38 Burst results for "San Diego"
A highlight from Dennis & Julie: Exciting versus Enduring
"Hey everybody, Dennis Prager with Julie Hartman, Dennis and Julie. One of my favorite hour and 12 minutes of the week. Me too. Isn't that amazing? Yes. And what's also amazing is that we actually do probably three or four Dennis and Julie's a week that are not recorded because we talk on the phone so often. And sometimes, I don't know if you think this, sometimes when we're done speaking, I'm like, wish that were recorded. Really? Yes. That's an interesting point. But you know what's also great? We are very personal on this show. There's really, I can't think of many things that we talk about privately that we wouldn't talk about publicly. I think people understand that. That's why that guy called me and I've talked about this a lot, said, I have a great word for you Dennis, transparent, because I decided early on in my career that as unnatural as it seems, because people obviously hide parts of their lives from others, I thought I'm going to hide as little as possible. That's why people say to me more often than any other things when strangers meet me, you know, I feel like I really know you and I'm sorry and I say, you do. I can attest to that as someone who knows you off the air as well as on the air, listeners really do know you. It's also just easier being transparent because I can imagine that it's difficult to have to think, oh, did I say that? Should I say this? That's right. It's just kind of your default. It's like it's easier to be faithful than have an affair. Aside from all the moral issues and the hurt of my spouse, all of that stuff, putting aside that they're all real. A major reason not to have an affair is because of the amount of hiding you have to do and lying. It is not possible to have an affair and not become a serial liar. Well, one lie begets another lie, which begets another. It has to. I mean, if you say I was at the doctor's and they say, how was it? And then you go, yeah, let's say your wife runs into the doctor. You know, like it just it's this tangled web of of deceit that's I can imagine difficult to keep up. You know, in that regard, it's amazing how our conversations just developed. So I'm going to say something that will strike people at the outset as odd at best and maybe even bad at worst. So when I meet somebody who's having an affair, because people open up to me, in most instances, my first reaction, I may know more and change my reaction, is I feel bad for them. I obviously feel bad for the spouse, that's a given. But my sense is, and by the way, I believed this when I was your age, well before I was ever married. I sensed that most people who have an affair, it is not because they're bad. And oh my God, I can't believe I'm saying this to you. One of my favorite Bible commentaries is by Richard Elliot Friedman. He is a brilliant scholar, University of California, San Diego now. I think he's at the University of Georgia, a major biblical scholar. And if I say that, you can believe me because I know my Bible. And he's written a commentary on the Torah, which I love. I love it. And obviously I'm writing my own. So I refer to his. Under adultery, in other words, the commandment, thou shalt commit adultery. He wrote, I wish I had the entire, I could find it, but we don't have breaks during Dennis and Julie, but I would like to read it exactly. But he wrote, and I just read this to my synagogue this past Sabbath, I read his line about this. That good people commit adultery, and he italicized good. And I thought that this guy's human. And I've been faithful, so I have no self -interest in this. But to assume that everybody who commits adultery is evil is beyond simplistic. You commit murder, okay, if that's not evil, you could say, well, you could say a good person could commit evil, could commit murder. It's a bit of a stretch. It could happen, but generally speaking, that's not true. But anyway, good people who commit adultery, and by good, I mean the non -serial adulterers people who just go from affair to affair, I have no defense of as a human being. You mean like a one -time thing? Yes, or fell in love. If somebody falls in love with somebody else while married, it usually means there's a lot problematic in the marriage. People in love with their spouse don't fall in love with another spouse. Okay, this is such a good topic, and I want to pause and say what we always say. We had no idea that we were going to discuss this. I love that about this show. It just blossoms. Because it's real. It's real, and it's incredibly spontaneous. Okay, a lot of questions. This is where I'm going to evoke the, what do you call your radio show, the Human Laboratory? This is where this is particularly useful. So most people who tell you about their infidelity, I'm assuming most of them are male? Or is it even? Yes, that's correct. What would you say the percentage is? Of those who tell me? Yes. It's high. It's 75%. Male? Yeah. Okay. And usually, do they tell you that they're unhappy in their marriage? Yeah. And what is the most cited reason for the unhappiness? They don't feel loved by their spouse. Loved in what way? You're tough. I'm not trying to be tough. She is tough. All right. Maybe, okay. You don't want to go there. No, no. There's nowhere I don't want to go. Anyway, even if I don't want to go, I go there. That's true. So, okay. For the record, generally speaking, a man who feels sexually fulfilled with his wife is going to stay faithful. This is so foreign to women that they just have to take my word for it. That's not how women think. Women do not have affairs because they're not sexually fulfilled by their husband. Some might, I fully acknowledge, but they don't feel emotionally fulfilled. That's much more a woman's reason, and I have just as much sympathy for her as for him. It's not, all I'm saying is, and I don't even remember how we got on this, but it's amazing that we did. How did we? Yeah. It's funny. I usually remember the genesis of a subject, but all I'm saying is when I meet people, my first reaction is not, wow, that's evil. If I met a murderer, yeah, or not even a murderer. Frankly, doctors who give hormone blockers to 10 -year -olds are doing evil. I have much more contempt for them than for somebody who had an affair. Okay, so let me ask you this. Let's say you got a call from a guy who was five years into his marriage. He has three or two young children, and he calls you and he goes, Dennis, I am not happy in my marriage. It's not awful, but I'm not happy, and I have my eyes on another woman. What do I do? Do I stay in my marriage that's unhappy, or do I leave because I'm unhappy? I'd say do everything possible to make yourself happy in your marriage, which by the way involves obviously working it through with your wife, but it also involves working it through with yourself. So, I'm a guy's guy. I'm male as as they come. So, men really relate to me. Happily, a lot of women do too, but it's not the same thing. Male -male is not the same as female -male. Okay, so I understand men really well, and I explain men to women. So, both sexes have to adopt the Prager notion of not having too many expectations. I think it's fair to say, nobody says this, because sex is ironic. We have a sexually drenched society, and yet people never talk honestly about it. That is very well said. It's mind -boggling. It's mind -boggling. You're so right, and people get upset when you talk about it. That's right, because I'm honest. So here is something I would say to men, guys, just know you are not going to have the sexual life you fantasized in the vast majority of cases. It's just the way it works. You mean when you get married? Yeah, when you get married. I'm sorry, that's right. I wasn't clear. Yes, when you get married. And therefore, you enjoy what you have. Now, obviously, I'm not going to give it a time factor limit. It's different when you're 25 than when you're 55 or 75. All of that is real. But I remember when I was in high school thinking, wow, to be married, you have this woman anytime you want. Oh, gosh. Such a male thought. Exactly. This was worth the entire broadcast. My comment and your reaction? I think I represent all women. Yes, exactly. Watching and listening. And I represent all men. That's the point. So that was my fantasy in high school. Oh, my God, it must be the greatest possible situation being married. She's there whenever you want her. So men… I just looked at the camera. So men have to understand it's not going to be that way. Are there exceptions? I'm talking in general, of course, there are exceptions to every rule in life. So I really ought to, if I had the time, I would write an advice book to men. Oh, you really should. Who is it? George Gilder wrote that man book? That man book? Sexual Suicide and the Naked Nomad. He deeply influenced me. So, men need to understand… By the way, we all need to understand… I don't know what women's fantasies are about marriage. Her fantasies are not likely to be fully realized either. So it's best probably not to have fantasy… I don't care if you have fantasies, it's fine to have a fantasy life, but in the sense of directing you in your emotional reaction is not a good idea. And in your reality, it can't direct your reality too much. That's right. So I have told men, I'll tell you where I feel for men. And that is, if they're married to a woman, I'm just talking the sexual arena now. If they're married to a woman who doesn't take care of herself physically, that's given the power of looks in the human species, it's the female that attracts the male. I know there are gorgeous men who attract women, but most men are not gorgeous. What attracts women to men is not that they're gorgeous. they're Certainly when reached by age of 30, a high school girl is going to go, Oh God, is he gorgeous? Oh God, you know, that's fine, it's part of life. But one of the biggest ways you show you love your husband is by taking care of yourself physically, trying to look good. And the proof is you tried to look good when you dated. Why did you stop trying once you got married? That's not fair to him. You're right, and it's not fair when men have B .O. and also don't take care of themselves, which I know you recognize. No, of course, but that's not the same thing. The B .O. holds for both, but looking gorgeous or as gorgeous as you can, I mean, looking cute. In peacocks, the male attracts the female. In humans, the female attracts the male. It's just the way it works. And if she succeeds in doing it, he gets aroused and they make the next generation. That is how human sexuality works. I really love what you said a few minutes ago about we live in this over sexualized society that also gets so upset when people like you and me talk about sexual matters, not to overhype our importance, but people who are brave enough to talk about sex within with a Judeo -Christian good values worldview are so valuable. I don't understand. Yeah, but a lot of them do, but they're not real. A lot of the religious people who talk about sexual matters are not rooted in the real world. So what is an example? Masturbation. Wow, welcome to Dennis and Julie. But the proof is nobody feels that they can talk about it. Yes, that's true. I mean, I debated a guy, very religious guy, seen by hundreds of thousands of people on the internet. He said, masturbation is evil. And he's speaking from a religious point of view. Evil? I said, I looked at him and I said, evil? I mean, if he says it's a sin, fine. Every religion has a whole list of sins. But evil? And I challenged him. I said, are you serious? It's evil? I mean, child molestation is evil. Genocide is evil. I know. Masturbation is the charge. Of course it does. So religious, you're right about the Judeo -Christian values perspective. Unfortunately, a lot of religious people have made religion look silly and people have therefore rejected it. You know, you're right. I think a lot of people point to something like that and go, that's just, that's too far for me. It's too far, exactly. It's difficult, the job of being religious, because you obviously want to promote good values, but you also want to be real and recognize that there are certain thoughts and proclivities and actions that a lot of human beings partake in. And so it's about mitigating the, I was going to say mitigating the harm of those, but allowing them to happen as long as they don't go too far or as long as they're not harmful. Yeah, that's right. So people should read a book by an Orthodox rabbi, Shmueli Boteach, who's a well -known rabbi, B -O -T -E -A -C -H, in English, Boteach, but it's pronounced Boteach, and it's called Kosher Sex. It's a great book. That's a good title. Great title. And whole his thesis is, you keep sex within a marriage, but within a marriage, do whatever the hell you want, providing the other person agrees, obviously. And, you know, as raunchy as it may sound to the outsider, if you two agree to it, the only restriction is that it's not with another. You know, God, of course, I forgot my train of thought. I just I really marvel at how real this is. And sometimes when you make these comments, I think, God, he is gutsy. He really goes there. You know, I am gutsy. I want to tell you, this is very revealing about me. People will take it for what it's worth. I decided very early in my life, if I want to do good in this world, that's all I've ever wanted to do. I will not shy away from putting myself out there and knowing I'm going to get slapped. And that's the reason I do it. It's not fun to talk about masturbation, but I know how many people are traumatized by the message you're doing evil. And it makes religion and God look bad, and I don't like that. Mm hmm. And here's the thing, also, it's uncomfortable to acknowledge, but it's the truth. People do the like I mean, this is the whole point of the conversation. People do these things. What are we going to pretend like they don't exist? We have to deal with them. And I think it's cowardly to run away. Look, I have told you, Dennis, that I grew up in a house that didn't talk about these matters. And I'm grateful, actually, because I think there are certain boundaries that ought to be respected. And I there's a time and a place to discuss things like this, but we do have that forum to do it. And I don't understand I don't understand when people deny reality. We are seeing the harm in the United States today of denying reality, including in the sexual arena. I mean, that's this whole hookup culture thing by by contorting reality to make women believe that they want sex as much as men is harming women. Plain and simple it is. Is it uncomfortable to acknowledge the reality of males extreme sexual proclivities? Yes, but we have to because we're seeing the consequences when we don't. So I applaud you. And I do think sometimes I'm like, wow, he he's really going there. He's gutsy. But but people need a good role model for these matters. Well, you don't make a good world if you're not gutsy. True. You can't build a good world on cowardice. And it's so hypocritical because people people have sex. People do these things. And I don't I don't I dislike the people that that are on some kind of moral high ground when they talk about this stuff. It's like, please, you do it to your human being. Don't act like you don't partake in these things that you decry. Right. And some of them probably don't. But my question is, are they better human beings in general? You know, I talked I said to you what Richard Elliott Friedman said, that a lot of people who commit adultery are good people. It's because it's it's weakness more than anything or or something else. I'm not talking about serial adulterers.
Fresh "San Diego" from Spellcaster: The Fall of Sam Bankman-Fried
"On closed vote House a at floor government doors 1 for this shutdown p morning a .m. possible to federal on find its vote. a proposed way funding forward stopgap runs after out failing funding L .A. at to midnight measure, Mayor Karen pass with a Bass no short but term is deal it's funding among unclear Senate in those resolution seat. sight if For mentioned the Speaker remainder on house to Kevin Friday. of fill McCarthy Dianne the republicans term, Feinstein's would The bring are Senate meeting the is measure behind Governor U .S. set Gavin to Newsom said in March he would nominate a black female if Feinstein retired before the end of her term. A spokesperson for Bass said at the time that the mayor would absolutely not consider stepping down to fill the Senate seat. Senator Feinstein passed away Thursday night. Full weekend service is up and running on New York City subways and busses despite historic rainfall and flooding that inundated the system on Friday. Jennifer Bass says she has experienced the most rain seen in some 70 years, she says. Metro North, the LIRR, subways cities, and busses functioning a day after delays in suspensions as heavy rains poured into the mass transit system. HOCL crediting MTA leadership with planning ahead by rerouting trains and having pumps in place in advance to clear as much water as possible from the system. She also praised bus drivers behind the wheel of some 800 busses to give folks an alternative option and not be left stranded. Jennifer Bolsoni, New York. Variety magazine is giving high marks to Drew Carey and Seth MacFarlane in its list of winners and losers in the rider strike that ended earlier this week. Carey spent a reported half a million dollars to provide meals at area restaurants for striking riders. MacFarlane reportedly helped workers affected by the strike by donating around six million dollars to the Entertainment Community Fund. Drew Barrymore and Bill Maher were named as losers for attempting to resume their talk shows during strike, the although they both ended up delaying their restart. Three buses filled with migrants arrived in Los Angeles, California from Texas on Friday. Brian Shook has more. These are the 17th, 18th, and 18th buses that have arrived at LA's Union Station over the past three months. A local nonprofit more says than a hundred people were on the three buses. Texas Governor Greg Abbott argues self -described sanctuary cities like Los Angeles should take more migrants. I'm Brian Shook. The Navy will start testing seals for performance -enhancing drugs after a trainee died in San Diego, California last year. Jack Cronin has the report. The Navy says special operations forces, including the seals, will be tested for performance -enhancing drugs starting November 1st. The Army will also test their forces at a later date. NBC News says four units will be randomly tested each month with positive tests leading to discipline or removal. The announcement comes after the death of year 24 old Kyle Mullen who had PEDs in his car when he died in Coronado in February of 2022 during seal training. I'm Jack Taylor has more. That's according to a new study published in the journal Nature Medicine. Erythritol is used to sweeten stevia and monk fruit reduced sugar products. The study links it to blood clotting, stroke and death. Its lead author said the degree of risk was not modest. Those with existing risk factors for heart disease are twice as likely to have a heart attack or stroke with the highest levels of erythritol in their blood. I'm Lisa Taylor. An arrest has been made in the 1996 murder of rapper Tupac Shakur. Las Vegas Sheriff Kevin McMahill said for 27 years his family family has been without closure, but that changed Friday with the arrest of Dwayne Davis. Authorities say Shakur was involved in fight a with Davis outside a Mike Tyson boxing match in 1996, which they believe led Davis to kill Shakur were at a Las Vegas intersection. Davis is being charged with murder with the use of a deadly weapon. I'm Dena Kodiak. And I'm Pellegrini Denise in the Bloomberg Newsroom. House Speaker Kevin McCarthy is we've been reporting defying hardliners in his own party and plans to hold a vote today on a measure that would keep the US government open until November 17th and include disaster funding that could potentially reduce the risk of a shutdown. But Bloomberg's Billy House says even if the House does manage to pass such a measure, some Senate Democrats who want on Ukraine, funding attached to any temporary plan, at least for now, might of wrinkles that the Senate Democrats would probably attach Ukraine funding back to this bill if it's sent over to them. And has McCarthy members who have big wrinkles that even if they accomplish on the House floor today what they set out to do, there's nothing but road bumps ahead probably
A highlight from John Zmirak
"Hey there, folks. Welcome to the program. I believe it's Monday. Chris, is it Monday? Check your watch. It is Monday. It's Monday. First of all, we decided to start the week off with a bang. His name is John Zmierak. Everywhere I go, people say, I love John Zmierak. I love John Zmierak. I say, you're welcome. Zmierak is awesome. We're going to talk to him about everything. He's like a human kraken, I like to say. Yes, like a human kraken. It has to be released carefully and not too often. We got Zmierak coming up. A lot of news here, folks, before we get to John Zmierak. Of course, we're going to talk to John Zmierak about all kinds of news. I'm not sure who we have in an hour or two today. It might be Rosario Butterfield, who has a new book out. And we have Jennifer Morris as well. It might be Jennifer Morris, who has a book out. Oh, my gosh, we got some heroes on this program. It's such a privilege over the years to have gotten to know these wonderful people and to have them on this program and to bring them to you, my listening audience or viewing audience, if you're watching this on on Rumble or or whatever. But OK, some big news. I believe I mentioned it last week, but my book Letter to the American Church has struck a nerve around the country. Thank God. And people are giving it to their pastors. And this has been going on for a year. I've never been busier, which is good and bad. So please pray for me because it's a stressful time. But the wonderful news is that a documentary film has been made called Letter to the American Church based on my book, Letter to the American Church. The trailer I saw the trailer the other day I was with Charlie Kirk at TPA USA Faith at a pastor's conference in San Diego. And I just want to say that the trailer is shorter than the film, but it's intense. And everyone raved about it. And I'm very excited about this. If you want to see the trailer, we if you get my email, which is the Eric Metaxas dot com, the newsletter, I'm pretty sure we sent it out this morning. It did go out this morning. You can also go to Letter to the American Church dot com as well. And we will be I'll be posting it on Twitter, probably on Instagram. But it's so exciting to think that the message, which I want to say is not my message, folks. This is what I believe God is saying to his people. And we are just his vessels. But it's about waking up the American Church in the way that the German church did not wake up in time. And that's a big deal. It's a very big deal that we would kind of act like, well, weird stuff could happen in the past, but, you know, everything's cool here. No, everything's not cool. And God is calling us to wake up and to get involved in everything. And, you know, it's an interesting thing because we know that the state, the government is not supposed to have any involvement in the church. We know that. But the church is supposed to have every kind of involvement in the government and politics. We who are in the church are supposed to bring God's values into every part of the culture to propose those values by getting candidates elected who share those values to the best of our ability. OK, we're not going to ever find a candidate that agrees with us on everything, but it's all very important and we're in a very, very crucial time. So the idea that this documentary will be out, probably.
