35 Burst results for "Schwab"

The World Economic Forum Hides in Plain Sight

The Charlie Kirk Show

02:15 min | 5 d ago

The World Economic Forum Hides in Plain Sight

"But what's interesting about the World Economic Forum is they hide in plain sight. You see, instead of trying to do it all secretly, the elites of the world said, well, what if we actually lead with our greatest vulnerabilities? You see, the World Economic Forum led by Klaus Schwab, a German engineer, they engage in their activity in forums and in panels and speeches instead of smoke filled rooms or private meetings. Those happen as well. But you see, they've decided to design a paradoxical communication strategy. Where the treachery is televised. Listen to Klaus Schwab and cut three, say the future here is built by us by a powerful community as you are here in this room. The stakeholders of larger communities as we collaborate. Now for those of you that are James Bond fans as I am, I love the James Bond series for a variety of different reasons until they've gone woke, which seems they are going woke. There is a, I think rather entertaining and well written James Bond film called Specter. The villain in that film is acted out by an individual by the name of Christoph Waltz, who is also German, and he dresses the same as Klaus Schwab the entire movie is about how the world elites all meet hiding in plain sight at opera houses and other public areas to design how they are going to take over the world. Play cut three. The future is not just happening. The future is built by us by a powerful community as you here in this room. We have some means to improve the states of the world, so that we act all a stakeholders of larger communities that we serve not our only self interests, but we serve the community and second that we collaborate. Straight out of central casting for the Bond

Klaus Schwab World Economic Forum James Bond Christoph Waltz Specter
Naomi Wolf on How Government Is Taking Its Eye off the Ball

The Eric Metaxas Show

02:40 min | Last week

Naomi Wolf on How Government Is Taking Its Eye off the Ball

"That forcing people to wear masks, getting them to surrender their information. There is something deeply creepy about this. What you just said about China wanting to be the repository of all medical information. I don't know what could be more staggering and we can have leaders completely out of touch. I mean, if you have any humanity, you'd say, wait a second. What do you make of our governmental leaders taking their eye off this ball? I can't comprehend it. I mean, it's pretty depressing to answer that. Klaus Schwab boasted to the Kennedy school at Harvard recently that he had placed World Economic Forum alumni in governments around the world and that half of Canada's government were World Economic Forum alumni and you saw what happened in Canada. They declared martial law, a puppet Trudeau declared martial law when the citizens were engaging in their constitution in their charter of rights protected freedom of speech, the truckers. So what I make of it is that there is like the nation state has always been a source of discomfort to oligarchs and kings, right? Because since 1848 in Europe and earlier than that in the United States, a nation state with clear boundaries and I've got a chapter on the nation state in my book, it's hard to suppress, right? Because the people can say we're citizens, we have rights, we have foundational documents that legally protect our rights and they can repel transnational suppression or tyranny. So what's happened in the last 5 or ten years? And I also go into detail about this. I come from that world. You come from that world. You may have been ejected earlier because you're a conservative and a person who speaks openly about faith, but I was ejected only when I began doing this reporting a couple of years ago. And in our milieu, there is a global elite who really don't bear any sense of responsibility to their fellow Americans or fellow French people or fellow British people. They really are responsive to other global

Klaus Schwab Kennedy School Canada Trudeau Harvard China Europe United States
Naomi Wolf Discusses Her New Book 'The Bodies of Others'

The Eric Metaxas Show

02:18 min | Last week

Naomi Wolf Discusses Her New Book 'The Bodies of Others'

"Right, so the thesis of the book, it's kind of a sequel to my 2008 book, the end of America, which in which I looked at tyrannies in history, whether the tyrants were on the left or on the right, turns out it really didn't much matter. Because they always took the same tense steps. And I warned at that time that we could lose our democracy in the United States. And I kept up the same warnings as you may know, administration after administration, it doesn't matter, left, right, it didn't matter when Obama was droning American citizens. I spoke out against it when he didn't close Guantanamo, I spoke out against it. So I was consistent throughout it's a nonpartisan issue, whether we uphold our constitution or trans partisan issue. So the bodies of others, I really wrote it about this recent past, this current historical moment, 2020 to the present. And about the pandemic, but basically my argument is that. What happened was that a handful of bad actors at a global level, notably tech companies, China, the World Economic Forum, which I thought was a conspiracy theory till I actually read Klaus Schwab's book and listened to his speeches. And it was right there. And using pharma exploited the pandemic in order to recreate the world in a way that was targeted at killing off the human, the human advantage. And what do I mean by that? So I have an unusual bio in that I've been a reporter for 35 years. I've also been a political consultant to a presidential and a vice presidential campaign. So I understand how politics unfolds at that level. And I'm now CEO of a successful tech company. So I realized pretty early on. Certainly when in March of last year, when they started announcing vaccine passports that what these policies did, which are so unscientific was to kill off the things that human beings do better than digital

United States Klaus Schwab Guantanamo World Economic Forum Barack Obama Pharma China
Pastors Need to Be Talking About the Great Reset

The Charlie Kirk Show

01:34 min | 2 months ago

Pastors Need to Be Talking About the Great Reset

"All of us here is you go back to your church. If you're a pastor, it's not openly talking about the great reset and the implications behind it, then they are not properly shepherding their flock. We did a whole conversation with Jack hibbs last week that has now been seen millions of times in just one week. Podcast and YouTube explaining what is the great reset. Just by background, there is an organization, an international organization called the World Economic Forum. They are outwardly secular, and they have 8 specific goals of what the how they want the world to look like by 2030. Let's just run by Klaus Schwab. You've heard the term globalist. I used it internationalist. The World Economic Forum is run by these group of people of celebrities world leaders, financiers, that do not want a strong America. They do not believe in Christian values, don't believe in Christianity at all. They want to deteriorated border and they want all these sorts of different things. If you look at the World Economic Forum run by Klaus Schwab, it is the tension point and the collision point with everything that we as Christians believe. Let me read some of their stated goals. By the way, Justin Trudeau, a manual Macron, Gavin Newsom, are all graduates of the World Economic Forum young leaders graduate program. Most Christians have no idea this is going on. Most Christians don't even consider this to be the threat that they are international forces that are trying to crush our civilization on our way of life. Number one of the great reset, they say, you will own nothing by 2030 and you will be happy. So let's just focus on that for a second. Not only will you own nothing, but you'll be happy. How totalitarian. They're going to tell us that we're going to enjoy owning nothing. Private property ownership

Klaus Schwab World Economic Forum Jack Hibbs Justin Trudeau Youtube Gavin Newsom America
Jason Jones Paid a Powerful Visit to the Grand Ole Opry

The Eric Metaxas Show

02:30 min | 2 months ago

Jason Jones Paid a Powerful Visit to the Grand Ole Opry

"Folks I'm talking to my friend, Jason Jones, who has, among other things, written for the stream, go to stream dot org and you can read his piece, his piece is there, there's a recent piece he wrote on Ukraine. You were just saying that we're both in Nashville right now. And you said yesterday, you went to the grand Ole opry with your kids. Beautiful. And what were you saying? So, you know, I'm there. I got good seats. It was just my son and I, he's been traveling with me and it's been intense week with our work. And so of course, my staff and my team, the suffering and the burden that they're bearing in Ukraine and Afghanistan was on my mind. And I was thinking about this article. I'm going to be writing in response to dugan. He's a heideggerian and thrill of death in war, which is not thrilling a 19 year old boy laying across Constantino wire with his lungs filled with poison gas and a hole in his lungs is not it's not beautiful. What's beautiful is children playing a father cutting the umbilical cord of his newborn child of fathers and son fishing together. And so there we were at the grand Ole opry and I just thought it was such this beautiful experience to be seen as artists, some 90 years old on stage with their children and this is what human life and human flourishing is about. And I look at the rhetoric of our politicians and they have forgotten what their job is and their job is to get between chaos and the citizens. And we need statesmen, we need stateswoman, we need advocates for the vulnerable. And so when we look to Ukraine, we have Jamaican and I have a new article out. You know, it's mordor versus Saddam. The west is sodom and Russia's mordor. And we need Putin and his armies to turn around and leave, but we need to push Soros and Klaus Schwab out of Ukraine. I was going to say, this is what's so horrifying is that when I think of the America of Ronald Reagan, it means to be a shining city on a hill. That cares about people all around the world. When I think of the America of whatever you want to call it, the deep state, the actors at Davos, these are people they don't have the same vision as Reagan did even as Trump did as when I think of the founders. They have a kind of anti American globalist vision

Ukraine Jason Jones Constantino Dugan Nashville Afghanistan Klaus Schwab Saddam Putin Soros Russia Ronald Reagan America Reagan Donald Trump
John Zmirak on Deep State Election Steals

The Eric Metaxas Show

01:55 min | 2 months ago

John Zmirak on Deep State Election Steals

"Folks talking to John S mirak. John, the level of lies and corruption is so staggering. I always shrink from accepting that kind of a narrative just because it's too horrifying. I have to say, is this really true that it's this sick? I mean, you mentioned Soros and Schwab. These are people who basically are literally Hitler. There's close as you can get in our time. They are firmly standing against Russia for Ukraine. They don't believe in good or evil. They don't believe in anything. Whatever they believe in, I'm against it. And so the idea that that you're not hearing in the news that in 2014, we created the current Ukrainian regime. So this is not some, you know, actual outpouring of democracy among the Ukrainian people that is dirty. So it's also dirty. Yes, disgusting. They did in 2014 what they did to us in 2020. Same thing. They stole an election. When you say they, you mean the American deep state or CIA, or yeah. Okay, so and the American oligarchy. I mean, the media. You remember that Time Magazine story, how they were going to fortify democracy. And it would use Zuckerberg's portal that money to change election rules. On here? What's that? You know, Michael Anton? No. He wrote the story, the flight 93 election, that famous essay. He's got a book called the stakes where he talks about what we have as an American oligarchy that's trying to keep its power by any means necessary. And Trump was a glitch in the matrix. He's getting elected and they spent the next four years correcting the glitch and making sure it never happened again.

John S Mirak Russia Schwab Soros John Michael Anton Time Magazine CIA Zuckerberg Donald Trump
Caller: Biden Regime Is Setting up America for the Antichrist Reign

Mike Gallagher Podcast

01:14 min | 3 months ago

Caller: Biden Regime Is Setting up America for the Antichrist Reign

"This government is a bunch of clowns. This is my humble opinion, Mike. So with Schwab and World Economic Forum and Soros and everything, I mean, I firmly believe that the Biden communist regime this is what I call, you know, purposely destroying our country in every way possible. Just set up for the enterprise range, and I know I'm jumping a little bit there, but you think that's not a little bit. That's a big leap. But a bit break, can I say something to you about that? I know a lot of people are going to get mad at you for saying that in this will come on, Brent. But this is no longer right versus left. This is good versus evil, Brett, right? I mean, we're feeling this spirit. There's a spiritual component to this. Oh, yeah. For sure. And I mean, look, I'm just a regular dude. I'm in a Christian, you know? But as far as Russia goes and Putin, just hearing you, a few minutes ago, say that something's wrong with them and I'm thinking cognitively is what you are learning to. But that 40 mile, all the tanks on a 40 mile bomb the hell out of them.

