19 Burst results for "Schilder"

"schilder" Discussed on WAAM Talk 1600

WAAM Talk 1600

08:19 min | 2 years ago

"schilder" Discussed on WAAM Talk 1600

"Stuff to get to today. We'll see if we can get to any of it. You never know. Sources chain stores in the middle of the stream where we don't get our pants. Romo go next. I just found this over. But apparently, Microsoft has a new filter system that they love is all the rage on the new and improved Fox News. And there's nothing new and improved of Fox News at all. Where they're filtering and they're filtering out things. Meaning it's it's kind of like the Google thing. This is Microsoft with its edgy which is a browser. And they filter out the things they think are cool for you to see green field next to it. I forget what it's called something shield or news guard Schilder news guard something so and they give an example where they typed in something, and it came up with all negative anti-trump things which are checked with the green shield is being cool. Let's your digging on that that's over on. Breitbart, but this one here, the university of Wisconsin, Madison is offering a course this winter. That would be this winter on the American presidency. That describes Donald Trump has spectacularly unqualified president who poses an overt threat to the Republic. Now, how is it that anybody could teach a class like that in any school anywhere in the US and not be stopped dead now by stopped dead. I realized that universities you're supposed to be able to say whatever you want. I get that. But this is this goes back to George Bush school of what's hate anything to do with the Republican party. Let's hate Donald Trump or anybody associated with associated with there's no way this could be some type of knowledge little kids should look by that. I mean count students should be able to internalize in a ten page. So a ten page syllabus leaked by a student in the class shared. By the of folks at the college fixed, and they're really good at this stuff. Professor, Kenneth mayor described Trump is both divisive and amateurs first of all to be president United States. I'm not a constitutional scholar. But I'm almost positive what you have to be is what is it thirty five years old? That's about it. American citizen. We are two years into the most how shall we put it this is out of his syllabus unconventional presidency in American history, which is good. This is the best presidency. So far my opinion with the president who gleefully flouts and the norms of governing and presidential behavior. That have structured the office since George Washington. Oh this. What caught my attention on this one? In fact, dilemma grabbed the headliner because I'm not gonna go much deeper than this. But university of Wisconsin course, syllabus calls Trump catastrophically unfit ego maniac. That's an solid type of reason analytical. Research on the president. That sounds like some type of emotion driven pantywaisty ran don't you think I think so let's see what also I just lost the screen here. Doug has to say Doug welcomed on the edge. How you doing fabulous dog, simply fabulous. Thank you for asking. Yeah. I I just wanna make a comment about you know, the education and the younger generation com. I still got faith in our you. They will oversee this. I know you get come down a lot. But most of the stuff I see on the news. You know, it's all Berkeley and west coast east coast, but I work with a lot of young guys and believe me there. I guess it could be geography, but. Happy with the democrat. In what capacity you mean, employers employees? What people I work with I work in a welding slash machine shop and not just not just where I work, but. You know, people I talked to. Yeah. You get the Cajun all wants all Trump. You know, he sucks and everything. And I'm like, well, have you ever read anything about him? Or what he you really does? Besides what you hear on the fake news? And I've got a couple of thinking where I work, and they got on there and they come in. Oh, you're right, man. You know, God man with a bunch of crooks. Yeah. Well, that's good. I mean, they're digging and doing homework because everybody's getting a lot of kids. Not even in the schools, if you just work like why didn't you just get thinking? You know, I got it. Don't you said you worked with kids as one of your some type of like he had some kind of classes or seminars, but here's the deal kits today coming out of public school for the most part I'd say pretty much what I say most part somewhere up in the ninety fifth percentile are coming out being taught just like they did George Bush was in office that Donald Trump is evil. Donald Trump is an idiot a moron. He's got us on the edge of a nuclear catastrophe. They don't think in any way that will Donald Trump is doing is any good. And that is straight up the public school system. Oh, I agree with you there. But you know, I'm going to give him a little credit is if you just say something, and, you know, get him in the right direction. Like, I did do a couple of guys avert next to you know, they're coming in these these are like nineteen twenty year olds just out of high school. You know? First jobs, and they you know, and you know, and get some thinking, and why would hope so listen, thanks for the call truly. Appreciate it. Yeah. I don't all the nation's youth aren't gone aren't one hundred percent gone. But on the other hand, that's because they have parents and they have. You know, some type of a home school system. That's what you really need. Now, you're going to go out in the world. You're going to be have your head just wailed on if you're coming out of the public school system. Most of the teachers coming out in that are in the public school system came out of schools of education, run by straight up, socialists. I wanna go someplace right now. Let's see is that hang on one. Second. Hold. Did. I not. There we go. All right. Chickens, genetically modified to lay eggs containing cancer, drugs and latest breakthrough. I saw this and. I'm very sensitive to cancer research. And I'm right now still it's coming close. There's gonna be a website memorializing. My lovely wife. It's going to solicit donations to the breast cancer research foundation. Which is I'd say the most straight up cancer research operation ever. And that was started by Evelyn Lauder. Well, it morphed Donaldson things she did it Sloan Kettering, but she passed because of breast cancer. So when I see this kind of stuff, I think, yeah. This sounds like possibly something. Good. I don't know that there's any drug that cures cancer in my opinion. The only thing I think that's gonna take down cancer is your immune system. And that's where all the research is headed there's research and all sorts of directions. But I saw this. And I thought. This is this is interesting in Edinburgh. Something called the Roslin Institute. The technique could offer cost effective producing drugs in their future. Scientists have genetically modified chickens delay as containing high quality cancer drugs lives breakthrough. Researchers from the university of Edinburgh Rosalind to believe the technique could offer a cost effective way of producing drugs in your future. Chickens generically modified to produce drugs in their eggs. And amazingly the researchers found the drugs work just as well as once produced using existing methods. Amazing amazingly three just three eggs were enough to produce an adequate adequate dosage hens able to lay up to three hundred eggs ear. This is professor Helen sang she said, we're not yet producing medications for people. But the study shows the chickens are commercially viable for producing protein, suitable for drug discovery studies and other applications in biotechnology eggs are already used in growing virus used as vaccines such as flu vaccine. No more about this. When we come back, and I want to look further into this. But.

Donald Trump president cancer Fox News United States Microsoft university of Wisconsin Trump Google Romo George Bush school Schilder university of Edinburgh Roslin Institute Edinburgh breast cancer Berkeley Evelyn Lauder
Navigating the US healthcare system

