20 Episode results for "San Fran"

Superbowl 2020 & XFL Preview

NFL Talking Heads

1:02:05 hr | 1 year ago

Superbowl 2020 & XFL Preview

"Welcome to the NFL talking heads fantasy football show here. I'm your host Jeff Carrier Seth Lol Yes it feels good to be back. It is your host Jeff Kerr he is set low. We are the NFL talking talking heads fantasy football podcast in the offseason set Bene- few weeks and so we have released an episode. Figured this is any as good time as any other super bowl is this weekend we're going to be highlighting. Our Super Bowl. Picks doing a little bit of preview in the Super Bowl. Some of our thoughts and we're gonNA cover a little bit of XFL stuff not really sure what. There is a breakdown but just kind of intrigued. That we have another league with Seth. You know a lot of names that we're familiar with none that are obviously very attractive but not needless to say if anyone had extremely good fantasy season or still needs more fantasy honesty I guess there's the XFL to potentially consider so set going to talk a little bit about that for anyone who is just tuning in for possibly the first time or hasn't checked in a while we will be around this off season so than I do play in Dynasty League. So if you need some analysis assists in the off season dynasty rookie drafts. We'll be here covering that. All offseason set. Let's get right into it. It's a super bowl will give me your you know. GimMe here's your number on one to ten on what's all right. We're looking for here. You Know Me. I'm so great with the my word usage but I'm thinking of like flashy exciting type of game right not that you think it's GonNa be close but when you think of like Tennessee versus Jacksonville. That's boring is not flashy doesn't sound fun. What how does this game stack up on on the flashy fund affair one through ten? I think this is. This is the best match up possible and we can disagree on. I you mean in terms of like in the final four correct correct. What Baltimore Yeah I think easily and top because a lot of people were saying Green Bay was the sexiest matchup mahomes Rogers? I just disagree. Because I don't think in Green Bay was overrated all year long. And I think Casey you know destroys always green bay in that matchup. Casey is much better version of green bay. Aaron Rodgers all right I just think San Fran I liked his match because you have San Fran ran with the defense and you have Casey with a high powered offense and this is the first time we've seen Green San Fran make this league. There are new team. Green Bay is yesterday's Day's news. We've seen Green Bay in the playoffs for years. So you know San Fran is the new the new face and you got PAT mahomes. WHO's on the come up in the the Super Bowl I so I think from from the standpoint of the exciting matchup and they didn't play during the regular season as well so I I like that? It's like that as well all right. Well just like a two old bickering couple here. We're right at it right where we picked off from the regular season. Seth has decided decided to not answer my question and then answer a different question. That didn't even ask. I didn't ask if it was the best combination of the final four teams. I'm I'm just saying in general if you could use all thirty two teams and a combination of whatever would have been the best barring conference if you thought that Seattle versus this is Pat Mahomes would have been the best with Tom Brady versus someone else would have been the best in a whole scale of ten being the best possible outcome of thirty two teams. Yes I think this is the I think I think this was the best. The only other one would be close. 'cause I San Fran was is consistently feeling into the season yes well bull or even before this started. We didn't know San Fran was going to be this juggernaut that they are today but it was. It was pretty clear after the first few weeks of the season San Fran from start to finish was the best team in the NFC. I want to see the best team. I want the best against the best and with the trouble. The New England has NC Baltimore San. Fran would close if they hadn't already played during the regular season. Listen to me. I'm not as interested in seeing a rematch. I WanNa see something I haven't seen before and I like the idea of how people all right so all right so I guess. I got more clarity clarity as I all right. So is that a ten. Then if that's the best possible matches at ten I mean this is a down I mean you tell me a better match up I can tell from the sound of it. You don't like my answer but who who do you. Who would you say? Well it's the match up. Give me a better one. No I think you made a good point. I thought at first you were like well out of the I thought you were thinking in the conference title teams and I wanted you to take a step back and be like if I had a dream scenario knowing how oh well these teams are playing out in dream scenario. You know maybe it was this person in this in this team but no it sounds like if you could hand selected the teams you know eight weeks ago this would to bend the match up so I think Baltimore. KCBI great matchup but they play the same conference so and with how bad New England was you know they were like a tale of two. Half is the season for New England and the problem with teams like Seattle and Green Bay. is they have great quarterbacks but the rest of teams aren't great Seattle's defense was bad Green Bay's defense was bad. They just seemed like flawed team. So I think this is the closest thing we have to two very very very good teams with with not many flaws laws. So that's why the match. I think it's a good match up. I think if I could have chose I think I would still went with green bay or why though this is why I don't give her. The people say this and I get the whole Rogers mahomes but to me. I don't think Roger's could keep up with homes. I know anything. I think you're right. Yeah I think you're right. I think the only reason I select San Fran is that it would be a better game but that's not really the topic of conversation station in reality. Green Bay could play so bad that it just turns into an ugly game but Casey's defense is not really like San Frans- in terms of a close close. Good game this is a much better match up in Green Bay but I. There's no way I can put even with San Fran being the best team in the League league all year maybe in both conferences most certainly in the NFC Probably in both conferences all year. I it you can't tell me that. They're that enjoyable to watch like that. Enjoyable I mean Jimmy Garoppolo through what one pass in the second half last two weeks ago in the conference drew one past dude. Yeah Sam Franken beat teams a bunch of different ways and I did. I've always felt this way. Oh San Fran. They can be super boring but Baluch who look at the two two teams. They play Green Bay Minnesota. Green Bay didn't even try in. Green Bay does lay down and died. So I don't really blame San Fran. They did what they had to do to be. Green Bay. Green Bay could not to stop the run to save their lives. So San Fran just ran the ROCK MINNESOTA That was kind of ugly game too. But I think Sam France capable in playing a more exciting citing brand of football like we saw against the New Orleans saints when they went to New Orleans and making him as a massive shootout. I I also Love The coaching style. Shanahan like I feel this through part of one of the reasons why I like San Fran. This game is I think they have the massive advantage at head coach. I think Kyle Shanahan is going to be creative. And I think we're going to see whether it's a trick play or onsite cake fake punt where we're going to see something in this game That's exciting this unpredictable component to due to San Frans- offense and they're not gonna Jimmy. Garoppolo is not gonNA throw for four hundred yards. Probably but I think they're. I think their offense offense is a little bit more explosive than people. Give it credit for. It's not yes. They run a lot and we'll talk about that a little bit But they're not like the the Tennessee. Titans just run downhill. You know. Hand the Rock. They run a bunch of different ways. They use deebo Samuel in these reverses. They use three different running backs which we always talk about how it annoys us but they run all the time but it still feels like they're they're not boring running running team. If that makes any sense I don't know they can play boring but I. I'm expecting this to be exciting. I'm expecting to be a very watchable. Exciting game all right. So let's let's get down to it then. Let's go ahead and make our predictions for the Super Bowl. God knows I feel like I'm going to be wrong. It definitely does feel like one of those tossup type of games seth. Let us know where you're going. I'm going to San Fran for a couple of reasons one Well first of all. I'm not really worry about Jimmy G.. Everybody says Oh we're G he's he's GonNa have a bad game you can't hang with mahomes. He doesn't need to not worry about Jimmy. I think you'll have a good game Coaching it is. I like San Fran Love Cow Shan I think they have the advantage there like I just mentioned second. They're going to be too much for Casey on. I think San Fran is the second team in the NFL in rushing yards only behind Baltimore. who had Lamar Lamar Jackson breaking all sorts of records? So you combine the fact San Fran runs the rock better than any team in the NFL. And Casey who is a bottom ten team and just about every single stat in terms of rush defense they were the second can worse than the NFL in average yards per carry their seventh in the NFL in total rushing yards allowed. It's obvious the way you be. Kansas City is on the ground their their defense really turned it on the second half the season in terms of their man-to-man defense and I think San Frans- matchup for them because of that so I think they're going going to run on Casey. I think they're going to control the clock and I think they'll make enough plays on defense To win the game so I'm expecting it to be a you know somewhere in the in the realm of a twenty four to twenty twenty four twenty three type game I agree with if you own the points for sure so a write in line there. I think that you know but I'm GonNa go with Kansas City and Pat Mahomes only because because of Pat Mahomes. I think anyone who chooses Kansas City. That's going to be their primary and really only really good reason because as you as you do you know you know put it put it very nicely was the couch. And he has a significantly better coach than any read. Even though he's a much younger coach he's a lot more creative he. He seems to make a lot less. Mistakes boneheaded mistake so I definitely agree the air if anything any read is a negative live to Pat Mahomes. I mean you. Don't start off down twenty four nothing against Houston and don't blame Porsche. A portion of that on the coach but at the end of the day. I'm going with the quarterback. I think most of these super bowls are one with the quarterback. And don't get me wrong. There's plenty of you know. Underdog ask type of Jimmy. Jesus capable quarterback. I agree with you there. Mahomes is Pat Mahomes. Thing Pat Pat. Mahomes this is Pat Mahomes as eh very accurate statement. But the other thing to note that I don't think a lot of people are paying enough attention to is that the kids. These defense has been playing in well. they've been playing a lot better more recently. They stopped the they thought the Derrick Henry train in they were the only only wants to do it. You know the the great defenses of New England in New England and in Baltimore didn't even come close to stopping Derrick Henry yet. Kansas City did so I I I think that's getting a little overlooked in if they can get Samphran outta their running game. I don't I'm not saying they can. But the clearly they stopped. Derrick Henry Henry you know I think they had the same capability of slowing down San Frans- offensive run game the same way that San Fran has has the same ability of slowing down Pat. mahomes which is which would make a close game edge to the quarterback. Yeah I think it's a little different different them gearing up stopping Derrick Henry when they knew all they had to do was stop. Derrick Henry whereas San Fran uses a lot of misdirection. They use multiple play. They got they do it more creatively the the most team. So I think it's Har- them to stop San Fran running the ball and I think like you mentioned the last two games. They got down big early. If that happens against San Fran. They're not coming back like he. San Fran is a different beast. This is in Tennessee. This isn't Houston. San Fran is to to well coached. They got a good defense. The waistband friends able to run the ball making timely plays in the passing game. You have I I just I. I don't think Casey can play with fire again against San Fran. They can knock it down by multiple scores early. I did is. They can't do that again so I think it'll be interesting to see how they come out. I also I also think that the way the the case in games like this like super bowl when there's a lot of like the jitters and there's a lot of Whatever you WANNA call it a lot of It's a big moment. These these defenses in running teams. Come out better early on then. These finesse passing teams like Casey. So if one all of these teams is going to get off to a slow start I would guess it would be the the chiefs the way they play. You know the the way. The game is the Super Bowl. I think these teams like San Fran. Dan It's more conducive to how they play in getting off to a good start combined without with the fact that Casey has trouble getting off to good starts anyways I I think it's GONNA be really crucial for the chiefs to get off to a good start in this game in the first quarter. I think it's GonNa be absolutely absolutely massive. Yeah I mean I think you're you're you're right that it's more conducive for Start Samphran also doesn't want to playing from behind so they better get off to a good start. This is the Super Bowl so these both of these teams are really good. We saw Kansas City. Who I don't they will have asthma? Success Against San Fran if they're in a similar position but we saw them them in the fourth quarter with an anti re team call five six seven eight runs practically in a row completely due Sunday. Only nine never seen any redo in my entire life. It feels like you know so. Kansas City has the ability to be. If any any re- doesn't screw it up any re- doesn't fumble the issue. There are the situation. They have the ability to run AMBI more balanced than they've ever a ban it just any read sometimes call game like that and I'm also I'm also really interested to see interested to see how Casey's receivers and their and their weapons to against San Fran because they just play Tennessee and Houston pretty soft defenses. I mean Tennessee was a solid defense. Houston extremely soft. They haven't played a team. Like like San Fran all season really And you got. Somebody got the tyreek Hill. The Sammy Watkins. The MECO Harman's the demarcus guests Robinson's through a little more finesse players. Fast shifty I think they're toughness is going to be tested. I like San Fran a lot in this game and the line opened at one and a half. I don't know what it is right now. You can probably look that up. I think I think that San Fran is the is the play here. Yeah well I I mean not only do they have a very capable quarterback they also have the defense so along with my statement of a lot of times. You do see the Best S. quarterback winning. There's a lot of times that really defenses will overcome offenses in the Super Bowl. So we saw that last year when the pats played the rams and that's the most clearest one most relevant one of recency so any other any other thoughts with the Super Bowl Seth you know you know maybe some any other thoughts capture the two thousand nine hundred season. I'm excited to see PAT. Mahomes was potentially win. He's type of person where it seems like he could win. Six or bowls people won't hate him versus like a Tom Brady for whatever reason I I. I don't know why say that but it's impossible not to love that guy. Yeah I think this is one of the least hype Super Bowls in in the last few years. It doesn't seem like there's as as much hype. Maybe it's because I live in New England and the Patriots have been a super bowl just about every year For the last few years but it seems like the Super Bowl is kind of flying under the radar and actually think that has a lot of good like what you said Pam homes in the Super Bowl which is awesome. I mean you watch Pat Mahomes in not love him. He's he's the best player pretty much sports sports to watch right now and then you have cal. I think there's GonNa be a played. I think there's GonNa be some sort of trick. Play like the onside kick in the Saints Colt Super Bowl forget what year that was or The phillies special some version of that. Where there's GonNa be a trick play and I I think the in the aftermath this game this games over the one of the big stories of the game is going to be how well Jimmy Garoppolo played? I think people are absolutely sleeping on Jimmy. Garoppolo I think that Jimmy Garoppolo will win suppo. MVP and San Fran is GonNa win. And and I'm just looking. I think it's GonNa be a great. I think it's going to be one of the better games You definitely better than last. This year's that's for sure. Yeah and on a non super bowl nope since there's been a few weeks we've recorded. But just the factor of Pam homes being in the in the super bowl having his first chance to win it at his young age. It's hard to get there and that was the first comment. I kind of made out loud to several double different people. Who were the Baltimore fans sports fans when it came to mark Jackson? It's like Lamar Jackson in Baltimore in a prime position to make the super bowl this year and no one could stop them for several months and then you know obviously they had a disappointing loss Austin the playoffs and that just goes to show how difficult it can be to make the playoffs and the Super Bowl. I mean so this is going to be a big one for Padma homeless because when you look at it on on the surface and say well he could be here next year. You could be here the afterwards but in reality. It's not that easy so it's also when you look at the rest of the AFC AFC. I'll I'll look at it like he's he's in a great spot to be in the running the ball every single year for the next like tiny I mean look at the AFC AFC with what happened in a wing. It looks like there at the end of their of their run in the only other team that that looks somewhat promising is Baltimore and yeah I think you and I both are in agreement that the you know in the off season teams are really gonNa Study Lamar Jackson. I think they're gonNA play him differently next year. I don't think Lamar Jackson has this kind of I don't think he's going to be able to to single Hanley Kerry Baltimore. There's going to be less margin for error for Lamar Jackson moving forward. And where are the other like you know Brady Brady had peyton manning you know Ben Rothlisberger I. I don't see the the obstacles they're going to be impact mahomes way outside of maybe Lamar on Jackson. Baltimore but you look around the AFC. I don't know where that rival is coming from. Yeah no you're you're absolutely right it. There really isn't much. There's other than Lamar Jackson at this current moment. Maybe Joe Borough in Cincinnati if that actually materializes into anything You know maybe to Shawn Shawn Watson. We're the only other only I mean if a bunch of teams that are cute like bought Buffalo's Cute Josh Allen there Tennessee team San Diego's is in New England situation like there are rivers back there so yeah Houston acute category too. Just because it's like a poorly run franchise poorly coached poorly coach. They're giving Bill Brian more and more power as he keeps trading away more and more picks and then I'm sick and tired of people using excuses under Shawn Watson his sacking the amount of sacks that guy takes takes times. He doesn't come big. I understand he was the most clutch quarterback in college. But this is the pros. We need to move on. He's he's. He's a good quarterback to really good quarterback and maybe some people will get some you just saying that but let's face facts. He's he needs to be performing better than he is in obviously would be helpful better coach. But let's talk a little bit seth about the you about the XFL. I'm going to rip off some rule changes here. I think that's one way maybe just kind of to see what we could. Maybe possibly expect potential changes in this league. I know it's going to be hard to gauge. How much you're GonNa Watch not watch but just what your let me ask you this? If you could have an this is going to start after the Super Bowl one week after super bowl so it kind of seems like we have football fatigue for the most part I know we kinda get back really quickly. We get like football stamina back really quickly but for myself Gulf. I'm okay with getting my Sundays back in having a life on one day of the week so I have a little bit of football for us. We do podcasts and we have to do everything that involves that so for me. It's tough to jump into another another league. But what would be best case scenario that you you think would be really good and ideal for the fact that there's another football professional leagues starting and I know it's hard to kind of quantify it because there's there's you know there's not too professional basketball leagues. There's not to professional hockey or baseball leagues. There's only one so it's hard to quantify but we'll be maybe best case scenario in your is to make this thing work and satisfy everyone involved in yourself. I mean obviously has entertaining. I it's not GonNa it's not gonNA rival the NFL. I don't think they're going to be able to compete with the NFL. I think it just has to be good TV. I mean I I mean how I feel about these other leagues and the XFL. I I just. I'm probably not going to be watching too much of it. I might check it out and it's really going to have to grab my attention the first time I watch it because there's so many other options I mean you have the. NFL is basically you know it's almost like a year round thing when you get the NFL draft the postseason the Super Bowl I'm a big basketball fan. I watch basketball. Oh yeah like. Netflix has a ton of options. That like this really has to be entertaining four. I I think the one thing that I would take from the or we'll be reason for turning into the. XFL is like if they have players you know like just off top my head like the the Johnny Manziel is the Cabernet T-boz and then get some of these players that didn't pan can out in the NFL but are high profile names or if this could be something where the it has to be recognizable names. I think that's the the biggest thing if there's players that you don't know it it's GonNa be tough to get people to tune in. I think that's what it comes. Down to. The game play can be exciting but ultimately family just like. If I'm if I'm watching a movie I want to watch a movie. That has somebody as an actor or actress that I that I know right or like a TV show. There has to be somebody that in the show or in the movie that that I I WANNA see. There has to be players. That are recognizable like I think was at Cartel Jones. That's former Ohio. State quarterback is is in the XFL. My I have that right there is a is a few I think that is the key to the XFL. They gotta get these players. That cleared aren't good enough the NFL like Johnny Manziel people. You know these players that people wanna see like the Tim Tebow Colin Kaepernick. He's polarizing figures and sports sports. They have to find a way to get them to play. So I think that's the biggest thing I think that's going to be definitely. Ah I think your analogy with the TV. Shows or movies is great with the actors. Now do we all love certain of you know. TV shows without the best actors of course but a lot of times you you hear about it through other people or becomes a trendy so obviously the qualities to be good for that to kind of happen someone could rise rise up who. We didn't know that we could get attached to. I know Cartel Jones was in there. I don't know a lot of people that really even create any really excitement including including cartel Jones. Of course you know Landry. Jones is in their Trent Richardson. You know those those types of people know nothing nothing exciting ally Rogers receiver on one of these teams. Yeah nothing onto the rosters right now. Look at the the court actually teams CBS K.. Nothing exciting right now. Of course and it's always going to be probably treated like a developmental. Tokyo league I mean I think one of the key areas that the expo could really potentially excel with player development or player you know attractiveness is getting those people out of college after their freshman or sophomore year. That can't go into the NFL. And I believe they have a rule where they can. They don't have to be three years out of out of high school. I that's that's an NFL rule. I don't think the NFL has that rule. So of course you someone would have to be paid a good amount of money. So there's a financial incentive there like Trevor Lawrence is not going to just leave Clemson for you know five hundred thousand dollars dollars. That probably is not enough money. But if you got offered you know ten or fifteen million for one year instead of playing a clemson now now we're cooking and I don't know what point you get you get to that point but in trouble Lawrence is one example. There's several people who go back to college because they have to. Because the you know aren't three years out of high school and I would almost like there to be like the extra affiliated with the NFL where you know these teams in the NFL. NFL could have you know essentially be like a minor league system or in the NBA. They had the The New England patriots. The Dallas cowboys are whoever could have their their affiliate team where you can have the rights of some of these players so you can see how they play you can bring them up from the XFL XFL roster onto the NFL roster. I think the XFL is my help is see what it means for coaches like do. NFL teams look to the XFL for the next you know under the radar. Coaching Higher Because I I don't think there's there's going to be like I don't think these players in the XFL the best players in the XFL are really gonNA raise too many eyebrows and get too many NFL opportunities. Because you know no you have plenty of the best players are going to come out of the draft you know in college but can the NFL looked at the XFL in terms of coaches. And find these you you know like Jay Jay Gruden came from the arena. Football League right Are there going to be teams that they look at the XFL and look at the best teams and say okay. There's a coach we're gonNA bring it. He's going to be a coordinator mean who knows. Yeah no absolutely Let's go over. Some of these rule changes ages. Give me a thumbs up thumbs down in terms of some of these changes. Let's talk about some of the kicking changes first and foremost so the kick offs offs essentially go to the thirty five yard line if it goes out of bounds or goes out of the end zone. And there's some things on here on how they line up and when they move or I'm not gonNA go into the minutia of that it's going to incentivize basically the return team to actually return the ball. Otherwise they get at the you know incentivise. The kicking team to make sure that it's returnable ball. Otherwise Return Team starts at thirty five yard line and then then I'll go with the pump one real quick just because you're both on kicking the punt is essentially you know I'm kind of reading this. There might be some other scenarios here but if you punt the ball where it goes out of bounds inside the teams thirty five yard line and goes out of bounds or out of the end zone. It's called what they're calling a major touchback and actually goes all the way out to the thirty five yard line so what they're trying to do is incentivize is going forward on down instead of this field position. Game of pinning people inside the ten yard line so your thoughts on those two rule changes. I Love Them. I like them both. I like the kicking one because one of my pet peeves in the. NFL is they've really tried to take kick returns. Earns completely out of the game for you know player health reasons or whatever and it's annoying because you see this buildup for one play that we know what's going to happen. The ball's coming to the twenty five yard kicked out the back of the endzone. Why is place the ball the twenty five yard line? Let's get the first play underway. It's just like a complete wasted play so I liked that better and you dome. You don't mean anything that encourages player teams to be more aggressive Gopher on fourth down as being one of the things you can do if you're aggressive. I'm always a fan of that. Okay and do then we have the extra point and because it see what you think here definitely quite different. There's no kicking an extra point you have to go for a one two or three point play and they're either done at a two yard line for one point five yard line for two points or ten yard line for three points. I did this. I love this because number one I extra point is completely pointless. It's just like the kickoff. It's a wasted play. I know they made it a little bit harder now so you do see. Some teams missed the extra point point whenever his annoys me. Because it seems fluky is like how can you not make the extra point if they make it. I'm just like okay. Great extra point so this involves in you know you have some conservative coaches. They'll say let's just the Cisco for the one point from from from the From what yard line is that again. The two is from the five year. The one point from the one point is from the two yard line nine and two points from the five and then and then threes ten. Yeah so I would. I would just like to see you know how many teams are actually going to go go for three points from the ten yard line. I it adds more strategy. And then if you're if you're down I it it obviously makes it easier for for comebacks as well. Well because you can score a touchdown tack on an extra three points. If you need the points in your at a deficit so I like that. I like it a lot to me right now. Teams never really see more teams over to now. They backed up the extra point a little bit. But it's still you don't you don't see teams for two very often in three points is is a is a game changer. Once you get that extra point I think I just be curious to see how many teams would be aggressive enough to go see how often teams would go for three. My guess is from the ten be too difficult unless you really really needed it. But I I mean between the one in the two and just having the ability to three you have a lot of creativity you have more strategy. I mean the. NFL has trouble enough filling going out. Thirty two qualified head coaches. So I can't imagine another set of a a coach's with when it comes down to strategy but that's what it's going to encourage courage though is be more creative create more creative plays when it comes from the two five or ten yard line so I like that a lot and the other thing that it does to though is like if your team and I'll use Arizona Zona for example how many times we see Arizona settle for a field goal inside the five yard line because they couldn't get in the end zone it when you have the option get one two or three three instead of just this. You know a seven points of the extra point or eight. With a two point conversion it's going to incentivize teams to pass up the field goal. So if I'm a team and I'm inside the twenty yard line and his fourth and two. I might not kick the field goal now because I might think to myself. Hey I'm just GONNA go for here on fourth down because I want to get the touchdown because then I can. I had the chance to get an additional three points on top of that so I think this would incentivize teams to to pay to pass is up just going for the field goal selling for the field goal and going for the bigger prize touchdown in the extra three points. I think this would be you know key in just changing aging that type of coaching behavior. Wherever you want to call it? So anything that makes the takes the makes teams coach culture play more aggressively. I'm all for Because they're going to be a lot of teams. We've seen this year that they went for like like Baltimore went for a ton on fourth down. Right they went for like almost all the time and fourth down there a lot of teams that go for two point conversions. A Lot. I think there would be teams. That would say whatever the analytic say. Let's go for three points. You know so I like it. I like that one a lot. This one is probably my favorite. I'm so curious to see if you think here. A double forward pass is allowed. So let me kind of give you a example of this. So you can intro one forward pass a lot of times when you see these trick plays in the NFL. You have to throw it behind the quarterback right so like someone's a quarter you you know June element with throw these sometimes a lot but he has a step back behind Tom Brady and execute that from behind it kind of gives the play tip tips your hand a little little bit. You can still do some other stuff and it's still creative and whatnot. But where he can't do is the running back. Can't be in shock gun or something like that. Take a pitch run out to the side as a bad example. But he can't catch a swing pass moving forward and dense. They'll throw it as as long as he's behind. The line of scrimmage all this has happened. Behind the line of scrimmage but the point is it doesn't you don't have to keep going backwards. Throw a backwards pass before forward award one so you could throw too so you can throw yup call it call it a call it a little flat running back pass where you still throwing it. Forward forward closer. To the line of scrimmage if you're in shotgun and then you can be in shock done you know about five yards. Behind the line of scrimmage and then the running back academic has the ability to keep running or wide receiver. Whoever it is yeah and then throw it again? Yeah I mean the key thing is it's it's behind the line of scrimmage I I think this is a great great will change because there. There's no reason why. If you're behind the line of scrimmage you shouldn't be able to throw the ball if you're behind lines image even catch the ball moon for or your behind line of scrimmage you should be able to throw it and this will be yet another thing that coaches could see keeping their bag of tricks. You'd see this as to be tougher for defenses to to to react to because you know you see New England run those plays with the Amendola or atom throwing the ball. And they're they have to be really really well-designed because a lot of times if you do that play once you see the receivers step back. That's a dead giveaway that they're going to be throwing the ball. You see this running backs when the the running back gets gets a pass and they like back up you can. It's a big indicator that they're going to throw the ball so this will just be a little harder for for defense. Is the the plan against to react to. And you'd see a lot of big plays because of this because it would just take awhile for defenses to adjust and you'd see you know defenders defenders rush the football and somebody streaking downfield. I think this would result in some big plays here and there okay. He's he's like big gimmicky rule. Changes these are very common sense. Practical rule changes that the NFL should should strongly consider center right. I know they're not they're not trying to change it into a gimmicky thing whereas like add. This doesn't this doesn't seem like football anymore. It's it's you know their whole thing thing was we're going to listen to what fans want and then go from there so these seem to make a Lotta sense wrapping up with time stuff here. I'm I'm trying to read through this as as kind of you know reading it off. But they're going to have instead of a forty second play clock that basically starts when the play ends ends what they're going to have a twenty five second play clock that starts wants to ball is spotted so you know first of all they they had to spot the ball. Then it's twenty five seconds versus forty five seconds after the last play one thing. I'm thinking there that I kind of like this one. It's shorter right but but to but to everyone gets the same time. Wants the balls place because how many times you see a pile of people someone's holding someone down now you try to run the two minute warning at the end of the game and someone's kind of doing something a little little sketchy on the field and your time is running while before the ball has has been spotted. Yeah I I like it. Ain't that also allows a lot of spikes right like you can run up to the the the clock so this is similar to to college right where or maybe. I'm thinking college once. The team wants to get a first down in college. Always the clock stops right until the ball is placed I don't know colleges. They also have a after the two minute warning in each chaff on the on plays at end in inbounds. The clock will stop Until until the ball has been spotted in five seconds run off the play clock so the clock will stop basically inside two minute warning and I think that's similar to college correct. I think so. I'm not the only animal call is when he when he had a first down. The clock stops its tops. The clock I don't know if that's after two minutes or if that's the the whole game but I mean I'm I'm fine that will change isn't like a big deal to me either way I I like it. I mean I I don't know why the NFL it's going to take the XFL L. pushing the NFL to implement some of these rule changes themselves and there are a lot of it kind of makes you think how many different tweaks the NFL l.. Could make that would be good though. It actually make a pretty big difference. The clock one. I I like it. I don't think it moves the needle as much for me as the The extra point one two three extra point options the the kickoffs the more. I think what you're going to see here though is in. Here's another one. One is the outside of the two minute warning. We're inside two minute warning. The ball is going to the the time is GONNA stop. That's going allow teams to have a better chance at kind of coming back with the clock stopping in those final two minutes outside of that however the the opposite happens where it's more of a be mindful of time the clock continues running even on incompletions and out out of bounds plays so that kind of keeps the motion of the game going. Yeah Yep I mean hey supply I yeah I like it and I think that covers most things there's some re replay rules in in Five commonsense roles one foot inbounds. Yeah go back and forth and that I do Kinda like the whole I mean I go back and forth because he sees some of these places I think we're so conditioned to watch the NFL endless holy. It's not a catch. They both eat in. You Watch College. And there are some the great catches and I'm like. Wow what's the the one foot rule because like that's a great catch and just because he didn't get two feet in like you'd like to see that be a catch and then uh of the Times the at one foot in it's like okay. He didn't it's almost like a kind of a gimmicky. Catch you know I think if they had the one foot rule it would be much this whole is the inbound inbound the whole replay. Thing would be much easier because all you're looking for is did he get one foot in bounds. How many times you see somebody catch the ball Paul and they drag the second foot and you can't tell if they're dragging it or not and it's it's much harder to to determine so I think I lean towards liking the one foot inbound rule like they have in college? I think I leaned towards a two foot actually I. I don't know why I think it's I don't think it really matters neither way. Just just set the rule and just follow the rule and then everyone can play by the same rules But being that it's more difficult. I always kind of liked that it was like a more. You had to be a little bit better than college. You get the two feet in that type of mentality Or what about. If you just had on touchdown catches which is used to get one foot in. I mean even something like even something like that would be better. Where okay? Maybe we won't one foot inbound catches all all the way up and down the field but if you if you make a great touchdown catch and you only get one foot in bounds like that should suffice. Yeah the last one I mean some of these are even less relevant than this but I guess it's kind of a point this out you know they're going to have a dedicated balls plotting official. WHO solely responsible for quickly spotting the ball in getting to the next play where the NFL has seven official system? We note with no single official. I could care less kind of care less but at the same time it's also like well. Why do they use seven people to do this job or why not add another person if the goal was to speed up the game? I don't know I don't know what to expect. I don't think that these people are players are good right because they couldn't make it to the NFL. And God knows there's a lot of people that hang around the NFL that shouldn't be playing. More are are bench riders. But but I'm definitely curious to see if it could actually be somewhat entertaining. We love football so much. And I'm never really been a big proponent of college football so are these people the some of these people are the cream of the crop of college and I always say that if if Clemson Played Alabama and Lsu and Ohio State and Michigan every single week and you made you know a power. A Europe League in England. If you made the Premier League in College I love this idea where you take off the top OP twenty five thirty. Whatever teams of the United States? They play each other the worst ones go out right. They drop off of the Premier the League for college and the big ones. Go Up what you get is you get all the good people playing all the good people and I get that. That's not gonNA happen whatever but if what we're doing here is taking these. These guys were really really good in college. Not Good enough for NFL. And I get to watch more call. It's you know Michigan Verses Oregon Win or Iowa or Lsu. I I don't watch college but usually these bigger teams put together some pretty good games. Yeah I like that rule to the concept at least I think that and plus you have these teams that just suck year after year. Then then okay then you don't get to be in the league like it's reserved for teams actually are trying to piece for someone that likes the NBA all the tanking NBA teams do like. I've always been a fan Dan of of that model I got. I got a real change for you. How about how about this one and this goes back to the whole team settling for field goals? We'll say inside the twenty twenty yard line so if you're and you could say maybe inside the ten is better but whatever what if you're inside the ten yard line and you electric electic field goal on fourth down. You're GONNA feel if you missed the field goal. It's negative three points so this would encourage teams to say okay. Why don't we put on our big boy pants and try and get the touchdown? We're near the red area instead of settling for this field goal like pansies. When if we miss this field goal in our idiot kicker Mrs this field goal we get negative three points? And it's a six point swing. Well I think I'd like it better if it was like negative one or something like that. I like like native native three. I mean southern. They do too. Yeah the only thing that you would do you would just you know 'cause everyone to go for it on fourth down and the the next thing you know you just you now you have a dry. That started the seven yard line and the team moves it to the fifty and then they can't go all ninety the three yards to finish it off. I mean three would be too much but I like the concept involves more Shatti anything that can involve more creativity and strategy tragic. I'm always afford. Yeah like there's there's a price as like if you WANNA be boring. His field goal here. Then there's going to be a price if you miss it. There's there's at least some sort of risk to it other than you. Just you know not getting three points you get your and get the negative one point will be big as NFC team miss tied. It's let's say it's fourteen and fourteen and they're like well we just WANNA get the lead right. You know fascinating when that be you miss it. Now you're behind by one point. Yeah I like the idea of something simple like one point because it could still be catastrophic. I mean it's still a four point swing. Yeah of course. Only Seth would call pudding points adding points to a scoreboard boring. Of course you know only you would accomplish that. Well well if if it was through its by by way of kicking a field goal. I think that is pretty so you don't think it's boring. If a team is on the five yard line and it's it's you know it's it's fourth and goal and instead of going for the touchdown you like. I guess it depends on the situation. If you are down by two points you phil goal especially it was the fourth quarter if it's tied to kick the field goal but it's like a lot of times teams will be down by multiple scores and they'll still kick the field goal and I don't I don't know I I would like I would like for teams if they elected. Field Goal and kicker misses it to get some sort of negative. I don't know I think it would just add a little bit bit extra shy. Play it safe here and kick the field goal or should I just go for. I don't know I think Glen for four thousand always exciting it is always more exciting than quote unquote game. The points it is and again I can only imagine with these really stellar brilliant coaches who can barely handle all time out and challenges in the. NFL what they would do with all these different rule concepts and their head would explode the amount of decisions they would have to make But but that's different discussion. Yeah McKee Magic Jason Garrett navigating his way through all these all these rules who who wish honestly do as a separate episode where we just come up with our own our own rules our own little changes which probably be riveting to listen to I'm sure super exciting. Yeah real quick. Set since we talk about the coaches. The coaching changes quickly. WRAP UP WITH A. Let's call it a hiring during grade and I don't know you tell me if you wanna put this on a scale or not because I don't really know who wasn't available but Josh mcdaniels sales did do an interview as far as I'm aware so it seemed pretty lacklustre this year in terms of the hires. But let's go ahead and let's give sets hiring grades of the off-season and let's first start off with. Let's see here. I want to end with both the giants and Carolina who were the other two teams at hire people is so bad I can remember all right. So Cleveland hired Kevin Stansky okay. We'll start with with that one. Yeah I I I'm GonNa go by surprise you I'm GonNa go see plus slash B minus. Why can't you just give me one answer? That's not give me I'll I'll go minus because I is this on a scales is why well I mean. He's not Freddie Kitchens so it looks like it'll be a clear upgrade now. He hasn't really proven anything in Minnesota lead to believe vet like he's he's this great offensive. Mind I'm also wondering why you're calling him that he's not pretty kitchen would make you think that well the difference is we know Freddie. Kitchens is bad. We don't know Kevin's fancies bad so I'm said C.. Plus like that might be more like. I don't know maybe a little too. There's also a complete unknown ed like those better than hiring retreads. So sorry about it I'M GONNA GO B minus but if we want around down to see plus I wish I would have no problem all right. We'll stick with the be plus for you I mean B- minds it's called nuance is called nuance. Okay it's not it's not always black and white All right all right. Let's head over to Dallas. Let's go ahead and head over to Dallas in the Mike McCarthy higher. It's the exact opposite. You just about retreads yet. This this is this is a C. minus and it's it's you know this is a borderline d. Plus they told me to say I'M GONNA say see minus not to to annoy now see minus because for a couple reasons I I hate the re. The retread hires Mike McCarthy earthy win the there. It's you can't teach an old dog new tricks. We know what Mike McCarthy is now maybe he brings a little bit more stability more consistency. But I don't know it seems like like Green Bay was was pretty inconsistent considering they had the best quarterback in the planet arguably in Aaron Rodgers so considering that his green bay teams were fairly early inconsistent But the big thing with with the Mike McCarthy higher that didn't like is I it's Dallas. You're supposedly America's team right. They should have been able to hire anybody anybody from the college level anybody any coordinator. They wanted like hiring. Mike McCarthy seemed like a lazy higher. I don't know how else to describe private so for that reason. I think he's still an upgrade or jason gear. I think it's a marginal upgrade but I think it's an upgrade so for that reason I would give him a C minus Because let's face it. It's kind of hard to hire somebody that you would say is worse than Jason Gharib But I'm going to say see minus. Yeah it didn't Super Bowl and that's the only reason that it's keeping easing upgrade the Garrett anyone super bowl that's the only reason he's clinging onto the letter grade. Okay so we got C. minus honest. Yeah this one was tough to swallow and a big surprise to your point. DALLAS BEING DALLAS. You're expecting something bigger. I mean even Mark Davis in his bowl. Oh cut drag Jon Gruden out of the booth which no one else can do. It doesn't matter about money because what's different giving someone sixty million versus one hundred millions forty million people. It's nothing but one person gotten. I'm not saying John Gruden's the best. I'm just saying that's going out and getting someone right like Mike McCarthy losses job in a high school kid just took over and got the number two seed and with thirteen and three into the NFC the conference championship game. The Jerry Jones Watch the NFL season this year. Because it doesn't seem like it moving on let's go with this not. There's one clear worst one. I thing down last. Let's go with Carolina Panthers and Matt Rule so I mean let me start by saying I know absolutely nothing about Matt rule because I don't really watch college football but in the track right it's a mixed track record when you win. Teams go to the college level to hire head coaches I'M GONNA go see plus I mean I'm GonNa go see plus because we don't really know much about him he certainly hasn't really proven a ton of the college level And I don't know how big an upgrade he is to Ron Rivera. I don't think it's a downgrade again again. I always favor the unknown. When it comes to these coaches? Because if he if he ends up being terrible they can just fire him and get somebody new like you know I so I'm always a fan ran into of taking a chance So but I'M GONNA I'm GonNa go see plus I think that's a good letter grade I think that's a good review analysis again and I don't know much about Matt rule either but I get it. He may have all a talented. Everyone else does but did he win his conference championship. I I don't didn't hear too much about Baylor aft until after. I heard that this guy you know got hired and this is someone who's oblivious college so I get it. He did good good the last two years but I don't know how many times we've tried someone out in college to jump straight to the pros and heads had success. It's going to be pretty slim pickings but but to your point. Let's be a little aggressive. Let's try something more creative and aggressive so I'll give them credit for that anything anything last on that no I I. I don't really read too much into. I don't care what his offense is in the in the in college because I feel like you know the these especially in the big twelve. No one plays defense. These games are always high scoring like. I don't know how how well that's going to necessarily translate just that alone. But but if he's if he's a good offensive mind and he's going to bring a new philosophy Carolina's kind of a fresher Culture Fresher coaching style. And that it can't hurt so that's why I'd see plus I'm always like In the Brian Floor is higher for Miami. Like I like these hires. Because you you don't know to expect they bring and his energy there's like a little bit swagger they bring to the table which like Mike McCarthy is an old tired like these these retread options. I this is can't stand with the PAT Shurmur higher the year for the giants like and I know we'll get to the giants at the end of this list. I'm guessing so who who your next well I. I'm I'm pretty sure there's only four. Write this off season so we have the giants and maybe surprise me we spit. It's enough is enough is enough yeah I mean. New England was new. England was bad. Terrible offensively this year. And it's not the Higher Josh mcdaniels which would be which at this point would be a questionable higher if they hire Josh mcdaniels. I'd say you know what he's had. Tom Brady his whole career. He build at the last second going to Indianapolis which is which is a little bit of a testament to his character. independ- ability and then he terrible shown by Josh mcdaniels year So I think it's it's safe to it's fair air to question. Is Josh mcdaniels really that good. And oh by the way. When I'm talking about Josh mcdaniels we're talking about this wide receivers coach for New England and I know oh he when he coached special teams to I? Well health care. He just started coaching wide receivers. That's the part that people don't even realize that he was originally feeling and last year was a special teams coordinator that turned into a a wide receivers coach when Chat O'Shea left with Brian. flurries this. So here's the wires. He was coach this year. Correct yes okay in their terroirs. Here's were terrible I I you get it. It's unfair to really hang that on his like hanging around his neck completely but at the same time it's not like you can use the Patriots y receivers as an example of why he he into a good job. Maybe you can't blame him entirely but he didn't make a huge impact clearly so I'm going to say f until that one was terrible because along along with the along with Dallas. You're the frigging giants. You are the freaking. You know New York football giants and you hired this guy who's got one year experience of coaching wide receivers. I mean that's the reason why I say it was this year because it's to me. It's more degrading. He had one year doing that. I know I it. It should be easier to the giants. Kinda like douse should be there in. During the New York market they should should be able to have a good history in. Let's face it they have saquon Barkley. You have your stud running back. Daniel Jones has saw rookie year. And you have Evan Ingram Sterling shammy sterling shepherd You mean like you have good much better offense to weapons and a lot of teams with a record like that that are in search of head coach have so they were in a prime position to find a head coach big maximize the town. They have at least on the offensive side of the ball and and they make a they make a higher. That's like extremely questionable. Yeah I on. Every level imaginable. Didn't like it's one thing when you have to pay Matt rule to come out of an extremely a good comfortable situation Baylor that he can succeed in for the foreseeable future. But you have. This guy was a special teams coordinator Hill. Leave for an extra sure penny. Why do you need to give him seven years? Sixty million I understand. They're billionaires have all the money to throw around the world but it to me it's just like put it as an f minus minus ernest. Because it's even more of a poor decision when you give a guy who's extremely questionable in terms of how much skill In coaching that he has then you have to give him the super long big contract on top of it. It'd be wondering if you'd like to know what this up and comer I like him. We're going to go ahead heading. Give them a two year five million per year ten million. Because that's going to you know ten times. His annual salary you dislike gave this guy stock from apple from nineteen seventy nine and got to cash it in an instant I mean are they crazy. Yeah I don't know why there's No why teams never trade for head coaches. I mean if your team if you're gonNA hire bums if you're gonNA hire these either either complete like I if you're gonNA hire these these bums these absolute scrubs like John Judge Is John Judge. Joe I John I think Joe Judge Okay I used to. I used to one of my former boss's name was John G get a mixed up So I mean why why does it seem trade for Mike like Mike. Tomlin like offer Pittsburgh or trade for my Tomlin. You know why doesn't a team I mean Sean. mcvay would be untouchable but like like peak herro for example like what why it wouldn't be exciting if you saw teams trae like draft picks or players or whatever for these coaches you know teams that for whatever we like the giants they cannot take coach. Three Egli at at before Shurmur was the coach for for Green Bay. The Mike McClure McCarthy. Coaching tree is absolutely killing it. By the way yeah no I completely agree. I mean the the last trade for head coach I remember in probably goes I mean and from being new in New England is when the Patriots traded for Bill Bell Check and they give Franken think first rounder. That would be cool. That'd be interesting For sure you like Mike Vrabel you telling me. The giants couldn't peel away. Mike variable from sweet Tennessee who still has a questionable quarterback situation that would be a likely candidate to pay Tennessee. An arm and a leg for in I don't know you know that'd be one name all right anyways good conversation exciting stuff. Hopefully it's a good super bowl we will check into the XFL you see what the hell happens there and we'll be back this off season breakdown some rookies Until then we're the NFL talking heads. Thanks for listening. Aw thanks so much for listening to this episode of the NFL Talking Heads Fantasy football podcast. Show try saying that. Three times. Your host Jeff carrier and Seth while we'll catch the next time.

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Episode #196: Minnie Ingersoll, I Do Believe That Innovation In Our Country Is The Huge Bright Spot

The Meb Faber Show

1:18:38 hr | 1 year ago

Episode #196: Minnie Ingersoll, I Do Believe That Innovation In Our Country Is The Huge Bright Spot

"Welcome to my favorite show where the focus is on helping you grow and preserve your wealth. Join us as we discussed the craft of investing and uncovered new and profitable ideas. All to help you grow wealthier and wiser better. Investing starts here. TABOR's the CO founder and chief investment for Cambridge Investment Management. Did IT industry regulations. He will not discuss any of camp response on this podcast. All opinions expressed by PODCASTS. Participants are solely their own opinions Indianapolis plus the opinion of Kimberly investment management or its affiliates for more information visit Kim reinvestments dot com gas listeners. It's twenty twenty dawn of a new decade. And that's hard to say today we've got a great show for you. Our guest is a partner at venture capital firm ten one ten and has also co host of the great L. A. Venture podcast. She is a long time. Silicon Valley product leader operations exact. She started her career as early product. Product Manager Google where she co founded the access team across functional Product Policy Engineering Team. That spun off Google Fiber. After eleven years Google she left the beginner own. Entrepreneurial Journey as a CO founder and CEO of shift an online marketplace for used cars. Today's episode we discussed ten one ten and venture capital investing we touch on the firm's focus on software and data and the growing BBC presence in La La Land we cover some of the criteria the emphasized when making investments and we even get into some companies the firm excited about including one that leverages to assist doctors. Please enjoy this episode with many Ingersoll. Welcome many ingersoll. Thanks to be here live and in person. LA LOCAL LA native. Yes wow well originally Colorado North Carolina Guy but but I see you also did a stop for a while in the bay area. Before transplanting down here when was the the move after high school no no back back down a year ago Gal okay so relatively recent that seems to be kind of a one way street recently a lot of San Fran. There used to be a little bit of a San Fran L. A. Rivalry Lori many years ago. Not so much but it seems to be a lot of immigration coming in. We'll get to all of this but you've had a lot of stops along the way we'll get to that but fellow podcast host. How's it going listening to a lot of the episodes guys doing a good job? I love cast against great. Good way for me to learn to your day. Job Venture capitalist. Tell me a little bit about your shop. Would he goes doing. Yeah sure so. I am at ten one ten. We are based here in La and we're early stage sort of seed stage investors into mostly so the Nerdier side of companies so software and data is our focus. And we. You know it's it's a great position to be in. We're often giving someone their first. A couple million dollars if someone who's been raising money from friends and family for a year getting product just in market but really needs a million or to head to the next level and we get to that first institutional money so traditionally that would be what people would call series as sort of. We're pretty serious because because it's funny because I've been I've been investing on in privates for about five years and I wish there was a common definition because what would use to be seed now now there's precede and extensions and series. ABCD anyway so you guys are Kinda pre series a it's it's really someone's raising a million and a half or two million dollars should just be what we talk about is how much money are they raising. And that should get them to the next step where they're gonNA raise eight million dollars so so your use taken down the whole chunk. Are you a part of a group house. Usually work yet either way. So you know one of the things I care about is listening to the market and listening to entrepreneurs and what are they need and a lot of entrepreneurs we talk doc do need someone to lead their round so we liked to lead rounds but we don't have to lead rounds so that might be that we are writing a seven hundred fifty K.. Check into a million and a half round so even an that could be a lead for us but we're not taking that whole rounds of it's a pulling together around with the entrepreneur and making it so they're in a good position to get to the next stage. Okay so you say you guys focus a little bit on data intact. It's funny 'cause I smile because I remember when some of the a crowd funding startup paroles going back. Many years Angel Angeles says they only do tech and then I see literally the stuff that comes across my desk. It's it's like Bra companies. You know soap companies. It's look you could probably say anything tack at this point. Tell me a little bit more about what you guys were. Actually actually you know looking for or investing in. Yeah no it's in her. Say I was just so on my interviewing. Somebody said what he really investing said. I want to invest invest in a company that I think I could run. which is an interesting so if you are abroad company? I don't think I could run that. I don't really know how to launch a direct to consumer Moore brand. It's not my strength. So we tend to invest in companies that resemble companies that we have built before so my fund were all founders of companies that have been in software and data so oh we like to fund things that we feel like we understand not that I could run not that I want to run but they can be some value. ADDS that entrepreneurs so my background's in in computer science I've been product manager for many years. I like to get involved with. There's a real piece of like product market fit to figure out that's kind of a nice place to be in. I mean for me is like the the really early stage seed stuff where it's just like a dream in an idea seems so hard you know once once you start to see a little a bit of a product and traction all right talk to me how to you guys go about sourcing and finding these deals is a people just Listening to the met favorite. Show going to send you a email l. and that's that do you guys do it through traditional. VC's where it's just your network. How do you go about finding these? Yeah no I think it's the former. I really think that everyone who listens to show. She just send immigrate companies deal conduct envoy. And they're great Netflix. I mean there is a lot of is a deluge of companies constantly. Okay and actually gotten really good you can throw my email there no problem because it's just a it is a constant dealers of things you know. The first screen is just. Is this approximately right bridges. I get a ton of people who raising ten million dollars for a drive to consumer broad company which is like pretty clearly not what we do so I mean a a lot of it is our backgrounds and sort of people know us and know us for certain things and so my partner Gil Elba's. He started parted company. Applied semantics built add sense and then he ran Google's. La Office for many years. So many of the product managers engineers who used to work for Gill. Let's say then think I'm GonNa Start a company. They think who do I know in. VC They think I remember the Gill is a VC ten. So that's kind of a common thing but that's sort of implies that someone knows us was an engineer. Google and certainly we get tons of interesting companies that we fund that are actually much further afield and we liked like that so one of the things we like is actually big industries that are right for disruption because they haven't had tech before and so I'm looking at a trucking company out of Nebraska. Right right now or it's not really tracking company but it's tech for trucking company and so those come to us in different manners when I actually met I guess sort of through an accelerator. My my grandfather on my dad's side was actually a truck driver out of Nebraska. My old man grew up on a on a farm when they moved into town was like one one hundred people so if you ever come across Holstein Nebraska. It's a tiny town in the most people in Rask of never even heard of outside hastings. If you're due due diligence you see the sign for for it. You'll know that's that's where Part of my family comes from so okay. Where do you guys stand in the whole allocation process because I know so you guys have been around the VCE shop been around for like five six years you you joined about a year ago? y'All have invested in thirty forty companies A little bit more than that but but yes order to totally right which is so. We had a fun. One that was started in two thousand. Thirteen vintage doesn't thirteen fourteen. And then we raised a fun too and I was in the lucky position which is a nice position to be in which I got to come in when fun too was just being deployed and so we're now about fifty percent deployed deployed from fun too and we're GONNA kick off fundraising for fun three. Sam Did you guys get upset or it was to say. Do you just kinda smile okay. Didn't Travis Oh yeah good come over the name it's it's pretty close the all's name. What's the name of his new fun? I think it's ten to one hundred or some I'm paying one ten totally fair. I was laughing. I don't think that's the same no different from Travis. I think in many different way in many ways. Okay let's let's stay on kind of themes on what you guys are looking for industries. Maybe get a little more specific as you. Can you mentioned trucking. How do you sort of funnel down what what comes across your desk? As data and tech is such a wide funnel or filter. Are there any areas that you think in particular are y'all's focus focus or is it something that you're pretty open to just about anything. It depends which access to go on to some degree so one ax is like I know that one of my partners if there's it's an interesting proprietary data set involved something that's built up over time let's say or or aggregated from multiple sources. He gets excited. This is Gil. He's been a lot of time with data sets and proprietary data. He will get excited about anything like that. So if anything comes across the transom like that I noticed that it to him because I know it's just got a higher likelihood ahead of getting him excited. How does he even come across those? I mean it's funny because you know we're a public investor and my pin tweet for the longest time because I get this question every every single day as people would email me mab where I go to find global valuation historical for stock markets around the world. And there's about a dozen sources uses listeners wider to the show notes but every single day someone would ask me and so there's all sorts of different sources different looking. You know cousins of each other but the people are certainly always on the lookout for unique and to me. That's not even unique. When that's one that just you got to kind of dig for how rare these days? How hard is it and then how? How often is it that it's not public that it's totally proprietary? Gets it seems like it'd be kind of the the gold at the end of the rainbow. Almost almost. How public is it like the Gill is the person to reach out to just like how does even find these like the people will say? Okay Gill Man I got well. I think they're okay so there's kind of two the different sorts of VC's. I think I think people are sort of more inbound and outbound rights and there are some shops that have a particular thesis and they think that the agriculture business is ripe for disruption and therefore they're going to figure out who's solving that problem and then there's I think a majority of who are much more open to entrepreneurs talk coming to us and telling US I've spent eighteen years in the trucking business. There's an opportunity here and help. Educate us about the opportunity. We're much more of that ladder. Sort which is if someone comes to us but you know one thing that would be common and I did this when I was running my company which is I was running an online marketplace. And so I wanted to know okay. Who has thought about online marketplaces which investors have done a lot of investing in online marketplaces is two thousand thirteen? So it wasn't quite the these he wasn't quite as exploded it as it is now but so someone who has invested in satellite data companies. Or you know who has invested in location data companies and so then. The look at Descartes Carte labs is in our portfolio and they have satellite data for agriculture. So then you're building something sort of similar. You've got drones and you're using drones to predict traffic patterns. Well you can in kind of Co an investor who liked descartes might also like my my drones for traffic patterns the You know it's funny so building off what I saw about earliest. My Dad's side is we we come from a farming family and so we still do. We actually just had Milo harvest recently but manage Some farmland western Kansas which is really an incredible asset class. It's almost impossible to allocate to. It's almost like ninety five percent private and not private being institutions but sort of individuals and families families with despite that being one of the largest asset classes than world that is Kinda uncoordinated anyway. But it's funny because it still. I mean it's it's getting a lot. More tech focused August tractors and everything. But still I look at it and I'll go out to Kansas. Say how're people even involved in this at all it's like all rose. It's all just like a huge huge grid like you can see in probably five ten years this is going to be like almost completely automated right anyway. So it's a it's an area that I'm sure tactic there's a there's a ton of disruption going on but but also with prices so low it's not hasn't been a great Investment for the best three or four years careers and and I don't know about exactly as an investment in the agriculture as an asset class but you can easily imagine that increasing crop yields by five fifteen percents can have a huge impact. And I'm a believer in space is the next frontier unlike but not like space travel although that's interesting as well but more or like using drones using satellites. All of what we can do with that information can really affect the decisions. Traditional industries are making sure like I mean even just like the plot of quarter of land. There's like some hot spots that a satellite or you could see from above that. Historically you just say well we're not GONNA as much either anyway anyway so talk a little bit about Maybe feel free to use examples the past year. You can't evolved into the pool. Full interviews see any particular our companies you guys have invested in over the past year. Anything that you're particularly excited about Jimmy. I can tell you about a couple that I've sort of led the investment on because those are always exciting so I did one recently. I hope I'm going to do it. Justice it's called strategy. And this is building it static pages for for your for your wordpress website so over a third of the Internet is hosted on wordpress and growing so everyone is using wordpress. But it's bloated. It's got all. These plug begins increasingly insecure. So open to hacking and slow. And I'm not talking about just your personal blog. I mean you know USA Today. Google uses wordpress impress So there's this other trend which is to have static pages so listeners. What does that mean just a page of text essentially and so that can load really quickly? You can't hack static page hosted on a content delivery network. So she's got this great. She's she and her. Ah The two CO founders. They're building this tool that allows you to convert your wordpress site into a static page but still use the word press front end. So that if you've got a large marketing department Hartman you don't have to give up what you know whereas now we have the ten when ten web page is a static page but you have to have a developer or someone who can program in order to make those changes so she's Kinda got the best both things there but then her. CTO is the person who invented PHP. which is the programming? Language that wordpress is written written in. And so he's been his whole career working on making the web faster so I think it sounds like a small things to be able to compile compile your wordpress site but it's actually an interesting technical challenge and I think they're the perfect team so what I'm looking for is not just. Do I believe in the trends but also do. I believe that this is the right team to solve that problem. And how do you determine that like I. You know I'm a quant right. So a lot of this stuff stuff for me is a little squishy and I find it harder often more obvious. In retrospect but what what are you looking for when you say the right team like is it that they have a background. They're passionate. What yeah I mean my previous lessons of what I have done? The past fight couple decades is just scale companies. And when you're scaling companies what you're doing is interviewing people all day so I think my title I know my title was CEO at both my previous roles roles. But actually I would just just recruiting. And so I think it's a similar sort of challenge to hiring people like there isn't enough traction. At the Steve's I'm investing in Dan it's not really a spreadsheet thing it is really the people need to be able to sell me on their vision like explain the trends to me the macro trends that are coming together so they need to sell me but they're going to need to sell future rounds of funding. They're going to need to sell all their future. Hires because I want this team to go from seven people to two hundred people's they need you'd be able to bring on people and they're going to need to sell customer so that ability to explain the vision which the CEO. Miriam is fantastic at selling. That vision is one of the big things. I'm looking for sticking his company for a second. How does this monetize is something that they sell like a like a Saas model or they're selling to the end user or is it only enterprise like how does it end up working? Some of it's early enough that some of the thing that we will be working on together is just what what what are the best channels and so they have lots of customers. Who are on their wait? Lists and eager for this but making sure those are the right customers right and so generally. This is replacing. Sing your hosting provider. So people are used to paying for their website to be hosted and this would replace that subscription so you could say they just price it exactly the same and go through similar channels or there are different creative things you can do. She could be selling into agencies who maintain produce these websites websites on behalf of but thinking through different channels and testing those and deciding which tests and how much resources to put them is still some of the art socially we go to wordpress blog. We we I I A couple of my favorites We've got a couple of buddies who still have listeners. Know these guys but jake economic and and Swath Dumb Daren in why you professor both still have the old school like blog spot but it's like the original theme from two two thousand and six or whatever it is and they refused to change in it's such a great relic were version. I Dunno ten point. Oh my blog spot I keep teasha. Keep Alan my But I remember because I was at Google when we acquired blogger site. I have those t shirts proudly still in rotation they could probably find someone ebay somewhere by the way ebays. I'm listening a cooler on ebay right now. This is totally unrelated to anything but it is the godawful worst experience. There's a a couple of these legacy old school multibillion dollar companies that are ripe for an. I'm sure there is some unrelated. Just had to throw that in okay. So what other companies in the last year and the others that come to mind that you're particularly excited about or good examples kind of how y'all think. Yeah although I could have picked up on a on a thing about Ebay yeah baby you look at all the things that have been picked off of the Ebay and craigslist and so the coming. I've been running for. The past number of years is an online marketplace for used cars and the whole idea being being. We spent a lot of time to think through how centralized versus decentralized a marketplace. Do you want to build and and you get to ebay which is very decentralized. And there's no there's no guarantees of anything in terms of your experience or the shipping or anything else right and so and yet building very centralized marketplace where we're doing the pricing thing and we're doing. The customer support is much harder proposition. But I think it's an interesting change in our whole economy essentially having marketplaces and peer to peer your marketplaces and and I haven't formalized my thoughts enough to know exactly. What are the implications for society? Things that have changed into this peer to peer marketplaces. Here's here's a good example and this is something that listeners will probably start signing hearing me talk about but there's been this trend of essentially essentially securitising or standardizing items. So you mentioned. There's a lot of sites now we look. I WANNA sell my iphone X.. Like go go on to Gazelle or any of these in. There's like a very specific price which is great you know and then and then vice versa if you're buying or selling something but then there's the ninety five percent of products that that you know. It's still a mess. Why doesn't exist as site? It's almost like a consignment clearinghouse. We like look trying to do this in my closet the other day I was like I have all these old clothes. I'm not going to list them on an even notices embarrassing posh Mark Threat Apt Greta up or whatever and I was like i WanNa mail them all into someone. I'll give them. I don't know half the value. Just you sell them or donate whatever information I know there is for threat up on for women for men. There's nothing like that. At least I could find but it'd be cool if there was a and there are some areas of the world where this is happened. We had on the podcast longtime ago. Van Simmons One of my favorites. Who helped to invent the grading for baseball cards and comics comics? So you know you're GONNA buy Superman one here's the rating so you know exactly what you're getting in so many others world. It doesn't seem like anyone solve this. There was a company I saw recently. That's Kinda doing it. Called remove base out of San Francisco men if you want to be an entrepreneur and nightmare entrepreneur is the the problem is it's a nightmare. It's the worst I'm starting to get some grey hairs. Now losing my hair bags under my eyes been doing this ten years. Here's but being A. VC is kind of like being on. I mean people think it's an easy job and many standpoints because you hold the keys but it's still you're running a entrepreneurial company oh absolutely I mean we. The Fun thing is that there's really five of us. The as I said I have two partners. But we're a small team and we're in L. A. L. as big so I'll go and I'll sit in the corner of one of our portfolio companies because our portfolio companies. Some of them have three hundred people and they have a couple of floors in some space. So I'll go in kind of sit in the corner and asked US coffee machine from time to time because like we're as a startup I mean we're a startup visa. Fun We're still squatting around town so it definitely still has all that entrepreneurial Hessel which I like so yeah. It's funny because the back in the day ten years ago I used to be like. Yeah I WANNA start that idea and then having been through this a few times. I'm like no I just want someone else to do it. So if you find anyone working on anything like that keep us in mind. Because I think that's a problem a problem to solve. I can tell you about another. You started that it was. It was a little tangent on the on the Ebay side of John. Spencer I can tell you about other companies that are really exciting. We invested in pretty. The early company called probably genetic that is it's really direct to consumer which is not our user it's a direct to consumer genetic tests for targeting parents parents with autistic children and the founders are these incredibly knowledgeable about bio informatics and have a passion around rare genetic diseases and it takes and I'm going to forget the number but it takes on average like seven years for someone to find out that they've actually got one of these rare genetic diseases and yet nowadays with what we can do with genetic medic testing. It's possible to find that out much sooner and avoid a lot of pain and frustration is earned enough sort of information and markers is available today in this from someone who doesn't know in two thousand twenty to kind of give you insight into that information. Yeah I mean it depends which part you're asking so one can you diagnose it with a genetic test yes you actually. Don't need a full genome sequence. You can do the Xm sequencing which is what they're doing and to you can and start with saying we're GONNA do some number of the most common rare genetic diseases to then the other part of the question. Which I think is another interesting question which is and then? Let's say you're diagnosed. Does that help kind of like so green now. You know you've got something and the answer is it does. And so especially the reason. They're starting with autism. Children recently. Diagnosed is because you will spend years as a parent trying to help your child learn to speak when if you knew that the chances this is our one in a million that your child is going to develop proper speech you might avoid some of the pain of going through years of that sort of therapy so or you might change your profile. I'm not at the best example but there's a variety of your your treatment protocol changes. And so how does the company setup is it pure genetic task do they then connect to providers. Here's what's the what's the model for the company where they yes there. There live if anyone would like to check out probably genetic I think it's probably genetic dot com and it is a variety of partnerships ownerships. They're not doing the sequencing themselves which is increasingly becoming a commodity and even the bioinformatics piece. The ones the ones the sequencing has happened there. Actually outsourcing atfer now but I think they might bring that in house but you know again early days startup style. So it's really around helping. It's almost more around helping parents navigate this because there isn't a process right now. Where if you went to your physician you have the best physician? You've got some top university physician. It's not easy Z.. To know how to then order genetic the right test and get that back and right now usually still cost thousands and thousands of dollars whereas actually if you have an autistic it diagnosis. Your insurance will likely cover it in eighty percent of the time. So there's a variety things they've just made it much easier and ended some about that. But it's really about the passion of these individuals were I truly believe that Lucas. WHO's the CEO? If he weren't doing this he would still be doing that. It's like something like that. Like he has a passion around solving connect diseases. Well there's so much going on that space I mean. I'd studied genetics back in college. Probably before my crew path diverge but it's been super super interesting to see it develop the a lot of the companies nowadays the ancestry in the twenty three and me. And we've always. I've always wondered why if fire was a competitor to twenty-three me Phi was a billionaire I would say why wouldn't we just do this but have the test be completely free. Because they're not like one hundred bucks or something and and then just try to build the world's largest database a medical information anyway. But you're starting to have all this information but it's sort of this critical juncture where it's it's still a lot of it some of it's useful but some of it. It's unclear so I saw a start up the other day. This doing really well. It's targeting like the microbiome and they sequenced and then they prescribe some probiotics but it was weird because it's unclear if it seems like the sciences there for your. You're the diagnosis right but the prescription. Well this kind of goes to my point about you were saying it's kind of squishy. It is kind of squishy so what I WANNA do is back someone who has a PhD in Bioinformatics X. Who is knows? Actually what is State of the art and so a lot of what I what you at the stage that we're investing in. It is still the squishy stuff stuff. which is this person? The person who knows exactly what is possible and is going to be able to understand the and execute so that's the other piece by some people are great raided. Sally you also need to couple that with the ability to execute is y'all shop setup as one where all right so let's say this company or another one search growing does well do guys than lead fallen lowndes rounds you handed off or do you on the board or you involve house. Work depends a lot of times James. We're kind of agnostic about taking board seat. Because one of our main goals has helped them get to their next milestones and at some point they've outgrown our our need and also will then have other portfolio companies. Who are back needing our help? And so you know at this point if a company if it's coming to a vote of the board award it that is a very bad sign that we shouldn't be at the point like these are small companies and I might be having weekly meetings with my companies when they're really going through like AAC busy you know product launches that sort of thing and so you know my influence should not be determined by whether or not I have a board seat at this so it's not super important. What's important to me is that I have have a good relationship and feel like we're actually able to add value and yeah the boards? Sometimes we take him sometimes so I am on the board of strategy. I'm not I'm probably genetic that cool give you one more spot any more companies that Cross your brain another local L. A. One is health tensor so health tensor is is like an assistant for doctors helping them pull out diagnoses and write their notes. Essentially which doctors find this tool that team that's built it released Mart Mart. Am L. engineers built this tool for doctors. Doctors love it. That's great but then you get into the go to market and say well you know. Doctors can love it but you're selling into hospitals. This is a huge long sales cycle. I've seen that I don't necessarily want to always play in that space. It's a test phase but what they're actually doing is talking to the hospital. CFO or the people in charge of looking at insurance reimbursement and they can run historic data. So they can say look. We're going to parse through all the doctors notes from the past six months year worth of data data. And we're going to pull out what you could have built but didn't bill so Dr Might Be. I might be treating you for one thing knows you're obese but we didn't necessarily bill out coach the recommendations for the full treatment there and so they can run through and and do much better job of clarifying doctors love because it makes the doctor's job much much easier because doctors are spending way too much time sort of classifying their notes but then it's a good go to market strategy to actually be able to work with the doctors which is where they're passionate. It seems like such a Messy Archaic World Still. I mean We talk a lot about this sports where analytics being a quant you know. I know that there's a lot of evidence in the NFL for example. We're in the playoffs right now. Where the coaches just make decisions that go in direct conflict of what all the historical odds would say and there's some very clear biases with like going forward on fourth down but it would be similar to me in in a doctor setting where so much of it is not yet computer-assisted? You know there's I mean there's very obvious examples through history the radiologist and stuff where you know. Computers is much better at coming up diagnosis than maybe the doctor on his own is and so. It's still surprising to me that you haven't seen gene and I'm sure it'll happen. This sounds like kind of what this company singing about much more of a A. Maybe it's a I assisted world and maybe it was on your show with Alex. Kava where he talks about radiology and I think he makes a good example which is and then you think radiologists all go away. Because I I can do radiology bit better. But actually the radiologists become the really intelligent value. Add and we have way more radiology and all of a sudden we're doing we have radiology for your pet. And I think the interesting implications of where that's going in and then I think you also always have to look at the incentives so you follow the money and I think one one of the big things that's interesting and healthcare right now as moved to value based care where it used to be that the CFO of the hospital or the hospital was doing the best one all the beds were full and that was always the incentive. Was You know if you get shoulder surgery and then you get another shoulder surgery. They bill twice and there's no real downside to that and in fact your incentives are to have the beds full and now we're moving to value based care which is where the incentives in the payments are around fixing the shoulder keeping people healthy but but I think that opens up a whole lot of interesting investment opportunities to well. You're seeing what one medical is getting ready to go public. I think here soon so. IPO News. I've seen a lot of like one medical Michael Four therapists or one medical four. Will the therapy space. You know I mean given kind of where our world is. Seems like a lot of opportunity there as well. A lot of the trends we've seen it seems like an area that's pretty ripe for disruption being the wrong word but advances so anyway all right before we move on anything else. We could talk about this all day anymore. anymore companies that are under brain anything. You're excited about that. You like to fund. Oh you haven't seen anything any other thoughts you know. I think it's interesting being in La. That's a big trend. That's been exciting. Just the rise of L. A.. I mean I moved here only a year Eriko after a couple of decades in the bay area in in the Sand Hill road scene and I think we have of our portfolio. La based Oh and hopefully growing. What are you guys have done? What twenty thirty podcasts? A lot of my eyes I love. I love the podcast. You're a vet now a lot of those. La Abass Shaw. Only doing it's called L. A. Venture and I'm only doing l.. ABC's and I keep being tempted to 'cause. I have a lot of friends from San Hill Road. Who come down here they say okay? Let me be on your podcast. And it's like and I was like I do it if they are on like a few boards down here and the answer is no. I'm only doing do you guys end up crossing over with some of these firms. Cohen busting on the time all the time so a lot of as I said like seven hundred K.. Might be a typical check but it might be a two million dollar round strategy. The company I talked about was a three million in dollar round but we let it with a seven hundred fifty K.. Check so we're always trying to figure out who's the right co-investor for this company and you mentioned before we started recording we were talking about Kinda l. a. and the state of investing and everything else an l.. As funny because it's despite all of the money here I mean it's still in many ways is a media town and even our world the public investing. It's like old school. It's like bonds you know capital group PIMCO now double line real estate state and install a lot of media but you you have seen the percolation of venture money coming in which is great but you mentioned In some ideas about accelerators talk to the audience a little bit about what accelerators are are there any LA. I know there are few and what's anything going on in that world. Yeah I mean. There's there's a few interesting things so yes historically you might think that La Venture investing you. I think five ten years ago people people thought of IT AS MEDIA E commerce but la graduates more engineers than any other city in the country. So it's not that. La is non eight UCLA USC CAL tag. A Harvey Mudd. UC Irvine sat in Southern California. There's Caltech alright is there's some ties I am close with the Caltech crowd for sure not. I grew up across the street. I went to High School Polytechnic. And so I I was across the street so my number one criteria was not to go to. I did not go to Caltech but I am. I do have close ties there but just just wanted to clarify that. LA IS GRADUATES JOINS A lot of engineers and it used to be a decade ago if you wanted to be entrepreneurial and be an engineer you would then move up silicon valley and that's just changed that has entirely league change and and and I think that it's changed mostly because La has the file has started going. But it's also changed in large part because San Francisco L. has become more complicated. If you I was GONNA say like these weird fractured I mean. So I used to live in San Francisco before moving here and then Lake Tahoe. Oh moved here and like oh five or six and started Cambria love the city amazing had particularly Tahoe L. A. also for many different ways as I mean they both have a great quality of life but as you said in the media in particular a lot of commentary or San Fran last handful of years complicated but la. We got the beach Uh I was GonNa ask You about Your Secret Surfing Society get. I don't right now right now. I've just been serving close outs in Venice pretty much so so there's no secret surfing there. I call myself like a wave. Storm surfer royal for the listeners. Who Don't serve? That's like the two hundred dollar board and get at Costco. Big Foam Board Lord. I grew up on skis but actually just took my two year old out skiing anyway. We'll have to go serve some time. I've been taking my four year old and my four year old and six year. Old outs ops the go-to Venice. Yeah there's no secret we're really like right under the Venice pier. Well all right so accelerator right. Say Yeah you have to Hudson accelerators. So I think it's interesting so on so on the podcast I'm interviewing L. A. B. C.'s. And I did fairly recent episode with Paul Brcko at amplify one of the most sort of digital accelerate. And he said you know. We're not an accelerator anymore. We were now at proceed with benefits. Yeah so oh. And then Laurent Grill from Luma launched which used to be one of the other accelerators in town. And maybe I had another. I had a third person who I thought was at an accelerated. And they're like no. I'm not anymore Muko labs which used to be. And it hasn't changed as much. They're not running batches. Very few people are running sort of a traditional accelerator has like a batch of companies unease. But I think what's interesting. There are variety of different things. One is that entrepreneurs people students getting more educated. Everyone is getting more educated about entrepreneurship chip. And there's this huge wave of ownership where everyone wants to be an entrepreneur understands. Entrepreneurship is wants to join a start up. You know wants to change careers every few years. There's none of there's like I'm at my job my job or forty years. And so what accelerators used to offer was some of that education that is now I think think available at every. USC Class you know has anyone who wants being entrepreneurship. Can Take the entrepreneurship class and get some of those basics in furthermore funds are going upstream and downstream a lot more and are much more sort of the traditionally us called like the Andriessen was the first to really get into were providing all these ancillary insularity services. But now like like mine. Even though we're small we roll up our sleeves and get quite involved in in to some degree that some of what the accelerators liters us to provide so I used to be a mentor for Accelerator. XYZ and. I still like doing that but essentially I'm now mentor for my portfolio. I wonder how much you you make a couple of good points almost that you know. There's a lot more templates for the basics of an entrepreneur again ten years ago. If someone's like Oh my God I have idea what to do. I get a lawyer and now you can just go onto. I Dunno Y combinator whoever has the forums and the classes a lot more education. And it's funny because my opinion on this is somewhat flip like maybe I don't know if it was five seven years ago in my head. There's a lot of this kind of money flowing into super early stage and I was like we spend a Lotta time thing about cinnamon public markets markets which can drive them particularly extremes. Wonder if there's just too much money flowing in but then on the flip side said you know what it's actually particularly with the entrepreneurs get to meet and the ideas ideas. It's actually like really incredible positive benefit. I think you know where all of a sudden everyone's like. Oh well we now understand how this works. We can and focus on just growing great companies. I think you're seeing the effects of that. Where a lot of these companies whether it's facebook maybe not as much snapchat here but these companies that meant all these billionaires honey big win our big four billion dollar win for LA recent right? Yeah it was just a couple of months ago. Oh and Yeah Q.. Four of twenty nineteen four billion dollar exit hadn't raised that much money and only from La investors where snapchat had raised from the Silicon Valley. I mean one of the big things get an ecosystem. Going is having angel investors who have some money and so you know silicon valley benefit a huge amount when Google went public and people who were there early made money could become angels. So yeah I hear you on money flowing into venture but I actually think what really dwarfs. That is the a number of people flowing into entrepreneurship. And so you know. Certainly everyone says well. There's a lot more seed funds. Do we really need another seed van. I've heard that well we're inundated with entrepreneurs and they're inspiring entrepreneurs. It's not I don't feel like I'm having to just sort of go. Oh Bag. My brother has started company or something. You know it's funny it so I've been very vocal about my journey on the private side for the last five years in for public guy. You know it's it's funny because if you watch and you spend all day in public markets geopolitical news. You turn into like the most depressed person on the planet all you WanNa do expect the market to crash and go down. And that's that's part of just the media news low general if you're a private market investor and you focus on early stage entrepreneurs you're like the most optimistic person on the planet all day long. You see these incredible passionate people that are focusing on amazing problems and it's almost every day certainly every week where I like holy crap. That's an amazing idea. I never thought about that. What a cool approach a great success and all you WanNa do is save money and put it into these investments so it's a very odd barbell Mentally lease so listeners. I encourage did you get involved. You don't have to invest but at least starting to follow you know what some of these companies are doing. What are some good resources? So you mentioned accelerators who who are still the big couple of Y combinator techstars. Yeah L. A.. Are there any more in. La Really big ones. Big Ones. I mean like I mentioned Muko amplify what Muko just to. Mugger just hired someone from sequoia just to be like to show what the trends are happening. Muggeridge US be like our local accelerator. who had four billion they incubated honey And now they just hired a partner out of Koya to join their team but you know. So there's there's that aspect but also I think getting involved as an angel investor won. It makes you a happier happier person in my anytime. Biased I agree. I'm just reading the investment memos. So you don't even have to invest but sitting. I sit on syndicates. I used to sit on more syndicates. It's and I said on now but just there's a lot of you know. I listened to the full ratchet. I'm listening podcast because I live in Pasadena and none of my work is in Pasadena so like I listened to nick. Moran on the full ratchet and you know he runs a syndicate that anyone. Can you have to be credited. Investor you can join his syndicate. Read his deal memos by sit on my ex Kugler Syndicate mailing list. And you see these deals go through and the great thing about syndicates. As an angel investor is you can write a couple thousand dollars checks so you actually can build a portfolio because with venture investing were betting for the home run. And we're okay. If a lot of our investments go to zero and so you WanNa make sure you you don't do angel investing where you end up in writing three checks for twenty five fifty K.. And then realizing that's all that money you have to invest or WanNa talk about the first. There's funny because we had Tom Williams Williams on the podcast. Who's done a lot of syndicates? And we're talking to him and he's like we'll map. How many syndicates do you follow? And I said well all of them and he said what are you talking about. I was like Whoa. I sign up to follow all of them. Because I just like seeing all of the deal flow and reading the memos and downloading the DAX and you don't invest in many of them but I just love seeing what's going on and I said you can do that for free and listeners. I'm not gonNA tell you you but it's self accreditation you could sign up on angels and we fund earn republics invest all these other sites and at least follow along. And you can do it where you don't even have to put real money work but eventually yeah a lot of them have like a thousand. Dr My biggest gripe is the companies at least you guys are different V. C. But the companies that do syndicates and we'll have these very large wealthy by definition because you have to be accredited in many cases directly relevant investors investors. But I've say it's I'm trying to think of the percentage that don't do updates. Maybe it's half the Dole update or any ass. Because there's there's so many times where we'll talk to these companies. Hey we're looking for this. Do you know anyone who would be a good head of sales or Yada Yada and it's we also did a crowd funding round and so from someone who's been updating its very massive resource and it's crazy me and the ones that don't do it so companies you should do it at least use that resource of impassioned and Involved investors and not to mention one of the biggest benefits of the from a private investors side is a lot of tax benefits. We talk about. This aren't GonNa get into it now but the SP s rules also in benefits of investing in these companies. You can also do it in. IRA's room for another episode. What I wanted to ask you about is something I struggle with which is in? This is true also in public markets but it's particularly obvious in private private markets because public markets. You buy the You by the US stock market get thousand securities you buy venture portfolio and can you. Maybe have thirty names fifty names etc and these power law outcomes like honey where I'm for a fund to return three five six seven eight nine ten x you know it's often dominated by these few massive winners. Can you talk a little bit about how that how you think about that awesome. Follow on questions but it's something. I struggled a little bit with. Yeah I can solve your struggles but yes you summarized. Is it well. which is when we're looking for these? You know I think the typical venture investor would say they look for people products market as the three criteria and market markets. We have to believe that. There's a billion dollar outcome here or give her take give or take a billion here billing there and so we have to also believe that the entrepreneurs aligned aligned with that and that's what they want and so you know you have to at some point thing about like different exits here. Not every pay pal is not everyone has four billion dollars sitting in their back pocket so but I think one of the interesting things that I don't have the numbers on on the top of my head but seeing a lot more sort of non traditional acquirers in a sense which is the traditional old school industry needs and wants tech and innovation. And so there's now acquirers that are target or Albertsons it sends Greg Kraft here who's One point two billion under management a venture down the street. They have like a new tracker refund with Albertsons because they're seeing interesting opportunity there so I think just thinking about the large exit. That's possible but it it also means. Reid Hoffman talks a lot about blit scaling. We are pushing our entrepreneurs to there is no supply line left. They're going for it but that leads to back to the mental and they'll health leads to you have to be ready to sign up for that journey and some people don't and I think if I start another endeavour you know probably like podcast it doesn't it's time doing not doing this for the billion dollar exit. Here's here's kind of what I'm getting at is so you know in the VC's have a little bit different mandate because they have investors but if you're an individual individual let's say you have this good problem. which is you invest in one hundred companies? How many ever go bankrupt? Some of them return your money some from two to three to five times. But let's say you start to have a few of those unicorns or or a hundred bagger investment. You know now just. The company hit that product market fit is crushing it whether they did any follow on rounds or not. But let's say your investment is now seeing the multiples but let's say it's at say one hundred x fifty x whatever is but the future looks incredibly bright. How does one start start to think about selling because it could be a situation like goober or many other companies that could go up ten x from there and all of a sudden? Now you have a thousand rosenberger which would return be all the other ninety nine positions irrelevant but also you have the very real risk that it could be bad example because it's not really vc funded but we work where all of a sudden you get to this point and then it goes down eighty percent. But there's there's a million examples of this Is it something something where people think about sewing a little along the way is it something where You have any hard and fast rules or it's case by case basis I different thoughts on it so one one is from a from the employees point of view. Because that's where I've sat is I saw Google public and have a lot of people holding onto a lot of Google right and not knowing it was great outcome for people to make a million dollars. But maybe you could sit on that and make a lot more or you know fill in the blank and then you know my friends at twitter twitter my friends at Uber. All of these companies going public and I. I tend to tell my friends when they're going public like figuring out about how much you want to sell sell half of that and then tell another half a little while and that way. Hey you know every six months you're happy. If in six months it goes up or down. Because you're just selling half but I mean you're more the investor on on that side of things and then from the investor point of view. The Way I think about it is sort of a couple of fold so one is we're reserving half of our investment as in one hundred percent of our investment Ah We're we have a you know a million dollars company we we're reserving neither million we could put back into that company as our pro into a next round and we liked to be as data driven driven not surprisingly data focused fund. We like to be as data driven as we can be around milestones that we want to see that would make us believe and so but that's having very insider knowledge right. I mean we are sitting on the board of a company. We know what is realistic to expect but we light light to try to be as disciplined as we can about knowing the milestones and then saying if those milestones are hit then then we will reinvest put more money back in is smart to do that ahead of time to Avoid the problem of the goal post being moved you know so many investors loved play kind of their portfolio and decisions. Just shoot from the HIP and at least establishing the benchmarks gives you an anchor from which to work with. Can't tell you how many time in the public markets people will just say I'm by it and there's GonNa play by ear but I I think you give some good examples about way to think about it look listeners you get a fifty hundred bagger by the way reference will put in the show links the old podcast we did with Chris Mayer With one of my favor books hunter baggers in the public markets. The beauty of private equity and cliff hasn't actually wrote a piece about this recently because for the longest time people said private equity should return more because of illiquidity premium. But he kind of had this thought experiment. We flipped on your head and said look we. We know how poorly people behave in public markets. Every single day can open up the Wall Street Journal turn on CNBC and see how smarter wr and quotes all day long long to part of the beauty of private markets is. You can't sell something even if you wanted to now. At least there's now some secondary is in in things for employees as liquidity. And everything else but it also removes that daily Mr Market Psychosis of the temptation to sell things in for many of these hundred baggers which this book examined in public markets. It took them ten years. You know it's not people in their head they think I'm GonNa buy something and they're like. Oh my God amazing allies double my money but in private markets and in public listeners. It's often the top five. The the all the returns and the public stock markets determined by the five percent of the massive winners so being a private market investor can help you get around that problem at least because you have no more ability to sell it all I don't know but Any last thoughts on VCU. I wanted to own a few more topics Anything else on your brain brain about as we look into the future decade in each changes in VC. Any thoughts on things you wish would change. Be Different excited about depressed about I mean generally obviously I well even obviously I'm sort of depressed about the state of our country say on many different things and I think innovation the big bright spot night so you know where I'm not a heavy public market investor but I. I don't really want my money in this. I don't really want to not. But as a GPA. Piano putting a lot of my own personal money into my fund because I do believe that innovation in our country is the huge bright spot. I think there's lots of interesting than interplay intersection between private enterprise and governments. You know sitting at Google for many years. Utah that a lot of things. You'd like you. Our government. Government should decide what freedom of expression is what should be allowed. What shouldn't be allowed but actually Google and facebook are making those decisions you know? We were talking about genetic sequencing. Well you know if you're worried about your data and having your data about like what websites you went to well. It's a whole different thing when you're being toilet and the toilet knows you know as analyzing European be in your shower knows your moles. And you're you know so so figuring all that out is going to be in privates you know a Lotta Times. Private Tech Hey companies and so making sure that there's good interplay between how we want the rest of our institutions to run. I think is a lot of opportunity and a lot of responsibility. August twenty twenty and finally feels like we're living in the future now I I I laugh about that because some of the things you're talking about you're starting to see come to reality and it's wonderful to see scary a little bit like your your former company when when you join Google Oh two you have kind of like the hits background. I love talking about this for a little bit. We've got Stanford Harvard Google Shift. which will talk about? I was in San Francisco same time so a lot of early Google friends. There's not to many medicines in the world but that's why I the original members G. Mail because I add some some google friends pass along that email address I used to crash the Google parties and Tahoe before they went public used us probably attended some of those Google and burning man. Yeah same thing. Same thing ah I used to joke. I said man. This company was making so much money through the best part. Is Google redoing Google. Well I mean as I was saying earlier like a lot lot of what we were all doing. What's hiring because I join me? It was five hundred people I left when I was sixty thousand mile. Lord yeah so it was. We doubled in size every six months or something for a long long time when I was there into where it was the order. Was Google then business school now. Business school and Google. So yes like what did you say they hits my mom Jason expecting you to show up with the San Fran puffy vest. My mom says I look paper. Yeah so you know. I'm from southern California went to Stanford I'm kind of a flip flop wearing person. I like to surf the beach break and then I went to business school and I'm not really a so you know I'm not really a spreadsheet I mean what I say math computer science like I can handle a spreadsheet but like wasn't of interest really so I when I graduated. I had no job. All my friends had jobs like months in advance and I really didn't like I did not know what I want to know too. Well that was that was like the Internet Armageddon head and so I graduated college in two thousand all. My buddies had started moving out there in the late nineties of San Francisco. And they're like you guys yet and there's jobs every right sir they're like. This is the best time it was the best bubble ever. I loved it. Yeah but I called the end of it so I I was there like in the aftermath. Well the first company I was at Live Person WE IPO in March of two thousand. So why went to business school. And he's still around still company but at the time not a profitable public company and so it was going to have a lot of layoffs so anyways that that was two thousand live person live person. It's like chat for e commerce And and at the time it was this notion that people were scared to put their credit cards in. This is ninety ninety nine maybe years and so people were scared for their abandoned shopping. Carts still a thing. When you see like the pop-up Live person powered a lot of that. which made Atanas presents to me? It's so make sense actually anyway so we then But the point was the the starts recruiting out of business school no one wanted NBA. I don't like highlight highlight still highlight that I have an MBA. But yes so I joined Goule in like the first thing we all needed to do is just hire more people because there was so much money that you know comedian stand on a literal sandbag and be like you know. I'm going to discuss the numbers. But you can't discuss this outside of Google because we're doing so well we don't want people to know but we couldn't go public so the first thing I worked on and was actually our ability to go public. I worked on our billing system which is at the time we were still already multiple billions of dollars in revenue but in two thousand ten increments and and so. We had to close the books every month. We need Oracle to produce an invoice but we were collecting logs from a server. That's based in Hong Kong for Chinese Internet. Searcher with a Japanese advertiser and the server would go down and all the logs wouldn't be available and yet we need to close the books so basically. You're the one responsible for that guy who just sent one hundred million in Google invoices listeners. There was there was some guy a couple years ago. I think what it who had had sent a hundred million to facebook and Google on someone else and just invoices the got paid and he's in jail somewhere now but it's like a whole operation anyway well but there is a lot of that to sort out which was I hope Google doesn't mind me saying this but to some degree if we didn't know with his pre public company but like if we we didn't know how much an advertiser does we just wouldn't build them because we didn't know and we just figured they won't complain if we under bill always because we just like the billing System was hard and there was a lot of. You know it's way more complicated now. But a lot of people who wanted only clicks on the weekdays on the weekends and you know you had to make sure everything was coordinating all. You're doing I mean. Look it's more is to. I personally have known. Four companies either friends or We've known that have have had five actually money embezzled non trivial amount of money. We're like employees are just writing checks or whatever happening. A reason was four million bucks but just because it's you know there's money moving around you know it still. I don't know how you get away with it in twenty twenty but people think you do all right so then Google and then you had the inspiration to start. Shift was I- Benigo a long time. There and I said things like I'm being really entrepreneurial I google starting a lot of things. I had a lot of latitude. I was working with Chris Sacca very closely. We shared an office for many years. I Google starting projects and I'm being entrepreneurial that's why I'm staying. I'd been here. You know almost the third a third of my life when I left and then went on maternity leave actually and one of my friends I invested in a shift when it was just a powerpoint point I mean it was just a friend of mine so my angel investment than I went on maternity leave and he said you know maybe you could help me get it going and then I really became an entrepreneur and realized how ridiculous solicit is to say European entrepreneurial when someone you know serves you quail lunch every day and so then I went that began my entrepreneurial journey I think for me. The biggest hook was probably just that speed of entrepreneurship and being at a startup. Really suits me like I really like the. We're not all buttoned up and we're not like I don't you know what I'm saying until I come out of my mouth and we were moving at a million miles an hour and building something that people really lights and we're thanking us for building in so I just got hooked on that I was waking up going to sleep thinking about my startup. It was exciting. Chaos as better way to describe it but hopefully control chaos and so you are also involved in the number fundraising rounds to. Oh Yeah what was. What was that experience like? Oh Yeah I was just like we spend five years on Sandhill road kind of so we did a three million sita twenty million series a fifty million series B. An thirty. I don't know we raised like two hundred million any fun stories from that time. You you know it's just like looking back on it I just. It's remarkable how little I knew. Because now all the entrepreneurs icy are way better informed. I don't know how I managed to miss all this. But like our wolf thumb. There there was. We didn't know who was the right investors and we weren't as smart about it as the investor as the entrepreneurs I see nowadays but we say okay take the fun size divide by fifty. Ask Them for that much. Money multiplied by five and. That's what we think are valuations should be but like the really clever but we that was kind of our rule of thumb a Lessons learned on mostly around like we got two great board members. We had an highland capital invest in. They split our series. We ended up with two great board members numbers and I really learned how to the chaos that you talked about the pants on fire. I'm an operational person like I'll go. Go Go and I really learned how to schedule schedule. My board meetings for three months in advance to talk about something strategic that we needed to discuss or else we would never we. It would be so busy just like we are selling cars and we had pigeons shitting shitting on the cars. I need to figure out how to like you know. It was that sort of stuff. If I didn't schedule The strategic discussion. I wouldn't necessarily like have the time. So you know just figuring figure out your board members are so important and so raising money was important but intimidating for me. It was very intimidating march into sequoia and say like you should write. Let me a check for twenty million dollars to buy A. Yeah exactly but I think you know. So figuring out how to navigate all that I guess and so there was also a pitstop at code for America. Right what was what was the impetus for that. Yeah I I still would really feel like I should be doing more in In all facets of life. He's finished that sentence like Chevy doing more. All across the board but Copa America is about bringing tech in government together and looking at how government and tech and really learn from each other. It's not like a leads. Leads the tech people who come and tell government what to do but a lot of our experience of government is in digital services nowadays so the digital interfaces and so helping government kind I get into the twenty first century around Edco for America. We had three areas of focus. Food jobs injustice. But like if you're applying for food stamps in California there is an application that takes six forty five minutes doesn't save state and doesn't work on mobile so you want to apply for food stamps. The answer is I'm so you can't use your phone to do do that. Oh it doesn't save states if you get partway through. You're going to have to start back at the beginning and so you wonder why people are frustrated with government is because they're used to having everything everything on demand and I live next to a woman who lives on the street. A homeless person who orders are Amazon to fake address but the Amazon delivery prison does to deliver it to her tents. But like you. Can't you apply for food stamps. It doesn't work on your phone so we need to find a way of better serving people so now he's as I was saying some bright spots about our country race unless bright spots it goes back that old on the entrepreneur ideas of frustration arbitrage finding the areas that are just like total garbage wjr and government obviously is notorious for this. I mean my God I went to go. Get the new California. You gotta get these real. ID's in even with an employment. You have you done any other. When like five designs? It took me like two hours. I had to go to like five different stations within the DMV and it literally could have taken. I five five minutes but just the most awful experience on on the planet and yet you know There's amazing when you get to work with government mazing people working in government and and yet there's not a lot of. There's a lot of fluidity between my friends who worked at AIRBNB and worked at dropbox and worked at Google and so there's a best practice around like designing a mobile APP. Like you better believe that. Everyone's doing stand up daily check ins the same way if there's some best practices carried but there isn't that there isn't a fluidity where you're working at a city manager for Pasadena Edina now. You're the city manager for like there isn't or you know you're at Airbnb one day and then I turn around and look you up the next day. No you've moved over to the city manager's office and so figuring out how to make that actually work I think is crucial. Because you don't want Google making your decisions about how your data is used. You want you want some you know you want government. You want intelligent entity so excited that for a little while and then was impetus for finally decided. I ended join ten ten well so for me. It was moving to. LA 'cause La's awesome now it's La. I moved here to try it for a year in fully expected to hate it being a mountain guy for a long time. I'm like this is going to be terrible. I'm GONNA give the beach year and then I was like wait a minute. This is kind of the land of milk Kanani. They love it. It's really nice. Sucks you in. And that was twelve years ago. Well I get friends asked me a lot like what China joined. This company joined that company. Should I do this start up and I always say like and people say like some people say like join US start up with a person is a person you want to become the CEO join US startup. That's printing cash and growing like a rocket ship and like there will be a land of opportunity gene and I feel like La is going now from. I've always been intact so you know I want to be in Hollywood but it really feels like like growing startup which is exciting to be part of. It's like the movie business but was much better odds. Oh Yeah I mean. Being a woman in computer science is a good. It's a nice place to be right now and by the way to talk to me a little bit about that I mean and also I'd love to hear a little bit about how you seem to manage manage so much I have one child and it's fucking exhausting. Yeah you've you've done that thrice over I believe threes And also seem to manage a career. Talk to me a little bit about your experience over the ears glum. I mean I'll mix. It depends what day you ask me is really the true answer but yes a we did manage to have three kids under the age of four and then it was pretty clear. We weren't having a four. I sort of like pushing myself as hard as I can until I hit a breaking point and like the three kids under four like we had our breaking in point but to some degree. I've read lean in. I participated in all the female mentorship groups. It really does feel like women like the tenor of being being a woman in business. A woman in tech has really changed the past three four years or something. It's it's changed. Dramatically in terms of how many people are actively. You know that your woman reaching out hands to help like I get offers to sit on boards beyond panels whatever because they're actively trying to have have more diversity of thought and gender and everything else so so that's been exciting. I also have stayed home husband so I just like I have to qualify bovine everything which is my husband. Does all the work which is fantastic and by Monday I am lake. who go to work? Hi I'm so stoked to be a word. Hang so you have a couch in my office. This stupid standing desks thing. I JUST WANNA lying down desk. The Old Madman days. Like I you know except except Martini part. I'd do my best work horizontal probably but my startup journey of shift and like you said like everything looks good from the outside. But like it's total roller coasters posters like shows what I was GONNA say like up into the right like upside down at times and like it was useful for me to have something I cared about more than I cared about out work and because I would have been just one hundred ten percent whatever one hundred percents all that work all the time and that's all it would have done and to have kids who are going to drown themselves in the bathtub. You like up got to pay attention. That's why like surfing too because you might drown and so you don't worry about your powerpoint not being done or something well you come down to Manhattan beach. We have the finest closeouts of anywhere where I was actually up in Drove up to Santa Barbara This past weekend. And it's funny because you have these beautiful point breaks but there's one hundred people on him like Rincon or Malibu so Need to get out at at five. We got a couple of the folks in the office that are in the same category of of surfing. So you organize a trip. Let me know. We'll we'll come join you in Venice as you look forward to the future the next decade. You can answer this in a few different ways as you see fit anything in particular really excited about whether it's an adventure whether it's personal any fun goals near just rolled around any resolutions. Mainly I'm fishing because I need one. I don't have one yet this year listener. Send me a good resolution if you have one for me. Yeah my listeners. Do not send me just talk last. Because I know there's GonNa be five eight holes they're gonNA GONNA save Stop talking to my podcast. They're in your pocket. I have the same problem I host. I liked I just WANNA talk. Yeah I knew. I haven't fully formulated my goal. But something about being optimistic. No I just WANNA keep doing a lot of what I'm doing right now. I love it. I'm so in my honeymoon phase of loving what I'm doing. I WanNa keep listening to what entrepreneurs needed needs are but I still see so many great entrepreneurs that I I would fund a hundred times the number Ervan jars if I could But you know obviously you have to be disciplined and and make big bets but now I just keep doing what I'm doing. Well let's one You know I I. I think it's spot on. I mean one of the reasons that the angel lists and all these other angel networks that I think is so interesting. Is that that even. If you WANNA put in a small amount like say thousand dollars just to follow along so that if by the way they then ended up doing a series series A. or whatever you can participate in the further rounds as an interesting way to think about in the public markets. We used to call this like Warren Buffett or someone would buy one share too so they'd get the annual report so they'd just they keep current otherwise you forget about and disappears like you mentioned it so Such a reviving experience to get to see all all these Wonderful insurers from someone who's been on both sides tw- as you're doing what we do and then being in the entrepreneur side even also be a mentor so the other thing like I did textual. It's too much work. You can be the mentor. But there's an but there's an aspect of you can see then like so I did techstars mentor program. Where I didn't FEMA founder office hours you can be a mentor and see I think they have twelve companies in their in their batch. And you get to see pretty quickly. You don't have to dig in and be like a permanent then you know mentor so different ways of getting involved was been your most memorable investment. Oh I mean probably Google is you know the Google Stiller Shareholder are you cleaned house. I'm still Cheryl. My best investment was joining Google. Not My words was selling and selling as much as I sold and like whatever oh five or or something. Well that's that's the hard part. It's the old bitcoin pizza thing you know. And you can apply that to almost any stock you own in the public markets. There was a book couple decades ago. You guys talking about the coffee canned portfolio. Meaning you buy something you put it in there and then just forget about it forever now. Most people have a hard time doing that because life if intervenes and often you have one stock that ends up becoming twenty five. Fifty seventy eighty ninety percent of the portfolio and that's for other reasons probably unrealistic but there's so so many examples throughout history where it may have been a janitor or plumber that saved over the years and just put money into stocks and never touch them again. I think you mentioned D. AF J. in one of the guys from there at heard on a podcast is his says his goal is to never sell which again would be nice if you have that position but in the real world is a little harder to do but giving it time to compound forever but you always end up having one way or the other which. I loved your advice about outgoing houses because you eliminated that hindsight regretted because that's the the hardest thing looking bags acces man. I wish I had done. XYZ talking me a little bit as we wind this down. What are some resources you know? You mentioned accelerators. Obviously your podcast. AST listeners checkout it's wonderful added to the show notes anything else either from a founder or early stage investor the comes to mind things particularly really helpful mostly podcast listener. So you know I'll I'll subscribe to the strictly. VC newsletters and things. But I listened to tournament. ABC Full Ratchet Tech News. He's ride home pivot. Oh my God I love. She scrapes the funny thing about curious. Wisher years ago I used to just in my head is like. She seem so grumpy all the time but I love her podcast. Yeah Melissa I think pivot is a step up vivid as her with Scott Galloway Way. I think it's a step up from even just care on her own because he's such a pissy big dog since you're the VCR. Argon request this for sure I can you explain. I'd subscribed to seventy five podcasts. We have hired someone and pay him a not insubstantial amount of money. Shoutout Colby. and He curates those podcasts and sends us the top say five each week which I think by the way is a fantastic use of resources but all of this comes from the fact that not a single podcast. APP allows for ratings US and you've probably heard me drone on about this and it drives me absolutely nuts that if I was a podcast up in I don't know four through twenty Winnie that are all undifferentiated. Why not add up so ratings and build a database to where they all think discovery is about other shows when reality at at this point twenty twenty most people will have their shows but not all the shows are good too if you find one let me know invest because it drives me absolutely who episode so my own episodes and tell you which one selects right? So you've done you've done say thirty. We've done probably around two hundred and again like sometimes sometimes it's not necessarily the fault of the host or the gas sometimes you just haven't had a snickers in a while or just whatever. The vibe just isn't great it's not a great show sometimes you're expecting you to be a terrible and then sometimes I think it's a terrible show in the guests are like it's amazing and vice versa but almost universally similar rotten tomatoes if it's rated a ninety eight it's probably good if it's rated a ten. It's probably terrible but we don't have that. Yeah well also also could colby do that and just make make new podcast. That is the Colby's curated podcast. And I'll subscribe to that as possible. Maybe I'm not interested in this so what we do. Is We send out a once. It's a week. Yeah I know but so that's the thing is like I think there's a big trend left for human curation. been doing it with the idea. Armed for six seven years now and it's been a successful business that's but very needs to what we do. You're seeing it some with other areas where it's it's being successful in. Maybe I'll help out here but still it's curation Shen just isn't there's areas where it's just not effective and so in the podcast. The problem as a business model is that apple wakes up tonight turns this feature on and then you know it's done but the point is I am believe me I'd harass these poor podcast founders all the time about it anyway away so listeners you guys find one let me know the breakers the best so far it elites lets you like them and the signal is extremely high. Hi you can go sort Tim. Ferriss Joe Rogan or care Swisher by the most liked and university. They're great upsets. Now you've just turning in this new hour long there's going to be so much innovation in the audio space at audio as an interface. Whether it's for podcasts. Or are you know how we interact with all the content we consume yeah and invoice to You know as far as the at live is watching as everyone massively massively complains about like the announcers during a sports game. It'd be wonderful just to turn them off and turn on someone else anyway. So all right so resources podcast you you do attend any of the Demo days or anything anymore yeah I mean the best resources for me have been that. I'm actually just good at asking asking for help about stuff and I encourage everyone. I see entrepreneurs all day long and it's interesting how I could tell you. I can sort them in terms of whether I gave them good feedback. Be Back based on their like openness to us there are people who don't like it's very hard to pass. Mostly what I do is meet with entrepreneurs and don't fund them right like that is ninety nine numbers and what I do and so having them actually get useful feedback from the people are interacting with is probably what I think a lot of people already out there in those mixes sixes. But they're not taking as good advantage of them as they could be. I go to the Demo Day type stuff but I go sort of to see all the my other CO investors As much I mean sometimes sometimes I I'll go ahead of time And need all the portfolio companies and visit them before Demo Day usually are where do people find. More what you're up to. What's all the best spots? La Venture podcast. And then. I'll respond to emails all day. Long many at ten one dot net I it. It is dot net i. Don't you know an inbox ten thousand. I don't stress if I don't reply to everyone but like send them my way. That's my nightmare. I'm zero zero get. I can't help it I can't help it Many thanks so much for joining us today. Thanks so much for having me. Listeners will add all these to the show notes met favored dot com slash podcast. You subscribe to show anywhere. It's found my favorite currently. Has Breaker Levers Review. We love to read them. I promise thanks for listening friends and good investing.

