36 Burst results for "Ric Edelman"

Building Superintendent Killed In New York City Elevator Accident

Ric Edelman

00:29 sec | 13 hrs ago

Building Superintendent Killed In New York City Elevator Accident

"Worker was crushed by an elevator. The worker was trying to retrieve a tenant cellphone Friday afternoon after the phone apparently had fallen down the shaft, police say, 64 year old assistant superintendent, Kenneth Lessee, and the tenant went to the basement. But when the elevator was called to another floor less, he was caught between the moving hoist ropes and the device around which the ropes move. Yes, He was rushed to the hospital but couldn't be saved. Fox says Christie Mae. Oh, no matter what you do. Those unwanted phone calls seem

Kenneth Lessee Christie Mae FOX
Fresh "Ric Edelman" from Leo Laporte

Leo Laporte

00:13 sec | 11 hrs ago

Fresh "Ric Edelman" from Leo Laporte

"Triple A plan Rick or visit Ric Edelman dot com. That's Ric Edelman dot com. Southland Weather from K. If I will have mostly sunny skies throughout the day highs in the upper sixties, too low seventies inland mid sixties along the coast and for the high desert low fifties for the mountains. Those temperature's starting to drop tomorrow and then we'll be in the low sixties by Monday with a chance for rain and mountain snow by Tuesday into Wednesday, Right now it's 65 Buena Park 63 in Newport Beach. 65 van. I 64 in 1000 Oaks. We lead local live from the key. If I 24 hour news room, I'm Layla.

Rick Wednesday Tuesday Tomorrow Monday Layla 24 Hour 1000 Oaks Newport Beach Ric Edelman 64 Mid Sixties 65 Buena Park 63 Low Fifties Upper Sixties 65 Van Seventies Triple Sixties
Tensions roil royal family ahead of Oprah interview with Meghan Markle and Harry

Ric Edelman

00:47 sec | 13 hrs ago

Tensions roil royal family ahead of Oprah interview with Meghan Markle and Harry

"With Oprah Winfrey with the Duke and Duchess of Sussex, Meghan Markle says she was not allowed to speak for herself while a member of the royal family He begins his MTs tie up, explains Megan's Jaw dropping response has sparked a media frenzy and set alarm bells ringing among royal circles. You can only imagine how that's going to go down in palace circles. Not well at all. They will. I'm sure be retaliations and push back on that, according to Meghan, this is what retaliation books like just days after the couple's interview was announced. Buckingham Palace made its own announcement, saying it was opening an investigation into claims from back in 2018 that Meghan bullied royal staff allegations that Duchess is calling the quote latest attack on her character. 40

Meghan Markle Duchess Oprah Winfrey Sussex Duke Megan Meghan Palace Buckingham Palace
Derek Chauvin, Charged With George Floyd's Death, May Face Additional Murder Charge

Ric Edelman

00:26 sec | 14 hrs ago

Derek Chauvin, Charged With George Floyd's Death, May Face Additional Murder Charge

"Of killing George Floyd begins on Monday. At least it's scheduled to he may face a murder charge Now, the Court of Appeals ruled Friday that throwing out that charge was wrong. Eric show. Vin currently is facing second degree murder and second degree manslaughter charges, but the judge will have to consider reinstating an additional murder charge. Children's trial is scheduled to start on Monday. It's unclear whether this could delay it. If you're

George Floyd Court Of Appeals VIN Eric
Dallas Police Officer Charged With 2 Counts of Capital Murder

The Ric Edelman Show

00:31 sec | 18 hrs ago

Dallas Police Officer Charged With 2 Counts of Capital Murder

"A Dallas police officer under arrest for a double murder remained on the job for more than a year as authorities investigated the action is being defended by the city's former police chief who says the investigation into Officer Brian Riser could have been compromised. Had the officer known He was a person of interest. Authorities say the motives behind the murders or still unknown, but they don't appear to be connected with risers. Police work. The officer is currently on administrative leave, and the new police chief plans to fire him.

Officer Brian Riser Dallas
Astronauts begin solar power system upgrades

Ric Edelman

00:26 sec | 6 d ago

Astronauts begin solar power system upgrades

"To that. Heard a stagger your systems and expect a warning to him. Once the sound of NASA astronauts Kate Rubins and Victor Glover, switching to battery power at the start of their spacewalk to prepare, the Iaw says for an upcoming solar array upgrade. Today's project is expected to wrap up at around 12 30 this afternoon. We'll keep you posted

Kate Rubins Victor Glover IAW Nasa
House passes Joe Biden's COVID-19 relief bill with $1,400 personal checks, legislation heads to Senate

Ric Edelman

00:28 sec | 6 d ago

House passes Joe Biden's COVID-19 relief bill with $1,400 personal checks, legislation heads to Senate

"On the Senate to follow the house and pass a covert 19 relief Bill worth $1.9 Trillion, But no Republicans voted to pass the bill in the House. And with Senate Democrats preparing his reconciliation, a simple majority instead of the 60 vote threshold to pass it, Republican Senator Rob Portman of Ohio tells ABC this week. Koven relief has never been a partisan issue. Over the last year, we passed five bills, as you know, with overwhelming bipartisan margins. Former President Trump makes

Senate Senator Rob Portman Koven House ABC Ohio President Trump
J&J Covid-19 Vaccine Authorized for Use in U.S.

Ric Edelman

00:37 sec | 6 d ago

J&J Covid-19 Vaccine Authorized for Use in U.S.