World Economic Forum Schwab Soros Biden Mike Brent Brett Putin Russia
Dr. Vladimir Zelenko on the Future of Digital Human Identifiers

The Eric Metaxas Show

02:01 min | 4 months ago

Dr. Vladimir Zelenko on the Future of Digital Human Identifiers

"Back, I'm talking to doctor Vladimir zelenko who's making some unbelievable claims the only problem is, I think they're true. Doctor zelenko, you can understand that if there are people who want the kinds of things that Klaus Schwab is talking about, these are very, very dark individuals. These are not lovers of mankind. So why do you think people like this want everyone on the planet to have some kind of a digital ID? What do you think is behind this? Because it's of course creepy, at least creepy, if not horrifying. It's not what I think. It's what they say. The interesting thing about. Tyrannical people, they like to brag about what they're doing. So if you look at the agenda, state of the agenda of the World Economic Forum, by 2030, and the United Nations, their number one agenda is that America will no longer be a superpower and that a few global powers will rule the world. That is their stated agenda. I did not make that up. Now, there are certain things that are going to happen that most Americans don't realize, but has been known for 30 years. Medicare will become insolvent by 2026. Oh, that's interesting here 2026. Isn't that one cloud squad said by denser? 7 billion people will be tagged with a digital identifier. And by 2034, social security will become insolvent. So what do you think will be the global economic ramifications of the collapse of the American Medicare and social security systems? You don't have to be a genius to realize that it's going to cause a tsunami of unstable and least stabilization in the world economy.

Vladimir Zelenko Doctor Zelenko Klaus Schwab World Economic Forum United Nations America Medicare American Medicare
"schwab" Discussed on Vroom Vroom Veer with Jeff Smith

Vroom Vroom Veer with Jeff Smith

02:55 min | 7 months ago

"schwab" Discussed on Vroom Vroom Veer with Jeff Smith

"And that's reaching a whole lot of people in those podcasts. Yeah, that's pretty cool. I love that. So let's talk a little bit about more where everyone can find out everything they need to know about Tom Schwab and how to connect with you. So we already know TM Schwab dot com. Is there anything else they need to know? Wait a minute, slash vroom, right? Slash room, and everything that Jeff and I talked about will be there. There's the secrets to getting booked on a podcast. There's a little 30 minute training video there. It'll tell you exactly the steps to grow your business as a podcast guest. Also have the interview valet, which is the concierge level done for you service there. And I always say that my favorite social media platform is LinkedIn I have met so many amazing people there and I am the only time Schwab and Kalamazoo. So if you search for me, you will find me easily. Tom Schwab, Kalamazoo. That's pretty good because Tom Schwab by itself, people might think you're related to Charles. You know, in the military people used to ask that, they'd say any relation to Charles Schwab. Right. And I'd say, yeah, he's my dad. Which is true. Which is true. It's just not the time. It's not the Charles Schwab. But I was really honest and I'd say give me money and I'll give you a 50% return. And they'd say, well, how can you promise that? And I'm like, self restraint. I'll only blow half of the money and I'll return the other half. That's a good one. I like that. I was like, nobody too. Nobody took me up on that. Yeah, nobody wants a 50% return. Not really. Well, this has been a blast. Thank you so much for spending your time with me. And giving me a lot of things to think about. I think that's going to be my new strategy is being another podcast. I've been on a handful of other podcasts, but now I'm thinking I need to add that to my podcast growth strategy. Well, I think there's only the fact is is that your future customers are listening to podcasts, or they will be listening to podcasts. The only question is, are they going to hear you or your competitor on the podcast? And that's something that only you can decide. Amen. All right. Thank you so much, Tom. This has been a blast. Thank you, Jeff. All right. Take care. Thanks for taking the time to ride along with us on another episode of room beer. For podcasting foe and show notes, be sure to head over to VV VR dot com that's triple V double ER dot com man that's fun to say, and we'll catch up with you next time here on vroom vroom veer..

Tom Schwab Kalamazoo Charles Schwab Schwab Jeff LinkedIn Charles Tom
"schwab" Discussed on Vroom Vroom Veer with Jeff Smith

Vroom Vroom Veer with Jeff Smith

05:28 min | 7 months ago

"schwab" Discussed on Vroom Vroom Veer with Jeff Smith

"And if you want to see what the quilt looks like, just come back to my site. Well, all these people have tears in their eyes and they're going back to her site to see what this quilt looks like. So with that, it's like, oh, okay. That taught us that you need to give people a reason to come back to the site. So I'll show behind the curtain example here. If you want to find 9 tips, 9 secrets that we've learned on how to get on a podcast just come back to TM Schwab, forged last room and it's there. So there's a reason to go from being a listener to being a visitor. And if you didn't catch that, which I'm sure you didn't, you just go back to the show notes and follow on social media and it'll be there. And there will be other reasons to get back there. And now for 90% of the audience, they're like, oh, okay, that's interesting. And they won't take action on it. But there's probably that 10% are like, that is cool. I want to know how to do that. Right. And those are our ideal customers that we would love to work with. And it sounds like it's got a little resistance because I banged my head against the wall while everybody was trying to do blogs for, I don't even know how many. Too many websites and too many years to the point where I just decided that I don't enjoy intrinsically writing enough to want to do that. And it seemed a little saturated. But the other thing that bothered me about that kind of business model was that every time Google changed their algorithm, you had to go and change every damn web page..

TM Schwab Google
"schwab" Discussed on Vroom Vroom Veer with Jeff Smith

Vroom Vroom Veer with Jeff Smith

05:06 min | 7 months ago

"schwab" Discussed on Vroom Vroom Veer with Jeff Smith

"I heard this guy on my favorite podcast. And then I went right to his site and signed up for his newsletter or whatever the conversion is. Is that how it's happening? Or is it happening over time through Google? Both because if you look at it, there's some people that right now are jogging. And I could put out my website address right now and they wouldn't remember it. It wouldn't go there. But they may go back to the show notes. Right. And find a link there. They may listen to it on their computer later and find the link there. They may just remember it and come to it. So as you look at the traffic, some of it comes through referral traffic from the host, other is direct traffic. So they never remember, but the guy's name was Tom Schwab, and he was from. Podcast. And then find the one you want. And there's only one time Schwab and Kalamazoo. So if you just search that, you're going to find it. And the same way, you know, everybody's linking back and forth. I'm sure when you put the show notes up, there'll be links back to different sites. And so there's a way that you can find that. And so it's very powerful from that. And then it's also the repetition of it being evergreen that people can listen to it. You know, some people will listen to this, the day it posts because they can't wait for the next episode to come out. But there's somebody right now. It's 2020. They're listening to the podcast for the first time. They're going back and listening to the archives and they're thinking, Jeff is great. So to them, that's new content. So it's been amazing. The traffic that we get from it. Yeah, that's fun. So now, talk a little bit about how the growth sort of like spread..

Tom Schwab Schwab Kalamazoo Google Jeff
The Great Reset: COVID Restrictions Were a Dress Rehearsal for What's Coming With Climate Change

The Charlie Kirk Show

01:51 min | 7 months ago

The Great Reset: COVID Restrictions Were a Dress Rehearsal for What's Coming With Climate Change

"Point of what is the aim and the ambition of the internationalist project. Will the globalist goal necessitates a stronger mandate to control you? And this is why so many member countries for years refused to moderate their COVID response. You see the response to the Fauci Chinese coronavirus? Their reaction to it? And what they were willing to do was a dress rehearsal for what they planned to do for climate related hysteria. You see getting people used to doing things that might be against your normal pattern of behavior, wearing masks, getting vaccine mandates, locking down the economy. They wanted to try to get you used to. Move the overton window, if you will. To extreme unprecedented and radical measures that would involve you changing your life for something that is not really specific that may or may not hurt you, but in order to stop the spread of the virus yet the lockdown the entire country. Now they're going to do the exact same thing for climate change. You see the intensity of the language of the leaders in Glasgow, you see from the activists especially one of the ways that they're going to try to bring in the great reset that Klaus Schwab from the global economic forum World Economic Forum has Senate, you will own nothing and you'll be happy. There will be no more meat and the world will have this whole new future starting in 2030, just give more power to the central planners. When that actually happens and we're 9 years out from when they say the great reset is actually going to occur climate change is one of the main reasons they're actually leaning on as the way to give them the power to do

Klaus Schwab Global Economic Forum World Ec Glasgow Senate
A Digital Paradigm Shift Through the Lens of Finance - Greg Cross Co-founder of Soul Machines on Virtual Humans and Interactive Animation - Voicebot Podcast Ep 230 - burst 11

The Voicebot Podcast

05:19 min | 8 months ago

A Digital Paradigm Shift Through the Lens of Finance - Greg Cross Co-founder of Soul Machines on Virtual Humans and Interactive Animation - Voicebot Podcast Ep 230 - burst 11

"I think of banking and finance is a good way includes the will becoming more transactional. Yeah when when. I grew up my mom and dad to go into the bank of reweight. Bank the patriot. Yo by that used to have to go to the bank every week. Get cash Yet this year that's long gone as many generations of technology that that have come along but is the bank managing you every single one of the customers by nice again Over time your so. We go through numerous now to the point where we'll right now and it what's happened in the code will in many parts of the world was young pool with you know seeing some of our big banking clients on a regular devices and people thought that pre cover that they had pretty high penetration rights of iran on smartphones. But guess what they went through the roof last year could banks because all of a sudden the banking completely Spliced retail bank The the the that that evolving competitive sh- paradigm shift between the banks and the digital banks and the traditional banks. We saw we actually is to become a stop become one So net will you. People have stopped yemen. This was something. I your head really thought about to be honest but i still into co own australian bank couple of weeks ago and Cash handling has plummeted one of the big reasons to have a retail retail branch which is cash handling a type of people. Don't wanna handle keishi anymore aside. We've move money as become eletronic Yeah and look. I obviously haven't traveled use the last twelve months. I mean in the in the us. Yo you can't go anywhere without a dollar bill but but literally The amount of cash physical cash in circulation this changing so these signs of some of the macro trends that again to emerge for of banking for retailing The consumer good as we stopped move forward into the future. I think of the rise of e-trade is an interesting example. Here before e-trade came up no one would think about buying stocks without a broker with. They had a personal relationship with charles. Schwab was popular. But you would call somebody place the order for you and what we see now is stock trading. There is no human behind it made if we look. Robin hood is sorta z. A perfect example of the next phase of that but you know obviously two generations past banking since then obviously with the kick in the pants from ed even accelerated that process which has been underway for twenty years. But i think you're drawing an interesting thesis here that every industry is going towards that same evolution. It's just the question is how far behind banking are they. Are they right behind banking and that they're going to this more high transactional relationship versus high relational interaction or are they. Are they a few years. Do they have a little time before. That really takes. Hold look I think every industry is every industry is having to think in in the in the world we live in today is having to figure out how mun digital impacts every aspect of business. Today i mean with me ultimately. We are in enterprise software. We sell solutions to begin prize. But i've got a. I've got a lad sales organization in the us and that that now selling to Yeah the now selling to Your c. level executives in big corporations Your enterprise selling young for my whole career has been about face to face interaction and building a relationship of this was a huge paradigm shift for you know for the industry And even in a business to business sick that the implications of digital the will we live in a having a real life impact on a day-to-day vice already You will learn about the efficiencies of being able to conduct more business. A and more meetings and digitally So y- is actually invading becoming an integral part of your the data. Dave way we would. We can now live Anywhere in the world and do jobs.