La Google partner San Francisco US CEO ebay product manager Gil Elba TABOR Ingersoll Indianapolis engineer La La San Fran L. Silicon Valley Angel Angeles
Super Bowl Prop Bets

Bro Bro Bro Bets

26:58 min | 1 year ago

Super Bowl Prop Bets

"Hey how do you want to do this. Do you want to go through every single becker. No good there. Because there's over a thousand. I just thought that was the thought. One Rosenblatt's just our winters get. Good afternoon gablers. Hey this is good. Better bets podcast. DEGENERATES BY DEGENERATES. This brought to you by fan dot com slash McAfee and the number one online gambling site. The only one we trust the only one you should trust in US dot com slash McAfee. And they have of a fuck ton of pets. This is our prop Beth special half for super bowl fifty four four but it doesn't matter it doesn't matter gains do chiefs San Francisco Forty niners today. We're going through all the props all the props that we liked liked There are a billion props out there the one that I have not seen yet that I'm really looking to get my hands on. Is the over under for the national anthem. It's my favorite prop. Every single year Demi clocked two to twelve at Mayweather McGregor. I know there's a lot of national anthems out there for her so just makes sure you're working study film up there to watch. I mean you'd be an idiot not to watch it. I watch almost every single national anthem just to know what everyone everyone else is doing. You know personally recently also saw demi dump 'em out somewhere so good for her guys. This is a fucking children's show. Oh you're unbelievable we just WANNA go around and be like. Hey this is I think we just throw them in like a grab bag so you throwing in force who do a round table. I'm going to start. You should start the show. Let's go opening kickoff touchback. No ooh one thirty five. Let me tell you why. No Pat McAfee is our boss. Pat McAfee kicked off a Subaru. Pat At McAfee tells the story how the Super Bowl Ball the day kick off with is not broken in like like normally as an NFL game so it's harder to kick because that ball goes directly to the hall of Famer somewhere. Yeah so it's not broken in so it is harder to touch back with Mitch which was you the kicker for the San Francisco Forty niners snip. See His yes for a touchback plus one twenty. So He's actually favored. Do not have a touchback. I guess his leg as strong as on the kickoff Harrison bucker on the other hand very strong legs. He's minus one seven touchback so we're basically playing. Hopefully hopefully that is forty niners kick off and if they don't hopefully the ball keeps the ball out of the end zone for Harrison puckers kickoff. Uh so that's why I'm going with it. They're a love go. dumpy heads have been nine of the last fourteen super bowl fifty fifty who ooh so. I'm going with tales. There you go okay. It never says. The Aso walks up to the roulette table. Oh there's been six blocks it's got to be read. Yeah that's me it doesn't matter it's still fifty fifty. Every single world winner. Single spit winters. When I love it I I love with that being said I like it? Yup Gone also boy. No we'll we don't know you know. There may be a boost to either heads or tails. Maybe maybe connor go. I'm going to start off with Patrick. Mahomes over thirty five and a half attempts really. Yep I think no matter what it's going to the ball is going to be in mahomes hands and you know knowing this San Francisco Front seven I just. I don't think they're going to have much Luck on the ground. So I'm going with over thirty five and a half times. He'll probably check the ball. You know forty forty five times. Andy Reid has what eighty new pass plays as in his repertoire. So I like the over all right mahomes. Last Games attempts wise thirty five thirty five twenty five thirty three thirty. Four forty forty would've been winter twenty nine thirty to fifty thirty five thirty. It's GonNa it's miserable. I mean it's not as if they're going to be like okay. Let's hand handed the ball off like they're going to need to give the Baltimore homes. What if they're winning or are you saying they're gonNA leave it all out there? I'm saying that they're going to leave it all out there all right. My next prop at forty niners over five and a half third-down pickups who they're down conversion over five and a half their dunk versions they averaged five and a half on the year you know they run the ball something. There might be a lot of thirty shorts easy third down conversions. Casey's defense has been playing better so I like them to actually put them in a lot of third down situations. But I like San Francisco San Francisco to convert though so I like forty niners over five five and a half they're down conversions like that like company I haven't found this on Vandal. Yet four of the ten kickoff returns for touchdowns in the Super Bowl have been in Miami really on there. I saw her for you right now. I mean Are you saying when I believe. It's plus eight thousand. I mean it's worth dabble absolutely I. I'm I'm the same way I like. I like the good odd pro. Goldman is a great kickoff return. Do you will do okay. Connor go. I'm also going to so I got two right now for this specific prop. Okay both teams score one touchdown in each half. Yeah I have that as well love that one thing. That's the odds for that and just one thirty. I believe. Oh that's where it touched. Yes go ahead. So both teams score one touchdown in each half. That's pretty good. Both teams score two touchdowns. Oh yeah what. Yeah both. Both teams score a touchdown each half plus twelve sixty personally. I think this game is going over. I think they're going to be points so I love the odds on this one but again we're just GONNA have to wait and see. I assume the teams are GONNA leave it all out there said so. It's a store some little. Let's bring some money on that great odds on it. The Oak the opening kickoff return four touchdowns plus eight thousand there just for any in the game. Now that's just for the opening opening kickoff tough. I mean that would be electric. That'd be electric. Yeah all right. My next one is the game to be decided by exactly three points points. Tony It'd be it's going to be a close game. There's always a chance number. Always it's tens of fallen three six seven exactly three points plus five hundred sprint a little bit on that. Okay I have to Damian Williams one. Okay let's do that Damien Williams over or fifty and a half rushing yards so his past two games. He's been on the field ninety percent of the snaps. Yeah there's no running basket and twenty nine of thirty of their hand. Offs have been to him games. Ten Games with over sixty percent of the staff rate he averages sixty three yards per game. L. That'd be a winner and then I'm also on. It has gone up. It was eleven and a half rushing attempts. I was on the over but if if it goes up to like fourteen I'd go under. Oh Yeah I mean four to staff these problems. I mean these are electric. He's looked at it when you look at all the props. It's basically just their season average. They're just like nailed right on the head. That's basically how you think the game's GonNa go about me recall Hartman to score a touchdown plus three fifty. I love this one San Fran obviously the focus on tyreek Hill and Kelsey. So Casey's GonNa need the other guys to eat watkins also like him to score a touchdown but the Miekel harmon had the best odds at fifty. I think he's GonNa show out and again. If you WANNA partner that with kickoff return touchdown you might. You might get a two for one. I believe I go harmon to lead. All receivers in Yardage is like plus twenty three hundred to if you like that I like tied after I score. Yes yes yes minus one thirty got as close game all game long. So the reason he's one thing that won't be tight again demarcus Robinson hate them under one and a half. This guy hasn't seen a lick since tyreek hill came back. I got him at twenty six and a half inch. I'll jump on search for that up. Whatever you God? I'm taking the under on this guy. Let me hold on let me look up his stats real. Quick take We got time I know we do he. Just he's been absolutely nowhere. These done if if if Tyreek Hill Sammy Watkins and Calcio healthy. There's just Santa From and they're dumping the ball off to Williams and homes running now. There's there's there's no reason to give him the ball so the last one two three four five six games to catches one catch one catch one catch to catch won't catch catch. Go To for twenty six I could could ever twenty-three exact same over under last year was filled or set and I went went under and he he did not have interesting no these fringe wide receivers and these big games. They tend to disappear well. Here's the quarterbacks aren't trying to rely on those those guys so big game You're next caller I Love Patrick. Mahomes one pass touchdown in each half. The odds are minus one twenty again not great but I think this one is a pure lock I don't see how MAHOMES GETS I. I obviously I can see the slow start From from the past few weeks but the the slow start even supports the mahomes more. Because then they're gonNA have to be chuck on the ball very much though more than they would usually homes pass touchdown each half. I have a will a-team team score three unanswered times. So we'll the chiefs scored three times in a row without the forty niners or the other way around is no plus one seventy like I said thanks going to be a close game. I think it's going to be back and forth. I don't think one team is going to score three times in a row without the other. No way no plus one seventy gumby. I Have Patrick Patrick. Mahomes to fumble really plus five hundred. Wow if they get loose and they I mean is it just a fumble or to San Francisco. Have to recover recover. Do know recover okay but I mean I could see someone coming off the edge. Catch him on the blind maybe connor. I'm going go total touchdowns scored over six and a half that plus one twelve right now like we've been saying there's a back and forth game. Both these offenses could easily steamroll the defenses. Obviously people aren't expecting that. What the forty niners? But we're also talking about Pat Mahomes here so I love the seven touchdowns or for more. I think what set seven times. Seven forty nine over unders fifty four not terrible terrible at all. It's not a greater. These teams have Afghanistan's on the can't be kicking field goals but I still like I have largest lead under fourteen and a half minus one fifteen or yeah. I think it's just a nice little play there. Oh Yeah I'm not gonNA keep saying that I think gangs would be fucking close because who wants to keep hearing me say that we've established we've established that so I'm going largest lead under fourteen and a half minus one fifteen got the niners to score I minus one ten. What do I know they are going to start slowing? I mean it's just it's inevitable. What's your name Corner? Connor both teams score twenty five plus points plus one eighty gang knocking to hammer home. This point over and again I just think that the offenses are going to dominate this game and both teams will in fact leave it all they will. Here's here's the thing about the super bowl. A lot of people forget so people leave it all out last year. The rams the Rams Yeah Yeah. I don't think the Patriots left it out there last year. They didn't have to leave it all out there. Because the rams only broad tank quarterback to be sacked I Jimmy G. MINUS ONE thirty. Do the niners have a better line. Yeah does Patrick. Mahomes get sacked. No does Jimmy G. run much now and then you have Chris Jones Frank Clark. I think there's a solid chance that the chiefs get a sack. I gumby another double here. Two point attempt plus one forty and a successful two point attempt plus two forty. It's plus one on forty four four there to be a two plus two forty for successful. Okay these big games just usually see some common down late. There was one on there. I Don I might be jumping on someone similar like will there be a fourth down conversion. Will they go for it on fourth minus three something. They're probably going to but that's a little too much too much juice for me. To lay their odds are odds. Aren't great on that. No you both teams to score ten points in the second quarter. This is one of my favorite problems I saw again. It is the highest score in quarter. I believe in the Super Bowl by far and also it might take a little bit for them to get going so by the second quarter rolls around these scorned points points points. I mean you get that end of the first quarter driving and then all of a sudden the second quarter starts in the red zone. I mean that's sort of what I'm banking on. The odds are plus five thirty. So they're great. I'm GONNA lay it. Okay I like it. I like it this up. Do you think this point scored. Let's just say I'm digging the Oh so I have to. ooh Manny Sanders bets here who most receiving yards plus thirteen hundred. Okay no I like I like taking a look at that It's great odds for a pretty good wide receiver who just trust me here. Plus thirteen hundred and then sanders versus walk ins they have straight up matched for for whoever's GONNA have most yards and sanders is plus one fifteen. Then I'm gonNA think Manny Sanders there too. I'm with you. I got over forty and a half yards for senators. We like manny any sanders. He's been there before he has. What's your name company? Had that gun. Parts Tire Tyreek Hill. UH-HUH Q. Tyreek Hill over five and a half perceptions plus one zero five. Yeah I really liked that one. I mean in the biggest biggest game of the year. You're going to get the ball you're playmakers. I also do not hate him at twenty two one for Super Bowl in two one. Yeah Jeez that's pretty solid cargo. I'm going Deebo. Samuel to score a touchdown okay. Plus one forty do depot is a great eight red zone threat for the San Fran niners. Iran's the ball he catches the ball. SHANAHAN LOVES TO USE MY SOOM. Some of those plays that he hasn't used that are specifically difficult for depot Obviously you know Kiddo gets a lot of attention against sanders. They're run game so depots kind of that guy. They move around to a US dod score touched attack I like chiefs under seven and a half people who are gonNA catch a ball okay. So this is his gonNA catchable. TYCO ARECO Nicole Hardman Damian Williams Kelsey Sammy Watkins. That's five and then Marcus Robinson normally gets one but he might not at six Darwin Thompson. Their back of running back sometimes gets one so so like the mortgage Robbins Dr. Maybe they don't get one and then they have like Lake Bell. nope Blake Bell Blake. I don't know I just don't Blake Bell. Blake Bell thank you. Is that the Oklahoma side and believe so. I don't know I just I think they're going to keep it in the hands. The people they trust so I like going under seven and a half and when I looked it up they had six people catch it in the AFC championship game Then they had a seven game before that and then eight-game before that but then it was seven seven seven so I liked the seven and a half of them taking the under seven half there for chiefs players. Who have reception action? Gumby I touchdown. Television Coleman Sixteen to one really. I've I've seen some reports. They might not put he's GonNa play. Did I mean these guys do leaving Dallas that. I just feel like everyone's just riding what happened last game and not remembering that he actually starter. Carter had how many touchdowns a game against the Vikings I like also his injury. Now I'm going to say this not knowing fully what the injury was was just to just a dislocated shoulder and it looks like a broken forum. That's what he was treating us. Pop that baby back in and you normally you taped dirt on your back. He's GonNa play. That's not a bad sixteen one. I like it like like a lot. I mean they also brought the card out. Don't forget that he didn't just want more carbon a dislocated shoulder. Yeah interesting move pain tolerance. Go Patrick Trick. mahomes to score a touchdown plus three fifty. Yeah that was a good one. I mean it's like Oh yeah I mean first of all you gotta at least prepare for the in fact the niners might just absolutely get after them so if they do he's going to be scrambling around all the time. So I like mahomes score a touchdown again. The odds are just so nice and plus three fifty. It's hard to look away from that. I'm taking telvision. Coleman will be ready for the supervisors. I have forty niners rushers over four and a half. So most it's going to get a Kerry Coleman's GonNa Carry Braid is probably going to get a Kerry deebo. Divas Samuel Garoppolo could sneak for one. Exactly there's five if one of those doesn't happen maybe US check gets a carrying. Maybe Kiddo gets an end and around I like that so I have forty niners rushers over four and a half and that's an one seventy so I believe they also think it's going to be over four and a half but you know winners are winners. I'm GONNA join us. I'm out of Okay some fun stats the same for same for the end of the upset Okay I love refund stats. Probably I got one more. Yeah okay good Miekel Hartman over one and a half perceptions it's minus one thirty over over one and a half perceptions but I think one and a half is low so I mean he gets to bubble screens. He gets to he wins if he gets to he covers. Yeah it's one and a half so I I I like that I. I don't think that's enough. I figured it would be at three and a half two and a half at the lowest. I mean. If you don't get in the ball two times you'd have to question if they're leaving it all out there well that ends the and after that fact which they might not even out there. They'll give him the ball that that means what they're gonNA give give it to Kelsey Williams and Hill thirty times each like they gotta be moving into they gotta be moving. The Rock around especially because San Frans- can focus on their studs Miekel harmon over one and a half. I I few more. I'll build off some of the things that I said earlier. Some gun forty niners under two and a half sacks minus one eighty. They'RE GONNA I. They're going to pressure them homes but I just don't he just doesn't get down throwaways scramble. Whatever it's a different store chiefs to record I sack is minus one twenty? Same as when I talked about earlier about quarterback to be sacked I jimmy. She mahomes under thirty and a half rushing yards okay. He's only over thirty rushing yards and five of his thirty thirty four starts so people are betting the Orcas it open twenty eight. I believe yeah and he went over the last two weeks. Yeah but you know. I think let's come back down to Earth here. Okay okay remember the stats Let's go to the back here. gatorade color I'm not sure yet. I have not got any inside information yet. MOSTER and Williams to score each half plus sixty five hundred own. Just a little of the throw in there to sprinkle in there I'll love those There are a lot. This is my one. I played all year long touchdown feel go each half both teams plus twelve hundred. That's poss- twelve one hundred. It's rare how doesn't happen. That much final score here. We Go San Francisco twenty-seven Casey twenty-six ooh is a plus twenty five thousand sh sprinkle a little on that guy And then I have I have. This is not who I think's going to be people you know. Just some longshot. Maybe looks that looks thing code side. The box kittles plus eighteen hundred for. MVP Yeah now. Those odds are insane. Chris Jones is plus twelve thousand. Five hundred now. He gets to three six one forced fumble something to think about Bosa even like to and then I thought you know Coleman has a shoulder injury Say I carry. He's a little bit just a little say most circuits banged up fucking braided comes in and runs for two hundred. He's plus seven thousand. Wow Yeah just sprinkle here and there. Hey look that's a hundred bucks. One seven thousand bucks. I don't know if we've established that is exactly what that is. That's great we should establish. That's how odds work. I'm glad we did ten seven hundred dumpy fun facts forty niners to no no wearing white in the super bowl and they'll be wearing white correct yet got it. was that that. Yeah you like unbelievable. Jared soon said you'd stats plural or do you want more. I thought we were still doing around. I got nothing left. left-back we're just we're just be bebopping off Sanford has won one of of their last five games against the saints. Yeah that's it pretty good team. Miami's Open open-field though. How's that make you you only six time? Superbowl winner has not covered the spread. Twenty six super bowls spread has been six or fewer dog has one straight up or lost and failed to cover. ooh So you're saying normally super winter covers. Is that what you're saying there but like the the dog doesn't cover the favorite WYNN's favourite. Yeah continue funds I love these stats thefts. AFC eleven and six in super bowls played in February. Wow that's most people are in February. I thought they all were apparently not. Because that's only seventy just changed. Go ahead that's good. That's all I got. Those are yeah. I thought we'd have more. I love him. I mean you're talking about those stuff you know you actually absolutely dominant. I don't know where we're we're good. We're funds fun. I mean we gave you probably at least forty brought props on props the props I might hold on. Let me just scroll through one of the one thing. I will say if you don't keep track of how many pets your betting because this happened to me last year horse slippery slope like you like Oh. Chilly tend to win in. Like if you keep doing these on bets like plus sixty I five hundred in because plus six hundred pets don't hit normally and you don't hit one of them you're GONNA lose money a lot of it like last year. Had we had. I had the winner right. Yep had the had the under nip lost because I bet I'm like thirty projects all like plus three. Oh that's good value. That's three. I'm GONNA be rich. I guess what at the end of the day you lost money. Because you're a fucking idiot so just it's it's okay to sprinkle here and there but you you don't hit any of them you're probably GONNA lose money. Look make sure you have an ace in the hole go if you love one prop definitely hammer that one and then sprinkled okay pardon sprinkle. I remembered where I was going with. what are you talking about that. They're both better playing outdoors. Okay Therapists Artists Rosie now. We're good I forgot to write that down. Hey that's on me. No I mean there's a busy day still very very we are good pal All right says good better best props special keep following us on the action APP. We've been on heaters basketball basketball's been well Tony's the G. now told well we are on I g good dot dot bets. Send US your winters to. She's on center ice. Tony his last night. We'll put it on the consensus bad. Beats I mean what it will put it all up there. So we'll we'll start doing more. Your love bad beats to make everybody feel better. Good better dot bats on instagram. Good better bets on Twitter Pam. mcfee INC McAfee What's that both teams get outside outside Fans will dot com slash McAfee. Remember when you make your bets leave it all out there just just like these teams are going to do leave it all out there in. Remember Expos around the corner but it's going to be different. It's going to be very different so hammer these pets. We will be back tomorrow with just. We're just talking about the game. Oh yeah even. Though we gave away a lot about what we think about the game. Those are just fun stuff. Plus we've got basketball picks common hot starting next week. We'll be every Dan. Yeah every day with video on youtube probably with the on Youtube and locks on knocks on the Hawks and good better bets. Tease now on PAT McAfee store store. Oh holidays right good better bets. Good luck goodbye.

San Francisco chiefs Manny Sanders Patrick Patrick Connor Pat Mahomes Casey niners Pat McAfee US San Fran Sammy Watkins Miekel harmon Tony Miami Miekel Hartman Samuel Garoppolo AFC
TFATK Episode 475