"Third vaccine against Cove it the pandemic after the FDA gave emergency use authorization, Johnson and Johnson's one shot covert 19 vaccine was authorized last night for adult 18 and over here is more from ABC is Christine Sloan biting, calling the authorization and encouraging development and in a statement, adding There is light at the end of the tunnel, but we cannot let our guard down now or assume that victory is inevitable. And unlike the other two covert 19 vaccines already authorized here, the United States, Johnson and Johnson's vaccine on Lee requires one

Johnson Christine Sloan FDA ABC United States LEE
Lady Gaga's dogs recovered safely after dogwalker shot

Ric Edelman

00:30 sec | Last week

Lady Gaga's dogs recovered safely after dogwalker shot

"In the kidnapping of Lady Gaga as dogs in Los Angeles and the shooting of her dog handler. LAPD says a woman found the two French Bulldogs and returned them unharmed last night. Maybe Sean's as Aaron Shaw has an update Now on the dog, Walker shot 39 year old Ryan Fisher's family, telling ABC News Friday. He is expected to make a full recovery after the assault Gaga saying in a statement. I continue to love you, Ryan Fisher. You risked your life to fight for our family. You're forever a hero. Course we learned

Ryan Fisher Aaron Shaw French Bulldogs Lapd Lady Gaga Los Angeles Sean Abc News Walker Gaga
Virginia, Louisiana police officers killed in the line of duty

The Ric Edelman Show

00:34 sec | Last week

Virginia, Louisiana police officers killed in the line of duty

"More police officers have been killed in the line of duty. Authorities in Virginia say Stanley police officer Dominic Wyndham was shot during a traffic stop yesterday by a suspect who was later killed by police in Louisiana. A two lane police officer has died after being shot during a high school basketball game. Police say the suspect who's in custody, had been arguing with a school official before the officer intervened. We're told that as the officer was escorting that suspect out the suspect pulled out a weapon and fired hitting the officer in the chest. Reporter Amanda Roberts, with Fox ate

Stanley Police Dominic Wyndham Virginia Louisiana Basketball Amanda Roberts FOX
United Airlines flight suffers engine failure, sending debris falling on neighborhoods outside Denver

Ric Edelman

00:49 sec | Last week

United Airlines flight suffers engine failure, sending debris falling on neighborhoods outside Denver

"Ah, very close call for residents and Broomfield, Colorado after debris from a United Airlines Boeing 777 fell on several neighborhoods and this all happened yesterday. Authorities say nobody was hurt aboard or on the ground when United Flight 3 28 from Denver to Honolulu, experience the right engine failure shortly after takeoff. Let's find out more from ABC. It's Karina Mitchell. People on the ground, reported hearing a loud explosion, seeing smoke and pieces of metal falling from the sky. Debris pierced the roof of one home and landed in the kitchen. The FAA says the plane quote, returned to Denver International Airport and landed safely the passengers deplaned and were bused to the terminal. Officials say they're amazed no one was hurt on the ground. The NTSB is leading the

United Flight Karina Mitchell Broomfield United Airlines Boeing Colorado Honolulu Denver ABC Denver International Airport FAA Ntsb
Naomi Osaka Beats Jennifer Brady to Win Australian Open

Ric Edelman

00:06 sec | 2 weeks ago

Naomi Osaka Beats Jennifer Brady to Win Australian Open

"And in the Australian Open, Naomi Osaka winds and straight says defeating Jennifer Brady. It's her fourth

Naomi Osaka Jennifer Brady
25 asylum-seekers waiting in Mexico granted entry into U.S.

Ric Edelman

00:30 sec | 2 weeks ago

25 asylum-seekers waiting in Mexico granted entry into U.S.

"Defined administration has put in place new protocols for those who have sought asylum in the U. S. V. S Central America, the first group of asylum seekers who had been forced to wait in Mexico by the Trump administration arrived in San Diego Friday. The 25 people allowed into San Diego or the first of an estimated 25,000 asylum seekers, with active cases waiting in Mexico under the now abandoned remain in Mexico program. Similar entry points will be open next week in Brownsville, Texas, on Monday and El Paso, Texas,

U. S. V. S Central America Trump Administration Mexico San Diego Brownsville Texas El Paso
Polar vortex brings most extreme winter weather in years

Ric Edelman

00:24 sec | 3 weeks ago

Polar vortex brings most extreme winter weather in years

"At least the next half hour. It sure feels like winter across most of the country. CBS meteorologist Jeff Farraday Ellie, about three quarters of the nation covered under winter weather alerts. Whether it's bitter, cold snow ice, We have everything freezing rain, sleet, and one of the reasons is a very active storm track, coupled With the polar vortex. 1234 storms traversing the

Jeff Farraday Ellie CBS
Majority of Americans say Trump should be convicted, barred from holding federal office in impeachment trial

Ric Edelman

00:12 sec | 3 weeks ago

Majority of Americans say Trump should be convicted, barred from holding federal office in impeachment trial

"Favor the Senate convicting former President Trump it a second impeachment trial. 56% a new ABC News Ipsos poll, say the Senate should convict Mr Trump Bar him from holding federal office again. 43% do not support it.

President Trump Senate Mr Trump Abc News
Activists complain of weakened voting security standard

Ric Edelman

00:27 sec | Last month

Activists complain of weakened voting security standard

"Election integrity, activists and computer security experts are complaining that leaders of Federal agency that oversees voting technology of quietly weakened one key element of standards due for a vote next week designed to improve security. The election assistance commissions leadership says the change Simply removing a ban on wireless hardware does not mean future voting systems will be any less secure because they will be prohibited from running wireless software at the same time.

Chicago teachers union refuses mayor's orders to return to classrooms

Ric Edelman

00:42 sec | Last month

Chicago teachers union refuses mayor's orders to return to classrooms

"Chicago public schools and the Chicago Teachers Union as the district tries to reopen in person learning for some K through eighth grade students on Monday, Mayor Lori Lightfoot Saying that while the district and union leadership have agreed on some items of contention in principle, union leaders have refused to put those agreements and writing. And she says, instead of doing that, they've added more items to the negotiating table that are related at all to public safety and covert 19 teachers. Need to be there to greet their students. Teach them in person Mayor saying that CPS is still planning to open in person learning for the students who signed up for it on Monday, and she expects those teachers to show up.

