19 Burst results for "Richard W Paul"

"richard w paul" Discussed on WJR 760

WJR 760

01:56 min | 7 months ago

"richard w paul" Discussed on WJR 760

"Van **** at scheduled through April twenty seventh also one morning moving slowly right now on Van **** southbound between Martin road and six ninety six the B. J. whether first from the weather channel last night was frigid in the twenties really make forty two this afternoon thirty seven are low tonight and then some light rain showers tomorrow at forty seven I'm meteorologist Scott Laurie more these talk seven sixty W. you've heard our financial expert Richard W. Paul here on W. J. R. each week and as we all recognize how destructive the corona viruses going to businesses and investors it is with great realization how we've all been impacted all of our lives have been disrupted in one way or another if you're a retiree or within five to ten years of retirement one of the firms are listeners have turned to in good times and in bad is Richard W. Polland associates with fifty years of combined experience in seven certified financial planner professionals they're here every Monday and Saturday on air with vital financial information to help you through this difficult time for a free fifteen minute phone consultation you can reach out to rich Paul and his team at two four eight three zero five nine nine one one or visit their website at R. W. Paul dot com again for your free fifteen minute phone consultation call two four eight three zero five nine nine one one or visit online at our W. Paul dot com investment advisory services offered to Richard W. Polland associates an SEC registered investment advisory firm I don't pretend to know a thing about how to control pest problems other than knowing to call rose pest solutions well I have to do is tell them something like you know it it sounds as if they're six or seven acrobats tumbling in my attic and believe it or not they understand exactly where I'm coming from you see the professionals at rose have been doing this for so long one hundred sixty years to be exact that there probably isn't anything that they haven't heard before or can't decipher got a problem with those crawling caterpillars with the plier like pitcher thing for head.

B. J. Scott Laurie Richard W. Paul Richard W. Polland SEC W. J. R. W. Paul W. Paul dot com
Richard Paul (Maliseet) Part 2

The Storyteller

09:56 min | 8 months ago

Richard Paul (Maliseet) Part 2

"Welcome my friends to the storyteller who you'll find first nations people from across native North America who are following Jesus Christ without reservation today. We'll hear more from Richard Paul Analysis from New Brunswick as he shares from his heart about the struggle. He had in putting his trust in. Jesus Christ and so what I did was I. Just LET THEM SING. And without turning the channel and before. I knew it I was weeping. My chair and I was crying tears coming down and I was talking to God saying Lord I I just I just would like to get my life straight if you can help me. And he kept saying you know if you'll just give your life to Jesus right where you're at. He said even in that little apartment where you're at or if you're in like I would just like. Wow that was kinda weird even in your little apartment number thinking US Rome. At of course he made a few other descriptions to in your hotel a few there. Wherever you're at he said Jesus could change your life and I remember thinking well I could use some of that for sure and anyhow he said I challenge you to get on your knees and just ask Jesus into your life and he'll change you right where you're at and before I knew it I was on my apartment floor on my knees and look up saying God. I need. Whatever he's talking about. I need that in my life and I sobbed and I. I said the centers prayer and I invited Jesus into my heart. I didn't know what had taken place I had no idea all I know. Is that before I get on my knees. I remember feeling like man. If some of my friends came in here they'd laugh their heads. I don't think I was crazy so I remember going over. I locked my apartment door and I shut the curtains and and here I was on my knees and here I was inviting Jesus into my life in here in the whole time being afraid and ashamed to what my friends would have thought about the whole ordeal in. Nobody thinks I was crazy or week. Or whatever on so I did and nothing happened. I remember feeling relieved. Remember feeling wow. That was neat but nothing happened. I still the same person you know. Of course by the next day I was maybe that night back to the same old routine cursing and swearing and whatever this went on from nineteen eighty six until nineteen ninety nine. The only difference was every time afterwards. I noticed that I would cry out to God when I'd get in drunks and when I'd get in trouble night by the time I was eighteen or nineteen hundred been locked up and put in jail a couple of times and and I remember all the time talking to God just like it. Did that day. God would you help me? I swear I'll serve? You wanted these days one of these days when I get things right. I'm GonNa give my life totally to you but the problem is and and I know we're all the same ways that the minute life started better that day or later and I started feeling good soon as you start feeling good right back to your old habits again over and over and over. This was a broken record. Thirteen years of my life in one thousand nine hundred eighty nine. When I was introduced to cocaine those years were really bad. How is it drug addict drunk and you know what I I? My wife many times had to go looking for me. I just wouldn't come home and my mayor. She left me. This turmoil just went on and on and it went on and of course he keep