21 Burst results for "Ritter insurance"

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

03:15 min | 1 year ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"We. You have things that you might be used to like Lee mailers, or call lists, but we also want to help you expand how you generate leave. So whether it's through our Medicare for sales platform, or other resources like social media marketing evoke. We wanna help you kind of expand your vision of what marketing in this senior health and life market can look like. So that would be my general answer for you there. So leads are one thing definitely necessary in order to keep business coming in. But what about when you actually write that business? How do you get your Commission's? Well, probably the first thing you gotta do is actually sell product. So let's assume that you've sold the product and in that contracting process, most times, you're going to be set up to be paid direct by the carrier, and that's probably the most efficient way. And that's probably the best way to be set up unless you're actually having up line and the up line has a scenario where you're going to actually have your Commission's assigned to the line. And then the up line will pay those commission. So you're gonna get them directly by the carrier or, and there's maybe unique circumstances by your by your up line. If you do have any issues, again, one of the benefits here Ritter is, we have a broker service unit that you can call reach out to them, if you have any kind of issues on the commission side in there to assist. So again, I think that's probably something that's unique with Ritter that you're not out there on an island by yourself. Trying to figure out where your commissions are again reach out to internally within the department were take advantage of the broker service unit and probably the biggest question you might have one partnering with anyone in a business situation. What happens if that partnership doesn't work out the way you thought it would does Ritter have an open release policy? So that's a great question. And I really encourage any agents that are looking at working with different FMO's to ask that question before he signed any contracts. Generally speaking. Yes, we do have a relief an open released policy. We want agents working with us that are happy to be here with us. And if we can't match or provide the support that they're looking for bowl. Gladly offer that to them. There are two circumstances. However, where we may not be able to honor and immediate release that would be if an Asian owes a debit balance to us. So if the agent can satisfy that we can grant, or at least for them, or if we are in our annual blackout period. So that occurs between September first and December thirty first and generally lines up with when the carriers have a blackout period as well. So any agents requesting that outside of the blackout period with no debit balance will gladly provide that release. Now, if you've been counting, you may have noticed that we only answered nine questions in this episode and that might seem like a very odd number. But there is a reason for that, if there's a question you have about working with Ritter insurance marketing, or about joining FM L. We would love. To answer that for you. Simply call into our ask the agents are viable guide hotline at one seven one seven five six to seventy two eleven and ask that question we will get back to you with an answer as soon as possible..

Ritter Lee mailers
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

01:46 min | 1 year ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"But the carriers that we work with will, it's a fifty dollar discount offer that price, which is one seventy five as with any industry. There are other required trainings, depending on which products you choose to sell. And there are certainly plenty of optional opportunities out there to learn more, if you would like to do that in regard to continuing education credits does Ritter insurance marketing offer training or see credits. We do monthly webinars for our agents. We do some new agent and Titian. Webinars actually host a lot of them where go through our website all the tools and services that we offer here have Ritter. We do Medicare basics webinar to show agents, the ins and outs of Medicare. If they're new to that, we're always looking at more. Trainings. We're introducing some that are called steps to the sale that show you how to work with your clients. If you're new to that doing building a business plan or ended webinar to help you, if you're just getting started really focusing on marketing strategies how you could get in front of more clients, as far as C E credits. We do work with a company, a web C, E dot com. We're able to refer agents out to them. We can offer a discount, and they're able to do online E courses through that website, and occasionally, we do do some in person meetings were able to offer seek credits for attendance to those so continuing education trainings tools. There are a lot of opportunities here at Ritter insurance marketing to keep yourself on the forefront of what's going on in the industry. But what about when it comes down to actual sales? Can you tell me what kind of lead programs Ritter insurance marketing offers so the league programs offers are pretty fast. So.

Ritter Ritter insurance Medicare fifty dollar
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

05:52 min | 1 year ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"You're listening to the agency viable guide podcasts. A podcast for today's insurance agents. Informing. Educator in powering improving the way, you do business in an industry, that's anything. But static in today's special episode. We are talking dental vision and hearing insurance it's a great answer. Larry product to add to your portfolio and easy one to cross out to clients if you've ever wondered how to explain the benefits of deviate insurance to your clients Ritter insurance, marketings insularity specialist Brad some ski has you covered. I he will explain the basics of dental vision. And hearing coverage the main facts that your clients will want to know, then he will address the preconceived notions. That agents tend to have about deviates insurance. Brad, take it away. Insurance understand and great waiting your foot in the door new clients. Join me Brad, some subsidy as marketing specialist here rhetoric insurance marketing, as we cover everything you need to know about dental vision and hearing germs let's start. What is dental vision in here insurance while it's exactly it is coverage for dental vision and hearing services, it's a number one asked about product during client meetings, also most relatable insurance, your clients have either had or have heard about dental vision and or hearing insurance in the past. All right. So let's jump into the basics Medicare Medicare supplements. Don't offer dental insurance a Medicare Advantage plans if they offered dental insurance at all or dental coverage it's lacking comprehensive insurance coverage. So let's simplify this look at dental insurance Pacific ly-. The plans are guaranteed issue. Coverage for a multitude of different services, basic major and prevent. Services preventive services, such as you cleaning exams basics, fillings, simple, extractions, etcetera, major services such as simple, surgical extractions. Root canals excetera. So those three covers groups are covered under a calendar year. Maximum they're based on a set of percentages. Whether it be a hundred percent coverage to fifty percent coverage based on the plant self. Now that county maximum is what the insurance company will pay for those services based on those percents benefits. So dental insurance plans, either offer network or services cover for out of network, what this means is they have series of doctors Dennis within their network that will offer discount prices for their select services plans also offer out of network benefits meeting a client can go to which ever dentist. They would choose and get services usually at a more increased price. However, they would still receive some type of insurance benefit. So here's some frequently asked questions or statements that general gift from ages never really seen the. Value in dental insurance. Once you get down into those major services, the price really gets a little Athey as we go down the line of our insurance benefit. You can see how that prices reduced. Not to mention the average cost for dental insurance is roughly forty dollars a month on average, we can see five hundred dollars annually here there. So the question or statement that I usually hear from as my clients dentist doesn't accept insurance or they're not in the network. Well, dental insurance does offer out of network benefits to their clients. All you need to do that in. This case is to file a claim with the provider, and they would receive some type of another thing you're from our agencies. I really don't have the time to sell insurance while with easy to understand benefits e applications are online woman, in fact that his guaranteed issue. You're not gonna spend time underwriting client these supplemental. Or additional products are to be quick and easy to sell that climb. One. Thing. I tell her view wall sell this product to your client. Somebody else will someone product to them great. But if you sell two products to them, you got a client for life. So if you have questions or wanna learn more about dental vision or hearing insurance or you wanna learn more about the other answering products that we offer. 'cause here we are more than Medicare. Just contact me Brad sums again that was Brad some ski our ancillary specialist here at veterans horri- marketing and ask you mentioned if you would like to learn more about deviates insurance. Whether you have a question about which carriers, you should add to your portfolio or simply want to discuss cross selling strategies, he would love to hear from you. We will have the link to contact him in our show notes. And that's not the only resource you'll find there. We will have a link to the deviate cheat sheet PDF and the Ritter fact-finder as well. Both of those are great tools that you're gonna wanna download and take with you on a point. Moments that does it for this installment of the agent survival guide podcast, if you like what you heard here today chances are that someone else will to we would love if you would take a moment to share this episode on your social accounts feel free to use our hashtag AS g podcast and remember to tag us that way, we can like your post. We are Ritter insurance marketing on Facebook and Lincoln and at Ritter. I am on Twitter Bank. You so much for your support. Thanks for listening. And we'll see you next episode.

