35 Burst results for "Richer"
"richer" Discussed on Movin 92.5
"Richer. Don't tell you could win. $10 million on scratchers be paying up money for the Big one, Alan told lottery officials. It took a couple of twists of fate for this to happen, but he's not surprised, saying he's been lucky his entire life ever when I'm gonna be like I have never played in my life, and it's one of those guys that doesn't like to get excited. He's like, Look, you've been there before. Bra to cool. This is the least. Amount of money I've ever won all the trash ticket. No wonder you $10 is the lion in his glove department. This next laser stories out of Alaska. A woman named Shannon Stevens went camping last weekend and stayed in a year, which is like a big tent. And the only bathroom was an outhouse about 50 ft away. Okay, So after dinner, she excused herself from her friends. And walk to the latrine sat down and immediately felt something. Bite her on the butt. Ain't nobody got time for that. No, she didn't even look down to see what it was. She just screamed, shut the lid and called her brother in to investigate. And when he opened the lid up, there was a full grown bear staring back at him. For real. I mean, suddenly a spider sounded better. Yeah, a bear A bear. The tip of the Bear's nose was only an inch or two below that. Toilet seat. So they all freaked out and ran back to the year to go. She's lucky the bear just gave her a little bottom nibble. You know, I could've been a lot worse. Turns out you can access the hole under the outhouse by moving some rocks. So they think the bear was attracted to the smell and push the rocks over to get it. Oh, my God,.
New York City Covid Vaccine Disparities Revealed in ZIP Code Data
"One of the big challenges in distributing the coach vaccine is trying to ensure that they don't disproportionally go to the most communities and as more people get vaccinated in the united states. We're getting more and more data about who's getting their shots. I and the data coming out of cities is well. It's painting a fairly consistent picture in the neighborhoods with the highest death rates from cova which tend to be poorer and more black and brown folks. Fewer people are getting vaccinated by contrast in wider more affluent neighborhoods. Vaccination rates tend to be higher even though a smaller percentage of people in those neighborhoods have lost their lives the virus. So here's an example map in new york city. We have data by zip code there. We should note. The same dynamic has also played out in washington. Dc and other cities so in this section of manhattan's upper east side. That's a wealthy neighborhood. There have been one hundred sixty six deaths from covid per hundred thousand people so far in that zip code sixteen percent of adults vaccinate which is great. That's good we want people to be back but now let's look at say brooklyn's east new york neighborhood much much poor much much much less white in that soco there have been a staggering eight hundred and thirty seven deaths per one hundred thousand people. Think about that. It has been hit so so much harder by the virus but in that neighborhood only five percent of adults have been fully vaccinated compared to the sixteen percent of the upper east side. Now the city not breakdown vaccine recipients by race or account for the percentage of people in a given zip code were eligible but again the broad picture. Here's pretty clear. See playing out across the city and across the country in fact in some poor neighborhoods. Only two percent of adults are fully vaccinated. Well vaccination rates are fourteen fifteen sixteen percent and richer neighborhoods. This is a huge in central problem to solve and discuss it on join. Shell gave stolberg new york times. Washington correspondent covering health policy has been writing about the vaccine rollout specifically so let's just start with the phenomenon. I want to sort of check against myself here that this is something that's happening. That's showing up data that is being produced around the country. It's not just a particularity of new york. No no this is absolutely happening around the country and you can see it in the cdc's national data. I think nationally last week African americans who account for more than eighteen percent of the population were eleven percent of those vaccinated. And we're seeing in disparities around the country here in washington where i am We had a situation where people from wealthy white neighborhoods were going into black neighborhoods to go to clinics that primarily serve underserved people to get vaccinated and it is creating a real disparity and it is completely contradictory to what president biden has said he wants which is a vaccine and a covid response that is centered on racial equity. So there it seems that there's a few factors at play here for why this is a it seems to me that there's a demand issue right is sort of people's willingness and i think we can get to that later. The first thing just seems to me it's one of those situations where a certain amount of social capital connections time or resources to other people to go through the logistics of the planning and the websites use tending to advantage. More affluent. folks is. That is that sort of your understanding of what's driving this yes. I think there's two things that are driving it in one is exactly what you say. Which is more apple and people tend to have the resources to the computers savvy the time frankly transportation to be able to get vaccinated but another big reasons vaccine heston san. We know that people of color particularly african americans are more hesitant than whites to be vaccinated in part because of the legacy of systemic racism and Government experiments like the horrific experiment that still linger in the mind. So there is that issue of hesitancy that the government is going to have to overcome. It wants to see people of color vaccinated. Yeah this is a december pull from. Ap now that's this is know almost two months old now but we we saw huge has seen the beginning huge racial disparity in terms of folks. You know fifty three percent of white people saying they're gonna get vaccinated while in twenty four percent of black folks thirty four percent of hispanic hispanic respondents now. Those numbers have changed a little bit. Even though there are still racial disparities out there examples of places where this is being dealt with forthrightly in a way that is that is sort of reintroducing a kind of equity here well i think that's hard to know in one reason that's hard to know is that the government doesn't really have great data on race the people who are vaccinated but more broadly one of the states. That is actually a really good job. Back stating across the board is west. Virginia and it has back stated i think eighty three percent of its vaccines have been administered in. It's far ahead of most states in terms of effective and quick backseat distribution.
Vaccines arrive in Australia. Now the challenge begins
"We mocked a really significant milestone in the coronavirus pandemic e that. We've been having norman. The first isis of the fis coronavirus vaccine. Which has been approved for use by the therapeutic goods administration touchdown in australia. Ready to start rolling them at next week to the high priority groups so big milestone. what does the next phase actually look like though the rollout. Well i think a lot of it's been left to the states a suspect that what you'll see is remarkable uniformity which is the first line of defense and the first line of people who are most vulnerable as we've seen again and again and again people who are working on our borders driving buses transporting people from the airport and working in hotels looking people who've just arrived so those are the people who will be immunized i i i would imagine a right around the country that will protect them. They will get the pfizer vaccine. Mostly which is good because that gives the most chance of reducing transmission if they do get infected was protecting them against disease and then aged care and high priority. Health care workers so frontline healthcare workers that first phase and. We haven't heard too much of exactly. Who's going to do what we're in terms of administering vaccines. I know that. A lot of general practices have volunteered. We do have a good network of general practices. So should be okay. But i'm getting any feedback from various parts of australia. Saying they're really from people in the business. If you like who are saying. They're really not sure what the plans are so. I think it's still a work in progress. But the first phase shoot go ok e one would hope and then there's a process of with komo's taking responsibility for care and getting enough doses out into each care which are most vulnerable communities. Should the vaccine escape into the general community right one of the questions that were getting a lot of from people from audience members. He's will we be notified when it's when it's out turn but we don't know that yet. I'm not sure how that's how that is indeed going to work. But i assume that there are ways through medicare numbers and other means that the government can text phone number. I know but. I assume that there are ways of finding out who you are. What you've got an assume that also that your general practitioner how to battling those are the sorts of things that are not entirely clear how people will be identified individually so the scale of vaccinating an entire country even with a relatively small population like ustralia is a messy. Ask so we heard last week will health organization expert advisor from the university of new south. Wales mary louise mc laws saying that. We're going to need to vaccinate something like one hundred ninety thousand people per day to get to the targets that have been set for october this year. Is that going to be feasible. Well low to middle income countries do mass vaccination programmes all the time but they do frequently in fact some some would say that. They're better equipped than many advanced countries richer countries to do this and we've had a rabies outbreak through extraordinary numbers very quickly and and so you can get large venues with nurses factory. Like processes logistic simplified dines. It's all there and people head for mass vaccination areas. You can actually get through very large numbers very quickly if you need to you so those numbers are not impossible. But they are hard to achieve. It's gonna take a ramp up so we're going to start off slow and then ramp up from there. The rate limiting step is actually going to be the supply of vaccines. Are we going to have seven. Hundred thousand dozes available a week and it's going to take a while to to that point so i think that's the issue rob van. Can we administer those vaccines. i mean. Interestingly we do fifty to sixty thousand covid tests a day nationally at the moment perhaps a similar framework could be used to roll out the vaccines. Yeah i think they are thinking of respiratory clinics that model being used as well with the drive through with the general general practitioners which was very useful as well as public hospitals providing those sort of drive through facilities as well. You can get through very large numbers. You just go to have accused people ready together. You've got to have the supply. You gotta have the cold chain and you've got to be computerized so that you can enter people's names into the register and you've got to somewhere where you can keep them for fifteen minutes and then observe them with resuscitation facilities so it's not a simple as during the
20 Years Later: How Dale Earnhardt's Death Changed NASCAR Forever
"Ryan mcgee. Espn daily's chief. Paint trading correspondent. Thank you for joining me man. That's me man when i started. Espn a really really long. Time ago and i had this accent there were like. Hey you know about nascar right. I go yes you do. More than just know about nascar ryan you have now reported and narrated a new film for east sixty and it's called intimidator the lasting legacy of dale earnhardt. And i wanna talk to you about it today because it's a lot. It's about a lot more than how transcendent dale was on the track. It focuses on how he radically changed. Nascar's culture when it comes to safety but before we get into that. I do want you to just kinda sketch out for us. Who dale was for the uninitiated here and what made him such a towering figure in the nascar universe well and it's interesting because he's been gone twenty years i mean nascar's more than seven hundred races without del earnhardt and so for those of us of a certain age the idea of having to explain him and and why he's such a big deal seems insane but we saw what the last dance. The last dance ron's and half of twitter was like well. He was good. But you know this jordan character. Yeah we should know about it and we were so offended but bless their hearts. They didn't see him play. And so in this case you know. You have an entire generation twenty years exactly of sports fans who didn't see our heart race but it wasn't just about seventy six wins seven championships and also was just about the presence in the room. Always say with dell earnhardt if there was a thousand of us in a ballroom and we're all looking at a stage and he were to come in the back door when none of us were looking. We'd all instinctively. Just turn around because the air in the room changed. There was just a presence in a way that it carried himself and conducted his business and the intimidator thing that was legit. Every time i will. I know him. And every time i was in a room with him there was a little part of me. That was just trying not to say something stupid or pass out so on the back of the baseball card ryan so to speak. What are the accomplishments. That people should know about what dale did. Well the seventy six winds are really big deal but the seven championships and seventy plus year. The stockcar racing only three people one seven championships the checkered flag bands around their heat waves to them. That checkered card. His greatest success was on the super speedways. the taliban soup speedway and daytona he one thirty four racists and though tone national speedway thirty four nella one of those was the daytona five hundred and that was part of the appeal for him was even though he was this one tough customer and the man in black timid and all those things it took you twenty tries to finally win the daytona five hundred lawson in heartbreaking fashion multiple times twenty years frustration. Taylor that program names on the can't take it off. I guess i love it. He just he was in every man but he also of superman and that was always the appeal and outside of that ballroom. Full of the sports powerbrokers ryan. What was his status. Like regionally among the nascar faithful. How would you begin to describe what he meant to those people. What i hated it. Because when he came along in the late nineteen seventies. and you know it wasn't disrespect. But he didn't back down from. Richard petty from kailua from bobby allison from david pearson from any pissed them off the couldn't stand him and he would recommend a short track race. In martinsville and afro richer. Penn is electric. Listen kid you can't do it like this. And he just kept doing his way.
