35 Burst results for "Second Sort"
Evangelism on SermonAudio
A highlight from Christ and Evangelism: Works and Words
"Be in Colossians chapter 4. All right, we'll be looking at verses 5 and 6, but for a little context again, I will start reading in verse 2. Hear the word of our God. Continue steadfastly in prayer, being watchful in it with thanksgiving. At the same time, pray also for us that God may open to us a door for the word, to declare the mystery of Christ, on account of which I am in prison, that I may make it clear, which is how I ought to speak. Walk in wisdom toward outsiders, making the best use of the time. Let your speech always be gracious, seasoned with salt, so that you may know how you ought to answer each person. Let's pray. Heavenly Father, we ask now that you would send the same Holy Spirit who inspired this word to open our hearts to its truth. Please remove from us apathy, cynicism, callousness, or rebellion, so that we may really be hungry for this bread of life that feeds our souls, nourishes our hearts for your work. And fills us with the joy that is our strength. This we ask for the honor and glory of your dear Son and our dear Savior, Jesus Christ, in whose name we pray. Amen. Just a note, as I was reading Colossians, I realized that I must have had the wrong translation up on the computer when I copied and pasted into the sermon notes, because there's a disparity between what the ESV says and what I'm claiming the ESV says. In your notes. So just keep that in mind that I too am fallible in many ways. All right. In Jesus's high priestly prayer, ah, you can't even speak this morning, in his high priestly prayer in John 17, Jesus introduces to us sort of this concept. He was praying for his disciples and he says that he left them in the world. Meaning he's not gonna sort of take them out. Oh, you're converted. Now come be with me and go where I'm going to go. But there's still something for you to do. You are to be in the world. But he also has this idea that he brings up in this prayer that they would not be of the world. And so what Jesus talks about there in John 17 is that we're to be present in the world. We are to be engaged with the world and yet we are not to mirror the world. That's very similar to what Paul is about to say here in Colossians chapter 4. He's going to encourage them to remain engaged with the world, but also as it says to be wise about how they engage with the world. And we're going to explore why he says this and what it means for us. Now the church has often misunderstood this. We have the response of say the Amish or the fundamentalists who thought that they should be not of the world and therefore have so removed themselves from the world it's as if they aren't there.
Evangelism on SermonAudio
A highlight from Christ and Evangelism: Works and Words
"Be in Colossians chapter 4. All right, we'll be looking at verses 5 and 6, but for a little context again, I will start reading in verse 2. Hear the word of our God. Continue steadfastly in prayer, being watchful in it with thanksgiving. At the same time, pray also for us that God may open to us a door for the word, to declare the mystery of Christ, on account of which I am in prison, that I may make it clear, which is how I ought to speak. Walk in wisdom toward outsiders, making the best use of the time. Let your speech always be gracious, seasoned with salt, so that you may know how you ought to answer each person. Let's pray. Heavenly Father, we ask now that you would send the same Holy Spirit who inspired this word to open our hearts to its truth. Please remove from us apathy, cynicism, callousness, or rebellion, so that we may really be hungry for this bread of life that feeds our souls, nourishes our hearts for your work. And fills us with the joy that is our strength. This we ask for the honor and glory of your dear Son and our dear Savior, Jesus Christ, in whose name we pray. Amen. Just a note, as I was reading Colossians, I realized that I must have had the wrong translation up on the computer when I copied and pasted into the sermon notes, because there's a disparity between what the ESV says and what I'm claiming the ESV says. In your notes. So just keep that in mind that I too am fallible in many ways. All right. In Jesus's high priestly prayer, ah, you can't even speak this morning, in his high priestly prayer in John 17, Jesus introduces to us sort of this concept. He was praying for his disciples and he says that he left them in the world. Meaning he's not gonna sort of take them out. Oh, you're converted. Now come be with me and go where I'm going to go. But there's still something for you to do. You are to be in the world. But he also has this idea that he brings up in this prayer that they would not be of the world. And so what Jesus talks about there in John 17 is that we're to be present in the world. We are to be engaged with the world and yet we are not to mirror the world. That's very similar to what Paul is about to say here in Colossians chapter 4. He's going to encourage them to remain engaged with the world, but also as it says to be wise about how they engage with the world. And we're going to explore why he says this and what it means for us. Now the church has often misunderstood this. We have the response of say the Amish or the fundamentalists who thought that they should be not of the world and therefore have so removed themselves from the world it's as if they aren't there.
Evangelism on SermonAudio
A highlight from Christ and Evangelism: Prayer
"We are going to be in Colossians, chapter 4, verses 2 through 6. There'll be two sermons on this section as we kind of talk about mission as a part of our living a gospel life. All right, they're out of here, let's go. Continue steadfastly in prayer, being watchful in it with thanksgiving. At the same time, pray also for us that God may open to us a door for the Word to declare the mystery of Christ on account of which I am in prison, that I may make it clear which is how I ought to speak. Walk in wisdom toward outsiders, making the best use of the time. Let your speech always be gracious, seasoned with salt, so that you may know how you ought to answer each person. Let's pray. thank Father, you that this was written for our instruction, that we might endure and through the encouragement of the Scriptures have hope, as the God of endurance and encouragement grant that we would see Jesus, the one in whom we hope through the Scriptures this morning, that the Spirit would enable us to trust in him as he is presented to us in the Scriptures. Amen. It's kind of weird, I think, when you look at this text and you recognize that the little chapter headings and things like that are not in the Bible. We have added in our translations to understand what's going on there. So it's not in the Scriptures that it says further instruction. That just sort of seems like this is something that's kind of added on. Like it's just sort of tossed in there like Paul's like, oh, well, what should I say next? Oh, yeah, I'll tell him to pray. I think this is thoughtful on Paul's part because as we look at the structure of the book, it really reflects, I think, the structure of how the Gospel works, at least how I understand that it works. Because he talks about how Christ has worked for us, the objective reality of the person and of the work of Jesus Christ. He's talked about how Jesus is supreme over all things as the firstborn of creation, as the one in whom the fullness of God dwells bodily. All of these things, he focused first on the objective reality of who Christ is and then also what he has done with his death upon the cross as an atonement for our sins. And then that second section where he talks about Christ's work in us, where he's talked about how we, because we are now in Christ, now that we are the new man, we were to put off the sin, things associated with the old man and put on things that are associated with the new man in Christ. And so he focused on our work, sorry, Christ's work in us. And now I think he's moving into that realm of Christ's work through us.
Career Relaunch
A highlight from Embracing Change with Anne Tumlinson- CR100
"I could make a big mistake, make a bad decision, and it will affect a lot of people. I can only just do the best that I can. Showing up is everything. Consistency is everything. Welcome to the Career Relaunch Podcast. For the past seven years, we've shared the personal stories of people from around the world who have decided to reinvent their careers. My name is Joseph Liu, and I believe clarity, confidence, and courage allow you to make brave changes that bring you more career fulfillment. In each episode, I feature people who have boldly stepped off the beaten path to relaunch their careers. We talk through the setbacks and successes of their personal journeys to help you understand what it takes to relaunch your own career. Today, for this special 100th episode, the very first guest I ever interviewed for this show is returning to talk about how things have gone for her in her personal and professional life since we first spoke in 2016. Afterwards, during today's Mental Fuel, I'll summarize my top takeaways about managing the dynamics of career change I've learned from all the guests on this show. Ideas of where you could take your career typically emerge in subtle ways. You could read something or hear something or feel something one day that plants a seed in your head about a project, initiative, or path that kind of sparks your interest. Now, in most cases, you may just dismiss the idea and refocus on the things already filling your time like your day job, work projects, or life demands. But in some cases, the idea kind of just hangs around like a shadow and nags you until one day you feel like you just have to address it. And if you don't, it just keeps bugging you or even haunting you until you do. For me, the idea to create this podcast emerged about seven years ago after I started to see that while my clients on the cusp of making a career change do benefit from how -to advice, expert guidance, or prescriptive tutorials, what they really want and often lack is companionship and inspiration to sort of normalize the idea of following an unconventional career path but also to amass the emotional motivation to make a brave change. So in 2016, I decided to record a few conversations with people willing to share their honest perspectives about how they change careers to see if listeners would find something helpful in these stories. Ninety -nine episodes, seven seasons, and nearly half a million downloads across 170 countries later, we've now arrived at the 100th episode of this podcast. And I thought, who better to invite to be our guest today than the very first person I ever interviewed for the show, Ann Tomlinson, who's kindly agreed to join us again to share an update on how things have been going for her since her episode aired in September 2016 when this show first launched. Ann and I first met way back in 2002 in Washington, DC. She was the first manager I had at a consulting firm I joined a couple months after I dropped out of medical school, which was my first experience with changing career paths myself. At the time, I was feeling confused about what to do next, questioning my place in the professional world and experiencing one of the lowest points in my life. As someone who had been set on becoming a doctor, I was actually a bit skeptical about working at a for -profit company, but Ann had a direct role in helping me realize that you could actually do a lot of good in many different sectors when I was in the midst of trying to figure out what I wanted to do with my life instead of medicine.
The Breakdown
A highlight from Chokepoint Across the Pond: Chase UK Says No Crypto Transactions
"We've got election season coming up, remember? And if the Dems win and Gensler comes back to the same office, he doesn't care because he has the wind at his sails. And if he loses, he also doesn't care because he's out of the job. I would expect, in other words, for every court decision that goes against the SEC to be answered not with a rational shift in policy and approach, but instead two blazing middle fingers from a bureaucrat potentially on his way out the door. Welcome back to The Breakdown with me, NLW. It's a daily podcast on macro, Bitcoin, and the big picture power shifts remaking our world. What's going on, guys? It is Wednesday, September 27th, and today we are talking about this crazy, strange Chase UK letter banning people from accessing crypto from their bank accounts. Before we get into that, however, if you are enjoying The Breakdown, please go subscribe to it, give it a rating, give it a review, or if you want to dive deeper into the conversation, come join us on the Breakers Discord. You can find the link in the show notes or go to bit .ly slash breakdown pod. Well, friends, I have to start the show by eating some crow. In the morning yesterday, a letter started going around that people were, of course, breathlessly posting as fact long before it was confirmed, and it just did not read right to me. So much so that as more and more people started tweeting about it, I actually posted it saying, I think this letter is fake. Let me just read the whole thing to you. So it's not long, so you have a sense of why I was skeptical. The header says Chase, and it says our policy around crypto is changing. Here's what it means for you. Hi. To help keep your money safe from fraud and scams, we're changing the type of payments you can make from Chase. From 16th of October, 2023, if we think you're making a payment related to crypto assets, we'll decline it. If you'd still like to invest in crypto assets, you can try using a different bank or provider instead, but please be cautious as you may not be able to get the money back if the payment ends up being related to fraud or a scam. Please head to our website for more info about how to protect your money. We've made this decision because fraudsters are increasingly using crypto assets to steal large sums of money from people. Declining these payments is one of the ways we're help keeping you and your money safe. All the best, the Chase team. So a couple of things that really stood out to me. One was the tone in general non -professionalism of the letter. The use of the word fraudsters seemed very, very strange from an official corporate communication. This is obviously quite a colloquialism and so the idea that it was being used as a formal explanation for why a bank would be denying an entire category of payments options to its users seemed a little crazy. Continuing that questionable tone was the ending, all the best. That's how I sign off my emails. That's not how a major bank signs off its emails. Now, of course, there was also the general grossness of the policy if it were to become real, but that really wasn't even what I was thinking about initially. And yet, shockingly, it was confirmed to be real. I was wrong and somehow a bank associated with Chase had sent out that letter. Now, later in the day, it became clear that the policy was for Chase UK rather than the broader US or international banks. But even if it was only a domestic UK policy, the aggressive move still rubbed many people, perhaps most people, I would say, in the industry the wrong way. Coinbase CEO Brian Armstrong tweeted, Now, Andrew Griffith is the UK Economic Secretary to the Treasury and Minister for the City of London and Rishi Sunak is, of course, the Prime Minister who was formerly the Chancellor of the Exchequer who said while he was at that post that he wanted to make the UK a crypto hub. LightSpark CEO and former head of the Libra project at Meta, David Marcus, added, Now, UK commenters were surprisingly quiet and that's perhaps because Chase is a relatively minor player in the UK despite being a major global banking brand. Chase has, in fact, only had a presence in the UK for around two years and has less than two million customers. They're also limited to offering online services, so are, in practice, a lot closer to a fintech platform than a traditional bank. Just by way of comparison, relative to the population, Chase UK has a similar footprint to Huntington National Bank in the US. Now, if Huntington banned crypto transactions in the US, you can bet we would be chattering about it, but it wouldn't ultimately be seen as that big of a deal which perhaps explains the lack of outrage from UK crypto investors. That said, of course, Chase isn't Huntington. Regardless of whether they have a large customer base, Chase UK is still a subsidiary of the largest western bank in the world and because of that, the important part of the policy change is unpacking whether this is an idiosyncratic decision of an insignificant bank or speaks to a broader policy outlook at JPMorgan Chase. Now, the reason given in the letter for this policy change was, of course, to prevent fraud. When fielding questions from media throughout the day, a Chase spokesperson doubled down, saying, Austin Campbell rightly points out, quote, Bitcoin attorney Crypto Hat responded, Austin, eminently reasonable as he always is, responded, and other financial institutions to fight said fraud, not turtling. Now, of course, even if this policy change only affects a couple of million Brits, it still matters in the broader fight to ensure crypto investors and firms have fair access to banking services. This has, of course, been one of the biggest themes throughout this year. The pushback from the US crypto community matters in order to ensure that banks can see that these sort of blanket bans are simply not an acceptable way to deal with issues around fraudulent transactions. And for a place that said it wants to be a crypto hub, the UK in particular has had a string of larger banks rejecting crypto payments over the past year. In February, a group of CEOs from major UK banks appeared at a parliamentary hearing. Multiple CEOs said their banks were blocking crypto payments, and although they listed fraud as a major concern, they also mentioned the volatility of crypto investments. The problem became so large that the UK's Financial Conduct Authority published a report on de -banking earlier this month. The report stated that the regulator had facilitated conversations between banks and crypto firms to ensure that they would be able to open and maintain accounts. Still, some large UK banks, including NatWest, are currently refusing to service crypto firms across the board. Now, one alternative opinion came from Francis Pulio, the founder at Bull Bitcoin. He said, via video chat, and essentially interrogate them to make sure they aren't being sucked into a yield, cloud mining, or other crypto ponzis. Still, as you might imagine, even among Bitcoiners who share Francis's disgust with crypto scams, this wasn't the primary opinion out there. Indeed, by and large, the sentiment was, and this is the end -then -they -fight -you phase. So what to do? Well, some, like dGen Spartan, basically say vote with your feet. They write, but getting banks to open accounts for crypto individuals and companies is another. Just vote with your money. My crypto -friendly banks get my highest share of account. The others? Meh. Now, another response is the entrepreneurial opportunity. Rama Lawalia, the CEO of Lumida Wealth, said, Although, indeed, later he tweeted, I don't know, man. All in all, it feels a little choke pointy to me. Remember, the whole point of Operation Choke Point and why it's problematic is that it creates a scenario where government and regulators don't have to ban anything because they just make it so economically untenable and politically risky for big service providers like banks to work with crypto companies that a de facto ban is the natural response. And speaking of de facto bans, let's turn now to the intransigent SEC, a bipartisan group of House Financial Service Committee members have written to SEC chair Gary Gensler calling for the regulator to immediately approve spot Bitcoin ETF applications. Mike Flood, Tom Emmer, Willie Nickel and Richie Torres penned the letter, which asserted that, The SEC's current posture is untenable moving forward. Following the Court of Appeals decision, there is no reason to continue to deny such applications under inconsistent and discriminatory standards.
ACG - The Best Gaming Podcast
A highlight from TBGP #412 Alan Wake 2 Previews, Cyberpunk Phantom Liberty Wrap-up, Starfield Review Bombing Far Cry 7
"Yeah, game of thrones is like to me that first season is like super dark uber grim, no, no magic, no nothing. And then suddenly it sort of gets into itself. Sup everybody. This is carrick with ACG and I'm here with abzi doing the, uh, yeah, oh shit, yeah. Doing the, uh, the best gaming podcast number. I gotta look. Where are we at? What are we at? 412. 412. Yeah. Thanks to abzi for joining me. We've decided to do these occasionally. Well first we're going to start doing them biweekly to see how that goes and then we're going to sort of see how it works for the long term. We just really haven't decided. It's something that I've wanted to do for a while, especially because we miss a lot of the news in the starting week. We do skip a lot because yeah, we go on tangents and shit. Well it's all my fault. We talked about dreams for an hour and it was good, it was good, but we talked about dreams for an hour. So yeah, something's getting skipped. So thanks for everybody showing up. I absolutely appreciate it. Thanks for spreading the word around that we're doing this. If you can tweet it, super chats, all that kind of stuff. We're just going to actually jump in, discuss what we've been playing for a bit. Talk about early week news and we got a couple couple interesting bits here as well that I think will be fun. But what have you been playing? Um, I just recently started Phantom Liberty, like the cyberpunk expansion. Dude. Okay. I played it for about maybe five, six hours, four or five hours. Okay. Honestly, dude, it's fucking cool. That's all I'm going to say. It's just fucking cool. I enjoyed the first four hours. I think the new characters I got introduced to are pretty cool. I'm liking the dialogue. It has a lot of edge to it, which I like, you know, we talked about edge and lack of edge before and, um, and, uh, the VA is pretty good. And the, I'm liking the writing a lot, a lot more than the, than the original game. And it seems to be having like, it seems to have actual choice and consequence in this one versus like the original game. So yeah, I'm enjoying it a lot. And some of the stuff kind of layered into the main game, like there's like these new things, activities that kind of got pushed into the main game as for a 2 .0, like the main game, it's the combat's fun and stuff, and they fixed a lot of issues for sure. The new system is amazing and the skill tree and everything, but it still has that like kinda, um, there's a lot of, the map is just a lot of shit. You know what I mean? You just go, it's kind of like far cry. You just go and kill and go and kill and like 90 % of the stuff is, is just, is just combat minus like the few really good side quests. But um, with this, I think it's because it's like a smaller setting and Phantom Liberty, it's very packed and tight. I feel like there's more, um, motivation for exploration and stuff and talking to different npc's listening and into stuff and reading lore and the main story and the characters. Yeah, they're just, uh, I've been enjoying it a lot, you know, goul $2 super chatter. We still get a friday podcast. Of course. I'm not stopping friday podcasts. I said it starting. I'll say it again. I've talked about it on twitter. No way. Are we stopping that? This is simply just to do some extra stuff, especially because reviews don't hit this embargo time. Uh, very often, Wednesday, two or three hours in the early morning, Wednesday, I can work around that. And if I can't, that's on me. But I would agree with everything you said. I also think there's a lot, not a lot. There is some far cry stuff in cyberpunk that they hide by not putting icons down. For example, the consistent fucking fighting between gangs in that game. And I had forgotten something has to happen every 20 seconds. It's all the time. You come around a corner and it's like, and I was so confused because I had forgotten. So I thought it was a big deal. And I got into like 40 fights. I was like, fuck man, things are going, this is all because of, and then it dawned on me a little later on. I'm like, oh no, none of this is because I have like, you know, had something cool happen. It was the way the game was set up. They were smart to hide it because I think Ubisoft gets dinged a lot of times because it's there too. They present checklist. Yeah. Yeah. Yeah. So have you done any of the driving stuff? People were just talking on our discord about leaping off the cars and katana. Yeah, that's pretty cool, man. That shit's pretty cool. I, I, I'm, there's still some bugs just reminded me, um, like I had a bug where I, if I pull out a certain weapon in a car, I just couldn't move my mouse to aim or do anything. And it wouldn't auto lock like it's supposed to, um, also for everyone playing. So I I've isolated an issue where causes game crashes and I've seen multiple Reddit posts about this and comments. If you use a mod called, I think it's the airstrike mod on a melee weapon, which gives you, I think higher crit chance. If you strike from, uh, uh, in the air or something like that, it crashes your game straight up, uh, like 90 % of the time. So just don't use that mod. Now I've isolated that issue to that. It might be even deeper than that. So it might be like my combination of perks or something interacting with that mod, but you should just like stay away from that mod for the time being.
CoinDesk Podcast Network
A highlight from SBF TRIAL: 09/27 UPDATE
"Welcome to the SBF trial, a Coindesk podcast network newsletter bringing you daily insights from inside the courtroom where Sam Bankman -Fried will try to stay out of prison. Follow the Coindesk podcast network to get the audio each morning with content from the Coindesk regulation team and voiced by Wondercraft AI. Judge Lewis Kaplan will indeed let Sam Bankman -Fried's defense team ask certain Department of Justice witnesses about their recreational drug use, sort of. The judge, who has overseen the case for nearly a year now, inched closer to resolving outstanding issues ahead of trial. Last week, it was the Daubert motions regarding expert witnesses. Yesterday, it was resolving most of the motions addressing testimony and evidence questions. The defense team can cross -examine cooperating witnesses about issues like privileged company information and their recreational drug use, though the attorneys need to notify the court beforehand. The prosecution can present evidence tied to FTX's bankruptcy during the trial over the defense's objections. We'll also see information about the FTT token and whether its price was manipulated by other FTX insiders. Separately, as reported yesterday, Bankman -Fried is once again trying to get himself out of second and through the duration of his trial. The FTX founder was locked up in August after Judge Kaplan ruled he'd likely try to tamper with witnesses. Earlier this month, his request to overturn that decision was denied, and last week, an appeals court refused to alter the ruling. But in a Monday letter, lawyers for the disgraced crypto CEO asked a New York court to let him stay at a temporary residence in the city with a security guard. They also asked the judge to let Bankman -Fried travel to his attorneys' workspaces during the trial itself because it was exceedingly difficult to prepare for the trial from jail. The security guard, who the lawyers say will remain with Bankman -Fried at the residence, will also make sure he doesn't have any visitors or access to any computers, cell phones, the internet, television, or any other electronic devices, the letter said. It's unclear if p the five .m. Eastern time today for the DOJ to weigh in on the application. Defense attorneys have also requested that Bankman -Fried be allowed to wear a suit during the trial. During his last appearance before Judge Kaplan, he wore a prison uniform and was shackled. We're still waiting for the trial to start. The trial will start with jury selection on October 3rd at 930 a .m. Eastern time. The DOJ anticipates this taking the better part of a day. White -collar attorneys believe it'll take longer. Either way, opening statements will likely begin the day after a jury is seated. The DOJ also anticipates bringing some witnesses up to testify as soon as next week, with the court docket hinting that those witnesses may well be FTX insiders like Gary Wang, Caroline Ellison, and Nishad Singh.