Correspondents Report

04:20 min | 2 years ago

Navigating the US healthcare system

"For our correspondents sprayed across the globe, settling into a new country and culture can be half. The challenge of taking up a new posting visas schools and local bureaucracy can take days and days to navigates James Glen Day has recently made the move from our Europe bureau in London to our North America office in Washington DC, both the first world postings yet. They have vastly different approaches to health care and both take a little getting used to James filed. This report Johnny you're going to go to the doctor today. Lee had key Benecke Dr. Now, you're going to the doctor. The doctor. There's no yoga take business. On the it's eight thirty AM. I'm holding ten week old baby in one hand and trying to get a toddler dressed with the other. And as you can tell she's trying to delay things by suddenly demanding a snack. There's no yoga. Allying shot. Yeah. But we're gonna go to the doctors. It's a fairly typical morning in a chaotic household except that today girls are going with my wife to the doctors for vaccinations, and a checkup routine appointments that in this country will cost us about one and a half thousand ustralian dollars even saying this some out loud is still shocking. It's not a huge personal inconvenience. I get paid well have good private insurance and in a month or so we'll get the money back. But it seems like so much cash for something we as a stray liens would take largely for granted. As I mentioned at this dot, my wife, and I have recently had a baby we welcomed the newest member of our family into the world at a public hospital in Chelsea London. Scholley one of the most affluent suburbs on the planet. And yet we didn't pay a penny. Not for Medicare procedures scans chicks nothing we've called Schilder for taxes and the standard surcharge to the national health service. But the comparison between old and new homes could not be stuck. That's not to say, the British ways necessarily the best ask any Ozzy expat who has lived in London for some time, and they'll probably complain about how the health system functions. It seems overloaded doctors want you in and out of their offices in minutes. It's often hard to get an appointment. And there is a fairly obvious emphasis on keeping costs down. The state of the overworked health system is often thrust into the political debate, no more. So than in the lead up to the Brexit vote two years ago, many people depending on their political standpoint accused European migrants of overloading the system or the conservative government of chronically underfunding it. On you train station in Washington DC, there's a homeless man his feet and fingers badly swollen. He clearly has a problem with drugs or alcohol but claims he can't afford to see a doctor certainly the few dollars passes by give him won't go, and his story seems genuine many people fall wealthiest struggle with healthcare costs the scale of medical bankruptcies have been contentious political topic in this country for dickens. If you can't afford healthcare in America, though, the quality is outstanding you're more valued customer than a patient. Nothing seems too much trouble because well you're paying for it. Of course, this string of anecdotes reveals nothing really new American healthcare is expensive the is overloaded most people know that already. But when you live with data day, it suddenly becomes much more front of mind. Yeah. But we're going to go to the doctors. The doctors for the past three years, my wife, and I have stressed that our families ailments want being taken seriously enough now regularly worried about having several thousand dollars stashed away in case of medical emergency. Literally, the I will problems that one's I've never confronted as often in Estrella. Come on. Let's go in Washington. This is Jane's glean day for correspondence report.

Chelsea London Washington James Johnny LEE North America Europe Medicare Estrella Ozzy Jane Brexit America Dickens Thousand Dollars Three Years Two Years One Hand
"schilder" Discussed on Mornings with Keyshawn, Jorge & LZ

Mornings with Keyshawn, Jorge & LZ

02:13 min | 2 years ago

"schilder" Discussed on Mornings with Keyshawn, Jorge & LZ

"Thiessen Schilder speaking on twenty six years ago today, this movie came out. When he was on. Why are you confused? She was on her aunt was Dion Warrick dummies. Said yes. Yeah. You're talking about the bodyguard. On your work wasn't any in the movie. I didn't say she was in a movie, I you playing this is what we're doing this move transition when you say auntie is and I was like well, speaking of ons because I'm sure that Whitney was but our aunt was the on war. But anyway, twenty six cousin, but it wasn't her items are cousin, but they had on just the bit man because Whitney's precious to be here. Ninety two this week. The body came out he'll tear up a Whitney. Salida? He did you like did you like the bodyguard body going straight? I like all right. There was good. Good moving. Okay. Twenty six years ago. Getting back to I came off or. Say until you're gonna your joke. Again, though wasn't a just wasn't. There aren't how do you know? What was he doing? What did? Kevin Costner was in the body. Why was he carrying Whitney at the end? Was there a fire something event? Club something. Yeah attack. I carry l z out of a fire that was happening. Can we please go to commercial exact he's just disgusting? We need to get a new Christmas tree before I get out of here. Your says are can we treat? He says, no. Sorry. At that. Tree. Coach but hard. Relive Christmas tree. They're not going to get one. Clay Helton is back will explain why that's a bad idea next. Even less than he does but throat a Jones at he's fifty up the side of the thirty back into the twenty. Tony Jones takes the guy. Roche should Notre Dame.

Whitney Thiessen Schilder Dion Warrick Tony Jones Kevin Costner Clay Helton Salida Notre Dame Roche Twenty six years twenty six years
"schilder" Discussed on KCRW

KCRW

07:27 min | 2 years ago

"schilder" Discussed on KCRW

"This is morning edition from NPR news. I'm David green. And I'm Rachel Martin an important voice in Syria has been silenced. His name was riot FARs, and he was one of Syria's. Most prominent activists fires was killed by unidentified gunmen in Syria on Friday, he founded radio fresh and independent radio station that broadcasts from inside opposition held areas of Syria. He used his broadcast to criticize Syrian President, Bashar Al Assad it made him a target of militants and the Syrian government. He survived several attempts on his life. He was kidnapped by Al Qaeda and tortured. If fires became accustomed to these threats, and he told our colleague Stevens keep as much in a December twenty fifteen interview, what are some of the ways they've tried to kill you. They meaning various armed groups should. Like sixty bullets against me three in my chest. Unless Schilder it took me, like three months to recover. I came here. This is just to recover and the was ISIS. You're sure. But after the Jefferson missile threat to bomb my car, and I was in it, but I survived and December two thousand fourteen Genucel they could not meet from the checkpoint. And three this in jail. Me through the ceiling for six hours, but an activist and he came and took to them and the convinced them to release me and this year. The thank my radio stations in the women's center, which belongs to us, the Senator, okay? Bill you'll have to face all of the U of fighting against us and the terrorism in that incredible sequence you said that at one point when imprisoned by jeopardy, I'll newsra you were hanged from the ceiling from handcuffs with to to the ceiling imagined what's happening with the five years in the revolution. And that's ours. I want people to know that you just told that story of dangling from the ceiling while smiling. It's not really nothing you love because what's going on. That was Syrian activists ride. Fire as talking with Steve Inskeep. Back in two thousand fifteen as was assassinated in Syria on Friday, NPR international. Correspondent Ruth Sherlock knew him. Personally. She joins us now to remember fires and his legacy. Ruth. I understand you met ride far as during early days of the war in Syria. Right. Tell us what what struck you about him. That's right. Well, he always had this huge smile and enormous enthusiasm even when faced with real danger say I was in the northern province of eleven. He came to pick me up from town to take me to his village, Catherine Bill, and we had to kind of drive by night because this regime still controlled parts of these areas. We were bumping over fields to avoid main roads. But then we came to a highway that we did have to cross and they will government tanks station. Just meters away far is just switched off the lights of the car and put his foot flat on the accelerator. And we just sped right by and so he had this kind of. Yeah. Incredible diners dynamism and determination and humor. I mean as I'm just kind of looking through remembrances of him. I mean as Steve mentioned in his conversation with him. He's real he's relying these really horrific details of his own imprisonment. And he's got a smile on his face. He's he's he was clearly someone who needed to compartmentalize the. The pain of what he was talking about in always kind of projected an optimism. Yeah. And I think I think he used comedy to try to get people's attention. You know, he has so many docs, stories of about the reality in Syria and people can switch off. He tried to kind of punch through that with comedy. Maybe the best example of that is a short video he made there was meant to show the hypocrisy. What he saw as the hypocrisy of the Wests decision to remove Assad's. Chemical weapons us know after an attack that killed hundreds and Syria, but not other attack but not to intervene against other uses of weapons like barrel bombs on civilian populations. So there's this one video he makes which is set in the stone age and men and children are with batch ests dressed in Brown rags, and they keep coming out to the cave to protest against the Syrian regime. Each time. They get killed. As the regime and its allies killed musing guns or TNT bombs. An all the while these two men with an American and a European Union flag stumped on that chest sitting passively on the side chewing nuts, and it's only when the attack has used chemical weapons that they stand up and take the barrels away from them. And then they sit back down and let the killing continue to far is told me after I interviewed him about that video. And he said to me I such in the stone age because there was no humanity in those days. He is his losses going to be felt in so many ways. What does it mean sort of practically speaking on the ground when you think about this very long war? Well, I for many I think he's become the symbol of what many people wanted the initial revolution as they called against Bishara Lhasa to be a nonviolent protest against the Syrian regime. I mean, since then it's morphed into a bloody bloody war where you know, hundreds of thousands of people have died and a lot of the peaceful opposition has been forced to flee the country. He has stayed there at his own personal risk and was a kind of symbol of what that stood for so many people say that without with him gone that kind of glimmer of hope for the original revolution dies to. Now. You have a situation west civilians are caught between bad actors of, you know, the acid regime a brutal dictatorship and extremist groups that have increasingly taken control of rebel held areas. What is the situation right now? The has renewed bombardment now that and it's it was the fast attack. Since a ceasefire was put in place in September, the regime says it's in retaliation to an alleged chemical weapons attack on Aleppo that wounded dozens that hasn't been confirmed in the rebel opposition hasn't claimed responsibility. But Cetinje a break in the ceasefire would mean, you know, a terrible situation for millions of refugees that remain trapped in that part of Syria. Okay. NPR national correspondent roof Sherlock, remembering her friend. Thanks so much. It's NPR news. And this is morning edition on KCRW the most comprehensive federal climate report to date has been released. A have the massive report details. Hi, climate change is already affecting Americans and the family of a man shot and killed by police at a mall outside Birmingham. Alabama Thursday.