Chicago Teachers Union Mayor Lori Lightfoot Chicago Public Schools
Gov. Newsom declares State of Emergency in Monterey County due to winter storms

Ric Edelman

00:20 sec | Last month

Gov. Newsom declares State of Emergency in Monterey County due to winter storms

"The legislation will be put on the table next week, and California Governor Gavin Newsom is issuing an emergency proclamation for Monterrey and San Luis Obispo counties. This is because of damage caused by winter storms last week, the storm's field by an atmospheric river weather system have caused flooding, forcing thousands to evacuate. Caltrans must form Request assistance through

Governor Gavin Newsom Monterrey San Luis Obispo California Caltrans
Coast Guard Investigators Following Leads To Singer Island Laser Pointer

The Ric Edelman Show

00:21 sec | Last month

Coast Guard Investigators Following Leads To Singer Island Laser Pointer

"Guard trying to find the person who's pointed a laser light on three separate occasions at Coast Guard rescue crews underway near Singer Island and having recently near Riviera Beach. It is a federal offense. The point lasers and Coast Guard vessels and aircraft offenders can get up to $25,000 in civil penalty finds criminal penalties can face up to 25 years imprisonment. The

Coast Guard Rescue Singer Island Riviera Beach Coast Guard
"ric edelman" Discussed on Switched On Pop

Switched On Pop

03:55 min | 1 year ago

"ric edelman" Discussed on Switched On Pop

"I'm ric edelman and i'm the host of nice try a podcast about utopia be a place that is perfect and does not exist this season or traveling across time and space to explore seven different attempt to design a better world what happens when those designs don't go according to.

ric edelman
"ric edelman" Discussed on WBZ NewsRadio 1030

WBZ NewsRadio 1030

08:04 min | 1 year ago

"ric edelman" Discussed on WBZ NewsRadio 1030

"To the RIC Edelman show. We talk a lot here on the program about financial education. It's what this program is all about. Of course. And there are some pretty powerful organizations that are focusing as well on the issue of retirement security retirement readiness and to that end very happy to bring onto the program, John Scott. He's director of the retirement savings project for the pew charitable trusts. John, thanks so much for joining us, brick. Thanks for having me, the pew charitable trusts is a huge organization involved in a great many phone, throwback activties dealing with major challenges across the country. What is doing in the area of retirement savings? So we're doing research on what is preventing Americans from saving for retirement. Some employers aren't offering plans what policy solutions might address some of those barriers, that barriers that workers and employers are facing and how to preserve assets in. Retirement. We know that about thirty percent of workers don't have access to a retirement planner job. So critical focuses understanding how we make those particular workers saving for retirement. We're also looking at some potential solutions for example, we're looking at St. Ottawa a plans, as well as group of plants called multiple employer plans or maps, so you mentioned the state auto IRA plan. Everybody listening to the show knows what an IRA is you on your own individually save a retirement account. You can open these accounts pretty much everywhere at a Bank at a brokerage firm, many insurance, companies, you can do it directly with mutual fund companies IRA's are pretty routine, and most folks minds at least the kind of listeners, we have here on the show. But what is an auto IRA plan, and especially when that's being run by state government. Governments talk about that state that a pass laws that create statewide retirement savings program for private sector workers, who don't have a retirement plan at their job. Those states are California, Connecticut. Illinois, Maryland, New Jersey in Oregon, or some variation from state to state, but the basic approach is that workers who are auto enrolled automatically enrolled into this program. They have the right to opt out at a default contribution rate like three or five percent of pay. And this only applies to workers who don't have a plan if their job are held in Roth IRA. So that's the IRA part of this, and they're usually invested in a target date fund, or some sort of a balance of stocks and bonds, that's managed by outside investment firm. Oregon is the first state to get started with Illinois in California not far behind Oregon after about roughly a year and operation. They have about eighteen million dollars and assets so far. The average contribution rate is about five point six percent. We've previously done some survey work about how workers and small businesses would react to these and other. Policy solutions going forward now that we have actual state programs in running Pule, be studying, how participating workers and employers are experiencing these programs are these programs working, what's going well for workers and employers and what needs improvement. So, in other words, let's say I'm a small business owner. I've got, you know, a dozen or so employees and I don't want to create a retirement plan because they're expensive complicated distraction busy trying to keep my business afloat if I'm in Oregon, I am now required to automatically enroll my implies in this state run program. Right. That's correct. If you don't have a plan already, you would enroll them, and then the workers, start the default contribution rate and organise five percent, although the workers can drop out they can opt out of it can change the contribution rate. And that's what we've been seeing in early days, we have a number of workers who've actually increase their contribution rate above five percent, and the. The reason I think in the statistic you cited that thirty percent of workers don't have a retirement plan where they work is because that many workers are working for small businesses, and small businesses are less likely to create a plan and big companies. That's right. That's where the coverage gap is. There's another huge area of workers who are missing out and those are self employed individuals contingent workers freelancers people who are working in the gig economy. They're, they're, they're getting a bunch of ten ninety nine from people. They don't really have a single job. They have a whole bunch of part-time jobs. They're not participating in a retirement plan, either unless they set one up themselves, which most of them are not doing right. No, that's, that's absolutely right. And, you know, there's a big debate over how many of these in his different names for them that you hear but non traditional workers, or alternative workers debate, a how many there are, and whether this segment of the workforce's growing, and but, you know, we're. We're talking about a sizeable number. I've seen estimates from either ten million to fifty million, but the bottom line is that, you know, these are workers who do not have access to an employer plan they often can't use payroll deduction as you said, they're getting ten ninety nine to do regular contributions that, you know, I think you and I are used to. Yeah. Saving for retirement. And so as a result in the numbers get a little sketchy here, but roughly a quarter of these workers have access to a retirement plan. So more than a three fourth don't have access to a retirement plan. But there's a lot we don't know. And this is something of interest to pew contingent work or alternative work for some might be a side hustle, where they have a regular full-time job with benefits or maybe their spouse has a job with a 4._0._1._K. I'm so they don't really need a retirement plan. Our research hopes to cover some, the demand for savings, amongst this sort of this large impossibly growing in the workforce, and that sort of basic. Search will inform later analysis of what we might do to help them say for retirement. And I soon that congress would be very interested in the research that you're producing creating legislation that addresses, these huge gaps in the workplace and it was easy when everybody was working in a factory. But now that's not really happening. We've people were working for small businesses, people, working self employed or part time gigs. So what kind of legislation is Congress working on to address these issues, incursion, part, you know, I think a lot of us in the field tend to be doom and gloom type, and there is a lot of interest. Actively in congress. There's one Bill in particular, and I have to say, I'm usually wrong about picking which bills will become law at least two. That's right. I do a lot better my NCWA basketball picks. But, but the secur- act which just came out of the House Ways and means committee, looks like it has both bipartisan support. Which is a good thing. We don't often see that and maitre stakeholder backing and I think this Bill would do three critical things that would help with retirement savings and one is focused on small employers, and that is they would it would increase the tax credit for the cost of starting a new plan in our prior research around small employers. We found that the biggest hurdle to starting a plan is the startup cost and the Bill would increase the tax credit from five hundred dollars to potentially five thousand dollars for starting a retirement plan. And that may encourage a lot of small firms to start a plan if they know they can offset the startup costs with a credit the, the, the one sort of flying. The is that the small employer would have to. Claim the credit. And, you know, not everybody claims every tax credit that the available to them. So, you know, I think that's one issue. We'll have more on a dressing the problem of funding social security, that's next on the RIC Edelman show. And if you're worried about funding your.

