27 Burst results for "Post Cove"

"post cove" Discussed on Alley Chats

Alley Chats

04:57 min | 3 months ago

"post cove" Discussed on Alley Chats

"I'll floor that's gonna make julio's lies even harder but he you know the he has yet respond in four. Julio actually comes to your house and tells you the story and draws live that's going to be nuts but till three you get three d. glasses you know. There are design tells closet design on them. There's gonna be a lot stuff to me shirts and There's going to be pens and everything else like you know the normal kickstarter fair We're is looking forward to it because he is kind of combination of what we've been doing for so long it's kind of our first thing. Post cove back right. you know. we're like we're back you know. We're your strong. Yeah already go..

julio Julio Post cove
Iconic Theaters in California to Close Over Pandemic Losses

Press Play with Madeleine Brand

01:53 min | 6 months ago

Iconic Theaters in California to Close Over Pandemic Losses

"The pandemic has cost us a lot, but the hope that someday post vaccine we would return to our favorite places that hope has carried us through the hardest parts of these last 13 months. Well. News came this week that the iconic Arclight cinema and 58 year old Cinerama Dome in Hollywood would not be reopening post pandemic. In fact, the owners of ArcLight Cinemas and Pacific Theater said none of their locations would be reopening. Post Cove it. That's right. No more ArcLight caramel corn or movie pore size glasses of wine. Joining me to remember these theaters, particularly the iconic Hollywood location is Christy Lemire. She writes for Roger ebert dot com and Who hosts the podcast breakfast all day, and she's our regular one of our regular and most beloved film critics on Fridays. Hi, Christie. Hello, my friend. What a sad day it is. I know, And we have all spent so many glorious hours at the arc lights, especially the one in Hollywood. Talk about many, and yeah, from your perspective. So it's funny when you're a film critic, especially if you're a freelancer like so many of us are like you don't have an office, right? You watch movies at your house or you right at your house, and so going to the Arc light on a Monday night to see a big studio release, and all your fellow critics were there, and there's a buzz in the audience as people who love film You know, it's It's like going to your favorite office but also your favorite watering hole and there's such a great energy the minute you walked into that lobby with just the job. Soaring feelings and the huge marquee with all the times and the big clock, and you felt like you were walking into a cathedral of swords. And yet there's also a very intimate sense of community because you could go and have a bye deep beforehand or have a glass of wine afterward and talking about what you have just seen

Arclight Cinema Cinerama Dome Arclight Cinemas Pacific Theater Hollywood Christy Lemire Roger Ebert Christie
Work and Life as a Post-Pandemic Engineer: Is The Office Still The Default?

Developer Tea

05:21 min | 9 months ago

Work and Life as a Post-Pandemic Engineer: Is The Office Still The Default?

"This though is applicable to software engineers and interestingly has been applicable for many people for many software engineers for a long time. This idea that our physical workspace. Our physical location for work is not necessarily concrete. We don't have for example if you were to work at a restaurant. We don't have a grill that we need to go and cook at. We don't have a cash register to stand at. Our work is mostly what happens in our minds. What happens on our very portable devices. So what exactly does it mean for us to be at work physically speaking. What does it mean. Well one of our work is also about human interaction in fact arguably the vast majority of the value of our work if not all of the value is determined by how other humans will interact with them and so there is some layer of locality to our work and there always has been to some degree. Our work needs to be consumed by other people and we very likely are going to be interacting with other people to collaborate on our work. So it's not that crazy. That luke has mattered and probably will continue to matter. Even post cove it. But here's what is likely to change made in my opinion. Here's what's likely to change before covid and really especially in the early two thousands. Before a remote work became a popular option. We had the default of working in an office. When you go to work working in an office where you go. And there is some precedent for this right we. We know that our home is a sacred space That we've evolved to some degree to make our home a private space. And so why would we allow our trade and are home to become mixed. There is some again psychology backing up this idea and bolstering at that. We should have some separation of these concepts at the same time. There's also a lot of evidence to show that are working hours and are working. Environments are into thematical to The productivity especially of the kinds of problems that software engineers are solving. And so wasn't that long ago when remote work became an important option for a lot of companies. There's a lot of benefits to remote work simple examples. Some obvious examples are you can choose from talent pool around the world and you can hire people sometimes for less Less money less of a salary because they're living conditions there They're you know working wage. The amount of money they need in order to live going to lower their living costs are lower and so there's some obvious financial benefits. There's some obvious kind of sourcing benefits to going remote but there's also some softer benefits like the fact that people tend to be happier when they're working in remote capacity. So what does this mean. And what is the future looking like. Most of the companies in tak large companies and small companies like before the pandemic. The default default was still working in the office. It was odd company that had full distribution. It was the strange company that had even fifty percent of their workers being remote most companies Especially large companies. If they have remote workers enough of them will be in the same location that they'll start a satellite office as idea is the host small office and then you have a headquarters office. There's a lot of different forms of remote work but cova changed remote work for virtually all companies. It changed it. Because for many companies that held out in the idea. That officers were necessary for productivity. Cova challenged that assumption. We suddenly had a forcing function and that forcing function was in order to survive. You must be productive and remote the same time. So what does this mean. It means that all of the people working inside of these companies has now had a chance to trial run. Remote now. this wouldn't be a huge deal if it was only one or two companies even if those one or two companies were very large but the fact that this is virtually universal experience that everybody went remote for a while that the all had a chance to work from home they all had a chance to see what those differences would be like for them. This changes the landscape of opinion. It changes from default being in the office to now. A very large number of people are asking the question. Is the office still the default

Luke Cova
"post cove" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

06:30 min | 9 months ago

"post cove" Discussed on Bloomberg Radio New York

"I'm Jonathan Ferrell. Extra Promise back with us tomorrow. Here's the move Equity futures up about 8/10 of 1% on the S and P the NASDAQ up nicely as well by a similar amount You see on the Russell they're up about 9/10 of 1% the games Continue. I think the really important headlines in the last 24 hours we've mentioned them. A couple of times the amount of people who have received the vaccine in United States now greater than the people who have officially contracted Cove it we're making real progress and a stimulus conversation is on Ghana's well switch at the board. Want to sit on this just for a moment? You're spreads. Some. This is high yield over the last year spreads. It's a huge breakout in spring. Why the wife slicer? Let's step back in. Lisa won't like this move that Tom tighter, tighter, tighter and near the post Cove it tights of the love and how much is the due to the third? Pretty much all of its own. Thank you. It's down to the Fed. But this is what the Fed wanted to see easier financial conditions. So the likes of Boeing the likes of Apple, who, Of course, Apple do not issue in this market could come to market and I'll give you some of the staff's 50 billion. That was the supply that was taken down in high yield in the United States over the last month of January Had 1/5 of that's almost on the triple C bucket by a third of it was from energy Those companies have issued in this market's taken it down. Okay, so say it's $10 billion, benefiting these big name companies because of Fed wants Price up. Yield down, John. How does that read down back to small business in America? Flat on their back. You hope that it keeps people employed. Thank you. Very, you know, keeps people engaging with the economy and you hope it's a thought. Small businesses. We know, though, Tom More business does not play in this market. Like the big players finish on this and crude 55 handle very briefly on wt I Where are we now? 54 81 nice rebound and crude. Hellish morning, Tom. It is a very noticed very bullish morning down futures up 239 to 31,000, but never lose 30,300 You want to point out Brent $58. Barrel and Brent crude David Page with us with acts of their head of macroeconomics right now, David, I love your paragraph looking at the tantrum. What is the tantrum or tantrums? Plural of 2021? What does it look like? We think it you know, we had a mini echo of what we might see. You know, we saw a few basis points on the 10 year couple of weeks ago. But I think is you move into the spring market start to focus on the fact that you know the Fed isn't going to be there forever. At some point is going to start slowing the pace of us. That's not even stopping initially, but just slowing on. Although the Fed has done a good job, but suggesting that now it's too soon to discuss this. The time for discussing is pretty soon I think, And I think when the economy shows more well, robust signs of picking up, which doesn't feel like it that long away, possibly moving into the spring, then I think the market's going to focus on how long the Fed can remain just accommodative, and I think you know, in the spring we start to see some some yields really starting to push up. John Farrell just mentions Boeing an Apple with transactions. As well. Do we have an idea here that that we see the flows of benefit here going to big companies into big financials? What I think to some extent, I mean, what you talked about the sort of tightening I've seen come through and spreads And obviously, that's the Fed backstop in the market. But the Fed hasn't actually had to do that much in terms of purchasing those second rate those corporate jets in the secondary market. Really? You know, what we've seen is a market that has had confidence that there is somebody at the back there, and that really isn't going to change. What is going to change is the short term purchases that we're seeing coming through that But clearly and clearly, what scene is that those lower interest rates over the longer term are affecting several areas of the economy, so yes, that they're impacting the largest on the large companies. They're also giving a real jolt to the housing market. We've also seen a big pickup comes for an auto sales. So all of those interest rates that sensitive sectors of the economy are really benefiting from those low, right. Vaccinating the reopening. Nothing else seems to matter, David. So let's get some of your base case your your assumptions for the rest of the year. Fiscal sanity came on the program earlier, and he said that I should keep my flights booked for the summer to Europe. He's that optimistic. Still, this is what a spokesperson for the UK has to say We're still working on quarantine plan. Using hotels. I'm informed that that step to play take place in the middle of this month. David, When are you expecting things to really start reopening again went to Tom and I get to go to London and do the show from London. What does that happen? I mean, remember, from our perspective in London. At the moment, reopening means that our kids go back to school and that maybe we're able to go to something other than the supermarket once or twice a week. So there's a whole sort of polarity that comes through here, and I think what we're looking for is some point in March to see some of these restrictions relaxed, but they're not gonna go away anytime soon, even though the U. K through very well in terms of rolling out its faxing We worried that that the heightens contagion of the UK variant means that you could still see very high numbers in the remaining unvaccinated population through the spring, and that's gonna be difficult for the government to ease those restrictions quite so quickly. So I think you know the spring we start to see some easing of restrictions, but they're still in place. We're hopeful. That you know it's the government compete. It's four million a week target towards the end of this month. We're hopeful that we could get sort of herd immunity levels sometime around the summer, so sort of July August sort of time. You know, there is a lot of uncertainty around all of those all of those components to that, David, How'd you track that? Do you look to places like Israel as a case study as a guide to how high the bar might be before we have to pare back restrictions. We will do But no, I mean, we're really working off very theoretic models of the moment, Which is why we're so uncertain about the outlook and that's before you start factoring in. You know that the uncertainty that surrounds how the economy is going to react restrictions, But we're assuming that once you get significant portions off the population vaccinated, so they're not likely to be consuming the amount of health care Those vulnerable groups normally do. Then you can start paring back some of the restrictions allowing the virus spread a little bit more in the remaining population, and it's really a balancing act, of course, but it is very difficult and there aren't really many presidents. But yes, we will learn from From those that are running slightly ahead of Israel's not visit uncle there against John Farrow in term, keen on radio and television worldwide. It is Bloomberg surveillance of David Page of Axel Lease Abramowitz in Parks. Itani, Pennsylvania today, silver breaking down right now, almost to a new low, 27.36.