Schwab Robin Hood Charles United States Cantu Dave Himes Allen Coivd Transactional Digital Iran
"schwab" Discussed on Pushing the Odds with Matt Perrault

Pushing the Odds with Matt Perrault

05:28 min | 9 months ago

"schwab" Discussed on Pushing the Odds with Matt Perrault

"We are chasing. Frank schwab from yahoo sports here just one second hopefully will land him and get his thoughts on. What's going on the new orleans saints and the green bay packers are still trying to figure out where their game is going to get played. It looks like that game is going to go to dallas. Now where will they practice. that's also questioned. But they've done this before where they have moved over to dallas to play in the wake of a hurricane so it looks like that might happen now. where are they going to practice. Now the saints are practicing in dallas at. At and t. stadium do and the hurricane so could their game be played. There maybe seems likely and again. If you have a wager already down on that game your wagers gonna get refunded. Because it's going to be a change of venue. Most books on their house rules state that if there is a change of venue for the game's gonna get played. That will avoid your bet. So if you were on plus three green bay or you're laying the two and a half whatever. It may be just know that that that's going to get refunded. You guys most likely need to go and make a re bet and the books are going to have to put back up a different number after the fact because of the fact that the game has being moved. Let's talk to frank. Swab from yahoo sports here and the progressive gasline fragment peralto aria. Hey what's going on our. Let's start there. What is your expectation for that saints. Angry bay packers game the games. They have played on sunday or in nine ten days. I think so. But i mean it sounded like a change of venue. You're talking about which you know. It seems the saints deal at this more than any other team combined. It's it's it's rough for them. Tough start to the season and like you said like you know. I mean a lot of places going to refund your your wager and i was already on the packers. I thought that they were in a good spot here. You know I don't trust james. I don't really trust that. Offense without michael thomas but the one thing that worries me was the superdome i the superdome is one of the true home field advantages left and you know the fans back and all that kind of stuff. I thought it was going to be loud. Is going to be hard. Venue for the packers. But you know now they go to neutral site. Let's say they play in dallas. You know because they're not playing are week one you know. What does that crowd even look like. What does the line look like at that point. I assume it's more like packers. Five and a half six You know so. So i i. It's not as enticing of a bet. Definitely if it gets moved. I would agree with that. What's your outlook overall. The saints today putting michael thomas on the pup list. He's gone for six two weeks. You mentioned james. That defense is there. But now if they can't practice or play in new orleans for a month what does that do to their season. It's rough it's i. I mean look. These guys are professionals. They'll get through it. They'll adjust better than we think they will. But it's still not easy. It's still not one of those. You know you just kind of go about your day and hey great. We're in dallas now. No you're you're away wasting your family. You worried about what's going on back there with your house with all that kind of stuff..

dallas Frank schwab orleans saints packers saints yahoo bay packers michael thomas hurricane frank james new orleans
COVID-19: The Great Reset Theory With Clay Clark

The Eric Metaxas Show

02:04 min | 10 months ago

COVID-19: The Great Reset Theory With Clay Clark

"January of twenty twenty. I already had a copy of this thing called the rockefeller plan and for people. That don with the rockefeller plan is you can download it. Time to free. America dot com. Or you can call it this book. Covert nineteen the great reset written by klaus schwab certificate of vaccination idei. I knew of this stuff in two thousand and ten okay. I knew event to when i knew about it. But i was weak and terrible and i need to repent. I was politically correct january. Two thousand twenty. And i the lord was calling me to use all my skills and to seek first the kingdom of god and all these things will seek. God i and i'm going. I don't know you know. Know millions of listeners. And i don't know that i should speak out about it but i knew five things eric that i needed. I needed to tell everybody. i knew. In january of twenty twenty that the models to the two point two million americans will die. Those are false. The tests are falsely calibrated to inflate the number of cases three cove nineteen is one hundred percent treatable using tonight ivermectin hydroxy clerk when for the buyers kobe. Nineteen was made in a gain of function laboratory in wuhan. Were they take fresh never frozen fetal tissue from a baby and they mix it with naturally occurring credit tissue to increase the transmissibility pathogen. And i knew that the cove nineteen back scenes were actually created before the copa nineteen virus was on the scene. And that's the last thing you said is the only thing that i'm confused by. So let's just put that aside for a second but you know if what if any of what you said if fifty percent of what you just said is true. I just think it's. It's so astonishing that we're living in a time when the information that you just said which i know most of that i can know already is true. I have got questions about a few of those things. But the point is the idea that we've come to a place where it falls too radical go-getters like you to sound the alarm because it sounds like stuff we would make up. Doesn't it that that that the bazillionaire rockefeller foundation. We do like mr burns from the from the simpsons like there's nobody that evil. There's nobody that's horrible but there

Klaus Schwab DON Wuhan America Eric Bazillionaire Rockefeller Foun Mr Burns
The Psychological Toll of Long-Term Unemployment

Marketplace with Kai Ryssdal

01:59 min | 1 year ago

The Psychological Toll of Long-Term Unemployment

"Spent every single month since the start of this pandemic picking apart jobs numbers and unemployment claims. But there's a lot happening in the labor force that doesn't get captured in that data. Right like the toll that long term unemployment during a once in a lifetime pandemic can take and how that long term unemployment is creating less predictable back to work economy. Marketplace's kristen schwab has that one be. Lieberman's daughter has an auto immune disease so in the virginia. High school where she teaches computers and coding mandated. That teachers come back to work last august. she quit. I really thought i could find something. Even if it was part time employment. She applied to software companies that work with schools but she has no sales experience. She applied to teach spanish which she's taught before no bites job. That have nothing to do with computers or teaching like an hourly position at the dmv helped. You just have so much time with just your thoughts and it eats you up. Losing a job is already isolating says art goldsmith economist at washington and lee university and now there's the isolation of the pandemic itself that has created a lot of poor mental health more so in this recession and in previous recessions long-term unemployment changes how people feel about their worth is workers sarah damascus associate at penn state before the pandemic she followed people who lost their jobs by the twelve month mark they were describing themselves as having fewer and fewer john's that they felt that they were qualified for this can create a pattern. Someone gets job. Low their skill level or one. That has nothing to do with their skills. They're unhappy and leave or let go because they were never a good fit and then they're back out there searching. It's devastating for their career in the long run each time they scramble and find something in fail. They fall further and further

Kristen Schwab Lieberman Sarah Damascus Lee University DMV Virginia High School Goldsmith Penn State Washington John
Kokrak Gets 2nd Win Quicker, Overcoming Spieth at Colonial

AP News Radio

00:32 sec | 1 year ago

Kokrak Gets 2nd Win Quicker, Overcoming Spieth at Colonial

"Jason Kokrak is out Joe Jordan space down the final holes to claim a two shot victory at the Charles Schwab challenge in Texas congressman each with a final round seventy and a tournament total of forty number the big hitting thirty six year old took a one shot lead on the final hole but when space found the water at the eighteenth green color gray I could safely close at his second to win and in the process to become just the third multiple winners for the season spaceplane his third runner up finish despite a closing round three of the past seventy three I'm Graham like us

Jason Kokrak Joe Jordan Charles Schwab Texas Graham
Local Governments Promoting Incentives to Encourage Covid Vaccinations

Marketplace with Kai Ryssdal

02:06 min | 1 year ago

Local Governments Promoting Incentives to Encourage Covid Vaccinations

"According to the centers for disease control just a bit more than forty six percent of the entire. us population. that's everybody has gotten at least one dose of covid vaccine thirty five percent is fully vaccinated but things are slowing down. Millions of people are still hesitant and herd. Immunity is for now maybe not looking so great so local governments are partnering with businesses to offer free stuff in exchange for getting a shot incentives matter that we know but do they work. Marketplace's kristen schwab has more on that. The mission to get more vaccines into people's arms is starting to take on a bit of an oprah. winfrey vibe. west. Virginia is giving one hundred dollars savings bonds to adults under thirty. Five main is offering free hunting and fishing licenses and in new orleans a pound of crawfish. Incentives are nice. Because they're the bronx near leading people toward something in a positive way. Knoll brewer researches vaccination behavior at the university of north carolina. He says incentives appeal to people across party. Lines and studies show. They increase vaccine uptake by about eight percent. If the incentive is of value mario macho is a behavioral economist at johns hopkins. There are costs and benefits to any any action and a person engages in the action if her perceived benefits exceed her received. The costs costs can be literal like to and from a vaccination site. The biden administration has partnered with uber and lift to provide free rides but benefits can also offer people. Something they want. New jersey is running a shot and a beer program macho says this can make a needle in the arm. Seem fun ause you. They might go without with a friend or a group of friends and get vaccinated together and then go out and get their free beer and incentives. Like new york's free tickets to a mets or yankees game. Also whisper freedom like. Hey remember when we high five strangers after home runs without fear gretchen chapman who studies vaccine behavior at carnegie mellon says incentives usually work on people who only need a little push and researchers. Don't know if they'll work for the covid vaccine like to have for others

Kristen Schwab Knoll Brewer Centers For Disease Control Mario Macho Winfrey Biden Administration University Of North Carolina New Orleans Virginia Johns Hopkins West United States New Jersey Gretchen Chapman Carnegie Mellon Mets
Fed’s Corporate Bond Buying Foresaw a Year of Covid Pain

Marketplace with Kai Ryssdal

02:33 min | 1 year ago

Fed’s Corporate Bond Buying Foresaw a Year of Covid Pain

"A year ago. The twenty third of march twenty twenty early. On as you're know in the days of this pandemic when maybe not all of us understood how much trouble we were gonna be in public health wise mental health wise certainly and economic health wise as well and we begin today of last year because we marked two milestones on this tuesday first of all the stock market low of the pandemic. It's been basically straight up since then. I know not the economy. Thank you we offer that. Just as a marker also a year ago today the federal reserve said it was going to step in and start buying up corporate bonds. That was and is a big deal. The fed getting into corporate dead didn't because the market for that debt just frozen and the fed was helping those companies borrow at lower rates which can be conducive to business and borrow they did. Corporate debt had records in twenty twenty but with rising interest news of late. As we've been telling you corporate debts been getting a little bit more expensive. Marketplace's justin ho gets us gone. Investors think about corporate bonds. Kind of like how they think about government bonds. If you're going to lock up my money for years you better pay me enough interest to make it worth my while. They want to be earning a rate of return that is higher than expected inflation. That's winnie caesar. at wellsfargo. She says many investors expect inflation to pick up this year. People are likely to spend more and that spending good drive up prices not just for regular consumers but for companies to it could be that accompanies cost of labor is increasing. It could be that. A company's cost of just raw materials and commodities is increasing. Those expectations are causing. Corporate bond yields to rise. But they're also signs of an improving economy says kathy jones chief fixed income strategist at charles schwab. Which underwrites this program. Jones says corporate borrowing costs are historically low and even though they're currently rising that shouldn't be an impediment to them investing and continuing to grow the business. The concern says stephen davidov salomon uc. Berkeley is if rates continue to grow into next year or the following if rates get too high. He says companies won't be able to borrow as much to a fun. Projects investment will slow because investment becomes more costly fed chair. J. paul said today although he expects prices to creep up this year he doesn't think that will have a big or lasting impact on overall inflation.