Brad Ritter insurance Ritter marketing specialist Medicare Twitter ski Facebook Dennis Lincoln five hundred dollars hundred percent fifty percent forty dollars
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

04:24 min | 1 year ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"CMS perspective. And finally kinda getting into. Medicare supplement? Trans talked a little bit about macro really currently receiving Greek deal. Focus on playing g we're kind of curious. This is gonna mean for what once the macro changes take effect in the fall of this year, say September, two timeframe when you start talking to people who are turning sixty five or gaining Medicare eligibility in January. So we'll this shift back the plan because plan off is not an open enrollment plan. We're gonna see more competitive F rates. Relative g were gonna jump the Hawaii to end. And we'll be in plan will be the new the new hot plan that will be selling as opposed to plan G. So those are kind of things I don't got my crystal ball. But you know, I think they'll probably will be more Athen more, and is kinda my gut feel right now. But we'll see how how plays out. And finally to conclude basically, the part B deductible changes. We did have a couple years a few years ago. We were seeing some pretty sizeable increases to the part B deductible. So in fifteen it was one hundred forty seven joke. The hallway up one sixty six then the next year jumped to one eighty three. So those two years we saw big increases. But the past two years, we've seen smaller increases. So that's kind of good trend. We've seen kind of levels Asian of the rate of increase of the part B deductible, which is which is kind of a good thing for plan f because planned does pay the part B deductible in kind of minimizes the difference from a benefit perspective between after Jay and also fan too because and doesn't cover the part B deductible either. So just a two dollar increase. In twenty nineteen. So just about at the hour, Mark. And I kind of concluded my my comments it's been a fantastic year. The agents on this call have really made all this growth possible. All this development of technology, and our -bility to move into a larger space and expand the employees that serve you. So we appreciate that. I just wanted to reiterate my fangs to you today for all the hard work that you've done not just this past ADP but year round and your support our agency to be able to do the things to try to help you grow your practice and kind of simplify some of the complexity in the Medicare market so with that just highlight that if you do have questions you can you can Email or also try out the agent survival guide website. So we do have the forum. It's forum dot agents revival guide dot com or you can just go to WWW dot Asian survival guide dot com, and maybe we can have a conversation using our bulletin boards on that website. So again, thank you for your time. Thank you for your tension. And we appreciate your business. Have a great day. That was Craig Ritter with his twenty nineteen state of the senior market presentation. If you would like more information, whether it's details on something Craig mentioned in his webinar or more information on the MCI G upcoming beds up changes or compliance concerns. We will have the link to our sales team in the show notes. You can also reach out to the agents survival guide team, and we will get you squared away. Thank you so much for listening to this special episode of the G podcast, if you like what you heard during this episode or if you'd like to hear more from Craig Ritter. Let us know you can comment on this reach out on social media or send us an Email. We are not a shy bunch. We will definitely answer back at the end of the day. This is your podcast, and we want to bring you the most useful content. We can to help you survive and thrive in this industry. Thanks for listening. We will see you next episode.

Craig Ritter Athen Jay Mark two years two dollar
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

06:20 min | 1 year ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"Lives. First of all, I only look at the individual primarily, I'm looking at the individual A M P P markets. When I do. My enrollment analysis. Looking at plans are try to redact all the employer plans, which kind of call eight hundred series plans. So to try to get that out of the out of the numbers kinda see a true view of what's really happening in the individual market, for example, a health plan could enroll state retirees and a particular state and that could drive their enrollment numbers statewide, but it's really not an opportunity for independent agents selling individual Medicare Advantage plans to to be able to participate in that. So whatever I run my numbers. I try to try to segregate out the group stuff. And you can see it's pretty significant. So this is just top line growth numbers by individual Amei, individual PDP, and then all employer plans which include both Medicare Advantage and Medicare Part d employer group plans you can see that consistent growth in the individual MA business seven percent per year every single year the trending for the individual PDP is been kind of the the growth rate has been lowering actually lower two zero in in twenty nineteen and these are your over year comparison. So this isn't just AP this is for the full year. And then you can see the growth in employer plans continuing but at a lower rate, so the con- consistent grower has been individual Medicare Advantage with a very healthy seven percent of growth every single year for every year for the last three years. So now, I go kind of. Died a little bit deeper. And this is looking at Medicare Advantage enrollment growth by parents, so and then I look at it two ways. So if you keep in mind the seven percent, which is kind of the baseline growth of the Medicare Advantage market for the full year, you'll see the change year over year, and that kind of corresponds to the seven percent yardstick, and then I also have just the change for a p so kind of gives you a feel for the longer term growth within the plan, and then you can see the impact of the current plan designs kinda as they were reflected through this past annual period. So not kind of go through every single one here. Just call out that the we did we did merge CVS at Nha into one plan. So for for the Medicare Advantage space. They had a nice growth both year over year and also for the annual woman period. And switch to the next slide. And just kind of give you a second. So these are kind of smaller players, these are all the parent companies that Ritter insurance marketing represents I think I got them. All there. So this is a this is a new slide. I kind of had a feeling this. And I didn't have the numbers to back it up. But just looking at the plan designs back in July of twenty eighteen I thought that the L PPO products looked particularly particularly attractive. So I kind of had a foot of, you know, looking at that looking at those growth rates and not just looking at it by parent, but maybe looking at it by type of product because really the dominant individual Medicare Advantage product historically has been HMO product. And it's still and that's still the case today. Still the vast majority of all Medicare Advantage is an HMO. But when I looked at the plan designs last July, I really I was really kind of shocked at their impressed by. The the improvement in the PPO or and specifically the LP our local PPO product design. So I wanted to dig a little bit deeper into the enrollment data. So this is only one month this isn't year-over-year. So it's this isn't the seven percent seven percent number. But this is I think a smart number like, maybe two percent would be kind of your yardstick baseline growth, and you can see that. Even in terms of absolute numbers. The local PPO grew over five hundred thousand members so route from two point seven two almost three point three million. Members in the L P O plan design twenty percent growth. And if you look at traditional HMO still significant growth, right? It was. What three hundred and three hundred eighty thousand still a significant number but not only in percentage terms. But also in absolute terms, the PPO outperform, the HMO, and I think this is I have to look back and look at it. But I'm almost positive that. This is the first time in many many years that that's happened. So kind of bore out my bore out some of my my thinking, you can see our PPO actually shrank the clause plans you'll see on the six line down. That was a major change in twenty nineteen where in counties where there were I think two or three network based plans that cost plans were no longer allowed to be offered in that close to significant reduction in that you see the sixty five percent reduction in the cost plans.