a brave face. You try to make sure that everybody sees it. Everything's going okay. You know and you try to put on a brave face for everybody but inside. I was toward a pieces. My life was just hanging on by a thread. All these years went by and every time I'd get I'd get doing cocaine and I swore to myself I'd never do it again every time I did it. And then I'd say God if you help me get over this problem or give my life to you and through all those years my brain and my mind would always go back to that moment in my living room. Have my apartment on my knees. We've been giving my life to Jesus Christ then begin to doubt. I began to say that there was no god. I used to curse God. Like I'd say there you don't care about me you don't live. There is no god and then I got to the point where I just wouldn't believe there was a god. I would say you know this not true. My Life isn't made any change. Didn't change my life. He said that if I that preacher said if I get my life to Jesus he changed my life. My life is just getting progressively worse and worse and worse and so this went on. It was a thirteen year struggle with cocaine with my marriage. And you know what finally in Nineteen Ninety nine? My wife had left me four or five times and she began to re discover God. She began to look because she'd been raised Christian and she began to turn back towards God. She must have been hurting. I caused a lot of grief and a lot of pain and a lot of resentment anger. Through these years we had children and so what happened was in nineteen ninety nine after I had been out drinking and just doing coke and hanging out with my friends and just living up the party scene in nightclubs and I came home one morning and she was getting my oldest daughter ready for kindergartner grade. One I don't remember what it was and my son. Youngest one he was in the High Chair and he had food all he was smiling and this was about seven o'clock in the morning. I came home I was still high and drinking and and I could see that my wife had been crying or is are all red and Puffy and I knew that I was just being an idiot again and all of a sudden I was sitting there and I seen my kids with the innocent look in their face. Kinda just looking at me and I. If there's been atomic God spoke to me right there. He spoke and said what are you doing with your life. And what are you doing with this family that I've given you and it just struck me so hard and something rate then made me realize that I really had to turn my life around so she started going to church and I started getting angry about it. Nice night threatened her that if she continued to go to church that it was going to completely ruin our marriage and that. I wasn't going to have any part of it and just went on like that and and I don't know what happened but one Sunday Molly GonNa go with you this morning. If you don't mind she said well suit yourself. We haven't been getting along very well and as you can imagine that Sunday when preacher started to preach. I couldn't believe what he was telling me. I felt like I was the only one in that whole church and he was talking rate straight to me and I started to feel tremendous pressure in my life and I remember thinking. Wow it reminded me that morning in my apartment when I was watching this guy and TV. Sing and I started to feel those same feelings over again this anxiety and this wanting to leave and wanting to stay and I just can't explain it. I just had this anxious feeling and I started to feel like he was really talking to me and he was talking about my life and he was saying in towards the Andy said he said. I don't know why I'm saying this today. So don't usually get this way. But he began to weep and he said I just feel like. There's somebody here that needs to just quit running from God and give your life to him and surrender your life to Jesus. I thought to myself wherever I heard that before and I remember I hung onto the puny. I would ask you to come down here at the end and I like to stick around. Pray with you just like to give your life to him and I stood there sternly in my few Vij Lodge Church overnight left in a hurry but I couldn't deny something was talking to me that week following Sunday. Same thing we go to church. Music was great and going to the church. Same thing it course. In the meantime I'm still going out drinking and doing my thing and I'm there Sunday morning following Sunday at Church again and he starts speaking a different message completely totally was relating to me where I was and he started talking about my life describing not and I remember feeling anxious feeling and all the same thing God begin to talk to the God began to draw me it was like God was like a magnet news pulling me and pulling me pulling me and I was resisting and I I'd hang onto the Pew. I'd stop my feet standing. I'm not budget. I wanted to so bad but I was so afraid people would stare at me and I was afraid that there's probably three hundred people there and I didn't want everybody looking at me. I know the only native person in that church I know I was there might have been. I didn't know it then but there was another one there. I didn't I didn't realize I did know him. You know and but here I was and I just wouldn't go down pride and you know just just didn't want to go. I was actually afraid and ashamed and I didn't know what my people would think back home if I was a Christian and just a whole flood of feelings and questions so I went home and I remember the second week when I went home. Feeling guilty thinking. Why did not have the courage to go up there? Why would I have the courage to stand up? Not Stand up for me but for my family for my life and take charge of my life and let God completely rule. It

