35 Burst results for "Ramsey"

Balenciaga's 'Edgy' Lotta Volkova Is Twisted

AJ Benza: Fame is a Bitch

05:23 min | 4 d ago

Balenciaga's 'Edgy' Lotta Volkova Is Twisted

"There's a woman named lada volkova. She is balenciaga's senior stylist. W magazine once called her the coolest stylus in the industry and by cool, this is the way people talk. They mean that she's edgy. And takes chances and those bold things. In other words, she does disgusting things that people don't. People are too afraid to speak down about because what do I know? Maybe she's so brilliant. She just knows so much more than me. I'm not going to stand up and say this idea is horrible. I mean, it's a lot of October. Because stylus in the industry. And when you get to the balenciaga level of stylish stylist, that's pretty big. Now, a few days ago, the fashion house tried to blame the photographer for the child sex controversy, but now it seems clear that the real fault is with volkova. In fact, the photographer came out and said, I don't know what they're going to do once I take the pictures and you know, I know he's got to be a little complicit when he took the pictures that those things were out, the plush BDSM teddy bears were in the little girl's hand, so I don't know what that means. But I will add them on Instagram, but of course he didn't write back to me. Because I said, what kind of a sick bastard would take pictures of kids like that? I'm sure he didn't even look at it because he's been too busy getting creamed by a lot of people in the public. But it's a big, big problem. And this vocal has been working with working closely with the head of balenciaga, in other words, the fish stinks from the head down. In other words, everybody knew about it and was in on it. Because it was edgy, and who's going to complain, but it's so popular. Do you see that Kanye wears us and Kim Kardashian wears us and Nicole Kidman does add to us? Isabelle huppert does add for us? Yeah, well, that backfired, didn't it assholes? But now ever since people became aware of this perverse ad campaign, volkova suddenly made our Instagram private. I ran through my phone to look at her Instagram, gone. But you can go on the Internet and find some snaps. If you're sadly enough, it's not that hard that they're out there. But you can get a peek at how messed up she is. I mean, you don't want to walk away from your phone and vomit. It's just a very glaring indication of how many people. People in important and very influential positions innocent little children like stray dogs. Some of the pictures I saw had disgusting imagery of children and all sorts of haunting violent sick perverted ways. Like a lady wearing a red latex shirt holding two plastic newborns covered in red red blood. Just sick shit. A toddler lifting up the skull of a dead man. A child lying in the middle of a pentagram while the devil sits on a throne behind it. Devil has his legs spread wide open. He's not wearing any pants. Just a new devil with a kid on the floor. It's actually one of those pictures with an adult woman on the floor. You got a female toddler lying on her side, smiling a little girl's smile, but honor they have this JonBenét Ramsey wig and full beauty contest makeup. There's a little, there's a little boy bound to a chair and gagged. There is a feminized little boy posing like a female in a position I can't even imagine getting in. He's got no top on he's wearing jeans and gold pumps. Then there's the bursting I've ever seen. A photo titled murder and a child's bedroom. It's so disgusting. It looks like an actual crime scene. I mean, it's almost like, I mean, I know, I'd all happen recently that the four murders and I Idaho, but it's almost like they were depicting that. You see a bloodied bed. Covers a role messy, there's a person child, I should say, I can't tell if it's female or male. For the back of the bed, face against the wall, blood everywhere in the bed. And on the bloodied carpet, there are several items of bloody clothes on the floor. There's a record player. And some records and albums around and disarray,

Volkova Lada Volkova W Magazine Balenciaga Isabelle Huppert Nicole Kidman Kim Kardashian Kanye Jonbenét Ramsey Idaho
You Have to Develop Your God Given Gifts Says Eric Thomas

The Ed Mylett Show

01:28 min | 2 months ago

You Have to Develop Your God Given Gifts Says Eric Thomas

"But I'm telling you whatever hand you have, you still got to play it. It don't play itself. No hand plays itself. You gotta play your hand. But here's the cool thing about the creator. He knew that we would all be in different circumstances, and so what he did was he said, I'm going to give you a gift. And your gift will make room for you. Now y'all have to understand something. When you see me now, you go, oh, he's speaking here, E on this podcast. Oh, I can't believe it. It is the exact same gift I had when I was 16 years old. And it's the exact same gift I had at 8. I've had to develop the gift, but I God didn't get me the gift when I got baptized. I didn't get the gift when I came to my senses. I had to, I had to get from the time I was born. I didn't activate the gift from the time I was born. I didn't use the gift. So homelessness put me in a situation where it's like, your brother, you had to figure it out, and I'll never forget, they let me speak at church and I spoke and I it felt magical. If I never felt like, it must be how LeBron felt when he first got a basketball in his hand. Must be how Steph Curry feel when he come out on the court and the light. It must be how Jalen Ramsey feels when you know when the light the night lights in LA and he checking somebody one on one. This is how Tom Brady must feel this way. I felt the same way as 16 and I told myself ET, whatever you do, don't stop doing that. You find every opportunity to speak.

Steph Curry Jalen Ramsey Lebron Basketball Tom Brady LA
Renowned jazz pianist Ramsey Lewis has died, age 87

AP News Radio

00:40 sec | 2 months ago

Renowned jazz pianist Ramsey Lewis has died, age 87

"Renowned jazz pianist has died Ramsey Lewis entertained us over a career that spanned more than 60 years starting with his own group the Ramsey Lewis trio and its big hit the in crowd He also had hits in the 1960s with hang on sloopy and weighed in the water Rivered as a jazz artist Lewis also performed with a wide range of pop stars during his career including Aretha Franklin Tony Bennett and Al jarot here in three Grammy Awards and 7 gold records His son reports that his dad has died at his home in Chicago Ramsay Lewis was 87 years old I'm Oscar wells Gabriel

Ramsey Lewis Al Jarot Aretha Franklin Lewis Tony Bennett Grammy Awards Ramsay Lewis Chicago Oscar Wells Gabriel
"ramsey" Discussed on The EntreLeadership Podcast

The EntreLeadership Podcast

01:45 min | 4 months ago

"ramsey" Discussed on The EntreLeadership Podcast

"Off. I'm about to lose 6 big cities or I'm about to write some checks that I really shouldn't have to write. This is pretty much extortion. I was pretty angry. And I was angry, partly because I was afraid I didn't want to lose all those cities and all that revenue and all that impact and all those people's lives that we could touch. And it just and so I just said, well, all right, what's the worst case scenario? Worst case scenario is we say no, thank you, and they take us off the air. And we don't have those 6 cities anymore, and we just go on with our lives and we figure out a way to that's our worst case. And you know we sat on that a little bit and kind of got used to it. Life without them. And you know, it took about three or four days, and after three or four days emotionally, I was already working without them. It eliminated the fear. Once I said, what's the worst case scenario is? I lose the markets. Completely and never go back on again in my life, you know, which is not true. That's melodrama. And so once I decided that, then I took the next three weeks and went to other radio groups in those 6 cities and found a new home in four of the cities. And then I went back to the guy and I said, well, we're going to have to pass on your generous offer. And he said, we're going to take you off the air and I said, I know, you told me that. And he goes, you're kidding. You're just going to walk away. And I said, you really thought that Dave Ramsey, I mean, what part of knowing me? Did you think this was going to work? And he goes, I just can't believe you're just going to, you're just going to give this up. And I said, no, I'm not giving it up. I'm actually going on your competitor. I'm going to kick your ass.