Alabama claims No. 1 class in modern recruiting history
"Nicole airbag joining us nicole. Thank you so much to talk about including Ea sports and the nfl. But i'm sure you live in the big ten part of the world. I'm sure the country is not thrilled to hear that alabama had arguably the greatest recruiting class ever that that is not what college football needed. I said somewhat jokingly but good afternoon yeah it was It was funny. I heard you say that that they they probably didn't need it. And i think that's true i it feels like a continuation of what we've seen lots last years. Which was you know nick. Sabin had this formula when he was able to win national championships. Then he revamped it and now you is using all of these elite athletes in space offensively. Getting the best one and you know. Now they have three of five heisman. Finalists right so Yeah the the rich keep getting richer. And you know as we've discussed on this show. That is the playoff system. I mean if you wanna play in the playoffs and play for a national championship. You want to go to alabama right now
Is The World Headed For A Major Nutrition Crisis?
"Unicef has just released some research that says that over thirty nine billion school meals have been missed since the start of the covid nineteen pandemic as a result of all the school closures that have happened around the world and what that means is that the onus to feed the kids that extra meal is now being put back on the families and a lot of these poor and more vulnerable communities. The families just simply can't afford to do that in these sorts of environments. The school meal is the one nutritional meal of actually get for the day. And obviously that's a massive crisis a massive problem for the immediate future of those families and those kids. But i actually think there's another level to this nutrition crisis. Which is that in a lot of the more developed countries and say the richer communities. Many people during these lockdowns have turned to fast food to comfort food because they've been locked down in their homes and as a result of that the nutritional value in that food is obviously in many cases pretty low and so i think that the nutrition crisis that we face on the other side of this pandemic is not just gonna be in the poor and vulnerable communities but in all communities and so i think in that they will be a lot more need for nutritional advice nutritional supplements nutritional deficiency treatment solutions. I think there's a lot to be to be still felt and still understood about the impact of poor nutrition as a result of this covid nineteen crisis not just in those vulnerable communities which is obviously a massive problem but i think in all communities we're going to see a nutritional crisis or a nutrition crisis that is maybe loss for quite some time.
$1 billion Mega Millions jackpot has a winner
"Someone is close to a billion dollars richer today. As a result, the next mega millions drawing will be for $20 Million. Someone in Michigan won the billion dollar jackpot Friday night, which was the second largest in mega million's history. And the third largest in U. S history. 10. Other people also match five of the six winning numbers to win at least $1 million
How Desi Invented Television
"Does he says was born in santiago cuba rich powerful family. He loves to joke about it on old talk shows here. He is on the tonight show with johnny carson. My father was the mayor of my hometown. My uncle was chief of police. We had that town prewar really. My great grandfather was appointed mayor of my hometown by queen. Isabella way gone. I'm sure is that always makes you laugh. But there was a revolution not the castro one the one before that and the arneses fled to miami. Miami in the thirties is growing hugely and a young desi tries his hand at theatre and music and movies. Eventually he becomes a popular bandleader as well. This is the preview of a new ban. And we're confident that in a very short time you'll be hearing a lot more about desi arnez and his orchestra not just hearing about them dancing to them. Desi arnez started the craze of the congo line. Boop boop boop of robert. This is a scene from the movie called. Too many girls in the ad for it literally goes to many girls film on the arcadio sound lot in nineteen forty and in this same a young gorgeous desi arnez is leading a line of dancers to the congo. Now robert i do not wanna overestimate how crazy nuts. This scene is. It looks like i dunno. Imagine a halftime super bowl. Dance number with congas fire jugglers trapeze artists studying. There's no such thing as too many congolese. now now. this is just the movie version. In our memoir. He talks about how he would be playing a gig and how a conga line with breakout out and go through eight or nine different clubs in south beach with a line stretching for blocks and blocks the movie too. Many girls is notable for another fact. A co starred this up and coming red-headed comedian lucille ball. Desi by the way didn't get the girl in the picture he's as the eye candy. Lucy ends up with somebody else but on the set of the movie but two of them hooked up fell in love and would eventually marry. They set their sights on a way to spend more time together. That's two people in love. Did they wanted to do. And this was pretty new at the time a television show. Now i wanna take a moment to tell you what. Tv was like before. I love lucy. It was pretty close to people being just a cardboard box with a cutout they do little plays facing one camera and at the time most television shows were live and broadcasts from new york so tv was sort of like radio but with pictures and just as ephemeral they had this technology called kinase co which was a way of sort of recording a video screen and it looked terrible. Grainy and most importantly it didn't last they used to record the shows alive in new york and then replay them via kim scope three hours later in california could barely see it on tiny. Tv sets and then it would disappear but doesn't really wanted to capture the magic from the movies they had done. They wanted to make tv shows as good as a hollywood movie and they didn't wanna move to new york but i they had to convince the t. v. executives. This is not going to surprise you but there were no interracial couples on tv. In the nineteen fifties. Lucille ball had a popular radio. Show with a white actor playing her husband and as deputy tells it the tv execs. Were like wait. A minute why you do a tv show with lucy and that guy. The husband and the radio show was richer then was a tall blonde brew. I vice president of a bank or sometimes you'll be able to get away with that part you know. Say who the hell is going to believe this Baba loo pharaohs. yeah cheap. it american girl you know. Yeah he ain't. Bob lou fellow and she certainly is not a typical american girl so dizzying lucy decide. Hey let's go out and prove it. So they went on tour across the united states remembered as e is a bandleader. And so at the end of the shows lucy would come out and do little skits dot com now in this famous scene. Lucie is dressed as a showgirl and she's singing so every time she goes boom sticky. Boom she swivels her hips and every time she does disease hat falls off. I laugh every single time and across the country people love the real crazy chemistry between two of them proves to the television executives and the network sponsors that yes
On Day One, Biden targets Trump policies on climate, virus
"President Joe Biden is moved quickly to change many trump administration policies including those surrounding the pandemic immigration and the environment between the swearing in in the night time virtual inaugural celebration president Biden signed about fifteen executive actions in the days no time to waste including some cool beat changes mandating mask more social distancing the cap on federal property reinstating a moratorium on evictions and student loan repayments there are environmental actions stopping fuel leases in the arctic National Wildlife Refuge and revoking permission for the keystone XL pipeline and press secretary Jen Psaki says bite it is extending the daca program for young immigrants and already sent Congress an immigration reform bill it provides hard working people who even richer communities and lived here for decades opportunity to earn citizenship Jacqui Quinn Washington
The WHO Worried About Lower Amounts Of Vaccines for the poor
"The world health organization. Who has reiterated its concern about countries going it alone to secure sufficient covid nineteen vaccines for their populations at the expense of poorer nations. At a press briefing in geneva the un agency also called for much quicker international cooperation to ensure that a large amount of doses could be rolled out to the countries that do not have the resources to purchase them themselves auto vaccinate that work needs to be accelerated now. Who spokesperson dr. Margaret harris told journalists. She also urged drug manufacturers to supply. Who with complete information on their products. So that they can be checked thoroughly before distribution want the manufacturers so submit the full dana therefore dossiers. So we as. Who can do the full examination of that. In order to issue in emergency use listing. because we can't put out the vaccines you know. They can't be procured full vaccines. They procure full those countries until they've got an emergency use listing so the development comes twenty four hours after. Who chief tedros adhanom ghebreyesus cautioned that while vaccines had brought hope to some they have become another brick in the wall of inequality between the world's haves and have nots. Although thirty nine million doses of vaccine have been administered in nearly fifty richer countries only twenty five have been given in wunderlist income nation. Tedros
Covid vaccine: WHO warns of 'catastrophic moral failure'
"Head of the World Health Organization has said the world is on the verge of a catastrophic moral failure over the Waco Kid. 19 vaccines are being shared out to draw said Ham Over yes was said it was wrong that some countries and companies continue to prioritize bilateral deals. Emmy grimly reports. This is the starkest warning yet from Dr Ted Ross, the wealthy countries of pursuing what he calls a me first approach, even though they may claim they want to see vaccines distributed fairly, he said 39 million doses had now been administered in 49 higher income countries. But compared that with Oniy 25 doses in one of the world's poorest states, he argued it could not be right that younger, healthy people in richer countries would be vaccinated before health care workers and the elderly in the developing world.
How can Canada stop the growth of hate groups?