Fresh update on "san diego" discussed on Dennis Prager Podcasts
"Okay, all. Dennis Prager here. So the last caller, one of my favorite subjects, theology. He believes in God. He doesn't believe the rhetoric that God permeates creation because he believes God is separate from his creation. God is separate from his creation and permeates creation. They're not mutually exclusive. God is not part of nature, but he permeates nature because if it weren't for God's will, it would cease to exist. Why do electrons continue to revolve around a nucleus? I believe this supernatural force put it in place. It is so fascinating to me, the arrogance of not all, by any means, but many atheists, that the idea that the physical world did not create itself is stupid. Yes, they think we're stupid. We're just superstitious fools for thinking that there might be a beyond natural cause of nature because, after all, every intelligent person just knows that nature made itself. It all came about by fluke. Fluke for these atheists. That's really logical. Charles Krauthammer was agnostic, but he thought atheism was the stupidest idea he had ever heard. It was something I played often. He was a Harvard-trained doctor for those curious about where scientists lie. Anyway, back to you my friend, Jeff in San Diego. I'm very curious. You say you believe in God, so I'm very curious what that means to you. Do you believe that God revealed his will? I think so in the Bible, but I don't think it's inerrant. It's not like he talked to people, maybe to Moses. Maybe he revealed himself very powerfully to Jesus. These days he's kind of silent to me. No, I hear you on that. I think that's true, by the way. I think that is largely true. I think he spoke much more then. It's one of the reasons I read the Bible because I do think he spoke there. Do you believe that God judges good and evil? That's a hard one because, yes, God is moral and he's put the moral inclination to man. Okay, so where do you and I differ? I'm not saying we do. I'm just curious. Do you think we differ theologically? See, to me that is one of the two, three bottom lines. Do you believe that God judges human beings? If you don't, then there's no difference between belief in God and atheism. But you don't believe that. You do believe God judges humans. I think so, but I don't have the traditional heaven, hell, purgatory thing worked out. Well, I don't know what worked out means. Nobody has it worked out. Yeah. If you believe that Hitler and Mother Teresa have different fates after death, that's all that matters. I think so. I have a faith there, but once again, it's speculation. Yeah, no, no, but you said it correctly. You said, if God is good, then there is different fates for different people and that's my bottom line. By the way, Jefferson was not a deist. None of them were. Maybe Thomas Paine, Tom Paine. Jefferson believed that God worked in history. Okay, let's see here. I got a few of those and that and that. Forgive me, folks. All right, let's go to Mountain View, Arkansas and Dave. Hello, Dave. Hello. Hi. Hi. You say that you hate Nazis and I just wanted to know, do you know that they wanted Europe to be European? No, they wanted Europe to be Aryan. European was not a value system to them. It was a racial system. Right. They wanted European to be all Europeans, Frenchmen, British, Spanish, and that's it. They wanted everyone else out. Yeah, but it wasn't. Yeah, of course I am. But before I ask you why you raised the issue. Because you say you hate Nazis. Yeah, well because of what they did. I don't hate people because of their theories. I hate people because of their actions. What action do you hate? Is that a serious question? Are you talking about the Jews? Among other things. They aren't from Europe. Oh, so then it's okay to murder six million of them. What choice did they have? Oh my God. Okay, so this is a debate I have. I don't know the answer. I don't know the right answer. I don't think it's helpful to continue. If you believe Europe is for Europeans, well Jews were Europeans. The greatest German poet, Heinrich Heine, was a Jew. Every German thought he was German. But it doesn't matter. So you can gas children? That's it. All right. Well, I guess I'll put you back on. It's a phenomenon. If you're still there, here you are. So wait a minute. Let me understand something. Let us say Jews were not Europeans. Then it is okay to gas children and families? They were a future threat. Okay, so you think it was okay? Yes, they had no choice. Well, there is a level of moral decay that I can't fully address. It doesn't happen often. It hasn't happened often in my 40 years of radio. What am I going to say? It's okay to massacre everyone who is different than you. Okay, Dennis Prager here. And this is the hour you raise whatever is on your mind. Fullerton, California. Mark, hello. Dennis, I got to tell you. First of all, thank you. I am so grateful. I remember years and years ago when you were thinking of becoming a senator and sincerely for all the sincere, noble, courageous reasons. And we would not do it, but chances and I don't speak for myself. I know there are millions out there who, like me say, it's like, wow, we wouldn't be having this. I couldn't have this conversation with you right now. And the video system that you have made throughout the world that is gaining ground, I don't know if it would have ever taken place to the extent it has. If you had made the other choice and even choice you would have made would have been your choice. But I got to tell you, the amount of people who I am able to interact with that I wouldn't be, that I'd be fearful of tears. What am I going to say? I don't know what to do. I have learned so many considerable choices. Just listening to the breadcrumbs of what you share, that other people are blessed by you and they've never even heard of you. And while I'm listening to all these calls coming in, it's so tricky to want to pick up on them. I'm just so grateful. Well, bless you. I'm very touched by your call.
A highlight from 116: Part 1: Eric McBride and the December 2015 San Bernardino Terrorist Attack
"Ola, ola, ola, amigos, amigos, players, playerettes, dudettes, everybody in between, welcome back. This is the follow -on episode to last week with Rick Prado on the 22nd anniversary of 9 -11. We had a theme going here, we wanted to follow through on this next theme, and we'll tell you about that here in just a second, but first of all, welcome. As always, I'm here. I'm Morgan. I'm here literally with my partner in crime, and we're going to do what we did last time. I know some of you guys like small town police water, but we just couldn't bring ourselves to do that when we're talking about something as serious as when we talked about 9 -11. And then this month we're talking with Eric McBride. He retired as the chief of police in San Bernardino City. If you guys remember, Alex Collins we had on was a deputy with San Bernardino County. His partner was killed, Jamie McBride. He was wounded by a piece of shit. We don't even want to mention his name. But we're getting into now the December 2015 terrorist attack at the city of San Bernardino. Fourteen people killed, I think twenty -seven wounded, and it just didn't seem right to follow on. You know, we wanted to have a couple serious discussions, so that's kind of what it was. So before we get started though, just a couple quick things. Head on over to Apple, Spotify, hit those five stars. Let us know what you thought of last week's episode. Let us know what you think of this week's episode. And don't worry folks, next week we'll get back into small town police water. Also head on over to our website, gameofcrimespodcast .com, our book from our prior guest, Rick Prado. You'll see that up there, Black Ops, The Life of a CIA Shadow Warrior. Great reading. You just got to get it. We've got everything you need there. Follow us on social media at Game of Crimes on Twitter, at Game of Crimes podcast on Facebook and the Instagram. But follow us on Patreon too, patreon .com slash gameofcrimes. We just recorded some great episodes. You can't make this shit up. We've got 9 -1 -1, Case of the Month. One rule we made is Murph never gets to pick a movie again. He has to submit it for review before we review it. I promise to do better in the future. Well, because you're on the hook for next month. All right. But guys, we have a lot of good stuff over there. Everything about, you know, we get into funny stuff, we get into serious stuff. Our Case of the Month has been recommended by you, the listeners out there. So head on over there, patreon .com slash gameofcrimes. Now this is a show about crime. We normally are fun and jovial because this is a show about crime. We talk about bad people doing bad things and bad people doing bad things to good people. We take the story seriously and that's how we're going to do it. This is not about us having fun and joking at the expense of a serious incident like this. So our next guest, Aaron McBride, like we said, retired as the chief of police, worked his way up from patrol officer, but started off as a Marine, formerly on active duty. He's got some good stories there, but he comes to us through another long list of people, a family of service, the McBrides out in California. He does. You know, our good buddy out in San Diego, Mel Sosa, made an introduction for us, got us to Eric. But the McBride family is well known in the law enforcement circles out there as brother Jamie, his niece Tony, and then Jamie's other daughter are all police officers out there that have experienced violence that, you know what, most cops in the United States don't have to experience. I'm not sure what's going on with the McBride family here, but you know what, they don't shy away from it and they don't run away. They address the issues as they come to them, and they're protecting their communities. Eric here was just the fact that, I mean, he's a trendsetter. You're going to hear him talk about his high school career, getting out of high school early so he could join the Marine Corps early. And his whole life is service to his community and his fellow man. And you know, in my book, there's no greater calling that you're willing to dedicate your life to work for the public. A public servant, I think, is a term of a hero. And that's certainly who we have on here today. And I'll tell you, again, we've got to thank our buddies out there, Southern California Gang Conference, Mel Sosa, all of those people. They're brothers to us. They get us great gifts, great gifts, great guests, which are gifts for things like this. And I'll tell you, you've really got to sit down and listen to this because one of the things that's going to come out of this is stuff that has not really been talked about in the media before, and you'll hear him talk about a call that was received. He's been briefing this to law enforcement. On the day of, he was the, quote, deputy incident commander, but he was the incident commander for all intents and purposes. And so he's not the one at the tip of the spear out there, but this guy has the overview of everything going on. You're going to hear things that went well. You're going to hear about things that didn't go so well. But we will never get to hearing any of this, Murph, unless I ask you, are you ready to play the biggest, baddest? And as we see in this episode, too, the most dangerous game of all, the game of crime. Absolutely. So everybody get in, sit down, shut up, hold on. You're getting ready to hear a story about an incident that I wasn't even aware of, a terrorist attack in San Bernardino, California. So Eric, tell us what's going on, brother.
Fresh update on "san diego" discussed on Dennis Prager Podcasts
"Let Dennis be Dennis. Yes, indeed. I agree with that. This is the hour you sent the agenda, whatever's on your mind about you, about me, about life, about death, about cigars, audio equipment, photography equipment, fountain pens, and classical music. I think I've gotten that down more or less. But not about gardening. Not that it's not a great thing. I have nothing to say. Enjoy the music. Okay, everybody. What's on your mind? Here we go. Alvin in Pittsburgh, Pennsylvania. Hello. Thanks for taking my call. I've listened to you for years and you've always teased on the subject of studying a boring person. And then a few weeks ago, you finally exposed an answer. You gave two of them. One, you won't be a boring person if you have a passion for something. And the other thing was to show interest in the person that you're with. That's right. I know I've said that for years, but you did correctly summarize my conclusions. You can do a book on that. That's always fascinated me as well. I never thought anyone else even considered it. And I also wanted to see if you had any more answers in terms of not being a boring person to being a boring person. Well, I love your question. It's a good way to start the hour. So, let me give the background. When I dated women looking for either just to date or looking for hopefully a wife. I always had that in mind from a very early age. I always knew I was going to get married. I always knew I wanted to get married. I always knew I wanted to have children. So, like everybody who has dated, there were some dates that were boring. So, I'm proud of myself because it was a great decision. I decided that the only way I could make a boring date interesting is if I became interested in boring people. In other words, why is somebody boring? Or at least I found boring. Maybe others would not have. I fully acknowledge it now and then. And I concluded two things just as that. They had few or if any passions. And the other was that they were completely disinterested in me, the person they were on a date with. I was in public life but I was nothing comparable to today. So, usually I was on a date with someone who didn't know of any of my public work. And even if they did and they didn't ask any questions then it was even more revealing. I always ask questions. In fact, the truth is to this day I am more interested in asking people questions than in talking about me. I have more than enough opportunities to talk about what I think about and about my opinions and about me. So, the last thing I need to do at a dinner party is talk about me again. So, those two things disinterest in the other individual or other individuals and I am going to go back to the disasters of my lifetime. He did a show on automobiles. Leon Kaplan. It is ironic that I just bumped into him. He looked great. And Leon Kaplan taught me something very interesting. That a person could hold your interest for an hour on a subject you had no interest in if he was passionate and interesting. That taught me a great deal. It is a big lesson and I have certainly applied it in my life. I don't assume that every subject that I raise everybody is interested in. But I am. And I convey my passion and I convey my interest and that keeps people listening. And you can do the factors in not being boring. Another one, which I didn't raise because it had nothing to do with what I learned on a date, is one of the reasons I am interesting. And it is foolish for me to deny that. I wouldn't have this job if I were boring. There is one thing you could say about every talk show host. They are not boring. You lose your audience and therefore you go to another profession. That is obvious. So I have had an advantage based on a limitation which is very common in life. And that is I am bored very, very easily. And therefore I can bore me. So since my threshold of interest is so low or high depending on how you look at it, I have to keep me interested. And that has been a major factor in my being interesting. It is very hard to keep my interest. And I have to measure up to that standard too. That is a good example. See, one of my friends is a psychiatrist, one of my closest friends. And I am always fascinated when we are together. And I know I will tune out while listening to somebody talk. And he won't. He follows every word they say. He hears, even boring people, he hears every word they say, which is a good thing given his profession. But I am much more readily tuned out. But that has kept me, I think, interesting. I remember in one of my earliest speeches, in my early twenties, I actually said to myself while giving a speech, Dennis, you are boring me. And I never did that since. Okay, San Diego, California. Jeff, hello. Good morning, Dennis. Hi. Hi, how are you? I am probably, I am theist. You know, I believe in Creator. I believe in God. I have a Christian background, probably somewhere between Protestant, liberal, theologically, not socially, and a deist, you know, like a Thomas Jefferson deist. There has been this question that has come up with Christian discussions about God. And some people assert that in the old Catholic times, everybody believed that God kind of permeates the entire world, permeates everything. And I look at, my belief is that God is separate from the creation. I think that's the Genesis belief. And I don't think that God is always like right there. It just, I can't believe that, you know, like when a, maybe when a tick is biting a mammal or somebody is doing a crime, is God right there? I don't believe that God kind of hovers over us like a helicopter parent. But I wanted your take from the Jewish point of view, because the Jewish point of view sometimes differs from the Christian point of view. And I'm just, I'm very, very rarely do I say the Jewish point of view. No, no, no, no, no. You don't have to be sorry at all. It's a perfectly legitimate question. I'm answering it though, in the most honest way I can. First of all, I don't want to wear the mantle of, I am speaking on behalf of all of Judaism. Certainly nobody speaks on behalf of all Jews. But even within Christianity, the Christian view is a tough one. Is it the Catholic, the Protestant, or even within there? I mean, clearly Protestants differ tremendously among themselves and Catholics among themselves. All right. Having said that, however, yes, God is separate from his creation. But God permeating creation and being separate from creation are not mutually exclusive. I'll explain when we return.
A highlight from John Zmirak
"Welcome to the Eric Metaxas Show. I shouldn't tell you this, but Eric hired someone who sounds just like him to host today's show. But since I'm the announcer, they told me, so I'm telling you, don't be fooled. The real Eric's in jail. Hey there folks, welcome to the program. Hey, Chris Himes. I know you're still in the New York tri -state area, but guess where I am. No, no, no, no. Guess. Wrong. Cabool. San Diego. Oh, wow. San Diego. Yes, I'm in a hotel room in San Diego because tonight... Okay, I always do this. I start talking before I tell people what to expect in the show. Today, folks, hour one, which is in a couple of minutes, John Zmierak will do his weekly appearance on the program. I love talking to him. Everywhere I go, people say, oh, thank you for John Zmierak. Thank you for John Zmierak. So we got John Zmierak in hour one. In hour two, we have my friend Ken Fish, who is always, what can I say, extraordinary. In the beginning of hour two, I'm talking to our friend Robert Netsley with inspireadvisors .com. I keep saying to people, go to inspireadvisors .com slash Eric because you have invested your money in places that are woke, that are helping woke causes. So in hour two, before I talk to Ken Fish, I'll talk to Robert Netsley briefly. But is the solution inspireadvisors .com slash Eric. I'll explain that after I talk to John Zmierak. But it's important that we all get involved and we all do what we can. It's actually very, very, very important. It's important that we do these things. And so I'm going to harp on it because it's very important, seriously, to the future of this nation and the world. So not to be too serious. Okay, so we got Ken Fish, we got Robert Netsley, we got Zmierak coming up in a minute. Now, Chris Himes, I want to share a couple of things. People have been wondering, where's Alban? And people wouldn't believe it if I told you. I might as well just say it. He had breast reduction surgery. And the fact is, folks, listen, that's between him and his wife and his God. And you don't judge people, all right? That's actually not true. But the good news is it's a bit of a mystery. But we've tracked him down. He's going to come back and give us an update. But last known sources say he is in Cairo, Egypt. That's not a joke. No, that's not a joke. Because they have a clinic for this kind of surgery in Cairo. They don't ask questions. But the fact of the matter is that he'll be on the program eventually to tell you in whatever it is. Yeah, we'll let him tell us. But there may be a book involved. There may be an abduction and taken overseas. But yeah, but he'll be back soon to, to reveal. And the only reason I know that is because I wrote the foreword to the book. But anyway, so we'll update you on Alban, because people were wondering, but I, I also want to say that the reason that I am today in San Diego is because tonight, there's a TPUSA faith event, a pastors conference here in San Diego. And I'm going to be speaking at that. And tomorrow night, I'm at an event at the Nixon Library up in Los Angeles area, Yorba Linda.