FED Justin Ho Winnie Caesar Kathy Jones Stephen Davidov Salomon Charles Schwab Jones Berkeley J. Paul
"schwab" Discussed on Voice in Canada

Voice in Canada

01:47 min | 1 year ago

"schwab" Discussed on Voice in Canada

"I mean as you know there are a million sleep. Sounds now on exaggerating. But there's a lotta sleep sounds on on unlucky alexa now. So that's a pretty big claim to fame. I think that's pretty cool. You're the very first you or the. Oh gee you're the number one sleep sound very cool and so you created this whole business around multiple sleeps downs and so you've got you've got tons now like what are some of the sounds of people can listen to you. Yeah so we're up to believe ninety four sounds now Ranging from you know things like rain ocean waves thunderstorms to kind of the more obscure things like a dishwasher or dryer or a farm. You know Yeah people people request all kinds of different sounds and it really. It depends on where people grow up like. Someone grew up on a farm and they fell asleep to like cows mooing. Then those are the sounds that they request that they fall asleep to more easily So we we try to we. We tried to basically tally all different. Sound requests that we get over the years and figure out what people want most in create those curious like what you mentioned like dishwasher is that is that the most obscure one of the other ones that are really really obscure scared. Ho gosh there are there are some others No we have the sound of snoring That was that was released recently. And that was actually one of our most popular requests because folks will say oh. My partner is gone on a business trip and i can't fall asleep without their snoring. Just like it's crazy but it's really cool in getting feedback from customers saying that are sounds. Help them fall asleep Really fulfilling

nick schwab One part this week terry fisher canada one small One big part Fifty seven episode one in canadian
The Monetization of Sleep Sounds Nick Schwab of Invoked Apps

Voice in Canada

01:47 min | 1 year ago

The Monetization of Sleep Sounds Nick Schwab of Invoked Apps

"I mean as you know there are a million sleep. Sounds now on exaggerating. But there's a lotta sleep sounds on on unlucky alexa now. So that's a pretty big claim to fame. I think that's pretty cool. You're the very first you or the. Oh gee you're the number one sleep sound very cool and so you created this whole business around multiple sleeps downs and so you've got you've got tons now like what are some of the sounds of people can listen to you. Yeah so we're up to believe ninety four sounds now Ranging from you know things like rain ocean waves thunderstorms to kind of the more obscure things like a dishwasher or dryer or a farm. You know Yeah people people request all kinds of different sounds and it really. It depends on where people grow up like. Someone grew up on a farm and they fell asleep to like cows mooing. Then those are the sounds that they request that they fall asleep to more easily So we we try to we. We tried to basically tally all different. Sound requests that we get over the years and figure out what people want most in create those curious like what you mentioned like dishwasher is that is that the most obscure one of the other ones that are really really obscure scared. Ho gosh there are there are some others No we have the sound of snoring That was that was released recently. And that was actually one of our most popular requests because folks will say oh. My partner is gone on a business trip and i can't fall asleep without their snoring. Just like it's crazy but it's really cool in getting feedback from customers saying that are sounds. Help them fall asleep Really fulfilling

The Power of the Pivot And Knowing where your transferable skills are needed

Clark Howard Show

05:46 min | 1 year ago

The Power of the Pivot And Knowing where your transferable skills are needed

"You know. People have had a very very very difficult time by the tens of millions with periods of unemployment that had been for some people. fortunately short for others brutally. Long six months or longer in this. I'd i'd i'd corona virus circumstance and the reality is the power the pivot when mean when i talk about. That is something. I talked about back in. Two thousand eight through twelve with the pivot was a lot harder than because we were in a cyclical economic downturn. Do the banking scandals and the result of that era was that it felt like for a significant period of time. There was nowhere really easy to turn today. Though is very very very different. Where even within industries there are people have been thriving. Well have struggled either as business owners or as workers and so if you think about how concentrated. The hardship has been during this pandemic related recession. Where certain things have been just job. Categories brutalized and others. People are doing great but even within the categories where things have been so tough thing about restaurants. How many restaurants have failed. How many restaurant tours. Who worked so hard to build up their dreams and they got crushed by corona virus and then at the same time i saw a story in the new york times how pizza anybody who sold pizza had the best business year in their history over the last year. Pizza tends to be unless you go to some fancy dancy pizza place. Pizza tends to be cheap. It's a lot of people and it was perfect and made to order for delivery. I read a story about a fancy french restaurant. I don't remember where. I read this both fancy french restaurant where they knew they were going down. They were done and then one of them said you know what all these pizza places are doing so great. Why don't we come up with french. Themed pizza and they found a brick oven pizza oven and they started making these french theme pizzas and they deliver them and they've survived. They're not thriving but they've survived to live another day. That is the power of the. Have i read yet. Another story about how restaurant tours that have survived this year or going out now and getting locations for pennies on the dollar where other restaurants have shuttered and as we have more more shots and people's arms you know eating out. It's going to be something people are going to want to gravitate back to who missed. We're social animals. Most of us. We missed that. We've missed that joy kris. Daddy say joy. Vive how do you say that. I do believe schwab to be thank you. We have missed that. I can't pronounce english no way i'm pronouncing something in a foreign language so there are people that are preparing to have locations at much lower overhead in many cases with abandon very valuable kitchen equipment chairs. Everything they need to re-open theme restaurant bat again is the power. The pivot in jobs. I talked about this recently. How many different job categories people were begging for workers and pay his going up while the job category. You may be an working in a hotel Working in most restaurants working in any kind of tourism thing Dad flat on your back concert business. Anything like that you know. I read recently. Sports teams professional. Sports teams have been laying off huge percents of their staffs because they've had no rear ends and seats. And even though tv accounts for such a big share revenue for so many professional teams fans actually do matter in the money they spend and so people who have skills that they may have gotten in sports management school that skill. The you have can be used in so many other kinds of activities promotional activities sales for so many industries where people are thriving

Joy Kris The New York Times Schwab
A new way to invest that doesn't involve buying stocks hyped on Reddit

Clark Howard Show

06:18 min | 1 year ago

A new way to invest that doesn't involve buying stocks hyped on Reddit

"So lately. All the buzz his been about well. Bitcoin and other crypto currencies. Bitcoin recently fifty thousand dollars a bitcoin and people who've been buying the stocks that are being touted on read it and it was all that mess that went on with Game stop and other stocks. That went up like rockets and then like rockets can do crash back down to earth and my son is in this investing group at school. He's fifteen and they're investing not real money but they all have their stock portfolios and wanna read you to texts from him from this morning. They're really funny. Is said in the last nineteen minutes. My stock portfolio dropped by six sixty. Then he texts me eight minutes later and these eh. then it went up by eight hundred dollars. And i the other night. When he was trapped. In the car with me i started boring. I'm trying to talk about how my philosophies investing work very differently than matt worrying about day trading and options and all. That was going to happen up to the minute and if you thought a father could be more irrelevant to sun then i was that minute you you couldn't be no interest in anything i was saying because to him. This is sport and that's what investing has been of late call. Investing is really speculating. And that's not my thing. I mean i'm the dulles person alive and i invest in a dull way because the ideas i wanna make money over time and so. That's why i get excited about really accessible. Investing opportunities for small investors did allow you to build reasonable wealth over time instead of trying to get the quick score and my son's a sharp kid hill. Eventually get it and will not that. It matters what you're buying and selling minute by minute. And by the way he's asked me if he can have a real investing account. Will you know you'd have to have what's called a custodial said yeah yeah where where you were the pretend owner but i'm the one doing the investing and i don't know what to do you know. Give them a couple of hundred dollars and let him play. And maybe learn the value of term investing. But you know it fifteen. What is long term. That's like three days from now. It's hard to explain a concept where you build wealth over time well do you know goldman sachs is goldman sachs is for rich people like crista. People was massive amounts of money. Who work with a personal financial manager. Who handles their money for them. That's right krista. That's what you do with your millions. Yeah no no okay. So there are. There are very wealthy people. That's what they do and goldman sachs has been doing some stuff lately that doesn't fit at all their historical pedigree They're the ones that issue the apple card for people that have the apple credit card and they have Savings accounts and all that kind of thing with no minimums will now. They've launched some cold. Marcus invest which allows people to use goldman sachs incredible financial analysis investment analysis till build robo investing portfolios for you using very low cost funds. And this is something you would ask somebody. Ten years ago if goldman sachs would ever being looking to provide investments an investment advice to everyday ordinary. People they'd say you're crazy. That will never happen. Well they're not doing what fidelity investments does where a dollar is enough to open an account many cases schwab one hundred dollars. They're doing what vanguard. Does you have to have a thousand bucks to open an account but once you have that thousand you can get advice that is tailored to your personal financial goals and outlook. The money can be and a retirement account or an investment account use what are known is exchange traded funds. Etf's and typically for the advice and the investments you pay roughly a third of a percent per year for them to handle your money. So i guess ten thousand dollars be thirty five bucks a year. Is that right. I think that's about right. three dollars. Fifty cents on a thousand. I think that's right so this is an opportunity for you to do. Investing through the nation's big boys big money houses and their whole business plan is pretty similar to what you'd have if you were with Betterment or wealth front that really started this whole investing idea. And i'm sure neither of them are very happy the goldman sachs through. Marcus invest is playing in their ballpark.