"For many canadians who have stared in horror at events happening to the south of us over the past four weeks or for years. There is a comforting thought that arrives immediately afterwards. Thank god we're in canada or maybe better phrased thank god. That could never happen here but could it. The united states right now is a unique mix of anger guns conspiracy theories white supremacy and abject poverty and all of that has bubbled over the past few months to create scenes. That the whole world will never forget yes. America's recipe might be unique but canada already has most of those ingredients in abundance. And we haven't done much to solve the problems driving any of this kind of anger. Though doesn't explode overnight. It takes individual people time to arrive at the mixture of hatred and hopelessness. That's needed to turn rhetoric into action. So today's question is not really can happen here. It's what can we do to stop it from happening here. And of that applies to governments and politicians and two police forces but it also applies to you and me and to anyone who wants to believe. The canada really is different. Because if it is it's only because we all work to make it that way. I'm jordan keith. Rawlings describes the big story. Shaquille chaudhry is the co founder of animal leadership. He is also the author of deep diversity overcoming us versus them. Hello shaquille jordan. Why don't you just take me back a week ago. And i know There must have been all sorts of things going through your head as you watched the events leading up to and including the storming of the us capital. You know what's going through. Your head is as somebody who spends his career dedicated to racism and social justice issues shocked at the images and then not surprised given the patterns and the trends that have been at play. What do you mean by that. The election of trump has been a time of absolutely unprecedented dislocation and kookiness in the political. Front i mean we had rob ford here in toronto and we thought that was bad. But he was more of a harbinger of the kind of right wing. Populism that has been sweeping across the western world and trump is the has been the most toxic version of that and so we've been seeing escalating violence We've been seeing congress in And and the senate deadlocked being not particularly helpful to anybody and that level of polarization actually didn't start with trump. that's actually been happening for forty years. It's it's been actually building since the reagan era since the eighties when neoliberalism and the economic model that basically has has wages for the average person stagnate over four decades and yet we are making our economies making. You know three four five times. What it was both in canada and the us What it was in the eighties and yet people aren't feeling bad. The rich have become richer. The poor become poorer and that might sound like some kind of leftist cliche but the is is that ten years ago a research team led by peter turkson in the us predicted that by two thousand twenty the us and many parts of the western world. We're going to be at quote unquote peak violence. And so the trends have been at play and the key driver of their research has been income inequality and so the trends have been building and today peter church in his team would say that that the us and the environment in the us over. The last four years is similar to the environment in just before the french revolution in france and just before the civil war the united states so these trends have been have been playing out. And i've been. I've been really researching a lot about authoritarianism. Because i work with issues around polarization and racial polarization and an integral conflict. And so i've been looking at this or the last few years and just watching this build up and build up and knowing that it was something big was going to happen and we knew it enough that we actually scheduled a two day conference which is in fact on the twenty first and twenty second january after inauguration day because we just assumed that something was going to happen.
Gov. Pritzker activates 250 National Guard troops to protect state capitol
"250 members of the Illinois National Guard to help protect Springfield this coming week. Cruise boarded up the capital after the FBI's warning about threats of armed protest at all. 50 State capitals governor says the guard will work with local and federal officials were going to be prepared, and that's why I want to make sure that we have got the national Guard out there. We've got the state police, local police a swell assed federal coordination, so I feel good about the plan that we've got Richer says there have been no specific threats to Illinois. Congressman
Top 10 Best and Worst Games of 2020
"Assembled our very own top ten list of the best and worst games of 2020. To kick it off. Let's start with the worst the truly terrible of last year at number five. The worst game of last year is bleeding edge. Do you guys even remember this game? It was a pack of sugar without being an actual shooter in a market already overcrowded by other hero Shooters. Yeah instead of guns. You want to given mainly weapons that being swords knives six years now, that's entertainment at number four is Cooking Mama Cooks car and this game is absolutely my favorite of the worst because this adorable animated cooking game not only sucked because it was so tedious and repetitive. It was also a scam. Yeah, the game was an unlicensed product that served as a mining platform for cryptocurrency number three on our naughty list is not Elder Scrolls blades the game that pretended to be Skyrim but wasn't even close the game had lengthy talk scenes and tried forcing you to buy upgrades for gear. That wasn't even valuable in the first place down. That it was so insanely boring. Our number two on the sucky list is Warcraft 3 reforged wizard infuriated their entire gaming base with this one by promising fans graphical updates and cinematics upon launch instead is only got minor texture upgrades and hostile user policies the game became so hated that it received the lowest use on rated score on Metacritic as the great big Norton pointed out. You really slapped us off base with this one blizzard and Now ladies and gentlemen, the worst game of 2020 is Crucible the game was so generic all around and offered nothing new Amazon's new gaming. I thought was so poorly received that Jeff Bezos D list of the game a few days after it's released and put it back into closed Beta And as for the server's well, those were shut down on November 2020 just six months after lunch. Now, let's switch to the Great Stuff guys the games that provided a sheer joy and happiness. And what was a troubling year number five on the good list is The Last of Us Part 2? Now I know what this game was divisive due to its pacing and users playing as the bad guy but there was a ton to celebrate here. The combat was richer environments were more immersive and the stealth sections for even more intense it honestly took me a month to beat the campaign and that's not because I'm a slow player. I just hiding in the grass from each of the guards for about two hours. Our fourth best game of 2020 goes to Half Life Alex. This game was a technical Masterpiece and raised the bar for VR titles capturing detailed environments at 60fps with an incredible story predating Half-Life two before then. I thought we are games were pretty silly. This one opened my eyes and my living room Number three on our list is Ghost of tsushima this amazing Samurai sword-wielding game. Not only had a compelling storyline, but also offered a multiplayer mode where you and your friends can fight together as Samurai. Number two goes to you guessed it Animal Crossing. This game helped us make it through the pandemic as we crafted our islands and invited Burns over 40 special events or whatever you're into some people recreated game shows others held their weddings in graduation ceremonies for me. I just love scuba diving for see stars with the screw the turn of game. It's all about the stars and the number one best game of 2020 goes to cyberpunk. Yeah, the reason for this one and finally came
How to Secure Your Financial Future Starting Today
"I wanna thank you so much for doing. This is some happy to be here. I would imagine that before. You are able to build a plan for your money much like a plan for anything else in your life that you. I have to do an honest assessment of where you are. So what are the questions you need to be asking yourself to get started. One of the first things that we tell people to do is that you have to do a look back so you have to go and look back at your finances three months so take a look at where you've been spending look at where your money is going. Heart of having a better relationship with your money is being like okay. Do i really want to be spending six hundred dollars on. Do i want to be making target richer. It's really about prioritization of your cash rather than philly have to be on a diet right. it's about prioritization. Do you want to spend that money towards a home or a vacation or some kind of an asset versus just kind of spending it willy. Nilly on all kinds of things that you might not even remember the next month. Well let me say as someone who in general is not a big spender but has been guilty of exactly that sometimes the hopes and dreams seem so far flung right what it would take for me to get from here to owning a home feels like it has so far that it feels like there. A creature comforts. I can give myself between here and there. That are much more attainable. But as you were saying we'll put me behind in my ultimate which is one of the reasons you always should be assessing. I would say do it every six months. What is the next financial milestone that she wants to reaching your life. Whether that's i want to improve my credit score because it's not about new. Want to really improve your credit score. What are you really want is. Maybe it's a better house. You wanna qualify for a loan. You want a better credit card you want to refinance your student loans. It's not that one. Step that steps going to get you to where you want to go. See you've got the goal you've got to look back. The other thing in this is really interesting. And i have a whole workshop call. Marie kondo your finances. It is about actually organizing how many people can off the top of their head. Tell me what their interest rates are on their credit cards in their loans. What are their balances. All the accounts that they have or that they know their net worth most people. Don't know that stuff and it's not complicated but you actually have to like. Oh let me go. Pool that banks day event. Oh that's right. I had that retirement account over there. That i never rolled over. And that's the organization. Part is really key
How To Use Globalization To Fight Disease
"These two trends can make the world a richer place because they make the global economy more productive more efficient but at the same time because both of these trends increase human contact they connect world historically have also made the world more vulnerable to infectious disease to a pandemic in other words or at least they did until the nineteenth century that's when better sanitation and especially advances in medicines like antibiotics and vaccines started to make globalization and urbanization safer but ironically these advances also increased the amount of globalization and urbanization in the world so that if an infectious disease ever did you know slip through the cracks. The global economy would suffer terribly just like its suffering now charles. Kenny is a senior fellow at the center for global development and we spoke to him earlier this year. Not long after the corona virus had just broken out all across the us. And we are re airing the show today because his new book about the past and future of fighting infectious diseases is about to come out. It's called the plague cycle the unending war between humanity and infectious disease and in his book. He reaches some really interesting conclusions. I think one of the things. That's probably fairly clear by now is. This isn't going to be the last time that find a new disease. So i hope there are some lessons for how to react better to the end of the covid nineteen pandemic also lessons on how to do it better next time and one of the arguments charles makes is especially provocative which is that. Even though globalization and urbanization can spread disease more quickly. They have also become powerful forces in fighting against infectious diseases and rather than trying to reverse these trends. The world says charles should actually embrace them after the break. Charles tells us why and how this message comes from. Npr sponsor avalanche providing cloud based sales tax solutions for businesses of all sizes. Evola automats integrates with more than seven hundred. Erp and e commerce systems
U.K. and European Union reach Brexit trade deal
"Has agreed to a post Brexit free trade deal with the European Union with just a week to go before New Year's Eve deadline. We're expecting very shortly to hear from British Prime Minister Boris Johnson, who was a key campaigner for Brexit during the landmark referendum. 4.5 years ago. We want to turn to NPR's Frank Langfitt in London. He has covered the entire Brexit saga and joins us for this moment. Good morning, Frank. But Good morning, David. Well, it feels like we're there. It is. Actually we're just watching the press conference in Brussels. The You actually announcing this and we are waiting for Prime Mr Johnson. It's yet It's feel like it's been a long time coming. Yeah. How did negotiators finally finally get across the finish line here? Well, they had the actual were one of the big sticking points believed or not. David was a matter of fish and fishing grounds. I know that that might sound kind of odd to listeners in America well, because well, because Fisher is such a small part of, say, the European well, particularly the U. K economy, but this was also A matter of how much more fish the European fleets could continue to take from UK waters, and it actually had a big symbolic value for people here. If you remember back in 2016, the Brexit campaign slogan was all about taking back control. And basically the idea was that this nation state, the United Kingdom could be better off without European Union. Making its own rules and things like that. And so it was very hard for the UK toe. Be able to say yes, you can continue to take fish out of our waters, but in the end of the UK did agree to some things for the European Union, and that seems to have gotten over the line today. I mean, this was so much more than symbolism. This called such of a debate about what to do and what Brexit could mean for the United Kingdom. Do we know what the deal does mean? Going forward? You know, we do it. We're still waiting. It's apparently 2000 pages of material start when it actually does it only but it only covers so much of the economy What it will allow. We believe Is the UK to export to the U tariff and quota free. Well, that's really important to the foot for the honor Kingdom to be able to do that to do sort of as frictionless trade as possible. And then in the shorter run. Just just this week that you are talking about there was real concern that there was no deal Brexit. If this all fell apart, you see even more chaos at the borders in about seven days when the Brexit transition period ends well, We've already got a look at what that could look like this week, France closed down the port of Dover effectively and shut down the borders with the UK over the this Corona virus variant that we've been a coronavirus parent we've been reporting on We have thousands and thousands of trucks still stuck on this Chuck's side of the channel, so they're no deal. Braxton is a great concern that things would be even worse, and Brexit would cause more damage, Frankly. I just want to be really clear here, and I know you have 2000 pages to read, so it's gonna take a lot of things that there was in here, but But it is not clear that this will make the U. K a richer country. No, no, no, not at all. And I think David's really important for people to understand. That certainly Ah, lot of economic analysts and trade analysts would say that this deal averts. You know, a real basically could be a bit of a disaster at the end of the year. But it's not. It's what we would call a very thin deal. It doesn't deal with much with services. It's mostly with trading products, imports and exports. It's a hard Brexit. And economists say, even with his deal, per capita income in this country is still going to be reduced the growth by about 6.4% over the next 10 years, so many people would say. Certainly an economic analyst would say This was a choice between bad and worse. Okay. I'm sure I'll be hearing much more from you throughout the day. Frank just restating the news. The announcement is taking place as we speak. The UK government has reached a post Brexit deal with the European Union will be following this story. NPR's Frank Langfitt force in London, Frank Thank you so much. Great to talk, Dave.
