17 Burst results for "Pt School"

"pt school" Discussed on KTAR 92.3FM

KTAR 92.3FM

05:54 min | 3 d ago

"pt school" Discussed on KTAR 92.3FM

"On the debt free stage, joining my co host Chris Hogan, and I Today. Is Ronnie and Belinda from Greenville, South Carolina. Here. No, no, it debt free scream, baby. Welcome, guys. What's up? No, I'm glad to be here. Honored to have you How much have you paid off? We paid off just about $210,000. How long did this take? About three years, okay? And your range of income during that time. Started at about 1 25 and got up to about 1 75 hearing where you guys do for a living. Physical therapist. Both of you all right? Yeah. Avery practices. That's very well done. Thank you. What kind of stuff did you pay off? Yeah, I was gonna say about $500 in credit card debt and about 209,500 student loans. Whoa! Okay. Wow. Couple of Pts had to get their diploma out of hock. That's right. I said, I love it s so who decided to get serious first between the two of you. I think probably me first, just because we graduated from different classes, so When I first graduated and moved in with my parents, and they kind of got me on the envelope system, And then when Ronnie graduated, we both knew we wanted to get married. And we started doing the Dave Ramsey way before we got married. And then you talk about your living said Yeah. No. Um, yeah, basically the same thing when I graduated the next year. Um, I just kind of jumped right in on the same plan, which made it a little bit easier in some ways, because we just stayed on the same budget. You know, like we were students just kind of kept going till he got everything paid off. Okay. Very good. Ronnie actually were kind of a second job on the side when he started working for he got Kind of this deal where he would work on the weekends and they would help pay for his rent. So that helped him save a lot of money and okay, get ahead. Very cool Symbol under your parents were financial peace. Parents. They love you. Yes, baby. Any financial peace, baby? You married into the thing. Okay, Second, Jin here, All right? Very cool. You guys. So you really never knew any big lifestyle that you had to cut down? You just said we're gonna keep living like college students and clean this up in about 70 grand. A year goes away average over three years. Right? That's right. Rowdy. Yes, it is E mean you're out there making serious money and your contemporary she came out of PT School are still sitting on The same amount of death that they were three years ago. They paid off none of it right And there they were calling you crazy. Some of them probably were maybe not to our faces. But e. It's just tough because you know, like with physical therapy. Now, with a lot of other medical field type professions, you just go to school for longer and longer and longer, And there's that delayed gratification that when you get out of school, there's that impulse that well. Now it's time. Tonto. Take the next step if you have a lot of debt. You know, it's hard to justify you know that lifestyle blender What was the biggest sacrifice for you? I think for me just that delayed gratification of, you know, getting a house you know sooner than I had anticipated because we're still renting right now. And but we know that's coming soon. So if I think that's the biggest challenge for me That is very good, Ronnie. What about you? Biggest sacrifice. Um, I would definitely say the house for sure. Just because you know, there's that peace of mind that comes with owning your own property. But definitely renting is a little bit easier if you can know that you are tangibly working towards a goal. Um You're getting too pretty fast. Temporary. You could walk through anything longer. Look, another side of it. That's what you guys were young too. How old are you? I am 31 30. Okay as a Friday she's 30 birthday. Yes, very good. So very cool. So, what do you tell people when they say Oh, you did the impossible. You paid off $210,000 in three years. You're weird. You're impossible. That can't be done. What do you tell him? The secret to getting out of that is because it's not really a secret. I would say, um, for me, and then you know, whatever. You think that I would say for me, Um, you've got a number one. See success Early s O. You know, you can't be frustrated that it's not all going in one month, because that's not gonna be the case. You know, it took a lot longer than that. To get into debt. So it's not gonna go away that fast on Ben also, too. I would say you have got to be proactive about seeking out your own opportunities. Um, you know, along the way, you can't just say I'm gonna wait for good opportunities to come my way. You have got to really be proactive about seeking those opportunities out a man. About you, Belinda. I think just saying disciplined And I think it was really good cause we celebrated along the way. Like every time we would get $10,000 down, we would, you know, do something to celebrate. So it just Let it go by a lot faster. And just seeing the light at the end of the tunnel. So other than your mom and dad with the envelope system, did you What connection did you all have with us? I've gotten a lot of your books is Christmas guests so subtle way also got a I mean, we're already kind of doing Dave Ramsey before we got married, But we did get financial peace University for wedding as a gift. Well, you're becoming more more popular in the physical therapy. World. Students come out definitely wonderful show. We're big fans of that world. That's a fair trade. Very cool. Well, congratulations. You guys. I know your mom and dad are very proud of you. We're proud of you. Way to go, Nero. You took control of your life. This is an amazing thing you did, And if you could do this, you will be able to do anything. Financially. If you live like no one else later, you could live and give like no one else. That's right. So we got a copy of Chris Hogan's booked for you every day millionaires because that's the next chapter in your story for sure you're on your way..

Ronnie Um Chris Hogan Dave Ramsey Belinda Greenville South Carolina PT School Avery Jin peace University Ben
"pt school" Discussed on PT Pintcast - Physical Therapy

PT Pintcast - Physical Therapy

02:37 min | 6 d ago

"pt school" Discussed on PT Pintcast - Physical Therapy

"Those kinds of things are also really interesting to bring up so even if it's that you are not diving. Indeed another medicare cuts in those sorts of things on the webpage. Just just really being informed about what our profession is now and where we're trying to go. I think is a really smart move for applicants and making sure you know what those core values are and you haven't jets invented one. That would probably be step number one anything. I didn't ask anything you'd be you you you would think is is important for perspective Applicants for pt. School wanted to share really good insight so anything. I didn't get to ask that that you think that would would be good for this audience. Or i'm the best podcast ever. And i nailed him. I don't know you tell me seamer. Beware what do you mean was that mean. So there's a lot of proprietary you know. Everyone has their right to market a product in the united states. But there are some. I think potential red flags for people who do not currently sit on admissions committees. That never have they said on admissions committee. And they're giving advice and they're giving advice at a cost. So i would just say be a very conscious consumer. Yeah there's there's a bridge in brooklyn if you. I if you wanna if you wanna take a shot by bein that i can sell it to you. So yeah. there are some people out there who will pedal advice and a lot of times. They they might not have ever actually sat in admissions Meeting or they've never spent an hour viewing an application or trying to decide between You know who who's a good fit for my program versus a good fit but maybe just not for the school so being an educated consumer and that's really great advice and i think that applies to where you choose to apply to write know what the program is about know a little bit about it. You can see a lot on on a website. You can learn a lot about a program. Their faculty are kind. What their mission and vision is. There's a lot that you can learn Through peachy cass know. All that stuff don't applied.

medicare united states brooklyn
"pt school" Discussed on PT Pintcast - Physical Therapy