Oregon RIC Edelman IRA congress self employed John Scott California Illinois director St. Ottawa Pule basketball business owner Connecticut Maryland New Jersey five percent
"ric edelman" Discussed on 850 WFTL

850 WFTL

02:11 min | 1 year ago

"ric edelman" Discussed on 850 WFTL

"To ask, Rick, at RIC Edelman dot com. That's what Daniel did. Here's his question, pointing Daniel. And I'm from California, my wife and I are single family income. Just had a child as you can hear in the background, and we don't have much saved other than what I've managed to put aside. My question is, do you help people like us? Thank you. Absolutely. Daniel thrilled that you would call and ask for our help when I created our firm, thirty three years ago, we did. So for the simple reason that quite frankly, we couldn't find anybody willing to help us, we were twenty eight twenty eighteen twenty seven. And we went to a financial planner who wouldn't help us because we were young didn't have any money, and we were very frustrated by that fact. So he said, you know what we're gonna teach ourselves how this stuff works, we're going to teach ourselves how to do it, and then we're going to start a firm and we're going to share what we've learned with others, and teach others what we know and for those who want our help, we will help them, and it was simple as that. So we started our practice back in nineteen eighty six and we began by doing college planning seminars, for elementary school, PTA groups, parents of young children who are facing college ten to fifteen years into the future, who had no idea that they need to save for college. Don't know how to save for college. Don't know where to save. Don't how much do accumulate and don't know how to put this into the context of the Rover, all financial planning, and the implications for their own retirement security. And so we began doing these college planning seven. Nour's for the next several years and word spread. That's what God invited onto the radio and I've been hosting this radio show. Now for twenty eight years, I think it's the longest running national radio show in the country on personal finance and that led to TV shows led to my writing books have now, written ten books on personal finance in the most recent one Jinnai wrote together called the squirrel manifesto for children for four to eight year olds to get them introduced to the subject of money or attitude is real simple. You shouldn't have to be rich to be able to.

Daniel RIC Edelman Rick Nour California Jinnai thirty three years twenty eight years fifteen years eight year
"ric edelman" Discussed on WCBM 680 AM

WCBM 680 AM

01:45 min | 1 year ago

"ric edelman" Discussed on WCBM 680 AM

"Is. I'm RIC Edelman. You're listening to the truth about money. Triple eight plan RIC. That's triple eight seven five to sixty seven forty two or online at rice. Delmon dot com. Founder of one of the nation's largest independent investment advisory firms coming up Rick Ataman show islanders in the Caribbean. Liked to say that if you don't like the weather, wait, ten minutes. Hi, I'm RIC Edelman, and that's great advice for the stock market to it's easy to get upset when the market falls. But we have to remember is that this too shall pass. Let's easy to say. But sometimes it can feel hard to do. So in times like these. When stock prices are swinging wildly one day to the next making you worry that your financial future might be at risk. Here's the advice, you need don't feel that you have to go it alone. I invite you to talk with one of my experienced financial planners at Eshelman, Financial Engines, let's take a look at your investments and see if they're doing what you need and expect will either reassure you that you're doing you should be doing or we'll give you recommendations to help. You get the peace of mind you need. So you can well wait for. For the sun to shine. Once again, call us at triple eight plan RIC that's triple eight plan RIC or visit us at RIC Edelman dot com. That's rice, Delman dot com. And now a quick comparison from grasshopper when picking a phone number for business. What sounds more professional your personal number? Hold on. Let me give you myself. And actually, let me get yours too. Just so I don't ignore you call you know, or a dedicated business number courtesy of grasshopper. It was a pleasure meeting..