Breakthrough: UK and EU reach post-Brexit trade agreement
"European Union seem ready to sign a post Brexit free trade agreement before the end of the year. New Year's Eve is the deadline. Let's remember the U. K voted to leave the EU four years ago and it has been a saga since then. And let's turn to Who else MPR's London correspondent Frank Langfitt, who has covered All the big moments in the socket. Good morning, Frank. Good morning, David. Feel like I'm gonna believe this when I see it, but it sounds like we're getting close. What? What are the sticking points here? Well, interestingly enough, One of the main sticking points was actually fishing rights. I know that may seem, you know, given this is going on for so long. That may seem very odd toe listeners. Fishing is only less than 1% of the British economy. But what mattered, I think, particularly to British negotiators and Boris Johnson is back in 2016 when there was this vote. Bars Johnson and others. Their slogan was Take back control. Take back control of our waters. You know our our money our laws from Brussels from the EU, and so that's why symbolically, this has had an outsized role in the negotiations. Boris Johnson feels like he has to deliver and bring something back where people here feel like the United Kingdom really is leaving the EU and and moving on. And so own way to determine what kind of economic future is gonna have. Okay, so so fishing. I mean, a lot of symbolism there and and on many of these issues, but also so much at stake in this deal, as you've reminded us so many times there is I mean, this is the biggest trading partner for the United Kingdom there. They're leaving what they're hoping to get out of this deal and probably will will be terrifying, Quota free access to this enormous market. Of nearly 450 million consumers, and I think, particularly with his deadline coming up. David is to get some kind of deal so we don't see more chaos of the borders at the end of this year. When there's this Brexit transition period that ends and we've gotten a sense of how bad things could be just this weekend when France closed the borders because of the Corona virus variant we've been reporting about that appears to be Highly infectious and so France block things at the port of Dover. We now have, like 6000 trucks actually stranded around that part of the county, Kent in the southeast of England, waiting truck drivers waiting for negative covert 19 tests to be able to cross back and hopefully it's most of them. This will not work out for get home for Christmas. E into that could be a lot to sort of sacrificed. Here's as this process goes forward. I guess I just wonder, Frank A simple question. If this deal is confirmed, will it make the United Kingdom richer? No. In fact, it will do it. Sort of. Ah, choice. I think economists and trade experts will tell you, David choice between bad and worse. Getting a deal will help keep trade moving as frictionless as possible across the English Channel. But this is a feared thin deal. This is we've often talked about as hard Brexit. The U. K economy will not be is integrated with EU economy. For instance, financial services They're big business here in London. They're gonna have much less access to the European market than before. An economist that I've been talking to now for years, say that over the next decade, Even with this deal, per capita income here will be more than 6% less. Then, if the UK had actually stayed in the U E. We should say this whole saga cost two prime ministers their jobs. What is amazing political about Boris Johnson? I mean, calmer times for him, If if this goes through I think so. I mean, we're expecting to see him outside of number 10 Downing Street today, basically doing a victory lap and he will get credit for actually bringing this in. On the other hand, Brexit was always a gamble for this country, You know? Can they do it on their own outside of the EU and also Brexit has been so divisive that we've now seen up in Scotland is anger over that because the Scots voted against this There's now a bigger push for Scottish independence, and that could be the next big problem that Boris Johnson has to address next year.
"richer" Discussed on Fresh Air
"richer" Discussed on Fresh Air
"The pandemic who who were they. Well they are the top four in the us Jeff bezos he. Musk bill gates mark zuckerberg and there's one cent billionaire in france but That's that's a new thing. I mean we know. Jeff bezos was the first sentence billionaire. Maybe two thousand seventeen. It's a new trend. I mean just for perspective. Nineteen eighty-three there. Were only eighteen billionaires in the united states and now they're six hundred fifty seven today. So and i don't consider that good economic indicator. I think it's a troubling sign. That too much of society's wealth and income is flowing upwards to that small group of people. Meanwhile mackenzie scott who used to be married to. Jeff bezos gave away six billion dollars in gifts to hundreds of organizations this year alone. What is her approach to giving away parts of her fortune. I think she's made a couple of really great first moves unlike a lot of these billionaires. She's not creating a kind of perpetual legacy foundation. That's going to be around for generations. we're for great. Grandchildren will be giving the money away. Still she's moving the money directly to charities. She's enlisted a lot of advisers who are not wealthy who understand the issues an underrepresented communities communities of color her first wave of giving was primarily to racial justice groups and this most recent four point two billion is mostly going to what we could call the works of mercy you know. Food banks and shelters and Why as and groups that are sort of on the frontlines a helping people right now and she's done it in a very low key way. She hasn't created this vast infrastructure. In a way she's i think she's saying come on boys. Let's go here. you know. This is an urgent moment. And she's she's stepping up in a way that i think embarrassing to the other billionaires who are sitting on their vast treasure during this pandemic another thing she's doing is giving away this money with no strings attached. It's often when you get a grant at for a very specific purpose and that purpose might not be what your organization most needs to survive. It might be. Just what's most fundable. But she has no strings attached. You don't have to pledge to use it for a specific purpose you can. I think she's been saying use your judgment. I trust you yes. She's communicating with a bit of humility that she doesn't understand all the issues but but basically she's communicating that. I trust you to do the right thing with this money. And i'm not gonna try to control it And this is my first Couple of big donations. And she's i think we're gonna see billions more moving in the next couple of years but with striking is her response is is is in pitch to the times. You know Short of of giving hazard pay to amazon workers which is the source of our wealth. Which i think she's still should do She's made made a bold move to do direct giving And really doing it in a way that a lotta may many of these billionaires have foundations with thousands of staff hundreds of staff who are part of the decision making process and they're giving away less money than she gave away one year. I've heard you make an interesting comparison between the tax laws of the nineteen fifties and the Programs of the one thousand nine hundred fifty that help bring people into the middle class compared to the tax system that we have now i mean in a way the tax system of the post war post world war two era helped fund a shared prosperity economy. You know we tax the wealthy and it was invested in infrastructure access to education health for first time homebuyers with a huge caveat. Which is that. It was racially exclusive Many people of color were not able to benefit from the low cost education and housing benefits. But it was a model for how we could have. You know an economic policy that was about broadening middle-class wealth and opportunity and really since the late seventies inequalities grown and since the eighties tax policy has kind of we've seen massive reductions in taxes paid by the by the super wealthy the wealthiest segments to the point where last year billionaires paid an effective tax rate lower than middle income workers. So we've seen taxes go down. For the most wealthy people in society even working against economic inequality for most of your adult life. Your great grandfather was oscar. Mayer of the oscar. Mayer of the meat packing company famous for its hotdog esker meyer. Wiener people might remember the wiener mobile which was like a hot dog on wheels or huge hotoke on wheels. That were travel around You inherited money. When i think you were twenty one five years later you decided to give it away. Why did you decide to do well. I think in my twenties. I had kind of revelation which was You know i. I've been like a lot of wealthy people raised in a bubble suburban bloomfield hills michigan. Occasionally i would notice that. There was the city of detroit there with this incredible race. Racial and economic divide. But you know. I grew up in comfort and a a kind of a narrative. If you will were we're all well here. And we're all deserving of the wealth we have and then. I got this job in my twenties helping tenants who were facing eviction Trying to buy their buildings or mobile home parks and own them as residents. And i got very immersed in in a lot of people's personal financial information and then i would come home and i would open up a statement of financial statement about my own wealth and who would be like. Oh your wealth just increased twenty five percent through no sweat of your own so i had this bizarre intimate front row seat in the nineteen eighties to how wages were going down for. A of people and wealth was rising for people like me And then later worked in a refugee camp in el salvador which kinda gave me a window into the global inequality and it was around round when i was twenty five or twenty six. I just. I just couldn't come up with a theory or justification for the gap between my my good fortune. And and the circumstances of these people. I i just couldn't all those sort of stories of deserve nece and meritocracy and we're from virtuous family. All that kind of rang not true and so i just couldn't live without contradiction. I didn't really wanna be the beneficiary any more of a system where some people were inheriting value.
"richer" Discussed on The Michael Knowles Show
"Dancing around having a nice time. I love it if you would play this video twelve months ago. If you've played it a year ago there would be nothing newsworthy about that at all now. Those people who are just having a christmas party and dancing around in a very sort of modest way. They are radicals they are conspiracy theorists. They are crazy. They're out of their mon- their reckless aren't they know they're not they've just. The standards have changed so quickly that you you may not have even noticed it while it was happening and people have just gone along with it like frogs boiling in water. We should not do that. We should do. We should not go along with the new standards. We should actively buck up against them. And you don't need to be some kind of reactionary to do that and fall into all the traps. Let's for you. You can just go about and live your life and take off that stupid mask and go to christmas parties and see your family and wave. The trump flag waved the american flag. Not be you know not not living in fear of antifa smacking you in the head with a brick not. Don't let them bully you into submission whether it's antifa or whether it's those bureaucratic bullies either go around live. Your life have a little conga line. That's that's the kind of resistance that we're gonna need and it's going to have to be consistent. Really need courage to do it. I'm michael knowles this. The michael knol show tomorrow if you enjoyed this episode. don't forget to subscribe. And if you want to help spread the word. Please give us a five star review and tell your friends to subscribe. Were available on apple podcasts. Spotify and wherever else you listen to podcasts. Also be sure to check out the other daily wire podcasts. Including the ben shapiro. Show the andrew klavan show and the matt wall show. The michael knowles show is produced by ben davies executive producer. Jeremy boring our technical director. Is austin stevens supervising producers mathis glover and robert stirling production manager pavel ski editor and associate producer. Danny d'amico audio mixer. Mike core amina hair and makeup by nika geneva and production assistant mckenna waters. The michael knowles show is daily wire production copyright daily wire twenty twenty. If you prefer facts over feelings aren't offended by the brutal truth and you can still laugh at the insanity. Filling our national news cycle. Well tune into the ben shapiro show. We'll get a whole lot of that and much more. See you there..