The Financial Guys
A highlight from Rising Auto Theft Rates: Urban Consequences and Solutions
"Well, you see how easy this is now. Now you look at how they move money around and how the in your face money laundering folks, this is what this is. This is corruption and fraud. Some of the Bidens are great at the money laundering part. They got 20 shell corporations, but guess who's getting the guess who's going to be controlling the funding to rebuild Ukraine. We pay to destroy it. And guess what? The Hillary Clinton Foundation gets paid the rebuild Welcome right. to the podcast. We are in the same studio today, which is kind of nice. So thanks again for downloading. If you're just listening, if you're watching or watching the clips, uh, thanks for watching as well. And just for a quick mention, so I don't forget, if you haven't downloaded our app yet, I'm noticing we're getting a lot of downloads and the cool thing is when the morning Mike's program is going Monday, Wednesday, Friday, I'm the, seeing the view count go up and up and up, which is awesome. So I know we're only, you know, we're still in the dozens. I'd like to get into the hundreds and eventually thousands, um, but it's a cool program. If you haven't listened to it, it's a quick 15 minutes to quick by morning, run down three days a week of the top five topics, three minutes each. Do a great job. They do an awesome job when we're, when we fill in the stuff. We screw the whole thing up. Yes. Yeah. We, we blow the whole, the whole, uh, the schedule, but, um, but they do awesome and they're funny. I love it. It's a quick, you know, down and dirty 15 minutes, top five items of the day. And now you get your day started off on the, uh, they, you know, I think on the right foot, they were saying this week, like, Oh, it's so negative all the time, but I think they're hilarious. They take the negative stuff that's going on, but of course the negative stuff isn't the news. Yeah. Yeah. That's what we're seeing. I mean, carjackings again, Rochester had another, you know, record night. I mean, it's incredible how that was going on. And so it's amazing is, is like the Democrats just sit around and watch this happen in every city and every city. It's insane. Yeah. I sent you an article earlier this morning about Philadelphia. Let's see. I can find it. It's, uh, not that it's anything out of, you know, anything that we don't know about, but let's see here. Philadelphia swarmed by alleged juvenile. Come on, come on. Juvenile looters targeting the Apple store, Lulu lemon and footlocker. Yeah. So, cause they're starving. They're starving. They just, just need a little piece of ham and some Turkey. They need clothes and food. That's, that's only fair. I mean, they, you know, and once again, I know we've all heard this joke, but footlocker is not missing one pair of working boots. No, no, all the Nike's, all the Nike. Yeah. Well, some of those Nike's, I mean, Oh my God. Crazy. You know, talking about like, you know, thousands of dollars for a pair of, thousands, thousands of dollars. I was talking to my daughter and she said to one, one of her friends has a, as a pair of shoes were $1 ,200. I'll never forget the most expensive pair of shoes I ever bought. We were just starting a business. This was like 30 years ago now. Right. Crazy to think. And I remember somebody told me that maybe my dad was like, you got to have a decent pair of shoes. Right. And so I went up and I bought a pair of Justin and Murphy's. They're like 120 bucks at the time. Yeah. The most money I have ever spent on a pair of shoes. Now boots, I've spent more money on since because boots are more expensive, you know, hunting boots. Well, there's a purpose to them. I still don't spend more money on shoes. Like I'm wearing like Skechers or like $40. Like some of these Nike's $500. You can't tell me you're running faster. It's different when you're going to go out and buy a pair of like waders or something. You're going to use them. First of all, you're going to use them for the next 30 years. Right. And there's a purpose to them, right? Like, okay, they're more expensive, but I can walk through the water with them. Right. But if I bought like, if I had five, 600 hour pairs of shoes, I'd be afraid to leave the house. I wouldn't, I wouldn't get off the carpeting. Well, they're targeting the Apple store here, Glenn, because they'll buy jobs. And that's the only way to get a job is to make sure you've got an Apple iPhone. So it'll be like Chicago. We talked about this the other week with, with, uh, with Mike Speraza, Chicago is now forced to open or, or just talking about opening, you know, a, a government run grocery store in the inner city because they've all that. Well, they're going to, so they're going to, they're going to, the plan is to fight the communism with more kind of communism, right? That's going to work really well. But could you imagine how inefficient, first of all, Walmart's pulled out, Costco's pulled out, all the stores have pulled out because now target, have you heard targets now closing stores across the country? So target is now going through and discussing all the stores across the country, liberal target, liberal target. They put a black lives matter that they ripped down the smash of the window. I thought that'd be some sort of a shield or that we're just going to put up this, uh, this plywood and we're going to spray black lives matter on it. Hashtag hashtag BLM. And we'll be safe as they rip it out and use that same plywood to smash the window with. It's pathetic. There'll be nothing left in these inner cities. The problem is when it starts to spill over into the, into the, Oh yeah. This is, this is where it gets ugly. Well, they want it. That's what they want. That's, that's why people like, uh, the governor of New York, uh, you know, Kathy, the ice queen, Kathy Hochul is, is, you know, they first tried the push for section eight housing in the suburbs because that was only fair. Yeah. Now they couldn't get that through because the people in the suburbs are like, whoa, whoa, whoa, whoa. Now they're busing in illegal immigrants in the middle of the night. And I tell you something, if these Democrats like Mark Poland cars were proud of what they were doing, they would have a welcoming party at noon at noon, high noon. They'd have a press conference welcoming our newest community members off the bus so that the whole community could see these family units that are getting off. You got the husband, the wives, the two kids, you know, the things that we see in our country, right? No, it's not happening. They're bringing them in at two o 'clock in the morning. So nobody sees, they're all, they're all 23 year old males, right? Or 18 to 25 year old males. Some of which are from the Congo. I don't know about the, uh, you know, the, some of the social norms in the Congo, but I'm just thinking that maybe they're a little bit different than the Western world. I don't know. I'm just thinking maybe not. Maybe they're exactly like us. I don't know. But they're exactly like us. Why would they want to come here? Why are they aspiring to come here? I don't know. Anyway, it's a fentanyl fentanyl up again, by the way, there was another report. I think it was on a Fox news. Well, good for the Republicans. I mean, at least part of them, I should say good for the five or six Republicans that are the extreme right wing, according to the media, that's holding this garbage up. No, shut the government down, shut it down, shut it down until there's no more money. Take the money, go into Ukraine and send it to Texas, which they did right to the border, which they didn't do last time. Right. Kept it open. That's what do you need? What do you need? We're out of control. The founding fathers gave the power of the purse to Congress and the, and the Pentagon, the Pentagon goes, yeah, you know what? We're just going to exempt Ukraine funding from the budget. So ha ha. We just went over 33 trillion. If you go online and look at the clock, it's moving fast, right? So we're on our way to 34 or 35. Can you even see the numbers anymore? They just blur blur now. So, so fast. Oh no. And, and good news, by the way, we're refinancing this debt at 5 % now, not at 1 % or zero like we were doing. Yeah. It makes a lot of sense. Yeah. It'd be great. Yeah. The fence talk about keeping rates higher for longer. I don't know. They're not going to be able to do that. They'll be cutting interest rates by next year. Mark by where? And the number one reason I say that is because when you talk to every economist, I say, that's not going to happen. And they are typically wrong. So if you take the, it's like saying betting against the casino, it's like saying, you know what? I don't think MGM is going to make money in the sporting books next year. Ma, they're going to figure out a way to make money. They'll rechange the lines, right? Well, you, all you need to do is look at it and get a bunch of economists in a room and ask them where they think the market's going to be and then do just the opposite and you would be way better. Yeah. Pretty much that's usually the way to go. No doubt about it. So the, the, the, the Pelosi, we were talking earlier about the Pelosi stock trader. Yeah. You can follow online. Now, some of these folks, we did the game show game last week. We talked about the, uh, the net worth. I picked the poor ones too. They were like 23, 21, you know, $20 million. Some of these folks are amazing. I mean, really just, you know, the wizards of smart on some of these are just really, timing is impeccable up here. This is somebody who is selling some software that I'll track it, which you can, you, you've pointed out, you can get it for free online, but, but the, the numbers are really astonishing. This Democrat Senator sold her Aspen vacation home for $25 million. That was just after she sold her Lake Tahoe vacation house for $36 million. Well, by the way, why, why do they own these big $25, $36 million homes? Well, a big, big part of it is because the taxation of it, right? So a Feinstein who's telling you your ordinary income tax rates are too low. She's shifting that to a capital asset, which is going to create a capital gain in the future or no gain. Or no gain. I mean, they're 10, 10 31. This is why when Donald Trump looked at Hillary Clinton right in the eye and said, you will not get rid of the carry interest deduction and you know it because all of your, I use it, of course, all of her bigger donors donate money to Hillary Clinton. And this is exactly the truth, right? They will never get rid of some of these things. Like they talked about, we're going to get rid of the 10 31 exchanges. Yaha. Yeah. Uh huh. Yeah. So the big developer strokes a giant check to the, to the Democrats off the table. Let's listen to her success though. Amazing. A Senator sold her Aspen vacation home for $25 million just after she sold her Lake Tahoe vacation house for $36 million. Only two years earlier, Diane Feinstein has been a member of the political scene for 32 years and her salary is only $130 ,000 per 130 grand a year. Now it's more now. That's a little bit dated, but it's up, it's up to probably 180 now. But, but listen to this. First of all, if it was up to 580, you're not buying $23 million homes, $36 million homes. No, no, we're going to put in multiple homes. We're going to, we're going to put the Paul Pelosi onto our research committee. You make a million dollars a year. First of all, most of, most business owners that make that kind of money, they didn't make it throughout their whole life, right? They didn't start making a million dollars at 20 years old. They started making a million dollars at 50 years old and it took 30 years to get to that point. Right? So my point is, you're not at a million dollars a year at age 50. If you did it the right way, the hard way, and you did it yourself, you're still not affording a $23 million home, right? Multiple ones. Yeah. Multiple, multiple. Right. Those aren't even her primary residence. Those are her vacation homes. She lives in, she lives in California. Listen to this though. And it's, it's all of them. It's all of them now. This is a, this is from Nancy Pelosi, stock trader. Uh, this is a tweet, uh, a Twitter feed. You can follow Pelosi tracker is what it's supposed to track or underline or something like that. You'll find it. Anyway, uh, three weeks ago, sitting politician bet against the U S economy so far. He's been right. Tom Carper bought $45 ,000 of PSQ and inverse ETF on the tech sector on eight 23, August 23rd. Since then he's plus 3 % while the market is negative 4%. Go figure. Wow. Go figure. Man, these guys are so good. Yeah. And they're not by, they're, I mean, these are, that's some pretty technical strategy. You started getting into options strategies and stuff. I mean, yeah. Yeah. These guys have become very, very slick. It's not just about buying a, you see, it used to be, okay, I'm going to buy X, Y, Z. Then I'm going to vote for or against something. You know, I'm going to short the stock and then I'm going to vote against them for both that, that, that. So the stock goes down or I'm going to vote for something, knowing that it will benefit the company. The stock will go up and in a sense front running. No, they're, they're in the options strategies now. They're in the market. Yeah. They're doing butterfly spreads. Yeah. Crazy stuff going. They're very sophisticated. They shouldn't be allowed to two things. When you go into Congress, I, you know, I would love to have a Congress person run on or present around the following platform, right? Number one, term limits, term limits, top of the list. Number two, though, while you're in Congress for the eight years, or wherever we allow you to serve 10 years, 12 years, whatever it is, you could not invest in a stock market at all. All your investments are frozen or your choices, a model, some kind of a model liquidated go to cash, or you could buy the fidelity balance to counter. You could buy the, you could buy the T -rope price, you know, target retire, whatever, you know, or you go to goes into a blind something or other where you have no idea. Right. It just goes into what you picked a one through five tolerance for risk and somebody else invest. Maybe it's just broad indexing. Maybe that's it. Right. Something that doesn't allow this kind of garbage to go on where, you know, they buy, you know, Tesla stock and then approve a huge, you know, oh, we're going to, guess what? We're going to build a, you know, for government funded battery stations all the country. Of course, Elon comes out and goes, we already got those, you idiots. I did that like four years ago, you morons. Amazing what Elon can do and what the, what the government can. Going back to target for just a second, not to digress, but I found WGRZ, thankfully came up with a list of the, uh, the target stores that will be closing, Mike, the full list of locations all in, all in Republican run. You'll be shocked. Yeah. Yeah. Right in the, uh, the thriving, the, uh, you know, thriving, the Minneapolis, uh, location, the retailer said the decision, the close was really difficult. I wonder if that was after half. That was the one they put the BLM on. Yeah. Oh, that was the one they put the sign on that said, please don't burn our store down. We love you. I hashtag BLM lit it on fire. Yeah, that's right. Yeah. Uh, let's see. I'm shocked though. I wouldn't, I'm surprised you wouldn't stay. I mean, you know, like just collecting, you love them. You love, you support them. This is what you supported. Remember you, you, you raised money, you gave money. Yeah. And guess what they did with that money. They agitators hired to whip up people in the community to smash and burn down your store. You idiots. So there you go. There you go. Nice, nice work. What else do you think, Mike? Uh, New York city's East Harlem neighborhood. That's going to be one that's goes down. I wonder why. Chicago, San Francisco for sure. San Fran. Yeah. San Fran. Uh, by the way, before I forget San Fran, Democrat San Francisco mayor, announces plan to require drug testing, which is good in an effort to, if you're going to receive homeless benefits. Right. But the funny thing was in this same passage, they're going to Texas to try to recruit police officers. The funny thing is is that the people they sent from San Francisco to try to recruit people. They didn't come back. They defected like North Koreans. Some of them got jobs. They get over the wall. They come out, they get over the wall. It was hilarious. No, they didn't go back. Well, the other five stores, Mike, three in Portland, Oregon and two in Seattle, five, three in Portland. They're pulling out of Portland together. All of these inner cities folks will be food deserts. You're going to hear that term. It'll be business deserts. It'll be nothing. Well, business deserts, nothing left, but there'll be, but target, don't forget target. Does target sell food? Yeah. Well, yeah. They sell food. Yeah. For sure. Yeah. Well, I don't go on target. So Walmart I know does Costco for sure. Costco is a food store. I don't think target is as big as Walmart as far as like fresh fruit, but definitely frozen food, all that kind of stuff. You know, aisles of pop and water and chips and right, right, right. And all that kind of stuff. But you can definitely frozen food. You can buy bulk frozen food there. So, so there's going to be food deserts, all over the place, business deserts, whatever you want to call them. You know, it's amazing because you know, the, there's no policing. And the sad thing is that is the problem. It's not, there's no policing. I shouldn't say that. Excuse me. No, you're policing your asses off. I get it. There's no ability. There's no prosecution. There's no bill. You guys are arresting people, putting them in and they go right back on the street. They're getting, they're getting appearance tickets. It's a joke. Your point is no, there is no policing anymore because of the system, the Democrats put together where the police officers aren't going to bother. If you're a police officer and you know that somebody is going to be this, this carjacking or whatever is robbery. And you know that there's a potential, you're going to get an altercation where you're in New York state. There's two police officers that have been brought up on charges recently with almost a hundred percent chance that if you do catch that person, that person will be right back. Yeah. A hundred percent. Why would you bother? Why would you bother? You're not going to put your life in line. No way. You want to go home to see your wife and kids too, and your mother or your husband or whatever. You want to be able to spend your Christmas with your family. Why would you do that? And they know that, right? The Democrats know that. This is, you can't be this stupid. I mean, who allows these people to go right back on the streets and say, this is a good idea without correcting this right away. You can say, okay, bail reform. Our intentions were one thing, but when you look at the fact that in New York state, we are now breaking records in towns like Rochester and Buffalo for the most amount of vehicles being stolen. We can say, okay, look at bail reform, put it in place. It clearly did not work. It's been a total disaster. These towns have turned to shit. We absolutely need to go back in the other direction. They're not doing that. They don't care. They want to, and they're doubling down, tripling down on it, tripling down. We invited this liberal on, you actually were on the show with him and he said, things are actually safer since bail reform. That's what his argument was. His argument was, and by the way, his argument was if we have even less police officers, cities like Buffalo will get safer. Well the thought was less police officers, less arrests. Less arrests means less crime. Dude, you got the whole thing backwards, bro. And not only that, but now we know that, right? Now we know, now you can, I mean, literally auto thefts are up 360 % in Rochester. They're not up 3%. You can say, well, you know, in Buffalo and we're in second place. And they can't play, they can't play in COVID. They're trying to like, well, it was a lockdown. People were at pent up, whatever. Remember that was the, that was the reason for the rioting and the ballooning and burning like, well, people had a lot of pent up. We probably should have locked them down. That was a little bit of the reason for the increase in suicides. You guys, you guys increased suicides because you locked kids in their homes, but it wasn't the reason that they went and decided to steal Nike sneakers from a footlocker. So check this out. Speaking of COVID, this is huge. This is, I don't know if you saw this or not, but this is absolutely ginormously huge. Dr. Fauci was smuggled into CIA headquarters without a record of entry where he participated in the analysis to influence the agency's COVID -19 investigation according to the house select subcommittee on the coronavirus pandemic. Did he need to do much with these left -wing CIA agents? Probably not. No, no, no. That's what they're smuggling him in for. Well they smuggled him in because they didn't want anybody to know that he was part of the PSYOP operation, which was hydroxychloric. By the way, the I think it was a Mayo clinic and some other hospitals now have come out as well as the CDC and said hydroxychloroquine, yes, indeed is an effective treatment for COVID. Oh, by the way, ivermectin also an effective treatment. The CDC now approving that. Now mind you, we're going to keep in mind that if there was any other treatments that couldn't get the emergency use authorization for these vaccines that clearly don't work. Amazingly, I'm still seeing people online go signing off my sixth booster on our way for the sixth shot, proud to get our sixth shot. How about how about one the other day, local left -wing nut job got her sixth booster shot, six shot and she still got COVID and then she said, well, I was so good hiding and it got all my shots and then I went to a concert and I got it at this concert. Well, first of all, you don't know that, but second of all, if you have six shots and you six shots and you still got COVID and you actually think that was a good idea, you don't need a vaccination. You need a mental, you need a mental check. I tell you, I know people during the during the COVID, the height of the COVID that were older, some of our clients actually that were prescribed by a doctor a hydroxy quirk when they were taking it once a week as a as a preventative measure. Yeah. And they, to this day have never had COVID. Yeah. And it's, it's, I mean, so it, but the sad thing is again, you know, we couldn't, it's all about the money now. And that's, you know, when people talk about the evils of capitalism, you're seeing some of that. Now, capitalism is the best thing on the planet, right? As far as, you know, lifting the masses out of poverty and creating amazing amounts of wealth. But the problem is this isn't, this isn't capitalism. What's going on. This is cronyism is what's going on. It is, Hey, look at, I will give you these government dollars. You're going to get this patent. You're going to get this. Unholy marriage between business and government. Mark my word. We were talking about Feinstein selling 25, $30 million homes. This Fauci will be on the board of Pfizer. He'll be on the board of Moderna. He's going to get shares of those companies. He will be blessed with with with millions and millions of dollars. His family watch and see, we'll be talking if we're, if you and I are fortunate enough to be around 20, 30 years from now, we'll be talking about the Fauci trust and watch and monitor that trust and see how big that family trust. Well, you see how easy this is now. You look at how they move money around and how the in your face money laundering folks. This is what this is. This is corruption and fraud. Some of the Bidens are great at the money laundering part. They got 20 shell corporation, but guess who's getting the, guess who's going to be controlling the funding to rebuild Ukraine. We pay to destroy it. And guess what? The Hillary Clinton foundation gets paid to rebuild it. Right. And guess who's going to get the contracts to rebuild. Oh, that'll be probably one of the Biden family members or somebody else's politically connected. Right. Remember it was, it was a Joe Biden's brother who got the contract, the multi -billion dollar contract to rebuild Iraq. No building experience, never been a contractor, right? No idea. Right. This is why these projects cost 500 times what they're supposed to cost. This is why when money comes into Buffalo, for example, $25 million to build homes, five get built. And you were, wait a minute, five, are these $5 million homes in the East side? Each of those homes would have been built for a quarter million dollars or less. And yet where did the rest of the money go? And the, the answer is never, we don't know. We don't know. We can't account for it. Or we'd have no idea. Or I mean, how many times have we've seen that in so many places that whether right down the local level or God forbid at the federal level between, you know, Iraq and others. I was telling you last week on the radio, I was reading an article about the grants that were coming into the city of Buffalo to plant trees. And I thought, okay, wow, like this could be sweet. Okay. You know, like I'm a big tree guy. I love trees. I plant trees every year. I do think, okay, that's one way to, first of all, I think it's one way to make a community look great. When you, when you drive around, let's say North Buffalo, all the streets are all tree. They look beautiful. You drive around the East side, it looks like shit, right? So, okay. You're going to take some of my tax money and you're going to directly plant trees. Okay. It's a win for the environment. It looks nice. It's going to bring things together. I'm like, well, where's the catch? This is a government agency. Where are they going to screw it up? You read through and you find out that they're paying $1 ,000 a tree. Now you and I both know that if they're saying it's $1 ,000 a tree, by the time it's done, it'll be two to $3 ,000 a tree. Now you, you're talking about $13 million worth of trees. You and I just planted trees. Every year we plant a few trees around our office, you know, three, four in the spring, three, four in the fall, just so they can start to grow and work their way in. And then, you know, plant more. We pay $250 a tree, plant it. Right.