Syria NPR Bashar Al Assad Ruth Sherlock Steve Inskeep Catherine Bill Syrian government Rachel Martin David green ISIS President Schilder Stevens Genucel Senator Bishara Lhasa Alabama
"schilder" Discussed on SuperTalk WTN 99.7

SuperTalk WTN 99.7

11:36 min | 2 years ago

"schilder" Discussed on SuperTalk WTN 99.7

"The one guy said to me, I remember when we were able to buy guest ten gallons for a dollar, and there would be price wars to guy crossing the street would get on a ladder and paint an extra dollar and put ninety nine cents. And I'm thinking to myself in you're making like sixteen dollars a week. Yeah. Yeah. Yeah. Well, so the ratio with stocks is sixteen to one goes back all the way in it's sometimes a little higher sometimes a little lower. I was talking about how if you take the Cape Schilder numbers, and all this, you know, Nobel prize winning stuff from a few years ago, you can actually smooth it out. So it is very very consistent when you take out growth in earnings due to economic cycles and stuff like that. But you know, when you look at it. It's interesting because earnings if it takes a dollar to live today, it's gonna take two dollars tomorrow in the future. It's going to take four dollars. It's going to take six dollars just gonna keep going going down in value. If you've never heard me explain why it's pretty logical. If you think about it. The government wants a little bit of inflation. The reason being is that if we have inflation prices keep going up if prices are going to go up I will buy today rather than wait in the future when something's going to be more expensive. And if I find something now the government gets tax money now because the company gets earnings now and everybody has jobs now. So there's all kinds of incentives to continue to have prices go up just a little bit. Now is the death knell of an economy. If prices go down because if prices go down now, we had a problem because people will put off purchases and then companies won't make profits today, and then governments won't get taxes now. And then all of a sudden you have this. Down in the economy. It's it's not good. So a little bit of inflation is is healthy. But here's the deal. If you look at CD rates, and you look at fixed income rates, you're dealing with interest rates of two percent one night. Yeah. If you're really really lucky feel up your money for a long period of time. We get two percent. But it's more like, you know, if you get a really good interest rate each Bank. It's like one point five one point six right now and inflation the most recent numbers are anywhere between two and three two point nine was a recent number that was put out there. So you're losing money at about a percent or so plus per year in an interesting interview looking at that what's your net interest or your real interest rate after inflation, it's negative you're losing money. So if we look at our stock prices sixteen for every dollar earnings and tomorrow, it takes two dollars to buy what one dollar buys today. I said to him. I said, you know, what's the what's the ratio going to be? Well, if it's still sixteen one it's going to be black. Two two so sixteen is two one as thirty two is to the ratios the same. He's like, that's really interesting. And I said, yeah, I said it's a great way to explain this concept to people because when they lock all their money and fixed investments, they do not have that ability to Alpes inflation in because they don't have the entity that is raising prices. So they they come in here. And he says, you know, my wife thought this the guaranteed five percent rate of return. I says kind of take a look at and say, yeah, here take a look at. So I'm going through it. And I'm looking at the contract, I said well number one, they put money in different places. This is a Lincoln products that they actually had and they put some money into a fixed account. What's the interest rate one point three five will they remember? They said five percent when they walked in the door. This is what this was supposed to avert sound like going. I'm still looking for the five percent. Some money was an account earns one point three five then I look for another account and. The other account was you know, really really it was tied to the S and P five hundred and they actually looked at it says monthly change with cap one point one, and I go this is says it's a monthly index cap. And they're like what was that mean what that means? Well, here here's an example of what it means. And I showed them the chart that was in the product. Then folks, you can do this. If you've got something like this. And you're wondering is this. What I have these index annuity is is this what I've got you can go in there, and they'll typically have schedules telling you what your returns were first month return of the index was one point two five percent. They gave them one point one percent that was it because it was capped at one point one the next month, the S and P five hundred went up three point three two percent. They gave them one point one. Now when this product was what let me tell you. How people think they think I can get one percent of the market each month one point one and. Well, there's twelve months in a year. That's twelve little bit over twelve percent return. I'm okay with that. But then realize that's not how markets work markets move in fits and starts first month and moved up one point two five which was pretty close next month. There was three point three two. How much of that? Did they get one point one of it? Then the next month the market went up five point five seven how much did they get of that only one point one? So so far in our three month period in the year. The market went up ten percent. Ten percent one a little bit over one plus a little bit over three plus a little bit over five equals ten percent. How much did they get one point one one point one one point one which is about three percent? Okay. Now next month, though. And here's what really sells people on this product the market went down four point five five. How much did they lose link point five five? Yeah. Exactly ira. So what happened is the market went up ten then it went down four. So they're net. Returns should have been loss. Right. What did they get the took all of the gain away, which was three point three one point one, plus one point one, plus one point one they took all of it away because the market went down four point five five where they ended up with zero goose sake. Now for the rest of the year, and I pointed down to the bottom line. But wait a second in statements that I've looked at it would actually show the loss for the period was one point one percent. But you actually your contract was euro. Yeah. But they were honest with this one. Really? He was a really nice thing. I was like, wow. They really. Yeah. They they did they put it in there. And you know, at the bottom at the end of the year, you know, to return was even though the market had been positive zip zero return for the entire year. And they're like, oh, man. Wait a minute hold their where where was your five percent? Then what we did is we looked at the growth percentage and the index growth percentage, and we're looking all of these numbers. And I said no name this stuff means they're like, no. And I said, that's that's precisely it. And a lotta times the advisers don't even know what the stuff means. So bottom line. What happened is I'm going through all of this has oh showing them that the rate of return was nowhere near what they thought that they were promised. And they said, well, we're the five percent come from. And I turn the page. I says right here if you look at the contract it actually set, and 'cause she she actually goes, well, wait a minute. Wait a minute. What's this page right here, and she had this page of this ship that said her account value one hundred twenty seven thousand dollars, and she said, what is that one hundred twenty seven six twenty eight they put one hundred thousand in at first, and as well, so you think about five percent of a hundred thousand five right five thousand and got five years that's twenty five thousand plus a little bit of compounding. And you get one hundred. Twenty seven thousand I said, so it looks like they gave you what you were promised. Right. And she goes. Yeah. And I said that's not what it is. Because it says here that it was your annual lifetime benefit amount. If you take an income is six thousand three hundred eighty one your income basis, one twenty seven so in English what that means is that they are looking at your account saying well, your account values one hundred twenty seven for your income writer, and we're going to give you six thousand three hundred dollars. Now that is the income that you get based on an account value with this insurance company one hundred twenty seven thousand dollars. Now, here's the here's the problem. This is what I did. I said let's go to another insurance company completely unrelated to this one. And let's look at how much money you would have to deposit with this other insurance company to get six thousand three hundred eighty one dollars, and they're like going holding their breath gone on. Now, what's he gonna show us? Answer eighty eight thousand dollars. So over five years, you would have had to have lost twelve percent of your money. To get this little amount of money. So in that sense. What was this? It was a complete. Fabrication of a number. I mean, I can't think of a better better. I was gonna say sham but. I don't I don't know. What else you call this? I would say it was good for the advisor. Well, it it is because the adviser's thinking hey, five percent rate of return. And I don't think I I don't know if they ever analyze it this this deeply, but did to me this is black and white you'd have to lose twelve thousand dollars. And I went to an insurance company that wasn't a great insurance company online. I just went to a broker that that you know, that they deal with many different companies, and they just throw a quote and their large commissions involved in that as well and still you would have had to LA lost twelve thousand or twelve percent of your money in this particular case in order to get that small amount of money out of it. So bottom line for me is this, you know, when somebody tells you you're going to get a rate of return that is above what markets pay anything that is above what Mark if you're gonna go to your Bank, and they're going to pay you. You know, if they're going to pay you more than the banker they pay you some more than some fixed income investment. Run. Don't don't walk because a either the insurance company executive is coming out with this product and putting this together in the actuaries. Putting this together are just woefully uneducated. I'm gonna tell you they're not they're really good with math or there's something misleading going on in the product design and new is, you know, people often say, I'll call you hate you hate all annuities down. There are times. When an annuity is the right answer for somebody. I had one the other day. We're looking at it. I was talking to this client. And I said, you know, here's the situation. Here's what we ought to do. We we shouldn't do it now. But maybe in the future, you might want to a new ties this part of your assets. Simply because of the fact that it will be a good source of income guarantee. But later on when they were in their eighties that made more sense for them. But you know, they're often recommended as an accumulation benefit or accumulation product. But they're typically. A really lousy accumulation product. But there are thought to be good because the insurance company is going to pay higher rates of return than the market. But realized that the insurance companies is simply taking your money. And then they're going to reinvest is someplace else if you can't invest in someplace and get a higher rate of return. How are they going to do it? There isn't any magic going on at the insurance company. The key thing to remember all link there..