HMO Amei Ritter insurance MA seven percent sixty five percent twenty percent three years two percent one month
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

08:13 min | 1 year ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"Really looking for underwritten business. You know, the certainly they'll take all business. But the underwritten business tends to be a lower Ross loss ratio. So with plan f not being the default. Open enrollment plan, you know, some theorize that plan F could become more competitive because it's not getting that the high loss ratio business. So we were kind of interested to see what carriers are going to do or do. Some interviews. Few months to talk some carriers about kind of what their plans are for the for the macrophages. When idea I have is that plan end might become even more popular on a go forward basis after twenty twenty and the reason is that plan G and plan off are kind of. Are kind of aligned they're linked in the regard that the only differences the part B deductible difference. So if you have guaranteed issue and open enrollment business going into plan G that might cause the plan G rates to rise a little bit more than plan out. But since plan f is from benefit from a benefit perspective tightly linked to plan g you may not be able to to lower your your plan f rate as much as you want. So one of the ideas, I have is maybe planning it's going to become a very popular plan in the future. So I'm gonna theorising thinking about like what all the possibilities are. But I certainly think it's going to be interesting and to create a lot of opportunities to educate Medicare beneficiaries about the macrophages. And what that might mean. And in the meantime, certainly give you many opportunities to be able to competitively quote their Medicare supplement plans. This slide is. For Medicare Advantage reimbursement. Rates. I know a lot of numbers a lot of numbers on this slide, but kinda wanna draw your attention to the to the bottom line in red. And that's the expected change. So kind of what you see the final reimbursement change for twenty eighteen so kind of two seasons ago was era point four five the advance notice in twenty nineteen was about one point eight percent. But by the time the twenty nineteen final rates came out that was both the whole way up to three point four. So so the final rate in twenty nineteen was almost three percent higher than twenty eighteen I'll get into this. I think a little bit later and trends, but the large increase in the Medicare Advantage reimbursement rate in twenty nineteen was one. Of the drivers for growth in Medicare Advantage. That'd be solved. This last eight Pete on the twenty twenty Vance notice did come out a couple of weeks ago. I think few weeks ago, and once again, you see that the proposed rate is about one point six percent significantly lower than the final rate from from twenty nineteen but pretty much in line with what the advance notice was in twenty nineteen. So you really don't know until the until the final numbers come out the rebasing number doesn't come out. So that's typically fifty basis points right there. So kind of our projection is we think it's going to be be around to a quarter to two and a half percent, which would be I think a reasonable increase for for Medicare Advantage for twenty twenty. But we don't get that number until April first of this year. So we'll know that number about four or five weeks. Some more regulatory changes. Cms renamed the Medicare marketing guidelines, we used to call it the M G. Now, it's the MCM g so a little bit more of a mouthful, but it's the Medicare communication and marketing guidelines of one of the main things that did was it moved a lot of materials that typically had to be filed at approved by CMS as marketing materials and made them communications. So a communication does not need to be filed with CMS, whereas a marketing material does so it vastly reduced the amount of material that CMS has to review it made some some other changes in ways that you can market, for example in healthcare settings. You can now market in a waiting room before that was prohibited. You could also do a better job. I think of marketing with educational events used to be couldn't collect scopes, you couldn't. Collect permission. Contact and you couldn't hand out your business card unless somebody specifically requested it from you. But nowadays -cational bench, you can do all those activities. So we really feel that educational events have become a way of marketing, whereas before it was really very difficult to do any type of marketing with an educational event. So very significant change. Also in the twenty nineteen final rule. There was a change to enrollment periods for dual eligible individuals and L I S eligible individuals so previously they were in a continuous special election period or SAP now it's limited to once per quarter for the first nine months, and if they make an election in the fourth quarter, it would be affected on one one of the following calendar year. So so they still would get four elections during a up to four elections during. The course of the year, but only one per calendar quarter and just for example, it's based on the date of enrollment. So if you took it enrollment for a decent eligible individual say March fifteenth and the product was affected on April first, so it would be affective in the second quarter. But you took the app in the first quarter that would actually count as a first quarter enrollment night. And it wouldn't burn the second quarter. Enrollment opportunity for that duly eligible individual finally when I talk for a minute about the health insurance tax. This is a tax from the ACA of its Levy gone all insurers it's based on current legislation. It's going to expire at the end of this year. So one of the reasons you saw such a a market improvement in Medicare Advantage benefits. In twenty nineteen was the tat with call the tax holiday of the health insurance tax. So since that went away for twenty nineteen companies were able to put more into their benefits and were lower their premiums under current legislation. There's no there's no holiday for twenty twenty and based on kind of actuary data is considered to be approximately twenty dollars per month hit either to the benefits and or to the premium. So if there is no hit tax holiday for twenty twenty than it will, you know, he would expect about twenty dollar degradation. In in plan design. It doesn't hit not for profits either at all or severely as it does for profit. So that's kind of how the impact is. It's not an equal impact across every company. It really depends on the tax status of the of the health plan. So now, we get into some some numbers the next few slides. We're gonna have a lot of a lot of numbers percentages. So try not to try to get you to cross eyed looking at some of these lives.

twenty twenty Medicare twenty twenty Vance Pete SAP twenty dollars eight percent three percent twenty dollar nine months six percent five weeks
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