"richer" Discussed on The Michael Knowles Show
"Who engage in those behaviors. They don't deserve treatment. Is that right additive. Adenovirus is that what you tells me. That's not what you would say. What if you let's bring it back to covid. What if i know. There's this brilliant genius medical theory out there that public health experts have signed onto. Actually that if you go to a conservative rally. A trump rally. You're you're dangerous or reckless. You're gonna get covid if you go a blm riot. You're not you're fine you can't you. You won't even have your covid counted in the official statistics according to according to some people. That's what they want so if you go. I dispute this medical theory that the viruses so woke that it only affects conservatives. If you go to the blm rally and you get covid. Do not deserve treatment. You showing up. It's reckless your huge crowds. You're grabbing lots of gucci handbags. And you're probably not wearing gloves while you do that. You know you're grabbing lots of sneakers if you're if you're at the antifa part of those rallies you're grabbing all sorts of weapons and throwing them at beating people up so you having a lot of contact with people skulls you know between your knuckles and you're in their skulls so reckless behavior more likely to be infected. Do you not deserve treatment. No it is a double standard but as we were discussing yesterday. It's it's not necessarily hypocrisy because the left is kind of open about the standard right. They say yes. Certain groups should get special privileges and certain groups should be punished. Yeah leftist should get to do whatever they want and conservatives should be punished left wing. Political agenda should be called science and beyond the realm of political debate. Conservatives should not even have a voice in the public square in their own government. George takei took this a little bit further georgia tech. Do you know he was on star trek. Guess like four hundred years ago and for some reason. He's he has a voice in public. Where i don't i don't know i've never seen star trek and i don't know that i've ever watched george decay do anything beyond one of his little social media videos but whatever you know he's very ardent left wing liberal and he tweets out. There are very very few instances of non allergic reactions to the covid. Nineteen vaccine but marco rubio has always thought of himself as one in a million. So there's still hope it's actually kind of a funny line but in george decay as an entertainer. He's making a political point. Here isn't he. The political point is i hope marco. Rubio has an adverse reaction to this vaccine. And maybe some of these allergic reactions people. So i hope. Marco rubio suffers an injury or possibly dis Unity and healing very unity. much healing. your joe biden. This is his new line right. We need unity. We need healing. Just let concede the election realize you lost. Were probably going to end the filibuster at a bunch of states. You never gonna win again. But don't worry because we're going to give you a lot of unity and healing. Meanwhile his campaign manager and and perspective deputy chief of staff says yeah. Those republicans are all efforts. Yeah those oh what a bunch of efforts. But don't worry we'll work with them. That's sort of unity and healing that assuming the election keeps going the way it looks like. It's going after january twentieth. That's the sort of unity and healing. You can expect. And i do think we need to. We need to be prepared for this. I more than anybody. Maybe or at released as much as anybody i've said don't see before you have to. Let's hold out for this thing. Don't give them an extra minute of legitimacy. Now you're seeing even some of the most ardent voices on the right say that this thing is over up to end including pat robertson. Who is pretty hard core okay. Pat robertson makes a lot of conservative republicans blush. He is so hard core. he's also been around politics now for one hundred years or something i mean. He's he's up there in age. Robertson believes this election is over which means we need to start looking else. I don't know where else we can. Project our hopes we have to project our hopes if they're not happening in politics got project them obviously up to the heavens and you could project them up to the sort of physical heavens by watching apollo eleven what we saw.
IRC President On The Humanitarian Crises To Watch In 2021
"The International Rescue Committee publishes its emergency watch listed cheer to try to alert the world to urgent humanitarian crises. David Miliband is the IRS sees president and, of course, former foreign secretary of the United Kingdom. David Thank you so much for being with us. Good morning school. Where would you urge the world to look and to and to help in the year ahead? Well, I'll watch list has looked at 85 different indicators of humanitarian need. We've identified 20 countries that represent only 10% off the world's population, but 85% of the humanitarian need in the world. The U. N says that about 235 million people depend on humanitarian aid to survive on these countries represent about 200 million off those people led by Ah, Yemen. Afghanistan. And, as you say it's driven by this triple threat off conflict, the biggest driver off poverty and extreme poverty around the world a climate stress but also co vered The report shows that women in particular highly affected by these crises help us understand 70% of the women who of the population in humanitarian need our women and girls. There are multiple inequalities they face before disaster strikes. All of the evidence that we have from our years of experience as well as our impact evaluations. Studies shows that those inequalities are magnified in emergency situations. Not just the women and girls go hungry. But there's more violence against women and girls, more early marriage in emergency situations, and I think we face a real challenge here because on the one hand 200 million people sounds like an absolute mountain to climb. On the other hand, when you say look There are 20 countries that constitute over 80% of this need and they need a different kind of politics, some of it internal but also external diplomacy. They need economic help. Because although there's been a rallying to enter to need on a national level in which countries the international donor community has not stepped up for the poorest countries in the world, and they need a different policy offer. Because in areas like malnutrition, the current systems aren't working and need to be changed. David, What do you say and your time in politics. I think he used to confronting this argument, but it sharpened this year. What do you say to those people, particularly democracies? Who say Look, I I think that's terrible. But look at the problems we have in our own country right now, and we're spending Trillions to try and look after our own citizens Festival. You say it's a good point. You recognize the point. Then you say charity should begin at home, but it shouldn't end at home. That's the critical argument that we're making for a fraction off the investment that's being made on the domestic front in countries like the U. S or European countries, richer countries for a fraction of that investment. There is enormous suffering that can be avoided around the world. But there's also a strategic case. What we know about humanitarian need around the world today is that if it's left untended Produces political instability, but it's also contagious. It effects neighboring countries. The crisis in Venezuela is not only affecting Venezuela is affecting Columbia is affecting the rest of Latin America that the crisis in Syria is not just affecting Syria is affecting Jordan, Lebanon, Iraq But also Europe were a connected world. I mean, we should emphasize that in the year of covert that has been demonstrated, and so my plea to people would be to say yes, focus on the problems that exist in America. But don't confine yourself to that. Because unless you think Globally as well as locally. We're not going to address the problems that confront us today. Yeah, when I read your report, and we just got a few seconds left. I couldn't help but notice when you mentioned Afghanistan, Syria, the DRC. The world often just looks away from those places. It does. And the purpose of our watch list is partly for internal management at the International Rescue Committee, so that were our 13,000. Employees around the world have focused on the right things, but it's also a call and a warning to the international community. Neglect of diplomacy, the disengagement of from diplomacy, the rise of impunity in war zones around the world. The killing of civilians and aid workers in conflict is a scar on the world that needs to be addressed. That's what we're saying needs to happen to make 2021 better than 2020.
"richer" Discussed on The Oprah Winfrey Show: The Podcast
"The wetlands is that they were ready to get out of crisis but they weren't really ready to get out of debt because when we first started the program they were behind an all of the bills except for one but now they're current so. I think that they were actually ready to take some action but didn't really realize how difficult it was going to be now. They've done some really great things. They have simplified the debt because before they had sixteen different bills now they only have six. They refinance their home and so And paid off some bills They did increase their income by fifteen thousand dollars so they get you get busy so the real estate this year good excellent. I'm hearing between this family and the family that we just saw one of the things david was saying is that they did everything that he asked them to do. And i here. At one point you stop speaking to her is that true that got so invasive and so intrusive and so which obviously we needed the accountability but it got to be to a level. Want to do it. I didn't want that level of you didn't want to like. We just heard the last family say we will do whatever you say we need to do. You didn't want to do that. i didn't want to do whatever it took. it took. Okay is that true. Martha served. But i think that there was some suggestions that i was making an. I think that marnie just kind of got to a point where it's like. Well i don't want to hear your. Yeah i don't wanna hear it. I got my own ideas. I just want to do it. And so you're thirty. Seven thousand dollars more in debt and had we listened to glenda that fifteen thousand extra and then the amount of money that was freed up from all the other bills. Yeah paid on the debt. Exactly what happened with it wasn't okay. This is kind of classic though. Right is well what i said when we went over to the situations it's almost like the ultimate american financial nightmare. And here's what i mean oprah. They pulled fifty thousand dollars out of their house that huge piggy bank in their house a lot of cash. They pulled it out and a paid off a lot of the debt but then they spent more money. They didn't change your spending habits right so about one in three americans. Refinance your home to pay off credit card debt. But if you don't change your spending habits you just end up with more death. Yeah so they didn't change happens even more than said. They felt really good for a while because they had this money. You pay the debt down and it's almost like when you go to diet you lose weight you look in the mirror. Look really good okay. I can eat pizza. Yeah it's the same thing with money. You can do the same thing that happened when you when you refinance and pay off your credit card debts. Same thing can happen. If you're not careful what do you think about it. I think we you know we got the money out of the house and then pay down our our bills or whatever and then we lost focus everything else just because we felt like we we had done at all. You got what i think. Yeah well thank you for being here. Thank you okay. So it's time to check in with our audience members who've been really hard at work upstairs backstage with gene chat skis money magazine drinking. So how'd matt and lindsay do awesome. Awesome they all. Did thousands sixty five thousand in student loans exactly but they are going to take their savings moving into a place where it can earn. More interest. matt is downgrading his car selling his playstation their opening two roth. Ira's with all this found money wins is gonna put into her. Ira two hundred and fifty dollars a month. That's going to put one hundred and fifty into his retirement. Nine hundred twenty three thousand dollars by looking at his face. Come to the oprah show. And i'm downgrading mccall. How did that happen okay. We got steve and cathy credit card debt to but they moved their credit card interest rate from twenty nine percent to five point nine percent which is now. We couldn't get down to the stage because she wouldn't hang up the phone sure your percent. Wow amazing difference. Yeah they are no longer going to be paying the bills for their twenty two year olds. Steve didn't know that they were paying all these twenty two year old. That's going to free up close to seven hundred dollars and miner you telling him when you get home when you get home and the train on the train. Okay at retirement for these guys. Four hundred fifty thousand dollars and finally we have diana and she made great progress to she is consolidating. Her student. Loan did that on the phone. Saving sixty six dollars a month getting rid of a gym membership. She doesn't ever use taking a roommate which will save herself. Three hundred dollars a month pudding that four hundred nine dollars away an at retirement forty two years from now this woman so young. She'll have nine hundred twenty thousand dollars x given her money magazine dream team. Remember our smart cookies again. You smart cookies. Gerber are smart. I hope you get inspired from all of our guests today by everybody. I'm oprah winfrey. And you've been listening to the oprah winfrey. Show the podcast if you haven't yet go to apple podcasts and subscribed rate and review this podcast. Join me next week for another show. The podcast i thank you for listening..