RIC Edelman RIC Caribbean Rick Ataman Founder ten minutes one day
"ric edelman" Discussed on KGO 810

KGO 810

01:45 min | 2 years ago

"ric edelman" Discussed on KGO 810

"The program. Ric. Edelman here on the truth about money taking your telephone calls. Triple eight plan RIC anytime you want to call in we're happy to receive your phone call. That's triple eight seven five to sixty seven forty two. You can talk to any of my colleagues at Financial Engines, we have offices all around the country, of course. And of course, right here to help you and you can also reach us online at RIC Edelman dot com. If you wish we've got John who sent me his audio. He sent it to ask wreck at RIC Edelman dot com. Here. It is. Hello, rick. This is John. How do you feel about annuities? My financial planner always brings me back to possibly investing in a new witty. And I've heard good things. I've heard bad things. What's your opinion? Well, John I would love to love annuities. I mean, the concept is a really simple one in a really good one. You put your money into an annuity and the annuity sends you money back in the form of a monthly income. You decide when you want to start the income these are called immediate annuities or you might wait until you're say retired. And that's called a deferred annuity. In other words, you basically, you're setting up your own social security system, you put the money in and at some point you begin to take the money out, and you will get money every month for as long as you live. You can structure it. So you get money for as long as you and your spouse lives as well. The annuity company often an insurance company will tell you based on how much money you're giving them based on your age, and whether or not the payments are based on your life or you. Plus, a second person, the annuity company will tell you how much monthly income you will receive and you.

RIC Edelman John I RIC Edelman Financial Engines rick
"ric edelman" Discussed on WMAL 630AM

WMAL 630AM

01:55 min | 2 years ago

"ric edelman" Discussed on WMAL 630AM

"Welcome back to the RIC Edelman show, we're taking telephone calls here on the program. Triple eight plan RIC. That's the number of child up. She's in Pittsburgh, welcome to the program. Kate, how are you? Very good. Very well. Thank you. How can I help? Well, I'm single no kids. My house is paid off. I'm retiring in three to five years, and I have an ad. I'll have an adequate for a one K, I'm currently healthy. But I know that won't always be the case and wanted to get your thoughts about purchasing long term care insurance. Okay. So no, kids any other dependence. Anybody financially dependent on you know? Okay. So here's the the broad conversation of long-term care. I'll give you the short answer. I don't think you need the coverage. But let me elaborate as to why. Long term care is one of the leading causes of poverty. Among retirees of the numbers are really horrific. It's roughly one in two Americans over the age of sixty five will incur long-term care services. At some point the national average is about one hundred thousand dollars a year. This cost is not covered by health insurance. It's not covered by Medicare. It's not covered by social security. Meaning that if you do need the cost of care, you're going to pay for it yourself out of pocket, and this is why so many people go broke because you know, it's an eight thousand dollar per month expense, and if you're married this is in addition to the expenses, you already have because if one of you goes into the nursing home the other of you is still living at home in the community incurring the normal expenses. So this is what drives married couples into poverty, in many cases because of this but singles are a little bit different. Especially singles with no kids much simpler much easier because you're not worried about providing financial support to the community spouse..

RIC Edelman Pittsburgh Medicare Kate one hundred thousand dollars eight thousand dollar five years one K
"ric edelman" Discussed on KTRH

KTRH

01:42 min | 2 years ago

"ric edelman" Discussed on KTRH

"Listening to the RIC Edelman show. You can do a Ken did and call us a triple eight plan RIC. That's triple eight seven five to sixty seven forty two. But also visit us online at RIC Edelman dot com. That's rice, Delman dot com. Money doesn't come with instructions. More of your questions coming up on the show. Rick Edelman, and I have a feeling that retirement is on your mind. You're wondering if you've saved enough or whether your money is in the right places, you're wondering when will you be able to retire or will you be able to stay retired, and is your money sufficient, so you can live in comfort and financial security for the rest of your life. You're wondering all this. But you really don't have to just wonder you can resolve all these questions in your to enjoy a retirement. That's everything you want it to be and we can help. At Financial Engines, our clients are predominantly concerned about retirement, your financial security financial security for your spouse for your aging parents for your children, and we can help you just like we've helped thousands of folks just like you for more than thirty years. So call us at Financial Engines at triple eight plan RIC that's triple eight plan RIC or visit us at RIC Edelman dot com. That's rice, Delman dot com. And don't wonder about your retirement. Because we're here to help you. Come to the forest where the other you this ask your parents to take you, but I stopped by discover the forest dot org. Brought to you by the US force service and the Ad Council. From.

RIC Edelman Rick Edelman RIC Financial Engines Ken Ad Council US thirty years
"ric edelman" Discussed on WCBM 680 AM

WCBM 680 AM

02:24 min | 2 years ago

"ric edelman" Discussed on WCBM 680 AM

"Hi, I'm RIC Edelman, and I have a feeling that retirement is on your mind. You're wondering if you've saved enough or whether your money is in the right places, you're wondering when will you be able to retire or will you be able to stay retired, and is your money sufficient, so you can live in comfort and financial security for the rest of your life. You're wondering all this. But you really don't have to just wonder you can resolve all these questions in your effort to enjoy a retirement. That's everything you want it to be and we can help. At Financial Engines, our clients are predominantly concerned about retirement, your financial security financial security for your spouse for your aging parents for your children, and we can help you just like we've helped thousands of folks just like you for more than thirty years. So call us at Financial Engines at triple eight plan RIC that's triple eight plan RIC or visit us at RIC Edelman dot com. That's rice, Delman dot com. And don't wonder about your retirement because. We're here to help you. Attention. This is a money making opportunity are you interested in making active and passive income each month flipping real estate, tax liens, then listen to this. The pro source tax lien company is offering a free tax lien flip kit, which can change educational videos, and it step by step report that will show you how to earn government secured returns up to eighteen percent. Plus see how you could access tax lien, inventory, not available to the public. So if you want to become a real estate investor without swinging a hammer or being a landlord, then text, I seventy two thousand now to get you a free tax lien flip kit and get ready to learn how to flip tax liens at acquire houses. Well, below wholesale prices for big profits all from home, working part-time text. I seventy two thousand right now to get your free tax lien investor kit, plus two free tickets to a live training event. Which includes a free smart watch. Just for attending text. I seventy two thousand that's I seventy two thousand for your free tax lien kit now individual results may vary. Highly. Buddy. I'm Jack Hanna boy going up on a farm in Tennessee. I've been fascinated with animals, I'm not only all of their beauty and kindness. But also, they're toddlers work ethic. Just look at the birds who gather supplies to build nest or swift foxes who are hard to provide for their young or Pingvin who travel up to five hundred miles to secure food for their families or Bush babies whose impressive job allows him to navigate the trees.