09:48 min | 1 year ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"Second. Moving on talk to you about our year and technology. So I I'm gonna talk to you about our CMS approved consumer facing website Medicare for dot com. We did do. Of a large addition to the number of enrollment opportunities in twenty eighteen that was really primarily our effort for Medicare full was to expand the number of companies that you're able to enroll with so you can see we started out. Well about two and a half years ago with just two PDP carriers and then in twenty seventeen we went to we added Medicare Advantage. We have five Medicare Advantage. And then four of those plans were part d plans, and then this past year, we more than doubled the number of opportunity, so six PDP's and twelve carriers new for twenty eighteen highlight, capital lacrosse clover. Envision are ex health now highmark LASSO United Healthcare Enviro. So those are the plans that we've we've added we actually have three in that are intesting right now. So we'll be at hopefully, adding three more rather quickly twenty nineteen. We also added a pretty unique plan comparison tool which allows you to take up to three plans and lay them side by side. So your consumer your client or? Or your prospect can see each of the benefits of a Medicare Advantage plan side by side, and you can Email that that link to your customer. Also, we did some validation improvements around our Rollet form at it's more features for ensuring that your moment is complete in compliant. So I just wanted to list out the I won't read this list. But one the list out all of the opportunities that we have currently with Medicare ful for for Roman and can see the the legacy ones that we've had in. We had in twenty seventeen and then we've added in twenty eighteen, but this is the the complete lineup of all the plans that you can enroll you can enroll, of course, HMO's and PPO's PDP's and dole specialties plans, so decent abs-. So a little bit about the growth. I mean, we've seen tremendous growth will be the next slide Connie will give you a graphic view of it. But we've seen increases across the board not so much even the number of agents that have been have had gotten a Medicare full page in two thousand eighteen that was just thirty four percent increase. But we have. Seen a huge increase in the number of agents that have submitted. At least one enrollment so two and a half times one hundred fifty percent growth for the number of agents that used that the Medicare to submit an app and even even higher than that three hundred percent growth in the number of applications that were submitted through Medicare full in in the twenty nineteen eighty p versus the twenty eighteen eighty p we looked at some numbers here today. So I looked at the first two months so far of of twenty nineteen and we're still seeing that three hundred percent increase. So we've already processed over two thousand applications just since January first verses about five hundred over five hundred applications in twenty seventeen. So we are I'm sorry twenty eighteen so we are continuing to see that could ruling of of enrollments, and it's really driven nuts. Much by the number of new agents, but more by agents that are using the product over and over again. So what we're finding is that once agents begin to use the products, they continue using it. And a lot of cases, I don't wanna do anything else. So so that's always a great a great validation of great product. This is a chart that's going to show you the last three years of enrollment. So the green kind of the green bar at the bottom shows you the shoes you the twenty sixteen enrollment for the first annual Roma period. So we did about two hundred fifty that went up over three thousand to about thirty five hundred the blue line for twenty seventeen and in twenty eighteen over thirteen thousand enrollments through Medicare full. So thank you very much for that. And just as a side that you'll see kind of on the left in eighteen we did three hundred twenty four. Applications and in twenty nineteen that number is north of thousand. So we're still continuing to see great growth with with your use. So we're hoping that you enjoy using it if you haven't had an opportunity to try it definitely try it out. And we think you're going to enjoy using it so much that you're not gonna want to submit your business any other way, I call this kind of our best kept secret. It's a it's a website that is tied to or is associated with Medicare foul. It's called Medicare for living. It's a blog that we that are copywriters, right? Our own proprietary content for its vailable to every agent that has a Medicare full page. It's a great source for you to be able to stay in touch with your existing customers to nurture leads to us with Finnity partners. Maybe you work with a CPA firm or a law firm. Group agency physicians group physician's office or hospital, and you wanna provide content for them to give to their clients or or patients or members. So are proprietary content is a great way for you to stay in front of of these of your own clients of your of your existing lead bass or even of members or customers of third party that you have a relationship with. So we've done over three hundred articles. They're not all on that care. So they're about healthy living there about diet, exercise and just general senior social issues. So it's a very diverse format. We've have seen some great growth actually today. I looked at our analytics for twenty nineteen and our number of users in twenty nineteen has grown over thousand percent. So eleven times the number of us. There's twenty team. So so far this year over twenty thousand users. So I think that's just a great testament to the job that the copywriters doing with the content kind of validates the the quality of what we're putting out there and something that's bailable for you to us to be able to grow your practice. So wanna talk a little bit futuristically some things that were working on currently and some things that are are happening in the future. So we do have our current version of Medicare full in compliant in review compliance review this version seven there's really kind of two relatively small enhancements. But I think one is well, I think both very significant kinda get back to the use of Medicare full for Lee generation and business building as opposed to just a tool to make role. -ment a lot easier for you. So one is that we are adding a quick lead capture page to Medicare ful. So that when your customer does put in their code in hit submit it does ask to collect their name and phone number and Email address this by regulation by CMS regulation must be optional. So it is optional for them to fill it out if they just get quotes, then they're gonna they're gonna go directly to the quotes. They don't have to put their information. And that's a mess doesn't actually allow you to four some unto give him for me. Nation to provide them with a quote. So it is compliant in that regard. The other thing is if you do go back to the page, it's not going the pop ups not going to happen every time. So it only happens once per session. So we didn't wanna make so onerous on the Medicare beneficiary that every time they adjust their, quote, they get a new a new lead page it only happens one time. So when you think kind of about the the growth that we're seeing in the Medicare for living blog with the opportunities to be able to drive traffic to the website through our proprietary content. And then having this lead capture form, we think it's a game changer for Medicare for to transform it. From enrollment tool really to a marketing tool as well. The other thing we're going to do which is kind of in line with the lead capture form is adding a link to the Medicare full blog to the main page of your Nettie careful page. I didn't explain maybe I should back up for those maybe not quite as familiar with it. We do. Create a unique page for each agent. So the pages file see him assets CMS approved multiplying website, but we also are able to customize it for each individual agent and that way when a member or when a customer enrolls on your Medicare full page of

Medicare PDP LASSO United Healthcare Enviro lacrosse Rollet HMO Finnity partners Connie Nettie Lee three hundred percent one hundred fifty percent thirty four percent thousand percent three years two months
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