Cape Schilder Lincoln Nobel prize LA ira Mark writer advisor executive five percent twelve percent one percent one hundred twenty seven thous ten percent two dollars
"schilder" Discussed on SuperTalk WTN 99.7

SuperTalk WTN 99.7

11:36 min | 2 years ago

"schilder" Discussed on SuperTalk WTN 99.7

"One guy said to me says, you know, I remember when we were able to buy guest ten gallons for a dollar. And there would be price wars to guy across the street would get on a ladder and paint an extra dollar and ninety nine cents. Then nuts. And I'm thinking to myself in you're making like sixteen dollars a week. Yeah. Yeah. Yeah. Well, so the ratio with stocks is sixteen to one goes back all the way in it's sometimes a little higher sometimes a little lower. And I was talking about how if you take the Cape Schilder numbers, and all this, you know, Nobel prize winning stuff back from a few years ago, you can actually smooth it out. So it is very very consistent when you take out growth in earnings due to economic cycles and stuff like that. But you know, when you look at it. It's interesting because earnings if it takes a dollar to live today, it's gonna take two dollars tomorrow in the future. It's going to take four dollars. It's going to take six dollars just gonna keep going going down in value. If you've never heard me explain why it's pretty logical. If if you think about it, the government wants a little bit of inflation, the reason being is that if we have inflation prices keep going up if prices are going to go up I will buy today rather than waiting future when something's going to be more expensive. And if is something now the government gets tax money now because the company gets earnings now and everybody has jobs now. So they're all. Of incentives to continue to have prices go up just a little bit. Now, it is the death knell of an economy if prices go down because if prices go down now we had a problem because people will put off purchases and then companies won't make profits today, and then governments won't get taxes now. And then all of a sudden you have this. Down in the economy. It's it's not good. So a little bit of inflation is is healthy. But here's the deal. If you look at CD rates, and you look at fixed income rates, you're dealing with interest rates of two percent one point. Yeah. If you're really really lucky if you lock up your money for a long period of time, you get two percent. But it's more like, you know, if you get a really good interest rate at your Bank, like one point five one point six right now and inflation the most recent numbers are anywhere between two and three two point nine was a recent number that was put out there. See you're losing money at about a percent or so plus per year in an interesting interview looking at what's your net interest or your real interest rate after inflation, it's negative you're losing money. So if we look at our stock prices sixteen for every dollar earnings tomorrow, it takes two dollars to buy what one dollar buys today. I said to him. I said, you know, what's the what's the ratio going to be? Well, if it's still sixteen one it's going to be blank. Two two so sixteen is two one as thirty two is to to the ratio is the same. He's like, that's really interesting. And I said, yeah, I said it's a great way to explain this concept to people because when they lock all their money and fixed investments, they do not have that ability to Alpes inflation in because they don't have the entity that is raising prices. So they come in here. And he says, you know, my wife got this the guaranteed five percent rate of return. I says take a look at and say, yeah. Here take a look at. So I'm going through and I'm looking at the contract, and I said well number one, they put money in different places. This is a Lincoln product that they actually had and they put some money into a fixed account. What's the interest rate one point three five will they remember? They said five percent when they walked in the door. This is what this was supposed to avert some like going. I'm still looking for the five percent. Some money wasn't an account that earns one point three five then I look for another account and. The other account was you know, really really it was tied to the S and P five hundred and they actually looked at it says monthly change with cap one point one, and I go this is says it's a monthly index cap. And they're like what was that mean? What that means? Well, here here's an example of what it means. And I showed them the chart that was in the product. Then folks, you can do this. If you got something like this. And you're wondering is this. What I have, you know, these indexed newest as is this what I've died you can go in there, and they'll typically have schedules telling you what your returns were first month return of the index was one point two five percent. They gave them one point one percent. That was it because it was capped at one point one the next month the s&p five hundred went up three point three two percent. They gave them one point one. Now when this product was what let me tell you. How people think they think I can get one percent of the market each month one point one, and well, there's twelve months in a year that's twelve little bit over twelve percent return. I'm okay with that. But they don't realize that's not how markets work markets move in fits and starts first month. They moved up one point two five which was pretty close next month. There was three point three. How much of that? Did they get one point one of it? Then the next month the market went up five point five seven how much did they get of that only one point one? So so far in our three month period in the year. The market went up ten percent. K ten percent one little bit over one plus a little bit over three plus a little bit over five equals ten percent. How much did they get one point one one point one one point one which is about three percent? Okay. Now next month, though. And here's what really sells people on this product the market went down four point five five. How much did they lose link point five five? Yeah. Exactly ira. So what happened is the market went up ten then it went down four. So they're net return should have been set Hicks loss. Right. What did they get be? My is they took all of the gain away, which was three point three one point one, plus one point one, plus one point one, and they took all of it away because the market went down four point five five where they end up with zero goose ache now for the rest of the year, and I pointed down to the bottom line. Oh, wait, a second in statements that I've looked at it would actually show the loss for the period was one point one percent. But you actually your contract was euro. Yeah. But they were honest with this one a whether it was a really nice thing. I was like, wow. They really. Yeah. They they did they put it in there. And you know, the bottom at the end of the year, you know, to return was even though the market had been positive zip. Ciro return for the entire year. And they're like, oh, man. Wait a minute hold their where where was your five percent? Then what we did is we looked at the growth percentage and index growth percent. And we're looking all of these numbers. And I said denoting this stuff means they're like, no. And I said, that's that's precisely it. And a lot of times the advisers don't even know what the stuff means. So bottom line wha-. What happened is I'm going through all of this as showing them that the rate of return was nowhere near what they thought that they were promised. And they said well worth the five percent come from. And I turn the page. I says right here if you look at the contract it actually set because she she actually goes, well, wait a minute. Wait a minute. What's this page right here? And she had this page of this shit said her account value was one hundred twenty seven thousand dollars. And she said what is that one hundred twenty seven six twenty eight they put one hundred thousand at first, and as we think about five percent of one hundred thousand five right five thousand and got five years twenty five thousand plus a little bit of compounding, and you get one hundred. Twenty seven thousand I said, so it looks like they gave you what you were promised. Right. And she goes. Yeah. And I said that's not what it is. Because it says here that it was your annual lifetime benefit amount. If you take an income is six thousand three hundred eighty one your income basis one twenty so in English what that means is that they are looking at your account saying well, your account values one hundred twenty seven for your income writer, and we're gonna give you six thousand three hundred dollars. Now that is the income that you get based on an account value with this insurance company of one hundred twenty seven thousand dollars. Now. Here's here's the problem. This is what I did. I said let's go to another insurance company completely unrelated to this one. And let's look at how much money you would have to deposit with this other insurance company to get six thousand three hundred eighty one dollars, and they're like going holding their breath gone on. Now, let's go to show us. Answer eighty eight thousand dollars. So over five years, you would have had to have lost twelve percent of your money. To get this little amount of money. So in essence, what was this? It was a complete. Fabrication of a number. I mean, I can't think of a better better. I was gonna say sham but. I don't know. I don't know. What else you call this? I say it was. Advisor. Well, it it is because the adviser's thinking hey, five percent rate of return. And I don't think I I don't know if they ever analyze it this this deeply, but did to me this is black and white you'd have to lose twelve thousand dollars. And I went to an insurance company that wasn't a great insurance company online. I just went to a broker that that you know, that they deal with many different companies, and they just throw it a quote and their large commissions involved in that as well and still you would have had lost twelve thousand or twelve percent of your money in this particular case in order to get that small amount of money out of it. So bottom line for me is this, you know, when somebody tells you you're going to get a rate of return that is above what markets pay anything that is above what Mark if you're going to go to your Bank, and they're going to pay you. If they're gonna pay you more than the banker, they pay you some more than some fixed income investment. Run. Don't don't walk because a either the insurance company executive is coming out with this product and putting this together and the actuaries putting this together are just wool woefully uneducated. I'm gonna tell you they're not they're really good with math. Or there is something misleading going on in the product design in new. It's you people often say, I'll call you hate you hate all new, and he's no I don't there are times. When an annuity is the right answer for somebody. I had one the other day we were looking at it. I was talking to this client. And I said, you know, here's the situation. Here's what we ought to do. We we shouldn't do it now. But maybe in the future, you might want to a new ties this part of your assets. Simply because of the fact that it will be a good source of income guarantee. But later on when they were in their eighties that made more sense for them. But you know, they're often recommended as an accumulation benefit or cumulation product. But they're. Typically, a really lousy accumulation product. But there are thought to be good because the insurance company is going to pay higher rates of return than the market. But realized that the insurance companies is simply taking your money, and then they're going to reinvest it someplace else if you can't invest in some place and get a higher rate of return. How are they going to do it? There isn't any magic going on at the insurance company. The key thing to remember all link there..