RIC Edelman Financial Engines RIC Jack Hanna Pingvin Tennessee Bush eighteen percent thirty years
"ric edelman" Discussed on WLS-AM 890

WLS-AM 890

03:48 min | 2 years ago

"ric edelman" Discussed on WLS-AM 890

"And it takes time to do this. But remember that anything you do wrong, if you're overweight, if you ever check if you ever miss a payment. Those dings will stay on this credit record for seven years. I know by the way, dad, go talk to your daughter in law today and checkout her credit record because your son marrying her will inherit her credit record. And that could hurt. Ability to buy a house as a newly married couple. I'm RIC Edelman, this is the truth about money and one of the key areas. We emphasize, of course is retirement. It is the number one word that people mention when asked what concerns you the most about finances. It's retirement. Are you going to have enough money to be able to me your needs in retirement, and I want to share with you a fascinating fabulous way for you to be able to do this. And it's remarkably simple and easy. It the answer comes to us by virtue of Abry. And I see I e breathe the employee benefit research institute and the ICI the Investment Company Institute, they just did a big report looking at four one K plans all across this country. They looked at six million employees. All across the US who participate in a 4._0._1._K, and they examined the performance of their accounts from January of twenty eleven through the end of twenty sixteen to figure out who was it that made the most money in their 4._0._1._K plan. Right. Isn't that your goal? You're saving really hard. You're working very carefully to save for your future. You've got a retirement plan at work, you're contributing to it. But are you getting the biggest bang for your buck? Are you getting the biggest advantage from that 4._0._1._K plan? It's a huge focus for us here at Financial Engines for the reason, I just cited because we serve more than a million people across this country in their 4._0._1._K plans. And who were the workers who are doing the best will, according to the study results, the people who have made the most money. From twenty eleven through twenty sixteen. Their accounts grew on average fourteen percent per year. Over that five year period. This is amazing fourteen percent a year. Think about it the S and P five hundred only gained twelve percent a year in those five years, if you had a balanced portfolio, call it sixty forty mix between stocks and bonds sixty percent stocks forty percent bonds you are only up about eight percent per year over the five years. How did these top four one K workers come up with a fourteen percent growth year after year for the five years? You know, how they did it? They kept contributing. They never stopped their accounts jumped more than one hundred and twenty percent in value from twenty eleven two thousand sixteen. And they took full advantage of two things that most workers in this country. Don't take advantage of the first is the employer match one key way that you can make money is by contributing to the plan in order to get the match from your boss, you put in a dollar. They put in fifty.

RIC Edelman Investment Company Institute Abry US Financial Engines fourteen percent five years four one K twelve percent twenty percent eight percent forty percent sixty percent seven years five year
"ric edelman" Discussed on WRVA

WRVA

02:00 min | 2 years ago

"ric edelman" Discussed on WRVA

"RIC Edelman, and I have a feeling that retirement is on your mind. You're wondering if you've saved enough or whether your money is in the right places, you're wondering when will you be able to retire or will you be able to stay retired? And is your money sufficient see, you can live in comfort and financial security for the rest of your life. You're wondering all this. But you really don't have to just wonder you can resolve all these questions in your effort to enjoy a retirement. That's everything you want it to be and we can help. At Financial Engines, our clients are predominantly concerned about retirement, your financial security financial security for your spouse for your aging parents for your children, and we can help you just like we've helped thousands of folks just like you for more than thirty years. So call us at element Financial Engines at triple eight plan RIC that's triple eight plan RIC or visit us at RIC Edelman dot com. That's rice, Delman dot com. Don't wonder about your retirement. Because we're here to help you. I'm Jay Farner, CEO of Quicken Loans, America's premier home purchase lender. We've created a new way to protect you from unpredictable interest rates are exclusive rate shield approval. I we lock your interest rate for up to ninety days. Then if rates go up your rate stays locked. But if rates go down your rate drops either way you win. Call us today at eight hundred quicken or go to rocketmortgage dot com. Racial only valid on certain thirty year fixed rate loans. Call for cost information and conditions. Equal housing lender. Licensed in all fifty states and MLS number thirty thirty additional conditions are exclusions may apply. This week. You'll find great deals at Walgreens now with card via one get one free on hundreds of vitamins and supplements through February twenty third save on great brands such as finest, nutrition and forty ounce tide laundry detergent to ninety nine with card and coupon. Get great deals on the essentials you need right here at your neighborhood. Walgreens, Walgreens, trusted since nineteen ninety one of equal or lesser value. Restrictions and exclusions apply. See store for details. For your.

RIC Edelman Walgreens RIC Quicken Loans Jay Farner America CEO thirty years forty ounce ninety days thirty year
"ric edelman" Discussed on KGO 810

KGO 810

01:30 min | 2 years ago

"ric edelman" Discussed on KGO 810

"I'm RIC Edelman before we go any further on the program today, we need to just take a brief moment and express our condolences and sadness for what's going on with the wildfires in California throughout the entire state. Our hearts and prayers go to everyone who is affected by this. We've got pliant ourselves, and and staff and financial planners and. In and around the bay area in the north end in and around Orange County and Los Angeles in the south, and it's. It's an astonishing situation. And we're our hearts and prayers go out to you. If you're. And I would ordinarily begin the program by saying in a very happy weekend to you. I can't do that. Because of what's going on in California. I also can't do it. Because of what's going on with the Dow Jones industrial average it's been a tumultuous week, and there's not really any choice. But I've got to talk about the stock market again with you. Because as I'm sure you're aware volatility has returned to the stock market and plenty of other financial markets over not just this week. But the past six weeks, you know, this is what's the big deal recommend you are personal financial. Of course, you should be talking about the market. Well, we'll know because as my wife Jean loves to say, there's you know, the personal finance is more personal than finance. And quite frankly, the financial markets are a tiny little piece of the broader personal finance issues that you and I wrestle with every single.