Cocaine United States Richard Paul North America New Brunswick Rome High Chair Vij Lodge Church Coke Molly Andy
Richard Paul (Maliseet) Part 1

The Storyteller

09:33 min | 9 months ago

Richard Paul (Maliseet) Part 1

"Stay good day. Welcome my friends to storyteller who you'll find first nations people from across native North America who are following Jesus Christ without reservation as a little boy. Richard was introduced to getting high soon. Drugs and alcohol would control his life but he longed for something more he wondered if God was really real because he wanted to get his life turned around. My Name's Richard Paul and from the Saint Mary's reserve here in Fredericton. I'm analysis native from New Brunswick. I was born in Woodstock on Woodstock first nation and we moved here. I was just a little baby so I've pretty much been here my whole life and I knew I married. My wife is melody we have three kids anyway. I came to know Jesus Christ sometime in the late. Nineteen thousand nine through to early. Two thousand is a bit of a process for me because I had come from drug addiction and alcohol and I just when I came to Christ my life was was in turmoil. Hi I had a lot of good things in my life. That were positive. Had a good job I had. I just had a lot of good things. It really from the outside. Everything looked like it was pretty stable but on the inside I was. I was Iraq really I was just in my whole life was in turmoil since I was young. You know like I said I was born and raised here. Lived here on the reserve my whole life and ever since we were little kids just seemed always. I was always one of the kids that just seemed to. You know straight a bit and I got in trouble and you know starting back when I was probably seven or eight years old and anyway we we were always doing bad things and I remember as a little boy. We'd kind of always you know. We just typical living on a reserve right next to a city. We were always getting in trouble off the reserve. I remember as a little boy. A friend friend of mine. He was Actually I saw him sniffing glue or Sniffen Gas. I don't remember what it was introduced that to me when I was just a little boy and I don't think I could have been any more than eight or nine maybe ten and It kind of made me feel like you know it it. It made me feel good. I was brought up in an abusive home or anything like that. But you know I just felt like it kind of gave me a bit of an escape and I think it opened the door in my life that led to a life of turmoil and sin and just a whole bunch of things in my life. That weren't good and I think that was the doorway that opened up for me and by the time I was eleven or twelve hours smoking weed and and by the time I was thirteen. I really was a regular marijuana user and By the time I hit probably fourteen or fifteen I was drinking in the sixteen. I was a I was a problem drinker. It just accelerated that fast. I left home when I was seventeen or eighteen and moved into an apartment with a friend of mine and tried to go to university and that didn't pan out. Alcohol seemed to consume my whole world. That's all I cared about was drinking. And and by the time I was seventeen or eighteen. I had experimented with just about everything Doing acid and weed and alcohol. Every kind just pills speed everything. The only thing is in our neck of the woods down here. Cocaine was not a cocaine seemed to be like this. Hollywood drug that nobody heard about here. It was just kind of something you see on movies and in one thousand nine hundred eighty nine. Roughly around nineteen eighty nine. When I was I was twenty one or twenty two years old. I was introduced to cocaine. And it was just a just an occasional thing. I I did it in nineteen eighty nine hundred ninety. Nobody really was aware of cocaine around here. I had actually met up with a guy one night. And we were drinking and and he was with a relative of mine and he was a he was a cocaine dealer. And I didn't know it. And that was my introduction cocaine and is if I didn't already have enough problems this was introduced into my life and it completely consumed me from nineteen eighty nine up until nineteen ninety nine when I came to Christ and It it just you know. I can't even find the words to tell you what it did to my life. I just thank God that I didn't get addicted to heroin or things like that and I think in time that was just a matter of time before I would've been had Christ not come into my life in one thousand nine hundred ninety nine but I need to back up a little bit because I I met my at the time. It was my girlfriend in nineteen eighty six and we started dating a little bit. And you know. I don't know if I was necessarily ready for a girlfriend at that time. But you know we we kinda went out a little bit not really dating. But kind of you know and and Anyway as the relationship progressed a you know met. Her parents and I discovered that her parents were Christian. People and I don't know why it was. I have no idea why but I had this big question mark about God i always wondered if God was real now. I always wondered at the time on. Tv there was a lot of television ministries. And I can think of one like this. One minister was always on there and I always wondered. Why are these people always so passionate about Jesus and about God and I just always thought that God had many faces and many different aspects to him and I? I didn't realize it you know because I really had no faith. I was brought up belonging to the church but I didn't go and you know God was not a big thing in my life. Religion wasn't church wasn't and Swanton met my girlfriend. I naturally I had this natural curious side about God I just remember I used to ask her about God and she would always kind of go. I don't know I don't why are you asking me this I i? I don't know I didn't know at the time. She was running from God herself anyway. We met up in our world just kind of collided in her world. Met My world and in one thousand nine hundred eighty six. We started a relationship that was you know it was pretty. It was pretty up down there from one thousand nine hundred six until I get saved in nineteen ninety nine. After I'd met her I was watching. Tv One Sunday morning. And as I've already stated I was a real problem drinker. I had a lot of head a lot of anger and a lot of things going on in my life that I really couldn't find answers to and Was watching one Sunday morning. I had a little apartment in a in an area of my city where I was living at the time and my little apartment had nothing in it. I just had a couch and the TV and add some curtains and that was basically it. I don't know if they got any furniture in the kitchen. Hardly had any had nothing and I was sitting on my couch on Sunday morning watching. Tv and we'd been drinking all weekend and half the week like we did every single week and drink and brings a lot of for me. It brought a lot of kind of mixed feelings after you know you. You ought to drunk for a little while you have these feelings of wanting to get your life straight and thinking you know like I should be like some of my friends and get on with my life is just not good in every time I kinda sober up and after the brakes when you're young it's not like some drunk that's been drinking for fifty years. That's different when you're young. You can kind of handle the abuse your body can take that abuse and so when you snap out of a drunk after three or four or five days. He you know physically. You're not you're not really down but emotionally and spiritually. I always felt really bad. Nice to think to myself I should try to get my life straightened out and of course. This was one Sunday morning. When I was feeling that way and I was flicking through the channels and I saw an evangelist on TV and as I was scrolling through the channels. He was singing in. I remember he was singing a song. I think it was called room at the Cross and I I saw him and I paused their for minute and I remember. I watched him and he was singing this song and and I remember feeling something in my in my heart thinking what is that. What is that feeling that? I'm feeling

Cocaine Richard Paul Woodstock New Brunswick North America Iraq Fredericton Sniffen Gas Saint Mary Marijuana Swanton Hollywood Heroin
"richard w paul" Discussed on WJR 760

WJR 760

02:03 min | 1 year ago

"richard w paul" Discussed on WJR 760

"Okay see you later Mike here at it's trite lions dot com columnist extraordinaire joins us on W. J. R. on the lions radio six fifty three catch the rich Paul show on newstalk seven sixty W. J. R. tonight from seven to eight PM and again as our weekend financial experts Saturday morning from nine AM till ten AM presented by Richard W. Paul and associates your retirement survival experts now Jack car wash wash as often as you like for one low price with the jacks unlimited club Hey you see that Jack's car wash add on your web browser click it and get exclusive discounts just for you the young woman the club at Jack's gets members a wash as often as they want starting at just twenty one ninety nine a month Hey if you're one of those types that just can't stand dirt on your car the jets a limited club is custom made for people that are dusted verse like you for complete details visit Jack for the next car with the K. Jack's car wash dot com your car your clean if you run a company chances are your computer system or server or that of someone you know which hand crash or had a bug causing downtime once a proper compromise personal information and a high level of frustration for you on Siem provides businesses with IT support IT network security antivirus monitoring data backup cloud solutions and more and off they insure they're doing everything possible to prevent nineteen problems from occurring in the first place it's like gold level support and security they built their name it's not a question of if your system will be compromised it's a matter of when be ready for and with oximes technology and security experts you'll be well equipped with support you me getting you back into business sooner if you want to be certain that your company is safe from downtime or cyber attacks don't wait get the gold standard in business IT on your site called boxing today at five eight six two zero zero fifteen fifteen or visit eight U. X. I am dot com W. J. R. traffic.