Fed David Page Tom tighter United States London Apple Boeing UK Jonathan Ferrell Ghana Israel Russell government John Farrell post Cove Brent John
"post cove" Discussed on KQED Radio

KQED Radio

01:35 min | 9 months ago

"post cove" Discussed on KQED Radio

"We see more patients who are hospitalized with coded now we will continue to see the need for Kobe recovery programs in the future. The Post Cove in 19 Recovery program at Yale Medicine in New Haven started as a one day a week clinic. It's now open three days. We're getting more referrals as people of further and further from thank you. Infection with persistent symptoms. That's Dr Denise Lutchman, saying a pulmonary and critical care physician who leads the Yell recovery program. She and her colleagues expected that the patients who had moderate to severe covert 19 illnesses would be the ones needing recovery services, the most That's only been partly true because patients who were classified as mild disease have also had persistent symptoms almost as severe as a patient who was hospitalized in an intensive care unit. The clinic is also treating a wide age range. Lutchman saying says the long term symptoms can be especially challenging for her youngest patients. They expected to recover very quickly and move on. If they win if they diesel forties things. Equally fit before I've had patients who were runners before an athletic and inclination who now struggle to walk up a flight of stairs. Doctor Serena's, But it says she, too, is seeing a surprising number of younger patients at a neurosurgeon Oh vich clinic at Yale Medicine. Many patients were never hospitalized but are now experiencing numbness and tingling headaches, loss or impaired senses of smell, taste.

Yale Medicine Dr Denise Lutchman Post Cove Doctor Serena New Haven
Walmart will test grocery deliveries to a smart cooler on customers' doorsteps

Financial Exchange with Barry Armstrong

02:13 min | 10 months ago

Walmart will test grocery deliveries to a smart cooler on customers' doorsteps

"That I really like. And e think this is going to lead to further adoption of grocery deliveries they're going to and they're doing this just in Arkansas is this test But they're gonna put smart coolers on customers doorsteps so that you know when they deliver your produce and your milk and things like that. It's not sitting out in the hot sun. I like this idea, and it shows and demonstrates that perhaps grocery delivery has legs. Yeah, I think it's something that's interesting there. You know, doing this. They're testing it just in their hometown of Bentonville, Arkansas to begin with, So it's It's gonna be a small pilot program that they are starting here, but It's something that I do think it is interesting to deal with some of the problems that you have with grocery delivery of, namely Hey, let's say that you had specified a certain time that you wanted things delivered in they don't come there. If you're sitting there, and you know the summer anywhere in the United States, and you got milk sitting out for an hour to in the hot summer sun That's not a very good thing. So you know this is an interesting little pilot program that they're starting up. I don't know if this becomes, you know the standard necessarily, but Think for customers that are, you know, post pandemic gonna be heavy users of grocery delivery. This is something that can put some of those fears about spoiled food to rest. If you're using delivery, as opposed to go into the store and picking up on your own, do you guys remember, Like two years ago, we covered this on the show where Wal Mart was actually looking into Having their delivery drivers have access to your fridge so they would do with some sort of a smart lock, and I hated that. And I think that's why these smart coolers. Now, the next step because nobody wanted somebody walking through their house, even if it was on camera. Yeah, No, I just I'm curious that it'll be very interesting to see there's been, you know, Talk about zoom technology and face mask. Do you think about all the things that have happened? As a result of covert and grocery delivery was a big one, right? Does that continue and take a lot of investors are trying to figure that out as well. Does that trend continue? Post Cove it when we get this thing under control, I don't know the answer. Could tell you anecdotally and I'm just talking

Arkansas Bentonville WAL United States Mart
"post cove" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