PT Pintcast - Physical Therapy

04:55 min | 6 d ago

"pt school" Discussed on PT Pintcast - Physical Therapy

"They are already doing patient care so they know that they love that. And what are they looking for to propel themselves to this other level rate so you want it to be deeper than i want to make more money and be called dr so Men and i have had you know so. Just be prepared for that question. And i'm sure that you have an answer. But i think he would be foolish if you are a pta candidate it. You didn't say that you were going to get asked that in an interview. Yeah that's great art last. I want to bring up a bad podcast host and bring up something. We've got you know a member of the board of directors here. We've got to bring a tie everything to our professional organization How can an applicant demonstrate a pta core values and. This is kind of like a tip like maybe you should bring that up right. How could it happen. Best demonstrate some ap core values through their application any suggestions that you guys would do there absolutely. I mean first of all. Learn what those are. What are the core values of the ap on the website. Look it up and find out what those core values are then you can see one of. Them's accountability. We talked a lot about that already. In how're you accountable. To get your information in two kassar into our centralized application systems. Pt cast but into the program that you're applying to you. Get it in on time. You have everything there. So that's part of the accountability piece but we also have some things that you'll see with altruism. Okay so awesome is how are you looking for helping the other more so than yourself at different points in time that can come across in your resume or can come across and what you write in an essay or or what you present an interview so if you walk down through each of those areas of the ap ta core values and then look at your application and say how does this apply. But how does this apply to it because these are the core values of our profession that we all try to live by as we move through our profession as as physical therapists. So i think it's a good thing to use that as a sort of a guide for you and how you're putting it in there and what's that telling your admissions committee no wasted words right. Wasted space. No wasted opportunity in terms of questions sometimes. There's an essay question but tying those core values in Any any different ways that you guys would want to chime in on sky lori about bringing those core apa values. Smart move right. If you're thinking about it is your is your governing body of of your profession..

apa
"pt school" Discussed on PT Pintcast - Physical Therapy

PT Pintcast - Physical Therapy

05:56 min | 6 d ago

"pt school" Discussed on PT Pintcast - Physical Therapy

"Make sure that you know with the number is of who you're supposed to call you. Know i know we have zoom link and then if zooming doesn't work then we forward to a phone number that goes for office so just being prepared and having all that information will make it a much more pleasurable experience for you as the applicant. Because you i'd up you know. Don't let things that could potentially stress you out get in the way of of you showing your self yeah boy scout motto. Be prepared right. But you're bringing up some good points which is understand how this medium is going to operate what what platform of beyond just a couple of weeks ago. I was giving a presentation for the new england virtual conference and it was a great. What's the what's the platform. Oh it's it's online virtual. No no no no. No i wanna know the hardware using zoom go to webinar or would you some. I haven't i haven't heard of yet. How do i share my scream. That might not be applicable for an interview. But it might be i. I don't know so understand the physics of how this environment works right. you know. We had an audio issue a second ago. That happens we roll with it. But had i not known how to use this equipment. I would've just had to eat it. But i know how to mute. Somebody's mike so really being prepared with this new this new piece of equipment because this is now in between you and the human that you were trying to give your best self to it and give it a great representation. Any act to that point about the the Strata staff when something does go wrong. It's typically that person that you're calling to say something's gone wrong and i mean you wanna be as polite and professional as you possibly can be in that moment. You're probably super stressed about it. You're probably freaking out. And but you need to be as professional as you possibly can be that person i saw..

england mike
"pt school" Discussed on PT Pintcast - Physical Therapy

PT Pintcast - Physical Therapy

05:06 min | 6 d ago

"pt school" Discussed on PT Pintcast - Physical Therapy

"Such a diverse full to choose from where i am which. I'm very lucky but You know we we try to ask questions. That sort of get the applicant to reflect on their experience just that day and then their experiences that they've had prior to see if they perceive that this is the right place for them. Yeah and that goes back to a two way. this is an interview Two ways Laurie chris will go with laurie. I like same question as these things. Come together i always say when you episodes themes emerged. It always happens but are you looking for that as you're sorting who what what students are going to be together in a group for a couple of years do that at all And that's partly because we use a rolling admissions process so we're admitting applicants as they meet the criteria and So our class just bills up in what it looks like is what it looks like..

Laurie chris
"pt school" Discussed on PT Pintcast - Physical Therapy

PT Pintcast - Physical Therapy

04:49 min | 6 d ago

"pt school" Discussed on PT Pintcast - Physical Therapy

"You have everything you wanted to know. Asked or answered by the person sitting across from you and then respond well and be able to transmit these things via an interview And bring them up in. I always say conversation but narrative right. I mean that's that's probably the best way to do it is. How do you find this story. How else can someone get these across because man. I was nervous in these interviews as a as an applicant's of sky what would you suggest. How do you. How do you get these things to jump off the paper. Well i think Before we get there it's really interesting so you have three different Viewpoints be by the way that there are weighted at different university south. I think applicants really need to do their homework because marymount the complete opposite to still where we sort of use the the bar as if you've got an interview then you're all level playing field so that interview is actually the most heavily weighted portion of our interview itself so someone who would be coming to us would want to really spend a lot of time harassing exactly what you're saying jimmy that how do they get those parts of their personality across. How can they come across as being authentic. That's probably the most important thing that we're looking for. But if you were going. At still than you want to make sure you meet that threshold. So it's probably get your academic credentials up higher. So i think everybody just needs to. It's challenging for the applicants because pt cast is. What almost all of the programs used so it almost trick you into thinking all of the prerequisite in terms of how to get in the course that you need to take are the same for all of the universities when they're all very different so i think it really helps to dive into each one of the individual websites talked to prior students. That have been there so that you can best prepare for you know putting yourself in the best light for that program know what sport you're competing in her. No no it. Things are being judged right. Sounds like a decathlon like some. It's going to be very make sure you understand which. Which programs are waiting. What in different ways Lori what do you think in terms of. How do you get this stuff. All these great things to get him to jump off the page. that's a really great question that and that's applicants often ask is you know how. How am i going to be. How are you going to know that you want me to come to your program right and so i always tell applicants. Make sure that you're spending time filling out that pc cass application. Because i don't know you and the austrian say. Oh i met you.