Mike newstalk W. J. R. Richard W. Paul K. Jack Siem W. J. lions seven sixty W
"richard w paul" Discussed on WJR 760

WJR 760

02:10 min | 1 year ago

"richard w paul" Discussed on WJR 760

"Buses in school buildings and we know they're real everyday heroes for fifty six years mesa has given michigan education employee's peace of mind our quality coverage gives them so Security, and our people make them smile. Online at Mesa dot org. well w here mary grovonni is offering next day insulation so you don't have to wait to get your awning mary grove has a complete inventory with the best prices of the season if you schedule now mary grove is offering to free accessories a free win sensor and free l._e._d. lights that allow you to double the amount of time you can use your awning this is total of seven hundred dollars in savings don't forget mary grove is offering next day installation and buyer owning today and you don't have to pay for it until next year with mary gross special financing visit mary grow dot com or here's the number to call The side that. the rich paul show is the baby boomer's retirement survival guide presented by richard w paul and associates lead rich help you navigate a secure financial retirement listen to the rich paul show saturday mornings at nine and monday nights at seven on w._j._r. must play the ball where it lies that's what we're told let it lie here are championship courses with classic layouts lush greens and challenging links let it lie away from your deadlines to do lists let it lie where adventure happens both on and off the green where treetop walks wetlands and wildlife await whatever you choose be sure to stand still let it lie meet here where your golf trip begins visit go great dot com and meet mt p dot com to start planning today message and data rates may apply earning your degree from one of the top business schools in the country might sound impossible to fit into your workload but what if there were a business.

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"richard w paul" Discussed on WJR 760

WJR 760

01:40 min | 1 year ago

"richard w paul" Discussed on WJR 760

"By Richard W Paul and associates listened to the Rich Paul show Sundays at one and Monday nights at seven on WJR kind. WJR traffic is sponsored by Michigan economic Development Corporation MED has services that can help you win the contracts gain the capital and make the connections to help your business thrive. And that's how DC grows Michigan business like nobody's business. Learn how they can help yours at Michigan business dot org. WJR traffic is sponsored by whine guards. Join line guards during anniversary sale going on. Now. Let the experts help you find the right power equipment for your lawn from top brands, like Honda Honda generators pumps lawnmowers until there's all exhibit. Impressive innovation that delivers. Tremendous productivity in reliability. Visit Weingarten dot com. Does he their completed within lineup and shop parts online? Checking traffic and weather first now with John Bailey. We number of mishaps on the US Twenty-three commute between Fenton and Brighton. This morning. We are hitting stop and go on southbound Twenty-three between two white lake road and centre road in Farmington, and Farmington hills roadwork is scheduled to have westbound m five shutdown between Middleton, I to seventy five still until eight o'clock tonight and roadwork has on the brakes on six hundred sixty Farmington hills eastbound from two seventy five all the way into the construction zone that starts west of telegraph. Thanks to road worker riding the brakes on westbound sixty six between ninety four. And Hoover in west of there for my seventy five all the way out to northwestern highway. I'm John Bailey. WJR traffic and weather first on the fives. This report is sponsored by discover we treat you like you treat. You discover alerts you if they find your social security number on any one of thousands of risky.

WJR John Bailey Michigan Michigan economic Development Farmington hills Honda Honda Farmington Richard W Paul Rich Paul DC Hoover US Brighton Middleton
"richard w paul" Discussed on WJR 760

WJR 760

01:39 min | 1 year ago

"richard w paul" Discussed on WJR 760

"Maybe there needs to be a plan in place to handle those costs is Wallace plan for hailing stock market, volatility taxation, all that stuff. So here's the thing. You've worked hard for your money. We're gonna work just as hard for you to help you protect in grow. What you have. And we have so many different tools and strategies available that we have is arrested financial advisers here in the state of Michigan. We can sit down with you as a registered investment advisor. We have to look out for your best interests. So come on and low show, you how to harness these tools and strategies to create. A comprehensive plan that's really tailored just for you. And of course, folks, as we say throughout the program off and on you know, you can get started today, no cost or obligation with the team by calling or texting two four eight three zero five ninety nine eleven that's two four eight three zero five ninety nine eleven take advantage of the the information the education, and the wisdom that the team has they've been doing this for a long time, which has been certified planner for a very long time and Steve's been doing this for quite a while as well. So reach out to him get yourself on the calendar have a conversation about what's most important to you. And they'll certainly help you out any way they can two four eight three zero five ninety nine eleven for that CPR complete planning review process. Two four eight three zero five nine hundred eleven guys. Thanks so much for being here on the program with me this week. I appreciate you as always have. Absolutely. No question is buy and take care. All right. We'll talk to you next week. And we'll see if you're doing any better Steve. Another week around. So we're going to see what happens they listen to the Rich Paul show Vokes, and we appreciate your time as well. We'll catch you next time right here on WJR. The show has been brought to you by Richard W Paul and associates all matters.