The Café Bitcoin Podcast
A highlight from Self-Custody, CoinJoins, and Q&A with Craig Raw, Sparrow Wallet - September 27th, 2023
"Hello, and welcome to the Cafe Bitcoin Podcast brought to you by Swan Bitcoin, the best way to buy and learn about Bitcoin. I'm your host, Alex Danson, and we're excited to announce that we're bringing the Cafe Bitcoin Conversations Twitter Spaces to you on this show, the Cafe Bitcoin Podcast, Monday through Friday every week. Join us as we speak to guests like Michael Saylor, Len Alden, Corey Clifston, Greg Foss, Tomer Strohle, and many others in the Bitcoin space. Also, be sure to hit that subscribe button. Make sure you get notifications when we launch a new episode. You can join us live on Twitter Spaces Monday through Friday, starting at 7 a .m. Pacific and 10 a .m. Eastern every morning to become part of the conversation yourself. Thanks again. We look forward to bringing you the best Bitcoin content daily here on the Cafe Bitcoin Podcast. All right. All right. Let's go. I don't know about you guys, but I'm getting fired up. Bitcoin is next week. Dude, I am so excited. I'm I'm visiting three Bitcoiners on the way down. Super excited. It's going to be a hell of a lot of fun. Yeah, man. All right. Good morning and welcome, Dom Bay, Mickey. I assume that's Jordan on the Bitcoin Veterans handle, Terrence, Peter, Shane Hazel on the audience, throwing you an invite. Right. OK, quick little update. So next week, next week, we are not doing Cafe Bitcoin on Monday and Tuesdays. Swan team is traveling on Monday. Tuesday, we're going to be having like an offsite. So not going to be around Wednesday. We are resuming our regular schedule. Broadcasting from the hotel Thursday. Broadcasting live from the Swan dome Thursday morning and Friday morning. So on Thursday, we've got our crew plus BTC sessions. Ben Perrin on Friday. We are going to have Tip Enzi and Tomer Strohlight. We'll do it live. Do it live. I can write it and we'll do it live. Yeah, finally, dude, that's what I'm talking about. That's preparation. Asking Tip Enzi if she wants to perform Cantillionaire's game live. I don't know if that's going to happen, but we're going to ask her. If she does that, I will need padded area around me because that that would be insane. That's that's a tough song to do live, though, for sure. Oh, shit. Yeah. Right. You need to do some Wim Hof breathing exercises before spitting that that verse. Dude, I mean, she told me that like she's not really a rapper, right? She did a lot of editing to make the songs come out the way she wants. Good morning, Shane. How are you doing? Good morning, brother. I am working away here in the background, just enjoying a nice respite from the heat down here in North Georgia, man. It's pretty nice, but I'm getting pretty excited for PV next week. And I have a lot of people. I'm actually hosting a panel out there and looking forward to it. Yeah, that's right. That's the other thing. We're going to be doing a Bitcoin Veterans panel live at the Swan Dome. I think that's going to be on Friday. So that'll be cool. That's going to be myself, Shane Hazel. It will be Gabe Lord, Mickey Koss and Jordan Ganrel. The Swan Dome has some firepower this year. I'm not going to lie. Yeah, man. I don't know. I think this is the test run. They're not sure if they want to let Bitcoin Veterans on the main stage yet. They're testing, they're seeing, they're like, what are these crazy fuckers going to do? Like, let's see what's up. Yeah, let me just apologize in advance for screwing up our chances at that. Let me go ahead and apologize for Jordan in advance, too, because, I mean, I think if we don't burn it down, it's a huge success. We all are apologizing to Jordan and for Jordan in advance and considering getting an extra insurance rider for this particular event. OK, what time are you all going up to five? No, no. So Bitcoin Veterans is going to we're doing Cafe Bitcoin 9 a .m. Sharp Eastern and then there will be a short intro and then we're going right into Bitcoin Veterans starting at 10 a .m. on Friday in the Swan Dome. God, I was only asking because if you were going after myself in blue collar, it would for sure be already burned down. So it's checking. Any update on the flamethrower? Having a little trouble in the marshal's office. They don't seem to think that 30 to 40 foot flame lengths that I can handle that. So it's it's a back and forth. It's unlikely, but, you know, never say never. All right, we'll hold out hope. Let's get rolling into the show today. You are listening to Cafe Bitcoin. This is episode 443. Shout outs to our supporters on Fountain and Noster Nests. Our mission for this show is to provide the signal in a sea of noise. Teach the other seven billion people on this planet why there's hope because of this bright orange future that we call Bitcoin. Today, we are discussing Bitcoin news, covering some lizard alerts and talking about what's going on in the real estate markets as well. Later today, we have Craig Raw, the founder of Sparrow, looking forward to that. We're going to we're going to dig in. Last time we had Craig here, we did kind of a lot of background stuff like what is Sparrow all that. Today, we're going to get a little deeper into the weeds. We're going to go straight into the technical stuff. So if you want to know about Sparrow, have questions, whatever. We're going to go straight into that. Right. What's the most interesting breaking news? There's a congressman beating up Gary Gensler now to get those ETFs approved. And then at the same time, the SEC just delayed like three ETFs, I think, even though they're not even, you know, like a month from the deadline. And so they're starting to kick the can earlier, I guess. So it's sort of a strange situation. Maybe they're trying to line up all the timelines or something. Good morning, on the four elected officials in their open letter asking, demanding Gensler approve the Bitcoin ETF. They mentioned Fidelity, BlackRock and Grayscale, thanks to probably the lobbying by Barry Silbert and his compadres. Grayscale doesn't belong in that group. It just doesn't because BlackRock and Fidelity together manage about 13 trillion freaking dollars. Grayscale is a pimp. It's a fly on the windshield. It's very small. And Barry has a lot of problems with his ethics and genesis, GBTC kind of co -mingling funds or whatever they were doing. I understand that a lot of people who have GBTC, I have GBTC, want the conversion to happen sooner. But they're just not in the same class, ethically and just practically. That's like saying a corner grocery store belongs with Walmart. Well, all right then. So Franklin Templeton just filed a 19B -4 for its spot Bitcoin ETF application, which is officially starting the clock with the SEC. Franklin Templeton manages another one and a half trillion dollars. So the big boys are looking like the big boys are wading into the game. Yeah, the big four are besides Franklin Templeton, which is about one and a half trillion. The last one is Invesco, which is also about one and a half trillion. And those are all much bigger than the biggest of the also RANs or the smaller spot BTC applicants like ARK. And Valkyrie and so forth, they're much, much smaller, maybe tens of billions or less. Hey, Terrence, for a liquor store, doesn't Grayscale have a lot of Bitcoin in custody? They do. It's going to be pretty minor compared to the rush of cash that should flood in. Assuming like, you know, the DOJ stuff with Binance and stuff is looks like it's there's more certainty around that. They're trying to they're talking about maybe having a plea deal with CZ and Binance. So if that gets resolved, then yeah, you have a pretty big green light. I will say like one thing with the gold ETFs when those took off and gold prices shot up. That will also correlated with massive problems in the fiscal and monetary policy. And we definitely have that on the fiscal side. I would say on the monetary side rates are, you know, higher than you'd like for liquidity, money supplies going down. But on the fiscal side, with a ridiculous spending debt and deficits, that sets up a big that's a great setup for a big flood of cash to come in. As long as one of the big four launches a big Bitcoin ETF. Hey, Alex, not to not to revisit an old horse, I know that's a butchering of the phrase, but, you know, I know yesterday we were talking about institutional. And for those listening again, like, you know, the ETF comes up a lot again because it is a vehicle for institutional funds to hold commodities. I know you guys were talking about it yesterday, but like other commodities, as far as I know, funds like pension funds, any commodities they hold, none of it is physical. All of it is futures or ETF indexes. And a lot of that has to do with being able to liquidate, move things around, balance the fund, etc. All right, well, you would you mind explaining that a little more in depth for people who don't get that? Because so many I've run into many people who don't understand that they're like, why don't pension funds just buy the underlying asset? Why don't they buy the Bitcoin directly? Why don't they buy gold directly? Why don't they buy corn directly? Why don't they buy oil directly? What's the problem with that? Yeah, so one of the things with pension funds is there's a lot going on.
Discerning Hearts - Catholic Podcasts
A highlight from Episode 12 The Drama of Atheist Humanism Fr. Joseph Fessio S.J., Vivian Dudro, and Joseph Pearce FBC Podcast
"Welcome to the Foreign Book Club where David Duda, Joseph Pierce, and I, Father Fassio, continue to discuss Henri de Bloch's classic work, The Drama of Atheist Humanism, where he takes three great figures of the 19th century, whose thought influenced the whole of the 20th century, and is still influences now. We've covered Nietzsche, and then Feuerbach Marx, trying to take it as one moral person there. And now we're about to finish, the least known, I believe, in America anyway, Auguste Comte, who is the father of sociology. We're on page 248, in this chapter, positive transpositions, that is positivism, which was the form of thought and practice that was developed by Auguste Comte, transposed many elements of the Catholic church into its own humanist church. And we'll continue seeing how that happened on this section called Sociocracy, page 248. In the middle of that page, Lubbock says, in the last analysis, Christianity in general had been looking forward to the kingdom of heaven. Positivism in general, in the last analysis, an organization of the kingdom of the earth. That kind of sums it up. And then at the bottom of that page, the last word, if, and to the next page, if the advent of sociology had meant the elevation of politics to the rank of an exact science, the advent of sociocracy was to be the religious consecration of the said politics. It becomes a religion. Joseph, you're leading us in this book. Yeah, well, that's actually a good introduction to the first thing I had highlighted, which is really just three words, but I think very, an ominous few words. This is the middle of page 250, where Comte says that he has given his creed, that the motto order and progress, both words are capitalized. And in one sense, if you're going to look at those words sort of amorphously or ambivalently, everybody believes in order and progress, in the sense that the Catholic church will say an ordered life is a virtuous life, and that's progress towards the kingdom of heaven. No one's going to argue, if we're going to use the words very amorphously, what that means. But when you capitalize them as something subject to this sociology, the order is going to be state imposed order, and the progress is going to be worship of a utopia in the future for which everybody can be sacrificed. And that's what happens when you suck the divine out of notions of order and progress. So the next thing I have is 253, so I don't know if anybody beats me there. Well, the very last line of 252, I just barely squeezed in ahead of you, Joseph. The box says, since nothing could be done unless a, quote, proper nucleus of true sociocrats, those quotes, was formed. But in the field of action, the watcher was politics first. From the very outset, the new system must seek to lay hands on power. And, well, you, you may have done the same thing I'm going to do, so you take it away with 253, Joseph. Well, yeah, I mean, just commenting on that, that's the whole point is that we saw this with Nietzsche and with Marx, that it's no longer about truth, objectively understood, but about subjectively applied power and that in itself. But what I felt further down here is very interesting. This is different from Marx. Marx obviously believed somehow that the working class were going to be the people that would gain power, at least in theory, were very much an elitist. And for him, halfway down page 253, and this is ominous, it's almost like exactly what we're seeing in the capitalist ideologies, bankers. So it's actually the international financiers, the super rich, like the George Soros's. These men possessing great wealth must, provided they keep us to the pitch of their social vocation, also have the leading part in the government, that they are naturally trained for this role, by their habit of seeing things in perspective and by the spirit of calculation, that the middle classes are to disappear, leaving only a patriciate and a proletariat, that for the whole of the West, with its 120 million inhabitants, the patriciate is to number 2000 bankers. So he's actually saying that we're going to hand over the government of the world to 2000 super rich financiers. That's his idea.
Telecom Reseller
A highlight from Whitepaper: The emergence of Automation and AI for Customer Service, Podcast
"This is Doug Green, and I'm the publisher of Telecom Reseller, and I'm very pleased to have with us today Blair Pleasant. Blair, thank you for joining us today. Thanks, Doug. Good to be here. I'm glad to see you again. And we also have with us Anna Baker of EnReach. Anna, thank you for joining me today. Hi, Doug. Thank you for hosting us. We're going to be talking about one of my favorite topics, actually two of my favorite topics, automation and AI. And we're going to be talking specifically about a new white paper that just came out a couple of weeks ago, the emergence of automation. And we're going to be sort of diving into this topic. What I like about what we're going to be talking about this morning is, you know, everybody, literally, everybody is talking about AI and automation nonstop. Here we're going to be talking about it in a practical manner. We're going to talk about how it actually can be applied in the field for contact centers and other applications as well. So before we dive into that, Anna, you know, I think our readers and listeners and so on see EnReach all the time, but tell us briefly what your company does. OK. Yeah. So EnReach is a unified communication provider in Europe. We're one of the biggest players there. And we provide our communication services through partners to the smaller and medium businesses. And on the other hand, we also have integrated communication solutions for for Salesforce or for Microsoft, which we provide to the bigger companies and my team as part of EnReach. We focus on the AI part. So we've built a conversational AI platform, which we're probably going to talk about a bit today. And the idea, basically, that you guys have been talking about for a while is actually using AI, making it work for companies, for applications and so on. Am I right about that? Yeah, that's right. Yeah. The thing we discussed with Blair is we showed some cases in which we use AI to fully automate certain conversations. I think one of the examples in the white paper is about a taxi company. You can imagine how narrow these conversations typically are about people ordering taxis and how AI can really help smoothen that process or even completely automate the process. So, you know, staying with that for a second and maybe before and after, how do businesses perceive AI? Is it still an unknown or is it becoming more known? I think it's becoming more known. I mean, if you if you open LinkedIn, you can't get away from AI. And most people have played with with things like chat GPT. So in that sense, it's known. I think the thing that is still unknown is what I can do once you connect it to the data of your company. So where in chat GPT, if you chat with it, you can ask general questions. Once you connect it to the data of your company, you can ask really specific questions and get specific answers. I think this is where you now see a lot of applications is pulling the generic AI conversational AI functionality into the company space and connect it with the company's data. So, Blair, you know, in starting to work on this, how is the digital world of social media smartphones and apps impacted customer service? Yeah, basically, customers want to be able to interact with companies and brands, you know, how they want and when they want. They don't want to have to go through multiple IVR menus before they can reach an agent or get the information that they want. And more and more people are using tools like WhatsApp or Facebook Messenger for all types of things. And they expect to be able to use those channels for customer service as well now. And mainly, you know, people want to be able to get service when they need it, how they need it, you know, not just during business hours. And they're really tired of, you know, the IVR and they want more intuitive ways of interacting with organizations. And one thing is that, you know, we're finding the use of, you know, social media and apps and, you know, all these other things. It's going across demographics and generations. You know, people think, oh, you know, WhatsApp is just for, you know, 20 -somethings or 30 -somethings, but it's not. And so one thing I found is that, you know, regardless of age or, you know, whatever demographic, people want to use these tools and they are using these tools. You know, and staying with that for just a second, those tools are not just communication tools. They're emerging as basically a marketplace. They're the shopping mall. They're the place, especially in many parts of the world, where people transact everything from a haircut to buying a pair of shoes. Exactly. Yeah. So people are used to using these tools and these apps. So why shouldn't they be using it for customer service as well? And then and so, you know, businesses need to really think about this. They need to make that a part of their culture and not just something that's onto the side. Am I right about that? Oh, absolutely. And we're definitely starting to see it. You know, what used to be something kind of separate is now becoming part of organizations workflows and really the way that they do business. Santa, in customer engagement settings, how do you determine which processes are better suited for automation and which should be handled by live agents, which should be handled by live engines or maybe machine? Yeah. Yeah, I think it's all to do with whether customers allow these conversations to be automated. So if you're doing a really goal oriented conversation and it's short, you typically allow, they typically won't mind an automated process. And also from the other side, having short and narrow conversations are a lot easier to automate. And as the conversation gets longer, we see AI struggle with keeping consistent conversation and we'd rather have a human in the loop and an agent taking the conversation while the AI is supporting the agent in that conversation. Did I hear you say the word frustrate? Yeah, I think there still is a lot of frustration. I think there's frustration with the fact that the customers just want to get to an agent as quick as possible. On the other end, they're in the queue and there's many other customers trying to get to the agent. And our role is to make sure that those conversations that are, that can be automated, that can be routed more efficiently, are routed more efficiently so that we free up time for those lengthier conversations that do need agents. This sounds like it's a complicated thing. In other words, we have to make a number of important decisions if you're a company in applications about which calls go where. Yeah, typically it starts with kind of a routing. We ask people their intent, why people are calling or why people are reaching out. And based on that, we make a decision whether to see if we can help them by self service and automated service or whether we directly route to the to an agent. Because a certain conversation that doesn't make sense to try and automate you only frustrate. So let's stick with this frustration thing, because I think, you know, by the time someone's actually contacting a contact center, they're pretty frustrated sometimes. And so I need to I mean, Blair, I need to ask, is AI sometimes seen as a cost reduction tool? And can that be a problem? For some organizations, it is seen as a cost reduction tool. And down the road, I think more and more it will be. But I think right now, organizations are looking at it as a way to improve the service that they provide to customers. And you know, customers are demanding self service. You know, we know that, you know, again, across generations, across age groups, people want that self service capability and to be able to get what they need when they need it without having to, you know, wait in queue for an agent. So whatever organizations can do to help enhance self service is really seen as a benefit right now. And AI is really helping enhance those self service capabilities. And it's also helping agents be more productive when customers do talk to the agents. So I think it is seen as a cost reduction, but I think a lot of organizations are really seeing it as a way to provide better self service capabilities to customers and then also to enhance the agent performance and the agent's ability to answer and resolve the customer's issue when the customer does talk to the agent. You know, a lot of people talk about, you know, being able to replace their agents and saving money that way. But right now, it's really about agent augmentation. It's not about replacing agents and saving money that way. It really is about giving the agents the tools that they need to be more effective and to provide better service to customers. So down the road, yeah, we're going to see, you know, cost reductions based on lowering, reducing the number of agents. But right now, it's really about helping agents be more effective and helping customers get those self service capabilities that they want. Is it also about improving brand loyalty? Oh, absolutely. You know, if customers can get the information that they want, when they want it, how they want it, then that's definitely going to improve brand loyalty and customer loyalty. No doubt about that. But, you know, you were talking about frustration before. If it's a frustrating experience to customers and they can't get the information, then that impacts customer loyalty negatively. So that's why having the right tools that can really assist agents and assist customers is so important. So Blair, are consumers becoming more accepting of automated and self service environments? I'd say yes and no. You know, consumers really want to use self service and studies that I've done show that the large majority of customers will try self service before reaching out to a contact center. But that being said, a lot of people get really frustrated with automated and self service applications that can only answer specific types of questions and they don't always work as advertised. You know, I think the first generation of chatbots really didn't work very well. And customers got very frustrated, you know, frankly, personally, I hated using chatbots for the longest time because the experience was really bad. You know, it didn't provide the right answers. And half the time it didn't understand the questions. It didn't know where I was coming from. And a lot of people just gave up and stopped using this first generation. But I'd say in the past year or so, or maybe two years, the technology really has improved. And we have more conversational AI tools that do understand the questions and can provide better responses. And this is just going to keep getting better with generative AI that lets you ask questions in a more natural way and provide better responses that are easy to understand. So yes, it's been frustrating, but I think customers are becoming more accepting and will be as the technology keeps improving. So you know, Anna, you know, AI is usually perceived, I think, as a large enterprise solution. Is that correct? Can it be used with medium sized companies or even smaller companies? Yeah, I think the answer is yes and no. It's still a big topic. Integrating your data, integrating your system with AI is a lot of work. And enterprises spend a lot of money on that. And that's something that is hard for smaller businesses to replicate. On the other hand, providers like ourselves have already pre -integrated AI into the core of communication, which makes it the solution that is also achievable for those smaller players. Think about taking your IVR experience and upgrading it to a voice IVR, where instead of having to listen to the menu, you can just say, I have a question about my invoice, and the IVR system routes you to the right department. And this is something that we've basically built out of the box as a turnkey solution now. And with these large language models, it's also a lot easier to train and model for your company. So there are definitely solutions we see that are within reach for the smaller and medium businesses.
CoinDesk Podcast Network
A highlight from MONEY REIMAGINED: Breaking Down Barriers to Crypto Adoption | Insights from Jan Van Eck and Matt Hougan
"You're listening to Coindesk's Money Reimagined with Michael Casey and Sheila Warren. Hello and welcome to another edition of Money Reimagined. I'm Michael Casey. Listen to us weekly on the Coindesk podcast network or wherever you get your podcasts. We would love to hear from coindesk .com. Subject line Money Reimagined. Sheila is out this week so it's me on my own but what I'm bringing to you are recordings from an interview I did earlier this month with two leaders in fund management, both of whom have significant interests in crypto. One is Jan Van Eck, the CEO of Van Eck funds and the other is Matt Hogan, chief investment officer at Bitwise Asset Management. Van Eck and Bitwise have both filed applications with for Bitcoin. The question I wanted to put to you guys, and I'll go to you first, Jan, is I've been covering this space for 10 years now. And I think we all thought there may be some tipping point moment when the world would suddenly embrace this. And certainly there's been some incredible growth, both in terms of prices and activity and development, phenomenal growth. But at the same time, it always feels like, no, it's not yet there. So what is the single most important barrier that you see toward wider adoption of crypto? Sure. Thank you. I really break it down into, are you talking about crypto as an investment, as an asset class that should be in people's portfolios, or as a technology to be adopted? And I use this example of the relational database, which was a big breakthrough in the architecture of databases 50 years ago or more. And it created a lot more productivity, almost like AI is doing with technology today. But who cares? It wasn't investable, right? It was a nice technology, but it wasn't investable. So I'll start with the investable aspect of it. And I think that since 2017, I firmly believe that Bitcoin is a store of value alternative to gold. But I also say it's sort of like an eight -year -old child. It's going through evolution and adoption, even this year, with the ordinals kind of break through for a while and sort of transaction fees being a thing in Bitcoin, right? It's evolving, it's code, it's kind of living. And I think there's a lot of investor types that haven't adopted it yet. And that's what I see kind of going forward in the future, whether it's probably frontier countries adopting it more, maybe even formally through their central banks or something like that. I think that's foreseeable. I don't see the German central bank or the central bank buying it anytime soon, but it's possible. One of my colleagues pointed out, I think you all did a survey of, sorry, this is a long answer, but yeah, Coindesk did a survey, I think, of perceptions globally of crypto and there was a big break between EM and I guess specifically it was energy usage. It being friendlier for energy usage was the majority view in the emerging markets and in the developed markets, it wasn't that, it was the opposite. So anyway, I see Bitcoin as kind of going through cycles and gradually getting more investor adoption, the ETF aside. So let me stop there and give it to my colleague, Matt. Thanks John. I agree. And I like that separation of investment case versus sort of maybe real world utility. I would add on the investment case, I think it's already there. I agree. It's a digital alternative to gold. And so the people who are holding it are using it for its use case. And I think the barrier to mainstream adoption really is the ETF. I know we'll talk about that more later, but I think if you look back at gold, it was the ETF that brought it into the mainstream. There were a few gold funds before the ETF. Van Eck ran one of the longest running, maybe the longest running, a phenomenal fund, but it really wasn't mainstream until we had an ETF. And I think that will be the tipping point. On real world use cases, if you look at like the Ethereum ecosystem, I actually think we surmounted one of the major hurdles over the last two years. I think what stopped the NFT boom and the DeFi boom was actually the rise in transaction costs as much as anything else. I think there was not enough throughput in that ecosystem to allow it to go mainstream. And I think the development of layer twos have allowed it. I think that's necessary, but not sufficient. So there's still additional barriers, there are regulatory barriers, there are design use case barriers, but I actually think that throughput question was the biggest one and we surmounted it. We just haven't seen the fruits of it because of these other steps that we need to take as well. Okay. So there's actually both of those answers, some things I want to dive into a little bit here. The first one is like this idea of it being gold. And I think in a way, I think maybe you can read from it slightly differently because Jan, you're talking, this is what its use case is, but there is still some evolution in a way that Bitcoin needs to go into. What I think is fascinating about that is like, okay, gold isn't going to evolve. It is just gold. It's in the ground, right? But there is this Bitcoin is code, but it's also a community. It's a living, breathing ecosystem of human beings, which makes it sort of unique. And so therefore, like, you know, how it evolves into being recognized for being the status. Is there an educational component to this, for example? Like, is it important that people kind of get in their heads? We can all use the digital gold analogy, but even getting there requires an understanding about why this actually does do that. Well, let me, this is Jan. I am going to pick a fight with you on the gold side because the use of gold as an investment has changed dramatically over the last 100 years. So even if you look at the history of our company, VanEck, the reason we started our first gold fund as a gold mining fund is it was illegal to own gold in 1968. So you see both Bitcoin and gold being affected not just sort of by securities regulation, but much bigger political, debates. even geopolitical But if you go back to before FDR, right, gold was the underpinning of central banks globally with the idea of trying to reduce currency volatility so that there would be more global trade and global wealth. But then they moved to basically away from the gold system. FDR did when he wanted to spend more money during World War II. Anyway, so, you know, gold has been in and out. And now more recently, central banks around the central banks because they don't trust the U .S. to hold their dollars anymore. Okay, so maybe that's a little historical quibble, but I do think that the role changes and I think it will change with Bitcoin going forward as well, just sticking to Bitcoin. It still sounds to me as if that is a discussion about the external factors, right, i .e., regulatory models, whatever, where governments stand. And all of that is maybe what the composition of what gold is and what a secure, uncorrelated investment needs to be is all contingent upon what is actually happening in that geopolitical circle. So in some respects, Matt, it gets back to your point about like, we're still sitting here waiting for the regulators to make a decision about an ETF or whatever. Yeah, I do think we are. I wanna hit one more thing on the gold thing and then I'll get to that because I think it's really important. There is this perception that gold has been the same for 5 ,000 years, completely wrong. Most people's perceptions about gold are untrue. We went off the gold standard in the early 1970s and people didn't know what gold was, right? They were figuring out what its role in the world was. Coincidentally, or maybe not coincidentally, that was the single best decade to be invested in gold. That was a phenomenal time. When stores of value move from uncertainty to established is when they accrue a lot of value. And that's what's happening in Bitcoin. I think there's some direct analogies to gold. I'd also add gold is a lot more volatile than people give it credit for. People think of it as this steady eddy. It has big swings up and down 20, 30 % a year. A store of value doesn't have to be day to day, unvolatile to be useful. It has to hold value or accrue value over long periods of time. And I think people discredit Bitcoin because they misunderstand gold a little bit. Just to add a comment on Bitcoin before we get off of that, gold shares, to your point, like Bitcoin miners fell 90 % from 2011 to their lows in 2016. I mean, you don't get worse than that, right, in terms of volatility. And that's a part of the ecosystem. It's not bullion, but still, I completely agree with you. So I just wanted to add that. I do think also, and I really want to push you, Matt, on this, that we have a global view of regulation of Bitcoin, right, because China has really taken its foot off the brake over the last year. And I think that's, you know, I call it the country the size of the United States. I think that's super important. Yeah, I think that's really important, too. I actually agree. And I think that's been going on for the last decade. It's sort of like a blanket that won't cover the whole world. And when somebody pulls it, then another government's like, oh, maybe we have an opportunity. I think that's what we saw in China with the U .S. being more restrictive, and then Hong Kong saying, well, what if we aggressively banked gold? Maybe there's an economic opportunity there. And I think it's sort of anti -fragile in that sense. Can I just punch down, maybe we're going to move to the technology side, but I just want to punch down on Bitcoin, because I think it, as an investment, is potentially relevant to everyone's portfolios here at this conference. I mean, you may not like, there are investors like Warren Buffett that will never invest in gold and would never invest in Bitcoin. But for a lot of people, the biggest risk out there, I would say, macro risk, is U .S. federal budget deficit. And I don't know of a better hedge than gold or Bitcoin. So maybe that risk doesn't come to fruition in our lifetimes, but it has got to be an alternative that people think of regardless of everything else in crypto. Yeah. Jan and I are going to keep going back and forth. I would add, it doesn't have to come to fruition for gold to be a good, for Bitcoin to be a good investment. It's an insurance against that potentiality. And if you're a wealthy individual, that's one of the biggest risks to your long term wealth and holding that insurance policy regardless of the outlook. Last thing I would add is we've come a long way. The other mistake people make when looking at Bitcoin regulation is like evaluating us today versus a year ago. If you evaluate us today versus 10 years ago, massive progress, even today versus five years ago. Look at the conversation in Congress today around crypto versus where it was two or three years ago. People need to relax a little, take the long view, and they'll probably have a better outlook for their long term investment.