jimmy Lori
"pt school" Discussed on PT Pintcast - Physical Therapy

PT Pintcast - Physical Therapy

04:19 min | 6 d ago

"pt school" Discussed on PT Pintcast - Physical Therapy

"Watching this. Livestream can text me. Sixteen year old son Bottle opener i think. I think that's an excellent parenting. Move all right so you got some hill. We'll go down to the bottom right hand corner with what he got okay. I'm drinking a blue moon. I i like that from the bottle. And chris with you got. I always go with the weeds. But this time i went for a new england. Ip a it's a two juicy ooh to roads very here in connecticut to roads. I like that and i. I'm going with vodka soda. But i'm from sky appreciate this. She got me this pint. Glass from the deep end was the bar. I was swimming. I was a kid swim coach while in pc school and the bar at the pool called the deep end and this was the deep end appreciation. Day better known as dead. The cheers to you guys cheers. Thanks so much for coming on the show. Brian and drink with us First round is brought to you by our friend owns recovery science. They are single source for. Pt's looking for a certification in personalized blood flow restriction rehabilitation training. The far as the cool kids are calling it. These days Find them online at owens. Recovery signs dot com. Seen a lot of stuff going around with alex smith of the of the Washington football team football team and his recovery. After i think it was like an anniversary today i believe sauce. Find your belts Himself about johnny owens and his team and be a forest part that recovery is kind of cool cool twist and where to get physical therapy on a main stage so yeah. Their website owns recovery signs dot com. All right so the show. I've had this kind of discussion I think it's a. It's a great setup to because we got skied on them. And so you're the chair. Marymount where i went to school. We've got laurie. Chair of eighty still and our producer. Juliet as where she goes to school. Behind the scenes also behind the scenes. Current student Bridget nolan at sacred heart university. So we're tying the things that these are the giants upon the shoulders that we stand right now So the episode kind of came out of this which is what makes a really really good..

johnny owens Juliet connecticut sacred heart university Bridget nolan laurie england chris producer alex smith Pt Washington Brian
"pt school" Discussed on PT Pintcast - Physical Therapy

PT Pintcast - Physical Therapy

02:20 min | 6 d ago

"pt school" Discussed on PT Pintcast - Physical Therapy

"Great show for tonight. We're getting behind a common question of discussion. We've seen this topic. Come up in the past. I'm curious about what goes on behind the scenes right. What makes a great physical therapy school. Admission student what. What does it look like. Should there's lots of things. And i feel like it depends. We'll be one of those answers. I've just had this weird feeling. It depends but we're gonna get inside the minds with with three. Pt program chairs and kind of. Just throw some questions out of the see. What makes a great applicant. What are they looking for some of the things they've seen. What are some of the funny things they've seen. I love asking questions like that. So we'll dig into that the physics of how the show works. If you're watching live we do broadcast live on facebook twitter youtube. If you're doing it live. I want to know where you're watching from. So in the comments below. Drop a comment. Let us know. Hey watching live from here. Just say hi. Be kind of love when you interact if you have a question if you have a comment. Don't hold back feel free to do that. But that's the way interact if you're watching the replay la Excuse me if you're watching this show on replay drop the word replay. And the same thing. I just love to find out where listeners are from. And don't forget to subscribe to the podcast on itunes google and a spotify where great podcasts are heard. Were right there behind the great podcasts. In the okay section of the podcast world so without further ado and you know how much i love do. Bring tonight's guests for marymount university from. At still university in from sacred heart university sky. Donovan lloyd bordenave and chris patrocino ladies gentlemen. Welcome to the show you everyone money. I'm excited that you guys are taking some time outs. A from what i know. It's in the academic year. So you guys must be crazy busy But we love to have good conversations. First off first or foremost thank you guys so much for coming out and the first question is always the hardest. What we drink tonight. We'll go. We'll go clockwise we'll to start with. Who is the professor and chair at my alma mater. Marymount university very unfortunate situation. Total rookie move. I have this delicious star hill. Wild heart but i have no bottle opener right next to me. So i'm just looking at it out of trump's virginia soldering later..

marymount university professor and chair facebook Donovan lloyd bordenave trump google virginia spotify chris patrocino
"pt school" Discussed on KOA 850 AM

KOA 850 AM

06:07 min | 3 months ago

"pt school" Discussed on KOA 850 AM

"Solutions on the debt free stage, joining my co host Chris Hogan. And I Today is Ronnie and Belinda from Greenville, South Carolina. Here to get free scream, baby. Welcome, guys. What's up? No, I'm glad to be here. 100 tohave you how much have you paid off? We paid off just about $210,000. How long did this take? About three years, Okay? And you're range of income during that time. Started at about 1 25 and got up to about 1 75 wearing what do you do for a living? Physical therapists. Both of you Alright, Marie practices that's very well done. Thank you. What kind of stuff did you pay off your going to say about $500 in credit card debt and about 209,500 student loans. Okay. Wow. So couple of P. T s had to get their diploma out of hock. Passed, right. Sorry, love. It s so who decided to get serious? First between the two of you. I think probably me first, just because we graduated from different classes, so When I first graduated, I moved in with my parents, and they kind of got me on the envelope system. And then when Ronnie graduated, we both knew we wanted to get married and we started doing the Dave Ramsey weighed before we got married. Anna. When you talk about your living situation? Yeah, basically the same thing When I graduated the next year. I just kind of jumped right in on the same plan, which made it a little bit easier in some ways, because we just stayed on the same budget. You know, like we were students just kind of kept going till he got everything paid off. Okay. Very Ronnie actually were kind of a second job on the side when he started working before he got Kind of this deal where he would work on the weekends and they would help pay for his rent. So that helped him save a lot of money and okay, get ahead. Very cool. So blend of your parents were financial beach parents. They love you a financial piece, baby. You marry into the thing. Okay, Second, Jin here. Alright, Very cool, You guys, So you really never knew any big lifestyle that you had to cut down. You just said we're going to keep living like college students and clean this up and about 70 grand a year goes away average over three years. That's right. That's right. Howdy. Yes, it is. I mean, you're out there making serious money and your contemporaries she came out of PT School are still sitting on The same amount of death that they were three years ago. They paid off none of it right and there and they were calling you crazy. Some of them probably were maybe not to our faces. But it's just tough because you know, like with physical therapy. Now, with a lot of other medical field type professions, you just go to school for longer and longer and longer, And there's that delayed gratification that when you get out of school, there's that impulse that will now its time. Tio take the next step if you have a lot of debt. You know, it's hard to justify you know that lifestyle. Belinda what was the biggest sacrifice for you? I think for me just that delayed gratification of, you know, getting a house you no sooner than I had anticipated because we're still renting right now. And but we know that's coming soon. So I think that's the biggest challenge for me. That is very good running. What about your biggest sacrifice? I would definitely say the house for sure. Just because you know there's that peace of mind that comes with owning your own property. But definitely renting is a little bit easier if you can know that you are tangibly working towards a goal. Stamper, You're getting too pretty fast. Temporary. You can walk through any longer Look, another side of it. That's when you guys were young too. How old are you? I am 31 30. Okay? As of Friday, she's 30 birthday. Very good. So very cool. So, what do you tell people when they say Oh, you did the impossible. You paid off $210,000 in three years. You're weird. You're impossible. That can't be done. What do you tell him? The secret to getting out of debt is because it's not really a secret. I would say for May and then you know, whatever. You think that I would say for me, you've got a number one. See success Early s O. You know, you can't be frustrated that it's not all gone in one month because that's not going to be the case. You know it took a lot longer than that. To get into debt, So it's not gonna go away that fast. And then also, too, I would say you have got to be proactive about seeking out your own opportunities. You know, along the way, you can't just say I'm gonna wait for good opportunities to come my way. You have got to really be proactive about seeking those opportunities out a man. Aboutyou. Belinda, I think just saying, disciplined, and I think it was really good because we celebrated along the way. Like every time we would get $10,000 down, we would, you know, do something to celebrate. So it just Let it go by a lot faster and just seeing the light at the end of the tunnel. So other than your mom and dad with envelopes system did you have? What connection did you'll have with us? I've gotten a lot of your books as Christmas gifts. They're subtle way also got Ah, I mean, we're already kind of doing Dave Ramsey before we got married, but we don't get financial piece University for wedding as a gift. You're becoming more more popular in the physical therapy. World. Students come out. Definitely wonderful. We're big fans of that world. That's a fair trade. Very cool. Well, congratulations. You guys. I know your mom and dad are very proud of you. We're proud of you. Way to go hero. You took control of your life. This is an amazing thing you did, And if you can do this, you will be able to do anything. Financially. If you live like no one else later, you can live and give like no one else. That's right. So we got a copy of Chris Hogan's booked for you everyday millionaires because that's the next chapter in your story, For sure you're on your wayto not only home ownership, but Teo. Being in cramming 10 years from now you're going to see sitting in so such an incredible place financially well, and one more thing I want to say kind of along those lines, too is I think with student loans,.