09:23 min | 10 months ago

"post cove" Discussed on WNYC 93.9 FM

"Horrible year, and I think that's true for many of the people listening to this show. That's John Mackey, who in 1978, along with his girlfriend started a food store called Safer Way. More than 40 years later. He is still running that store on Lee Somewhere around 1980. Its name changed. You know it as whole foods. I just really want to get I want to get post Cove it and begin to start to return to some semi normal. See, even though may not be quite the same for a long time is we were pre coded. Mackey told me that 2020 has sucked Those are his words, not mine. But the notion that grocery stores have been at the center of the action. That is totally true. And it's partly because restaurants everywhere have lost so much salespeople are cooking Maura Home. Story particularly seen our meat, chicken and seafood sales just explode in the company and on also produce and grocery. They've also gone where people are cooking more. It's just the best way to look at it. And that's been good for not just whole foods has been good for supermarkets everywhere They've been, if you if you if you Google it or read up on it, you'll see that Kroger and Wal Mart and everybody's had Albertsons Safeway Public's H E B Wegmans. They've all had large increases in sales. The ones that are public. We know this for sure. But in this year when the role of the grocery store in our lives came to be, well, a lot bigger than we ever could have imagined. Here's a question for you. Where did Mega Mart overflowing with seemingly endless Fridays of Cheerios and Oreos and salsa? Where did they come from? How do they try to shape what we buy? How did they get us to buy one brand over another. We have options at our hands that the richest kings in the past Didn't you know Farrah's Lords leaders? They didn't have these options that we browsing like, you know, don't even register because we think of it is such a chore to have to pass them and sift through them. Benjamin Moore is a writer. He had been working for years and years on a book called The Secret Life of Groceries. The Dark Miracle of the American Supermarket. It was slated to come out in 2020. Only thing was who really cares about grocery stores? Yes, they quietly form a safety net in our lives. We could not live without them. But hardly anyone ever thinks about that. Of course, Lord did, But he was in the minority and then the pandemic it and then I was just like okay, like everybody's eyes are being widened in a similar fashion, which was kind of amazing to see. Actually more argues grocery stores have always been amazing to see their classic example of American ingenuity and the belief that way way too much. It's never quite enough. Who needs 100 varieties of chips, 50 types of ice cream we do and even more options wouldn't hurt. Which brings us to roam 1956. When the Italians first saw that they lost their minds. There's like press reports of women running up and down the aisles screaming. This is heaven and other people, just standing, goggle eyed, shrieking with the light. They just never seen anything like it. What they had never seen was an American supermarket. Actually, a mock up of an American supermarket. The U. S Department of Agriculture had set it up at the 1956 International Food Conference. And compared to a real American supermarket, Ben Laura says the demo was pretty small potatoes. So this is the first time that an American style supermarket exists outside of America. Supermarket is American is jazz or, like, you know, the T shirt. And it was invented here. S O Outsiders really had no idea what to behold. And this was a very modest staging only 2500 brands, which compared to today's supermarket of 65,000 different stock keeping units. You know, it's it's minuscule. But, as Lord noted, that didn't stop people from losing their minds from falling in love. When attendee said, quote It must be heaven. There are mountains of food. Pope pious, The 12th offered his blessing. Americans have been was a about supermarkets for a long time, but people from other countries have mostly been odd by them. Boris Yeltsin visited this Randall's in Texas while he was touring the Kennedy Space program. And he was filled with kind of a. I think he calls it like a despair for the Soviet people because he realized that if they saw the options that were available in this supermarket Which he just stopped by on his tour was not like the centerpiece of his tour that they would demand a revolution. The realities of the American supermarket are strange. It's a little shocking to find out why you one brand of popcorn is stocked over another. It's even more shocking to find out how that brand of popcorn got to the shelves of your local Mega mart. We're gonna get told that First. How was the supermarket created and why was it created in America? Well time travel for just a minute with me here to the 18 hundreds to a scene you probably know from movies from TV shows and books. Visit to the General store, and the General store was about the size of a small convenience store today, and it's old general goods, and that was really what what was the closest thing to a grocery store. You know, it's old boots. It's sold. Drugs in the form of laudanum and opiates and maybe a little vials. It's sold animal feed, and it's sold some some food that would come in big barrels dried fruits that would have to be chiseled out. And A few things mark to the General store one it was the clerk would handle all purchasing so you would handle list over he would stand on the other side of the counter. It was it was a he And she would fill that list for you. And all the options that he would fill it with were kind of anonymous bulk. They they didn't have brands. Okay, she went in. And you're like I want this much cheese or this much flour and he measured it out for you. Yes, yes, and there were priced. Here's for rich and poor people actually, based on The cut of the produce. So like you could sell the nice produce for higher cut and then sell kind of the second rate produced for cheaper. Several big shifts happen. To kind of bring us to the grocery store today. First, his packaging and you don't think of like the cardboard boxes being a seismic invention, but it really woz and cardboard. Paperboard paper bags all around the civil war. Napoleonic wars led to advances in Tinning and glass preservation. These all kind of come down at once. And so all of a sudden, there's always packaging to put this anonymous bulk in and once you have packaging it, demands and insignia, and it demands a brand on it. And so all of the sudden customers had choices to make when they went to the grocery store, and they wanted to touch the stuff themselves. They didn't want. Clerk behind. They're giving them anonymous things. They wanted the clerk giving them exactly what they wanted. And so The package became this form of security choice and a place to put a lot of meaning into. So when you're buying something you could you choose the option that was, you know. Gift for your for your son or an act of devotion by saving money. On doll of that choice, sifting a gentleman named Clarence Saunders would go on to found a chain called the Piggly Wiggly, and he kind of put all those puzzle pieces together and the Piggly Wiggly. And it was a first kind of modern grocery store, which is to say that he let people touch the goods. He forced them on kind of a Nakia like path through the grocery store so they would see everything and kind of really put the like choosing in front of them. Okay, So it's like you go when you go on through a maze. You inevitably encounter a few things that That's right. And it allows all this cost saving, too, because instead of having clerks do all this work, you just have stock boys and then about 10 15. Years later, a gentleman named Michael Cullin invents the first supermarket, which essentially just takes the clearance Sander models and puts it on steroids just blows it up, and people would drive from 50 miles away just to come to a store. Because it was this thing that no one had ever seen before, And that, of course, drove more purchases, which, of course, drove lower margins, and it became the dominant model almost instantaneously. Let me just pick up on that idea of doing a lot of volume thin margins in the notion of like every time you go to the store and pick up a box of Graham crackers. The story doesn't make a whole lot. But when you buy a lot of Graham crackers when people buy a lot of Graham crackers, and the store's doing okay. One of the things that shocked me that you write about is we think, Oh, that's my favorite pasta..

American Supermarket General store Graham crackers John Mackey Piggly Wiggly Lord America post Cove Mega Mart Benjamin Moore Clarence Saunders Google Maura Home Wal Mart Farrah Albertsons Safeway Public Ben Laura Kroger Michael Cullin Boris Yeltsin
"post cove" Discussed on 600 WREC

600 WREC

05:57 min | 10 months ago

"post cove" Discussed on 600 WREC

"Listeners and and and actually viewers to on the TV show, So, Andrew, we're going to start out with Carl. He says. I'm 63. I've heard you talk about active money management. Am I able to do that with my 401 K? Yeah, I think well, first off, that's a great question. Carl and we do We talk a lot about active money management market based investing passive money management, and it creates a lot of questions surrounding what ultimately is the best way and Carl let me answer your question directly that I want to kind of expand just a little bit first and foremost. The answer's No. You can't actively manage your investments within your 401 K most For one case, actually, guys, you're just given. You know a list of mutual fund options anywhere from 10 15 20 different mutual fund options. And then some companies are now providing a way to self direct many that you can technically take on the responsibility and a liability. Choosing your own investments. And by doing so, you get really the open architect of going out there and finding different types of investments outside of the list of mutual fund options. So you conduce that, Carl, obviously, you know you're taking on the responsibility on yourself but active money management. Is really it's not a guess It's the simple idea, a rules based approach and everybody's different. But it's a rules based approach to making sure that the money is allocated correctly from an asset class perspective in relation to whatever the markets are giving us of this. Point in time, So it's basically saying, Listen, it's you can't make a decision one time and hope for the best. Look at it this way. Obviously, we were investing prior to covet the question. Would I think that should be asked is Did your investments change throughout the the loss of the market? Through the month of March ending on March 23rd did anything change in your life at that point in time on good. Have your investments possibly changed on Ben? What happened as the markets recovered? Post Cove? It And so I think those are the questions you have to ask, you know, with a new administration change that might result and market volatility or might result in new tax law changes or whatever it may be. Should my investment strategy also be flexible enough to adapt with the new changes that are really coming to past? And that's AH, a simple way of looking at act of money management. It's not a guess It's just continuously making sure That all of our clients are really position the right way in relation to the amount of risk they're willing to take and ultimately what they're trying to accomplish. Second to that What I would say is this there's no perfect way of managing money. No perfect way. So when you're looking at market based investing, everybody has a different approach everybody and there's not one person that's consistently better than the rest. So this is why Cloud jesters and asset management group is so attractive to the average day millionaire The everyday millionaire, the average day investor because of the fact that we have been able to bring institutional quality, investing some of the best of the best investment teams. In the country, hands down period, not by opinion, either. To you, meaning that every investment strategy that we put together our team is going to include different approaches to the market getting you a better diversification on how your money is actually being invested. Both passive active so that ultimately you have a smooth ride through years like this year getting all the returns that are available, and that's exactly what we do here. Wow, Andrew breach on Come on. Come on. That was good stuff. You were holding church in here. I know it on this man. Carl. What in the world? Will you not call them? 87 700. I want you to manage my money. Yeah, I'm calling right now. Excuse me. I'm calling it. Carl. Here is here's how you can get more information and get good strategies for you had 63. 87759005 to 4. All right, Mo from stew. I was advised to roll my 401 K plan from a previous employer into a traditional IRA, which I did. I haven't made any contributions to it since rolling it over and it's growing very little. I have a 401 k with my new employer. Should I roll my traditional IRA? Into my new 41 K accounts. Do that zah great question, and it's hopefully heard on Drew's answer to the question before because it will really dictate my answer to your question. So should you roll your IRA into? You knew for one K if you think about the limitations within a 41 K again You go into your 41 K and you go into it and you'll see that you'll have a handful. Maybe 10. Maybe 15 maybe 20 different options to choose from. And nowadays we be seen where half of those options are just target date funds, and so when we start looking at ways to actively manage money, it's very hard to do that within a 41 K. And so one of the reasons possibly. I don't know why your account has grown very little is maybe the strategy that you entered into when you rolled over the account isn't the right strategy for you moving forward? You know this, especially this year. We've seen a very Very volatile market. And even as we speak today, yes, the S and P 500 is positive year to date in different indexes are up positive year to date, But that ride wasn't very wasn't a great ride for everyone? And if you weren't able to manage pivot, adjust your holdings. Accordingly, you might have seen a little bit of growth. In your accounts, so that's one of the things that you want to consider. It's not necessarily the account itself that dictates the growth IRA versus 401 K. Neither one of them on their own dictate higher accounts grow. What dictates I recount.