Real Estate Coaching Radio
A highlight from How To Turn Your STRESS Into SUCCESS!
"Welcome to Real Estate Coaching Radio, starring award -winning real estate coaches and number one international bestselling authors, Tim and Julie Harris. This is the number one daily radio show for realtors looking for a no BS, authentic, real time coaching experience. What's really working in today's market, how to generate more leads, make more money, and have more time for what you love in your life. And now your hosts, Tim and Julie Harris. Welcome back. Today we're going to be talking about how to turn your stress into success. Here's a simple fact. All of us, no matter how organized you are, no matter how drilled down your schedule was, no matter how perfect you think you got things going for you, you're going to experience stress. It's normal, but how you react to the stress that you're experiencing, that is something that you can actually control to a great extent, not 100%. So what we're going to do today is we're going to go through, it's going to be a two -part podcast. We're going to go through a system where you can essentially acknowledge your stress. I'm not going to say manage your stress or manage your time, because those things are often unmanageable, and the very prospect of trying to manage either actually causes you more stress. That's true. Which is ironic. But what we're going to do is take you through a process so that you can really turn what mostly is an unconscious reaction to something external into something that you will find that you can derive power from and focus. So get ready to take notes, and as always, all of our notes are available down below in the show description. If you're on iTunes or YouTube or, hey, we're now on, what's that new video platform called? I forget. Anyway. Something new. Something new where videos actually are also living. And all the other, Spotify, Amazon, everywhere. We're on Google Listen and everywhere. So yes, everywhere that the podcast is listened to, you can also find the notes for our show. We oftentimes will put all of the notes that we're using. Notes are all copywritten, of course, but at the end of the day, we want you to feel free to use these when training your own agents or maybe your small brokerage, whatever. This content is designed to help you first, and then hopefully you're going to help others with this information as well. And while there also, there's a lot of links in the show description below, and you can join the premier coaching program. There's information about our eXp Real Estate Group, which you might want to consider joining all kinds of good stuff. So just scroll down and it's all there waiting for you. So Julie, let's roll into your points. Yes. And it is true that one of the most common questions we get from podcast listeners and coaching clients when you guys text us or reach out, it sounds, you know, it comes in different flavors, but it usually sounds something like this. I feel out of control with my time. I'm spending a lot of time chasing after scarce listings from my buyers, negotiating multiple offers on my own listings, and then putting out fires on my pending deals. So how can I get back into control? You're wondering what's okay to stop doing, or you should be wondering what's okay to stop doing, and what must you never drop when you're feeling out of control. There's an old saying that goes like this. If you're not controlling your time, someone or something else always will. So we're going to give you a multiple step plan. It's a little bit of this is mindset, how to control your, how you're thinking about it, and some action steps. So here are things what to get rid of and what to keep. Well, I mean, just reading your description there gave me a little bit of stress, I have to say. Did you do that on purpose, Julie? No. You'll feel better by the end, I promise. I wanted to share with them something, because the thing that actually drove my stress up a little bit when you were talking about not enough listings, guys, in the next few days, we're doing a podcast that is, I think Julie is now, what, 30 different sources? Yes. I'm actually excited. And in a couple of days, we're going to do a one -part podcast, which is all of the different online sources, resources, other than your MLS, to find listings. And there's quite a variety. We're going to talk about farms, land, ranch, commercial, normal residential, vacation properties, foreclosure, everything. But what we're doing is we're actually giving you guys links of where you can go to find homes that are for sale that are not in the MLS. That's the main thing. So the notes already have, I think it's like 25 or 30 different websites, mostly, well, I mean, they're all websites, where you can click on the link and then you can be taken to a list of a source of homes for sale. Again, these are not in the MLS. And these are almost all nationwide, by the way. Right. And we're going to be doing this the next couple of days. So yes, if you are feeling stressed from not having enough inventory, we're going to cure that in the next couple of days, listen to the podcast. All right, Julie. So part one. You got it. All right. So let's see. What to let go of versus what to keep. So let's see part one. Number one, mindset check. Are you really that busy or are you just disorganized? Take a day to get real about what you're actually managing. Sometimes just dedicating a day or even two days to getting a grip is all you actually need. So don't keep telling yourself you're overwhelmed. Instead, your affirmation is that you are surrounded by opportunity. Isn't that more accurate? This is why this is the first step. When you do that first, you'll realize that your state of overwhelm is actually temporary versus allowing it to become a lifestyle. So I don't, I didn't scan your notes, but did you talk to them at all about the brain dump? I didn't. Yes. You can add it right in here. I was thinking this would be a perfect spot. Bonus point. One and a half. That's right. Bonus point. One and a half. So one of the systems that we've used for decades, especially with coaching clients, is when they're feeling overwhelmed. Take a tablet of paper and I don't know why tablets of paper where you're writing it out is more effective than if you're typing it out. Typing it out almost, I don't know, it doesn't stick in your brain as much. So take a tablet of paper. Take like maybe one of those long yellow legal tabs or tablets and then write down everything that's in your brain. Don't stop writing until essentially everything that's in your mind that you think you should be thinking about is completely cleared out and you can do personal and business and go through every single thing. So that's the first cure because what you're going to find out oftentimes is that you're going to start, like you'll write down maybe 10 or 20 different things and then you're writing them down in different versions. Like you're going to say, take in the dry cleaning and then you're going to realize that you wrote that down as the fourth thing and now you're seeing that you write it down as the 18th thing. In other words, what you'll discover is a lot of thoughts that you're having that are feeling like they're, you know, bogging down your ability to think clearly are the same thoughts. In other words, you don't really have that many things that you think you have more going on in your head than you actually do. So when you write all this down, then you're going to look at this list and there's three filters that you run all these things through and it's called do it, delegate it or ditch it. So the things that you absolutely positively must always be doing are going to be the things that fall into the five categories of the things that make you money in real estate, which is proactively generation, you know, obviously prequalifying, presenting a lead follow up, negotiating, those types of things that we teach in premier coaching. Those are the things that you should not be delegating and you have to do it. So the do it category are the things that you absolutely positively should leave on your list. The delegated category are, there's lots of things you could be delegating, lots of things you don't have to be doing. Lots of things that may be frankly under the delegation category are things that maybe not only not don't have to do yourself, but maybe don't need done at all. In other words, you put them on your list, you thought they were important. Somebody told you they were important, maybe even, and guess what? They aren't important. So get rid of them. And then the last one is ditch it and that's where essentially the lot of the things in your second, you know, the delegated part, they're going to go to the ditch it category and just completely remove them from your list. Or another thing to do is if there's longer term projects or things you wanted to be doing, write them on a completely separate list and then segment your list. But the most important thing is if you want to really get control, and this is a good, this is a really, at the end of the day, this is a mindset point, but if you really want to clear your brain and start feeling a resemblance of control, I did, did this just the other day. Honestly, I had a big, uh, to do list and it was, um, I keep lists. I'm a list guy. I know a lot of people have different systems for it, but lists work for me because I derive immense pleasure crossing them out. Yes, it is very satisfying. That's why it's very cathartic to take a damn thing is bought in that damn list and getting rid of it. Bye bye. That's right. I enjoy that. So that's my payoff. But there's a system. So do a delegated or ditch it, but start out by doing what we call a brain dump and write everything down and then go through it. And then you'll start seeing after you actually write everything on a piece of paper, you will feel better. You will feel some sort of a cloud will lift. It will. It really will. Then you look at all the things are floating around your head and like I said, remove the duplicates first because a lot of them will be duplicates and then go for a do it delegated or ditch it and then you know, move forward. That's a simple system. Well, that's a perfect 0 .1 and a half because remember we started by saying, are you really that busy? Are you just a bit disorganized? Maybe your mind is feeling disorganized because you haven't written it down and done the brain dump, right? So that goes hand in hand. And speaking of the do it part of the do it, ditch it or delegate it. Point number two, proactively generation cannot stop. This is the first thing that agents drop when they get even a tiny bit busy. You must actively pursue new qualified appointments every single work day. And it is the most important action that you take daily, whether you have a, whether you have pending transactions or not, whether you have active listings or not, always on every call, whether it's a home inspector or lender, a past client or a pending ask, you guys should know it by now, whom do you know who could use my help buying or selling real estate or Tim's version, which I like even better. What two or three people do you know who could use my help buying or selling real estate? So make the commitment to a minimum standard of contacts every work day, even when you're feeling busy, refer to our previous podcasts about how to list and sell the homes that you need to sell your magic number as well as lead generation from best to worst. We've done so much work on this with you guys on previous podcasts and in premier coaching. So I'm going to actually, I'm going to reinforce all your points, but I'm also going to give these guys a bit of a relief valve. I have coached people who are just for some reason wired to be disorganized. They're wired to basically be Liberty Gibbets bouncing here, bouncing there. That's just how they are. But then yet they're very successful. And why are they very successful? Because they always lean back into the things that are going to make them money. And oftentimes they have really vibrant personalities and people like them, despite the fact that they're wearing shoes that don't match and you know, things like that. All right. So how do, what's the solution when you're coaching somebody like that? The solution is not trying to find them a solution. The solution is just making sure they do to the three to five things every single day that they should be doing at a high level and then holding them accountable as three to five things and then giving them permission to be whatever the hell they want to do with their time the rest of the day. In other words, they can't, it's too much emotional stress for them to be held to a schedule for more than maybe two or three hours a day at, you know, in other words, they can only really, let's air quote here, time block two or three hours a day. So what are the things they should be doing in those two or three hours? And Julie and I talk about this on the podcast all the time, but obviously Julie's pointing about proactive lead generation. We want to talk about, you know, if you had a listing appointment, presenting, negotiating, all those types of things we teach in the coaching program. But really guys, if you really want to know how to really feel long -term control of your day, your day should come down to having mastered the art and science of really doing only three to five things every day. And those things are, in our opinion, now you can modify, but this is sort of a holistic approach to this, right? You need to be making your self -determined number of contacts per day as determined by your real estate treasure map, which we give you in the first level of Premier Coaching. So whatever your number of contacts per day, you need to be making those per day. You need to be having done all your lead follow up by the end of the day. I'm giving you a whole bunch and you guys choose which ones. Ideally, when you are very, you know, essentially advanced as a proactive lead generator, you should be setting one pre -qualified listing appointment per day. Julie and I are huge advocates of doing some sort of physical workout routine every single day, taking some kind of supplements every single day, showing overt gratitude. You know, I love you Julie, I love you Tim. You know, showing overt gratitude to the people that mean the most to you every single day. If you just basically write down the things that you have to do every single day, the accumulative effect of doing those things every single day will pay off in ways that you can't even understand. It's a multiplication effect. There's a compounding of duplicating those efforts. The obvious one being is that if you're working out and you're, you know, hopefully taking care of what you eat, you're going to see, not right away, but over time, your energy level increases, your physicality increases, same goes with making contacts. But the key to making this work is do those same things every single day and then often will come down to doing what you don't want to do when you don't want to do it at the highest level, which by the way, is the founding principle of our coaching program, but also of anyone I've ever met in life who's successful at any level. They knew that they had to do what they didn't want to do when they didn't want to do it at the highest level over long periods of time. And that's what we're prescribing to all of you guys as well, because it does pay off. So really, if you're wanting to get in control, but you're absolutely one of these people that can't be in control as your coach, I give you permission not to be in control for anything other than those two or three hours, ideally in the morning, because when you get those three to five things done every single day, even if the rest of the day is like a, you know, high speed roller coaster, it does not matter because you did the most important things. Well, that's right. That's the most important thing that you said is what you do with those two to three hours is what's critical. What you're not doing is giving them permission to just say, well, I'm just a disorganized person or go on Instagram or make a bunch of TikTok videos or do a bunch of passive lead generation or go on Facebook and take a bunch of surveys. All this silliness that doesn't lead to anything. That stuff doesn't count. Okay. So we're talking about what to keep and what to ditch. Point number three, deadlines cannot be ignored or procrastinated. You can lose a deal by losing track of time or having misunderstandings with the other side. So remember that people scan through DocuSign without really realizing what they're signing or remembering it or being able to even find it again. You can't be part of that. So use a transaction coordinator if that's getting out of control or if you're your transaction coordinator, you have to be careful with your earnest money deposits, contingency releases, inspection dates. Don't let those fall behind just because you're behind. Get clarity and or get help. And I'll tell you what one of my coaching clients does is when she does new transactions. Yes, of course, that's all in DocuSign and transaction management and transaction coordinators and all that. But in also her alarms, in her phone, she gives herself two or three day warnings. There's a contingency coming up. You've got to release that so that even if she's really super busy showing houses, maybe she's got somebody coming into town and it's a really intense appointment weekend. The alarm is going to save her butt. So that's just a backup plan. There's lots of different things that you can do. But this is one thing that you really can't blow off because it could cost you a deal. Well, I'll give you some exciting news. I know because you and I are investing some frankly, some money and time into developing some A .I. bots and apps for our different businesses, that there are absolutely people that are developing A .I. right now to work directly with the major CRM or transaction management platforms. So agents are going to be able to have an A .I. bot that's essentially going to act as a real live admin who's going to oversee the entire process. It's amazing. And ChatGPT4 and Bard and all these others, this week, ChatGPT4 is releasing a version for their paid users where essentially it's going to start using voice. So remember we were talking about on the podcast yesterday about all this? Well, the technology is here. So you're going to start having a voice. In other words, it's a real human voice. It does not sound like an old fashioned answering machine. That's good. And you know, I just laughed at myself because how many people? They don't know what an answering machine is. Right. Anyway, so back to 2023 or 2024 when you're listening. So the moral of the story is that there are going to be massive advancements in this A .I. technology that's going to make your lives a lot easier, which will give you a lot more room and time to spend on the things that matter most. That's assuming that you know what those things are and you actually know how to do them. That's what coaching is all about. And yeah, a lot of this technology is going to be coming through. I shouldn't maybe necessarily say this, but I know eXp Realty is working on developing a lot of these A .I. bots. Glenn Sanford is unbelievably intelligent about creating these technologies that streamline a lot of agent processes. And really, there's no downside. The experience is better from the customer's perspective, the agent's perspective, the broker's perspective. So all that's coming to a brokerage near you, assuming you're with Juli and I at eXp Realty. There you are. All right, now our final point for today is maybe one of my favorite points in terms of getting agents and brokers really organized and giving you peace. And that is point number four today, keeping your visual accountability, your whiteboards updated. You can't ignore that. You can't put it off, update it every day. In order to know if you are on track ahead or behind, keep that updated. Don't ignore your boards just because you feel like you're currently on track or ahead or hide out from them if you feel like you're behind. Not tracking your business is what will make you behind in a matter of days or weeks. Now, there's a rule in aviation called the one in 60 rule. When a plane veers off its course by just one degree, it misses its target destination by one mile for every 60 miles it's flown. Isn't that interesting, right? It is. You think it's just one degree. What's the big deal? I can find the airport, but maybe it's not the airport you were looking for. You're the plane. Stay on course. Visual is accountability the dashboard of your business. I have to say, Tim, I know you've had this experience too. Once agents start really embracing the visual accountability, and yes, we know you've got all this kept track of in a spreadsheet or your broker tracks it or whatever. We're talking about in your office on whiteboards in front of you. It works because it is visual. They'll say, oh, my gosh, I just feel so much more peaceful knowing and seeing I've got this many listing leads. I've got this many active listings. I've got this many pending, and I've got that many closed, which means I'm exactly three deals ahead of where I should be based on my treasure map. A lot of the stress in real estate really in life is just not knowing stuff, right? Not knowing about your finances, not knowing about what's going on inside your contracts, not knowing whether you're on track ahead or behind. It will give you peace to know. Well, the dry erase boards are the reason that obviously we know about all the technologies and all the widgets that give you creative dashboards that show you all your key performance indicators and all those things. We use those things in our business as well, but it's what Julie just said. The problem with all that technology is that you can hide from it, and it hides from you. A dry erase board, especially a large dominant one, and I was thinking when you were talking how when somebody, we get Premier Coaching clients, they'll post pictures of these big -ass dry erase boards, and they'll put them up on their walls. I'm talking about the monster ones, and that's the only way to do it because it doesn't leave any typically room for anything else on the wall. Tell them what the dry erase board should be because not everybody is a coaching client. Yes, well, they should be, and we'll tell them about that in a minute. What should you track? I like to think of it chronologically, right? Every transaction that becomes a closing starts as a lead, so you track your especially listing leads. Right. I'm looking at my wall. I want to know what the dry erase boards are. That's what I'm saying. I want to know which of them are. Okay. The first dry erase board is? Leads because everything starts as a lead. Okay. Then it becomes a listing. That's the second board is active listings. Okay. Then the last one is closings. You have one in between, pendings, and then you have closed. If your goal is to close 24 transactions, your closed board will be one through 24. As they travel through your boards, they land on the closed board, and you can see, are you on deal number three? Are you on deal number five? Where are you versus where you should be? On the closed board, sellers are in red, buyers are in blue. The other thing you can also do, and this is really fine tuning all of the accountability you have for yourself, is write down on the closed board what the price was and what the commission was, and then also really drill down on what the source of the lead was. We've talked for literally thousands of hours on this podcast of the importance of never just going by how the lead actually showed up in your life. You're going to need to ask secondary and sometimes third. What would be it? Cursary? Tertiary. Tertiary. That's right. That same question more than once. You need to ask them, who originally referred you to me? Where did you originally find me? How do we connect it? The story that Julie and I tell that seems to work is we were in our office when we were selling real estate, and one of our chief transaction coordinators was this gal named Kelly. Kelly was using a prequalification seller form, so she had at her desk buyer prequalification for him and seller prequalification for him. So Julie and I were in our office, and she was doing the seller prequalification, and one of the questions was halfway through the script was basically, so why did you decide to call Tim and Julie out for the job of selling your home? I think that was the question. And she wrote down the answer, but she didn't listen to herself ask the question, and she didn't watch herself write down the answer. So she asked the question two times in a row, and the first way that they answered it was like a sign or whatever. And then she asked the same exact question, and then they answered it, and we watched as they wrote down that it was a referral from so -and -so. And so that was the real tip -off that if you don't ask for what like drill down and really dig into where they're or why they're contacting you, you're going to make the mistake of assuming that they basically are contacting you because of Facebook. Because what happens is that you're at Orange Theory, somebody asked you for a referral for a roofer. You're going to say, Jack's roofing, I don't necessarily have his phone number, my phone's in my car, whatever it is. But the person you're going to talk to remembers Jack's roofing in, say, Georgetown, Texas. So they're going to go and they're going to drop into Google, Jack's roofing, Georgetown, Texas. So the first thing that's going to come up is Jack's Facebook business page, let's say, or Instagram or whatever the hell it's going to be. And then you're going to message them through that app, and then Jack's going to get the message from Facebook that you are interested in having your roof fixed. All the while, Jack's going to then assume, hey, my Facebook campaign is working, you know? Of course. Look, I'm going to post more pictures of my lunch every single day, evidently that's generating business for me. Right. All the while, the real reason that Jack got that lead was because it was a referral from somebody you knew at the gym. You guys get the point? So if you're not asking those real drill down questions, you're really going to lose contact with the source of your business. You're not going to realize how much of your business comes from the things that don't cost any money, signs, for example, centers of influence and past clients, for example. People you maybe like, they could be somebody that an old neighbor, oh, you don't even know. You're going to have to ask. And that's what you'll self -discover, what Julie and I have been coaching all you guys for decades, is the percent of business comes from any kind of marketing and advertising is typically less than 10 % because most everyone chooses who they're going to use as a real estate professional, like 90 % based on the things we coach you guys to do, which cost you no money, which aren't anything to do with marketing, branding, and advertising. Don't misunderstand what I'm saying. Back to the roofing example, had Jack the roofer not had a business Facebook page and that person had gone to Google and tried to search for him, he may not have ever found Jack's phone number to actually make the, you know, to get in contact, right? So it's important that you have a presence online, but you've got to see it for what it is.