Belinda Ronnie Chris Hogan Dave Ramsey Greenville South Carolina PT School P. T Marie Jin Stamper Teo
"pt school" Discussed on PT Pintcast - Physical Therapy

PT Pintcast - Physical Therapy

05:45 min | 4 months ago

"pt school" Discussed on PT Pintcast - Physical Therapy

"In doing whatever you need to do for your job without any sat within sacrificing yourself. Right. It's I think that there's a tremendous opportunity in PT School for self discovery for looking into who you are as an individual. What motivates you? Early on in the curriculum. It's scary because that's some deep stuff. And like no, that's that's not easy and you know I was working for. Doing it, and even I was finding some stuff out about myself, but I thought I had locked up. You know I was I'm good at this and I'm I'm good when there's a lot going on and all sudden. Gone. Why are these kids over here? You know getting all emotional I'm like I'm ten years older than I'm super emotional. Right now I. Don't know what's going on with me. So so, where would you recommend like this really is this. Is this bringing in a mental health component more into curriculum? You know in in that way. Would that be good example or one example of how to do it? I think honestly there. There's readings like there's books that give you basic information. Right like not every. PT's a psychology minor. Like. And so I think that there's information that can be given through readings about self discovery. Right I think that that's an easy thing to do and like blended into the part of the curriculum that looks at. I think it, it's university. Colorado we had some professional and self development courses I think that would be a really good place to put that and also offer mental health providers if they need it. Right like I, think that that. Means they we pay enough intuition that or there's also APPs, but I think there could be a great partnership where people have available. There's probably counselors on campuses right. That could be provided, but I think that there needs to be some type of introspective. Look at who you are as a person in where you come from in your development over time in order for you to understand yourself is who you're going to be as professional as a provider. Is, GONNA. Come out right like how do you? Might.

PT School Colorado
"pt school" Discussed on Move Forward Radio

Move Forward Radio

02:41 min | 6 months ago

"pt school" Discussed on Move Forward Radio

"She's crying and I just remember this being just a really emotional moment 'cause I grabbed her hand through my gloved hand like hearing the giant taffer thing that she can't even see my my, she can barely see my eyes, and my face and I. Just think how terrifying must look to her in this basically looking thing. And I wait for the translator. To relate commune English why she was crying. There's always a slight delay with. Internet, connection and whatnot And I hear back in English these are happy tears. I'm finally able to see the light at the end of them very long tunnel as they begin to walk more. And she thanked me and I got I got close with that patient. I worked with our three most of March and April. Because to get out of the hospital to you have to test negative twice to go to a skilled nursing facility or some sort of post, acute care, and so we're finding patients are continuing to test positive for long periods of time, so it can be a long time that they're in their sure I in that patient past the worst of it now. Yeah Yeah, she's Since left the hospital. Well, that's great. Yeah, I guess if I if I have the floor, I think a another unique perspective of the hospital I'm working out is primarily for. We got a lot of strokes a lot of fine surgeries, and so, what happened at the beginning of this is we had all these patients that were receiving inpatient level of care for this gentleman that I'm thinking of had had a stroke and Then he contracted just like my other patient virus within the hospital so now on top of trying to. Date impatient? We have level of care which is three hours of intensive therapy a day which didn't really happen. There was a lot of conversation around how we were going. Make pay manage. It didn't quite happen that way, but they're down in these covert units and I was seeing this one gentleman and trying to. Do the best that I could to reach some sort of. Stroke Rehab for him on top of covering for this from the virus, and he ended up not being one of the patients that wasn't critically ill from the virus, but had the virus. But still had a stroke and so trying to be creative in these rooms that I can't bring anything into because of COVID I. Don't have any access to besides bed the bed, the chair, and myself if that that's been a challenge, an interesting one on one kind of Leave me through trying to create Rehab with very limited resources and these rooms. Well I'm sure in PT School. They try as best they can teach your problem solving skills, but that's not exactly something that they teach you in PT School. Problems specifically didn't come up through school. Five to say. A quick break to.