Cape Schilder Nobel prize Lincoln ira Hicks Ciro writer Advisor Mark executive five percent twelve percent one percent ten percent one hundred twenty seven thous
"schilder" Discussed on PRI's The World

PRI's The World

04:56 min | 2 years ago

"schilder" Discussed on PRI's The World

"I'm Marco werman and you're with the world where a co, production of the BBC World Service PRI and WG be h here in Boston. Here's a story. We're probably going to hear a lot about in the run up to the midterm elections next month. Another caravan of migrants heading north from Central America. Yes, we could after crossing from Honduras into Guatemala yesterday today, President Trump threatened to cut off aid to hunters. If the migrants continue their March, Guatemalan journalists, Luisa Sarda has been watching the progress of the caravan is heartbreaking to see that amount of people marching seeing praying with children and babies, and they'll repeal the gills walking and you see the shoes, the clothing is not appropriate to the weather conditions during the Ma. We have a lot of rainy seasons right now, so they went reach the Mexican border. I think on Sunday, and these will be a very huge crisis in the border. So they're on their way now to Guatemala City sixteen hundred marchers right. What what is the scene as they're walking along, they're walking. Along a highway. Last night they step in is key publicity, policies beat cdn near the border with less. There were around two thousand people on the park and Schilder, and then we work they. They were sleeping almost on the street. So the caravan started in San Pedro Soula in Honduras assembled russillo was once the the murder capital of the world, it's still a dangerous city. Why do the marchers say they're fleeing Honduras violence, gang violence and deal their pirate is they are with nothing, not having jobs, not having any money makes them very vulnerable. Yes. So fleeing poverty, we've heard a lot about that and the violence as well. I mean, there was a Honduran congressman Howdy Dixon who tweeted they are not seeking the American dream. They're fleeing the hunter a nightmare. So that certainly squares with the violence and the violent stories. We're hearing Louis, why are they doing this March this time of year? Why? Now it was round dome Deos gather people and begin to March. It is league. To seek asylum in the US even if you don't have papers. So people who present themselves at ports of entry are not violating any laws, how much do these migrants? No, that large segments of American society are not going to welcome them as far as I can see. Only feel of Dame know about asylum. The other ones I'd just marching to the border. I think they believe they can just enter the the countries. I don't think they are aware of the dissertation on the border vice President. Mike Pence told the president's in the region in Central America this week to stop migrants from fleeing north and President Trump is threatened to cut off aid, Honduras, but our leaders in the region able to stop these marchers as far as I can hear what I'm alleged, they are not doing anything to stop them because it's not possible. We don't have enough resources to stop them on him back to to the border with. That's because they are. There are a lot of. Families, a lot of children, a little alert people, and they are just crossing every road they can. The United States provides about one hundred seventy five million dollars in aid to Honduras. That was the last fiscal year if President Trump cut off that aid, what would that do to Honduras? Do you think, oh, it's going to be very, very bad for endorse economy. How would Guatemala feel if these Honduran migrants were to just stay in Guatemala? How would people feel about that? People are not happy with the US marchers here. There are of course a lot of people helping them and giving them food water medicine because they are just crossing the country. But if they wanna stay with no resources with no money, Justice, staying in the parks that he said, huge crisis minute, tiring crisis, Guatemala, journalists, Lewis, Louis Asada, keeping his eyes on nearly two thousand. Rondor and marchers who are moving through Guatemala. He's been speaking with us from Guatemala City Louis. Thank you. Thanks, you. There is a lot of uncertainty facing migrants who make it to the US Mexico border, especially families with children under the Trump administration's zero tolerance policy. Thousands of families have been separated at the border. In fact, according to a recent report by Amnesty, International, thousands, more families were separated and the government has previously disclosed, Brian Griffey is a researcher at Amnesty International..