Goldman Sachs Bitcoin Crista Matt Apple Krista Marcus Schwab
"schwab" Discussed on The Last American Vagabond

The Last American Vagabond

04:57 min | 1 year ago

"schwab" Discussed on The Last American Vagabond

"Know what the process is going to be like so the process was seriously Spending about two to three weeks Looking in everything That could possibly mention the names at looking through swiss newspaper archives german archives. Of course the first thing you gotta do is look at the at speculation and the rumors you look at what people think they never they never will they turn out to be at the end. The people who fought that it was a guy called think he's named some like joseph's phob and he was. The secretary of hitler and people really will like our choice. Probably this guy because he was the secretary of hitler's that makes sense you know and it's that simple but we're dealing with cool twelve via uppish mobile and the schwab's living And a lot of the Peop- the jewish immigrants fleeing refugees fleeing the pogroms in russia during the eighteen hundreds would also pick the name of regions where they settled so that they they wouldn't necessarily stand out as much as These areas had massive amounts antisemitism but less antisemitism the area just over there and so they were running the more anti semitism in the from the fire. Frying pan eventually into the fire. Like you know truly So did the thing of it is about this hour because such a a wide you got to start at the very beginning and workout who his family were was. I had cow schwab and to it backwards and finding out his father's name the room is easier to find out the fact and see it. Written down in official documentation was harder to come across Eventually with the fan on the family side to the front to work. How is ancestry. I came across the document which wasn't marked episode clash schwab fingle family history but it was a document a someone had taken a scan of a swiss is as school document from one thousand nine hundred fifty where Eugene schwab applied to for swiss ship a game so five years after the wall after his experiences in the world that we can talk about He he's trying to get away from germany and go back to switzerland so obviously things have changed for for for you jen schwab. This actually is in the correct document. I think but. I just want to pull up and show that for those interested what you should be. This article is incredibly well. Sourced with all the things he's pointing out. I just want to show you know this is something. I don't believe you actually have an image of that documentary article..

switzerland russia germany joseph Eugene schwab jen schwab jewish about two three weeks first thing eighteen hundreds hitler one thousand nine hundred fift schwab german years secretary five twelve swiss
"schwab" Discussed on The Lucky Few

The Lucky Few

08:21 min | 1 year ago

"schwab" Discussed on The Lucky Few

"All right mercedes pump. You fritzy's so palm. I think having people had down syndrome undesired favorite l. i it's like what we're all about. Yeah like no offense all the rest. We love you all before he can bring him onto chat though he's he is just so great. Avs a self advocate and we love having self advocates on the podcasts. We've had michaela holmgren. We've had kayla mckean both women with down syndrome on to chat and now we get to talk to matthew slob and we do a low around here to shot the worth of people with down syndrome. But what do you think is different about people with down syndrome shouting their own worth versus moms or other advocates I think it just actually shows What were shouting for. Yeah like i think it to have a person with down syndrome speaking for themselves and speaking for the about the awesome things that they're doing Is really our goal to like is really are. I don't know it's just what actually kind of shows and bodies and screams the worth of people with down syndrome that they're capable you know and who better to say that than a person. Actually with down syndrome is trying to convince other. Look what my kid will do. It's like no look what i am doing. Yeah you know definitely. I'm agree completely and i'm so thankful when we get ten to people who have down syndrome and are saying how awesome it is to have down syndrome and how important it is to be in spaces in the world shouting their own worth. I think that's awesome. And so for instance. We have an extraordinary advocate with us. Today like we've been saying matthew schwab he is twenty two years old has down syndrome. He holds many different roles including tech talk presenter threat. Right tech's speaker in the house He's an employee of volunteer ambassador. An intern campaign manager and more so matthew. Welcome to the show or so happy. You're here thank you very much. Welcome matthew with who. yes okay. We are so excited to chat with you today but before we jump into all of the things. You're currently doing which is a lot of things. Can you tell us where you're recording from. So where do you live where you at right now. I live in holly springs north carolina. How have you grown up there. I've grown up here for my entire life. Awesome and then where did you. What was your school experience. Like what did you do for high school. And then what did you do after high school for high school. It was a raw a great experience. I had i. I had little period of denial. Like how parents have have been. They have a child with down syndrome going through that phase when they have a new child being diagnosed. I felt that way. But it's more of a self conscious During freshman year in high school. I was a i wish i had this and then became a jealousy. Is this really because of down syndrome. And i i i realized. Okay so i got rethink things Started crying in in in a high school class me realizing how it affected me this but then after a couple months either through my special ed classes uncomfortable and because of that eat meat extra bruce hydrogel into lakes like no. I'm not going to come to that. I'm going to rise up and and be the people with thousands. I'm like i always known are already and just live my life the way i determined. That's awesome. what was Your senior year like then if freshman year it sounds like that was the challenge and then by the time you got to your senior year. How was school for you. It was. I grew more at ease. I got more involved in my high school i did. I wasn't involved in the company chorus. Earning international Cord to the theatre program there and they also started a club and also i join a club that encourages friendships and and fellowship. That's great and what did you do after high school. After high school i i started interning. With with north carolina house of representatives for john bradford representative of mecklenburg county. I love that moment there. During the duration of the short session all six weeks which is short. I really loved it. It's awesome so matthew. When did you start speaking. I started at public. Speaking in march of two awesome. Quarantine is part of the world down syndrome day event than which was north. Carolina governor's mansion amazing. Was it then that you kind of found your passion or had you been public speaking before then new. You wanted to do it. I've done private speaking beforehand. But it was derived dan at march I started doing public speaking after years. Spent by like wow. I'm getting better at this. I really love it and then grew two point of comfort. Like i'm. I'm not just going to be comfortable with it. I want to do something about it. And that's how i take you on a how to launch might do public speaking business called matthew. Schwab speaks ooh. I've done a little bit of public speaking. And how do you. How do you prepare for a talk. I mean is it just practical stuff so the first step is it's figuring out what you want to talk about and then once you got what you wanted popped up you kind of jot notes down to pick but it will be potentially be about and then from the notes you. You're right out the this beach with from the thoss onto the paper like a script basically then from there you start memorizing more comfortable with the material me. It varies on. What speaking engagement is the tax. I had to memorize it but for other speaking engagements which is not strict strict like that. I can't do power points in that case developed powerpoint itself and great experience. Okay so let's talk tax because you are a speaker and what Tell our listeners. What you're talking about. So i can't repeat that yes. Can you tell our listeners. What your text talk was about. Oh yes my tax talk is about. Why why why is important to employ include the differently. Abled specifically down syndrome in the workforce and tell us why. Why do you think that is. You don't have to give your whole talk. But why do you think it is important for the workforce.

michaela holmgren kayla mckean matthew slob matthew schwab matthew bruce hydrogel holly springs north carolina john bradford mecklenburg county house of representatives Schwab Carolina dan
"schwab" Discussed on KIRO Radio 97.3 FM

KIRO Radio 97.3 FM

06:32 min | 1 year ago

"schwab" Discussed on KIRO Radio 97.3 FM

"Jill on money. It's Thanksgiving weekend, and it's a family affair here on the program today, first few segments of this second hour we were able to air an interview that I conducted with Charles Schwab before the pandemic. Now we have his daughter, Carrie Schwab, Pomerantz, now She has taken a slightly different path. She has an expertise and family finance in consumer education, corporate philanthropy. She has figured out a way to be a very vocal advocate for people taking control of their own financial lives. And Carrie starts the interview off talking about some of the research that the company conducted about the state of retirement in the United States right now. We conducted research among folks that are between 55 75 years old with at least $100,000 in investable assets, and that included retirement. So this is a more affluent group and we, you know, we know that the term retirement really is is constantly evolving, right? It's not the way our grandparent's retired and so we want to see how people are feeling in today's climate, with all that's been going on and I have to tell you, it's very interesting. That the majority of these folks are very confident about their retirement lifestyle. They have not been at least emotionally impacted. By the pandemic. You know the market volatility. The job losses, police in their minds as you would think, but there was definitely some disconnect with your confidence versus reality. Tell me about that disconnect. These people have been saving since their twenties and thirties, which is you know, Jill, I advocate for every young person gets started. So so that's pretty extraordinary that these people did to things that came about one is That many of them about I think over 60% did not have a financial plan. Yeah, Therefore they saved $920,000, which sounds like a lot of money. It's almost a million dollars. But they believe that they're going to generate about $135,000 a year from their portfolio waiting. Let's go back second. Let's let's break that down. Let's Brenda from my million dollars I'm going to generate how much per year they believe they need $135,000 a year to live, You know, so security, you know, isn't going to cover $130,000 a million dollars If you expect a 30 year retirement, you wanna make sure that you don't outlive your money? You should spend about 4% of that which is about $40,000 a year, So the point is, is it they might not realize or Hopefully they have other sources of income to cover that $135,000 and I was so I wouldn't even go so far as to say that the 4% withdrawal rate Is probably had overstating it. Given that bond yields are so low. Let's say that on that million dollars, it's really more like three or 3.5%. And now what you're concerned about is you have no idea where they think they're going to get the arrest of that money, right? Yes, and then the other parts I mentioned they didn't have a financial plan, and I know that that's Probably a concept that's been promoted for you. No more more recently, or people think it's for rich people or whatever. But a financial plan is really for everybody, And it gives you the step by step through the process or your first ball takes a look at all the money. You have all the assets all the liabilities and sort of what your goals are, and then it helps you create that step by step process. You get what you want. So he brought people because the pandemic are now seeking out more financial help more financial plans, But the bottom line is had they gotten. You know some some direction earlier in their lives, they probably would have saved a lot more. I mean, I guess that in general, I'm not surprised that people don't do planning. But what's interesting to me is you know here is an organization Charles Schwab as an organization which really broke through historically and brought The pricing off investment services down dramatically. I'm getting the sense and listening to talk that this is just sort of in that same strain, Which is you now, in general, a Trop. Of course. They're expensive financial planners who clear through Schwab. That's one thing but that you also are now bringing that Idea of a more cost efficient way to invest into the planning side. So can you talk a little bit about the kind of planning work at Schwab that you do that makes it a little like it. There's less friction like what is it about what you guys are doing? That's allowing people to access the idea of planning more efficiently or cheaper and without the feeling like, Oh, my God, I have to, like, undress and give everything over to someone else. We feel that Everybody should have a financial plan because that's the only way you're really gonna get to financial security or the life that you really want. So like you said, we're taking the friction out wherever possible. And I have to tell you, you know, through market volatilities, You know, I just feel I don't know if I've ever shared with you. But I also use a neck spurt to man help manage my money. I always share with people that even the experts get help. Because you do better right and you and you learn and you stay on track and you know for somebody like you know me or, you know, with kids and a big job running around. I don't really have time for that. It's not about that. I can't do it. It's just I don't have time and so with the market volatility is like back in the great recession when the market was down, 50% I said to my R A. I said, Oh, my God. Phones must be ringing off the hook for you, Mike, he said. No carry everybody has their plan. Everybody has their asset allocation that reflects the risk tolerance. We've only had. One guy called, and he's a nervous Nellie, and he always finds reasons to call. So the point is, is that the financial plan in particular? One component is the investment plan. It reflects your goals, your risk tolerance and then you can ride these The volatility and feel confident that over the long term, you're gonna be okay. We'll get back to our interview with Carrie Schwab Pomerantz in just a second during this.