Remembering Black Hair Care Pioneer Dr. Willie Morrow With Mary Reed-Johnson
"Am so excited to welcome back to the broadcast today. Our special incredible guest host, guest contributor. You guys know her from Hairhead Heart. Well, I am so excited to just to have her back to talk on this very particular topic that she does. It's really like a series that she does exclusively for us at the Hair Radio Morning Show. It's her 10 things you should know. So who gets the treatment today? It is a gentleman that we just recently lost. Of course, we're talking about the mega, mega superstar in the way of black hair care, Dr. Willie Morrow. So Mary Rhee Johnson, good morning and welcome back to the Hair Radio Morning Show. Absolutely glad to be here. It's always just exciting. I just appreciate you. Well, back at you. And we're going to find out all about what's new with you and Hairhead Heart coming up a bit later. So first, Mary, we just got to jump in. What on earth? Now, listen, I thought I knew just about everything about Dr. Willie Morrow. And just to tell you quickly, yeah, I had interviewed him like literally decades ago. We're talking over about, well, here's my age going out there, but about 20 something years ago, literally. And his daughter and I have been friends ever since. Cheryl Morrow has been an incredible beacon in my little life. And the fans, you guys have gotten to know her. She's been on the Hair Radio Morning Show many, many, many times. And that's her family and what they represent and what she represents. And she's carried the torch. I call her literally Hair Royalty. You'll always hear that. That's how I refer to her. Because to me, Dr. Morrow's the hair king. So I'm real excited. So I can't wait to hear what Mary Rhee Johnson has put together for us today. So Mary Rhee Johnson, take it away. All right. Well, number one, legends never die. So even though he's not physically here with us. We're starting at number 10, right, Mary? Yes. We're going to count meow. Yes. So this is number 10. Yes. In recognition of that, I'm going to say everybody's got to lay hands on CBS Sunday morning. There was just a small tribute to him. And I think that's him probably. Look at the July 17th, if you can find it. CBS Sunday morning. And you'll see a little bit about. Yeah. You can YouTube the guys out there. So yeah. Yeah. So I think that's always good. So that would be my number 10. But he had a lot of layers. So we're going to chop into some of those layers that Willie represented. And one of them ties into what you mentioned already about his daughter, Cheryl. So one of the things Willie had was a newspaper. And it was called the San Diego Monitor. And he actually ran it for many years. And then his daughter, Cheryl, took it over. So I think that's another interesting fact about Willie. Absolutely. In fact, the San Diego Monitor news that Cheryl does, she has taken over that, which has been incredible. And it's a great digital brand. I usually get the digital version online and read. Cheryl herself always has a unique way of looking at things. And she's been able to do some incredible things with this. And I kind of always think of her as kind of almost like the same as the story with Matt King Cole, and then you got Natalie and her success. That's what Cheryl has always put me in the mind for, lack of a better, different way to say it. But that's what she's always put me in the mind of, just someone who carries the beacon on from a very successful dad. So this is the type of thing. And you don't have to always come from royalty. I'll say fact number eight would be that he came from, now he had two children, but he came from a fairly large family by these standards. He was one of eight children. Yes. And yes, I did that. From, was he born out in California? Oh, no. He was from Alabama. Oh, okay. Yep. And his mother and father, excuse me, I'm going to say that they would be the next one, number seven, they were sharecroppers. And you know what a sharecropper is? Well, I definitely remember, wasn't the sharecropper the folks who, after slavery ended, maintained the land for people to have firearms and stuff like that? But tell us, yeah, tell us what your research revealed. Well, that is exactly, so his parents, like he created a legacy in royalty, but he didn't come from that is what I'm saying. But it doesn't matter. It's like if you are of sound mind and have intent to do better for the world around you, then you can. Like he didn't let anything stop him. Wow. Well, I'm just, yeah, I'm impressed with that. I really am. And to, you know, I have to say to hear so many incredible folks in the hair and beauty industry talk so lovingly of Dr. Morrow's commitment to the hair and beauty industry, and what he has done for so many, I'm raising my hand as well. He's always been someone that I have modeled my career and life after as well. And everybody I know, we all look up to Dr. Morrow, everybody I know in the hair business. So this has been, yeah, it's really big. Thank you, Mary, for doing this. This helps us to put his life into perspective. And we wanted to do that as a very special tribute on our broadcast.
A highlight from The CoverBag with Murp McCarthy
"Marine veteran Murph McCarthy is the creator of the cover bag the best protection for your dress hat or dress uniform cover Coming up next on veteran on the move Welcome to veteran on the move if you're a veteran in transition an entrepreneur wannabe or someone still stuck in that J -o -b trying to escape this podcast is dedicated to your success And now your host Joe Crain As a member owned not -for -profit Navy Federal puts members at the heart of every single thing they do Find out more at Navy federal org All right today we're talking with Marine Corps veteran Murph McCarthy owner of the cover bag calm and The women's rugby coach at the Naval Academy, that's pretty cool So Murph welcome to the show before we get to talking about business and entrepreneurship As a marine fellow aviator having had one of those on this show for a long time. Tell us what you did in the Marine Corps yes, so I Actually, I enlisted right out of high school and things went really well I was a tower air traffic controller and I ended up at the prep school for the Naval Academy and then graduated from the Naval Academy in 2000 then TBS and then went to down to Pensacola and When so helos went out to the FRS out there in Camp Pendleton quickly fell in love with it learned how to fly frogs Then I went to East Coast and I did two deployments on the East Coast And when I came back from that second one, there was a bunch of ospreys on the tarmac you know, I wasn't sure I wanted to get into that so I solicited my services back out to Camp Pendleton and then I ended up with the Purple Did foxes a couple deployments with them and then along the road. I got I got the the drone stink on me Stick with VMU doing drones and when it came time for me to get out of the cockpit I actually my services were sought by people other than myself To go do that again. So I went To VMU three and did a couple deployments With those guys then I came back to the Naval Academy where I was working in the Stockdale Center for ethical leadership and I was teaching leadership and that's when I started coaching rugby at the Academy in 2011 and then I had one last gig down at DITRA defense threat reduction agency where I was doing I was working on the open skies treaty which is a fascinating gig if you can get it, and I don't think you can get it anymore, but and then I retired in 2017 and You know, that was my Marine Corps story from the end of high school 92 to 2017 interesting so You know, sometimes transition is different. You're retiring because at least you got that paycheck of the month club membership, but Sometimes retirement isn't any easier than you know being in being in the military for four years and then getting out also So what was your transition like? Well, I wasn't sure what I wanted to do when I grew up You know, I was still like volunteering coaching rugby and that I Didn't see myself ever getting out of that because that was just a really fun thing for me to do It filled a lot of the you know, what you miss about the Marine Corps stuff for me But I started looking into a couple different business opportunities. I Started a business before I retired probably almost ten years before I retired and that was the cover bag and what ended up being the cover bag calm and that just grew and grew and grew to where You know, I could definitely take up a lot of time just working that when I retired But I'm I knew that was I wanted one more thing at least And that's when I started looking into other business opportunities and I got into fitness I a started franchise in Annapolis and did that I looked at a Number of other franchise opportunities, but I knew fitness was probably going to be what I wanted to do, right? So Was there an entrepreneurial bug inside of you the whole time? You're in the Marine Corps to just come about at a later time Totally. Yeah, like I've been into that kind of thing when I was since I was a kid So I remember getting in trouble for selling fireworks in the bathroom at my junior high school You know, I came up with ideas for stuff to put on ball caps Slinging t -shirts like that was always a thing but the cover bag was an idea I had when I went to the Naval Academy and You know, you're always wearing that combination cover like in the Marine Corps You're lucky especially if you're in aviation like you already ever even see that thing Yeah, buddy with the chicken you're trucking that thing all around all the time and it's white And you know, all you got to do is sit on it once or you know Be holding an ink pen that you probably should have retired a week before next to it And you gotta take the whole thing apart or buy new parts or buy a new one And I'm like man if I just had a bag for this thing, so it was like a couple years of me sketching out what it probably should look like and then designing it and then You know once you make the first couple and then you kind of go from there, but no I've always had that Hey, wouldn't this be a good idea Like I probably I probably do that like three times a week. Yeah, I've always been the same way but I think like especially when I was when you're a kid or when you're really young you have no idea how to Capitalize on your idea like yeah idea how to implement it or execute. I mean, you just don't have those capabilities and then especially nowadays with the internet and all the technology and everything and in Alibaba and China and all these resources that are available You can you could come up with a harebrained idea in just a few months be taking it to market Whereas like 20 30 years ago. It was like almost impossible to do to do. Yeah. No, and that's something you People should keep in mind. Like if you've got what you think is a crazy idea Just keep kind of fleshing it out and then you know for me it was a buddy of mine He's like, hey, I got a buddy who's got a hat and bag factory in Newark, New Jersey And why don't you send me that sketch you talked about? So I sent it to him and the guy produced a demo and And that was the first one like just like that dude. That's awesome. All right, hold that thought we're gonna take quick break We'll be right back As a member owned not -for -profit Navy Federal puts members at the heart of every single thing that they do Low fees and great rates resources to help you crush your financial goals 24 -7 access to stateside member service representatives with award -winning customer service Earnings and savings of four hundred seventy three dollars per year by banking with us an average credit card APR That's six percent lower than the industry average a market leading regular savings rate nearly two times the industry average I'm still with Navy Federal after 33 years and not going anywhere. Maybe federal is insured by NCUA NFC you reserves the right to change or just continue promotions and rates at any time without notice Dollar value shown represents the results of the 2022 Navy Federal member give back study Credit card value claim based on 2022 internal average APR assigned to members Compared to the advertising industry APA average published on credit cards comm value claim based on 2022 internal regular savings rate average compared to 2022 industry regular service average rate published by FDIC gov learn more at Navy federal dot org In a startling description the UN food chief warned the world with words knocking on famines door He called what we're facing a perfect storm of a perfect storm He's not alone parents published that a food shortage could be coming even in the u .s. Farmers see it to John Boyd jr. 4th generation farmer till Fox News that we're gonna see empty food shelves in the coming months That's why getting survival food is more important than ever Now create your own stockpile of the best -selling for Patriots survival food kits. It's not ordinary food We're talking good for 25 years super survival food Hand -packed in a family -owned facility in the USA and giving jobs to over 200 Americans They have different delicious breakfasts lunches dinners. You can make these meals in less than 20 minutes Just add boiling water simmer and serve and right now the next few days Listen to the veteran on the move podcast will get 10 % off their first order at for Patriots calm by using code veteran Go to for Patriots calm and use code veteran to start your stockpile today With hello fresh you get farm fresh pre -portioned ingredients and seasonal recipes delivered right to your doorstep Everywhere she could spend less time planning shopping and cooking for the family and more time with them From easy time -saving breakfast and family dinners to kid approved lunches and snacks Hello fresh has what it takes to keep everyone including you Happy and satisfied my wife and I love cooking. Hello fresh meals together and when it comes to options, honestly more is more That's why hello fresh's menu includes 40 recipes and over a hundred add -on items to choose from every week We love how hello fresh takes the stress at a meal time by delivering fresh ingredients and easy recipes right to your door This fall skip that extra trip to the grocery store and have dinner ready in no time with America's number one meal kit Go to hellofresh .com slash five zero veteran and use the code five zero veteran for 50 % off plus 15 % off for the next two months to get America's number one meal kit. Go to hellofresh .com slash Five -zero veteran and use code five zero veteran for 50 % off plus 15 % off the next two months I'm back talking with Marine Corps veteran Murph McCarthy from owner of the cover bag calm. So When I saw your interview come through Murph I gotta admit I'm like the cover bag and I went to your website and I saw it and I'm like ding I get it instant instant like yep thumbs up and Cuz my wife and I were Amazon sellers for many years. We're totally out of the business now. Amazon just got to be Amazon was like walking through a minefield you like you thinking you're fine all sudden kaboom your right leg's missing You're like what the fuck? anyways So we're out of Amazon now, but I loved Amazon cuz like we talked about earlier when you're when you're young You come all these hair brained ideas. That's a great idea for product That's a great idea and I could I could run them to ground and be and be putting it on Amma be putting a great product on Amazon, you know within a few months sometimes Sometimes that's not a good thing because if it turned out not to be a good idea you lose a lot of money At least I could exercise these ideas for the first time in my life. And so I have a true appreciation for a great product and I Remember, you know getting my uniforms at the Marine Corps shop or the marine the marine shop in there in Quantico And I think I still have that white shredded cardboard box with my white cover in it somewhere back in storage and and I The whole time I'm like, how am I supposed to carry this thing around? I mean for 20 plus years in the Marine Corps I carded that thing around in a cardboard box and somehow it managed to work out for him when I saw the cover bag I'm like, oh, yeah, like I get it that that's it. Like like how did how'd you just come up with that idea? It was just I mean I get it It's like it's like a problem every one of us dealt with but nobody ever thought of the idea or at least executed on the idea Yeah, well, I always thought we you know, they're expensive So all you gotta do is have to replace one and you're like man, how do I not do that again? Yeah, and that's where it started but when I had You know that run -in with my buddy's friend who said he could make me a demo I was like a demo sounds like it sounds like I'm in it But he he produced, you know The first cover bag from my sketch and I and all I had was like a little couple tweaks And he sent I ordered about 15 of them and I opened up the box of these 15 cover bags And I handed him out to the guys that were doing the color guard For the ball when we had the ball the next night and when the Marines were like, holy shit, sir This is awesome. Where'd you get these? I was like funny story like I invented that and they're like what and then I knew that I had something and that's Really? Yeah pulling my money together and like spending quality time thinking about how I was gonna do it Wow Yeah, I got like a thousand questions cuz and like I said, I'm a product guy Like I love cool products and the idea behind it. So interviewing somebody that created a product it became successful Because it was just the right idea and Let me tell you man. I don't know if you realize this bit. It is hard to find to Manufacture something in the US and it's great that this is a military product Which by the way, I want to point out like I know in the Navy Marine Corps. We call it a cover your uniform hat The other services. I'm sure the Air Force didn't call it a cover. They probably caught a hat I'm not I'm not sure about the army But you know, I want to point out a cut the cover is your official military head piece or your you know It's your military hat but in the Marine Corps Navy, we call it the cover So your product is called the cover bag But I suppose you you wouldn't have wanted to call it the hat bag because then it would have just been like anything No, and I you know how you always wondered like you watch a commercial Or hear like a radio ad you're like I'm confused but like three minutes later you're still talking about it I think some of that. Yes, I think some of that has happened with calling it the cover back You know because I thought that I was gonna be selling to guys like you and me Like I thought this was gonna be you know by the troops for the troops type thing Yeah, but I have a ton of customers that are moms and Grandmas wives like they don't know what a cover is So they're like I pick up the phone and somebody says cat bag 95 % of the time really and I just I just kind of roll with it because it's one of those You got all these old ladies buying it to you're talking about it. So let's keep that up It's like the the the Red Hat Ladies Club is buying your bag for their hats and stuff or fancy hat No, they're buying it for their husband's boyfriend's grandchildren The cover bag is a huge gift idea like I'll send I'll sell like six figures worth of these things through the Marine Corps exchanges in a year I sell a lot more than that to friends and families of people graduating Parris Island and MCRD San Diego. It's it's absolutely fascinating and Much in the same way as cover bags hat bags hat covers all that stuff My favorite is that you know, I don't pay anything for advertising like I tried it a couple times It was to me It was like wasting money because I couldn't figure out if it was doing anything at all But people will get on Facebook and argue about what should be Embroidered on the cover bag. No, it should be last name first name. No, it should just be the initials No It should be first name and then the middle name and then the last name and I'm like this is amazing because it'll go on And then the website goes ding ding ding Yeah, well I suppose you know first initial middle initial last name, you know, maybe rank before that might you know if you're selling them to all the eighth and I Marines if it becomes that if he becomes a Regular issue piece of gear. Well, then you gotta you gotta do by right? I think that's probably eventually gonna happen. Yeah Yeah, the Marines like solve a lot of your problems. They just make you do stuff The Marine Corps ever figures out. Hey, we don't want anybody walking around with a bad -looking cover again We're gonna put one of them cover bags in their c -bag issue. Yeah, that's it. That'll solve that. Yeah Yeah, well then they won't have to walk around with it in you in there with their bent arm and hand, you know So So what are some of your numbers that you can share with us or just to give us a perspective on? How successful the cover bags? Well, to be honest The company's not openly for sale, so I'm not really in tune exactly with the numbers But I've been trying to get in with the Navy exchange So the last gentleman that worked there He didn't really understand and like how the cover bag was an amazing piece of gear But they're starting to get the memo now and the main number I've been talking with them is like hey Do you know I I do over six figures worth of business with the MCX at the Navy exchanges of which there is many Many more. Can you imagine how good this would do if it was available? Yeah to the Navy first hand and then retail, you know I do I do a lot more business retail than I do goals for sale. So well, dude, that's awesome. This is good you're always gonna need to protect that cover and like I said the the parents and Girlfriends wives and grandparents are on Facebook talking about what needs to be on a cover bag and they're like, what's a cover bag? Cover and then there I am my website just gets the pinks. Yeah You know, it's like that the old the old Henry Ford story where he says Well, if I had asked the customer what they wanted, they would have said a faster horse, you know, or right There's a quote similar from Steve Jobs Like sometimes the customer doesn't really know what they're looking forward what they need until they see it You can have any color car you want as long as it's black the other Henry Ford one yeah, and The cover bags kind of like that because if you said what's one of the biggest, you know You know pain in the ass things you do you deal with with your uniform? Nobody would have said I wish I had something to carry my cover in but I mean hardly anybody would have said that but When they see when they see the cover bag, they're like, oh, yeah I want one of them because I that is a pain point for me I just never realized that there would be as ever solution for it yeah, no, it's it's a no -brainer and eat and like People that aren't, you know actively using the cover like the parents can figure out that a cover bags a great idea And the other thing is, you know, mom's don't want to be buying their kids, you know, whiskey flasks and knives Something Practical they're not gonna put alcohol in or possibly shank somebody with It works out pretty good to get him a cover back and embroidery everybody loves embroidery that Yeah Now it's got your name on it, oh, yeah The embroidery thing for the cover bag is when it really exploded Yeah, and there's a nice big surface area on the thing for plenty of embroidery you can Yeah It takes a while if you come up with a design and you want me to put it on there that takes a little more time a little more involved, but I got plenty of patch choices and You can put whatever name you want on there nicknames Like if people get too wrapped up in what name they want in there or what order I'll be like Does your does your son have a pretty cool nickname? They're like, oh, yeah, we call him Sparky.
A highlight from FULL INTERVIEW - Dr. Ashley Lucas, Founder of PHD Weight Loss & Nutrition
"Have you noticed we started calling our call -in line, the PHD weight loss and nutrition line? That was from me because I'm so committed to telling everybody who hears my voice that you can say goodbye to the unwanted pounds that you've been carrying forever. I mean I've I've fought weight for my whole life. And then my friends Joey and Peg Hudson in South Carolina started raving about something called PHD weight loss and nutrition. And I want to take just a couple of moments to bring back to the show one of my favorite people in the world. Smartest, one of the smartest people I've ever met. And she has quite a life story. Former professional dancer. There's a lot of demands on professional ballet dancers and ballerinas and what their body has to look like. And Dr. Ashley Lucas put together years of education in nutrition and metabolism to come up with PHD weight loss and nutrition. And I gotta brag on it some more. Dr. Ashley, welcome back to the show. I see you're in the Dr. Ashley show studios. Your YouTube channel, the Dr. Ashley show is doing great I hear. It is. It's been so much fun. I've helped with the YouTube channel and now we are pulling that into a podcast template forum so that people can hear it while they're driving or wherever they might. You know, Dr. Ashley, when I talk about PHD weight losses taking the country by storm, it's true. We're going to Israel this fall and there's a bunch of people from the upstate of South Carolina who are going. I think there's 15 or 16 people just from the upstate who are going to go on the Prager Gallagher trip. Of that group, four of them just began PHD. It's so neat to hear people who are enthusiastic. I meet people everywhere I go. Last event I had in San Diego, a guy walks up to me and he says, Mike, thanks to you and PHD weight loss and nutrition. I lost 67 pounds and the guy looked great. He was about a 50 year old man. He looked absolutely fit. It's amazing. The beauty of PHD and that's why I can't brag on this program enough and I want to keep talking with you as much as you're willing to come on the show. First of all, you're not hungry so there's not a severe caloric restriction and you don't go through crazy exercise routines. I know people who literally wipe themselves out trying to exercise their way into significant weight loss and that doesn't really work, does it? No, it doesn't. We've talked about this a lot on this show, but the body is much more complicated than calories in and calories out and really what we want to do is target the belly fat. The belly fat, those fat cells that are in your belly secrete these hormones and there are these hormones that cause inflammation in the body, which results in joint pain and skin irritation and type two diabetes and cardiovascular disease. All of these negative health consequences and these fat cells also make you crave and make you hungry and weight gain really isn't your fault. It has nothing to do with you. It's all dependent upon this hormonal situation that's occurring in the belly fat and so when you think about dropping weight and exercise and calories really and what we want to do is we want to target a way to change the metabolism so that your body is fat. And so through that, when we look at the type of exercise that create impact, it's really not that chronic cardio, the type of exercise where you get on the elliptical machine and you just keep going and going and try to burn as many calories as possible. When you're looking at exercise, it's really about the functional way that the movement is working in the body and how it's tackling the fat cells specifically. So we want to focus on lifting something heavy resistance training, not enough to cause any type of injury, but enough where it really gets the body burning fat. So lifting something heavy, whatever that means to you and then some kind of intensity interval training and this doesn't have to be lengthy. It doesn't have to be anything too strenuous for sure. Dr. Ashley Lucas, the founder of PHD Weight Loss and Nutrition is joining us from the Dr. Ashley Studios. You're not going to want to miss her podcast, her YouTube channel. You can find everything by going to drashleyshow .com. Dr. Ashley show .com and I want to do something. I'm going to throw you a little bit of a curveball Dr. Ashley, but I know you can take it. I get questions all the time about my journey on PHD Weight Loss. I want to open up our phone lines to anybody who has a question for you or me about the program. So 800 -655 -MIKE because after all it is now the PHD Weight Loss and Nutrition phone line. Thank you very much. So we need to brand it properly and I want to roll out the official naming rights that you now have on our call -in line by inviting people to use the PHD Weight Loss and Nutrition line with any question you might have about the PHD program, what it means, what it takes.