The Fighter And The Kid

1:40:12 hr | 1 year ago

TFATK Episode 475

"Spokane Washington July eleven time. You're going to go do this podcast off again. It's a fun place. You told me light it. I'll be there spots man next weekend. San Francisco cobs nineteenth and twentieth. I will be there. The diversity of your spokane crowd is it super no books as and why different shades of white yeah all right here we go baby then you're in San Fran Dude Qasr on the best clubs in the world you can last time we were together there. It was great fun special. Where are you going to be bro Dude? I'm so glad you're ass. I'm in Cincinnati of D-ohio just Friday and Saturday Funny Bone Cincinnati Ohio just two days Friday Saturday. Get your tickets. I'm bringing a son and Derek Post and with me Tommy Store Finest Doormen Cincinnati the next week. I'm an indie helium indie Thursday Friday Saturday and then August first through the third. I'm in Nashville Thrill Zanies. Those tickets are sold out. I love me some Zanies than Portland. Just went live August fifteenth through Seventeenth Portland but Cincinnati see this Friday Saturday. Get your tickets now. DOT COM DOT COM. Yes podcast is brought brought to you by the one the only the best C._B._D.. Oil On planet Earth Organic Camp Oil. I'm talking non G._M._O.. The only third party tested pure fine organic tamp certified the Best Pure C._B._O.. On the planet it's pure spectrum C._B._D.. Oil Go to pure spectrum C._B._D.. Dot Com Promo Code is Shaab save ten percent off the entire website. You guys has no from me. How important is for my family? especially my son who's having issues oil saved my son's life. I take every day is the most important supplement I've ever put in my body. My son takes it every morning every night. One hundred percent organic third-party tested acid two hundred percent guaranteed what we tell you is in the bottle T._H._C. free. You'RE NOT GONNA get high. It's the best thing you put in your body pure spectrum C._B._D.. 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Eighteen cups coffee founded by former special operations vets combined. I love of coffee with a lot of hunting in the great outdoors. That's right. You're a no brainer man. No brainer visit black rifle coffee dot com slash Shaab and receive ten percents off your order. That's black REVA COFFEE DOT COM slash shop S. C. H. A. U._B.. Ten percent off black rifle coffee dot com slash shop. Many men can withstand punch obviously obviously a for sure Senate set a here on them black belt and chips chicken. I think you'd be surprised I think you'd be surprised havoc any fight club spiked club bike club. Kids get the peace on peace on one to cutie pies. I still got it baby. Lift Your Shield and now from the studios in Playa Vista. California is the moment you've been waiting for the final and the kid is coming at you know we're not lying. That doesn't make sense but we're not we don't now it's fodder and the kid live Bro. I'm I am drinking my cold brew Mocha to me. It's a Mocha they're a little chocolate and it takes them twenty four hours to make see that's a lot you know me when it comes to artisan ship if you show me the difference between the grain of wood on something if you say this is good but this this is really goes like this guy was showing the <unk> being poverty and then pumped to the great opportunities that he's things well. He goes yeah but you don't know listen to this and he played me this other Guy Blind guy who's now it was a guy who if you're the real aficionado opera and I didn't know the difference but I was like there is a difference. Here's the difference I buy into it. Do you know like you say that yeah because I got to get rid of the monster truck right because that truck will excuse me why anyone let me by that no idea. Where were you on that one? I don't know I don't need to big. It's too big you have to learn the hard left to go. Yeah you have to go big and then learned the hardware hardware 'cause you're the most stubborn person like there's no way anybody telling you what to do until you go. Oh this isn't I'm trying to back. This pop and I can't get this Ju- Tommy store went dude. We love you but you can't parking lot anymore because your car takes up three spots and we can't get we can't get you out. Just two can't go there so at the store now impromptu camp ballet takes up too much dude we just we up here. Is there any way you can't just drive the fry because when you bring the raptor blocks everyone why can't drive it anywhere because the monster truck in L._A.. Brandon yeah and your Moron so that's not gonNA work. Get rid of close the two tires in the back because I'm GonNa off-road. 'cause I'm off road. I know of never right so that thing you know the thing that the guy I was shocked. It's on the cars and I know you're not for it so I just want the most B._C.. Raptor St Raptor the guy who had it before me goes yes so the shocks and this man you can go Baja. If you WANNA jump boat rocks yeah no doubt probably the only genus thing go over to speed bump on fucking Laurel Canyon really speed limit you're supposed to and he goes and I see him. Go that's a shame and I was like whatever dude he was right that things not gonNA fit in my lifetime so you it so yesterday as I need a dad right yeah fries. How do you get rid of that? You sell that sell like hotcakes it will oh yeah the color of the Combo everything I paid for yeah. Nothing's going to be okay. I got my Guy Greg right so we have four bid on it so house. Yesterday I went with Greg. Do Go drive other dad cars and this is to your point where you're saying the difference between things so he takes me in. It's called a G._T.. It's a four door G._T.. Mercedes these. You only have two doors with that four doors now. It's like Baltimat- Dad Gar bring that up so the Mercedes G. T. Four door but it's the G._T._S. right is the G._T._S. hatchback so it's a seven hundred horsepower. Oh my God. It's a monster M._G.. Right that's it. That's exactly what I test drove the G._T._S. so I go. What's the price they tell me what's monthly bill okay right up? I go well. I don't need I don't need to ask and the Guy Greg goes I mean you'll you feel differently at differing. We'll go in the engineering of the problem and the steer any kids to you do that to you because you don't put me in that. I don't put me in that first because then the other thing drives like ah get out of it when I'm sad. How much is your payment? pry behalf went. It's just not I'll be sad. I'd be thinking about that when the whole time so he had reconsidered everything it's true man when the quality that's why you make fun with Ferrari's or my yeah. I know what these these now. Listen we making the transition out of those. No this is the same thing. Can I be on. Let me just stop for a second. They have small fins on the back. So are you are you who is the guy who are you flash but there's another there's a God bless just Dick who's the god of the Greek with wings on his feet Hermes. You're are you Husky. Hermes on the thicker means you think Hermes your Husky Hermes the Hermes clothing because things have those things you look like you're wearing mini porsches and I'll take that but listen this dude this designer his name's June Takahashi Yup June Takahashi check it out against the government in Japan Japan right so he's one of these are undercover collab- so June Takahashi against the in China China he pulled off his shoe on so he's one of the top designers but because he went against the government China. You can't sell his shin. Takahashi is Japanese Japanese but but they pulled like he went against the go no the Hong Kong protests so they so they pulled all his collab- papa got the news from the underground so he's a hard to get so they won't sell shoes in China. What are those hollow undercover underscored lab now you can you can go fuck off with those shoes also because I don't care but but what do you like about them so much dude it's just because you look to the effort and the quality that went into these shoes not quality with your coffee and everything Dan 'cause? If you compare these are regular pair of Cortez or something like dad or running shoes yeah. What are we doing really driving that other car I so are you telling me you'RE GONNA S? Can you please not do the S. Can you please save the money. It's half as much well not exactly a lot of savings. I mean are you going to. You're going to be in traffic sir. You know this right not they'll be but you are paying and then also that's dad car so I take the pain dad car. That's seven hundred horsepower. Please stop calling the biggest his dad carb all time but it's not a dad car right is though because I'm a dad but the backs not bad carcass incites cray driving with a helmet so it's snot out of that car well no he could be then no no see. I have to know Ah have to stop here because the dad's car went dead Carmen. Why don't you do this? Please try. Will you please revenue and test drive. Please test drive Tesla no fucking ninety. It looks like it looks like shit it. Does it bring that test. I guarantee you if you get in this G._T.. Four Door A._M.. G G._T._S. and the engine has is better fucking pick up. Now it's electric. It doesn't do anything anything for me dude and that's just test last U._v. and then all typing gay at the end dude please though the thing you told me the things sexy look. Is that thing sexy in any fashion I loved anybody Ores Dude you make fun of my shoes. Yoursel me on this stage. Show your shoes go with your shoe. Things sexy compared to the while I was just looking at you. You know what it is. The problem is you need. Did you need that. I love to drive you. Start Your Ferrari up yesterday and you know that I I jumped. I jumped. I jumped. I jumped with fright. Daddy's getting new exhaust on tomorrow. <hes> come on please daddy soup up. Your Ferrari pleased audie that far. Your Guy told me that he needs to have somebody come to teach you how to drive it. We've been through that because it's so it's it's such a monster I know oh please don't soup it. Who cleese? How was how stand up on the spot last night? It was awesome I did I did I made for that. I did a story about street fighting in French. That's hilarious. They really liked it. I go and it must be French no well. I also worry about you know the great thing about standup on spas you come up with bits like it gave me a really good record it. I was Reno I in my mind. I know what to do. Now I'll do is I'll record it but then in the back dramatic go dude. You should think about this this and this yeah yeah it was good. Who is you rogin me? Rogan Chirac Jerry Seinfeld as well right <hes> Jeremey who else I don't know I I don't even know the girl from one of the Girls Christina from the podcast guys we fucked. I don't know I don't know I don't know interesting buddy fun those fine. Oh you saw it was fun though yeah you <hes> You saw her buddy <hes> ruckle he's in town. I saw Luke House. I'm doing buddy <hes>. He's got some problems with his job but he's GonNa but he's okay. He's broke it before. I don't think he's ever broken before. No no I think he's broken hard. Yeah I think no I think he's in a good place to the I do. I think he's in a good place in terms of <hes> you know he's he's got. He's GonNa options like we were talking about man. It's a sad story and he's done everything he had to do in the and the U._F._C. I told you the whole famer there's nothing to do. If you want to stick around to five you can do that and I think it'd be Saas out his his choice. I have no idea but the main thing is just to get some stuff. You know he's just chilling recovering. You know it's interesting as you you have been there seventeen fights and so new fights count my ultimate Fata. It'd be twenty than <hes> twenty four twenty four to a lot of fights a lot of fights to have I forgot. I didn't know you were that extensive but I guess you did fight for eight years. Awhile I mean that's a long time so when you are intimately involved in something you know you can see things that other people don't just because you've been there and you can see the subtleties and nuances and and the mindset mindset and <hes> I think you are how would you when you when you were contemplating retirement retire and thirteen yeah so that'd be that'd be what six years ago and then happened for that so you're talking about damnest for seven and a half years almost eight years when I started thinking about it and I did it legitimately six years ago. I don't know I don't want to speak for Lucado head but you don't have to. I know to a T._B.. I'm telling you yeah I'm telling you when I I just know I just one advantage. I have over all I'm not a journalist but all you know when I do below the belt the one advantage over all them if I'd have been in there I know what they're going. Huge Fan experience yes so in actual field. He'll do you want this guy who listen. I'm studies war. Do you want to talk about the guy who's on the battlefield is on the battlefield and also the guy who succeeded and failed. WHO's got knocked out has knocked out has done all these things? I beat them. The Best I would say that loss this is also are more important in terms of experience understandable huge brother fucking understand what really goes on it's huge yeah so you can call me when you destroy the set but when you bomb the really go back to the start work on things like that didn't work there that didn't work there so they can fighting when you get knocked out well. This isn't working. Even though some of it's working go back and you just you really dial in on what you need to do a really good speech by Arnold Schwarzenegger. He gave a commencement issue type. I really really good not a lot of people are successful in that many genres Mr Arnold Schwarzen- older you makes me look like a pet. Thank you sir. I mean and you know what he said. He said I don't like plan B's when you're going for or something I know that'd be all you'd better be all your any better be all and he said because you're competing with people who are all and if you have a plan B if you have an op option in anything in life when you're trying and I think that's an important thing to keep in mind for put especially with fighting be my. The mother the any doubt if there's any consequences the consequences are if you want to be a senior and you'll have a plan. You don't make it all right. You'll find something else in fighting if you have if you have a plan B. you're going to get really really injured so the contents are so dramatic like just don't do it if your body. I've always said your body will tell the truth your body whether you say whatever you want your brain can say whatever you want us a little bit like like with my psoriasis that had to do with emotional shit that I was not okay and once I took care that called in what you did so I saw my mother but once I dealt with with the issues of my life that were not resolved and I dealt with them honestly and confronted them. What a surprise that my psoriasis went away so a lot of times you may say you're into something and you're not your body will tell story now recounting and fighting when you were going to fight Travis Brown and I saw your face and you're like I wasn't into it well? You didn't even have an energy in your body. Guess what fake it. You can't fake it because your body was like hey we don't want to do this so your your body's shutdowns. You're tired yeah so that's all that's why you had a fucking plan B.. I remember because you were sitting there and we were we would we would always bond. We'd all be sitting around laughing and telling stories in a bar and even if you weren't drinking as the best I would just be laughing and talking and I remember you said we go. How good is this? How good is this just a hanging? Talk like this and you go so I want to do so I want to do and I go and I went well. That's all I WANNA do. I looked at you and I went. Oh you got a big smile on your face and I was like oh I was delighted because I was like good but but at the same time that can't be all you WANNA do Jorges cosby doll. That's not all he wants to do. He wants to put his fist through your face. You know it's a different thing but I I think that's the worst thing to say. I don't like plan B's be all in when you when you and my mother said to me when I was an actor never forgot this. She said she sat down she said what is your plan B <hes>. Do you think you should go back to school and get your law degree or get your M._B._A.. In case case this doesn't work out and I remember I looked at her and I said I don't have a plan B baby. This is it if I don't make baby no decide when it goes on I go. I'll have a baby and she goes. She goes what I go. Ah Shut up come here and I made out and then you let your and they went you disgusting scene Hollywood pitch and I have I have a son who's also my brother Yeah but that's important thing and I see so many people and I know you on the road. One of my favorite things to do is when I don't bring Derek in Assan with other the local talent I talked this one guy I could tell like nick he did his first set and it was rough man and he comes in the Ba- around the fucking comedy store. I see the best in the world so the guy comes back and I go I in you know Jay's with me all the time and j you know he sees everyone and Jay US rough. I bet you he hasn't been doing stand up. Comes the back and I go. Hey brother how many how many times a month are you getting up around here. IOS maybe once a month fell outgoing. I went oh well. You're not doing stand up dude. He's not come back. We'll know the comic. Do I'm around guys. I mean they're getting up four or five times. If you're driving deal our and right lied nope Navy guys dare Kasan Day drive to San Diego on a Wednesday night to do six minutes minute spot that drive back to Burbank do a spot and then you know they get on another show like united in the race so the plan B. or whatever you're doing. You're not all in your comparing gonNA summer in that yeah. That's who you're competing with. Don't give a fuck talk with the same advice to when mark millions as we talk those guys about coming to practice then I'm in the race like if you have to tell people come to practice or fifth till comics and make sure again they're sets and I do not we're not even the same boat so so frustrating to me. I'm always like hold on. It's not eating and breathing this. That's why I think life is fair a lot of times a lot of times. It's not a lot of times it is success like when you see people really successful not an accident especially if it's prolonged success not an accurate take a look and how they live their life and take a look at how you live your life and what will happen is. I always say this about Hollywood. I didn't make it as an actor for a long time because I didn't want to act so my body my body when I went into an audition movie I wasn't ready I. I didn't get ready for the audition because I didn't want to be on a set. It's fair. It is fair house. I'm real talented. I know that guy wanted more better. He might be just as talented but he works his ass off or not as talented but he's prepared. He's prepared. I saw that I saw certain actors that we're really famous well. I watched Bradley Cooper. That motherfucker was Bradley. Cooper was going to get the part that much better looking well. He's also way better. Looking good looking doesn't matter a lot good looking guy. You'll be so much better looking. Don't say so much looking when I was younger Bradley. He's got some as booed. I told you when he sweats. His girlfriend smelled them ever tell you she loves it. No she goes he was leaning. I didn't know him very well back in the day and she smelled him his fiancee at the time and she goes I go what are you doing. He was it was hot day. We're on our way flying to nantucket and she goes he smells like olive oil and he sweats. I was like this motherfucker smells like olive olive oil I bet he does I was like this motherfucker and then he's then you play a board game with Bradley and he's really competitive but when you win he goes like this he goes. Oh good job dude fucking good. He's a really good sport. He broke they broke up with his girl and now there's rooms lady Gaga Right. He broke up with that girl is the hottest home is who she is delicious the lady who but oh my God she's not listen. There's someone sick of fucking be out his name's Jason. I'm saying that's just the way it goes. It's just the way the cookie crumbles in our lives dude. He's he's. He is what he is man. He's dating in late Goggin up. Here's the advantage lady Gaga has over this. She's so hot. It's frustrating such great teeth. She's so that's like that's like what happens. When you see Ferrari like you I caught Brennan fucking trying to he was rubbing his genitals against his Ferrari fucked exhaust in they had to pull him off his own Ferrari? Yes she's pressuring the hot but here's the advantage lady. Gaga has issue. Just has that effected on. She's she's she's an artist. She's powerful right. She's a bit of a boss. She might not look like her but she has this. She's those X.. Fascists undeniable bro shut shot good at everything but compared to the other girl I mean what are we talking about here. You know and talking I I mean but she has factors that she doesn't. That's that's one you've been dated. Fuck in Ferrari's but there's not much going on and you get when you get you get a Honda Civic. That has a bunch of tricks up its leave town Allen Bob drawn to it suckers for personality one thing about my my wife who is the fucking hilarious. She always had a great sense of humor. She's got a great sense of humor but when my son John I think is going to be a comic but yeah personality as you get older his everything yeah because you're stuck with them do super curvy. That's the as soon as long as you have a percentage a huge rack you don't say krasny waste but other than that yeah so he can switch Chin still no nothing on the dating front wheel of course there's dating on the front he's got do what are you GonNa do. You'll see no. I don't see changes. You'll see you'll see this. He looked sideways. Do you know when they when they when they'll see as a story comes breaking out that the seventeen girls trapped in his basement yeah yeah yeah. What do you mean Gaga? What what if he's dating Bradley Cooper's ex that hot smoke show never know he's hey let's talk about? Let's move on why you talk offensive Jim. What do you what are you going to do? Though have you ever thought about it. I'm really not concerned and right. Now your forty one forty two. I just turned forty two. When was your birthday April? Do we celebrate it now. By the way you guys for cats birthday I did not I was out of town that texter okay. When was your birthday? It was less Wednesday the the third you fucked. I didn't know that happy birthday also in Hawaii but I did text cat. I'm terrible yeah. We're birthdays but you don't bring yours up. Chink you know anyone to know your age. I just don't like people making a big deal out of it age. I don't care and you bring up but here's the thing what your plan to your forty two and there are I say this was all due respect. There are mill prospects. There is dude. There's prospects. I'm just I'm a pain Dana deal with I think you're not you're tall handsome knobs talking about my looks. Why did you like to sing and Shit on in your end just because it's super he's anal about things? He doesn't like change right control. Honestly being single is probably one of my favorite things right. Now you like your alone time. I do yeah yeah because I was away by anything one of the things about having children and have yes e- is that you you just there's nothing like that. You're you're not an individual anymore anymore. Yeah there's no alone time being home and just not worrying about what you can get. A girl who super independence can do our own thing. Let's see no no. You're waiting for technology with a you'll see I wonder take plenty plenty forty and he's trying to figure out like how to tell his parents. You'll see you're trying to there's definitely girls but I'm not really like super. There's none that I'm like wow what would actually want to spend real time with no desire to spend time with girls at all no not that like an actual girlfriend Utusan having fun go out and have fun just in general general do still do you go in group dates no usually if you guys ever talk to people that watch the show. This is show whenever they see me outside. I'm usually with yeah yeah talk about as a friend aren't some of friends yeah I do Brenton. I don't have girlfriends really that's not how we roll no. We're our guys. Now you see the gal that's going to be aged. Triple someone sucking like like if you saw if you saw Brennan and I I'm just saying that's my only girlfriend yeah you saw Brennan I out. We were at dinner with a girl or we era. It'd be almost set French better be they better be publicist or a business associate without notebook in front of them because otherwise some female otherwise we guilty. Here's somebody milk. You know what I'm saying. No what was the woman in his car guilty guilty guilty full-blown at dinner with at a bar with the guilty here in the state. There's a reason guilty did you not I'm stressed out. About what are you GONNA do. I honestly if I want to settle down. If I'm just like tired of being whatever then I have options I would say about like what that's if I just give up on like what about family and kids like they can do both i. I don't want them in the end career. I honestly don't have like a real relationship right now. Now don't want kids. I mean maybe one day I'm not like one day. No pro. I had a kid of what forty-six he said. I was forty one your ah your latest kid when you're yeah dude. His kids are second. One was that was forty. Forty six did very little boom forty six man. No my son's seven so forty five forty five three years. That's a long time I can seve the child. I I get a kid before that Cisco is busting my son was conceived. The hotel Batali yeah broke Graf had cats browse. I here comes. The fucking Gif here becomes the little may get welcome. That's what I say icing yeah yeah. Nothing hunch that you guys are so concerned that's sweet. That's very alarming to me. I'm fine with it. I think you're thinking is a lone wolf. I like the right now like right now for now. You've been how long I think Tennessee I've been seeing for. How long have you been with us two and a half years you you do know that you know that if you've ever came to us and said Hey guys just guys you know you and I would not give celebrated? I only transnet gay no even if he is who both Brennan and I would would be your biggest. I appreciate that the real ratings on the show we would be would appreciate your wedding. Go through dudes sick. I would marry you at your wedding. I mean I just a little and the fire you but you're going to hell but still Jesus. I always talk about being stuck imprinting. Go somewhere but I'll celebrate. I'm a conservative. I'm I'm an economic conservative and I can't stand left-wing identity politics but I'm basically super liberal social me to marry and I you know I it's awesome yeah well. It's a belief appalachians belong to an F. years we went to Australia. Maybe three years you've been with was when we remember when we left Fox. I remember an exact date and everything like decided to leave us four years to leave. I think it would be a disaster for us. Yeah we complete bobbed up over a complete complete nightmare. We need you guys. Thank you Brian can leave. We need you know you can trust that we that you really rely on fucking good. We went through a lot of like people you know do a lot of frogs before we found is like your clockwork reliable. It's fucking a not to gain. They're not a lot of people that are like that. They're not a lot of people who are tough tough enough to fucking be clockwork like he's fucking reliable dude. I admire it how they were always in. My Koreans are Vietnamese. No Joke Vietnamese again. I've said it a thousand times. No one has ever conquered Vietnam Vietnam. They've tried and wants to the Chinese not these days more that our land round there we should go there. Apparently it's great do too far fly. So what do you what do you think is the verdict luncheon. Now you've probably more than US remember on the road with chimneys vary a reclusive. He's he's eating Sushi out of a market. He's doing his own thing. He's an artist. We wound up too soon though we barely knew each other so it was like kind of we want our huge long trip when we barely it was it was a why was it weird. Oh because I in cold opened sold out theatres the two year in Australia. That's a lot of cold open Jesus Christ those my training camp if Brennan will get naked in front of us no problem right like we're just make it wouldn't matter what happens you would not get naked in front of us right now no not let's Asian culture the locker rooms even when Asia's being locker room. They were never liked the white or black guys yeah. Aw Fuck and do karate kicks and everyone's laughing and shit. I've had Black Eyes User Dixon Talking Mike Fun Dude. It's been locking with Asians they doing that now. Leo Machida Watch Tower our does I've never seen as disappointing. I want to see the Dragon. You feel me feel because he's got these Hayes half-brazilian so I know might be worth. It might be that big old Dick <hes> cat. What do you think is going on with Chin? Can you hang out on your own yeah. I think chain is really picky. I think he needs a very particular type of person and I don't know if that person exists in our area seventy friends as young as they're going to be really young though I don't know if he wants somebody buddy not sure you don't want mature now. My personality is way immature. I mean around my friends like close friends really yeah you guys away mature the be on the outside of comedy. I mean we're talking about Dixon Asians Polito fucking. I'm so mature. Sometimes you guys have kids so you're mature yeah. That's fair yeah. So what do you think if no I don't know if I have any friends is that Chen would like he's just not interested. I don't know I don't know what type of girl he likes but I feel like she's in the she somewhere. I don't know where there's like. Maybe three of them in the world fuck three girls sounds like that's the one how your books in full Chin. We don't know but the ones that data have been awesome. They've been can be awesome because you're single spot house younger. Did you get on the dating APPs which was so much tender under. I just don't use it so you're not on me on tinder. I'm never been on there but I don't use it Razz Vulcan. That's not for him now. What's Ray is not there yet right yeah you have to but there are some fucking dude? You need a U._C.. Professionals you do your thing that come over you. Pay Him Dude. I would not mind that to be honest. If I'm like feeling super only seems like the best way just professionals rely on yeah yeah the same one comes over every Friday or Saturday. I mean if you need someone. Let me know the last place I worked at a bunch. That's true she did yeah. I used to hold the phones yeah the last weeks I worked at it was just a bunch of really really well to do men and women who didn't want to have families they don't want to have relationships and they would have escorts and prostitutes. Come up all the time really yeah. I know a lot of them to this day. Most of them are really really good people yeah no. That's the thing a lot of them are in the Bible. You'll meet a heart or they. Were they run usually. What do they run? I don't know how much they run. I think it also depends on what you're looking at. What those people right to do people pay three to five? If if I saw you talking about quality when we started the show I understand but three to five is not I can't just be Brent you solve for five five grand. You'd like Oh yeah no doubt but that's a lot of money for the night five thousand dollars Brian Beautiful Women in my life I have never is not that that much better five bring up five Grand Victoria Cooper's ex that is hot shit but five thousand two old Bradley wouldn't care human pay five barely grocery grant you can go to get you come around. No no absolutely not I three grant Seattle. I'm taking two car dealer female escorts over. I can so that listen. That's that's for the billionaires shit like that now. I'm not I'm talking about. Real People Get Ryan Tanta. The people are in the business in Hollywood. I've seen it dude. Three sexy Japanese slim a big boobs hundred sixty dollars letting Gardena if you're looking forward <hes> Asian amy now here's the problem with a lot of these is they look that you think you're going to get that and they come over and it looks like fucking. Yeah Yeah fucking need help too. That's another sad thing girl goes up and then they come down like five minutes later like you know that they were sent away. That's aw guys get the puck down here. That's I'm like Oh. You're tough GIG man. It's a tough gig yeah. I know a girl who spit in her face she went and he didn't like her and spit in her face and <hes> in Malibu she talking back though no she went to be his escort and she looked Jimmy spinner face yeah and then she had some people go visit him and <hes> oh they killed him yeah yeah they murdered him and the story took an extravagant. Here's a here's the thing though I don't have a problem with this like really hot girls. Who put you too much too much too much effort to much judgment on sex like like all right? I think prostitution is basically legal but it should be legal. Why not I I don't get it done anyway massage by some hot girl but she touches a different part of my body she goes to jail vice laws those outdated vice this old school? I don't have a problem with it. I just think two consenting adults should be allowed to <unk> enter into a transaction. There is a transaction anyone transaction. Let's say I went on a date tonight. Let's say mean cat went out bought cat drink about her. Dinner went to really nice place. It's five hundred dollars and then I got a hotel. It's another grant commit grand that money's money with on give it directly to your pain for an forms of liquor and hotel rooms so it's still it's just so stupid. Yeah that's right yeah. That's that's <hes> there. There are especially as you get older to be made you. I was listening to a sex expert on armchair expert with that Shepherd at a sex expert on there and you have everyone's like oh like these millennials in these young kids so much sat in ridiculous and not true because now not having sex right now well the the entire nation especially the United States having less and less sex especially the younger demo because they have so much access to porn and they're do it themselves now and now like monogamy is really not for them so they might hook up here and there but they're really not fucking with it man and there and everything's about becoming self sufficient and you know they're having bomber because there's not <hes> that connection you're able to do it in the cyber way or something is that what will the porn so good now before you can do chat to a girl or D._M.'s or they send nudes. Do through like jacking up this way or you know so. It's it's going down down. That's a bummer. That doesn't make women happy. That's for damn sure and maybe the limit of the same. You know it's interesting. That's interesting but they talk about like with like <hes>. I don't know how they saw tom about like with with with gay dudes how it's just different for them right like if you're gay man you can go. I mean well. There's areas you can go anywhere in the world in the nature in L._A.. And you go get fucked by four guys and come back and like all right. Where are we getting smoothies true well? There's no there's no gym. There's no restroom where four women are GonNa let you fuck them and then carry on day just doesn't exist now because do testosterone. It's just what they do. It's not that big of a deal truth creepy. He has interesting. There's a creepy that way super yeah. It's an interesting thing somebody asked me talking to people about love and they were asked me to define love like what do you mean. You're in love like when you say you're in love with somebody in a relationship. What does that mean? How do you define it? What does that mean? And how long is it GonNa last. If you ever try to define it. It's a tough thing to define this direction. That's deep there's possession. We are possessive over somebody because that's your Mama Bear. That's your but love is a hard thing to kind of. What's the motivation behind you in a relationship with somebody that you really love them? You guys are obsessed with each other. Love a lot of people yeah. The question is when you say you're in love with somebody. What is if you were to really dissect that? What's that really fucking mean? You know that'd be tough. It'd be tough to define sometimes. Maybe it's best not divide it right so I was thinking about this. The other day like scientists like to reduce shit. There are different ways they break it down and sometimes breaking it down takes the magic out life so let me give you a classic example. I Love Dogs. I love dogs had dogs my whole life. Somebody I heard a scientist there was this article about how dogs are saunters scavengers and pack animals and when they're really friendly with you and they wag their tail that might be how they've evolved to get you to give them food and take care of them if you look at a dog as a self serving animal. That's manipulating you that way. You're not gonNA love dogs the same way when you look at a dog that's just a fucking beautiful creature that makes you smile all that runs after a ball that kids hug and cry when it dies. That's that's that is a truth the like your deep love for your dog which I have is is just as true as what the scientist is describing as why the dog like blown. I'm not that interested in in your definition of a dog. That's not how I look at my dog. It is but that science may not be relevant to me emotionally and it doesn't make my life better actually your understanding. I guess the deep scientific mathematical dramatic motivations of a dog and we'll scientifically explained like things you can't really quantify we'll quantify faith any religion Gimme the formula I should believe in Jesus Christ there you go any religious who's a public intellectual will say things like we have to science has to destroy religion. Well okay until he does so you lose a child and then what was your. How are you going to help me with your science dude? I told you I Taiwan and that's not that much of a religious person. This is well documented a Deis your son I believe in a God but I'm a certain religion I don't believe Jesus Christ stuff deities deism so <hes> but when my son got AH issues first thing I did start praying faulk yeah youtube first thing doing any what's the first thing I did before I hit that curtain start praying fuck yes there. Is someone up there. Please help me out here that there's no no atheists in in a foxhole foxhole meaning like would you hope for your about your in a war with a waiting you until you've been in those situations. There is a reason that you you when you're helpless when you have no options. When science isn't there for you you start fucking privileged? Science can explain that feeling you get when inspiration no not that they definitely GonNa explain that but science can explain that thing where it goes. I want to do that Brennan. I'd go here. I went into it like that little thing in in your brain gone. I wouldn't do that yeah. I definitely when do that yeah. Hey man you're in trouble so China's he'd get ready. You're going to be in trouble. Jonathan Hyde who's a psychologist talks about this exact thing he goes. Human beings are intuitive so it's not you don't just you not just immoral. You're not just moral because it causes harm so the ideas <unk>. I'm a moral person 'cause I don't WanNA cause any harm but we also have weird intuitions like where we used. These really fucked up examples. A woman takes an American flag cuts up in a bunch of pieces and cleanser bathroom with it. We don't like that somebody takes a shit on a sacred battlefield at your nation was founded on. We don't like that <hes> Somebody Fox a chicken comes in it cooks the chicken and eats it. Nobody gets hurt a Vegan a woman she's. She's got a job cremating bodies in a in a thing she goes you know this is a perfectly good waste of meat. Guys is about to go into incinerator. She cuts a piece of style takes. It home cooks at needed. Nobody got hurt but we all go the code. We love brother and sister there in the woods. Nobody can see it. He wears a condom. She's on birth control. They faulk. Nobody knows about it. They're hot but but we have an ugly even though nobody got harmed technically Lou. It's still not it's still it's still listen tab disgust response from Tabah why well that's that's that intuition. Human beings are fucking intuitive and if you WANNA talk that's how people vote to go. I don't like a lot of people were like. I just don't like Hillary Clinton Donald Trump one two. There's something about it. I don't trust her. What is it about her? You ever meet people where you go. I just don't trust that person. I just don't and I had that I'm usually fucking right. There's something about person where I'm like. I just don't I don't believe you. I don't know why but I don't believe you know they're gonNA turn around and walk away. Talk Shit or something or you're asking Euro Dan Nice to me because you want and that intuition is very important. Listen to Oh. It's everything it is. Some people call it. STREET-SMART ROGAN had a fucking riff yesterday on astrology because we did stand up on the spot astrology and he goes. Is it bullshit he goes you just WanNa pattern like he went through this whole thing about how he talks really smart science. I don't want to give away because he might turn into a bit but it was so good because it was like astrologists for people who want a pattern of predictable pattern to live but there's nothing wrong with that. It's human but you can't predict live. Life isn't a pattern by his fucking though random it's random yeah. He was really funny last night improvising heels to giant dawn. Can you help me pull this thing out. Because I guess man I got them all tied down my leg. He's been really unruly lately. You give intuition. I got a bad feeling about this dawn. Jay Brennan Bryce Yeah Man you know what's funny is over. You can go see Brian Spokane. He can see me in Cincinnati or what I would probably rather do. I'd rather go see the new movie Stu Bar. You know what I'm saying. Stupor STU bursts to will cost lost to borrow okay but it's tuber. You're always mispronounce. Everything I do man the Kamal in it who's hilarious the day Batista in it and so damn good. He's a good actor. It looks so funny man the trailer if he has seen it holier Laris definitely go check it out you guys know from silicone valley you know Dave Batista from Guardians of the Galaxy plus in this movie and in real life there. B._F._F.'s ought to know that I didn't know they were actually best. That's how the movie came together Manson Yep. That's true so get excited. 'cause they're really together now. Buckle up for the ride of your live like the Brian Cowen Brennan Shaab of big screen. They're like the find the kid of the silver screen. That's exactly what they are. You're a giant professional wrestler and I'm a fucking fucking artist actor. Maybe I guess either way go see Stupor arrives in theaters July twelfth. Go see it yeah. Hey be you know what man I might vote for Bernie Sanders or or Org because he's getting rid of student loans or you know what I'm GonNa. Do you know what I'm GonNa. Do you GONNA get a real private long do ernest. I'm talking about Ernest design a private student loan for actual students into nineteen. I mean you can apply on your phone dude. They customize low terms low interest rates no fees. They'll give you three extra months complicate add do it's less comic because a lot of kids can't afford college scholarships. Okay Okay Ernest. This is not a private student loan for actual students in two thousand. I mean you can apply totally on your phone. You you have customizable loan terms. Low interest rates no fees. They also give you three extra months nine months total. After leaving school to start paying back your private student loan and Ernest private student loans can cover up one hundred percent of your schools cost of attendance. Is it impossible like take nine hours a lot cheaper. Were that's the thing you don't have to have a finance degree for it and also I'll tell you something else. The Internet loves Ernest Low Customer Service. They gave it a nine point four out of ten on trust pilot. I love it. It's a two minute eligibility. Check you can invite a cosigner if you choose to and apply Yup and guess what the School New Year is approaching fast so the fire kidde listeners get one hundred dollars cash bonus when you get a private student loan at Ernest Dot com slash fighter. That's one hundred dollar cash bonus. You get a private student loan at Ernest Dot com slash fighter better and you can see the terms conditions on the site go to ernest dot com slash fighter today. Don't let student loan stand in your way take control with Ernest E. A. R. N. E. S. T. dot com slash fighter to drain that thing saying I don't know just current. Have you been watching things no. I don't watch that dumb show Oh really yeah but my daughter is upset anyone else in your watch it ninety more US watch. I might be the best season as a man. I'm done really so done. So should I watch it. I don't care be honest. Don't that's a great answer right washed large did so well done scary Nah. I'm thirty six men not very scary but it's scary show. It's just a really well done show. It's really really cool but you four is. The Shit finally caught up last night euphoria on H._B._O.. I don't know you want to talk about pushing the limit. What is your shot well? It's with the Daya Girl Zendaya. She's gorgeous yeah. She plays a drug addict and actress yeah but there's there's this transgender girl in this as well. It's just I mean there's a lot of Dixon this thing. Maybe I like it but there's like then. There's this married man. WHO's fucking transvestite like there's a lot going on a real life schick on dude? It's Yeah I've never ever seen something like this and it's a diving deep deep cuts into the the lives of like drug addicts and transsexuals. It's so well done men gambling some good T._v.. Out there man yeah the show so goddamn good and that the the things Ndiaye in dance she could really do it on. She's such a monster nine hundred originally from Oakland billion fans on instagram the transgender girl on the left real transgender clouds like Oh. Is that like Doc <hes> Girl Dude that was due. That's now of female but that's that's a real life is because I watched like behind the things thing because that's trying to figure out is that a female playing a transgender or is a mail plane. That's a real transgender under female. WHO's an actor a little rules for them? You know so she definitely yeah. It's very interesting. An individual's Joe's all right old is she. I don't know dude why I just twenty hunter Schafer's real name. When did she get transgender woman? She's known for her role as Gills H._B._O.'s drama she's really really good man. Brindley really really frigging good. You know who else is in the show is <hes> Judd uptown daughter. Jane have like a big role but she's in it. You dig the show. That's it's super interesting because I've never seen some shit like does you know drug addicts and transgender in highschool and hooked him up with married man crazy ship all right okay all right first one. You guys know about this. I think more kind of video you of it so it's Howard Stern is in two thousand thirteen. You guys know this. I'm Alyssa Howard Stern damning every day. I'm a huge Howard stern fan so this one kind of bums me out but it's like he's doing when they first went to sears or somebody's like doing a company retreat and he's talking up there and God he's so cocky and saying how you know how he may Jerry Seinfield and how they should create fake accounts go back. Maybe this is a yeah so the the scf across what's happened to the pilot. Theresa may not be the meanest called the summit which he didn't thirteen where we're gone and how we're getting there the self proclaimed King of all media well. That's what he is. <hes> Jason was only slate which the shock jock claim to have created notoriety you after regular Billy Corgan even referenced no director. This is the core smashing Hopkins Hopkins Yeah not the fucking documentaries yeah. You just see the part that I saw. It's just a bummer. If you're fucking Howard stern fan like it's so Hollywood where he was like so anti Hollywood keep scrolling down he <hes> somebody puts out a rock book Iraq record. We are the place to go. The police don't think or care about some do but most don't we get the same results but we don't have a book club. He's referring to Oprah he's saying he's just as big as oprah but what's we are new and it's all true right I mean in other words his his influence in his ability to get you exposure is one hundred percent of fact as far as the bragging about it that sucks yeah but look he was Adam Levine Otis he was a nobody was looking for before the voice it yeah I think the the bummer is just key imagined rogin sort of him sort of bragging about his influence but he also goes like he goes he. was you know every slur does my show says the best they've ever done. It just like very like it's just a bummer. If you're stern fin then yeah well it might be the match nations behind like a lot of times. You don't WanNa see how sausages made but you like sausage they again. You have to be a bit of a killer. My experience with people like this is their killers behind the scene the killers I mean they they they get like Tom Hanks one time said I let people think I'm a nice guy but but he's getting what he wants. You know you're you're. You're getting good. Have you heard about Ellen Ellen Yeah. Oh you savage dude of Sabah by the way hey just doesn't mostly at all the most savage there's no room for she'll rip your fucking head off but Barbara Dance. Hey let's give out this is but dude on a behind scenes. They say she is a murderer but she knows what she wants and she knows how to get there and I've heard that too. She's not <hes> that worked with her nightmare but Barbara streisand was always known to be difficult but Barbara size when we walk in the snow attracting go get rid of the second horn. What how'd you know? He's not doing his job. I don't need that you want to be in Barbra streisand. You have to be the best of the best that guy socks. That's a little different different though I don't know which is the bummer yeah well. I think he's a guy who is still doing it at a high level because he's got a holy can never fill and that requires a certain amount of uncompromising getting difficult. <hes> you know I'm. I'M GONNA get even because you're snubbing me but that's what drives him but he was always like Hollywood then when you listen to this Ray <hes> dude. I used to be against all this stuff. Stop now. You're you. You've become that yeah. I don't know I'm still future van pray. I never listened to him. I don't know much about him. I've never listened to one of these amazing. Listen to one interview and it was really good with Bill Maher but I need to get it but that was so okay so good yeah. The talk was just like Oh man of the bummer real bummer. What can he suggested that his people make fake twitter accounts to get the word out at Hampton right? You know his voice sounds. I really really like Crispin and deepen everything he he does on a purpose to he has a specific Mike very expensive -til Mike all really does accused compressive stern wait so it sounds like so his voice is you all you hear is yes voice like the guests sounds whatever but his is very lighten it like ingrained in your mind. Wow that's smart yeah. I mean if you've ever been a serious which I have. He has his own floor. Now I mean he he's he's he's ownership and serious yeah. I was thinking about the amount of hate he must've got when he went from terrestrial radio to payment structure serious yeah he must have got so much fucking hate. I guess you know he doesn't really do a social media and stuff like that and he he tried to do like a a facebook live or read it live and that is on the for two minutes with like holy like this is so talked out read it. Is I get people. Tell me don't go on Reddit Dude. You get fucking a lot of hate. I'm like I don't give a faulk. I don't I won't go on Reddit. Don't worry but I also I don't care what are you. You don't know me I do the best I can to be good but also I mean I mean. Are you on Reddit create accounts against those people that are you know because you're a famous actor comedian making millions of dollars. No no one's who successful on Reddit do writing bullshit. Do you know anyone who's successful that got on a the comet and wrote something negative about. I don't read it and especially you've done a podcast. You've done anything one comic. I Have Seen Kevin Hart John Do that Bucket Stock Bill Burr or Rogan when Oh you don't care that for the sheep sheep do what does he at first one she would describe it. I sent this cat so some beautiful young lady and her boyfriend sent this to me. There's a real monkey problem out here whereas this play it. This is Mike Rapport posted this by the way so monkey attacks on people I guess happened more and more frequently increase in problem Al northern India check that off the list I would fuck and I would come there. Get them. I'd get a bat and bash those fucking monkeys in their head teaching kids. I'll tease him with the fuck losses so far to see how this guy has a terrible problem but here they go oh shit Oh shit oh shit and then they knocked down the bite them and their teeth would fuck in her. I heard all right. Let me let me grab you motherfucker. This makes me angry. Does it YEP. I'll fucking kick you in the face you dumb monkey motherfucker three hundred eighty six monkey attacks last year all right good who'd died as a result of the Oh shit. It was imagine if you have kids but I would fuck in. I just get myself a twenty two and shoot ads A._B.. Do I'm telling you there's a real coyote problem where I live dude at four in the morning they get together and it's like Lion King. They shout out the top of their lungs on outside them. I've been killing someone's dog. 'cause I heard a very loud cry that went away and then all the counties Oregon kill. Those monkeys easily problem is that they <hes> habitat is is fucked up what else a problem in India you know what else comes in tigers and cobras leopards tigers the big problem in India yeah but not in the big city leopards because it leopards they come because I know they have a tiger problem too yeah. Tigers and alligators are the real. Have you seen how many people from alligators in Florida you mean. I don't know why house looking this up no over the word dude crocodiles alligators crocodiles real problem rocket house. Don't do a real problem yeah type in fucking Liberty Tax Indian villages Jesus Christ but <music> alligator tax or crocodile tax crocodiles alligators bid our big problem in Africa Doo from all over and they I mean they're vicious. Dude that two year old town terrified of crocodiles you sure man. It's a real fucking problem worldwide timeout thousands of attacks dude thousands. Oh yeah this well over five thousand tax half of them are dead on Oh really yeah because they will kill you do the real problem. I didn't realize how bad two hundred and six it's a saltwater talk through five hundred and five look at it so just last year alone over a thousand alligator crocodile attacks in America dead Egypt the Nile six down in the middle of Africa's six hundred ninety three scroll overdid controller in America in on that map Jn saltwater crocodile because the rest thousand two hundred and sixty four. Did you know that big of a problem. I didn't know I was watching. I forget I was watching something like fucking C._n._N.. Or some shit for nineteen fatal deaths last year from what the total crocodiles do hold on. Where do I see that in America Yup? That's America right there. Well then it goes down to Mexico down there really well. That'd be a hundred and eight hundred nine Lord alone. His mouth is working correctly which ninety nine where's that that's Florida. Dude look at all that those are crocodiles since Yep <hes> two thousand thirteen all attacks outcome nonfatal real problem. Though isn't it faulk yeah. I never thought that big of a deal now listen if I'm anywhere in that side of the the United States. You Ain't seen anybody of wires. There's nothing I don't know if this is just for that twenty eighteen just like all over the place yeah. You know what I'm saying. Fuck Khimprom what else you got in the next one yep okay so uber is now gonNA have a new system in place where you can go to Uber Comfort which is going to be for or they're higher end cars where you can put on quiet mode. Whether you don't WanNa have a conversation with the driver you're open to having conversation or you. Don't have a preference as well as what temperature. You're going to want the car to be whether you want a cold or a little warmer her <hes> what whether you want music playing or not as well as whether yeah they're putting a lot of really great things into Uber like helping you with your luggage from the airport little things like that or if you want a car that has <hes> more legroom in the back act for you. You're a bigger person see my thing is. I don't want to help with my luggage. I'm not I'm not chick. I don't want my luggage to open the back. Don't talk to me put on music. That's my ideal Uber and give me their the also dropped me off not at the passionate drop off drop me off at a rivals drive a little faster than spiel illegal now that's why they don't do it some doing though but also faster but also dry fast I I like <hes> fast right and nobody stupid what else you guys drive fertility clinic so crazy. Oh God what happened here. This is there's a couple from New York who couldn't get pregnant and they ended up going to this fertility clinic one of the best ones here in California and all over the country they ended up finding out that when she gave birth she gave birth to two beautiful boys that were not Asian and the couple was Asian both ration- white kids they don't. They don't know they don't specify what the kids were but they were not Asian. Both parents are Asian. They pay to have their embryos. Embryos placed into the woman but they accidentally put two embryos from two different people into her technically relate to i._v._F.'s Taibbi F._e._M._a. to deposit them out bust busting up deposit <unk> a busted in it and when I left thought I wonder if they keep that and use it with other people. We'd have no idea the question of course they healthiest flop Max so what happens to them well right now. They're suing because one and she carried the children to term to. She had to give the children back to the biological. The biological parents also didn't know that this was going to happen so now they both have kit have sons and if you could if you're looking for a job we'll take this now. They are your child yeah. It's crazy so now they're suing the clinic for emotional damages. Everything's Yeah and in house they're trying to figure out what happened with their embryos because they actually wanted to have girls in originally when they extracted embryos that they were going to use they specifically chose just girls but the wife hurt something a little odd when they put embryos inside her because they said these are they referred to the embryos as boys and she just Kinda Shrug it off. She didn't think too much of it. The day of she ended up having two boys that were not Asian. That'd be so heartbreak how that's nine monster nine months to the I v F to look into it with my girl because we're going to have twins before he made it happen naturally two games on point two boys who wants kids who wants a boy. I'll bust lost in your face so it's a it's really expensive. Be The success rating great on those I._B._S.. or it's very expensive every time you have to do it my doctor such a tool to GBS A._B._C. Yeah he did. My Buddy told him oh my buddy stem cells in his shoulder shoulders and he'd he'd been paying for like fifteen years. He goes dude. It's two years now. It's been gone completely. It really does work. Hold on give me saying yeah no two thousand sixteen with stems really yeah. Oh yeah no no no no Brian just found that could no probably yeah your friend. Joe Rogan's been doing it for seven years. Okay thank you but every fighter in every athlete I know does it click but I didn't know now what they're doing. Though is there's a new procedure. That's going to get like approved. They're taking the amniotic fluid from a woman's like second trimester or something those stem cells <music> become yours. If you get they'll shoot you in your bloodstream and they can mutate into becoming yours and they become anything that you want them to be so they they they will be whatever you need them to be. Essentially it's Kinda crazy so there's this is the news yeah yeah that's go hair. Loss hair loss hair loss hair loss and get on that whole daddy is a little sore in achey pushing a little hard with the boxing slash. Lifting shoulders are given out. Are they given even out little off their achey. My my shoulders are aching. You see deal dude yeah. They're hurting inflammation C._B.. Deal Yeah. I know a guy owns a company warm up better to do that our Nada de you know it's just as part of being fifty two CD would definitely help with that inflammation day all day all right. I'll take only have <hes> what else we got so there is a new trend of people doing bigger and Better Jenna reveals and there's one gender reveal the happened in Australia that went wrong and it's going to reveal things always weird. Mike Rotunda doing general reveal with our new Kiddo. Do throw a how does that work. The mom knows but the father does so so no one knows but the doctor so you can pay for it right. It's like two hundred dollars more and they do the blood and then they go on to do with the results and we said send it to her brother. Stephen I the whole throw the surprise birthday but it means surprise Jenna reveal all we want him just as he went well. Should we wait to the weekend. They're like a big reveal parliament now. Fuck no as soon as you find out a text me what it is and I'll pretend I'm surprised be come over with a blue cupcake or pink cupcake and that's what we did the video of you finding that you're pregnant doing what first time the first time to dubs so as long ago as I got done to do tonight. Am I getting blown up on my grandma quick fuck man and she's like where yeah we out my chill bits to get back and she's like well. I have news they strange. I go like this to one time I go. Hey Hey listen you guys are just dating. Don't be getting her pregnant. I know how you are don't be getting all romantic and the Annenberg just fucking just take it easy. What's work to be done and I just saw you this thing to me? Something's GonNa Happen fucking a month later but what else how about how about when I you know she calls her. She's Mexican Shit. She calls her family. They flip out there. Crime like coal mine now. Let Me Call Mine hit my dad my dad. My Dad didn't know my girl at the time at all so I go dad grandma Grandpa we got one on the way and you share silence. It's on speaker science out well. You know you don't have to go through something like that. Thank you you sound you sound real. I will say you knew you knew you're listening just walking around now. She started crying. He's just joking. No He's funny like meat. No He's joking joking all right that thank you know how those things are going to tell. My mother is the best I'm getting married. I'm driving. I'm telling I'm getting married dude. I'm looking for a ring and it's like big news. Your only son is getting married. She goes well be careful because there are a lot of fake diamonds out. There and some of the diamonds are so fake. Even who are you fucking the way that you're worried about that. Shave heartbreaking up you know Jay doesn't get up for anything. You may be an uncle. I got a kid on the way I should get a text back cool. That's great well well. Some families are just not at Samuel or sometimes. You just don't know what you're expected to be. A bigger deal like grown up or more. Show was the car my family so I bought a porsche for anyone else. I call my dad on Spirit Papa. He's like yeah. I'm like your your son. Just bought a nine eleven Carreira <hes> and he goes silent silent. You get the get the turbo or is it. The is it the s no just obey small well one day well how close had a girlfriend who had a father who fucked a lot of different women and once a year all all the brothers and sisters who came from different MOMS would get together was this guy was all like yeah you see him he was he was hitting. My girlfriend was such a stud back. In the day. She was just like this. She was Mexican and Spanish and and her father was I fuck and Spanish conquistador a Spanish matador stud barrel barrel chested muscular and obviously women loved them so one of the things that his his brother says he can throw a fucking from his knees he was a catcher and can throw a ball like fuck into the outfield just really big and strong just an Alpha male so he's all the kids would be there and I came for all the family reunion and there was one brother who was so desperate to have a family and he would try to make he would go guys. I think is hosting guys listen. We don't see each other that much. We're family. We Love You Dad. Dad Thank you for being here all right drinks and all of a sudden he goes all right guys man. It's so good app you guys hey. Let's do this students again. All right so like dessert comes guys. It's quite a toast dad. Hey John we get and we get it then. Everything's all great around here. We don't need another toast all right we can. He literally shut this fucking guys probably thirty five is not the guy marriages sweet as she never got talk to my girl go. What was he like? He's show up once a year and have some presence and that's how we all grew up with him. He just wanted a dad. That's hilarious. So how did they anyway. They do bill so they had special tires that would then produce this like blue or pink smoke and they drove their hyped about it putting it on social media exploded because of Jesus Christ yeah they ended up running into grab the passenger and the driver. No one was hurt. The driver ended up being arrested for it because he did this on just a regular street in Australia. Life is funny man. We'll it's like what did you do. The the one cup couple did the gender reveal party that started all the forest fires they show it here to did you see that one generally parting shots seeing fires and that was one of the reasons who had horrible files or how about yes that's going on. Remember the horrible fire centers on gender reveal party this and that started like a motherfucker look forty seven thousand acres burned eight million dollars in damages Jesus that kids can be like Jesus Christ Dead Phoenix but name the kid when the Great Name Oh my God I'd so the kids singed Ligo Phoenix is good though especially the from I made a wildfire spark. I kid damage just life man. How about that couple again? They're crazy cars. You know what you're doing. It's a bummer but it's life is funny. It happened years ago so now it's funny couple got married without front celebrating. Oh the GRANDPA bottom is dream. Cartha Viper all cool five hundred horsepower power five hundred pounds of Torque six-speed not really a car for newbie gets in it wife who's GonNa catch no all both dead. aww Fuck you fucking span. That'd be the end. The story is going to be able to go fuck to your whole like fuck no from happy to your life just like what the fuck to the end zone he died like together and very famous famous fucking story about the two brothers who carry their mother all the way to forty miles that did this show their love their mother to the temple so she can pray and got got ask her. What what do you want for your son? You know for your two sons. She goes from my two sons. Never to suffer a day in their life and the sons took a nap and they never woke up from the NAPA and that's well. That's what you ask. I don't know what sparked this. It's so so random but when I come back from vacation we flew in on united flew back on Delta so I fucking parked my car at United Landon Delta you gotTa Walk from Terminal Three To terminal seven while Mama with me. I got my son Tiger with me so I made them walk but I'm holding all their luggage and it's one hundred degrees out. We're walk in my son my girls all my son home in which taking turns and then something. I don't know why this is so ran down the story but I started. I'll I'll like the refugees field up from Mexico like walking. I think I'm taking all my shoulder learning so bad and three hundred hundred manufacturer is and I'm home my son on I got all the luggage and I'm sweating profusely at every day for them. I went I went you know how they probably got about shoes then then though because I was complaining and then I wouldn't this mindset Mike fucking refugee here we go through my girl goes why so serious so it'd be like complaining about being a refugee right now crossing the border. That's why I hired a coyote to get us across the fuck but you know what dude let me tell you what they call. The empathizing also one of the things my shoulders Birla thought thinking mom had to fuck in and they do all their shit so my thing. What would I get rid of my bag if I was in? What would I get rid of? What what do I have in there that I wouldn't want to carry yeah triumphant and my my wife went down to the border with a bunch of people to help the kids? This dude pushed his daughter has multiple sclerosis for three months in a wheelchair and was sleeping whether because they wouldn't separate them because they couldn't and she was looking in his eyes and she was like this is what this fucking do did and say whatever are you about the border and stuff. I don't illegal immigration problem and we do need humane what we're doing well and so what I'm saying. Is that when you when you think about one of these about educating yourself about the world about history it makes you more compassionate it just because you go you know what what I did. I did I stop right my tracks or an Uber X and fucking guys over at A._C.. That's right. I call service whack not today. I went straight to my very wealthy friend who was in. They fucked up the names. They're in this huge is line and Miami like this crazy it was it was like it was going to be a day wait and he's got money and he goes well. I'M GONNA spend fifty four thousand dollars Joe. We have the same front man you know that's what triggered like I was going like you can't stop now on a sledding the being a Mexican immigrant yeah yeah and I took my shoes off and started walking barefoot and there you go and that's legit and the more you learn about the history the more the more you learn about the world and how people have to live like in Syria wherever wherever it might be it does make a lot more humane it makes you more compassionate than Chinese makes you work great mud Chinese a lot of Chinese people there no no. It's just like all compact like sardines this yeah yeah wherever mad just like two different ethnics gotcha ethnicities Gotcha your shape shifter to put myself in their shoes. You know got you shape shifter now. Are you a closet racist or you. I'm pretty out about it. You know okay okay. I'm going to have to cast with this this right here. So Jaden Smith this weird you bring him up why keep keep going all right okay so he just turned twenty one this past Sunday and he has been getting into a lot of different philanthropy. Pick <hes> causes. He has a water company called just water. He's donated a couple of water filter <hes> systems to Flint Michigan Shitload a shit yeah. He's really help Flint Michigan really really helping out. It's really cool yeah on Sunday for his birthday. He actually bought out a food truck called it. The I love you restaurant and he fed people on skid row fresh vegan meals. He's he's really a fastening kid. He <hes> he's a huge musician off sees the son of Will Smith and Jaden Smith but what is philanthropy. Lamp tree work like you're talking about with the water and this stuff. It's pretty cool man. He eats a lot of Hay but he's also huge. I kissed his one song. They came out with has been streamed over one hundred million times like he's a talented artists. He's you know he's into fashion like he's Kinda doing his own thing man. Yeah it's pretty cool. It's so weird you brought this up yesterday on this weird rabbit hole last night like two in the morning on Jaden Smith Good Looking Kid. I see him a lot him in his daughter super good. I mean his sister super good looking beautiful but it's interesting with it. Just how damned good will smith is it social media like what you can learn from these guys I went to will Smith instagram and I went to youtube page and he's so good at it man. He's so damn good. Eh Flannigan Smith man it. Was You know I got I 'cause I will Smith posted was I can't believe Jason's twenty-one and posted a video and I kind of teary-eyed because my son was a video when Jane was like two to twenty one and he's I Jane's on his shoulders. It's so fucking cute man. Let's see it's so cute. It's it's the middle one that various yep we're seeing he was in pursuit of happiness. Look there is that Oh that's just for a second job by the way never acted before. It was awesome in it until you you can't do you know how you got that Gig. They couldn't find the role and he goes Papa. I'll do it got a dream. You got to protect it. People can't do something themselves. They WanNa tell you you can't do it want to see this movie. We will bring you to tears seen it now. It's a true story live bro Masol because he's that movie will make you cry special. If you have kids will Smith show aw dude. Don't give me so. I'm GONNA watch tonight. I'm GonNa Watch tomorrow and stroke crime. He's so good right. That's it'll be go back. Chin Kid is so cute. How did he soak keeps going down? Maybe scroll up there was a montage yells a coal video him of his son and it was so quarterback this guy probably how is yeah. Oh yeah there you go look at this tiger right now. Jaden <music> is one hundred percent views elsie artists and create a little artists on really surprised and drought and terrified of how he space zero due he sells a shitload of tickets to go. I can dance Dance Shit Him and his dad first time they've performed together. It's so cool man you can dance dot life goes fast man. The kid is he's so cute that cool though by the way <hes> Jaden his wife Jada Pinkett Smith Pink. She doesn't look like she takes a shit. Either by Rashi surrounds a house with Eh. She's killing it to her new show via the red table shoot that from will's house okay the daughter to willow willow. Yes she's your girl. How old is she? I wanted gee like nineteen. She's good good guard. Look at the arch draws. She's Super Gorgeous. She dressed Super M._o.. Fry Stop it if she wants to. Shut the game down yeah she all. She showed she was like Oh. You WanNA put on unaddressed. She lets us all she could have been such a huge pop star too because she had one hit when she was younger. She didn't WanNa do it anymore. They don't want well. Why I mean Jaden is doing the damn thing James Jr fashion? Do you know what screw who could. How old is she before all right? We're good but you know what's crazy about Jaden. Is You know he was. She's eighteen this legal with I don't want that sounds creepy but with jade and you know he was the the model for the Louis Vuitton female female yeah I think he's considered Pan Sexual. Whatever the case? I like it all going to find me mother fuckers what else you got to go with this Melik McDowell. He's played for the sale seahawks. <hes> this is a cop. I guess he was just driving down the street. WHO's a snowy day and then he spun out of control so the COP wanted to pull them over and I guess test them and he was just being like get away from him while your supervisor says supervisor a million times the N._F._l.? Player yeah. It's a very long video so just show you parts of it so this is one of the over supervisor so he was drunk because you wanted to times us over two times the legal limit so he was drunk he was drunk. Yeah so is speeding so I'll just show you the parts that are interesting here. Thank you stores Catholic huge. WE'RE GONNA Portland up the cops trying to trip him. You'd like teasing this giant man. Check this out. He's lucky to shoot them. aww grow them right now. You'll see you'll countdown. Make your two cups the fence. He's worn them several times. Is there any way you could just have wait till the cops. His friends come doc so he stays home now. Check this out doesn't care. He's lucky didn't shoot them there the size of these enormous he's so lucky this cop shoot on. Here's I know he is but he's not like hitting the COP. He's just like I get away from a getaway. Do a damn thing for big guys. TASERS AIn't GonNa do shit that just got mad and then check out the backup arrives. I'm sure they tiny to our be so bummed out yeah if he wanted to do anything he he doing. He's smart enough not to be fighting. Let him just sit there. They have gone. I will let him sit there. Just let them sit. Sit there because he's done this before too. He's been like super against lucky. You didn't get shot though yeah luckily the free agent I would've said Bro. Come on please see three hundred pounds and insanely athletic twenty-three Peyser went you guys talk pulls the beer what interesting if those cops have guns they could not stop him. Do seven of them can stop no they couldn't but broke they have to have. That's nuts that TAT fucking tasers did shit off fuck all to him. He got up. It was a real taste to not the one that you just put on Tom. Maybe didn't WANNA skin. It might have just hit US clothing. I think this guy is really strong clothing yeah. They can't not bearskin they shoot through anything. Those things go wow what a bad ass you see when the tasers cops right they do to cup so they know what they're doing and they shake and shits his pants. No that's obvious he starts laughing. When I shit my pin you tell you not to eat before like the night before for this Guy Peed Engines Pontiac in front one of his buddies? Oh boy he was her. They stopped shooting and he starts laughing blown away. That guy just went. He looked get this shit off and out of different finding could've gotten shot though that's the problem cannot do that before too before it's a kind of should deal with all the time thank God. They have a huge ego. I would've been thank God for that. Cop Shot that car and I haven't felt because like yeah I would have been with that. I would have been all right. Sit there. Just calm down. Please stomach my job public. Dude a Shitload of people come in you know you're interested right right. Jill there yeah right what else next this one right rocky very very famous rapper whose in Sweden and then the first video came out looks like him and his crew were beaten up these two guys right so I'll show you a little bit of this. I accept Rocky Fan Yeah Yeah. He does everything right. I think so you'll see right around here. They're being up these guys right. He's actually rocky toss. In this dude Tammy toss the fuck punching. They're in Sweden yeah yeah but what were those guys doing yes so they ace team released their own video of what how the semen started and these guys constantly beryllium like just following them and just annoying them like like call him the n word or not. They just seems like he's just on drugs or something. Turn it up. They said we don't want any problems in the just keep following them key following them and then they actually this dude the one that's the closest he throws his headphones at the bodyguard this way the real face we will have to have bodyguard this. Oh Wow so this guy's trying to hit the body art those headphones out him. Ah Fuck that dummy up who'd a piece of shit he's again. He's like that bodyguards cool was that little dude think's going to happen. We're not you know listen. We don't WANNA fight. I'm not trying to trying to deescalate the situation. Is that Bryce wow you hit him with. The headphones in these guys are Turkish and these guys are fans of ace at. I don't know that Swedish these guys are immigrants the immigrants from somewhere in the Middle East. I think I don't know what's going on and why this they just won't leave them alone and then some other witnesses come by the speak their language and tell town the key so they're falling the body right now dudes bad people are fucking ear and then he walks back and the guys I still come out. I'm again so these are the women are the ones that translate for them to east. We're bodyguards out of shape. He's take him on his head does cross our Somalia uh-huh Shimmy through the headphones. We think that is what is this. I can't even you can't I can't you can't do that now. You can't do you be <music> sued up the Union. That's why pay bodyguards so he's at Brock. You got involved. It'd be tough not to though not just a fucking punching hardest on especially in international territory so that last guy doesn't the witness he goes those guys one. One of them slapped my ass and my girlfriend's ass last time so they're troublemakers for sure right and now because of this shit as Rockies Joe what the hell they're going to hold on for two weeks or supposed to withhold for three days Max but the only for two weeks so so frustrating and it's apparently they said there's rumors that it's really really crappy situation there the but his lawyer says not that bad but still he's held there. That's so teams held there too. If you WANNA get put in jail sweet that's so jacked up but he's in jail with a lot if people from not from Sweden yes so Sweden so Sweden took in a lot of immigrants from the Middle East Asep. I tried his best signs. He's in jail and not the other guy the Guy Jones. Did you see the guy fucking. We've been aspirin drunk fan fucking been asked him before his fight now trying to eat like fuck that kind of stuff. Let's end on this kind of stuff so exhausted. This shit makes me want to take those dudes the heads in this this dude exhausting exhausting. He just wants to poke barons one quick last thing imagine being just like a dude move. What is that? Is that Calvin if you know the new I'm talking about the movie. It's a shame it's a terrible name that she thinks it's a moth with tentacles and hair on tracks like that too remorseful God. What is something called Genghis moth? Does it bite all all the hurts people don't like it. I don't kill any animals. I let my son 'til animals they kill this dude fuck and centipede like one of those big Joe Centipedes had to kill him. They should all die. I had to kill you. Kill a centipede step on am I saying it's possible because we don't kill Papua fat thing and I just can't use my bugasalt to slaughter flies Arkansas then another fucking one that kills big bugs or really shoot shoot salt hard. I I mean fucking Har- Doesn't send you hear the Schuch shook you hear shook shook in my house. A flies going to fucking die. I want flies here. Flies Windows I worship the devil that makes sense speaking of Washington the devil in Cincinnati this Friday and Saturday two shows Friday to show Saturday funny ball and some revived come on out since I'll be my Pete Rose Red's Jersey with the sleeves get off Dick Hanging out the Front Cincinnati natty funny bone Friday Saturday with Derek Assan and then next weekend. I'm in India at the helium in Indianapolis and then Nashville Zanies August first through the third those tickets showed out and then also almost sold out Portland August fifteen to the seventeenth so get your teeth right now k. dot com cincy see this weekend. Be Your favorite spots Spokane Dan tomorrow the Eleventh Friday the twelfth Saturday.

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#214 - Jake Gibson - We Think This Idea Of Embedded Fintech Is Going To Get Really Interesting In The Years To Come

The Meb Faber Show

56:07 min | 11 months ago

#214 - Jake Gibson - We Think This Idea Of Embedded Fintech Is Going To Get Really Interesting In The Years To Come

"Welcome to my favorite show where the focus is on helping you grow and preserve your wealth. Join us as we discussed the craft of investing and uncovered new and profitable ideas. All to help you grow wealthier and wiser better. Investing starts here met favors. The CO founder and Chief Investment Cambridge Investment Management. Did IT industry regulations? He will not discuss any of camp response on this podcast. All opinions expressed by PODCASTS. Participants are solely their own opinions and do not reflect the opinion of Kimberly investment management or its affiliates for more information visit. Kim reinvestments dot Com Dunkin podcast listeners. We have another excellent show for you today. Our guest is founding partner of better tomorrow ventures an early stage. Vc Fund focused on building the future of Fintech before that he co founded nerdwallet. A site dedicated to helping consumers make better decisions with their money. And today's episode. We discuss scuba diving but also startup investing in the world of Fintech we get into some of the opportunities going forward from disruption products user experience and distribution models to help them non fintech companies may be able to start leveraging the infrastructure to integrate financial services into other products we touch on the next wave fintech banking as a service and a future that may evolve into a far deeper set of automated financial services that greatly reduced friction and improve the experience for the consumer stay tuned in to hear some detail about our guests new fun focus on pre seed and seed stage. Fintech companies. Please enjoy this episode with better tomorrow ventures founder Jake Gibson J. Welcome the show. Yeah thanks for having me let beer. We'RE IN LA global headquarters guaranteeing in San Fran. I watched the Little Mermaid with my three year old. He said it was a little scary. You got two twins but also heard your big diver. Where's dive spots my favorite dive? Spot right now is in the believes placentia. It's one of the places where you go to dive in the open ocean with well sharks. I've been there both of the last two years during well shark diving season to try to see some to follow up questions. We'll what what time of year is that in two is the big hole the big blue hole or something. That's lease right. Yeah that's kind of northern off. The coast of northern leaves. Placebos down in southern believes the reason placentia is special is because there's like an elbow in the continental shelf there that for some reason attracts a lot of massive schools of fish that come in to feed and breed this giant Balza Fish. Like he's the finding Nemo it'll be a bunch of them out there right off the continental shelf and the whale sharks eat them and so they tend to breed around full moons between. I think it's like March or April and June in so I usually gone around the full moon in June which serves as a remarkable trip to. Because you're kind of out in the middle of nowhere under a full moon in the evenings during the day. You're spending six to eight hours out on a boat in the open ocean like no land within sight no bottom of the ocean within sight and just kind of hunting well sharks in a sense l. Middle nowhere sounds like a pretty good place. If you quarantining right now. I did out of college when I graduated college. My Dad and I went on a fishing trip. They done the same. With each of the boys in mind we wind up going to Belize but on the islands. The he's yeah. He caught cocker quarter. Whatever the bone when bone fishing as awesome as during carnival. So we got we got. A bunch of paint is awesome all right. We'll look see me a lot of fun. You know you're now. Venture CAPITALISTS ANGEL INVESTOR. Will get to that minute it'll be. I think particularly informative at least burn through your background pretty quick to give the listeners a little bit of understanding where you came from what you've been up to so fellow not engineer but Science Guy Riding. Mitee UNDERGRAD yeah. I grew up wanting to be an engineer but ended up studying math and financed. I got a little distracted James. Yeah so spent my childhood sitting in front of a computer in teaching myself. How to Code and all that stuff? It was convinced the young age I was GONNA go to. Mit Computer Science. But I started school right. When the Internet bubble burst and so a lot of people in my cohort ended up kind of switching over a lot of my friends went into consulting a lot of the wind into banking or treating. I did the latter. I ended up studying math quantitative finance. It might went to go into interest rate derivatives trading. So I was at J.P. Morgan propagator from two thousand four until two thousand eight when all the prop traders went away that switch over to the sell side trading interest rate swaps for another year or so but during the time I basically from two thousand seven until the end there in early two thousand ten. I was convinced I was labor. I couldn't figure out how I was GonNa leave or what was going to do because you don't learn a skill set on a trading floor. This transferable anywhere else took the dramatic. Gre Didn't really think that either one of those was was for me though in ultimately decided you know what I'm just gonNA leave. I'm going to go to California. I'm gonNA start something since. Nobody's going to hire me for what I have today. I'm just GONNA build the skills at myself instead of spending two years on business school two years in some ungodly amount of money on business school. I'm just going to kind of create my own business school by trying to start a company and that'll be my forcing function to like meet people in learn and all this other stuff and if it doesn't work out which it probably will vote then at least after two years. I'll have a skill set that maybe somebody will hire me for an thankfully I ended up joining up with buddy of mine have known since eighth grade we grew up in Atlanta together and he had also gone to Stanford while I was at Mit. We live across the street from each other. In New York he worked at a hedge fund. While I was at j.p Morgan. We worked at a series of Von's will as a J. P. Morgan but also gotten laid off in two thousand eight notably started working on what would become nerdwallet and so when I left. Jv mortgage diabetes join with them and helped him build. That blows the original vision. By the way I don't know if I've heard the origin story where you guys just kind of kicking around all sorts of different start-up ideas was this one had been knowing for a while where we're from so it was tim's idea in the original vision was effectively. Kayak for credit cards. Like if you look at like by that point we had Kayak we had all these other products like web. Two Point Zero is starting. We had by phones. But then if you tried to find any sort of financial products online and like the classic story is his sister had just sold company and she was trying to get her finances together and restart the Tim Tim. You're a finance expert. Can you help me like I don't even know what credit card as she get like? Where what savings account. So she get where I should park my money in. So he went started doing some research online and the world at the time it was basically like bank rate credit cards dot com and then this massive long tail of random bloggers who were operating out their basements effectively. All the content was garbage again. It was basically all just there was. We joked it was. Nascar like every Pixel on bank rates website or on credit card credit cards dot com website were optimized for monetization and there was no customization. There was no transparency. Like if you're really trying to make the right decision for you in your own personal finances. Nobody was helping you and so he started working on this idea that would kind of become like a Kayak credit cards in originally. We thought it was just going to be a lifestyle company. We'd kind of work from home so I ended up moving to California. He actually stayed in New York for a while working from home. Trying to get staying up to like one or two million in revenue than we thought we'd either live off of it or sell it but after a couple years of that relies there was much bigger opportunity ahead of us and then he moved out here. We started hiring people and it was kind of off to the races. Moselle Company is it. Did you guys Bootstrap FROM THE GET-GO. Did you eventually take any funding and then how to the eventually victory for you exiting? Yeah so we. We bootstrap initially mostly because we didn't know any better are mostly partly because we didn't know any better like I said it was just the two of us. We thought of it as a lifestyle company and this was back in two thousand nine two thousand ten so the ecosystem as it exists today. Would all the angels in the scouts and all the micro. Bbc's all the money that's out there today didn't exist back then and all the content there is out there around like how to raise money why to raise money all that stuff how to build a startup. Di- didn't exist back then either so we just thought we were building a company. We weren't even really thinking this is like a startup. The way you think about it today. And we just didn't think anybody would fund us like we're not gonNA go knock on sequoias doors to schmucks. Just let their jobs that basically just got laid off from their job on Wall Street building a product that was intentionally under monetize relative to all of our competition. It was moving into an extremely crowded space during the middle of the biggest recession and previously the biggest recession in our lifetimes. And so we're like nobody's GONNA give us money for this. That's insane. We also just got a thought that as long as we have control over it we'd be able to do what's right by the in Consumer Ortega. That's how it evolved like once. We started getting traction and we thought people might actually want to invest in this thing. We were like why. Would we give up that control? Why would we raise money if the whole strategy here is we wouldn't be consumer? I build the brand around that gained market share around that rather than trying to go like. We thought we'd be forced out the BANKRATE OR CREDIT CARDS DOT COM path in tried to squeeze our users for every dollar good. Eventually we got to the point where we just amid since raise money anyway because we didn't spend enough we had nothing that we could have invested an that would have removed moved like we were making enough money that having to raising more money would not necessarily have changed any of our decisions that change the year after. I left so Alizarin until two thousand fourteen. We're in the middle of a massive inflection point growth wise at that point or hiring a ton of people and ultimately ten decided. We should probably have a war chest like if the cycle turns or something like we should have some money. If we WANNA make any acquisitions we should have some money in the bank. And so that's when they went out reserve first round of funding. I think it was January or something. Early dozen fifteen which was a remember. Exactly something like a seventy million dollar series. I The only primary capital we've ever raised or you totally associated with the company. Now you just say look I'm GONNA start procreating to go diving you know. I'm not on the board. I'm not involved day to day Tim and I are you know as does man at his wedding. Demir so good friends in. He keeps me posted on everything. That's happening over. There is still no some of the executives Stay off the extent that I can but it's more like I'm the arms length like Biz. Dev uncorked person. Just because of what I come across in my day to day job and how applauded nerdwallet helping keep them on top of all the different things that are happening in the fintech space. But that's that Emma on a shareholder so distorted investing at the same time. This is vintage around. Twenty fourteen on your own was the sort of evolution were today so my kids were born in. December of two thousand thirteen. At that point I had hired a few people to come in and replace all of the functions that I was doing wallet. I hired a new. Coo is just like one intern. You're like I can do one intern. Which is part of the problem guided realized that I wasn't doing my job particularly well because I was spreading myself too thin and not being particularly strategic when there were much better people out there. That could do the jobs so I helped him hire new. Coo who is going to be my replacement hired a head of finance. We are managing editor. We hired a few other roles like to fill out the senior sweet and then once they all came on board in March two thousand fourteen. Step down so that point. My kids are about three months old and I took the rest of sales and fourteen off. I just went home and largely decompress. I can't say I took the time off because I had to infants at home. But it was really just kind of disentangling myself from nerdwallet and trying to figure out what I was going to do next in my life and towards the end of that year. I'd started helping out friends of mine. That recently started companies informally advising mentoring. Whatever just giving me excuse to get out of the House and use my brain again and and talk to adults and stuff like that and I really enjoyed that amounted to be extremely rewarding and was able to like really help them out which I liked. It also made me feel a little better because I felt like I. I really sucked at my job. Nerdwallet hit a certain scale but being able to go back and work with founders. That were in those early stages and help them overweight. A lot of mistakes. We have made seemed like that was kind of the best way for me to tell Leverage Myself. Make an impact. So I've been doing that for a little while at a site of start putting my money where my mouth is so I'd say also early. Two Thousand Fifteen started angel investing. And I've been doing that full time up until last summer when I made the transition from Angel investor to somebody on twitter the other day. It was like full-blown vc now than I challenged me to update my twitter profile accordingly. Which which I did so now no longer angel. I'm a full blown. Vc doing air quotes for the people. That can't see me right now. So let's talk about is raising new fun better tomorrow ventures. Let's start broad though your background obviously been tack and maybe as a lead into this. I'm sure the people listening would probably love to say. Hey there's a founder of incredibly successful fintech company as a lead in. Is there anything that you learned from nerdwallet as far as fintech space in meaning from the consumer side opportunities mistakes that people make the Kinda the world of Fintech today the State of Kentucky on this for a while? I guess it's kind of a couple of themes that I tend to fall back on when it comes to Fintech and some of this is from my notable that experience a lot of from the fact that I was so steeped in kind of traditional finance before that having been at a big bank and been on an interest rate trading floor which gives you a pretty unique relative to equities and stuff like that would seem to be very company specific like being the interest rate world gives you much more macroeconomic view on how how the world works than having lived through the financial crisis and everything just you learn a lot about the plumbing and so a couple of things. I always come back to. What is it a lot of financial services in most financial services I would say especially on the consumer side distribution is everything and so. There's a lot of product focused founders out there who you know. It's Kim Classic Y C Line. Make something people want? There's also just so much lower in silicon valley that if you make the prettiest APP like you'll win but that's just not how financial services work like you don't you don't really get the word of mouth advantages and stuff like that with with financial products that you could get with like a cool new social. App. There's no there's not really network effects most of finance. There's not really. You don't really get variety in most of finance and most of what's been built. Inventec over the last ten years is not really tech. It's more Finn. There's not much of a technology differentiation that you can use for defensibility in fantastic is wildly Which means that the whole game is how you acquire customers and if whether or not you can do so more cheaply at scale relative to your competition and the crazy thing about finance in particular is like your competition just has such an incredible scale advantage. I can't tell you. How many founders? I've talked to over the years that thought. That like millennials hate their bags. So Chases GonNa go away. You've lost your damn mind if you think Jason going anywhere like the scale advantage and the cost of capital advantage are worth so much more than anybody really gives them credit for and one of the things that Sheila both facile my partner better smart ventures we found over the years is a lot of people building. These companies a lot of people investing in these companies. Just don't fundamentally understand the business models and where the strategic advantages and financial services companies tend to come from this when people out there that do and are doing a fantastic job but there's also a ton of investors out there writing checks crazy valuations into crazy companies. Just don't fundamentally we don't get the sense really understand what they're investing in. They're investing in these if they're just like consumer tech APPS when we need the finance side of things so much more so much more than just kind of the consumer front end so distribution. It's one of the big ones in the incumbent's ability to compete and the advantages that they have and the unlikelihood that a small startup can overcome. Some of those are things that we keep going back to. I think a big one obviously in our space in the public markets is simply vanguard where they're just like this enormous death star me Bud one hundred perspective. That's just you know consuming everything and rightly so I mean that's a great product. It's really hard to compete at. When you're three basis points index was saying well. Let's do this at fifty while the top competition so as you look around the world today. Let's start chatting about some of the opportunities and feel free to use any Companies as case studies if you like but but what are some of the spots that you guys personally over? The last five years have been interested in and and then look to the horizon to on spots. You think there's a lot of opportunity. Yes I'd say. One of our overall themes is that we think that the next ten years offen- tack is GonNa look very different from the previous ten years for the previous ten years. Roughly has been like. Let's take all the existing financial services that we know kind of go line item by line. Item down the income statement of every financial institution and create a bunch of startups in. That's based so you had your life. Insurance companies are auto insurance companies. Your neo banks. You had your Robo Advisors. You had your personal lenders everything anything you can imagine basically just create like an online version. And that's really all it was. Let's take an existing business model and put it online very similar to what happened with the Internet was first getting off right like it was very hard very expensive. Took a long time to start an internet company and so a lot of what was happening was let's take an existing business and just put it on the web but bookstore pet store a grocery store or whatever just put online took the yellow pages put it online and just copy the business model but give it a different form of distribution. And that's exactly what's been happening in. Fintech over the last ten years personal lenders. Snb Lenders Robo Advisors every type of insurance you can imagine basically anything in personal finance very consumer focused here as you can tell but the same things happening on the BBC side. All of these have essentially just been. Let's copy what already exists in. Put It online hoax. Put it in a mobile APP but just like what happened with the Internet. That's now led to people going on to create new companies kind of the next layer of all right. Let's build infrastructure and let's build tools. That would have solved a lot of the problems we dealt with. When we're building that first wave of companies so now we're starting to see all this crazy stuff like I should say crazy received this really interesting stuff. Baking service platforms were seeing like loan servicing as a service. We're seeing underwriting as a service. Kyc is a service like fraud. Prevention has service is all kinds of identity. Stuff out there now you name it. There's like investment platforms basically Robo advisors as a service. Everything is being built. Now like all. The different of the stack are being. Api fight in a way that they weren't previously so we think gonNA open up a lot of opportunity going forward so that's not only GonNa make it easier to build a lobbies fintech APPs which is both a blessing at occur. So that's why there's a thousand neo bags out there now that all exactly the same but at the same time it. It means that you have a lot more flexibility a lot more freedom to innovate and experiment. When you can build something in a few months I used to take a few years when you can build it for less than half a million dollars when it used to take five to ten million dollars and so we think that's GonNa lead to like fundamental disruption in what kinds of financial products are available. What kinds of user experiences are available distribution models business models? You name it. We're not creative enough to know what that is but the founders will find it will find them as kind of our thinking then we also hear where basically companies that don't look like Fintech companies today start to become fintech companies because they can start to leverage this infrastructure to integrate financial services into their other products. So then you know I said before. Fintech has not been tackled. Just been fen basically. Well now you can start honing tech platforms that actually have marketplace effects network effects. Maybe some veracity they have some instability like a real tech product but then monetize it through financial services or maybe get some sort of distribution advantage or something that depending on what the product is. What the Financial Angle is and once you tie that all together you get like very different user experiences very different access points. Different distribution of different data advantages around the products. That you've built and you can just fundamentally changed the business models as well business models that previously weren't accessible in terms of kind of niche marketplaces or something become a lot more accessible at a lot more scalable or like higher margin and much bigger businesses. Once you can start to involve financial services and we see too much of the big companies. Do this already. So Uber Uber Money. Flex Board has flex for capital. Airbnb is obviously involved in a bunch of different types of product shop. Affi- has lending arm. But what we're seeing now is it. Because of all this infrastructure we have preceded seed stage companies. Coming to us who on days zero are saying. Fintech is going to be a big part of my model and they have the capability to build that now. So that's kind of how we see the world having evolve your last two years in House. GonNa Develop the next ten years. Obviously we're very involved in a lot of the stuff that happened in the last five or ten years we did a lot of investing in consumer insurance. We've done a lot of B. Two B. Product selling into insurance companies insurance brokers bags. You name it like all the things that I was just talking about. We were heavily involved in but we think the nextwave is GonNa look very different all right. Let's start talking about the next day and you can either outline any current companies or just broad ideas. What are some of the more specific niches or ideas that really got you excited interested in wanting to fund so the companies were nothing Too early at what a step out of line and call them out by name in terms of themes like some stuff that we've seen seen recently that we really like baking as a service is going to be a Bagel and there's a few companies out there working on stuff like that now with the idea being like integrate into a bank on the back end do all the kind of Harry Work of building the. Api's down into their core into their banking core systems but then provide API's things like Kyc mail fraud prevention issuing debit cards provisioning bank accounts in potentially even lending on top of that so the other tech platforms gig worker marketplaces for example can start to issue white label bank accounts similar to what he does with kind of the prepaid debit cards for their drivers. Like imagine if you could just start issuing bank accounts debit cards and then using the data from all that to do kind of working capital lines of credit and things like but specifically targeted towards you as a platform are able to start issuing that stuff in a white label format to the users of your platform. So that's that's the thing that we think is really cool. We think that this idea of embedded fantastic is going to get really interesting in the years to come Slezak. We've seen similar types of things like insurance actually. What can we talk about? Public scored leisure. I think can start fit into the stack at some point where they're effectively a securitization platform for basic. Dnc risks. Right now we have the insurance linked securities market I L S market as primarily large contracts focused on catastrophic risks traded between hedge funds and reinsurance companies. But imagine if you could take that same idea at bring it down to kind of smaller packages of consumer and commercial insurance were. You can standardize it. Securitise it and then you don't need to have this kind of cumbersome stack of like reassurance with insurance with brokers and agents on top of it and everything very much a risk silo with lots of correlated there as well you think about kind of California fire. Risk like Florida or Texas Hurricane. Risk or something in your homeowner's books for example is regulated on a state by state basis. So you end up with these kinds of silos of risk that tend to be overly correllated so imagine if you could just as a broker price the risk in sell it off to the open market at a much more market price versus whatever the the Reinsurance Company whatever. The carrier wants to charge. And then give you a lot more. Give the reassures in the hedge funds. Whatever a lot more room to be asset managers in a sense and then give the allow the carriers to be much more capital efficient and kind of thinner and a sense like really play up this model. This model that allows the insure texts have been built on the last few years. She gives you a lot more flexibility to underwrite and and package up risk much more cheaply and much more scalable. This idea has such a large potential and we asset manager. The Insurance League space in catastrophe bonds phase is this really fantastic quote asset class not really an asset class but more of an active strategy transfer risks where you can invest insecurities like you mentioned that. Insure against the risk of hurricanes earthquakes in Japan or even pandemics etcetera etcetera and. It's for large part often not correlated with each other in in many other things so from the end. Investor standpoint is branching but it's not particularly liquid. It's a bit complicated. We'd we'd consider There was any possible way to do it as a open-ended five minutes now really much is one group that does it. I'm blanking on the name. It's called like Stone Ridge or something. It doesn't Mutual Fund but ledger is so their business model like business to business. What is they're SORTA concept? Yeah it's essentially like an institutional marketplace. They're effectively brokering the risk from do you have like a specialty insurance program. One-sided selling like commercial auto or life or could be just be like a package of consumer auto insurance or homeowner's insurance richards like any kind of any kind of like commercial or consumer PNC insurance and then effectively the brokers would underwrite that risk and then through the ledger plot forum. They would sell it to carriers reinsurers hedge funds anybody that wanted to invest Senate and to your point. It's highly correlated risk. While the most words on correlated what's interesting right now is clearly pandemic for catastrophic pandemics and markets are correlated and interestingly enough like pandemics and auto insurance or negatively correlated like loss ratios in auto insurance basically gone to zero this year. But you can think about like if you are a giant reinsurance company managing tens of billions of dollars of assets like being able to invest some of it in consumer audio over here and homeowners over here and so on and so forth and not kind of be stuck into the same kind of pipelines through your carrier relationships that they do now you get a lot more diversification and even for you know high with individuals family offices or whatever like you could potentially use something like this is part of your cash management strategy or something where you can earn like low. Double digit returns would know strict market risk double digit returns. Attract people right now with. Us bonds and the one percent range. It's very cool world in concept. I hope they figured out at certainly debt. What else you got your brain on and the other kind of specific ideas or ones that you wish someone would tackle the currently or not as other areas that were related to dead. We're looking a lot at international markets so like Latin America Africa maybe even South East Asia. We think there's still a lot of where there's not as much low hanging fruit in terms of financial services products here in the US with a still plenty of opportunity overseas when you put together like young populations digitally native increasingly educated increasingly wealthy. But no like very little financial infrastructure to support them within is GONNA be a lot of opportunity in spaces like that and so we made an investment out of the new. Find the In Mexico City real excited about you mentioned earlier. The challenge of the incumbents. You know of of like chase in the challenge of finding those you know. What is the big reason that a swear plaid or any of these striped firms would move in two big opportunities about America Africa it? What's what's the thinking there is it. Governmental is was the big opportunity. Sir I can't speak to the actual roadmaps of companies. But I don't I don't think they won't necessarily. I think there's plenty of opportunity for them to moon base. That doesn't necessarily mean that there's not opportunity for for new entrance but also say that anybody who's starts in America is gonNA tend to spend a lot more time in America than overseas because we're the biggest market so you're you're seeing it with a lot of the NEO banks stuff now. There's some new started in Brazil Monzo in twenty six years other companies started in Europe. And all of them are starting to look at the. Us as their next market because they've basically saturated the markets that they're in Readily the something like I'm GonNa screw up the numbers but I want to say something like sixty percent of banks like bank account holders in the UK have neo bank accounts now so like where do you go from there you go to the US so anybody who started in the US probably still has a long way to go before they have that kind of market share in is often they have to make hard decisions about how much time and resources they're gonNA put into moving overseas versus staying in the US that said like striping. Swear at a scale where it does make sense and Jack Famously. Last year was talking about moving to Africa for a while and looking at that market so I'm sure they will at some point but at this point I mean the company that we invested in Mexico City is GonNa a start to notice a theme here as a parametric earthquake insurance company. And so. That's not something that anybody in the. Us is particularly focused on and was up until a few weeks ago. Very top of mind in Mexico that one cross replay was it just network friends of friends. People reach old. What's the typical process? They're generally so she'll spend a lot of time overseas talking at conferences going to events and things like that he knows founders investors all over the world and he tends to be our our lead on anything international but in this particular case it was a founder who was the head of product at another one of our portfolio companies at this point between five hundred. Fintech in my angel portfolios we have something like a hundred and sixty portfolio companies. Already in so we see a lot of things like this. He was the VP of product at another one of our portfolio companies. Any left to move back to Mexico or his family as a decided to start insurance company in Mexico and we were as I call. There's an area are actually talking with you about this somewhere and you can correct me if I'm misinterpreting hertie something along the lines of there's a big challenge with personal finance and investing education. You know and whether it was an insurmountable problem is did no good. What are your Josh on? Trying to educate because we don't teach it in high school. It's like ten percent schools or something. It's a constant thing I bemoan about. What are your thoughts there and isn't an opportunity at all you know? Having ran a consumer focused essentially fintech education site which McDonald's by views largely that maybe there's some Education that's necessary but at the end of the day. None of us don't know we need to eat more. Broccoli right the chat or maybe some of us do for like. That's not the problem. The biggest problem is not that we need to be educated on what foods are healthy. Foods aren't healthy. The biggest problem is compliance. And it's the same thing and financing. Finance and health are very similar. And there's a lot of reasons why that is the industries are set up to take advantage of our psychology and make these things difficult for us. A big part of the thesis behind Nerdwallet was like you should never believe begged marketing because they are one hundred percent setup to take advantage like they make the products as confusing as possible and then make the advertising. Seem like. It's easy in order to get you to sign up for like a five percent cashback rewards card when you're going to be paying thirty year interest which obviously is not in your best interest so my view is basically that it's compliance it's hard and there's plenty of companies in founders. You've tried over the last five or ten years to help that. Like create these good-looking apps that help people will stay on top of their budgets. Or let you know how you're doing against your goals when it comes to paying down your debt or whatever but they've always kind of struggled to hit real scale because engagement is just so difficult like you. You'll acquire a customer super cheap in in the early days because it's the early adopters that all WanNa try the new new thing. They'll play around with it for a few weeks. And then once they get a sense. They'll just churn are stop using it and all these products are monetize ing through or all. These APPS are modernizing through referrals to financial products. So if you're not engaging they can't refer to anything they're not making any money and then it was so easy to build a product like this there ended up being hundreds of them essentially just front ends on top of plaid and now cost of acquisition is just through the roof and so basically. It's just hard to get people to keep coming back and keep engaging them so one of the things Sheila night talk about. A lot is that and this is kind of neural. It's kind of following the same path like we started by just doing content. We're affectively like money magazine right. You know. It was mostly content. We'd help you make the right decisions. Point you in the right direction and send you on your way but it required a lot of work. Only a certain subset of the population. That's willing to do that. Where so even started moving more and more towards all right? We'll give you a product to like give you more insights that are personalized to you and the future is. We should just be able to do that for you. Like we're rather than telling the best credit card rather than giving you the tools to figure out what the best credit card is a rather than give you the tools to figure out what the best loans are for you or just telling you like. Hey maybe you should have a lower rate on your student loans or something. We should just go out do the research automatically and just review or we should automatically be pulling money from your deposits and paying off loans in an optimal way putting money. Emergency savings putting money in your no. Well Front ACORNS. 401k whatever Ira Doing that in an automated way. So that you you at the end of the day just kind of get a second pay stub that says this is much disposal cash. You have take a lot of that friction away from the away from the consumer. You think we are from now because you've seen some of the robos People do what you're talking about. Which is you know in many ways. A lot of this is what a true fiduciary financial adviser should be doing right now after it's not automated certainly in in certainly software could takeover Most of the role the problem you have so much as most of the world is still not to do Sherry and also that some of the fintech startup. You see the problem that you mentioned. Because of the cost they start to creep into areas. That aren't customers. Best interests whether they editor not and I've seen it multiple times already where it's just like that is clearly a monetization effort. Now in the consumer's best interests far. We wave from that actually kind of happening. Yeah I think we still got a ways to go. I couldn't put an actual time on it but I know a bunch of companies that are working on different parts of this in interesting ways. And hopefully it'll start to conceal and we'll see more movement here but I have a portfolio company called Astra. That's automating a lot of the money movement stuff but they're doing it and it's more focused on power users to begin with but can kind of adapt over time. Like if you think of it as like Xabier if this then that for moving money between your different accounts you set up your own rules like I want fiber set of my paycheck to go to this account. I went three percent to go to this account. Ought to percents ago. This account every single time I get a paycheck. The use set up those rules and then they'll automatically manage the the money movement for you have much more complicated routines you can design than that. That's an easy example. There's a company called Northstar. That's also trying to do a lot of automation. They're working on that kind of pay stub idea that I mentioned to you. Where using machine learning to analyse. You're spending tantalize rebels. Analyze your debt. Whenever you get paid. They'll can figure out the best places to put all the money and then let you know what you're supposed to income. As and they're offering not as a financial wellness benefit to employers to give to their employees says Northstar one of my portfolio companies. Grove was trying to do tech based financial. Planning like what you were just talking about as a fiduciary helping you figure all this stuff out through technology. They ended up selling to wealth front and are now running wealth fronts of self driving money. Initiatives is inching idea. There I think the Could shift is more of a regulatory barrier up till now that you couldn't have the discovery in financial advisers is tough because you can't testimony oils so you can never documentations. You can never say this guy's naps idiot. You know so there's no like Zach Dr visors but recent rumblings has been. They're gonNA lift that. I would love to see a lot. More transparency in disinfectant in that world. Because I think I don't know the exact business model is because it gets you paying for leads with testimonials is currently legal. Obviously but someone will eventually figure it out so if you ever find me on the the does it let me know I would certainly invested. There's certainly some opportunity there because it's so opaque with so many people with the world still being most most of the being non fiduciary which already right there is is a tough tough spot to be in your Alto Iran duster to is that they should have been in. The last. Podcast will publish by the time this comes out. Just talk about it so it should be and the right linear order or the other areas that you think are. You just haven't seen a company do it yet that you really love to you know for me. I was looking last. Night was starting to do my taxes with turbo tax which is like you know like most frustrating and I couldn't even download them. I couldn't even get a picture of like how look through the years. There seems to be a lot to any other areas. Where you're you're a call to entrepreneurs out there that you wish it's a good idea that you wish someone would be doing. I have terrible ideas. I could talk about for hours. Yeah you know. I'm I'm usually not the creative. When it comes up with the ideas like I I see problems in hopefully. There's founders working on smart ways to solve them that there have been any others. Just Bang you on the head where you're like. Wow that is fascinating or really cool idea that I just hadn't really considered or you think is a much better approach to the landscape. Anything come to mind know. I have seen some like kind of off the wall stuff lately that I'm just not sure if it'll work and haven't figured out what the right approaches and all this other stuff but now there's another company recently that is doing basically like lending to help people get their four one K. match so it's you know employers offer this 401k batch effectively free money but not a lot of people are able to take advantage of it because they're not putting enough money in their 401k. It's not a model that really works as stated earlier. I'm not convinced that it'll it'll work that way but I thought it was just like so off the wall. It was one of these things. It was just crazy. It might just work. I actually spent some time on it but like that's the kind of out of the box thinking that I would like to hear more of from founders at another founder recently who wanted to start basically like the new credit union which on the face of Another neo backed by another name. But when you spend more time thinking about there's actually a lot of interesting differences in credit unions that don't really exist for banks and other model. That's really hard to get off the ground and may or may not work but I do think there. There's a lot of value. In credit. Unions and credit unions are never going to adapt technologically into to this new world. Maybe there's a way to create you know credit unions to point and is obviously an audience out there for it giving all the people voting for Bernie. So I think that there's there's gotta be something to that as well I Community based banking or affiliation based bagging. Where the kind of benefits accrue back to the to the end users you eliminate actually kinda start out this way as well as a mutual are like originally. The idea was to be an insurance mutual. Pivoted away from that. But I think there's something to that we're like the your customers own. The company in a way and like the benefits accrue back to them instead of just shareholders. I think we'll start to see more and more stuff along those lines. And maybe eventually we figure out a way to do with technology but the new fund guys exists mostly in the sort of pre seed seed series A. What's what's his check size. What are you guys looking at or just a little bit about your opportunity there yes? We're preceding seed exclusively focused on leading deals. We Wanna be writing like half million a one and a half million dollar checks being the primary if not the only institutional investor around. We have a little bit of flexibility to co lead with some of our friends in the industry but for the most part like this is a couple of things that we look at we would be in position to be that primary institutional relationship. And that's just very broad based in fintech are tongue in cheek thesis since the beginning has been everything Fintech. So if you play out this embedded fantastic idea. And how essentially any company has the opportunity to eventually monetize through financial services like that our mandate is actually quite broad so we have a couple of my Angel Investments Warehouse into the Fund. There's a trucking company. There's a company in there that's tracking software company. I should say there's a company of their that's software for landlords random stuff like that but will be able to monetize through financial services over time and I imagine it has a prey traditional. Vc structure. Now that you're of these see yet you still plan on syndicating? Angel lists or other SORTA investments as well as totally fun related in would also love to hear about the angels experiences a syndicate lead to focus on the fund. Now the only thing that will only stuff that I'll do one angeles going forward would be if any of my current Angel List portfolio companies. Raise another round or I can get allocation. I would offer the pro rata to the existing Angeles but I won't be doing any. Investments RANGE ELICITS. More does kind of managing the existing portfolio in. I guess my experiences Angel Lewis has been a way to kind of get leverage as an angel investor in kind of practice playing BC. Which is the way that I looked at it. It has its positives negatives like it's it makes it very easy for you. I don't have to manage the back office or anything like that which I just wouldn't be capable of doing as an individual anyway you know. They've got a great marketplace of capital there but at the same time not having a dedicated set of. Lp's means that it's hard to do these types of SPD's it was hard for me to go to a founder and say. I want to invest too in Fifty K. Or half a million dollars in your company about like giving me a couple of weeks to figure out if I can actually fill that or not does I haven't actually found any real. I've had some deals that oversubscribed immediately. Some bills took me weeks too busy to get them filled. And it's not always obvious what's GONNA put one company at one bucket versus another like the investors make delicious. Tend to be fickle. So if you look back at you I think I heard you say you've done over. A hundred private investments at this point is that right. I've done about ninety in. We ran the five hundred fintech fund before this which invested in another seventy five or so companies. Talk to me. If you're just a moment about you know the challenge with Angel and venture capital often is that so much returns dominated this public markets to so much it returns dominated by the big outliers. And you know the the hunter baggers or more if you go back and look at your investments or your experiences. Is it a situation that you go back and look at them? And from the get-go it was obvious your conviction at the time. The ones that became the big winners Was it somewhat? Random House played out over the past almost decade. I mean there's there's a ton of uncertainty in all of this. It's always really hard to know which ones are going to be. The best ones is the way that I've thought about. It is my goal as an angel was to build a network. It was to invest in a lot of companies relatively small dollar amounts into any individual company and built out a pretty expansive network and learn a lot and learn as much as possible so being involved in companies across every sector that I'm interested in basically and over time your deal flow starts to improve like in theory. If you're doing your job Greg your your your deal flow improved over time. You should get access to better stuff and then you just start to like narrow your aperture. The it wasn't until I really felt like that had happened or was happening that I would feel comfortable raising a fund. Now I feel like I've seen enough both through the experience and through my own angel portfolio to have a pretty good sense once I spent a couple of hours with founder. And you know kind of have the the prepared mind around certain ideas. Now that I've seen enough of it I feel like I have a pretty good sense when I mean a new company of what my interest level is going to be. You learned little things along the way all the time like how important it is that you just in Italy have feel like a good kind of financial opportunity but this is a founder. You're going to be working with very closely for a long time. So like you have to evaluate that to like. Am I gonNA sit across from this person every week for an hour and helped him build this company and also going to give a shit about this idea enough to put in the effort to help this founder bill? This company some. It's somebody that's like. Yeah that obviously is GonNa make a lot of money. But I don't care about bringing that idea into the world is just not something that I get out of bed for in the morning. Probably a red flag is probably not something. You should invest in founder rubs you the wrong way in subway. Then that's probably not something union lesson and these are things that you can pick up on as you over time as you learn more and more again can kind of start to narrow your focus houses this year change things in the world have been tack and investing in BC and everything else in a major takeaways other than. We're doing this from your couch in my bedroom. Yeah so I think just in terms of investing zero. You know. Somebody's gotTa do a match on a powder keg still waiting for the dust to clear before anybody can really start to the analogy. That I heard recently was like you know we're still putting out the fire and only then can we assess the damage can start planning for the future and I still feel like the uncertainty level is high enough. That's that's very much the case I'm not GonNa make any strong judgments on what the world's GonNa look like six months from now although one thing that's been really interesting that we've seen in all sectors but FINTECH has been count one that's been affected really strongly by this as like overnight digital transformation. We've been talking about that. You know technology's been kind of slowly creeping into industry for the last ten fifteen twenty years now or definitely since the famous Mark Andriessen Wall Street Journal Article OP. Ed Whatever. It's the software eating the world thing is it's it's been slowly creeping out there and Fintech is one of the more recent kind of examples of that is like soffer is kind of slowly creeping into into finance earliest kind of consumer facing finance. But now all of a sudden overnight has been accelerated like our kids are learning zoom. Now my mom's accounting firm just adopted slag in dropbox and bought laptops for the first time a couple of weeks ago. Like we're seeing all all of these different companies and all these different industries this overnight have to figure this shit out and like move everything to the cloud start using collaboration software. All this other stuff and then it's happening in Fintech to from talking to some of our portfolio companies things like digital banking is kind of finally saying. It's Day because all these like bank branches aren't open right now. And they're closing. A lot of them permanently dislike the push of a button basically in the digital makings gonNA become more and more important going forward like contactless payments digital payments. Mobile payments are definitely going to be accelerated from here on out anything that required a human touch to sell a lot of insurance life insurance for example life insurance very top of mind for people right now and at the same time like most life insurance is sold by like talking to an agent face to face. An often even do like a physical exam on you. Well that's not happening right now. So companies like ethos and latter bestow and stuff like that to do fully online life. Insurance are having some of their vestments right now and we're seeing that in a bunch of different types of insurances well because the traditional agent model is kind of breaking down. They're just not set up to sell insurance when I had to reset online but they have now people are just sitting at home buying insurance or signing up for credit cards or getting loans. But what's the what's the credit card log? You gotta you gotta you gotta chase from the the normal founder mind. You gotta give us the goods. So she'll make fun of me because of the credit cards that are in my wallet especially given my background Founder so chase hates me and refuses to give me any of the premium credit cards. I've been rejected for a chase Sapphire reserve every time I've applied for the past three years and I'm like it's even funnier with Jas because I worked for you for six years. I've been a customer of yours for something like twenty years. I also one of your biggest distributors for about four years. Why why did he reject it? I signed up for two minutes as credit cards over the years and has always a different. It's like there's the five twenty four rule they called me out on and then it was like we can give you the Sapphire Reserve. Because you had you gotTa Sapphire preferred for years ago or something. Every six months go back and apply again to see if they've relaxed. The rules are or if I've kind of run out the time period but it never works and then even like I tried to get their premium united credit card and they rejected me for it. Just gave me the regular united credit card. I can't have like a united credit card. I have The Marriott bond boy that I've had used to be the SPG guard of had that for a million years. My Business Card is actually a ramp card because they are a portfolio company of mine. Some other breakfasts when I saw brax hit such a rocket ship evaluation because their their name logo looks nearly identical to one of the biggest stock frauds wall time which was Korea was the mining company. And I saw that you guys. No one stopped thing because this was a terrible idea but whatever I have. I've not heard that. What company was this? Look up reacts in the story is fascinating too. There's a lot of sort of cloak and dagger people died in like helicopter. Crashes and stuff. It was one of the biggest frauds of all time. I think it was Canadian but it was. It was like a gold mining company. Anyway it look it up. It's IT'S FUN. It's like a silk roads style story just crazy to believe looking back on the career so far not including nerdwallet spend your most memorable investment made. It could be that computer. What was your first computer? You started coating on by the way. It was the commodore sixty four now. Like literally the first computers. I was playing around with. It was just parts that I cobbled together. It's like take a motherboard. Six minutes to video card on it and put it in a white box or like a beige box. My first computer didn't have a hard drive. Was booting everything off of a five. And a quarter INCH DOS. Floppy the play video games and run word perfect and stuff like that Q. Basic See I don't even know if it had a brand on it and to be honest with you I I never had one of the. I didn't have the apple two or the Commodore Sixty Four. Any of the south is like some of my friends. I'd about go there and play like amazing video games and loved them but I was always just bare bones. So so on the investment side. Nothing comes to mind. Even your trading interest rate will be trading interest rate futures. The Banking Day has little bit of everything I was reading. Swaps Eurodollar futures options. You know swap Dollar future options. A lot of that stuff didn't have all your retirement. Money and J. P. Morgan stock and the financial crisis. Yeah even worse like all of my liquid assets from the stock market because I was only twenty five years old or whatever and so like why wouldn't I have all my money in the stock market and then half my net worth was in investor J. P. Morgan stock and I was getting paid? I was joking. I didn't mean for that to come home. It's so close to home. You learn a lot of lessons in a seat like that. I learned a lot about correlated risk and leverage two thousand a year that basically none of us got paid and I almost got laid off and I lost at least half my money so I'd also recently bought my mom a house in Florida. That's the best. I was investments when he can't sell one to especially when they go down fifty or sixty percent value. Where do people go? They WANNA find more out about your fun what you're up to. Where's the best places? Twitter is probably the best place. These days tend to be pretty engaged on twitter. It's like the only social media stuff that I do. Well added to the show notes was the handle. I am Jake Stream got it was the story behind that you know. It's that handles. Ten years old and I think I loosely borrowed it from Fight Club. You're name's Jake like your name has always taken when you join something new and so I always come up with where things may look. It's been fine. Thanks for taking the time out of your Corinthian let you get back to whatever craziness that's engulfing you and your world. Thanks for joining us. Thanks for having me. This is fun podcast. Listeners will post show notes to today's conversation at met favored dot com slash. Podcast if you love the show if you hate it shoot. Us feedback at the net favourite show dot com. We love reviews these on I tunes subscribe to show anywhere. Good podcast found. Current favorite is breaker. Thanks for listening friends and good investing.

founder Fintech Fintech companies nerdwallet Fintech Tim Tim California Fund Bbc fraud placentia fiduciary engineer San Fran
Joey Got Caught Regifting

Mojo In The Morning

05:43 min | 5 months ago

Joey Got Caught Regifting

"Hey mojo kroger appreciates your gestures of kindness like when you say, thank you not only with your words but with your smile, well, they may not see your smiles behind those face masks but they see it in your eyes. Kroger thanks you for wearing your mass during your shopping experience. I. So we just finished ripping on Phil. Either rumors about you. The Room is Shannon. I got I got to defend myself on this somehow, but more importantly I need you guys to get back little Birdie told me that you got busted. Doing some regifter. Yeah. So I was cleaning my room over the weekend I just moved back in with my parents I'm living in the basement. anti-aids girlfriend was over helping me clean. And honestly I love her so much. Thank you so much. Help me clean. T answer I can't wait to hear what's following that there's A. About coming. So she found this one starbucks box and it was one of those collector items anywhere you go out of town it has like the city that you go in. The city on Yup, and this this one girl in the past. gave me this awesome gift when she went to San Francisco. And I saw and I was like all this would be great. Let me just give it over here and say this is a gift that I got her. And I give her this Mug. And all of a sudden she opens it. Oh my gosh you know I like starbucks mugs like this being a basic be as all the other girls. And there's a note on there. From the previous girl that Because she got it for me. What did the note say this is a part of the story tonight here I know I don't know exactly what it said, but it was like Hey Joey I missed you and I was out in San Fran, this is a small gift for you. You get mega site I from Tiana Piazza. What she say she was just like really you've got this for me and she did the whole 'cause I didn't see her opening it. She did the whole also you got me this Mug I was like, yeah do you like it? She likes Mylan she completely set me up she knew. You pull the Mojo because he's the king of. My Gosh every your Christmas. You know this story I would get him something from Lululemon. This was like three or four years in Rhode get him something from Lululemon I thought he is the host of the show. He does so much for us. I'm going to get them like a really nice outfit from lululemon spend a little bit more money than I normally would on the rest Hebrew crazies you know 'cause he's Mojo. And then like two months later, fletch would walk into the studio wearing said Lululemon. I knew that motor had clean out his closet and given stuff away and flexibility. This was so nice. Still had the tags on it and everything not knowing that I was the one who had given it to Mojo. That's the best part is because Mojo wouldn't even remember who gave it when he re gifted, it was in the same room I remember him giving slim a big gift that I gave him and I was like, wow, that's that that's an awesome gift. Whoever gave you that see that's horrible. I can't. I can't believe Mo- did that will deflect. Thing, with your girlfriend something, another girl gave you. Know but listen. Lee Loves Company were trying to make you feel better. But really there's no excuse at least at least she's still got a Mug the thing, right? Shares a drink out that Mug come on why not? Not after she realized another girl gave it to you Mike I feel like you're the guy that can make me look good. You had to have done something stupid as I have. Now with the Mugs, I'm pretty good at. Knowing, where my mugs game from but I've definitely re gifted. I don't think with Alli because it's. Because I'm not getting gifts really from anybody else but I've done it before in the past definitely with with I've had hoodies that have come over to my house that weren't actually my in fact I have a specific Hoodie that wasn't my Hoodie was left at my house. So she got it from another guy and then I was dating somebody and then she was like, Hey, can I take this Hoodie home with me or I'm GonNa you know snagged Hoodie and I said, yeah sure. Go for you can have it wasn't my. Also, not presented as a gift like a special something, right? Right? Yeah. I love you youtube channel. Listen if if you could defend me please if you've done something stupid of the not have accidentally gave the re gift to somebody and got busted I. Want you to call up right now eight, four, four, Mojo live that's eight, four, four, six, six, five, six, five, four, eight, accidental. You knew what you were doing. You can't say that accidental. Honestly like when she saw the Mug I didn't even realize I just looked like, yeah go ahead, take it because I'm trying to get rid all this junk that I got. But now, that wasn't a good one I. Love every year. If we do like a white elephant extends like sometimes some years my family will do it or like my friends group or whatever, and something will always show up that was. In the past you know and sometimes it's a funny white and sometimes we do like we call it like a twenty dollar gift or a fifty dollar gift depending on which group of friends or family members I'm in and so it isn't meant to be funny. It's meant to bring something nice and someone gets busted every year bringing something that someone got from a different one now joey busted. Let's just even just dug himself deeper hole and he just said I was just trying to get rid of all this junk in my basement and you're describing the gift you gave your girlfriend. Still a good gift. Defend you when? You leave you hanging out to dry.