PT School
"pt school" Discussed on PT Pintcast - Physical Therapy

PT Pintcast - Physical Therapy

11:43 min | 8 months ago

"pt school" Discussed on PT Pintcast - Physical Therapy

"And you do something. Just one you're not GONNA go to your rejects rotations. Go to zero. You'll get they're gonNA society. I think can relate with that pretty well. You have a patient come into clinic and they say well. I've been with knee pain for ten years. And they they go through one session or two sessions with with physical therapists and they say how come it hasn't gone away. Well you've taken ten years to to get to this point and it's probably not going to go away in two weeks and that's that's how I kind of looked at that where. Yeah if I'm GonNa ten on something doing one thing probably isn't GonNa Make Zero Order Management threaded. You can do. You can examine the evidence though you thought or thought. Examine the evidence. What's your evidence for that thought? What would make that such back so in other cognitive distortions overgeneralization in overgeneralization usually when we think about PT students. Like if you get a c I'm dumb I'm going to get on the test for the rest of my no. You're not you got one. That's all that me. But if you generalize the next Nasmyth after that you're probably GONNA get a Lotta sees. Yeah so examined the oven. All right you got onc- once was a reason why you might have got it well. I had herself late in my life. Happened it just wasn't in my wheel. So that your evidence for like maybe it would have contributed to my seat. The fact that you're dumb and you can't do. Pt School probably not true because people don't luck into PT's you have to earn your right. What do you say? There's kind of a few but you have to earn the right to be right. Reassurance against it would be like passed a bunch of tests in my life. I've had a bunch of custom peaceful if you lean into and dumb. I got one C. UNATTACHED. I'M GONNA get a variety of different are GONNA get on my test moving forward. You're probably GONNA get but if you lean into the fact like I'm a good student and these are the reasons why I am a good student. GonNa give you a better. That are feeling oh I can do the next right. Not Going to bring you two zero. Probably I mean I know that for myself you get to see. I mean you get a little nervous but not going to bring you two zero. Yeah like that. Write it down. Examine the evidence and It'll it'll reduce your temperature or you're going to have if the way you're thinking person with. I think that is like the double standard. How would you treat another person? Would you say to another person? You're done because you gotta see you say that you can't do pt school because you're GonNa and the answers. Usually no he would never go up to A. Why would you do with yourself? Why would you treat yourself remain to ourselves? Man We are. I mean our harshest critic and I've always found that. Were never our biggest cheerleader right. You know we usually look for people other people to be cheerleaders for us and we're not really looking for external validation. We're not getting it. Secondly was a place where we're pretty much laying down on the ground and then old by the way we're probably kicking a person who's laying down on the ground because where our harshest critics. Yeah all right. So that's generalizations. What else generalization renovate look at mental filter until there would be another cognitive version of you take one negative thing and you flew? All the positive happens a ton he will be like well. Things aren't going well and they'll say things are in these things aren't going well. Boom boom boom boom. And I would say well what's going right. Well this is. This is the only tend to focus on the negative things and usually it comes with a place like we've developed. I'm times what I'd like to think of as a narrative and we only looked for evidence that proves our narratives. Rife one negative relationship. I and I'm not gonNA relationships because my last two a belt but you forgot the for the before they were successful or you forgot you know the fact that whenever you go out people are interested in talking to you you know you only focus on what you WANNA see. Results are out that positive stuff and only find a negative. And if we do that what's going to happen. Feel bad right. That's GonNa make us bring us. Yeah I'm guilty of this man. Big Town I remember and I think that for sometimes people will tell me that they use it as a way to push right so if I if I'm hard on myself should have critical myself that's GonNa make me feel that's going to push me to do the next. I say fine. That's how you're using it fine. But if you're just disqualifying the positive and only focusing on the negative in keeping down. Is that really working out the way you want to write? Is it getting in the way? 'cause coping mechanisms as we as we learn like help us get to a certain place right so maybe that help you help if we're thinking about going to PT School. Maybe a lot of things that you did helped you get to. Pt School because school the different animal right and sometimes if you use those same coping mechanisms the US an Undergrad. Npt school now. They don't work for it. Well do you want to change them? This the coping mechanisms hennion. Pt School. When you go on the real world and working out for the one I think of his procrastination procrastination and we can talk about this. This is a big one that comes up but people will use procrastination and maybe they functioned the when their backs up against the wall they work really hard and that worked really well for them in Undergrad when they get. Grassley can do the most like okay. You want to keep using cocaine mechanism because it worked one or is it worth changing cigarette. Then people get the belief of like well. That's the reason I got to school. No that's not the reason young the PT School. Because you're good at ta you can remember stuff they figure with people. You have a passion for that that's like it's PT School. That was maybe one thing that helped you. The only reason he got here are the things that people do other cognitive resources that people engage in. What are what? I like to think of his jumping to conclusions. Things are mind reading. Unfortunate thing about coming to conclusions. The first one to mind reading. I know what that person is thinking do you. Do you really know what they're thinking? Are you making assumption right? This usually comes up Relational like oh I already can even come up with professors like professor gave me look and other thing and they don't like is it or did they just have like a bad breakfast or there's GonNa look at you right like we don't know but if we jump to conclusions we can be can base our behavior that professor gives us working class at professor doesn't like me now now. You don't have the desire to go up to the professor. Maybe it's your boss. Your brand new at a new job boss gives you a look like you. Don't talk with her boss. That's GONNA get your way. They're struggling in the classroom at work. You've developed a relationship or you develop an idea a person just because you think you know what they're doing let doesn't seem or fortune telling. I know that this situation is going to happen once again do you. Are you making an assumption? Like I know that if I call such and such they're not gonNA WANNA hang out do you or just because they didn't want to hang out last time you're assuming that they don't want to hang out this so we have to really watch the way we jump to conclusions because once again that can get in the way that dictates our behavior and it can make us feel downfield anxious. Louis that I help people and when we're thinking about jumping to conclusions I asked you make an assumption or you know of course I'm making an assumption. You're making assumptions. How do you want to check it? And there's a variety of different ways. You can do to check you can Ask a friend. I would think of it as like checking in with other people like all right. Do you actually know this thing or an assumption assumption? That's a good one. Ask a friend like would you do this? Would you not talk to professor? Because they gave you the look no of course not. I talked to him. Probably like the survey method. He gets survey of people that you know and trust if they give you an answer go with are there. Other distortions of people tend to use showed statements or your showed person. Jimmy doing this. This should be doing the yeah. I think so. I think get on myself like that. I tried you too much. I think it's the sugar and a half years. Well I'll tell you right now. There's nothing in life that you have to do all right. You don't have to pay your taxes you don't have to go to class. You don't have to go to your job. It comes with consequences if you don't have to do anything. And when we set up in half we never reward ourselves for doing it. So people say we're thinking about you know you don't have to study but if you set it up as a half year if you do study you don't get a chance that you'll good about that but if you say. I CHOOSE TO STUDY. You can feel good about them. I should be studying. I mean we we think about school like there's always something else you can learn. There's always something else so I should be doing this. I should be doing the place that makes sense. Yeah Yeah I'm looking back to what you were saying for. Mind reading men once I heard about this theory from Gary Vander Chuck puts out a lot of like marketing content online. But a lot of it's kind of thought process stuff and he talked a little about mine readings like dude. I'm telling you ninety nine percent of the people that you think are judging. You don't even care about you. They're not even thinking about you. Like we make assumptions about what people believe. Yeah and we have no evidence none and it's like well this person been email me back. They must not like me anymore is they could have fifty emails in their in their inbox. Just haven't got your. Oh Yeah We. We create a narrative around that of what of why we of whatever we did wrong. Why that person might not like me or whether or not paying attention to me. Is that like tribe mentality like from the like the animal part of our brain where it's like. I need to be liked because I need to be part of the group well. I think it's part of ambiguity right so when we sit in that grayer that we talked a little bit about earlier ice. We shouldn't ambiguity. We don't like we want an answer. No one likes it in the. I don't know so if there's ambiguity usually what people will do and I don't know why it's on the lancs usually filling the blanks and they usually filled with negative. Yeah I do that. And then we base it on. Then we based our behavior on the negativity. Oh because I don't know it's uncomfortable sitting. I don't know the let me put something on it. Like an have an answer whether it's the right one or not and then then I know what just feels something about. I can feel angry about it so we'll go back to the email example hasn't answered your email. We don't know why they haven't answered your email but if you make the assumption will they don't like you can get angry at that person pretty easily being depressed. What did I do? What did you do this person and not allow them to make them write me back right so when we did in that ambiguity that I don't know uncomfortable and if we we struggle with it we're going to try and force it to one opposite or the other one of the bowlers? Though the other we're such weird animals like I feel like we get in our own way from happiness. Redo Redo narrow ways a lot like I said it before. I WanNa make the caveat like even if you do this stuff not bad thank you do it all the time and it has a negative impact on you. That's when it becomes bad. That's what we have to be able to watch one of the other things. Don't worry I was gonNA say like even you're you're you're just writing it down right. It's like lay bill labeling. Our emotion like even that is going to lower temperature just a little bit. Yeah even just to see that it's ridiculous because what people what usually happens. We haven't negative thoughts and it goes unchecked and the negative thought then goes on a direction you go in whatever direction it is it might make the before anxious depressed heartfelt overly critical but what the goal is to begin to when you have a thought. We can't stop the soft toss. They're GONNA come up. You can't stop the thought but what we can do. We can do something about it when it comes right so the thought comes up and it goes on check. We know what course of talk comes out. We decided to do something about it. Write it down. Talk with someone about it. You know ask a friend about it. Would you do this live? That's something different and again. There's an opportunity to let that sought goal way. Like I said we can't go. We can't control the thoughts from coming another one. If you WANNA think about is one of the personalization the personalization are started. Like a little kid. The little kid comes into the room. Mrs Parents.