A highlight from Jacqueline Fritschi-Cornaz
"Welcome to The Eric Metaxas Show. Would you consider yourself smart, insightful, precocious, astute, clever, wise, beyond your years, and good at checking a thesaurus for synonyms? Well, then you've come to the right place. Here now is the handsome, attractive, striking, gorgeous, and quite frankly, breathtaking, Eric Metaxas. Hey there, folks. Welcome to the show. I like to call today Tuesday. Hello and good morning. Because yesterday was Monday. Yesterday was Labor Day. And so if I look confused, it's a sign that I'm confused. It's hard to get back in. So it's nice. It's a nice, you know, you get, you know, it's almost done. We're almost done. We're almost on Friday. So listen, we have an exciting guest. Well, two exciting guests. First of all, in a few minutes, I'm speaking to Jacqueline. I think it's pronounced Jacqueline. We're going to find out. There's a new film coming out called Mother Teresa and Me. I'm going to see a screening tonight of that film. But we have the woman behind the film, not Mother Teresa, the other woman behind the film with us in a couple of minutes. Very exciting, honestly, to get her here in the studio. We also have Father Pavone coming in today. That'll probably be our two. He is the head of priests for life. He's a hero. And I want you to hear what he has to say. We've got a lot of other crazy guests coming up this week. I won't mention it. Chris. Yeah. I do want to say. Oh, yeah. Thank you. Right. Two, three things, three things before we get to our guest Jacqueline. First of all, our food for the poor raised. Thank you to all of you who gave because without you food for the poor couldn't do what they do. And you didn't need to give just because I hectared didn't need to to respond. Most of you didn't respond. There was some congratulations in resisting my siren song to give food to the poor people in our hemisphere. But it really is. I just want to say I'm grateful to those of you who stepped up. God bless you. Thank you very much. I want to say that even though I'm tan, don't don't let that fool you. I've been working. Really? You have a you have a rating writing deadline. I'm working on a sequel to my book letter to the American Church and writing books. And really, even the last part is very hard. And so even though I look tan and rested, it's a lie. Well, the tan part technically is true. Yeah. But I I feel it's not as easy as they say, huh? Well, you can just put it in chat, GPT and say write a sequel to my last book. Yeah. No, it's so it's been it's been I ask your prayers, those of you who pray, because it's it's hard. And letter to the American Church, by the way, is, you know, I say it is I say it genuinely humbly, like I know it wasn't my idea. And so you have a particular burden when you feel like God wants me to say something. And to some people, that just sounds crazy. But here's the irony. Those people are crazy. But the fact is that it's the book has been resonating tremendously around the country. I get notes from friends who say somebody sent me the book, you know, and I want to mention two things. First of all, letter to the American Church. There's a study guide. If you order it, you can see whether it's through Amazon or Socrates in the city. There's a study guide that goes with it. If you want to do it in a home group or something like that, continue the conversation, because people will read the book, they get motivated, and they say, Well, what can I do? What can I do? And they're usually doing it in a group will help you kind of figure out some things you can do. Secondly, there is a documentary film. Now, I know I've mentioned this before, but it's true. A film. documentary I shot my part in LA at right at the end of June. Directed by Michael Bay. And there were exploding churches in the background, slow motion. It's doves. It was beautiful, right? Yeah, yeah. It's kind of kind of Transformers kind of. No, it's it's a documentary. You did shoot in Hollywood based on letter to the American Church. And with this documentary, we're trying to get the message out to people who don't read books. And you know who you are. And shame on you know, but seriously, the idea that this is being turned into a gorgeous documentary. It's gorgeous. You've seen parts of it's like it's so so beautifully done. It's really exciting. And it's going to be screened in a few churches as a kind of a promo. So I'm going to be traveling around the country. But it's it's very exciting. And it gives me hope for the country. Because as you know, if you know, the thesis of the book is that the American Church is in the same place that the German church was in. At the beginning of the Nazis rise to power, we know the German church did not stand up and do the right thing in time. And as a result, evil took over that nation. And I really believe that we have an opportunity in this country, if we're willing, if we're willing to step up and understand the gravity of it. So I'm hopeful. Um, I should say also, Chris, before we get to our guests, I'm going to be traveling like crazy. Yeah, you have a really, really big skill. It's a little frightening, actually. Yeah. Thank goodness for air travel. Yeah. I'm going tomorrow to Miami. Hmm. I was just I was just there. By the way, it's terrific. It's terrific to have the Cuban coffee. You ever get those? I would love to say I would love to see you on a on a colada, which is sort of the double espresso. I'm happy to try it. I'll do it. So I'm going to Miami tomorrow. I'm speaking at a thing. By the way, everybody who wants to know my schedule to want to know if you can come to one of these events, go to Eric metaxas .com. Eric metaxas .com has my speaking schedule, or if you want to invite me, whatever. But so I'm going to Miami this week. Next week. I'm going to California. Um, there's a TP USA faith pastors conference in San Diego. I'm gonna be speaking at that. Then I'm doing a big event at the Nixon library. Uh, very excited about that. So I'll be there in California next week. And then it gets really crazy. I'm going to Iowa. I'm going to Dallas. I'm going back to Los Angeles. I'm going to Michigan Grand Rapids. Just it goes on and on and on and on. Wow. So So people say to me, Hey, Eric, what do you do for fun? The only thing I do for fun, probably is at the end of the day, when I'm exhausted, we, we what we tend to watch classic films. Oh, yeah, yeah, those are good. And Suzanne and I discovered I mean, this is the good news with like Apple TV. It's like you can find some stuff because a lot of times Turner classic movies, which I recommend, does not have something that I want to watch. They'll sunset that's the term they'll sunset movies and titles sometimes they'll have licensing for a little bit and then it kind of goes away. So it might have been there at one point. Yeah, you know, well, Turner classic movies, I mean, generally, I recommend it. But if you can't find a classic film there, like last night, they were running, you know, in the eight o 'clock hour, they were running a documentary about, you know, maybe with Fred Astaire, or Bob Hope. So and he tended neither of those great actors tended to appear in documentaries on coal mining. So you're stuck. It's hard to dance. So what did we do we found? We found some really cool stuff. But I guess I don't know where you how people find stuff. But we with Apple TV, we were able to discover just a just a trove of films we wanted to watch. So we watched, I don't know that I've ever seen the whole film. But it's one of Hitchcock's earliest films is it's 1935. It's called the 39 steps. Yes, it's a classic film. It's a classic, and it's wonderful. And so we watched that the other night. And all I can tell you is I want to watch it again. Because there's so much good stuff in it. Is it a is it? It's a thriller, right? Well, it's it's a it's a Hitchcock film. It's like a classic Hitchcock film.
A highlight from The Great Commission: Our Calling & Promise
"I just want to say welcome to all of our visitors. We're so glad that the Lord has led you this way. We hope something will be said to encourage you, and we're so glad to have you with us. As we gather today, let's remember we're not just a group of people meeting in a building. We are the church, the bride of Christ, the called -out ones, given a glorious mission by our risen Savior. That said, I want to draw your attention to a familiar passage that, while often cited, it never loses its gravity or significance. So in your copy of God's Word, please turn with me to Matthew chapter 28, and we're going to pick up at verse 16. Today we are pulling away from John. As you know, we've been kind of working through John, and we are going to pick that up on next time. But considering we have several baptisms today, the elders thought that it would be helpful if we look at baptism and the Lord's Supper. And so we've chosen a portion of Scripture here to kind of allow us to think through. Maybe you are comfortable with knowing what it means to be baptized. Maybe you don't understand. Maybe it's not quite that clear. And today we hope to bring some clarity. And in this passage we find the risen Lord standing at the top of a mountain in Galilee, proclaiming His authority over heaven and earth. And with that unmatched authority, He gives the church her enduring mission. It's a mission that reaches the very heart of our identity as Reformed Baptists and our love for evangelism. It's fitting then that we examine this passage today not merely as a call to evangelize but to understand the profound connection between the Great Commission and the two sacred ordinances the Lord entrusted to His church, baptism and the Lord's Supper. These are not mere rituals or empty traditions, but they hold the weight and symbolism of our covenant relationship with God and our shared journey as believers. In we baptism witness an outward confession of an inward change. Today we're going to hear, we're going to witness that. And those who are among us who are not ashamed of the gospel of Jesus Christ, we're going to hear them today testify about how God has saved them. And so, baptism is an outward confession of an inward change. It is an affirmation of faith, a burial of the old life, and a resurrection of the new. It is the beginning of the journey, a first step in obedience to the command of the risen Savior. Today we will see this take place in our presence. Then, as we regularly gather at the Lord's table, we are reminded of the immense importance of His sacrifice and the hope of His return. The bread and the cup are a tangible reminder of the gospel message and our union with Christ. We are the only ones who are able to identify with Christ through the bread and the wine. It makes us who we are because the Lord Himself passed it down, instituted it to His church. And so we have the great privilege of being reminded of that unity we have with Christ. So, let us now look at the Word of God. Follow along with me as I read. Now the eleven disciples went to Galilee to the mountain to which Jesus had directed them. And when they saw Him, they worshiped Him, but some doubted. And Jesus came and said to them, all authority in heaven and on earth has been given to Me. Go, therefore, and make disciples of all nations, baptizing them in the name of the Father and of the Son and of the Holy Spirit, teaching them to observe all that I have commanded you behold, and I am with you always to the end of the age. This is the Word of God. Let us pray. Our Lord and our God, we thank You for Your Word. We pray that You would help us to be able to understand what Your Word says, what it means. Speak to us where we are. Help us to know Your truth. Lead us and guide us and direct us as we understand Your Word, as we come and we're reminded of what Your Word says, as Your Spirit teaches us. We pray that we would be helped in such a way that we would leave here a changed people. Lord God, we pray also for the one who do not know You, that today might be the day of salvation. We pray, Lord, that You would cause Your Word to come alive in us, that we might go away and say, did not our hearts burn within as You visited with us? Lord, we ask all these prayers in Jesus' name, amen. Today's sermon is entitled, The Great Commission, Our Calling and Promise. I have four points. The first point, setting the stage. The second point is the authority of Christ. The third point is the command to discipleship. And our final point is the promise of His presence. So let's begin. Point number one, setting the stage. The text says, now the eleven disciples went to Galilee to the mountain to which Jesus had directed them. And when they saw Him, they worshiped Him, but some doubted. At this point in the narrative, there are only eleven disciples because Judas Iscariot, who betrayed Jesus, is no longer among them. After Jesus' resurrection, they found, they followed His instructions to go to Galilee. The choice of Galilee is significant because it was here that Jesus conducted much of His earthly ministry. And it's away from the religious and political pressures of Jerusalem also. The specific mountain is not named, but the fact that Jesus gives them a specific location shows intentionality on His part. Mountains are often, we said before, have spiritual significance in biblical narratives. They are places of revelation, teaching, prayer, and encounter with God. For example, Moses on Mount Sinai, the transfiguration of Jesus on a mountain. Seeing the resurrected Jesus prompts an act of worship from the disciples. Worship indicates their reverence, their awe, and recognition of Jesus and His divinity. This is especially significant considering the Jewish context of the disciples. Worship was reserved for God alone. Their act of worshiping Jesus underscores their understanding of Him as the Son of God, despite witnessing the resurrected Jesus, seeing Him in the flesh. Some of the disciples harbored down. This is a fascinating and a very human moment in the narrative. It reveals that even those who walked closely with Jesus and witnessed His miracles still experience uncertainty or hesitation. Excuse me. Now, this could be due to the sheer astonishment of the resurrection event, or perhaps they were grappling with trying to reconcile the crucified Jesus with the now resurrected Jesus. And so this leads us to our next point. We're going to consider point number two, the authority of Christ. You see this in verse 18. In Matthew 28, 18, it states, And Jesus came and said to them, All authority in heaven and on earth has been given to me. The Lord Jesus declares that all authority both in heaven and on earth has been granted to Him. This is a profound statement that shows and underscores His divine nature and the completion of His earthly ministry. He's making sure that they know that He has supreme authority throughout the universe. In other words, what applied before don't exist now. It's as if the Lord is saying, My deity does not have restraints anymore. He says, I am sovereign, I am supreme ruler. In other words, He's saying, I have no limits, listen to me. He's speaking with His divine authority. If Jesus possesses all authority both in heaven and on earth, then His teachings, His commands and guidelines are of utmost importance. It's as if the captain walks on the deck, the general enters the building, we stand at attention when the King of Kings speak. And so the authority gives Him weight to His words and His directions. This requires a response in obedience. For believers, this means living in accordance with Jesus' teachings and as recorded in the Gospels and throughout the New Testament. So obedience becomes not just a duty, but a joyful response to the one who has the ultimate authority and has the best intentions for all humanity. Trust often arises from knowing that someone has the power and authority to bring about their promises. With Jesus having all authority, His promises become immensely trustworthy. In other words, it helps our faith amidst our uncertainties. Trusting in Jesus means believing even when circumstances seem contrary. But since He has authority over all things, believers can trust that He is in control. Even in chaotic or unpredictable situations. In other words, we aren't to be moved because we understand what our God has said and with the authority He meant it. Knowing Jesus has all authority provides comfort in times of difficulty. If He has authority over everything, then even the toughest situations fall under His sovereign control. But we must believe that. We must live it out. We must rely upon it. We must seek it out because we know that God is the one who's purposely holding all things together and He is working all things out. Can rest in that reality. He has it in control. He has the future in control. It doesn't matter what's in the bank accounts, how much we have saved up. It doesn't matter how loose our finances are. What matters is we understand that despite our shortcomings, Christ is still on the throne, still in control. And so He's speaking with that authority. Remember He's the sovereign one, the one who has just recently defeated death. And now He says, everything is under My control. And He's our God. He's our hope. He's our confidence. And so knowing Jesus has all authority provides the comfort we need in times of difficulty. He's in control. Challenges when viewed from the perspective of Christ's authority can be seen as opportunities for growth. We can consider it as growing pains, right? We can look forward to growing because we know that God doesn't waste anything. So anything that's happening in our life, we can look forward to it because He's in control. And if we see it that way, then we can see it as opportunities. Then we can wonder with anticipation, I wonder what He's going to do now, what He's going to do next because nothing can move the Master. He's my rock. So this is an opportunity to draw closer to God so our experiences aren't random or purposeless, but they are used by God for a greater purpose in our lives. And that's why we're here today. We're here to hear from God. In other words, there's hope in despair. Even in the face of overwhelming odds or despairing situations, there's hope with Christ. Christ's authority rules and ensures that no situation is beyond His reach. No person is beyond Him where He cannot pull you up out of the maury and clay out of our sins and reach you and touch you where you are with redemption. He can do it. He is the Redeemer. He is the greatest when it comes to comebacks. Who loves a good comeback? When it feels like you've lost in life, God can sustain you, lift you up, and lead you out to victory. What a great privilege we have in knowing Him. In other words, we can continue to be reminded that God is sovereign overall. The perspective can continue in providing us peace and resilience over and over again. And He's telling us that His authority extends beyond this life to eternity. He has it all in His hand. The little children used to say, they used to sing, that God has the whole world in His hand, in His hand. He has mother and father in His hand, in His hands. It's a song that keeps reminding us of the sovereignty of God. And even the little children can sing together with the adults and sing, God, our God, has the whole world in His hand so that when they grow up, when they're faced with challenges and trials, they can remember what mama used to sing, what daddy used to say. They can remember seeing their parents go down on their knees and praying to their God. And for you know it, they would bend their own knees just as well, and they would know that there is someone who understands. There is someone who listens. Believers can approach life's challenges with an eternal perspective, knowing that our current struggles are temporary in comparison to the eternal joy and the glory that is coming with Christ. It's coming with Christ. This takes us to our third point. Number three, we will consider the command to discipleship. You can see this in verses 19 and 20. Jesus states, go therefore and make disciples of all nations. I'm going to stop there and just say a little bit about disciples. As disciples of Christ ourselves, we understand the command to make disciples as a call to spread the gospel to the world from San Diego County beyond. We have the opportunity to be disciples in the sense we ourselves are continuous learners. We've come into the knowledge of Christ, and we continue to learn. We also have the obligation of spreading the gospel to the world, spreading the gospel in San Diego County, spreading the gospel beyond us to India. We're connecting with our brothers and sisters there through our missionaries. On the missionary playing fields, we have the opportunity to share the burdens and the load of the gospel going forward by coming alongside of our missionaries. We're able to come alongside our brothers and sisters in Barbados, brothers and sisters in Spain, over on the Indian reservation. What a privilege we have in sharing this opportunity that the gospel may go forward. We hold to the belief that salvation is by grace alone, through faith alone, in Christ alone, which means the emphasis is on preaching the gospel, the good news of Jesus Christ's life, death, burial, and resurrection for the forgiveness of sins to all people. This is the active nature of our faith. In other words, when we become disciples, it doesn't mean that we stand on the sidelines. But to be a disciple is taking action. It's taking the responsibility to learn and to grow and to then apply what we have learned. It is active. It is the active nature of our faith. Discipleship is more than a mere conversion. It's a journey. It's a growing journey of faith. So to be reminded of that, as we consider this thought, this idea, going therefore, making disciples of all nations. So there's much more that could be said about discipleship, but I won't be spending any more time here because I want to say much more about the lion's share of our time on baptism and the Lord's Supper. Jesus moves on from discipleship to speak about baptism. In Matthew 28 and 19 He says, go therefore and make disciples of all nations, baptizing them. So bringing them the gospel, teaching them the word of God, then after they become believers, He says baptizing them, baptize them in the name of the Father and of the Son and of the Holy Spirit. But what is baptism? Baptism according to the Bible and as understood as Reformed Baptists is an outward sign of an inward grace. It is a symbolic act where a believer is immersed in water, representing the death, burial and resurrection of Christ, raised up, pointing to the resurrection of Christ. It states it in Romans 6 .4, we were therefore buried with Him through baptism into debt in order that just as Christ was raised from the dead through the glory of the Father, we too may live a new life.