"richer" Discussed on The Oprah Winfrey Show: The Podcast
"I mean we're doing wonderful wonderful. Is this arguments are almost non-existent. Now as far as a lot about money and money then leads to other arguments rice. So how did it change you your family on the debt diet. It changed a lot. I i guess with our relationship that the impact of our family stephen. I started to communicate more. We became became closer as a family. As you recall. I also lost a lot of friends through this process. And i realize my friend into steve and we learned we learned to lean more only joe and made it stronger for him. I heard that you even renewed your vows. We did start fresh store. You did and so. Would you say change the whole family. Yeah we're much closer now. I'm just the communication aspect. We're just talk about when she when she gets ready to purchase something whether something she wants something for the kids she calls and ass. Should i do this big difference. So what do you see for their future. I see an incredible future. You have exceed. I was worried in the beginning. I have to say now. I was very where i was a little more. Especially when you walked in that beauty so long and then it was gonna make it out of my work but you guys have you did it. You really did it. They are right now. They've got six thousand five hundred dollars already in savings. They're saving another twenty five hundred dollars a month for the next year while. Lisa's working these two jobs. Then we'll scale it back to about a thousand dollars a month when they retire. They're looking at one point. Seven million dollars being a shining example for everybody because obviously what one. What i like about this family is. We're going to see another. It wasn't easy it was and we could see from watching it wasn't it wasn't wasn't easy. The eggleston's from south bend indiana. Dan and sally are both elementary school teachers when we first met them. They earned ninety two thousand dollars a year but were one hundred. Fifteen thousand dollars in debt very upsetting. I don't like it. Do you know dan. Sally said they're impulsive. Spending landed them deep in debt. We both are spenders. If we find something we want we buy it all. Twelve credit cards. We're completely maxed out and they were just days away from filing for bankruptcy. I feel like. I put our family in this situation financial expert. David taught dan and sally. How lord interest rates and wave credit card fees. Just one phone call. If you're wayne. Allyn tunnel he made thirty two and a half minutes. The eggleston's both are schoolteachers. Were one hundred and fifteen thousand dollars in debt. One year later they have paid. He's six thousand dollars. Well david bach author of automatic billionaire. And start late. Finish rich is back. So what do they do they. A rockstars worked. These guys really. Were not working as a team before we got to them. Yeah and the moment we came in and talking to them they basically had an instant will do attitude. Not a won't do attitude. They said david. We will do whatever you tell us. As the coach to do really and then the coach love good. Yes they will so hard. These guys grew income by nineteen thousand dollars doing here again. We'll do guys you have to grow your income if you wanna be out of debt and less than three years. What can you do and they'd say well. Sally said i could go back to work at summer school. Wow what you did. Yeah and had a long care business. He said i could cut more lawns. We got him to raise his rates. He went and coach the bottom line. Is they work their butts off. Wow did you think it would be possible to pay off this debt this soon. No this this time. Last year i was in such a hopeless hopeless state. And if you would have told me we would be here today and have paid off that much. I would have never believed you. You still have a long way to go. You seem so it is a weight. Lifted off is shoulders because the weight is knowing that you can and we have a plan. Yeah we have a plan. What do you want to say to other families. Who are where you were. Well it's important to Number one you have to recognize your debt once you accept that then you put a plan together and stick to it. It doesn't happen overnight. I mean we're still not out of you know we've got a long ways to go yet but you can't you gotta realize that it's not a quick fix. It's a long-term helped your family we like the bradley's we are are so much closer we have conversation about money. Our children are involved. We have a big board and we're always looking at it and they're like which one are we on now. In which one are we paying off next. And it's it's in our house. It's part of us and our family. What you just referred to called adult board and it was the worksheet that we listed all their debt. We put the credit cards we actually attached to it and we put the interest rate and then we told them which ordered to pay off credit card debt so the family could look at it every single morning in the kitchen. Mommy daddy how are we doing you. They could focus together as a family on which debt to pay off so they knew they were making progress. That's fantastic one morning. Our youngest son was explaining to a friend spent a night and he was explaining the billboard. You're saying this is one. We got paid off last week. And then god one last thing that so big about this. These guys razor credit scores result of all this work in nine months. Oprah raise it a hundred points. Wetlands are from salt lake city. Marxist satellite install manager and marnie is a benefit specialist last year. They earned about eighty thousand but were eighty one thousand dollars in debt market marnie constantly battled over the bills and it was taking a serious toll on their marriage. Control this spend more money giving me and when it came to their two teenage daughters no was not in their vocabulary. Their money coach glenda bridgforth laid out a plan. We're going to retire. That debit card gonna put it up. They made some progress but their struggles. Were not over okay. The woodland's were eighty one thousand dollars in debt. One year later they're debt has gone up by thirty seven thousand dollars. Money coach. linda bridgforth is back. She's written a new book girl. Get your credit straight girl. Get your credit straight. So what happened here. Well i'll tell you oprah. I think what happened with.
"richer" Discussed on The Oprah Winfrey Show: The Podcast
"In one year. The smart cookie say fifteen thousand dollars. They paid off fifteen thousand dollars in debt and increase their incomes by forty five thousand dollars. Really so robin. Are you know you nearly doubled your income how to do that. I'm a social worker. Don't go into social work to make money at all. However after making thirty thousand in the field decided to go back to do my master's and complete that in may by the time i graduate. I'll be up to about seventy thousand also doing some contract work on the side adoption studies and that's an extra twelve thousand a year. Eighty two thousand eighty two thousand so this started watching our debt diet or actually andrew had both seen the show and call each other and just sort of started discussing it and really the one thing that came across was we need to be held accountable so we talked about maybe doing something once a week and we call it some other friends and we meet weekly and it's been wide you be previously before seeing that show with gene in our team had were you in debt or you thinking about what you talking about it. Yeah i was. I was definitely. I was the one that was in the most debt and i was. It was something that i was definitely ashamed of because i sold the property. My first property made lots of money off it. And then i had nothing to show for it so it was something that i definitely wanted to take charge of in my life. You know i was almost entirely are spending. I mean that was for for me. It was just everything on the credit card. Not thinking not looking at bills and spending really more than we were making in trying to live a lifestyle that wasn't and not saving and not saving. But you still look so lifestyle you share close to your friends who share close and that was a decision that you make that we're to share whether than buy new stuff. We all had expensive tastes and we knew that we had the same taste so we thought why not just share. I mean it's just easy. We all live within blocks of each other. And so what was the goal. The goal is really to just cut back on sort of frivolous expenses and to start saving and a lot of cases. We actually wrote down like our financial goals for robin. It was getting a better paying job for myself. It was saving for my wedding and really how each other accountable and sort of helped give suggestions so this was your met. Wet met monthly meeting weekly biweekly forward to it as a way to we educate ourselves and share tips on another. Someone had a great cell phone plan. Then we'd share that and so what about partying i noticed. Cosmo's recognize a cosmo. Call six dollar girls night which is where we will make pizza. Bring wine while spend six six dollars. Six dollars man okay. Six dollars per person okay. Good i'm like that is very thrifty. Does show you love the idea of money groups the idea and and i love it for all the reasons that because they're so young and cute and smart clears. Yes you smart. Cookies inspiring so. We challenged america to get out of debt with our great american debt. Diet and millions of you got on board at oprah dot com. We followed three courageous couples who agreed to work one on one with our debt. Diet money coaches to see how much debt they could pay off in just one year. I up the bradley family Bradley family is from raleigh north carolina. Lisa's a case manager steven to government employees. A year ago. They made one hundred two thousand dollars a year. But were one hundred seventy thousand dollars in debt with a big house and four cars. Nobody knew the bradley's were secretly drowning in bills. No one knows the true and the bradleys were on the verge of divorce over leases out of control spending to get this truck. I forced my husband's signature. Reordered on a daily basis about money is very close to being being over money coach. Gene shatskikh moved in to help the bradley start digging out of their financial mess. He's going to give you twenty dollars a day and that's it by by big-screen and it wasn't easy you are gonna get an allowance way so you can't afford it. You don't have a clue you am today. But i'm trying to contain get pissed off at me as you want. I want you out of debt. That was one of my favorite moments. That was one of my favorite moments because little miss jean. Chat ski is talking to lisa about the hair issues and anybody who's watched us for years. This show knows a black women. We have a thing with our hair but g g brown. He's like no no lease is like you don't have a clue. So anyway. the bradley's hundred and seventy thousand dollars in debt one year later they have paid off. Thousand look great. You look great. So what are the bradley's do they got serious about paying down this dead. They got rid of two cars. Remember we had a car issue in addition to the hair issue. That was thirty grand. They got rid of eight thousand in late. Payments paid off seven thousand and medical bills. Three thousand dollars in credit card that tv that went back with another two thousand dollars so they got serious and then they didn't start spending. We didn't start. Spray did not start spending. She saved five thousand dollars by going to the mall every day. That went thousand dollars by not eating out three times a day. This family can cook. Why monthly bills like insurance and increase their income. Hello by twenty six thousand dollars that you do that. I took on a second job. Full time job. You took a second fulltime job idea in. Steve did some things as overtime tim. Our time jobs for you to increase the income level and use that money to pay off the debt exact less instead of buying more things right and then they started to say well. I'm looking at least his hair. It's just so that was a major issue as we know it was yes and do you still get it done every week. Is that the one thing. I still go weekly. I did have some weeks that i did not get it done. I had a girlfriend who called me and agreed to do my hair free. Wow so she did it for me a couple of weeks and i did it some myself so i ended up saving about two. Maybe two hundred dollars just cutting out. When i really didn't need to get it done. Wow the virginia department of health. Thanks you for wearing a mask washing your hands and staying six feet away from others. Your continued help can reduce the spread of covid nineteen for the latest updates visit v. h. dot. Virginia dot gov we. I met lee since even they were on the brink of divorce. How are you doing now..