The Financial Guys
A highlight from Republican Debates, Election Predictions, and Media Criticism
"At some point we have to take the economy seriously. We can't just keep printing money and sending it overseas. Welcome to another Financial Guys podcast. I'm Mike Hayflick along with my partner, Mike Speraza. We are always excited to be here, Mike. Um, we are here after the second Bill's win. Yeah. Yeah. We will, we'll keep it at that. Every time we talk very little, things go well. So let's, let's keep it at a win and big game Sunday. Miami. What should be right. A massively popular game. I mean, when they put up 70 against Denver and we, we basically, did we shut out the three points? Three, three. Okay. We held, held Washington, the Washington commanders to only three. That should be a really, really dynamite game. So. Had to change their name due to political correctness. I know, I know. And we had some conversation about that. The people I was watching the game with were reflecting on, I guess the good old days when the, the nicknames of teams just didn't seem to matter as much, but it matters now. Now they want to take down statues. You're an Iroquois guy. They're taking that name away. The chiefs because apparently saying chiefs is very, uh, politically incorrect. I mean, a leader. You can't be called the leaders anymore. Maybe it'll be the Iroquois comrades because everyone's got to just hold hands and sing Kumbaya. Yeah. And, and you know, nobody gets a gender anymore. Nobody can dominate one or the other. Even if it's a sport, there really might not even ever be winners or losers. They might not even keep score anymore in sports. Like it's just going to be for the experience of it trophy for the trophy for the trophy. Line them all up. They're all going to look exactly the same. There'll be gender neutral trophies. When will we have a they, them team name? Like the, the Washington they, thems, like when, when, I mean, I know that sounds outrageous, but that's where we're headed. Yeah, it's true. It's going to be comrades. Friends. Yeah. The friends, the Iroquois friends, the Iroquois comrades. It literally is heading that way though. Something where you go, what is, what is this sport? Like we don't even know based on the name, what the sport is. We don't even, yeah. You won't know. Like usually you could derive some more information from things like that. Oh, no, no, not anymore. No, you're going to have to dig real deep. You're going to have to show up at these events and, uh, you know, maybe wear a nice hoodie and a pair of shorts at the events. Yeah, I agree with you. And, uh, you know, maybe right after you went through the Senate chambers to vote on something, you can head and do a game with your hoodie and shorts on. Anyway, the next one, the last thing I'll say is the next one will be the Patriots. They'll be getting their name taken because that represents Donald Trump and his movement. We got to take away the name Patriot, right? That'll be the next one. There you go. You know, I just, I can't with these people anymore. It's really getting to be absurd. Yep. Totally. So, uh, Mike, let's start with this one. A second Republican debate coming this Wednesday night, September 27th, and Dana Perino, who I've always enjoyed listening to. Um, she will be joining Stuart Varney and Ilia Calderon at the Ronald Reagan library. presidential Suitable place. I love it. Yeah. And, uh, I, we were just chatting a bit before the podcast, so let's just line this up. All right. I don't know the order, but we're going to have Pence, Christie, DeSantis, Rama, Swami, uh, Doug Burgum made it Dougie Dougie. Um, who is that? Who else? I'm I've got five Nikki Haley. Thank you. And then, uh, there should be one more. Um, I did pens from, let's write this down. One more time for everybody. Pence, Rama, Swami, right? DeSantis. How do I not remember? Tim Scott, Tim Scott. Thank you. So, so seven this time, um, not Asa Hutchinson, I think you said he, he didn't make it. Didn't qualify. So, um, of course the big elephant in the room is that Donald Trump again will not be there. Just tell me your thoughts, I guess, on this next upcoming debate. Are we going to hear anything different? Is there any going to be anything that really makes people go, Whoa, this guy's really racing to the front or female. Um, if it's Nikki Haley, anyone going to race to the front after this one? I really, I mean, I think we're kind of wasting our time here and I'm not saying it as a, as a Trump voter. I'm just saying it realistically. Right. I mean, at this point, the lead is 40 to 50 points. Nobody makes up that ground than a debate, right? Like Nikki Haley had a great debate last time. She's still polling single digits. Right. I don't agree with Nikki Haley stance on a lot of things, but she, she fared well in that debate and she really didn't grow or fall behind anymore. Right. So I think that's the tough part. When we look at these debates, the Donald Trump in the 2015, 2016 campaign years, that is your like unicorn, right? Where, where you just go up there and go bananas. And then you end up, you know, taking over the field. The difference was there was no Donald Trump in that election, right? Like you had a Jeb Bush, but he wasn't the guaranteed slam dunk candidate right now. You have Donald Trump, Mike, and he is the guaranteed slammed on Canada. The only one that we thought maybe had a chance was Ron DeSantis and he has crumbled mightily, whether you like him or hate him. It's just the facts. He's, he's in trouble. Right. I mean, so what, what are we accomplishing with these debates other than kind of a, I guess I'll say wasting our time. Yeah. And I, I just, I just think it's worth breaking this down a little bit. Like what is it that people like you and I think that these others are just inferior to a guy like a Donald Trump? Like, and I'll tell you my opinion first. Mine is I just don't think they'll win. And I just feel like more and more people need to, you got to vote and expect that the conservative Republican candidate in this case wins. And I don't think any of these other people could, could actually win. I don't think they have enough, you know, experience. They don't have the fortitude that a Donald Trump has. Well, I think that that to me is, is there's two reasons why I'm voting for Donald Trump, right? Number one was I thought he had a very good four year term other than the COVID 19 issue. And I, I'm telling you right now, I say this to people all the time. If it was Ron DeSantis, if it was Donald Trump, if it was Hillary Clinton, that, that, that whole debacle was, was a disaster and there was no way you were going to look good in that debacle. I'm just telling you. Yeah. Number one, but that was a Trump fault that I have. And if I ever talked to him, I would tell him that that I do not agree with what he did with COVID. It's easy for me to say that now, but, but at the end of the day, he had a great four year term other than that, in my personal opinion. Number two is every time they've tried to knock him down at the knees, Mike, that has made me want him back more, right? The, the every time they indict him, I want him back more, right? Every time they try and silence him with gag orders, I want him back more. This is how I think a lot of conservatives are feeling. And at this point, it's kind of like, okay, is Rhonda, here's what my other point, I don't mean to keep going on, but at the end of the day is whether it's Ron, DeSantis, Vivek Ramaswamy, or Donald Trump, I'm going to use those three for a second. They will be treated the exact same way by the media, by the Democrat party. It doesn't matter who that candidate is. It doesn't matter. Right. People always say like, Oh, but, but Trump's hated. If DeSantis is a candidate, he's already taken crap from the leftist media, right? Like if he's the candidate, he's going to, it's going to be open up another can of worms. I don't think it matters. The reason why we got to go with Donald Trump is he's been there. He's been able to handle it. We know that whether you like him or not, he's handled the media and he's handled the Democrats well. And we need that experience. This is the election of our lifetime. And I will say that now, this is the election of our lifetime. We need to win. Dana Perino says, I believe the economy will feature prominently because we know that that is the biggest concern and preoccupation that is worrying Americans. And she says in many ways, in my opinion, the economy is the thread that runs through all of these other possible topics. For example, if you're concerned about crime, one of the issues is what kind of resources do you have and are you willing to use in order to help deal with that? I think she's spot on. I think when it comes to the economy, the economy sort of is the fuel and whether you then have a notion to, you know, actually shut down the border, improve childcare, improve education, then the, the economy obviously is the main thread that actually everything else seems to branch off of. If you have a lot of people working, for instance, you're going to have a thriving economy because supply and demand is going to balance out. You're going to have lots of products and services to offer and a lot of people can afford these things. Right. So, uh, I, I agree with her. Plus it is Fox business that's hosting the event. So might lean a little bit more toward economics. Yeah, I think it should. I agree with you. I mean, at some point we have to take the economy seriously. We can't just keep printing money and sending it overseas at some point, you know, and I say, I've said this to you, Mike before, going to get groceries now at times, like they ring all the stuff up and I'm like, Holy crap. I bought, I have a cat. I bought five cans of cat food. They're, they're the size of like a lacrosse ball, not even. And it's like $5 for five cans. I'm like this, this thing costs more than my kids at this point. This cat's going to be very thin. It's going to be out of crash diet. I mean, but seriously, how do people, Mike, that don't make money? And I say this in a sad way, like how do people that don't make money survive? Even going, you go to a local fast food restaurant for two people. My wife and I it's 30 bucks. I'm like, what the hell happened out here? I told that is what's going on. And that's scary. Yeah. When they have to make those kinds of hard choices. Right. Uh, all right. So, uh, let's move on. So speaking of Trump, we're talking about these other seven candidates that will be there Wednesday, this Wednesday night, nine to 11 PM in the second Republican debate, Donald Trump will not be there, but this came out like in a Washington post poll. Trump is now up 10%, uh, over a potential run against Biden, 10 % double digit. Now if you just pin Trump against Biden again, first your thoughts, and then we'll go a little deeper into this. Well, I'm not surprised. Um, I think, I think Americans are getting sick and tired of it. I think Americans are worried about our futures. I think the migrant crisis is hurting the Democrat party because you have liberal places like New York city that are waking up saying, Oh my God, we can't do this anymore. And there's like 10 ,000 migrants in New York city, not 10 million. Right. So like, like it's starting to click, I think with certain people, number one, number two, Mike, I think it's hard to hide Joe Biden's cognitive decline, right? The left can say whatever they want in the media. You just can't, when you fall over on things, when you do talk like that, I mean, they, it's a problem. It's a real problem and it's visible. Um, do I trust these polls? Yes and no. I think, if I think America is as smart as I think they would, the polls should be probably higher, like 30 % lead for Trump. Um, but I think the numbers that keep growing in Trump's favor, the margin of error is not that big, right? Michael, like you look at the Republican primary polls, the margin of error is not 40%, right? He's up 40%. So even if they're off by 20%, he's still up 20%. The same thing's starting to happen in these head to head polls with Biden. It started, you know, Trump down, then it was Trump even, then it was Trump three, five, now it's 10. I mean, that's a lot. Yeah. And so I want to read a little bit here. So the post ABC poll shows Biden trailing Trump by 10 percentage points at this early stage in the election cycle. This is, by the way, the Washington Post little write -up, uh, after the poll was done. Um, so this is, this is actually humorous. Although the sizable margin of Trump's lead in this survey is significantly at odds with other public polls that show the general election contest to virtual dead heat, the difference between this poll and others as well as the unusual makeup of Trump's and Biden's coalitions in the survey. So Mike, the more words, the muddier this all gets, right? It sounds like excuses coming up, right? It sounds like Kamala Harris. It really is. It's like, yeah, total word salad. Um, I just said suggested is probably an outlier, right? So, so this, this I thought was interesting. Um, Byron Byron York of the Washington examiner said the post dumped on headline news in quotes from its own poll. So basically they do a poll. They say that their poll is likely an outlier and, and he, he goes on to then say Washington Post sub heads suggests its own poll may be an outlier. That may be true, but they put no such disclaimer in headline three years ago when they published a poll of Wisconsin, right before election day in 2020, showing Biden up 17 points on Trump, 10 points more than the average of other polls at the time. That was real clear politics, president Tom Bevin. So, so funny to me, so interesting, right? Even when they try to do something where they want to take part in the polling process and inform all of us as Americans, Ooh, that's not really where we wanted to see that. That's likely an outlier folks. Yeah. Oh, Donald Trump's winning. Shit. That doesn't count. Okay. What are we going to do? Next one. Okay. These were registered voters. What are we going to do? This is 10 points. Holy shit. What are we going to say? Let's just say it's an outlier. Oh damn. That was a fake poll. Oh, those stupid polls. Yeah. I mean, and it might, I'll say this before we get onto another topic on what's, what's, you're starting to see it all come together. It's like, it's like when they see, you know, hurricanes forming in the ocean, right? We're starting to see it now. The polls are shifting to Trump. Now we have Hillary Clinton coming out saying things like, Oh yeah, who's to say Putin won't medal in the election in 2024 again, right? You have others saying like, Ooh, we got to get Trump off the ballot or people saying, let's indict Trump again for this or that let's put gag orders on him. It's all coming together. Now the new thing too, Mike is, Hmm, let's indict the Bidens and let's see if we can get, we can get a Joe Biden off the ticket. We've used him, we've abused him. Now we're getting them out of here. It's all, it's that wave in the ocean. It's that hurricane forming in the ocean. That's what's happening. And I believe that because why, why would Hillary Clinton come out and say, if you're so confident right in the 2024 election, if you're so confident and Trump's an idiot, he's never going to make it again and get rid of them. Why are you now saying, Hmm, maybe Putin will medal in the elections again. Why would you say that? Right. Right. And by the way, this is the same guy that's richer than ever because his country has been able to sell oil at a high rate since Biden's been in office. This is the same country that has had its way with the Ukraine walking in there and taking over land since Biden's been in there. Why would, why would Putin medal in the election to get in and probably in his mind, the nut job of Donald Trump back in office, it may drop a nuke on him. Why would he want Trump back in office? Ask yourself that question. Don't have to, if you have any sense at all, then you don't even have to ask that. Um, so anyway, let's see what the next number of polls start to reveal. Let's see if, let's see if polls stop coming out, Mike, right? Because once you have one that's got Trump winning by double digit, maybe they just start to say, polls are stupid. Polls are for racists. You're homophobic. If you read polls, I mean, we'll see. Or they come out with some poll from the middle of nowhere. That's like Biden up 35 points on Donald Trump. Right, right. This was from registered voters in the white house. Yes. We interviewed seven people and it was six to one, six to one. And the other one we fired, we don't even know who that was. Yeah. So, so let's go to this now. Every once in a while, Mike, I have to do this CNN, right? I go to the cnn .com site. I just got to see what they're finding note newsworthy, noteworthy, whatever you want to say. And honestly, and I've often reported this, I'm often in disbelief at what they aren't reporting. In this example though, I was like, Oh, a few stories down. Here's a story, Mike, why more women are choosing not to have kids. So right away I'm thinking, Oh my gosh, these are the most unlikable people, the most anti traditional family structure people ever. They probably don't want to have a relationship at all. They don't want to ever have true, you know, intimacy with anybody cause they just can't do it. They're just nasty. They're mostly on, you know, just awful. These lots, so many of these people. So I go on to read a little bit of this and you know, this is, this is someone named Diana Volek who, who never, who was never someone who dreamed of becoming a mother, right? And these are just some of the reasons given. They don't want the responsibility of being a parent. They fear a lack of support. They like their life as it is. They're still judged for being child free. So so even when they don't choose to have children, right? So I'm like looking at this and then suddenly I go, wait a second. This was published at midnight, uh, basically Sunday or Monday, you know, September 25th. That's that's now as we record editor's note, this story was originally published in August, 2021. Some details such as the ages of those interviewed remain the same as they were when the story first published. So you're telling me right away, I thought, is the Hollywood writers strike? Is it bleeding into CNN now? Cause there aren't enough stories. There aren't enough people to write like modern stories. There's not enough news. They had to pull a story from two years ago to talk about why many women are deciding not to have kids. Like how pathetic is that? How pathetic. This new trend too, of like, it's cool to just say, screw it. I don't want to have a family is the weirdest thing ever. And then we wonder why these people are miserable, right? I mean, again, is parenting easy? I'm a new parent. Mike, you know that you, you parented two girls for, you know, they're what? 25, 22, right? So you've had, you've had 25 years of parenting experience. I've had, you know, almost a year. It's the most enjoyable thing ever. Right? I mean you're finally, it's good not to be selfish. It's good to take care of somebody else and love somebody else. Right. And I'm not saying you don't love your spouse, but your spouse is an adult relationship. You have to have a relationship with a baby, which turns into a toddler, which turns into an adolescent, a young adult like that. There's nothing more special than that. You should want that. Instead it's like, Oh, kids are stupid. I'm going to be so rich. Really weigh me down. Yeah, yeah, sure. Okay. They're going to weigh me down. I want my independence. I don't want to be responsible to another human being. I've got myself to worry about and treat and, and you know, I don't know, a door like I get like, that's fine. I want to see the next story though be why many women are deciding that having a child is rewarding. It can become a very loving, you know, yes, you have to be responsible. Like it just was so gross to me like that. And two years ago, this isn't even news. This is like, Oh my gosh, we got to fill these headlines. What do we get out? Pull that one again. We don't like kids. We don't want anyone, you know, raising children, my God for, you know, I'll say this though, Mike and all seriousness too. Like, yes. Is, is it fun being a college degenerate and booze and all the time and having a blast? Sure it is. We all did it right. I mean, yes, of course it's a fun thing. Is it fun to not care if you can go to bed at 2am or 5am or 5pm? Sure. That's great. But at some point you have to mature as an adult, take your job seriously, take your family seriously and care about things like I always say this, Mike, and this is something I've brought up a million times. Think about being, you know, if you want it, like if you didn't want to have kids, I'm not saying people that can't have kids cause I feel for them. But if you, if you didn't want children, cause you didn't want the responsibility, what do you do in your sixties and seventies with no family? Like that breaks my heart, honestly. Right? Like I, what my relationship with my parents, my wife's with her parents, like it's, it's fun, right? It's, you're a family. You get to do things together and you get to enjoy each other. Who doesn't want that? I just don't get it. Well, there's a lot of people in Washington that actually have spouses and children and grandchildren. And clearly there is not a lot of love and support going on between all of them. Because some of these people, I mean, we know who we're talking about, the Mitch McConnell's, the Joe Biden's, they would not be in front of microphones if people actually cared about them. They would not let those loved ones go through what they go through on a daily basis, unless they have no connection, no personal connection at all. Um, all right. AOC. She's almost the last story of our day, but there's one more after this. So we got a bonus. We do a bonus story here, breaking news. So AOC wins the hypocrisy award mic for this, uh, at least this week, maybe the year on this one decade, this is hilarious. And, um, I'll just set this up for a second. So here she was on CBS's face the nation. And, um, she was discussing president Biden's plan to visit the Michigan auto workers on Tuesday. So host of CBS's face, the nation, Margaret Brennan points out a couple of interesting facts about AOC and her selection of vehicles. So let's go ahead and play that. Yup.