Carl Andrew IRA Post Cove Ben Mo Drew
"post cove" Discussed on KCRW

KCRW

03:31 min | 11 months ago

"post cove" Discussed on KCRW

"He's a specialist in pots at Johns Hopkins. She has a very classic symptoms of parts. And it can be extremely developed hidden. Chang explains that patients with pots lose the capacity to regulate blood flow. And this can cause a cascade of symptoms, including the brain fog, chronic fatigue, dizziness and sometimes chronic nausea and vomiting. The condition is not new, and Chung says it's not a total surprise to see it. Post Cove it because upto have all people diagnosed with pots developed their symptoms after an infection, and Chung says Potts is often misdiagnosed or not recognized it all. But there are specific tests to diagnose it. Symptoms can fuck trade I'm trying to get better. Sometimes you get worse, but usually they have it for quite long time. There are treatments to improve the symptoms, including aggressive hydration. So having patients drink a lot of water and certain medications, exercise can help, too. As for Michaleen Carlton, she's starting to feel as if her recovery has begun. Mine is very slow. I feel like even though I have my ups and downs, I have more ups than downs and I started physical therapy virtually this morning. She's hoping this will help her get some strength back and beginning to exercise may help her manage her symptoms. And help her along the path to feeling better. Allison Aubrey NPR NEWS US shoppers pull back on spending at stores and restaurants last month. It's the biggest decline in retail spending reported by the Commerce Department. Since the historic collapse in the spring. NPR's Alina Cell Yuk has more. The actual number is 1.1%. That's how much retail sales dipped last month as compared to October. It's a key economic measure that includes spending on cars and gas, food and drink and, of course, shopping. A new surge of coronavirus cases has many cities and states once again restricting outings and so restaurants and bars took one of the biggest hits in November. It's really worse now that really has been since the giving of the pandemic. Cameron Mitchell runs dozens of restaurants, mostly high end and 13 states, he says September was his high water mark. And then sales start to fall in October. Slightly. Then, in November, we finished event were 52% of last year Sales now in the world of retail stores. November was a peculiar month because that's when shoppers went on record setting sprees for Black Friday and cyber Monday. But something else unusual happened this year, says Jack Kleinhenz, chief economist of the National Retail Federation. Many retailers were starting their black Friday promotions even in October. That may be another reason why the November numbers don't look as great compared two months earlier. A third reason was that many families ran out of the pandemic financial aid and boosted unemployment benefits. Last month clothing in department stores, so I dip in sales like for much of the year. So did electronic stores and even online sales on Lee grew 0.2% compared to October. This sounds dreary, Clinton says. It's important to take the long view. We focus in on year over year numbers. That's how retailers look at their performance and compared to last year this year, sales are actually higher despite the pandemic..

Chang Potts Chung nausea Johns Hopkins NPR Cameron Mitchell National Retail Federation Commerce Department Post Cove Allison Aubrey Michaleen Carlton US Jack Kleinhenz Clinton
"post cove" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

03:18 min | 11 months ago

"post cove" Discussed on WNYC 93.9 FM

"The condition is not new, and Chung says it's not a total surprise to see it. Post Cove it because upto have all people diagnosed with pots developed their symptoms after an infection, and Chung says Potts is often misdiagnosed or not recognized it all. But there are specific tests to diagnose it. Symptoms can fuck trade I'm trying to get better. Sometimes you get worse, but usually they have it for quite long time. There are treatments to improve the symptoms, including aggressive hydration. So having patients drink a lot of water and certain medications, exercise can help too. As for Michaleen Carlton, she's starting to feel as if her recovery has begun. Mine is very slow, but I feel like even though I have my ups and downs, I have more ups than downs and I started physical therapy virtually this morning. She's hoping this will help her get some strength back. On beginning to exercise may help her manage her symptoms and help her along the path to feeling better. Allison Aubrey NPR NEWS US shoppers pull back on spending at stores and restaurants last month. It's the biggest decline in retail spending reported by the Commerce Department. Since the historic collapse in the spring. NPR's Alina Cell Yuk has more. The actual number is 1.1%. That's how much retail sales dipped last month as compared to October. It's a key economic measure that includes spending on cars and gas, food and drink and, of course, shopping. The new surge of coronavirus cases has many cities and states once again restricting outings and so restaurants and bars took one of the biggest hits in November. It's really worse now that really has been since the beginning of the pandemic. Cameron Mitchell runs dozens of restaurants, mostly high end and 13 states, he says September was his high water mark and then sail started to fall in October. Slightly. Then, in November, we finished event work 52% of last year sales now in the world of retail stores. November was a peculiar month because that's when shoppers went on record setting sprees for Black Friday and cyber Monday. But something else unusual happened this year, says Jack Kleinhenz, chief economist of the National Retail Federation. Many retailers were starting their black Friday promotions even in October. That may be another reason why the November numbers don't look as great compared two months earlier. A third reason was that many families ran out of the pandemic financial aid and boosted unemployment benefits. Last month. Clothing in department stores side dip in sales like for much of the year. So did electronic stores and even online sales on Lee grew 0.2% compared to October. This sounds dreary, Clinton says. It's important to take the long view. We focus in on year over year numbers. That's how retailers look at their performance and compared to last year this year, sales are actually higher despite the pandemic. Lena Cellucci NPR news Mm hmm. You're.

Potts Chung NPR Post Cove Cameron Mitchell National Retail Federation Commerce Department Lena Cellucci Allison Aubrey Michaleen Carlton US Jack Kleinhenz chief economist Clinton
Agency homing in on social media companies' data collection