Honduras Guatemala Trump United States President Guatemala City Guatemala City Louis Central America Louis Asada Marco werman vice President Luisa Sarda BBC Boston Ma Amnesty International Schilder San Pedro Soula Mike Pence Amnesty
"schilder" Discussed on KYW Newsradio 1060

KYW Newsradio 1060

02:20 min | 2 years ago

"schilder" Discussed on KYW Newsradio 1060

"Thirty eight the Missouri attorney general has filed a lawsuit against the company that owns the, buck the duck boat which sank on July nineteenth leaving seventeen people dead Missouri attorney general Josh Hawley alleges in a lawsuit filed late last, week that the Florida, based Ripley entertainment violated, state law meant to protect consumers from fraudulent business practices, the lawsuit claims, the company kept information from passengers about decades of notices of ongoing safety hazards that pose the president. And deadly danger to every person on the, duck, boat the. Lawsuit claims the, captain, was ordered to complete the lake portion of the Trip to avoid refunds to passengers and the captain did not tell passengers, to wear life jackets as the storm got. Worse I'm Bill Michaels a funeral has been, held in Chicago for six of attend Schilder killed. Last weekend when flames ripped through an apartment offering a sleepover party service. Remembered five siblings and a cousin the youngest, victim just three months old correspondent Bob Roberts reports emotions were high I some. Mortars flash gang signs that are TV cameramen was harassed and other photographers were told by a man and a gang had to, stop shooting in video, twenty minutes before, mass began, this fight broke out inside of Our Lady of church mourners still Cermak road, and down Whipple street before police squad screamed in to restore. Order place cleared the area once the hearses department Bob rubber CBS news Chicago the Pentagon is cutting millions in aid to Pakistan because the nation hasn't done enough to fight. Terrorism the Pentagon plans to withdraw three hundred million dollars in aid to Pakistan Accusing it of not taking decisive action to crack down on militants and the failure to. Support America South. Asia strategy that cut an aid needs congressional approval Pakistan says it's lost thousands of. Lives fighting home-grown militants however the US accuses it of collaborating with groups including the Taliban which. Crossed the border to attack Afghantistan Larry Miller CBS news if. You're hungry at. The game football fans have a lot of choices. This NFL season there are perogie gays in Pittsburgh crab role in San Francisco and a five pound burrito for, fans in Washington in Kansas. City you could try a chicken tenders sandwich with mayo made with the hottest pepper known demand the Carolina reaper but the fair in Phoenix may.

Pakistan Bob Roberts Pentagon CBS Chicago Missouri attorney Our Lady of church Ripley entertainment Josh Hawley Bill Michaels Asia president NFL Taliban football Florida Phoenix US
"schilder" Discussed on Alice @97.3

Alice @97.3

03:59 min | 2 years ago

"schilder" Discussed on Alice @97.3

"Markets it reminds me, of A little, warmer makes sense because That was produced by LA and baby face behind the. Sound of TLC So was because she sings in the song right did he make your switch over to. Cop because no? One, was going to buy it a, little white girl this John, Reid yeah but it actually worked for it put her on. The map but she. Decided she wanted to go and sing other stuff more poppy more rocky I'd actually I take it back because all of our albums have some element of RBM That was like that I would like strictly Anyway she was a good interview also the other interview. I always think about. It said Damon member I wasn't here from actually. Might have been with no name now that I think about it It was Dude Is did he drink absolute great. Interview he was. Listening he brought no name a six pack Well I think you guys were saying I wonder, if he has a six pack. I wonder if. He's cut and that's why he brought What movie was it. For the firstborn movie no women the first one right Before that was it No I, thought, it. Was like. Oh six all right so three early early on because Oh three Interviews. Lost forever everyone all. The everything everything's. Dot com, so, anyway anyway that was a. Good, one The only three that stand. In, the meal Shaun interview although I don't. Remember anything that happened. During that one. Up rep, Butler, no I don't remember that I never think about that again what a. Bitch, unbelievable she went away Out in alcohol doubt, at the, time wasn't she she came in though and I was just you know I was. Having a nice conversation with her, and I thought everything was going fine and then I asked her about I think I asked her and she just talked about it with Mark. Pit on mornings, onto just talked, about like her boob job or something I was, like so and I I? Don't even think it, was like, directly like how's your, boobs, or anything, but I was like, you know something about she goes. Well this just you know of this. I thought, we, were having fun, I thought we're having a good. Time I, go. Well if you're not you can. Go from walked? Out. All right bye I don't want you to. Be here if you don't wanna be. Yeah I've, seen, her a couple, of TV shows since then have. You seen, her Then maybe like the. Last three Schilder career Orange is the. New black I don't watch that show she she's been on some show over. The last three years. Or so the regular I remember. Our by, haven't watched all, of it, anyway so we're we'll try. To you know come down it's hump. Day that's always a fun day, rather tonight no. One cares, but may know I'll watch. It I'm like don't even bother talk about we don't want your pity is not pity after. I'll tell you, exactly where, how he. Goes it's, like math you know he's up people go why did you try because the hype Key for fifteen minutes like all right and the reservoirs I'm like what the happens. Every everybody else, tunes out, and use. That's the, one sitting there trying to follow along I bet that you guys put the effort in Don't worry but I just don't worry about it Again the after dark oh don't bother. With. That I trying to, don't bother, with that definitely I'm one hundred percent Honestly don't bother and just you. Know, when you wanna talk. About your stupid socialite stop all tune. Out. And not my head Wow.

Mark LA Damon John Shaun Reid Butler one hundred percent fifteen minutes three years
"schilder" Discussed on Skip and Shannon: Undisputed

Skip and Shannon: Undisputed

02:33 min | 2 years ago

"schilder" Discussed on Skip and Shannon: Undisputed

"Dick Durrani was in the bears coach, and then we all we all know the Greg Knapp stuff because he was constantly criticizing Greg naps play calling saying it was undoing him on the field. And then against Randy moss playing against rainy Boston, Minnesota, and Terrel just showed him up on the sideline, rant it up and down, blew up at him and his face. Okay. Because red was showing him up on the field. He was in just me a tweeted about this last night. As I watch. Randy moss call himself a super freak on NBC because he was a super free was to me. Randy moss would just another echelon up from Terrel in hands speed and just overall supreme confidence in who he was. And did the Randy have his off the field? Yes, he did. He had a whole bunch of all you. He was even worse off the field in some ways than Terrel, but then Terrel goes to Philly. I got the whole thing detailed here. He signs a seven year deal in Philly. And by the way, quick point on Ginny called Terrel. I'm sorry, Terrell Owens because everybody calls them trail. Yes, she did, but but everybody does that in Andy Reid called him Terrell Owens in their opening press conference. Terrel turn to him and said, no, it's Terrel coach, and that's when I knew they were going to have some issues. Everybody everybody says, but I'm just saying Andy redid that. Okay. The, he signed a seven year, a new contract, seven years. Forty, nine million and Shannon Sharpe. What happened? One training camp later. He wants a new deal. He's one seventh into the deal, and he just blows up a team that had won. You know, they have been there. The defending NFC champs that year. Remember the next year and they go six and ten because Terrel goes after Brad Schilder gets thrown out of a meeting. Then he went after Andy Reid, and he got thrown off the team and he winds up remember, he's he's somehow in his driveway doing curls and sit ups and complaining about the eagles. And they just they sent him home. I've never seen anything like it before and then of course, without piling on the cycle repeated in Dallas. Well, that's it. That's the essence of Terrel. He just he has a hard time being a teammate and now ultimately he doesn't wanna be your teammate. He will join the Altima team, which is the hall of fame, which I think is the ultimate validation of why it took three ballots for him to get in to three bells for Michael orvin to get it took three for Shannon Sharpe to get in. Okay. Holding up for a better deal to join this team. Let's get to things..