Steve Richard W Paul advisor Michigan Vokes
"richard w paul" Discussed on WJR 760

WJR 760

01:56 min | 2 years ago

"richard w paul" Discussed on WJR 760

"Take off the table. Also, what if you needed some additional funds for healthcare cost or long-term care cost you now have that money available? Then then ultimately, and you had already mentioned it you and your wife. Bulk get run over by a boss that money goes to your kids and your grandkids. You know, so that might be something that's more important to you. But as you had said earlier, Steve you still need to do the math. You see where you're at. And see, hey, what will this provide me? And as long as you know, the company you have a strong strong feeling that they're going to be able to pay that through your lifetime. And you're not gonna get your pension cut or or eliminated net worth seeing that happen. But the bigger corporations seem to be holding their own at this point. So so, but you have to look at all those different issues. And you know, what if a legacy is very very important to you. Then that's going to be. It's going to be an issue if there are no kids and in the pension is giving you this trick payout. They might be a strong argument for taking the payments. And so so you just want to know what your options are in. That's one of the things that we do here. It Richard W Paul associates is we try to educate you on that. Like, you know, what your options are both guaranteed did not guaranteed because that's the first thing we start out with is taking a look at what the pension pays your guaranteed. What could we then pay you guaranteed as well in where you still don't lose the principal? And obviously not all cases, there's not always a haircut there. Sometimes we can match that. Or there's even a little bit more added benefit, particularly for the spouse spouse, usually take some type of a haircut when when you take the pension not. So when you do your own private pension. So so again, you gotta weigh these pros and cons. Our it takes a little bit of a conversation to see what is the best fit for you. There's no single right answer. Here. Every situation is going to be different. If you lied to reach out to ridge and the team give them a jingle at two four eight three zero five ninety nine eleven that's two four eight three zero five ninety nine eleven to get your complete planning review underway..

Steve Richard W Paul principal
"richard w paul" Discussed on WJR 760

WJR 760

02:24 min | 2 years ago

"richard w paul" Discussed on WJR 760

"But rich in addition to your show, you also run Richard W Paul and associates, so what do you do and who do you help? But we predominantly work with retirees in the area of a really planning and mapping out income for them. Because the average retiree is going to be retired for twenty thirty maybe forty years in. So we help them make that transition from working from the working force to retiring. So you set up retirees to have income if you're not going to work part-time, then that means your money has to produce that paycheck sometimes year Sunday show was preempted by the lions, but you don't seem to mind your alliance fan along with the rest of us. What are some of your favorite lines memories? The games that are most memorable to me are those ones with Barry Sanders. I think that was probably the most fun time that I had with the lions because he made them exciting again. I think many would agree. Hey, rich. Thanks for your loyalty to WJR. Well, it's official Google officially opening their new office alongside Little Caesars arena in the district Detroit marking its strategic growth beyond Silicon Valley and increasing presence and commitment to critical communities in states like our own Detroit. Michigan again, the place to be and I certainly hope Danielle Russell Google Detroit site lead and director America's platforms that you're very pleased to be in Detroit as we are pleased to welcome you. We are very pleased to be in Detroit. Paul thanks for having us. How many Google IRS that would be Google employees? How many Google IRS? Can we expect to see around there? Well, right now, we have about one hundred employees here hundred Google here. And we are very excited with our new home here in the district Detroit. And we will always be looking to continue to grow. But we're really happy in the first three months. I'm down here in Detroit. New office said fifty two east Henry street just under thirty thousand square feet. You had about fifteen what was it fifteen seventeen thousand before in Birmingham. I guess so you really are increasing with the with an eye toward adding more Google IRS. Yes. In the space here, I had really been wonderful. We have chosen base because of the opportunity to allow us to not only have a great client engagements.

Google Detroit lions IRS Richard W Paul Barry Sanders Little Caesars arena Birmingham Danielle Russell Silicon Valley Michigan America official director three months forty years
"richard w paul" Discussed on WJR 760

WJR 760

03:21 min | 2 years ago

"richard w paul" Discussed on WJR 760

"Lump sum, it does not go to your family goes to another employee that lives two to ninety five years old. You just paid for their life. That's right. Yep. Okay. The understand that you're not in control of that money anymore. And a lot of people don't understand. It's really it's almost like a new you're giving up full control of that money. So what a lot of folks are doing is taking full control of that money and creating their own pension because if they don't use that money they want to going to their family, not then surender company or not another employee. That's gonna live to ninety five years old possibly. Yeah. You really have to look at the man like you said in because there's a couple other issues is that you no longer are worried about the the solvency issue, you know, whatever corporation it might be. You're looking down the road at that company. Twenty maybe thirty years or longer we're are going to be in a pension potentially run into any solvency issues. And so that's something that you can take off the table. Also, what if you needed some additional funds for healthcare costs or long-term care cost you now have that money available? Then then ultimately, and you had already mentioned it you and your wife both get run over by a boss that money goes to your kids and your grandkids. You know, so that might be something that's more important to you. But as you said earlier, Steve you still need to do the math see where you're at. And see, hey, what will this provide me? And as long as you know, the company you have a strong strong feeling that they're going to be able to pay that through your lifetime. And you're not going to get your pension. Cut or or eliminated in that. We're seeing that happen, but the bigger corporations seem to be holding their own at this point. So so, but you have to look at all those different issues. And you know, what if the legacy is very very important to you. Then that's going to be. It's going to be an issue if there were no kids and in the pension is giving you this terrific payout. They might be a strong argument for taking the payments. And so so you just want to know what your options are in. That's one of the things that we do here. Richard W Paul associates is we try to educate you on that. Like, you know, what your options are both guaranteed did not guaranteed because that's the first thing we start out with is taking a look at what the pension pays. You're guaranteed will what could we then pay guaranteed as well in? We're you still don't lose the principal. And they're obviously not all cases. There's not always a haircut there. Sometimes we can match that. Or there's even a little bit more added benefit, particularly for the spouse spouse, usually take some type of a haircut when when you take the pension not. So when you do your own price. Pension. So so again, you gotta weigh these pros and cons out. It takes a little bit of a conversation to see what is the best fit for you. There's no single right answer. Here. Every situation is going to be different. If you lied to reach out to ridge and the team give them a jingle at two four eight three zero five ninety nine eleven that's two four eight three zero five ninety nine eleven to get your complete planning review underway. We talk about it here. A lot on the program. Rich just kind of a wrapped around a few ideas and pieces, but there are so many things they kind of go into this. And you'd be surprised when when you really sit down and get that solid retirement plan put together it's a lot less daunting than you think it's going to be so stop putting an off don't worry about. You know, the scheduling details in the hassle right now just reach out to rich and Steve and the team and just get yourself an appointment on the calendar for time. That's convenient two four eight three zero five ninety nine.