BTV Simulcast

08:33 min | 11 months ago

Agency homing in on social media companies' data collection

"U. S Federal Trade Commission has issued orders to Amazon, YouTube and Facebook and six other social media companies to hand over information. But how they collect and use information from users, the country's top privacy regular, saying the firms use of consumer data is quote shrouded in secrecy. The sweeping demand comes after the agency sued Facebook for alleged violations of antitrust laws just last week. Discuss We're joined by Mark Mahoney, managing director at RBC Capital Markets. So Mark obviously the pressure from the U. S government on Big Tech in general has been ratcheting up. How much does this latest salvo from the U. S government changed the equation. Just write it just like your expression. Emily. It just cracks. It's up the pressure on these these companies, and it's become a clearly a bipartisan issue. You notice that, in the congressional hearings in the middle of the summer is what I called up opening of a congressional bipartisan can of whup ass on on Big Tak. It's Republicans and Democrats. So yeah, these these companies have planned to become very large, very powerful, and there are legitimate questions. So it's the weather. They become too large, too powerful both in terms of their acquisitions and then their internal practices. Privacy issues are a little bit separate. But you know the scrutiny is a super high and at that leased it very much limited ability of these companies to do any large scale acquisitions. This statement from the FTC today, the decisions that prominent online platforms make regarding consumer and customer data remains shrouded in secrecy. Critical questions about business models, algorithms data collection and use have gone on answered. Policymakers and the public are in the dark about what social media and video streaming services due to capture and sell user's data and attention. It is alarming that we still know so little. About companies that know so much about us. You know, as somebody who has covered these companies for so many years, you know, I'm sure this is probably the height of scrutiny that you have seen on these companies from the U. S government. How big a risk should investors take this into their calculations when they're thinking about whether to invest in these companies that already high Valuations. Well, let's see, I you know, we regulatory issues aren't necessarily new Google is paid. I think about $10 billion now and find space book is a those air European finds Facebook has paid about 5 to 6 billion to us to the FTC for violating a consent decree or acknowledging that may have violated a consent decree so investors were used to find Investors. They're used to this kind of scrutiny. So I don't think it changes the investment thesis on this name. You'd have to really have a required break up or required changing business practices. But Emily, you've tracked decision industry for a long time. A lot of these models. It's kind of a trade off for consumers. You you know, if you want a free service, you have to give up some of your privacy. You have to give information and by the way, in many ways, I think it actually makes the service a lot better. You get targeted ads rather than junk mail on. I think most consumers prefer the targeted ads, how, In fact, they get the information to target the ads. I mean, that's kind of a secret sauce for a lot of these businesses, and they probably not tell regulators or anybody that for competitive reasons, but they may be forced to now because of regulators, and so anyway, that's that's the new issue, but I don't think it changes the investment thesis on this name for good for for investors. What about the risk in particular of Facebook being broken up? Given that the FTC certainly it's not required, but the FCC has suggested that could be a remedy spinning off instagram spinning off. What's up? Well, it could be one of the smoking guns Emily that came out of this congressional hearings this summer and, by the way, was already brought up in a couple of really great books that have been published in the last year or two about Facebook and Instagram quickly. Several fires book is that there's no question that Facebook bought Instagram, in part to take on what they perceived as a potential future competitors. And so the those air those are the things that antitrust laws they're sort of meant to stop or to at least address why there was The dress. The first time the FTC looked at that acquisition is a little bit of a mystery. But anyway that Z it does. It does raise the issue that these will be forced breakup. I think break up of what's happens a little harder to see what the rationale for that would be. It's not clearly in the same industry as Facebook. That was kind of the more about our thought. Colonel acquisition, but the person's gonna be there. I think it's unlikely they'll be required spin offs, but it is possible. Now you just put out a note on uber and you are pretty bullish on how they come out of the pandemic. Why? Tuck. I'm sorry, Emily. Let's see the uber. This remains our topic in the group. We have snow dust this multi year rise in the interest of ride sharing what I found. Most interesting. This from this report in the survey was the finding that consumers are finding new use cases for ride sharing. Dark Custer shot. He talked about this on the last earnings call that New Yorkers you specifically pointing to. We're starting to use ridesharing during the middle of the date or non peak commute times. Our surveys show that people Start to use ride sharing to run errands. If that use case continues, post Cove it and then you have your general use cases rising for social events. First for airport runs. What it means is that the use cases for ridesharing for uber for lift all then they're gonna be greater post cold Whenever postponed. It is. I thought that was an unusually bullish take away, So we continue to like Cooper. It's our topic in large cap. Now interesting. Uber's Obviously one of the companies that has struggled in the midst of the pandemic. Stitch fix is another company that your look looking at that struggled early on as well made big job cuts but seems to be taking off like a rocket ship. What do you seeing in terms of the path ahead there? So that's gonna be a covert recovery. Play on that retail is a category Emily just accelerate like a rocket ship throughout Cove it except for fashion apparel because we didn't want to buy clothes to go out because we weren't going out. But now we starting to think about going out. There's been a lot of pent up dollars. Uh, I think people will be looking to refresh their wardrobes. And in the meantime, I think Stitch fix Katrina like that, that company, I think they've done a lot of product improvements. And to me, that's what innovation product groups really tried that you do these for these companies over time, and I think investors kind of made miss Mr Underappreciated. Some of the changes that they've made the side is more personalized. They figured out new features that kind of game ified to service a little bit on. I think that you come out of covert. You'll see a really nice sharp recovery in both new users and in revenue it stitch fix. This has been one of our topics and small cap. We've had a dramatic surge in the shares, so it's become a pretty small by force now, but fundamentally, it's a much stronger acid. It will be coming out of orbit and it was coming in. That's why investors are excited. Now even covering take a long time Mark, and I'm sure you follow the Airbnb and Gord Ash I pose last week, doubling their valuations. Even Brian Chesky. The CEO, seemed stunned when I told him live on air, where the shares were about to open at As we head into 2021. Are you concerned about froth in the market? We're already looking at a couple of companies affirm and road blocks that are postponing their I pose till next year. As as we they try to get a sense of what is happening in this market. Well, yeah, This is unusual What we're seeing, and I don't have been a formal opinion, either Airbnb and or door dash. I wanna look at names this year, which have risen a lot because their estimates have gone up. So I look at a good classic case like a Facebook or an Amazon. It's not so much the re rating. We haven't seen these multiples. Five the moon. What we've seen this. The numbers have gone up Amazons. Everybody's estimates on the street for Amazon of Ghana materially since the beginning of the year because their revenue growth accelerated. There were big winners off of advertising on the cloud computing business, even though all three of their agents of growth have actually benefited from Cove it so I think there's less risk in a good, solid name like that, and my guess is that you'll see kind of a recovery back or returned by investors back to kind of the standard Bears of tech. Especially those that benefited but also came up with new investment initiatives. During the course of the year again, M sounds the poster child here. They're increasing their distribution capacity by 50%. This year, they really leaned in the cove it and I think what's gonna come out of that for them accelerated market share gains, So I think investors can still stick with that name and continued output for perform for them despite already out performing this year.

Facebook FTC Emily Mark Mahoney U. S Government On Big Tech U. S Government Rbc Capital Markets Instagram Federal Trade Commission Dark Custer Amazon Youtube Mark U. FCC Google Colonel Airbnb Gord Ash
"post cove" Discussed on WBZ NewsRadio 1030

WBZ NewsRadio 1030

01:59 min | 11 months ago

"post cove" Discussed on WBZ NewsRadio 1030

"And so on The one hand, it seems really weird because like Doom is what we use. Many of us use for work feels like a work meeting. But On the other hand, what a relief. It's like No one has to worry about paying for anything. I think there's a new, interesting intimacy and seeing the room Someone chooses to sit in, you know, did they have a bookshelf behind that? Like this Thies air fun things that give away certain parts of a person's personality. It may have you saying I'm desperate to see this person you know, in person, or it might have you saying, Wow, Thank goodness I never showed up and that the zoom date I could just close my computer or phone at the end of it, So I actually think it really can work things He'll never know from zoom, which is, you know, does that person smell nice? Is that person Nice to someone serving at your table like this is Harder thing to know from Zoom, but I think it might actually stick around Post Cove it that there might be some zoom date. I think it's one of the things that won't go away. Well, I think you're right. It's It's a safety valve for particularly for women who don't want to take the risk, and it's always Always recommended that you meet someone on the first date in a public venue. You don't you know, invite that person to your home, Whatever. But it's a great alternative. Of course, I'm thinking of all the anchor men on TV for so many years I knew who were wearing cut off shorts. In suits and ties. You could only see somebody from the waist up. You can use your everybody's having for states in sweat pants. I think that yes, yes, I need to take a very short break. And then we'll do just one more segment with you, but I want to ask you about The kinds of enquiries you're getting, and some of them are Very sad, and also some of them involved. The need to really provide more than just cursory advice. I mean, you've had issues I know that are pretty dramatic, but we'll start with some of the fun stuff. MEREDITH, I really appreciate you being there. So stand by. MEREDITH Goldstein is joining us on night side..