A highlight from Exploring Cultural Identity and Humor with Japanese-American Stand Up Comedian Michelle MALIZAKI!
"Thank you, Mr. Paul Vato. Greetings, ladies and gentlemen. My name is Paul Vato, and this is Paul Vato Presents. And today, my very special guest is Michelle Malazaki. I hope I'm pronouncing that right. That's such a traditional Japanese name, isn't it? No, it's not. Oh, my goodness. I thought it was. Well, welcome, Michelle. Thank you so much for spending a little bit of time with us today. Michelle is a brilliant stand -up comedian, a musical artist. She has recorded a few other podcasts. I first found out about her through my friend Christina Blackburn, who has a great podcast called Storyworthy. And I was a guest of Christina's as well. So it's a great podcast. It's a lot of fun, a lot of industry people. So Michelle, thank you so much for taking time to be here. We're live on fireside, so welcome. Thank you for having me on your show. 100%. I'm so glad that you were able to do it. I have so many questions to ask, cultural differences, comedy, and all that incredible background. Would you be kind enough to tell us a little bit about yourself, where you're from, where you live? Maybe not your address, but where you live, and where you've performed, and things like that. OK, I am originally from Japan. But I just found out I'm not a Japanese person anymore because I become an American. And in Japan, there are only two people, two kind of people, two kinds of people, Japanese and non -Japanese. And I am neither, I'm a former Japanese. Interesting. Are they called, is that Gaijin? Is that the right word or no? I'm not Gaijin. I'm just a former Japanese. Interesting. Is that because you became an American citizen, so you're no longer recognized as Japanese? The second I sworn in as different foreign nationality, then my Japanese citizenship just evaporates. I didn't know that. Wow. And this is because of the Japanese government, not the US government? I see. The American government that you have multiple citizenships. That's what I thought. But I think at that, there used to be a time where you could only have, if you were a US citizen, I thought you could only have a US passport. But I know that that's changed because I know people have multiple passports. So I don't know what changed. Yeah. But with Japan, Japanese government, you can't have dual citizenships. So just one. So as soon as I sworn in as American, then no more Japanese. No more Japanese. All my jokes about being Japanese. Oh, no. Now you can't make any more Japanese jokes. They might get offended. Oh, no. What am I going to do? You've got to rewrite your whole act. I know. Maybe you could divorce your present husband and marry a Japanese guy. And then you could make Japanese jokes. I don't know. Like, I'm still lost since I found about this. Because I don't know. I never belonged to any group. I was an outsider. When did this happen? When did you find out that you were no longer Japanese? I just found out recently. But I did not. Yeah, because I become American citizen a while back. Wow. Wow. Now, you recently went to Japan. Is that right? Yeah, I just did. And I had to get a visa. Oh, yeah, because you're not Japanese. Of course, he has a gift. I'm not a Japanese person. I have to apply for a visa. And then they ask for a picture. So I sent my picture in. And then they called me and said, oh, your picture's too old. You have to send a current picture. How do they know that my face hasn't changed? It's the same person. And you look very young. So it doesn't matter when it was taken. It's the filter, I think. It's like an automatic filter thing. Because my room looks nice. Well, mine's not working, I don't think, because I look old. So I don't know what happened. I've never met you in person, so I don't know. I look even better in person, I think. Oh, a lot of people do. Like, you know, you do Zoom shows. And then you never meet those guys, girls, people in person. And then when you meet them, you're like, oh my gosh, they are really nice -looking. You're like, stay off the Zoom. It makes you look ugly. But I mean, I look the same. I look the same. That's my cat. My cat's kind of famous for barging into international virtual shows. Very interesting, I love that. Yeah, but she never talks to me during the day. No? No, it's just when I'm talking on somebody else other than the cat, then she's just, hey, guys. What's your cat's name? Mochi. Mochi? Yeah, like the food, mochi. I also have a dog named Pinan. Like, all my pets are named after food items. I see that. Do you have any fish? I don't eat them. It's just names. We're not gonna go there, I don't think, right? Maybe. You're like, I'm Japanese, not Korean. Uh -oh, don't tell Bobby Lee. Awesome. These people didn't eat beef nor pork till 170 years ago. Was it strictly pescatarian or vegetarian or what? No, I think, I can't remember because Japanese people believe in many different things, but one of the - When did you decide to come to the US? Because I know that you had an affinity, I think, for maybe American television. Yeah, well, I wanted to, well, I came to America because I wanted to, okay, my mom told me, ever since I was in fifth grade, my mom told me to marry a white guy because half white, half Asian kids are cute. That's true. I actually wanted to marry a British person. I guess you can't marry two, so just one. But then America was closer than England, so I came here. Wonderful. And did your dreams come true? Did you end up marrying a white guy? I ended up marrying a white guy from Ohio. That's as white as you can get. No, I think, I didn't know, but Wisconsin is whiter white people. I didn't know. That is true. I grew up in Chicago, well, in the suburbs, in Illinois, which is right by, well, both Ohio and Wisconsin, and you're right. I think Wisconsin, you could have done a little bit better and found a white guy from Wisconsin. Yeah, oh, well, I didn't know. Next time. Next up, next, yeah. Wisconsin, 10 years younger, that's on my list. Yeah, go to a youth group and maybe you can find a future husband. What does your husband think about you doing standup? Were you doing standup when you guys met or how long have you been doing standup? I actually used to do TV production for Japanese TV and I've done like many different shows, like news about like surrogate mothers, like documentaries to sports news. But like, you know, when I tell people that I was on sports news, you know, you might think, oh my gosh, why are you famous? My hand, like holding a microphone like this was famous right here, just here, yeah, not me. Right, right, right, right. Now, is it true? I used to travel with the Yankees because they had a Japanese player and I get to go inside of the locker room after they take showers after the game. That was my job. What a job. I got paid. What a job. Do you miss it? I don't know, like it was fun. I mean, you go there, we used to rotate like two weeks at a time to follow and that was fun. And some baseball stadiums have better food than the others. Like Arizona Diamondbacks, they have good food, but like Dodgers, eh. Maybe that's a show. Yeah, yeah, yeah. We should do a show where we go to different parks and try their food. Yeah, the San Diego Patriots have good food at the concession stand. Yeah. Yeah, and also Boston Red Sox, they have good food. They got chowders. Of course, Boston. Yeah, but it's kind of like baseball season is kind of hot and then you eat chowders, but it's so good. Wonderful. Did you have to pay for your own food or was it a budget? Actually, at the press level, they have press food and you eat some of those and then you go downstairs and eat more food. I would love to do that job except for going into the men's showers, but you seem to enjoy that. Yeah, yeah, of course I do. They're like, you can leave now. You're like, I'm not done yet. I gotta interview more players. I'm not done yet. So how long have you been doing standup comedy? I've been doing it for like five years. Before that, I used to do improv. I had a midlife crisis and I took some improv classes at the Park and Rec. And then that led me to the Second City and I was just taking a class at a time and I ended up finishing the conservatory program. But improv you have, and I had so much fun, but you have to have team to perform. You know, it's easy to form a team, but it's hard to maintain a team. Oh, I know. I studied improv. After a while, people are not excited to practice anymore. I go, I have to pay 40 bucks for the session and I don't know. And so I started to perform by myself. I was singing and stuff and I had no idea about standup comedy. I didn't know at all. It's like, I live here forever in America, but I didn't know standup comedy existed till like five years ago. Wow, because it's not that big in Japan. Is that right? It's becoming like very recently, but it's in Japan comedy style is usually two people doing skits. So it's very different. And standup comedy, I don't know, I just love it. And you're very good at it. I've seen some of your sets there. Yeah, they're wonderful. And I'd love to talk to you about Second City. Was that in Los Angeles where you studied or were you in Chicago? Yes, that one in Hollywood. Hollywood, yeah, of course. Of course, did you ever do anything at Upright Citizens Brigade or improv? Yes, I also took classes at UCB and I did shows at iOS. Yeah. And I also took an improv class before, like way before when I was pregnant, like seven months pregnant. And I'm like at the, gosh, where are the groundings? Yeah, but I was too pregnant. So I'm like, oh, I can't do this. How long ago was this? How old are your kids? My kids are 16 and 12. Do you like improv better or stand -up better? I like improv. I love improv. I really love improvised music, like musicals. But that one is really hard to practice because you have to have somebody who could play piano or keyboard. And then you have to get a group of people who's willing to make fun of themselves. I like musical improv. The most. You had a song go viral, didn't you? Did you have a famous song about napping? Yeah, I had a nap time by Napster. It's a song for the, it's an official song for National Napping Day. When is National Napping Day? That's the day after the daylight saving time starts. You lose an hour the day before. So you get to take a nap the next day. I didn't know that, that's great. And your song is the official song for National Napping Day? Yes, actually, you know what happened? So I found out, I wrote a song called Nap Time by Napster. And then I found out there's a National Napping Day and I tracked down the guy who found it that day and I send him email. I'm like, I have a perfect song for National Napping Day. Can it be an official song? And he's like, sure.
A highlight from Giant Storm Not
"You've spoken and we've heard you loud and clear. We're proud to announce our brand new ACLJ Life and Liberty Drive. Our legal teams will be focusing on the issues that you, our ACLJ members, have told us matter the most to you. Life and religious liberty. We're redoubling our efforts to beat back the radical left's attack on your constitutional religious freedoms and to defend the sanctity of human life. This is your moment to get in the fight. Every tax -deductible gift will be doubled. Join the ACLJ in the fight to keep America free. Hey everybody, Dennis Prager here in horrific, tropical storm unseen since 1939. I am lucky to have arrived safely in order to broadcast. It shows my commitment to you that I am in today as is everybody else. You know what it's you know what's doing outside right this studio in Los Angeles County? Nothing. Absolutely nothing. It is not even drizzling. This is what you have heard on the news so let me report to you from where I am in Los Angeles County. Nothing is happening. Nothing happened yesterday. It rained. It rained. The only odd thing is that it doesn't rain in August in Los Angeles County as a general rule. That's why Dodger games and Angel games are almost never rained out. Or Padre games but that's San Diego. This is extremely significant. Extremely significant. And I want to tell you why. Last night my wife and I attended a wedding. And I spoke to the groom and he told me that about 40 people did not show up because of not the storm because of the hysteria over the storm. Pure undiluted false fake hysteria. My heart broke for the guy. He has no victim sense about him. He just mentioned it in passing to me. That was I would say that was about a third of the people. Many of them by the way flew in from cities across the country to go to the wedding. And they didn't go. Imagine that? Hey honey, did you see the news? Did you read that the governor of this state has declared a state of emergency? Governor Newsom in whom I don't believe there is an authentic bone declared a state of emergency for the county of Los Angeles and maybe others. Is what I'm saying getting clear to you? Nothing happened. Now there was flooding. You've seen pictures. I looked at the Daily Mail printed or published in England and it made where I live look like a national disaster. How many photos does it take of some flooding to cause it? There was a guy knee deep in water with his car stuck in Palm Springs. Palm Springs? What county is Palm Springs in? I don't think it's LA County. It's way east. Okay, I feel bad for the guy. Hasn't been a tropical storm in this area in Southern California since 1939. By the way, will they blame it on climate change? This of course is the inevitable obviously. Like it's in Riverside County. Okay, thank you. That means a lot to my listeners across the country. So I'm trying to be privy to the discussion that a couple who had planned on coming to the wedding last night. The discussion they had goes, I assume it went something like this. I mean they'd really feel bad if we didn't go. Yeah, but did you see the news? Oh, not just the news. Let me share with you my dear friends. Here is taken from my phone. This came up, I would say just about every hour. You know an emergency alert you get on your phone? Emergency alert severe. I'm reading to you from my phone. I'm sure you got the same thing and you took it as seriously as I did. A national weather service. A flash flood warning is in effect for this area until 3 a .m pacific daylight time. This is a dangerous and life -threatening situation. Do not attempt to travel unless you are fleeing an area subject to flooding under an evacuation order or attending a wedding. That was beautiful that they added that. That's how personalized these messages are. They knew we had said yes to a wedding invitation. Life -threatening situation. So back to our couple. Hey honey, you we know came in from Cleveland. They're really expecting us. Yeah, but darling we can't risk our lives to attend a wedding. I mean in the long run of life, I mean you know. Yeah, but honey look outside the window. It's just raining. There's nothing. There's no wind. It's not even a particular downpour. Yeah, but did you see what the governor of the state said? Did you see what the national weather service said? Did you see what NBC news said? Yeah, but honey look out the window. That was my first urge. By the way, I'm not saying it's panic during COVID that it was just as likely to be the man panicking as the woman. Foolishness doesn't know sex or even gender. I want you to understand though this does not bode well for the country. It really doesn't bode well. Let me see here. I wrote about this. I wrote about this in 1999. And I'm trying to find it because you could actually see it in my book of essays. Think a second time. If you want to introduce yourself or me or someone else to me, get my book of essays. 44 essays on 44 subjects. And I wrote an essay at the time on this very issue. Let's see if I can. Yeah, no, I won't have to find it. I wrote about a story. It happened to me about 25, oh no, 30 years ago. Let me see, what's 25 years ago? Yeah, no, about 25, 28 years. It's irrelevant. 25 or 30. I had a speech in Cherry Hill, New Jersey, right outside of Philadelphia. I was in Manhattan. I slept in Manhattan the night before, Thursday night. I had an evening speech. I don't know if it was Thursday night. It's not true. I don't know what night of the week I was going to speak. But the night before, I slept in Manhattan. The whole night, all I hear is blizzard, major major storm. Do not go out. Do not drive unless it is an emergency. So I planned instead of taking, let's see, what would it be? What is it, the filly from New York, an hour and a half? So instead of leaving an hour and a half before, I left four hours before. But I looked out the window of my hotel room and nothing was happening. There was about an inch or two of snow on the ground. This was my first introduction to do I believe my eyes or do I believe the news? And this was a revelation in my life. The power of media and panic is such that you can deny what you are experiencing and seeing because of the induced panic. Schools are closed in LA County. Gold dealers are a dime a dozen. They're everywhere. What sets these companies apart and whom can you really trust? This is Dennis Prager for AmFed Coin and Bullion, my choice for buying precious metals. When you buy precious metals, it's imperative that you buy from a trustworthy and transparent dealer that protects your best interests. So many companies use gimmicks to take advantage of inexperienced gold and silver buyers. Be cautious of brokers offering free gold and silver or brokers that want to sell you overpriced collectible coins claiming they appreciate more than gold and silver. What about hidden commissions and huge markups? Nick Grovitch and his team at AmFed always have your back. I trust this man. That's why I mentioned him by name. Nick's been in this industry over 42 years and he's proud of providing transparency and fair pricing to build trusted relationships. If you're interested in buying or selling, call Nick Grovitch and his team at AmFed Coin and Bullion 800 -221 -7694. Americanfederal .com.
Monitor Show 05:00 08-20-2023 05:00
"Interactive brokers clients earn up to USD 4 .83 % on their uninvested instantly available cash balances rate subject to change visit ibkr .com slash interest rates to learn more top stories and global business broadcasting 24 hours a day at bloomberg .com and the Bloomberg Business Act this is Bloomberg Radio. Hurricane Hillary is getting closer to Southern California the category 1 hurricane now about 450 miles south of San Diego with maximum sustained winds of 85 miles per hour it's supposed to weaken to a National Hurricane Center warns that it could produce catastrophic and life -threatening flooding a tropical storm warning is in effect from Baja California to Catalina Island as Hillary is scheduled to make landfall sometimes Sunday officials in Riverside County are keeping a close eye on areas that have recently burned in wildfires there's likely to be evacuation based on what we're seeing from the rainfall rates that are forecast that Shane Reichard with the Riverside County Emergency Management Department he says debris flows are a likelihood up to 10 inches of rain is forecast for the riverside mountain areas a Seattle pizzeria is lending a hand to victims of the wildfires on Maui Nika McGaughis has more.
Monitor Show 19:00 08-19-2023 19:00
"Family of podcasts on Twitter at podcast. I would be remiss if I did not thank the crack team that helps put these conversations together. My audio engineer is Justin Milner. My producer is Paris Wald. My project manager is Atika Valbron. My researcher is Sean Russo. I'm Barry Rituls. You've been listening to Masters in Business on Bloomberg Radio. Broadcasting 24 hours a day at bloomberg .com and the Bloomberg Business Act. This is Bloomberg Radio. Hurricane Hillary is headed toward the central Baja California peninsula after weakening to a category 2 storm. The latest update from the National Hurricane Center puts Hillary about 640 miles south southeast of San Diego packing top winds near 110 miles an hour. Forecasters say the storm is likely to cause catastrophic and life -threatening flooding over the region and the southwestern U .S. through Monday. Hurricane warnings are up for parts of Mexico with tropical storm warnings posted from the California border with Mexico north to Catalina Island. The director of the National Hurricane Center says today is the day to prepare for Hurricane Hillary if you are in southern California. Dr. Michael Brennan says those in Hillary's path need to remain on high alert even as the storm weakens. Even as the winds weaken as we're starting to see them come down now that has almost nothing to do with how much rainfall is going to occur and the impacts of that flooding that's going to occur in portions of southern California. Hillary is expected to become a tropical storm when it makes landfall. Thousands of people are rushing to evacuate the capital of Canada's northwest territories. The provincial capital Yellowknife is home to about 20 ,000 people and they've all been ordered to evacuate along with people in several other communities. As of Friday night about 19 ,000 have left the city as a massive wildfire creeps towards Yellowknife and a major highway.