Steve principal Richard W Paul ninety five years thirty years
"richard w paul" Discussed on WJR 760

WJR 760

03:24 min | 2 years ago

"richard w paul" Discussed on WJR 760

"And something happens to you in six months that seven hundred and fifty thousand dollars lump sum, it does not go to your family goes to another employee that lives two to ninety five years old. You just paid for their life. That's right. Yep. Okay. Understand that you're not in control of that money anymore. And a lot of people don't understand. It's really it's almost like a new you're giving up full control of that money. So what a lot of folks are doing is taking full control of that money and creating their own pension because if they don't use that money they want. Going to their family, not the insurance company or not another employee. That's gonna live to ninety five years old possibly. Yeah. You really have to look at the math like you said in because there's a couple other issues is that you, you know, longer are worried about the the solvency issue, you know, whatever corporation it might be. You're looking down the road at that company. Twenty maybe thirty years or longer where are they going to be in with a pension potentially run into any solvency issues. And so that's something that you can take off the table. Also, what if you needed some additional funds for healthcare costs or long-term care cost you now have that money available? Then then ultimately, and you had already mentioned it you and your wife both get run over by a boss that money goes to your kids your grandkids. You know, so that might be something that's more important to you. But as you had said earlier, Steve you still need to do. The math see where you're at in. See, hey, what will this provide me as long as? You know, the company you have a strong strong feeling that they're going to be able to pay that through your lifetime. And you're not gonna get your pension cut or or eliminated, and that we're seeing that happen, but the bigger corporations seem to be holding their own at this point. So so, but you have to look at all those different issues. And you know, what if a legacy is very very important to you. Then that's going to be it's going to be an issue. There are no kids and in the pension is giving you this trip. Payout might be a strong argument for taking the payments. And so so you just want to know what your options are in. That's one of the things that we do here. Richard W Paul and associates is we try to educate you on that. Like, you know, what your options are both guaranteed. Not guaranteed because that's the first thing we start out with is taking a look at what the pension pays you're guaranteed. What could we then pay guaranteed as well in? We're you still don't lose the principal. And they're obviously not all cases. There's not always a haircut there. Sometimes we can match that. Or there's even a little bit. Moore added benefit particularly for the spouse spouse, usually take some type of a haircut when when you take the pension not. So when you do your own private pension. So so again, you gotta weigh these pros and cons out. It takes a little bit of a conversation to see what is the best fit for you. There's no single right answer. Here. Every situation is going to be different if you'd like to reach out to ridge and the team give them a jingle at two four eight three zero five ninety nine eleven that's two four eight three zero five ninety nine eleven to get your complete planning review underway. We talk about it here a lot on the program. Rich just kind of, you know, wrapped around a few of the ideas and pieces, but there's so many things that kind of go into this. And you'd be surprised when when you really sit down and get that solid retirement plan put together it's a lot less daunting than you think it's going to be so stop putting off don't worry about. You know, the scheduling details in the hassle right now just reach out to rich and Steve and the team and just get yourself an appointment on the counter for time. It's convenient two four eight three zero five.

Steve principal Richard W Paul Moore ninety five years fifty thousand dollars thirty years six months
"richard w paul" Discussed on WJR 760