Pt School professor overgeneralization knee pain Npt school US cocaine Grassley Mrs Parents Gary Vander Chuck Louis Jimmy
"pt school" Discussed on The South Jersey Beer Scene Podcast

The South Jersey Beer Scene Podcast

02:17 min | 9 months ago

"pt school" Discussed on The South Jersey Beer Scene Podcast

"Search out and I'm like no can't remember that guy. They used to have all male reviews there to you. Ladies were there was a stage stage is that is that what you did before you retired. Guy. I'll never tell it was. It was the eighties so it was was a nightclub. You saw a mirror ball in there. Don't you know maybe the maybe it looks like it should should have had with a very long flowing type of brew? You actually have to bars in speed diner. Yeah from the outside. I can't tell you how many times customers come in and say this used to be a diner and I say now is a nightclub and they go. I think this was a diner I go. It's not pretty sure I don't know okay. Diner knows nightclub. Know for a fact. I didn't go there that often. But you know reviews you know. My wife likes him romantic. So far from my wife not even close so Adam. Yes Sir. Let's tell tell us a little bit about your history okay. I was in a mill review and then I met guy and then started homebrew shop. Now I I I went to Stockton and for whatever reason Irish beer fascinating. Because I was a little bit of a science nerd I went to school to be an ot which is more an anatomy biology based but still you know knack for science got into beer and then I got closer and closer to graduating in the more I got closer to graduating look into Grad schools. The more I lost interest in that and found interest in brewing eventually met guy started going into his shop checking out his. You know everything. He had to offer an Bruin. More often my my parents would always say. What are you going to graduate? I'd say I don't know maybe go to. Pt School or become a brewer and they would go crazy and then. Yeah I heard about garden state opening cy. I started shooting emails every like every other week and they kind of blew me off a little bit but I didn't give up and then finally got a response and they.