Lululemon starbucks kroger Mojo Birdie San Fran Phil Tiana Piazza Rhode San Francisco joey youtube Mylan fletch Lee Loves Company Alli Mo twenty dollar fifty dollar
Deadly Discussions Episode 3

Deadly Discussions

26:52 min | 2 years ago

Deadly Discussions Episode 3

"Brian. Hi. Excellent. Okay. Here we go. Welcomes deadly discussions a podcast on social entrepreneurship. I'm your host Isak Carson for you. Get started like to thank the traditional land on his on whose land we are recording. Today, the were under people of the Kulin nation. Excellent. So Rubio you there walked pie. Is going great. Thank you. How you too bad? So what thanks so much for giving up your time to come on deadly discussions law. Right. Or is it? And yet what does talk about your story your career? And what you're doing understand really that? You are a electrical engineer. He's of indigenous heritage, and you've just recently got back from the states. So why don't we work with what you grew up in a bit your story and how you ended up in America. And then why you have returned. So I grew up in the country, Victoria, and a place called hanging rock, which is a very small town the Parkway between Melbourne and Bendigo. So I went to high school there and and then university in Footscray, Victoria University. I decided I at the time. I didn't know what an engineer was. And and when I found out, and you ten I knew what I was after reading the description. So it took engineering it, it's joy, university, electrical and electronic, and then also that I just settled into Melvin got a job in Melbourne. I lived actually over the other side of Melbourne way, your company's go, hopefully, and then I went through Melvin for about full you. I've always hated the weather. It's too cold. I'm sure you aggressive Queensland. I completely agree. Yeah. So I decided today thirty so much funnier. And and I'd work more in the area of renewable energy. Unfortunately, I wasn't told that San Francisco was not a sunny place in California. I ended up moving from one one dreary place to to another. So. Fantastic and no sunshine for. Yeah. I worked at every hour. I was looking for for another two and a half years. And and then I decided that that wasn't working for me. I I was watching for big companies like Google, and that just wasn't feeling that wasn't fulfilling my mission. Yes. Sorry. Sorry before we hear the entire story. Lemme interrupt in Oxford annoying questions. Let's take it back to when you're young. You said you read a description of what an engineer is a was. And he said, that's me. What what resonated in that description that you just knew that was you. It was it was the problem solving aspect. And and the fact that an engineer is it takes a little bit from from every everything I'm so I read well, you're gonna have to look at contracts, so this legal, and you're gonna have to understand the behaviors of people people that are using your products and things like that. So then there was some psychology aspect to it. You'll you'll have to write reports and do research. So there was my a literary aspect to it. And obviously the max in the science suspects. And so I that was me that I was just a lot of different things rolled up into one. And I didn't know how to which which area to foster, and then I realized I didn't have to choose 'cause engineering was everything. Were you one of those those kids that were building replica awful tau is with moving trains around the bottom at the ages like four or. We always kid. But I was just I was just to get that was pulling things pot all of my toys, I would pull them apart. And if I could fix them, I could fix them. And if I couldn't well, it was cool that I saw. Well was poorly designed so a company back together. Yeah. That's cool. That's really cool. Now, there's a stigma I think that sort of dissipating now around engineering being a mainly a male dominated. Arena. Do you want to shed some Watson that when you engineer you like all, but I'm a young lady. That's what you guys do any of that sort of subchallenges. When you started university wasn't mainly a lot a lot of blokes. And they will you know, what was it like for you? I don't think I grew up realizing that there was there was things that men did. And things that women did very that. That really helped me because I I didn't feel that. As I grew up. I grew up myself and two sisters two youngest sisters. And so I was the son that my dad didn't have also he he encouraged me to do everything that he might encourage you Sunday undergr- up that way. But then definitely when I got into mostly university. I didn't I didn't really feel that way in high school. But in university does definitely that kind of stigma, and I felt that the boys in the clause wanted you to answer for why you were there needs to have their reason. But you had to have a reason because you were woman and sorry in my class, those about one hundred people that we started with students and five women. And four years later. We graduated with about twenty five students and five women think that says a lot definitely definitely says a lot, you know, it's very interesting with digits cultures. Well, we've got men's business women's go business, which I grew up, but my mom is was a majority the breadwinner. She would stay government. And I actually didn't know any different on either. I thought that was a normal bomb at education mum had the hustle, and I'm winning one the bread for the family, and it wasn't into spending time with cousins who the fathers were breadwinners in the most stat home. They log all your, you know, your dad stays at home. He picks you up from school on what know what's wrong with that. So I think it's amazing just in a loss twenty twenty years or side how much strays sort of changed. But what? Yeah. One indigenous ELD actually said to me that men's business is actually women's business Ovando. Versa that it's important that boy for soda entwined together, not the sort of separation, which you know, we've had full office century. So let's bring back so university finishes you finish university and do a couple of years work here in Melvin. And then it's off to the states straight away. Or is it what happens then? Sorry off to San Francisco. We have not enough Cloyd. Is a lot colder in San Fran. It was a colder than expected because I expected the California Gurls Sunkist skiing. Definitely not written that stuff's not written about Francisco. Yep. Yep. So it wasn't what I saw out for. But that was okay. I really enjoyed the the work. I was doing for a long while. Sorry. Company. Google wasn't it. Tawny? Little company. Then was it hard to get into. So we are in San Francisco and ally had birth been working for Google for quite a while. And that was that also left a lot with apple sorry. I think that was just the space sewer in and that that was just an ongoing client. Today, you know, working titties? What did that look like? What I was doing for them was very lodge and complex building integrated solar arrays for some of their campuses. Along wrist investigating them having earning their own infrastructure earned distribution network within the campuses. Regards to Google being very very, socially minded is that some of the sort of soul in the US that was more advanced than what we'd see here in Australia talking. Equal agenda pay skilled migrants talking disabilities. Did you see a lot of that in Google? I definitely did. I have strong targets for environmental environmental aspects. And. I wasn't really that close to what they were doing in terms of identity and things like that we see in. It was very strong that you that they pushed identity, and it was very evident that diversity within the office. Now just out of interest because yeah, we don't see that much from the states, and I know that supply nation to indigenous comb wealth body sort of mirror date organization over there in America. So it'd be interesting to know. So you're at Google you're in San Fran you like, I need warmer weather and weady head from the ruby. On their. I take a leave of absence to Hawaii. And I take that on a farm and farming Karas, which is a rich. Yeah. Potato. Hey, it's a bit like cater only get a much better for you. And just wonderful tasting. If you cook it properly, it's it's a really beneficial. That's terrible. It's funny funny because I'm reading doc, Amy and the author Bruce pest good on f. Sorry, if I get that wrong. He talks about Yam or a route. That was vomit around JR. Along area that the indigenous people Fum for thousands of years, very similar to other first nation groups in the islands. And obviously in Hawaii car is so important to the Hawaiian people, actually, it's collared in the Hawaiian. But it's so important to them that they believed that the ancestors evolved out of the collar plants the leaves that grow tall. So there is some significance to the to the culture. So that's very interesting. So you're in Hawaii. Now last time I spoke with you. You said you lived in a treehouse. Absolutely lived in St.. Renewable energy. Yes, I had drumming at a couple of solar panels and a battery that was in my thick and house, my fist rebound completely those nor Cala at all. So that was that was interesting, no power and no walls. So I shared that with the mosquitoes, and what you said you wanna ride. What you said you wanna ride back to culture? So. So the second one has passed. So you like, wow, this amazing. Did you go down to Jake or Hawaii's equivalent in grad, the Pennells and the cable yourself, actually, it means solution that was already there. But it wasn't working. When I first got walk near electrical engineering. You sold up problem is exactly. So I got up on the rickety tree house Ruth. And I found the panels were just quite daddy. So all I really needed was a good clean. And then they grade buttery charging, and and I've got excellent. So that's one for our listeners. Remember, always clean, your solar panels in next big difference. That's right. Awesome. Now, you've so you're in Hawaii and a new also lost. And we spoke. There was engineers without borders. Yeah. Yeah. I had actually had been in Hawaii for four weeks, and then returned to San Francisco, and I thought that I felt a lot better about being in an office again. And and I just didn't, sir. I decided I had to I had to leave. It wasn't for me anymore or at that point. So then I returned to Hawaii, and I spent four months there the second time, and I'd also apply to go and work with engineers about Boorda's volunteer in eighth year appeal. So I'm reading into a lot of trend in your life. Where you aren't really fitting the mold of what's expected. I think when you when you graduate, and you go way for big organization, and you do your time and you put the work in. And you get rewarded fifteen twenty years down the track on I'm sort of reading into that. That's the way you built ruby. And an odd question. If that's actually the way that anybody's built because I saw a lot. I saw a lot of people struggling with that. A lot of people not knowing if that was the mission, and what they really should have been doing a lot of people becoming kind of ill and on well, the amount of stress and the amount of expectations. But also RIC the working environment itself. Yeah. When we sit down with some of the big tier, ones and contractors, and we talk about doing some work. I usually opened the meeting with you have on shares two minutes away from sort of thing. And I say, well, I'm a cubby, man. I very he grew up in in Queensland in a small town and explain my culture, and what I found was people then would go around the room and explain the heritage before they would go into any qualifications or roles, and I thought that was really inspiring because we're starting to change culture from the outside in because a lot of these people have like you said the Mondaym nine to five reading of contracts looking over designs, you know, getting it implemented getting it delivered. And then you have someone come in who's a social enterprise in the first thing that I lead off is a story about culture about about life. I think everyone resonates of that. Really? Yeah. And okay, sorry. Now, you catch a plane from Hawaii to Ethiopia engineers without borders. What are your thoughts when you get off the plane in view? It's hot. It's dry in the south of Ethiopia eight-year beyond has very different climate throughout the very southern pot is full of it, really. You know, is it what you thought it was when when people I think straddling think of Africa in places like Ethiopia Eritrea, the Congo. They thinking, you know, low socioeconomic low quality of life living standards is that pretty much what it was when he got there. Or was it different? I run we're not to address a baba, which is the capital that was very different to what I expected for that. That's completely different to the refugee camps at odds union, the south it rains, it's called felt like I was still in San Francisco. It was it was not at all what you'd have in your mind. It's very green bit as waterfalls, and the there's a really big gap between you can say the wealth, and then you can say the extreme poverty within city, and it's a lot more developed than you might think as well. Yeah. So it is the prising. Cool. So you thought I'm coming over to help people. You get any like hang on a second. It looks like this some welfare that could be distributed. The way what do you go then? So you're at refugee camps that correct? Yes, I laid that baba very early the next morning, and I take a very tiny Totta plane down two and half hours south and then on the border of Kenya Somalia, an eighth year appeal and not use those words, very dry vit-. Just desert, really. And so your now these refugees that in a theater from Somalia and Kenya all from Kenya. Where where the refugees majority coming from her from Somalia base? Okay. Cool. And so your job is to. My job is to train refugee and hurts community cooperative's to design and install Sola mini grids. So Sola and batteries. That would have been very interesting. It definitely was listens. Very interesting, the panels and the equipment are they coming from like. From kenya? They coming from Ethiopia who to someone donate them. The whole ration- net is is almost fully funded by the IKEA foundation, and this is working with UNHCR so United Nations High Commissioner of refugees, and so their compound and their work is is quite heavily funded by the KEA foundation, and they purchased the equipment somebody purchased it before I got there long before I got there, and it it is in voted from the middle and big John invert is and batteries from Jimmy. So it's definitely not look anything like local. The people are wanting these mini of grids were is that for lack lot to read at night. Or is it to run a fan charge, a laptop, and I find what is it a majority for? So the first thing we targeted was the the house centers because they the shocking thing there was they had generators fun because of the limited availability of fuel and the cost of fuel. They might run the generator two hours a day or less. So there was no refrigeration to the vaccines, which is going bad because they need to be constantly refrigerated. They would delivering babies at night using just the Mughal ferns using the white on their offerings to deliver babies. Sorry. There was just a lot of things oxygen machines, then it'd be people oxygen and those those are electric machines. They it just wasn't nothing there, which people. So we started there. That's did. You think it'd be that intense before you go there? I I actually thought it might be more intense. I wasn't sure exactly the situation that. 'cause there was it was good. It wasn't those no war torn people spilling spilling through the camp. It was it's quite a stable cat. So it was pleasant to say that at least from that point of view. That was good and they had set up some infrastructure already. So everybody had access to water, which is fantastic. What just energy had just not happened yet? So there was a clear correlation. There's something I like talking about between pow in the lack of and poverty. Isn't the the sort of a clear in because you can't get access to technology and equipment or internet Tibet you law, but then who's going to provide infrastructure because there's not really any interest ago build infrastructure refugee camp in yet sort of a catch twenty twenty. So let's take it back to now Australia we have over one hundred and fifty digital communities with over five hundred people in age running on diesel generators in it's not as bad as can you really compare it to what's happening in Ethiopia. But it's definitely not a good thing. And you've come back to a stray. And you've started your company, which is a linga. A linga which means what does that mean in your language, so Aline gate, use it and aboriginal, son? Gotta which is very fitting for my company because I was on energy and clean energy. And it all comes from the sun. Wholesome and the goal of lingers on amongst commercial activities is to go into these communities, and I'd with the transition of removing diesel generators as the primary source generation. Is that correct? Yeah. Definitely one of my target areas. And that's what I was doing in Ethiopia. So I've got I've got the experience, and that's what I'm passionate about. That's awesome. And UCLA similarities in culture with the peans in the way, things are set them with indigenous people here in Australia. This clarity that lay between just the remote nece and the white that we're delivering pal to remote areas. So that's and then also just the the limitation. So that that's putting on people in the struggles. And yeah. Schools. What's awesome? So you've been going now for how long's the Lindo being going for now? Set it up last year while I was in Ethiopia in July. So. Going on know what I'm going to do. Now pretty much. That's awesome. Awesome. It's definitely not going back to Google guy. It's tempting that would be excellent say comeback was set up on. I spent a couple of days in brother rat. We've had you into the city. There's some customers that we're looking at working with we've got aboriginal styles. We've got all the different housing commissions. We've got remote communities and all that sort stuff. I suppose the question is where is ruby in five years from now. Oh, well, I'd I'd love to be very well established in that area. Third that on helping many communities, and I'm on the go-to Bill for for that sort of stuff. Yeah. That's that's my name to get this debate. Trouble. The trouble is much. You can go for the boy. For the both of us. As much as I love catching a plane to dominant and catching a little dinky plane for another five out to the middle of nowhere. Think will elect you to that from now on. That's excellent team. That's all we've pretty much go full today. I wanna keep talking this so much stuff to unravel about you'll story, I suppose we'll finish out with your culture in your mob. So we're that's what was your from your heritage indigenous heritage for my family is from the the Kimberley very do the jar ru people from the Kimberley on and the out specifically to be playing which is where my name comes from. That's the actual rabies at in those planes. Oh, I if there is I'm I'll probably have to go. No, that's excellent. That's really inspiring. And the next week actually have Namie Dickinson. Another female electrical engineer, he'll be sharing some of the stuff she's gone through. But he has really great to have you on today. Here you'll store in. Hey, y'all pretty much how you knew that you will cold social entrepreneurship, you sort of found that out when she went to Ethiopia Malaka does have to run in a prize that gives back, and that's pretty much what stories since routes. I thank you so much for coming on today. Is there anything else you'd like to finish out with? Oh. Not just the fact that when you said social entrepreneurship, I had to to think about what that actually meant. Because to me, it must be the bubble that I mean, but I just kinda think that everybody starts this business to benefit people in some ways. So that was a little bit interesting for me. Oh, not everyone. Does that? I think the difference between a social entrepreneurs and entrepreneur isn't a social entrepreneur is super intentional about decisions made for us at a boondoggle. We say if does it increase more into the indigenous economy, you know, whether that's wages contractors or. Using other indigenous businesses that's all that question at hinges on when we're about ninety nine percent of a way of making a decision between supplies all people we work with. And if it does increase that indigenous economy circular economy, then we say, yes. And sometimes to own detriment, you know, people talk about risk, and because the indigenous marketplace's is still very young and it stage, and it's maturing. There's a lot of new businesses. No, new startups such as yourself, and we just believe stress built on everyone having a affair go. So. Yeah. So we try to practice. But. Yeah. And as you know, it is hotter than you think. When you start a social because you think people would just jump on board because you're doing the right thing. But at the end of the dice estimate commercial sense. It's beautiful awesome. Thanks, ruby. Thanks for coming on. And we'll probably get you back on. I think later in the year to catch up and see how lingers going. Thanks for gesturing. See let up but.

Ethiopia engineer San Francisco Hawaii Google Australia San Fran Melbourne California America Queensland Melvin Victoria Kenya Victoria University Isak Carson Rubio Somalia
Ep 22 - LeanFIRE or FatFIRE?

Broke Millennial Finance Podcast

15:11 min | 8 months ago

Ep 22 - LeanFIRE or FatFIRE?

"What is up, everyone? This is broke millennial financier which your host Mohammad. Khan and your co host. Bahaji. Meal and today we're going to be continuing our discussion all fire so today's topic on episode twenty two is lean, fire or fat fire. We're going to basically give you guys. A breakdown of what is lean fire. What is five fire? Which one you should go for pros and cons and just take it from. There so before we start off. I don't want you to get into like what this is just for anyone who's brand new to fire? What is fire and just? From lean five versus. Short so fires basically financial into independent independence. Retire early right and basically means. Of, saving up your for your whole life just for your retirement so when you retired, you can basically relax all right so the past few episode we have been talking about fire in general, but these two are two specific types of fire. Right and you know you can do either one depending on what kind of lifestyle you WanNa live afterwards. Okay, so lean fire is basically it's a normal fire movement. You know where someone who lives in frugality Ri-, and is willing to continue their lifestyles so. You're living. You're cutting down expenses and you know once you retire. You're basically want to continue that lifestyle or a while that fire is. Someone who doesn't want to change? Or get rid of their lifestyle and wants to retire with the same lifestyle so basically you know spending a lot of money or not even Alaba just spending whatever they want to ray, and then once they retired retired. They want to continue that amount of spending in that lifestyle and yeah, that's a that's a great explanation like the difference between the two and I know like people, the reason why we're. We're specifically doing this episode is not everyone wants to live in a frugal sense. Everyone retirement means different for everyone so this is a great way till I give both of those types of people, the options like hey, you don't have to live the frugality lifestyle if you don't want to. If you WanNa live your lifestyle like you are in either near a city or San Fran or even like an. Expense type area. It's fine you can. It's going to be a little harder to achieve, but hey, it might work for you depending on what your profession and how much work and time and effort, you're willing to commit into those types of things, so in general just give you like a high sense overview, a normal goal for retirement for lean fire or in general. General Fire is supposed to be twenty five times annual expenses meaning like I believe I think of doing the math right if you are expensive forty year twenty five times, that is a million I, did the math, but it's basically supposed to have about a million dollars saved up, so you'll be able to retire essentially the normal or slash lean fire type situation. Just like that's like a general sense of like what this is now we're going to basically get into like. Should you I elise goal lean fire now basically leaned fire if you're trying to go. Into this specific section is your have the mindset that you're going to be basically cutting a lot of expenses from your life. You're going to start having to like very frugal manner now what this means is if you're currently paying one thousand dollars. You're going to try to find a roommate and pay five hundred dollars in rent. If you already have a roommate, get another roommate. Your goal is still basically as much as you can see your biggest expenses down, and then like other expenses like eating out going to the bar drinking all that other stuff and I know this sounds harsh, but that's the goal you're supposed to go for would lean fire. He's supposed to do that. And just to give you. Some statistics based on the average house from this consensus data. The average American household spent about sixty one K per year so like your goal is to like if you're within that range, maybe cut it down even more cut it to half, if possible, and then invest the rest. Yes, so and once you started looking at your spending and budget, right? You'll notice that you spent. People spend things that are very unnecessary. Okay, so you know. People probably noticed I like twenty or thirty percent of what their money is. You know it's just going to. Unnecessary things. And, those things can easily easily be cut out, and then the more difficult part is like you know whether you want to live with the roommate. Cutting down on rent and stuff like that, but you know that's that's. Later on I. You definitely just start with stuff that. Can Be easily taken out. An interesting thing is a lot of people may be may mostly. They're young like a lot of like our audience is, they may be single. They may have a partner, but not like married with children. That's a huge factor that plays into this once star have if you are planning on having children and whatnot, that is extra expenses, so you do have to think like okay. Maybe lean fire can work, but you might have to increase your expenses because certain expenses. You just can't cut from your life. Especially, if you're willing to have a family, those do have certain expenses that you do have to account for. Those things do matter so when you start planning for like that retirement, phase or lean firefighters have to take into consideration of all those things that I've mentioned so yeah, definitely, keep in mind, start tracking expenses. I can leave a link for the other podcast. You guys obviously check them out. We full-blown detail like how to basically prepare what you need to do. Steps you need to take then we can just take it from. There yeah. So so get into what fat fire is and whether you should do it or not. So fat fire off the Bat. One thing that is probably a requirement is having a high income. Yeah, right so you're living your current lifestyle. Right and you want to continue that after retirement. You have to have a lot of money coming it. Okay. That's probably one of the only ways to do it I mean. There are other ways, but those are a lot more difficult to end. You know very risky as well, but you know high incomes definitely. ATOP! Requirement for that right and the second thing is. You don't want to give up your lifestyle. And you know as an end goal. Yeah, okay, because that's what you're trying to basically go for with the fat fire. You don't want to leave what you're doing as is, and I'll give you an example for that. If you're in New, York, city or San Fran people do end up like they don't even feel happy. Making one hundred grand I know if you're living in certain states or cities. You're probably like that's insane. I would be so happy with that in New York City that might not cut it. I, know certain people that pay three thousand dollars in rent. So that's literally half of their income gone like it's. It is crazy you again. There's a lot of taxes in New York as well. There's a lot of new. York City taxes in general. There's a lot of factors that come into play so these people don't you don't again. If you were trying to go for that lifestyle, you don't want to give that up so as I mentioned that high income matters because the goal is. Is like you continue increasing that income, but you also are very smart, would like your investments, your and your investing like a lot more riskier things to achieve. This goal is not just stocks. Maybe you're doing businesses. Maybe you're investing like sir, startups again you try, or maybe you're taking professional risk as well star joining startups, hoping for like that equity goal to like the go public or sell this seldom cells to someone like. Tuber! Cashing out on that because again, that's what these people try to aim for like getting those millions in cash and then boom. They're Kinda sat from there, so yeah, definitely and you know the the goal is to basically get a lifestyle for yourself, and then you want to continue that after you retire your retirement. Yeah, right, so you know, have A. Be Comfortable with the way you're living, and then there'd be comfortable with the income you getting and whatever you're saving and everything once you're comfortable with everything, and then your retirement will follow in that sense. Yeah, and I'll give a conservative example again to certain people. This might not even see him conservative enough if you're in New York. City and your yearly expenses are about one hundred k. a year to use that same example as before to retire. Basically, you wouldn't need two point. Five million dollars investment for you to be able to retire, so you can already see like you're already kicking that off like crazy and. And like previous PODCASTS, we've made her examples. We've given you can retire in Panama per se with like half a million dollars, maybe even less than that. Whereas over here, you're going five times that amount where you could possibly probably live like the one percent. Panama if you wanted to these people, they don't want to leave that specific type of life. Don I completely understand I do understand that they want to take row and continue it from that perspective. I know you shared a red example as well which we will leave in the show notes for you guys to check out, but you want to talk about like. What was happening there, and again I give a conservative example of hundred K., but some examples are I don't even want to see extreme, but that's just how fat fire is yeah. Yeah, definitely and so there's one example. Read it, you know if you read a whole fire community, you guys can join and basically get more information on how to how you're going. You know your lifestyle, your savings and everything and they have the different fire communities as well so. Explicitly Fat Fire Yup definitely so this. This is an example that someone wrote that. They have a net worth of about ten million dollars because they sold their business right so as you guys since. Concede. Ten million. Starting off is a lot of money right and you know he lists out some advantages and disadvantages right. So the disadvantages, let's go into that first. One would be you know there's a low motivation for work right so once. You have a lot of money and you're retired, right? It really depends on now. You're just kind of like. What are you doing with your life? Are you just sitting at home? You don't feel like working anymore because you have enough money, but then again you're just bored at home, so it's really a conflict of feelings on what you WanNa. Do what you're. What the rest of your life okay and then the other things for example, which are more subliminal probably won't notice, but you know once you have a lot of money. Let's say for example. In the millions million dollars say. Some people you won't be able to relate to a lot of people right? Especially people that don't have that much money, so you know that would probably be you know. Depending on where you're living in might be big of a concern, but that definitely could get caught up with you I agree. One of my mentors early mentors in the beginning told me hire the ladder. You climb the more friends and family people you lose, because it gets lonely at the top because you stop relating to more of those types of people because they get less and less on the top, so I definitely agree with you, but kind of like going off of that example gone to advantages. There are like a lot of. Advantages as one. Obviously, you have a lot of money. You know ever have to worry to a certain degree like about spending money. If you've already achieved that point, you're not going to be like. Spending it on stupid things. You're not going to waste ten. Let's say this ten million as an example, you're not gonNA end up buying stupid things, but to. At least you'll have that cash. You'll most likely haven't invested in different like in the market, you certain assets. Investment Properties possibly so you won't ever have to worry about lake money. You'll have a confidence boost ego boost like you'll know. You'll be able to get what you need. Even just getting up to that point, it just builds your confidence in the first place, and just in general like like it's wall subliminal style little things like people probably like bring. You are more be more friendlier to you. Tell you like. Hey, come to this event. Come to that event is just because you're rich is just because you have money. Yeah. It's just interesting like how those certain things happen, but they do they do. So that was just an example Someone, who is doing the fat fire movement, right and you know is. A living example, yeah, right so just some pros and cons on what will you probably encounter? When or if you get there? Yeah, and and we wanted to kind of like ended off with giving certain personal preferences will like. I'll give mine I'll share my example and like give his if it was me. Personally I I kind of I, don't necessarily think of in a fire perspective, but if I if obviously gonNA with definitions I would go with fire. I don't necessarily want to like change my current lifestyle I. do like how it is my goal. Keep my expenses the same possibly, but could continue increasing my net worth and income, so that's the row I try to take it in. I personally I feel like that's how in general you should always have a mindset like keep your expenses the same and I like how my current expenses are, but just continue increasing my possible income revenue stream net worth all those other things. Again I thinking more in the future. I have a lot of places where I wanted to. Retire off passive income personally or like my investments, income and whatnot where I can just easily travel. You know spend some time with my family. Now I'll go do some hiking with. The good stuff, even though that doesn't require any money been gas money, but you know. What about you've you've tried to go to fully and fire fire you just. You don't really have a preference or so for me. I would probably say some kind of a mixture of both I wouldn't want to live my life super frugally right where I'm basically cutting pennies can cause every little thing right, but there definitely are some things currently that I think I can cut down on. And I really don't need it and you know most of the things you're probably worried about. GOING TO CUT DOWN I won't have this once. You cut it down and then you start living like that for a couple of months. You kind of get used to it and you wouldn't really need that anymore. Let's say for example like. starbucks coffee every day right and you know you probably think that's just a couple of dollars every day, but in the long-term adds up right and then. If you start making coffee yourself at home, which is a lot cheaper, you'll probably be used to that and now want starbucks coffee anymore after like a couple of months and I know people hate that coffee example, but it's not supposed to be taken as like. Oh, it was just that one coffee is gonNA. Make millions this the mindset that you start that one expense. That's too high to begin with. This shouldn't just. Be there you're just. Taking that and putting it in other places as well, and you'll see like all those little things will add up and your whole lifestyle does change from that perspective. I agree I I don't. I don't even drink coffee. I like Green Tea's nothing, but at home. Good. So. Yeah, I mean for me. I would say that it's probably. For me like for both of. You know kind of fat fire. Also, but you know I don't think. I have my doubts perfect right now, so you know there's definitely things that I'm doing that I don't need to do so it kind of Michaud both I can help you with that is great podcasts. Called broke millennial finance. You should check it out. See Yeah I think. Was it for this episode? We do hope this was helpful. I know you guys really do like the fire content. We're putting out, so you don't want to give you as much information on that as possible If you guys overall do like our podcast, definitely, give us a rating on Apple. If you want to subscribe, please subscribe to the podcast wall, and if you want to continue supporting us, do check us out on page. theon Our Name is broken hill finance the board, and if you WANNA, see a visual perspective. Subscribe to us on Youtube as well Broke Moinul out piece.

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213: Sens Play by Play Man Dean Brown Joins Us, Celebrities Who Sat During Super Bowl Anthem

The Steve Warne Project - Sports

49:28 min | 1 year ago

213: Sens Play by Play Man Dean Brown Joins Us, Celebrities Who Sat During Super Bowl Anthem

"The man that is so awesome that you play just there when you hit the dashboard. You hit your phone. You hit your computer Welcome to the project. It's one of the rare daily sports podcasts in the world sports. And and whatever and you know. We're actually kind of transitioning I think. A little bit now descends and whatever insist that goes to that end today on the show since play by play man. Dean Brown Brown will join us a discussion on the state of the Ottawa. Senators will pick the brain of an NFL fan from Ottawa. One of the biggest Ottawa. NFL Fans. I know who's at the fifty yard line for Super Bowl. L. AND JIM is annoyed that Jay Z and beyond say didn't stand for the anthem at Super Bowl. We also like to give a shout out to our members about this point in the show. Our latest member is Steve. Davis just signed up today for the next three seconds. The show will be called the Steve Davis Project. If you'd like to be a member to support our show that that'd be huge if not. It's also huge to tell other people that this is really cool. podcast you like no not Joe Rogan the WP. And when you do that you tell other people about us that'll help our show grow as well. So that is what shaken. Thanks for being with us. We hope you enjoy the shell bring on Jimmy and just a second here but I wanna talk a little sense with play by play man Dean Brown. How Ya doing dean? I'm doing well big boy. How `bout you I'm fine fine? Thanks for giving us a couple of minutes of your time her soon. The kids good good. Were plunking away. you know we We bought a rental property. That we're renovating so sues. Basically she does a ninety nine point nine percent of that stuff. Because I'm always away so. She's basically a contractor painter Of drywall she's done a million things. connors his last year at Carlton Myers going to Trent University in Peterborough sewer. Just all were Were halfway to be an empty nesters. Nice and Lindsey my daughter's at Trent University's -versities while they probably cross post doing social work so I'm not sure. What part of Trent that's in? But if you're looking for that's where she is nice so we're all caught up the let's get caught up on the sends now Right now the Club is in twenty eighth place the fifty two game mark and I wonder as someone who watches this team more than anybody except for maybe the coaching staff. How would you rate this team? Twenty eighth overall And does does their standing tell the whole story Yeah I I think I think they do tell the whole story I you know I haven't seen anything to be honest with you That I didn't expect you know it kind of going. Into this season expected his team would be in the bottom third of the league and probably the bottom part of that part. And that's about where they are and I think maybe if there if there was one surprise I think I'm probably a little bit surprised that even with the amount of losing this team has done. And how young and inexperienced as they are How often times they can be pretty fun to watch? 'cause it's not. It's not often that you see you know teams that lose. A lot are also entertaining this team. This team team has been more entertaining more often than I thought they would be but where they are in their development is i. I don't think it's a super big shock to anybody. I think they're right. Probably where I thought they would be. When you talk about the youth and the excitement generated by the youth I think immediately about Brady could chuck I think for people listening right? Now that's the first name that always comes to mind. MM is he kind of the Straw. That stirs the drink. Forgive the Cliche for this team right now. Even though he's as young as he is and is this going going to all play into potential captain's talk here in the next year or so last part Thursday. Yeah He. There's no question down the road that is going to be captaincy talk about him. I'm not sure he's as the straw that stirs the drink yet mostly because brady just goes out and does the Brady thing and the coach talks about the fact that he drags people into the battle with them. I think. Sometimes that's a little bit of coachspeak. I think. Sometimes it's a little bit true but other times guys you sit back and go while Brady. I think when this team is more set and when I say that I mean when more of their young players are on this team and what this team is going to be in two or three years is kind of sat then I think Brady will have a bigger impact on the rest of the population on the team and and you're also GonNa know which veteran players which older players are are going to be the ones that are going to be here to complement those. That young core right now you have. Let's face it. A lot of you know Older players veteran players who are not going to be here when this team and one brady ca chat kinda gets closer to being you know real good experienced. NHL Players but that's definitely on the horizon. He's a he's a throwback kind of player he's He's something that I haven't seen in quite some time. And just his attitude in the way he plays and how hardy plays and not just Steve how willing he is to get into the ugly parts He wanted he thrives on it. He wants you to punch him in the back of the head and he believes he's getting to you from Ati understand he would say some of the older players. Hi My name's Brady what's yours which that kind of stuff drives older players insane you know. And so he just has all those little ways of doing it and he is. He is going to be the center of this team and it will be a debate down on the road with the captain. Should be whether it's GonNa be Great. You're very very different guys. Even though they're best friends and roommates they are very different guys. And so it's going to be interesting to see what the selection process this is between those two guys and it'll come out a DJ Smith's decision. I'm certain and I wanted to ask you about Dj Smith now that you've seen half a season and then some now under his belt I wonder how has D. J. Smith and his coaching group. How is it different Dean from the Ghee Boucher regime? I think probably the biggest single thing once once you get by XS and Os XS and OS. You know. That's that's just a you know your choice on your style of play and you know every every every coach has no place where he puts the XS and where he doesn't want to be living probably the the biggest difference is Dj is the new era of coaches. You know five years ago is still coaching junior hockey. And he's very young for a head coach and he understands the way young players work he understands. It's about communication he understands. It's not about telling them it's about explaining to them and having a conversation conversation no today's players you know go back a long way to go back to the Scotty Bowman. He would tell you what to do and then skate away. There's no conversation you just did it or you. I didn't play players now days if you want to get them to buy in. Sorry Michael's up in Michael is up. Hang on a SEC. Let me just to Michael Up for a second here will remember. If you WANNA go to Harvey's the Game Plan is you've got to be quiet for the next ten minutes. Okay all right sorry about that. That's not an oprah. I WANNA go to Harvey's now not right actress Meghan Action. We're joined by Dean Brown play by play man for the Ottawa. Senators and the deadline is three weeks away. Now Dean and I mean every year you see it. Teams have guys who get edgy. This time of the year. But it's it's usually a few key guys and there's lots of buzz around on them but this year though the sense of so many guys who were free agents. Do you get a sense that there's more guys on edge than usual right now I think a couple of guys on edge and there's a couple of other guys who expect it just like the coach knew what the deal was coming into the season in a rebuild. A lot of these veterans who signed this. You come here you know they. They knew that there was a strong possibility that they would come here and that they wouldn't finish the year they've been moved someplace before for the deadline. And they're hoping that that's to a place where the team is going to win. So I don't know if you know pick I don't. I don't know which guys the marketplace is truly truly going to want But I don't know if Tyler Anna Serve Latin America for Chris Tierney or if You know I Dunno Ron Hansie. I don't know if they feel you know uneasy because I think some of them kind of expect it and maybe even some of them hope for it but I think the uneasiness comes was probably with with two guys mostly and that would be Jag patio and and with Mike Boorda yet ski because both of them want sign both of them on ob here and neither one of them are any. The free free agents have been talked to yet. So that's that feeling of crunch time coming. You're living in a in a bubble because you don't have any information you wanna stay but you WANNA get paid. You WanNa get your fair do and so. Oh I think. Probably those two guys because of their family situations and the fact that they're from here in the case of Viet Ski Terry. His wife is going to deliver their first baby in the next couple of weeks. You know some kind of certainty and something something that they're looking for so I think probably that that feeling is really only with two guys the other guys. It's kind of like. Yeah that's that would be. You know a car for the course of stage in my career. I mean you gotTa keep some veterans around and you want some guys who lead by example and they would certainly seem to be those types of players real quality character guys bore Viet ski money. Money shouldn't be an issue but with Pozo. Is there like a number that you have in your head Ed where you say well that that will be a total non starter for the sends likes at five million will like what's that number. Yeah I think so you know and again. This is one of those things where it's very difficult to get into the general managers head and the owners had and figure out what they think is reasonable and when I get asked this because I get asked this all the time you you know. My my point that I make is that this is one of those cases where you really do have to see the two very different sides of the emotion as opposed to the business you know the Ottawa Senators Love J. G. Pezzo and think he's a very good player and he's extremely valuable to this team but at the same time you can't just go out and over. Hey guys just because you're in love with them you know I. I've been saying this for a while a couple of weeks ago. I did the math on this. The average in if the rebuild goes well this way if. Jj Patio is still the number one center on the Ottawa Senators. In two years the rebuild has failed. That's the reality. So for me if I was at GM and we all like to play GM. My limit would be four million dollars. I can I can live with the fact that I'm well over the league average as far as what I'm paying for what's going to be a third line center in two years but he brings other things to to the table that I really think are important to my team both for the development of my young players and for stability and all those other reasons but if he's determined to get four and a half or five million dollars dollars I can see him not taking their offer. Whatever it's going to be and being traded at the deadline and then signing somewhere else in the summertime and it's not because the senators senators don't love him? I don't think he's a good player but the math has to come somewhere. Mark Gordievsky being a left shot D and this team about to get a guy like Christian will land. There's a left shot d back. One might argue that playing time might be affected even this year when will returns but Borghese had a terrific season eighteen eighteen points. Who saw that coming for the full season let alone just past the midway point? He's having a career year. He's doing a lot of good things right now. But I wonder with this team and the number of left Shaw that they do have an Brannstrom is going to be knocking on the door. This fall What what is the game? Play like what would you do if you're PR dory on with. Marc bory Eski. I'd give him a small raisin at San for two years You know it's not just the fact that he's left shot shot defensemen Right now he leads all defenseman in goals. And I know the you know you can't work back in the equation because the possibilities of that happening twice or not strong but mark Gordievsky. The ski is extremely important to us. Important players and that comfort level for them is worth something you know if you watch if you're watching the Games on TV and you you watch. That camera shot shot. They have down the runway right before the team comes out for the start of the game sure and some players fist pump in that. Take a take a look at that every single game. There's only two players that hug each other before they go out on the ice. That's Thomas Shibata Mark. WHO's the guy the Brady could chuck goes to all the time? When he's on the the ice gets in a situation it's Mark Vysotsky? WHO's the guy? He asked actor practice to help and learn how to defend himself or fight. Better it's Mark Gorby Eski. Who's the guy that he asks counsel for in the Locker Room about certain situations it's Mark Barbie Eski? So there is a value and an importance at this stage of this team's development that you insulate and support your important players of the future. There are no more important players for the future on this team right now than Chabad and could shock and mark. Barbie is extremely important to both of those players. So I'm not sure I would go a lot of years. Unmarked border yet. Ski But I would definitely sign him for two when I would definitely give them a raise. Not a huge one but you know get them up to close to. I don't know if you make one point five. Get them up close to one point two million dollars. Something like that. which in today's game is not outlandish rush and you know but knowing full well you know the young always replace the old in every facet of life and in hockey and he's not there forever but the role that he has right right now Is Extremely important to this team. Both on the ice and off the ice if you want to insulate and protect and nurture your young stars. He is extremely really important in that area and I did a twitter poll on it. Not that that's not that that's the be all end dollar anything like that but I put it out last night after four. Viet ski got yet another goal in the game against the leaves and wondered. How would go? And I've done this before and usually it's burying bore Viet Sqi like okay. Yeah it's time to move on time to get some other guys in there and there were fourteen hundred people who voted in this eighty seven percent. So they wanted Marc bory Eski back next season so certainly he has won over the fans the way he's played here in the last few months. Let's finish up with a couple of players that I'm still trying to identify. Maybe you can help me with it identifying exactly exactly what they are calling white would be the Guy forty-one points in his rookie season was fifth among all. NHL Rookies should sends fans be concerned. Turned it all about his level of production this year. He's got like fourteen points Well you know I would never tell a fan how to feel. I suppose it's all up to them for me when somebody he asked me right. Now we're calling white is I just say he's lost. You know I think that right now calling. I don't to be honest with you Steve. I don't even look at his stats. I just watch him play to know that. Here's a kid right now Who I feel bad for he he he is just he is having a crisis of confidence right now? So the point where he can't make pass can't take pass You know oftentimes you can see him out on the ice when he's trying to make a play he's thinking too. Long people lift sticking steal the puck from while. He's thinking about what he's going to do you know. The reactionary natural instinctive part of his game has just completely left him. I just can't believe that that's going to be you know what he is. We've I've seen too much of him in the past and know that there's should be was We all believe I still believe that there that upside as all there for him to be a really good second or third align center in this league with them instinctive ability to make plays and to be a good setup guide. But right now I I don't see any of that and so for me just kind of put wooded down to you know a a good players having a bad time and maybe this is just a write off season for him. He's gone so long playing so poorly I don't know if he can get back back to you. Know a a decent level of competency this season. It's GonNa make people have the same kind of feeling for him as they did last year. But I do think that it's way a way way too early to give up on a guy like Colin Light. There's just too much there but he may be a guy that needs to you. Know go through this season through this thing and deal with this because this is the first first time in his life that he's been bad you know that that's one of the other things I think that a lot of people don't realize about NHL players. They all they all don't feel invincible. They all don't always you no have everything all in one pile. They all don't always feel ultimate confidence that you would think that the players at the top of the game would have so I think right now that he's You know he is so all messed up. And I don't know in the last thirty whatever games of the season if he will get his head out of it. Maybe it's GonNa take off season and you know and and a bit of clearing any of the cobwebs over the summertime if this way Steve. We're still having this conversation. Twenty five games in next year. Then yeah I I'm really I'm really concerned. Yeah that's about where I'm I'm at two Dean because I think may maybe our expectations as observers of this team with his guy. I might be a little out of whack just given that. He's played as looking at it this morning. He's played at least one game for the Ottawa senators in each of the last four seasons including this one so it feels like he's been around forever he's also in the first any of this massive contract that maybe he's gotten at least a year earlier Then he may be should have like in terms of games played though Dini's only really played just over a season in half worth of NHL Hockey. So maybe this is. Maybe this is US thinking Colin White should be further along than he is just in terms of games played. Yeah and and you know what the other thing too one of the things that e Boucher always used to say that I you know when he said it I thought to myself. That is exactly true. And I've seen it a million times but never really knew how to do you know really express it and that was you know he made the point. That plays progressions. Never straight line is it's like the stock market. You know stocks start at twenty five cents. It goes straight to a hundred dollars with no dips along the way so development goes up. It goes down. There's no straight line. As far as development goes I think the big thing with Colin White. I never expected. I never expected that he wouldn't have dips. I never expected this dip would be this deep and this long right but that doesn't mean that necessarily you know that's that's something that you can't recover for from like I said you know I think you and iron agreement on this. He's he's not very good right now. But if we're still having this conversation twenty five games next season then. It's a different conversation another other guys dipping right. Now we'll close with this one dean But I don't worry about him in the same way you know you talk about calling white and just the eyeball test. You're going ooh. He's not that engaged edged right now. Anthony declare on the other hand. He went on that run in December where he had like eleven goals in nine games but since that run he's gone in a fourteen game. Goalless drought trout. But I still see a guy who's pretty engaged and creating opportunity. Is that the boat urine as well or do you see differently. No no I see I see it the same. I'm way you looked at the the buffalo game and whether you have in that game nine shots like he's taking it to the net. He's getting his. He's getting his chances. Now and the coaches they keep put him out there so they they show confidence in them which helps that player but they keep telling him you've got a great shot shoot you are a shooter shoot. And sooner or later he's going to crack it and he's and he's GonNa Start scoring again and but you can tell right now that you know he is. He's trying to make things happen. And you're getting into that group in the stick to type area. Now you know once once you get a goal score they all they all they all go up and down you know. Most most goal scorers are streaky players. But when you're a goal scorer and you get the double digits in Games outscoring then. That's a different thing. And now he's in that category of double digit scoring. You can tell that the the grip the stick thing is really a part of what he's doing right now. I think you know. He's when it cracks. He's he's probably going to score five and seven games and you know it's he's that kind of a player he's been that kind of player of the course course of his career And I think it's just a matter of time but I. I think that there's no question that You know him not scoring and this long time is absolutely liane mind. All the Time Dean Brown Ladies and Gentlemen joining us here on the podcast and I appreciate you keeping your focus. Train of thought through that whole thing with Michael Soundtrack in the the crowd there. He's a beauty. But thanks for all your commentary today Dean and hopefully we can do this again down the road no problem anytime and have have fun at Harvey's thanks teen. I was great awesome and appreciate it and I was getting your Super Bowl pick. But I won't be airing this till tomorrow or Tuesday. So it'll be it'll be a moot point by that. Well you know what we could have done to them. And that way you can just edit the one that makes me sound smart right. Thanks team okay. But anytime by life by all right so thanks again to sends play by play Man Dean Brown and if I could just a word say I have have my own form I can do it. I want here I got a lot of time for Dean because our family obviously got hit with some tough news about autism awesome back in the day and Dean has always been one of those guys but it's been super inquisitive about autism about Michael always been a champion of Michael always wide open doors. Got This beautiful swimming pool. That Michael Used to love going to and dean was always excited to have him over and And and make Michael Happy and he was is always down with that So he and sewer terrific with that stuff so you know what a sanest Eric. Macaroni Salad the other day. That when positive thoughts lots pop into my head about other people are going to make a point to reach out and actually articulate them To the person or or maybe an in a form like this So that's that's part where that comes from. Life's too short. Don't forget all the guests of the Steve Worn project receive a blue team. Elimination Watch T. shirt straight taste. Had Jimmy will join us after these words ever been in a fender bender. Accidents happen but they don't need to be more annoying than they already are. I'm Jay Baer partner. All Insurance Durance Ontario. We'll help you find the best insurance plans with the best companies at the best rates. Texts me eight zero one two six five nine or visit all liens dot. Ca Breath all insurance Ontario. Your modern boutique broker all right. You're WPA heads. Up is a little something something we do for those of you listening the same day we publish so so for Tuesday February fourth. The senators are hosting the Anaheim ducks tonight. Both teams licking their chops over their draft lottery. Odds because really. There's nothing else to play for right now. The doctor one point up on the senators and the standings of course the players will be battling their faces off but you just know that the GM that loses tonight. Whether whether it's peer Dory on or Bob Murray he secretly going to do a fist pump when he turns out the light when he goes to bed tonight on the whole shark tank front. Because everybody's keep keep an eye on San Jose's status standing because Ottawa owns their first round. Pick in Anaheim win this game combined with a shark. Loss to Calgary in San Jose would fall to twenty seventh by nights end I- i- admittedly. I'm not a fan of watching hockey this way but it is what. It is one of the note that I should pass along the way I want to get to the lineup. For tonight you'll have partial playing with CA chuck and Connor Brown Anisimov between innocent. Atherton Atherton. You've got an investor cough tyranny and declared a line and then Shlapak white and Sabri. Your D will be Chevanton. Hazy Than Bore Viet Ski Danilo followed by Riley. The End Zaitsev this one of the hockey note that I was going to mention here leave star Freddie Anderson left. Monday's game against the panthers with an upper body injury. They're not sure he'll travel album with team for their game Wednesday against the Rangers. The leaves are right now saying or thinking or hoping or praying. It's not serious. But if he's for any extended the time. The leafs are going to miss the playoffs. I don't know why I put an echo effect on that on on the leafs are going to miss the playoffs. I'll get someone look at your forecast. Tuesday February fourth cloudy. A high of plus two is the mild temperatures continue that is the WPA heads up for all Insurance Ontario. Now let us bring in Jim Jeremiah to Jimmy Stevie yeah fine man all in there I like that it means nothing go. I'm not ready to launch. You know yeah just is reading a bunch of stuff about the Super Bowl. Mahomes rate is the is the deal that they're talking about from SORTA like from zero to one thousand was in miles an hour. You know in the fourth quarter. Yeah Hell of a fourth quarter not exactly an MVP performance for the first three quarters. Yeah but so dominant in the a fourth that a made a man. Vp you know. Twenty one twenty one on answer points They're they're certainly not putting any of that to lock you. No because the guy had you know through the two interceptions passes were bad blah blah blah bunch shit so anyway there's there's as many pundits weighing in which they all try and do it always it always reminds and everyone's really got the same same take. Okay it's it's really like bones is really good and I'm Bob. From sports illustrated says mahomes homes is really good right and the opposing team said Mahomes has really good. Okay garnered out of all the all the tweets and everything today from people weighing in about the super bowl game was mahomes is really good. That's what happened in that football game. How about the narrative of Kyle Shanahan the forty niners head coach? That was one that I didn't have my fingertips in the last episode. But Kyle Shanahan twice. In the last four years has entered the fourth quarter of a super bowl with a double digit lead. He was the guy calling the plays for the Atlanta Falcons when they blew twenty five point lead the Patriots and Those just horrible playcalling and we're running the ball. They weren't really working the clock. And so that should have been a falcons super bowl win if done properly and of course. He's the play caller as well for for the forty niners. Now is their head coach as they caved in losing to Kansas City so he is not really a closer being outscore forty forty six to nothing in the fourth quarter and overtime of his two Super Bowl appearances. Yeah but but a wicked opener right. Double digit leads right a Interesting things was the great defensive halfback for Seattle now and was Sherman. Okay Sherman Yup up and you know they. They came up against him a couple times on those long bombs and and They brought it up on the out of the box. You know with Troy Aikman. They're doing the commentary. Said this is a brilliant move move because Sherman cannot keep up with the receivers anymore right and he said it was blatantly obvious here I forget which one it was but it was certainly a fourth quarter deal where they threw the ball against Sherman. And so it's kind of you know some interesting ship that's come out of that about you. Know there's a little more strategy than mahomes being really good is there's there's some great great coaching there For guys to pick that up and there's three or four other things that I read In the game about coaching moves that were great and then the bad no timeout remote. Call by San Fran with sort of bucket half left a minute and a half left maybe a little more you mean in the first half in the first half when you call time tons of time left you know as someone who had San Fran And a gambling way. I was yelling at the TV. What are you doing and then not so? So forty seconds comes off the clock and then they come up with a big play in all of a sudden they're going. Oh maybe we can score like three times just sitting there. What are you doing right right? You know it's not the first time you hear that happening. Good in in big games. Right up there with Moss. Who's coaching Evanston? And IT'S A couple playoff games and it's happened before where teams gotta learn from this man where there's these mental mistakes from from on the bench and and because of nerves right there'd be because of the pressure that they lose their mind a little little bit right and somehow some way future team's gotTa look at this and go look at this. This is unbearable pressure man. Uh It's beyond overwhelming here. What to what to do all the time and at some point? Someone's got to look at this thing and go okay. We gotta stay together on this as eighteen million coaches gonNA million guys in the booth. You know on your team with with recordings. They all got microphones and headsets. It's always amazing to me that this happens that someone doesn't go. Hey wait a minute here call timeout. They always seem to be that way. Though I it's more more common to see that then someone would be really aggressive at that stage when it's a tie game we're near the the end of the half and all of a sudden guys stop wanting to move the ball on offense only a minute and a half year let's Let's let the clock run out and we'll go into the half and nothing nothing crazy. We'll have happened. It's like let's see a little more aggression than that. You only get X.. Amount of possessions every game but it seems like. That's what coaches want to do. These kind of shut got it down. Stay Conservative live to fight another day and I just don't understand that my mentality and all the sudden they got a big play out of it and they simply didn't have any daytime if they'd called a time or two they would have had lots of time to get into field goal position but instead it was like that. We're out of time bye-bye. Yeah it's a mistake doc right I it's a mistake under pressure and and you'll see than hockey from time to time Where the dying minutes of a game and a and a team will get scored on big goal? You know be tied up or to win the game you know in the last minute or two and often and you'll see after everyone weighing in going. Why why did why did you not have McKinnon on the ice in the last minute when needed goal or why didn't you have your checking line out there against and you know it's it's hindsight's twenty twenty? They look back but almost always. It's a mistake by the coach and it's almost always at this high pressure time you know when it happened so it's a it's a big part of sports. What's that that you know people? They sort of ignore it at the time but when they look back they're going to crumble cromwell and it's you know just in my little kind of coaching world of minor hockey We'd get into some pretty exciting situations and it really is hard not to get swept up into the emotion of the moment and again that's me playing in a cold drink and offshore or coaching a cold and I can only imagine what it must feel like when you're a relatively new head coach in cal- Shanahan you're at the Super Bowl. The whole world is watching. I mean that's probably I'll be the one event in sports we can't say the whole world is watching. And so here's like it's hard not to get swept up in just being a cheerleader us. You know because your heart your fan of the game and you WanNa see how your team's going to perform but you always have to have the brain in gear and always thinking about what's happening now now evaluating. What's happening now predicting what might happen next? So it's really easy to get swept away and the brain can sometimes go rotate on you. Yeah it was it was it. Was it Mark Crawford in the Ganal when they didn't put Gretzky in. That's in the shootout Yup. Does that you you better than I do. But maybe I do remember better than I think and worse yet. He actually went down the bench and kicked Gretzky. It was crazy. Ah He ran on the throat punch them sick get off. Yeah but but clearly those are those are mistakes under under pressure you know and the Super Bowl had some of that when when you look back so pressure changes everything. There's no question about that. And we talk about the Ottawa Senators. What guys are doing this year? there's some guys who are doing some nice things there's some guys. I'm concerned about But the guys who are doing nice things right now now. It's like okay. Good good how are you going to do when the team is competing for a playoffs spot. How are you GonNa do in the playoffs and the proof will be only through the experience of doing that on and evaluating it but for the time being great? You're doing well but these games don't mean anything for the most part they're gonNA play a bunch of meaningless games right now trying to evaluate who who should be on the team next year and the fact is you won't really know until they get into live fire whether you've got yourself an awesome player or not. Well time will tell tell you. Stevie the other thing Stevie let's come on the Super Bowl and I- tread tread lightly you sort of on this Jay Z and beyonce at the game and so twitter blew up last night and I see it all today. They sat during the anthem. And I I'm against it. I'm against what they're trying to do. I'm not against the the awareness of it. People are fully aware gets documented now with cell phone coverage and videos all that stuff. But you know they're they're talking about this oppress state for black people in America and it just sort of strikes me as odd that that your move would be okay. I'm going to try and beat disappear. You know I'm Gonna I'M GONNA try and stand out during during football game which is which is a national galvanizing housing thing. You know if there's anything about playoffs and and and sports is that it really does bring a country together and the Super Bowl nor exception and and I'm just I just think they're doing this the wrong way. You know capper Nick doing what he did during an NFL game saying saying this is terrible. And I need to use this as a platform and yet he's the same guy begging to play in the NFL. Let's a little odd. It's a little odd. Well here's how I feel about it is that You know with the capture. Nick situation fully support what he's trying to accomplish. I also understand the NFL's perspective perspective as well because a good chunk of their customers Would like to see The people within this league that they financially support they'd like to see them support the flag support. Patriotism support the country and they feel like that's kind of a slap in the face to it so I understand the NFL's perspective Steve. I understand Colin Kaepernick's perspective. It is a bee's nest but from Copper Nick's perspective and in Jay Z's perspective here if you're GonNa do these sorts of things on the company dime while then you have to be ready for the the potential consequences. It's not that I think anybody at least I don't discourages them from speaking out against something really important and trying to shed public light on it but at the same time if you're working for the NFL in some capacity and you staged this protest albeit a very small peaceful one and then you might have to deal with the consequences that follow from that. But that's not the way to do it. You know that's not the way to do it that that that you you know to to take this thing that it like I say is all inclusive took a great example of the American way. They love the country. They you know and to to kneel during the anthem. It's completely backwards to me. That was the start of it. And they'll have these other people speaking out against an using the. NFL is wrong. Yeah I think they're not impressed when it comes to that. They're not saying themselves are oppressed and I don't think they're necessarily tackling anything about the NFL with the exception. Maybe the head coaching thing which is gathering steam. I feel like I'm saying the same thing over and over again but I don't think they have any problems for the most part with the NFL. L. There Jamesy and And beyond say or supporting Colin Kaepernick. Colin Kaepernick is supporting the downtrodden who are downtrodden and largely because of skin color and And that's why I think we are. I don't think it's something that the NFL should take personally that you should take personally well. I don't take it personally. I'm I I look at the history and I get it. I understand all that and it's great that people speak out against it but but of all you should say look it I can I can you know partner with the NFL here and do some more positive things than say okay. Here's what we're GonNa do you want him. Oh I'M GONNA I'M GONNA use the anthem when that happens during those games. I just think it's the wrong way to go about it so I know they're not speaking out against the NFL. I I understand that but they're using the NFL to make these protests. And I don't like fair enough when Quebec in the show. We've got the web poll and final thoughts after these words ever been fender bender. Accidents happen but they don't need to be more annoying doing the already are I'm Jerry partner. All Insurance Ontario. We'll help you find the best insurance plans with the best companies at the best rates. Text me eight zero one two six five nine or visit Ellen's dot ca all insurance Ontario your modern broker it's time for the RB Computing Web poll too simple question. What did you think of this year's Super Bowl the game the presentation and the halftime show got lots of response on it Silva go data rights? If you take it for what it's worth. It was entertaining. Did the job. Well I was entertained. If you're expecting some sort of blow it out of the water singing presentation you're always going to be. Sorely disappointed. Pointed every year except it for what it is a show not really a concert. Big Rick writes. The game was good not great but good. I love the four World War Two vets. That were all one hundred years old being honored on such a huge stage. The American sure do a great job of acknowledging their vets. What can I say about? The halftime show other then Shakira is aging unbelievably well. Michael Hammond writes as the father of two young girls as a little horrified by the halftime. Shell like I said earlier. It was a little provocative and probably more provocative than the Janet Jackson thing. xbox Candida writes the game was great until for the last ten minutes. I hate the fair catch and would love to see it go away also watching four down bowl just feels like it's such a slog halftime show. While not my music I thought was as well done the ladies performed. Well look good on. The stage was awesome. George Valenzuela. I'm up to the only person in Canada. Didn't watch it not one minute of it. I cannot stand and the number of ads I can relate the never ending hype. How every play no matter how small and up players jumping around and celebrating gene so George Not a super bowl guy Ian Bribes Lind's says the halftime show was strip horrific Mark Thompson. Secure shook era stole the show. Caroline rights loved the halftime show. J. Lo rules bread art in the whole of the whole thing was great Barry Evans man and Derrick Mercer. Oh hope I pronounce that right. I enjoyed it game and halftime show. The overall presentation was done. Well but why do they not have a better. Our Camera Angle of the goal line. That could have better shown whether the Casey touchdowns should have counted the. NFL had better camera angles during the regular season. That is an excellent excellent point. We never did get something that was conclusive. They could say one way or another. It was just inconclusive. And what in twenty twenty with all the money the NFL puts toward the Super Bowl. Probably shouldn't be should never have any situation where it's ruled. Inconclusive Stephen Where's the mute? Button to install button. Yeah there's a lot of people Steve I see in my twitter who say a lot of what we being muted unfair. It's hurtful to his web. Poll is presented by RB computing. Puting in business off over twenty years now whether you need a new computer system server maintenance repairs integration of something else reach out Darby computing today today and right now check out the amd reisen thread ripper realize your creative vision with the world's most powerful volt desktop processes see all that and a lot mar today at rb computing one. Oh six MINTON play suite two three five in bells corners that's rb computing Ottawa's trusted. It solution provider not speaking of good supporters of our podcast all insurance Ontario and the president. Josh Girard hard was on the show. A couple of weeks ago told us he was going down to Miami for Super Bowl so we thought we check in with him in Miami to find out how it went Josh how you doing it must have been a real world wind. Absolutely crazy started. Shacks funhouse on Friday night like half adult carnival half like NASA concert so the headliners like P diddy and hit role and Justo the DJ's smoking not really my scene but made the best of really cool. Time has the head Ed right now and it was all the better. So you all your buddy big right now is what you're saying. Yeah Oh yeah big time the the There were seven of us that are coming and going to the game and everything nice. It was the big group I'd say so what was the weekend now is there. was there any tailgating anything like dad. We were in this party. Oats at the stadiums actually much of tennis courts. A whole tennis tournaments center so we were hanging out by the by the tennis. Tennis Stadium and Again all open bar all all. You can eat everything there. ice-cream everything imagine a- all set up for us so he retook it advantage of that before the game and the duct out of their five o'clock and went inside for the festivities. Nice so before we get to the game itself and all the Game Day presentation halftime. Show the game so of everything leading up from the second you get off the plane until kickoff. What would you describe as the highlight of your trip? It's hard not to say the game because of how mind on that was and how great that game with but Friday night would Put a close very close second to that because that was a that was a really good time there are probably about four Kobe. Tribute wrote the night. Chuck had a real emotional speech and be ready to. But I'll be missing you and all that so. Yeah that was really really you know that was really cool but the game. That's the bucket list. That's what we're here for. I was on twitter. Chirping about about how I'd taken a bunch of money off Jimi because we worked it out so that I ended up with San Fran plus five and a half and so there's about eight minutes left. Sanford's just picked off the ball. They got a ten point lead. I've got the five and a half on top of that. I'm like I can't lose here. And Somehow someway. I ended up losing. So let's get your overall impressions on the game itself. What stood out for you? You Got Patrick Mahomes. I don't know how transit on TV but it was a great game to be at big comeback late in the game. Homefront such a show huge place to an all those exotic that says San Fran. Ron Really cool to watch development everything we are fantastic. We're nine rose up on the third deck right at the fifty yard line. You sound like an because I was starting to go okay. San Frans- got mahomes number here and then in the fourth quarter. He was same old same old. Because we listen to Troy Aikman and watching the game myself going. This is not typical pat mahomes behavior and he was able to put together that amazing fourth quarter. You must have been blown away by that. Yeah it did not come at all. We thought the Games. AM is over six minutes left up and Chan kind of took their foot off the peddle a little bit. A couple of three and outs in the fourth quarter and it seemed like they. They change their game plan once they were in that position. And you know what actually I. I guess that's twice Kyle. Shanahan has had big collapses in the Super Bowl. Yeah so that's that's just come back from that was If you total it up his fourth quarter collapses when he was with Atlanta against the Patriots and then yesterday forty-six Nothing. He's been outscored in that fourth quarter. That ain't so hot when you get down. How's the halftime show? Oh it's great. It's great I it was. You know we're we're kind of for that to get anything any great views news or anything. It was put on a great show for sure. Anything else that strikes you from the weekend that you you wanted to mention and I mean it sounds like because greg it was fantastic. We all the media down on a beach all the Fox set. ESPN said all that was really cool and took in the NFL experience on Saturday it all that kind of stuff is absolutely one hundred percent recommended. Yeah that's for sure. Well you'll have to go every year. Now I guess right. Yeah no problem Gustaf Josh. Well appreciate checking in and good to hear sort of man on the scene Kind of a thing about super bowl. Fifty four we'll We'll talk to you soon. Right next. Josh from All Insurance Ontario Ottawa Guy. Down at the Super Bowl will in Miami. And thanks Josh for joining us. James we need to get to our final thoughts of the day though. You've been Economists Economists sitting there gloating since you read the RB computing ad. I might get some voice. Work out of this DC the great mentor mate. What do you? That's a second mentioned Mel. Torme I'm laughing because I just gave people shit about referring to things from a long time ago at the Janet Jones thing and I remember Mel Torme. What's the Janet Jones thing or Janet Jackson Jackson? Yeah yeah got it. Yeah understood all right then. I'll leave that as your final thought. Is that I don't think I do final joke. I got you're saving it all up for this spendable. Does that the plan. I could tell a joke joke. Yeah I know you got me off guard here. That's okay no we'll call it today. It's fine it's good. How about the last thirty seconds? Would it'll be the worst final thought in the history of broadcast. Oh no doubt it's coming out. I got nothing good night everybody. We'll we'll see it. Jane Beltran heard you talking about the old old Atlanta flames Jimbo tron had an old flame in Atlanta. She actually worked for the flames. She jumbotron snuck into the Coliseum at three in the morning the night before their first Game Hen got busy at center. Ice Jane Beltran's Bareback was welded to center ice. It was crazy he then she suddenly got up and left. Apparently she had heard about jumbotrons affair with a secretary from the Oakland seals. Anyway to make a long story short those weren't flames in the old. Atlanta logo was blood from jumbotrons back where he pulled his naked carcass off the ice

Ottawa NFL Steve hockey dean Brady Ontario Dean Brown Brown Jimmy Stevie Kyle Shanahan San Fran twitter Jay Z NHL Troy Aikman Michael Gustaf Josh
213: Sens Play by Play Man Dean Brown Joins Us, Celebrities Who Sat During Super Bowl Anthem

The Steve Warne Project - Sports

49:28 min | 1 year ago

213: Sens Play by Play Man Dean Brown Joins Us, Celebrities Who Sat During Super Bowl Anthem