Terrel Randy moss Andy Reid Shannon Sharpe Terrell Owens Greg Knapp Philly Dick Durrani Minnesota Ginny NBC bears Boston Michael orvin NFC Brad Schilder Dallas eagles seven year
"schilder" Discussed on News Radio 810 WGY

News Radio 810 WGY

02:09 min | 2 years ago

"schilder" Discussed on News Radio 810 WGY

"Detectors undetected swat teams bomb sniffing dogs brought into Schenectady, today they check out a number of city and county buildings after vague threat was discovered on a note. City hall the county courthouse several other government. Buildings evacuated over a period, of a, couple of hours buildings were searched but Nothing dangerous was found a note was found on the avenue side of the Schenectady. County office. Building, and the contents of that note led to the evacuation, and search, all buildings and roads have been reopened CBS chief less Munoz won't face any, criminal charges in Los Angeles over a decades old sexual abuse case and acquaintance of Moonves went to the. Police in February to tell them about three incidents that happened in the eighties involving the CEO CBS prosecutors tell NBC, news at the statute of limitations has expired they're. Not, pursuing the case moon vez the, focus of a recently published article in which he's accused of inappropriate behavior and the CBS board of directors. Say there are looking for outside counsel to investigate WGN news time five oh five. Good update on Wall Street let's get the latest in. The Bloomberg market minute this Bloomberg market minute on WGN. Wise presented by Boucher financial group for CFP's one CPA, this is expertise. You can trust stocks advanced on hopes for dialing back of trade tensions. The Dow Jones, industrial Rose one. Hundred eight points or four tenths percent to twenty five thousand four fifteen the. NASDAQ gained forty two points or half a percent the s. and p. five hundred closed up thirteen points. Also half a percent the Federal Reserve opened its two day policy meeting Marc Chandler of Brown brothers Harriman is confident there will be no interest rate hike gradual mean it does not mean rate hike back to back meeting since the fed began. Raising rates in December twenty fifteen only readers rates whether the. Press conference scheduled Chandler is hoping the. Statement released by the fed tomorrow makes mention of some recent weakness in the housing sector the latest case Schilder report says that in may home prices in twenty big markets were up, six and, a half percent from may. Of last year the crude oil futures fell to. Sixty eight dollars and seventy six cents a barrel in New York today from.

CBS Schenectady Federal Reserve Marc Chandler Bloomberg WGN CEO Boucher financial NBC Schilder Munoz CFP Los Angeles New York Moonves Harriman
L.A prosecutors declined to pursue sex abuse charges against Moonves

Sean Hannity

02:09 min | 2 years ago

L.A prosecutors declined to pursue sex abuse charges against Moonves

"Detectors undetected swat teams bomb sniffing dogs brought into Schenectady, today they check out a number of city and county buildings after vague threat was discovered on a note. City hall the county courthouse several other government. Buildings evacuated over a period, of a, couple of hours buildings were searched but Nothing dangerous was found a note was found on the avenue side of the Schenectady. County office. Building, and the contents of that note led to the evacuation, and search, all buildings and roads have been reopened CBS chief less Munoz won't face any, criminal charges in Los Angeles over a decades old sexual abuse case and acquaintance of Moonves went to the. Police in February to tell them about three incidents that happened in the eighties involving the CEO CBS prosecutors tell NBC, news at the statute of limitations has expired they're. Not, pursuing the case moon vez the, focus of a recently published article in which he's accused of inappropriate behavior and the CBS board of directors. Say there are looking for outside counsel to investigate WGN news time five oh five. Good update on Wall Street let's get the latest in. The Bloomberg market minute this Bloomberg market minute on WGN. Wise presented by Boucher financial group for CFP's one CPA, this is expertise. You can trust stocks advanced on hopes for dialing back of trade tensions. The Dow Jones, industrial Rose one. Hundred eight points or four tenths percent to twenty five thousand four fifteen the. NASDAQ gained forty two points or half a percent the s. and p. five hundred closed up thirteen points. Also half a percent the Federal Reserve opened its two day policy meeting Marc Chandler of Brown brothers Harriman is confident there will be no interest rate hike gradual mean it does not mean rate hike back to back meeting since the fed began. Raising rates in December twenty fifteen only readers rates whether the. Press conference scheduled Chandler is hoping the. Statement released by the fed tomorrow makes mention of some recent weakness in the housing sector the latest case Schilder report says that in may home prices in twenty big markets were up, six and, a half percent from may. Of last year the crude oil futures fell to. Sixty eight dollars and seventy six cents a barrel in New York today from.

CBS Schenectady Federal Reserve Marc Chandler Bloomberg WGN CEO Boucher Financial NBC Schilder Munoz CFP Los Angeles New York Moonves Harriman
"schilder" Discussed on New Jersey 101.5

New Jersey 101.5

02:10 min | 2 years ago

"schilder" Discussed on New Jersey 101.5

"I'm not that stupid rick on route nine you're on new jersey one oh one point five i got you doing okay rick guys kinda stole my thunder about flour being explosive have you ever heard about like a dust explosion i can brain elevators and stuff like that that's the same thing that that that flower do and and and finally brown sugar like howard schilder smell again though for either flour sugar is it like the other guy was saying where it's got to be kind of surrounded by oxygen so therefore kind of like a like if you threw it up in the air and ignited it that's when it will ignite but not like in a pile the way you do it get yourself a small funnel impact the small end of the funnel with your flour recover and put it up to your lips and blow and blow it through a flame wow but don't do this inside outside you hear that oil i don't think i'm going to be blown any flower you need a funnel you need you need you need a lighter you need you need to blow your lips and you need and you need to check your insurance i'm gonna shake it out of the bag over the sink that's the way i'm gonna do it'll be airborne like this would be heirs dairy creamer and that worked by craig right okay thanks for your call this may be the last one you ever do i know when it started you never met for it to be anything more than like a one off but i'm a guy i know you say hey wild potato chips or flammable i wonder what else and thus it began all right if anybody else has any weird ideas for build a try to see if he could set them on fire in a controlled safe environment very one eight hundred two eight three one o one point five thirty now the latest new jersey news from nj one zero one five dot com the state attorney general has now ordered police.

rick craig howard schilder attorney
"schilder" Discussed on R U Talkin' R.E.M. Re: ME?

R U Talkin' R.E.M. Re: ME?

01:58 min | 2 years ago

"schilder" Discussed on R U Talkin' R.E.M. Re: ME?

"We usually we're like little steven and and bruce springsteen you hold the mic and then i go like this and speaking we're back back back over the shoulder boulder holders schilder vulgar holders i had a teacher mrs holder in eighth grade and we called her mrs over the shoulder boulder to her face what she think that terrible why what kid was i yes so go ahead and say hello to to all of your yeah i just wanted to say hello to my friends i wanted to say hello to my family i wanted to say hello to my fans and hey scott i wanted to say hello to you thank you so much look very very very nice welcome appreciate that you're very warm person thank you like like physically yeah i'm burning up you have a fever i'm worried about hundred and four if it gets two hundred five while we're doing the show please call an ambulance okay i definitely will hire temperatures ever supposed to go like what to one eleven one eleven is the top that's when you need to go to the hospital and i want you to call an ambulance but then tell them to hold off beyond the alert if one eleven this one goes up to one eleven that's a reference to spinal debt the movie that movie the movie not the band right welcome to the show this is we're talking about rem exclusively exclusively and by the way this episode we're going to be talking about shit i forgot the book i got the did you get the bill bring idiots on i've been reading it too much.