09:27 min | 1 year ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"Welcome to the agent survival guide podcast. A podcast for today's insurance agents in boarding educating empowering improving the way, you do business in an industry that anything but static in today's episode. We are proud to bring you the full audio for Ritter insurance marketing twenty nineteenth state of the senior market presentation for a little background the AS. She podcast is a free podcast. Brought to you by Ritter insurance. Marketing Ritter is a leading field marketing organization or FM for short in the senior health and life insurance market each year. Our company's president Craig Ritter holds this webinar which is open to all agents around the country, whether they are Ritter agents or not, and it's a great snapshot of the industry at the present moment this year. Craig disgust enrollment stats industry trends predictions for twenty nineteen and changes coming in twenty twenty just to name a few. We hope you. Enjoy his presentation crag take it away. Everyone and welcome to our twenty nineteen state of the senior insurance market presentation. My name is Craig Ritter. Be your host today on the president of Ritter insurance marketing, this is a lot of information. We have free today. So very excited to share some updates over our agenda in just a second. This is kind of our play on the state of the union address. So I'll try to keep it shorter than our President Try to keep it around one hour of on hopeful that you'll get a lot of valuable information out of our time together, and I do greatly. Appreciate the time that you spent to join me today. So without further ado, we'll get started. So this is just some bullet points on our Genda for this afternoon. I'm gonna start with the year in review at Ritter insurance marketing, and then get into I kind of switched it up a little bit in the past. I put the regulatory and compliance legislation at the end of the presentation. But I think I'd rather catch you all your fresh. So I moved up to number two will do regulation legislation and compliance then I'm going to share enrollment stats for twenty nineteen for actually the full year twenty eighteen for the ADP just ended and even share some insights into the first couple months of twenty nineteen and then we'll finish up with some major industry trends. So we'll start with the year at Ritter. Just numbers on the production that the agents on this call and the agents around the country have done with Ritter insurance marketing this past year. So for the full year over thirty two million in Medicare supplement premium which is up slightly in twenty eighteen sixty three thousand plus Medicare Advantage enrollments for the full year. That's actually down four percent in twenty eight teen in twenty seventeen we did have a huge disruption, which kinda skew the numbers by about nine thousand enrollments in twenty seventeen. So I also included a number of their the twenty percent over two years. So we do have a nice twenty percent compound of growth rate. But we did have a nice nominally. I would say in twenty seventeen where we had a massive disruption in the mid Atlantic states and then for fif-. Dishing up with Medicare PEP part d eighty four thousand plus enrollments for the full year of twenty eighteen which was up forty five percent. Just tremendous results. Thanks, everyone for that for that amazing statistic and up fifteen percent in the past two years. So typically with the party, you know, we do see some ups and downs as products get competitive or less competitive. So we did have a fantastic full year for twenty eight teen primarily the the the prior AP was what drove that forty five percent increase. So moving on this is just looking at this past ADP, so not the full year. But this is only one one nineteen defective. So for seven and a half weeks. You can see the see this the ticks there. Almost forty thousand pushing forty thousand ADP enrollments in seven and a half. Leaks is amazing result which was up twenty percent over twenty eight teams ADP part d was not up quite as much but still we had growth thirty three thousand plus ADP PDP enrollments. So adding those together over seventy two thousand applications were submitted just on Medicare Advantage part d during the seven and a half week annual rolling periods. So congratulations on great results there. A little bit about Ritter. We did add a thirty new employees and twenty eighteen which brings our headcount as of the end of last year to about one hundred ninety we continue to operate out three locations in Harrisburg. And then we also have regional offices in Atlanta in Arizona, New York and the Brassica in Idaho. We recently said recently about a year ago acquired a new building for Harrisburg and are projected move in date is April of twenty nineteen. So we're about sixty days from making the move to our new office. We will be having an open house not in April. But once we get settled in in early may, so you'll probably be seeing an invite for that in the near future. One to share a couple of pictures with you of the new building. So we're very excited about this. This is from the from the outside three story. Proximity ninety thousand square foot office, we're going to occupy the top two floors. We did get over today about an hour and a half ago and took a couple pictures of the inside I wanna share with you. So this is the licensing new business Bs you area. So you can see already the cubicles are going in to that space, and then you can see the they're working on them right now and another shot there that you can see the completed cubicles kind of what they look like. So we're very excited about the new space, and we look forward to welcome you in may if you're able to join us. So a little bit on new contracts that we we signed for for agents to market in twenty eighteen for this past eight EP was Laso healthcare, which is a Medicare MSA plan available in seventeen states statewide across the United States. So unique product that really hasn't been offered for about ten years. So we brought LASSO healthcare to market and also bright health, which is another startup. They actually started in twenty seventeen began in the ACA market worked in some of the western states, Colorado, primarily in Arizona, and then this past eight p they worked in New York City. So those are two additions we got no terminations as far as plans that we're looking at for twenty twenty. I can't divulge any details right now. But we are talking to a couple typically we like to add one or two. Plants that are strategic in certain markets that have good opportunities for agents to be able to help their members with with good plans. Good networks in great value. So we're looking at that for for twenty twenty. So this is the I won't read this lied to you. It's all the carriers that we have available for Medicare Advantage and for Medicare Part d actually did shrink a little bit of based on some on some IRS. But those are all the all the carriers. We have if there's an asterisk next to the name that that means that we are the top of hierarchy and the F for that contract. So so for the vast majority, I think all all the lawn Ritter does is the top of hierarchy. And moving onto Medicare supplement. We've been very selective in adding new Medicare supplement plans in the last several years you can see in twenty thirteen. We actually added five since then we've only added four so in the last five years, we've we've only we've added less than we did in in twenty thirteen. So we've really been highly selective. I think that's been a good. A good course for us. A good course for our agents, and your clients were very happy with our existing portfolio share with you the carriers that we represent for Medicare supplement. I'll leave that for second.

Craig Ritter Ritter insurance president Ritter Medicare Harrisburg twenty twenty United States Arizona Genda Atlantic IRS New York City AP Idaho New York Atlanta ACA Colorado
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

07:03 min | 1 year ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"Of new Medicare cards began in April of twenty eighteen and your clients may have questions about how they work and what to do with their old Medicare cards because of some updates to the Medicare access and chip reauthorization act more. Commonly known as macro all Medicare in Rowley were predicted to have their new cards before the start of twenty twenty. According to the centers for Medicare and Medicaid services. All new Medicare cards were successfully distributed as of mid January twenty nineteen even though change can be scary. We think your clients will actually prefer their new Medicare cards as with any transition in life. There's going to be some confusion as well. As questions we've compiled a list of potential questions, your clients might ask you and we've also got the answers to those questions. So you can address their concerns. We're going to do a little role play here on the podcast today. Helping me with this scenario is George heavily. He's a videographer here at Ritter insurance marketing, and he is going to play the part of the Medicare beneficiary. How's it goin' George to bed excited to do this? Thanks again for agreeing to help me with this episode ready to get. Started. Let's do it. Okay. Here we go ask away. I don't have my new Medicare card. What should I do do not panic in case of instances like these CMS issued a twenty one month transition period? This means that from April twenty eighteen to January twenty twenty you can use either your old Medicare card or your new Medicare card to help ease the changeover. However after January first twenty twenty you must use your new card for all your Medicare needs. If you want you can call Medicare services at one eight hundred six three three four two two seven to inquire about the status and whereabouts of your new card. Why am I getting a new Medicare card to put it simply these new cards will help protect Medicare enroll enrolls against fraud and identity theft, the number on your current card is based on your social security number which is specific only to you. While the new number on your Medicare card is also unique. For every individual. It's totally random set of eleven numbers and capital letters, the characters are not based on anything, nor do they have any hidden. Meaning there's no Davinci coat here by removing the social security numbers for Medicare cards it strengthens fraud protections for about fifty eight million Americans. So now that I have a new card and my still at risk for fraud with any card that's personal to you. There's always a risk for identify theft. It's important that you treat your new card a credit card. Do not share your Medicare card number with anyone who should not have it. And remember that no one from Medicare will ever contact you asking for personal information unless you gave them permission to do. So prior to the phone call. So if someone calls you claiming to be from Medicare services and tells you that one they need your Medicare card number two you won't receive your Medicare benefits unless you give it to them. Or three. There is a charge for your new Medicare card. You can go ahead and assume it's a scam and hang up immediately. When will I get my new Medicare card at what happens when I do the centers for Medicare and Medicaid services. More commonly known as amass reported that all new Medicare cards were distributed as of January twenty nineteen you can start using your new Medicare cards soon as you receive it and you'll be instructed to safely and securely dispose of your old one. If you haven't received your new card you should contact Medicare services at one eight hundred six three three four two two seven t t y users can call one eight seven seven four eight six two zero four eight what woman new Medicare card, look like your new Medicare card is red white and blue just like your old one. It has your name gender new Medicare card number and the date in which your coverage starts on it. It will also show. Whether you're enrolled in part, a and. Beev if you haven't already you will soon receive an updated version of the Medicare, and you handbook via snail mail that him book shows a picture of the new Medicare card and has more detailed information about the transition. My new car affect my Medicare benefits. No, not at all those who receive new Medicare cards are people who are already enrolled in Medicare your plan, benefits and coverage will stay exactly the same