"Comment so awesome. The Dashboard widget one of the rare daily Sports Broadcasting World Sports and whatever. We're actually transitioning sends zero to that. Shell say play by play each ground join us a discussion. Senators will pick the brain of an NFL fan from Ottawa. One of the biggest Ottawa. NFL Fans. I know who's at the fifty yard line for Super Bowl. L. AND JIM is annoyed that Jay Z and beyond say didn't stand for the anthem at Super Bowl. We also like to give a shout out to our members about this point in the show. Our latest member is Steve. Davis just signed up today for the next three seconds. The show will be called the Steve Davis Project. If you'd like to be a member to support our show that that'd be huge if not. It's also huge to tell other people that this is really cool. podcast you like no not Joe Rogan the WP. And when you do that you tell other people about us that'll help our show grow as well. So that is what shaken. Thanks for being with us. We hope you enjoy the shell bring on Jimmy and just a second here but I wanna talk a little sense with play by play man Dean Brown. How Ya doing dean? I'm doing well big boy. How `bout you I'm fine fine? Thanks for giving us a couple of minutes of your time doing the kids. Good good were plunking away You know we We bought a rental property. That we're renovating so sues. Basically she does a ninety nine point nine percent of that stuff. Because I'm always away so. She's basically a contractor painter Of drywall she's done a million things. connors his last year at Carlton Myers going to Trent University in Peterborough sewer. Just all were Were halfway to be an empty nesters. Nice and Lindsey my daughter's at Trent University's -versities while they probably cross post doing social work so I'm not sure. What part of Trent that's in? But if you're looking for that's where she is nice so we're all caught up the let's get caught up on the sends now Right now the Club is in twenty eighth place the fifty two game mark and I wonder as someone who watches this team more than anybody except for maybe the coaching staff. How would you rate this team? Twenty eighth overall And does does their standing tell the whole story Yeah I I think I think they do tell the whole story I you know I haven't seen anything to be honest with you That I didn't expect you know kind of going into this season expected. His team would be in the bottom third of the league and probably the bottom part of that part. And that's about where they are and I think maybe if there if there was one surprise I think I'm probably a little bit surprised that even with the amount of losing this team has done and how young and inexperienced as they are How often times they can be pretty fun to watch? 'cause it's not. It's not often that you see you know teams that lose. A lot are also entertaining this team. This team team has been more entertaining more often than I thought they would be but where they are in their development is i. I don't think it's a super big shock to anybody. I think the right probably where I thought thought they would be when you talk about the youth and the excitement generated by the youth. I think immediately about Brady could chuck I think for people listening right now. That's the first name that always comes to mind. MM is he kind of the Straw. That stirs the drink. Forgive the Cliche for this team right now. Even though he's as young as he is and is this going going to all play into potential. Captaincy talk here in the next year or so last part Thursday. Yeah He. There's no question down the road that is going to be captaincy talk about him. I'm not sure he's as the straw that stirs the drink yet mostly because brady just goes out and does the Brady thing and the coach talks about the fact that he drags people into the battle with them. I think. Sometimes that's a little bit of coachspeak. I think. Sometimes it's a little bit true but other times guys you sit back while there goes brady. I think when this team is more set and when I say that I mean when more of their young players are on this team and what this team is going to be in two or three years is kind of set then I think Brady will have a bigger impact on the rest of the population on the team and and you're also GonNa know which veteran players which older players are are going to be the ones that are going to be here to complement those. That young core right now you have. Let's face it. A lot of you know Older players veteran players who are not going to be here when this team and one brady ca chat kinda gets closer to being you know real good experienced. NHL Players but that's definitely on the horizon. He's a he's a throwback kind of player he's He's something that I haven't seen in quite some time in just his attitude in the way he plays and how hardy plays and not just Steve how willing he is to get into the ugly parts He wanted he thrives on it. He wants you to punch him in the back of the head and he believes he's getting to you from Ati understand he would say some of the older players. Hi My name's Brady what's yours. which in that kind of stuff drives older players insane you know? And so he just has all those little ways of doing it and he is. He is going to be the center of this team. And it will be a debate down on the road with the captain. Should be whether it's GonNa be Great. You're very very different guys. Even though they're best friends and roommates they are very different guys. And so it's going to be interesting to see what the selection process this is between those two guys and it'll come out a DJ Smith's decision. I'm certain and I wanted to ask you about Dj Smith now that you've seen half a season and then some now under his belt I wonder how has D. J. Smith and his coaching group. How is it different Dean from the Ghee Boucher regime? I think probably the biggest single thing once once you get by XS and Os XS and OS. You know. That's that's just a you know your choice on your style of play and you know every every every coach has no places where he puts the XS and where he doesn't want to be living probably the the biggest difference is Dj is the new era of coaches. You know five years ago is still coaching junior hockey. And he's very young for a head coach and he understands the way young players work he understands. It's about communication he understands. It's not about telling them it's about explaining to them and having a conversation tation no today's players you know. Go back a long way to go back to the Scotty Bowman. He would tell you what to do and then skate away. There's no conversation you just did it or you. I didn't play players now days if you want to get them to buy in. Sorry Michael's up in Michael is up. Hang on let me just to Michael Up for a second year will remember if you WanNa go to Harvey's the game plan is you gotta be quiet for the next ten minutes. Okay all right sorry about that. That's not an oprah. I WANNA go to Harvey's now not right actress Meghan Action. We're joined by Dean Brown play by play man for the Ottawa. Senators and the deadline is three weeks away. Now Dean and I mean every year you see it. Teams have guys who get edgy. This time of the year. But it's it's usually a few key guys and there's lots of buzz around on them but this year though the sense of so many guys who were free agents. Do you get a sense that there's more guys on edge than usual right now I think a couple of guys on edge and there's a couple of other guys who expect it just like the coach knew what the deal was coming into the season in a rebuild. A lot of these veterans who signed this. You come here you know they. They knew that there was a strong possibility that they would come here and that they wouldn't finish the year they've been moved someplace before for the deadline. And they're hoping that that's to a place where the team is going to win. So I don't know if you know pick I don't. I don't know which guys the marketplace is truly truly going to want But I don't know if Tyler Anna Serve Latin America for Chris Tierney or if You know I Dunno Ron Hansie. I don't know if they feel you know uneasy because I think some of them kind of expect it and maybe even some of them hope for it but I think the uneasiness comes was probably with with two guys mostly and that would be Jag patio and and with Mike Boorda yet ski because both of them WanNa sign both of them on ob here and neither one of them are any. The free free agents have been talked to yet so that's that feeling of crunch time coming year living in a public. Because you don't have any information you WANNA stay but you WANNA get paid. You WanNa get your fair do and so oh I think. Probably those two guys because of their family situations and the fact that they're from here in the case of Viet Ski Terry. His wife is going to deliver their first baby in the next couple of weeks. You know some kind of certainty and something something that they're looking for so I think probably that that feeling is really only with two guys the other guys. It's kind of like yeah. That's that would be. You know a car for the course of stage in my career I mean you gotTa keep some veterans around and you want some guys who lead by example and they would certainly seem to be those types of players real quality character. Guys Bore Viet ski money. Money shouldn't be an issue but with Pozo. Is there like a number that you have in your head Edwy assay well that that will be a total non starter for the sends legs at five million will like what's that number. Yeah I think so you know and again. This is one of those things where it's very difficult to get into the general managers head and the owners had and figure out what they think is reasonable and when I get asked this because I get asked this all the time you you know. My my point that I make is that this is one of those cases where you really do have to see the two very different sides of the emotion as opposed to the business you know the Ottawa Senators Love J. G. Pezzo and think he's a very good player and he's extremely valuable to this team but at the same time you can't just go out and over. Hey guys just because you're in love with them you know I. I've been saying this for a while a couple of weeks ago. I did the math on this. The average in if the rebuild goes well this way if. Jj Patio is still the number one center on the Ottawa Senators. In two years the rebuild has failed. That's the reality. So for me if I was at GM and we all like to play GM. My limit would be four million dollars. I can I can live with the fact that I'm well over the league average as far as what I'm paying for what's going to be a third line center in two years but he brings other things to to the table that I really think are important to my team both for the development of my young players and for stability and all those other reasons but if he's determined to get four and a half or five million dollars dollars I can see him not taking their offer. Whatever it's going to be and being traded at the deadline and then signing somewhere else in the summertime and it's not because the senators senators don't love him? I don't think he's a good player but the math has to come somewhere. Mark Gordievsky being a left shot D and this team about to get a guy like Christian will land in his left shot d back. One might argue that playing time might be affected even this year when will returns but Borghese had a terrific season eighteen eighteen points. Who saw that coming for the full season let alone just past the midway point? He's having a career year. He's doing a lot of good things right now. But I wonder with this team and the number of left Shaw that they do have an Brannstrom is going to be knocking on the door. This fall What what is the game? Play like what would you do if you're pr Dory on with Mark Bovi Eski. I'd give him a small raisin at San for two years You know it's not just the fact that he's left shot shot defensemen Right now he leads all defenseman in goals. And I know the you know you can't work back in the equation because the possibilities of that happening twice or not strong but mark Gordievsky. The ski is extremely important to us. Important players and that comfort level for them is worth something you know if you watch if you're watching the Games on TV and you watch that camera shot shot. They have down the runway right before the team comes out for the start of the game sure and some players fist pump in that. Take a take a look at that every single game. There's only two players that hug each other before they go out on the ice. That's Thomas Shibata Mark. WHO's the guy the Brady could chuck goes to all the time? When he's on the the ice gets in a situation it's Mark Vysotsky? WHO's the guy? He asked actor practice to help and learn how to defend himself or fight. Better it's Mark Gorby Eski. Who's the guy that he asks counsel for in the Locker Room about certain situations it's Mark Barbie Eski? So there is a value and an importance at this stage of this team's development that you insulate and support your important players of the future. There are no more important players for the future on this team right now than show bought and could shock and mark. Barbie is extremely important to both of those players. So I'm not sure I would go a lot of years. Unmarked border yet. Ski But I would definitely sign him for two when I would definitely give them a raise. Not a huge one but you know get them up to close to. I don't know if he make now one point five get them up close to one point two million dollars. Something like that which in today's game is not outlandish Asia and you know but knowing full well you know the young always replace the old in every facet of life and in hockey and he's not there forever but the role that he has right right now. is extremely important to this team both on the ice and off the ice if you want to insulate and protect and nurture your young stars. He is extremely really important in that area and I did a twitter poll on it. Not that that's not that that's the be all end dollar anything like that but I put it out last night after four. Viet ski got yet another goal in the game against the leaves and wondered. How would go? And I've done this before and usually it's burying bore Viet Sqi like okay. Yeah it's time to move on time to get some other guys in there and there were fourteen hundred. People have voted in this eighty seven percent. So they wanted Marc bory Eski back next season so certainly he has won over the fans the way he's played here in the last few months. Let's finish up with a couple of players that I'm still trying to identify. Maybe you can help me with it identifying exactly exactly what they are calling white would be the Guy forty-one points in his rookie season was fifth among all. NHL Rookies should sends fans be concerned. Turned it all about his level of production this year. He's got like fourteen points Well you know I would never tell a fan how to feel. I suppose it's all up to them for me when somebody he asked me right. Now we're calling white is I just say he's lost. You know I think that right now calling. I don't to be honest with you Steve. I don't even look at his stats. I just watch him play to know that. Here's a kid right now Who I feel bad for he he he is just he is having a crisis of confidence right now? So the point where he can't make pass can't take pass You know oftentimes you can see him out on the ice when he's trying to make a play he's thinking too. Long people lift sticking steal the puck from while. He's thinking about what he's going to do you know. The reactionary natural instinctive part of his game has just completely left him. I just can't believe that that's going to be you know what he is. We've I've seen too much of him in the past and know that there's should be was We all believe I still believe that there that upside as all there for him to be a really good second or third align center in this league with them instinctive ability to make plays and to be a good setup guide. But right now I I don't see any of that and so for me just kind of put wooded down to you know a a good players having a bad time and maybe this is just a write off season for him. He's gone so long playing so poorly I don't know if he can get back back to you. Know a a decent level of competency this season. It's GonNa make people have the same kind of feeling for him as they did last year. But I do think that it's way a way way too early to give up on a guy like Colin Light. There's just too much there but he may be a guy that needs to you. Know go through this season through this thing and deal with this because this is the first first time in his life that he's been bad you know that that's one of the other things I think that a lot of people don't realize about NHL players. They all they all don't feel invincible. They all don't always you no have everything all in one pile. They all don't always feel ultimate confidence that you would think that the players at the top of the game would have so I think right now that he's You know he is so all messed up. And I don't know in the last thirty whatever games of the season if he will get his head out of it. Maybe it's GonNa take off season you know. And and a bit of clearing any of the cobwebs over the summertime. If this way Steve. We're still having this conversation. Twenty five games in next year. Then yeah I I'm really I'm really concerned. Yeah that's about where I'm I'm at two Dean because I think may maybe our expectations as observers of this team with his guy. I might be a little out of whack just given that. He's played as looking at it this morning. He's played at least one game for the Ottawa senators in each of the last four seasons including this one so it feels like he's been around forever he's also in the first the of this massive contract that maybe he's gotten at least a year earlier than he may be should have like in terms of games played though Dini's only really played just over a season in half worth of NHL Hockey. So maybe this is. Maybe this is US thinking Colin White should be further along than he is just in terms of games played. Yeah and and you know what the other thing too one of the things he blew always used to say that I you know when he said it I thought to myself that is exactly true and I've seen it a million times but never really knew how to do you know really express it and that was you know he made the point. That plays progressions. Never straight line is it's like the stock market. You know stocks start at twenty five cents. It goes straight to a hundred dollars with no dips along the way so development goes up. It goes down. There's no straight line. As far as development goes I think the big thing with Colin White. I never expected. I never expected that he wouldn't have dips. I never expected this dip would be this deep and this long right but that doesn't mean that necessarily you know that's that's something that you can't recover for from like I said you know I think you and I are in agreement on this. He's he's not very good right now. But if we're still having this conversation twenty five games next season then. It's a different conversation another other guys dipping right now mclovin with this one dean But I don't worry about him in the same way you know you talk about calling white and just the eyeball test. You're going. ooh He's not that engaged inched right now. Anthony declare on the other hand. He went on that run in December where he had like eleven goals in nine games but since that run he's gone on a fourteen game. Goalless drought trout. But I still see a guy who's pretty engaged and creating opportunity. Is that the boat urine as well or do you see differently. No no I see I see it the same. I'm way you looked at the the buffalo game and whether you have in that game nine shots like he's taking it to the net. He's getting his. He's getting his chances. Now and the coaches they keep put him out there so they they show confidence in them which helps that player but they keep telling him you've got a great shot shoot you are a shooter shoot. And sooner or later he's going to crack it and he's and he's GonNa Start scoring again and but you can tell right now that you know he is. He's trying to make things happen. And you're getting into that group in the stick to type area. Now you know once once you get a goal score they all they all they all go up and down you know most. Most all scores are streaky players. But when you're a goal scorer and you get the double digits in Games outscoring then. That's a different thing. And now he's in that category of double digit scoring. You can tell that the the grip the stick thing is really a part of what he's doing right now. I think you know. He's when it cracks. He's he's probably going to score five and seven games and you know it's he's that kind of a player he's been that kind of player of the course course of his career And I think it's just a matter of time but I. I think that there's no question that You know him not scoring and this long time is absolutely liane mind. All the Time Dean Brown Ladies and Gentlemen joining us here on the podcast and I appreciate you keeping your focus. Train of thought through that whole thing with Michael's soundtrack in the the crowd there. He's a beauty. But thanks for all your commentary today Dean and hopefully we can do this again down the road no problem anytime and have have fun at Harvey's thanks teen. I was great awesome and appreciate it and I was getting your Super Bowl pick. But I won't be airing this till tomorrow or Tuesday. So it'll be it'll be a moot point by that. Well you know what we could have done to them. And that way you can just edit the one that makes me sound smart right. Thanks team okay. But anytime by life by all right so thanks again to sends play by play Man Dean Brown and if I could just a word say I have have my own form I can do it. I want here I got a lot of time for Dean because our family obviously got hit with some tough news about autism awesome back in the day and Dean has always been one of those guys but it's been super inquisitive about autism about Michael always been a champion of Michael always wide open doors. Got This beautiful swimming pool. That Michael Used to love going to and dean was always excited to have him over and And and make Michael Happy and he was always down with that So he and sewer terrific with that stuff so you know what a sanest Eric. Macaroni Salad the other day. That when positive thoughts lots pop into my head about other people are going to make a point to reach out and actually articulate them To the person or or maybe an in a form like this So that's that's part where that comes from. Life's too short. Don't forget all the guests of the Steve Worn project receive a blue team. Elimination Watch T. shirt straight. The history had Jimmy will join us after these words ever been in a fender bender. Accidents happen but they don't need to be more annoying than they already are. I'm Jay Baer partner. All Insurance Durance Ontario. We'll help you find the best insurance plans with the best companies at the best rates. Texts me eight zero one two six five nine or visit all lanes dot ca all insurance Ontario. Your modern boutique broker. All right. You're WPA heads. Up is a little something something we do for those of you listening the same day we publish so so for Tuesday February fourth. The senators are hosting the Anaheim ducks tonight. Both teams licking their chops over the draft lottery. Odds because really. There's nothing else to play for right now. The doctor one point up on the senators and the standings of course the players will be battling their faces off but you just know that the GM that loses tonight. Whether whether it's peer Dory on or Bob Murray he secretly going to do a fist pump when he turns out the light when he goes to bed tonight on the whole shark tank front. Because everybody's keep keep an eye on San Jose's status standing because Ottawa owns their first round. Pick in Anaheim win this game combined with a shark. Loss to Calgary in San Jose would fall to twenty seventh by nights end I- i- admittedly. I'm not a fan of watching hockey this way but it is what. It is one of the note that I should pass along the way I want to get to the lineup. For tonight you'll have partial playing with CA chuck and Connor Brown Anisimov between innocent. Atherton Atherton. You've got an investor cough tyranny and declared a line and then Shlapak white and Sabri. Your D will be Chevanton. Hazy Than Bore Viet ski mellow followed by Riley. The End Zaitsev this one of the hockey note that I was going to mention here. Leave Star Freddie. Anderson left Mondays gaming the panthers with an upper body injury. They're not sure he'll travel album with team for their game Wednesday. It's the Rangers. The leaves are right now saying or thinking or hoping or praying. It's not serious. But if he's for any extended the time the leafs are going to miss the play offs. I don't know why I put an echo effect on that on on the leafs are going to miss the playoffs. I'll get someone look at your forecast. Tuesday February fourth cloudy a high of plus two is the mild temperatures continue that is the WPA heads up for all Insurance Ontario. Now let us bring in Jim Jeremiah to Jimmy Stevie yeah fine man. All good clap in there I like that it means nothing. I'm not ready to launch. You know yeah just is reading a bunch of stuff about the Super Bowl. Mahomes rate is the is the deal that they're talking about from SORTA like from zero. Two thousand was in miles an hour. You know in the fourth quarter. Yeah Hell of a fourth quarter not exactly an MVP performance for the first three quarters. Yeah but so dominant in the a fourth that a made a man VP. You know twenty one. twenty-one on answer points they're they're certainly not putting any of that to lock you. No because the guy had you know through the two interceptions passes were bad blah blah blah and a bunch of shit so anyway. There's there's as many pundits weighing in which they all try and do it always. It always reminds and everyone's really got the same same take. Okay it's really like bones is really good and I'm Bob from sports illustrated says Mahomes Homes is really good right and you know the opposing team said Mahomes has really good okay. Garnered out of all the all the tweets and everything today from people weighing in about the super bowl game was mahomes is really good. That's what happened in that football game. How about the narrative of Kyle Shanahan the forty niners head coach? That was one that I didn't have my fingertips in the last episode. But Kyle Shanahan twice. In the last four years has entered the fourth quarter of a super bowl with a double digit lead. He was the guy calling the plays for the Atlanta Falcons when they blew twenty five point lead the Patriots and Those just horrible playcalling and we're running the ball. They weren't really working the clock. And so that should have been a falcons super bowl win if done properly and of course. He's the play caller as well for for the forty nine is now is their head coach as they caved in losing to Kansas City. So he is not really a closer being outscore. Forty forty six to nothing in the fourth quarter and overtime of his two Super Bowl appearances. Yeah but but a wicked opener right. Double digit leads right and a Interesting things was the great defensive halfback for Seattle now and was Sherman. Okay Sherman Yup up and you know they. They came up against him a couple times on those long bombs and and They brought it up on the out of the box. You know with Troy Aikman. They're doing the commentary. Said this is a brilliant move move because Sherman cannot keep up with the receivers anymore right and he said it was blatantly obvious here I forget which one it was but it was certainly a fourth quarter deal where they threw the ball against Sherman. And so it's kind of you know some interesting ship that's come out of that about you. Know there's a little more strategy than mahomes being really good is there's there's some great great coaching there For guys to pick that up and there's three or four other things that yeah I read In the game about coaching moves that were great and then the bad no timeout remote. Call by San Fran with sort of bucket half left a minute and a half left maybe a little more you mean in the first half in the first half when you call time tons of time left as someone who had San Fran And a gambling way. I was yelling at the TV. What are you doing and then not so? So forty seconds comes off the clock and then they come up with a big play in all of a sudden they're going. Oh maybe we can score like three times just sitting there. What are you doing right right? You know it's not the first time you hear that happening. Good in in big games. Right up there with Moscow's coaching Evanston and a couple playoff games. And it's happened before where teams gotta learn from this man where there's these mental mistakes from from on the bench and and because of nerves right there'd be because of the pressure that they lose their mind a little little bit right and somehow some way future teams. Look at this and go look at this. This is unbearable pressure man. Uh It's beyond overwhelming. Here what what to do all the time and at some point. Someone's got to look at this thing and go okay. We've got to stay together on this as eighteen million coaches gonNA million guys in the booth. You know on your team with with recordings. They all got microphones and headsets. It's always amazing to me that this happens that someone doesn't go. Hey wait a minute here call timeout. They always seem to be that way. Though I it's more more common to see that then someone would be really aggressive at that stage when it's a tie game where near the the end of the half and all of a sudden guys stop wanting to move the ball on offense only a minute and a half year. Let's let's just let the clock run out and we'll go into the half and nothing nothing crazy. We'll have happened. It's like I'd like to see a little more aggression than that. You only get X.. Amount of possessions every game but it seems like. That's what coaches want to do. These kind of shut got it down. Stay Conservative live to fight another day and I just don't understand that my mentality and all the sudden they've got a big play out of it and they simply didn't have any daytime if they'd called a time or two they would have had lots of time to get into field goal position but instead it was like that. We're out of time bye-bye. Yeah it's a mistake doc right I it's a mistake under pressure and and you'll see than hockey from time to time Where the dying minutes of a game and a and a team will get scored on big goal? You know be tied up or to win a game in the last minute or two and often and you'll see after everyone weighing in going. Why why did why did you not have McKinnon on the ice in the last minute when needed goal or why didn't you have your checking line out there against you know and you know it's it's hindsight's twenty twenty? They look back but almost always. It's a mistake by the coach and it's almost always at this high pressure time you know when it happened so it's A. It's a big part of sports. What's that that you know? People they sort of ignore it at the time but when they look back they're going to crumble cromwell and it's you know just in my Little Kinda coaching world of minor hockey We'd get into some pretty exciting situations and it really is hard not to get swept up into the emotion of the moment and again. That's you know me playing in a cold drink and offshore or cold and Osceola. I can only imagine what it must feel like when you're a relatively new head coach in cal- Shanahan you're at the Super Bowl. The whole world is watching. I mean that's probably I'll be the one event in sports we can't say the whole world is watching. And so here's like it's hard not to get swept up in just being a cheerleader us. You know because your heart your fan of the game and you want to see how your team's going to perform but you always have to have the brain in gear and always thinking about what's happening now now evaluating. What's happening now predicting what might happen next? So it's really easy to get swept away and the brain can sometimes go tilt on you. Yeah it was it was it. Was it Mark Crawford in the Ganal when they didn't put Gretzky in. That's in the shootout Yup. Does that you you better than I do. But maybe I do remember better than I think and worse yet. He actually went down the bench and kicked Gretzky. It was crazy. Ah He ran on the ice the throat punch them sick get off. Yeah but but clearly those are just those are mistakes under under pressure you know and the Super Bowl had some of that when when you look back so pressure changes everything. There's no question about that. And we talk about the Ottawa Senators. What guys are doing this year? there's some guys who are doing some nice things there's some guys. I'm concerned about But the guys who are doing nice things right now now. It's like okay. Good good how are you going to do when the team is competing for a playoffs spot. How are you GonNa do in the playoffs and the proof will be only through the experience of doing that on and evaluating it but for the time being great? You're doing well but these games don't mean anything for the most part they're gonNA play a bunch of meaningless games right now trying to evaluate. Who should be on the team next year? And the fact is you won't really know until they get into live fire whether you've got yourself an awesome player or not. Well time will tell tell you stevie the other thing Stevie let's come on the Super Bowl and tread tread lightly you sort of on this Jay Z and beyonce at the game and so twitter blew up last night and I see it all today. They sat during the anthem. And I I'm against it. I'm against what they're trying to do. I'm not against the the awareness of it. People are fully aware gets documented now with cell phone coverage in videos all that stuff but you know they're they're talking about this oppress state for black people in America And it just sort of strikes me as odd that that your move would be okay. I'm going to try and beat disappear. You know I'm Gonna I'M GONNA try and stand out during during football game which is which is a national galvanizing housing thing. You know if there's anything about playoffs and and and sports is that it really does bring a country together and the Super Bowl's nor exception and and I'm just I just think they're doing this the wrong way. You know capper Nick doing what he did during an NFL game saying saying this is terrible. And I need to use this as a platform and yet he's the same guy begging to play in the NFL. Let's a little odd. It's a little you know. Well here's how I feel about it is that You know with the capture. Nick situation fully support. What he's trying to accomplish? I also understand the NFL's perspective as well because a good chunk of their customers Would like to see The people within this league that they financially support they'd like to see them support the flag support. Patriotism support the country and they feel like that's kind of a slap in the face to it so I understand the NFL's perspective Steve. I understand Colin Kaepernick's perspective. It is a bee's nest but from Copper Nick's perspective and in Jay Z's perspective here. You're going to do these sorts of things on the company dime. Well then you have to be ready for the the potential consequences. It's not that I think anybody at least I don't discourages them from speaking out against something really important and trying to shed public light on it but at the same time if you're working for the NFL in some capacity and you staged this protest albeit a very small peaceful one and then you might have to deal with the consequences that follow from that. But that's not the way to do it. You know that's not the way to do it that that that you you know to to take this thing that like I say is all inclusive took a great example of the American way they love the country. They you know and to to kneel during the anthem. It's completely backwards to me. That was the start of it. And they'll have these other people speaking out against an using the. NFL is wrong. Yeah I think they're not impressed when it comes to that. They're not saying themselves are oppressed and I don't think they're necessarily tackling anything about the NFL with the exception. Maybe the head coaching thing which is gathering steam. I feel like I'm saying the same thing over and over again but I don't think they have any problems for the most part with the NFL. L. There Jamesy and And beyond say or supporting Colin Kaepernick. Colin Kaepernick is supporting the downtrodden who are downtrodden and largely because of skin color and And that's why I think we are. I don't think it's something that the NFL should take personally that you should take personally well. I don't take it personally. I'm I I look at the history and I get it. I understand all that and it's great that people speak out against it but but of all you should say look it I can I can you know partner with the NFL here and do some more positive things than say okay. Here's what we're GonNa do you want him. Oh I'M GONNA I'M GONNA use the anthem when that happens during those games. I just think it's the wrong way to go about it so I know they're not speaking out against the NFL. I I understand that but they're using the NFL to make these protests. And I don't like all right fair enough when EH in the show we've got the web poll and final thoughts after these words ever been fender bender. Accidents happen but they don't need to be more annoying doing the already are I'm Jerry partner. All Insurance Ontario. We'll help you find the best insurance plans with the best companies at the best rates. Text me eight zero one two six five nine or visit Ellen's dot ca all insurance Ontario. Your modern boutique broker. It's time for the RB Computing Web poll too simple question. What did you think of this year's Super Bowl the game the presentation and the halftime show got lots of response on it Silva go data rights? If you take it for what it's worth. It was entertaining. Did the job. Well I was entertained. If you're expecting some sort of blow it out of the water singing presentation you're always going to be. Sorely disappointed. Pointed every year except it for what it is a show not really a concert. Big Rick writes. The game was good not great but good. I love the four World War Two vets. That were all one hundred years old being honored on such a huge stage. The American sure do a great job of acknowledging their vets. What can I say about? The halftime show other then Shakira is aging unbelievably well. Michael Hammond writes as the father of two young girls as a little horrified by the halftime. Shell like I said earlier. It was a little provocative and probably more provocative than the Janet Jackson thing. xbox Candida writes the game was great until for the last ten minutes. I hate the fair catch and would love to see it go away also watching four down bowl just feels like it's such a slog halftime show. While not my music I thought was as well done the ladies performed. Well look good on. The stage was awesome. George Valenzuela. I'm up to the only person in Canada. Didn't watch it not one minute of it. I cannot stand and the number of ads. I can relate the never-ending hype. How every play no matter how small and up players jumping around and celebrating gene so George Not a super bowl guy Ian Bracelets says the halftime show was strip. Horrific Mark Thompson. Secure shook era stole the show. Caroline rights loved the halftime show. J. Lo rules bread art in the whole of the whole thing was great Barry Evans man and Derrick Mercer. Oh hope I pronounce that right. I enjoyed it game and halftime show. The overall presentation was done. Well but why do they not have a better. Our Camera Angle of the goal line. That could have better shown whether the Casey touchdowns should have counted the. NFL had better camera angles during the regular season. That is an excellent excellent point. We never did get something that was conclusive. They could say one way or another. It was just inconclusive. And what in twenty twenty with all the money the NFL puts toward the Super Bowl. Probably shouldn't be should never have any situation where it's ruled. Inconclusive Stephen Where's the mute? Button to install button. Yeah there's a lot of people Steve I see in my twitter who say a lot of what we being muted unfair. It's hurtful to his web. Poll is presented by RB computing. Puting in business off over twenty years now whether you need a new computer system server maintenance repairs integration of something else reach out Darby computing today today and right now check out the amd reisen thread ripper realize your creative vision with the world's most powerful volt desktop processes see all that and a lot mar today at rb computing one. Oh six MINTON play suite two three five in bells corners that's rb computing Ottawa's trusted. It solution provider not speaking of good supporters of our podcast all insurance Ontario and the president. Josh Girard hard was on the show. A couple of weeks ago told us he was going down to Miami for Super Bowl so we thought we check in with him in Miami to find out how at went Josh how you doing it must have been a real world wind absolutely crazy we started shacks funhouse on Friday night like half adult carnival half like massive concert so the headliners like P diddy and hit role and Justo what a DJ smoking not really my scene but made the best of really cool time has the head Ed right now with all the better so you all your buddy big right now is what you're saying. Yeah Oh yeah big time the the There were seven of us that are coming and going to the game and everything nice. It was the big group I'd say so what was the weekend now is there. was there any tailgating anything like dad. We are in this party. Oats at the stadiums. Actually Bunch of Tennis Courts a whole tennis tournaments center so we were hanging out by the by the Tennis Tennis Stadium and Again all open bar all all you can eat everything. There is cream everything. Imagine A- all set up for us so he retook it advantage of that before the game and the duct out of their five o'clock and went inside for the festivities. Nice so before we get to the game itself and all the Game Day presentation halftime. Show the game so of everything leading up from the second you get off the plane until kickoff. What would you describe as the highlight of your trip? It's hard not to say the game because of how mind that was and how great that game was but Friday night would Put a close very close second to that because I was a that was a really good time. There are probably about four Kobe. Tribute wrote the night. Chuck had a real emotional speech and be ready to. But I'll be missing you and all that so. Yeah that was really really you know that was really cool but the game. That's the bucket list. That's what we're here for. I was on twitter. Chirping about about how I'd taken a bunch of money off Jimi because we worked it out so that I ended up with San Fran plus five and a half and so there's about eight minutes left. Sanford's just picked off the ball. They got a ten point lead. I've got the five and a half on top of that. I'm like I can't lose here. And Somehow someway. I ended up losing. So let's get your overall impressions on the game itself. What stood out for you? You Got Patrick Mahomes. I don't know how transit on the TV but it was a great game to be at big comeback late in the game. Homefront such a show huge place to an all those exotic that says San Fran. Ron Really cool to watch development everything good. We are fantastic. We're nine rose up on the third deck right at the fifty yard line. You sound like an because I was starting to go okay. San Frans- got mahomes number here and then in the fourth quarter. He was same old same old. Because we listen to Troy Aikman and watching the game myself going. This is not typical pat mahomes behavior and he was able to put together that amazing fourth quarter. You must have been blown away by that. Yeah it did not come at all. We thought the Games uh-huh over with six minutes left up and Chan kind of took their foot off the peddle a little bit a couple of three and outs in the fourth quarter and it seemed like they. They change their game plan when they were in that position. And you know what actually I. I guess that's twice Kyle. Shanahan has had big collapses in the Super Bowl. Yeah so that's that's just come back from that was If you total it up his fourth quarter collapses when he was with Atlanta against the Patriots and then yesterday forty-six Nothing. He's been outscored in that fourth quarter. That ain't so hot when you get down. How's the halftime show? Oh it's great. It's great I it was. You know we're we're kind of for that to get anything any great views news or anything. It was put on a great show for sure. Anything else that strikes you from the weekend that you you wanted to mention and I mean it sounds like because greg it was fantastic. We all the media down on all the Fox said. ESPN said all that was really cool and took in the NFL experience on Saturday it all. That kind of stuff is absolutely hundred recommended. Yeah that's for sure. Well you'll have to go every year. Now I guess right. Yeah no problem Gustaf Josh. Well appreciate checking in and good to hear sort of man on. Oh the scene Kind of a thing about super bowl. Fifty four we'll We'll talk to you soon. Right next. Josh from All Insurance Ontario Ottawa Guy. Down at the Super Bowl will in Miami. And thanks Josh for joining us. James we need to get to our final thoughts of the day though. You've been Economists Economist sitting there gloating since you read the RB computing ad. I might get some voice. Work out of this DC. The Great Mel torme money. That's a second mentioned Mel Torme. I'm laughing because I just gave people shit about referring to things from a long time ago at the Janet Jones thing and I remember Mel Torme. What's the Janet Jones thing or Janet Jackson Jackson? Yeah yeah got it. Yeah understood all right then. I'll leave that as your final thought. Is that the final joke. I got you're saving it all up for this spendable. Does that the plan. I could tell a joke joke. Yeah I know you got me off guard here. That's okay no we'll call it today. It's fine it's good. How about the last thirty seconds? Would it'll be the worst final thought in the history of broadcast. Oh no doubt it's coming out. I got nothing good night everybody. We'll we'll see it. Jane Beltran heard you talking about the old Atlanta Flames Jin Beltran had an old flame in Atlanta. She actually worked for the flames. She and jumbotron snuck into the Coliseum at three in the morning the night before their first game and got busy at center ice Jane Beltran's Bareback was welded to center ice. It was crazy. He then she suddenly got up and left. Apparently she had heard about jumbotrons affair with a secretary from the Oakland seals. Anyway to make a long story short those weren't flames in the old. Atlanta logo was blood from jumbotrons back where he pulled his naked carcass off the ice

NFL Ottawa Steve Dean Brown hockey Brady Jimmy Stevie Ontario NHL Kyle Shanahan San Fran twitter Jay Z Colin Kaepernick Michael Troy Aikman Gustaf Josh
Week 12 Waiver Wire Pickups

NFL Talking Heads

53:05 min | 1 year ago

Week 12 Waiver Wire Pickups

"Hi It's Jamie Progressive's employee of the month two months in a row. Leave a message at the. Hi Jamie hit me Jamie. I just had a new idea for our song about the name your price tool so when it's like tell us what you want to pay. Hey Hey hey trombone goes blah blah blah and. You say we'll help you find coverage options to fit your budget. Then we just all do finger snaps while a choir goes savings savings coming at Ya savings coming at Ya. Yes no maybe anyway see you practice tonight. I got new lyrics for the rap break. Progressive Casualty Insurance Company and affiliates price and coverage match limited by State Law. Welcome to the NFL. Talking heads fantasy football. Show here on your hosts Jeff carrier and Seth Law. Hello everyone welcome into the NFL. Talking Heads Fantasy Football podcast show I am your host Jeff Carey a he is set Lulla. We are part of Alana's podcast network. Check it out. ATLANTA'S DOT COM set. I'M GONNA we're heading into week twelve here. We're GONNA be talking. Can Waiver wires of course some week. Eleven stuff getting very close to the end of the fantasy regular season This week I'm going to pass it off to you. Take the reins heading into week. Twelve waiver wire episode all right Well so what we got our pick ups for the week But I and we're GonNa talk talk about what I think you and I both agree was one of the more frustrating Sundays. For overall football daily fantasy season long fantasy just washing football games. MM swearing get into you. Know a few specifics in terms of what we were talking about. And it's funny because I I called you and I just felt weird yesterday watching the game so he was just like. I'm not a fun day car knowing and then you said like the same thing and I was like okay. So we're GONNA talk about some of that But open question Mr Bisky. We're bad game last night. Rams Bear Bench trubisky With like I think it was two and a half minutes left down to possessions but it struck me as really really odd like. It's not a normal time to bench. You're starting quarterback we're back trubisky wasn't having a good game by any means that game which was a terrible game but he also wasn't. It was normal dad trubisky. It wasn't like it wasn't anything out of the norm So I guess my question two parts to one. Do you think we've seen the end of trubisky this season for the bears. And you'RE GONNA bench him in to. Should the bears be looking at replacing. Trubisky are better way of sentences. Do you think this is more trubisky or more Maggie. That last questions. It's really good. You know so. I'll start at the beginning of in terms of. Is this the end of Trubisky for this season. And that I think definitely okay not I think they definitely need to continue trying to figure out where the root cause is going forward is at the end of trubisky. It's one of those scenarios where I think that we've I've commented on a lot where they need to move on from quarterbacks a lot faster than they normally do of course. This is a very weird that season for Chicago and Chicago fans and beers players and etc because of their success they had last season winning the division etc.. You know is Ed. Is anyone aware of the fact and I was super surprised when I saw this but like Matt Nagy was the coach of the year last year. Like that's how much the a beers have fallen from grace like you have a window vision. They look a young quarterback their head head. Coach wins coach of the year in. Now they can't move the ball at all. I would probably put most of the blame on Bisky I mean it's it's it's just a quarterback he I'm sure that their plays running. Maybe could be a little bit better. Optimize could have a little bit better talent shirt but the to the level that they're playing at I. I was a mostly falls on their quarterback. They should probably be in a scenario. Where maybe they're not drafting a first round quarterback or moving up but they should highly be looking at someone on that might fall a little bit my goal in the second third round? I mean remember. Russell Wilson went and third round. I think they should be still actively looking in the off season if it doesn't continue In the off season I think they need to seriously derives open agree. I think I think I think it's more trubisky for sure. I don't think they should bench though I think I think we're coaching comes in. And I feel like when you watch your biscuit similar to Josh Away. Bills US Josh. Allen I think with trubisky you have to cut him loose a little bit and he running has to be a part of it. A man sounds too simplistic but running has to be a part Mitch. TRUBISKY's game 'cause he's athletic he can. He's mobile if you force your Bisky to be a strict dropback passer pocket quarterback you're gonNA. He's clearly not accurate but the other thing with with with risky is like and he's not good by any stretch and imagination but I think their their collection of weapons is like sneaky bad and I mean outside of Allen Robinson who never get separation. He's a very good makes contested catches saw receiver Entry Cohen. Who they don't use probably nearly enough I feel like they're his surrounding? CAST is just. He's not served very well by his supporting cast doesn't mean that he shouldn't be better he should but I think I think he should start for the rest of the season and if they do part ways with your bisky in the off in the off season I think that you'll find another landing spot. I think he's still has potential essential. Yeah obviously how did lash. I don't think they should even try and move away from him. I just think that if he continues to have a bad season then I don't think they should go into the twenty twenty season thinking like okay. Something's going to change. He's just going to get better I. That's where they need to bring in other competition to continually evaluating the position. Is it only because people got one year of tape on trubisky that this is happening or you know or is there a bigger issue. Let hands and I know I know his supporting cast is in the greatest as you mentioned and of course I haven't seen a ton atomic Kagame's just because they've been so painful to watch and they haven't really early bent on prime time. But you know you brought the argument like are they utilizing all these players correctly the utilizing him out of the pocket. These are well probably great questions. It would lean more on the head coach in terms of him kind of fulfilling his his role and I would have to imagine. You're playing the way that they are. They've tried everything right right like they try this they try a little of that in just just one of those years. It could be all right and I actually got. We're going to throw up a little bit the curb all got you. I got a second second opening question. I don't think we've ever done a second opening question. It's this is. This is a pretty groundbreaking episode. This happens when I give the writings over to you. You know so I was thinking this yesterday so for for most improved player in the end but first of all do they have most or in the NFL most improved player. They have comeback player. which so this is this a little bit different thing it Nashville like an injury player coming off again? Ucla Andrea so. I have a player a quarterback in mind for most improved player. I WanNa let you guess as a quarterback this year who I I I would say is the most improved player. I was thinking about this yesterday. I'm like if they had the most improved award. This is a player that I'll give it to its quarterback. I'm going to give you a chance to guess with as and I'm going to tell you if you don't get it who I think all right. Let me take a look here. At the Games from yesterday it is going to snapshot of who was playing in most improved I mean with the Mark Jackson be the obvious takeaway there. I mean yeah but I. I don't have him. I think his natural progression and his his upside is running. Ability was leading to him being this good but I think it's tough with the first year to second year. You expect them to make a big jump. I got a couple of other are solid guesses. One could be dact. No Josh Allen. No you done yet. Margo on a Jacoby. No their car. Dirk I looked at it was like really really yes yes really. For first of all six wins last. They've already masters season. Their total last year was six wins. And when you watch Oakland Antique though Okay but let me finish here when you watch Oakland Oakland. It's like they. They are not a disaster anymore. Partly because Derek Carr is just doing his role. He's not. He's not a complete like last year for example eleven. Fumbles ten interceptions this year. Five interceptions one fumble six turnovers and granted. We have six games after go. He had twenty one turnovers last last season he is going to have his best passer rating it. He's had his entire career this year. He's GonNa have his best. Completion percentage and the raiders are just. They're they're solid team. They're they're in every single game. They're in a winning record. They have a chance potentially making the playoffs with the wildcard spot. So I just think for somebody who like like a year or two ago we were thinking of like in the Mitch trubisky position. And that's kind of why I wanted to have. This is the second question a year ago. We looked at dinner. Car Is like Mitch Trubisky like Mitch Trubisky who is like Derek Carr. Light from two thousand eighteen dare car has now turned the corner and I think he's like a legit good quarterback in the NFL. So I think he's improved. Well I think he definitely qualifies more on the Comeback Player. Just because he isn't even even playing as good as he played in two thousand sixteen when it went twelve and four and the issue is the issue that I kind of have with this in general is because like he's playing to see your point very game managerial and I don't know if that's really like a most improved but most improved because he played like trash last year or replayed hurts when they went four and twelve and had new head coach and it didn't have any one on offense and they went out and got Jim Waller. It's been a big upgrade for them mm-hmm. Even though Jared Cook had a good year last year you know tyrel Williams. Obviously Josh jakup's that offensive line that they invested in Trent Brown in the off Season Assembly Assembly and etc like their team is better on offense and he is managing the game. He has zero games in the words of Jon. Gruden Z.. E. R. O.. Gangs being with over three hundred passing yards this day and age of the NFL. He also has only one game of more than two passing touchdowns in a game. So He's Alex Smith at this point. It's probably who he is and I would take that what we saw from him. Each the last two seasons so I don't know just a random thought most improved player award and there's other players but I just you know there's a dawned on me. Derek Carr is not terrible so yeah and I think I think maybe to your point a little bit is like again in two thousand sixteen. They went twelve and four and he had better statistical year than this year for sure and then he went two years. You Know Head coaching team injuries. And he was able to kind of come back slash improve however you want to call it and and basically show that he is the player that he was. I guess I mean kind of feels like that's what you you realize like. Maybe much for traffic. I think he's kind of settled into the player. That you know obviously doesn't sixteen was a a monster year. He's not going to have numbers like that but I think he's. He's I think somewhere in between that now Smith I still think he's a little better than Alex Smith. Maybe I'll tell you a player that would be move on but another player that would be in this. This conversation will be Matt Stafford. He was on pace if he would've just finished out the pace. For thirty eight touchdown passes which would have been. This has been basically up till staffer. Staffer got injured a couple weeks ago. This was staffers. Basically his career-best season or is best season since two thousand eleven back when he had Calvin Johnson by the way so but anyways So all right so yesterday was a really frustrating day of football. I called you during the house. The four o'clock games we're we're dislike kind of down the whole day and he said something like Oh this is a really annoying day or something like that and I really couldn't put my finger on what it was. I was doing like okay in a couple of my my matchup. So bad and a few My daily my handle teams were. Were tanking talk. Talk a little bit about what you like. What was it for you yesterday? That just may that's slate of games so I don't know what the word I don't know how to describe it just it's like not even not even not fun just like annoying frustrating. I don't know just maybe it was just like a compilation of items visit. Maybe resulted in it. Because like you said I couldn't really put a finger on and I don't know we're kind of in the loan category it could be like it's getting towards the end of the year two week eleven and you know in my four main leagues like I'm pretty all set in terms of record wise but there's one main one that you know. It's very competitive. I'm still wearing a dog fight. Four and I had to injuries and my starting players. So that's always annoying right. It's like it's almost. I almost feel like I'd rather have them employer do well then feel like I get cut off at the kneecaps because my player gets hurt and I lose any scenario like that. There's that there's the you know so outside of the cowboys lions game. There was literally hard to watch any of these games for the most part. And then you had the lion's bring ring out bow scarborough out of nowhere and so sometimes when these these teams do something like that and then they kind of like oboe scarborough's now running one hundred yards and they just Kepala Perkins. It just makes you feel like what. What did you think was going to happen when you cut Paul Perkins you've got an immediate upgrade? Why was he on the team in the first place and I was also in? It's really weird and kind of saying a couple of things kind of wrap it up here and let you jump in. It's kind of weird while I'm watching another another team. I was watching the Minnesota Denver game and it was literally aggravating. ME OF HOW POORLY DENVER was managing the game down the stretch like I get Brian Brian Allen. But you're up twenty two zero at halftime. Do you want to know what the record is teams at Twenty in Oh at halftime. During the regular blur season there ninety nine or they were there ninety nine and Oh and somehow Denver manage to F it up and I. I don't care if they have Brandon Allen it's still enough of a lead now vic fangio falls finds himself in the same scenario. Dan Quinn shrimps. Losing a game like that just dangling loss in super bowl up twenty eight to three or whatever it was and not only that the mismanage time at the end of the game was fourth and one they ran up. To the line of scrimmage. It was like thirty seconds left or something like that in all brain allen had to do is do a QB snake league or at least attempted QBC real quick to kind of catch them off guard the best they can because one running out of time had one time out the good QB sneak on fourth and one right around the ten yard line then call a time out and have thirty seconds. I mean they could even done stuff underneath still spiked it with enough time. Where they do do they waste like twenty seconds and then they run a bootleg? Play where Brian Allen Stays inbounds and they have to call a timeout literally. Ten seconds left on top of them screwing bring it up. I mean I'm like not even a Denver Fan and I'm getting aggravated watching the game with how poorly constructed is. Yeah Minnesota so had no business when when when in that game. They squeak by for the win at home and watching that game and also watching the Carolina game where where I was all on Carolina you their players for for daily fantasy. I Love Kyle Allen going into the game you know. Dj More Greg Olsen everybody and they get stomped out by Atlanta team that AH entered the game with only two wins. Carolina was posing as a playoff team. They want us to believe they're for real and they get blown out at home twenty nine to three aid that in the Minnesota squeaking by with a win and even Dallas probably had. No you know that game should not have been that close with driscoll as a starting quarterback for Detroit. It just made me think the that's why I hate it when people get on teams. Who Don't play a tough schedule in win? Easy Games Washington jets. And it's like yeah well you could you. At least. They're stomping out the teams that they're supposed to be you see. So many teams lose these inexplicably lose these games like Carolina loss to Atlanta INTA. So that was really frustrating Carolina. Only plant three points. The there are three quarterbacks. Can you guess the three quarterbacks that had the most pass attempts uh-huh this week going to go completely blind here but back this whole weekend. Was Jimmy Garoppolo up there. He was up there but not in the top. Three was one of them. Winston yet fifty one and then be kirk cousins or Calamari tile. Alan actually phillies fifty pass attempts in. This is another thing that really nick. foles forty seven pass attempts. You look at the ball funny. Watch these games and there's so much especially with red zone so many games on at once is a lot digest. Were we're following our FANEUIL teams are. He's long teams then the next day. It's good to look back at the scores and I'm just looking at the score. The INDIE game thirty three to thirteen. I did not realize it was that bad and and they look at the box score only eight while yeah it is just looking at it. Nick foles forty seven pass attempts. That seems a matchup like that. which should it'd be a more slowdown hard-fought you know you're so right and again like if I if I can have something an issue Denver then I probably an issue with every single game in what happens when you watch these games last week in kind to your point Jessica was in this game for quite a while and I've heard a lot of people say oh this should have given the ball to and for net more or as they were in the game? They're probably right last week with Brian. Hoyer playing Miami Frank Reich thought it was a good idea to do new four five wide. Receiver sets nonstop and have Brian where chuck and all over the field. Even know Miami couldn't score forever instead of grounding pounding the game two victory you and I had the saints in terms of like I had a lot of saints in terms of Fan. Do I had a heavy. Stacked there and Jameis Winston could not put something something together. I mean the question that you had for me a off. The air was the inconsistency here at Tampa Bay. What level of frustration you add at this point extremely frustrating because you watch every Tampa Bay game and they're they're always down or in a in a close high scoring game name? They're always throwing the ball. All I can get so he's perceptions but also for passing yards he's like Ryan Fitzpatrick when he was a Tampa Bay last year So in Mike Evans had Monster Games Gardens cooled off for a few weeks. But you also have these lowe's from Gavin's where he few weeks ago he had zero points literally zero imen- Yesterday was probably our favorite match of the day for Vandal. Right both sides hides Tampa and New Orleans and neither one of their receivers really did anything Godwin got touchdown but ended up with thirteen fantasy points. So that touchdown really helped him salvage salvage. What would have been another terrible day for him? And it's just like I never won the receivers never blow up on the same game right in number two. There's there's just Mike Evans has scary lows. And I don't know I just expected it's just a little frustrating and it's hard to really get on my Gavin's too much because he's as you know what I think he entered. This week is like a top three fantasy receiver. But I get your points a game and it's like it's like like they. They forget the ways they win like certain teenagers forget the ways that they win and I realized that defense can have a contributing role in in that scenario like in that scenario of like. Oh I can't get the ball to so and so we can't run. You know the game in this scenario but but many times uh-huh oh this is. What kind of aggravates you watch the game? And it's like guys. What are you doing like you know? How many weeks attempts to Tampa Bay have design in place for sharp Perriman or we commented several weeks ago that apparently New England call Bait for OJ Howard in Oj Howard's like no? We're keeping them like why. Why are you keeping him like have you not found out that guy is not living up and then go see this guy do a back catch catch flop thing that you know Trinidad interceptions like this is what o j Howard is? There are poorly coach team and the head of the drive where they they had the ball to one yard line. I think thank Play action they don't get it and then the second play I think they got stopped and luckily on third down I think they end up completing but but just seven ten yards away. Yeah Yeah so my last thing that knows lightly you comment on this one I think the most maybe the most frustrating most frustrating teams most frustrating offenses to watch given the town of some of the players. They have is Houston. They lost lost. Forty one to seventy yesterday and you can say it's Baltimore but New England put up a much much better fight against Baltimore than Houston did. And so that other teams like Cleveland Cio. So Houston putting up seven points. The Shawn Watson got sacked. Six Times. Didn't throw a touchdown pass. Something's off with there with their offense. That protection is not great. They don't have much of a running game and they have no one to throw the ball to die under hopkins twelve targets eighty yards receiving receiving off seven receptions. They do not have a second option and this is why and seems like says their six and four now with that loss. I'm sick of everybody talking about Houston as a potential contender. Like their cross off for me do agree. I am I over my lake. Yeah Houston's like the the kind of I don't know like count the chargers in many ways where it's like. They always like kind of look good and sometimes or they looked better on pay per per se. There's a couple of things here to your point like first of all. Houston you gotta put up a better match up. I mean you had New England who clearly can't score their our own points right now go into Baltimore on a Sunday night match up when Baltimore was on a week by preparing for New England. They still did a significantly better job not just points but just effort moving the ball. In general I mean Houston's only points came at the very end of the game on calls run Watson Failed to protect people. I I'm on the almost to a fault. I blame the quarterback on this just because look at the best quarterbacks and they can have a rotating left tackle center guard. Whoever it is New Orleans offense has been shaken up a lot? Peyton Manning's have never been doc great on and on and on in they give up two first rounders second for this left. Tackle out of Miami. Are you kidding me Houston. It's a joke of a move and to Shawn Watson continues to get sacked and hit and people want to blame the offensive line. I'm not saying it's only him. But we need to put the more the bulk of the blame when it comes to this taking a sack and a hit specifically on on the quarterback you know maybe he might not have much to do something but does it mean just James Wins. It doesn't mean you need to freak and run backwards for ten yards and get sacked. Do a better job than that and then on the flip side. I am also sick and tired of watching literally every single team and in some cases when even when New England was playing Baltimore for no one can stop the Mark Jackson right now. I mean this this train that is coming through with Baltimore. And how they've planned this offense offense. I mean they have to be Super Bowl favorites right. I think they're the number one for me in the. AFC everything thing they do. It just seems like me because there's so many things they can do. But Lamar Jackson literally makes it look easy and it's frustrating to watch as oh a competitive team someone that you don't want Baltimore to win because it's guys you want to cover this person over the top. He's like you wide open or mark. Mark Ingram literally uncovered out of the Backfield with one of the passing touchdowns. I it's almost like the the defense anything to do and I'm not saying there's any defense solve solve this solve this. Apparently kind of Cleveland. Miraculously a no team can stop it. It's crazy it's an unstoppable force at this at this point hip art. Let's let's get into some waiver players. I think this is actually an okay. Weeks weekly yeah go ahead and in hype you up here okay who want. Let's let's transition here. I know we always like to bitch and bone get a little bit off our chest. That was that was that was wanting a lot of emptying. Yeah all right. So I'll some some pretty fishy performances looking at put this list together and I'm GonNa Start by going over some players under snob buying at all you can just ignore. Don't don't read anything into what they what they did. On Sunday Brian Hill. F people having him in their fan projections. Like if you were one one person had it not gonNa site or anything like that but they were like. I'm just I was to look for ideas and one person's like Brian Hill. You know some people's not GonNa just agree with me but he's like he's diapers like if you were gonNA play Devante Freeman in the first place you should play like who was gonNA play Devante Freeman in. The first place is worse argument. I ever heard four Brian Hill. My Life I know and he had to pick them up and season-long because you never know and you you were expecting him to get a lot of touches against a pretty poor rush defense But yeah but I think there's there's some players laid out Carolina to right on top of it it's like the perfect game scrapped and there's nothing else you guys need to know so so let's start with with a couple of a few tight ends here. Roster Wylie Cameron Break Ryan Griffin. I'm not buying. into any of their Fantasy Sports Ryan Griffin twenty two points Ross dwellers. I pronounce it seventeen points. He got a touchdown. Cameron Bray big game. Well what's the WHO's the third one Cambridge Rothwell I. Well Ada San Fran backup tight end starting in replace a kettle and then Ryan Griffin Karen. Braid is just like the whole Indianapolis thing they kinda use your tight ends when they choose to use your tight ends and you also don't know which one it's going to be so completely agree you just there's no way you can run that Griffin. Didn't he have a couple of games like like. They were pretty decent right before he came back. Not too sure kind of going off memory here and yet he did have a good game. We gave against Jacksonville and then he followed up an eleven point game. He did nothing in the giants last week. so He's earning right. Yeah but I mean yeah well did. Did he get any snaps. Like I have to look into the snap. Count so her hearns so Ryan Griffin's out of the three he's you know he's the you know what the more the more I look at these three A. I don't know if I put him on my pickups but he's maybe he doesn't deserve to be in this list L. Life is you. I know you you pay a call. See if I if I make a mistake. Admit Rothwell everybody tears up Arizona. Anything there to know that you just keep targeting targeting Arizona flow chart. Yeah and Cameron Bray. I mean a big part of the big reason. Why big part of the reason why Chris Evans were so average? Yesterday was because they were going to Cameron Bray Med. To seem to me to be more of a game script type thing where they it was just like a Mea Cameron Bray Day. So I'm staying staying away from them. Any agree with Brayton dwelling. Yeah most definitely. I mean. Obviously obviously kit will be back soon later. Right so Jason Grant not paying attention to it at all for Miami eighteen fantasy points here that kick return so look turn points you and you didn't realize how got it is kick return. Just get return all right so those players. I'm staying away from which which may be obvious Gus Edwards to Unless you're a much deeper league and or are you own mark Ingram. I mean you could argue. Gus had a better game than marketing room. He had the long sixty plus yard run. which skewed things a little bit? But they're unpredictable. Abol snap counts because I look at it often with Baltimore. Just because the whole fan duel thing and you know Mark Ingram could legitimately admittedly be like a top three to five running back if they wanted him to be legitimate could Baltimore's up every single game just is pounding the ball but just split up the workload so much that he's non so for that reason you can't trust them they have. They have justed hill. Just hill right so say if someone goes down my inclination is that they would just kind of rotate in Justin Hill. A little bit more or what do it. Every other team has done this year which is go pick up bowe scarborough and go find tie Johnson and go find you. You know trade for Kenyan Drake or whatever and teams are doing that just find something to do instead of giving the workload to one person both scarborough and other player not not not reading into the tr- I'm done with teams in this kind of goes back into our venting for twenty minutes. I'm done with trying to trying to guess like like the Brian Hill situation. There's like five different running backs or Philly with like Mile Sanders and they have like three other running backs. After Jordan Howard was ruled out. Same thing with scarborough. I'm not. He's he's clearly clearly. I don't think he had a single target in the game zero catches. He's GonNa he's touchdown dependent for a team. That's not going to get made touchdowns so I am not reading into scarborough at all. I don't think he's this big revelation. I'm staying away. Not The anybody's GonNa rush to grab him. But you know. Some people are dumb when it comes to these pickups to see a running back at a touchdown he's a starter. We thought tied Johnson was going to be you know and then we thought mckissick was going to be valuable somewhat valuable neither happen so all Detroit. Yeah I mean I guess I would have to agree. I would like to look at the snap count. I mean just just in case aches for some reason. They're like okay. We don't have anything in any of these people and and I just like to see this now but the chances chances are the healing about what fourteen carries the chances are it was a mixed bag of touch all over the place because I did see Tonto on the field at one point so that that basically explains everything. Oh Wow that's that's probably the probably the best thing you could say about Johnson. You saw him on the field for a play. Well you know Detroit. It was like a we had tied Johnson J. mckissick. I don't think we have enough running back when you get a three headed monster. Let's go ahead and activate scarborough from the practice squad. which by the way? I took a look up today a day. We'll see that's from Alabama man elephant. You play for you play for Dallas last year or the year refused drafted by Dallas. He was also on to other other teams. I'm forgetting one why to Ben Africa now Denver. Maybe I forget anyway. He was only oh Seattle was one I believe he's already. He's already on his fourteen. which was kinda surprising but anyways us us? Yeah so another. Running backs bounced around this better than Sunny Michelle and retire penny that we're both taking the first first round all right. Let's get into somebody in my way re pickups hiccups here. I think there's a I think a few pretty good ones this week. Let's start with a couple of players that are must pick up this week due to injuries juries to starters. Let's start with the colts game. Jonathan Williams has got to be a pickup completely different than the Detroit situation. indie actually actually runs the ball a lot and it's pretty predictable in terms of WHO's getting the carries up to this point been Marlin. Mac has been an absolute workhorse. Heya fourteen carries and then left the game in the. Was it the first half or beginning of one of my players. I have all over the place scoring seventeen points in the first quarter then leaving them. Ek Super Exciting Jonathan Williams salutes. Pretty Okay it looks pretty decent our shifty pretty shifty. I think that might mean that they might utilize now. Hime hines a little bit more war near the red zone inside the ten and they had in the past. Maybe not right on the goal line. But hines did have a touchdown in that instance so you could see a little bit more of of him in those really nice situations near the goal line on the goal line between the five and twenty. So there's that scenario but at this at this time of the year MARLA MAC is not gonNA play Thursday and we'll see going forward but I did listen to a pod where that injury doctor was on saying that. There's a good chance of magnus back within a week. So keep that in mind. So we're really looking at like a stopgap you know in this situation for for maybe one week. They knew him hines who's WHO's own. I think in twenty nine percent leagues. He's probably available is it. Okay pick up as well if you're hurting running back. Now he's hit. Most production comes comes in the passing game. She had three catches on Sunday four catches the week before but if he's just on the field a little bit more because there's no moral Mac and they just kind kind of eats into that those touches just a little bit and maybe instead of getting a you know the three to four carries which he typically gets a game he gets like six or seven carries. He's just a little bit on the edges. There would help he minds. I think he's a solid pick up but Jonathan Williams seems like the guy you want given how India has been using running backs but again. It's always tough when like yeah. They've been using running backs when his mom knack. Maybe that's different if his junk Williams. It's tough to gauge for sure. And there there was a note join. Wilkins said that he's available to come back and Mike and I know please don't yeah Jordan. Jordan Wilkins definitely not on my pickups for the week so then the second player there's a pickup due to injury to the starter is James Washington and so crazy crazy end to the Pittsburgh Cleveland game And just crazy game. General pitcher players is dying left and right Jim Connor leaving with a shoulder injury. Juju Andy Johnson. Both had concussions given the way the NFL teams are handling concussions. Now I'm just GONNA go out on a limb and say that neither Johnson or Shuster is GonNa play this week so James Washington just by default you know by process of elimination. He has to be you. You have to pick him up. He's had some good Games in the past few weeks and they have no one. That's the ball to so James Washington's owning twenty percent of leagues go pick him up like that one I think that's a definitely a really good one that maybe most people really gonNA keep an eye on specifically this early in the week right. When when waivers are GonNa go through maybe it could be like an end of the weakening people might kind of catch catch onto who or or you know kind of see through the news of the might not be playing is still very kind of suspect if they're gonNA be playing so you're just trying to get in there before someone else does at at the end of the week when maybe an announcement comes at the energy and and and even if just one of them doesn't play he still worth he still must pick up right unless yes you're in shallow Alina League if you're in a deeply somewhat deeply even if just either Schuster ordeal Johnson's playing is one of them? He's a pickup I and I like their schedule next three weeks. You Got Cincinnati Cleveland in Arizona. Three teams you can throw all over. I Love I love Pittsburgh's in this on a side. No love Pittsburgh's defense week. Thirteen revenge game against Cleveland at home. So and then Cincinnati. And where do you. Where do you fall with Mason Rudolph? I mean I've been every time. Watch the game. I just feel like He. They are babying him. I just I almost felt like the game when they had duck stuck in whatever his name is doc. Hodges almost KINDA liked him. I'm not I'm not saying he's a better talent. But I watch the Game Mason Rudolph and it just like their babying babying him. He doesn't throw the ball downfield. Maybe it's partly him very conservative is always throwing underneath. It's it just I don't like the off. Yeah I don't know if that's going for but I just don't like and they're they're not running the Pittsburgh offense. They ran with Big Ben most certainly and probably because he can't do a lot of things the Big Ben can do and he's he's has did not have a good game on Thursday but I agree. I feel like they're running. They're not even running the Indianapolis Indianapolis Colts offense right. It's just like I feel like we know how to explain how I think their their offense is being run. But it's just so so short passes. I mean it was one game where Jaylen Samuels had fifteen catches like come on like this is the type of offense. You're literally trying to run I agree. They're they're relying too much on defense to to win them every single game and they they had a chance the win against Cleveland but he threw four interceptions. When this? What happens when you get in these scenarios where they fell behind against Miami and they're able to claw their way out of it? The partially due to Rudolph stepping up a little bit and of course their defense but as soon as they get behind a tiny bit it almost like just like a house of cards cards. Everything else just kind of falls apart. Because the way they're designing their offense becomes even more difficult in that scenario. I read a funny meam after. There's this game said likes the picture of Mason. Rudolph getting hit over the head with his his helmet by Mile myles Garrett and the memes said something like thank you had a bad day try try throwing four interceptions getting beaten with your own element. Uh All right. So let's get back on track here. Sorry so James Washington Jonathan Williams pickups and one player. Hey that I picked up last week so we. We talked last week about picking up players that are on by because people on Russian pickles players. They think okay. I'll get them next week. I'm not going to ground when they're on bikes. They can't use them so a player that grabbed it was on by is none other than Jacob Hollister for Seattle is only rostered in fifteen percent. Leagues is is coming off the bye now so no more bye weeks. And he's having back to back games with touchdown so back to back twenty point games for For HOLLISTER IS PHILADELPHIA. Decent match up and again tight end is a you know. It's not incredibly deep position. He we saw what it was doing for most of your until he got injured and then hall stepping right and it seems like Russell Wilson's using tight ends a lot more this year than he ever has. So I think Jacob Jacob Hollister sneaky pig up and he's coming off a bye so he's not coming off he's he's like a week removed from that twenty point performance. You know some people might forget about that performance and my forget about them so I think he's a good pickup and he's one that you have a reasonably good chance again. Yeah I like it a lot. You know we're going to go with this go to my trusty stat tool here on lineups dot com for my snap. Percentage Jacob pollster is playing eighty percent of the offense snaps. You know anyone playing eighty percent of the snap on a really good offense with Russell Wilson throwing the ball you want shares ears up and they played tight end so give me some of that and you're absolutely right you know. It's definitely one of those by week if you could grab them for free in the bye week instead instead of waiting so he'll still go a little bit under the radar because he didn't do anything last week and if anyone is sorting by like points scored last week. He's not gonNA show up 'cause he didn't play this week so there's a couple of advantages there that he might go not be super high on the radar but being tight end. It'd be pretty hard to miss for most people if he's still sitting there and waivers like it away. What all right in other tithing tile Rudolph what you know the game against Dallas he had was to one yard touchdown catches and you know he was having a pretty bad year and a half up until that point last season half was very very any of herbs Smith who seems to be becoming a bigger part of the offense so we weren't reading too much into that performance by Karl Rudolf another really good performance? It's against the broncos with a touchdown I think Carl Rudolph is now started. I think he's a player that at the tide position again. I mean I was in a league where I had kill. Who is injured? There's no one available I start Air Hebron I mean if you're in a situation like that I think Carl Rudolph is very very star table and worthy of pickup. Yeah I mean he's going to have his games he you know if anything he's actually playing less percentage of snaps and when he was while has increased week over week so he's been a little bit productive last couple of weeks. Earth Smith was quite productive this past week. You Know I. I don't know what the thing I just I think Dallas was scoring in the fourth. Throw the ball and they don't have Adam Phelan Elon and same thing happened here with a surprise behind the ball game against Denver there behind the had to throw the ball. They don't have atom feeling. I think that there's probably a better correlation with with those two things having to throw the ball and Adam feeling not being on the field that anything else very possible. And I think he's. He's definitely your last resort type. Hi Pick up but I think that he's better last last resort pickup. Then like maybe tyler was last week when I completely blew that prediction and and And that's why it's important to actually look at the snap counts. Because I was I you had mentioned that to me and fan do and I was like yeah. I looked at him. He's just not playing like he's not on the field enough. So he got one lucky touchdown that doesn't constitute picking him up or anything like that. That's why it's important to look at how how often these people are on the field in Minnesota goes into a buy this week right so that plays a little bit of a tricky role there as well next player I have and this is a player that I think in a lot of leagues especially deeper leagues. He's definitely worthy of pick up. I'm not completely I'm I'm not completely variant with him but I think he's a player we have to mention is to kill Harry first game for New England. You know it was a low scoring game which has been you know. A trend for New England's offense offense is struggled. I just think Nicole Harry. You're not picking them up based on anything he did. Yesterday yesterday. Buses First Game New England drafted him in the first round. And I don't know we've been saying this for a while. Oh it's like. They had they ha. They need to manufacture offense. They need to find weapons they brought into new who is also visible door. Sets clearly is what he is at the stage and they've element. WHOSE WORKHORSE I but I think Nicole? Harry is worthy pickup. You'd be lower on this list. I would I would put him behind Hollister Jonathan Williams and James Washington but he's more of a later later season play. You're picking him up stashing and hoping that maybe two or three weeks you know down. The road is going to provide some fantasy value for you in like a flex position. Type thing it's weird. I watched that whole game and I must have missed it. Kill Harry on the field and apparently so did Brady but you know I think you're right. I mean you have a first round pick. There's not too many these types of caliber players out there. He played thirty two snaps which is not not a ton but a pretty solid amount for his first game back especially considering its New England. Philip Bruce it left in the second half with a concussion. New the England needs to find things to ignite their offense as last couple of weeks so he could be part of that. You know they're going to work them in. They're they're gonNA try and utilize them in best-case scenarios he's going to be a new England wide receiver which means you know outside of outside of June Edelman Week in week out which means he'll I'll have his weeks. There's a little bit more active than others. But I think especially with his body size in us in New England and scored more touchdowns then this is is a good stab getting someone and he plays in his schedule. Outside of the Dallas was not terrible. We'll have Detroit did against Alice. But the three matchups after that are are particularly juicy for nine years Houston Casey in Cincinnati. Three three teams. That you're GONNA be able to throw. Oh all over so I like the schedule if you can afford a roster him. He's he's definitely. I think worthy of a pickup last player. I have is is up there for me in terms of put him up there with Hollister and Jonathan Williams probably one of the top three pickups and Stevo Samuel for San Fran back to back twenty point games. He's just he's starting to become a little bit more consistent. And he's he has these monster Mr Games. It's like it's borderline monster game of the season granted against Arizona. Jacoby Jimmy Garoppolo to best games. This season have been against Arizona. But I like I like Deebo Samuel. I think he's not a player that you don't you know he's worthy. Pick up at this point in the season it's Kinda crazy. How low Rosser percentage he is? Ours in his bayonet completely changing. And this is very this. This is very normal right for a rookie wide receiver to kind of get his legs underneath them. Get more involved in the offense. Is it also a surprise that he's actually been able to do a little bit better. When Emmanuel Sanders has been there too in terms of Emil? Sanders may be taking more of the primary coverage. In of course it helps that other teams can actually score against San Francisco these last couple weeks. That's always the best recipe for fantasy production action just Minnesota game. You don't think it's because Dante Paddison on double coverage Nope I don't think that's the reason. So that's it. I mean defense. I mean Pittsburgh's defense and there are only like seventy five percent leagues. They're likely not available but but I can't use them as my streaming defense. I love love. Pittsburgh's defense these next two weeks plant. Cincinnati and Cleveland at home in mobile revenge revenge game so pre not a great week for streaming defenses. The jets actually had to back to back really good Games. They play Oakland at home so very low upside given talk about their car. Not Turning the ball over this year so I don't I don't really have a streaming defense this week. It might sound crazy but is there one that you see. I can throw a couple of different options to you and tell me if you like any of these right. The New Orleans Saints Defense came to Mind Against Carolina and that was gonna be my streaming defense of the week but the Saints Saints First of all. What are your thoughts on that game? Everybody's just think Carolina's coming off a three point at home. Going into New Orleans tough defenses. Yeah I mean is it. I don't know if it's just because there's enough tape on him or not but they're on. What three four game losing skid? They're they're not playing well right now. In fact now we know also Kalaiana picking a while. They were very conservative. You know those types of teams. That doesn't doesn't always bode well when you're playing streaming defense like you want sacks and turnovers and there's been plenty of that with gallon in Carolina so absolutely I mean look look it with the saints did against Tampa Bay. WHO's a much better offense? Even though it is James Winston on the road so yeah I like it. A lot of the defenses. This is that the defense is that that are also have a higher ownership percentage have good match ups like the Ravens against the rams struggling offense love that rematch the bills at home against Denver. Gray matchup so so yeah. I got one here for you as we wrap. But it's more of a planning defense. You're not pick them up for this week. Necessarily though I'll be kind of okay playing them it's in San Fran. It's Green Bay. If you didn't want to Rosser too I would take our take. The you know the hit this week to start in the following three weeks which is giants and then at home Washington at home Chicago. The first two weeks of the playoffs. MIND BOGGLING MIND mind. Bogglingly numb awesome matchups. Green Bay packers like I love. I love if if you can afford a roster as which might be your second defense? I don't know if you're able to roster them. I love playing ahead for these especially funeral league. Where you know team defense is pretty important that we're in a league where you can get a lot of negatives with team defenses? They also have while upside so. I like it all right excellent. Well that's going to wrap up our week. Twelve fantasy football waiver wire episode. Thanks everyone for listening. Thanks so much for listening to this episode of the NFL. Talking heads fantasy football podcast. Show try saying that three times with your hosts jeff carrier and Seth Long. We'll l.. Catch you next time. Inhale wouldn't that smell better with farm-rich Mozzarella sticks in front view. Yes fine farm rich in the freezer aisle and enjoy eh in hill. Good wouldn't that smell better with farm-rich Mozzarella sticks in front of you. Yes fine farm rich in the freezer aisle and enjoy.