RIC Edelman California Orange County Los Angeles Jean six weeks
"ric edelman" Discussed on KTRH

KTRH

04:47 min | 2 years ago

"ric edelman" Discussed on KTRH

"Welcome to the RIC Edelman show. That's great. Nuts went home. Oh, no. I'm still here. Sorry about that. But we're going to do our best on the way on the program. You know, there's a big common question that we get from investors people who want a time the market people who see things that are going on in the economy or specific investments, and they think they want to buy or sell and they want to do it quickly. You ever hear some news, and you said yourself? Wow. This is amazing news. What an opportunity like I'll I'll make a couple of things up recently like Elon Musk, right? He sends out a tweet announcing that he's going to take tesla. Private and you get and you hear the news about the tweet. And you're like, wow, what an opportunity to buy the stock or maybe you had the other opposite conclusion. Wow. What an opportunity to sell the stock. Can you really act fast enough to be able to profit on the markets momentary movements? Well, there's an entire group of people engaged in that activity. They're called high frequency traders. These are traders, these are investors who trade with an extremely high rate of speed they make money by forecasting tiny market moves and they quickly issue buy or sell orders before others. So that they can take advantage of the prices before they actually do with these guys are predicting the prices are gonna go do. In other words, if you can see it common, and you can act in advance of the action. Well, then you can profit at least that's what high frequency traders wanted to. So if you believe that you have the ability to predict what's going to happen next. You want to be one of these high frequency traders you wanna jump in fast before everybody else is jumping in on it. Right. Well. Let me just put all this into context for you and help you understand the incredibly difficult challenge. You would have if you wanted to attempt to engage in that behaviour the Chicago Board options exchange, the CBO a is concerned about high frequency traders concerned that these folks are jumping ahead of everybody else with their incredibly fast, computer systems. And so they want to slow them down. And they're installing a digital speed bump into the trading platform that will impose a delay on those stock orders this way, the high frequency traders won't be able to trade as rapidly as they currently do. And do you wanna know how long the delay is going to be when CBO e implements this? Three. Milliseconds when again. Yeah. Three thousandths of a second. That's the speed bump that they're going to place into effect to slow down the high frequency traders. So think about that for a minute. If they're confident that delaying the trade by three one thousand of a second is sufficient to take away the advantage that high frequency traders have what do you think you're going to accomplish? When you get a tweet from Elon Musk, and you decide to go onto your phone open your app to your discount. Brokerage firm. Click on a trade, enter the symbol press, sell or buy. I think about four or five minutes has passed not three one thousands of a second. In other words, you're outgunned. You're totally outclassed. You're a guy showed up at a at a gunfight with a knife. I mean, this is just not gonna end well for you. And this is why any efforts by ordinary retail investors. That's you and may. To be able to compete with these high frequency traders. It's just a fool's errand. There's no way you're going to be able to pull it off. And therefore, I don't want you to even try. Instead, here's what you should be doing. Instead of trying to trade with incredible speed and frequency. I'm going to tell you to trade. Yes. With incredible frequency, but not at incredible speed. And here's what I mean..

Elon Musk CBO Nuts RIC Edelman Chicago Board five minutes
"ric edelman" Discussed on WRVA

WRVA

02:33 min | 2 years ago

"ric edelman" Discussed on WRVA

"Weekend to you welcome to the RIC Edelman show where in the midst of controversy over, the fiduciary standard you've heard me talking about this with you for, a long time and the reason it matters so much is because. Things have changed so radically in the, personal finance, landscape you know back in the day back in the, fifties and sixties maybe even into the nineteen seventies the big decision you had to make when it came to. Managing, your money Was how to choose the right investment right that's what, investors spent all of their time doing should you buy this stock, or that stock should you put your money into the market or. Take it out of the market that's, no longer, the question that investors asked because we have gotten a, lot more sophisticated a lot more knowledgeable far more educated and let's face it a lot more experienced as well About how to properly manage assets you're no longer trying to pick stocks right have you ever bought an individual stock when's the last time you, did that do you watch the prices scrolling across the bottom of the screen on these business news networks all. Day. Long I doubt. It that's not the key to investment management success the key is not choosing stocks the key is building, a comprehensive investment portfolio highly diversified featuring, exposure, to all, the major asset classes and markets, sectors? On a global basis and doing this with, funds? Rather than individual securities because funds give you broader. Diversification of more a greater breadth of holdings? And greater diversification translates into lower risks right that makes sense owning a thousand stocks? Is a lot safer than owning just one because if one goes broker in trouble but if it's one of a, thousand well, you know you can just shrug your shoulders right so Investors get that which means the question today is no longer what investment. Do I choose. The question now becomes what investment advisor do. I choose because the complexity has. Become so great that it's not just about, the investments but hey the tax implications those investments and the estate implications do I hold the account in my name only yours a joint with, my spouse to put it into a trust and if so is in a revocable trust or an irrevocable trust. Do? I put the. Money into a child's account and so on and so forth so you have so many issues and.