Monitor Show 15:00 08-19-2023 15:00
"Just left them feels because it's not really clear what anyone can do with them. Not really clear what anyone can do with them. We'll see what happens there. We're monitoring it all for you here on Bloomberg Radio. And that was Linda Lu of Bloomberg News with Bloomberg's Paul Allen and Sherry Ahn. And that is it for this edition of Bloomberg Best. I'm Denise Pellegrini. This is Bloomberg. Stay with us. Top stories and global business headlines coming up right now. Broadcasting 24 hours a day at Bloomberg .com and the Bloomberg Business Act. This is Bloomberg Radio. More than 40 million people in Southern California are under tropical storm warnings. The National Hurricane Center says Hillary has weakened to a Category 3 storm with sustained winds near 115 miles per hour and is about 710 miles south southeast of San Diego. Ryan Baker has more. San Diego Mayor Todd Gloria says the city is prepared for Hurricane Hillary. I want to reassure San Diegans that their city is prepared to respond swiftly and effectively to the impacts of this storm may bring. The Los Angeles Director of Emergency Management says the storm could affect a wide area of the southwestern portion of the United States. This will impact not just LA County but all of southwestern California, potentially Arizona and Nevada also. I'm Ryan Baker. People on the Hawaiian island of Maui are bracing for what could be a devastating death toll as more than a thousand people are still missing. Search and rescue teams are digging through the ashes and rubble of what was the town of Lahaina. Family members of missing Lahaina senior home residents like Clifford Abihai are frantically searching for their loved ones who remain unaccounted for. I'm going to Hawaii. I'm going to find out information. I'm going to look people in the eye and I'm going to, you know, shred out and ask them, you know, what's been done. At least 111 people are confirmed dead and Hawaii Governor Josh Green has told CBS News.
Monitor Show 23:00 08-19-2023 23:00
"Interactive brokers clients earn up to USD 4 .83 % on their uninvested, instantly available cash balances rate subject to change. Visit ibkr .com slash interest rates to learn more. show. Remember, you can always get the latest legal news by listening to our Bloomberg Law podcast, wherever you get your favorite podcasts. This is Bloomberg Law on Bloomberg Radio. I'm June Grosso. Stay with us. Today's top stories and global business headlines are coming up right now. Broadcasting 24 hours a day at Bloomberg .com and the Bloomberg Business Act. This is Bloomberg Radio. Hurricane Hillary is threatening to bring heavy rain to Southern California in the coming days. Los Angeles Mayor Karen Bass has a strict warning for residents. Angelenos are urged to stay away from the shoreline and beaches throughout the duration of the storm. Southern California is under a tropical storm watch. The alert is in effect for much of southwestern California, from San Diego, the San Bernardino County Mountains, and on to Catalina Island. The federal government is launching an independent third -party investigation into the cause of the wildfire that's killed a confirmed 111 people in Lahaina. The Bureau of Alcohol, Tobacco, Firearms, and Explosives National Response Team is working to determine the origin and cause of the fire. The suspect in the murders of four University of Idaho students is fighting evidence from prosecutors. In a hearing Friday, defense attorneys for Brian Koberger had witnesses testify about DNA evidence and genealogy testing. Detectives used genealogy tracing to identify Koberger as a suspect in the murders. The Mexican cartels continue to recruit children to work as human smugglers. Michael Board reports.
A highlight from A Primer on China's Current Economic Turmoil
"Welcome back to The Breakdown with me, NLW. It's a daily podcast on macro, Bitcoin, and the big picture power shifts remaking our world. What's going on, guys? It is Thursday, August 17th, and today we are doing a great, big, what the heck is going on with China episode. Before we get into that, however, if you are enjoying The Breakdown, please go subscribe to it, give it a rating, give it a review, or if you want to dive deeper into the conversation, come join us on the Breakers Discord. You can find a link at the show notes or go to bit .ly slash breakdown pod. Hello friends, we are rumbling on towards the end of the week. And speaking of rumblings, if you have been watching the macro Twittersphere closely, there have been growing rumblings about China. You see it pop up a little bit in mainstream media and on YouTube's and certainly now happening on podcasts. And then yesterday, Preston Pish tweeted, anyone have a really good and recent article or podcast on what's happening with the economy in China right now? Well over here at The Breakdown, that really cinched it that we were going to dig into this. And before we do the usual caveats, one, I am not a China expert, just like basically I'm not an expert on anything we talk about here. But what we try to do well over here at The Breakdown is aggregate sources to help you better understand what's happening at least a little bit better. And number two, to the extent it comes up, apologies in advance for pronunciations or perhaps I should say mispronunciations. With that, let's try to get a sense of what's happening and why it matters. On Tuesday, the People's Bank of China cut rates on one year loans by 15 basis points to 2 .5%. This is the largest cut since 2020 and was an emergency policy adjustment following the release of some truly dismal economic data. July data showed weak consumer spending growth, sliding investment and rising unemployment. Youth unemployment for people between the ages of 16 and 24 hit 21 % in June. I know you guys can do the math, but to put that differently, that means one in five young people are now out of work. In fact, this month, the National Bureau of Statistics didn't actually release data on youth unemployment, stating that they needed to adjust their methodology to exclude students seeking their first job. Now, over in currency land, the yuan has devalued by 6 % over the course of the year, recently reaching the low point it recorded last October of 7 .3 yuan per dollar. That's the weakest exchange rate for the yuan since late 2007. Data from June showed that China have decreased their holdings of U .S. treasuries for three months in a row, bringing them to a 14 -year low. Some analysts believe that these reserves have been mobilized to defend the yuan from devaluing too rapidly. June CPI data released last week showed that the Chinese economy was in outright deflation. Consumer prices fell by 0 .3 % on an annualized basis. Manufacturing activity has now contracted for four months straight, and GDP growth this year has been paltry, recording 2 .2 % in the first quarter and just 0 .8 % in the second quarter. Multiple international banks have now downgraded Chinese growth estimates, forecasting that the economy will fail to achieve the 5 % growth target set by the CCP. And if that target is not hit, it will be the third year in a row with sub -5 % growth, an unprecedented rough patch in the post -Mao era from 1976 onwards. Now, contributing to this are debt problems, credit problems, and social stability problems. But before we get to those, let's do a whistle -stop review of the last few years in China to see how things wound up in this position. You will remember that during the pandemic, China ran one of the strictest and longest -running lockdown regimes in the world. And while the impact of the lockdown on the people of China was of course immense, the disruption it caused was also a major driver in economic dysfunction. Global supply chains became broken, impacting items from semiconductors to gym equipment. While the fragility of supply chains based in Chinese manufacturing had long been a talking point for hawks in the West, the failure of multiple critical supply chains during the pandemic cemented the idea of reshoring manufacturing across the political aisle in the US. Since taking office, the Biden administration has pursued major industrial policy with a view to decoupling critical industries from reliance on China. The financial sector has also been discouraged from investing in China over the past few years, with a range of policies and pressure campaigns ensuring that capital flows into China are crimped. And as a little bit of a self -shill, if you want to hear about how this has been impacting the development of their artificial intelligence field, go check that out. There continues to be incredible pressure on the Biden administration to even increase restrictions on export of AI -related technology to China, even though many of those restrictions are already in place. Anyway, heading back into the COVID era, as the rest of the world opened up and rolled back lockdowns in late 2021, China continued to be locked down into the strict zero COVID era. Many times, even when it appeared that things were on the verge of opening back up, some new outbreak would cause another lockdown, leading ultimately to citizens bristling at the continuation of tough track and trace policies. Another big notable event during this time was that in December of 2021, the massive Evergrande property development group defaulted on an interest payment on its corporate bonds. The property giant had been severely impacted by a crackdown on leverage within the property sector in 2020 and had struggled to refinance its debt. The tightening of credit standards was known as the three red lines policy and was intended to reduce the credit risk of home builders. When it collapsed, Evergrande had over 50 million apartments left unfinished, leaving homeowners to question whether they would ever receive finished units. The Evergrande failure precipitated further economic problems across China in 2022. Protesters staged demonstrations outside banks, with organized groups refusing to make mortgage payments on unfinished homes. In many cases, mortgages had been taken out prior to construction beginning, and so you can only imagine the frustration of people who were continuing to pay for homes that had been further and further delayed and who couldn't actually even live in them. In that same time period, multiple banks and wealth management products failed across the country and Chinese real estate in general entered its most severe downturn in history. Now the government did step in to manage the Evergrande failure and broader economic contagion. They were, however, in a tough position. Government policy around the restriction of credit to the property sector had been a major catalyst for the problems, but officials were reluctant to wind back the regulations entirely. President Xi Jinping has been outspoken about reducing the financialization of housing, stating, quote, houses are for living in, not for speculation. Now diving a little bit deeper into this area of the economy, the property sector is a key part of basically every major economy, but China takes this element to the extreme. China has one of the most overvalued housing markets in the world in relation to income. On average, an apartment cost over 30 times annual income, with major cities like Shanghai bringing this ratio as high as 50 times income. In the US, the ratio between housing costs and income is closer to four times on average and 10 times for major metros like New York and San Diego. Part of the reason housing is so expensive is that Chinese citizens use housing as a primary store of wealth. Again, this is true globally, but it's particularly lopsided in China. Housing accounts for more than 70 % of household wealth in China. Many people invest in property and then hold it vacant to preserve its value as a never lived in home. China has some of the highest rates of homeownership in the world, with as many as 90 % of households owning at least one property. This skew towards the property sector is largely a function of mistrust in other domestic assets, as well as tight capital controls. The Chinese stock market is notoriously opaque and lacking in the disclosure rules that provide a semblance of investor protection in the West. And while managed investment products are popular, they're often just proxies for exposure to the property sector. Analysts typically measure the Chinese property sector as representing around 30 % of Chinese GDP, which compares to the estimates of around 17 % in the US. Now other countries, including Canada and Australia, have similar levels of household wealth and GDP contribution from the property sector. But the key difference for the Chinese housing industry is the sheer scale of the market. Chinese real estate is estimated to be worth $42 .7 trillion. This is slightly larger than the US real estate market in aggregate, and even a few trillion dollars bigger than the total market capitalization of the entire US stock market. Many point to Chinese real estate then as the largest asset class in the world, and it is going down hard right now. Official data has new home prices down 2 .4 % across China since their peak in August of 2021. Existing homes have dropped by 6 % in the same time. This is already a massive drop for a housing market that was generally assumed to go up forever, but these official average figures don't tell the whole story. In China, closing prices for real estate are not public, so the official data is an estimate at best and a political fabrication at worst. The data relies on surveys and has significant smoothing to dampen trends. This makes turning points difficult to capture and could mean the official data is not telling the full story. Private data from property agents shows major markets like Shanghai and Shenzhen falling by at least 15 % in prime neighborhoods. The real estate surrounding Alibaba's headquarters is estimated to have lost a quarter of its value. Goldman Sachs economist Wang Lishang said, Now, alongside the fall in the housing market, more acute problems in the financial sector have also sprung up recently. At the end of July, Zhongrong International Trust Company missed payments across dozens of wealth management products. The company is a gigantic player in the Chinese shadow banking sector, which intermediates loans between individuals and private lenders. They primarily deal in the sale of real estate backed bonds, and at least 30 products are now overdue, and the company have said they have no immediate plans to make clients whole. Chinese authorities have set up a task force to investigate potential contagion, and banking regulators are looking into risks at the firm's part owner, Zhongjie Enterprise Group. Zhongjie managed around $138 billion. Jason Hsu, chief investment officer of Raelient Global Advisors, said, This was one that everyone knew was going to blow up. Overall, there are 106 trust products across the country in default through to July of this year, worth around $6 billion in principle. Real estate investments have accounted for 74 % of default by value. Corporate defaults are also up in recent months. June and July recorded missed payments on more than a billion dollars in domestic notes. That's the worst stretch since last December and January, which was punctuated by the default of Evergrande. This time around, the problem seems centered on an even larger property developer called Country Garden. The firm is considered by most to be the largest home builder in China and has more than four times as many outstanding projects as Evergrande. Country Garden has missed payments on its dollar -denominated bonds and is currently inside a 30 -day grace period prior to a formal default. Trading has been suspended on at least 11 onshore notes, and payment extension proposals are in the works. Country Garden's January 2024 dollar bond issuance traded at 9 cents earlier this week, an implied yield of 2 ,500%, just to give you an idea of how the market is pricing the firm's chance of recovery here. Now, as credit risk rips through domestic markets, China's major state -owned banks have been told to sell dollars to buy yuan in both onshore and offshore markets. According to anonymous sources speaking to Reuters, Chinese banks have been propping up the yuan throughout the week in an attempt to control the decline of the currency. Now, standard caveat on quoting Zero Hedge, but Zero Hedge is also reporting that Beijing have urged investment funds not to sell off Chinese stocks. Taking a step back, up until recently, the Chinese reopening was a major narrative for markets. There had been turmoil across China over the last two years, but many investors consoled themselves that China would reopen strong and provide some much -needed growth to the global economy. What's happened is almost the complete opposite. Chinese growth has come in weak and sputtered along since reopening. It now looks like China is headed for a recession at best, if not a full -blown financial crisis. Carnegie Endowment senior fellow Michael Pettis wrote, It may seem like terrible luck and amazing coincidence that so many things are going wrong in the Chinese economy at the same time. But of course, it is not a coincidence at all. This is how systemic imbalances work themselves out. I've often written about the Minskyan dynamics of long periods in which market variables move persistently in the same direction. When that happens, businesses, banks, local governments, and households who implicitly or explicitly take too much one -direction risk systematically outperform those that don't, until eventually the operations and balance sheets of much of the economy are directly or indirectly leveraged to those variables. That is why, when that variable finally reverses, the damage can often be much greater than anyone expected, mainly because no one understood the extent of the implicit and explicit exposures. Decades of surging property prices, expanding liquidity, and contracting credit spreads in China have created an economy in which balance sheets have highly correlated mismatches and distortions. In that case, the impact of an eventual reversal is brutally hard to predict. What about the response? Well, three weeks ago, when it had become clear that China was entering another period of economic distress, Chinese leaders vowed to provide more support. The Politburo pledged to spur consumer spending, tackle unemployment, and backstop the property sector. However, details were sorely lacking. The Politburo's statement acknowledged that the economic recovery after reopening was making quote torturous progress and that it was necessary to quote actively expand domestic demand and expand consumption by increasing residents' income. Julian Evans -Pritchard, head of China economics at Capital Economics, lamented the lack of a clear plan. He said at the time, Given how bad things are at the moment, it is a bit disappointing that they didn't give us some figures. And while their statement did recognize the risk to the economy, Evans -Pritchard said quote, They are not so desperate that they feel the need to resort to the old -school Big Bang stimulus. What he's referring to is that during prior downturns during the 2008 global financial crisis and the 2012 euro crisis, the CCP was eager to dole out massive stimulus on the supply side. The Chinese government directed the stockpiling of commodities and gigantic infrastructure projects to keep growth ticking over at a fast pace despite global economic turmoil. This time around, as of yet, there is no clear policy, just haphazard emergency interventions. For example, the People's Bank of China has cut rates, but there's a limit to what monetary stimulus can do to support consumption. This time, the problem is deflation, a collapse of demand. Until now, Chinese policymakers have largely been able to keep the economy out of the ditch using only supply -side stimulus, but it's not clear that that will work again. Late on Monday, Kai Fang, a member of the Monetary Policy Committee at the PBOC, warned that emergency rate cuts would not be enough. He said, Fang joins a growing chorus of economists insisting on direct transfer payments to consumers in order to support spending. This option has been controversial with senior Politburo figures, however, and so far Beijing has ignored the suggestion. Many have suggested instead that tax and fee cuts for companies were the most direct, fair, and efficient way to stimulate the economy. Senior Party members also have a history of warning against the Of course, the concern is that the underlying problem might be a simple lack of capacity. China's government resources are distributed through numerous local governments. These governments typically raise funding through land sales, but with the property sector in trouble, this line of revenue is less viable. There has also been an ongoing dispute between the central party and provincial governments. During the turmoil of the last few years, Beijing has been reluctant to come to the aid of overindebted regional governments. Estimates vary wildly due to the large amount of off -balance sheet liabilities, but Goldman Sachs analysts think there could be as much as $13 trillion in debt held by local governments. China's GDP is around $17 trillion annually, so there could be significantly less fiscal space for stimulus than the publicly disclosed figures imply. Liu Chao, professor of finance at Peking University, said, Now, as you might imagine, overarching all of these economic problems are the very real political considerations. Tensions around the rule of President Xi Jinping have started to come to a head around the financial turmoil of the last two years. For the first time, we've seen evidence of open protests against Xi on the mainland. Now, of course, it's impossible to tell how widespread the antipathy towards Xi is, but it's hard not to view at least some of the events of the last couple years as cracks emerging. And so really where we're left to do a very brief summary is a situation in which a set of challenges are converging all at the same time. And they're a set of challenges not necessarily easily solved by old techniques. Officials are caught between wanting to run back the old playbook and trying to figure out if there's a new playbook that'll work better. Michael Pettis again wrote, What got China into this mess has been over a decade of massive amounts of investment in unnecessary infrastructure and empty apartments. If this investment had been economically justified, rising debt would have been more than matched by rising productive capacity and GDP, which means local government debt would have never become the problem it has clearly become. I understand why many policy advisors are so worried about China's economic slowdown, that they are turning again to the old policies that boosted GDP in the past. But more of the same won't get China out of the mess that more of the same got it into. Now, of course, outside of China, the big questions are how a Chinese recession or slowdown or even financial crisis will impact the global economy. One thing that some observers have noted is that we haven't had a normal business cycle recession in so long. In other words, we haven't had a downturn precipitated by anything other than a financial crisis for so long that we kind of don't know how to handle it. We don't really have a playbook for what to do with it, at least not one that's been updated recently. To some extent, I wonder if the not knowingness of the situation is contributing to the anxiety around it, but as with any macro topic, it is an extremely dense, complex, nuanced intertwined set of issues. And so the best we can do is keep trying to keep track of it and recontextualize as new events teach us more about what's happening. Hope this was a helpful primer, at least a little bit on what's going on. Until next time, peace.