WJR 760

03:10 min | 2 years ago

"richard w paul" Discussed on WJR 760

"And we know the tough challenges are members face In classrooms buses in, school buildings and we know they're real everyday heroes for fifty six, years Mesa has given Michigan education employees peace of mind our. Quality coverage gives them security and our people make them smile online at Mesa dot org Let, Rich Paul help, secure your finances and retirement this week ritual discussed pensions and clarify some bedrock principles to financial planning presented by, Richard W Paul and associates listen to. The Rich Paul show Sundays at one and. Mondays at seven, on WJR ask any dentist and they will tell you most of, us brush their teeth too hard. On evenly and not, nearly long enough and that leads to serious health problems so I decided to do something about it I'm Simon an I invented the, modern electric toothbrush to help you, have fresh, breath pristine teeth and excellent oral hygiene. As a product designer I care about. How your toothbrush looks feels and the quality of every. Bristle quip has a lightweight and sleek design with simple time vibrations and guiding pulses, for perfect two-minute clean, and unlike other high end electric toothbrushes quip starts. At just twenty five dollars BuzzFeed calls us, the toothbrushes and. Time magazine named us one of the best inventions of the year start brushing better, with quip Go to get, quipped dot com slash benefit right now and get your first, refill pack free with a quip electric toothbrush that's your first refill pack free at, get quip dot com slash benefit spelled. G. e. q. u. i. p. dot com slash benefit message, and data rates, may apply when did it become ok for men to be Lazier softer fatter we need to bring the men of this country back to greatness with. Ageless male max a patent pending formula with. An ingredient that, helps boost your total testosterone promoting greater increases in muscle size and, twice the, reduction of body fat. Percentage that exercise alone, plus an amazing sixty four percent increase in nitric oxide which can be handy in the gym and in the bedroom take your manhood, to the max by trying your, first thirty, day bottle free not ten days not. Fifteen days but a full thirty day. Supply free text the word quick to seventy nine seventy. Nine seventy nine just pay shipping and handling finally a formula that boo Boosts total testosterone if. You'll results with ageless male max or two in tents please decrease? Use for your free bottle text quick to seventy nine seventy nine seventy nine text q., u. i. c. k. to seventy nine seventy nine seventy nine find on your Greenburg stop what you were doing because what I'm about to say will improve the quality of your life z. y. p. p. a. h. dot com that's zyppah it's happy z. spelled backwards zebras designed to. Be comfortable affordable and effective at eliminating snoring I wanna help you stop snoring, good Zepa dot, com and order, now z. y. p. p. a. h. dot com snoring is a serious matter Zepa will conquer your, snoring problems go to zyppah. Dot, com and order now Seven sixty WJR news listened with Crenshaw Florida police are looking..

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"richard w paul" Discussed on WJR 760

WJR 760

01:40 min | 2 years ago

"richard w paul" Discussed on WJR 760

"A colour automatic standby generator you'll never have to worry about the power going out again cr g electric is the only company you need to install service and maintain your kohler generator colour makes the highest quality generators on the market and that's why we recommend colour about every other brand call us today at seven three four seven five seven four three zero eight to schedule your colour generator installation today or visit cr g electric llc dot com let me paul help secure your finances in retirement this week rich discusses the alltime market crashes and grading your own financial competency presented by richard w paul and associates listen to the rich paul show sundays at one and mondays at seven on wjr at absopure we know you're busy and staying hydrated and healthy shouldn't be a time consuming headache we make it easy delivering pure crisp tasting water to your door saving you time to focus on more important things like that big presentation or spending quality time with your family our friendly delivery specialists literally do the heavy lifting so staying hydrated is a seamless part of your routine absopure office variety of bottled waters for home or office delivery including natural spring steam distilled and vapor distilled with electrolytes and each variety comes in an assortment of sizes ranging from individual bottles to five gallon jugs whether you're looking for refreshing water at home at work which just want to grab a bottle on your way out the door let absopure make staying high hydrated the easiest thing you do today to learn more about absopure and they're reliable home and office delivery service or to sign up for a free thirty day trial delivered right to your door visit absopure dot com today it's more than water it's absopure wjr traffic and weather is first on the fives with the.

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"richard w paul" Discussed on WJR 760

WJR 760

01:30 min | 2 years ago

"richard w paul" Discussed on WJR 760

"With the low sixty nine little bit cooler tomorrow the clearing trend and high reaching eighty seven from the weather channel i'm meteorologist jeff marr on newstalk seven sixty wjr every day more than a million michigan students get up in the morning and go to school community college or university teachers and professors screaming classrooms from enro to saint joe novi to ironwood ready to fill them with knowledge the bus drivers make sure they get to school safely the cooks prepare nutritious lunch the bookkeepers make sure the bills are paid the custodians keep the schools safe and clean these education employs our everyday heroes and mesa is honored to be their health plan of choice we strive to provide education employees with affordable options for high quality healthcare our award winning staff helps them navigate the complex world of healthcare staying on the phone as long as needed to answer questions we're a nonprofit created by school employees and we know no the tough challenges are members face in classrooms buses in school buildings and we know they're real everyday heroes for fifty six years mesa has given michigan education employees peace of mind our quality coverage gives them security and our people make them smile online at mesa dot org let rich paul help secure your finances and retirement this week rich discusses the alltime market crashes and grading your own financial competency presented by richard w paul and associates listen to the rich paul show sundays at one and mondays at seven on wjr paul w here along with george clamper to family heating cooling and electrical george what would.

jeff marr joe novi mesa richard w paul george clamper michigan ironwood fifty six years
"richard w paul" Discussed on WJR 760

WJR 760

01:30 min | 2 years ago

"richard w paul" Discussed on WJR 760

"As you know the company you have a strong strong feeling that they're going to be able to pay that through your lifetime in you're not going to get your pension caught or or or eliminated and that we're seeing that happen but the bigger corporations seem to be holding their own at this point so so but you have to look at all those different issues and you know what if the legacy is very very important to you then that's gonna be that's gonna be an issue if there are no kids and in the pension is giving you this triptych payout they might be a strong argument for taking the payments and so so you just want to know what your options are in that's one of the things that we do here at richard w paul and associates we try to educate you on that like you know what your options are both guaranteed did not guaranteed because that's the first thing we start out with is taking a look at what the pension pays your guaranteed will what could we then pay you guaranteed as well in we're you still don't lose the principal and they're obviously not all cases there's not always a haircut there sometimes we can match that or there's even a little bit moore added benefit particularly for the spouse spouse usually take some type of a haircut when when you take the pension not so when you do your own private pension so so again you gotta wait these pros and cons our it takes a little bit of a conversation to see what is the best fit for you there's no single right answer here every situation is going to be different if you'd like to reach out to original team give them a jingle at two four eight three zero five ninety nine eleven that's two four eight three zero five ninety nine eleven to.