Medicare George Hebel fraud Ritter insurance ASC Lauren Hayden theft g Rowley twenty one month
What You Need to Know About New Medicare Cards Redux

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

04:44 min | 1 year ago

What You Need to Know About New Medicare Cards Redux

"Of new Medicare cards began in April of twenty eighteen and your clients may have questions about how they work and what to do with their old Medicare cards because of some updates to the Medicare access and chip reauthorization act more. Commonly known as macro all Medicare in Rowley were predicted to have their new cards before the start of twenty twenty. According to the centers for Medicare and Medicaid services. All new Medicare cards were successfully distributed as of mid January twenty nineteen even though change can be scary. We think your clients will actually prefer their new Medicare cards as with any transition in life. There's going to be some confusion as well. As questions we've compiled a list of potential questions, your clients might ask you and we've also got the answers to those questions. So you can address their concerns. We're going to do a little role play here on the podcast today. Helping me with this scenario is George heavily. He's a videographer here at Ritter insurance marketing, and he is going to play the part of the Medicare beneficiary. How's it goin' George to bed excited to do this? Thanks again for agreeing to help me with this episode ready to get. Started. Let's do it. Okay. Here we go ask away. I don't have my new Medicare card. What should I do do not panic in case of instances like these CMS issued a twenty one month transition period? This means that from April twenty eighteen to January twenty twenty you can use either your old Medicare card or your new Medicare card to help ease the changeover. However after January first twenty twenty you must use your new card for all your Medicare needs. If you want you can call Medicare services at one eight hundred six three three four two two seven to inquire about the status and whereabouts of your new card. Why am I getting a new Medicare card to put it simply these new cards will help protect Medicare enroll enrolls against fraud and identity theft, the number on your current card is based on your social security number which is specific only to you. While the new number on your Medicare card is also unique. For every individual. It's totally random set of eleven numbers and capital letters, the characters are not based on anything, nor do they have any hidden. Meaning there's no Davinci coat here by removing the social security numbers for Medicare cards it strengthens fraud protections for about fifty eight million Americans. So now that I have a new card and my still at risk for fraud with any card that's personal to you. There's always a risk for identify theft. It's important that you treat your new card a credit card. Do not share your Medicare card number with anyone who should not have it. And remember that no one from Medicare will ever contact you asking for personal information unless you gave them permission to do. So prior to the phone call. So if someone calls you claiming to be from Medicare services and tells you that one they need your Medicare card number two you won't receive your Medicare benefits unless you give it to them. Or three. There is a charge for your new Medicare card. You can go ahead and assume it's a scam and hang up immediately. When will I get my new Medicare card at what happens when I do the centers for Medicare and Medicaid services. More commonly known as amass reported that all new Medicare cards were distributed as of January twenty nineteen you can start using your new Medicare cards soon as you receive it and you'll be instructed to safely and securely dispose of your old one. If you haven't received your new card you should contact Medicare services at one eight hundred six three three four two two seven t t y users can call one eight seven seven four eight six two zero four eight what woman new Medicare card, look like your new Medicare card is red white and blue just like your old one. It has your name gender new Medicare card number and the date in which your coverage starts on it. It will also show. Whether you're enrolled in part, a and. Beev if you haven't already you will soon receive an updated version of the Medicare, and you handbook via snail mail that him book shows a picture of the new Medicare card and has more detailed information about the transition. My new car affect my Medicare benefits. No, not at all those who receive new Medicare cards are people who are already enrolled in Medicare your plan, benefits and coverage will stay exactly the same

Medicare George Fraud Rowley Theft Ritter Insurance Twenty One Month
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

02:19 min | 2 years ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"Marketing team manager here at Ritter insurance marketing, he lets, you know, exactly how you can go about doing that what they could do is just reach out to us and us an Email reach out to the podcast or really any any part of our website or anyone in the company, give us some ideas. And we'll try to make those come the life and really take those two heart. We've really do take it to heart because at the end of the day, this podcast would not exist. Without you. There's really no agents survival guide without you the agent. The manager of our creative team. Lisa Borowitz, who was instrumental in helping to get this podcast off the ground and running just wanna say thank you so much to her for getting this podcast going approving all of the different proposals put out there. And when I interviewed her she had a message that she wanted to pass on to all of our agents, just like to say, thank you to all the agents for showing your support and listening to our podcast going to issue website. And viewing our articles downloading are e books using our our user guides. We wouldn't be able to provide this content to you the agents if you guys weren't weren't engaging with it. So I just wanna say, thank you. And because of you the agents you've been able to make this hundred up Assode poss-. Thank you. I would also like to say thank you so much for listening. I mentioned it a lot. I know I say at in just about every episode, but that is because it's so true. I appreciate the fact that you take the time out of your day to listen to this podcast because it's for agents like you, and we would not be here if you weren't listening. So thank you for taking the time to do that the agents are viable guide is brought to you by Ritter insurance marketing, and if you'd like to learn more about our FM, oh, visit the show notes for links to our site our social pages and all of the pertinent information. We mentioned in this episode, including our teams podcast recommendations gotta let us have a little fun with this. If you like our show, please subscribe

Lisa Borowitz Ritter insurance Ritter
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

02:19 min | 2 years ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"Marketing team manager here at Ritter insurance marketing, he lets, you know, exactly how you can go about doing that what they could do is just reach out to us and us an Email reach out to the podcast or really any any part of our website or anyone in the company, give us some ideas. And we'll try to make those come the life and really take those two heart. We've really do take it to heart because at the end of the day, this podcast would not exist. Without you. There's really no agents survival guide without you the agent. The manager of our creative team. Lisa Borowitz, who was instrumental in helping to get this podcast off the ground and running just wanna say thank you so much to her for getting this podcast going approving all of the different proposals put out there. And when I interviewed her she had a message that she wanted to pass on to all of our agents, just like to say, thank you to all the agents for showing your support and listening to our podcast going to issue website. And viewing our articles downloading are e books using our our user guides. We wouldn't be able to provide this content to you the agents if you guys weren't weren't engaging with it. So I just wanna say, thank you. And because of you the agents you've been able to make this hundred up Assode poss-. Thank you. I would also like to say thank you so much for listening. I mentioned it a lot. I know I say at in just about every episode, but that is because it's so true. I appreciate the fact that you take the time out of your day to listen to this podcast because it's for agents like you, and we would not be here if you weren't listening. So thank you for taking the time to do that the agents are viable guide is brought to you by Ritter insurance marketing, and if you'd like to learn more about our FM, oh, visit the show notes for links to our site our social pages and all of the pertinent information. We mentioned in this episode, including our teams podcast recommendations gotta let us have a little fun with this. If you like our show, please subscribe