Dave Ramsey
Teachers weep recalling students killed in Parkland shooting

AP News Radio

00:58 sec | 4 months ago

Teachers weep recalling students killed in Parkland shooting

"A teacher wept recalling students killed in the Parkland school shooting in Florida That's my girl Helen of in the penalty phase of gunmen Nicholas Cruz's trial now former teacher ivy Seamus was shown a picture of a student Helena Ramsey She was then shown a picture of another of her students And that's Nicholas Torres Handsome boy Both were shot and killed in her classroom Seamus was teaching Holocaust studies The barrel of that AR-15 just ambushed our classroom Crews began firing through the glass on her classroom door It was extremely loud It was very frightening And I kept thinking about these kids that should not be experiencing this at all The jury must decide if Cruz the former marjory Stoneman Douglas student should be sentenced to death or life without parole for the nation's deadliest mass shooting to go before a jury I'm Ed

Parkland School Nicholas Cruz Ivy Seamus Helena Ramsey Nicholas Torres Helen Seamus Florida Marjory Stoneman Douglas Cruz
Biden's approval dips to lowest of presidency: AP-NORC poll

AP News Radio

00:47 sec | 7 months ago

Biden's approval dips to lowest of presidency: AP-NORC poll

"A new poll finds dwindling confidence in the current president President Biden's approval rating is at 39% the lowest point of his presidency according to a poll by The Associated Press and the north center for public research Only two out of ten American adults say the U.S. is headed in the right direction That's down 10% from a month ago with disappointed Democrats leading the drop The findings reflect widespread exasperation in a country facing higher gas prices and interest rates overall inflation a shortage of baby formula gun violence and a persistent pandemic Nurse Jerry toranzo a Republican in Chicago blames Biden for skyrocketing gas prices and says his policies are destroying the economy Democrat Milan Ramsey of Santa Monica California suggested the president was tired She feels Biden hasn't delivered on promises to fight climate change or fix healthcare Jennifer King Washington

North Center For Public Resear Biden The Associated Press Jerry Toranzo Milan Ramsey U.S. Chicago Santa Monica California Jennifer King Washington
Christian Watson Explains How American Express Has Gone Woke

Mike Gallagher Podcast

01:57 min | 8 months ago

Christian Watson Explains How American Express Has Gone Woke

"American Express card holder for about 25 years. In fact, my friend Dave Ramsey gives me all kinds of grief because I've got one of those black cards, those centurion card and Dave says that's the biggest waste of money. I spend a lot of money to have it. I get some perks with it. You know, you get upgrades and all kinds of nifty little stuff. American Express has been sort of the gold standard for business executives and for people in the workforce and just I taught my kids when they became adults, get an American Express card. You got to pay it off every month. You get a good helps your credit score. It helps your credit standing. American Express has gone woke. First of all, tell us what American Express did that got the attention of a terrific organization like color us united. They done many things, unfortunately, and it's really unfortunate that corporate America as a whole is going down this path. So American Express had their employees go ahead and sit in to a seminar given by Khalid Muhammad, the great grandson of the founder of the Nation of Islam. Elijah Muhammad, in which he instructed them to believe that capitalism is evil and racist. And that they have a goal. They have a duty rather to go ahead and get rid of its evils and racism, which is a little bit odd that a company founded on capitalism is bad enough in it. They released a document called building allyship in which their employees were pitted against each other on the basis of their identity and their individual characteristics. And some employees who were not considered to be privileged were given precedence over employees who are considered to be privileged. There's one part in that building allyship document that actually says that it gives an example of an Asian woman not feeling represented in a Zoom call and basically says that an Asian woman or a black woman or whatever woman on the basis of their skin colors wants to speak. You should just be quiet and don't speak up or against them or don't say anything about what they have to say. So this is a kind of inversion of what America is all about.

American Express Us United Dave Ramsey Khalid Muhammad Dave Elijah Muhammad America
Jalen Ramsey finally in Super Bowl after 6 years, 2 teams

AP News Radio

00:28 sec | 10 months ago

Jalen Ramsey finally in Super Bowl after 6 years, 2 teams

"Super Super Super Super Bowl Bowl Bowl Bowl opening opening opening opening night night night night was was was was a a a a lot lot lot lot different different different different this this this this year year year year due due due due to to to to Kobe Kobe Kobe Kobe concerns concerns concerns concerns everything everything everything everything here here here here is is is is gone gone gone gone virtual virtual virtual virtual meaning meaning meaning meaning no no no no in in in in person person person person face face face face to to to to face face face face interaction interaction interaction interaction so so so so instead instead instead instead the the the the NFC NFC NFC NFC champion champion champion champion rams rams rams rams fielded fielded fielded fielded questions questions questions questions from from from from the the the the media media media media be be be be assume assume assume assume nine nine nine nine players players players players alongside alongside alongside alongside head head head head coach coach coach coach Sean Sean Sean Sean McVay McVay McVay McVay took took took took part part part part in in in in the the the the forty forty forty forty five five five five minute minute minute minute session session session session Stafford Stafford Stafford Stafford and and and and the the the the rams rams rams rams hope hope hope hope to to to to duplicate duplicate duplicate duplicate what what what what Tampa Tampa Tampa Tampa Bay Bay Bay Bay did did did did last last last last season season season season that's that's that's that's winning winning winning winning the the the the Super Super Super Super Bowl Bowl Bowl Bowl on on on on their their their their home home home home field field field field mark mark mark mark Myers Myers Myers Myers Los Los Los Los Angeles Angeles Angeles Angeles

Rams Super Bowl Bowl Bowl Bowl NFC Kobe Kobe Kobe Kobe Sean Sean Sean Sean Mcvay Mcva Tampa Stafford Stafford Stafford Sta Bay Bay Bay Bay Super Super Mark Mark Mark Mark Myers Myer Los Los Los Los Angeles Angele
Stafford relieved to have Lions reunion 'over with'

AP News Radio

00:30 sec | 1 year ago

Stafford relieved to have Lions reunion 'over with'

"Matthew Stafford threw three touchdown passes leading the rams to a twenty eight nineteen win over his former team the lions Stafford who spent twelve years in Detroit finished with three hundred thirty four passing yards Cooper Kupp had two scoring receptions Detroit's Jared Goff had two hundred sixty eight yards in the air and one touchdown but with this team driving late in the game and in position to possibly take the lead Goff threw an end zone interception to Jalen Ramsey mark Myers Inglewood California

Matthew Stafford Cooper Kupp Jared Goff Detroit Rams Stafford Lions Goff Jalen Ramsey Mark Myers Inglewood California
2 Pilots Injured After a Military Aircraft Crashes in Lake Worth, Texas

Dave Ramsey

00:26 sec | 1 year ago

2 Pilots Injured After a Military Aircraft Crashes in Lake Worth, Texas

"ramsey" Discussed on Dentist Money

Dentist Money

01:49 min | 1 year ago

"ramsey" Discussed on Dentist Money

"Do recommend that. Most dentists maintain higher savings rate than that I don't mind honestly this step where it's at in the process though i agree with that. I like this Where one thing i had a problem with. I didn't back then. Because i didn't know anything about investing would always say roth. Ira's he would always tell what accounts to put the money into. Which i don't think is inherently bad. But it's so much more nuance to where you should put your money. In moses don't qualify for roth iras anyway but it always say growth stock mutual funds. You know and i even know that phrase meant but i was just like apparently. That's where you put money. I don't know if we. I don't know if we have time to talk about his investment gordon quote investment advice in this episode. But if we did yeah we'll just say you can listen to dave ramsey for sure about some of this stuff even though we're gonna break all this down please please please please please do not listen to any of his investment advice. It is terrible. It's just not it's not complete. Do you own grow. Do do our clients growth stock mutual funds in their portfolio. Yes they do. Is that all they own in their portfolios. No they don't no it's not. I mean just saying invest money and grow stock mutual funds which is to be fair. I don't know if he's still says that. That was all i heard for years. Yeah i've heard relatively recent videos of him giving his investment advice so that that sentence of what he's telling people do completely ignores like risk allocation types of accounts diversification. Your specific situation. Yeah like is just so much but conceptually. I like that his Baby step number. Four invest invest money yes investment of urine is a dentist is going to be saved data or me more complex more nuance as most of our clients..

roth Ira dave ramsey gordon
Personal Brand: How Do People Experience You?

The EntreLeadership Podcast

02:08 min | 1 year ago

Personal Brand: How Do People Experience You?