"richer" Discussed on The Oprah Winfrey Show: The Podcast
"Priority okay. Gene says she has four simple steps that anyone right now can follow get richer at number one is maximize your income figure out what you need. And then if you're not earning it go get some more you know. Women are really good at asking for anything for our kids when it comes to asking for money for us. We are terrible. Okay step to spend less than you make now. This is where a lot of people of all. Here's what. I want everybody to do the next time. You go make a purchase whether it's a three dollar purchase or a three hundred dollar purchase. You pause take a breath. Ask yourself what am i doing here. Do i need this off. And that's all it takes to get you to walk away young lady and red here. Can you stand up even even as you're speaking. You know you watch people's body language for she was like this and she's like this when you said She was like this. So i'm that's affecting you somehow. Yes what is what. what's going on. We'll have a similar situation where i'm just getting out of a marriage and have a single income household in basically starting all over financially And so just hearing what you're saying. I'm really trying to figure out how to budget. I actually just moved to chicago from detroit so trying to figure out how to budget in just trying to figure out like you said how to spend less than what you make. Is that challenge. You can do is start watching what you're spending. Now get a notebook and start tracking your spending. You're gonna find places that you can spend less and you're gonna find a lot of places where you say. Oh my god. I spent that and that's when you can start to really change. Well let's let's go back to. Because i saw her reaction. That's why thank you very much for standing up but that the question of you're standing in the mall you know you got the mall browsers. You've got the people they they they they do the mall thing. Yeah to fill themselves up to make themselves happy to tin. They're feeding something that they don't think they have. They're trying to make themselves happy with things. It doesn't work. You wear a mask to show you care that you can help reduce the spread of covid. Nineteen so your community. Thanks you the virginia department of health. Thanks you and asks you to learn more at v. h. dot virginia dot gov g. What's the third step. The third step is to invest that money that you're not spending you're not spending it so you've got a whole pile of cash sitting in your checking account or in your paycheck. You move it out of your hot. Little hands automatically. By changing your withholding some of it goes into a 401k. Or just calling up your bank. And saying i want some of this to go into a money market account every single month you do it automatically and enough of this saving at two percent interest. There are really good savings rates out there now. Four percent five percent go get him because the difference between earning one percent on your money and five percent on your money can be hundreds of thousands when it comes to retirement. How much should you be saving. You should be aiming for ten percent and if you save ten percent over a period of time over a period of time you should be fine when it comes to retirement. You should be fine but you've got to put that money to work for you. You gotta wake up those assets that are sitting there sleeping and make them work just as hard as you do and then once he got this nice financial picture that you've built this rosy picture you're heading towards your million dollars you have to protect it. You have to protect you need insurance health insurance life insurance disability insurance a will so that it can take care of you and the people you love and you need not to make that mistake that carry made. I want every woman sitting here to have money in your name. Money in your own and you did not have no not really everything was co mingled of. Yeah and now you wish you did at forty eight. Would you say to every woman who's watching. Here's your story well for me. I think the story is hope. Jane given me a tremendous amount of hope that it. It isn't too late and you can start over at any age if you have to but Certainly i would choose to do things much differently. I would hope that my daughter and my granddaughter would do things differently than i did. But moving forward for me. There's hope and Would you do differently. The number one thing. The number one thing is i would have a savings account in my own name and i would be contributing directly to that. Yeah yeah. I think that's the new feminism to have their savings account in your own little red sports car. It is sports car. And and it's a myth that if you're not in the workforce you can't say for retirement you are entitled to open an ira of your own. So let's check in with our five audience members. We just pulled them out of their seats. Now they're backstage with gene jetskis money magazine dream team gene says in one hour. This is what they say. They're going to be thousands of dollars richer with their own money. We're gonna see how that's going to happen. How's it going up there oprah. It's going just great. I hustled up here. I checked in with the money magazine team and they are making great progress. But you gotta know. They're dealing with some big issues here. We've got lindsay and matt. They've got six thousand dollars in credit card debt. Sixty five thousand dollars in student. Loan their big problem. She's ever. He's a spender over here. We have kathy and steve again. They've got a big credit card debt but they're bigger problem is that they are spending seven hundred dollars a month supporting their twenty two year old son clearly. That has to stop finally over here. We've got diana. Now diana's scott credit card debt but she's young. She's got a lot of time on her hands. She should not be living paycheck to paycheck. So we're working our magic to find. Use the money that you can start putting away. Okay come on back down gene okay. I'm i'm on my way to the final results at the end of the show. Now i want you to meet a group of friends who put an end to their money madness and they took matters into their own hand cookies. We followed your diet. We stopped making excuses and we started making money. It all started a year ago. When twenty-four-year-old katie tons worth decided. It was time for she and her friends to stop spending. Start saving and get richer. My biggest skews. It spend hours later and one of my excuses that i was just too young to save. So they set up weekly. Meetings confessed their debt and made a plan to pay down. Then start investing all of the team. I thought the right close to attract the right people into my life now. I know better a smart cookie. Share close and i literally save about six hundred dollars a month us to believe i couldn't live without a car but i've realized is taking. The bus isn't so bad name. Saving on car insurance gas and parking tickets shooting seven hundred dollars a month. Robin kept her car. Gave up a parking spot instead. Now she makes extra fifty dollars a month rating it out while she parks on the street for free katie and her fiance. Nick even managed to save enough money to pay for their twenty two thousand dollar wedding in cash. The smart cookies. I've saved thousands making small changes cutting cable walking dogs selling clothes and even sharing magazines to being smart cookies. Congratulations.
"richer" Discussed on The Oprah Winfrey Show: The Podcast
"Dream team is waiting for you backstage. Okay don't be nervous. The clock is ticking. And we'll be checking with you throughout the show. They told me they could do this. But i i don't even know if we can do determine to make them richer in an hour with their own money much richer. Okay i wanna see that myself okay. Don't you wanna see that. You're gonna be richer in an hour with your own money. Because i don't happen under give you okay. So the author of make money not excuses says the women in our country of america should be a lot richer than they are now. So what's holding everybody back excuses excuses lake. I'm just not good with money. I mean that's the one. I hear every single day on the street but this is not rocket science or you only live once. That's the shopping. Excuse you go into a store fee sylvia. Why only live once. But you can't do it when it's getting in the way of your future. I'm afraid i'll lose money. This i hear over and over again. He loves invested. They'll be taking a huge amount of risk. Does not have to be that way. I don't have time of course you don't have time. Who has who has time. We have no time but this can be very very easy and very very quick and finally there are a lot of people who think up to old. It's too late for me. It is never too late start now so gene says one of most common excuses at women make for not taking charge of their finances. My husband handles the money. And i'm sure that that rings a bell for many of you. so forty eight zero carey. Hart show says that she knows that. Excuse all too. Well listen to this one. When i met my husband. I had been a single mom for about four years. My children were in elementary school. I was working two jobs and going to school fulltime. Probably six months or so before we were married. He started taking responsibility for the bills. And the money. I felt like i had been rescued. And who wouldn't want someone to just write in and make things easier and better carry. Thought she'd hit the jackpot with her real life knight in shining armor by her side. She would never have to worry about household finances or bills again. I rarely ever looked at a statement. I literally would get the male. See a bill throw it in his pile. You know when her husband got a promotion. The family moved to saint louis where they decided carey could stay at home kind of felt like i paid my dues then now it was going to be my turn to maybe smell the roses. The little bit relax a little bit and i thought you know this is great. So in fact what kerry thought was the life she had always dreamed was anything but one day carey says without warning or husband. Ask for a divorce without warning. And they were deep in debt and carey then had no money. She had no job and nothing to call her own for the first time in years kerry was forced to take a long hard look at her financial situation and what she discovered was bleak. As of today. I probably have about sixty dollars in my checking account and i have forty nine dollars in my savings account. My family is keeping me afloat. My grown children my mother. I have sisters. And i even have an elderly aunt and uncle who sent me money facing possible. Foreclosure kerry was forced to move out of the three thousand square foot dream home. She thought she'd grow old in carrying money. Coach gene chat ski. Blue saint louis to meet kerry and to help her start rebuilding from scratch so you let him manage but did you pay attention. Not not very much and that was my big excuse was up. He's doing it. Gene says for kerry. The time for excuses is over and finding a job is priority number one team. Know how much money you need to earn in order to support yourself a minimum of two thousand dollars a month plus a good. You know ten thousand dollars additional every year to put away for your retirement right. The only thing you have to realize is that there's no wiggle room in terms of saving anymore. No i mean do you get that. Oh i so get that really let carries life be a warning for everyone out there. Her money it cost her thirteen year marriage when her husband surprised her and said i wanted to divorce something. You never expect it. I really didn't. I would like to say that. I was smart enough that i thought that was a possibility. But i really didn't see it coming. You didn't see it coming. I didn't okay so gendered some number crunching to help carry figure out how much you needs to earn and say to retire comfortably and you came up with what we heard. Carry say in the piece. She needs two thousand dollars in order to live on top of that you got add taxes and we need you saving big. We need you saving big so thirty. Eight hundred. A month is what you should aim to earn. You put away a thousand dollars a month. Invest that for twenty years. I wish i could say thirty but you don't have thirty twenty but at retirement you can have six hundred plus thousand dollars which means it's not too late for you. You can do this. You say. I think this is great for people to figure out because most people don't even know what it takes for them to live. That's right okay. So how did you do that. You ask that question. what's it gonna take. And she then said you said a minimum of two thousand dollars a month. How did you know that answer Well i recently moved out of our home. So i knew what i was going to be paying in rent estimated utilities and just basic expenses. And that's where. I came up with a two thousand minimum. Okay and so when you say you earn thirty. Eight hundred. A month is that before or after taxes that is before taxes. Okay cool take taxes out of their. She'll still have plenty of money to save. And that's the thing. She needs two thousand dollars. That's not. I'm going to go shopping. I need two thousand order to live. And then saving.