NFL Jonathan Williams Denver Arizona Carolina Miami Cleveland Trubisky football Tampa Bay Baltimore Pittsburgh Detroit Minnesota Dallas James Washington Calvin Johnson San Fran New England New Orleans
10/30/2020 - Best of Straight Outta Vegas

Straight Outta Vegas with RJ Bell

31:18 min | 4 months ago

10/30/2020 - Best of Straight Outta Vegas

"Laurie Hernandez is making her voice heard y'all have very big voice and we plan on using it. Now, why are you voting and how are you going to make sure your vote is counted there are lots of questions this year like how to register vote by mail and how to safely vote in person. That's why facebook created the voting information. Center get information from election authorities and experts at facebook dot com slash Boning Info Center, and don't miss the new from iheartradio and facebook called. Why am voting iheartradio's Wyan voting countdown to Election Day your vote is your voice. Is Making his voice heard if you care about these issues enough dear is a direct and fast way to articulate that. Why are you voting and how are you going to make sure your vote is counted are lots of questions this year like how to register vote by mail and how to safely vote in person. That's why facebook created the Voting Information Center get information from election authorities and experts at facebook dot com slash voting though center and don't miss the new podcast from iheartradio and facebook called why I'm voting iheartradio's voting countdown to Election Day your vote is your voice. To Fox sports. Radio. I didn't think I put a jinx on him saying Trevor, Lawrence whereas in is good but. He's gets in trouble. Yeah, and he tested positive for the corona virus that came out. So he will miss this weekend's game. I have not seen an update as far as next week goes but as it stands right now, the consensus number one pick in next year's draft. If he does decide to come out is going to be out for Clemson this week. overrated. But still. Going to be the number one or I almost certainly the number one pick. So Jonas. I know there's a lot of talking the big ten and Wisconsin and Oh. It's twenty one days. It's this it's that. Way Does. The ACC have a strict guidelines or would your guess be regard? I guess you're saying still even possible he's back next week. Yeah. There's a possibility. Now I've seen a couple of different reports that have been out there to where they think it's a long shot because next week's game and we alluded to yesterday is the one at Notre Dame. So that's the big one and it feels like they're not sure whether or not he's going to be cleared for that. But the big ten's rules are much more strict to where I it's twenty one days you've got. To be out if I have that number correct I think it's twenty one days in the big ten. So because he's in the ACC, it saves them a little bit but it's still puts them in trouble against Notre Dame next week, which is really if you look at the rest of their schedule, they got Florida state they got they got Virginia Tech the one next week against Notre. Dame is the real threat to potentially cause them to not make a run at the College Football playoff. Yeah. We're talking about the play offs right because I don't think a team with the. Fewer Games is going to be able to lose a game maybe, but you know, and maybe they would give an accommodation. That's a great point that'd very interesting and I'd be very interesting. So my only main thought on this other than to wish Trevor Lawrence, you speedy recovery is. If we. Judged this against the historic normal we're like, oh, come on another cheese and I get it right. But remember it wasn't that long ago we didn't think there'd be any college football. So to me rolling with the punches here, it's it's Kinda like the when the electricity goes out the first hour you're complaining Dan someone says Oh Hey, I've got a battery we can listen to the transistor radio. You know what? I'm happy at that point if there's a transistor radio and as much as obviously each individual that's gets Cova it's. A burden in a struggle and we wish him the best. But looking at it across sports, the whole landscape and I think we should be appreciative because that long ago not only we didn't. We'd have college football we didn't have anything except. As you're betting out Korean Day all time. Be Sure to catch live editions of straight Outta Vegas Weekdays at six PM, eastern three. PM Pacific on Fox sports radio in the iheartradio APP. What's up I am machine gun Kelly and look I know Halloween is GonNa suck this year because there's no trick or treating and all that. But. I've got a treat. Does a musical podcast that I made with my friends twenty four k gold and Andy Our Dana Dente, and Satan. Say Not, my friend but Tommy Lee is Tommy Lee is playing saying. But don't just take it from me. Tell Him Satan thanks due to feels great to be playing Satan on this podcast. This Halloween listened to Halloween in hell on the iheartradio APP apple podcasts or whatever you get your podcasts on soundtracks available on spotify. You Stream your music. But I mean like everybody's got a podcast these days. But what would I know on Satan for God sakes don't even get me started. He's by I'm Dan fired. We have a brand new fantasy football podcast called I want your flex twice a week every Tuesday and Friday we come up with new episodes to that only look back at what happened what you need to do at that minute and also look ahead of what's coming up in the fantasy football world. That's right. Dad every week we're going to scour the waiver wire to find the pickups to turbo boost your fantasy lineup and play a little defense against the competition since starts niches of the week. Fantasy, Ninja. All right that used to be sleepers but we needed a new term for twenty twenty and of course rankings we'd love to ranked stuff. We'll do the actors in big movies on our own time fantasy football players rankings to get you ready to dominate the competition. Listen I want your flex with Mike Harmon me Dan buyer on the iheartradio APP apple podcasts or wherever you get your podcasts. All Right Rj let's get started and we will start in Detroit or the lions are hosting the Indianapolis Colts Right now, and the colts on pregame.com are two and a half point favorite. Okay to quickies on this one, one coats have the worst strength schedule of games played based on football outsiders of any team though worst number thirty to. Think about what's the coats best win to a lot of talk about the codes. But I'm not impressed yet remember Cleveland handle them with no problem number two. Detroit you could say yeah. Not Gray. Patricia Boo. But they made some trades. They made some moves took on money and remember during the trading time. The teams are telling you are they buying or they sell, and if they sell the team gets demoralized often times at least for a week or two Detroit is buying I don't think that's something you can ignore. And I'm. On the Detroit Lions. Owen to without their Stud Wide Receiver Kenny. Golladay. Since days come back Detroit is three and one scoring six more points per game. Wow concise as concise to the NFC north. We stay we go to Green Bay this time where it's the Vikings Act the packers right now on pregame.com green bay six and a half point favorite I. Think you can question rightfully the motivation in this game we know that Green Bay with Aaron Rodgers is hit or miss. We know that after they got embarrassed they stepped up and covered played. Wow were they play well this week? I. Really Don't know what I will say is and this shocked me as I really dug into the numbers. Minnesota who's had obviously a very under. Wyoming season they've fallen far short of expectations of their fans of batters. But they've actually been lucky. So. What is lucky okay. Third. Down Conversions, if you're converting a lot of third downs more than you should based on your offensive skill set or your performance across all downs that usually evens out turnovers if to your benefit, they even out at least closer to even like fumble lock for example, also strength is scheduled as all these factors that create situations were a team. You play a backup quarterback a couple of times in a month though the team would be imagine playing Dallas now versus plane just not that long ago. But when you add it all up and I won't bore you with a bunch of numbers on the radio. But when you add it all up, Minnesota has a horrible record but amazingly, they've been lucky that doesn't bode well for the Vikings. The Patriots are at the bills right now buffalo a three and a half point favorite. Here's my analogy with the Patriots. And really it's an analogy with the bills. I don't know if you guys watch Beverly Hills. Nine. Oh. Two one. Oh, back in the day I'm talking about the nineties version. Is Brandon Walsh was Dayton a girl for awhile named Emily Valentine she was a wild child. Emily Valentine. You ever see Emily Johns I don't recall low for your time are. Is they ended up emily was from out of town she played the guitar and you would happen at one point she did drugs and everyone on the show got up sat and then they broke up brandon and her, and you know what emily went and brought a cake and put it in front. Doorstep. and. Brenda. Said Oh don't eat cake there could be ecstasy and. All right that was a long way to go to this, the bills are the cake. Okay and they're looking at is saying how this seems cheap a free cake. For example, the bills are cheap right now at the current line and you might think I wanNA gobble up some bills at three and a half let's say but everyone's way because they're saying I wonder if any dogs touched his k. one. And at some point, they're gonNA take a big bite because they're going to get hungry enough and I see this line moving up as but there's no reason for it to move up now and not a couple of days ago I just think everyone is scared the ballot check is wounded. Almost like a cake and he's like the guy in the Bush come out when you grab the cake and smack your hand or something. And I really believe this if it wasn't ballot check if this was just a blind. Resume kind of thing the bills might be favored by six and a half in this game. I mean, what do you think? I'm on the Buffalo Bills I'll take a bite of the cake I think that the bills are under valued here they only beat the jets eighteen to ten, but the bills kicked six field goals. If they had just scored three touchdowns instead of six, they would've blown out the jets. The bills are undervalued based upon a phony final. Yeah. I tell you the Mattie hold here every Wednesday he loves the bills are he's gotten skeptical on their defense is really banged up. So I think the thing about the Patriots last week was the perfect dream spot it really was. Not only was it off a two loss not only were they below five hundred, the extra motivation off an embarrassing loss the week before to Denver's touchdown plus favor. But it was even more than that. They had the scheme that keep in front of you Seattle defense the belichick usually and against San Fran runs at usually new. England. Tears it up and finally you had cam that only practice twice in some extended period. So you think they look bad for a reason and you know what? None of that mattered what it wasn't just cam that looked bad defense look bad and the effort was questionable on d I'm not biting the cake because ballot checks scares me but the cake out there and it looks grim delicious. Be Sure to catch live editions of straight Outta Vegas Weekdays at six PM Eastern Three PM Pacific on Fox sports radio in the iheartradio APP. We will get to the titans, bengals and Raiders Brown's coming up later on before the end of the hour. But from there we go to Kansas City where right now the chiefs on pregame.com are a nineteen and a half point favorite hosting the jets. So other than the two, thousand nine, nineteen, Miami Dolphins, this is the biggest line of any NFL game since two thousand thirteen. I mean this isn't like. Oh, every day you're GONNA get a line of nineteen and a half. Personally. I can't play either side. On one hand Kansas City is the ultimate flip the switch team. And there's ever a time to keep the switch off until maybe you need to this game and number two though I can't play the jets 'cause they're shockingly bad I mean entering the year Faz the jets were what twenty second twenty third ranked based on the the win totals. Yeah. They were supposed to win seven games crazy and I'll tell you something right now if you look at the numbers and on some numbers, this is true. The distance from number thirty to the jets to number thirty, one Jacksonville that distance. Is Literally the same as Jacksonville to the number sixteen team an average team to the number thirty one team is about the same distance statistically as thirty one to thirty two. That's how bad the jets are. Actually laying the nine hundred and this is my number seven pick I went back and watched that jets game. The jets got four yards. In the second half I've never seen such a dysfunctional football team I'm laying at Rj, you forget though. He had the kissing disease. I mean I. I'm not sure the SAM darnold recovered. For Mono don't judge him fed by the way. If you ever wondered the genius of the bed I made against fads the fact he's laying twenty points is proof positive that the fact that the game hasn't kicked off yet and you already down twenty? That's Very humbling feeling rj it's the debut to tug of I. Lois I ever. NFL. Star. He played a little bit a couple of weeks ago, but it's the dolphins hosting the rams as we continue on here where right now the La Rams are three and a half point favorite on pregame.com I, acquire aggregate information and I like to give credit where credit's due the ringer football podcast had this and. When I heard it I called a friend of mine who played in the League and they said, absolutely. Left handed quarterbacks there's a reason you don't see him because it's an entirely different. Direction, literally, the blindside is opposite and everything strong side all those kind of football asked XS and os things flip one eighty up up down down his up and I believe that to our or. Two. In the long term in the term, even in five weeks is going to be right there potentially as good as fits magic. But right now, especially, even after the by one of his starting with that left handed quarterback situation, I think this is tougher for a first time starter than any. In it's not being accounted for properly. Anything in this game says I'm passing. Since Byron. Jones came to you. Love you love the rams came down to three. I Baron Jones has really made a difference for the defense for Miami Byron Jones made the difference the the easiest growing in the now gets dropping gold. Their feet, the La chargers are a three point favorite at the broncos. I one to think about how much respect I like to say every spread tells a story. Think about the respect that the chargers are getting here. So I would make the case in Denver with the altitude two points for Homefield. Yes except that. Okay. So it would be about a four point swing. Let's just go broadly here. So if this game were in. Los Angeles. The line would be over a touchdown right? Well, I guess now. Worth three. What's occur number on this rivalry charges lane three, the charges Elaine three. So you go four and four. Yeah. We'd be at a touchdown, right? If it's two, four, hundred, twenty, two points, the other. So meaning if you swapped home, could you imagine? If. I guess the question is why I tend to agree with it I think the charges are sneaky good. But back, even ten years ago, fifteen years ago they would've looked at these teams and said same record and maybe charge a little better because Herbert's better than lock. Okay. No they're saying that at Denver this team with two wins is a three point favorite. That's a ton of charges respect and it shows you how sharp the market is these days. I mean, even if the line doesn't make sense, they're still going to do it. If they know it's right to Chicago we go where the saints are at the bears and New Orleans is a five point favorite. This is a FAZ and you don't have this pick. So I'M GONNA use it with attribution. This is a great point. The wind is whipping. And as we talk about. Wind is much more of an impediment to offenses than. Code then participate a rain. Snow sleet any that's fine. Relative to win. So you're thinking okay, it's windy. Doesn't that hurt noodle arm? With the saints okay. Maybe. But what we know for sure is it hurts all passing teams And you'd think where the bears they can run the ball as federally points out. If you look at the bears efficiency rushing, it's horrendous. This is one of the most dependent teams on the past the bears. Were the most dependent teams in the past in the entire foul. So now you've got weather that's GonNa make it very hard to pass. I don't care about the new to warm. Would I know you've got Kamara playmakers and you got a brilliant tactician with Sean Payton they can used wind their advantage or least mitigate the hindrance. So fast great handicapping tidbit there I lean towards the saints calling and I talked about this on. His today is if you look at the saints because it's going to be November first so I'm thinking Oh. The saints had that great record in November. But if you actually look at week seven, eight and nine, which is fair I think saints record is just as good. It's shockingly good. So in general, this is the time of year the saints. Excel, and I believe the win has a sneaky disadvantage for the bears. Forty niners at the seahawks Seattle is a three point favorite. John was non like make sense is like it's your information, right? Yeah. I mean just giving it this great nod like man that's smart staff. It's like it's your own stuff. Stay you don't. Yeah. Pat Myself on the back. Here's the thing. Seattle's the most overrated team in the NFL in my opinion but I don't know what the combination of injuries and fatigue is GonNa do the forty niners and the forty niners have been clawing and scraping and they dominate the pats and everyone's like their back they dominate the rams. Okay. Fine. But it will point. Is there a letdown Seattle had a tough game last week but they lost so in theory the extra focused my instinct says go San Fran but as the week progressed appre sensitive about it. You got anything on the more I think about why did I bet San Fran plus three last week? Why would I bet them plus three at a much much better team Seattle versus New England so I I did it last week I was one of my best beds but I'll let you have my pigs it selling a couple hundred bucks a week. No big deal but the amount it's going to be fine. Be Sure to catch live editions of straight Outta Vegas Weekdays at six PM Eastern Three PM Pacific on Fox sports radio in the iheartradio. APP. Thirteen days, of Halloween. A remote hotels. The most unusual guests they sound like someone you trust Don't touch it. Don't look at it a tour guide that can't be trusted. Was it luck dates but placed you. Never. Know. And the newest arrival. You Starring Keegan Michael Key as the caretaker, please make yourself at home. After all This is it. Produced in three dimensional by neural audio to place you right in the center of the story in ways you'll have to hear to believe for full exposure listened with headphones or airports. One story each night starting October nineteenth and ending on. Halloween. From iheartradio and Bloom House television listen to Aaron McKie's thirteen days of Halloween on the iheartradio APP apple podcasts or wherever you get your podcasts. Why did wax replicas crowd in Italian church and what do wax organs tell us about the history of medicine? Why does the mini tar still intrigue US and why would it's bovine mouth crave? Human. Flesh. Hi I'm Robert Lamb, and I'm Joe McCormick join us on the stuff to blow your mind podcast for the entire month of October as we take our annual descent into a host of bloody monstrous and terrifying topics from forest spirits beckon you off the path to wax sculptors on a rampage. We'll be looking at spooky subjects all this month to peel away the flesh and reveal the underlying science in history and leave you with an even richer understanding of a world. That's always. Weirder than we can imagine what sorts of scientific concepts can we glean from episodes of the outer limits or tales from the dark side, and what's the ghastly his and promising future of blood substitutes join us to find out new Halloween themed episodes published twice a week with older vault episodes reentering the world on Saturdays to spread around some of last year's grizzly offerings listened to the stuff to your mind podcast on the iheartradio APP apple podcasts or wherever you get your podcast. We continue our preview of the NFL, This Weekend Vegas style, and we start our RJ in prime time where the NFC east will be showcased. It's the Eagles and eleven point favorite on pregame.com hosting the cowboys. Now, lot of people might say, why wasn't this game? Dow Well, you think about it when you drive by a wreck on the highway, you look. Always. So here's what I say. I don't like that is now in double digits. But I like the Eagles And I think in the super contact almost certain. We'll have the eagles. Here's why when you bet on A. Big Underdog usually, not batting that underdogs better than you think we're GONNA play. Well, you're batting the. Is, not, going to put maximum effort. But whenever you gotTA favorite who puts in maximum effort like in the playoffs when you have a big favor or road favorite off a by those teams do exceptionally well, Philadelphia will have maximum effort no doubt about it. So I certainly would not be playing Dallas. I have to play Dallas. Yes. Lost the eleven eleven rj this line was seven and a half earlier in the week Philly on offense Saudi, Donald Apply I. Don't think many thought he was going to play Philly Dr Fazio thank you. have to healthy starters left on offense. They might get a couple of guys back I'm GonNa take the value in Dallas, there is value it's the wrong side. In fact, let's double. Let's do an extra bat on that one way nine though right eleven we'll talk about it. We'll talk about it. So RJ following their big come from behind win over the Cincinnati Bengals last week it is the Cleveland Browns at home hosting the LAS. Vegas Raiders Cleveland is a two and a half point favorite. Just you know Jonas is. The somehow coincidentally like the browns also and. He would want that to be best bat but I thought I'm GONNA throw them. I'm going to rattle him and I took it from him. Now he's having to do another best bat to get ready for that could be like a wreck on the highway kind of thing. This is the stat. If you look at expected points added, and then you look at it with in addition to the expected completion rate. So two stats are added together by a lot of analytics people and they get a composite number and it's a great judge how good the quarterback is just simple sense. So right now, you look at all games Russell will or elements of the game all games. Wilson. Is Number One Tanna hill was number two and Baker Mayfield's number seventeen. Okay. Sounds about right. But I got to thinking boy Baker plays bad when he's behind. So I did a search and I said I wanna see only plays it happened when the team has either better than a twenty percent chance to win or less than eighty. So effectively it's in the middle were a competitive game if you're up in the nineties doesn't games over if you're down in the teens. CANS. Doesn't Count Games pretty much over just when the game competitive. So it's like seventy percent of the snaps for a typical team. Yes, it's true. The number one quarterback in the N. F. L.. Under that criteria when it's a competitive game is Baker no way. Yeah. I'M GONNA put the stats up to the pen to the decimal up on my twitter at our Jane Vegas I'll do that within an hour. So I'll do it Saturday, morning actually. Get, bigger audience this is a shocker so I, love the browns. I. Love it a two and a half. This is like that cake, but it's been guarded by the secret service it so much value. So delicious one of my top five picks of the year browns. And I liked the browns. Also I liked the fact the raiders can't rush the passer, their bottom three team in sacks, and what's the one thing we worry about Baker when he gets rushed. It's a lot of acquaintances. But listen let's say this. You might as well emulate from your. Heroes. The titans are at the Bengals and Tennessee. A seven point favorite on pregame.com. And this is my best bet cincinnati plus seven. The titans are over rated. They're five and one but they're only my number thirteen team the titans have four close. Versus losing teams that could have gone either way and just last week we saw the titans go plus three and turnovers against the steelers in a tough physical game and frankly was only that close because of those turnovers I want to bet against the titans I'm GonNa, take the line value and the bengals plus the seven. I gotTa tell you this one phases. Yesterday. You had a strong show today at a strong show I mean I'm not sure that this has been strongest shows always gotTa do is get lucky and win a few games and he's just a static kudos and Jonas I will say this nobody. So much in a show as we just did and I'm excited. Do it again next week? Fox Sports radio has the best sports talk lineup in the nation, catch all of our shows at Fox sports radio, DOT? com, and within the iheartradio APP search F. S. are to listen live. He's bicarbonate I'm Dan fire. We have a brand new fantasy football podcast called I want your flex twice a week every Tuesday and Friday come up with new episodes to that only look back at what happened what you need to do at that minute and also look ahead of what's coming up the fantasy football world. That's right. Dad every week we're going to scour the waiver wire to find the pickups to turbo boost your fantasy lineup and play a little defense against the competition since starts Ninjas of the week. Fantasy Ninja. All right that used to be sleepers but we needed a new term for twenty twenty and of course rankings we'd love to ranked stuff. We'll do the actors and big movies on our own time fantasy football players rankings to get you ready to dominate the competition listened to I want your flex with Mike Harmon me Dan buyer on the iheartradio APP apple podcasts or wherever you get your podcast. Thirteen days of Halloween. A Remote Hotel, the most unusual guests, a tour guide that can't be trusted. And the newest arrival. Is You laser again. Sound. Like someone. Trust. Starring Keegan Michael Key as the caretaker. After, all. This is it. One story each night starting October nineteen and ending on Halloween. My Heart Radio and. Television listen to Aaron menkes thirteen days of Halloween on the iheartradio, APP apple podcasts or wherever you get your podcasts.

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172: What WE Thought of the Movie, "The Irishman," Brad Marchand gives it to NHL Concussion Spotters

The Steve Warne Project - Sports

33:06 min | 1 year ago

172: What WE Thought of the Movie, "The Irishman," Brad Marchand gives it to NHL Concussion Spotters

"Hello everyone welcome to the program emanating from the nation's capital. It's Steve Worn project and the project comes down to this. What if we do a podcast episode? Every day will let you know how it that goes. The subject is sports. Whatever certainly within Ottawa spin? I'm Steve Warne. Along with Jungle Gym Jerome. Who's actually emanating from the Ed Mo area and we're former? TSN radio partners. And I asked this question of James. How was your weekend? Well it was. It was an emanation steph. DEF- by the way we're assisted on the play. All excuse my friend. Thank you by the way we're assisted on the play by Jim. Ford good rb computing and all Insurance Ontario. Sorry about that I left that out. That's all right I watched Sousa came out and I watched it all at once. Was Irish Irish man. Irish Irish Man Irishman Irishmen. The Irish man. Yeah it was great. I thought what did you think. Yup I watched it on the weekend. I I you know I would have preferred if it was almost like the in that mode of binging and I would have preferred verdict to be in four episodes of about forty five minutes a piece rather than the straight three and a half. I was getting halfway through. I was like oh it's getting late. All right Oh hang in. Yeah no but it's still excellent although the three and a half now as I get what they probably did right said you know they probably looked at making that a a series right and but what these veteran actors are you got Pacino Deniro and patchy they're probably not signing up for multi year series right. Can I just jump in on the casting. By the way how about Harvey Tell and how underutilized he was crazy yes. He's so good and he was not even used so good so good. Yeah I fell. I love that guy years ago. He did a movie where he was a crooked cop. Right I think it was called bad lieutenant or something like that. Yeah he was a bad lieutenant. Yeah he was bad dude man anyway. It's it's kind of like it's Scorsese of course directed that thing and when I watched the movie. That's his specialty right this this type of gangster movie of course mafioso type movie And he is just he's just freaking light years ahead of everybody else. I think he's kind of kind of the Michael Jordan man. Add of doing movies. You know I thought it was great. It was a fantastic movie. Start to finish was really cool. The angle that they did it was a retired mob. Guy Guy Reflecting on his whole story you know. Wasn't that a clever way. They did it to like they. Just sorta crawling through the old age home and I'm not giving anything away. Just SORTA techniques sneaks that I'm talking about just the way you know you think it's going to be narrated and stuff kind of a dubbed in thing and then all of a sudden he go it goes from you you know the way the way they went right up to Deniro and instead of it sort of all being a narration. That he's thinking about all of a sudden he just takes over and actually starts talking. I thought that it was a really clever the way they did it at the start of the only. Yeah but that was just one of many like that there. You Go. That's unique. That was a cool way to do that right right and he was kind of. I don't want to give away too much. You know it was it was kind of an innocent mobster. You know he was a nice eight it was just. It was a great angle. It's not a it's not a bunch of blood and guts or anything like that. It's it's a cool story. Yeah Oh cool story what did you think of the youth defying effect. Because obviously they're showing the three main characters Jimmy Hoffa played by Pacino. His right hand man played by Deniro and then Joe Patchy who seems to be this all powerful godly figure in the mafia I showed them in various stages of life and I thought it was well done but I didn't hear a was a little off like the blue I affect I thought that That was distracting a little bit. Almost like they didn't quite get it on De Niro. Oh I can't remember. They had them as I can't remember I don't know what what you're talking about blue. I what I what what I miss. Well when they when they introduced how patchy and Deniro meat when they deniro's truck breaks down remember rush gives them a handle with it. Well they really youth defied both of them by CGI is. I think it's almost that deep fakes thing that we've talked about And Deniro just looked. I don't know I wasn't quite there for me. Maybe because they made size two blue but I found that part a little distracting being. But obviously I'm alone in that because you didn't even notice it I didn't know what is a good one and the whole thing making it three hours three and a half hours of people. Jesus Jesus ages three and a half hours. But but I've watched six seven hours of a series right at once so I think you're going to see more of that. I think you're gonNA see more of these longer longer movies because people are binging Freakin year after year of of series. Right yeah and I and the stories in based on a true one obviously in the disappearance of Jimmy Hoffa at the core of everything Not to mention in some obvious theories stories about the assassination of JFK. And so I think Scorsese's taking some liberties in there but that seems to be kind of a common thing which would be the other movie. The I love this year. which would be once upon a time in Hollywood where you're obviously in Quentin Tarantino? Take some pretty strong liberties about the Manson and family story. Sure sure yep great. Great example of that. Yeah yeah so I mean I don't know I don't know enough about the Jimmy Hoffa story maybe you do due to know how closely that one was kind of reenacted for us. Well I don't but I mean the ending to that movie is like you say probably taking liberties and and Tarantino is kind of one of his deals is I think what he makes a movie. He uses a main story and says what if it ended this way though right right and he did that with Like inglorious bastards right. There's like what like what if what if there was this group of guys that that did this. And the chick on the movie theater and stuff. It was cool. You know what I want to start like a podcast right now. I want the two of us. You just sit down and watch inglorious bastards right now like it's talking best so good so good yeah. Nothing Tarantino doesn't in his movies that I didn't know somebody flip up. This to me on social media is that he's always incorporating classic movies of the past in his movies and in once upon a time in Hollywood he has a real serious nod to Steve McQueen in the great escape where it's basically they take a scene from that movie and basically dub for lack of a better word. Oh Leonardo DiCaprio into Steve McQueen's role like he makes all the same movements and besides DiCaprio DiCaprio. Everything is exactly the same as it was in the great escape and apparently does that all the time and I didn't know that oh I didn't know that either I might have to go back and walks. Doc Sat which I could anyway watch any of those movies over again. Okay good night. Everybody SISKEL and Ebert covered. Ah since we're on movies anyway. Let's start with the RB computing web. Pull because Christmas as hit my house in a big way. The tree is up. It is fully decorated. All the decorations are up and my son who As most people would know listen to the show he's a young man who's autistic back and he will not permit Christmas before December. I if I start singing to him like any Christmas song come out of the woodwork. And just be screaming. Glad Aetna just can't have it so he's all in on Christmas as of today the Guardian. Yeah I guess so. He's settling in for a Little Will Ferrell and Elf off tonight so the Christmas TV and movie season is here and so threw it out as a as a Web poll question today just for fun that it is December first as we're recording this particular episode and the season this year. So let's settle this nonsense once and for all this year is die hard a Christmas movie or is it not. Yeah that's been going on for many a moon. Now what's diehard with Bruce Willis. Yes Christmas Yup. It takes place at Christmas. Oh I didn't know that. Oh Yeah I'm not Kulti enough. I guess I don't even remember die. I heard I just remember him being a he's not a cop and the thing that's blasphemous. You don't remember die hard. What are the ultimate guy movies there is you? Don't even remember it. I don't never I'll have to watch it again all right. I'll go to the listener on this since they've filled up my time line at TSN Steve on twitter Let's see Silva says my wife says yes Christmas movie. I did not care for the movie. So it's a wash here Lt. He writes anyone who thinks it isn't a Christmas. Movie is a heathen and shouldn't be allowed to celebrate Christmas people who don't think it it is probably like pineapple on their pizza. Glenn Walton writes good sponsor of this program one hundred percent a Christmas movie. Well now the one of the sponsors is established that he thinks it's a Christmas movie. Maybe I should go along with that because quite frankly I'm very much in the No camp but I'll get to that in just one second this is. This is absolutely hands down the worst poll question you've ever had no don't be Krantz down just because you never. You're only recently recently on social media but this has been an ongoing debate among movie fans for many moons. What a stupid debate? Who Cares? How is is it a stupid debate? What what I don't know okay? It's a Christmas okay. It's not I don't get it again. Mark Levin Outright. Yes it is just like baby. It's cold outside is a Christmas song. Die Hard to by the way is also a Christmas movie. Okay hey baby it's cold outside as a whole nother story. I'll tell you what what a great sponsor these guys are. They'll even the even sponsor dumbest dumbest web poll questions ever. Okay baby it's cold outside. Why why do we have to take to that level? We could just sort of you know. Give Dean Martin the benefit of the doubt with Doris Day. Say Deans just drunk. And he's being persistent. Yeah it's not like He. He ripped the phone out of the wall and tighter up to a chair with the phone cord. I don't remember that in the lyrics. Do you yeah. That wasn't there baby. It's cold outside. Let me tell you up with the phone cord and puts you in a chair baby. It's cold outside now. We have something to complain about her. Anyway today's web poll is brought to you by RB computing for Outstanding Computer Services and Ottawa. We recommend our computing plus some amazing gift ideas Steve. It's Christmas like the Microsoft surface surface pro seven the twelve inch touchscreen two and one laptop. That's ultra light and fast and more connections. Begin Your holiday shopping today at rb computing 235-minute in place sweet six in bells corners. Okay good stuff here's your S. WBZ heads up for Monday day December. Second your sports schedule. It'll be the seahawks hosting the Vikings in the Monday night should be a dandy Seattle nine into Minnesota eight and three your auto forecast for December second mainly sunny and a high of minus two and that's Today's heads up for all Insurance Ontario. If you love listening to the smooth jazz ask hold music for hours than all insurance. Ontario probably isn't the broker for you with all Insurance Ontario. You get one dedicated contact. Who's never more than a quick text or phone? Call Away visit all ends dot ca or text them at six one three eight six zero six zero zero eight. The winter driving is here in a big away but this season relaxed behind the wheel of your new Ford. SUV from Jim K.. Ford take advantage of their winter performance package including tires rims and sensors censors with a purchase or lease of most new twenty nine thousand nine four. Suv Models feel extra confident. This winter with Jim Kaye. Ford you vill drive in Orleans and if you're buying or selling your home we recommend Glenn Walton Real Estate Team when you list your home with Glenn. He sets aside a budget toward things. Your home may need to get it ready to hit the market things like staging decluttering painting cleaning professional photography. All at no cost to you. It goes a long way to getting the price you want for your home contact len today at Glenn Walton Dot Com one of the best players in the NHL is Brad Marchand and that's hard for me to say because people to say that. He's a terrific player. He's an MVP candidate this year But he does tend to do and say things that make you go here and one of the latest ones was interesting because the NHL in concussions. That's a controversial area as well. In the League's been trying to clamp down on headshots both with the on ice officiating. And all the suspensions they have and when it comes to trading in treating players who might have concussions. I'm trying to be better there as well with a concussion spotters and the quiet rooms and all that and the NHL feels a lot of ways. But they're trying to do those things I talk about the NHL L. still fails with Gary Bettman denying the C.. T. e. link the NHL fails a little bit with the fighting thing. I mean you watch players squaring off in a fight. They're like twenty feet away from each other. They got dukes up. They spinning around. Come on the linesmen have plenty of time to get in there but they don't because the NHL to some degree once is fighting anyway the players probably deserve a little flack and Brad. Marchand is exhibit because he got pulled from the game on Friday body in Boston by a spotter because he took an elbow from Jacob Trueba in that ruined ranger game and so marsh got got pulled at the start of the third period even even though he taken the blow late in the second and Marshon went off. So that's embarrassing. The at twenty minutes to sit there and view the tape and call that in but they may come out in a two one game when we're just starting to get some momentum the guys up there busy eating pizza and cheeseburgers. I guess and can't watch the game. Maybe next time he'll to pull his head out of his body and watch the game. I skated into the guy's elbow but I was fine. And my theory on that is you have to. I think as a player if you want to be part of keeping players safe. You can't going off like that marsh and has since apologized for it. Good for him for that but no you can't go off like that when the League is trying to do the right thing shirt first of all. I don't blame the spotter. I saw that and it looked like he got knuckled for sure because for four or five seconds he didn't know where he was a and there's no doubt in my mind because the play was right there it wasn't away from the play. Okay and and then the other player would have been trying to get the pucker or interfere with the guy or something like I don't know if you saw he started gets his knuckle and then he stands up and start to look around and look down and I immediately thought he he was woozy. Right now what do you mean when you say Michael exactly well elbowed got elbowed the you got you got you got elbowed in the head and it stunned for sure for sure. That's totally what it looks like to me so I don't blame the spotter. It's going to happen. Steve with concussion protocol. They'RE GONNA they're they're going to err on the side side of caution and lots of times. It's GonNa come away that he's fine. There's nothing wrong you can't you can't begin to say you've got to figure out exactly if I have a concussion or not right right we all I mean we can only do so much. You know it's to me it's the marshalls expecting is say. There's a check. Stop for impaired driving right and and people are being pulled over you know and and maybe a guy drifted a little bit because he was lost sight of the line. A little bit or something like that. It's not impaired. And they pulled him over and then some guy goes they gotta stop with these frequent check. Stops man I got pulled over the other day and I was sober. You know. That's the equivalent of Martians. Argument to me that's fair. I didn't have a concussion. It's like Powell this things in place. Now it's going to happen. It's going to happen that we were mistaken. We were mistaken. But that's just going to be part of the deal for a while but I would rather it be that way and so what every parent. What their kid coming up to play hockey you know? It was almost three years ago to the day were connor mcdavid. Had the same incident happened to him in Edmonton Edmonton got tangled up with a player smacked his chin hard on the ice. He got up dusted himself off state for most of the ensuing powerplay and then afterward. The call comes in from Toronto. The elite the game mcdavid protested. The referee only shrugged. As if to say I have absolutely zero. Say on on the matter and mcdavid was kind of critical of it as well in the same way I was shocked. I hit my mouth on the ice pretty normal thing. Obviously the spotter thought he knew how I was feeling and pulled me off. It's a crappy time in the game too. And they went on to talk about the situation in the game and it could have changed the game name and so the superstars they. They're obviously frustrated in the moment. But I'd like to maybe on the topic of keeping your mouth closed. That might be a time to do it. Yeah it like all these things were in there. Make changes right. No one you know you think of everything you cannibal putting in place and then when this happens you okay. We're going to have to deal with this right we're GONNA have to deal with Cranky player going. Hey I was fine. I was fine man and you know in the end you pull out but things have changed Stephen Sports you know they they have With with player safety so with the a good is gonNA come a Shitty side of it that that this is going to happen from time to time. And if you're Brad Marshall you should have been the first guy to say I totally understand that and I'm glad they're doing it right because this guy you know people are going to listen to. This guy is a superstar. Sure right and he. He should've paused you. You know we should go to their. Pr Guy Steve before they make comments. So what's weird about the spotted thing is that you had you know. Looked like this mcdavid game for example from three years ago in that same aim game you had to very large guys. They're four hundred twenty five pounds between them in Zack. Kassian Curtis Gabriel they square off and both of them landed a bunch of Haymakers to the sides of each other's heads so it just seems and again I come from a world where I grew up loving fighting but the more we learn about. CONCUSSIONS and C.. T. The less fan. I am of the whole thing and I mean. How is the spotter ignoring that? That fight exactly yeah what exactly is the. NHL Doing are they in or are they out. WELL HERE'S A. Here's a solution Steve. A Marshall makes a pretty good point. Okay it's kind of a humble brag on his part where he's saying you know. Don't pull me out of the game where we're right in this thing you know I'm the I'm the best guy out here. Sort of deal right right like I said. It's a bit of a humble break going. You know these guys are nowhere without me. You know you can't do that. Did have that it did it. It did have that vibe with you. So what what maybe should happen they could. They could look at it. They got the guy makes a good point though. Okay we'RE GONNA WE'RE GONNA close game. It's a playoff playoff game. Or something Steve and all of a sudden they go okay. Looks like you got hit. We saw his eyes roll back. Pull them off right. And you're wait a second here. Wait a minute so what they could do. Steve is is go to the team. Where the guy has been been concussed potentially and say we're GONNA stop the game and we're GonNa let him go through the protocol and stop the game? Yeah Listen Brad. Marcia YOU'RE IN A playoff game steve. It's it's IT'S A it's a it's the deciding game. Three best to seven and games and now marsh the show that happens to marshawn right and the game tied and there's two minutes left okay. He's off you're going to wait. Wait wait a second year that maybe they could look at something saying discretionary call here we. We're GONNA pause. It might be a five minute. The pause it doesn't happen that much that you're saying well this guy you know Jim. What if it's ten times a game you know? I'm not sure how you'd implement that. But I see exactly where Goma thought I wonder how long it takes to actually do a proper concussion protocol. Yeah I don't know do they have all every player's baseline tests because really with those and he concussion. Test is pretty much worthless because if player really wants to get back in the game you can fake his way through it. Do you feel any dizziness. No okay Tell me about this. You'll shine a bright light in your eyes and stuff well without doing an initial test on on a healthy brain then really. The player can fake his way through. And just well right back out there but but it's better than no test agreed greed right. It's better than I think. I think what they'll have to look at his executive just spoke about that. Well what are you GonNa do in in a really clutch gain you clutch moment in hockey and if this happens and what about puck over glass in a clutch game how that. How much longer will that continue to to occur anyway? What's penalty Steve? I hate it hate or you don't think it should be penalty. No no I treated. We like icing Leogane pal delay game so as icing. Give them a penalty. They won't do it now. Icing should be a penalty. Icing should be in a world where I can take my elbow. Just break your nose with it. Take my elbow lapatin big solid concrete thing break your nose. Two minutes for elbowing really. That's the same level of sin is accidentally flipping a puck over over a glass. Good to know good to know it is it is when we come back in the show. We're going to talk a little bit about what I think might be a super bowl preview. A lot of the people think it is the San Fran Baltimore game from Sunday from making that chef kiss Wa beauty so get into that in just a second and I remind you that we have some great sponsors like all Insurance Ontario. If you're tired of feeling like you and your insurance company on different teams Lexi the sends ends in the leafs like that level of different you can switch to all Insurance Ontario get personalized one to one service. A great team a dedicated broker. The you can text or call all at anytime real people solid advice. Great rates visit all ends dot. Ca Tech six one three eight six zero six zero zero eight all insurance Ontario. Your modern booty broker. Jim Ford has an outstanding game. Plan to help keep you safe on the roads this winter right now their entire line of SUV's come with a winter performance package at no. Oh extra charge that includes tires rims and sensors with the purchaser lease of most new two thousand seventeen Ford. SUV models. Feel extra confident. This winter with Jim K.. Ford you Ville drive in Orleans on. If you had a chance to see the San Fran Baltimore Game I know you bet on it. I know you gambled and lost list on it but it ends up being Baltimore winning at home. Twenty two seventeen over San Fran in what surely is as good. A bed is any to be a super bowl preview. You I won three. I went to two three this morning or early afternoon. Gives whatever you call them out there on at eleven here and then the next games are on a two you two or two thirty so I put a few shackles on each game. Steve Like little fifty bucks each game. Okay Okay and I went to a three so you got paid the juice so I win like forty five bucks okay now delegated use. I like hanging the sauce juice. Susan so then I go on so normally I would stop Steve. There's my three games for the day. There's seven thousand five games you can't you're chasing your tail. I know what I'm GONNA do. I got a little money so I'm going to double my bet and bet these two games so I'm going to take the rams were so bad last week so bad. They lost the forty five in. Okay forty-five Gold Steve. They let in. And so. And they're playing Arizona in Arizona and I think Arizona three so that game. Now Steve's thirty four nothing for the ramps so that's how much I knew about that and of course it took the chiefs because I don't think they're that good although I've always said I love Mahone and they have to give up eleven points and they're up twenty four. Nothing Steve. So what did you stuck to my guns Stevenson. You made a little money any today. Stuck Betty the rest of the day. Well there were other things to talk about other than your losses because that was a terrific football game once you get past ask the gambling side of things and you not covering and we raved in our last one of our last episodes of but Lamar Jackson and I mean what else can you say about this guy. If it was any kind of lingering doubts about what this guy is and can be. He must have removed all all that game. Because you know if you concerns about well what if he comes up against a truly great defense San Fran is that and he comes away with the victory. Well what about with this. How is he in the bad weather people in Baltimore? We're thinking they had hypothermia by the end of that ballgame like hard rain. It's minus three. It's like horrible out. Lamar Jackson was outstanding again. So yeah I don't know what else this guy needs to do to prove that the world that he is an absolutely quarterback. If you're not on board you probably never will be. But Lamar Jackson looks very much like an NFL MVP right. Now he again went over. A one hundred rushing yards rushing yards and absolutely key third down in the final minutes that helped set up a forty nine yard field goal at the Buzzer at the at the gun as they say a twenty to seventeen win so now Baltimore's ten and two as are the forty niners just their second loss of the year and and Baltimore's now one eight in a row with the kid under center kids unreal. That's the game I lost. I Bet Baltimore. But they didn't cover. They had to give up six or six and the half some but he reminds me. I'm loving him like I did a year or two ago. When mahomes came on for Casey you know this guy is like single? Handedly mulling football team. Yeah now he's awesome. It's been a great show. We've got our the moment of random hoopla closed this thing out here in mere moments. Enjoy Evening James. Where's my trivia? The Trivia is on hiatus. Okay you forgot. No it's on hiatus. Oh is it. It's legit on hiatus What do you mean it's on high is just make up a trivia question as we a trivia question? Okay I'll make up a trivia question for you. What sport do you want Curling curling a boy. That's a dandy. When I first went on to do my first show in radio trying trying to be funny and Al Davis would? He saw me to come in and sit in the show. Let's see if we can provide a little Leverett level Leviticus and I said I was totally nervous. Data was the guy who brought me in the sales guy at the time and he introduced me to these two guys and you know the subject of radio when you're new to a showing you come in. Everyone's everyone does not like you think the show was fine before this guy you know you've probably been through that right uh-huh go on you guys always nervous that someone's GonNa take their job and as a joke. The Guy said we saw. Okay Anyway. What what do you WanNa talk about sort of like that? You don't like it was a pain in the ass and this is what. What are your favorite sports? You know what I I looked at him. I said Rodeo curling cricket for sure my top three horror. I'm going to have to talk about that. Now Yeah exactly anyway. I love doing that to that guy. WHO's that guy I wanted to do? No I look I would never say his name on there all right. No the bag is oh. That's his first or last spring deuce big all right enjoy the evening. Good night everybody. Good night everybody. Goodnight everybody if I had one wish that I could wish this holiday season it would be that all the children of the world world to join hands seem together in a spirit of harmony and peace. If I had to wishes I could make this holiday season season I would be for all children of the world join hands and sing in a spirit of harmony and peace and the second would be for thirty million dollars a month to be given to me free Swiss Bank. If I had three wishes that I could make this holiday season I of course would be for all the children to get together and sing. The second would be thirty million dollars every month to me. And the third would be all encompassing power over every living being the entire universe and if I had four four wishes that I could make this holiday season I would be the crap about the kids seconds. Thirty million that there'd be all the power the fourth would be to set aside one month each year seven extended thirty one day orgasm brought about by Roseanne. Arquett that model. Paulina horse. My lovely wife can come to and I. She's behind me one hundred percent on this. I wait a minute maybe that sex thanks for the. I wish I wish all the boom tomorrow and then when you no no the kids the kids singing would be great that that would be nice. Wait a minute I kidding. I mean they're not going to be able to get all those kids together. I mean the logistics of the thing. It's impossible it's worth so we reorganized here. I the sex thing we go in that second the money no go at the power second then the money and then the kids. Let's forget about revenge against my enemies. Okay any revenge gets all my enemies. They should die like pigs and help. That would be the of course my fifth wish would be for all the children of the world join hands seeing a spirit harmony everybody.

Guy Steve Ford Ontario NHL Pacino Deniro Steve Warne Baltimore San Fran Quentin Tarantino Scorsese Ottawa Jim Michael Jordan TSN Jimmy Hoffa Lt. He Jim K
Super Bowl 54 Recap, NHL Tips, and Pebble Beach Picks  Betting the Board with Brian Blessing February 4, 2020

Sports Gambling Radio - By BangTheBook

52:13 min | 1 year ago

Super Bowl 54 Recap, NHL Tips, and Pebble Beach Picks Betting the Board with Brian Blessing February 4, 2020

"Overpaying the Book Dot Com or your one stop shop for sports betting news and information. Lots of great stuff great CASTA writers nukes is NBA. Powell ratings. have been a big hit over at the website. Make sure you check those out. We've got daily picks from Chris waddle in the NBA. We've got daily picks every day from Parker Michaels in the NHL. I'm about ready ready to start rolling out some of my major league baseball content here over the next week or so so plenty of stuff going on over at the website James Mazzola. We'll have a preview of this. At and T. Pebble it'll beach pro-am for us so be on the lookout for that later on tonight. This in every dish radio presented by our friends over at GSI SPORTSBOOK BTV and the a number two hundred. Is that Promo Code under percent deposit match months for the sportsbook hundred percent deposit match bonus for the live casino at bet the SL. It's only only a game until you bet one guests on the program here today and that is Brian blessing host of Sports Radio and Vegas ocoee hotline right today. Man I'm doing well Adam Life after football you only thing I can say the saving graces. Could you imagine if the sports books graded the props. The way they put the results out in the Iowa caucus man you got to get enough. I'm like thank God I do sports. I mean it's only twenty twenty and we only have a ton of technology available so I mean I. It's it's assists sad. It's what it is but her. Well let's talk some Super Bowl here. Forty niners in chiefs. We talked a lot last week but really the last two weeks about this game. You did some videos for us over on our Bang Book Youtube page. You and I talked about this game for two weeks and talked extensively about it last week and a lot of the different props that we liked. So so how did the Super Bowl finish up for you. I have mixed bag is probably the word but I would say actually well and I think our videos goes well. We did really well on the props. The I like San Fran and the under so that was you know the one aspect but we did talk about that. You can make make a case for either team and I liked props better than the game Sanford and the under to me the way the game was played. That's what it was Then Kyle Shanahan put his falcons cap on and you know I. It's just a bizarre ending full marks to the chiefs for coming back. I thought the the one play the drove me nuts. You know the the past the hill certainly got the chiefs rolling but the play that I thought was the death. Knell was right after that with a field goal. Lead the most. Get six yards on first down and you WANNA take time off the clock. He got impose your will. You GotTa change the field position you want to go. You may get some more scores. They had no answer for Samuel's they didn't give the ball hardly at all in the second half and then they threw the ball on second down past got bad at down Garoppolo. Incomplete pass three out. They gave the wall right back that second. Call to me and not Monday morning quarterback. We're watching the game. Why run it? Just keep running right down her throat do what you do best But as it ended up Casey and the under was a great result for the books from the proper perspective What we talked about? I had three props that really. I built my day around That that was mahomes longest rush over eleven and a half which I bet up to thirteen and a half. He got a thirteen yarder His first rush was over four and a half. The one we like best of all was Daniel. Sorensen's tackles where that number was at five and a half and he had eight nine tackles respectively in the last two games. James Plus you got him on special teams so he flew over that total if he's in the middle of field he's going to be the Guy Tackling Kelsey so that one worked out and then actually early Over the Super Book. They've got a a par label page which are generally sucker bats of diving into it. So you know take a little kid can here Everything we talked about last week The parlay was no score in the first six and a half minutes. which is a thing when you're sitting there and you're like you know that whole bad is it was one place catch that he can keep the clock run and move the chains? Don't kick the vehicle it but it gets there Then it was the three unanswered scores which was You know mine is a dollar ninety. That was the one that was the toughest of a one team that up with The first rush over four four and a half for mahomes that being said I was one of those guys and got the rude awakening after the game. I said if I like mahomes homes longest rush over eleven and a half I like Mahomes I rush over four and a half. How do you not play mahomes over? By the time we got bad up it was thirty two and a half and still did it. Well he gets it up to forty four yards not even thinking it in a cookie jar bets over that there's another winter mark that one down and the kneel downs he takes at the end of the game he goes backwards ten yards and five yards and ends up. Twenty eight yards rushing. That is to me when we talk about the long list of we've all got horrible. Beats AIDS Grizzly. beat man I mean. He flew over the rushing total and then gave it all back on the last two. Plays the game kneeling down. Yeah that's one that's going going to be talked about for a long time to say the least the only thing that a rush. Why is that a rush that you'd like a non? I don't know there should be a category for that. I don't know in a box. Score if you're surrendering yourself or victory formation or kneel down the I guess it's not I mean I guess in but I mean ninety nine hundred seven hundred and I understand the premise premise of going back. And Kill him an extra five seconds to not move the play clock. I mean no beef with all of that but you know but ninety nine times out of hundred take take me. I mean Okay Great. He gave to yards back. He finishes with forty yards rushing and he flew over the projected total but anyway it is what it is. Yeah I mean that's the tough thing is the fact that it just the way that the circumstances kind of played out late in that game. I'm actually fortunate because I didn't play them. A homeless rushing over I played mahomes cross sport. Prop with Carrie price saves on Sunday. And I think Healy had twenty two or twenty three saves for the Canadian so that cross sport prop came through for me. It was actually Kinda surprised. Played that game but you know I had a couple of of difficult beats myself. One of them I know Brad powers is on our show. On Thursdays. Had this one. We had Kansas City under four and a half players with a rushing tapped and inexplicably travis. Kelsey gets a carry for two yards. Oh I know I would wear that. What what what was the other one there was one other one? I the cross-border water cooler things. They're really tough. Because you gotTa handicapped to things unless you really think you got an edge. But I saw one I said man I gotta take a shot with this one because I did play the Vancouver Carolina game over over I think it was five and a half but I play the over in that game. It ended up being four three the final when they played the uncover and Carolina goals verses chiefs chiefs field goals in touchdowns in the first half. And I you know I I played the under twenty six and a half hundred twenty seven in the first half so I just I like that first half under as well. I do think the hockey games going over there. I think the only way you want to really get involved with that like is if you really believe you like both both of them very much that you give yourself a bit of a cushion and that one won't Kinda handily so it's funding the Super Bowl Wola such a roller coaster for me and and obviously for a lot of people you know. The thing that lasts touchdown for Damian Williams pushed the second half over the total and a lot of people played that second half over. I know that's one that some of the retail sports books out in Vegas got hit very hard on the Chelsea Carey screwed me. I had both teams make a field goal of thirty thirty. Two Plus Butkus field goal was from thirty one so that was all kinds of fun but then I also got super lucky. I had Patrick Mahomes. To score the first touchdown at at sixteen eighteen to one something like that. And I think Damian Williams was was in the end zone with that second attempt they never reviewed it. The homes winds up scoring the touchdown on that fake option play. So I got that one. And then I also had used check for I san Francisco touchdown at seventeen and a half to one nice. I hit two of the first touchdown props otherwise the game would have been by and large disaster for me. I did hit the Sorenson profits a lot of the other. Things I played didn't really come through but it's amazing you know. Everyone talks about this Vegas knows and this and that. And that's not really the case. But that so many of these props actually lined really really well and I kind of came down to some of the little place in the fourth quarter and stuff like that. It's a lot of fun you know. Obviously if you go to the Super Bowl looking to make money you better differently than you do. If you're looking to have fun with that at least some of the stuff we talked about on the show here for two weeks came through well in the funny thing is if it could be some of the things that you're involved with every one of them close because if you're tying certain things in two off guy to a defensive guy of uh-huh every prop it's not. Okay Hey this guy's getting this. Every guy is correlated to about seven other things so it stands to the reason that a number of the props that are correlated if the game flows the way you believe it is a number of them will be fallen right around the number. It's great it was great fun and enjoyed it. It was the In finding those plus prices and Lisa page Things of that nature can can Make your day the other thing the MPP only tell you something. I mean I think he could make a case for Damian Williams That's what we said. That's why Mahomes was three to five deserving he got a backhanded but the the mahomes would virtually scoop up every chief but I thought you know the fact that the chiefs were able to get something out of the running back position. I thought was a big difference maker for them. I thought he had a real good game. He moved the chains on some great plays but head. San Francisco won the Game House. Listen some people the other day and I'm like what game are you watching the well. San Francisco went. Garoppolo would have been the the MVP. And I'm like pardon me like. Are you telling me if they'd kept doing what they were doing there. In the second half I mean Deebo. Samuel Samuel was a lock to be the MVP. I mean he he was. I don't care if he scored. We didn't score. This guy was doing everything. He was unstoppable and then they got away from. I swear I football drives me nuts. Team started you're killing a team and then you start to sit back Things that are working until they figure a way to stop but why stop doing it. Yes there were a lot of little details about the super bowl that really stood on me. Kyle Shanahan I mentioned this a million times on the show. I love the guy. I am a man crush on the guy. I love his play design but once again in the second half and specifically the fourth quarter of a big game game I mean he disappeared again. I mean he just went way too conservative. And that is something I will think about next year if San Francisco winds up getting back into this position Shen or even if they're just in the NFC championship game. That is something. I'm absolutely going to have to think about and again same thing with the MVP. Like you mentioned Damian. Williams hundred thirty three a yards on twenty one touches had two touchdowns but mahomes wins the MVP. And he did. But if Williams doesn't do that and what have we said about the chiefs all year long. It's a red flag when your quarterback is your leading rusher and finally they got massive production from the running back position. Yes you know. Mom's through the pick. I mean you know he he. He was clutch he. I'm not I'm not. I don't have probably have a bigger stone in my shoe Damian Williams but I really thought in terms of the impact of that Game Kansas City in what was was a close game got massive production from the running back position which they never get in the way. The Guy Score two touchdowns and it wasn't just the touchdowns house you how about some of the place. Little swing pass to him in the flat he makes three guys. Miss any moves the chains and he keeps a drive alive. I thought Williams made some of the absolute key plays in the game. He did but basically where I'm going with. This kind of underscores that I mean look. It's very hard not to win this thing. If you're a quarterback position guys just I don't get it because the quarterback gets that production to you know. It's exactly what we talked about last week. There's a reason why there hasn't been a running back to win the MVP. Since Ninety the eight I mean you'll get Williams probably had the stat line for it but again mahomes deserved it. I think the way that he was so jittery in the first half didn't look right had the two picks seemed to be panicky against the rush even when it didn't get there but then he made the place when he had to and Garoppolo had a guy downfield old overthrew him by four yards. That could've completely changed the complexion of the game host me the place Garoppolo didn't home gets the MVP deservedly so but this this is why. It's so hard to take skill position guy because homes quarterbacks going to spread it around. And even if he doesn't he's getting all that production two so really for me when you look at future Super Bowl sear it's quarterback or a defender exactly Yeah yeah the quarterbacks we and we talked about this on the podcast list last week that specifically see I think honestly I really believe if San Fran had one I think Samuel would have a depot Samya would have been the MVP but we said anybody on K.. See mahomes would scoop from them Not Expected Williams to have have that kind of game. But you're right. I think it's quarterback or both bats the ball down on the first play of both that gets a couple of sacks you in that game. He forced a fumble in the game. You know that's a that's a nineteen seventeen kind of game a defender could win it right. I mean so I agree it. It's quarterback defender I. I would have liked to have seen if kyle US check gets in with that second reception. Where he got tackled at the one yard line? I mean is there a chance chance that he gets it with like forty yards and two touchdowns I mean yes because had they won the game. He's also like the guy I that's opening all the holes for the running back so you would you would reward him for what he does best. And then by the way score two touchdowns I absolutely I think he would would have been had. He gotten a second touchdown and had seen friend won the game. I think absolutely he'd have been in play. That would have been crazy. Don't have been cool to see to also so he's a local guy here. He's from Medina Ohio so that was pretty cool but what are they going to ask you about. All the reports are going to start coming in today with official bottom lines for the states and the different operators and all that but Vegas did very well on the game. Circus sportsbook actually. Didn't they took a couple of hits on. Some exact point totals some of the other stuff. They are very aggressive in their risk management. Approach though so I mean they gamble a little bit too and credit to them for that I know I think I heard on visa that. MGM AND GM had a big swing with the second half going over the total but by and large Vegas did very well. Now what do we look around the rest of the country. I've seen some reports that New Jersey Z.. Overall the sports books lost money in Pennsylvania. The sports books appear to have lost a pretty decent amount of money relative to the handle. How the hell do you lose? Lose money on this super bowl where the chiefs do cover but the game stays under mahomes had a good game but not a great game. A lot of unders on player props no safety safety overtime. No two point conversion. How do you lose money on this thing? I think it's GonNa be interesting to see how those states adapt and adjust in future super bowls. Yeah I think the simple answer I guess and it may not be right would be that. It's really elite general public money you know in these new where it's newer in jurisdictions and the general public you know was infatuated with the chiefs. would be the belief but combination wise if they were correlated. San Fran and the under correllated Casey in the over for it to be Casey and the under would be the optimum position for a Lotta places every book has liability with futures and all these other things but Across the Board in Vegas and this is what we had talked about last week. I think when we did the podcast last week at them we said that total was at fifty five. And I I I firmly believe fifty three and a half would at least make an appearance. That late in the week sharp money was gonNA come back and start hammering the under of so for the for Vegas biggest. The the key was that that game stayed under the total and if that game stayed under the total Vegas was gonna be a winner. Well that's something you talk about on sportsbook radio every week. I did a lot of stuff with the Subaru last week. He did a couple of prop shows there at the West Gate. So I know everything slows down to a degree for you here. But how did things wrap up in terms of the show and everything that you had going on last week. Oh sauce I mean it. The week is kind of a whirlwind But we we did two shows over at the super book which is distraught jaw-dropping when you walk in there and it's just such a cool place Jay Corner gave roll out the red carpet force. But there's like the high I lost track. I don't know it's eight nine years. We've been doing this in a row but Oscar. I give Oscar Goodman. God bless him. He's he's a good friend. And I call Oscar. You're saying hey we're we're doing the again okay. Fine what they and they set it up and Oscar in the show girls and then Oscar says he's going to do it then the va they call the TV stations. And he walks in the place erupts and and he's a circus act and they get him as big drink and And he came on he did the whole hour the one day had a lot of laughs and is good fun then Friday. We're out at sunset station Saturday night. We had a Golden Knights hockey. He party and that was cool. A lot of people were playing Golden Knights props in that hockey game Into the Super Bowl and then Sunday the another big party party out at sunset station for the game. The weeks kind of a blur Monday Monday hits in your like actually today's last night. Good three hour nap. That out of nowhere hit Now it's like the highlight of it to be honest with you bud and we're so fortunate we do what we do but the week between the Super Bowl. The off week was the first true week Saturday and a Sunday off thrilled. The Golden Knights were like the dark side of the moon out of town. There's like a weekend off first time since August but now football ends. I actually get weekends off so you kind of get your life back for a little bit but then before you know it they'll be in training camp and we wind up and start going seven days a week again in August. Yeah for sure you know this is. This is one of the busiest time of the year for me with MLB guide. And then I write conference tournament previews a US forever conference over a bank dot Com and then also of course. I'll do the handwritten march madness game previews so a lot of stuff going on here over the next two months over at the website. But one thing I do when asked about here real quickly before we transition over the NHL the XFL. I will admit and shame on me for this because you know it is football. It is something that a lot of people are kind of getting a buzz about. I have not looked at all whatsoever. At any of the roster's I've seen the win. Totals in passing that. Like Caesar's put put up. I have not paid any attention to the XFL whatsoever is anything that you've kind of started a dive into it all literally twenty five minutes ago on on twitter. I just got up and started looking at my stuff and so people I know followed the XFL twitter. I'm like I guess so. I followed all of the accent. That's it that's my first foray into the XFL. So I guess I would give it. I would give it the the opportunity. I watch a game or two eighty if it's worth watching but most importantly to watch it to see. Are you picking anything up. Trend wise that makes it worth really paying attention to it but as of today the short answer is no I heard I heard somebody say. What's the kid's name? Had the bills drafted after the from Ohio state and he ended up with San Diego as a cartel. Jones is is one of the quarterbacks. That's my that's my working knowledge of the XFL. The Cartel Jones is a quarterback. That's it that's about mine too and it's tough. I mean I imagine there's GonNa be a market for it. I'm sure people want it covered. I just I haven't been able to get to it yet especially trying trying to make up some ground here with all this baseball stuff so no promises for our listeners in our readers out there trying to dabble into it a little bit here but we'll see but let's let's get to the chase here and this hockey stuff is so amazing. I just say this because we did this last Tuesday. I'm doing on a new thing. It's called the hockey bedding podcast. With Cam Stewart. Whose hilarious we do that Monday? Wednesday Friday. I put it out on my twitter Bryan blessing. But it's a Bet Chris. Candido ended a dot net and we dive into the hockey and the sport is the best bet right. Let's cut the chase and and you're bringing up the point. Last as we we sat there we rode that wave. It was utterly ridiculous that the League did a better job of getting teams to try to get teams coming off a bye live. Play a team coming off a bye. There's no way to do it across the board. It's insane the teams that had a game under their belt. Just murdered the teams that that were coming off the bye. The first game awful by is it's a brutal game to play Columbus Asleep at the Switch Eichel you. I know you were happy. You were texting me during the game. When you were flipping out the wind and overtime and like automatically it not only did the opportunities on the Front End Adam but then you're like it's the next game okay? Columbus loses at Buffalo now now. They're going to play Montreal. They got their legs underneath them and because they lose the buffalo you get a low number on them against gets Montreal so it wasn't just the teams you get them in the first game lose but then you get the quality teams to bounce back. In their second game it was a it was one of the best weeks ever in the NHL Any till in terms of making money analysts are reach out to me and said that that by week Trent last week went ten and one and of course the one that loss was Arizona which I they had as the third leg of a partly with Buffalo and Montreal. So of course the one that loses the one. That really hurts me because those are the three spots. I talked about out extensively on the show last week but they still went to three. I talked about and that by week. Trying to if you picked up on it was very very good even Vancouver beating the islanders. I in that weird afternoon spot for them in Brooklyn Islanders. First game off to buy Vancouver had been playing even they came away with the win and that one so it was brilliant. It was great. Hopefully you took advantage of that from US talking about it here on the show and this will probably be a thing again next year the NHL does a better job like you said. But they can't light everybody everybody up like that so I think next year against something that will definitely hammer home. I just throw one out there. Because the best event of the weekend and it wasn't close close in I'll I'm going to venture a slight guess you didn't see it did you see Edmonton Calgary Saturday night battle of Alpert. Both games were. Oh my God listen let me I some and first of all you know we. We won't go down this rabbit hole but the analytics and the power ratings in addition to that but Wednesday night they I played an incredible game. Physical mean nasty and it goes to a shootout and at the end of the game rid it. And I had calgary that night it really makes the save it in the game and he does the Batista Bad flip with the stick at the end of the game and immediately I said that I am jumping all over Edmonton I am coming back with Edmonton Edmonton this game. On Saturday night eighth still watch it. They were they were fighting. The goalies went at it. But that bad flip as it tell you this is in no box score. You know power rating their no. Nothing telling is watching a game and no one how hockey players think and sure enough Edmonton comes out like their hair's on fire they chase reddish out of the game and they had to pull. They didn't pull them between periods. They had a poem poem during the period and he skated a bench. And every guy on the oilers is standing up screaming at the guy they just chased out of the game just in his face. Ace right then you get the goalie fight and rich has to come back in because the goal has got kicked up and they scored three more on the players. I get the license plate man. I'm telling you that that would be. It would have been in no box score. That's just knowing how these guys are at and you're getting his juice. They were like apply plus a dollar sixty five. It was something ridiculous like they. They wanted religious head on a plate and they played that game like their life depended on it was awesome. I'm telling you I swear to God. I what suit teams to meet in the playoffs. So bad let me tell you the regular season they play. But and there's there's right as today right owner maybe not Are they I mean. Th there's a real possibility they they play they're they're they're separated by a point or two. Oh here I got it with her As of today they are not no because Calgary fell behind Vegas So game handle but admits it's got to throw a blanket over all these teams. I'll tell you there couple really good stories in the NHL. The Pittsburgh story is lunacy with the injuries that they've had that they are thirty three fourteen in five It really remarkable what they did with crosby to be out in all the injuries they had would have picked a nice story at the beginning of the year with no defense men now. They're falling off the map. They've got to make the trade but I'm telling you one of the best stories and it's just flying under the radar above in couvert was a nice team. Young guys heading the right way. They'll be there and they'll fall short. I don't know man they're thirty. Eighteen and five in the key is they're keeping the pederson kid healthy but it's more than him they're getting good goaltending of. I think that's a pretty good. Golly combination with March Trim and Denko. But you've got guys like the Besser and whore VAT and the big. I think one of the best moves made off season. Nobody's talking about Vancouver got. Jt Miller from Tampa Bay. This guy has made a world of difference. This being couvert team. They're not going anywhere you know as I look at the West here. Maybe this is a good time to start taking a look at this. I know you kind of wait until the trade deadline it and everything settles down to start making some of your futures and taking a look from that standpoint but Colorado here sitting third in the Central Division they are plus thirty the three goal differential. That's the best in the western conference by fifteen goals Saint Louis and Vancouver both plus Eighteen Colorado. A team that the arrows those kind of pointing up with them. Oh I in fact if you can punch up where I can find it real quick. But what their odds are if I was going to play somebody and I generally just refuse to do it until the trade deadline. But I've said all along I like Colorado in the West and now the fact that they're are you know down just a little bit of this team is the real deal man in a series. See the thing is when you're playing uh-huh and watching the team we'll get Tampa last year. You know the regular seasons the regular season and the thing the thing you get is okay. This is a quality Louis team. This team knows how to play back to back nights or you'll this team's really good on the road or all the things they can do and massage lineup the regular season. It doesn't mean a hill of beans until when you get in the playoffs when you're playing the same team over and over every other night in the matchups in a series. It's just I throw the regular season out and Colorado is a match up nightmare the the absolutely are and if they're healthy You know they're going to be fine and honestly I think they're more than sound in the net. I mean I you you know I'll see. Let's see what they end up doing here. The rest of the way it's still grew boundaries. Play Thirty Games but the frank whose kid don't sleep on him he's been really good to goaltending to to me would be the one question mark with Colorado but from a speed perspective and and they've got some physical guys calvert a terrific player when you get get to the playoffs in a big strong guy I think Colorado is a team built to really do damage in the playoffs and so yes they would be a team team. I would. If you ask me today would you play a team of future it would be Colorado looks like Colorado about ten to one range out there which actually is one of the lowest Louis prices in the western conference so again looking at some of their metrics looking at the fact they do have two games in hand on Dallas in front of them three games in hand on at Saint Louis who they trail by eight points in the division here can. They've got that goals differential. They've got the most goals scored in the western conference. This isn't team that obviously kind of getting some love out there in the futures market but as far as the east you mentioned Pittsburgh you mentioned liking them a little bit. Obviously Boston and Tampa Bay or going to be there until the end in probably in the Atlantic division but other than that. We've talked about this Toronto's not good in their own zone. Florida did not play well early on. They've kind of turned things around around a little bit. Same thing with Columbus has been very very hot. Philadelphia's now been hot they're creeping back into the picture any sort of under the radar team but anybody outside of the top teams. You think has any chance in the East a I. I would give the islanders. A- punchers chance with trots. I the islanders would be one. I'd I take a mini kick at you. Know the leaves have no defense The bruins are gritty. They get good goaltending. They find ways People are in love with Florida. I I'm not. I'm not buying Florida. I loved Florida actualize. As the last night they were Barkov was out and that was another situational. Play Auto. Toronto was life and death to beat out of it the other night. And here's Florida coming up the play them but Barkov was out so the number goes through the roof from Florida. Beat them beats actually was a cool story. They put Mark Pyzik. WHO's a defenseman? Because barshop was out they through the Defenseman who I think he's played four hundred. NHL Games and he had four goals. I think going in they throw him up at forward last night and he got a hat trick You know but so but floor floor is the deeper team. Toronto I think is so flawed in their own end. Why Washington in Pittsburgh I? It's it's hard to say they're going to be a very very tough out. The East is to me. I I couldn't tell you I mean but if you want the overlaid price I would they just don't score. You know. See what they do with at the deadline trots man when you get into a series. Don't sleep on Berry trots rats and don't think the coach doesn't matter when you get into playoff series islanders somewhere between twenty and twenty five to one out there in the futures market but Brian. Is We take a look at a massive acids card here for Tuesday night. I believe what thirteen games on the card here this evening. I you got Florida in a back to back. They take on Columbus Dallas in a back back to back. They're doing that. New York New Jersey Swing. They play the islanders tonight. One I will tell you I like here. We'll start one that I like you gotTa Take Arizona tonight right short favorite price minus one twenty-five Edmonton off that big emotional game Saturday night. I know they've had a little bit of time to come down from it but I don't know man I feel like they're kind of an auto. Oh Fade when you've got a big rivalry like that with physical games emotional games. That next game is a real tough one so I like Arizona bit tonight. Yeah the letdown thing. We mentioned that On our podcast Arizona are. I'm sorry Edmonton Calgary be Leery of the letdown. The only the only thing and I'm I'm not trying to talk you off. At the only thing I would say when Arizona Wins Game Play. 'EM START PLAYING I. I've never seen a team like this. Th they've they've done this like four or five times win for loose forward win five loose fine there in the middle of a five game losing streak. When they stopped the bleeding start playing them but rates reads has been itself? They've got they've got the camera back. Yeah no that's definitely when I noticed that too you know with with around playing in that game against Chicago actually wasn't bad. There were a ton of shots on goal in that game are automates saves. Had that highlights save the Scorpion. Save as they like to call it but Chicago. What does that tell you how bad they're playing? It's the only one of eleven games that a team coming off the team. Coming off a break was able to win. That's how bad Arizona's plane. They beat a team. That was coming off the break. That's they're playing horribly at the moment. But when they win a game they'll go on a four we're game winning streak that's just been their mo all year long it could it could be tonight. I'm again I'm not trying to talk you off right. But when they win they win. I get on Arizona's again but I'm going nowhere near until they win a game because right now I don't I'm worried about them. You know finding their way to the arena. Now that's that's definitely a very fair point. What do you like on Tonight's card? The crazy thing is with this bevy of games a really tough night. I mean we. We were hard pressed to come up with some games There's like some fly in the one of the best angles all year long. I'll throw it out there I I don't I'm I'm not GonNa do it. You'LL VEGAS couple of games off the break and there's playing a simple game dumping chase but it's not like they've reinvent. Invented the wheel of they had a two goal lead against Carolina. Let it get away but then won the game on a power play at the tail. End The game then. They had a really good effort but Nashville is a dog's breakfast right now. Then Vegas goes to Florida the the weekend in Florida now they could be implemented some stuff finally with a practice with pete the board but these guys had a couple days off in Florida. Maybe did some golf watch the Super Super Bowl but it's Tampa coming home. I gained from a long road trip. And we've been printing money Faden teams like that. I just I think that the extra couple of days down in Florida scares me on that one but it should be an interesting game. The Colorado was a dollar thirty five on the opener. It's up to a dollar seventy five. We talked about the that that was A. What's that number? What's that all about? Carter Hutton. Came back. He he had lost eleven in a row before he won the game of the two one game against Columbus Thomas but that was a team coming off a bye. who if they had eggs in their hockey pants wouldn't have broken one egg during the course of the game? I now now that they're taking on Colorado Rondo. I kind of liked that game to go over Colorado Buffalo to go over six and a half. The sneaky. One I think is an over game is Anaheim and Ottawa The total on the game is six. It's conference game. You know two teams hopelessly out of it. I think again that could in all of a sudden there's an Anaheim team is starting to score goals. A little bit but Gibson is really good but Anderson. They're talking about this guy. Getting traded but auto got shot. You bought this kid. Plays Twenty eight minutes a game CA- chuck in the past Jokin. There's an actually some sneaky offense out there I think for two teams that are hopelessly out of it. I think it could be a fun kind of pond. Hockey Kinda game. So of all the Games. I kind of like Anaheim and Ottawa. Over the six and other than that. It's a tough card art. Maybe Maybe Carolina Saint Louis over five and a half. But it's a tough car tonight but you look at that Carolina's Saint Louis Game first just home game for Saint Louis. Since January fifteenth. They were on the road. They had the all star game. There they go to the by then they start on the road again so first. Home game for them. Since this January fifteenth Thursday's the first home game for Florida's since January sixteenth and. Then obviously Vegas. They'll finally be going back home for the first time in forever here in the not-too-distant future. I would throw that one. I would just throw that out there. That Vegas getting these. Two wins for them is big because they face an absolute murderers row. Oh here and there in a dog fight so them. Getting these two wins on. This trip was a big deal now. We'll see what they do in the Florida swing but they will be playing on in February eighth their first home game in a month. They had a four-game eastern road trip before the all-star break then the all star break their break in another four-game eastern road swing twice. They've come home from four plus Game Road trips and been absolutely mauled in both of those games. And they're coming home Saturday to play Carolina who's got a stone in their shoe. Who Vegas just beat at the last minute? The other I think that first game back for Vegas Carolina a a pencil that one in watch out that that is just a and it's it's divorce first game in Vegas but you know the first game home. I I think the the road team might have a say in the matter here and teams are coming into Vegas by the way. There ain't no vegas flu anymore. They is getting everybody's best shot. Everybody comes here. Ready to play from the drop of the PUCK. And that's what we've seen all year long. I will definitely Carolina and that one other one for tonight and it's kind of intriguing here Los Los Angeles and we talked about this a little bit last week. I talked about my situation article. The kings have been awful on the road. I mean they've been pretty competent at home for the most part. They've been really really bad on the road but I don't know if you play a lot of the plus one and a half puck lines tonight there plus one and a half minus dollar twenty or so. I don't mind this spot. The Washington comes off Sunday's game against Pittsburgh they play a lot of big games in conference. You'll get a lot of these spotlight games with Ovechkin and the following day. Have I kinda like Los Angeles a little bit here. Plus that one and a half and may take a small piece at them at more than two one dog to all right. It's funny so you start talking about about it so I quick punch up their schedule. We talk about situational things. It team ex team. Why I don't care who the teams are that? We say the first game home from a long road. Oh trip is brutal to play for the home team but this other thing that and I know we've mentioned on this podcast but really this year starting to really say it makes complete sense and now the more I think about it and I've been watching when teams are going on a four game road trip starting along road trip. They invest a ton of energy in. WanNa get a trip off to a good start in in the first game of a long road trip. The road team is extremely dangerous. So that was kind of a blanket statement so now you say that I go look real quick. October twenty twenty-second. The keyser starting. A four game road trip in Winnipeg. They won three two Then there was December twelfth. They were starting a five-game road trip. Six Game Road trip Adding Anaheim they one to one January ninth. They were starting earning a five game road trip. They won in Vegas five to In in Washington almost three dollars favorite in their first of a four wargame eastern road swing Yeah the the the plus one and a half at that low number I think is of interest and and you know I'd say take a mini mini Flyer on the kings at that balloon number. Oh by the way Washington displaced just played their bitter rival Washington just played Pittsburgh. Let me know the was out of the balloon. Oh great we're playing the kings after playing the penguins. There's a lot of reasons to say. play the Kings or see if that one comes through forests here tonight one other item of Business Take Care Era of here on this segment that is the. At and T. Pebble Beach pro-am. Obviously it's been an interesting Gulf sleep. You know. We had the three courses in the American American Express. You've got the Waste Management Phoenix Open which is an animal unto itself in the Gulf world. Now this poem or you got a bunch of celebrities a bunch of athletes it's alongside the pros. You've got three different courses here in this one to another tricky handicap. I would say well I would say we really I. I don't think we've mentioned him last week but we almost got on a golf tootsie roll. which would have been great? We I think we have some people get back to us. We did have leash Mun right forty five to one or fifty the one we we had him on the podcast. A couple of weeks ago on Friday night. I Bet Tony Female last weekend. And of course he blows a two shot lead with two holes to go bet him thirty thirty two one on Friday night he shot a sixty two on Saturday So the the goals going good. We're in the hunt and this tournament is really an interesting one atom. Because you've got to think of the personalities here you're Gulf War matters but you're a you're playing all the different courses but it's a four four day party and the clam bakes all the things they do off the course but the golfers are out there playing five and a half six hour rounds. They're playing with amateurs they stand around. They wait you guys. You know they just. They got no shot. They're miserable they're not having it they're not embracing the atmosphere and then there are guys that just you you know. Have Fun with it. Play well and by the way. Get The Sunday let's go. This is a golf tournament. Let's make some money so you got to be in the hunt on Sunday I would look And I do this a lot. I looked for guys that are show you signs of life on a weekend and take it into the next week Daniel. Berger had a really really good weekend at the Waste Management Daniel. Berger Forty two one I think this kid's recaptured as form of a couple years ago. Daniel Berger Forty two one. He's he's is my topic. I I'd be a fool and I can be a fool but I'd be a fool not to play Pat Perez. We always talk about Pat Perez in California Before this ship sails California. Pat Perez is seventy five to one And then I've got one real shoot for the moon and then I'm going to really come back on Friday night. Ted Potter's actually not playing horribly. He's two hundred to one. He won this thing two years ago and his forms. Not that bad bad. So I've already played Daniel Berger Pat Perez and Ted Potter and then on Friday night. We'll see where you stand. You'll get Daniel Berger here only one start at Pebble Beach House back in two thousand fifteen but he was tenth so maybe he just takes this week off usually but does it seem into mind. Format obviously Dustin Johnson. Your favorite. He's won here twice lots and lots of top ten. Does it really mind the guy that he's playing with. So that's one of those situations where he's at six and a half to one or so very very low price but you don't like him to be in the hunt and he you know. We know Dustin Johnson at Pebble Beach Job. Everything's everything's sets up. Beautifully for him. he just got done playing in Europe right. I mean the travel to me is a thing I I I just couldn't go down there The other guy who lost in a playoff who also plays good. I played him in matchups. Lost in the playoff Mickelson last year is Casey Casey's ACC twenty two one. Paul Casey might be a sneaky. Good play I actually want to think about. It might might take a little piece of Paul case here on the Front End to a twenty to one. Yeah another guy that twenty. Two One Range Brandon Grace at twenty five to one's kind of interesting. He's playing really really well. Doesn't really mind this format a whole lot. Couple of top thirty's not great by any means but he's got to win and a top ten hero rose last four events. Maybe he's not a bad guy. Suzy kind of fun guy. Sort of a happy go. Lucky type HYPOC due to a degree. Maybe this is a a format that he doesn't like you said too. I mean I think it's so important to talk about that yes. Sunday is business but the the first fifty four holes can be a real challenge. You're out there you said standing around you got bill Murray crack jokes and a bunch of other people just kind of having fun with this somebody. Somebody who's been pretty good in this. I don't really know necessarily about his recent form. But Jimmy Walker got five top ten since twenty eleven Maybe that's the guy you kinda take a look look at it one hundred to one. Yeah I mean we give them all. I played those three Casey. I think you could maybe make the shortlist but a guys. I've used in match ups that actually really you'd still thirty two one on them. If they're in the hunt on Friday night a couple of guys says read sixty two one and Lehto oh griffin is one hundred one he's leading the Fedex Cup and these are guys that are coming in here in playing in this thing for the first time that may just relish the format it just happy to be where they are and every soak up every minute of it that the standing around waiting doesn't bother him but I think again. This is one of these things you watched your watch Thursday Thursday Friday and it's a mixed bag because a lot of them are playing over at spyglass of but if anybody on Thursday night you know if somebody gets off to a good start start at Pebble Beach and they've got spyglass coming on Friday beato if somebody shoots the leader seven under who who played at spyglass ask. Somebody shoots three under at Pebble beach but they're so therefore shots back but wait a minute they gotta play spyglass tomorrow. But they're going to give you forty forty two one and the guy because he's four shots back no he's not really for shots back because he's GonNa play the easier course the next day. But you'll get the overlaid price on Thursday night. That's an excellent point. I obviously you do that with fina last weekend and got a really good price on him and he should have gotten there for you but yeah. That's a great point here. You know kind of pay attention to which courses versus these guys are playing and how they play on them you know. It's a lot like Torrey Pines. We saw some guys go out there and just flag hunt on the north course. They went to the south course in struggled. Some guys played the south. Course I you know. They wind up with scores. That maybe aren't as impressive. Their prices reflect that they go hang low number on the north course. So that's a good point Eh. Great Betting Angle for these tournaments. That are a little bit different. pro-am format the multiple cores format. All this stuff early on in the year. I think it's definitely something for our listeners. Keep in mind mine. It's an analogy in doesn't happen every week but it'd be the same kind of premise. When you look in say how many times is tournament have been decided? By the TI- Times a lot you know guy plays early. Thursday morning in wins GonNa kick up Thursday afternoon and then. The weather's gorgeous Friday or Friday afternoon. You know so you have half. The field could be eliminated by getting a bad teatime on either of the first days because the bad weather is going to kick in and only the impact half the field That segment when the weather kicks in. So it's kind of an analogy to the tougher an easier course where you there are advantages there. If the weather forecast holds true and then there are advantages. If you do well on the first day on the tougher course but you're off the pace you'll get an overlay relate price playing the easier. Course the next day sage advice and brilliant insights as always from. Brian blessing host in Vegas Hockey. I I read. We'll check out. Those shows a sportsbook radio and Vegas Hockey. L. A. NEW TO HP DOT com of the shows are archived at sportsbook radio DOT com. And then I'll put the links out for the show and my twitter at Brian Blessing. And we'll put the link out for the hockey betting podcast as well which is actually grown quite well and knock on wood. I mean again. The hockey to me is just the opportunities are there. And it's not it's not. It's not that the oddsmakers aren't you know doing a good job on it. I think it's still just the the working knowledge of long understanding angles that it don't matter who teams are there. They're just massive edges way more than the NBA in terms of the scheduled. Just dictates this team's team's GonNa play well or this team really is at a disadvantage as always Brian. It's been a pleasure at Brian. Blessing on twitter CASS. HP Dot Com sports radio DOT COM. And I'm sure you'll have some videos for us over on our Bang Book Youtube Page for this week as well enough to do it today. Man We'll we'll we'll get. We'll we'll get the Gulf up. We'll get up and oh by the way Do you get into the NASCAR. At all. I write the previous overpaying. The box so really really in the last two years I have made a point of it. I love the NASCAR and I just think matchups of they have the group matchup a partly or the group matchups where you have to pick a driver and everybody in the group is like plus two fifty and I hit about three of them last year. A AH clowning around having some fun with it but I mean boy you do your homework up you know you do a three teamer and everybody's plus two twenty five or higher a let me tell you something the return on investments pretty good. So you've got this weekend we've got the what's it called the clash Daytona. They'll go out a the punk band. What's the what's the the race the short race? No here no. It's the Bush clash Ashdod heels called the Bush last. Sounds like something completely different buddy. The favourite is eight. The one is Joey Logano. The favorite is eight to one. It's the Bush class. It's Sunday this coming Sunday. It's on F S One and And then the Daytona five hundred the following week and the restrictor plate racing you can in Absolutely swing for the fences restrictor plate racing. Well another market for us to talk about here on the show throw another briquet on the fire. Why not not go get side? Warm yourself up video sit here. It's thirty in Vegas. It's sixty sixty in Cleveland. The world is spinning backwards. Yeah well that was yesterday not today. It ain't sixty here today. Well we won't see sixty until April so buddy all right man you take care.

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EP 10 - 2020 Mortgage Crisis & New $2,000 Stimulus Package?

Broke Millennial Finance Podcast

18:59 min | 11 months ago

EP 10 - 2020 Mortgage Crisis & New $2,000 Stimulus Package?