Thinking Crypto News & Interviews
A highlight from Ron Hammond Interview - Crypto Regulation News! SEC Gary Gensler Hearing, FTX Trial, Crypto Bills, Coinbase, Stablecoin Regulation
"Last time he spoke in front of the House Finance Service Committee, he kept saying multiple times, we have not lost a court case on crypto at all. We have brought several actions. And again, remind you, they call settlements wins. And so in their case, they were. They had won every single court case. But now that talking point is really faded because, as you mentioned, the Ripple's case, the Grayscale case, there's also ones like the Coinbase suit going on right now. This content is brought to you by Link2, which makes private equity investment easy. Link2 is a great platform that allows you to get equity in companies before they go public, before they do an IPO. Within their portfolio includes crypto companies, AI companies, and fintech companies. Some of the crypto companies you may recognize include Circle, Ripple, Chainalysis, Ledger, Dapper Labs, and many more. If you'd like to learn more about Link2, please visit the link in the description. Welcome back to the Thinking Crypto podcast, your home for cryptocurrency news and interviews. With me today is Ron Hammond, who's director of government relations at the Blockchain Association. Ron, great to have you back on. Thanks for having me. Always a pleasure. Ron, it's going to be a busy week. It's already a busy week here in DC. Tomorrow is, of course, the hearing with chairman of the SEC, Gary Gensler. Tell us about that and what can we expect. Definitely. For those who may not know, Gary Gensler, the chair of the SEC, is going to be testifying in front of the House Financial Services Committee for the second time this year. That's a really big deal because, to remind you, last year, they barely saw him at all in that committee when the Democrats had control. But if the Republicans can control, they want to exercise oversight of the SEC as much as possible. And again, it's pretty typical, though, for the opposite party to try to put the screws on to the party that has the White House. But in this case, a lot has happened, both in crypto, but also just generally, that it's going to get a lot of flack for Gary Gensler, whether it be on private funds, ESG. And again, crypto will definitely come up a lot after talking to several folks on the House side. He recently testified, though, in front of Senate Banking two weeks ago, and we didn't get too much out of that candidly. We saw a couple of questions from Senator Hagerty from Tennessee on the issues of promethium, for example, and Bitcoin ETF. We also saw some questions from Senator Lummis on SAB 121, which is more crypto accounting standards, and how do you custody actual crypto for banks. So I think we're going to see a lot more hard -hitting points from the House, especially on the Republican side. But I'd also like to caveat, as well, that the shutdown approaching, a lot of Democrats are going to use their time to hit the Republicans. It's just standard politics here. The Republicans are the ones in the House that are really slowing things down, unfortunately, when it comes to funding the government. So Democrat, any for the most part, is going to utilize their five minutes to not really talk about Gary Gensler, but talk about the Republicans shutting down the government. Because again, that's a major, major thing here. As much as crypto is big for us, the macro of all of the shutdown has a lot of implications. So we won't see crypto come up too much, but after talking to a couple offices, it does seem like we're going to have some definitely hard -hitting questions, very similar to what we saw earlier this year in the House. Yeah, and to your point of, you know, things have certainly changed since the last time he appeared, because you had the Ripple lawsuit decision, you had the Grayscale decision, where Grayscale won that, Ripple won a big chunk of theirs as well. And the Prometheum details are more about what Prometheum is and what they're up to. So do you think there's going to be some hard -hitting questions around that, those cases and those things that happened? Definitely. So if you recall, last time he spoke in front of the House Financial Services Committee, he kept saying multiple times, we have not lost a court case on crypto at all. We have brought several actions. And again, remind you, they call settlements wins. And so in their case, they were. They had won every single court case. But now that talking point is really faded because, as you mentioned, the Ripple case, the Grayscale case, there's also ones like the Coinbase suit going on right now. That's got a lot more attention. Actually, it looks a lot better for Coinbase post those decisions. And so he can't rely back on the courts here or say that, hey, look, I'm winning in all these court cases. And actually, especially in the Grayscale case, he lost 3 -0. And two of those judges were Democrat appointees and they're based here in D .C. And so I think that having that set the tone of like, look, you are really overextending here and you're losing in the courts, not by a small margin, by unanimous margin sometimes. And it's just not crypto. You are pushing the balance elsewhere where other industries like ESG or like private equity are seeing these wins and saying, you know what? I think we're going to actually have a chance to win against the SC as well. So like the ETF situation where crypto really just goes out ahead and fights a lot of these fires for more traditional finance. And then those folks kind of benefit from crypto's push. I think we're seeing some of that happening now with the Grayscale case and Ripple case and Coinbase case empowering other industries who feel like they are also having overreach from the SEC saying, you know what? I think we have actually a case here when we can actually win the courts. So I think it's going to be a major theme of this hearing going forward. But also there's going to be several other questions to your point about Prometheum. That was a major issue for that committee, which had Erin Caplan in front of that committee just a couple of months ago. And they reiterate all the talking points, securities laws are clear. The SEC gave us a way to work forward and move things forward. But that argument really fell apart pretty quickly. And we're seeing that in this case, that the Prometheum line that there is a pathway forward registration, there is a way to comply, just doesn't hold water. And so I'm pretty sure we'll see some members of Congress tighten the screws a little bit there because it's been really more of a black box, the SEC, of how this process went. Caplan just kept saying that we actually kept working the SEC and they were clear, but that has yet to even show itself. So I think there'll be a major other theme for this hearing as well. Now you mentioned Coinbase and everyone's looking at that lawsuit. There was also news reported, I think you mentioned it, where Coinbase CEO Brian Armstrong will be on the Hill. They've also launched an education campaign around crypto. Tell us about that. Yeah, Coinbase has been a godsend, candidly. Again, we used to have only about five or six lobbyists during the infrastructure fight. And again, we're going up against the banks who have over 150 plus lobbyists. We have going against other agencies or other groups that have way more funding. But Coinbase really has stepped up and said, look, the fights here in DC, we are committed to the United States and we're committed to resources here in the United States and DC to educate Congress, to educate regulators, and to showcase in DC why crypto is important for the future of the United States. And so they're having a huge Hill day tomorrow, actually. Again, it lines up not on purpose at all with Kerry Gensler testifying and of course also the shutdown too. But they're going to be having a whole set of presentations for Hill staff and members of Congress to learn from founders. It's not just Coinbase itself. They're also bringing in other founders from other companies and having a whole demo day, a Hill day, you can say, to educate various offices. And so I think it's really important to have. We're all seeing a lot of other folks from the industry come down. So it's going to be quite the crypto week here in DC. Of course, bad timing with the shutdown, but no one can really plan it like that. So we're really excited to see how that plays out, especially with all the heat recently more moving to AI in terms of interest, but also scrutiny. I think it's good to have more adults in the room and say, hey, look, crypto was the AI about one or two years ago. We're still here. We're fighting a lot of big battles. We need Congress's help to move the needle. But at the same time, let's show you why this is important and why this technology needs to be in America and not be based elsewhere. Because unfortunately, we're seeing a lot of folks migrate over to London, migrate over to the EU. And Coinbase is really taking a strategic stand saying, we're here to stay. We're here to comply with the rules, but we also need some action from Congress. So we'll see how that goes. Sure. Yeah, that's really great that they're doing that. And education advocacy are certainly key. And speaking of legislation and regulations, obviously, we had the market structure bill get marked up in the house. You also have the stable coin bill. What's the latest with those and the next steps? I know the shutdown is probably delaying a lot of things. What are the latest on those items? Yeah, so we were kind of expecting by October timeframe to have a vote on the stable coin bill and the market structure bill. There are other crypto bills as well that passed out of the house financial service committee, but those are the two main big ones. And so the plan was, hopefully, was after this whole shutdown drama that we would have a vote probably in October, but it's looking more like November now. And again, our message to folks is the closer we get to that 2024 election, we're almost a year out, all of a sudden, all bipartisan politics goes away and folks start retreating back to their bases. And it's my team versus your team. And that's when everything grinds to a halt in DC. We're already seeing that right now a little bit with the shutdown where folks are saying it's my team versus your team, but the Republicans are a lot more splintered on their teams. And so we want to make sure that we get these bills pushed out of the house on a good bipartisan basis and then showcase to the Senate why it's important to take up this legislation. Now, there are been some rumors going around recently. Again, Politico report on it, Punchbowl report on it recently, too, that Patrick Henry gave an interview saying, look, the Senate Bank Committee, my Senate counterpart, they're doing completely different things than we're doing in the house. We're focusing on crypto and capital formation and data privacy. They're more focused on marijuana banking, exec compensation, and banking regs. So we are in two different camps on two major different issues. But if we were able to make a trade of some sort, the priorities that Sherrod Brown, who's running for reelection in deep red Ohio, who's going to need all the help he can get, would at least his case to voters saying, look, I'm actually working on this committee that traditionally has not passed that many bills. Mind you, again, they haven't passed a bill, except for this year, for four years before that. And that's during his time as well as Republicans in the chair time. It's crazy. And so in order for this to move the needle, they have to have a trade. And I think that's what's really important to say. If this trade were to happen, a lot does have to happen. But this does provide a pathway potentially for crypto legislation to move forward to the president's desk. Again, a lot has to happen. A lot can mess this up. But this isn't one of the first few times we're seeing kind of a light at the end of the tunnel. And we're really excited by it now again. But we have to have a lot of education because the Senate has not really given too much thought to this issue besides a couple handful of really powerful champions. Yeah, boy, fingers crossed, toes crossed, everything, hoping they can get something through the House and then we can go through the Senate. Boy, I'm hoping something happens by early next year before the madness of the election cycle. Now, there's also the trial for Sam Beckman Fried and the whole FTX debacle. In addition, there's been new updates around Sam Beckman Fried's parents and how money was moved to his aunt and Stanford University and much more. What do you expect to happen in October with this trial? So the main issue that we're going to have here in D .C. is just the noise. A lot of people are going to be talking about the SPF trial. It does have a huge media attention, for better or for worse. And again, we've really at least made sure we tell folks in D .C., again, this is not a crypto problem. This is a complete scammer just using newer technology. But guess what? Same old playbook as we've seen with Madoff and others. But there is concern that there are, at least in the case of the House, for example, we're voting on these big bills. FTX came up as a reason to support the bill, as a reason also to oppose the bill. Some folks say, look, there's no coming of a customer funds. That's what FTX did. And this bill bans that. On the other end, they're saying, you know, well, this legitimizes the crypto market. So this could potentially make more FTXs come up down the road. And so we've seen FTX kind of being pulled in two different directions when it comes to supporting or opposing legislation. And so our concern is the 300 plus members of Congress who have not sat in a crypto hearing who may not even know what Bitcoin or Ethereum is, are they going to listen to the headlines and say, look, actually, SPF is all crypto, which we all know it's not the case. Or they're going to say, SPF did this fraud. That's why we need to pass legislation to make sure this doesn't happen again. And so we're trying to really thread that needle. Of course, you know, we still know everything is going to come out through the trial. There could be some regulatory implications. Again, the campaign donations is a major factor and a major reason why a lot of folks in Congress are a lot more put back by crypto and kind of staying away on the sidelines because they don't get burned again. But as we're seeing kind of recently with the indictment with Senator Menendez recently from New Jersey, some members of the Senate took money from his PAC. And so there's a lot of, you know, just it doesn't matter if you're in crypto, doesn't matter if you're a Singh Senator, there's a lot of issues when it comes to campaign financing as a whole. And a lot of folks are on their toes here. But I think, you know, we want to make sure that we showcase it. Folks, SPF kind of went abroad and tried to really railroad the industry here in D .C. by trying to screw DeFi with his legislation and trying to protect his fraud and scam. Let's make sure it doesn't happen again. Let's put some rules on the road because, yes, SEC is not providing that right now. They haven't for years. And so it's time for Congress to act. So we'll see how that makes the dynamics. I'm sure, again, there'll be a lot of D .C. ties and connections with that court case. So if there's anything damning, we'll soon find out. But our hope is that this actually encourages Congress to act rather than sit on the sidelines saying, no, we're good. Crypto is kind of all SPF, FTX. And what do you think about the dynamic of and I don't know if this is going to be discussed in the trial at all, but Sam Beckman Fried and FTX officials met with the SEC many times. These are confirmed things on the calendar. I believe Sam met with Gary Gensler, according to some calendar updates. Does that play a factor at all? Because obviously we don't know what was discussed and what was the agenda items. But would that bring any pressure on Gary Gensler? Like you met with this guy. Yeah. He said in the New York Times article back in December that he met with SPF, I think it was twice actually, SPF and Gensler personally. But again, also remind you, it's a big organization. SPF was in D .C., more than any CEO in any industry I've seen in my time in D .C. But at the same front, staff meet all the time too. I mean, it wasn't just SPF. He had a whole team of staff that helped out on this front, both at the CFTC, at the SEC and of course with Congress as well. And so Gensler said again explicitly that he met with SPF twice. But I think it'd be good to know, look, how many times does your staff interact? How long do those conversations go? What do they lead to? Because there were some rumors swirling around that FTX is going to get a pass of sorts. And again, those are rumors. We have not had confirmation of that. But the one thing about the court case is that it's going to bring all this to light. So if there's anyone that's saying anything half -truths here or they're trying to protect their character or protect their image, it could really bite them if they have been lying to the press or they've been getting half -truths here. And so if I were to chair Gensler, this likely will come up in tomorrow's hearing. The question is like, look, it's going to come out. The truth will come out. We just want to make sure you're shored up here because it's going to be really bad for you on top of all the other things that have been happening in the courts if you've been caught potentially lying here. And again, I don't see any reason why he would in this situation, but I think the focus should be also not just on SPF and Garrett Gensler, but where do the staffs and the senior level execs and regulators also meet from FTX and the SEC? Hmm. I'm very curious to get those details. Now, speaking of FTX, obviously with the relation with Binance, and I forgot to ask you this earlier, the judge recently said it blocked the SEC from conducting further discovery, if I'm not mistaken, with Binance US. Have you heard anything about that? Not as much, at least in the DC front, but at least when it comes to the Binance situation as a whole, there's still that looming DOJ investigation that a lot of folks in DC are waiting for that shoe to drop. Again, there's various rumors of why that DOJ lawsuit hasn't dropped. There have been confirmation reports of central sanction evasion violations, as well as money laundering violations by Binance and the parent company, not Binance US to my knowledge, but Binance. What is the relationship though between Binance US and Binance? Is that there much cohesion there or is there actually a pretty separate line between those two entities? So one thing's for sure though, a lot of folks in DC or in the early of 2023 are hearing a lot more from Binance. They were definitely hitting DC a lot more, trying to get their narrative out. And I think the mounting allegations are pretty damning. And we've seen a lot of folks who were in DC for Binance trying to deliver that message. They're not here anymore. It was a very short stint for them. So whether that be for the company having financial problems, whether it be more of the regulatory issues, that's unclear at the moment. I would lean more to the regulatory issues, but I think it's all going to come more to light as time goes on, but it's pretty bad. So we'll see exactly how Binance recovers from this, if at all. But at least here in DC, the folks that they had speaking, they largely aren't here anymore. Wow. And final item here, obviously you got the Gensler hearing tomorrow with the House Financial Services Committee. Is there any other major hearings for the remainder of the year that we should be aware of? Not at the moment, at least in terms of big ones. We are seeing some small hearings, rumors coming up right now for more of Senate banking. Again, if they do consider crypto legislation, they've only had one major crypto hearing so far this year, whereas the House has had over 13. But again, like I mentioned earlier, that's just two separate priorities for two separate chairs. But if this trade were to happen, I think I'd just keep an eye on Senate banking. They just had their first AI hearing last week. And as they kind of get more into the AI issues and tech issues in finance, that's going to eventually loop in crypto more and more. So I think we'll keep an eye on Senate banking. And then finally, if we are looking for those votes happening on the House floor for the stablecoin bill, as well as the market structure bill, I probably keep a little eye on the House as well. I guess I think lastly, I'll say now, too, is tax issues. We've been talking a lot about securities law, commodities law for quite some time. But tax issues are really percolating to the surface here. Senate Finance, which is Ron Wyden, who's a big champion for crypto, Democrat side, as well as Mike Crapo from Idaho, they actually put a request out to the industry and another stakeholder saying, look, what does taxation for crypto look like? Please help us. Who should be reporting 1099s? Who should be doing various filings and such? So that's just a request ended in early September. And so we potentially could see some action or at least some legislative hearings on what does crypto taxation look like. And I think it's a very important issue with the broker definition coming out from Treasury. There's a lot of comments going through that system right now. So we'll see where that lines up by keeping an eye on tax issues. That's going to be a major fight for quite some time. And I think it's going to be really important. It's a little nitty gritty, but it's very important for any business to operate in the United States. Yeah, absolutely. That's a big one. And I know there's been some other things happening. I think the FASB rule and with corporations being able to hold Bitcoin and things like that on their balance sheet, I believe there were some updates there. Don't have the full details, but there's certainly a need for further clarity and for individuals and institutions. Ron, always great information, man. Thank you so much. Happy to help. Thanks for having me.
Bloomberg Radio New York - Recording Feed
Monitor Show 07:00 09-27-2023 07:00
"Do you need to communicate and collaborate from anywhere? Vonage does that. With one streamlined app you get full features that work on desktop or mobile wherever you go. Join video meetings and calls, respond to messages, and work from home, in the office, or on the road. You can even capture conversations on the go because the Vonage mobile app can integrate with your CRM. Now your small business can communicate like a big enterprise. See more of what Vonage can do for a lot of the stock market. There's some recognition by the Fed that if you tighten financial conditions much more you're going to do real damage to the economy. The Fed might hold here for a while but it's very difficult to see why they'd want to go a lot higher from here. Fed's retaining its optionality it's not saying we're definitively moving higher and it's certainly not saying seven percent. It's just hard to see what the positive catalyst is for markets today. This is Bloomberg Surveillance with Tom Kean, Jonathan Ferro, and Lisa Abramowitz. Pouring freezing cold water over this summer's happy talk. Live from New York City this morning. Good morning, good morning. This is Bloomberg Surveillance on TV and radio alongside Tom Kean and Lisa Abramowitz. I'm Jonathan Ferro. Your equity market is trying to bounce up by a third of one percent on the S &P. Yesterday at the close the lowest since June on the S &P on Nasdaq this morning. Tom in the FX market, the Euro 105, Dolly Yen pushing 150. Those are the major pairs but you can look at all the granularity of the foreign exchange market and see the trauma that's out there. It's not a soft landing, it's a abruptness here and the adverb I'm using is suddenly there's all sorts of suddenly. Kawa, you weren't here. Luke Kawa of UBS. What did Luke say? Luke nailed it. He said he went all Newtonian on us on Monday. He's talking first derivative, second derivative and the second derivative the accelerated force is in place on this Wednesday. At some point Lisa this treasury market sell -off becomes self -limiting because of the pain it inflicts elsewhere.
Timothy Keller Sermons Podcast by Gospel in Life
A highlight from Theology of Singleness
"I have the least appetizing title. I want to talk to you about a theology of singleness. You say, theology of singleness? Sometimes it sounds sort of like, I don't know, I don't know, it sounds like popular mechanics. How do you build a single? But no, I'd like to share with you what the basic theological principle in the New Testament about singleness. There is a Christian theology, a biblical theology of being a single adult, which means to be an adult without a spouse or children of your own, you're single. There's a theology, I'd like to talk to you about first of all that, and then secondly, the uniqueness of this theology when you look at all the other religions and cultures of the world. Number three, I'd like to say, what does that mean then when Paul says singleness is a gift? And then lastly, I'd like to just draw out some practical implications. So the theology of singleness, the uniqueness of the theology of singleness, what does it mean to say singleness is a gift? And then lastly, just some practical implications. So I don't think there's a better place to go for the New Testament theology of singleness than 1 Corinthians 7. And when I read you these two verses, you'll see right away why these are enigmatic verses to the average reader. He says, Paul says, are you unmarried? Do not look for a wife. But if you marry, you have not sinned. And if a virgin marries, she has not sinned. But those who marry will face many troubles in this life and I want to spare you this. What I mean is that the time is short. Now it sure seems enigmatic when you read that. It sure seems like Paul's had a bad day. Because in Ephesians 5, he has this exalted view of marriage where he talks about marriage is a symbol and a sign of the union of Christ and His people. It's this high exalted view of marriage. And here he says, are you unmarried? Don't look for a wife. I mean, you know, he didn't say that's okay. You can live with that. It's a form of suffering that if you, you know, I'll use it for a while to make you a better person. But then, of course, you need to get on with your life. He doesn't say that. He says, are you unmarried? Don't look for a wife. If you do marry, you haven't sinned? But those who marry, who face many troubles in this life, I want to spare you. What I mean is the time is short. First of all, it looks like he seems to have fallen off from the exalted view of marriage he has in Ephesians. And then it seems like he's basing it on the idea that Jesus is coming back anytime because it says the time is short. And of course, Jesus didn't come back, you know, right away. And so maybe that was a mistake. Now here's the right answer. When he says the time is short, he doesn't just mean Jesus is coming back any day because he goes on immediately and says this, and he applies this principle to all of life, including eventually singleness in marriage. He says, from now on, those who have wives should live as though they had none. Those who mourn as if they did not. Those who are happy as if they were not. Those who buy as if it was not theirs to possess. Those who use the things of the world as if not engrossed in them for this world and its present form is passing away. Now what we have here is actually what a lot of theologians would call a sophisticated kingdom theology. What Paul taught and actually what Jesus taught and what the Bible teaches is that though many people thought that when the Messiah showed up, that he would bring in the kingdom of God. And in other words, you have the old age in which there's suffering and there's death and there's brokenness and there's pain. And then the Messiah comes, it was thought, and he would bring in the kingdom, the new world. And the new world, there would be no sighing, no suffering, no death. Everything would be perfect. Instead what happens is the Messiah doesn't come back once. It's like the old world, then Messiah, and then the new world. He comes back twice. The first time in weakness, the second time in power, the first time to begin the kingdom, but then the second time to bring it in fullness. And what that means is right now we live in what's called the overlap of the ages. The old world is still going on. The new world has actually begun. The Spirit of God is in the world to renew people's lives in many ways, but the fact is it's still a place in which we still have the suffering and the brokenness and all that. And so we live between the times, between the first and the second coming of the Messiah. And what Christians are supposed to do in that time, Paul actually lays out in the most practical terms. What this means is we do marry. We do buy and sell. We do have jobs. We do grieve and mourn. We do rejoice, but we always do it right now in light of the future. And see, in light of the future, God is going to give you the ultimate wealth. So right now, whether you have money or not isn't the biggest deal. If you have it, great, but don't get too attached to it. If you don't have it, don't be too upset. It's not real wealth. You see what he's doing? What he's actually, when he, see, it sounds strange at first. He says, those who mourn as if they didn't mourn, okay? You can weep, but at the same time, don't overdo it because everything is going to be made right. And you can rejoice, but at the same time, don't overdo it because this isn't real joy. This is nothing like what you're going to get. This will never satisfy your heart. And then he applies it to marriage and singleness. And that's the reason he's saying basically this. The ultimate family is in the future. The ultimate wedding is in the future. The wedding supper of the lamb, all of the deepest desires you have for love, for closure, for acceptance, for unity, for security, all of that will be satisfied on that day. And no earthly family and no earthly marriage can do anything more than be penultimate. It can be a forte, it can be a sign, it can be great. But if you don't have a family, don't get too upset. And if you do have a family, don't be too elated. And don't put too much of your hopes in it.
Stuff You Should Know
A highlight from Short Stuff: The Dakota
"Hello everybody, the Xfinity 10G network was made for streaming giving you an incredible viewing experience now You can stream all of your favorite live sports shows and movies with way less buffering freezing and lagging Thanks to the next generation Xfinity 10G network You get a reliable connection so you can sit back relax and enjoy your favorite entertainment Get way more into what you're into when you stream on the Xfinity 10G network learn more at Xfinity .com Xfinity .com Hey and welcome to the short stuff, I'm Josh and there's Chuck and we're going short stuff architectural style specifically architectural style from the mid to late 19th century specifically in Manhattan and the Upper West Side specifically about the Dakota That's right. Can I say something very quickly since this is short stuff? Sure Right before we recorded you said Dakota Fanning and that reminded me I just got back from New York and I had six celebrity sightings One of which was Elle Fanning. Oh, yeah. Yeah, she's in the lobby of a hotel. I go in that hotel to pee I'm always got my head on a swivel in that town, especially in fancy hotel lobbies Sure, and I was like, hey, this is Dakota Fanning and I was like she was sitting with people I was like, there's got to be somebody else famous went to the bathroom came out sitting next to Jessica Chastain Wow, pretty major sighting then at one of my pavement shows I saw Noah Baumbach and Greta Gerwig Yeah, they're married okay Wow say so power couple yeah, I mean he co -wrote Barbie with her and Dean Wareham of Luna, they're all good friends and they were all together So that was a three banger in one and this this lady near me was jumping up and down like screaming it at Greta Gerwig and she was very sweet from up above in the balcony and like made the little heart symbol and like said she Loved her was very sweet. Oh, that's sweet. And then sat next to Tiffany Haddish on the way on the flight home Wow She was a girl across the aisle from me. Did you but did you bug her the whole time? No, I didn't say anything. Were you like, hey, hey Tiffany, you remember this one joke you told? Layers She's great though. She's very pretty too. Yeah. Yes. It is. Wonderful. I like that voice. She's got that sort of a low voice kind of like this I'm Tiffany Haddish. That's right Okay. All right. We got to go cuz we're talking the Dakota here and not Dakota fanning or Elle fanning No, the apartment building in New York City. That's right. The one where John Lennon was shot in front of Live there. No, no. No, he lived there and he was he was shot on the sidewalk outside the Dakota. So That's not the only reason the Dakota's famous. Although it's probably the biggest reason the Dakota's famous One of the reasons that Dakota is famous is because it was one of the first apartment buildings in New York City like they didn't do apartments back then and even more spectacular than that it being one of the first apartment buildings is that it was Plunked down in the Upper West Side at a time when Central Park West one of the most What is it white healed high healed? Well healed well healed like Bits of stretches of real estate in the world was a dirt road still and nowhere's Phil nowhere Yep, nobody wanted to go up that far. They're like, there's nothing up there That's right. Hey seeds in in fact, it was so far out that The guy who built the Dakota who will meet in the second Edward Cabot Clark bought it from an industrialist Whose wife threatened to divorce him if he built their house out there and he's like, I don't just get rid of this piece of Land then yeah, she's like I want to live down here where it's posh in alphabet city You know, it's funny is if you you remember if you go read our book There's a whole chapter on keeping up with the Joneses in it Oh, yeah talks a lot about this part of of New York history where there are all sorts of nowhere's Ville's around that today are just like incredibly and famous Expensive that's right. All right, so the Dakota like you said people were not living in apartments at the time they were living in brownstones, which were single -family homes and There were a couple like a couple started to spring up in the 1870s They weren't great. They were Kind of like you think of New York apartments. They were small. They didn't have a lot of light People didn't love renting And living in them and along came this guy Edward Cabot Clark that you mentioned He was the president of the Singer sewing machine company So he was loaded and he got together with an architect named Henry Janeway Hardenberg a great name and to get into real estate and the first thing they built which is sadly not there anymore is Kind of a prototype for the Dakota called the van Corlier a red brick five -story 36 apartment building that was on 7th between 55th and 56 Yeah, and it immediately improved on its predecessors Because the rooms were larger the apartments themselves were larger. There was a courtyard. So there was plenty of like natural light and air Had elevators apparently which are we're talking like the 1880s 1870s and there was also I think a What was there oh there was a ramp that went beneath it so then You didn't have to solely your family reputation by accepting deliveries out there in public You could go down to the basement and meet the delivery driver to get them to take whatever they gave you Yeah, and it was just nicer overall I think there was a an intercom system and you know, like Spanish tile. It was just it was just a step up for sure and all of a sudden in 1878 They rented out very quickly and so Clark was like, alright it turns out if you if you build it nice enough they will come and Apartments can be a real thing and like you said bought that property or I guess it was just land at the time, right? Yeah, yeah bought this land from Jacob Henry Schiff way way uptown and Decided to build his second Sort of dream property there. Yep, which would be the Dakota and I say that we pause for a message break and then return and begin talking about the Dakota some more and Tiffany Haddish right after this I'm Jonathan Strickland host of the podcast tech stuff I sat down with Sunun Shahani of Surfare Mobility, which recently went public We talked about flying and electric planes and regional air mobility The future of travel doesn't have to include crowded airports cramps seats or long road trips It can be as simple as using an app to book a short -range flight on an electric plane Learn more on tech stuff on the I heart radio app Apple podcasts or wherever you get your podcast This episode of stuff you should know is brought to you by t -mobile for business Hey everybody have you ever been driving around looking for a parking spot getting more and more irritated and you think why can't I just Look up parking spaces around my area I mean like wouldn't that make sense and if you find the spot faster You're going to create less traffic and in that sense Everybody's life is made better just by the ability to look up a parking spot. That's right my friend But that's the kind of experience that t -mobile for business 5g solutions can create from smarter cities to safer industrial workplaces 5g can enable a better more connected world Yeah And t -mobile for business has the network built for the way business and tech converge today right now Workforces are more widely distributed than ever When was the last time you saw a co -worker and industries are ripe for disruption and tech is advancing at a rate that requires vast Insecure connectivity. That's right offering the nation's largest 5g network T -mobile is the best network partner to take your business to the next level now is the time to business Bravely and start building your future today Just go to t -mobile .com slash now to learn more So Chuck we're talking about the Dakota now starting now Okay, so if the van Corleer was a Advancement based on the stuff that came a few years before it the Dakota was an even better advancement Improvement based on the van Corleer. It had big apartments big rooms Courtyard lots of light Ramp underneath and all that stuff, but it was also like even more Luxuriously designed like if you came over to someone's apartment, you couldn't see through down the hallway to every single room the walls were kind of like designed around so that you couldn't like there was a Separation between your visitors in the living part of the apartment or the sleeping part, you know the family part I guess is what you call it just little details like that Another big detail is that it had its own power plant that generated electricity for it in the 1870s Yeah, not bad the kitchens had little balconies so if you had stinky stuff like garbage that you couldn't get down or Maybe even stinky food or something. You could put it just right outside the kitchen, which was something that a lot of places didn't have Yeah, they had a boiler So they had insulated pipes bringing steam and hot water into the building Which was a big innovation at the time and they had tennis courts. They had croquet courts It was it was a real gym. It still is it's one of my favorite buildings in New York Every time I go up there to Central Park, at least I try to pop out on that area and just go go Give it a look Because it's a beautiful building. It's sort of a mishmash of styles It's been called, you know, French Renaissance or got German Gothic or even Victorian and it's kind of a little bit of everything But it's it's beautiful. I don't think I've ever seen it in person if I have I didn't realize it You may have it's it's lovely. It's right there on a corner. So here's the thing when Edward Cabot Clark was creating the Dakota He was widely derided for it. They called it Clark's Folly because people were deeply insensitive in the 19th century and the reason why they call it that is because again, it's in the middle of nowhere and People aren't really into apartments Like we said they live in like three -story Brownstones like they live in homes They don't live in apartments the people who lived in apartments as far as this house stuff works article points out were widows Widowers and people who are waiting for their wealthy relatives to die so they could inherit their house And all of a sudden Clark is like no. No, we're changing the game Anyone who is anyone is gonna want to live in an apartment and it turns out his gamble paid off. He was right Yeah, he sadly he died before it was finished So he didn't get to see it come to fruition But it was certainly not his folly because like you said people lined up to rent these things or I guess I don't know were they all rentals at the time. I wonder if anyone were available for sale. I think they were all rentals Okay, well people rented him, but they were people that had money. They just weren't like robber barons who wanted to live in mansions They were they were sort of the early New York, you know upper class They were people who like were bank presidents and people who like the CEOs of the time, right? Apparently the Adams sisters were heirs to a chewing gum Fortune they live there with it and that flavor tea berry one of the greatest gum flavors of all time. That's a Was it tea berry? Now, are you kidding? Cuz I can't tell no. No, that's for real. It's like a Kind of salmon pink colored Gum, no, no the the wrapper is okay It tastes like salmon too. No, it's a really delicate unique flavor and you could probably find it like Cracker Barrel Don't they have all sorts of old -timey candies or one of those rocket fizz places? I have no idea anywhere that sells candy I'll bet they have tea berry stick gum and it's really worth trying. All right Nice tip there. Thanks. So The Dakota started a trend all of a sudden luxury apartment houses started popping up all over the place Kind of in the same model with like bigger rooms and higher ceilings and stuff like that and the Upper West Side it wasn't right then but around the early 1900s that really started to take off and Really changed the face of New York of New York, you know, they they started building up more after World War one, obviously when New York said they could and Apartments became the way to go. Yeah Eventually, the the Dakota started seeing a different clientele not you know Straights and squares like bank presidents but like stars like Lauren Bacall and Judy Garland Wowie Wow horse Karloff, too That's pretty cool Imagine living next to him and then of course two of the most famous residents John Lennon and Yoko Oh, no Is blamed widely for moving John Lennon to the Dakota and he would have lived had she not done that Do people say that? Probably somebody out there. Okay poking fun at those people. No, I think he loved the Dakota Yeah, it would seem to be his home. They were there for like a dozen years. I think right before he died I'm not sure how long he loved New York City though. It was it was a great scene for both. He and Yoko. Yep You anything else? I got nothing else go check out the Dakota if you're in New York It's a great great looking building.