richard w paul principal moore
"richard w paul" Discussed on WJR 760

WJR 760

01:49 min | 2 years ago

"richard w paul" Discussed on WJR 760

"Although you here and with me is my friend let the rich paul show helps secure your retirement this week rich discusses common mistakes in retirement planning and stuff that doesn't work presented by richard w paul and associates listen to the rich paul show every sunday at one in mondays at seven on news talk seven sixty wjr now a jax kar wash wash often as you like for one low price with jack's unlimited club and hey you see that jack's car wash at on your web browser click it and get exclusive discounts just for you the unlimited club jack's gets members of wash as often as they want starting at twenty nine thousand nine a month pay if you're one of those types that just can't stand dirt on your car the jackson limited club is custom made for people that are dust adverse like you for complete details visit jackson the next car with a k jax kar wash dot com your car your clean hello i'm guy gordon today i'm here with dr william j a gastroenterologist and medical director of the ib program at michigan medicine and we're talking about irritable bowel syndrome doctor what's the latest approach to treatment for many years just focused on medications what we found over time is that specific medications tend to improve specific symptoms so for example for constipation laxatives provide some relief or even the use of depressions has been very helpful for some patients but these medications of course can cause side effects so we've really converted from a medication centered practice to a more holistic integrated practice we now have not only gas in raleigh gist but also specially trained gi dietitians gi behavioral psychologists physical therapists that all work together as a unit to address patients with ibs to learn more visit u of m health dot org slash ibs or call eight eight eight two two nine seven four zero eight.

richard w paul jack jackson gordon medical director michigan medicine dr william j bowel syndrome
"richard w paul" Discussed on WJR 760

WJR 760

01:34 min | 3 years ago

"richard w paul" Discussed on WJR 760

"End to beef except one off at the teachers' union don't like school choice and he decides to do their bidding instead of those low income black so this is this is the reason i think uh political savior and not the way to go the politicians are going to be looking out for themselves for first and foremost and their agenda is going to be different from what uh black mitton poor blacks in particular may need and i wanna contrat what happened uh then the civil rights leadership has shifted to the political strategy to what was going on before you go back to the first half of the 20th century the 1928 thirty forty the fees racial gaps were narrowing in this country slow but steady progress was being made racial gap than and homeownership income educational attainment uh a household income all of these cook gaps were narrowing over the decade we would be those trend hello don call or even reverse course starting in the 1960s when the leadership switched to the political strategy so i i think the the whole idea here if that uh blacks to compare outcome you know prior to the shift to the strategy without come who's been the strategy and i think there's a real stark stark different thing they are in terms of achievement will jason would you please stay on the line with us for just a minute 'cause i this is a fascinating topic and i want to delve into it a little bit more right after this quick break richard w paul and what do you call charging thousands of dollars for hearing aids i call it outrageous because hearing should not be a privilege for the.

richard w paul civil rights jason
"richard w paul" Discussed on WJR-AM News Talk 760

WJR-AM News Talk 760

01:40 min | 4 years ago

"richard w paul" Discussed on WJR-AM News Talk 760

"Com richard w paul and associates is a feed based registered investment advisor what the state of michigan halloween chosen we're giving away a thousand hours a week towards trips to some of this carry est locations in america this week's petri scary location as san francisco stomping grounds for famous goes flora summer to the grow who disappeared in eighteen seventy six from a formal dance and was found fifty years later deceased wearing the same light down she was wearing that that there it is it's been many sightings of a girl wearing of like slowing down scooped be sure to win one thousand dollars today to use for your halloween scare katie ship they didn't hear you interested in political without all the rhetoric even find it all my podcast the jason stapleton program we get five star ratings for my teams because i keep it simple straight talk about the issues without the left or right leanings and bloated opinions the jason stapleton program is about american individual listen liberty oriented discussions and the clarity to think for yourself go to new liberty talk dot com and listen now that's new liberty talk dot com everything good for your mind body insult the corey all have precious little time to fit in a workout and when you had to with the dry to and from the jed well for some people that's why the memberships collecting just for many working out at home can work get had the right equipment and it doesn't have to be expensive persistence bands a couple of cattle falls in hand weights and of fitness ball altogether of run you've out sixty bucks and in my personal experience my old jen was replacing their spend by some of the us once for a hundred.

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"richard w paul" Discussed on WJR-AM News Talk 760

WJR-AM News Talk 760

01:36 min | 4 years ago

"richard w paul" Discussed on WJR-AM News Talk 760

"And the final play weighed in on this discussion of overconfidence a lot of people are just over confident in their decision making process they don't spend enough time relate evaluating their options before making a decision you've got to go over everything you've got to pick the thing that's right for you that of course the flip side of that some people will spend way too much time making a decision in the wind up being paralyzed and not able to choose at also how is it possible to strike the perfect balance where you're doing and now for research to be knowledgeable but not so much that you end up completely paralyzed we call that paralysis by analysis you know in at some point you have to get off offense you got to make some decisions about what towards the west reggie's you're going to utilize because three current it's coming at you at ninety miles per hour in gets to a point you just can't keep kicking the can't down the road so after sitting on the sidelines it's probably a good time to sit down in began putting together a plan in place to provide the necessary income you're going to need to enjoy and active in purpose for retirement this is one of the things we do here at richard w paul in associates in so we always make this offer available to you of coming in sitting down with us in looking at your situation and making sure your position correctly that taught you put a plan to place that's going to take you through retirement recorder complete planning review in just a reminder this is at no cost so will sit down will let.

richard w paul ninety miles per hour