Charles Schwab Carrie Schwab Carrie Schwab Pomerantz Jill Schwab Carrie United States Pomerantz Nellie Brenda Mike
"schwab" Discussed on Smart Podcast, Trashy Books: Reviews, Interviews, and Discussion About All the Romance Novels You Love to Read

Smart Podcast, Trashy Books: Reviews, Interviews, and Discussion About All the Romance Novels You Love to Read

08:21 min | 1 year ago

"schwab" Discussed on Smart Podcast, Trashy Books: Reviews, Interviews, and Discussion About All the Romance Novels You Love to Read

"Hello, and thank you for welcoming me into your eardrums. I'm Sarah Windle from Smart podcast trashy books. And this is episode number 433 today Amanda and I are talking with author ve Schwab who wrote The Invisible life of a dealer. Ooh, which both of us enjoyed tremendously. We are going to talk about the ten-year process of writing it and the power of telling me that mortality tale about a person who walks through history as a woman and talking about immortality. We also talked with some detail about death loneliness grief and death rituals. So that's not something that you can engage with right now. That is okay. I just wanted you to know very specifically at minute 42 243. We talked about very specific details about spreading ashes. So if that is not something you can handle skip that minute at minute 42 also stay tuned at the end for a special surprise when Amanda's roommate finds out who Amanda is chatting with is dead. adorable I will have links to all of the books and where you can find ve or Victoria Schwab on the internet. Should you be curious? So do not worry all of these books will be linked in the episode. This podcast episode is brought to you in part by a new sponsor headspace twenty-twenty has been a lot and headspace could not have come at a better time for me personally had spaces or daily dose of mindfulness in the form of guided meditations in an easy-to-use app headspace is one of the only meditation apps advancing the field of mindfulness and meditation through clinically validated research may need some help falling asleep headspace has wind down sessions that their members swear by Amanda loves those and for parents there are morning meditations. You can do with your kids, whatever the situation headspace really can help you feel better head spaces approach to mindfulness can reduce stress improve sleep. Yes boost focus and increase your overall sense of well-being. I just completed the beginning of course today, which I really liked especially because it gently taught different steps and techniques that made meditation see much less intimidating and daunting. I also like the live group meditations in the Options inside the app to take a break for 3 to 5 minutes. It's easy to fit it into my day and it definitely makes a cumulative difference in How I Feel headspace is backed by 25 published studies off on its benefits six hundred thousand five star reviews. Well and over 60 million downloads headspace makes it easy for you to build a life-changing meditation practice off with mindfulness that works for you on your schedule anytime anywhere, you deserve to feel happier and headspace is meditation Made Simple. Go to headspace. Com slash Sarah that's headspace.com for a free one month trial with access to headspace is full library of meditations for every situation. This is the best deal offered right now. So head-to-head space.com today. Thank you, as always to our patreon community for keeping the show going and making sure that every episode has a transcript and is accessible to everyone if you would like to support the show go to paycheckrecords.com monthly pledges start at $1. It is a wonderful community and we deeply appreciate each and every pledge. Thank you. Again Patriot Community. You look fabulous today. We have another new sponsor this week. This episode is also brought to you in part by one. Hope wine one. Hope is a Napa Valley Winery built on Hope and rooted in purpose every birth of their award-winning wine supports a meaningful cause their commitment to high-quality wine is as important as their commitment to the causes, they support and through the sale of every bottle one. Hope has donated over five million u.s. Dollars to causes around the world. They're world-class Ventnor collection begins at $25. So everyone can afford to have the best of Napa Valley delivered to their homes. You can stock up for the dog. Days with up to 35% off wine from one. Hope these offers are only available from November 24th 2020 to November 30th, 2020. You can get 10% off of four pack 20% six pack or 35% off a 12-pack during the biggest sale of the year. We could all use a little wine this holiday season because twenty-twenty and if you're looking for gift ideas, they have a gorgeous glitter and Shimmer bottles full of sparkling wine for the holidays visit one. Hope wine, or use code Sarah for $10 off your first order off. This is a first-time customer only offer and it's only available through November 24th through the 30th 2020. So visit one, hope wine.com forward slash Sarah and use code Sarah Sarah $4,000 off your first order. That's o n e h o p e w i n e. Sarah as I mentioned I will have links to all of the books that we talked about. And I will end the show with two jokes to whole jokes just for you because it's holiday week and I couldn't choose between them. So you win so please make sure to sneak into the end of the episode. But now let's get started with this podcast with me and Amanda and ve Schwab. We are both so excited to do this interview. Like we've been so excited to talk to you. Could you please this is the only awkward part introduce yourself and tell the people who will be listening who you are and what you do, of course, of course, I am Victoria Schwab. I often write as ve Schwab. I am the author of twenty novels, I guess at this point across the statue in the middle grade why a month and graphic novels. Usually the one thing my stories have in common is that they're in some way about the supernatural or about the line between life and death or good and evil hero and villain human and Monster jobs are most recently I am the author of a novel called The Invisible life of a Beulah real about a young woman who makes a deal with the devil to live forever and ends up curse to be forgotten by everyone. She meets when someone asks, how about a dealer about the book and says, well, what is it about? How do you answer that question? Because someone tried to ask me and I was like, well, it's like all of the words try to escape your mouth at once. Yeah. You're explaining and you're like oh and then this oh and then I forgot to mention there's that. Yeah, it's difficult, especially because I wrote it over the course of ten years. So I have even more words in my head I can ever use to explain it. But I think the simplest way to say besides that you know, it's just it's a story about a deal with the Devil is it's a story about immortality and loneliness and the extent which will go to leave our mark on the world. Oh boy. Also, I want to say that at eluru is my best of 2027 pick at the independent bookstore. I work at yeah, so that's my whole day. Sorry Senora Amanda's my favorite now, that's perfectly fine. She's my favorite tip. I have a feeling it might switch back and forth. We'll take a look at the end. I am a Fickle favoritest. Thank you though. Honestly like this is a weird year. I think I just that's a safe understatement to me know when you're working on a novel you never really know the context into which that novel will be published. I certainly didn't and I this is not the year. I would have imagined or had ever chosen for a book that took ten years, but I have or say in retrospect. I'm really intensely grateful. This is the year that it came out because the themes of stubborn hope and defiant Joy. I feel like things we might need a little bit of right now. So thank you. Okay. So what a perfect segue Because I was going to ask considering it took you so long to write it. What what really LED you to a d and to begin this story? Well Once Upon a Time many years ago know so once upon a time just about ten years ago. I was living in an ex prison wardens garden shed in the Liverpool off. Those are not words..

Senora Amanda Sarah Sarah Victoria Schwab Sarah Windle Schwab u.s Napa Valley Patriot Community Napa Valley Winery patreon Ventnor collection Joy ve Schwab Liverpool
"schwab" Discussed on Powering Independence Podcast

Powering Independence Podcast

02:17 min | 1 year ago

"schwab" Discussed on Powering Independence Podcast

"I did and and my manager being able to see that. That was huge. And i think the other way just kinda to stick with the email theme is Similar to brad's example You know managers within schwab will frequently send around email to the larger team and even to the the higher ups on the chain of command you know where a client has really Complimented us or express gratitude for something we've done and it's just a great way to kind of share. The praise really with with everyone and we all feel a part of it. So i think that that reinforced idea that an individual success is really the organization's success is is just so well. enforced reinforced within Within schwab great leslie. Yeah i'm i'm gonna come at it from a little bit of a different angle and it is a way that conscious way. That schwab helps employs. Y'all special his by allowing us to help others feel special. So i come at it at an angle of community right so who doesn't feel good about doing good and through our foundation. We organized company-wide across all locations a whole volunteer week where we work with several several hundreds of organizations across all Turtle organizations across all of our locations and we are out on the street participating You know a full day in contributing to the organization's objectives goals etc for example. Twenty one years at trow. How many volunteer weeks participated in but being able to go out and do a reality stores and in reality or with elementary school kids. And it's a schwab folks. We all essentially are assigned a booth and each booth represents a life debt right so the students go around each. Both one booth is about purchasing a home..

schwab brad
"schwab" Discussed on Powering Independence Podcast

Powering Independence Podcast

04:54 min | 1 year ago

"schwab" Discussed on Powering Independence Podcast

"Hello and welcome to the powering independence. Podcast i'm your host austin philbin and today. We have a very very very special episode. What it means to be swabi examining the powerful culture. Charles schwab who the stories of its people and i will be joined for the first time remotely by three different guests in three different locations. This is gonna be a great one. <hes> let's start with <hes>. Just a little bit about you. So maybe if you could tell me a little bit about yourself your background and why to you charles. Schwab is such a great place to work. Why don't we start with brad. Well first of all things anatomy love having a philosophical conversation like this just around the business and <hes>. It's been a great partnership we've had with dynasty but to be able to step back and really talk shop like this is a much appreciated break in the day. So i'm brad lawson. I do lead our relationship management teams around the country and i've been working with advisors net capacity for about twenty-three years now and i've seen schwab grow from a very small organization to arguably a very very large organization and one of the things we've released strived for the business is how do we stay small to each and every advisor to never relationship. In spite of our rapid growth and the sheer size of our platform are people in the end. The complexity within the business and the schwab has been able to remain very entrepreneurial <hes> with a with a flat organization. It's very easy to navigate <hes>. They're also very few hierarchical walls within schwab so as large as we become is still under easy to get work done. Every day to collaborate on clint solutions and in the second aspect of the business in schwab is philosophically. Were aligned with advisors <hes>. We put clients first. We are a market driven organization not a marketing organization which to me means that we understand what clients want in need today into the future and we build that and if we build disciplined in scale and excellence into our model but will figure out a way to be profitable. Make money doing that at the end of the day so that that remaining small incline first pieces. The reason that i keep choosing to wake up and work here every day after twenty three years. Great to have breakfast overlooking the san francisco bay with an executive at your company and he echoed similar comments. And i just wanted to check in with you around what he said. Which was the industry as a whole seems to be migrating particularly in the larger financial institutions to a very specific advisor. One with a smaller book of business with high net worth and ultra high net worth clients. They're going to utilize multiple products. And they're going to generate a lot of revenue for the firm and he said that's that's not really the way that we think about the advisory space schwab. We think every advisor in every practice has a place here and is special. Do you see that on a regular basis <hes>. with the culture of of schwab. I i do. And what's kind of validating about hearing that from a number of years ago as his. You've had that experience in the past three years and continuing for the next couple of years we are working on evolving our platform so that we can become more specialized for each constituency of advisers. We have an entire platform with a service model with people dedicated leadership and relationship management and service as well as new and scalable value added services like business consulting and other things will come. We'll get into later for advisers that have any fifty million dollars with us and we have almost five thousand advisors without under a hundred million dollars in uh platform our traditional adviser which would call a practice right <hes>. Maybe budding on professional practice. That may be two three hundred million up to about a billion. That is our our tradition bread and butter and we continue to evolve our platform for those advisers. When you get about a billion dollars and particular into multi billion <hes>. You know we start to see some really dynamic changes within the structures of advisory businesses and advisors go from practice to professional practice and when you have dedicated leadership centralized back office operations. Sometimes investment management start to see a miniature enterprises in sometimes quite frankly many financial institutions emerged within the ra space