Lisa Borowitz Ritter insurance Ritter
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

01:51 min | 2 years ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"It's always a great time. To celebrate not only that it's an excellent time to talk a little bit about how the podcast started. The amazing people who helped make it all happen where we're at with the agents viable guide, and what you can expect in the coming year from the site and from the podcast so to do all of that and make this a very special episode. I sat down with our creative team here at Ritter insurance marketing to ask them a few questions about AS g and of course, what podcasts they listen to. We've got a lot lined up to cover. So let's get right into it. Our podcast was born out of the agent survival guide, which is completely different now from when it originally began AS g started out. Life as a newsletter that was e mailed out to Ritter insurance marketing agents every other month each issue contained four different articles that all revolved around us similar theme. I believe the first issue. I wrote on was our third issue. It was an article on part d prescription drugs, and why the plans are so different that was back in April of twenty sixteen. So over the course of that year, the articles did really well agents enjoyed having content to read about and our creative team started thinking could this newsletter turn into a website? Why launch agent survival guide the original reason for it was to give a our agents? Resource where they could learn about certain aspects of the business. Yeah. Agenda informing educating empowering. Giving these agents the.

Ritter insurance Ritter
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

01:51 min | 2 years ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"It's always a great time. To celebrate not only that it's an excellent time to talk a little bit about how the podcast started. The amazing people who helped make it all happen where we're at with the agents viable guide, and what you can expect in the coming year from the site and from the podcast so to do all of that and make this a very special episode. I sat down with our creative team here at Ritter insurance marketing to ask them a few questions about AS g and of course, what podcasts they listen to. We've got a lot lined up to cover. So let's get right into it. Our podcast was born out of the agent survival guide, which is completely different now from when it originally began AS g started out. Life as a newsletter that was e mailed out to Ritter insurance marketing agents every other month each issue contained four different articles that all revolved around us similar theme. I believe the first issue. I wrote on was our third issue. It was an article on part d prescription drugs, and why the plans are so different that was back in April of twenty sixteen. So over the course of that year, the articles did really well agents enjoyed having content to read about and our creative team started thinking could this newsletter turn into a website? Why launch agent survival guide the original reason for it was to give a our agents? Resource where they could learn about certain aspects of the business. Yeah. Agenda informing educating empowering. Giving these agents the.

Ritter insurance Ritter
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

02:13 min | 2 years ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"Get ready to maximize your success selling Medicare supplements Ritter insurance marketing is proud to present the complete guide on how to sell Medicare. Supplements free for you. As part of the agent survival guide is a fifty two page e book. That's absolutely packed with everything you need to know about Mets up sales. And when we say everything, we mean everything. We start out with the basics. If you're just getting started selling, we cover what's required to sell Mets. Ups also referred to as meta gap plans from the licensing process on through to contracting learn marketing ideas and how to generate leads the ideal clients for the product and how to choose the right plans for both your portfolio and your clients. Our evokes shows you where to find the best med supp quoting and enrollment tools. We go over the rules for selling meds. Compliance do's and don'ts and how the changes coming to med supp in twenty twenty will impact you and your clients. There's also a section of the back with handy pullouts, including to Medicare supplement phone scripts and underwriting flow chart and a plan comparison table. And that really just scratches the surface of what we've got to offer. I mean, we have so many great tips on Mets ups for you. We literally wrote the book on it to find out the rest. You're just gonna have to download the book and find out for yourself. The complete guide on how to sell Medicare supplements from Ritter insurance. Marketing is available at bit Lee slash AS g dash med dash sup dash e book. We will also have the link to our e book in the show notes for you. You'll find them by clicking on the title of this episode on the device you're listening on that will bring up the show notes with Bill. Linked to our med supp e book. So check that out now and download your copy today.

Mets Ritter insurance Bill
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

02:13 min | 2 years ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"Get ready to maximize your success selling Medicare supplements Ritter insurance marketing is proud to present the complete guide on how to sell Medicare. Supplements free for you. As part of the agent survival guide is a fifty two page e book. That's absolutely packed with everything you need to know about Mets up sales. And when we say everything, we mean everything. We start out with the basics. If you're just getting started selling, we cover what's required to sell Mets. Ups also referred to as meta gap plans from the licensing process on through to contracting learn marketing ideas and how to generate leads the ideal clients for the product and how to choose the right plans for both your portfolio and your clients. Our evokes shows you where to find the best med supp quoting and enrollment tools. We go over the rules for selling meds. Compliance do's and don'ts and how the changes coming to med supp in twenty twenty will impact you and your clients. There's also a section of the back with handy pullouts, including to Medicare supplement phone scripts and underwriting flow chart and a plan comparison table. And that really just scratches the surface of what we've got to offer. I mean, we have so many great tips on Mets ups for you. We literally wrote the book on it to find out the rest. You're just gonna have to download the book and find out for yourself. The complete guide on how to sell Medicare supplements from Ritter insurance. Marketing is available at bit Lee slash AS g dash med dash sup dash e book. We will also have the link to our e book in the show notes for you. You'll find them by clicking on the title of this episode on the device you're listening on that will bring up the show notes with Bill. Linked to our med supp e book. So check that out now and download your copy today.

Mets Ritter insurance Bill
The Biggest Change in the 2019 Medicare Communications and Marketing Guidelines

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

01:17 min | 2 years ago

The Biggest Change in the 2019 Medicare Communications and Marketing Guidelines

"Craig Ritter president of Ritter insurance marketing just held a pre ADP webinar with his take on the recent changes CMS made to the Medicare communications and marketing guidelines. It's always great hearing Craig's take on the industry. So if you missed out on attending or want to listen again, we are recapping that webinar in today's special episode, the biggest change in the twenty nineteen Medicare communications and marketing guidelines. Good morning or good afternoon depending on your depending on your time zone.

Craig Ritter Ritter President Trump
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

06:55 min | 2 years ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"In today's episode used hospital indemnity to grow your insurance business. We cover it all from understanding the basics to closing the sale in AS g at the sewed eighty one how to boost your business selling hospital indemnity written by Roxanne Anderson like coffee or sushi hospital. Indemnity insurance can be an acquired taste, but one that is definitely worth discovering. If you've already realized the power, these small supplementary products can pack. We will teach you how to step up your sales. If you're new to the idea, keep listening to find out why hospital indemnity insurance is worth selling and the information experienced sellers. Wish they had starting out understanding the basics. We'll keep the short and sweet since we've already introduced. Hospital indemnity plans in episode, seventy nine of this podcast and don't worry a few missed it. We will have the link in our show notes. You can easily find it after you've listened to this one hospitalizations for an injury or illness can lead to medical expenses. Even the best primary insurance plan won't cover hospital indemnity plans, help people pay for costs associated with their hospital visits or stays such as their co pays deductibles and prescription drug fees. Recognizing the value. There are many benefits to selling insularity products like hospital indemnity plans, but one huge plus is that you can sell them to clients of any age at any time. In other words, selling these plans allows you to better meet the needs of any client and earn more in commissions. How much extra commission are we talking? It's reasonable to say you could practically double. Your commission earned on any is it really worth having hospital indemnity insurance for those in zero dollar premium MA plans with high deductibles. The answer is very likely, yes. Have your client consider the cost of having hospital insurance and that of foregoing it? The annual premium for a hospital indemnity plan for a senior can be as little as four hundred dollars going to a hospital in an ambulance and staying there for just one day will likely exceed that cost ten times over. Over in hospital bills. Let your clients to know this extra protection could truly pay off no matter the outcome. Keep this in mind in a world where having a clean Bill of health can cost a pretty penny hospital indemnity plans and the agents who market them shine here at Ritter insurance marketing, we offer a wide selection of competitive hospital