"richer" Discussed on The Oprah Winfrey Show: The Podcast
"You wear a mask to show you care that you can help reduce the spread of covid. Nineteen so your community. Thanks you the virginia department of health. Thanks you and asks you to learn more at vh dot. Virginia dot gov five seasons four thousand five hundred sixty one episodes. I believe the oprah winfrey show was one of the greatest classrooms in. The world are rolling their body at one. The aha moments the breakthroughs. The connections the occasional ugly cry so terribly every single minute to l. o. Ell's the moments. That matter. I oblique light lessons. Never allow them to take you somewhere. I'm bringing them back. It's time to open the ball. I've personally chosen these classic episodes to share with you again. Every single person.
"richer" Discussed on The Indicator from Planet Money
"Welcome back to the show and our topic. Today is assorted of meeting A. Why don't you just start by explaining? What the specific trend has been in the last few decades. I looked at the percentage of young American males who are aged between twenty and thirty five and hoarding to Stop Income Group in nineteen seventy and ask the question. How many of them percentage wise. Mary women were in the same high group. Worse burying women from a very low income group the ratio was about one to one so that was in ninety seven now fast forward to today and actually we have got numbers for about like seven different years in every year. The ratio egregious in other words. Today we have this cohort of the same age. Twenty thirty five young American males marrying three times more women who are from the top labor income bracket three times more likely do Mary. Damn Dan women from the bottom income bracket. So that's a very dramatic change for women. The racial starts. Also want one and sap would five two one. Wow so it's a huge trend. Towards what is colloquially people sometimes referred to as power couples each side you know. Both sides of the pairing are making a lot of money. They get married. Why does it matter is kind of a no brainer? But if you have a rich guy a marrying a poor woman and likewise marrying a poor guy this to capless will have the same income but if you have the opposite situation. Rich men and rich warmed SORTA mating and forewoman per man mating then of course the gap between the two couples is going to be exacerbated by by by marriage is increasing inequality. There's also as you write in the book. A kind of link between increasing ascertain mating on one hand and then the likelihood of making huge investments in children on the other hand which would seem like it would further entrench the inequality that this is cost. I think so you know you know it is true that actually when you have for example. Power Couples Many of them were really long guard. Sanday they may not have as much time to spend with their children but I think the first day. There is a very strong emphasis in today's United States. Actually very educated couples tried to find time to spend with their children and on top of that. They're also able to put them into very good schools when they further of course learn thinks and get an advantage that would advantage basically Gets YOU GET PAYOFF Of that advantage when really when you're twenty five twenty eight or later it there's another nuance that you write about when it comes to this trend which is the idea that if you have increasingly Couples where both the man and the woman or the case of gay couples have had in the man the woman. The woman have very similar incomes very similar educational backgrounds in many cases similar interests. Seem like maybe the same sorts or the same in recreational activities That might make for a stronger happier couples and there's nothing inherently wrong with it but it also does mean that increasingly there might be a difference between those very high income couples at the top and essentially everybody else in society and that might have some implications. Yeah think it might have some societal implications if you really were to have a fully hundred percent sorta demanding that would mean really that essentially class implicit class. borders would be very strongly drone on on the social level. Because if you really want to meet only with people who have your interests were actually heavily your income level who can travel maybe to Europe on vacation. You're not going and to mingle with people who don't have salmon similar interests. Yeah it also could have some economic implications as well because if you have increasing sameness of the people at the top and then they're distinct in many ways from let's say the middle class or people who make lower incomes then it could also affect the support for for example has public schooling for health care. And how that's funded and for all these other kinds of where the upper classes essentially can afford to opt out of but not everybody else can absolutely. That's actually what was called the social separatism of the rich for many of the social programs or infrastructure or other things Really demoralized become dissimilar from the rest delays objectively have an interest for that so e for example. All your kids go to private schools. If you'll even a gated community if you actually go only to the best private obviously medical practice I mean Oh objective. The question that you ask. Why should they pay for public education? Why should they pay for public healthcare? Their interests pushes them not to be concerned about the decay of other public institutions. Yeah this is kind of an interesting theme throughout your book. Which is that. There are some trends that develop organically rather than by deliberate design. I mean this is not an issue of rich people kind of twirling their mustaches and concocted and evil plans to sat money out of you know public schools or anything like that. It's people following their own interests sometimes following their own passions they. There's nothing wrong inherently with falling in love with somebody who similar to you marrying that person and wanting the best for your kids It just ends up happening that these trends have all of these other implications that we need to consider but it's not the product of some kind of evil evil design. I think it's very important to realize that things are not a product of evil design but the product of self interest of individuals which is across the board there is self interest of the poor the Middle Reach. Everybody falls their interest but there is a certain point where you become so different. Actually there is no really reason for you to to pay for certain things that you don't believe are giving you any benefit. Thanks so much. Thank you very much. It was always a pleasure to be here. This episode of the indicator was produced by Darius. Rafi on it was fact checked by Mattie fully our editors Paddy Hirsch indicator is a production of NPR..
"richer" Discussed on The Indicator from Planet Money
"Everyone Stacey here designer cater from planet money in his recent book titled Capitalism Alone. The economists Bronco Mulanovich. Looks at a trend. Doesn't get a lot of attention when people discuss rising inequality in the US. It's called a sort of authority meeting. Means essentially dead people who are similar in Education Arinc. I'm Dan Mary each other. The to use the Greek term which is also uses. Hauge me because gummy is of course marriage hall is the same love and romance. Economists styles of Greek words so this trend assorted of meetings is. We're both people in a married couple. Have similar income and education that has really shot up in recent decades especially for people with very high incomes and broncos says the reasons for it are actually good ones reasons that we can celebrate like more freedom for people to choose who they marry and more women participating in the labor force and making more money. The reason why thing it came to be is because essentially a think it's actually increase in percentage essentially women who go for university education ability to actually postpone the year of marriage further than it was in the past. And I think actually preferences between individuals who you know find have much more in common with people who are similar like them but this trend also has the effect of increasing income inequality and the specific way it increases income inequality also has complicated effects on society.
"richer" Discussed on Girlboss Radio with Sophia Amoruso
"Don't ask her what she wants to be like, what are you interested in in doing as a career when you get older, like what are your interests, and she's like I want to be a singer, and I was like. That's great. And I said, you know what there's many ways you can do that. So even if it doesn't happen, professionally, there's always a way that you can fulfill that, that passion of yours. And then I said, well, what about college? Or are you interested in in what university, do you wanna go to? And she was like, I don't want to go to university. I was like, you know, what university is, she was like, no? And I, I explained it to her. And she was like, I still don't want to go, and I'm like, well, you don't understand. She's like, I, I don't I don't know. I need to go and I'm like, well, are you interested in? You're interested in science. Right. And she's like, yeah. And I'm like, well, do you know there's if you if you go to a university, or college you can explore that you can you could could go into science? If you wanted to her face lit up, and I'm like, there's these little girls don't know that the, there's a endless world of possibilities of different things that you can do not be, but do as you grow. And so it's I feel like it's going to be my job to just like, nah. Richer, all of her interests, so that she doesn't feel stuck in one thing. And like my parents did a great job of raising me. But I feel like I at a point in time, I was stuck in one thing that acting thing. And I never had different avenues to explore. I, I mean, I didn't grow up with my parents, having money for me to go into activities, but still I could've explored so many different interests. And so I wanna make sure that I nurture that for her so that she can decide what she wants to do. I imagine that's one of the best things about parenting is that you get to improve upon the thing that you feel like your parents could have done better. Yes. Certain amount of healing in that I feel like that's what I'm doing with girl, boss because I got a lot wrong in my first company, and I think I'm doing better, but you'll never be perfect. So. Yeah, no, we all make mistakes. Right. And I'm curious what you consider your biggest career mistake. Ooh, I would say one homemade, one point now was my biggest career lesson. It was a mistake. We, you get so excited to put something onto the universe that will I did that I entrusted a lot and people didn't build up the team enough, and we didn't do all of the research and things fell through the cracks. And, but I'm happy that we were, you know, confident enough passionate enough to start over and figure it out and fill in the gaps where we fell short took the time to rebuild it. Now, we have such an amazing product out into the market place in I'm like, I'm so proud of it. It's one of those things you wish you did it. You did that the first time. But I it's a lesson I had to learn everything happens so fast. And I'm okay with it now in the moment it was tough. But, like now we have something really great. We learn from our mistakes, and you know won't happen again. What are you what, are you most proud of in your career? Oh, gosh. There's so many to choose from. I would say. I would say my homemade business honestly from its inception like just really getting my hands dirty in, in that and building it up because it's still such a baby..
"richer" Discussed on KIIS 102.7
"Number one hit music station. Point seven kiss FM. Allie richer Tiga, of course. Should really get. Yeah. Really? Close. That's you. Facet. Zero. Kim. Thank you. Yeah. I see you watching you. Show. On the plate. Should really get the no may. Okay. Really get some..
"richer" Discussed on WiLD 94.9
"You're not kidding thanks is another racket which is another one i'm shannon richer keep your wedding doing i'm it doing it wow i heard it got he's gone crazy burned out clean com i could tell you does oh why would you talking to me obey like you're trying to do gotta run unless you say fouche baby uhhuh bobby boucher baby casing on safety probably shouldn't be around you alexa wrong how here as well well the jury charlie when i was you wild ninety.
"richer" Discussed on WCBM 680 AM
"Richer talk about blizzard people the weren't are the lizard people of la and what connection might they have to strange creatures yeah i found this a fascinating story and i have been looking into the connections between subterranean passages and then sightings of strange creature is and i came across this citing four lizard people back in the earlier 1900s and i i thought this was interesting because they were talking about lizard people any right now the idea of rep toys r rip liens are measured people is very very often mention and in any type of of your full literature there are a lot of people who really believe these things happen but this was well before anybody was talking about ufos are are that kind of thing and the story was that this gentleman showed up who claimed to have an invention by which he could actually see send sensitive like wait radio waves through the earth and see what was down there will we have modern instrumentation that concert of do that you know detect hollows faces in that kind of thing but this again was was back much earlier in the 1900s and moreover he had a companion who claim to be on a whole p chieftain who knew of this last clan called blizzard people dealt lived there many many thousands of years ago they had been there long before the hope you people.