know He is very, very risky. I would rather You know, maybe. And maybe this happens. I don't know. I'm sitting here for a month. I'm banking on Carson Wentz watch is gonna want that wearing this hat, and Gore said that so of course it's not the Jets now like but We keep connecting him to for the because of Frank Reich in the Bears need a quarterback. We understand why those two teams jump out, jump out. What you might be able to make the case. Forget about the contenders because you don't really know where he is. Right now. You're almost better off. Maybe a team that's going nowhere for the next year or two taking a flyer buying low and then maybe rolling the dice and Carson Wentz can reestablish himself Star. Yeah, the reason the reason you throw out the The Colts and the Bears, though, Bt is because they're a team that by draft position are likely not going to get one of the top in quarterbacks. That's true s. So you're if they're gonna make a move, and they're they're needy like it's not like they have a guy who they're looking upgrade tick from like there. They just nobody and so they need to get a veteran. Or someone who's you know, very viable in the only way they're going to do that is in the offseason, free agent or trademark it. They're not gonna get it in the draft s O. They almost have toe. They almost have toe over pay because they're desperate for it, particularly the Colts. Which is why I think the Eagles are putting so much pressure on the cold because, well, everybody knows that cold situation yet Philip Rivers who led you to, You know the post season last year, and now all of a sudden, he just up and retires And, you know, maybe you expected that, but you're still not ready for it. And so they need a player. They need a guy under center until the Eagles know that. And when you're desperate, the price goes up real quick. Do you take the final one on this year in two years? What does your gut say? Oh, are we? You know, raving about this football renaissance for went or we lamenting. Remember when that guy was good and what the hell hey, never found it out. We discovered I think he refined. I think he rediscovers himself, and I think it happens because he made he made me if he has to go somewhere and chill for a year. Um, you know, not that young man will be 30 soon. True, but he say he goes there he goes to pitch could say goes to Pittsburgh. And he says behind Big Ben for a year. Um, does that make sense to me? It does, because he's more of that kind of quarterback than he is and what the Eagles were trying to do with him for the last couple of years. Obviously, that's very, very unlikely. But he needs to get into an offense that that I think allows him to use his skill set, at least how he views himself better to his advantage, as opposed to the detriment that he was for the Eagles. Okay, I got you. By the way. If you guys want to chime in on Twitter, by all means. Drop him in firearm up at Tiki and Tierney, whether it's wins, whether it's the Texan situation, whether it's the Bears quarterback situation, whether you know what you're the Jets doing number two. Anything with the quarterback. I mean anything about anything, really. You can always tweet us. But the quarterback market is obviously hot. And a lot of you guys have strong opinions. Want to see something? Hit us up on Twitter at Tiki and Tierney, all right. Have the majority of NFL teams already realized the error of their ways. Are we deep into a market course correction here where.
WBZ NewsRadio 1030
"second step" Discussed on WBZ NewsRadio 1030
"Way forward. Two step plan of rescue and recovery to a better, stronger, more Secure America. And he is outlining a massive stimulus plan the moment he takes office and just days before the inauguration, President elect bite and outlines a $1.9 trillion plan that he says will help the nation recover from the pandemic. CBS is Ed O'Keefe says. It includes, among other things, relief checks, unemployment support and increasing the federal minimum wage to $15 per hour. So much of this is urgent, and Democrats really do believe that enough Republicans may come along. But most of this understanding that it really is quite needed by millions of struggling Americans find Jennifer Keiper. Health experts say much of the blame for the nationwide stumble with Corona virus vaccine rollout is because of the lack of communication with the Trump administration and the incoming Biden team. Meantime, nearly two thirds of all cities and towns Across Massachusetts, now finding themselves on the state's coronavirus Red Zone considered at high risk for covert spread well. Cambridge drugmaker Moder Nas offering some who've already gotten the required vaccinations, a third booster shot Part of a study to determine if repeated vaccinations will be needed. And Kennedy honors announced this week. Some legendary names will be honored in Washington later this spring. Our national treasure Dick Van Dyke, well, a clip from the announcement video. Dick Van Dyke among the honorees as Thieves. Springs Kennedy Center honors will salute old favorites, including actress Debbie Allen, singer Joan Baez singer Garth Brooks. Also the legendary committee actor who we just heard from Dick Van Dyke. It's is expected to be a virtual event in the week of May 17th at 50 to the bees back on the ice. Last night's All came down to Brad Marchand in a shootout. Brad Marsha, with the chance to send the goons home as a winner, he gave one Does it Bees pull out a win Jack Edwards on the costume. Extra hockey in the season opener on the road in New Jersey is the Bruins able to beat the Devils? So they pick up a win to kick off the NHL season. The to play again tomorrow. Matinee matchups. Um, Saturday hockey at one oclock right before your football gets underway. It's going to be a fun Saturday, indeed, coming up here just a moment. More frustration with the vaccine rollouts across Massachusetts. What can we do to fix it? For details on that Just ahead first on this Friday morning at 503. It's time for traffic and weather together. It's driven by the Subaru Retailers of New England all wheel drive traffic Gun three's happy Friday. Laurie, Granny, But Lord happy Friday to you, Jim Happy Friday. Everybody and it's a nice way to start a Friday in fact, without any major problems for his things there. Moving well, north on expressway so far looks good 10 minutes into the city right now from Braintree, 24 95. So far so good on Route three is moving well to the expressway. 93 South on is also a good ride so far between New Hampshire and Boston. In fact, nothing really in your way there were three south on same deal. Light volume Chelmsford to Burlington. Looks like we have Ah, late working work crew on route to right now in the Lexington stretch. Watch out for some delays their route one south on wide open through. Stop this right now. It's still a good ride on the Tobin. Getting through the airport tunnels is just fine Lever Connector with no problems at all. In the lower deck looks good. Laurie granted the BBC's traffic on.
WIBC 93.1FM
"second step" Discussed on WIBC 93.1FM
"Tired of taking two steps forward and then one step back. And isn't it Time to discover how to shield your retirement? Call me now. And I can show you how to keep your retirement safe. And you will see White Crown Haven has been voted caramel, Indiana's top independent retirement advice practice and I will give you free of charge. Copy of my Baby Boomer Retirement Boot Camp book. And a free custom tailored retire shield. Call 855340 safe. That's 8553407233. My retire Shield and book will show you Crown havens, secure income planning that will pay you up to a 10% bonus on your deposit. Allow you to participate in the upside potential of the stock market and protect you from 100% of stock market losses guaranteed. My retire shield. And my baby boomer retirement boot Can't book will also show you how to start a lifetime income account. That grows by up to 10% the first year. Compounds at up to 7% interest. And provides you and your spouse Ah, lifetime of income that you cannot outlive. You can ask for your free, customized retire shield by calling me toll free at 855340 safe. That's 855. 340 s a F E or 8553407233. If I could say one thing it would be. Don't let your retirement collapse unexpectedly. You have worked too hard and for too long to let all of your plans come crashing down. This doesn't matter if you perceive yourself to be Ah, high net worth person or you know that you can't afford to lose a dime all of the financial planners and brokers that are telling you that they can manage your risk are really telling you That they can make money off of your retirement. Even if you don't If you are in or nearing retirement, it's time to keep your money shielded from fees, risk and inflation. It is worth your time. To see how you can save yourself. Thousands hundreds of thousands and, in some cases millions of dollars from savings from fees, risk and losses..