"Welcome to the broke millennial finance podcast a podcast about boosting your financial literacy and giving you the tips and incites to brighten up your financial future. We'll share personal experiences and real world examples to help guide you on your financial journey. Are you ready? I'm ready. I'm ready? I'm ready to show start right now. What's up everyone this is Mohammed Khan here host of broke millennial finance podcast talking about episode. Ten today yes. We have finally achieved ten episodes. Who are in this week's episode. Fahahd will not be actually joining us today kind of sad about that. He's a little bit sick. He does not have the virus just an FYI but he is a little bit sick. He has a sore throat so he won't be able to join US. Kinda sad special episode episode ten very happy very excited. A lot of people are listening to us. You know checking us our listen to our podcast checking out the channel a whole lot of the good stuff so we really appreciate it from all if you all of our listeners and viewers and thank you wanted to like just let you guys know that but today's episode we're going to be talking about the possible twenty mortgage crisis and a new two thousand dollars. Stimulus package that is being proposed by the I believe Democratic Party so so I point we're GonNa talk about is in this episode will be the mortgage crisis on my. I guess my current perception of how everything's going to be playing out and how like banks and other party members are like taking this into consideration just because of current times that are occurring so right now the reason I brought this up because our housing market in general and the US was booming. A Lot. Recently we were actually doing really good house. Prices were going out. Price appreciating pretty damn. Well there was a lot of supply. Demand was really high. I feel like the demand was actually. The supply was not meeting the demand so that was actually happening a lot so there was certain states. Were doing a lot of constructions. So construction was booming. All but certain states weren't able to keep up with construction similar. I would say something like New York City. Because not enough. Land whatever's there is there so prices just appreciate people just wanted to buy so a lot of people are usually just telling their houses and then retiring bows next thing. That was happening. A lot of people were just retiring. General selling their houses. So a lot of millennials such as ourselves are most listeners on this show I should say we're ending up like buying houses trying to become first time homeowners etc and it was actually going down that route but now it's going to be a little bit more tricky with specific states. I should say or majority of the country. Actually I should say what I mean by that. A lot of lenders so a lot of the banks and mortgage brokers. They're going to be more strict. They've already said like people at J.P. Morgan have explicitly said a and a few other banks where they're not going to just randomly lend out loans anymore to people and this is what caused the two thousand may crash. They weren't stopping. They were giving loan sick everyone. It didn't matter if you had a job. It didn't matter if he had no credit score. Some loans where two zero percent down there were just giving it to you. Hence why the crash? Because when the crash happened people couldn't say people wanted foreclosure every little situation for everyone. People lost banks loss and it just went on a very bad hole which obviously there thanks of learn. They are trying to avoid certain banks. Don't really want a bailout. J. P. Morgan was one of them but they were kind of forced to take most banks. I believe paid their loans back so again. It's just not a good situation for anyone to be in there. Rather just be safer than sorry so now what this does is. If let's say you're in a let's say I would say like buffalo houses for example since it's cheaper than obviously nearest city houses and you were trying to buy a house for one hundred k. And you were eligible for like ten percent loan. They might bump that up to twenty percent now so they would say not ten percent down anymore. You have to give twenty percent down. So that's going to be a huge flaw or a huge setback for people that were eligible with ten percent which would have been like ten thousand at the time. Now they're going to have to give twenty thousand which might not be enough either an investor or a first time home buyer. There will be new what this is too hard for me. I might not be able to do this. So they will end up not purchasing set property so this is going to impact them to a certain degree like so. That's going to be like the one thing. That's going to literally stop the demand. The supply is still there because obviously the people selling the houses are still going to sell the houses but the demand is going to split basically plummet down a little bit. It's good I'm still going to have to see how the market ends up being because of this but most likely it's going to slump down a the next one is they're also increasing like the income they're also increasing credit score. So let's say six fifty was eligible for. Let's say three percent now that you need at least seven hundred or seven fifty for that same rate because if you're at six fifty they might just reject you or they'll offer you a higher interest rate like four percent as an example. I don't think that would happen. I think they were just straight up. Deny you so that's going to end up causing obviously impact down the road because this will slump the economy because obviously buying real estate is huge in the countries like China dollars worth so it obviously impacts significantly where houses are going to be so less because the demand is going to drop because people can't purchase anymore applies still there to basically make up for that match those requirements. These sellers are probably going to drop their prices down for their houses again. Depending on certain markets the reason I said that places like California and New York City. It doesn't matter in the sense that because these people were already having to pay twenty to twenty five percent down unless you're getting FHA LOAN. The banks are still going to be asking those same requirements. Those same dollars because you can't obviously making a normal salary like forty to fifty the average salary. I should say and get house in New York City. You need six figures depending on where you purchased the property like you do need those things. Those things matter either a very large down payment or a very large income ratio. Obviously like that matters a lot like I purchased property myself in New York City. Like it's hard. It's hard they ask a lot of questions. They're extremely tough in New York City again. If it's not an effigy on their even effigy Lonzo. Tough is just the alone. Makes it better in the sense? You're giving us down. Three three percent minimum release which is still huge. When you're buying a million dollar house in New York City and again it depends on the neighborhoods where you buy it and whatnot but yeah varies significantly. So these things are going to be happening a lot the next thing. That's a part of the mortgage crisis. That's going to happen. That's happening right now. So certain states have said and I believe the country's two months but certain states like New York state has done like cannock tenants for the next three or so months they might extend that a little bit more. What this is going to end up doing is less to say. These tenants were possibly like. Ooh I'm assuming most of them are. They had jobs that for load or did just fired and they can't work anymore and obviously you can invite them unless they want. This thing is all over and they don't get a job in time and you couldn't work out an agreement with them which is probably going to happen to a lot attendance. You'RE GONNA kick them out. You can affect them eventually and once. They're out the house if you're a landlord who's take regular normal multibillion dollar landlord which for some reason most people think they are. These people are going to if they're also relying on these rents to pay mortgages and they don't have a job or whatever they're going to be impacted significantly and they're going to end up being foreclosed themselves and because the mortgage company is damn it. We have we need them to pay us. We understand there was a situation. We can't continue being in this situation. We got to sell the house. So the banks will literally end up. Making the foreclose sell the house to basically get their money back and obviously the bank hates doing this also because when they buy a foreclosure houses a huge hassle lawyers get involved so much stuff gets involved then they end up selling the house. It's a huge hassle. It's huge pain. I don't even want to say the word. It's a huge so they do end up like taking it gets one starts happening again. House prices start tumbling again more. Foreclosures are happening. This is the drop ends up occurring. Is it going to be so much? Two Thousand Eight. I don't think so. I think there will be either a slump in prices for a year or two. I think I personally for two to three years. It's going to be a slump. Maybe a little bit declined. Maybe some declined significantly in certain states and cities and maybe even some increases in certain states and cities. I can see California New York City like not changing much but anyways I would say from that perspective that's going to cause this to be impacted significantly. The third one is this is a tricky one that people might not notice is a lot of people are thinking. They're there for baying their mortgage payment so they're not deferring doing for berries and what this does is. Let's say you do a six month forbearance as of today the next six months. Let's see mortgage with a thousand dollars a month. You will owe them six thousand dollars at the end of six months right away in bulk not at the end of the loan at the end of those six months so a lot of people don't know that and I don't think mortgage companies are pointing this explicitly to people and that's going to end up causing a huge problem because these people are going to wait what I thought you deferred the payment or I thought you were going to charge this at the end of the loan which is twenty years down the line. We're all have six thousand dollars saved up. Most people won't be able to do. They want to understand it and then going to cause the bank to obviously the. Max maybe work it out again. And they'll defer payments actually or they'll be like too bad you always six thousand if you don't give it to us. We're foreclosing the house so it was going to end up. Being very is going to be a sticky situation so I do believe this mortgage crisis is going to be impacted like significantly in the market and just how overall going so. Yeah I feel like that covers the mortgage crisis piece of is going to be interesting. I really do want to see how this plays out and the next thing is this. I feel like a lot of people would be interested in hearing this one is the one of the Democrats lawmakers are a publishing or is proposing. I should say a new two thousand dollars a month stimulus package the way. This one is going to work is still is still being thrown around. It's going to be dissecting an e in Law. I doubt even get past just because of the dollar amounts it is but this is going to be the way just to get talked about like high level. It's going to be for six months long and re looked after the six months is up to see if this is needed for another six months so if the economy is still in a slump people unemployed with the large amount. They are right now. I believe ten. Plus million people already unemployed Higher than like the great recession numbers significantly higher right now so if they still think this situation is still the same. In six months they will push it for another six months now. This applies to literally any adult sixteen and over who has making under one hundred thirty km that is about ninety percent if not more and believe it was ninety percent last. I look of the. Us population most of them do not make more than one hundred thirty K. Only very select few of handful of cities will be will be making that would be Kelly and New York City so like places like that. It's like San Fran and whatnot. Only those wouldn't be making that amount not fall into this category but if you're a family of two so like you have a spouse and whatnot it turns to to sixty similars loss time So this is interesting so a of people are getting now again. People Sixteen most likely don't even work or have tax or pay taxes and whatnot are getting it as well so that was very interesting. They did that obviously. If your family children you get five hundred dollar per child similar to this current one but up to three kids. I think it's the same as the current one. That was just passed now the way this is before you get way too excited. And what's GonNa Happen if I'm going to get this two thousand dollars a one? Do I get this the way this is going to be proposed and it's going to happen is essentially is still needs to go through the house which was by the Democrats for so. They obviously have to talk it out. They've got to go to the nitty-gritty make sure read every single word dissect. Sc What's in there? What happens and then it goes through the Senate Republican only GonNa obviously talk about it from their side dissect every single word probably more than the House and then once they pass it. I believe in the beginning. That's fifty percent have to vote on it. And then they go to the president which he may or may not signed obviously completely up to him if he rejected and vetos it goes back to the Senate that I believe. Two-thirds have to vote on it and say yes. And that's going to be extremely tough. I even believe the fifty percents is going to be tough. The two-thirds is going to be even more tough. And I don't believe this will get passed. Maybe something will get past for the people. Because I don't know what's going to happen. I do believe they're trying to reopen the economy in certain states like Florida Texas already tried to open New York and California said No. We're waiting at least till the fifteen to see and reevaluate. What is currently happening? So this is going to play around a lot of different direction now. The funny thing on what this is going to cost which I feel like a lot of people are not really looking into is this is going to cost four to five hundred billion dollars a month so that is literally a little bit less than the the military budget for the year within a month so this is going to cost trillions of dollars. This package I understand it just literally printed by trillion dollars the bar if from themselves i. It's very interesting. How they it just works in general but even doing this would be way more. I understand that it will literally be pumped back into the economy in a sense but it's a lot of cash being pumped to run day operations. Which was already running on a normal basis but as certain points is a lot of cash for certain people. Like does it really. Is it really fair to give a kid who's sixteen? Who probably doesn't even work to give this cash to them. If there's a lot of questions that come into this I understand certain situations. They may or may she should deserve it but I feel like it should be for taxpayers only or where technically paying taxes to a certain degree because this has to be paid back eventually is going to go onto the national debt and it could or could not 'cause inflation's probably won't just because of like again extremely low interest rate not their barring from themselves with status why it doesn't make sense to pay back as soon as possible. It's really weird. How it works but still just keep doing. That is not a solution. Obviously they do need to work something out. I do believe they gotta figure it out either. Do More testings and gut the economy up and running again or Abe plan all right by this time everyone should be in the house. You're not move. And then after this slowly. Open this this these types of businesses. I at these types of businesses lots lower taxes for the first. I don't know six months for these small businesses or a year. Actually a like they should be helping small businesses going from there because even the small business loan ran on a cash believe it was two hundred fifty billion boom gone. There's no more or less like that South Park character. It's got and it's gone. It was literally like within ten days or something out of cash so they do need to like work something out more specifically for businesses to help them pay for either their workers or pay for themselves to keep afloat. Because it's going to be interesting. I really do think this is going to be interesting to see how this country is going to handle those situations than his going to be is going to be a long ride man. It's going to be the next few bumpy rights. I will obviously keep you guys informed and updated on like how the situation going. Maybe possibly Michael is going to be like helping everyone to either make better decisions on like from a financial perspective. You know not a financial advisor. Would I try to my own personal experience in preference to everyone so I do? We'll be like letting you know any possible new investments. I make any real estate specifically investments. I do because that is going to be Michael. I'm going to be looking at certain cities and stays very closely New Jersey. Being one of them. I am going to be like very closely looking at that. Seeing how the highest prices go obviously if it drops that's kind of better for me because then I can go entering into the market and make an investment because as I said in another podcast. The rental prices rarely ever drop in a recession. In fact the opposite happens when the two thousand and eight recession happened. The houses prices plummeted from like a million plus. Talk less than half a mil to like four three hundred K. But rents did not change. They actually went because all those people who were buying houses started renting and they were actually able to pay for Bat. Specific rent prices just skyrocketed up because more demand for rent was there with not as much supply so that obviously caused the prices to rent significantly so again like I said. I'm very interested to see how it happens. It'll be fun for me but again the loans would affect me them because I would obviously need better debts income ratio or a bigger down payment as an investor. So I'll keep you updated. Hopefully I do take the venture into purchasing house and then I will like make a whole podcast talking about that situation. Possibly make some movies on Youtube. So you guys can definitely check me out over there and yeah it'll be it'll be a fun and interesting venture to take it from there so we're going to end up episode ten from there again. Apologize events that those in here. This is the first time we've done a podcast with just a host so just myself do hope. It was fun and helpful and informative for you guys. We are open to feedback guys so definitely gives us whatever feedback you guys have for us to like improve if you guys want to be interviewed on this. Show more than happy to do so as well. We're currently making a website right now. Where you guys will be able to leave feedback over there having a mailing list all that other good stuff. So that's currently in the works But if you do want to leave something do social media channels Brooklyn on. You'll find on twitter and instagram and we youtube channel where you can obviously leave a comment under our videos. If you'd like to you can subscribe to us. There and we have a lot of plans are a lot of plans. I should say on Youtube as well to make certain video content for you guys to check out and watch so yeah happy. Ten episodes very happy very excited a thousand followers also on spotify. Very happy about that. Thank you all for who who follows US. Spotify really appreciate it and peace out. We'll see you next week say safe. Thanks for listening to the broke. Millennial Finance podcast. We hope you enjoyed. Today's episode drastically changed my life. Don't forget to subscribe to the podcast. Get notified on the latest episodes and for more content make sure to subscribe to the broke millennial finance youtube channel until next time take care.

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DLD 238: The AIX 2019 report

Dots, Lines & Destinations

27:14 min | 2 years ago

DLD 238: The AIX 2019 report

"Uh? You're listening to dots lines and destinations travel podcast with host Stephen Seagraves, vase moon and said Miller. Hello. And welcome to episode two thirty eight of dots lines and destinations. This is set host in this week from Humber Germany, and I'm joined by semi frequent contributor Jason Rabinowitz. We are here for the aircraft in tears that's about twenty nineteen and just spent four days learning what's going to be flying for the next forty years. And it's exciting and scary and depressing and wonderful all at the same time. So I'm going to Jason. Thank you for having me back. I have many many many emotions share about many different things we've seen this week. Would you like to start with happy, motions or sad emotions? Let's start with the happy happier is still full. So let's go with happy. All right. Let's start then with great seats. Great Z business class seats upgraded business class seats generations of business class seats. Now, you can get into details. I'm like, my own podcast, your listeners know, what the super diamond is don't they? I'd like to think so. Yeah, there's a new super diamond. Yes. And it's not called the deluxe super diamond though, it's called the. Elements as a replacement. It's the next generation product line, right? It's the super diamond engy. Yeah. And so you look at the elements eight looks a lot like super diamond by there's a few really nice improvements to it. They've changed the structure a little bit. So even with the same shoulder with at the top you've got a wider foot. Well, they've changed sort of at mid shin or mid thigh level around where your knees are. They've changed the shape of the seat a little bit. So that for side sleepers is actually a little extra room carved out there. They updated the mechanisms in such inside to deliver some of those things you can still have a door on it. Which is what the club sweets from British Airways with it was announced as wireless charging built right in. Everyone's do. Yeah. That's going to be come on like gangbusters across most of the new business celebrities that we're seeing. And how interesting concept for business class, plus with with the number of airlines saying, you know, what business classes good enough, we're not gonna have first class anymore. And we're seeing that truly an enlarged variety of airlines, and it's good news bad is depending on your point of view. But I think it's probably the way the world. It's Swiss where they have better seats on board. The throne seats charge a premium for. Yeah. And so what elements seat you could do it with super diamond probably also elements? They're actually they showed it at the show this way, they're sort of designing for this is business class. Plus in the first row and options include as everybody knows bulkhead has a much bigger foot well than the other seats on those planes. Hey, people like that. Why don't we charge extra for it? The other sort of improvements they included were a much larger television screen. So if you think about first class compared to business class typically, it's slightly upgraded food a little more space and privacy and bigger screen being. Targeted for the triple X, actually. So they're making use of that fuselage. I think the fifty two passengers forty nine inch pitch, which is pretty impressive. But I wouldn't hold your breath and seeing this on on your current triple seven's anytime soon. Yeah. Probably not eventually, maybe. But it is a really nice product. It's a solid set of improvements over the prior version of what most folks considered to be a spectacular seat. Yes. And I don't know if I said it already or not, but you definitely can still put a door on it for people who like that. I care about that. But that's different problem, saying seating. And this is one where we have to decide if it's good news or not for those of you who are stuck on airlines that twenty eight inch pitches. Good idea my condolences. But what if there's a twenty eight inch pitch seat where that didn't completely stock? Right. Where you can sit down and have space between your knees? And this rove seats in front of you cool. Right. Yeah. And it's a thing though, sorting eighty coming soon coming soon, so Maris's says a British company that designed seats they have sort of a like many manufacturers have a racing car background. And they took a big gamble on carbon-fiber as the future of seating. And they developed a product that is now flying on Air Asia. And we'll soon be flying on air Asia's line fit on their newly three twenty one Nieto's but on that's called the hawk seat. That's out there. But this kestrel product is the new it's literally three months old they they were still manufacturing the demo kit. I think a couple of weeks ago. I'm just brought to the show. So it's definitely not exactly what we're going to see when we fly. But Jason and I are both. I think I'm five eleven year six or something like that take give or take and we both sat in it. And neither are news at the row in front of us. Yeah. It's and it wasn't like there was a millimeter of space between my knee. It was a good amount of space. You could like move your arm in front of it was it was bizarre. Yeah. So it's a fixed recline, meaning no reclined, and apparently taking that mechanism out space the seat pattern is basically really been carbon-fiber. There's not much to it. It's really lightweight and still padded but still patted obviously, padding on there, you're not sitting on a bench or anything, but they did really cool to get bags on board. So there's more space under the for bags. There's some really interesting stuff going on there. And listen, I'm not gonna pretend it's a good idea for five eight ten whatever long-haul flights. But if you're in the altar low cost carrier world of hour and a half to. Hours around southeast Asia for you're only paying ten or twenty bucks. Anyways. This is I think I'd probably rather this than some of the products we've seen absolutely. Final seating portion of the show last year, we talked about there was a product. It was just introduced made a big splash the idea of putting a low deck lower birth seats in it came from Airbus San Fran. They're still talking about it. They won crystal award for that idea. So congratulations to them on that. And they're still working on the whether ideas real or not, but this is like putting bunk beds downstairs for economy class passengers working rooms or a movie theater. They showed all sorts of crazy stuff. We'll know next year. How this is. I feel like one year is a concept wrote see what sticks two years is product in development. Three years is something you really want to get out there. And we're near two now. And one of the big contentious points is will the airlines have to put a fight attended down. There fulltime to keep an eye on passengers and news today from Ingo, which is one of Airbus's head, Kevin designers know, if the pop in there every now and then and see what's what we'll see. I wonder how much of that. It depends on how many compartments there are and if their doors walls between them and what the actual facilities are. But I don't think that flight attendant visits are necessary. The biggest challenge. To certification. I think there's a lot of other things that will come along. Like, how tall is the space. And if there's there are plenty of airline aplenty, there's a couple of airlines that have lower birth labs already looped onto on their three four sixes three thirty on this cook on his retrofit three thirties. It's it is a it's actually really comfortable really nice been on them on the Thomas Cook three thirties. And there is not a ton of room to stand up. But I can't stand up in them. Not an insurmountable problem. It's just not. So you're not gonna be doing jumping jacks down there. I hope not. But also remember those are fixed permanently installed. The idea behind these births. At least originally presented was they were supposed to be modular and could easily swapped out for cargo containers. So you're gonna lose I think you're gonna loosen some headroom they are. And that's where I really start to wonder the viability of this offering. But clearly other people who are waste Marta than me, or at least paid to study the stuff much more than I do have thought through that believe that they can make it work. So we'll see I still many questions to be answered like. What you charge for three hours in a bunk down below in a flatbed kind of like bang or would you pay five hundred dollars for a three hour now? No, would you be willing? You know, how mad will you be? When the flight attendant comes by knocks on your curtain asserts time to wake up I just four sleep five minutes ago. There's a lot of and the flight attendants going to remake the beds and clean it up and contracts. They won't be doing that depends on which country you work from there's a lot of questions around all of this. I think it's it's an interesting concept. It certainly continues to generate a lot of conversations, and it's good to talk about what it is that makes travel comfortable but skeptical at blubber fly. Yeah, we'll see. So that's all for the seating section. I think entertainment and connectivity. Yes. There was some actually some good stuff out there. Last year was a little flat on the connectivity and entertainment side. But this year, there's maps and bluetooth than other fun things. I'm particularly keen on the on the bluetooth thing. But you you like the maps thing I do like the map. Let's start with maps 'cause I'm a huge fan of maps as a general rule, and apparently most passengers are as it is by far the most eyeball ours are on map and part of that is because there's like one hundred moves chew. Only one map, but people watch the map they watch it. A lot airlines are still trying to figure out if they can monetize it some do it very poorly. Some don't do it at all a couple of enders Panasonic who makes systems avionics careful there just just announced a major upgrade to their the mapping product in their default in it's called arc which I don't know if that stands for anything or has a purpose, but they sorta they semi contract out. But it's like a thing. It's a group own thing. Like that is developed by separate group of people and one of the advantages, there is massive company who can't really make progress very quickly by contracting out they did. But it's a pretty slick interface. It's still finalizing development not ready for deployment fully baked yet. But it's most the big. Yeah. And they do some interesting things like they can if you they have a thing called the companion, Singapore Airlines or someone else just added it. I forget who. But you have the app on your phone. For the airline, and one of the things you can do is sort of go through and pick your movies that you wanna watch or any number of other sort of little benefits tidy entertainment system. Then when he got a moored either skinny QR code or use the NFC in the seat, and sort of log into the system, and what they're saying that they can tie that log in to the map system as well because it's all part of the Panasonic ecosystem. And when you log in you can set preferences, like I only, you know, little things like I wanna see metric or imperial units for all the flight data or bigger things. Like, I want to be alerted when I cross a time zone. I want. You know alerts win we cross into a new country, and it can it'll just you know, you can be watching a Matt. You could be watching a movie, and it'll pop up the alert in the background saying courageous entered Austria, whatever you do with that information. But if you want to be notified shore and also interesting sort of stuff, like, you know, different views of your flight, you can say if we're flying over particular country, you can tap on that NC just that country. You wanna see the full we're out of the flight you can do that the touch in the pinch and all those things bringing it together. There's some really interesting things going on there. Not surprising that they have also talked about point of interest and monetization, where they can put pins on the map, and you can tap and get details about what the city is what the attraction is or whatever and the opportunity to integrate duty-free sales or tickets to an attraction or whatever in there. So some interesting opportunities and also depending on who you talk to though a lot of pushback about trying to monetize the map too much. So yeah, no one's doing particularly. Well, maybe you'll see a little better, Ed or something in the bottom quarter or jet blue. You'll see. Eighty percent ads and twenty percent map that are much better because that's soaks. But that that sucks anyways, see where you are. Yeah. I'm not sure it somewhere. I wanna be monetize. I don't really wanna see ads there. But I get the use case for it is just the airlines competent enough to make work. Yeah. It's gonna be interesting. And I'm not sure how much was airlines and other people, but it is definitely going to be interesting to see that place flightpath half. Three D is one of the big third party map makers. They also unveiled their new version, and they were sort of innovators leading the market in the pensions zoom and spin and swirl stuff and they're flying on Norwegian. They delta flights. If I am fifty different airlines. So there are two thousand aircraft. They've got a pretty solid install base. Their newest thing is the full three d experience including pensions zoom in a web browser. Right. And if you've ever flown the airline that has wireless, I e you know, typically, if you don't have the airlines app, your SOL, maybe you'll have some DRM free content. You can watch. But in this case, they make the full experience available browser which is pretty damn cool. Yeah. I'm really impressed by that. Have to like everything we'll have to see how it actually plays out. But I think that's a pretty strong product. And we're gonna have a good time watching that deploy on new airlines. I think they said their first customers coming later this year. Delta has the two eversion to district Norwegians is the three one of my favorite bits about that. When you look at your plane in do they show on your flying? It actually shows your plane. It's not a generic white livery or whatever they actually if you're Norwegian, they'll even show the right guy in the tailfin most of the time, that's a super cool geeky thing. Ninety nine percent of people will never notice the one percent will notice we're special. Jason. We're very special special on one percent. One percent. Bluetooth. I like, I don't I don't really like bluetooth. But like having available because like sorta don't have a choice most often tell us why what makes you so angry. What makes me angry is mostly angry kind of upset in inconveniences that apple took away your headphone, Jack. And then most every Android manufacturer. Oh, we'll do that too. So I care around air pods or whatever other bluetooth audio device he'll use and pretty much. The only time ever have to use wired headphones is on board aircraft using their embedded entertainment system. And either I will forget the stupid lightning to three point five millimeter headphone, Jack, forget those entirely, and I'll be sitting there at my air. Pas not able to actually use the entertainment system because they do not have bluetooth or do. They do that might coming soon covered. We've talked about this little bit angry. She may be talked about it at apex back September. When we first heard that like at six months ago it. Went from it's impossible to do it too. We think it's possible. And maybe we'll do it. Now, six months later. It's done. It's done all the hurdles apparently of rated just like my three and a half millimeter headphone, Jack they're gone now. So Panasonic actually has it live in the wild on a few airlines one of the Ming China Eastern, but only to an airline loan device. So it's permanently paired or pared by the flight attendants and cannot use your own bluetooth device, but they're they're working on it. They've got a few engineering things to overcome but saffron who is notice deacs by raves system, which is the if you've ever phone Iceland air or back in the day air Berlin you've seen their system. They have it's a baked into their new otros system, which is shipping soon to seven two airline, and it's a thing and it works you can use your own device. Now, we sending on the show floor in the middle of that chaotic RFL which the big challenge with this radio in recurrence stuff. On that show floor with a bunch of different things around. We still manage to pair up your air pods and watch it happen in real life. The problem engineering thing they have to overcome is bluetooth has a range of what thirty ish forty ish feet. And if you're on this little screen to your device, you have a hundred people in that thirty three feet, perhaps maybe a little less than that. Maybe fifty people whatever you're going to have to find your device in the pairing list. And it's going to be looking for my air pas, which the names might just be air pods, and it's going to get confusing to find your device in a list of a whole bunch of others. But zodiac has done some clever engineering to women the power going out to tooth chip. So it only works within a few feet to kind of pare down the interference and seemed to work. It's really nice. And so her folks who really liked their own headphones and don't want to travel with such a headphones, and certainly nothing. Anyone loves the piece of shit head. Headphones. Airlines give you or sell you on board. This is a nice development. It's shipping to seat manufacturers in rave ultra in Q three of this year, not gonna be flying till Q three of next year. But it's real and it's going to happen. So but don't count on seeing widespread for a long time all the old systems that are installed have to be end of life and replace can take a Lago and. Yeah. Yeah. One of the thing I have on the entertainment activity section is the new antennas in some ways, I feel like this was the year of the intent. We saw a whole lot of new antennas for satellite communications. And I will say that the this is completely in the weeds stuff that probably I only only I find interesting, but these are the electron estate and tenants that are solid state instead of mechanical things spinning on top of the planes. They're gonna get way better reliability because there's no moving parts they'll get super hot. So there's a lot of challenges with that, performance wise and keeping him from like screwing things up on the plane, but they're coming. I wish. Like, I said they're coming soon. We're still a couple years from seeing these installed and some surprising players in the space. So that's interesting to see how everybody is finally producing them. Somehow, they're not it's not a new technology that existed in the government and military world for some time but hasn't been practical for passenger application super expensive. And it seems people finally figured out how to get the cost down sufficiently across the board that they're really coming on. So also gonna be not critical. But I think important for the next round of satellite, launches where we've got huge constellations of excuse me low-earth orbit satellites where you're switching so frequently. There's some games you can play with getting around the need to switch instantly. But if you can just switch instantly between them, which these things can do because it's truly electrically steered. It literates like a panel of circuits, and you just tell where the satellite isn't points out. It is really slick if you can do that rather than having to spin around and flip around it's better. Yes, they don't really know how these things work, but they look cool. There's physics involved. Sort of my favorite section of the show is all the other crap that we look at and that we see, and there's the big stories are always the seats and then entertain systems because we care, but like there's so much other crap involved in airplanes, and we saw some really interesting things in the late in USB world. What did we see you a spec-? Hey. Yeah. USPS's coming in. It's coming quickly. And so is wireless charging which is a kind of a rare circumstance where the airline seating and enter taint industry is kind of not not going to say their head of the charge because another pun. Ci wireless has been around for a long time. But now that Apple's adopted it it's thing, and we're not ten years behind are. We we are not it's going to be really interesting business class only for the most part just as you need physical space on the shelf to put this could directly put it like behind the Panasonic had it built into the tray table, those astronomy. But it's not frac nor even behind the like netting CPAC but much harder thing to do. I'm just I don't know. I'm interested by it. But there's a really really. I don't I probably I don't have a phone that supports and I never thought about it. Too much needed sports. Yeah. And it's only business class. So I get excited by it. But for the rest of us who want to charge our phones with a USB cable like normal Lufthansa Technik has a new option. Oh boy. Do they ever do they ever? And so one of the challenges with installing in-flight power or NC power systems as you've gotta run wires under the floorboards wires are expensive heavy and you had a poll out to do it. You gotta mount things to the to do it. And so what if you could draw off existing wiring and not have to move any seats to get a power suspense? They'd probably be cheaper. Right. What if what if we'll never know the the very smart folks that live Technic have built a system that puts the power in? The overhead console sort of PSU panel add onto the passenger service unit buttons and air fence, hopefully overhead and literally a couple inches wide ties into the existing pow. That's all right up there for a running the lighting and all those other things and it works they managed to put three overhead. And so instead of you know, the sort of occasionally to one ten volt outlets. I triple of seats usually do enough USB for everybody and some cases more than we did actually a four for three that's in the wild. But it's overhead is much cheaper install. The actual cost of the hardware at self is lower and the cost to install it as lower. So you can see where some airlines get excited by this. But it also means that you're an wires, dangling and phones dangling we took. They showed it off with I think meter and a half cable. I have a one meter three feet and a two meter six foot cable in my bag. So we had all three hanging in the display at one point. And with the three foot one meter, which I believe is still the default cable length Annapolis shifting so it's just just barely long enough. And I'm not sure what the it also depends on the position of the overhead. Yeah. And I'm not sure we model underneath also which model bins are installed higher hollow. They go, right. If you get the Airbus XL bins their newest bins those are lower. So everything will be kosher. But with that installed and the power plug on the bottom of the phone which for the record. I h preferred on the top you or aside, I guess top. I don't care. I would prefer that. Nobody I would still prefer that. Okay. My preference is out there. This is my podcast can say whatever I want. With the power plug on the bottom, which makes it harder to get the further away you end up with the situation that just barely fits just barely get the lengthy for an adult, but it will if you stand up your phone will sort of swing pendulum still above the seats. It's all sorts of questions have been raised about certification. What happens when the flight attendant serves a meal, you have all these things hanging down or what happens? If the unlikely event that the air met, the oxygen masks are dropped you're gonna have all these wires getting in the way of Technic says they've worked through that. They will handle it. They're smart people, and they wouldn't be doing this. If they didn't think it would never be certified. Yeah. And I think part of that is just mining them up if you haven't sufficiently separated will help, but who knows? So that's enough USB. Let's talk, okay. Or more than white micro Elliott, the future of lighting here where here right in Hamburg. Okay. Sorry. I almost went down. There's a Broadway show anyway. So what you get. Micro LED Collins aerospace, product, also, and basically, the c-can is the brand name they put under they've got some really neat stuff. They're doing taking LED's and making light panels out of them, and they can do a transparent or translucent panel. They can also just do a a ceiling panel that I think they said her sort of section ceiling panels was two and a half kilos relatively live for what you know, forgiving. What it is. And they can painful pictures on them. They can do some really neat things for the entryway like entryways on the side of monument or side of a galley. They can do the ceiling panels. There's some fun things. They're fun branding rigidities unless excited about the advertising opportunities. But that's always always imply. Yeah. And when sufficiently light and easy to manage and reliable and sturdy, that's when airlines start to think about the other thing, we saw a lot of that last year in these micro LED's tiny pixels of light, essentially painting with and it's not know not talking. Retina screen resolution or anything like that. But it is pretty damn impressive. What they're putting together for billboard essentially on the plane. Yeah, you'll eventually see I feel like you'll see these micro ladies built into walls and your house, and that would be your TV. Yeah. But the other really need thing that they did is the overhead lights in the passenger service union. So typically, you know, there's three little bulbs up there, the which are incandescent they finally started switching over to LED's and a lot of cases which cuts weight improves reliability 'cause LED's out much much slower than can't essence, but you still have three of them. Right. And what this product the c-can, Mike Riley d product from Collins doing is combining all three lights into a single unit. And what they're basically putting a bunch of micro LED dots in the circuitry. And then a lens and essentially shaping the light as it comes out, and sort of projecting it in different directions. Yeah. They had a display where the light was kinda dancing. On off between each one of the seats. And it was really cool. It was a tiny little model mockup. I guess they're not ready to do that for full-scale just yet. But we'll see they announced it as a product. It's was in one of their press. Release says it seems to be a real thing not the pressure this real thing. But they're pretty conservative on that front. It's it's really interesting to me. They can also do things like when the flight when during boarding the flight attendants can turn all the lights on one of the examples. They claimed was like a sort of ABC flashing the lights to guide people out in case of an emergency like sort of follow the blinking lights to get where you're going. I'm not sure if that actually would work or help or not, but it's people freak out that the plane is like blinking them. But there's some interesting things this is just goes back to the developments in digitisation digitalization, and blah, blah, blah. So I don't know you're staying at your beer like it's almost empty worried about you got the news. There's more. There's more beer B were done talking. Oh, unless you have any other topic to like to bring up. Nope. All out. Iceland, air flying home. We are like chains. Miss mex- for the best. Yes. It did. It did. But they didn't cancel the fight. They just also good news moved us to seven five that they found somewhere. Got upgraded both links and the other thought got. Excellent. Well, thank you. Join us. If you want to find Jason online airline flyer at Twitter put an ad in front of that. If you're so inclined, and you can follow the podcast dots. Lines on Twitter or more lines dot com leaves common. Check us out on patriotic and bias, more beer and thanks for listening. They care trip.

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The Odds Report with Brent from DSI Sportsbook Super Bowl LIV January 24, 2020

Sports Gambling Radio - By BangTheBook

19:51 min | 1 year ago

The Odds Report with Brent from DSI Sportsbook Super Bowl LIV January 24, 2020

"We got one more guest one more segment here four this week on the show that is this version of the odds report with Brent from Diaz. Sportsbook we talked super bowl fifty four before we talk some stuff on the. You Have C.. Here for this weekend not a whole lot in the pro markets as of yet still working through getting a lot of that stuff up and of course sharp. It better going to start picking away at some of those props throughout next week so a shorter segment on the odds report here this week with Brentwood still some very good information with thoughts. What's on the Super Bowl in this weekend's see event so here is this week's version of the odds report with Brett from the SL sports? I'm joined by Brent. The head risk manager down at the sports book for this version of the odds report breath. How's it going today? Man Doing wonderfully well. I mean this is the the you know the culmination of the whole football season here and like it's it's a great match up to that we're looking at as well so I mean it's kind of like the the right teams if you want you know quote unquote say that are are in their in some way that is exciting that respect and we had the debut is I n Williams last night and we're getting close to Lake All star Games in hockey and NBA and stuff stuff like that which means baseball pitchers catchers should be reporting a few weeks so good. I mean it's beautiful things about this industry just like really it. It just doesn't stop. I mean you can say yeah you know say baseball. WNBA sleaze whatever is like a slow season but that doesn't last a whole lot long especially when you factor in how late the the NF NHL Osco. So it's oppy content guy here well and just to clarify when you talk about the big game in the right teams you're talking about the NFC versus the AFC and the pro bowl on Sunday right. Yeah they still play that they do. Yeah it's not even in Hawaii Wii anymore though Orlando I think right. Yeah and I don't know that it's just it's just a bad idea like the same with the NBA UC just the human the All Star game. Just the way they play is like it's not even it's not even like a game of pickup. It just like you guys take the ball and see what kind of dunks you can do or shooter the two threes from half court or whatever it is the NFL just the style of play. It's just not set up. Well two guys being aggressive hitting which is the whole concept of defense. Yeah we'll see if there's any defense played in the pro bowl but there should be some defense played here in the Super Bowl. Although the early bet counts on the total would suggest that maybe defense could be optional here in this one but it is the forty niners and the chiefs out there as you know if you don't know that. Am and listening to the show and be must must be listening to anything but small favorite out there a lot of over money here so far. What's going on in house at? GSI On the big game. Yeah Count Wise is. It's it's pretty. It's to wait one side to the total as you know you touched on there just seems to be just been impounded. I thought it was just when I kind of get a feel for where where things are going to go. I thought after the open fifty one and a half fifty two. I thought it was going to settle around fifty four. Maybe sit there for a couple of days and then come back come back down. I think maybe we'll see it. Come down next week. You got a ton of time for this game. Of course still so I just I just see this number. Probably getting hit and coming back down at some point in time. I don't have sharp money on you know on the toilet. All I waited count towards the over seven to one so it's just a a massive count towards towards the over but from what I see so far. It's just like you know just public. Is Betting night it just non stop. Of course no matter what we put up. So I'm highest fifty four and a half which is the highest number on the board and that's Kinda we're going until someone suggested the wise. There's a dramatic move back the other way Spread it's a spread of money line because this number is so short at either one and a half with Kansas City or minus one minus fifteen out. There on we're talking money light up minus one twenty five so to come back there as possible. No five so as you would expect just kind of like the the rationale of a lot of people's while phone and just go you know why. Take the one minus. Oh five or you may as well take the plus five so. I'm getting that a lot. My my waiter count on the money line is very specific about two point. Two five times favored of San Francisco. So I'm getting more money on the money line. I did take sharp action action non-candidacy beyond the spread now. I didn't Oakland pick. We opened up minus one an Raghav bet on Kansas City. So the hit there were initially again. This number came mm up while the while the game on last week and was still going on so it's been up for quite a long time again. I didn't I didn't open at the pick. I opened a minus one. That's got sharp money on Kansas City now. The spread count itself is about two point seven five times candidacy so not quite three to one favorite Kansas City so I got two and a quarter. Basically money align favoring the niners and two and three quarters the other way was Kansas City on the spread. So if I if I add it all together. I'm still off on Kansas City in terms of overall money money but still not that bad honestly I I'll admit in this case I just don't really have a few for the side other than I think. It's probably beginning bounce around where it is. I could seek going to. I mean if you look at the look ahead light I believe it was two and a half or or or or Tunein. I think it's probably going to get to there. I just this. I can't see going back to a pick because just my rationale there is that you pick was already on the board when it opened up and you know there wasn't a rush of San Francisco money there so i. I don't think it's going to go back down a picks but the way the money's going on the money line and the way it is on the on the spread is just not overwhelming. I just don't see hitting three either even like three dog twenty or whatever I I just don't see that so I think you know we're going to be in a comfortable spot. You're not really risking any key numbers here. I think is probably going to stay between one. And and maybe too and we'll probably end up with a similar chart as we have right now. The only thing I think like you say I I just I think at some point next week. Maybe we'll get so money coming in on the under the haven't seen it yet so from a risk management standpoint. You know when we talk about the Super Bowl. It's usually the dog on the money. Line and the favorite mytalk lightest points and a lot of people kinda just liked to adopt that strategy here with this game but as you mentioned with this one basically one one and a half not really a whole lot out of wiggle room for movement. It's not gonNA hit three. It may get the San Francisco minus one if that ends up being the sharp side but not a lot of movement here on the side so from a risk management standpoint. I mean does that free you guys up to focus more on other things. How do you sort of balance that out? Well I just you get. It feels sometimes the numbers right and I think this one is very strong again. The early indication from the mets got show that actually I think the the number could take up. It might go to you know to I two and a half maybe I. I don't know 'cause I think you might see some guys buying at that point. They said I don't think it's going to drop down a pick. I don't think it's GonNa flip worse. Our Cisco's the favorite either so. I think this numbers can be good for us. The only thing I I think that could volatility wheat would be the toll on my my my feelings at that would come down but who knows now does would money line exposure caused you to move the spread at all or would you just move the money line price down. I mean you can do that sometimes. Yeah the right now. The way things are balanced off the spread and the money line being this lowest plus five and the minus one and a half it just. It's not not really significant for us to make move if I was one sided toward San Francisco on the money line but right now you know. It's a good spot. I if you took a boat talk about sorry last week when you're getting and you know bigger payoffs like plus two fifty on the dogs and the minus seven and a half dot fifteen. What it was on those games? You might look at those in terms of exposure and stuff like that but those games while they they just worked out for us in terms of the management. Now of course going back to two that week things weren't great frost and the fact that both favorites covered him in both games. Went over when you look at the teasers and self at that so that wasn't a great result for us but I think this number's going to work for us where we are now. I don't know if you know this and I apologize if I'm blindsiding you with it because you know I didn't ask you this before the show. But in terms of super bowl futures exposure I mean given the San Francisco defense given how you know they had that real. Oh Nice Cameo with Jimmy G. A couple of years ago and then given Kansas City and the offense I think that these two teams are real great in terms of the futures exposure. You may have had not yet. No actually we're good spot. I think she when the playoffs started. We basically had a you know one Risk position to the eagles and that was really the only team that we lost to. I think Seattle was not great for us but I think the Eagles and Seattle were the only ones who were at risk too. So we'RE GONNA WE'RE GONNA do well to both these teams as you segue in for me. I did personally Bet San Francisco at thirty five to one before the season started. So I'm glad you brought that up. What's your play are there? What's your plan? Have you decided. Well I mean we talked to the market and stuff like that and kind of the feeling as to where things might go. I might be a good time to just just look at how things might go into the game or you get into terms of the analyzing the stats and stuff like that and the matchups in Dauphin. You know it's interesting because San Francisco is different front. Seven is by by far the fastest in there in the league. I mean they they go up and down the linebackers go side to side real well and you know you know in terms of Mahomes were struggles and stuff like that Arias. More when he's forced to sit in the pocket on you saw last week as well what happens to him when he gets out of the pocket. I mean He. He succeeds quite well their homes as well. He does very well versus zone. Defenses in San Fran plays they play more of a tight zone coverage I guess you could say okay so but we're Kansas City. How successes with the tight ends and receivers who can sit into those pockets and stuff like that so? I think it's really interesting in terms so how well the defense contains mahomes. Obviously that's key but you know San Fran. They've been a little bit more vulnerable to Russia's well and the thing that kind of has me the spread of minus one or whatever the Kennedy being a slight favorite really doesn't concern me much but if I did kind of like look into things myself I'd just can't get past you know how sound Cisco yes they got this great defense has got that reputations really been built up but on the field shore but in medias wall but I mean they was against New Orleans I guess it was a forty eight forty six game. They lost at home to Atlanta. Twenty nine twenty. Two in the Falcons they were Kinda Anna second half season yeah they got lice. Important played better but The Rams as well I think that was like a thirty four thirty one and compare those teams to to the chiefs and Mahomes and I just you know I think San Francisco Yeah. Their defense is really really good. But I think cassidy's is likely to expose him to some degree flip side of that as well as like you know who do you trust. More Jimmy G. or mahomes hiking. Oh Yeah I love my price. I said thirty five to one but I think you know just for me. I just have to hedge back. I just I just really can't rest that on Jimmy G. and and again I'm not even looking back into the last week and stuff like that you know his stats was six out of eight for less than eighty yards or whatever but he didn't have to do anymore I mean San and I just kind of rolled with with what remained Gabe in Green Bay. Play the horrible run defense. I mean why bother chuck hundred out there. They just didn't have to so I I kind of I don't really read much into that but San Francisco does run the ball more than anyone else in the league but they do have good matchup issues too with Deebo Samuel on the outside you got kittles. Well doing his stuff so I I see a lot of ways for both these teams to you know to win the game. I I wish I could say I just love San Francisco in this game. I'm going to ride it out but it's interesting because it's been so dominant with the run and Ken Cities Been So donald the pass I think the key to this game really is going to be San Francisco who can have success passing the ball and can the city can run the ball well and that's the funny thing too. You know. I know that you guys over there are working on your prop catalog. You're still trying to put what a lot of that stuff up there so we don't have anything really to talk about on the prop side. We'll do a lot of that on next week segment but I do think that prop creation is a big challenge and also also playing a lot of these because again two contrasting styles teams San Francisco runs at Kansas City. Throws it if San Francisco Plays Ball Control and Mahomes. uh-huh doesn't get a lot of volume. Well let's get hurt. All the skill position over that people want to bet on the flip side if San Francisco has no help or has no success. Passing thing can't get a lot of those third medium third and longs and Kansas City. Has the ball a lot all those are going to come in so the prop betting the procreation creationist so tough for this game. Because he's teams are so wildly different. Yeah I think what when people when you do your own handicap and I definitely encouraged that you you've got to look at the statistics and you gotta look matchups in well and I think when it comes to the stats as well. You have to look at strength schedule and stuff like that and you look at Kansas missile. Defense it has been well-documented how they're quote unquote improve but if you look at the strength of schedule versus the pass offenses that they when they had some really really tough team that went against. I think they played like the top five on top five in terms of the offense the defense when against so. That's really be skewed. We talked about it at at bowl season as well. You know when you got conference teams playing against each other you know all the stats are based on conference. Play a ninety going auto conference in these Games. You really have to throw a law that stuff away this is game obviously the NFL. You you don't really have to throw stuff away and it really comes comes down to these two teams. Who Do those two different things? Really well in terms of San Francisco passing a sort of San Francisco running and Kansas City passing. I think it's like I said I think it's the opposite is what's is going to be key these games now. I just I again. I keep going back to this whole Jimmy versus home things. We know they're not you know. I hate when people say that. Oh you know Jimmy. G. is whatever whatever record against Pat Mahomes. Well he does not pay play Games mahomes. He plays against Kansas. City's defense The other thing too and probably much can be made of it next week or already has a boat and you read and how well he does off the bye. I think one of the things that's lost with him is. He's really strong defensively. There's a strong defensive correlation between reads team and coming off off the bye. So that's another chip sort of in their favor as well again. You know like read the concern that I if you look at the past two weeks weeks offensively. They just started really slow. They came up behind the ball. They're losing both games and read. He does his stuff from the sidelines. He's okay tweak this to the offense boom on the offense is ticking okay the offense is going and Lsu we can do on defense and woman having both those games The the the defense started started poorly. The offense started poorly. If the offense I fix the defense necks and here they are in the Super Bowl right. Well we get some extra time here on this segment because we don't really have a ton to talk about beyond what we've already discussed here for the Super Bowl so with a little bit of extra time we do have a you have see this weekend. Not nearly as much fanfare as last week. SARONIC McGregor speaking of that. How did that fight wind up going free last week? It did go well for us. I mean unfortunately maybe I you know too many of your listeners picked up suggesting that the the sharper played was McGregor by knockout. TKO That taught obviously well for that. That's kind of where the value was but still still had a lot of money on just I again. I touched on before it was almost like the you know the reputation that McGregor has kind of makes people want to see him lose they WANNA bet against when they want to say. Hey I'm the guy who bet against him. Winsor only knocked motor. What have you so we had a lot of a lot of bets? Required exposed to ceremony was the you know is a a big decision for us. A five figure decision. We obviously got out well without one. McGregor was just kind of funny at the end like it was like he was running for politics or shaken hands ends kissing babies and stuff like that or maybe you know kissing opponents and shaking grammas and holding hugging grandma's and stuff like that it was. It was quite interesting to see him out. There though is like a different Conor McGregor. Maybe you know. Maybe he's going to be more personal art shows. We take a look at this weekend's car down in Raleigh North Carolina you have see on ESPN plus plus twenty four UFC. Fight night one sixty six. There's like eighteen different names for all these events here in the UFC. But what are what are some of the sharp plays is that we're looking at here for this weekend that you've seen some sharp action there at. GSI Yeah on the undercard a couple of fights. Serra McMahon is one right to get sharp box in there on that came in at minus one forty there and I think she's just kind of being being undervalues off a couple of losses stuff like that but she's just she's just to goodness prices. Seems you know what one forty was. A was a sharp lane. I kind of see the logic behind that one I also have a burns burns on land. where now burns? He's he's was a small favourite and he slipped to a small dog right now. Even money's where he got played by sharp money and these guys are newcomers on with UFC. But if you look at burn what he's done it just seems like he's he's got. He's a better submission threat and he's face better opposition. You can see stuff going that way. In terms of his his favor the Townsend Lewis fight over one and a half that Kim minus one fifty five the over minus one ninety whole markets. Move that one as as well. Lewis is kind of in spots. Where he's he's gotTa Win you know? He's good striking good in the clinches. Well and and Townsend. He's a good solid opponent. He does you know he's he's a good striker from rains and stuff like that. Okay when you can set the pace but you know. He's just not a hard enough hitter as well to not. You know to to send this out early so I kind of agree with the over one and a half says is while the to the you know. The main event in Col- main event I guess you will with San Hose and they'll sandals and blades. I do have sharp money on the over there with the main event and blade so that one I kind of got pseudo sharp money on India GSA fight over as well new blades. Very interesting you look at his record. He's he's the guy who wasn't division he'd be. You could argue. He's probably Bobby. Blades is probably the heavyweight champion winning while just kinda matter of time before he gets there he still by UFC terms. He's still a young twenty eight on they'll Santos now is he's. He's long in the tooth. Yeah but he's a solid better. He's around thirty five years old. He's you know quality gatekeeper. If if you will I think with him as he just it takes you know aggression and kind of power to back him up and and blades. The ice is going to be effective. I think but it's just you know style fights. I think this one favors blades lades now. He's a big favorite. I think he opened to forty five to fifty to fifty five. So horse and a dramatic move but I think the style wise suits plays well. I think he's probably just going back though Santos up into the fence and get some take down and control and stuff like that so I kind of see the logic behind the over in this one and getting plus one fifty obviously saw money to go with it Brent. The head risk manager down at the sports book with us for this week's version of the odds report Brent always a pleasure man good to chat a couple of different sports betting markets with the here over the last two weeks and look forward to our Super Bowl Extravaganza. Next week. We're showing our versatility definitely are thanks a lot man. We'll talk to you next week. Thanks again for me on atom.

San Francisco Kansas City Kansas City Jimmy G. NFL risk manager Brent UFC chiefs Pat Mahomes Cisco McGregor NBA baseball Townsend Lewis San Fran Orlando
Driving Business during a Pandemic

getWITit | Women in Technology

50:23 min | 4 months ago

Driving Business during a Pandemic

"Welcome to the get Widow podcast. I will be your host Elizabeth. This podcast will focus on the decline of women and technology and how our Grassroots organization works with Community to Foster relationships and reducing the gap of women and Tech will be talking with both men and women and how to continue to move the needle forward on those talk shows. For more information, please. Check us out at get with it. All right. Thank you for listening to another addition to get what it podcast today. We have the fabulous Monica and I always screw up last name's diminutive wage Dominic Dominic see why do I do that to you, Everybody always calls me Dominique and I always chuckle because like I don't have a q in it. So it's just Dom domenic. Yeah. I don't know why that why why would they call you that Dominique? That's funny. So, okay girl. We're going to get on first we like we like to hear all about your background and how you got into i t and all that good jazz and where you are now and all your great history. Journey, and then I don't know we just you know, I have a lot of sidebar questions. I asked like I love your necklace. So, where'd you get your necklace? And I one question right away. I think I'm I'm big into accessories. So I think I don't know maybe Charming Charlie's back in the day. Oh, there you go. All right. Okay, So all right start us off. You don't have to go all the way to birth. Okay good. Yeah, but like a little maybe a little after 6. Okay. How about I start off around the IT world? Okay, perfect. Okay, is that is that a good starting point like great starting off? So yeah, I have been in sales for very long time. I know I don't look at but I'm well into my forties as well. The 40 club is looking good. These are looking fabulous girl is pearls. But yeah, I was in sales and I did professional sales for my whole life my sales and marketing went to college for my graduate degrees in marketing. And when I got into the the business world, I did marketing for a while hated it. So when to sales office and did professional level sales for quite some time and I had sat on a board with my current CEO a non-profit board cuz we're both really get into community support and Community involvement and he had asked me if I knew of a salesperson who was a looking and this was solely in the it field and I I my answer was are you asking me if I know someone or you asking if I'm interested and and lo and behold he was really interested to see if I would join his company wage. At the time the only thing I knew about I T was how to spell it and I buy anything right exactly. But let it stand for so long. That was how I started. That's how I how I got into I team because he says this month know so this is Keith Stevens our CEO and he's the founder of Passage. Oh, okay, twenty eight years we've been open now, but he had eight years ago asked me if I would join the team and said I can teach uit. What I can't teach is everything else that you have that you know, so I joined the company and I quickly learned that I T was its own language and I'm more importantly learned that there weren't a lot of women at the table and then even more so not where they're not only a lot of women at the table, but there weren't a lot of women for lack of better wording like looked like I did who was really into fashion and hair and makeup There just weren't a lot of women like that. So I immediately started a surrounding myself with the amazing women and IT jobs in all categories and just really immerse myself into the technology to understanding what it means what it is adding value and known I've been here eight years. Yeah, I'm back to that office. You got some hotties and that front office man. It's a great office space. Like it's just a really awful Park open till I just I haven't been back since covered him. You have not been to our office recently. I have not been to our office is covered head hit so exactly so, okay, so I'm a sales girl. Rocking it out. Yeah, so tell me. Okay. So before PS I wanted you this is a VIN your only gig right? Oh gosh know like I was saying, you know, I've been in that in sales for twenty plus years, but it's my only it sales job. What were the other things that what were the other ones so prior to that? I just thought I would grow teams whether it was in the finance world that worked for one of the big Fortune 50 companies in town. I had you had you worked at that same company a little bit to get home and throw it was like do you mind by bar conversation? I was talking to somebody out of Cincinnati and I was like, oh everybody I feel like does it some sort of stint at this particular company whether it's a long-term or short-term, but everybody who's in the Columbus area somewhere other job. Make it says this particular company did nine years at that company. Oh my God. I don't know how you did it. I don't know how I did it either girl drink a lot of water and juice. I I traveled all over the country though. So I would like some of my Wild Oats so I would leave said company for a couple of years and I'd go off someplace and I you know, I was a snowboard instructor on a mountain in Montana, you know was a nanny in the state of Washington. I was you know all over the place. So it was a lot of fun but sales and marketing was always just kind of where I'm rooted do a lot of volunteer and stuff with nonprofits. I'm really passionate about helping the community be better and that's why you're so involved in it with a bow. Hey why you are so get with it. So, okay. So we're at PSI and you have kids Major clients like PSI has major clients. Are you allowed to share any of those with us? Well, how about we don't ask permission and just ask for forgiveness. So I'll say we have a okay. Let me be cautious with some of this so some of it is L Brands, you know, we've got L Brands and one of our bank accounts we support the Ohio State University, Ohio and Wexner Medical Center AP OhioHealth. May I Source in the past? We've done Partnerships with various companies like Wendy's as well. So yeah, we've we're but I'll say so that there are yes off of the big companies in Columbus, but we also find our sweet spot with a lot of those mid-sized companies. So we work a lot with you know, DBQ and CVG and a lot of the smaller a chrome. Companies mpw in town. So a lot of those ones to it. You can see a comprehensive Client List on our website. So I'm not breaking any laws because of his thoughts on our website since you brought it up. What's the website PSI 9 to so it stands for pro team Solutions Incorporated and then the year was founded 92. So, oh, okay. So PSI 92. Okay. We'll probably say it again at the end. So absolutely. Okay so long side from PSI and being busy and work in those accounts. What do you so let's be honest here. Monica has a fabulous life so long last time. I talked to her I Believe Miss thing was down in Florida living the life. I was down in Florida when I'll let us be real though. My mom lives the life and she dead. She has a couple houses and one of them is on a beach in Florida and and I was able to make and I my husband we were able to go down there for a couple of weeks. So yeah, and that was in the middle of it. So we got a reprieve to just sit on a beach and still socialism and and you work from there because you did cuz you were working before I talked to you and then I think we video-chat and I was like Hey see the beach behind me. It did very making me jelly. How about cuz she were like, oh, yeah, and there's The Beach Shack like there's the ocean. I was like damn it. Yes, so you travel a ton. Yeah, but my husband and I are just huge Travelers and I'll tell you it started when I met my key only had one one stamp in his passport and I was like, oh no, no, no. No, no nooo song. That does not work in this lifestyle, but my family we were just Travelers I grew up traveling. It was very very fortunate that my mom dad sister and I just traveled all off. So it was in my DNA it was in my nature and my husband and I we like to do at least, you know, three to five trips a year and we like to get out of town out of the country at least once a year as one could imagine now with that kind of travel. We don't have children and we don't have pets. So I think that's awful towards us the ability to cuz I know a lot of my friends who have kids so during covid-19 Monica and carrots and not have to do any school home schooling and not no not a would she moved out on the beach with her cocktail were good. I was for two weeks, but now like now it's this covid-19. It has ruined like birth. Or medications. Yeah. Well, it's not good. So speaking of this wretched covid-19. Oh boy, it's slipping my mind anyway, but we get a Boston Marathon because my husband's a runner. So Boston Marathon got canceled. Then we could go back down to Florida that got canceled. We're supposed to go out to Connecticut to marry. I was going to marry my aunt cuz you don't mind it was so cool. So cool you off. You know, that was like the coolest thing I saw on Facebook. I was like look at her just she might have not been there. But she was there I was I still got to marry them and they set it out. We would assume call and they set it up with like a giant screen TV. So they're guests who were their socially distanced were able to still see it. So it was a really special but yeah that guy canceled and now in October we're supposed to go to the Finger Lakes area for some Winery stuff and right now New York saying you're not allowed in the in the in the states. So yeah dead. So, okay now that that's kind of bumming news. How about how has it? How has this all affected you with in PSI and accounts and because I bought a ton of us got laid off because of this. Yeah. Yeah. We you know, I'm very very fortunate that I work for a PSI. It's a company that's really rooted down in strength. And as I said, we've been in business now for twenty eight years. So with that comes a lot of learning and fortunately our owner survived 2008 and when that had happened, so he were were fortunate enough. I I say that he says don't ever let a good recession go to waste so it's what can we learn from it and when this head and it hits so feverishly and fast and nobody was prepared for it. Of course, we did see a reduction in some of our business fortunately birth. And knock on wood. It wasn't a ton. So we didn't and in our internal staff. We didn't lose anybody in our internal staff. So we really utilized this time to get back to what makes us special and that's our team. That's our culture and we really rooted in daily stand-ups daily one-on-one Life as we started doing challenges where some have them with a team member and some have been personal but their personal goals that you set for yourself to make yourself better. So it's not just about work. It's about what can you do now? What can we as a team do to help you be a better person whether it's I want to lose weight or I need to work on my physical therapy because somebody had an arm surgery or it's I wanted just become a better person and I want to do that by self meditation and reading and we encourage you as a team member. And we also take professional development to that next level as well. So we have been utilizing the downtime to grow our people and grow our team and I think when we first went into this our leadership team was a bit concerned about what is 100 + 100% remote going to do to our culture. What's it going to look like wage and and ended up being a beautiful thing. So we see the Silver Lining saying like, you know, what our team is stronger than ever we have each other's back to the core and then about a month ago business started cranking back up again. So now we've seen and now we get the ability to go to people and say hey they want you back or hey, here's another here's a new opportunity to me representing you for this and a bigger side is working with the client. We don't do commodity selling it's it's not transactional. It's relationship-based so it's dead. And my sales team being able to go into a company saying I'm seeing the results. I've seen what you're going through. I'm seeing your stock price. Your prices are rising now. In fact, you know, I know you just one these two accounts in these new challenges and what can we do to work with it? It's been really neat. It's a a silver lining that I don't think anybody expected. Well, that's good. No, that's not positive. Right? That's great. So you got new accounts coming out of this whole co-head thing. We did we closed a new one. Now, I'll say that I'm part of some round tables industry round tables that are nationwide and every two weeks we get together and just kind of say hey what have you guys been seeing in the world? In other parts of the the country and not accounts is not one of them that is not what you're hearing and we have placed one new account. We have brand new people inside their which is Thursday. Awesome, and that just makes you confident of what the Market's going to hopefully you're down to that's great. What so I have to go back. I have to go back. Sorry. I have to go back. So um when you got into how much if any no a new girl, you probably just dominated the hell out of it, but did you have any struggle with them? Cuz the IT world they talked different and they're and they're introverts. They don't like happy hour like we like happy hours. Yeah. So I mean it's well, you're right. I mean again and and and people laugh at me when I say the only thing I knew about I T was how to spell it but that is a true statement because you get into it and just because I know how to program my computer or program. My TV does not mean I know I T, right and I got into the world and I started and my my first wage I need to a conference and Industry conference and I talked I'm very good at talking and I'm very good at just like the shit with people and just becoming friends and I met this woman and I instantly go into a sales pitch with her. What do you mean? What do you do? What can I help with? And she said, oh, you know, I do need somebody I'm looking for a job right now. Can you obtain copies? Of course, we can help you. Of course. I can have resumes to you in a week. What what what's the position and she and she said wow, that's a a s four hundred developer know like we got those all day long. We got this and I went back to my team and I was like, but that is a prank and my first 4 days on the job do this and they all looked at me like glossed over they were like you want an ace 400 developer for $600 per $60,000 a year, isn't it off? Right and when I saw the Expressions on their face and they were like that can never happen. We'll never be able to do that. They wonder they want somebody a S4 package that is 2 years of experience and they're like, it doesn't happen and it confused me. I didn't I didn't know what that meant. I didn't understand it. So I had to immerse myself off and and it was a matter of I've been in sales leadership for a long time and you have to be a subject matter expert you have to know what you're talking about. When you're in a Consulting world, right and consultative selling. You have to know what you're talking about. So it was a learning curve I surrounded myself with people. I read a million bucks. I went online watched videos. I wanted to know what it what as400 was I had to go learn and I had to learn about Legacy applications and I started off. Made from square one of the first computer program and I did all the research and and knowledge digging on where we are today because if you am I in my mind back then if you didn't know the foundation of what I T was then you won't understand where it is, right? I had to do the same thing. I had to learn and I still am learning everyday. It's crazy. Well, and I think that's the thing. You can learn something and think you're on top of it man. We did a big project for one of our clients and I thought I was oh, yeah good. I know a lot of stuff about this girl that changed within 2 months. It just took it changes so fast within a day your code can be outdated. It can be irrelevant the platform you're building it all could just be obsolete or just no longer a thing so dead. Oh, yeah, I can definitely it's changing ya fast fast. Yeah, I could just see you going in and being so exciting life and I'm looking at you like what the hell did you did you say four hundred? I'm like did I get it wrong? Is it like a s450? What what is it off no idea so and and I still don't you know, there's and I think a big thing that I tell people who are starting off in the tech world or in college and they may want to go into Tech. I try to impart on them that you gotta be very specific. Do you want to be a front end developer like know where is do you want to bring in data storage or security know where do you want to be because it is a world and each one of those categories. It's so deep in life it is it is dead. Definitely as so okay. Well, what's it like working with your accounts like Yeah, it's difficult to say the least know all the only true all of our accounts are pretty darn cool. They're awesome. It's more about just learning what their needs are and you have to learn about their environment and their culture what they're what they're standing for what they mean. What else is driving that company because that is then what you go find, right? So to me, it's not again. It's not a transactional environment. It's about building relationships. It's about being a consultant. It's about looking at somebody and saying hey you're asking me for this but you don't need that. You don't need that. Here's what you should be doing or partner with this company. This is what they're experts at, you know, but especially we deal again primarily with IP. So it's understanding that language. It's understanding where they're coming from. Are they competing with? With some big Bay Area emerging technology company. Well, it's also telling them. Hey, these are the people you're trying to convert from San Fran. This is what you need to have in in Europe. So what it should look like and then I can go down to a simple as free snacks and the office because that's what happens in San Fran. So when you're trying to get get back, I level Allen in your your operating in the stuffy cubicle area where everybody wears suits and ties and you're only you're not going to get what you're looking for. Right? So it's just about like confronting in level setting expectations befriending and adding value. I somebody asked me also have how do you win over your kids? I mean, you're like when you work with them like you win them over and I'm like fucking Donuts next. Oh my God, they loved it off. In in our office are fringes, although every snack candy and we've got like chips and bagels and it's Charles levers student wage. I'm pretty sure I came like Valentine's week or Valentine's Day when I came to visit you it was cut chocolate strawberries sitting out on the counter and the girls all had their own like little Valentine bags from Monty. Yeah, and now it's just like, oh my God, I could just sit on this beautiful couch here any strawberries all day all day all day all day long. Yes. Yes, but I think that that's the thing right? So I don't know it's but to me, it's become far more than the selling the life and five PSI is just so ingrained in my soul because it's not just about selling and it's about relationships. It's about growing, Columbus, Georgia. Making Columbus bigger better techspot bringing the right people to the table with the right clients merging them together. It's it's just awesome. So the I think that was a big transition to when I went from being like Sam sales sales go go go away cat cheerleader and it stops being that and it started being about what are we rebuilding? And is it sustainable as it lasts? And how many lives are we changing by the work that we're doing? Let's see. I think that's pretty big and important, I think it's definitely definitely definitely okay so long because I know this there's quite a few but you mentioned nonprofits other than get with it, which you're speaking at the conference. I am the one of the best that I have ever heard. It's so funny because it's true. So to give everybody else you've people listening to this stuff probably seeing this particular talk, but it's man splaining. Oh my God, give an example. Yeah, so it's man's off topic most requested topic that I do is this be heard and it's the critical communication skills for women in the workplace and it's about dealing with advanced cleaning it off. Appropriation in the the not having your voice at the table and what a disservice that is not only to your to you but to us as women, right right ladies, come on, we've got a voice let's use it. It's teaching women how to do that and how to there's examples that I go about in the topic that we do offer. Your gentleman will stand up not in our session right? Not in my session. I've got a great guys who come in there but examples where a woman will say something and thought man will stand up in the middle of the conference room that she just said her point and say here's what she's meaning to say. Here's what Monica's meaning to say. Like, excuse me down. I have no problem finding my voice but many women do and then they feel slighted. So yeah, I created a topic a couple of years ago birth. It's just been requested across across the country. It's pretty cool. You did it in Cleveland. And you were a Wonder Woman. Hey, I that's right. Right long as you don't know. I was at a conference and I had on a suit like or black slacks and I think a leather jacket leather blazer and in the beginning of presentation is Monica Dominic from PSI, but none of that matters, it's today. I'm like my jacket and a Wonder Woman on there and the whole audience and that's probably a couple hundred people in there, right? Oh my God, that's so funny. Oh my God, and Like people were like, did you go here Wonder Woman talk? I was Wonder Woman Like I couldn't figure out who Wonder Woman was and then he probably saw the photos because he did so then it occurred to me to Wonder Woman was which was you after I think Angie's one who told me that had to bend Monica and I was like what really? Yeah home his I had no idea that people were no I will say that. You know, what what happens often after that is I get brushed at the stage at the end memories like I should let me talk my account. Can you be my master? Can you help me with this? And I'm like girls yes. Yes. Yes is always going to be the answer o always help you find your voice. That's so funny because I just remember that I was remembering like oh my god. Did you hear Wonder Woman and I was like what? Yeah, I love it and I hadn't seen you. So I had no idea there was this no reveal that happened damaged happened. That was a gray one conference. I was that was that was the first year at Cleveland. It was the first year now. They're in your three right now. It's so exciting and now we've got Pittsburgh and now we have Pittsburgh and Cincinnati. Yeah. See I loved it. I loved every bit of it. I can't wait to to go speak their. Oh my God in the underside of, yes on the other side, So, all right. So other than get with it you've got You've got a reservation to your part of oh, yes. So for well me or my company which both so I'll tell you that's another reason why I stayed with PSI as long as I have is because they're community-driven. So as I said, you know when Keith and I sat on board together, it was Community for New Direction and that's helping inner-city youth find the right path stay on and drug-free violence-free and it's just an incredible organization and I was with them on their board for about eight years. I also started my own non-profit. It's no longer in existence, but I started my own non-profit where I helped returning soldiers know their resumes learn how to interview learn how to get jobs and find their voice because in the military even though it wasn't just for women when I did that but in the military you have to learn how to be A worker right like you have to take Direction. So then they were finding that they didn't have a voice. I also sit on the board for one of for the Fire Fighters Association in Westerville do that and then just a lot with active Youth and PSI really supports that and if you look at our senior leadership team and PSI, every one of us is very involved in Community Development from a non-profit perspective. We've got all this house we've got kosai then of course Community for New Direction all sorts of just a community support centers. And then we also do support days that align with what my own personal goals are to suck volunteer at Nationwide Children's Hospital as a company will close down close down the whole office about once a quarter will go to the food bank. We go to a homeless shelter dog. Gave do whatever we can to help not really. I'm assuming you haven't been doing any of that since code. Well, so we've been doing it differently since covet thought that was a big thing and I'll say just about our overall employees. One of the things that people were missing through covet is the ability to help the community. So what we also do is our first monthly we help different Tech organizations because we want to help bring the technology the emerging tech people. So the tech elevators home we can code all of those different ones. We have a lot of volunteer hours that we give and we're even able to do that be a zoom now. So we do a lot where we should just even today a couple of hours ago for a couple of hours. I was popping in and out of tech tech elevators. Yeah, they had their contribution. Yeah. Yeah dead. Oh, it's awesome. Some of the Technologies. Oh, it's so much fun. Just seeing what some of these young professionals are coming up with and then I would always ask. So in every one that I was off and kind of critiquing and giving them advice and helping and having them pitched to me at the end. I would say, what about you? What did you think of these past 12 weeks because Tech elevators awesome how they bring their birth dates. They just they grow it and so it's just incredible just to hear the budding personalities and then knowing that that's who we get a represent as as our city and a girl I loved it. So we work a lot with Tony Curtis colise and just all of the different organizations that we can to help because those organizations aren't stopping off and then there's a woman's abuse shelter that I'm recently getting involved with with these women because unfortunately Ovid they've seen an uptick in the birth And coming to live in the shelter and these women need to learn or want to get back to work or want to learn how to have a conversation or a zoom call. So now I'm giving in volunteer hours to those organizations also virtually. So there's a lot that we can still be doing. It's just not face-to-face. Wow, that's great that you've continued that it's pretty awesome cuz you know, a lot of people are just Holding On by their teeth too. So they've cut out all those extra programs, which there are needed more now than ever before. We actually did our leadership team. I was very impressed maybe two months into covet they recognized that we as a whole lot of people started having a little bit more time than their day. Even when you were working. We were working harder we were working consistent but was there a couple hours a week that you had wage? And we we pulled everyone and to be honest. It's okay if you have an extra two hours because we're going to use it to help the non-profit world and whatever capacity it is. So in every young person wrote down at least one hour a week that they'd be willing to give to help and in some sort of non-profit capacity. That's really cool. That's really cool. Yeah. I've talked to a lot of people and they said since covid-19 and people have been working from home people have been like more apt to stay on later or get up early age and they're working there they forgot about that work-life balance because of fact their homes so they don't have to rush home. Like one guy was telling me how he said, you know would take in the afternoons rush home to take his dog for a walk and then You know have to come back and whatnot. And he said I don't I don't have to worry about that. Like I can literally walk take my lunch go and walk my dog and then come back and I get back on the computer and I'm only gone like 5 minutes or 10 minutes or whatever but people are using that time are you working which is great for the companies, but they're also lacking in that balance. Now, you know, I disagree that it's great for the companies because I think that's causing burnout. Yeah. I'm talking to so many people friends Associates clients and people who have just you know, part of different organizations for the industry together and burnout is real and I think it's because people are doing to your place. That great that used to take 20 minute drive home for five minute walk and then a 20 minute drive back to the office at still an hour almost that you're out of the office and Thursday is good for mental acuity. Right and is not happening anymore. I just have this conversation with somebody that they needed to get out of the house. Like they I'm out of house per show my cute girl. I got to get out. I gotta have to have that socialization and it's not so much like going out drinking and partying. It's the relationships with people I've built with like you that it's important for me just to be like in your presence and I think that is like been my hardest thing is wrong and lacking that and it's it's it makes you depressed right? It does it makes people too because there's also just not any exchange and energy wage And I don't care how we were saying that some of the technical people don't like going out to happy hours and they don't but I think they're even getting a little sick where you know, they were their birth reclusive bowels the first month. I have my my associates and friends who are in that they were home Monica. I'm so happy. I don't have to talk to anybody and then it switched jobs now. They're like, please make me go out for a coffee. Please meet me on patios. So oh God. Yes, cuz the Columbus chapter. So we're pretty packed in this but the Columbus chapter told me today that they're having a social distancing social happy hour on a patio and I was like, oh my God, let me put that on my calendar. What is my tell you need to text me the details? I need to put that on my calendar. I know it's next Thursday. So that's all I know is so far. I have no other details, but yep. Like what and then I so I was like, oh, thanks guys Bola and then I thought about it. I'm like, oh you want me to go cuz I'll pay the bill off. It's crazy. I know people just need people it it. Oh my gosh Barbra Streisand, isn't she the one who sing people? Oh my God. I'm struggling with it's awful. And so okay. You got a lot going on. Yeah. Yeah, it's good though. I know like being bored. So it's a girl feel like if I'm busy I'm delivering and it makes me happy. So you know that old saying you if you want something done give it to a busy person. I am the epitome of that in Monty my boss. So I I report directly to our VP of the Staffing side who's amazing. He knows everything about the industry I would change. Walk through fire for him and I think that that's really important having a leader that you would trust implicitly. But anyway, he will always joke with me because he'll give me something to do and if I'm super super busy and I can't find a spare minute. I'll get it done for him in ten minutes. Yeah, if he gives me something to do and I've got nothing on like three weeks later. He's reminded me of fact, I'm sorry. I'm the same way. I'm just seeing way. I'm like, if I do it give it to me when I'm super busy. I'll bust it out like that sit out a prioritize it off your board and you just have nothing and I'm not saying we don't have nothing right? We've got a lot. We've got a lot on her table and it's busy. But yeah, I hear you I care. Yeah, so I thought oh, it's raining. The rail isn't good or guard needs it. I mean, yeah, I have some flowers. I could really I'm not so good about the whole watering thing off. I'm all like nature doesn't watch make sure does it when she won't say exactly I'm just like my flowers are all dying. I'm like they you get off and then of course, I have neighbors who have like these beautiful right that are out there for hours and I'm like God, I wish I had the motivation to do what you do, but I don't think so. They don't luckily my husband does so I leave him do you say there you go. There you go. Here's a good one for that and everything. Oh, yes, he is off to the perfect man, and he's so handsome and he's he is pretty cute. I'll just say he's cute cuz I don't want to make you jelly jelly off. All right. So what's going to happen in the future? Do you know? I dunno cuz I have a I have a glass bowl know of course, they don't know but I think in the future of the way, I approach everything is just with open arms and legs and heart because things change just like like with covid-19 expected it but if you go into it with what is a silver lining what am I going to learn from this home and going to be better off and that's why I approached everything. So in sales, you have to learn and you only become a really good salesperson when you've had a million nose and you've had a million people tell you know this and that, you know, you stopped taking it personally and you start saying like it's it's just to know it doesn't mean I'm bad at what I do. It's just to know then you can learn from it and you can become better. So I look at that wage everything and all of the poet's thinking that I do and the Keynotes and the topics it's always teaching people how to be better. So what's what's in the future? I mean from for me off. It's to continue to help make people better and and to take women and help them find their funny and and the tax base and in the world and what their voice cuz to me that that's what I'm passionate about and what's in the future for PSI. I mean continued amazing and and the leadership and with Monty and Keith, it's just awesome and they let me have my voice and I think that'd be so letting me have my voice and encouraging me to go out and use it and they want to see me I you know, I said that I want to write a book. On critical communication skills for women in the work? Yes. It's perfect. That's the most requested topic I get asked to do of all of the others that I do that is the one thousand people will have been come back to conferences and do the same talk year after year at the conference case in point. Even with with you guys there, you know, it's it's the most requested so I could write a book on critical communication skills for women in the workplace and I tell this to Monty and he's like, I love it. What can we do to help you get get out? So it's that so that's my teacher is continuing to just use my voice and helping other women find themselves and not just women but in helping men know how to talk to women better wage know how to allow a woman to have her voice at the work that's important because we'll find and anybody who's listening home. Here's my topic, they'll have known this but my topics are never around browbeating men because most of the time the man's flaming are the Bro creation is happening with who's actually our champion. Who would oh, yeah. Yeah that they they are for a woman to have these, you know, grandiose ideas and thoughts. They are trying to help but it's actually hindering because they don't realize the way they're going about it is actually robbing us from our voice or most commonly and not to get into my home but more common than not is a woman will think wait a minute. I just said that I just said that and now you're trying to take credit for it, but a lot of times in a man's mind. I'm not trying to take credit. He's just trying to reword it away to help other people hear it but women won't recognize what that way. No, it's about learning. I actually want to do a table. Like not out of women in Tech conference, but maybe of people in Tech Conference of critical communication skills for people in the workplace because there's just as many ones with they didn't thought they ended up canceling but past two agility. That would be a good one for I was also thinking CIO tomorrow that would be important anything. You know, Cisco does some really really big stuff on both of them and it doesn't and quite honestly what that topic. It doesn't have to be around technology know. It's anywhere people it's people in the workplace and how to work better together critical communication skills wage. It's it's a big thing. It is a huge thing. Huge huge huge. All right. Well, you're busy. It's a Friday night. Is it probably have a hot day. We're our cocktails. I know right? I didn't grab one before I got I just got water girl. I didn't have anything I said to my dog. I have my hair and my makeup done and I'm in a close with like jewelry. When do we do that right now? Like we work all day and our teens, I feel like we should go home. You should you should be like you need to take me out for a nice dinner tonight. Yeah on a covered patio cuz it's raining although I'm out in the country. So it may be raining where you're at Ramona. I don't think it is yet, but it's getting cloudy. It looks like it's going to start right? Yeah. I'm out. And so I'm I'm far out into the country so long. Oh, well things happen over here that don't happen in the rest of the world very, all right. Well give one of two you're handsome home and I will okay because that's like my social distancing. That's right. I'll pass on some love. I think it's exciting. Thank you for doing this to you know, you're always on that cut off and I love it. And I love again helping. However, I can see let me know have any on and get rid of love your energy love love your energy off. You know, I have it's being released on Monday so I can talk about it now, she'll probably hear this one too, but I interviewed this woman yesterday and her name was Laura Smith. And um, she this is the craziest thing Monica. She has created a platform on how to connect people with tattoo artists artists and the dead I it was fascinating. It's called tatted. I I was like, oh my God, I this is a phenomenal have to put my husband's covered him. Well, she's everywhere. She has created this platform. She hasn't released it yet Timber 12th of his her big release date and you like put you have mood boards and you can like put together your tattoos and you can send it off to artists and they will pick. Oh my God, it is so cool. I can't wait to hear about it. Oh my God. It is the coolest thing. I would have never put that culture or industry with it. Right like sure everything's with it. Now everything thing I T solve it. Yeah Alex about this. I'll make a promise to you that when my book gets published. I do my lunch with something with get with it. Oh perfect fantastic and we'll make sure the Champagnes the flow. One here we go. All right girl will enjoy your evening with your lovely husband you and cuz it is a Friday. Thank you. Oh and before we sign off I'm going to take photos so I can cuz you know, you gotta gotta put it out there to show everyone overdue. What is she doing? I'm not sure of ours. Did you get a bad picture the better not be a bad picture. We don't take bad pictures girl is cute. What do you think about I can't. Oh, yeah. We're we're good super good super cute. Perfect. Well, thank you. I can't wait, but usually we'll talk soon. All right. Have a nice weekend. Stay safe and healthy. I shouted you as well, Thanks for tuning in and don't forget to subscribe to our podcast and leave a review. We will see you next time and feel free to drop us a line and get with it. Org.