MEREDITH Goldstein Post Cove
"post cove" Discussed on WGN Radio

WGN Radio

05:36 min | 1 year ago

"post cove" Discussed on WGN Radio

"World is going to be different Post Cove it even if the vaccine comes out, this was before we heard, Of course, this morning's news and He was just talking about how businesses might not have great big central hubs where everybody goes into work and how the travel business will be different. And maybe grocery shopping, too. I mean, a lot of us have changed the way we do those things. I think it's almost Amazing that we are as adaptable as we are right. Like, even if we go kicking and screaming into it, how many of us are wearing masks without even a second thought? And not liking a minute of it. But just doing it. I have found a mask on my face. At times. I forgot it was there and I remember a month or two ago thinking that's the most ridiculous, burdensome thing. I mean, we felt bad for the doctors and nurses that were wearing them in March and April all day long. And now people that are working at banks and grocery stores, where him all day long and you and I are wearing them more than we ever thought we would to kind of strange how life changes and some of these changes we say well, are probably for the better if we get into a Hand washing routine that's more vigorous that used to be the world will be a better place. We're talking with a Siri's of doctors today from north Western medicine. And I'm really looking forward to our first conversation. That'll come your way with Jim Adams, the chief medical officer at Northwestern Medicine, right after the 9 45 break will be on with him. If you've got a question about Cove in 19 or the flu, or this vaccine news get in line now, 3129817 200. Among the text so far this morning. Seeing the celebrations of the Biden Harris win in cities around the country reminded me of the celebrations in the streets on V J Day. Morning, John. I'm from Monica. Andi. I was absolutely celebrating the Biden Harris win. John. The media does announce the winner states must ratify the votes, and that step has not been done. That was the point. I was making a CE happiest. I personally was to hear the Biden Harris News over the weekend. I don't know how surprised I was. But I did think that's interesting because not that much has changed just prior to them announcing Pennsylvania Right? I mean, there were still more outstanding votes than the gap so technically, it could have still gone. The other way doesn't seem likely, but either way The state has not officially declared it. It has not been quote unquote certified, quote, unquote nothing. There's a process that has not taken place. So I was just a little surprised to see the networks who were probably getting a little antsy. Like how long Khun John King stand at that board, so eventually they called it And everybody fell into place very quickly. Trayvon to said Hey, how about that right after the election, The virus goes away. What a coincidence and sixth, Rio said 60 minutes had interviewed last night. The four star general in charge of overseeing the distribution of the vaccine. I saw this last night. It was fascinating. In fact, it was moments before. Just a few right. That was last night on 60 minutes this morning. You hear about this vaccine? You almost wonder if Somehow, Fizer and CBS didn't get together and say, Hey, we're going to do the news of the vaccine Monday. You guys do this story Sunday night. Because everything we're learning today, much of it was rather predicted last night. Security involved says this texture and two shots a month will be required, or two shots A month apart will be required. Yeah, I'm kind of curious about how And how the doctor gives you medicine and then you don't take it. I hope everybody follows along and I hope there's enough places to keep this thing 94 degrees below zero before we get it. I presume the warm enough to root temp before they give us the vaccine. 9 94 sounded cold to me. 60 minutes segment. John was really interesting. You know, John, there is a little bit of Tic tac on. That's 60 minutes on. When this news became available to Pfizer, and when we knew when people around the world started knowing about this, it was apparently one o'clock yesterday afternoon. Where the fighter of spoke first in this morning says the company learned about this data. And they were working all night long into the early morning hours today to do prepare the CEO and to prepare the news release that they set out about this this morning. And by the way, Pfizer was never part is I think you've mentioned this this morning. Of the operation Worf speed. They never got any government money. They were never participating with the Trump organization, and they're going to, you know, distribute this themselves, not the government. Some of those other companies air going Missed it by that much. I guess there's other vaccines that might become available. But 90% is the number that jumps out at you on this. If that's true, if that's true, and they tested it in several countries around the world, many tens of thousands of people Hopefully, that's true. Wow. Wow, and they tested it on all ages of people, too, so they know it works on the elderly and the young on DH people in between. Keep you posted on that. We'll say hello to one of the good doctor's the chief medical officer from Northwestern Medicine after Spree jokes sponsored by Team Hochberg. Okay, if you're thinking about it, you do not need to send me the joke. Everybody else was sharing over the weekend, which goes, I had to call my doctor. This election has lasted more than four hours. Herd it.

Khun John King Biden Harris Northwestern Medicine medical officer Post Cove Pfizer flu north Western medicine Cove Siri Pennsylvania Jim Adams Trayvon CBS Rio Fizer Team Hochberg CEO
"post cove" Discussed on WGN Radio

WGN Radio

06:20 min | 1 year ago

"post cove" Discussed on WGN Radio

"45 minutes past the hour on 7 20 wg and I've been promising some information about your money and your finances. And so one of the things that's been really interesting for me is a real estate reporter. This year has been how many times we've hit all time record lows for mortgages, Right and you hear about thes these low mortgage rates. It's so incredible. I have to tell you in my whole career. I never thought that I would be able to say to a listener. Hey, no problem. You can get a 15 year rate for 2%. 2%. It's It's just incredible to me. I mean, this is really after taxes like free money, right? 2% and just as a point of comparison. When my husband Sam, and I bought her first house back in 1989. Our interest rate was 11 and three quarter per cent. We get a mortgage at 11 3 quarter percent and we felt lucky to get it. As opposed to today we can go to any number of companies. And get a mortgage for around 2.5% for 30 years or two and a quarter percent for 15 years or even a 10 year rate like you could pay off your whole mortgage in 10 years and get a 2% rate. And you're not even getting crazy points with that. It's it's kind of incredible. The problem is that lenders don't want to take any risk whatsoever. And so they've put it into a little box. If you have A W two and you've been employed for a long time and you're in the same industry. And you know you don't have any crazy other stuff like side businesses where you're being sued or something. You just have a straight W. Two. It's pretty easy. With a good credit score to get alone these days. But if you're self employed If you have not a super high credit score, for whatever reason. You're gonna have a harder time. And especially people who are self employed like it's. It's just really hard anyway, in the best of circumstances to qualify for a mortgage. And You know, now it's kind of even tougher. I hate to say it. But Cove it has not been kind to people who have been furloughed and unemployed people who are have several different jobs to make their bills pay at the end of the month. Really hard to qualify for these loans and the promise when by the time that you might get a full time job again, Not that interest rates are going up any time soon, but It could still be be a problem. So If you're self employed, and you want to get a house, you can get a mortgage. And I just want to go over some things that freelancers and independent contractors business owners in salt proprietors. Need to think about when they're going to apply in. And remember if you're you know, Actually, he got a full time job. You're part of the K that goes up instead of the K That goes down. You know? Good for you. You'll have an easier time. But if you're You know, a freelancer, an independent contractor, business owner, sole proprietor. Historically, you needed two years of tax returns and proof that your business is currently operating. Right? And if you were more than six months into the following year, you might need a non audited profit and loss statement. Right, so that's also important. But lenders also had other kinds of basic requirements like these minimum credit scores and a maximum debt to income ratio, because a lot of times what happens in small businesses. If it's an LLC, for example, right, a limited liability company you know your profits could flow directly to your regular tax return. But the things that are now changing right cause that's that was then and what's happening now is that you're going to need a lot more documentation. So Post Cove it for self employed. You need Ah, year today profit and loss statement and you need a business bank statement, several of them probably over a few months to support the profit and loss statement. So that you can actually prove to lenders how you're doing now, if you're a freelancer, and so everything is just kind of personal, you'll have to give them your own personal statements. But you may still have to do a profit and loss on what's going on with your business. And if you're a business owner, it's going to get a little bit tougher. If your owner of a micro business, for example, And so they're going to want to make sure that the business is solid that you're going to continue to have income as you go, you know, through the line and that you actually have enough cash in the bank now for anybody buying right now. One of the things that lenders have always looked for, is having a little bit of extra cash to make sure that you can make the next few months payments and the margin that lenders are asking for. And this is money that could be sitting in your bank account. You're just not allowed to touch it right? You have to keep this amount in your account. So that when you actually are going to close on that loan, they can look to that and say, Okay, we know the next few months we're going to be fine, no matter what. Remember that when you qualify for mortgages, it's kind of like a snapshot right? The lender takes a picture of your finances. Credit scores a piece of that. Credit report is a piece of that bank account statements or piece that your retirement accounts. And if anything else is going on where you might have a divorce, or you might be In litigation for some reason, Or maybe you've taken a pay cut or you had a furlough this year. If there's anything weird at all dot lenders are going to ask you to produce even more documents and even more. Time pieces of proof that your finances are solid and that you've got the reservoir of cash that you need to be able to make those monthly payments. And it's not just the monthly payments either. Right? So they're also looking at insurance. Whether or not you have an insurance, escrow and, of course, property taxes. Which is another big piece..

self employed business owner reporter Sam Post Cove
"post cove" Discussed on 550 KFYI

550 KFYI

03:51 min | 1 year ago

"post cove" Discussed on 550 KFYI

"Have sole many people in states like California who are tired of the log down, you'll probably see Maur, California's voting for President Trump are voting for Republican than usual. Because of that state's locked down and because off the Giacconi and measures coming from that state's governor and some of their mayors Part of what you saw in this election. The energy that you saw, especially when President Trump started doing the rallies again, but only this time outdoors. Was that more and more Americans were showing up without the masks. So when you're standing on stage behind the president, Okay, maybe the Yeah. But for Ah, yeah. For two television audience. But you have people, young and old walking into these events without mass. And I've seen that here locally. Trump Trump events Post Cove, it The people who are mass because they felt as though they needed to they were not harassed. People. Let's treat them just like anybody else. But Maurin importantly people not wearing a mask, we're not harassed. The states that have opened up. When you compare them to the states, who remain partially closed. The open. Stateseconomies are booming. Imagine that. In the states who are falling behind will there the blue states run by the Democrats? Who either out of fear. Or just just political animus there. Keep interstate's closed. This has come to the attention of the president. I think he knows that. But the fact that you have people chairing yesterday, chanting About how she had one of these political rallies. I think it speaks value, mes Also we have Dr Atlas. He's a doctor that Trump put on his team. He's being reviled. You're having other of the government doctors refusing to 10 meetings if Dr Atlas is there His credentials are being checked, left and right up and down. He's not worthy. To be honest, he must be canceled. Part of the energy part of the fuel that is in this Ah campaign season, especially on the right side of the aisle is the desire to get back to normal, living a normal life to get beyond. The cove it pandemic in government's reaction to it. Regard to talk about the the media a little bit more of the media because they're now got their guns. They've got their guns pointed not the president, but at you. Had me at we. The people will do that at 8 48. Holidays are right around the corner, and family and friends are probably coming over, even if it's in the smaller groups. Clean carpet improves indoor air quality, and that makes everyone safer and healthier. Cleaning by zero rez is as clean as it gets, because not only are they removing the dirt, but they're not attracting new dirt. After the cleaning got to tell you from personal experience that they're cleaning from from zero rez is a beautiful Thing. Not only do those carpets drive faster, but it's like you're walking around all soft pillows. And if you have a pet and your pet does a little doodle doodle, they're called zero risk. No. After you clean up the initial cause your rest because they can get down under the padding with their cleaning.