"In today's episode. We're talking about building your personal brand which connects to our business driver of you guessed it personal our guest. Today is tim newton. He's the senior creative officer here ramsey solutions. And he's an expert in the field of branding. I sat down with him to talk about. What a personal brand is. Why it's important and the steps you can take to build the personal brand. You want to have then after our interview. Tim is going to coach. Some small business owners as they call in with their personal brand questions. You don't wanna miss that at first. Let's jump into my conversation with tim. Tim thanks for being with us today. No problem happy to be here. This is going to be fun. I love talking about branding and marketing. And you are the king of branding and in my heart. At least evidence appreciate it. Never mu so a lot of people You know rightfully so. Maybe have concerns about their personal brand how they're perceived Obviously my personal brand is being really rugged handsome intellectually you can tell just if you're listening on the podcast you feel you feel that i experience you. Yeah well i want to just get the definition out there because people have a lot of feelings about what a personal brand is. So how do you define personal brand personal brand really is someone else's perception of you like is is basically what it is. It's important like the thing. I talk about personal brand all the time because the reality is we are always making decisions about everybody around us just based on how they walk. Talk dress all. They're all unconscious decisions. But we're always making decisions about each other and so that's why personal brands important. I've had Team members tell me man. We we talk about personal bran. Is it really that necessary to talk about personal brand like is it really that important. And i'm like what i see where you're coming from but if people are making decisions about us every day then there's something to personal brand and when it comes down to it if it's people's perception of you a good personal brand equals opportunities and is if you have a good personal brand you have more opportunities. You had bad personal brand new fewer opportunities so whether we like it or not. We have a personal brand. Every one of us has a personal

Tim Newton Ramsey Solutions TIM
How to Build a Brand Your Customers Rave About

The EntreLeadership Podcast

02:09 min | 1 year ago

How to Build a Brand Your Customers Rave About

"In today's episode. We're talking about building a brand which connects to our business driver of product. Our first guest is joe hamilton. Ceo vortex optics. A family owned and operated company. They've got three hundred team members. That aim to help you. Find the right optic for your outdoor adventures. I sat down with joe talk about. Why building brand with raving fans is important. Any business in our second conversation. I sit down with ramsey leader. Andy hi our executive director of digital marketing and we talk about how ramsey solutions creates raving fans. No matter what part of the business they interact with up first my conversation with joe around why every business needs to build a brand people rave about joe. It's good to be with today. Yeah thanks for having me. This is gonna be fun. You are leading the crew over a vortex optics and we got a lot of fans of yours here in this building But for those that maybe aren't familiar with what vortex does give us the high level. Yes oh vortex. Optics were a family owned business We've got about three hundred. Sixty plus team members were here in southern wisconsin and we primarily specialize in sport optics so rifles scopes binoculars spotting scopes red dots. We sell to hunting retailers shooting retailers bird-watching stores and obviously we support all those customers. Who buy that stuff. Yeah and you know you guys have done an incredible job with the brand with creating a community around this and there's a lot of optics companies out there you got a lot of competitors in the space and you guys stand out for reasons. I'm excited to dig into that But you said you have over three hundred sixty team members which is absolutely incredible. What have some some of the milestones along that journey from starting with just a handful of people now up to three sixty. Yeah there's been a lot of milestones. I think one of the things that we've been really good at is pivoting and trying a lot of experiments. We call him experiments over here along the way what's really led to the team. Members is just the fact that we use our flywheel. Jim collins calls it and that's where we take care of customers we over serve the customers and we give them so much value that they keep coming back they tell their friends about us and become customers for life

Joe Hamilton Ramsey Solutions JOE Ramsey Andy Wisconsin Jim Collins
Mississippi Sending Support, Manpower to Louisiana in Ida's Aftermath

Dave Ramsey

00:36 sec | 1 year ago

Mississippi Sending Support, Manpower to Louisiana in Ida's Aftermath

"Governor Tate Reeves, telling him to send what they were giving his state post Hurricane Ida. To Louisiana made the determination. Um, earlier this morning that we could release those federal assets today because so kindly stationed here because at that point, it was very clear and very evident that we could take care of ourselves. Louisiana Governor John Bel Edwards says the state's water systems have taken a hit 18 water system outages impacting more than 312,000 people. And 14. More water advisories impacting more than 329,000 State, also dealing with widespread power outages.

Tate Reeves Hurricane Ida Louisiana Governor John Bel Edwards
How to Run a Resilient Business With Marcus Buckingham

The EntreLeadership Podcast

02:01 min | 1 year ago

How to Run a Resilient Business With Marcus Buckingham

"Our first guest is marcus buckingham. He's a bestselling author in the world's most prominent researcher on strength and leadership at the adp research institute. And i sat down with him to talk about. Why building resilience on. Your team is so important to the success of your business in our second conversation. I talk with ramsey leader. Daniel ramsey our executive vice president of entree leadership. But how we do this ramsey solutions. How we create resilient teams so up. First my conversation with marcus around defining resilience for your team. All right marcus. It's so good to have you back on the podcast. How you been. i'm good. how the heck are you. Oh my goodness we're having a good time here in nashville. Last time i saw you was on the entree leadership summit stage Probably one of our both. I events back with real people and we had a great time. And you had this amazing talk about resilience that i want to dig into and you have a very different definition because your team. You guys have done so much research on this topic. And i want to hear from you. What is your definition of resilience resilience subject that is on. Everyone's mind at the moment isn't it. It's like how do we keep going in the face of everything that we're all facing. And so whether you call it stick to witness or whether you call it assistants we all on some level know intuitively that it means. Do you have the will to absorb everything that's hitting you and yet still keep contributing but we wanted to dive into more detail and actually find out. What are the components of this thing called resilience. So our definition of resilience was simply. It's a reactive frame of mind that enables you to withstand obstacles bounce back and give your best a reactive frame of mind that enables you to bounce back and give your best different engagement by the employee. Engagement engagement is a proactive frame of mind. That enables you to contribute your best. So it's a a proactive frame of mind on. What are you focused on. And what your strengths. That are in play in how you collaborate with others. That's what engagement is resilience is a very different thing. It's a reactive frame of mind.

Adp Research Institute Daniel Ramsey Marcus Buckingham Marcus Ramsey Nashville
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:57 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"But in the wrong college. Yeah favorite call. Maybe in two months. I know we're all laughing. I'm depressed very depressed. About where i see my children heading and i think i don't mind money to go to them and i feel terrible about that you shouldn't they're not entitled. They didn't hit the dna lottery. They're not entitled My children have been instructed since they were small that in order to get the opportunity to manage the money that god gave me to manage. Meaning that pant off the responsibility to manage some of the ramsey fortune to them They will have to be people of character. Socialists are not people of character parasites and so if my children are to be parasites. I'm not going to finance their lives so that they have a reality show. Is there a way to put money in. Let's say a trust and where they couldn't get access to it too they were. Let's say seventy years old world seven-year-old socialist right. Well i i. I'm hoping by then they will have woken up. You can put mine is my all of our state is trust based and our trust is. We've done it from a faith perspective. Not an economics perspective. But if they're not walking with god they don't get to manage. God's money is what the trust says really yep and no uncertain terms and so you know in your case you could change that lingo and just go when you become a capitalist. You get the opportunity to manage this money funny. Here's what i would do. I would take some time to distill down beyond the moniker shrugged..

ramsey
Caleb Smith Suspended Ten Games for Foreign Substance Violation

The Ramsey Show

00:19 sec | 1 year ago

Caleb Smith Suspended Ten Games for Foreign Substance Violation

"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:54 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"I think that there Wonderful tools and so there you go. We're really proud of the work because we we have Lived it. And i think that's the one thing i want to buy something from somebody that's actually walked in it not just kind of well about yep and so really really good stuff there The number to jump in his triple eight eight to five five two two five triple eight eight to five five two two five. We're talking about this. And i and i want to stay on this topic because i think there are a lot of people right now. That are listening and they. Here's talk a little bit about the purpose of things but they're not thinking purpose in working for someone else they're going like you talked about before lady came up to you recently said i didn't realize until i came to business boutique that there was a business in me and a lot of people want to work for themselves. We're seeing more of this. Because of the pandemic right a lot more were also seen an interesting wave. Coming from the mosaics. That's called the ginger zee. If you will that they want to start businesses largely right out of school or even out of high school That why that purpose that solve a problem. How do you help. People identify the business idea. Well i i like to make it simple like we do with anything here so actually have course create on that but the very short version of of the answer is start with what you have. So your skills your strength and your staff your skills or your education credentials. Things are trained to do your strengths or just things are good at. You've never been trained but you're you're good at it And your stuff. What do you have around you already work with. And and this these three areas are going to be great starting point to inspire you to brainstorm things that you could do but the thing about starting a business from home or a side business or freelance work is. There's not a lot of pressure when you do it. The way that i teach you to which is to start small and grow slow because you're not spending a ton of money you're not you know going and getting an education this thing not even proven you're just gonna try it it. It might mean you're going to post on facebook. Hey i'm gonna do some freelance writing. If you know anyone let me know it might be emailing family and friends. Hey i think. I'm going to start fitness coaching. Or whatever that thing is and it starts so simple install but what's interesting is. I love how. Dave ramsey says business is a conversation with the marketplace. When you put something out there the marketplace response and they say hey yes we need this or more of this less of this and you begin to engage. And then that informs what you're supposed to do you know more of what you're supposed to do by engaging with the market but if you wait till it's perfect to do anything or take any step you'll never do anything so so yes start with what you have your skills your strength yourself. Let that inspire you to brainstorm things that you could do from home on your own terms make extra money. Call your own shots. Just tell people. Hey i'm doing this. I'm building cabinets. Everybody wants them cabinets. You don't have to have this giant business plan i love get scrappy. You get out there and start showing people your work scrappy wins over sophisticated every time.