The Ben Shapiro Show
"second sort" Discussed on The Ben Shapiro Show
"Boris Johnson, who was a buffoon who didn't think rules applied to him very Trump like in his way he went about his leadership during COVID, he was having lots of parties allowed in his Downing Street home. He says most without his knowledge, but certainly for one he was fined by the police for knowing about it, whilst dictating the rest of us had to be locked down and so on. So he then got bounced out over a slew of scandals, really. And was replaced by Liz truss, who came in out of nowhere, really. And said, right, here's what we're going to do to fix everything. I know it's a terrible financial climate at the moment. I know we're coming out of a pandemic. It's been ruinous for the economy. But what we're going to do is slash taxes. And that's going to lead to enormous growth immediately and we're all going to be fine. It was like this fairy godmother recover on to sprinkle a bit of dust. And of course it all sounded great. Right? Who doesn't want to see taxes slashed? The trouble was you know we're paying for it and didn't say how she paid for it. So when she did this, the markets tanked the pound tanked against the dollar to a record low. And she had to resign after 44 days. The daily star tabloid newspaper actually had a lettuce and they put the lettuce there and said, well, see who lasts longest. The lettuce outlived Liz truss in the last ten days, which gives you some idea of the fast and also how ridiculous something was. And then she got replaced by the person she'd beaten in the previous leadership campaign, Richie soon. Former Goldman Sachs guy knows the economy very serious. He had predicted everything that would happen if she won, and it happened. So it's been a farcical ride, really, but the fulcrum at the start of it for all of this chaos was Brexit. All right, so the reason that I was confused about all of this is because I look at the Conservative Party in Britain, which is sort of a more moderate version of the Republican Party in the United States in a lot of different ways. And I don't see a lot of sort of unifying principles inside the Conservative Party. So they had Boris Johnson, who's a big Spencer who was an environmentalist, like a very green leader. Somebody who was socially left wing. So how was that wildly different from many of the people he was opposing? And then you saw, was trust come in and she proposed what is a by most accounts a fairly conservative political program. I'm of the belief that the Bank of England essentially purposefully tanked her prime ministership because they certainly could have held it up for another couple of weeks, but they decided not to, they would prefer to allow the bond market to be. Well, they got a freight when the market is free because the problem was she just went so early. She hadn't costed it out. She didn't say here's how we pay for this. And as you know, when markets see uncertainty, then they freak, right? So maybe the Bank of England could have done. But actually, I don't blame them because it was total carnage. Well, in any case, I have a hard time seeing what exactly the Conservative Party stands for. And so you're starting to see this massive upswing for a Labor Party that was basically left for dead about three years ago when it was led by Jeremy Corbyn, who's an actual communist nut job. And now, of course, he's been supplanted by sort of a mystery figure almost. I can't tell me, yeah. Yeah. Form ahead of the public prosecution. It's a very smart lawyer. Quite a dull guy. I mean, by common consent, he's not mister charisma, but he's pushing from race. He's been pretty strong anti crime policies. Upping the police in rural areas. It's very hard now to distinguish between this Labor Party and the Conservative Party. Really, there's really not much difference between them. If you actually change their names and have them say in the same stuff, it wouldn't sound that different. The difference was trust who tried to be old school conservative. But she invoked the spirit of Margaret Thatcher, but she did it. I think historically, incorrectly, Margaret Thatcher, when she first came into power and she was leader, she won three elections. But when she first came in, she inherited a very difficult economy. And she actually increased some taxation to get the economy back onto a level keel. Then she cut income tax in particular significantly and became known as the big tax cutter, but she understood you got to get the economy stable first. This trust pretended to be Margaret Thatcher, but actually ideologically, she had just got her history wrong. Rishi sunak realized that, and I think, will therefore is probably the best person right now to try and guide us to a more even place. I interviewed him recently. He's a very smart guy, takes the job very seriously. You're not going to get him partying all night long and so on. But you're right. I mean, what is the hard of his Conservative Party? You wouldn't recognize it. You really wouldn't recognize it. You could really interview the head of a Labor Party and Rishi sunat right now. And they wouldn't sound significantly different. So looking at the political situation and looking at sort of the broader overall situation for Great Britain, what do you think are the biggest problems facing Great Britain? I mean, we see these sort of system wide problems in the west. Brexit is the biggest problem, which is an addition to all the other problems facing every other country. So every country was hit by the pandemic in varying degrees, depending on how they handled it. But Britain has got the slowest growing economy of any of the major European countries because of Brexit. So unfortunately, it all roads really lead back to that. Other stuff has compounded it, the cost of living crisis, the energy crisis because of Ukraine war. All these things have had an effect. Of course they have. But they're no different than any other country. The French have that. The Germans had that. The Spanish said that the Italians have it. What distinguishes Britain in terms of its woeful economic performance comparative to most of those countries is Brexit and the fallout of this severance and the EU, which has turned out by common consent even for many people who voted to leave so far to be a failure. So do you think that we're going to see and I'm going to ask you this in a second sort of wave of actual regulatory cutting a wave of making it easier in the economy, not just in Britain, but in Europe overall. And also a wave of conservatism in terms of the spending because obviously we're in the middle of this massive inflationary cycle that is eaten all of Europe is in the United States as well. It's pretty much gone everywhere you're seeing the Bank of England raise interest rates at historic levels. At this point, are we about to see sort of the rubber hit the road when it comes to economic policy? I'll ask you about that in just one second, but first. Let's talk about filling jobs at your company. It's actually kind of hard these days. And a lot of open jobs and not that many people seeking those jobs. If you want the
Bitcoin Audible
"second sort" Discussed on Bitcoin Audible
"Paying a return why there is a return on investment is because you need liquidity to route payments on lightning because there is real demand to route payments on lightning. There is a global decentralized censorship resistant private payment network built on top of Bitcoin. And it is growing, and it is not fake growth, it is not speculative growth. Nobody is buying some bullshit token that they hope is going to ten X and holding it and giving the appearance of volume and liquidity on lightning. It's real liquidity. It's real Bitcoin. It's real payments that are going through. There's no fake thing to make money home. If you wanted to know what DeFi was actually going to look like, lightning is it. And the craziest thing about it is it is non custodial. That is so nuts. When you think about it from a historical perspective, there is no such thing in the Fiat world. The idea of making real yield, not bullshit inflation, not fake staking, not issuance of new token, not an AirDrop, yield with fees based on liquidity needed for instant payments globally. And anyone can tap into it. There is no barrier, there is no restriction anyone in the world can participate. And what breeze is trying to do with their model and what I think is such an interesting development in how this could potentially unfold is that yes, there's going to be development kits and there's going to be programming languages or not a programming language is not the term. There's going to be APIs and service providers that do these like nodes in a second sort of green light. The blockstream green light model. And there's a lot of people talking about this. Paul Italy was talking about the different ways that you could separate the infrastructure from the keys so that you could still have sovereign users, but you could have financial services that offer partial
Native America Calling
"second sort" Discussed on Native America Calling
"Yeah, we might be because we might be able to set it some of the table. That federal recognized tribes could set at, but a lot of those tribes are not at those tables because they are federal recognition. And so, you know, in California, people have been applying for recognition since 1980. No one in California has received recognition through that process. 5 of those tribes have been denied recognition. So what is the positive stamp on that? Those tribes are spending millions of dollars to do that. Yeah, you're right. They're certainly there's a lot of money at stake for sure and it really does. I really appreciate your perspective here. Some really, really valuable insights that is chief Kalin sisk with the winter. And I'd like to go ahead and pivot back to our podcast reporter Judy silver and Judy, this idea to do the podcast. All these different chapters, these episodes that have been created. What if you learned along the way? So much. It's hard to sum it all up. But so I guess for me, there have been a couple of really significant learnings. One is that the fight is real. The fight that chief Kalin and the rest of her type have had to go through to gain any sort of recognition, meaning to be able to sit at the table to talk about their fish to talk about the river, like that is real. It is, it has not been easy. There is, you know, they've made they've made in notes as Lila has said and not just that the dam has been stopped but also concerning their salmon. But the fights you get there has been very, very difficult. And just sort of being an observer of that was very enlightening for me seeing what it's like to go up against the federal government. And just, you know, you have a tiny tribe going up against the federal government and that's a big deal. The second sort of big enlightening part for me was, you know, I was born in California. I grew up here, I consider this my state. And yet, I feel like I didn't really know it until I did this podcast. I learned that the geography of this state has literally been changed because of water. In the 1940s, when South Sudan was built, the central valley project was constructed and its whole purpose was to bring was to move water from north to south. So in other words, to move it from a place that was relatively water rich to a place that was very much water poor. And that moving of water has literally changed the landscape of the state. You've had, you know, you had water that was dredged in places, marshland was taken away grasslands were taken away agriculture was put in place of this marshland and grassland. And so now, you know, now you look out, you know, like driving when I've done a lot of driving between north and south. And when you drive, you look out and you see sort of like square plots of agricultural land. Well, all of that used to be valley that was full of natural habitat. All of that is gone. And yeah, and then in addition to that, we, you know, where we used to be a I've heard chief Kelly and talk a lot about how we used to be a salmon state. How we still could be a salmon state. And what I've learned from my reporting is that is very much real that we very much used to be a salmon state in the Sacramento San Joaquin river watershed. You had one to 2 million salmon adult salmon migrating up every year. We're down to about a tenth of that. And I've talked to fisheries biologists as well as chief Kelly and Jose, you know, we could still be a salmon state. We have the natural infrastructure to be that. There are only a few states in the country who can do that. And we are one of them. And yet we are abusing this resource that we have. Judy silber is the executive editor of the spiritual edge and reporter for the a prayer for salmon, podcast series. If you'd like to call into the show today, what are you waiting for? Our phone lines are open, one 809 9 6 two 8 four 8. If you know anything about the Shasta dam project, if you yourself come from a community in which salmon played an integral role, not only in the culture, but also the economy, which are like to hear your perspective as well. One 809 9 6 two 8 four 8. Stay with us. We'll be right back. Support from the self governance communication and education tribal consortium, presenting the 2023 tribal self governance conference at the river spirit resort starting June 26th, registration closes June 23rd at tribal self gov dot org. Support by the American Indian college fund, providing millions of dollars of scholarships to native students every year, applications are accepted through May 31st at college fund dot org or by phone at 807 6 6. This is native America calling. I'm Sean spruce. We're talking about the winning winters tribe. And their fight against the expansion of the Shasta dam in California. A podcast series called a prayer for salmon explores the issues with the dam and the tribes fight to halt the expansion. There's still time to join us. We're at one 809 9 6 two 8 four 8. That number again one 809 9 6 two 8 four 8 or just one 899 native. Let's hear another excerpt from the podcast. This is the march to raise awareness about the tribe's plate as it relates to the dam and we hear from another member of the tribe. Back on the run for salmon, we walk through nicely manicured neighborhoods. With their footsteps, the walkers want to wake people up to the plight of salmon and to raise awareness about threats to water and their habitat. Here's how Michael Preston puts it. It feels like I'm doing my purpose in life, you know, this is my job. As a dancer and as a minimum went to man and human being, speak up for salmon and water and the land and indigenous ways, indigenous lifeways and the spirituality of it all and speak of on behalf of all that and the best we can anyways. To bring the salmon back, Michael says the winner went to need a lot of help. We need everything's help. We need the salmon itself. We need the bird's help. We need the trees up. We need the rains help. We need the winds help. We mother earth so we need the fires help, everything. Basically, because that's the time of the time right now. These people have been saying that for a long time, not just us but around the world, you know, but what time it is and it's not looking very great and that's not a non optimistic point of view. We are very optimistic. That's why we're doing this. He's optimistic, but chinook salmon in this watershed are struggling. Scientists estimate the number of adults that return to spawn is one tenth or less than what it was
The MMQB NFL Podcast
"second sort" Discussed on The MMQB NFL Podcast
"All right, my second one here, I'm gonna throw out two sort of looking forward things. One, kind of, deshaun Watson coming back to Cleveland, the browns are going to be within reach of a wild card spot. What's he going to look like when he gets back? The fan reaction is going to be rightfully at this point, unless he really doesn't about face and shows some contrition here. He's going to get just destroyed in every road game. I don't even know how it's going to be at home at this point, because I think it's going to be incredibly uncomfortable for browns fans or at least a lot of browns fans. But there's a lot going on there and we kind of forget that he hasn't played meaningful football since what the first week of January 2021. And we'll see. We'll see what happens when he gets out there. The other one I want to throw out, man. There are, so as far as I'm concerned, there are 5 20 something indisputable franchise quarterback gonna compete for MVP awards year in and year out for the next decade. Being mahomes, Josh Allen, Lamar, Joe burrow, Justin Herbert. I think by the end of the season, Trevor Lawrence is going to be the 6th one. Oh. I think what is kind of a shame. And look, I understand the hesitance, whichever Lawrence, and not just last year, but what's kind of a shame is they have been in correcting them wrong. They played one national game this year. That was the London game on Sunday morning. Against Denver, he was bad in that game. That was by a wide margin his worst game this season. I think the Philadelphia game was bad for other reasons. He lost, he lost four fumbles, that's not good. But that's also something that's like, okay, well, he's not going to lose four fumbles every game. So sometimes you just have a flukey bad day. The Denver game he was just missing throws. And it was weird and I don't know. He didn't look like that the rest of the season so far. That raiders game this weekend. And he had max Crosby in his lap pretty much the entire game while he was trying to play quarterback. He was phenomenal.
AI Today Podcast: Artificial Intelligence Insights, Experts, and Opinion
"second sort" Discussed on AI Today Podcast: Artificial Intelligence Insights, Experts, and Opinion
"These EU laws are in Europe. And so these new laws are now focusing on moving data between Europe and U.S.. So that's this transatlantic data privacy framework is all about okay. If you're moving data from the EU to U.S., what can you move what can you move? So even in that situation, people are now focusing on the movement of data. So you're not safe. If you keep all of your data, say, just in the U.S. servers and things like that. So the next major consideration here for privacy is not just the data privacy, which is incredibly important, but is the actual privacy of the AI systems, right? You don't want to have an AI system that itself is tracking people, surveilling people, creating hyper personalized models that people may not want, you know, you want to maintain people's fundamental right to privacy and preserve their individual freedom and their integrity of their personal identity. So for example, if I built a behavioral model for Kathleen say for your purchasing behavior, should I be allowed to sell that model to someone else who may use it for who knows what purpose is. Okay, that's not the data anymore. That's the model that I've built, right? Or can I use a model. Of your behavior, your face, whatever it is? Am I allowed to basically take that model and share it, post it online? Can I have a big online database of, hey, here's everybody's purchasing behavior and credit card information, and not maybe their information, but maybe they're buying the patterns. You know what laws haven't quite caught up with that yet, but they will. They will. So AI systems really should avoid the wholesale collection and evaluation of data, especially about private matters. And even in general, the second sort of corollary is we should just try to minimize that. Just try to minimize the use of private information. Don't collect too much data. There's this saying with AI that maybe more is better, right? It's like how much data do you need? Well, probably more than you expect. So just collect it all. But as you can see here on the right, there are some major lawsuits now. That have emerged simply not from violations of privacy, but simply because they're collecting too much data. Financial services tech company plaid was fined $58 million and has to pay $50 million to consumers after just collecting too much data. There wasn't a breach involved. They just collected too much data. People say, why are you collecting all this information? Am I buying habits? And sharing it with your partners, so called partners, Venmo and all those companies. And the second news article is there's a $200 million 200 million record breach. So 200 million records of breach.
Bloomberg Radio New York
"second sort" Discussed on Bloomberg Radio New York
"And I'm Karen Moscow, stocks, and U.S. stock index futures are rallying as a batch of resilient company earnings helped to alleviate some of the wider caution in markets ahead of a pivotal Federal Reserve monetary policy decision. We check the markets every 15 minutes throughout the trading day on Bloomberg S&P futures at 34 points this morning down features of a 134 hashtag futures at 173 and the Dax in Germany is up about two tenths of a percent. Ten year treasury up 6 30 seconds yield 2.78% that yield on the two year three O 4%. Nymex crude oil is up a third of a percent of 33 cents and $95 29 cents a barrel. Comex gold up to 10% or 3.6 cents at 1739 30 ounce. The Euro one O one four two against a dollar, British found 1.2069, and the N one 36.57, and looking at Bitcoin, it's uploaded a third percent at $21,270. That's a Bloomberg business flash. Now here's Michael Barr with more on what's going on around the world. Michael. Karen, thank you very much. The Justice Department is said to be looking into former president Trump's actions as part of its criminal investigation into the January 6th riot. According to a person familiar with the matter, prosecutors have been asking about conversations between Trump and his inner circle. President Joe Biden plans to speak the Chinese president Xi Jinping tomorrow. It's scheduled to take place in a new tensions as House speaker Nancy Pelosi reportedly plans to visit Taiwan. In baseball, the mets beat the Yankees 6 three, the guardians beat the Red Sox 8 three, the Orioles beat the rays, the nationals, beat the Dodgers, the a's down the Astros, the Giants lost to the Diamondbacks, 7 three. Global news, 24 hours a day on air and on Bloomberg quick tech, powered by more than 2700 journalists and analysts, more than a 120 countries. I'm Michael Barr and this is Bloomberg, Nathan. Okay, Michael, thank you. It is 6 19 on Wall Street live from the Bloomberg interactive broker studios this is Bloomberg daybreak. We want to talk more about the latest tech earnings. We're watching shares of Microsoft in the pre market still gaining up about 3.6% in the pre market after the software giant posted it outlook that suggests it can weather the worst of the economic slowdown. Let's bring in Dan Ives for more on this senior equity research analyst at Wedbush securities. Dan, it's always great to speak with you and it looks like we're seeing kind of a sigh of relief across the tech sector. Is it warranted after Microsoft's results? Well, it's warranted because cloud, I mean, that's a pillar of enterprise spend. And the best barometers Microsoft. She was impending needles going into this much better than expected. I mean, it really not seeing any sort of push outs in terms of cloud growth, gave strong guidance. And I think it's a rock and Gibraltar stock and what's been a dark economic storm. But this is important for what cloud enterprise spending street is going to really view this as a barometer going forward. There is still a lot of competition in the cloud, though, isn't there? Does Microsoft have a market share advantage in the cloud? Yeah, look, Microsoft, along with Amazon, AWS, they continue to dominate cloud. And of course, Google team number three. And it's really dominated by those three players. But Microsoft, they're just in a massive position or shrink because this is their backyard. I think the important data point here is companies even in a macro like this. They're accelerating the digital transformation. That's front and center as a positive from Microsoft, a tailwind. And obviously in the jittery macro. This is what the street needed, especially given what we've seen over the last few weeks. This says something about the macro environment though doesn't it when we see Microsoft in its outlook saying that it's going to be leaning more on the cloud side, the commercial spend side as opposed to the consumer side and PC software. What does that say about the direction of Microsoft going forward? Well, I think it shows a bifurcated tech market. You're going to continue to see softness consumer driven PC, obviously supply chain issues coming out of China. Both discrete cares about front and center for Microsoft is the cloud business. And that's what I've used the core DNA of the growth these is and that's what we saw last night. I also think when you're looking at the overall macro, the street, the world is watching when Microsoft gives guidance. So I think this is no one with, of course, alphabet and as the one two punch that detect both needed in what's been a white knuckle environment. Yeah, it was also interesting as well to hear the CEO Satya Nadella talking about how the strong dollar has been a headwind for Microsoft this quarter. And despite that thinking that it's only going to need to cut sales by about 4% for the year on continued dollar strength, what do you make of that? The dollar strength, especially with the multinationals that's going to be ahead and we'll see that from Apple tomorrow as well. But really, that was a well-known headwind. I think really trying to understand what core demand looks like. And if you think about many that have really talked about the nervousness that we're seeing across the macro and enterprises given balance sheets given the digital transformation, it's pretty positive. And I think we'll see other data points from Amazon on the AWS side as well. And that's important because that just shows you're going to have a fork in the road in terms of attack. And that's really what you're seeing play out. Microsoft, it's really out of those guidance heard around the world. And speaking of the demand story in our last minute here, I want to ask you a little bit about alphabet's results as well coming in stronger than expected on the ad side. Does that ease some of the concerns for you that we got after the less than exciting results from snap and Twitter on ad spend? Yes, SnapChat. That was in nightmare on Elm Street quarter. And that continues to be a disaster. And I think there were fears that that was going to spread be with Facebook. And of course, with Google, you look at ad dollars better than feared actually pretty strong in terms of why they came in. It shows you'll see some swelling. But especially with YouTube from the golden assets, that's holding up better than fear. You combine now with what we're seeing with Microsoft, you now start to have second sort of take in terms of maybe things are not falling off a cliff like some of the hack bears of kind of talked about. And I think this is an important print in terms of for broader tax sector. Always great having you on Dan. Thanks for coming back on with us. Dan Ives. Senior analyst for equity research at Wedbush securities. Again, looking at shares of Microsoft and the pre market they're moving by a higher by nearly 4% now after those stronger than expected outlooks from the software giant and cloud player with the Azure cloud service, looking ahead to the market open, more broadly, S&P futures are higher by 32 points, Dow futures up a 123, and NASDAQ futures leading the gains tech leading the way this morning up a 169 points for a gain of 1.4%, ten year treasuries up four 30 seconds the yield 2.79%
Bloomberg Radio New York
"second sort" Discussed on Bloomberg Radio New York
"Today Sean Good morning Yes Now I think there is going to be for the next three months The possibilities of more lockdowns and then unlocking and then lockdowns until we get to the party conference I think it's reasonably well known by markets And I think that's why people have taken their GDP figures down in China Compared to what the government forecast is So I think people generally and we are positive on China in the second half of the year but or where it's not going to be a V shaped recovery Positive two I assume Sean in terms of stock market gains as well We're seeing some pretty good moves only halfway through gene June excuse me on the CSI 300 Do you think we are going to continue to see outperformance in are you looking at those tech players in terms of the worst of that crackdown being behind us Yeah I think there's two sort of two elements here We have a little bit of an opening up trade because of the severe lockdowns in Shanghai and Beijing Our overall even though we might go backwards a little bit And then we've also got the risk premium coming down which has been driven by the regulatory situation and we've got we've had some very good signs from the regulators in China And the policy that sort of policy tightening is over this year is about implementation and the market is getting a bit more comfortable with that The caveat though is we're still not confident on earnings I mean the Internet is how they could rally and we would actually say that it would be dangerous to be underweight it now But the real catalyst is this is the time to structurally get involved We probably are a few months too early because the earnings still could be weak because at the end of the day the consumer in China is weak And that's going to weigh on earnings Yeah it just seems like in the short term particularly these couple of days with that inflation read in the United States So you're going to see some heavy selling in China today Interesting time to upgrade views on the CSI 300 Jeffries has done that going to bullish from.