president Dr Atlas Trump California Post Cove Democrats Maur
"post cove" Discussed on WTVN

WTVN

01:30 min | 1 year ago

"post cove" Discussed on WTVN

"Now on the guitar, Taylor Swift used to perform her song Betty on the Academy of Country Music Awards telecast. The superstar is auctioning off the guitar to help Nashville and auction which benefits the CM lifting Lives. Cove in 19 Response fund, Swifts Black Gibson acoustic guitar is one of the items being auctioned. The guitar estimated to sell for 25,000 to $40,000. Proceeds from the auction will go to support members of the country music industry who have lost their jobs due to the pandemic. Like Tour bus drivers, venue workers and touring musicians and the voices returning to NBC this Monday. Blake Shelton, Gwen Stefani, Kelly Clarkson and John Legend will meet at the coach's table, but they'll be seated farther apart this time around. Other Post Cove in 19 changes include reduced staff and crew members and no live audience. Disney is adding a warning to Dumbo and Peter Pan. The animated classics are among six movies identified for stereotypes and quote. Mistreatment of people were cultures. Disney Plus will also display the alert before Lady and the Tramp, the Jungle Book theorist in Cafs and Swiss family, Robinson. Company says they can't change the past. But they can't acknowledge it, learn from it and create a more inclusive future together. That's entertainment. I'm Liz Warner, NBC news radio. What happened this week in rock and roll history. Let's find out Theo Rocco manak on I Heart radio. What's going on rockers and rollers. It's Andy West. Let's get it started. We kick it.

NBC Disney Taylor Swift Cove Post Cove Nashville Academy of Country Blake Shelton Theo Rocco Swifts Andy West Gwen Stefani Betty Liz Warner Kelly Clarkson Peter Pan John Legend Robinson Cafs
"post cove" Discussed on NewsRadio KFBK

NewsRadio KFBK

04:26 min | 1 year ago

"post cove" Discussed on NewsRadio KFBK

"The shine protocol work and people find out about this Most holistic physicians are gonna have more familiar The my book from fatigue. Fantastic. Be sure to get a new addition. Rhys is the green covers off, OK, and it will walk you through it. We have three tools kind of suss your symptoms, lab tests and tell you how to optimize 100 production because this is an energy crisis of the core of the illness. So there's many, many things you can do. I do treat people all over the world, and it can't be done by phone as well. So again, your regular doctor almost assuredly will have no clue what to do. Well, they're just not trained in find a holistic doctor Goto. I afflict Frank. I'm like very dot org's. You'll find holistic doctors with you. They're more likely to be familiar with how to address five miles show and kind of critiques ago, including Post Cove it I would not also that many of you with postcode will have shortness of breath, A pulse oximeter. As a critical tool so you can distinguish one of not getting enough actually, gin versus a sense of breathlessness and accidents for the lung disease. If you get my cures a to see happen, look up Heart disease or with palpitations, and the rest will be on a natural recipe for optimizing heart muscle energy that could be very helpful and for the cognitive dysfunction. Nutritional support helps the pope's candied addressing that helps, But something called low dose Now truck song compounded medication. After all, eight weeks could be dramatically helpful for the neurological symptoms of post Cove it so again so much could be done this over this condition. It is completely optional. I always I just love how positive you are and how much you know. And you mentioned your curate Izzy. Tell him how you see Ur s capital A Desi. It's funny, one of a kind of smartphone you have. It's a free up. There's a two buck upgrade, but 60 70% of stuff from a free up. Heart disease stuff is all in the free up. Ah, so download it. And look it up would be it's like having my brain in your pocket. But just a lot less messy s another Ian shine stands for exercise. What kind of exercise? Exercise as able when you have this post viral count Fatigue syndrome exercise too much. You're gonna feel like you got hit by a truck the next day and too much could be anywhere from walking two miles to walk into your mailbox actually very soon. Perfect person. So if you're able to you one as walk as much as you comfortably can you feel good, tired after and better the next day I'm doing outside, preferably because the vitamin D is very important for immunity. Over eight weeks from being on the shine protocol, energy production will skyrocket. And then you'll be able to condition instead of crashing. So increase your walking by 50 steps a day or two every day or two, as is comfortable just to maintain conditioning and improve it. Thank you. That is great advice, and it's so nice to hear a voice of reason. So I have a quick question about the newest edition of your book from fatigue Too. Fantastic! What are the changes? What? How different is this edition from Perhaps the one that came out a few years ago. Off dramatically If the get the green cover book is on Amazon mouth, The old book came out 12 years ago researches the skyrocketing, So it does follow the foundations of book is anybody with fatigue or pain? But that talks about general things for that. Then we go into intensive care for those with the C F s five grow. So whether you're sensitive everything Massell activation. But do you have Mth Afar issues where the mold Paxson's and the list goes on and on working, static intolerance. So many things covered in this book. It will give the reader everything they need to know, all organized and simplified and able to be applied immediately. To recover their lives, and that's that's really been my my passion has been since I have the disease from 45 years ago, is making effective to be available for everybody. It is available now of getting the information. So you have any last words. You'd like to leave with our listeners today. Again chronic fatigue. But even if you just have dated a fatigue, we have.

fatigue Post Cove Heart disease Rhys cognitive dysfunction Mth Afar Frank Ian Amazon Paxson
Freelance work grows amid Covid-19

All Things Considered

04:07 min | 1 year ago

Freelance work grows amid Covid-19

"Going around these days, The future of work is now the pandemic has turned million's of us into virtual workers. And there's another trend that's been less obvious permanent full time jobs, going freelance that severing ties between companies and employees as NPR's Orry, Berliner reports. Diana Gil was having her early morning coffee at her New York apartment when the messages started coming in from the boss's office. Can you get on a call this morning with the president? And then, of course, I knew what that meant. She was being laid off from her job as executive editor at Tour books. Gil was given a month's notice, and she had plenty of projects to keep occupied. So the new reality didn't register at first, but then May and I was like Well, there's Cove. It's so there's certainly not jobs right this minute. That's when it sank in. She was a freelancer. Her 24 year career as an editor at New York's top publishers was over. Now editing book, like Manuscript is a specialized skill. So Gil has been pretty busy so far. But she was thrown into the much less secure world of freelancing where the money and gigs are unpredictable, freelancing this feast or famine so kind of comes in waves, and I know at some point there'll be less of it, So I'm looking at that sort of what to do. I had to sort of make it. Work is a business making it work is a business becoming a free agent. That's the challenge predicament, however, you want to phrase it. Facing many Americans. The percentage increases are alarmingly big. That's Julia Pollock labor economists with the job site's IP recruiter. Zip recruiter tracks the proportion of job postings that are temporary rather than permanent, And it's kind of dramatically during the pandemic. The share of temporary job postings in communications, for example, was was only 12% prior to Kobe. It jumped up to 48% in April and May and though it's come down a bit, it's still very, very high. A similar story and feels like HR, and advertising and marketing. The junk was from about 8% historically, to 28% Post Cove. It part of the shift is predictable. When the economy is shaky and the outlook uncertain. Employers are reluctant to hire permanent workers and now tools like Zoom are creating more flexibility in the workplace. White collar jobs can be done anytime, anyplace by any capable person with a phone and a laptop work is untethered from the office. So workers don't build personal connections with their bosses. I think now you know, lots of companies are starting to think like, Hey, maybe we don't really need these full time employees. Stephanie Coddle is the founder of Black Girl Group of Freelance staffing agency. I think now you know these cos they're starting to see like, Hey, having these folks at home is saving me money. Hey, I don't see those people. So do I really need to be given them benefits as the recession dragged on the axis, fallen on a wide range of workers. And some workplace experts say a lot more white collar jobs will be done by contractors probably forever. But starting a freelance career after getting laid off isn't something people do by choice, says Connell. You almost begin a freelance out of necessity. You don't have time Tio, you know, cry or be down or depressed because you lost your job used to have bills to pay. And those bills don't care that you lost your job. The freelance economy was enormous before the pandemic. And has grown even larger during it. Two million freelancers have been added in just the past year. That's according to the freelancing platform upward upward study claims a majority of freelancers who started since the pandemic say no amount of money would convince them to take a traditional job. A very different picture emerges on the job site. Zip recruiter. Here's the company's labour economies. Julia Polic, the vast majority 90% of active Zip recruiter, job seekers are looking for a permanent full time position a job with benefits like health care. A job with a sense of purpose and mission where you make really connections with your co workers, Pollack says. That's what most workers want. Gauri Berliner