Pt School Stockton Adam
"pt school" Discussed on PT Pintcast - Physical Therapy

PT Pintcast - Physical Therapy

12:12 min | 1 year ago

"pt school" Discussed on PT Pintcast - Physical Therapy

"Guidance and support as they transitioned or maybe look for positions from direct patient care into exciting non-clinical careers. And that's who we're talking to today. Lord and keely is on the program. Lauren, welcome to the show. Thanks happy to be here. So your, your brief story started. A career your, you know, started adulting in accounting then decided to fork in the road, go to school. The PT school after not loving accounting, I guess that's safe to say, right? Same thing. Yep. Super involved in PT school expected to love just being a clinician, but didn't didn't joy the lack of flexibility. Maybe some other things about the profession and decided to go, a different route and combine your business, and your healthcare degrees, and, and down. What do you get to do? Yeah. So that's exactly right. So now I work for a Catholic nonprofit healthcare organization that is in Colorado and Montana. And I lead their innovation and virtual health ventures as they try to, you know, stay relevant in the changing marketplace of healthcare that sounds like a cool title program lead of innovation virtual health. It sounds like you get to test out a lot of stuff that maybe is just coming around to, you know, mainstream and you get to see how. A ply it to, to healthcare into patient care. Is that a little bit of what you do or what? Yeah. So that's a little bit about what I do. It sounds glamorous. But if they're hard, it's very hard because it, you know, change management and introducing new tools and the team that I work on is, is pretty small there's four of us. And so we are just the salmon swimming upstream at this healthcare organization. But it is really it is really fun. And it is, it's a great career. And I'm very happy, where I where I landed, so whenever you're doing something like innovation and the type of role that you have if I asked you what's normal day for you. I'm assuming they would say, there's no such thing as a normal day. That's that's similar to to my life as well. I think most people's existence even if you are in clinical care, every day is pretty much different. But what, what give me some high level things like try to try to pay me a picture because, but I know it's hard of what sort of things you get to do, and then we'll get into who you get to do it with. Yeah. Great question. So, yes, every day is a little bit different. I manage multiple projects and initiative at the same time, I would say, one of the things that I get to do is figure out what patients really want and how they want to access for care, and our big goal is to increase access and experience for our patients. So right now, I am working on direct to consumer video visits. So basically doctor on demand type of model where you can access your provider, just through your smartphone, when and where you want another partnership, that I manage is, we have a partnership with lift, we know that transportation could be a barrier to getting care. So we have a partnership with lift, where we can offer lift rise to our patients to get them to and from their appointments. So, yeah, just managing those relationships trying to figure out what's next on the horizon working across multiple. All different teams after organizations that get these initiative up and running and just trying to think on our of, of what's coming next. I like that. You're, you're literally, I mean, you're a physical therapist, whether you're in a clinical role or not. And you're still thinking, how do I get the patient, you're starting with, how do I even get the patient to their appointment? And then what other things can I bring to these individuals? How can I help them even further outside of the clinical environment? You're you're able to tie in your knowledge from PT school. And when you worked reading into this into this kind of super innovative, I love that next question. Who are the people? You're working with are you. The only clinician on your teeth. Yes, I'm the only condition on my team, and I tend to bring I bring embassy for the provider. So I know that we talk about the, the patients alive time. But the providers are continually overwhelmed with new requirements documentation, and just constant change. And. I think that I bring that voice of not only does this need to be easy, and enjoyable for our patients. But we need to make it easy and enjoyable for our providers to because they're also facing burnout. So I am the only clinician and I tend to bring that voice to, to the team. I think that's really important. Because if the clinician suffers, I don't care what programs you have in place, if they're not able to carry it out. It doesn't matter. Right. So you're able to actually look clinical lens. And I love that the reason I'm able to ask that question is that's similar to my role of FOX rehabilitation. There's a lot of times, I'm gonna communications beating it on the only person who's a physical therapist in the room and say, hey, that sounds really great, but I don't think we're ever going to be able to implement that. And here's reason one two and three why, and then we go right back to drawing board and go great. It needs to work with the client and it needs to work for the clinician as well. So, so I liked I talked in your intro a little bit about. You're just not loving being clinician and the best gotta be a hard thing to deal with in terms of like like guilty. Imagine like when people ask what, you know, what you're up to you, and you tell them. How does that come up? And how do you answer that? Yeah. It was I accept it now and again, I love where I've landed, but it was a really tough road especially just personally because I as you said, I was very involved in school. I was so passionate and I just had this expectation that I was going to love being a clinician, and I did for a while. But the catalysts that really made me start thinking outside of the box of clinical care was when I became a mom and the lack of flexibility that just exists in a traditional clinical role didn't allow me to feel like I could have a good balance of a fulltime career and, and being a mom. And so that's where I went back to the drawing board and thought, well, how do I combine these two degrees that I have that also allows me? To really focus on my on my family, and there was a lot of guilt there, because, you know, I was still paying back, my loans at that time of, you know, how I spent so much money on this. And now I'm not even quote unquote doing it. So yeah, and, and you always feel like a little bit of a fish out of water, and it wasn't until I left clinical care and started talking about leaving clinical care that so many other people reached out to me with the same exact complaints or frustrations about being a clinician and asked how I made made the leap. So it kind of seems like it might just be taboo subject that no one is talking about go. I agree. And that, that completely resonates with me as well. My story similar, I liked being a clinician and worked in orthopedics, and pediatrics. I just had this other thing, this podcast and his communications background. But I loved putting together, smush Shing together. That's a technical term Lauren right there. Snookering. I liked putting them together. And I love the way that fell but I. The same thing. I thought that that guilt. When it came up. I felt people looked at me. Kinda like why did you do that? Why'd you spend all this money to lead you left radio? You spend all this money to be p t and now you host podcasts. And you teach continuing education courses you're moderate, those than you, you work on other communication projects. Why did you do that? And for me once I started doing it more and more, I did it the more I realized, hey, I love this. And I'm the one that's got to get out of bed on Monday morning. I like what I do. So I've got started wearing those those things, but it is hard to ignore people kinda give you that, that stink guy of them, not seeing what you see. I've got. I just started probably two years in being okay with, with, with getting that look from people. Yes, I know the exact look that you're talking about. Yeah. That sideways glance and you're like, hey, listen, I'm happy living the dream, having fun, feel like I'm still helping people. So but, but it is, it's a normal feeling a feeling of guilt to get that as well. So what things look like in the future. Give us some cool innovation virtual health. That's your title. Like, what are some big, big broad strokes on the horizon, you talking about lift, you're talking about maybe, you know, meeting, Dr virtually what are some other things that you think the profession is going to be able to interact with in the future. I think Tallahassee, finding D our, our biggest push. And so, I think PT's need to think about how they're going to do exams without physically touching patient. And that's it's a totally different way of treating, but our generation is that Amazon generation, and we are used to getting things you know, prime time very quickly. And so I don't think people want to go to appointments anymore, they want to be able to be seen and feel better with just a click of a button on their smartphone. And so our knowledge as PT is, is going to become so valuable, but we need to figure out how to get away from the traditional model of I need to see you twice a week for. The next twelve weeks. Yeah. Many smart PT's were saying long before the Telehealth conversation really hit mainstream. But I know I, I remember Sharon done saying a conference. I heard it talked to said, listen, what's between your ears is the most important thing you can bring to a patient? That's the thing you wanted to be able to make your living on his your brain, not your fingers and Telehealth is gonna put that to the test. I love that. You're talking about Amazon, where the Emma's on primetime generation haven't talked about yet on the show. I'll do it now. If you've got an Amazon Alexa, or if you've got a Google home device. If you say, hey Alexa, launch PT, pint cast, you're gonna get my show coming out of the speaker for you right there, hands free. We're just Morphing into that. That's the thing we need to meet our audience where they are much like you led the show with, with that lift program. You're trying to put into place. Exactly. I guarantee you. It's only a matter of time before you can say Alexa. I'm having back pain connect me to a physical therapist and someone will be available to chat with you right away, hanging out right now. Laura, I'm actually got go put you on hold. I'm gonna actually go develop that real quick before someone steals back. That's how fast things work, right? If someone has we're shortening the time between a ha moment and delivering it to the public that, that time is now completely shrunk and someone could be listening to this and say, hey, I'm gonna be them to the punch, and do it. So having someone in a healthcare system like yourself in terms of running programs at innovation and virtual health. That's not only needed. It's vital at this point. If you wanna compete in the future blouses, thank we are up against, you know, healthcare systems are up against the Amazons and the googles and the Walgreens who have partnered with Dr on demand there. If you, if you buy a package of music connects you get free doctor on demand..

PT school Amazon Lauren Dr Alexa keely smush Shing Laura FOX Walgreens Tallahassee Montana Google Sharon Colorado Amazons
"pt school" Discussed on Full Coverage