Charles schwab Schwab brad lawson san francisco bay clint solutions advisor executive
"schwab" Discussed on The Wellthier Together Podcast

The Wellthier Together Podcast

05:23 min | 1 year ago

"schwab" Discussed on The Wellthier Together Podcast

"Hello and welcome to season four of the wealthier together podcast. As we all know, twenty twenty has been one of those years. A lot of people are facing anxiety. A lot of people are going through a lot due to the current events that are occurring around us. During this time, a lot of people are facing a lot of uncertainty. So I decided to do more inspirational type interviews. With women who are finding ways to choose faith over fear during this very uncertain season October is domestic violence awareness month, and the first interview is with Alli Schwab a conway. Cox About how she survived domestic violence and sexual assault. She also talks about some ways that she was intentional about her healing process. She talks about red flags that you should look at and she also talks about the stigma of domestic violence in the church. So, check out her podcast interview and learn how she chose faith over fear. And continued on with the healing process after domestic violence sexual assault Alison Schwab A we is an author Speaker missionary in coach Alison and her husband are directors of effective life missions international, which is based in Cameroon. She is a survivor of domestic violence and sexual assault which fuels her passion to inspire and support other trauma survivors. Allison is working on her big dream that includes starting her. Own Nonprofit Organization in Tanzania for domestic and sexual assault survivors to offer a faith-based recovery program.

assault Alison Schwab Alli Schwab Allison Tanzania twenty twenty Cameroon
"schwab" Discussed on WMAL 630AM

WMAL 630AM

02:05 min | 1 year ago

"schwab" Discussed on WMAL 630AM

"Or quarterly statements online would let me do it. But you mentioned your wife is the trustees have presumably she convey you it well there. There was a workaround there, too. But the new broker didn't have a problem said sure will give you I had to sign some papers and get it. Certified and send in, and then they sent me a confirmation that I'm able to call it up with the other accounts that we have. So there is there is a difference in Burger is what I'm saying. Yeah, No. And you know, Raymond's point is, Hey, look, They left the trusty C this thing, but they won't let the grand touristy this thing. And you know that doesn't that doesn't that doesn't strike me, as is wrong on Raymond Suddenly, when you tell your story, it makes me think that Without without naming names. Except I name names that maybe this is USA became Schwab. Is that the Yeah. And for those of you listening along, I mean, Yusa has always had a fantastic reputation. With with with our clients, but also with us. I mean, we've always really thought Yusa is in a great job, but of course, now they've sort of moved into Schwab and I think it's victory Capital is the their banking side. And so there's been a little bit of, you know, say, growing pains, but I mean sort of transitional friction with different things. But people like Schwab, too, so hopefully this this dust will settle and you'll be able to figure this out and For those of you, you know who use a sort of gently handing off. I appreciate that anything better than amazing or anything not up to snuff as Faras. Yusa is concerned, it's hard. It's hard to have change when you're coming from excellent because almost by definition, whatever is different from excellent will be less excellent. But hopefully she will be able to pick up that baton and keep going. Yeah, Good luck. I think we'll take a break and be back with your calls. So let's give a take.

Yusa Schwab Raymond Burger USA
"schwab" Discussed on WTMJ 620

WTMJ 620

10:13 min | 2 years ago

"schwab" Discussed on WTMJ 620

"The Schwab one your fidelity customer you by the fidelity one in each of those cases you're not going to pay any commissions to go en route and then you pay their extremely low costs for widely diversified real estate so it's cheaper to do it this way your money is more diversified and you can get in when you want and get out when you want Stephen is with us on the Clark Howard show hello Steven Michael nice to speak with you all nice to have you along Stephen you want to talk about your grand kids what's going on with them well my son who lives in Maryland he's thirty seven and he decided to set up a five to nine plan for college education for the oldest one is three the other one to one he decided to go with it T. Rowe price and they evidently recommended the Maryland one as for legal fees they said and it has a tax benefit for him because he lives in Maryland I looked on your website after he sent me the email on that night I noticed Maryland is one of the ones that you have actually on the dean's list or the honorable as Maryland's plan can get pricey today five twenty nine plans have gotten cheaper and cheaper and the way I decide whether a plan makes my honor roll for my dean's list is that they are all in on on keeping the expenses down so that's what I'm always looking for so in the case of Maryland the reason to invest in the Maryland T. Rowe price plan would be because of the Maryland state tax benefit that would be in writing and only up to the amount that he would receive the state tax benefit if he wants to save more for the one year old and three year old I would say what you do is that you can have as many five twenty nine plan accounts as you want okay it beyond what we earn the Maryland state tax benefit to go with one of my dean's list with high honors plans as the secondary plan okay and that way you get the best of both worlds you get their tax benefit that Maryland would extend for putting money on you get the tax free growth the tax free spending for the three year old one year old college way down the road and then beyond the tax benefit for putting money in the rest of the money goes and with tax free earnings and tax free spending in one of the ultra low cost plans yeah I believe you get to twenty five hundred dollar a tax benefit per year up to probably ten years or so so that would be great and you know he may not intend to put more money than that each year yeah I don't I don't know how much he's putting yeah and as long as as long as he is at or below that cap to get the tax benefit that's Maryland everything else is money should travel somewhere else like you can go to New York if you go to Utah I can go to Iowa one of the ones California one of the ones it's my dean's list with high honors okay sounds great so it's it's more complication to do to plans but it's more efficient to do two plans yeah I will related to women that hopefully he'll take your advice all right and hope you're really enjoying your one and three year old grand kids are great they really are my wife and I really do enjoy them that is wonderful and the great thing about grand kids you can hand them back so ruthless on the Clark Howard show hi Ruth how you doing I'm doing fine Clark how are you today great thank you Ruth thank you have a question for me then I have really had to noodle prior so let's see if I can give a decent answer this time well I hope so I figure if I got a lot of what you could help for years I thank you started if I can have I have a separate computer that I used to love banking online and I thought okay so like I never go on my email or doing a search on the way out on that computer but on my regular computer or my email I get the email from me yet and credit karma can only log in see what your current credit score university how you're spending is going and I'm wondering if on another computer if I actually go into those sites if I'm putting myself at risk of having somebody hacked into my account what a great question this is the one I really had to think through what is what should be done on a financial computer and I've come to feeling that you're best off doing Matt and credit karma on your non financial computer oh really okay because the information you're saying there is not to the depth of what you have if you've signed into a brokerage account mutual fund account bank account there for one K. account bill pay account those are things I want segregated on the financial only computer okay so that's great advice on this every time I do that I think oh my goodness now I'm gonna be in really good shape so you know karma I've been really thinking about the credit karma angle when I have learned is that credit karma is only as good as you let it be in your life and you if you follow their suggestions you can have a significant impact on your credit score by monitoring what are the things that are raising and lowering your score and they said they talk you through it they tutor you through doing the things that will help you raise your score right now I think it's a great site okay when the show wasn't going to be in trouble because I've had my email hacked before so I'm sorry well you know it's probably anybody in this world could tell you that at this point anybody who has ever had a Yahoo account is someone whose information was compromised and anybody who uses a legacy Yahoo has probably received a lot of notices about having to change the password they've had to notify people to change in two different times one is the depth of the breach was so great hi Laura fortunately haven't had that selected and I don't know it's just you know somebody I don't know what it was but anyway what a big deal but you know you can have your Facebook I have a Facebook account so that could be really hazardous to your life is all your friends think you suddenly become a completely different kind of person going there a complete personality change just instantly Roberts with us on the Clark Howard show hi Robert I are you doing great thank you you are in your twenties and you were debt free is that possible did I get that right well I'm getting there I'm not home very close but I have a couple of questions for you regarding like and that things like that I'm ready right so I I first of all I wanna thank you for everything that you do that I think you have it I was really young person also this is amazing thank you right so I've been hearing you recently and talk about like investing in things like that and I wasn't sure if the giant monster mega bank was a good option or it never never never not do investing at any bank banks right good at handling checking accounts that may be good at doing savings accounts where they may be trying to get a credit card from you do not invest it banks their investment products are lousy they're awesome commissions involved with them are sky high and they should be avoided at all costs all right so what would be a better route so let's say if I wanted to go and that you do something like a better roster or anything like that what's your what's your best advice so with the raw if you want to be and that's that's your first investing you should focus on other than making sure you have rainy day money available okay and so doing a Roth is best done with a low cost company and the list of low cost companies is actually growing and I have a list for you of two different styles of low cost investment companies for Roth IRA is one Clark dot com on my investment guide right and if you're gonna kick off a Roth you're going to have much wider options at a thousand dollars then you will have less than a thousand dollars but once you've opened one with the thousand dollars you're free to add to it as you wish you can put up to six thousand a year in a Roth IRA the Roth at such a high priority Robert because the money not just grows tax free it's ultimately spent tax free in retirement so money to save for later exactly and so that's a real high priority for you in your mid twenties who's the more money you save in your mid twenties the easier ride you have later in your life okay so I can just check out the the list of options you have to just go ahead and in taking off the wrong my favorite place we just to stash the cash is in what's known as a target retirement fund your age you would be looking at like a twenty fifty five year that you've been looking out for the target retirement fund thank you twenty fifty five twenty.