steven fever bruce springsteen
"schilder" Discussed on Newsradio 950 WWJ

Newsradio 950 WWJ

01:54 min | 3 years ago

"schilder" Discussed on Newsradio 950 WWJ

"Cbs thursday from the brains behind the big bang theory you understand that some people are going to be intimidated by you because of how smart you won't or mania recognize my in track make me very we yearold shelving coopers going to high school let the language you're not going to make it in the school if you can brand people laugh now they're breaking address coast i saw one boy with a teeshirt it said that's terrible young schilder thursday only cbs cbs thursday mostly was considered ringing children who serves waters unglamorous get ready for more the ghana one more way shomar more stars nobody has to die today in the new drama swat they saved the director and producer of fast and furiously going to reignite in a miracle alleged sometimes you go to care of those who can take care of themselves watt new drama cbs thursday wwl news time 548 it's time for traffic and weather together is checked every ten minutes on the and let's go to the roads here's dan exit 696 near farmington road is gone that's good news traffic slowing this great west 696 west of farmington road both directions beds matter of fact threw threw a look okay this report sponsored by exegen temporal scanner thermometer the east 96 local aids though read the southfield still at state police on the scene of an accident me best bit out eggs let me be a slippery sputter to this morning freezing up from a meltdown that we had in some frostiness to on the the cars this morning makes your clear windows hindes drive is opened this morning international crossings the usual ten fifty minutes across or a drivers of cars trucks probably a little bit longer a trip the airport till on 94 to seventy five looks good again the east ninety six local lanes were the exit is look at a rate at the southfield interchange and the right lane is blocked a bad cold and flu season is upon us.

Cbs ghana director southfield windows southfield interchange cbs producer cold flu ten fifty minutes ten minutes
"schilder" Discussed on KMOX News Radio 1120

KMOX News Radio 1120

01:44 min | 3 years ago

"schilder" Discussed on KMOX News Radio 1120

"The brains behind the big bang theory you understand that some people are going to be intimidated by you because of how smart you will or mania recognize my in tracking make me very dark sheldon coopers going to high school like the wearing the deck you're not going to make it in the school if you can brand people out there breaking the dress codes i saw one boy with a teeshirt said that's terrible young schilder thursday only cbs x kboi news time is five fifty well we've got another warning of wet roads and we've also got some reports of flurries out in st charles so let's see if that's impacting your drive to work this morning as we say good morning to captain roger brand in the steeple traffic center so far so good i referred or motorised right now on the road seeing in the issues on the highways pretty by traffic like you said though there is some white precipitation following maybe a snow or or rain or maybe a mix of the two but so right now good to go all watch it on bridges overpasses on an offer they could be a little more slick than the regular roads but to again not hearing any reports of problems of that nature either we have one accident with injuries on the clause on at sixty four but was who'll say included up at it was on the cause on not on eastbound sixty four westbound sixty four for that matter it's rolling through that area and so far so good downtown no yesterday we had an additional lane closed across the popular street bridge a westbound that left wing was shut down as you get through the split and slept meant there was only one language only getting through past the split it was a change they made us since last week that really gummed up the works for drivers yesterday morning it is made at a mess downtown hopefully it will be the case today we'll have to see right now there's light in a falling with arnaud delays westbound on the ah popular street bridge chamisa veterans bridge looks great says mckinley bridge so take your pick right now you're looking good uh through those areas obviously sap outfit value of a little bit of a.

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"schilder" Discussed on KMOX News Radio 1120

KMOX News Radio 1120

02:09 min | 3 years ago

"schilder" Discussed on KMOX News Radio 1120

"That's terrible young schilder thursday only cbs i was just at walgreens because i have a cold and needed to find relief fast do you know when the best time for a cold is never luckily walgreens is right around the corner to help me find the right relief fast brands like mucin next provide cough symptom relief and last 12 hours so when there's no time for a coal walgreens gets me in out and feeling better fast walgreens trusted since 1901 now with card select mucin ex products are twenty ninety nine through january 27th use this directive burns info when the nobel bmw tornadoes sports desk murray strumming here with you on the voice of st louis kamel kmox the s the blues maybe a week off was just what the doctor ordered for the note of course they came out the by week with two wins on the road you had him winning in toronto on tuesday and last night i had a nice going barrage in the second period with the birthday boy alex for transgender tops at bucks carlsson off the pocket of senators will clear it out transitional able to put it down on the ice and quickly feed it into civil all the far reptile would say happy birthday portraying gelo p ribs in the rebound after thompson blasted one on dole twonothing blues sat at own eye nikko's second period four one was the final the booze knocking off the ottawa senators and so the blues now come back home tomorrow night they will face the arizona coyotes this sunday two super bowl tickets up for grabs and it's the jacksonville jaguars taken on the new england patriots minnesota will face philadelphia in the two championship games you have a shaman nod grad waiting to see if he's going to get a bid to the nba allstar game bradley beal the washington wizards guard he is a possibly going to his first allstar game we'll see you'll find out next week some college basketball.

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"schilder" Discussed on KMOX News Radio 1120

KMOX News Radio 1120

01:46 min | 3 years ago

"schilder" Discussed on KMOX News Radio 1120

"On demand the harry's is we who go much smoother if you spend some time planning out your work social and personal projects first chore as something in the air is making people want aflou with you gemena your energy and creativity make this week a good one cancer take your time with that reading this week testing the waters will be a very good idea leo this is not your week to take a financial risk it will not end well virgoe expect to be read this week you may want to avoid some people in upper man arrested your are scopes are coming up soon cbs thursday from the brains behind the big bang theory you understand that some people are going to be intimidated by you because of how smart you won't or mania recognize my in tracking make me there we go sheldon coopers going to high school lent the lowering the debt you're not going to make it in the school if you can threaten people laugh now they're breaking redress coast i saw one boy with a teeshirt it said that's terrible young schilder thursday only cbs radiocom presents business growth expert jaber hit the name of the show is the ultimate entrepreneur this podcast is for anyone wanting to build the road business or career two choices media on prettier may relationship i believe you wanna becomes somewhat of a polarizing figure it means you have a better report a different point of view that distinguishes view the ultimate entrepreneur white choose either remarkable borish forgettable downloaded subscribe at the new radiocom app through fiber wednesday there are heroes i am oceanrescue lifeguard i live eat radio said i'm pretty much may for survivor healer some all probation officer job is rehabilitation fought when it comes to survivor you can't believe any.

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"schilder" Discussed on WINS 1010

WINS 1010

01:47 min | 3 years ago

"schilder" Discussed on WINS 1010

"The brains behind the big bang theory you understand that some people are going to be intimidated by you because of how smart you will or naming a recognize might interact can make me very their annual children coopers going to high school let the lang will die you're not going to make it in the school if you keep threaten people out now they're breaking the dress codes i saw one boy with a teeshirt it said that's terrible young schilder thursday only cbs two hundred thirty five people dead at least one hundred nine wounded after militants attacked assufi mosque in egypt's northern sinai region corresponding says the deadliest attack to take place in the sinai peninsula now we're getting more details about how this took place when worshippers were going to the mosque for their midday prayers that's when it two explosives at least two blew up when people tried to flee the mosque militants started firing on those people were also hearing that the militants set up a ambushes for the ambulances that were coming responding to this attack it's believed the area's local islamic state affiliate is responsible meanwhile president trump tweeting cool the world cannot tolerate terrorism we must defeat the militarily and discredit be extremist ideology that forms the basis of their existence uncork a new study says the islamic state is targetting western recruits with video suggesting they can be heroes like the bruce willis character in die hard the chicago product down security in threats facing some fourteen 100 such videos the last few years the group says the islamic state is targetting westerners with videos including step by step directors blueprints for her role extort tally president trump today speaking by phone with the president of turkey discussing regional issues in ties between their two.

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