Dave ramsey facebook
Larry Fitzgerald Doesn’t Have “The Urge to Play Right Now”

Dave Ramsey

00:40 sec | 1 year ago

Larry Fitzgerald Doesn’t Have “The Urge to Play Right Now”

"An interview with Sirius, XM's Mad Dog Sports Radio channel. This is what wide receiver Larry Fitzgerald had to say about his future in the league for now would be a radio broadcaster, right? Not to be honest with you. I just don't I just don't have the urge to play right now. I don't know how I feel in September, October, November, moving four, but I just today I just I just don't have the urge. The 37 year old did not officially closed the door on returning to the league, but did say for now he does not plan to suit up this season. Fitzgerald has been leading the leading man for the Cardinals franchise. Over the last 17 seasons. He has led the league in receptions, twice recorded 9 1000 Yard seasons earned 11 Pro Bowl selections and an all pro selection.

Mad Dog Sports Radio Channel Larry Fitzgerald XM Sirius Fitzgerald Cardinals
Jalen Ramsey Sets the Record Straight About His Matchup With Hunter Renfrow

WFAN Sports Radio_FM Show

01:23 min | 1 year ago

Jalen Ramsey Sets the Record Straight About His Matchup With Hunter Renfrow

"These reporters Say that Hunter Renfroe burn. Jalen Ramsey. Is that right there, Traister? That's what they've been saying. That's called you Traister. That was a new one. Well, let's hear from Jalen Ramsey response reports. 104 burned him in practice, I guess, uh, some of their media thought that Hunter and pro had a really good day against me. Um And, uh, Still can't find the place. I don't watch the film twice and I still can't find a place where I was multiple times. Uh, But sure. Uh, I had one good catch on yesterday. Or, you know, six yards still look forward down with it. It's cool. I get that. You know, sometimes mentioning my name against going against certain receivers may given buzz, and they may pump them up some and this is notice that on the river because I actually think he's a pretty good player. I think you have some Cooper Cup in it. Um, but I didn't have no issues yesterday. Uhh! You know, watching the film. I played pretty pretty well yesterday, so maybe people just need to learn the differences between zones and man. I did see this one video that duck I just posted and you heard that in the background when I was playing it Now the ball is thrown overrun Hunter Renfro's head, but he does burn him.

Jalen Ramsey Hunter Renfroe Hunter Cooper Hunter Renfro
Student Fatally Shot at Albuquerque Middle School

The Ramsey Show

00:22 sec | 1 year ago

Student Fatally Shot at Albuquerque Middle School

"Shooting in New Mexico leaves a middle schooler dead. Albuquerque Police responded to Washington Middle school Friday afternoon, where one male student shot another. Both are 13 years old. The victim was killed. The shooter was taken into custody. Albuquerque deputy Commander Kyle Heart socks says It's not clear if any other students were going to be targeted. He was asked if bullying may have led up to the shooting and said they were investigating that

Albuquerque Police Washington Middle School Deputy Commander Kyle Heart New Mexico Albuquerque
6 People Dead, Including Suspect, in Shooting in UK

Dave Ramsey

00:15 sec | 1 year ago

6 People Dead, Including Suspect, in Shooting in UK

"England say six people were killed, including the suspect and what they're calling a serious firearms incident. But they say wasn't terror related, Devon and Cornwall police said in a statement. There were other people who were injured that they are receiving treatment.

England Devon Cornwall
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

06:54 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"On youtube or anywhere great. Podcasts are listened to so wherever you tune in for podcast you can catch him there and be sure you do meantime. He's right here. Open phones at triple eight eight to five five two two five. Jenna is with us in saint. Paul hi how are you. I'm good how are you better than i deserve. How can i help well. About five years ago. I took financial peace and was following the baby steps and not the first three babies. That's an really enjoyed it and just purchase about a year and a half ago. My first my first home for you and yeah half paid off so it was really exciting But yeah it was. It was really really fun But now i'm really nervous about Retirement and heaven Thought about baby step number four. That whole investing piece makes me really nervous about. Should i pay off the house first. When i started investigating. I'd rather pay off out so let me get this straight. You learned a financial process called the baby steps. And you've used them very very successfully to get where you are and you've done very well by the way and now you're wondering if they really work. No i talk to dad man. You walked right into that one. So what happens after baby step. Three jen baby. Step four baby step. Four is fifteen percent of your household income into retirement. If the first three baby steps worked kitto. The last three are going to work. And they're gonna lead you right to wealth. Yeah i think the thing that's really intimidating about baby step number four is just feeling like i don't understand the process my take one. I had a number. I was like. Oh i'm saving for a down payment i took. I'm making progress. Good never bought a house before right now was closing that house not a little bit intimidating and scary. Scared me to death. I on my clothes. Don't scare me so i understand. Okay i get it but that was brand new thing and you went. Learned how to do that. Because they're worth learning how to do. And so the same things through with investing. When you get off you click smartvestor at ramsey solutions. You sit down with one you remember. They have the heart of a teacher. My need the heart of a teacher because geno needs to learn because when she learns she's not scared anymore. Check that makes sense and makes sense drove a car. You're sucked at it. Me to go through graph all over the garage door. Because i didn't know you didn't just step all the way down on the accelerator. I thought you just hit it. You know and so that you you you learn everything you do is a learning process and now i drive a car. No think about it and most people don't think at all and it shows in the way they drive their car. But i mean again. Investing will be the same thing you're going to learn about. The good news is it's not rocket science. You don't have to be a brains urgent to do it. You just have to go sit down with somebody and begin to learn a little bit. Oh by the way you get the financial peace university materials back out Or i'll plug you back in. And you can go to ramsey ramsey plus and get back in it and go through the investing lesson again and re kind of go back over it because when you went through the first time you were just worried about debt. You really weren't concentrating on the investing stuff that we teach and now you'll probably hear it at a different level. you think. Yeah yeah. I think it was definitely And i didn't think about the investing. The thing that they've made apprehensive was my got. It's really good with finances. And he had he had a question the other day he really encouraged me. Like maybe you want to pay off your house first and that they question so i i listen to your dad's planets okay. But you called me. No that's that's what we decided to do. So thank you so much. So i'm gonna. I'm gonna give you my plan. Your dad's plant again and so Hold on and calliope pickup. And we'll make sure we get you plugged in and so i want you to go watch the mutual fund and investing lesson again in financial peace university. Kelly will get you set up to do that on on ramsey plus and then i want you to sit down smartvestor pro now what you take your time. There's no rush but let's get going fifteen percent of your income into retirement in good growth. Stock mutual funds like we teach. And then you sound like you're married to got kids. She don't need worry about baby. Step five for kids college and then anything else above fifteen percent you can find in your budget. We're going to get your house paid off because we do want to do that. We just don't want to avoid something because it scares us Because there's two things if scarce things that should scare us and things just don't understand yet. Yeah right yeah. Absolutely false evidence appearing real. Yeah i resonate with that. Call less for the the information. I've got a great smartvestor pro more. Because i've convinced myself that i can't breathe underneath owing anybody anything at anytime and so there's that balance of could i can race in do in pay the house off verses do it the right way and slow down and be investing along the way to now and it's less an information and more of a psychological issue for me well and here's the thing. It's easy to understand if you know nothing about investing. Yeah it's scary as crud. Yeah the first time you actually opened a mutual fund account and put money in there. Because it's in this faraway land known as new york right on wall street. Whatever that is and everyone the news yellen about it and they're all throwing stuff down there it's crazy and at each other and yelling and all this and What is this thing. And how's all that work and pay off debt understand it. I give them money and there's less debt. This is a fairly simple transaction. Primitive as it gets so it's again she y- your your concern you're feeling is not invalid. It's not invalid. All but the point is the people that win push past that and get their head around new information which gives them a new reality for their future and it changes the direction of your life. That's what you know. Be not conformed to this world but be transformed by the renewing of your mind. Get new information and yeah i wanna be. I don't wanna be married that way. Want to be married that way. And so i need to learn what those people over there that seem to have their act together or doing She these people. Their children are completely out of control. The inmates running the asylum. And then i see these people whose children are like their functional and and they're not they're not you know running up the side of the wall and stuff and running through throwing stuff at the glass or whatever you.