RIC Edelman fiduciary advisor
"ric edelman" Discussed on WCBM 680 AM

WCBM 680 AM

02:33 min | 2 years ago

"ric edelman" Discussed on WCBM 680 AM

"Weekend to you welcome to the. RIC Edelman show we're in the midst of controversy over. The fiduciary standard you've heard me talking about this with you for, a long time and the reason it matters so much is because. Things have changed so radically in the, personal finance, landscape you know back in the day back in the, fifties and sixties maybe even into the nineteen seventies the big decision you had to make when it came to. Managing, your money Was how to choose the right investment right that's what. Investors spent all of their time doing should you buy this stock, or that stock should you put your money into the market or. Take it out of the market that's, no longer, the question that investors asked because we have gotten a, lot more sophisticated a lot more knowledgeable far more educated and let's face it a lot more experienced as well About how to properly manage assets you're no longer trying to pick stocks right have you ever bought an individual stock when's the last time you, did that do you watch the prices scrolling across the bottom of the screen on these business news networks all. Day? Long I doubt. It that's not the key to investment management success the key is not choosing stocks the key is, building a comprehensive investment portfolio highly diversified featuring, exposure to all the major asset, classes. And market sectors on a global basis and, doing? This with funds rather than individual securities because funds. Give you broader diversification of more a greater? Breadth of holdings and greater diversification translates into lower risks right that makes sense owning? A thousand stocks is lot safer than owning just one because if one goes broker in trouble but if it's one, of a, thousand well you can just shrug your shoulders right so Investors? Get that which means the question today is no longer what investment do I choose. The question now. Becomes what investment advisor do I choose because. The complexity has become so great. That it's not just about the investments but, hey the tax implications those investments and the estate implications do I hold the account in my name only a joint with my spouse so I, put it into a trust and if so is in a revocable trust or an irrevocable trust do I put. The? Money into a. Child's account and so on and so forth so you have so many issues and should.

RIC Edelman fiduciary advisor
"ric edelman" Discussed on KSFO-AM

KSFO-AM

01:39 min | 3 years ago

"ric edelman" Discussed on KSFO-AM

"To the program ric edelman here with brandon corso venture hanging around this half hour it is valentine's day weekend after the factors that already happened in case you didn't know a more running you now and border you in trouble if you didn't celebrate of course it was wednesday rick of did you a gene do anything special that we did gene and i went out with another couple actually and had a really wonderful time but here's the thing we actually went out for dinner on valentine's day which you're wondering why am even making a dog died i would just say i'm jealous because it was wednesday and since we still got young kids at home it's hard to do much to celebrate you know with at least just with amy it would have been so a lot of folks don't go out or do something but you did do flowers are pin yes yes we did as much as we could get enough our constraint and the kids were in on it to right yeah yeah they wanted to celebrate it of course they get so excited because it's school they give valentine's gifts stood you know other friends and so on so it's an awful lot of fun and the great churn for the economy because of all the spending that occurs to support it according to pure profile however one in four couples do not go out to dinner on wednesday february 14th valentine's day instead one out of four say they celebrate after february 14th in order to save money pretty good for them we know that roses cost more now than in any other time of the year so buy them a week later when prices returned to normal and so on and that's not crazy and here's the here's the weird part about the survey i'm thinking to myself all right the frugal guy who's taken that attitude he cannot possibly be scoring points but according to.

ric edelman rick brandon corso valentine
"ric edelman" Discussed on Talk Radio WPHT 1210

Talk Radio WPHT 1210

01:39 min | 3 years ago

"ric edelman" Discussed on Talk Radio WPHT 1210

"To the program ric edelman here with brennan corso thanks for hanging around this half hour it is valentine's day weekend after the factors that are already happened in case you didn't know a more running you now and border you in trouble yeah if you didn't celebrate of course it was wednesday rick of did eugene do anything special we did gene and i went out with another couple actually an and had a really wonderful time but here's the thing we actually went out for dinner on valentine's day which you're wondering why am even making a point i i i would just say i'm jealous because it was wednesday and since we still got young kids at home it's hard to do much to celebrate the you know with lease just with amy it would have been so a lot of folks don't go out or do something but you did do flowers are came to your yes yes we did as much as we could get in our constraint and the kids were in on it to right yeah yeah they wanted to celebrate it of course they get so excited because it's school they give valentines gifts to you know other friends and so on so it's an awful lot of fun and a great churn for the economy because of all the spending that occurs to support it according to pure profile however one in four couples do not go out to dinner on wednesday february 14th valentine's day instead one out of four say they celebrate after february 14th in order to save money pretty good for them we know that roses cost more now than any other time of the year so buy them a week later when prices returned to normal and so on that's my crazy and here's the here's the weird part about the survey i'm thinking to myself all right the frugal guy who's taken that out he cannot possibly be scoring points but according to.

ric edelman rick brennan corso valentine eugene
"ric edelman" Discussed on KKOB 770 AM

KKOB 770 AM

01:54 min | 3 years ago

"ric edelman" Discussed on KKOB 770 AM

"Of only twenty five hundred dollars if you need a caller you might want to consider a 52 carat diamond collar for one point eight million dollars and if you happen to live in or near baltimore we're maryland you can send your dog to the dog chef cathay it's a dog's only restaurant believe it or not a dogs only restaurant when your dog and enjoy induce chicken which consists of garlic chicken beans vegetables olive oils and to merrick yes all that for your dog i'm ric edelman trying to give you very helpful financial advice sometimes it's all for the dogs misses the ric edelman show let's continue with our telephone call shall we let's head off to california we got elias with us welcome to the show allies how are you i'm good thank you up can we help a rent but when would wendy left purchase a home and the way you rank a similar to clinic card ain't meeting with payment presenting you're never gonna own winning so i just didn't know that with the right mentality of or the white the correct way of looking at in other words the primary reason you want to buy a home is you think you're throwing among your money way on rent part of the reason i got it is he right brandon of well i i i'd like to say that we work with plenty of people that have never owned a home and are incredibly successful financially so you don't have to own a home but elias why have you chosen not to buy something today i'm not ready an empty that is a great answer it really is ns fact that's us that's a selfaware answer some going to give you the applause of the day because yourself aware a lot of folks who are not ready financially to buy a home or who are not ready within their lifestyles to buy a home go ahead.

baltimore maryland ric edelman telephone call california elias merrick wendy twenty five hundred dollars eight million dollars 52 carat