Greg Bedard Patriots Podcast with Nick Cattles
"second sort" Discussed on Greg Bedard Patriots Podcast with Nick Cattles
"Play and he gave up like a sack and a couple other things and people are like, oh, this guy sucks. But the bones were there. Is there a guy later on that you say, all right, if they were making a future bet upside who would the guy be? Yeah, one guy I love is dare Rosenthal from Kentucky. He's 6, 7. He was a lot lighter than he should have been. I think at the combine, tons of athleticism, but he was two 90. So he's got to play it closer to three 23 25, which he has been in the past. But he's the type of guy that I want a left tackle that you can put out there on the island. Big guy long arms. That's the ideal frame if you're drafting the development prospect. And I always thought watching him canard is another kid from another tackle from Kentucky that gets a lot of press. And I always thought he was better than canard. He's got good agility he's good on the move. One thing for the Patriots that they will know, they will dig into it, may take him off their board. Is he had rule violations at LSU that forced them to suspend him at one point, and then he left LSU. So he might actually be off their board, but the tape and what I see. I like them three of the guys. I won't go into the same depth, but Luke tenuta from Virginia tech 6 8 three 20. Father was a coach for the 40 years. There's got the length of the smarts the awareness or being an easy from TCU 6 6 three 21. And then there's a couple other guys Veda and low and Zach from Illinois and Zach Tom from wake forest. Those are guys that could be leaked up pieces that you could move around the line of scrimmage guard center even if you needed to. Guard, I don't see the Patriots. I would have a hard time seeing them taking one at 21. Now could I see them if they trade out of 21 and sort of to the bottom of the first top of the second sort of thing? Could I see them going with a guard then? Yeah, I could. You know, when you're talking about that sort of lower end of the first round, I assume you're talking, you know, kenyon green from Texas a and M and the local kid Boston college Zion Johnson. I think you prefer green a little bit more. Can you sort of discuss those two guys and do you think both will be on the radar for the Patriots? I think both will be on the radar. I agree with your assessment of how they would evaluate a guard..
Ultimate Guide to Partnering™
"second sort" Discussed on Ultimate Guide to Partnering™
"This helped us actually deeper into the sales team to drive that true. Peer to peer selling it wasn't just executive to executive talking about strategy and plans while that's important. The point of this was we want our sellers talking and we wanted them to be very prescriptive on specific accounts and that leads me to the second sort of learning from this is do the work ahead of time we tend to when we get together and these do a lot of meat and greets which is great. We need to have those relationships but this ways we set the precedent that meet and greet should have been done at inspire and through your fiscal year kickoff. And things like that every conversation meaningful and productive around joint accounts and it could be accounts that the parties involved in a read are not talking to the customer about that solution or vice versa. Or maybe we're both super deep into it and this is a connection point in our rhythm of the business but we tried to really set that cone of. We're not here to meet and greet we owe flew done that. Let's talk and make it actionable and get really sophisticated in the way that we're looking at the data and the accounts and using our heat mapping tools to see where we have synergy and we aligned together. I love that. I love that i always get around. I'd have so many meetings at a microsoft event worldwide partner conference before became inspire. And i'd walk away from these great meetings and then nothing would happen crickets right. We'd have this. I called the kumbaya meeting. We'd have we'd all say all the wonderful things we could do together. We lay out the plans and it wasn't actionable or if it was actionable there wasn't the follow up that maniacal focus so i love it when you had to say here and now i ask this. I had to put you on the spot here. Like twelve thousand meetings is got to be an awful lot of actionable items. That came out of that. Those meetings are you tracking the execution of all those so great great question and point. I have been really vocal on this because while that one week in time was great from an activity and a connection perspective. It's all for nots. If we don't follow up on it we don't actually take the next steps so we try to get a little bit more sophisticated this year and my team had a tool that actually as i talked about sophisticated view of the date on the accounts ahead of time in the tool partners would enter. And i wanna talk about partner x. y. or customer xyz abc etc. Microsoft would sort of have the same thing and when we did that at did. A heat mapping to show the overlay an in that tool live in the meeting again because we were virtual and everyone had connectivity in their. Pc's you can actually build the action plan when you're in their action plan is to call customer to talk about this and this is who owns it and the by win and so we have the action plan from not all twelve thousand produced action plan but a huge majority of them did and so we have the opportunity to follow up on that..
Exponential Podcast
"second sort" Discussed on Exponential Podcast
"And i think that's really important and i think the second sort of the second big idea kind of in this first finding that you uncovered this idea warrant that. Not only do we need to help. Churches acquire or ministries acquire new givers but also helped move existing donors. Kind of and your quote is up. The donor pyramid. You could say along the generosity pathway or whatever it might be whatever metaphor you want us what i think you've uncovered there. Is that we as a as a ministry as a church. We need to have a strategy to help. People take their next step in giving as opposed to well. I sort of I started giving. Maybe i set some sort of dollar amount. I on auto giving remember those old commercials with the guy who was selling those cooking machines online. It was just set it and forget it you know. I think it was wrong pope. He'll set it and forget it. A lot of people do that with. They're giving they sorta just sat it and forget it. And what you've uncovered here is that we really need a strategy to help people take their next step and move increasingly towards greater and greater generosity right absolutely and even the messaging we say to different people. Ucf is now involved with the project. Our next project. After this survey is is to study help churches and ministries studied their donors and an immediate difference. Were finding is that millennials gen z. if you speak compassion language and and you know make a difference In terms of social action impact language that they resonate to older givers have different triggers. And but if you're you you probably are speaking in your messaging to one particular audience and to think. Am i really speaking to the person who's who's put god first in their finances for years versus Am i speaking as often to the person who who's just taken their first step of of of giving i it's like my wife and i were greeters at at church last sunday and you know somebody came back and i said i haven't met you before you know what your name.
TODAY is a Good Day Podcast
"second sort" Discussed on TODAY is a Good Day Podcast
"It seems easy but also look at the places that are causing you a significant amount of pain and the method that i prescribe is my last method. It's a four step method. I'm happy to share it if you want. It's also in my book if people wanna read it but it's just a force step method which has you lay out your vision and purpose for the space at c. l. e. is empty the space assorted twice. And you sorted into like with piles and then you make a decision. That's the second sort and the last s.'s. Systemized which means you organize it. So you can l. e. s. s. less method your kitchen your entryway. Your kids toys. Your sock drawer. It's the same method. It applies to every single space in your home except paper. Paper has a different acronym. That i also talk about in my book. But that's what i would recommend. People do go for the easy winds in the low hanging fruit. But also if you're trying to run a family you're going to have you're going to give yourself some big wins if you tackle some of the pain points and to do those gonna recommend that you probably get my book and get on kindle if you want and get an actual method because it's really easy to get overwhelmed. In some of those complex spaces like a kitchen wherein kitchen. There's a lot of things that happened in the kitchen. It's not just for eating anymore. There's all sorts of things. It's a charging station in crash room and the pet area. Like there's a lotta things. So i would recommend having a method and i think my i know my method works because i've used it with hundreds and hundreds of people by now So that's what i recommend as the day to day and there's also if you're if that sounds overwhelming to you which it might you know there's also just the here and their cluttering which if you get yourself donation box and you stick it somewhere in. Your house doesn't matter where as you're going about your everyday you're brushing your teeth. Something we hopefully are all doing everyday during your bathroom already. Open up the cupboard. Is there anything in there that you don't need. Is there lotion that you bought that. You don't like the smell. Is there stuff that you're just not using anymore and just get rid of it in the bathroom. You probably will need to throw that away but in your closet. You're getting dressed for the day. you notice some shirts. You're just never gonna wear again. They're out of style. They don't fit their ripped. They're torn whatever put those in the donation or the trash. You're you're just doing this in the context of your daily life so you don't have to say okay. I'm in a block off four hours and clean out my whole kitchen. That's not possible for most people especially people with young babies a. You don't have that time but you're in your kitchen and when you put your coffee mug back you can probably find a couple in the back that you're no longer using stick those in the donation box and that little here and there decluttering will add up to some big changes in your life and it doesn't take a lot of extra time on your part..
Vroom Vroom Veer with Jeff Smith
"second sort" Discussed on Vroom Vroom Veer with Jeff Smith
"Five years jail time pending the consequences. Were not remote they were you know firmly on top of me and this time again the thing with my son but it would be very easy to go. Well you know. I knew my wife was there. It was fine Those consequences were not the same. I wasn't going to your eyes. I wasn't but i just so it made it harder because it was. Yeah you're which was difficult. But i was no more Out of control. The second time that i was the first time the truth was at both points i was at a point where you know. Drinking and drugs were the most thing in the world. They were the thing that i would probably work is over everything else and so even though from the outside it looked very like. Oh these are very different. Things they weren't at at at the core core. Was you know that was the most important thing to me so that was. That was the second sort of. I've i've roomed my way back into drinking and and and spent several years. Doing it convince it trying to convince myself. It was fine You know in that mind mindlessness and then occasionally having moments of like well. I don't know which i would shove back down into mindlessness as quick as i could and And then you know the next big ear was to was to get sober again right right. Wow but you know this have you ever. this is kinda sounds like tangent but When we talk about these things the the thing that i keep thinking about was. I don't know how i found it but somebody on facebook linked me to this website called your brain on and it's all about how modern internet porn really really messes with your brain hormones and chemicals and dopamine mostly And it's like this you know there's no actual research because who's going to pay for that but there's this one guy i think he's like a schoolteacher and he did a ted talk and he does this webpage and it's all about the really really.
Sake On Air
"second sort" Discussed on Sake On Air
"I mean unless you. You bring the micro organisms responsible for creating that guessing the end. These are not present in second. Naturally each should alz turn into a into vinegar however they also aromas of flavors as she not properly again if the right word second that has not age well and that's that's something you can you can hear about sometimes called a he. Oh she some kind of burnt aromas. It's the evolution of sock over time. There might be a handful of people that that judge that as being you know less than desirable or to have some sort of a flaw whereas it might be a segment of the population that actually says this is really nice. I actually enjoy this or appreciate so. It's it's kind of a tough line to draw in some cases. Lean speaking in regards to You know can. Ah second fat. i I haven't had success if you will. In converting second to vinegar and not on not personally but There have been there. Certainly have been suckered. That have had enough under spell that i was zoo-bred senate the dry and it just kind of came out less than impressive you know where army. The aroma had kind of evaded altogether making the second sort of feel a bit slacked east all oxidation but no real complexity or nuances so There have been soccer. That i've definitely benefited from asia aging and some you know echoes of what the secular originally was or because of a number of defense variables like how it would store duration of which it was stored on that turned out to be less than what the fuss was about. But i guess that's all a part of the enjoyment on the fun of trying to play with time right. Yeah that's lead for vegas. Maybe to the quicko. While i guess another question that comes up a lot is how sock aged When it's done so intentionally And then you've got to conversations. There's ones on the producer side than one zola. Know the the the consumer side i would say in most cases Socketed aged with the intent to be then turned into a product sold as cashew for example..
Lifeslices
"second sort" Discussed on Lifeslices
"Seems to wanna come up here. Enjoy reading Visiting slipping it's boring. But yeah i would not have been a good thing for that big buoy too bogged into one of the. It's just a wonderful sloop. Describe your island. what is it like. How big is it. What the other than these houses and the lighthouse we've been told it's twenty two acres. Yeah that seems a bit too large. It must've been a very low tide so there was more land exposed. But it's on our what we call our frontside. I guess the the side that faces out to the open pacific there. There is this There's a channel right in front of us there's rocks and there's sort of a lagoon area and then there's the the bigger rocks out the outreach. And then after that. Like i say it's open water on the island itself. The houses are on this outer edge. Were exposed the pacific and on the backside. Once upon a time people on vancouver island could see our light turning around and flashing and so forth. The forest has grown up so much now that that most of the people behind. This can't see our light and it's not really necessary for navigational purposes right. It's just a little stretch right behind her island. That can't see it so yeah. the back. Part of our island is is forest trails that go through their early takes ten or fifteen minutes. If you're moving quickly to walk around the island there is a second sort part. What we call lesser leonard. And there's a little cap that goes through and basically have to cut across his water to get over to the other side they only visit sweet made have been by kayak to sort of adult around this one little beach on there and the land there and kind of explorer feel like you're robinson crusoe fra or so and i had a classmate once that we used to call lesser leonard story but you have not seen a sasquatch on the island..
KTOK
"second sort" Discussed on KTOK
"And so were confirming that right now is some internal testing. We're doing, validate our own lab, and we're seeing the same thing We're seeing people go not just from 0 to 10, but from my exhorted 250 After that second dose of vaccine, So you mount a really, really robust and strong Response against Cove it, which is why the study's no one got sick from Covina. There's like one person I think of the vaccine are but basically no one got sick and either the my journal or the flies or studies from Covina. That's also why there's that recommendation. Even if you've had Cove it to still go ahead and get vaccinated right? Because we know that again. It's like having that first dose of vaccine but that second sort around the vaccine. Um you know, you're really gonna bounce response and look in the future. Maybe if you've had covert, you really need two doses. I don't know We're not there yet. You know, I will further antibody studies. Maybe with like tigers, you know, determine how many doses each person actually needs, maybe in the future, But right now, we just don't have that amount of data right now. It's the recommendation, of course, is for two doses of this vaccine. I'm joined by Dr Jason Wilson, Medical director of the clinical decision unit at Tampa General Hospital and associate professor in the College of Medicine at the University of South Florida. We're talking about the covert 19 vaccines. Another question. A lot of people have If they received both doses of either the Madonna or the Visor vaccine. Does that mean that they won't be able to get infected? Does that mean that they're no longer at risk for passing it along to someone else? What exactly does that mean, or they just protected from severe symptoms from the disease themselves? It's a great question, and right now we don't have a complete answer. There is a theoretical chance that the person who has to vaccines two doses of vaccine could still get cove it but just not really realize any symptoms from it because their response is gonna be so powerful and so robust and so strong. Them having cove. It's not gonna manifest with any clinical symptoms. You're not gonna get sick now, do it. Do we know if people are actually having asymptomatic Cove in and transmitting coded five vaccine? We don't know yet, as everybody knows, Thies studies, um we're done in a safe way. But in a fast way, and so, you know, to get vaccine out to people, you know, truly safety was very important and the determining the most important thing, which is? Can we save lives and keep forgetting? Sick. So right now, the emergency use authorization is based on controlling symptomatic covitz. Severe covitz symptoms. Hopefully, this means it is slowing down transmission as well. The data just not there to fully say that yet. And finally, last time we talked you had just received. I believe it was the first dose of one of the cova 19 vaccines. Have you had the second dose? And what is your response? Been like? Yes. So I had the first dose back in December on December 15th I that first dose of the Fizer in March. Vaccine and they get about 21. Days later, you get that second dose. So in January 4th I went in, and I got my second dose. Now the first dose. I had a little bit of sort of my arm the next day, And that's that's right in line with the studies that we've seen with what kind of side effects we would expect, And that second dose I did have a little bit more sorted this sub.
NewsRadio WIOD
"second sort" Discussed on NewsRadio WIOD
"Of antibody. Okay, Um, And if I get one dose of vaccine, I might get between five and 10 say units of antibody. Okay, But what happens is that if I get that second dose of vaccine what we're seeing is that that amount of antibody exponentially increases by like a factor of like, 20 fold as the work confirming that right now is some internal testing we're doing, validate our own lab, and we're seeing the same thing We're seeing people go not just from 0 to 10, but from my exhorted 250 After that second dose of vaccine, So you mount a really, really robust and strong Response against Covic, which is why the study's No one got sick from Covina. There's like one person I think of the vaccine are but basically no one got sick and either the Moderna or the flies or studies from Covina. That's also why there's that recommendation. Even if you've had Cove it to still go ahead and get vaccinated right because we know that again. It's like having that first dose of vaccine, but that second Sort around the vaccine. You know, you're really gonna bounce response and look in the future. Maybe if you've had covert do you really need two doses? I I don't know We're not there yet, You know, and we'll further antibody studies maybe with like tigers, you know, determine how many doses each person actually needs, maybe in the future, But right now, we just don't have that amount of data right now. It's the recommendation, of course, is for two doses of this vaccine. I'm joined by Dr Jason Wilson, medical director of the clinical decision unit at Tampa General Hospital and associate professor in the College of Medicine at the University of South Florida. We're talking about the covert 19 vaccines. Another question. A lot of people have if they receive both doses of either the Madonna or the Visor vaccine. Does that mean that they won't be able to get infected? Does that mean that they're no longer at risk for passing it along to someone else? What exactly does that mean? Are they just protected from severe symptoms from the disease themselves? It's a great question, and right now we don't have a complete answer. There is a theoretical chance that the person who has to vaccines two doses of vaccine could still get cove it but just not really realize any symptoms from it because their response is gonna be so powerful and so robust and so strong. Them having cove. It's not gonna manifest with any clinical symptoms. You're not gonna get sick now, do it. Do we know if people are actually having asymptomatic Cove in and transmitting coded five vaccine? We don't know yet, as everybody knows, Thies studies, um we're done in a safe way. But in a fast way, and so, you know, to get vaccine out to people, you know, truly safety was very important and the determining the most important thing, which is? Can we save lives and keep forgetting? Sick. So right now, the emergency use authorization is based on controlling symptomatic covitz. Severe covitz symptoms. Hopefully, this means it is slowing down transmission as well. The data is just not there to fully say that yet. And finally, last time we talked you had just received. I believe it was the first dose of one of the covert 19 vaccines. Have you had the second dose? And what is your response? Been like? Yes. So I had the first dose back in December on December 15th I that first test of the Fizer in March. A vaccine and they get about 21. Days later, you get that second dose. So in January 4th I went in, and I got my second dose. Now the first dose. I had a little bit of sort of my arm the next day, and that's that's right in line with the studies that we've seen with what kind of side effects we would expect, and that second dose I did have a little bit more.
KTOK
"second sort" Discussed on KTOK
"Like, 20 fold. And so we're confirming that right now is some internal testing We're doing, validate our own lab, and we're seeing the same thing We're seeing people go not just from 0 to 10, but from my exhorted 250 After that second dose of vaccine, So you mount a really, really robust and strong Response against Cove it, which is why the study's no one got sick from Covina. There's like one person I think of the vaccine are but basically no one got sick and either the my journal or the flies or studies from Covina. That's also why there's that recommendation. Even if you've had Cove it to still go ahead and get vaccinated right? Because we know that again. It's like having that first dose of vaccine, but that second sort around the vaccine. Um you know, you're really gonna mount a response and look in the future. Maybe if you've had covert do you really need two doses? I don't know We're not there yet. You know, I will further antibody studies. Maybe with like tigers, you know, determine how many doses each person actually needs, maybe in the future, But right now, we just don't have that amount of data right now. It's the recommendation, of course, is for two doses of this vaccine. I'm joined by Dr Jason Wilson, Medical director of the clinical decision unit at Tampa General Hospital and associate professor in the College of Medicine at the University of South Florida. We're talking about the covert 19 vaccines. Another question. A lot of people have If they received both doses of either the Madonna or the Visor vaccine. Does that mean that they won't be able to get infected? Does that mean that they're no longer at risk for passing it along to someone else? What exactly does that mean? Are they just protected from severe symptoms from the disease themselves? It's a great question, and right now we don't have a complete answer. There is a theoretical chance that the person who has to vaccines two doses of vaccine could still get cove it but just not really realize any symptoms from it because their response is gonna be so powerful and so robust and so strong. Them having cove. It's not gonna manifest with any clinical symptoms. You're not gonna get sick now, do it. Do we know if people are actually having asymptomatic Cove in and transmitting coded five vaccine? We don't know yet, as everybody knows, Thies studies, um we're done in a safe way. But in a fast way, and so, you know, to get vaccine out to people, you know, Termini safety was very important and the determining the most important thing, which is? Can we save lives and keep forgetting? Sick. So right now, the emergency use authorization is based on controlling symptomatic covert severe covitz symptoms. Hopefully, this means it is slowing down transmission as well. The data just not there to fully say that yet. And finally, last time we talked you had just received. I believe it was the first dose of one of the Cova 19 vaccines. Have you had the second dose? And what is your response? Been like? Yes. So I had the first dose back in December on December 15th I that first dose of the Fizer in March. Vaccine and they get about 21. Days later, you get that second dose. So on January 4th I went in, and I got my second dose. Now the first dose. I had a little bit of sort of my arm the next day, And that's that's right in line with the studies that we've seen with what kind of side effects we would expect, And that second dose I did have a little bit more sorted this sub chills and also sort of again in that arm the next day that started about 24 hours after the vaccine and lasted for about six or seven hours, and.