kitto ramsey solutions ramsey ramsey Jenna geno saint youtube Paul financial peace university ramsey yellen Kelly new york
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:22 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"You need a good investing professional in your corner that you know like an smartvestor pro that has the heart of a teacher and will lead you each of those areas. You need a good tax person a cpa in this case. You've already engaged a lawyer to help you with the process. So all of these different experts in these different areas are to teach you something about that area so that you can make good decisions. They're not there to ball shoe round. They actually work for you. You're paying them and so they need to keep that in mind. I've had to fire a couple of people in the professions over the years that decided their job was to tell me what to do with my life instead. Their job is to teach me. And then i get to decide what i'm going to do based on that knowledge with my life known you very well know that's probably true but i mean i remember you know Well it's just it doesn't matter but the the An attorney one time. That was just telling us that this is the way this has to be. And i said no doesn't have to be that way. Not doing it and he goes. Well you know that that you he just the arrogance of it and finally i just said look. I think we're i think we're done when he may. We're done so. I think you're fired because i'm not gonna. I'm here for you to tell me what to teach me and convince me that. This is the wisest and in the multitude of council. There is safety. And that's what you want. You want a group of council in your life. That will walk with you through this jonathan and teach you and that'll help you keep from making unwise decisions and and of course the overall arching rule is don't take financial advice from broke people including your broke friends and they all have a lot of opinions right now. This is the ramsey show. Christie ramsey is my co host today in the lobby of ramsey.

jonathan Christie ramsey ramsey
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

08:00 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"Yesterday on the ramsey network. It's called the fine print. George camel my co host to my right is the host of it. The first two of ten episodes dropped yesterday. How turbo taxes screwing you. And the true cost of credit card rewards and george gerard diving deep into the fine print of the situations absolutely. I'm doing the research for them to save them some time and money here and you are featured in the turbo tax episode where we really unpack the strategy of turbo tax. It's not tax off or anymore it's a front door to boatloads of debt because they bought credit karma they've got all the into it companies out there and they're ready to sell you on some loans down the line. That's the go. That's the goal for sure. The data proves it. Elia ryan is with us in denver. Hey ryan welcome to the ramsey show. Thank you david to the honor to talk to and great to see you on the show. George thank you. How can we help today. So here's my situation. So i have a current job offer to make about thirty thousand above what i currently make and the ability to work a percent remote The problem is i liked the firm. Currently i and i just got a promotion with a nice pay raise and bonus. So i'm torn between being loyal to my current employer co workers that i really like or taking the payback and the opportunity. That things like the better deal For the moment well if you took work remote out of it It might change my answer. And on. Because i am seeing several pieces of valid research. Come out that are very clearly saying man was not meant to be alone and the productivity and the quality of work coming out of remote working companies is going to be and is Less than companies. That actually worked more people actually work together. Being in the same room with someone has a multitude of advantages from communication to quality of relationships. Trust to a and all of that affects productivity and affects quality of life on the job. So remote workers. Are you know the research coming out of there. Just straight up lonely But it sounds really appealing for someone who's not necessarily an extrovert and it sounds really appealing for certain job type for you to sit at home. Impact on a computer and get it done But at the end of the day it's not turning out the way everybody thought it was going to. So i think that's a temporary move if you take it. I don't think it's a career you know destination for you. It's i'm going to go take this because it's thirty grand but i'm pretty sure and twenty four months. I'll be doing something else. Yeah and ryan said you really like your co workers. You're gonna miss that when you're on zoom calls all day it's gonna feel like you don't have any so what's your current income right now. What what kind of jumper we talking from sixty nine thousand up to ninety. What do you do I'm an auditor for a public accounting firm. Okay well it would be unbelievably tacky for you to walk in and go you guys just gave me a raisin. I want another one. Not enough so i i mean i'm interested in. How old are you. I'm twenty four. Wow okay what would be your best theory. As to why you're worth a hundred thousand to one company in seventy thousand to another The job offers for a little more specific type work action off. We're having a hard time hearing you. Okay sorry so I would say the reason is for Just just the qualifications that you'd have to have for this for this new type type of job but you have a you know what's that don't you have those qualifications. Yes okay. so why are you only worth seventy for one company and you're worth one hundred for the other with the same exact qualifications I just just the line of work. I mean it's it's it's different different types of work. So we with auditing. There's a lot of. There's a lot of opportunity a lot of people coming into the market And it takes a little while at at bigger firms to kind of work up Whereas you're very replaceable and audit Unlike this type of industry. That i'd be moving into. It's of more specific. And the firm offer that service that specific that other firm offers so they do not not at the not in denver. Okay where's this new job at if you is it local or remote. Oh it's all remote see wouldn't have to go anywhere. Yeah here's the thing. I'm worried you take this thing and you realize oh my gosh. I hate these people on. It's toxic and it's super stressful. And i'm working sixty hours a week and it's not what i thought it was and it's not worth fifty grand let alone thirty. I you do what you want to. I don't think there's a wrong answer if you take it. I'm going to introduce the idea that it's more temporary than maybe thought Because i think you're gonna run into problems twenty four thirty six months out Because i think we're going to start to see. This is my theory. We ramsey doesn't have remote work. We don't have any guy because we really have seen a major difference when we're in the same building together. As a matter of fact we spend an inordinate amount of money being in the same building together building dadgum building you know and so we believe that much. We believe in the net result to the customer The net result of the quality of work the environment the retention of talent the culture and so forth. So all of that to say you're asking a guy who has a skewed opinion on this And so my theory is if you take that other deal. It's going to be a temporary deal and that's okay to do it. Twenty four. th you'll make thirty grand maurier. That's not a bad thing and you got a bunch of freedom from work remote. That's fine but i don't think you'll be there when you're thirty still doing that Just based on talking to you. And i think these trends are gonna blow up. A lot of people are already zoomed out. i'll tell you and so But but now the other thing you could do. If you don't take it is i would go back into the current firm and say i've got this offer on the table. I'm not going to take it. But i think it's fair. Let you guys know. This is on the table. And i'm staying here because of the relationships and what i and because i value this firm and You guys just gave me a raise. I'm twenty four now. But what i do want you to know is that you're going to have to show me a path forward and because the next time this comes up i got to think about it again and so just you don't have to do it today but over the next coming months you need to give me a path forward where i can earn more money for this firm so you can pay more money if i wanna know how i can add value. Yeah show that. I can make more and you could do that with humility. And you've got the work ethic and you've got the chops and you ask for just want a growth plan. I'm willing to work and do what it takes to get to that salary. Just let me know what it takes. And let's have that conversation. And the way i do this too is is i reverse the shoes and say okay. Put your employer shoes on. I got a twenty four year. Old guy walks into my office. And goes i just turned down to thirty thousand dollar. Raise not Hey look what..

ramsey network George camel george gerard Elia ryan ryan denver George david ramsey
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