Full Coverage

04:53 min | 1 year ago

"pt school" Discussed on Full Coverage

"Because I want people to look well and bright and have that sort of peacock affect which I think turn Dulce color, you know, sort of healthy looking skin is what we we look at in a magazine or we look at it on another person. Oh, wow. Have you been away? Look, so well, so those two that you know, they go hand in hand naturally. I'm things like small things that your eyes pop the color pops. The wardrobe options rendering everything sort of opens up. Yeah. And it's body confidence itself. Confidence thing it's it's actually looking at your body and going. Oh, yeah. Right. Yeah. So it's those type of things which I love about timing. That's why I do it is I can sort of transform a mood of someone in half now. Yeah. That's funny. Harry, my co-host isn't with us always says that about makeup artistry. That's her favorite thing is that self care element of spending time with someone touching them taking care of them. And they leave feeling better than they did. It's it's lovely when I I haven't sort of. Well, if is lovely when I haven't been doing a body weekly. And so obviously, it's like it's like do make up if they used to having it done the appreciation finishes. But if you haven't had it done before the glory afterwards is incredible new sort of just oh gosh. We've had such a lovely treatment and today. Oh, yeah. I feel like I have trouble when I get home because I'm supposed to be moving house. I'm lovely lovely lie down. Guys, propped out with emotionally. So that's really my take on timing. I'm why I do it. So it's the sun aspect, and the just sort of you looking well without having to go mad. Yep. So you got started you came through body painting onto then doing tiny with that work. So how did you make the actual move? What was the thing? I mean, obviously, your dad was motivation. But where would you get started? If someone was saying I want to get started in this. I've no idea I am sure. Very much like make. Okay. So they teach timing in. PT school. But they teach a lot of other things beauty school as well. So it's going to be you have to you have to do the other training. It's going to make up school. You have to do every sort of little bit of the curriculum in order to hone in your your craft. But. I mean, I'm happy to train anyone who would like to be trained. Definitely do that. As a side side point out after the. Yeah. Because what we do is is different technique to spray time, and who so I stopped spray timing because of all the I suppose the downfalls that I found doing it. So I painted I painted on. And I use an I crafted some brushes which have taken a long time to create. I think I started create them in two thousand eleven. Wow. Yeah. And I've never found a body brush that worked they do exist. I don't even. I'm so essentially a makeup brush with a larger surface area that curbs the body because it's a lot and you can do you can scope you can define and you can shave and you can have fun with the body. So you know, we will be teaching it. I promise you. You can come and learn but what we're doing is. Apart from obviously, the professional side of it. We just launch your Reto. Yeah. Everyone. Can hello. So tells about that how did that. Well. I just want. I just want people that I can't reach to be able to do this spreads quite simplified process in the home, and it's three step. So it's treated as you would apply makeup treated as you would sort of maybe doing your hair, you prep, the skin. And you prime it, and you just color it new. You can layer it. So you. We have moose for the body, which is popped on to the skin. She sounds so. Thing that sort of you put a body primer on. And then we give you the lovely moose and you buff it in so instead of using a met, which is a large surface area in it won't..

PT school Harry Reto
"pt school" Discussed on The Ken Coleman Show

The Ken Coleman Show

03:48 min | 2 years ago

"pt school" Discussed on The Ken Coleman Show

"Well, as you move up the ladder, there's a good chance you make more money in supply chain, yes or no crew? Yes. Okay. But when you're seventy five years old. And you're looking back on your life. Are you going to regret that? You never went after serving people in the way that you want to serve them? Yeah. I mean, I think I'd be leaving quite a bit on the table at that writ. Yeah. So I think it's pretty obvious. Yeah, you need to do what it takes to make the move. I did it, Chris. I'm not the right guy to call if you're looking for the safe answer because I walked away. I walked away and took a steady pay-cut for about three or four years to pursue broadcasting, and I had no training. Now in my particular world, I didn't have to have a college degree for you to do physical therapy and nursing. You're going to have to have a level of a degree in and so either that's just part of it. But how old are you? Chris. Twenty-eight. You're twenty eight years old. Let's just can we play out a plan real quick. You cool with that. Now, let's put that down. All right. Financially. Do you have any debt. Like thousand bucks in credit card and mortgage. All right. So you can knock out that thousand dollar credit card within the next thirty days. If you truly chose to correct. Yup, absolutely. Okay. Knock it out. Just kill it. And if you don't, if you're not following Dave Ramsey and I'm assuming you are the tell you heard about us. Correct. We've we've gone through the all right. So you know what to do. So you're free. Dave considers, you know mortgage, that's fine. If you can knock out the mortgage fine, but you don't need to do that right now at twenty eight. I want you to walk out days baby steps. You've done FPU. So you knock out that that credit card and now you're focused on baby step three and you get that three to six months expenses full. That account needs to be bulging. I'd like to see it be six months to a year, but six months is fine. Didn't keep walking out the baby steps. So here's what's going on here. Making good money right now, you know what to do. So for you, you're also saving for medical school so that you can cash flow your way through that. That's fine to do that while you're because you're going to be debt free and you got to say you're going to cash flow your way through nursing school or PT school. And this current role is your platform to do all of it. I think of it as almost like a crane. Yeah, it is a great opportunity for you. You've not wasting any of your time because this thing is going to fund you getting where you want to go. And so you've got to figure out what you're going to have to sacrifice. So what is your financial costs for nursing? Her PT school. And then based on your full time job and wife and family and all that, how how much time can you devote to it? So you're looking at your cost of money and cost of time. And then once you run those two, then you're going to put a calendar to that and go, right. I think within the next three years I can get through or four years, it's going to take me to get through, and then I'm ready to go and step in to this new career. But I mean, it's all right there for you, Chris, you've got it. This is just putting a calendar together based on how much time it's going to take and how much money it's going to cost you and your wife get through that. Get on the same page plan for it and start walking through it yet. I think I needed to get that piece in the puzzle. They're just mapping out over the course of years as opposed to just, you know, taking taking this step and flipping the switch right away. But Bill that Dacian so I could cash if you were in a financial position to be able to walk away, then I would say, walk away and start nursery school fulltime you're not there..

Chris PT school Dave Ramsey Bill six months four years seventy five years twenty eight years thousand dollar thirty days three years
"pt school" Discussed on KTAR 92.3FM

KTAR 92.3FM

01:32 min | 3 years ago

"pt school" Discussed on KTAR 92.3FM

"Well as highpriority upgrade dave are you doing better than i deserve where do you live sir we live i lived in finley ohio lipout 45minute south it's later no right where you are very nice coup waited all the way here after work on friday night move drove the night got here at like one or two in the morning ben in nashville for the whole week weekend we have we've experienced at all i love it vaughn very check it but maybe not enough there some odd chicken frazier oh very well done so you're here to do your debt free screen that's correct and how much of you paid off paid off hundred forty four thousand and fifty three months good for you and your range of income during that time who is fifty nine thousand up to one hundred into wild what are you do a physical best good you've been working i work in a latin lava and all have been doing so i'm guessing they won forty four if you're a pt was a bunch of student loan debt tons of it and what else that's it all student loan all student loans while and you said fifty three months correct four years or and a half antman you've been getting after it yes so what happened is that when you graduated that as when i graduated yet and so yudhijit pt school two thousand eleven and then moved to my parents house realized that i can't move out and i can't afford a house and it can't afford to rent i got about a two thousand dollar a month student loan bill and get nowhere to go so so you so four years we're gonna get after it and that's right cool so so you tore into it that's correct had a great friend us at mcdonald's kitchen table top matthew a budget through your name around had.

nashville mcdonald finley ohio yudhijit pt school fifty three months four years two thousand dollar 45minute