Ritter insurance Roxanne Anderson apple Ritter Adam zero dollar four hundred dollars one day
"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

06:55 min | 2 years ago

"ritter insurance" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

"In today's episode used hospital indemnity to grow your insurance business. We cover it all from understanding the basics to closing the sale in AS g at the sewed eighty one how to boost your business selling hospital indemnity written by Roxanne Anderson like coffee or sushi hospital. Indemnity insurance can be an acquired taste, but one that is definitely worth discovering. If you've already realized the power, these small supplementary products can pack. We will teach you how to step up your sales. If you're new to the idea, keep listening to find out why hospital indemnity insurance is worth selling and the information experienced sellers. Wish they had starting out understanding the basics. We'll keep the short and sweet since we've already introduced. Hospital indemnity plans in episode, seventy nine of this podcast and don't worry a few missed it. We will have the link in our show notes. You can easily find it after you've listened to this one hospitalizations for an injury or illness can lead to medical expenses. Even the best primary insurance plan won't cover hospital indemnity plans, help people pay for costs associated with their hospital visits or stays such as their co pays deductibles and prescription drug fees. Recognizing the value. There are many benefits to selling insularity products like hospital indemnity plans, but one huge plus is that you can sell them to clients of any age at any time. In other words, selling these plans allows you to better meet the needs of any client and earn more in commissions. How much extra commission are we talking? It's reasonable to say you could practically double. Your commission earned on any is it really worth having hospital indemnity insurance for those in zero dollar premium MA plans with high deductibles. The answer is very likely, yes. Have your client consider the cost of having hospital insurance and that of foregoing it? The annual premium for a hospital indemnity plan for a senior can be as little as four hundred dollars going to a hospital in an ambulance and staying there for just one day will likely exceed that cost ten times over. Over in hospital bills. Let your clients to know this extra protection could truly pay off no matter the outcome. Keep this in mind in a world where having a clean Bill of health can cost a pretty penny hospital indemnity plans and the agents who market them

Ritter insurance Roxanne Anderson apple Ritter Adam zero dollar four hundred dollars one day
Using hospital indemnity to build your business

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

06:55 min | 2 years ago

Using hospital indemnity to build your business

"In today's episode used hospital indemnity to grow your insurance business. We cover it all from understanding the basics to closing the sale in AS g at the sewed eighty one how to boost your business selling hospital indemnity written by Roxanne Anderson like coffee or sushi hospital. Indemnity insurance can be an acquired taste, but one that is definitely worth discovering. If you've already realized the power, these small supplementary products can pack. We will teach you how to step up your sales. If you're new to the idea, keep listening to find out why hospital indemnity insurance is worth selling and the information experienced sellers. Wish they had starting out understanding the basics. We'll keep the short and sweet since we've already introduced. Hospital indemnity plans in episode, seventy nine of this podcast and don't worry a few missed it. We will have the link in our show notes. You can easily find it after you've listened to this one hospitalizations for an injury or illness can lead to medical expenses. Even the best primary insurance plan won't cover hospital indemnity plans, help people pay for costs associated with their hospital visits or stays such as their co pays deductibles and prescription drug fees. Recognizing the value. There are many benefits to selling insularity products like hospital indemnity plans, but one huge plus is that you can sell them to clients of any age at any time. In other words, selling these plans allows you to better meet the needs of any client and earn more in commissions. How much extra commission are we talking? It's reasonable to say you could practically double. Your commission earned on any is it really worth having hospital indemnity insurance for those in zero dollar premium MA plans with high deductibles. The answer is very likely, yes. Have your client consider the cost of having hospital insurance and that of foregoing it? The annual premium for a hospital indemnity plan for a senior can be as little as four hundred dollars going to a hospital in an ambulance and staying there for just one day will likely exceed that cost ten times over. Over in hospital bills. Let your clients to know this extra protection could truly pay off no matter the outcome. Keep this in mind in a world where having a clean Bill of health can cost a pretty penny hospital indemnity plans and the agents who market them

Ritter Insurance Roxanne Anderson Apple Ritter Adam Zero Dollar Four Hundred Dollars One Day
Using hospital indemnity to build your business

Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense

06:55 min | 2 years ago

Using hospital indemnity to build your business

"In today's episode used hospital indemnity to grow your insurance business. We cover it all from understanding the basics to closing the sale in AS g at the sewed eighty one how to boost your business selling hospital indemnity written by Roxanne Anderson like coffee or sushi hospital. Indemnity insurance can be an acquired taste, but one that is definitely worth discovering. If you've already realized the power, these small supplementary products can pack. We will teach you how to step up your sales. If you're new to the idea, keep listening to find out why hospital indemnity insurance is worth selling and the information experienced sellers. Wish they had starting out understanding the basics. We'll keep the short and sweet since we've already introduced. Hospital indemnity plans in episode, seventy nine of this podcast and don't worry a few missed it. We will have the link in our show notes. You can easily find it after you've listened to this one hospitalizations for an injury or illness can lead to medical expenses. Even the best primary insurance plan won't cover hospital indemnity plans, help people pay for costs associated with their hospital visits or stays such as their co pays deductibles and prescription drug fees. Recognizing the value. There are many benefits to selling insularity products like hospital indemnity plans, but one huge plus is that you can sell them to clients of any age at any time. In other words, selling these plans allows you to better meet the needs of any client and earn more in commissions. How much extra commission are we talking? It's reasonable to say you could practically double. Your commission earned on any is it really worth having hospital indemnity insurance for those in zero dollar premium MA plans with high deductibles. The answer is very likely, yes. Have your client consider the cost of having hospital insurance and that of foregoing it? The annual premium for a hospital indemnity plan for a senior can be as little as four hundred dollars going to a hospital in an ambulance and staying there for just one day will likely exceed that cost ten times over. Over in hospital bills. Let your clients to know this extra protection could truly pay off no matter the outcome. Keep this in mind in a world where having a clean Bill of health can cost a pretty penny hospital indemnity plans and the agents who market them shine here at Ritter insurance marketing, we offer a wide selection of competitive hospital

Ritter Insurance Roxanne Anderson Apple Ritter Adam Zero Dollar Four Hundred Dollars One Day