03:24 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"Sound like we just kind of want along long. And then they went away. It probably could have been done a lot quicker but we also going to school fulltime as well for a nurse practitioner. That's where the income drop is. We cash flowed that And then i the f. ivf for our youngest was all cash flowed Income drop was once she had him in. Cova hit and with everything. The uncertainty of what was going on We were in a place where with just my income. We were able to keep her home so she could spend more time with him and not rush back out to work. Which was the start of this story. Yes so It just kind of went off full circle and now she's back to work again and we're just working on knocking the mortgage down and then we're gonna move out of illinois and healthy on your way down here. Oh wait ago you guys so proud of you. Thank you very very cool. Now that you've paid off one hundred eighty eight thousand dollars. After eight years of marriage learn to work together. You saw that progress. The progress soldier yes. There's nothing like winning to get you on board right right and This is what this works. This stuff works and so now. I'm on now that you've been through all of that and you're standing here with no debt except the mortgage. How does that feel pretty amazing. Yeah huge weight off the shoulders you bring carrying that along. I mean eight years you've been carrying it basically right. I've had student loans for ever. Yeah and then some Okay turns out. They're not good debt. Do exactly did you guys do. I mean it sounds like there was some sacrifices that had to be made here. You couldn't live the way you were living. What's the key to getting out of debt. Vacations be frugal. Yeah very frugal. We just aren't a manager money and watched where it was gone. He's an everydollar app lever. Leave the once alone. Just focus on the needs one of those wants. You said this is hard to give up. But i'm willing to do it. This is what it takes each vacations. She she's really was out on this thing. I heard him here. Her vacations be anything. Firearm related had to put a lot of that on hold. Oh you put off buying guns man. That's tough he traded. I didn't give up the beach but yeah okay. Oh my gosh. well now. you're free and now you can go to the beach and buy a gun or by going to go to the beach now. It's all good living like no one else so later you can live and give like no one else so very very very well done good stuff you guys and you brought the kiddos with you. What are their names and ages. Join you on the stage. Logan he's fourteen And then michaela my daughter. She is four and then we have wyatt. Who is ten months old. Look some cheerleaders in the action. There bring grandma and grandpa bringing them in as an excuse to come forward very cool. Good stuff all right. We got a copy of the legacy journey for you. Because that's the next chapter in.

Cova illinois michaela Logan wyatt grandpa
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

02:47 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"Of income during the three years around one hundred eighty and down to one hundred and twenty. Okay wow okay. There's a story there. What kind of debt was the one hundred ninety eight thousand mostly her student wings and then i had a rental property that I decided i wasn't making any money on anymore so we just needed to dump it off at work okay. What do y'all do for a living I work as a security training instructor for nuclear plant in illinois. I'm a nurse okay. Cool so that was from nursing school. A lot of the debt bachelor's. Before i went to nursing school so then bunch from just my bachelors and then eddie nursing school onto okay cool so tell us what happened three years ago. The put you on this journey. I had heard about you in my early twenties and i worked as a cna just never had enough to get ahead and just a ton of excuses. And then. After i had my daughter we are paycheck to paycheck. And it just wasn't working You know. I wanted to stay home longer. I had to go back to work at six weeks with her And just not being able to stay home like i wanted to her. Just kind of disgusted me. So i decided actually put the plan into work. Okay cool and so. How long have you guys been married. in november. It'll be eight years. Okay so obviously ryan christina comes to you and goes This isn't working. I'm done with this. We're about to change your stuff. What did you If you wanna give it a go. Let's let's do it. I mean. I'm pretty easy going I wasn't really a hundred percent on board with it. Because given how. I spent my money all the time. It was not the greatest but It's really worked for us. We i got on board pretty quick when i started seeing some of those smaller student loans. Drop off And just went. Full tilt guys on the same page. Sounds like you were kind of floating along like well. all right. maybe and she's kind of like what was said. We're doing this thing. we're all in once. I started seeing all the loans. Drop off it really kind of sold me like all right. Yeah we're we're definitely making progress on this and we just need to stick to it to get all this done. Yeah so we just focused and went forward with with continuing knocking off the loans as they went through and Here we are with no debt while mortgage the morale at one hundred ninety eight thousand dollars gone in three years of stinking impressive. You kind of make this.

eddie nursing school ryan christina illinois
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

03:12 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"And this is twenty k. Yes sir that sounds like a real small portion of your world and you've done really well for yourself. I mean we hear people who are in debt who want to buy fifty gay truck and so you guys have put yourself in a position to win. I don't see any reason you can't pay cash for this truck brand new. Yeah i just. I it just eats at me a little bit emotional hershey ation yet and and i guess i guess just kind of related to that as what our thoughts on the on the inflation factor with the shortage of supply and demand over the next eighteen to twenty four months. Well the supply. Demand problem was created by factories. Being shut down by cova. Okay and so. There's a shortage of new stuff coming off. And when the shortage new stuff coming off role it's way down into the used market create a shortage us market and both of them have shot way up in in cost So the the auto market is among many of the market were disrupted by people not going to work and do and building stuff at factories and so the answer to your question is as soon as they're back to work in the supplies Starts to even out. The prices are going to even out. And so i don't think you're gonna continue to see this level of inflation and used vehicles because there's going to be supply new vehicles offsetting it and just like they're always was so they just got to catch up. It's already catching up. It's not as bad as it was three months ago. Same thing happened with lumber and houses spiked way up and there's all these jokes about numbers more expensive than gold and that was true for a little while. But you know the lumber factories are catching back up. And that's going to be calm. The new housing market down. And that's going to calm the used housing market down. It's not going to cause it to depress or go the other direction but it's just going to smooth it out and this was just an unusual anomaly following a shortage of supply demand. I don't that enters into your equation. Dude it's a twenty thousand are truck. You got a million dollars. You're not being impulsive. You're done anything impulsive. In ten years. He needs to have some fun by the truck. This is why you do this man. You're you're millionaire. Uniform twenty thousand dollar truck if it burns to the ground and you have no insurance on it three days after you buy it your your life doesn't change the ratio of twenty thousand to a million. Your life doesn't change your georgia's exactly right. It's a small part of your world which is where depreciating assets should be if you want to continue to build wealth and so that's why it's dumbed by fifty thousand dollar car when you're worth have a negative net worth and you make fifty thousand dollars a year. It's not dumb beyond stupid and crazy people at every day on payments you're at the other into that spectrum. So if i were you i woke up in your shoes. I would buy the truck sweet little. That'll truck sweet to have you seen website on. Never i'm tempted. And i'm not even a truck but that's great price point and he's done well. I've noticed this This has been a theme. The people who are really responsible have the hardest time making these purchases because it's emotional for them because of how diligent they've been and how well they've done financially. They feel bad. And i want them to go. Hey you've you're you're winning. Now's the time to do those kinds of things. Have some fun yeah. That's exactly right. There's what happens though. Is he's been so diligent as you said in..

cova georgia
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

05:30 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"Eric is in charlotte north carolina. Hey eric welcome to the ramsey show. Cinema coal sherman. What's up So i get right down to the question The question instead of selling our home and taking the equity and by an upgrading and home Is there any reason. We shouldn't do a cash-out refinance and remodel our current home to basically be the home we would have purchased otherwise Well i don't teach people to do to borrow money or to borrow more money If you do sell and you go buy them different mortgage. I guess that has the same exact effect to your point The problem on a refi on a remodel is people have a tendency to overbill the neighborhood. Yes so what's your home worth today today. Probably a hundred. What would it be worth after the remodel. Maybe one twenty. What were the remodel cost. I'm estimating on the high end here. We're probably forty. Okay so you're gonna lose half of the money. Oh yeah. I understand that right. You're gonna spend forty and you're gonna increase your value twenty that that would increase. I mean that would include Preparing a three carport garage in the back of turning one of those carports into a small apartment which still makes your property worth one twenty. Probably yeah so you still lost twenty grand. Yeah that makes sense missing some now. I think the math on this doesn't add up. It doesn't sound like it's worth renovating here if he was upgrade and sell the house. That's fine but it doesn't seem like it's worth doing this cash out refi and doing all these renovations to only get that much extra. Yeah if you could increase the value at least exactly what your cost was. Then we'd have an argument to have the next question would be If you have one hundred forty thousand dollar home what is the average. How are you in a neighborhood. Or in a rule setting. It's a very small town in north carolina. Okay when people are looking for one hundred and fifty thousand dollar houses do they drive down near st or do they drive down your street looking for a hundred thousand dollar houses ye hundred thousand dollars. Yeah probably hundreds down so my other point is you're about to over build the neighborhood so i think your actual analysis at the beginning was very good and very correct. Erica in that I i think you're right. I think you're gonna you're only going to increase it to one twenty and it's still gonna make you one of the most expensive houses on your street and that's the very end of the piece of real estate. You don't want to be. You want to be one of the least expensive homes in your area because you're gonna get the most increase in value and have the highest probability of selling it when you get ready to turn it over and so george overbuilding. The neighborhood is The swimming pool addition These year these days. It's the waterpark backyard. When when i was growing up On the other side of the tracks swimming pool was actually a swimming pool today. When people have to talk about a swimming pool it costs more than a house landscaping. there's slide and so he's not doing that that's not what he's doing. That's the kind of stuff that set you up for spending four times as much as you're going to increase the value and you talk about that in the financial peace university less on real estate. Making sure you're not overbuilding going. Don't get the most expensive house in the neighborhood. And if he does this. That's what's going to happen. No one's gonna wanna buy the most expensive house in the neighborhood. I actually just saw my personal home. And i had violated that you overbuilt a one of the reasons that was a big stinking house but One of the reasons the sold it was a hot real estate market was a good time to undo that mistake and get out with my skin intact. Yeah but Not the main driving reason the main driving reason was sharon says time to move and we operate around our house on. Swr sharon wants. It's my favorite rule and so You've got whitney once it. W w i. Yeah and that's pretty much what you do. If you're smart man. Yes it all comes down to patients. Michael is whether it's michaels in tampa florida. What's up michael. Hi david george. Thanks for taking my call. Sure my question. I'm in the market for a small compact truck. I'm thirty eight years old. And my wife. And i recently in baby steps seven in about six months ago became an everyday millionaire. Thank you thank you. It's been fun I've been looking at a new truck. That's gonna hit the market this september october. Which will retail for about. Twenty thousand dollars is that that little colorado. It's a ford maverick and saw that. Okay cool yeah. They'll be because of my personal thoughts on cars. I've kind of sworn off buying a brand new car probably ever however with the current cova situation in the supply and demand related to inflation. I'm afraid that this vehicle. In two years if i were to buy two year used car will cost about as much as it's retailing for today so my question is being impulsive considering a new car or should i go with that or do i simply need to go take a cold shower. Well you told me you're an everyday millionaire correct..