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Ep 16 - Short Term Rental VS Long Term Rental

Broke Millennial Finance Podcast

21:47 min | 9 months ago

Ep 16 - Short Term Rental VS Long Term Rental

"What does it everyone? This is broke. Magno financier, which are host mom Khan and your Co. Host Bahaji meal. Today's episode. We're GONNA be talking about shore term rental versus long term rental. Question that I've been actually getting from a lot of people and you? I was like I might as well discuss this. Let me give you my insights into the matter. What's what works what doesn't work advantages disadvantages between the two, and just how situations like the current situation that we're in the current scenario affects either or so yeah. You want to start off with like I. Guess More so what short-term mental I feel like people might have an insight on what long-term is what give them a little bit in exactly is short term rental. Yes, sure. So. There's two types of rentals short-term and long-term ray. long-term is pretty simple straightforward. It's more of what everyone is used to so when you go rent an apartment right most likely, it is a long term rental you sign a year lease or multiple year lease that is considered a long term rental. Versus short term so short term has many different varieties. It could mean anything from one day of us to several months. Okay and usually doesn't go on for a year. A year would be considered long term, but if you have let's say one example is vacation home. Let's say you have an AIRBNB somewhere up in. Let's say the Poconos Ray and some were rented out for the weekend right two days, and that's considered short term rental. Okay, so it's only two days. There even some cases where rentals or even airbnb is going to several months ray. That is also considered short term rental ray. And then there's other types aside from vacation homes for example like. If you're sending apartment, there's also like office spaces. You can rent out early right. We work is considered in a sense and this office share. Maybe you could consider it. Obviously. That's like a business, but I agree I. Know People that within their own like building space they. sublet or like share office space is temporarily to like whoever like meeting spaces are like a desk base, and then they charge them for that, but yeah. All right, cool cool, thank you for giving like brief overview were like the difference between the two because again. I feel like it's just good to like. Get it out there for especially new listeners or people who are new into this things WanNa get more inside and like what is going on. Now, just moving on, we're going to talk about like a little bit of both advantages and disadvantages, if all over both of them, but we're going to start off with long term mental so I personally do a lot more long term rentals than short-term. Don't a lot of research into short-term. I'd may still be open to in the future is just just when I did the research. It just seemed a little a little too much for me, but I'm going to get into the long-term fortune I the first thing which I personally like. Income is consistent like you are. You're renting it out and you're leasing it your. Let's say your apartment or your house, or whatever for at least a year and you know to again, if all things are fine, your income going to say consistent, so if you're renting on a one bedroom apartment in wherever you're getting twelve hundred dollars a month, you're fine getting that twelve hundred a month. You're going GONNA continuously get that twelve hundred a month. You'RE GONNA. You'RE GONNA. Get on the first of the month, and you're perfectly. Find there, so I feel like that's something that. Gives you to a certain degree ease of mine like you don't have to worry body. Do you don't have to worry about like God is going to get rented. This week is going to get rented the next week. It because the market's not hot, is it because the tourist injured Jeez Down Right now? Is it because it's the winter because my thing does better than the summer for like short term rental, so death consistency helps you. That's like a huge advantage on a long-term mental versus short term rental perspective. Another one I would say is. It's easier to manage and I feel like this is like if applicable, if it's something that's like most of the time you know your tennis are wants. He likes sort out your problems. You talk it out the lease or whatever the situation may be, you know there's going to be any problems because you don't have to supply them. All the different needs it like you would in a short term rental your tenants. They're here. She's doing their thing. That's it. You're probably only gonNA close. If something breaks, which usually maintenance, and even then that's supposed to be. In a sense I don't WanNa say rare, but not too often. It's not supposed to be a common, so that's why it to. That degree is usually easier to manage. Because of those facts whereas I, feel like if it was like a short term. The case would probably have to like go a lot of back and forth with them like they might have to ask you some. They might find the keys. They might not know what's going on like again. It's a new person every single time it's not the same person living with you. Your ten in per se for like years, which could be possible and for? Long term, rentals. So for example like let's say. Once you do have good tenants. And they do obviously if you have bad tenants, that's another issue, but if you have good tenants, you know maintain. Most of the maintainers is probably handled by them. Solitaire is a small clog. They'll probably clean it out themselves. But anything major. Obviously they'll come to you since it is your property, but most of the things in the house. They'll probably handle it themselves. Whereas short-term rentals. You do kind of had to. You really don't know the person right since they're only. They're very temporarily right, so you can't really build some kind of. Rapport with them right and not only that. Let's say for example if you're doing it through AIRBNB. Their break something. Obviously you can file a claim, but they can also dispute it, and then there's a whole back and forth thing. They got to a whole case to see WHO's. Who's right and who's wrong, so that's definitely a disadvantage of short term. It could be a higher risk in that sense. Yeah I agree yeah, definitely agreement. Another interesting one I feel like a lot of people kind of like forget about this is utilities in a long term. Rental tenants will be paying most if not all of the utility's applicable to them whereas short-term. You're stuck with everything. The most you can I know airbnb lets you do this. You can charge cleaning fee. I don't necessarily consider that utility is just something that okay. Get that extra charge, but at the end of the day you end up using them to pay someone or yourself to put the time into clean the place, but utilities huge thing if you're like water bills, gas bills, electricity, all that adds up to a lot of money throughout the time. So that is something. If you're paying for you, that's one less 'cause. You have to worry about less one less stress you have. have to worry about and is something where like in the short term until where you know the person's there here. She is not going to care as much of using as much as water heater the AC. Let's say because they're not paying for it. You are so the bill could to a certain degree depending on how much it was occupied could be substantially large after using all those things, so those things again is this little cost that end up adding up and turning your cash flow into like negative cashflow, and possibly like you know not making a property worthwhile. So. Those things actually do matter where I feel like people kind of forget and get more. Maybe they turned to optimistic thinking. That's not what's going to happen. It's I always try to be on the conservative side and being very thoughtful like okay I put buffers into my expenses just to be on the safe side to make sure even with buffers is still profitable, so that's a huge thing that i. personally like the tenants are paying most, if not all of the utility bills. So. I'll talk about the next one. Cheaper property management so for long term rentals. Do. You really don't need a proper property management management. Obviously unless it's far away from you. Then you probably have multiple and you like. Let's say you got like ten. Plus nearly all right can't be dealing with so many correct, so yeah, so it's also cheaper since they really only have to go once a month to collect the rent and maybe more than that just a couple of times a year because. For any maintenance, but aside from that pretty much all they do, whereas for short term rentals. They have to go every time. Someone is finished bentinck right just to make sure everything is working properly they. Have a party in destroy everything over there right, so it's it's a lot cheaper for a long term rental because it's only once. At least minimum once a month, but Very few more than that. Yeah I. Agree because I feel like even the once a month. That's nothing crazy and that's if they even still give cash or mail like they hand the check. Sometimes they have direct deposit setups. They might not even have to do that. It could literally just a few times a year for their usual inspections of the property. Just to ensure you know everything is up to date. They don't want to do some repair. The ten doesn't know something's happening with the pipes or whatnot, but exactly like you said the short term rental gotta go every single time. They gotta take pictures. Pictures Time and effort on their part, which makes a business from their side. They charge you more, so that's eating for more from your profit. Because the cost ended up being more so this is actually interesting that your property management even though you might not like it from short term rental perspective because I feel like everyone I've talked to who doesn't like a property management company. The the one the short term I feel like it's a it's a I. Don't WanNa say worse, but it's way more stressful because there's so much more happening in such a short amount of time. And I feel like one of the final ones at least that I can recall from the top of my head is excuse me shorter vacancy periods. Meeting wants to have a ten. Do you have a good tenant signed a lease? Due Diligence. You did a background check credit report all that other good stuff, and this is the best for you, and then they're going to live there for a long period of time. You don't have to stress about well. Something happens like they're going to leave in two months or three months. This person is going to be paying rent continuously for at least a year until they're Lisa's up and your goal is obviously you know if they were good. Tenants silently comes some like. Don't raise the rent too much on them. Give them. Them a deal, let them say as long as it's a good tenant and they're paying rent. That's all that matters, so we're short term. Let's say you got a great deal. You know you've got someone for two weeks. They paid you a lot of cash and we'll talk about that once we get to the advantage of short term. They paid you good probably more than like. Let's say two months of rent worth in two weeks because of the increased cash flow from there, but after that it didn't run for the next two months. At the end of the day you ended up taking the laws. Because now you have a property desert stealing sitting there empty nothing is happening. You're not getting. Any income is not worth it, so that's a huge. Plus side from on a long term rental versus a short term rental perspective and just GonNa flip off their advantages, and some disadvantages of short term rental, and is exactly what I just said was the higher income potential, so whereas if you're renting a one bedroom apartment for twelve hundred a month if you were in a again, this is all dependent on your location in. In the market, heart, touristy market, or whatever vacation rental market you could easily be renting that. Let's just say for the whole month for easily four to five thousand dollars a month, and there are houses that do more than that and that do consistently that dollar amount every single month, so there is a lot of higher income potential there and you'd be surprised like. People do make from like these short term rental properties. And another interesting before I, handed off to hard to talk about a few other points. Is You actually better maintenance there? And what this means? Is this ended up costing you more, but it ends up being a little bit worth it. It's a little weird because you have to make the property always be in its best shape. It has to always be top. Top notch condition because you always have to take pictures new pictures. You always have to show them like look at my property. It is the best from best one out of the whole market. Come rented with me because you want the best turn you want the best like conversion rate. You want people to Click and rent it from you and no one else. So you always consistently making in the best shape possible whereas I feel like a long term rental at least personally from the few people. I know and talk to an experience. We just make it look good and livable like this. Is it for this type of class neighborhood? This is what works and here you go for. AIRBNB you have to kind of go above and beyond because you're trying to pull people in whereas again long term rental. You don't have to do that. Could vary feel like an luxury neighborhood, but The, at least the classification of neighborhoods I mean you don't have to do that, so it's an interesting feature i. feel like that short-term rentals in that in that sense. Yeah, definitely. so yeah, so I guess next thing I would want to say probably. In short term until you can while the advantages that you can adjust your pricing, okay, so if you have a long term rental property, you can only price it to what other houses around the area are priced at, so it would only be around that price, whereas for a short term rental you can kind of. Very quite a bit depending on your property, even like the House next to yours. Short term rental it could be priced at a really different rate, so you know you have some leeway. As to what your pricing is Ray and obviously you know Dow would also depend on. How many customers you get you. It really depends on what your pricing is, and whether it's actually white that much. But the thing you also have to consider is that there is a higher risk in short term rental. Because let's say you do price it higher. You're getting a lot of money for a couple months. The next month. It's not rented out, you will. Lose the money technically like you mentioned. so that's the higher risk you're. You're. And just exactly on that point like let's say we're. GonNa use Poconos as an example again. We know it's usually a hot market in the summers and somewhat winters for ski purposes and I, think fall and spring not as hot, but the funny thing is. Let's say you were renting it out for one hundred and nine in the Poconos. You can drop it down to one hundred dollars. Dollars a night. You have no nothing you don't lose anything from doing that. And then people like Oh, you know I rather take my family now because this is cheaper for me, and I don't mind and being the fall or spring I fight with it, not being the summer because this is when I am off in my family's off and you can easily rent it out whereas. Rental property. You can't necessarily do that. You're renting it out most likely for at least one year. For part of the lease, and if you say your apartment was twelve hundred, no one's renting it for a couple months and you drop two thousand. You're taking a huge hit throughout the whole year of attended not paying rent which again. You can't risk that because you'd probably pay mortgage. You probably got pay taxes all those different things that are gonNA pop up so you have to obviously priced accordingly so I feeling. That's a huge advantage from the pricing perspective. Like, you were saying for like adjusting so yeah definitely. So I guess another thing you can do is the good thing by short term rental. You can use it for personal use right so as a vacation home. That's probably one of the main thing people use it for for example, let's say. You have an AIRBNB property somewhere. A lot of people do use it for short term rentals as well as their own vacation homes. Okay, so they don't use a vacation home throughout the year. Probably maybe once or twice a year for like a week or two right, so that's good, but then while it's just sitting there. They want it to you know. Make some basically do something. That's why they rented out and have. Some! Extra income. As a short term rental? Okay, so it's definitely a thing. If you do have a vacation home or want vacation home, this is definitely. I guess the thing the way to go as a short term rental. Agreement I wanted to talk about like like little experience person experience like why I'm a little hesitant on short term rental, and so two reasons one I would say like the current situation I know this is like a little unexpected, but short term rentals took a huge hit because of like the current world circumstances, so but the main one I would say. Is More so it was what I didn't like. Watch was at least in the US. A lot of rules and regulations like once the place keeps getting too popular. A lot of new laws and rules come into effect where they're kind of like either banned short term rentals, or they put new fees on them or they don't let them rent it out for like less than two two little days or too many days. It just turns weird like Orlando had like these laws passed where they started taxing them more certain places online, don't they weren't letting them rent? Rent it out anymore I. Think Poconos. They started taxing you more. You had to register it with the county or something if he didn't. They find you a couple of thousand I think New York City. You can't do a lesson thirty days I know people still do it, but it was something weird. They did as well so like like rules and laws and regulations change consistently around short term rental and I would say that's mostly because of the boom from Airbnb, so that has caused it to happen, because so many people are doing it and earning money and. They're saying it kind of. Affected rental prices in general I think there was other report that kind of disapprove, but still a lot of the politicians and whatnot kind of like. These laws in a started like banning them more like outright. Not letting them just do work, so I feel like that's a huge flaw that can kick in, but this was only happening in markets. That weren't necessarily. dominated in a tourist perspective meeting like Brooklyn. New York City is but. There wasn't like rental homes in Brooklyn. So they'll. People went to hotels. Wherever there was a rental like vacation properties similar like poconos or Aspen. They didn't get as. As like cities worldwide cal I. Think San Fran Orlando. Near New, York City I guess it was weird, but it's something that's like changing consistently, so it's like you always have to be on your toes. You could be making money one day, and then the next day boomed abandoned, and you're like crap. What do I do now? Yeah. It's a it's a little intriguing back on that matter. This I guess this was like the. From our side like the overview of like the differences between the short term rentals like long term rentals, some advantages here some disadvantages here. Again if you buy personal opinion. I personally like long term rental I like the consistency of income even like with the current situation of how the market is. People are still getting consistent cash flow. I'm still getting rent from tenants. Nothing happened there whereas short-term rentals huge hit. The nothing is essentially going for a couple of months if they don't have any cash reserves and they're paying mortgage. They're screwed. Man I feel sorry right now. I don't even know if they qualify for like mortgage relief because it's an investment property. Maybe they do maybe have got the small business loan, but it's. It's an interesting lake tape because they obviously got impacted way more than a long term rental person. You have your thoughts. On short term versus long term preferences orange opinions. I mean I definitely prefer long-term. Over short term, but I wouldn't mind having one one or two short terms here and there mainly, because as a vacation home, but also as a short term until but. As the main moneymaker, stick with long term rentals. GonNa say if you do out for offer short-term they. Where would you go? Would you try to go someplace? That's like a lot of rules and regulations, or would you try to go like that's like built up places for vacation rentals, and you're kind of like just joining in, but not as not as a corporation, but Alec has an individual's like something like poconos. Maybe they would you go for, or would you go from like Stanford or something like that? Well, probably one close to New York so definitely. poconos is. In there. Aside from that maybe Florida just mainly, because the weather's pretty good mostly all year round. But you know still. Have some research to do on those neighborhoods and areas. gotcha interesting. Yeah I think aside from that guy this was. Our overview of short term rental versus long term rental. If you guys overall enjoyed our podcast. Be sure to subscribe to us. Wherever, you're listening. If you're an apple, be sure to leave us. A review would greatly appreciate it if you want to check us out YouTube channel. It's called Brooklyn legno finance We aren't patriotic as well so if you've got to keep support us over there, you know, help us keep this podcast. CHECK US out. There broke millennial finance. We have three tiers We have the dollar fight all and twenty five dollars, in which you could with the highest one you can do. Live QNA's with us, and we have special episodes as well for people in our second year. And the first year just for us to help us out. So definitely, check us out on Patriot as well. All links will be in the show notes. Definitely check us out over there, and aside from that everyone have a beautiful day. Stay safe and peace out piece.

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How to Make Career Moves: With Jordan Harbinger

The Good Life with Stevie & Sazan

1:16:49 hr | 2 years ago

How to Make Career Moves: With Jordan Harbinger

"The following program is brought to you by your friends at podcast. One. Don't forget to download our new podcast. One out. Michael Strahan plus a little cruise ship dancer taking over social media. People are coming up to me and asking me for autographs. So it's kind of awkward, right. Well, it's heavy more awkward. Now, Ellen today at on NBC four. Imagine moving into a new home in hearing scratching screeching every night inside the walls, hundreds of back. They just took over that. I had no idea warning signs something could be lurking in your home today at five on NBC four guess what? Guys, I've got a new sponsor for you. That's going to make your fall wardrobes say, thank you girl. Thank you go and it's from thread up spelled t. h. r. e. d. thread up. 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It's very discounted, you know, well, if you want to join the party, all you've gotta do is go to threat up dot com slash good life today, and we're gonna give you an extra thirty percent off your first order by using the code Suzanne. So again, that's thread up spelled t. h. r. e. d.. Thread up dot com slash good life today with the code. Suzanne punch that into get an extra thirty percent off your first order. You will not regret this and if you've got gifts and things that maybe you wanna get birthdays and all that jazz th right up as a great place to check it out. Because like I said, there's options for everyone. I want to know if you guys have tried it and if you haven't, why not? It's risk-free. And if you sign up now you'll get an extra thirty percent off your first order at thread up dot com slash good life. So make sure you get on it, get it again, that's thread up t. h. r. e. d. up dot com slash good life and go get your thirty percent off with the code. Suzanne. Mm-hmm. Scared that I think that around about the car. I don't know value, but whatever you, I hope that you listen. I hope that you me what is would live cause how being a time with Jordan harbinger, Sharon, tips for working smarter, not harder. What? What, what? That's why? That's right. We got Jordan. Harvard jerk in his. Flow. I know I don't know if your accent going and I was feeling it says he cake. I guess you could say that one to shut it down. Why Trump Brooker. She really was annoyed with that. Accent that I was doing was like fighting up key coddle, but this has saved you. All right. You guys serious on this episode. Okay. This is not a goofing around twenty one questions episode. We've actually got really banging good knowledge for you today from one of the top podcasters out there, Jordan harbinger, this guy is smart as a whip, and we're going to be talking to him later on in the show. So if you wanna learn about networking about some really great business practical skills, this guy is the guy to listen to. So we're really excited to have him on later. But I, of course we have to think our sponsors today for bringing the good life to you for free, which is co, power LaCroix, flirter, Pluto, TV, and just fab- they could guess in this show because of course we get to bring the good life. So you guys for free and we are so excited to do that. I hope everyone's having a great day. I'm having to get you look really cute today. Sazzad it or makeup. She doesn't look schlumpy in the studio today. Thank you. I'll take that as a backhanded compliment capitalist few and a capital t. right now we are actually probably a heading to Hawaii. If some of you are listening to this on Wednesday, probably in Hawaii right now, we're probably sitting by a pool right now as you're listening to this, you've probably watching teeny for me at the hotel. Well, mama gets to go to the spa and get a little facial. Some like. Anyways, if you guys are listening to this, it's good life Wednesday. So whether we're in Hawaii or not, we want to welcome you to our show because this is like Stevie said, going to be a really awesome episode. It's going to be inciteful. We've got a guest on the show, like Stevie said, Jordan who is not only one of the top podcasters in the game, but he somebody who understands the world of networking in two thousand eighteen and he's sort of figured out the steps for how to put yourself out there without seeming like a complete moron. I guess you can say awkward throwing yourself onto someone and he, he's got some really, really good tips. So we're excited to talk. We also asked him a lot of questions it says on, and I had personal questions too, about just being an entrepreneur, you know how to work through things, how to get ahead and so I think you guys are gonna find that really entertaining hope you stick around and listen to the whole interview because it's chock full of good information. But I, I want to tell you guys. What's going on says, we just started a challenge this morning, didn't we? We did five in the morning by the way we woke up because we're, we're jetlagged from Paris. They're like, dang, you guys ever stay home if for those of you who don't fall on on social media CV and I just got back from Paris. And we talked about this in our last episode, but man, the jet lag. It's real. Also they call songs with the anti and was not talking in my normal voice because everyone their own those was he was doing this the whole time. I was like girls, oh, like you can't talk to the locals like that. Like when you're speaking in English accent, but using their French twang differentiate on these really entertaining the other outward. Like, please do know this. They're like from now. I can't do it now. I, I messed up. I'm off the rails. But anyways, it's funny because like I would walk around doing it because some of the people that were working with were French and so like listen to me, Steve. You cannot talk like these. Wow, I can't do it anymore. You can't back tires spun to them with my goofy French accent. And then passersby who didn't know me. We're giving me some some bad. Looks like homeboy thing. Study knows how you talk like us. Oh my God. All of that to say, you guys were back from Paris, and we are a little jet lag. So I've been getting up this week at probably four or five AM and Stevie has been getting up that early to and we decided we had a conversation saying, you know, we should challenge ourselves. We're in the stage of life right now where we want to stimulate our minds with things that are going to allow us to not just react to what we see. And instead of just constantly reacting, we wanna take in, we want to absorb some knowledge like a sponge that you soak in water. We just want to absorb the water. That's right. The water of knowledge where you're going that, but yes, absorb, read more. That's one of our goals. Does that mean we're getting old? We want our goals. We want to read more, go to bed by eight thirty at night so we can get up at five AM and do it all over again. I think we're just wanting to see some practical change in our lives and says on, and I feel like our life is constantly a whirlwind. Like, I'm sure a lot of yours is as well. And you feel like when do I have time to actually change. And so when you feel inspired to change, you have to act on it and I feel like we're acting on it. And so we've set a challenge for ourselves for the next thirty days of something that's his on air, both not good at. So I said, this is on. She was actually listening to Jordan harbingers podcast with Jim quick and he was talking about you don't hear me talking about that later on in the show talking about that. But he was talking about just doing some habits and things like that. To help change your mindset. And so I said, this is on, I said, okay, why don't we try challenge starting tomorrow? Thirty days. You cannot be on your phone for the first thirty minutes of the day. And that is. One because on over and picks up her iphone. I feel like it's human nature now, right? Don't we all are alarm clocks on that thing. Maybe it's not even five AM and your scroll through your I. No one's liked your picture. The last thirty seconds. Dan. And then for myself, I said, and I will make the bed first thing in the morning every day because let me tell you about that. Now. Now Stevie. He's amazing, right? But he can be a little forgetful. I will never. I feel like I'll I'll never lose you and not know where you are in the house because I'll just follow the trace of clothing and boxers and things that you've left behind because I'm constantly picking up after you. That's just I feel like you and so many other men out there. That's probably something that all lot of guys struggle with really don't feel like I'm that bad. I think you're overdoing it, but a lot of men in our life at least that I know because some guys are clean out there. I shouldn't. I shouldn't typecast, but is that the right thing? Typecast whatever, but I will say Stevie, his challenge is going to be. I'm not if I fixed the bed before him. He's out and I fixed that. Let me tell you something that was not the original agreement and you change that at five. Oh, to this morning when I came in and brush my teeth, which is another thing you harbor me for doing. As soon as I. Get out of the bed. So I'm brushing. Wearing my left hand, activate my brain. And as is like, did you make the bed on my momma booklet open? It's five, two and I turn around and she starts making the bed. I said, I'm going to make the bed. She goes, sorry, I beat you to it. I said that wasn't the gray man. So starting over and officially the thirty days is counting tomorrow. I had my quiet time today, and I will say I was only supposed to do a minimum of thirty minutes quiet time and I didn't our. I just want to ask a question Sean, producer Sean at five. Oh two in the morning. Are you rolling out of bed making the bed before you even go to the place here side? I actually have something for this. Don't you dare say I heard a little scientific fact that bedbugs prefer a crisply made, oh, whereas dirty. Dirty famous something about the sheets being like holding it all in or something. I don't remember the exact scientific. He stuff, but listen, it was scientific and they said that bedbugs prefer a crisply made that as opposed to a dirty bed point one for Steve Sean, no answer the question. Now every now in America is on made. Thanks to this petition. Everyone listen to the good life is not that is made after laundry. Thank you, Sean star. No one wakes up at five in the morning. Anything else does Shawn? Everything else in my place is crisp and clean and where it needs case except for the bed sheets show all over the place. You can have a heart. Okay. Showing off maybe on the other hand, it's like, okay, anyways, I'm not let you down Honey. I know that's why I need help. And that's what we're helping each other. We both need help. I feel like maybe instead of rolling over in grabbing your phone if you're looking for something else to do. My lips are always available for a nice little smooch and I think that would give me a little, I'll know where this story's going. So we'll go ahead and transition there into the fact that today is going to be an amazing show you guys. Again, we just want to thank you guys to for all your support. You know, this is episode. Are we in Now, Sean is it's like episode six, eight, nine now right now to figure out what ups over on show. Shall we distract this episode number eight old. Eight episodes in you guys and I just man. Did you ever think it would be what it is today? The good life actually, no, I didn't. I did not think that we would honestly be at the stage where I feel like we're, we're, we're in a good flow. We're in a good rhythm, feeling proud of you. You mean you haven't embarrassed me on the air yet. Oh, I have, but you weren't paying attention, but I'm glad that everybody is loving the good life because the good life feels good of extremely goofy in this introduction, but we're about to get serious here with Jordan harbinger. Like we said, this is a great interview chock full of knowledge. So it's gonna be good this, and that's a good one says, take some nosy guys because this guy's got a lot to say and get your business cards ready because it's all about networking. A skill that's invaluable well, maybe you're ready to jump into this thing with Jordan. How I'm so ready. Let's go guys get a pop and you guys. Got Jordan arbiter here, Jordan. Thank you so much for joining us on the good life. How's it going? I'm glad to be here. Thanks for the opportunity. So we were just talking and Jordan came in from San Jose, right? It's right. We were talking about the whole San Fran thing and I said San Fran. And you say that's not a thing, right? People don't get mad at say, say San Fran tore up about it. I don't really understand why not from there from Detroit as you can see by my hat on seeing the Detroit hat. So you're just living there and you're not like too worried about it, right? Yeah. And I just think, why are you going to get mad? It's like if somebody says Detroit, you're not like skews. We don't see Detroit, we actually do sale the time. I feel like people, those people are the ones who are gripping the Cup or the little teacup with the finger reindeer. Very straight. Detroit, it's Detroit we'll join and we are so excited to have you on the show today. Know Stephen, I, as you all know, we're new to the podcast world. So we were so excited to have you on fan Girling a little bit because I've been such a fan of your podcast, especially now that we're in this world on constantly trying to just learn from all of these amazing podcasts out there and what I love about your podcast. I recently listened to the episode with Jim quick, and I was like, that episode changed my life and I'm, I'm not trying to be dramatic. She longer we could be dramatic from year to be dramatic. No, but really, I'll tell you, I just got back from Paris, so I've been a little jet lag. So I woke up at like four thirty AM in babies, not going to wake up for another three hours. What am I gonna do with my life? And I was like, well, let me try to like get some podcast right now until I listened to that episode. You have so many amazing episodes like lie. Life hacks and things to just really get your brain stimulated and that episode caught my attention because I feel like ominous season of life right now where I'm just I'm not feeding my brain with the good stuff, and I loved the episode with Jim because you guys were talking about the importance of a morning routine and ever since that episode Stevie and I have now tried to change this sort of habit that we have of getting up the morning looking at our phones and we're actually doing like a really funny thirty day fast. But I want I heard from Jim in that episode, what his morning routine was, what does a day in your life look like. I wish I had all these super healthy morning habits at all the people are. So I wake up and I do exactly what you do, which is looking at my phone ago. I shouldn't be looking at my phone. Don't look at my phone maybe just for a minute. I'm just gonna look for like one minute and then. But recently I do put it aside because it is bad for you. Like I, I've, I don't know if you feel this, but when I look at my phone in the morning, first thing it's rarely like, I'm so glad I checked my phone. It's usually like, oh, that thing broke, and there's an Email from this person about it and. Oh, no, this way of that didn't post last night. I thought I posted. Oh, shoot. And then it's just it's just issues that don't need to be solved right then, but are now like the beginning of my day. So I typically put my phone aside. I like to read in the morning. If I don't feel like getting out of bed, which is occasional or just like ninja out of bed, boom, energy going on stairs, make a little bit of coffee, sit down and I'll study Chinese. I study Mandarin, so I'll do like vocab flash cards, which is in my phone, but I can keep an airplane mode. So it doesn't count. Right? Just so y'all. Five languages. What are you rocking? What am I? We're rocking languages, English German, mediocre at best Spanish because I haven't used it in forever. Serbo-Croatian and Mandarin Chinese. How do you teach yourself out to learn? Mandarin. Sanely. Tarred? Yeah, because it's all about the tone. Yeah. Plus you got to each of those symbols that doesn't look like any. Right? Right, right. You just got to memorize the sound that goes with that is a TV with a grid on it. Yeah, some ten is I don't really know what's going on right now. Love your story of how you started out as a lawyer in Wall Street. And here you are in you. You've done so much since then, obviously, but you have this incredible podcast. I mean, how in the what? Tell us your story for anyone out there who might be a new listener kind of just that leap, how you just decided to kind of change it up? Yeah, so I was a was an attorney on Wall Street, but even before that I went to law school and when I interned, we do like a summer associate things. We internet this law firm, and I was like, I'm totally going to get fired from his law firm because everyone here super smart, everyone. Here's a really hard worker. They're going to be. Like Jordan's dumb and doesn't belong in this law firm and fire me. So I was like, what's the secret weapon? What do I need to do? And there was one partner that hired me and he was never in the office. And I was like, where's Dave? And I thought he worked from home all the time. So I was like, if I work from home, they'll take a longer time to figure out that. I don't belong here and I'll be able to keep this job long enough. Maybe I'll actually figure out what I'm doing. So I met up with Dave. He was supposed to like mentor me, which like as HR has like a check box. It says, like, did you mentor someone's. So let's let right. Exactly. So I got taken out for coffee with Dave, and he's like, what? What sort of questions do you have any he brought out, I was going to be like, what about financing, derivatives law, something, something, whatever mortgages. And I was like, how do you work from home? How come you're never in the office? And he's like, oh, I work from home sometimes, but I usually go out and get deals. I go out and get like all of the business for the firm for and I was like, wait, wait, hold on, you go and you do juicy, you go and you do charity events. You go on cruises with other people. You play racket ball, you go biking, jogging. You're like the gin. That's your job. Your job is to hang out and get business for the firm. How do I get that job? And he's like, well to sales position. Essentially, you know, we represent the firm and did it. So I I was like, wait a minute. I gotta learn how to do this networking thing. This networking thing is is like my future here. So I learned I tried to learn how to network, and I went to these like Dale Carnegie classes and look people in the eye and have a firm handshake and. I was like, okay, but if someone doesn't like me, it's probably not because I didn't have a firm handshake or look someone in the other intangibles here that some guy in a sweater vest at the YMCA just like not telling me. Right, thank you. I love it. I love that you were so focused on learning about that because that's not something that we're taught that we need to learn about until we get into fresh world, and then you get there and you're twenty to twenty five people like, yeah, you need to network. That's number one. And you're like, what cool in when did I learn about network? How do I do that horse in college? Yeah. When I when I first moved out here and I was trying to do the whole acting thing, which I'm not anymore. Thank God, but but that's what everyone told me. They're like, dude, it's not about how you look. It's not really about your acting. It's about your network charm. And to me, I thought of networking as schmoozing and maybe being friends with people. I didn't want to be friends with. Totally. And how do you, what do you say to that and how do you go about learning how to network? Because it is so valuable, especially for somebody who. Who maybe doesn't know how to maybe leave their day job and go off and pursue their their other dream, you know? Sure. So networking is a dirty word is you know, right? It sounds like for old people or it sounds like be friends with people that you don't really want to hang out with, and that's kind of there's truth to that, right? There's truth to that. That's why when we go to networking events where like, oh, you go to some room again, probably the YMCA. Some guy in like ninety nine dollars sued is like, hey, there's still cookies and coffee. The back. Let's everyone network and something pregnancy course. I'm sure. Some guy walks up and is like, hey, how you doing? And you're like good, and they handy this business card that so thin that like when it touches your hand at curls up. And you're like Yemen Jordan, and they're like, hey, Bob, Bob Miller here financial planner. Are you planning for your retirement and you're like, I gotta go. I'm not used car guy like, no, thanks. So that's what people think of when they think of networking. And for me, that was the skills that I wanted to build that I knew that was going to be. I wanted to be natural. I didn't wanna seem sales e smarmy gross, whatever. I wanted it to seem natural and nobody's really teaching this. And so I started to develop skills in that area and like really focus on naturally making connections with people that I've liked and networking becomes a process of making friends just like you did when you were a kid Prien at the same process, but just like you did when you're a kid because we do business with people that we know like entrust. And so like when you're running around doing a video or something like that, you do collapse with people that you know and that you like you're not like, oh, this person is terrible. Generally, we're not like that, right. Maybe there's one or two like, oh, I didn't know terrible person was for the most part we're doing collapse and working with people that we know like and trust, and that's kind of what networking really should be. But people feel. We don't know what to do, and so we put it off to the end. So if say we're starting a business, you're like, all right, I'm going to do a bunch of stuff for Instagram where I'm going to represent a brand or something like that or do a clothing label. You don't think step one network. You're like, no, no, no step one is on the closed up to social media. Step three, get the website going all, make the connections getting retail. And then network is like all the way at the end of the list. It's the last priority because you don't really know how to do it. So we don't ever do it because we have ninety nine other things to do in their first in line. There's not enough time in the day. So the problem with that is you gotta dig the well before you're thirsty. You have to create relationships before you wanna leverage them before you need them. Because everybody, you've always, you've definitely gotten a call where someone's like, hey, what's up? CD dude, I've talked to you four years. Hey, look, I got this new thing. I wanna market to all your fans. It's a dog grooming book. It's a pet shampoo. All of these things. Exactly. How did you know you're eating minimum? Yeah. Right? Or like, hey, says on huge fan name spelled wrong. Of course. Yeah. From. Yeah, hey, Suzanne love your stuff such a huge fan. Love the last, like whatever the last post is that you have. Rollback. Anyway, I wanna sell my t shirt line. It's exactly like all other t-shirts, except I'm the one that gets the money. How do I come? How do I come on your feed and show and video thing every no etiquette, they don't like. One thing I picked up when you were talking was, was networking with people that you like because people you like or the people you want to do business with. But I feel like a lot of us find ourselves in situations where the people that we feel like we have to network with. We do not like it's that big manager or that producer or casting agent, and we're like, I don't know them. I don't even think I like them, but I gotta go there. You know what? What is the solution for that? The solution to that whenever people think like, oh, networking, 's, really awkward. This is going to be awkward. I don't know if I know this person on them. One of the reasons that it's awkward is because we often are we have to go there for something that we want. Right? We're like, let's assume it's not an an agent or a manager. Let's assume it's like you're, let's assume you're looking for a job and. In real people land, whether it's not agents and managers. But like let's say you're looking for a job straight out of school or maybe you're switching careers. You know that it's awkward because you don't know who that person is, but you know, you've got to like make an ask and do a pitch. So it's strange and it doesn't feel good if you lead with value, which I know something ambulance and all the fun that in a second, then it's not that weird like I didn't. I don't know how this exactly came about. I said, hey, can I do some shows? And I would love to be on these these shows because these are people that seem cool, and I kind of like what they're doing and they're not a bunch of weirdos like, you know, there's some weirdoes. I'm definitely weirdo. I'm normal. There's weird. Not on our network, but all other networks have weirdos for life. Yes, and but you, you know, when you go for and you make an ask on somebody that you haven't kept in touch with, for example, your old college roommate is like, hey, I heard you're doing really well. Now, buddy and you're like, dude, I haven't heard from this guy. What he one is this gonna you're gonna sell me some nutrition shakes. You can try to give me into Scientology like what's going on here. Yeah, exactly. So that's awkward because they know they have not dug the well before the thirsty. But if you do lead with value, like if I have been contacting you once every six months, even even every year, I'm like, hey, there's this person you should meet out there. They might be able to help you. Are you interested? And you're like, oh, that is a good intro. I will take that. Thanks man. And I don't ask you for anything and then six months later, I'm like, hey, I know you're starting to show if you want to do some other shows that can make some intros and then I don't ask you for anything. And then I do that to three times over a year. And then I'm like, hey, I'm actually coming out with my book. Maybe it's a good fit. Would this be a good fit for your audience? You're like, yes. And you've helped me in the past without asking for anything that's digging the well. So now you don't have to worry like, oh, this Jordan guy's gonna come on embarrass everyone has. I've already established a little bit of a relationship, but since people are so shortsighted, they're not even thinking about talking to you guys or other people until they need something. That's the mindset that has to change in. In order to make networking, not awkward and make it kind of fun. Ellen, all new, the Nella crews, plus co host of a CNA awards. Carrie Underwood. Of course. AMA stands for Cowboys making albums. That's not Elway today at three on NBC four. High school footballs in full swing, but could get sacked and some local schools with thousands of local kids bailing on the sport. The news I team showing you Friday night lights are flickering in the DNB. I don't know if it'd be a ten years from now tonight on news, four at eleven, hey, guys. I don't know about you, but there's something about getting back into the fall season that has me craving routine and healthy cooking. There's something about when it colds outside getting warmed up on the inside the house with a hotmail that makes me all fuzzy inside. Well, here comes some basket. Weird accent from CV, but most nights, however, there's just no time to cook. So that's where sun basket has literally become our new BFF's for fall. Okay. It's tempting sometimes to get takeout or eat something that's not good for me. So I feel like sun basket has given me so much more time to do other things because it only takes twenty minutes to cook some of these meals that are really delicious and they're healthy. So I'm all about easy. Cooking. That's also good. That's route last night we read some of them steak, lettuce, cut fajita. Lindo I said, says he had you make these. She said, baby that came from sun basket, and I said, we're gonna have to whip them up again, love that they were paleo gluten. Free dairy free, and you know what? They came with this delicious, like Mexican chili Sol's out was like, and then they also have all of these other Espy. So it's like depending on what you're craving, you can definitely find something for you and your diet preference. So I love that sun basket helps you eat your kind of healthy with options like paleo gluten-free, lean and clean vegan Mediterranean and so much more. You could just mix and match. They got all kinds of recipes to attract you gas. If you wanna get your dose of warm and cozy this fall, you'd better go to the basket dot com slash size Iran, that's essays and today to learn more at thirty five dollars off. Your first order says, I'd say that's a pretty good deal. Wouldn't you? I know Steve's accent right now. Joke, but this isn't a joke guys. We're giving you this count. Go punch in the coats is on at some basket dot com to learn more and get your thirty five dollars offers order for good again, sun basket dot com. Forward slash Suzanne somebody save me. I keep in touch with people all the time just for the sake of keeping in touch with them, and a lot of people are in my ten thousand plus people in my quote, unquote network in the way that I keep in touch with. Most of them is on time that I'd usually spend on Instagram or in a coffee line at an airport gate. I just go into my texting app. I scroll all the way down to the bottom. Those are the people that it's been two years since he talked to them. Right. I don't know how long you'll be scrolling for so long. You're just gonna get tired. You're gonna be at the front of the line, but I'll text four or five of those people at the bottom of that. And I'll be like, hey, it's Jordan harbinger. We met two years ago at a financial conference in San Diego. What's the latest with you at love and update when you get a chance? No rush on the reply. I hope all is well, and I signed my name in the reason that that script is important is because if you say, hey, and you use their name, they know it's not a mass text because they're probably what Jordan. Right? Like, hey friend, you like doing dilly. But if I'm as Stevie, you're like, oh, okay, this is somebody that I might. Yeah, and it's more intimate. Exactly. And then say, we met at, you're like, oh, yeah, I was there. This person does know me. I might not remember who this Jordan guy is, but maybe I do. And then I say, I'd love an update. You're like, all right, whatever neutral, but prompts a response. And then I say, no rush on the reply. And the reason you do that is because when somebody reaches out from your past and it's been two years, three years, two months, even you're like, what do you want? Right? What what is what's the angle, especially in this day and age again, the life or Scientology. Right. So so like I got sucked in urban. Oh, man, you really did college. I was like, oh, man. Week later I was like, you still have this stuff. You still got the promise. So so you say no urgency like no rush on the reply. Because if someone wants to sell you some crap, they build urgency hit me back as soon as you can. I got something really interesting for you because apparently that was in their training and they didn't realize that like that's a really big red flag. But if you break the urgency by saying, look, whatever you get a chance, you're probably really busy the buck to hear from you. Whenever I found that that increases your response rate from about forty, something to seventy something percent that sell dead. I feel like that's a really great tip for any sort of career out there. You know, whatever career path you're into understand that like everything is relational, you know, human to human. I mean, it's important to kind of know when you when you meet somebody face to face and even following up with people. Just that right there just taking the time to tell people like, hey, I'm thinking about going on exactly now and not even knowing what you're going to get from it, but just to put yourself out there like that. It's almost like you're exercising that muscle memory of networking, one hundred percent. That's and I feel like these are. These are skills that you know, like we said are not taught, and they're not taught in school, they're not developed until you get into the real world and it's like, oh, I gotta learn how to do this. And I feel like that's so important in something you would carry into any field is is network. Yep, you know, relate ability with other people and like present for on. And I, we are in this field of blogger, Instagram or tuber special, which is which is so new. We both moved out here. She wanted to be a TV host, and I wanted to do the acting thing. And now we're here and we're trying to grow. This massive business around are following, an leverage are following. But you know, there's really no roadmap for what we're doing. Hearing out are a figuring out what are be is our see. And I guess our next question to you is how in this day and age can somebody with sort of like a career like that where it's a little fuzzy in terms of the roadmap, how do you work smarter? Not harder. Yeah. I mean, look, I I could probably could talk for hours on setting up a career path in media. It's probably the least exciting topic that we could touch on for a lot of folks. But I, I would say that the smartest quote, unquote, like hack is always going to be building and maintaining relationships, which like texting thing, we just talked about which by the way you always have to sign your name. The one of the common mistakes people have is they don't sign their name. Yeah, new phone who it is or. Or they do what what I do, which is like, crap. Okay. I don't know where this person is, so I can either embarrass myself and say, who's this? Or I can just pretend I never got this tax also. There we go, but what do you do when you get like a really sweet tax? And you're like, wow, I don't know who this. Say, hey, babe, how are you? And then it's a dude, and I'm like, oh, carafe. What? I just saw your recent thing. And it's just so sweet and I love where you've come from where you are and person visit who like known me for years. I don't know. This is your sort of Tipton for working. I, we, we've spent hours sometimes working till midnight, and I know that's not the way to go because we also have other goals in life beyond just career. So for a young couple like us who works together and business like what is one of your like, you know, obviously, the networking thing is important. Another thing I recently heard, I don't know if you agree with it is anything you want to do for yourself. Do it before eleven AM because everything after AM lice starts kicking in work. You're not going to work out at five o'clock. I do that. But trust me, I do not want to do when I go to the gym at five of them, like I gotta go to the gym early tomorrow. Yeah, times this happened, but yeah, but you're right before. Eleven. AM is always a good time to do that. I'm telling you the heck is I know I keep harping on this like an old self help door, but like digging that well, making sure that you build a maintain those relationships and the way that the texting hack is nice and everything, but the way that you really have to. Think about it is most people are always trying to close business there ABC. Right? Like always be closing, always look for your angle like what you can get, what what's going on. If you we say AB g which is always be generous, are always be giving what that means is like if I come across something and I think for a second like, oh, you know, who would like that Steve would be totally into that. Let me send that to him. I'm not like I'm going to send that to him and then be like, oh, you like that. Cool. Can I come on your show now it's just I'm just sending it for this. I'm just adding value. Plunking it up over time, building it up over time. And most of the time I will never like even think about cashing it in or there's no way for me to do it. There's no reason for me to do it, and I'm full of examples on stuff like this, like I will keep in touch with somebody or help somebody get a job. And then like years later I'll get an Email from them. It's like, hey, this is so and so at this random organization and I'm like, I don't know who that is, and they'll like, you helped me get this job here. Anyway, we're looking for keynote speakers for our corporate event, and I brought your name up. Are you. Interested in. I'm like, am I about to get a really well compensated speaking gig from this guy? Took a phone call with that. Lasted twenty minutes five years ago. I think I am. And that happens all the time. I'll tech somebody. I'll take somebody that I kept in touch with for years and they'll be like, hey, do you wanna teach this class? It's creative live. It's going to be like, you know, tens of thousands of people are going to watch this, and I just happened to be in their inbox or they're text messaging in that moment in the morning, and I get opportunities like that all the time that texting drill that I gave you. I do that every morning around nine or ten AM Pacific so that I hit New York and every more free morning every morning with five or or so people and out of the twenty that I'll hit five days a week, you know, twenty people nineteen of them. It's like cool. Yeah, good talking with you or. Yeah, it's been a minute or, hey, I'm in a meeting. Call you later. Never happened, whatever. And then one personal be like, so funny, you just texted me. I was just sitting down to talk with other person. And we're designing our curriculum, would you be interested in speaking at. Emory law school, the incoming class in October. Do you wanna come to Hawaii and talk to this real estate group? And I'm like, yeah, so I'm gonna Hawaiian December. So because of a text message. That's amazing. And that happens all the time what you're doing. I feel like it's not common. You know, most people aren't going the extra mile when it comes to the networking department because they're too busy trying to stay afloat and figure out how to be successful. But the whole networking thing I completely agree with you whenever we work with brands and even if we've gone to certain events or trips with brands, I always tell Stevie like we have to make sure we send emails after these trips followups if like, thank you so much for having us because you know everyone else on the trip probably ain't doing that. You know, you have to be intentional. And so I love love love that tip that you gave us. That's amazing. And I want to pick up my navy better at that. I'm gonna tech. Some people tonight. Just put it on your calendar. Do not night or no. The reason you shouldn't is because you don't know where they are. So if you take someone at eight, if they're. In New York. They're like, you know, I'm on. On our kids doing. I love what you said about adding value I though, because I feel like that's something that's kind of lost on, you know, our generation, you know, I feel like in the past, it was like, you know, look out for other people. Once you climb the ladder, you know, reach down and pull some people up. And that's not something that I feel like it's practice a lot anymore, especially like a good example is Hollywood. You know, we live here and and you don't see a lot of producers casting director sticking their neck out for people. It's so so rare. Now, you know, as before it used to be kind of the, the thing in the business, it's like, hey, if you make it grab a few people along the way and bring them with you. But I think that's so great because it's a, it's a mindset of giving I, you know, before taking and and a lot of us. Thank you know, especially when we're desperate to get position in and go somewhere where like we gotta take, we gotta take. I gotta get something from some I, but it's like no flip that model on its head invest, and then you'll get something back. You might you might get something back. So I wanna clarify this. You might help you hundred people and ninety. Of them will probably either not be able to help you back not want to not have any opportunity to do, so that's totally okay. You have to give without the expectation or attachment getting anything in return, and it's not like ninety out of one hundred people are selfish a holes that are never going to do anything for you. That's not what it is. It's just like if I help you get some acting gig, let's say you're an actor and you actually still care about that. I don't want another acting gig from you. I'm not an actor. I, I don't need anything back. I'm doing it for the sake of doing it too, because every time you build somebody else's career up or their personal life up, they win a little bit. It doesn't have to come back to you from the same person. There's going to be ten out of one hundred one hundred ten or even one out of one hundred and that one person that you helped ten years ago. It was like, hey, so I'm the net flicks casting director for this thing now, do you want I? Oh, you one and you helped out a bunch of our friends. It's not that you're going to get something from the people you help. You're probably most of the time not you're playing the numbers game and it feels good because most people aren't doing that. It feels good to be nice to a bunch of people and it doesn't cost you anything. So let's say you're someone who's maybe a little antisocial out there maybe a little bit. Introverted. Let's say they're at an event or a conference or something, and they see that there's this investor there, and one of their dreams is out of their own product line one day that might require an investor and they want to go up to that investor and start a conversation obviously, like you're going to introduce yourself. But what advice do you have from is there is like a technique of like, do you find like, hey, I noticed you're wearing a purple shirt purples my favorite color, or I mean, do you find like a common denominator instantly when you look at that person so you can bring up conversation? I mean, what is your advice or technique? Sure. For somebody who's new to that world doesn't even know how to approach someone. Sure. So fun walk up and introduce yourself in. Here's the thing. A lot of people who are, let's in the bottom of the totem pole are saying I have. There's nothing I can. For this venture capitalists. I don't even have my startup setup yet. All I have is a stupid app name that's probably already taken I going to do so walk up and introduce yourself. And then instead of saying, so I've got this great idea and they're like, yeah, you and everybody else. Wait in line. What you can say is look, I know that I'm not probably in a position to help you, but what is your firm looking for? I know a lot of people, I don't have a lot of connections. There are a lot of money, but I do know a lot of people, what can I help you find because for most people at that level, in investor, for example, or some sort of corporate bigwig, their job is sifting for a needle in a haystack. So if you're looking at an investor, you can say, what kind of people and what kind of companies are you looking for? I will happily send them your way. That's how you get a business card because they say right now, we're really heavily investing in energy tech and you go great. I'm not that, but I run into people all the time. It start-up events in it corporate events. Would you be interested in me sending them your way and they say sure. Then you don't ask for anything up your thing. It's more so like you're focused on, you're not even beating around the Bush. You're kind of cutting straight to the point, but focusing more on what they've got going on, giving them the opportunity to speak into talk about it. This is what leading with value is you're saying, I'm going to figure out a way to help you and then they're like, great. That's the end of the conversation. There's not this an also if you're interested in my new line of ear nyc. No, yeah. This shark tank hunting chart. So do you same thing go for social media because I'll tell you I have made so many friends on social media in our industry that I haven't even met yet, but we're constantly keeping up with each other's pages messaging each other like, oh, I saw you do that deal with Nordstrom or whatever. You go girl and there's a lot of that nowadays. Is there a different etiquette for social media? It's hard for me to say specifically, that is definitely your area of expertise, but here's how I handle my stuff. If I see that one of my friends, even if it's a social media friend like. Another personal brand, I'll say, oh, right on, you're doing a bunch of television. Great. I don't have a lot of television to throw you, but you're obviously promoting a book. Are you interested in getting on tons of podcast? Usually they're like, yeah, right. And I go, great. Do you want me to an even if they have a ton of Kant connections are like you have a great PR person. I'm like, do you want my help sifting through the ones that are going to be a good use of your time versus the ones that are frightened because you're probably can't do that. And they're like, oh, yeah, save me. Fifteen hours of going on. Crappy shows that no one listens to. I'll be like, yes, EMMY list of what you plan on doing or I can make interest to some people that you might not have gotten a hold of it at your publicists hasn't gotten hold of. I've been the podcast space for eleven plus years. I'm happy to help with that. Then they're like, great, thanks and that I don't say cool. And also, can I be on your YouTube or can I? Let's do. Let's do a collab- organic in. I just I just lead with value. It's that's what Abe is. And then later on, if I'm like, hey, I know that you've got two point, seven million Instagram followers and I just started frigging six months ago. What am I not doing that? I need to be doing that you wish you were doing early on, then they're happy to help you because they're like, thanks for getting me on ten awesome shows. Yeah, doubt, asking for anything right away. It's it's just leading without you. You guys have heard us talking a lot about professionalism being an entrepreneur in networking. 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I just kind of want to change the topic here because Suzanne and I like we're saying we're young entrepreneurs, and we've had success to a certain extent, but we're wanting to grow that success for wanting to wanted to go beyond just being in the Instagram, YouTube realm. You know, we're trying to actually grow businesses. And right now I feel like Susanna are kind of in a rut. We kind of feel like we've hit a ceiling and, and we're not really sure where to turn or what moves to make. Because like I said, this whole arena that we're in is brand new and also we don't really have a mentor or anything else in place to help guide us. I think there's a lot of people out there that are either I starting out and they're like, where do I go? There's people that have even had some success and they faced a major roadblock share. And I just want to ask you, what is your approach to setbacks and road blocks in your career? You know, what is your practical advice? Because people say, hey, Steve Jobs is like, oh, I got fired from. Apple, and then I came back, but it's like, what does that really look like? How do you make that comeback? How do you balance back in and breach going? Yeah, yeah. The to sound like a broken, the broken record that I am. I always lean on my partnerships and relationships. So when I separated from I've separated recently from an another business that I ran for a really long time, and it was sudden, and I'm like it suing them now and everything, and they're getting sued by a ton of other people, and it's just a huge mess, huge disaster. And so I took the Jordan harbinger show and restarted it like rebooted that whole thing. And people are like, dude, you can't just restart your whole business. You did it for eleven years. What do you do? Your totally bore trae now, what are you? Gonna do man, and I went good call. What am I going to do? And I made a list of the first hundred people that I would call that. I knew that I actually let me tell them this down to a practical that y'all can use. I. I made a list of twelve people that I knew I could call for advice, not just my parents, but like people that I knew liked. Trusted that I knew weren't going to be like, oh, you're an idiot, sucks to be, you know, like dumb. Yeah, a loser. Like I didn't want that because I knew that my confidence is going to be shaky. I just come off this super rocky litigation, things happening like us. Awful. And so I made that list of like lifelines, I guess you would say, and I called them and I was like, hey, what would you do if you were me? And I got really good advice. And then from there I made, can you share a one piece for measure? So some of that advice was like, hey, one front goes, look what you need to do that. Actually, that leads perfectly into my next point. What you need well done. What you need to do is find out who will who's in a position to help you relaunch your show because I wanted to relaunch the show. I knew that I wanted to do the Jordan harbinger show and just started over. And so I've made a list of like a hundred plus people that were that had shows that I either helped in the pastor that I knew through mutual connections, and I reached out all of them and I was like, here's what happened. And so many hundred plus people came back and we're like, wow, would love to talk about that with you. And I did a ton of appearances over the next six, seven months based on that. And what I learned from that exercise was not just like step one, be a wimp and only call people that are going to be nice to you. That was actually a pretty good exercise. I reformed it and I can give it to your listeners right now. I call this lay off lifelines because most of us don't have to reboot our whole business, but a lot of us get fired laid off. And so what you should do right now before you get fired or laid off, hopefully is. Is make that list of twelve to fifteen people that you know, like if you got laid off right now, who would you call? Is it that college professor where you're like, oh, should've kept in touch with them. He was great. What about your uncle that you don't talk to very much or your dad's old boss or your own old boss, this people that you're like? I should. I should reach out and see what's going on, but then life gets in the way that's a BS excuse make that list now, because those are important relationships that you kind of know of fallen by the wayside reach out to them. Now when you have no agenda, and then if you and then you can keep up with those people over months and years. And then if you do run into a problem, you're not like, hey, old boss, so I need a job. Yeah, right. You're going, hey person I've more or less kept in touch with over the last two years. Actually, I, I'm thinking about leaving my job or I could really use a job. And I was wondering if your company was hiring, they're not like this guy. Yeah, they're like, oh, I'm glad you called. I was wondering if you're ever going to leave that. Crappy company that didn't treat you. Right. And they finally let you go, well, it's their loss. Yeah, we're hiring, come on in from interview or maybe we're not hiring, but let me make a few calls. I know other people in the organization and other organizations, you'll find a crapload of opportunity because you've started the opportunity that the relationship without the agenda. It's part of digging the well before you're thirsty. So the layoff lifelines just shows you where to start that process because those twelve to fifteen people are your your, your connections that you kind like everyone has those. I know I should have wrote this person. Yeah, I should've kept in touch with them yet. I haven't really talked with my college roommates for a long time yet. My old friend did start a company and they're doing well, but I just haven't had time to. That's that gets rid of that. Spend the time to make the list takes half an hour, spend another half an hour, reaching out to all of them and not asking for anything other than, hey, it's been a long time. I've been pretty bad at keeping in touch. I take the blame for that. I'd like to fix that right now. Let's catch up sometime. Mm, all either come to your office. We can talk on the phone and then you can. I encourage you strongly to make a joke that says, by the way, swear I'm not selling girl scout cookies trying to get you into Scientology or seller assigned, probably responding to be like not pack and girl scout cut. Yeah. Or you can be like, actually I'll bring you girl scouts, but they'll be there on me. Okay. So I wanna know. Give you have this awesome podcast in. I can just tell by listening to your show that you're not somebody who just shows up and is like, all right. Well, who we got in the tanks. This person, you know, it's obviously. He's in. It's obvious that you do your research and you. You really are like bringing so much wisdom and power to your show for others. Where do you get your inspiration? What are some things that maybe you have to do and your day today life to get get that fuel going inside you to know kind of shows you want it shows a week, so. Shows a week, so. You re like a million bucks. I read a million books. How many books released? Suck it reading Jordan? How many books should we be reading? Just we, I told Steven, we need to be better month. Here's a secret. I started reading, like I mean, I had to read other things for law school and whatever when I went to law school, but I started reading books a lot in. I mean, more than like once a year, probably about two years ago, maybe three years ago. The reason I started was because I started to realize that I was just being lazy a hole and I was like me at and and also I never prioritized it and also or it'd be like, I'm gonna read before bed. Well, fifteen seconds later. I'm yeah, so it's thrones his on. Unlike maybe you'll read tomorrow then days later you're like, I'm on chapter two of this book. So what I started to realize was Amman planes a lot. I'm in the car. Lots. I walk a lot. I go to the gym a lot. I can't bring a book everywhere. That's a pain. So I started getting audio books and I was like, wait a minute it when I'm at the gym when I'm in the car when it before I go to bed. I said the timers they doesn't just play in the end. You wake up at four AM and it's over. That's going to happen, but you know, you can listen to that stuff all the time. And I started to just listen when I'm at the airport when I'm at the gym when I'm in a car and I realized I'm that combined amount of time. It's like an entire book every week. Wow. And then I started to prioritize reading because it started really enjoy it and get my nerd on. And then I was making time to read and I was doing it during those other times. And then I started reading like two books a week. And then as time goes on, I realized, oh my gosh, I can read two to three books week. So what kind of books are you reading? Is it like fictional stuff before you say reading? So you're listening to these motioning by the way I just want to. That might sound really stupid, but I, I've, I've been like, oh, you can have audible books and I'm like, but then I feel like I'm cheating and it'd be like, did you read this book? And I'm like, can I really say yes, listen to this, but because you're doing it like I've been endorsed to resign. Where do you find? I mean, like for me there so many books out there. I mean, would you look at the New York Times bestselling list to figure out what book. But you don't have to let me get my phone. It's right behind the camera. My phone. You can. You can unplug it. There you go. I just like making up which what you're reading here. So a reading, any romance like dungeon novels or if I did, I totally would not admit it on their show. So I decided so I'm interviewing a friend of mine who wrote a book. So I bought that book obviously because you can't be like, hey, can you send me that book? And I don't want to pay for it. All right. Like I bought it to support you. And then I know I'm realizing that relationship planning that seed. There you go. I bought your book. I wanna seem too right. Insys story that because Jordan of new ish to insight didn't know you need to NC. Okay. That's our network. He, I don't know how that to your shore that beast tag him and say, bro. So happy about your book. That's a good idea. I do that was sweet, watering that see that plant. That's a good idea in since it's an audio book. I know people are like, well, how do you Instagram that what you do take a screen shot? Right? Is that the so. Underline ally where you're like, that's good. Oh, so good. Or do I just go on the internet and find out photo the book? And I'm like, this is. Okay. So what you got. So all right. So most of it is people who pitched the show and then they're like, I have a book and I'm like, great. I'll buy it because they're like, I'll send you this really awkward. Ga- galley like kindle version that expires at by it. I get those. And then other times someone will say, hey, I've got this really interesting book that I'm reading. It's about Vladimir Putin, and I'm like, cool. So I'll buy it even though I know I don't have time to read it right now. I'll buy it. And then I've got one hundred fifty books in this audible app, and I've plow through. I'll look through when I finished one and I'm just like, what do I wanna read? And I'm just scroll, squirrel, squirrel, squirrel, squirrel, and I'm like, oh yeah, that book about Vladimir Putin. Hammer that thing down on a car ride or a plane trip or a usually round trip playing because sometimes it just like, do you have a favorite can share or recommend a recent one that I think is really good? Is anything well, there's this guy Jaakko Willink you heard of this guy. He's on Instagram, so I heard of him. Yeah. Oh, really? He's a navy seal, former navy. I don't know if you say former, if you're if wants to seal always seal, I'm not sure. I think it's probably like that. He wrote a book called the dichotomy of leadership. It's brand new and his book before that was called extreme ownership. And yes, they're kind of business, but they're full of war stories that are like real. They're not fictional, and he talks about how he learned all these really important business and leadership concepts by like getting shot at in Iraq, which is kind of like where your people are from. All right. Did your home market. Kurds. I'm like, oh, man, my wife is Kurdish. They're like, is that like Swedish. But the colors are inverted northern Iraq. So it's kind of like Braveheart and business. That's great down for that. Yeah, I'm really into like business. I mean, we didn't. We didn't major in business. So for us, I told TV, we need to start reading together. Mean we have a new baby, but it's like, you can't make excuses you've got to read. I think it was on on one of your episode may was one with Jim quick and saying that, like on average CEO's read about four books a month clash CV's are CEO's yo how many books we got? Well, my sweet. It's nice. My sister, her sister, they're in a book club together, so we need to just France actually. Fictional like twilight kind of stuff. I feel we need like a business down, abreast house, a good idea and the nurture relationships while we're there or Jordan. So I had a couple of fun little questions here when I had screwed out of this door, you don't have to get too crazy with it, but you can't if you want to. So first question out of three of random questions that I came up with. Our first one is what has Stoorikhel figure do you admire the most and why? Dang, I should have a ready answer if you don't have to have a being number one, but three like that guy who'll historical. Here's the problem because now you pick one and people are like, oh, he owned slaves, you're racist. He out on a good one. I was thinking. That's right. Choose wisely choose someone who's recent enough that they probably didn't own anyone else you can say pass. We have two other questions. Oh, who is Jen? Gallic with Churchill. Came to the rest of why lifeline. So he was one is pretty snarky to he had a good sense of humor, three. He kinda got Europe through that whole, you know, see World War Two thing, and he was clearly like a man's man and a lot of weight. I don't mean like like a tough guy. He was on. He was like, obviously, like fetch lovey English guy. I don't wanna waste, no, no disrespect, but he clearly was like dealing with pressure that would break anyone. And it was like, now we're going to kill some Nazis. That's that's a good one. I'm gonna get with my dad because he goes on and on about Winston Churchill. And I just recently was learning a little bit more about him and I'm like, do that guy was a bad a, right, right. He was tough and he loves cigar. Yeah, I love cigars. Maybe that's the answer to the second question. Oh, okay. Well, yeah, it could be but don't don't. That were to if you could have coffee with anyone in the world, who would it be? Oh, does it have to be somebody that I like getting somebody that's terrible with coffee? Oh, anybody in the world. You could literally somebody that you're not into. Can I record the conversation that makes it worth entreprer sent? All right. So I'm doing a coffee podcast. I would do they have to tell me the truth or are they just going to be asked me the whole time? I don't know. They're gonna. They're going to be honest with you. Oh yeah. Vladimir Putin I'm gonna talk to. I don't admire him for the record, but nobody gets interviewing. We're going to tap into that, and I want to be like, hey, man, what's your frigging problem. He sits down, hey, what's your deal man? Look, I usually build report for these, but since this is a hypothetical, yeah, you're going to spill the beans here. What's your deal? Your deal? Right. That any fast. Actually, you already. Did you already asked that last one? Well, what motivates you on a daily basis? Ooh, you know motivations. A funny thing. I don't wake up and feel unmotivated ever. Sometimes I feel like crap, don't get me wrong, but I, I don't. I like going through in creating the content for the Jordan harbinger show listeners, and I'm always thinking, how can I make this better? How can I serve the audience better? So I'm every episode of the show is like worksheets, you know, people that you had that, like, I wish that was my idea. But like I'm gonna say, that's such a good idea. A listener was like, oh, I make these worksheets for me to go and I'm like, oh, I should just do that. So we started making worksheets and that's super helpful. So what motivates me is people writing in and going? I use this to get a raise. I use. To get a better job. Oh, I figured out what I wanna do doing this. I'm creating all these relationships. I met my wife to this. That's pretty cool. I don't know if that motivates me on a daily basis can say all your audience motivated. That's so cute. They do, but it's more of like a like they exist in my brain somewhere. It's not like the Email comes in and I'm like, I'm motivated now. Yeah, I just know that they're, they're in every action that I take. I'm always like, is the audience going to be like, wow, that was cool. And they're going to be like Jordan fricken mailed it in today. So I never fun quote from that episode that I'm obsessed with that changed my life was you don't have motivation, you do motive. Yeah. Yeah, that's so good. We just draw that on a bumper on the last one. I'll at least the question we ask. All of our guests is what's good in your life right now. Anything anything, what's good in my life right now. My wife is the most supportive person in the world. I know. I know people are like you have to see that she just walked in saved. But like ask your speech, you need is true. I want to thank Jesus, my wife, but yeah, definitely want to thank my wife because she puts up with a lot of stuff. I mean, it's all my stuff, but still there's, I have like an, I'm a fountain of like unnecessary suffering. It's you put up. I'm actually going to. I'm actually going to say that I was creeping on the g I stole this quote because you posted a picture with your wife and you said something really, really nice, and I wanted to talk about this. I didn't get to it, but I'm glad that you said that she's what's good in your life because what you said was, you know, you said a lot of people ask me how can get more done in a day than most people do in a week insure. I have systems galore, good habits built over time in a strong work ethic. All those are must. But my real secret weapon is having chosen a great partner or having heard shows me and it goes on. But what the message was there is that having your personal life in order your relationship in order. Really my better strengthens you. And I love that because with Suzanne and I, that's been so such a part of our story is that we've grown together and our relationship is what's fueled actually our business life and a lot of people think of it obsolete. Oh, it's either personal business dog competitive, you know, like what? It's like my success is your success. And I feel like it's the same for you guys, and that's just so encouraging for anyone out there who might work with their spouse like you and I, but someone who's just supportive of what you're doing and for you to acknowledge them into boost them in that way that came in here and fed you that last answer. So that was pretty much. Thumbs up. She's like, I know. Jordan, and this has been such a great show. Thank you for hanging out with us and sharing all of your tips for networking. I'm telling you tonight by Rasha wait till he said to wait, not tonight, but tomorrow morning, I'm going to Email or text some some contacts that I'm also looking for some great motivation. Great advice, checkout Jordan show that Jordan harbinger show ladies and gents so good. You guys episode with Jim quick. I mean, it was really did change my life. You guys check it out. Seriously. Thanks George. Thank you. If that did put some water your bucket that I don't know what will that boa just went in my and he came out of their shooting with all his six shooter. Of you guys enjoyed that interview. Like we said that accent won the world and I don't know, but I would just fired up about that whole experience. I mean, first of all, I feel like it was such an honor for us. It's new podcasters to have Jordan in here. He's like the godfather of the Larry King Live of podcasting. So for him to come on, the show was really awesome of him ice and humble, so nice. His wife is so sweet. So I hope you guys joy that interview with Jordan, and if you did it would mean so much to us if you guys could leave a review on what you thought of the interviewing and maybe some other things that you'd like to hear about networking growing as an entrepreneur, because we want to bring more experts on this show to not only help you guys, but the helps is on. And I because we've got tons of questions and that's what the good life is about. It's about growing together. And so if you guys enjoy that interview, please just either let us know by dropping a comment a review or let us know what you want to hear more of as well on the good life for those of you asked us, you know, how can I get in touch with Stevie and says on if you want to know the best thing to do is. Isn't just comment on an Instagram post. Obviously, we love that, but we don't always see that. However, those ratings and reviews on our apple podcast page. That's where we're reading and we're diving into that. So if you want to get our attention and you want to tell us what you want to see on the show, highly suggest you guys go over there. Now, whenever you get a chance and just pour your heart out to us, let us know what you want to sing rolling through right now. And we're going to read a few of these pick 'em out as we do every week. When we find some of the ones that stand out, you guys share the love with us and we want to share it right back and shout you out for your support. Because honestly, it means so much to us. Every review means so much to a so this is from, wow, this is a long name. Emma is the bomb of Nashua. It says there are about a million things. I love about your podcast. I love how real it is. I love the fact that you aren't sugar coating, anything to make your life seemed perfect. Nobody's perfect and you are. You are allowing us to hear about your life from yet another platform. This is another way for your followers to get a glimpse at your beautiful love filled life. A second thing I love about your podcast is how you speak on your faith. Faith is a difficult thing to speak of, especially when you're gaining more followers, you speak of God without hesitation to make others want to search for a stronger connection with God as well. You to have built a beautiful life full of success in love. The podcast is just another way that you two are able to express who you are and what you believe in. I cannot wait for episode one to come out. This was after our episode zero. That was Emma, Emma's in wealth. Thank you, Emma. Sweet. And I just want to add a note about that because I know a lot of people have been commenting about us just being so vocal about our faith. I think when Stevie and I started this whole thing, we were. Yell. If we're going to be real with everyone out there, we can't hold back. We have to talk about what's important to us and God being at the center of all that we do. Sometimes there is pressure when you're under that microscope and everyone's watching you to see like, when is she gonna fail? When is he gonna fail or win? Can I take something and hold it over there has and we've had that happen to us over over social media and things like that. So she here you guys say things like continue to just share your faith. I mean, I love that because you guys know we're not perfect, and our life isn't perfect, and I wouldn't want it any other way, to be honest with you, comments like that. Honestly, resonate with me so much more than just the who love that video on that contour girl. You feel me good cone to her though. I try. Thanks. Okay. So we've got another comment and the subject line says, stay at home, mom escape from a mom from Boston's. She guess she wanted to be a little bit anonymous here. She said, all I can say is that when you're. Stay at home mom of now eleven months old, and you're just sick and tired of being on social media, and you've put your career on hold and you've read that quote, trendy book, and you're done with today's trash music and don't wanna listen to the radio, and you need something to listen to while you're folding your baby's laundry or making lunch and dinner. Thank you for blessing me with this. You guys made me feel a little less lonely in another typical stay at home mom day. Oh my gosh. Lunch, I'll come over to your house and we'll do the good life right there. Me and says, does love a good sandwich, but, oh my gosh, that literally that just made me so emotional, you know, I, I, I think with everything online, I'm right there with you. You know, even though I'm a working mom, the stay at home, mom, job and responsibility. I mean, that's a fulltime job. So you know whoever you are, you didn't wanna put your name out there. Don't discredit that because you are a hard working mama who's running that house and you're setting that example for your for your child, and I appreciate you taking the time to acknowledge from one mama to the to the to the other or to the next from one mama to another. That's what I meant from one mother to the, yes, from one mother shoe and other. Thank you for just reminding me what life is really about and you keep killing it mama because you are in. Don't discredit that because. Being a mom is the hardest job in the world. That's what I think. Well, it's time for the the good word gets out of the week. You guys, I think I wanna leave you with this is that it's to step out and try something new when Jordan was talking about networking, that's something that seems so office. And it seems like something that it's hard to understand in hard to take on. But I think there's a lot of things out there that that scare us and we think I don't know how to do this, but I would just encourage you to try just to just to think about trying something new to step out out of your comfort zone because I feel like that's where you start chipping away. That's when you start hacking away at what seems like the the roadblock where, or the obstacle in front of us. When you try something new, you're either maneuvering or you're going through it. And so I would just encourage you guys to try something new, be brave, be bold and start with something small, don't overwhelm yourself and I got to fix the bed. There you go seriously, that's actually going to. That's changing me. I think fixing the bed, you not starting on social media in the morning, Israel. Going to do a lot of good Sean. What are you gonna do. Sean, I'm not gonna make my bed guys. Bedbugs. Bedbugs was no, you don't have to make bed. Sean is gonna do the opposite. He's gonna not fix John. It's gonna jump on his back. His thirty days. You know coffee for you, Sean, you're jumping on the bed. That's right. Guys, find comfort in discomfort this week. We've just thank you all so much for supporting our show. And again, we've just got to think are amazing sponsors who made today show possible for you to get this show for free guys. Ka pari LaCroix flirter, Pluto TV, and just fab. They're awesome. We hope you enjoy it all the promos and the good deals and can't wait for next week show. It's going to be another amazing, inspiring episode. You don't wanna miss it. It's going to be so good because there was interrupted Sean. Can we go back into the free cell to Altro this? Oh, something special for you l. today, I guess I'll one. This one because you cut off my last one. I'm coming box sun. We gonna have some fun. Everybody know that you boy is cool. While you look like a food, I'm looking at you. Do you about two doors? I hope that everybody had a really good then if you did it well, it's not my fault. You just talk more at Sanchez. Enjoy live, make it bad. He's out good life. Okay. You'll feel in this and you feelin this thong cop up front of your car and take your phone. Okay. That was it you guys. I don't know when the purpose of that was. I just wanted to do that for all the people who have a great week. We love you guys. Bye. What a good life fam- I hope you guys enjoyed the show. We got a quick word from Pluto, TV. I want you guys to know Pluto. TD is the leading free streaming television service. You can watch over one hundred TV channels and thousands of movies, on demand, all completely free. Pluto. TV never asked for credit card. They don't even need sign up to watch for free Pluto. TV is easy and completely legal way to watch your favorite TV shows and hit the movies, but what are you waiting for? Never ever pay for TV again by downloading Pluto TV. You can download poodle TV for free. Now on all of your favorite devices, including your iphone Roku, Amazon fire TV, apple TV, smart TVs, PlayStations all that jazz and anywhere else you'd like to stream enjoy l. is all new with the nobody crews plus co host of the seal awards. Carrie Underwood course. AMA stands for Cowboys making albums. That's not today at three on NBC four. High school football in full swing, but could get sacked and some local schools with thousands of local kids bailing on the sport. The news team showing you Friday night lights are flickering in the DMV. I don't know if it'd be a ten years from now tonight on news, four at eleven cavenaugh. Accuser wants an FBI investigation. I'm Tim Maguire with the AP news minute lawyers. I Christine blazey Ford say she wants the FBI to investigate allegations that she was sexually assaulted some thirty six years ago by supreme court nominee Brad Kavanagh before she testifies at a Senate Judiciary committee set for next week. Kellyanne Conway, an advisor to President Trump says, Kavanagh's ready to testify as been through numerous f. b. i. background checks past six FBI vets and has previously testified under oath at length. Cavenaugh has denied Ford's allegations. Another death due to Florence has been reported a forty six year old woman killed when a tree fell on her car and Rutherford county, North Carolina, the storm and its aftermath blamed for. Least thirty five deaths. Rivers are reaching flood stage in a number of cities in town. Richard Lubbock has been watching the flooding in Fayetteville. We've never seen it like this before. Never seen nothing like this before I'm Tim Maguire.

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