Schwab
"schwab" Discussed on KSFO-AM

KSFO-AM

07:07 min | 2 years ago

"schwab" Discussed on KSFO-AM

"Dollars in a Schwab investment account four hundred fifty thousand infidelity they're both similarly invested split by low medium and a bit and higher risk I would move everything to Schwab so it's all in one place is it better to keep two accounts well it's easier to manage and you know I I think they I presume I'm not gonna say that it's a definite you may have to in fact I keep some of these investments are but some you you might have to sell should make sure let me do this let me rephrase this first let's find out whether Schwab can hold everything that's at fidelity that's really the main factor or is this move going to trigger a tax about that's the one thing we want to know but otherwise I'm all in for consolidation easier to manage much better hi Jill this is Diane who's writing I'm a sixty year old fan of your podcast I need clarification on what is considered earned income by the IRS so that I don't exceed that cap on income that I now collecting for the social security survivors benefits specifically I collect fifteen thousand dollars of rental income through Airbnb well that's not that is not earned income said don't worry I would also like to start converting forty thousand dollars annually from my four oh one K. tour Ralph we'll the forty thousand dollars which I will convert go against the earnings cap I'm yes yes I don't know the answer to that but I'm pretty sure because I think that it's gonna it triggers so let's just think about what it is it's money that hasn't been tax that we you earned right you earned it previously it hasn't yet been taxed I believe that when you start converting that ad this will go against the earnings cap what do you think marquee trying to research that I'm just guessing I think I'm right to so I'm gonna say that's earned income sometimes when you start noodling around these things you just think about well what was the source of the funds that's a very good way to start right then you go to okay well let me if the you know as we as we go through this like well what's the next thing that happened comes up right that's that's how often how I solved many financial problems I just think about like okay what was this what is is treated as it cetera Candace rights I'm about to retire from Boeing and I need to choose between the pension annuity or the lump sum payment mmhm I don't have children not concerned with leaving an inheritance I had decided to take the annuity but then I read an article that Boeing's pension being under funded over thirty years the annuity option would pay approximately nine hundred thousand the lump sum offered now is around three hundred thousand can you provide insight on the health of Boeing's pension fund it would be of great interest to those of us in the state of Washington and Missouri Kansas okay I think there's two issues I don't know the exact year whether Boeing is they may be under funded by you know once you actually are retired you're much more likely when they're underfunded they usually screw that newer workers now the people of already retired I'm so that's number one number two I don't know by how much they're under funded but it it is highly unlikely that a company like Boeing would just blow up and screw all the retired people who have already started receiving their benefits that said the nice thing about getting the lump sum is that you know you don't have that risk at all but you do have to actually invest the money yourself what I might do I might go talk to a financial planner of a fiduciary planner in your area who is familiar with the pension fund there and get AT I'm biased opinion I'm sort of going with that that would be and I think it's probably gonna be fine to do the annuity but I don't want to go out on a limb this is all the money you have in the world especially so I would get a second opinion from somebody there who's really study that I haven't studied it so let's let's be clear about that okay death is sixty six retired last year both of my retirement savings still in my four oh one K. in the stable value fund what's your opinion about leaving their leading it there better to roll to an IRA the bulk of it is pre tax money I I realize that this is not guaranteed in the stable value fun I guess that's what bothers me well it may not be guaranteed as pretty safe if you're allowed to leave it there and it's a cheap fun then that's no problem rolling it over will give you more options you can roll it over to lots of different places where you could get invested in perhaps a short term bond fund or a money market fund but I I I I don't really necessarily think it's the worst thing in the world to leave it there I guess the question is why you're a hundred percent in no risk and whether that's going to be okay for you don't forget that stable value fund guess what after you actually factor in that you gonna have to pay taxes on it and you factor in the rate of inflation you may not even be making money you might be barely breaking even or even ten Chile losing money I'd hate for that to happen for you I really would so maybe we should consider alternatives for you and if you need some alternatives would be happy to assist you all you have to do is just send us some follow up information all right all right there we go there is a segment in the cam if you have a financial question would love to hear from you our email addresses ask Jill Jill on money dot com as Jill at July money dot com may go on to the website right now and you can buy my books the dumb things smart people do with their money what a good way to start the new year on a strong footing get that book avoid those dumb things we'll find you thirteen ways to write your financial wrongs all right it's still on money will be right back.

Schwab
"schwab" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

07:15 min | 2 years ago

"schwab" Discussed on WNYC 93.9 FM

"Schwab Schwab believes in asking questions and being engaged Charles Schwab own your tomorrow learn more at Schwab dot com it's morning edition on WNYC on Richard hake the Irish sport of hurling is been played for roughly three thousand years and its modern championship games draw eighty three thousand spectators W. N. Y. C.'s Jim o'grady reports that on Saturday four of the best teams from Ireland will meet right here in New York and can be at Citi field if you've never seen hurling it's like every sport combined the main object is to put the ball into a net like hockey or soccer you can also sell it through a pair of operates like American football and there's lots of swatting the ball off the grass with a stick like golf but with athleticism also burly Celts crash into each other with some she was violence while wearing tight shorts like rugby or your date manual handling his captain in center back for Wexford one of four teams playing Saturday in the city field many tournaments over scratchy international phone line no worries he describes the joy of playing the warrior game as the Irish call it of gripping an axe shaped club colder Hurley and running after a hard white ball called the slitter all right Sir is that it's hard to describe the thrill that you can get from you know catching a ball is being hit a hundred yards in the air apple three or four players in here the kind of buying hearing freedom of expression that you don't get anywhere else highland place defense for Wexford it's my job to lock the middle of the field to stop runners from getting through on goal Norman Granz is a runner on teen Tipperary he you know handling room together in college Hanley confirmed that the two friends would now fly across the Atlantic and set out to destroy each other on the pitch at Citi field so it's going to be you against knoll it'll probably turn out that way would imagine at some point in an interview on a different fuzzy phone line McGrath was given every opportunity to trash talk Hamlin American style and would not do it is it your Irish politeness that's preventing you or you just know that lacked in the shins are gonna get whacked across the network SO I keep my mouth shut besides the lacking Irish grueling grace be an astonishing skill and it's coming to calling Jim o'grady W. NYC this is morning edition from NPR news I'm David green and I'm Steve Inskeep and I'm right so Martin Colin Kaepernick has not played in the NFL since January first two thousand seventeen might that be about to change the NFL is holding an audition of sorts for the former forty Niners quarterback this Saturday we've got sports writer Kevin Blackstone in our studios to talk about whether or not this does mean we're gonna see Capper neck back on the field Kevin thanks for coming in thank you so remind us why Colin Kaepernick is not currently playing in the NFL he's not currently playing in the NFL because in twenty sixteen he began his protest against police legality against on our black men in America and he did so by either sitting or kneeling during the national anthem it caused quite a bit of of consternation yeah with the NFL with its fans the president got involved in it and when he opted out of his contract in March of twenty seventeen to become a free agent nobody touched him and he then filed a lawsuit to try and get back into the league by saying that the leaky colluded against him the league settled out of court with him and he is as free to join the league now as he was van and the league league franchise ours free to hire him now as they were then sold now all of a sudden the NFL is giving him what appears to be a shot is this a real you're not in is this just for optics you know what this seems to me like nineteen forty five all over again and what I mean by that was that in nineteen forty five the Boston Red Sox invited three Negro league baseball players to try out for its team one of whom happen to be a guy by the name of Jackie Robinson they showed up at Fenway Park and the manager was there and very few other people it lasted about ninety minutes and none of those players got a shot after that first work out and in fact Jackie Robinson said that he felt that it was a sham when the whole thing was called that seems to me unless something else happens to be the case here with the NFL if a team in the NFL wants Colin Kaepernick was interested in him all they have to do is call is represented and bring it in for work out they might need to go through this entire theater which by the way is happening on a Saturday when most teams are traveling to a Sunday game rather than on a Tuesday which is the open day which is when they often will bring in free agents to work them out for a position that they may have an opening for never the less Colin Kaepernick is taking the opportunity right he he is he coming this for his own theatrics purposes well I think you he's doing it because at the end of the day he's a professional football player and he would like to ply his trade before he's too old not two he he started his protest when he was twenty nine is thirty two now you know you could argue that the prime time of his career was was lost during this hiatus and you know he wants to play football and I think that there's a place for him in the league I don't know that any of the teams that have suggested they may show up or the teams that would have an opening for a quarterback but certainly he should be given every opportunity which you should never have lost to play professional football sports writer Kevin Blackstone Kevin thank you Bridget thank you and this afternoon all things considered one of life's great mysteries solved why do we referred to an election for governor as gubernatorial gubernatorial gubernatorial election for this deep dive investigation and many other stories tell your smarts figure to play and PR or ask for your member station by name or just say gubernatorial let's see what happens combinatorial hi smart speaker it's WNYC stay tuned marketplace morning report is next then later on morning edition rather than crushed protests the Lebanese military is actually become popular with the anti government protesters never doubt again even if they make mistakes we will never be again than they are now the White House may cut military aid will have that report coming up a sunny.

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"Schwab own your tomorrow learn more at Schwab dot com. and from listeners like you who donate to this NPR station. this is morning edition from NPR news I'm David green and every to Martin now to the seemingly never ending saga about the president a hurricane the state of Alabama and a sharpie to recap last week president trump insisted hurricane Dorian was threatening Alabama then he held up a map which according to reports have been altered with a black marker to indicate the path of the storm now the commerce secretary has gotten involved in the whole thing is raising questions about how this administration uses political power to protect the president and your media correspondent David full conflicts been following the story and joins us now hi David Hey Rachel all right so can you just explain what happened what what do we know and and what is being disputed by federal scientists. sure well look this is one of the things which is actually is pretty serious right now but put on my media critics had I'd say it started as kind of a typical trump ist in a tweet pot yeah it was a gaffe that might have been over covered if you go back to September first a little before eleven AM to trump tweeted Alabama was among states it's going to be hit hard by what he said her keen five can you know when the hardest on record twenty minutes later folks in the Birmingham National Weather Service said not so system was too far away to be damage to Alabama it's all find me well been based on some maps showing some tropical wind gusts might hit Alabama in outdated map September fourth president trump has that sharpie enhanced map who'd enhanced who knows but we do know the president love sharpies and then you know then it gets serious then a rear admiral whose trumps counterterrorism adviser comes out and that was statement saying he'd given the president reaping that briefing showing that on September sixth no which is the national oceanic and atmospheric administration sends out a statement basically rebuking the Birmingham National Weather Service in Alabama Singh was inconsistent with probabilities from best forecast let's remember they always look at the president is right you Alabama what are yeah and let's remember these are proudly scientific agencies know and the National Weather Service really important they have their independence of people can make their best judgments on their safety businesses rely on our outfits like this and this seemed to be bent to try to prove the president right after the fact but they'll Wilbur Ross is involved the commerce secretary. so look you know what we saw on Sunday was that the acting chief scientist of no worth which is the parent agency the National Weather Service said Hey I'm going to review whether there is any political interference and yes it appears as their allegations first reported by The New York Times that the commerce secretary which is over who is over all of this stuff personally got involved in said heads are gonna roll at you know at the National Weather Service for contradicting the president it is a triggered the review by the acting chief scientist it's triggered apparently an inspector general's a review you know the question of whether or not the these agencies are being allowed to operate free of partisan involvement so this is now about the president's hand picked cabinet member pressuring the federal non political scientist at noted change the facts. that's the allegation the commerce secretary has has had a spokesman denied that but I think this is also about the larger issue about whether or not the trump administration is going to allow information long prized by independent scientists not partisan figures that help to inform Americans in their institutions to help them make good decisions whether that is going to be bent to a personal a peak and a partisan intent in a way that you can cut against how federal government supposed to work NPR's David falcons like for us on the story David we appreciate it thank you. you can follow these stories and more online at NPR dot org or follow us on Twitter you can find me at Rachel NPR no well is at no well king David is out in pure green and Steve is. it's morning edition from NPR news I'm Rachel Martin and I'm David green and you're listening to morning edition on KCRW now this from KCRW knows Bailey kind of board of supervisors is meeting.

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