swimming north carolina sherman charlotte Eric eric Erica Swr sharon financial peace university george david george sharon whitney michaels tampa Michael florida
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:30 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"Hey it's twenty twenty would be it usually as possible anything's possible. We could clone george next. What's coming next. That's not what the world needs. George camel with a k. You can follow him on twitter. You can follow him at official george camel on his facebook You will see him frequently. Speaking for us on the subject of money and of goal setting and life all the things that we ramsey personalities all do i he was on good morning atlanta this morning doing media appearance so you will see him everywhere. He's been doing all those things and We have added him to the lineup. As a co host to periodically here on the ramsey show. So we'll be taking your calls today. Triple eight eight to five five to five and last few moments before the commercial break. We need to tell people brand new podcast comes out today that you're the host of skin yesterday actually and the first two episodes of ten or out of drum roll. Please the fine print all about the hidden truths that are keeping people broke. And you've been talking about this stuff for years. Dave this is nothing new but what's new is the format it's narrative it storytelling. We talked to outside experts. We hear stories of people who got screwed and we make it fun and at short form. So it's not a big commitment for the average podcast listener out there and the goal is to reach the people that we're not currently reaching who go you know. I don't know i. I love my rewards. I don't know i. I'm all in on this crypto staff and i want to help people understand the trends said they can avoid falling for the traps. That's what it's all about. So the true cost of credit card rewards his out..

George camel ramsey george twitter atlanta facebook Dave
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

05:01 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"And he's going gonna be on with me all day today answering your questions. That's not new to him but doing it in this format is longtime listener. First-time co host. Dave can't say that often last time you get to do it. Yes you better take that moment while you can so as by way of introduction. George you've been with the team here about eight years and you did not start anywhere near the spotlight now. Now one of the spotlight. I kind of fell into it accidentally. Because i started as an intern. I don't even think it was legal at the time but we found myself a position here and said hey this guy seems like a good guy. Let's get him for a few months and we'll say our goodbyes and luckily it didn't end after the few months. I found a fulltime role in the marketing team. Started doing that and in the marketing team there are sometimes folks that have a personality absolutely a lot of them They they've got the chops but they should stick to marketing. And so i was an email marketing for a number of years and moved into social media for the personality since i've always been drawn to the personalities and their message and finding creative ways to reach people out there little. Did i know that eight years later i would be the one reaching people with a message with my own face my own voice which is it's just astounding to me that god has done this wild so you went from that and we use you as a Have you do host a few things. I or was the video jennifer. It all started with a little thing called battle of the bands. And we've talked about it on the show. It's legendary here ramsey solutions. It's one of our selling points to work. Here is one of the biggest events we do. And it's all team members forming bands. And so as you know. I was in bands for the first three years. And i got sick of losing a good musician. I'm not a great musician. And so i saw an opportunity to go. Hey what if instead of playing in a band. I hosted the event. Instead because at that point any warm body could get up there on stage and host and so i asked for the opportunity to host that year and it all went from there into this hosting role. Now and then you. You've hosted all of our events for years our live events and the video channel for many years. Yes shout out to the youtube crazies. As they're affectionately called and other they're all watching with pride right now. I'm having a good time but it really started over. There has made in. Like i'm one of you guys. This is proof that you can do anything you set your mind to so hosting. All the ramsey events for four years hosting the ramsey show video channel and hosting all kinds of things now for four years now became one of our master financial coaches behind the scenes as a part of that. And then we put you into much more Upfront things in the last two or three years as you moved into ramsey personality row. Yeah yeah sure was a big one borrowed feature podcasts. Millions and millions of millions of downloads about the student. Loan debacle the epic failure of that. And you're the host of that all the way through of course You know you're the video channel live events of big in the high school curriculum. Oh yeah foundations personal finance our high school stuff. Your people seen you in that for years and so and You're getting ready to step personally. So that's like the ultimate qualifier own so pumped paid off. I was just an average millennial. Like when i started here as an intern i had average amounts of thirty six thousand dollars in student loan debt. I had four thousand dollars in credit card debt. And i started working here and i went. You know if this guy is really what he says he is then. These baby steps should work. And so i went. What if i just went all in not issue. What if i went all in on the baby steps and do everything. We teach the ramsey way. Where would it take me in life and eight years later and soon to be paying off my house. Well i mean but really. The the net result of the whole thing was that whitney worked here. You met whitney married way up. We got that now. Now now the the baby steps start work. The key to winning with the baby steps is mary. Ramsey solutions up. So i met my lovely wife whitney here at ramsey solutions. And which is touchy is touchy. We don't disallow dating but you can't be married and work your unless you do the loophole that i did which is meet here and get married here. Oh there it is that i just now. I think i just unveiled the. I didn't know that Okay it's okay. But i didn't know that until you revealed it but it's okay so i met her and we were. We're both already out of debt at that point. And she's of course all in on the baby steps and so we got married and we went. What if we really go all in together and attack this thing and so we've been gazelle tents now. We've been married coming up on three years. And i honestly she's more aggressive than i am. Dave i try to slow down and she just won't stop. She just wants to get this house. Paid off to have options to have your own schedule. Paid off twelve months. Oh yeah probably by april twenty. Two is what we're aiming for dhaka and you're old thirty. Two years old. Have a paid for house by step seven. That's about as ramsey home grown as it gets the bottom wife. Baby steps intern. Personality things homegrown. I drink the kool aid. Now i sell the kool-aid it's amazing. If we had a test to baby you'd be if we designed the dna of ramsay thing..

ramsey solutions Dave whitney George jennifer ramsey youtube Ramsey dhaka ramsay
"ramsey" Discussed on Scam Goddess