A highlight from S12 E17: Upcoming Books, Program, Military Career Discussion
"Hello, welcome to The Loney Show. I'm your host, Jaume Loney. In this episode, don't have a very good list because of reasons, as always. As for our guest, he's from San Diego, California, and he is an author. What kind of author, exactly? Well, we're about to find out. Ladies and gentlemen, I give you David Richards. Jaume, thank you very much. It's a pleasure to speak with you tonight. Yes, it sure is. So, how's life? Life has been grand. I just got back from a trip up in Canada where I was camping with friends and was not involved with the wildfires, but just some beautiful scenery up there, tons of woods, and an amazing camping experience. Oh, very good. Have you, and have you been up too much recently? Besides working on my next book, I've been working on putting a program together to complement kind of both of the two books I've been working on and then I've also got an idea for yet another book, and I'm going to work that as I build the program, and then really just connecting with people on a much deeper level to help them on their journey. Very good. So, adding up the books you have written, already written, and the books you're about to write so far, how many of how many in total would that be? So, I've written three so far, and then I've got one that I'm about halfway done with, and I'm gonna work on another one. So, that put us to a total of five, but the current one that I'm halfway through is a sequel to my last one, and that series is going to be a trilogy at the very least. Ah, very good. So, what inspired you to become an author? Yeah, so I grew up in the military, and one of the casualties of that experience is you move every two or three years, and I say casualty because you ended up losing friends, and this is well before the age of the internet where you could FaceTime someone or stay in touch with text or chat. And so, as a result, I just really kind of turned into my imagination for, I don't want to say companionship, but just to keep myself busy in between the moves, and that led me to falling in love with comic books at a very early age and superheroes. And as I grew older and got into high school, I had success with my writing, I had something published, I had national recognition for a short story I wrote, and my poetry won contest. It was always something that I really felt passionate about, but growing up in the military, I didn't really have a sense of how to be a writer or what it took to become an author, and not having an idea of how to get started in that journey, I did what my father did. I also joined the military, so I served for 15 years in the United States Marine Corps, and at that point, I got out in 2006 and finally was living in a place where I wasn't going to be moving every two or three years, which was super exciting for me. And that led me to the idea that I could start writing again, because I thought I'd given that up, and so that was an 11 -year journey to publish my first book. Wow, very good.
A highlight from The No Interruptions Podcast - Was The 2020 Election Fraudulent?
"This week's No Interruptions podcast on The Mike Gallagher Show focuses on maybe the most important issue of all. When I talk to caller after caller everywhere I go, when I give speeches. Last week in San Diego, The Room agreed that the most important issue facing America is election integrity. And it gets back to 2020. Was the election in 2020 legitimate or were there shenanigans? Was there fraud? Was there, you know, a nefarious plot, if you will, to rig the election? We brought two smart people into the conversation today. David Carlucci is a former New York Democrat state senator. He's a Democrat strategist, founder of NYStrategies .com. And again, a New York state senator for over a decade. Caroline Wren is former national finance advisor to the Trump Victory Finance Committee. Of course, an avid supporter of President Trump. And I'm sure she has a thing or two to say about the fourth indictment this week of the former president. And Caroline, not to worry, he's facing 712 years and six months in prison. I hear he could get out on good behavior in 400 years. So there's hope. There's hope. There's light at the time. Wild is a good way to put it. But let's get started with this, because this is a real important debate to have. And I want to get both perspectives on this. It's an emotional, polarizing, volatile dialogue. But let's try. Let's start with you, Senator. I want to talk about the 2020 election. I think you know that millions of Americans believe that there was something suspect about the 2020 election. Give me your perspective as a Democrat from New York as how that isn't so.
"san diego" Discussed on The Amateur Traveler Podcast
"<Speech_Male> <SpeakerChange> <Speech_Female> <Laughter> <Advertisement> <Speech_Music_Female> <Music> <Silence> <Speech_Male> <Speech_Male> Thanks so much <Speech_Male> for coming on average traveler <Speech_Male> and sharing with us your <Speech_Male> love for San <SpeakerChange> Diego. <Speech_Male> You're <Speech_Female> welcome. It was fun being <Speech_Female> here and <Speech_Female> I hope this helps people <Speech_Female> plan their trip to San <Speech_Female> Diego and find some of <Speech_Female> the more hidden <Speech_Female> spots and <Laughter> <Advertisement> the must see. <Speech_Music_Female> <Advertisement> <SpeakerChange> <Music> <Advertisement> <Speech_Male> <Speech_Male> Thanks as always to the patrons <Speech_Male> of the show who <Speech_Male> helped support amateur <Speech_Male> traveler financially <Speech_Male> looking forward <Speech_Male> to a Patreon <Speech_Male> Zoom call later <Speech_Male> in this <Speech_Male> month. <Speech_Male> If you're interested in <Speech_Male> becoming a patron is <Speech_Male> <Advertisement> show or just <Speech_Male> <Advertisement> learning more about <Speech_Male> <Advertisement> it, you can go to Patreon <Speech_Male> <Advertisement> dot com <Speech_Male> slash amateur traveler. <Silence> <Speech_Male> It's kind of <Speech_Male> an odd thing here I <Speech_Male> am still on vacation <Speech_Male> or at least <Speech_Male> still traveling <Speech_Male> vacation is always a <Speech_Male> relative thing when you're a <Speech_Male> travel blogger. <Speech_Male> I was in <Speech_Male> Greece <Speech_Male> last week on <Speech_Male> a small boat <Speech_Male> sailing cruise <Speech_Male> in the saronic <Speech_Male> islands and <Speech_Male> around the peloponnese <Speech_Male> that you'll hear more about I believe next <Speech_Male> week, so <Speech_Male> I'm looking forward to <Speech_Male> telling you more about <Speech_Male> that trip, but I'm still <Speech_Male> at the T bex <Speech_Male> conference in <Speech_Male> kalamata. And it's <Speech_Male> kind of weird when you <Speech_Male> put your head up after <Speech_Male> editing a <Speech_Male> show about San Diego <Speech_Male> for a couple hours <Speech_Male> and you're in Greece <Speech_Male> and it's a little <Speech_Male> disorienting, but <Speech_Male> looking forward <Speech_Male> to the rest of
"san diego" Discussed on Southern California Real Estate Report
"And that's a 15% increase from last year this time. You know, this is pretty unbelievable. You have lived in San Diego for a long time. I've lived in San Diego for a long time. And both of us obviously have been exposed to different sides of the real estate market and things like that. I've never seen this kind of velocity in the market. As far as just increases rent and prices and everything else. So this has been something else. I know being from LA, you know, you and I talked many years ago about LA and LA was really expensive like 5 years ago. It seems like LA has kind of tapered off and is slowing down. I think San Francisco is too. I still look at all these new jobs that are going to be coming to San Diego. And these are pretty high paying jobs. And what that's going to do to our rents and to our inventory. We are totally under inventoried on rental properties and as this woman says from the association of realtors, I mean, she's not seeing really any pricing declines coming in the future. We'll see. I mean, obviously this is all speculation to some degree. But there really is a shortage of housing in our market and now we're feeling this supply and demand pain. Yeah, I agree. It is. You know, it's been, it's been coming. Yeah. It's been coming in, you know, like I said, we've seen other markets. I remember specifically like LA and how fast their rents increased between, let's say, probably between 2016 and 2018. It seemed like rents were going, I mean, people were moving from Santa Monica way across the four O 5 and still paying three grand a month for a one bedroom. You knew that rents were moving fast. So and I know you've talked to me about your brother having trouble finding a place and it's tough, you know? And now San Diego is definitely following suit. So Southern California is just, it's hard to live here and it's expensive. Thanks for listening today. This has been the Southern California real estate report. Talk to you next week. Thank you. Thank you..
"san diego" Discussed on What's the 311
"The square of the old village to the hills of the press deal park is a pleasant and one of the most interesting chapters of American history. So it's located in the northwest part of San Diego. It is easier accessible by car and public terrorists from all over the city. If you are driving to old town, you send news one street as a reference point. On this street there's a large parking lot and from there you can easily walk to all points of interest of old town. Now, if you plan to use San Diego public transportation, there are several ways to get to old town. Trolley, the green line of the city, tramp stops to at old town, right in front of the entrance of old town. If you are coming from downtown San Diego, this is without a doubt the fastest and most direct way to get to old town. A bus. If the route of the green line of the trolley is not convenient for you, there's probably a bus you can take. In fact, many lines reach the old town from areas of the city of fallen buses, all the ones that go to old town, 8, 9, 28, 44, 83, 88, one O 5 and one 50. A train, if you had a day ticket and closed all regional transportation addition to the trolley and buses, you can also take the coastal Pacific surf line train. These lines on the route between San Diego or the city's in California to the north stop of old town. The operated old town historical park has no opening closing time since it's a city district. However, the visitor centers in the museum follow fix open and close in time. So it's from ten to 5. Some days from ten to four 30. So the first conquerors that landed on old town was the North America Pacific Coast in the middle of the 16th century as the cabaret low national monument in San Diego will testify today in 1769 father Jupiter seurat arrived with the aim of establish here a series of mission. There's a total of 21 mission that represent the stronghold of today's California. Today there is enrolled that unites them all known as el Kane morale, the missionary settle on the hill known today as the military for and flat the mission is in Hispanic community soon begin to form at the foot of the hill initially little more than a group of houses made of mud and straw. In 1835, the village was called el pavo. El Pablo de San Diego in gradually developed into the boom that the city experienced in the following century. The history of San Diego's closer than to that of Californian as early inhabited experience, many political transitions, it is incredible to think that those who were born here in the early 19th century changed four nationalities in the course of their lives without even moving from their village. Although the inhabitants of San Diego was initially Spanish in 1821, they became Mexican. After Mexico declared independence from the kingdom of Spain, after a American Mexican war in 1848, California ceased to be part of the Mexican officially in the United States in 1850, during the two year period before becoming a state there. There was political unstable in California. The old town state historical part aims to preserve the rich historical heritage deck. Characterize San Diego between 1821 and 1872 around the central square where the U.S. flag flies, there are still some of the original houses that have been renovated and covered into museum. All the other buildings have been reconstructed to show visit the history of historical part of San Diego, but.
"san diego" Discussed on What's the 311
"So if you're traveling from by Joe California to see poor village, it's a waterfront shopping area. And a dining complex to the downtown San Diego bay. It's located at 8 8 49 west harbor drive at the intersection of harbor drive and kettner. It houses more than 70 shop galleries, eateries, is 90,000 ft² of waterfront property. So you can also stay like at the hill ten. If you want, if you want to stay in hotels, there's other hotels, I'll show pictures, 'cause I can't think off of my head the name of them. So I want to give you a little bit of information about old town. So San Diego is the oldest city in California. Rather old town is. So if we exclude the Native American villages would be the first settlement on the West Coast, visited today may feel more like entering a theme park than a city old neighborhood. In fact, San Diego's old town is a combination of two, although the heart of the city is located in gas. Lamp quarters within the perimeter of the old town, you can see the first house built in California and discovered the history of San Diego. Starting from the arrival of settlers and missionaries, visiting old town from.
"san diego" Discussed on Southern California Real Estate Report
"But let's talk about the rents. Because the rents. If you're not getting any money, if you're not getting it for unit. Then you better be pretty obvious. Then you better be it's good. I hope you work in tech or BioTech because that's those are going to be the tenants. Because the entry level ran is starting at 3700. So 37 50 four 750 ft². For 750 ft², or excuse me, let's just start beginning. So 33 50 or 33 58 actually, so called 33 60 is what gets you a 550 ft² one bedroom. There you go. And those aren't one bedrooms. Those are actually studios. So they're large studios. So they're not really a one bedroom. A large studio. Yeah, exactly. And you know, they're going to have really nice views. I mean, you're going to have the park and the ocean and all the way down to max gal from some of these studio views. There's 8 of those. The two bedrooms are averaging at 750 ft². They rent for 37 44 a month. And then the three bedrooms are averaging 1156 and those rent for about 8000 a month. 79 28. So. Two and a half times the rent. So you got to be making 300 K a year to be in a three bedroom. And you're going to have to be making at least 200 K a year to be in a two. So which is that's pretty normal for new construction here in San Diego. So point being with the affordable with adding the units and everything else to keep the units really nice, the people that are in the affordable realm, there's 18 of those. They're going to get a really nice place to live. It's going to be a beautiful location. San Diego housing is in charge of what tenants will get put in there. Remember, they still have to qualify on credit and everything else. And then they'll get helped with the income side..
"san diego" Discussed on Southern California Real Estate Report
"<Speech_Female> In general i think <Speech_Female> wage growth has been <Speech_Female> pretty <Speech_Female> minimal <Speech_Female> for a long <Speech_Female> time which is why <Speech_Female> eat out. These rents <Speech_Female> are harder <Speech_Female> for people to reach <Speech_Female> <Speech_Female> You know we're <Speech_Female> talking about people spending <Speech_Female> what over <Speech_Female> a third of their income in <Speech_Female> rent. That's <Speech_Female> typically <SpeakerChange> not sustainable <Speech_Male> from his people <Speech_Male> <Speech_Male> and so <Speech_Male> we'll we'll see what <Speech_Male> happens. But i think <Speech_Male> at the end of the day <Speech_Male> i think we're going <Speech_Male> to find <Speech_Male> is that <Speech_Male> this is going to be <Speech_Male> a record setting here <Speech_Male> you know <Speech_Male> <Speech_Male> and <Speech_Male> and you <Speech_Male> know we'll see <Speech_Male> how that how <Speech_Male> that equates into next <Speech_Male> year the one thing <Speech_Male> about. Oh that's <Speech_Male> pretty interesting. Right now <Speech_Male> is that we are <Speech_Male> getting more <Speech_Male> high <Speech_Male> quality job growth <Speech_Male> and <Speech_Male> that's going to drive <Speech_Male> rents to and <Speech_Male> the biotech. <Speech_Male> That's being built <Speech_Male> downtown. <Speech_Male> That's going to be an <Speech_Male> interesting thing to see <Speech_Male> and <Speech_Male> really drive <Speech_Male> those <Speech_Male> those downtown <Speech_Male> areas. And the <Speech_Male> periphery <SpeakerChange> areas. <Speech_Female> <Speech_Female> So <Speech_Female> it'll be interesting <Speech_Female> to see. What type of job <Speech_Female> goes you know san diego <Speech_Female> again. It's is <Speech_Female> only two hours from <Speech_Female> los angeles. It's <Speech_Female> a very still <Speech_Female> somewhat <Speech_Female> affordable area <Speech_Female> until then compared <Speech_Female> to orange county in l. <Speech_Male> a. <SpeakerChange> So <Speech_Male> we've <Speech_Male> got a lot of people <Speech_Male> come from san francisco. <Speech_Male> I mean a lot. <Speech_Male> I have <Speech_Male> a client right. <Speech_Male> Now that <Speech_Male> you know was <Speech_Male> <Speech_Male> a <Speech_Male> longtime <Speech_Male> san francisco <Speech_Male> investor and still is <Speech_Male> keeping the san <Speech_Male> francisco assets that <Speech_Male> he has. but he's <Speech_Male> divesting <Speech_Male> and relocating. I mean that's <Speech_Male> i don't <Speech_Male> know what number that is <Speech_Male> of someone from san <Speech_Male> francisco. That's coming down <Speech_Male> here now. <Speech_Male> But it's it's a lot <Speech_Male> and <Speech_Male> so we're seeing more and <Speech_Male> more that same with <Speech_Male> l. a. We're seeing <Speech_Male> kind of a big migration <Speech_Male> out of la to <Speech_Male> <Speech_Male> and hopefully <Speech_Male> the <Speech_Male> the los angeles <Speech_Male> and san francisco type <Speech_Male> jobs hit this market. <Speech_Male> You know <Speech_Male> and if <Speech_Male> that happens. I think <Speech_Male> that's. That's great <Speech_Male> for for the city. <Speech_Male> Great for the economy. <Speech_Male> So we're <Speech_Male> gonna continue to track. <Speech_Male> This <Speech_Male> <Speech_Male> will report <Speech_Male> on that fourth quarter <Speech_Male> of the year end here <Speech_Male> when when that <Speech_Male> ends in january <Speech_Male> and we close out the <Speech_Male> year but <Speech_Male> the direction <Speech_Male> <Advertisement> that things are going. It <Speech_Male> <Advertisement> looks like we're gonna you <Speech_Male> <Advertisement> know we've had this <Speech_Male> <Advertisement> massive <Speech_Male> <Advertisement> record breaking year <Speech_Male> even through <Speech_Male> all of the things <Speech_Male> that have been going on and now <Speech_Male> we're seeing a little bit <Speech_Male> of a slow down <Speech_Male> which <Speech_Male> is kind <Speech_Male> of normal for this time of <Speech_Male> year. The question <Speech_Male> is how long <Speech_Male> and how far <Speech_Male> does that dip go. <Speech_Male> <Speech_Male> So thanks <Speech_Male> for listening today. <Speech_Male> And we'll continue to track <Speech_Male> this and <Speech_Male> <Advertisement> keep you updated <Speech_Music_Male> <Advertisement> on any new information <Speech_Music_Male> <Advertisement> that we get <SpeakerChange> <Speech_Music_Male> <Advertisement> this. Been southern california <Music> <Advertisement> wilson.
"san diego" Discussed on Southern California Real Estate Report
"I mean you know so like the university town centre corridor along interstate fifteen which includes beer mesa based on annualized approach both of those areas have have led the region if with rank growth and rents have been rising twenty seven percent and twenty percent over the past twelve months in those areas. So the question becomes is that sustainable right and is that a good thing now. National city was one of those areas that was really hot in the south and that would be considered like one of san diego's more affordable areas. And that only rose. Five point five percent over the month of october so that area which was like an area that was attracting a lot of people that starting to slow as well so when you look at these areas that north county the fifteen corridor north county coastal the beach areas. Pb la hoya places like that you know. Rents have just been going at a blistering pace. I mean it's been pretty crazy it has and it's unsustainable in rents are already incredibly incredibly high so i think that to have a little bit of a slow down a little bit of a readjustment seems pretty reasonable. I don't think it necessarily mean very much to be completely honest. I feel like we're still in a hot rental market and things are still flying off the shelves faster than faster than they probably ever have and ice. We still get calls daily for people that are like can we get on weightless. What's the process to. How do you apply for an apartment. That's even there. And i have great credit. I mean i- i- filter still many calls like that. 'cause i mean some of the highlights to yeah it's crazy and some of the highlights. I mean something to think about so this is from again that coast are and they're tracking net absorption too and that's basically a change in occupancy right absorption for those of you that are familiar with the real estate lingo is basically you know what when empty and what got least right and so so the net. Absorption is about ten thousand two hundred units which has led to record low vacancy rate. Two point two percent. It's a two point to stabilize..
"san diego" Discussed on Southern California Real Estate Report
"The current military can be housed the train going from north to south. And things like that. Those are usually big projects that have multiple over budget issues and everything else whereas the sports arena is a core deal. The sports arena desperately needs to be redone. It'll bring in better music acts which will benefit the city. Everything would be better with the new sports sports arena is. It's a joke for a city this high or this large. Excuse me so so. It's something that definitely needs. Needs improvement. And i think the housing would be more more. You would have more people benefiting from that housing locally than you would from the larger navy project obviously although over time people would benefit but for the right now probably point. Lomas the best deal. But here's the thing. There's huge pushback on blocking the views of the bay for that project because of the height limitations on it. So you're never gonna make everyone happy at the end of the day bright and it is a picking and choosing but i think at the end of the day and really the reason. Why we're talking about this podcast. Is that the dynamics of san diego. Were changing rapidly and much like other big cities in california. We're now facing those same decisions of you know there's obviously demand for better housing and for better transportation and to bring our city like you said into the future. What's the city gonna look like thirty years from now and this is kinda vision that people are having which you know at the end of the day. We'll see you never really know but the housing is needed and both of these projects. Bring a unique and useful. You know public works type project. You don't type benefit to the people you know and the navy for the economics of the city that the city needs the navy and we should be a good be a good city to work with them and on the other side. I think that the city needs to know for for a city the size of san diego. We basically have one sports team and people say oh. This doesn't matter and it's like it doesn't matter but the economics of that actually helped drive things so it does. It does help it helps to attract jobs. It helps you attract employers when when large companies are looking to cities to expand. They're also looking at the quality of life factors and those are things that are quality of life that are factored in. You know so. San diego is expensive but higher quality of life and things like that those those are all things that help and i just think it drives economics in ways that maybe you don't see so so it'll be interesting so these two projects will keep an eye on. This is becoming obviously contentious issue. It's going to be something that we're probably gonna hear a lot about. I think the point loma one is going to be driven a lot. You know a lot more than the navy one. I think the navy one. They'll quietly work with whoever you're going to work with. And when they feel like presenting it they'll present it. I don't think there's a big push for that. Like there is for point. Loma point lomas already appoint private developers and they're going to want to get rolling on it so that's going to be an interesting one to follow at the sports arena. So thanks for listening today and let us know your thoughts if you have anything lead nahra on our on our side and And thanks for listening this. Been the southern california real estate report..
"san diego" Discussed on Southern California Real Estate Report
"It's not great ones so it's an interesting thing to look at and think about because it is going to affect me in my lifetime. Y time i'm retired. This is going to start affecting me. So in my sixties. I'm going to start experiencing my generation's kids vein adults and what does that. What does that world look like. I mean granted you. you know. we're going to be living longer. You know we're gonna have probably an older population to but but if there aren't people actively working in our economy to support a growing population what does that mean so. I don't know it's an interesting point. And i think it's interesting to think about when you are developing because obviously you're not developing for for tomorrow you mean you're not looking for a year from now you're developing possibly for thirty years from now so you do have to kind of it's it's enough of. Its the first real point that i've heard on the you know non developer side that actually kind of made me think. Well you know it's it's it's interesting. I mean some of these some of these projects so the sports arena project. If you're weighing both of these out right and you're saying okay. What is most beneficial to the city. What's most beneficial to the citizens of seeing the ago. What would pick be. And that's just. That's kind of what i was thinking as a big point to bring up. It's like well. You d new construction because we don our construction. It's going to survive for thirty more years. A lot of navy will the worst housing stock and california honestly our housing stock sandiego. If you've ever driven around this city it is funky at best. I mean so. There was a huge at the end of world. War two right when everyone came back all the naval guys came back and point loma was a totally different place. Liberty station was this huge navy base all the way down to the the sub base now so all the housing. That's in san diego. It's either nine thousand nine hundred ninety s spanish colonial or you know the the california style fifty or the the twentieth deco like california are deco styles like out by in south park and the craftsman style. So you have that. And then everything else starts at like nine thousand nine hundred fifty. And it's like this. Huge boom in san diego between fifty and nineteen eighty eight a- and that's what you have so it's not like you know it's dark untouchable moved to san diego unless you're going to build or buy somewhere where you can get that yeah south park. Apparently but yeah. It's an interesting things. We need new. We need better buildings. We need more we do. I mean but but the question is how much do we need and so to answer the question. I was going to say like as far as deciding what is better of these two projects for the citizens of seeing vigo the sports arena. One by far is better. It's better. I mean the the navy one. There's a lot of good housing around and so that right now..
"san diego" Discussed on Southern California Real Estate Report
"The benefit of having a core grand central station downtown i think that's a great benefit to the city. I think that twenty five years ago nobody would have envisioned downtown san diego being the residential neighborhood that it is now. Thank funny that you mentioned that. So we had my brother in town from los angeles this weekend and he looked at design skyline. And he's like are there any offices. Downtown san diego hardly any and i was like dot re here right. He's not that many he's he's like that's just so strange to me. It's an interesting right but it's it's near the water it's beautiful. It's a really nice downtown at super walkable. It's it's it's great. And then all i kind of like it because like we're high live now where we live. We're like in. What's i think very quickly becoming like the best part of the city because we're super close to the loya were super close to the ut see where all of the financial services legal real estate accounting all of the the high and stuff that was downtown is now ut and downtown is now residential entertainment between so so it makes it super quick can be downtown in ten minutes can be in the tc and ten minutes basically So so from that standpoint the the core middle of the city and you can see why so much of this development is occurring in mission valley. And and there's so many apartment apartments units being developed and why that's becoming kind of a hot spot because it is. It is the middle of the city. And i think downtown residential will continue to be high end condo. You know and probably a lot of you know. Second homes for people you know. There's a big canadian population here. Is you now that that by stuff. And also the arizona contingent. That's always been coming deer. That buys things so now. You have this new. This new line has not see downtown. Yeah and you have. Yes so you have the to downtown. And you have downtown to the order. So which makes the wealthy mexican poppulation that has been buying in coronado for years you know over in the coronado shores that is almost primarily occupied by either retired navy or very wealthy mexican families that have been coming up here for years..
"san diego" Discussed on Southern California Real Estate Report
"She lived an apartment. That was kind of over. You know. I don't know you would say and camino del del rio north or one of those you know. One of those class a. buildings that had the train. Like right outside and you could jump on it and it was. It was convenient right but for work and stuff the way that our city is stretched out. And here's the big argument. Right is is this really. Is this really the the way that seeing the ega wants to develop so the navy on their side is looking for a partner right now. They want to build ten thousand housing units and buildings as tall as three hundred and fifty feet high so those are huge buildings for our skyline. And it's interesting. I guess that as the navy expands here in san diego. San diego is. This is the hub for the pacific fleet. Right so i mean it's it's a huge naval hub and people don't realize like the amount of infrastructure and business that actually hasn't he goes not just the navy itself the supporting businesses so anything south of the golden golden gate bridge. Excuse me the coronado bridge is apparently that whole area down. There is a lot of its navy shipyards and a lot of naval support so you have a lot of fabrication. You have a lot of different industrial uses. All our businesses that are that are helping been serving the military. It's exactly one of the biggest parts of our economy is. Yeah and i don't know how much total personality or you look at the combination of the thirty second street base and what they've built their which thirty second street is a large base. It's it's it's a very big base and there's a ton of housing there but they're looking for more corps officer housing as well. That's all combined into downtown type. Urban living where people can literally walk to and from because the office would be constructed their tail. So it's it's an interesting idea and and you know the other thing is is. We're we're going to to win. This plan started. This was all pre pandemic right. And so we're going to this. Carbon-neutral type design and development aesthetic if been in everyone shooting head to get to this carbon-neutral period that's out in the future. Let's say for san diego. I think it's like twenty thirty five something like that. So a lot of these buildings a lot of these projects are being developed with that in mind and and so the question becomes like now that we've had this pandemic and now everyone's working from home and what percent so originally the sandbag project for the train and everything they were saying that ridership was going to increase right now. The ridership is three percent. And that's not unusual so these urban projects and these big public works projects that get developed in cities. Look let's face it. People love their cars. You know and people don't really get out of their cars. Yeah right. I mean we you and i live closest to the office and i drive every day. I mean i could ride my bike here. You know we cut and we both out granted and of course there is like the safety issues of here. The the streets that we'd be traveling aren't necessarily ideal ideal So you know at the end of the day when you when you when you think about all this stuff. And what's being proposed for the downtown projects. I think i'm i'm pro development and i i look at it as if the navy needs the housing and they need that much housing then let it build it and if it's going and if we're going to get.
"san diego" Discussed on Southern California Real Estate Report
"It's been a very popular and very successful thing out of something that was really negative. I i agree i mean. I've enjoyed the outdoor dining experiences. I think in san diego you know you wanna be outside. Yeah you want to enjoy the weather. It's never and yeah old. They have heaters. Most of them have heaters. It'll be interesting to see. What the co compliance issues are with the heaters what height limits and things like that they have to put on. Yeah and how they deal with those. We've had a few little incident. Instances with windows that we've had to kind of enforce figure out like what to what to do But i feel like most people. Are you know everyone is trying to work together on it. I think it's a really neat idea. I think it's a benefit to a lot of these restaurants that had storefront and now they have some patio Those restaurants that never had patio. I mean what a what a great you know. What a great addition. Yeah i think for this tyvene even though orange county just center it the yellow tier. And we're you know. what are we in. we still orange. And we're actually not that close to being in yellow apparently but orange county. La are who would have guessed but You know as you know it's it's still going to take a while for people to get comfortable at least for someone like me. I guess to get comfortable going back to being in a crowded spaces is being outside. Makes it easier venus. i'd makes it easier. That's definitely true. So i mean that's why i like eating outside. I like eating outside. Because i enjoy being outside. But that's just me. But i i also think that it's just an easier process or an easier transition back to normality to have these outdoor dining spaces totally well. We'll keep an eye on this. This is going to be very interesting. going forward. It's something obviously that's crazy popular so people love it and now people are picking places because of these places that have been built. So that's kind of interesting to you. Know i thought that's san diego for you and general. I mean like if you have an outdoor it's always full. Yeah totally so some light at the end of the tunnel for the pandemic. Thanks for listening today. This has been they southern california real estate report phoenix..
"san diego" Discussed on Southern California Real Estate Report
"Morning welcome to southern california real estate report. This is bob mcguire. Danielle wise coming to you from san diego so post pandemic things happening in the real estate world and probably one of the biggest things or at least one of the biggest changes that we've seen and we it's interesting because we have the weather for it but the dining regulations for outdoor dining regulations or being extended right. And i think that's a good thing. So they're gonna so. The city council has voted eight two eight zero to extend the street permits until july. Twenty second for all the outside dining so all the or excuse me twenty twenty two july thousand twenty two. So all of the Outside dining areas that you see set up. They're going to leave that setup for the next year a little over a year and i think it's great. I i agree. I mean i i've eaten indoors now Being vaccinated. I feel pretty comfortable with it but i also rather eat outside and if i had the choice typically i would choose outdoor dining at this point just because we are living in san diego and What why would you wanna be in a crowded indoor space. I mean even though. I know they're not full capacity inside. I mean it's typically it's nice weather sun doesn't go down till almost eight anyways it's It's easy to eat outside. And if they have good if they have nice options. I think that one thing that you have to think about what this outdoor dining is. These people have spent a lot of money. Maybe a little too much money building really nice dining experiences outdoors. So they're not like you're just eating on the side of the street you really are. You're in a really kind of an environment. That's conducive to the restaurant. Yeah so some places have built some pretty elaborate dining areas exactly so so. They're really nice. They one of the things. That's the kicker to this thing that you know if you are a restaurant owner if you're real estate owner you have to be aware that the city is now gonna come around as part of this. They're going to start enforcing code though. And so one of the things that they're saying is Especially for the fire code. We had a fire. One of our buildings Recently and one of our commercial buildings and so we had to go to one of the tenants talk to him about his temporary setup. You know so. So there's there's things that you know you want help. The tenants and you want the tennis to succeed but also doing things that may cause some kind of harm or you know..
"san diego" Discussed on Southern California Real Estate Report
"Post pandemic things happening in the real estate world and probably one of the biggest things or at least one of the biggest changes that we've seen and we it's interesting because we have the weather for it but the dining regulations for outdoor dining regulations or being extended right. And i think that's a good thing. So they're gonna so. The city council has voted eight two eight zero to extend the street permits until july. Twenty second for all the outside dining so all the or excuse me twenty twenty two july thousand twenty two. So all of the Outside dining areas that you see set up. They're going to leave that setup for the next year a little over a year and i think it's great. I i agree. I mean i i've eaten indoors now Being vaccinated. I feel pretty comfortable with it but i also rather eat outside and if i had the choice typically i would choose outdoor dining at this point just because we are living in san diego and What why would you wanna be in a crowded indoor space. I mean even though. I know they're not full capacity inside. I mean it's typically it's nice weather sun doesn't go down till almost eight anyways it's It's easy to eat outside. And if they have good if they have nice options. I think that one thing that you have to think about what this outdoor dining is. These people have spent a lot of money. Maybe a little too much money building really nice dining experiences outdoors. So they're not like you're just eating on the side of the street you really are. You're in a really kind of an environment. That's conducive to the restaurant.
"san diego" Discussed on We Need To Talk About Ghosts
"A lot and even just in the course of their tenure of owning this house. There'd been a whole lot of change around it because when they bought it they live way the hell out mature lease but by the time i lived there. They were right smack dab in the middle of arcada which is a little college town roads and lot of like around them changes to the land. That kind of stuff and so my thinking is leticia has always been there. My grandmother just gave her. Name's okay and you think that at any point all your grandmother didn't seem to acknowledge it all admitted she existed. Do you think secretly so itself. She did know soon was there. And that's why she gave it like a female name attached to the paint. And maybe it's possible. I mean it was definitely a female energy. I would say like it was. Yeah it was. It was a. It's a female energy It's it's really hard to say because my grandmother was one of those people where she was right even if she was wrong. You know what i mean. Don't maybe she believed she would never have to herself so interested really does he say one hundred and fifty years old. I mean an by american standard. That's all but realistically that's old anywhere early. Hunanese is at least twelve three or four generations. Isn't it really. And they were born there their own generation. My cousin michael lived there when he was born. I lived there and so it's like so our generation like there's there's probably think we're on probably generation for just for us who've gone in and out of the house not in who the hell knows what happened with whomever had previously fantastic aloof. That story and i love the fact sheet. It's sort of the wisdom of grandparent's where they will attach it to something like a story behind. At least to say you know by the way it's the lady in the painting talking really like that. That's very cool. So what's the story. Behind the cemetery. In san diego santiago and san diego it does not mean a wales vagina despite will ferrell claims in anchorman. Anyway so my best friend. One of my best friends lives in san diego and it was one of the things we actually met on the internet. We've been best friends for shit. Twenty years now started cussing adjective. And so i go visit her almost every year usually in like october november because it is so god rotten hot down there that i do not understand how anybody who chooses to live in cursive climate. The funny part is choose. I was born in san diego. So i actually have like a weird sort of double ties to the area. Okay oh yeah. Dad was in the navy so interestingly of nothing my older sister went to slow with mark hamill's younger brother so someday stock that michigan. I'm going to be like. Hey my brother or your brother knew my sister. So let's make out anyways. So so. I go visit cindy every year in In san diego and they're their old town is this vary lake a super duper touristy. But it's it's touristy for a reason it's a really cool section. It's like the original section of san diego debt was settled aliens. There's a haunted house that's really famous in old town called the whaley house if you ever watched any kind of haunted buildings houses in yeah and so you've seen i've seen the way leo's on..
"san diego" Discussed on Newsradio 600 KOGO
"2019. And this is going from 24 in 19 to 50. My goodness, five million plus in 2020 del Mar's was the same. I mean, Dahmer's is very small, so it's hard to have that much of a lot of home turn over, but they had 16 in both years is the rest of San Diego East County. Center City, North County, West North County East is that experience in the same trade upward pressure? All of it? No kidding. No, not just luxury homes. It's everywhere. It's everything. How do we stack up against the rest of California, By the way, is all California experience of this? Are we just talking about San Diego? Because we're in a little little paradise? I think we're probably faring better than other places in California. For sure. I mean, l A has seen a lot of, you know issues with the virus. San Francisco in part, you know, so that's a whole different stratosphere for real estate. Actually, but for you guys, do you guys ever? I mean, you guys laughing us guys that say it's a buyer's market sellers. Is there even such a thing as a buyer's depends what you are desire he cellar, right, you know? Well, because I'm looking at it, even in looking at homes and looking at real estate right now, you know, just because it may favor the cellar price wise. Individual sellers have individual circumstances, right? And that's that's why you have to understand how two people find you if they want to list the home or they want to buy a home and again. Marty is not a paid advertiser. She's just the smartest person I know, in real estate here in San Diego. So are you still taking on clients and such like that? Or you just so busy to chapter like put on a waiting list? No, but that's a really good question. Because if we are too busy, we will refer we will. You know, we don't take on Something that we don't think we can be the best at. But I have five buyer's agents, and we have a listing coordinator in escrow coordinator marketing court, sometimes intense. There's a buyer's agent, the seller's agent. Well, no, my buyer's agents. That's sort of a term they buy and sell, but they're real agent. They are agents. They're real estate agents that are working with our team, so they have the ability to buy represent buyers and sellers. Like we do, And then we have the staff to manage our clients so that it's run. Very streamlined. I thought was even Maxine here today to your mom. I know. How is it The next time your mom's legendary in the real estate is like, how long is she better? The real estate business She has been in since 1976 full time. My mom. She won't be upset with this, but she's 82, she told people to certainly doesn't act like this is the next tour of several times she dances every day, and she has literally more. Energy than I do. She goes from earlier in the morning till later tonight, and she's has no desire to stop it. Let's get her in the studio. Marty Gallons Stubbs. Marty. Gallons is a partner of Maxine and Marty. Gallons real estate, you gotta gallons dot com G. L. L. E. M s and you could take a look at some stuff there. And of course, I appreciate you taking the time to come out today. OK, coming up here? Just a second. I got mayor. Former Mayor Kevin Faulkner is gonna be joining us to talk about putting his hat in the ring his bid. For governor of the state of California. Regardless, if there is a recall effort or not, hey is going to he's going to put his hat in the ring to see if he can run for governor and according to a lot of publications across the country, according even political, which is sort of left winger, everyone sort of betting on Kevin Faulconer because of his Past and taking over for the re called Bob Filner.
"san diego" Discussed on Southern California Real Estate Report
"That's not even louis less. I guess it took at least six months so it just shows you. What a hot market. San diego has become for for every level of the market. I think that's what's most interesting is that you have the lower end of the market. That's gained obviously. We have a lot of people that are trying to get into i homes or trying to get into condos and then you have kind of people are trying to move up still and not speaking more and more difficult because the moving up processes harder because what is the second home like what is your next move up point like how do you make that jump from your first home for your second home and then you have you know the part of the market. Maybe i was just talking about like the college like the lower end of the higher end market. And then you have things like this. That are just absolutely extraordinarily high and attract such a different buyer in every part of the market is just being is just getting just know. I can't imagine if you're spending twenty four million dollars on a house. You really concerned all that much about interest rates but right. They're not they're not. It just shows you what type of real estate market where. Yeah i mean in one of the things that was pointed out in this article is you know so. It took six months to sell this. It used to be so the average selling time has been compressed now to hundred and forty six days for homes over four million where it used to be seven hundred and three days a year ago thing has really had an impact. I mean it's clear to me that covid nineteen is definitely creating an impact for the wealthy. The wealthy are getting out of cities that they're not happy. They're looking for value. They're buying in places where i think the person's vying this obviously they're looking for kind of slice of happiness and they want to live on the beach and they can afford to do it and good for them you know and i can see why a these if you're in a very high density city like san francisco or la even coastal la high density. You santa monica and places like that. You're trying to get out of those more crowded areas into this. I mean this is a great spot..