Scam Goddess

08:55 min | 1 year ago

"ramsey" Discussed on Scam Goddess

"Was happened congregation. It's me lazy. Mostly aka scam got us back with another installment of scam got his and i am so what. Don't say yes excited. Y'all now i live. Yeah i do good bad ugly. Okay listen. I am very excited. I obviously in this every week. I really am. I always am and today. This is like my shiro. Mock whom we need. I don't know if you with my life outside of the scam. Pike cast but like this woman has helped me. Dad lifted me up. Made sir was killed. She is a producer. She's a writer. She's a creator. You've seen her on all of the things honey. She recently wrote her ike harley episode titled. I mean spray okay. She's a producer of the on the entire series. Honey and listen a blast. I love one someone and she's also hot. Which is obviously unfair. It's a scam. Jiro guy when they were turned up in the sky or whatever they give everybody some qualities you know they'd be like oh she can be smart as she can be talented and then there was like oops. We also jumped in a lot of fine very smart. Dammit okay. we'll just throw throwing out there guys decoded like you know this woman for this is she's that i'm sorry i'm rambling now. But guys francesca ramsey. Yes thank you. I feel like i love that. You talked about how hot i am for. Podcast where no one can see me. The apples photo on the instagram account of lee. You are not yes. Yes yes i need. I need people to acknowledge and appreciate and understand because you know you know you always come listen queue. it's worth out. Says you come looking q. Like this joe employment. Why that this cow. don't listen. You know what that is i am. I don't really do casual. i overdressed. I wanna show up and have people be like who is that. So thank you for appreciating nationally guys. Casual who i don't know the girl. I'll carry out on a treadmill and seven and geel and that's and we love that for you also coming. Francesca is an amazing decorator. Like zach for honey. Like i love you. Love looks. I love fashion. I love glam. This truly embarrassing. This is my podcast fucking closet. Y'all moves to undisclosed location because my address to be on an. I'm in my closet because my office doesn't have furniture to create echo. Like get rid of echo right. Now it's closet. we're obviously have enough things to create echo Because i love clothes. And i'm looking at francesca as she is in this beautiful room with this cute ass. Microphone and a fucking is that a highlight. What what do they call that. Oh the microphone or my life behind me. Yeah that like oh it's like led neon strip. It's a neon strip. And i decided that when i work out it's behind my peleton. A clue environment about a club and also painted beautifully. Does he's really cool things. We're like art deco a square. That phones in every place in my house has to be selfie ready. See you know what i mean you come over. I'm gonna give you lighting gonna give you color. I'm going to give you dimension and texture so that when you come over you have cute selfish to show everyone that you know you when you remember all those museums museum of ice cream and all those places where you to take photographs my apartment. That's my base. I'm going to send a season desist to all of those places because how dare they steal my swag. They can't come back. Postcode god out to the museum of ice creams sprinkle. No and now and throwing the sprinkles on the air and shit. Mcdonald's retire the ballpen. No no no i in their pre cova. I definitely those places are cancelled. I was a nasty hope. Pre pits. i was in the sprinkle. Like like i could have died. Why why was i doing this. Kid's second on him balls. And no. I mean i i am. I am very cautious in that way but like definitely hooked up in like a bathroom abroad like i've done some questionable. You know like you only live once very gossip. Don't but i love that for you to judge ovalles fuck. That was wild. Ooh skip skip ahead thirty seconds. The cathedral learning at the university of pittsburgh. I went to learn day. Did you get that at some point. 'cause you i feel like they have to write. It was the thirteenth tallest educational building in the world or something but they had to call it a cathedral because in pittsburgh you couldn't build buildings that were higher than a church when they built it. Okay so that like a scam. Learning of learning jesus you know. And then they built it up and it's q. And the i definitely in there on the psychology floor. Only gosh i love that for you i did. It was not wait friend either. A lesson he free woman. You can do what you want. You don't like. I'm not going to judge. You used to be extra with like. I don't know that people like turn the lights off. I learned that very late in life. I don't know. I think it's a personal experience for everybody. It was a handstand handstand. I decided to. You're like. I have not been doing yoga for nothing. Someone's gonna get these right. And now. I'm like i just want to my bags or ma'am pillow princess. Always oh goodness. This is a departure. Yeah we got jessica. We'll see edit some of this shit out for the girls. I may take it away. I trust you trust you but For just what is your relationship was scams. Do you love them. You hate them. Have you ever been scampering him mar okay so i really thought hard about this and i was an involuntary scammer at one time. I worked for. Telemarketing company voluntary. So let me explain. I did telemarketing in college for a company. That was scamming people. And i didn't know we were scamming. People telemarketing allows honorable look gave defense. It was a different time. Okay two thousand two. I was working for a robbery company out. We have no i. I feel like you should let me defend myself today. Y'all get stuff from instagram ads. And you know this was era. Where a telemarketer might actually call you and sell you. Something legit okay i was gonna interpersonal scam. She was like no we feel. We learned know. In hindsight. I totally should have known that we were selling a product called septic helper two thousand which was like something that you poured in your toilet like help it work better but then we would be like. Oh it's free and then you just have to pay for shipping but then you don't know is then we will ship it to you every month and you can't you can't stop it like it will just keep coming so we get a lot of angry phone got like. I had been working there a few weeks then. Suddenly the phone calls stopped being. You're interrupting me in the middle of dinner. And then the the phone calls where book you i got the septic help her shit all my house like what do i do and you know i was just training. Make the sales and get up on the board and he no yes. There was a book. There's a board or there was a board. Where if you sold. You would go up on the board. I just learn literally just now. About francesca for is that student. She she shows up early. She got her earlier to the zoom than i did. I always literally..

ike harley francesca ramsey Jiro Pike Francesca francesca zach lee university of pittsburgh Mcdonald pittsburgh jessica
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:38 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"One looking man. That's it powerful powerful stuff. You gotta have a big y and they got four beautiful ones and you have a reason to sacrifice to win to live like no one else so that later you can live and give like no one else. No discipline seems pleasant at the time but it yields a harvest of righteousness there walking in scriptural truth. Right there you can just looking at him. And i can't take my eyes off from they. Just the shoulders are down there breathing person. Yeah probably have slept in the last few nights so proud of them. Swayed you read them. And it's peace mazing family. This is the ramsey show in the lobby of ramsey solutions account on the debt free stage andrew and an our weather's. Hey guys how are you handing.

ramsey andrew
"ramsey" Discussed on The Dave Ramsey Show

The Dave Ramsey Show

01:58 min | 1 year ago

"ramsey" Discussed on The Dave Ramsey Show

"Guys just attack that as fast as you can any money you get from the ex The data the child is would be called gravy on the biscuit. Because it's unexpected and And you'll get there as fast as you can now. I think we can go a little step further and say If you have if you're out there and you let's just kind a teaching segment if you have a bunch of debts in collection that you haven't paid on. It's been ten months twenty months since she paid on this credit card. It's been ten months twenty months since she paid on this Old bad debt from whatever From a medical bill or whatever else You make a different list of those things and when you're working your debt snowball if you've got a whole bunch of that this is one singular debt and it had an unusual story around it. But you'd make you'd knock out your existing that snowball. I the ones you're current on because that frees up all those payments you'll have anymore and then you work through the defaulted student. Loan are the faulted debt. Snowball one debt at a time satellite. Close it. In writing noah chronic accidents. You checking account do the next one through the next one do the next. But freeing up those done free up cash flow because you're not paying payments on this is the ramsey show A lobby of ramsey solutions on the debt. Free stage can..

ramsey solutions ramsey
"ramsey" Discussed on The Patriot AM 1150

The Patriot AM 1150

02:02 min | 1 year ago

"ramsey" Discussed on The Patriot AM 1150

"Ramsey personality is our co host. Today. Open phones a triple 882552 to 5. At some point, every business owner has to stop daydreaming about their business idea and actually go do it. Once you're working hard to grow your business, you'll need advice about how to take it to the next level. No matter which stage you're in, You can make money doing what you love and the business boutique conference will show you how to make it happen. October 14th to the 16th. I will join a lineup of rock star speakers, including Christie, right, Anthony O Neill, Jasmine star known a Jones and Bianca Althoff. You got it, and I'm making sure I said that right and walk you through all the different ways you can build your business starting and running a business is a big deal. We'd love to have you that we've been doing this event this business boutique event for many years. Christie is a rock star and three day event in person in Nashville. $89 or guess what? You can also look at the live stream Text boutique to 33 7 89 boutique 233789. Christie. This event has a Different level of energy. That's an understatement. I don't know if it's because it's all women, and there really is something about that crowd that the fact that it's a women's conference is so it feels safe, but it's also exciting and what's cool is you have a variety of people represented in the crowd. It's some small businesses, some side businesses. Some women are running, you know, medium small, medium sized teams. Home based hobby business. You know, you got nonprofits, everybody in there, but they're all moving forward, chasing their dream, trying to figure out how to do this thing, and we give them the tools and the solutions to do that. Talk about marketing money, Social media. All those things that they need help with. October 14th through the 16th business boutique in Nashville. $89. Text boutique to 33 7 89 boutique 233789. Our question today comes.

Anthony O Neill Ramsey Bianca Althoff Nashville October 14th $89 Christie today Today Jasmine three day 16th Jones 33 7 89 boutique 233789 33 7 89 boutique 5 triple 882552 to 233789 business boutique