Diana Gil Gauri Berliner New York Executive Editor Julia Polic President Trump NPR Stephanie Coddle Julia Pollock Post Cove Editor Pollack TIO Connell Black Girl Group Founder
"post cove" Discussed on Newsradio 700 WLW

Newsradio 700 WLW

06:37 min | 1 year ago

"post cove" Discussed on Newsradio 700 WLW

"You put the big P in profession. Here's our career Sherpa Julie about Yes, sirree, and she is our career shipping here on the Scots alone show. Career Action day here. We largely have been talking about covert related stuff of Julie bulky in the past and all the problems associated with that in the Triumphs and tribulations, of course, and Julie Bobby's here with the very latest on something she's made up with last minute, which is what? Thanks so much What? You know what might the job market looked like? Postcode. Did you know? I don't think we know certainly every everything's a guess. What does that mean? Covitz around forever. There's no post Cove it well, post this. Let's just say this is the spot that we're in right now on what the market's gonna look like. And I'm not sure that we know What Anything is gonna look like, But there is certainly some things we can. Um we can let me let me start with this. Don't you think that the market will look like dearly similar to what? We're looking right now? Because it doesn't seem like masks are going to go away social distancing and all of those things. We're going to go away anytime in the near future or Even after vaccine. It's going to take a while for that to get us herd immunity. So this is that this is the new new What does he? I mean, it's a It's a great question. There's jobs that are going away and jobs like for example, if I was salad bar technician, I'm guessing that my days of being a salad bar temptation are probably over. Or buffet? Yeah, absolutely. There's something that you like. The phase will probably never come back. There are going to be certain you know, restaurants and hotels and airlines and rental car companies that will never come back so a lot of those industries will constrict. Because the demand won't be there. I was thinking about that, like, okay, so cars so If we're all driving less, most people are driving less. Okay, So does that mean the demand for auto repairs and that kind of stuff will go down? No. Because people will hang on to their autos longer And because there'll be less air travel people will be driving more. It'll be Mama. Contraction expansion and just some change. No, there will just be and maybe the demand for autos will not change. But it'll just look different. So I think that's going to be the case in a lot of industries that were in. I was in prep it if I was talking to our mutual buddy Todd Easter About you know who the part of what he does is, you know he represents franchises, and I said, How is your business, he said. It's going nuts, I said, really, and what kind of businesses are people buying into? Because clearly The reason his businesses going nuts is because people are looking at a hand. Yeah, The old thing I did is either going away or I don't want to go back to it. And he says, I'm getting all these calls, he said. For instance, he said, I had somebody who bought a green. Light cleaning business that has chemicals that kill Cove it, he said. I have somebody who's investing in fractional office space. It's working, but it's not open space. Coworking factional, So you still get closed offices and closed conference rooms, so there's somebody else who is doing in a state sale business. He said. You know, coaching is big right now as well. So you know when you look at and he we were talking in general about what's in demand, and he said, unfitting more time at home that we put Porchlight patio lights owner Our patio because we're spending more time there, he said. And I wanted to get some trees taken down, he said a several week wait to get an arborist out here so we can look at human behavior. And say, Okay, What are people clearly going to be more? That's why the crowded those and all the garden centres was off the chart thing started. We have We have a shortage in a lot of building the chosen all the lumber, for example, and many of the things that's cobra. A factor has something to do with it, but its demand You know, the housing market right now is my wife will talk about tomorrow right is that continues to be penned a pent up demand and you sell a house and you've got 16 offers in an hour on and people writing you letters explaining why they should get it over the 15. Other people tells you where our people are going to stay in their houses longer because of Kobe. So how do you exploit that to a career Yeah. So just take that one step further. So you've got people who want to buy but people who are who are saying you know what? I'm just gonna hang on to my house. They don't want people tracing through their house, bringing whatever germs they have. And so it's very the the supply side. In the housing market is way down simply because it hope it till you're right. Eventually that is going to plant anything creatively. So red cap that said that you know how we were talking back in January, February, and before that about how The number of people wanting to go into trade is way way down. Well, that is one segment where the demand is actually up. So the posting an ad for people to go into the trades and learn the trade is up over first quarter this year because of what we're seeing in the housing market. Now when you've got so many to look at, Okay, so general like manufacturing, um a lot of manufacturing in manual labor type job can be automated. So in that situation like we're in organizations, they're going to say, Well, wait a minute. Now that we've got this small. What can we automate what we do to not have to bring people back because companies are struggling with How did we bring people back safely and all the all the risks and challenges of that? So I think we're going to see a rise in automation and so again Technology Understanding technology. The ability to use technology is never going away, and the demand will never go down. Um things like mobile marketing, you know, work from home, a sort of marketing, you know, getting people to buy your stuff. There's an engine behind that. So ambulatory hospital health care services, meaning non hospital things. You don't have to go to a hospital for what can be brought into the home and done safely. So you have to. You know, it's still so you have to really look.

Sherpa Julie Julie Bobby post Cove technician Porchlight Todd Easter
"post cove" Discussed on MyTalk 107.1

MyTalk 107.1

02:35 min | 1 year ago

"post cove" Discussed on MyTalk 107.1

"This was like the epitome of what I was like. 14 at a dance and a guy would like. Hold your waist. Yeah. Hold your hips like that. He'd be like, Yeah. Like This would be what you would dream about dancing too, with your crap and ours would be like Mandy, you came and you gave without taking you guys were great and very away. I'm just hate myself to say in low older 1998 when she's dancing to that That was in my year. I mean, obviously post Cove it do you think people are going to grind like I hope so I hope not grinding was not fun. And it was not fun. I love dancing. Grinding was always like now you have to dance a specific way. What do you mean? Great When you pull your basketball, you know your butt into a guy's crotch and you would go. I didn't that I'm calling right summer. Grab your lean on your own knees and be like That you grind up on their crotch. It was not fun. C I'm thinking of grinding in a different way. You know, I would like the theatrical grinding Yes, but I don't want the like that cat dancing was not fun. Like 10. Years of my life for dancing was like, please, that is so funny because that was the dance in your dance move, and I was like, I'm all arms are like kicking in the air. And when we had to, like, dance with a guy like you like them, So you want to like dancer than that way, But you're You're buddies in their in their job. I agree. I agree. That would be it was just fun. It was fine like I'll do it. Whatever. It's fine, but I was not that into it. I can understand it off. Yeah, That's just a funny thing because we didn't have to deal with that, You know, but I mean, it's you know it. You're like holding a drink, just like Ah, I want to show you can rise to that. My fanny like Oh, I don't have that kind of, but but but I mean, like, and I was like I It was just not fun. It's something I've never thought about it. That really was the dance of the and that was everything. That was the goal. All you ve dance with your friends waiting for God to come up behind you and you give him a look. You look at your friend's going is the hot Is he hot? Cause you can see, Um they come behind you and grab your waist. And you're like, Is he hot is he should I And they'd be like giving you the Get out of there. Look, or like the Yeah, Funny won't even turn around and take a peek. Oh, you got that? Actually, your back like Oh, yeah, I'm free Willy. Like like appears. Scratch here. I'm glad I never had to deal with that one year. Well, they're grinding right Friction, Which.

Mandy post Cove
"post cove" Discussed on X96

X96

02:17 min | 1 year ago

"post cove" Discussed on X96

"Tell Nichole Happy birthday. I love her more Gino. Of first something for me things that must go. My inability to say the word pretty direct with pre Wreck with it. I have copy that comes up often with the word pre requisite in it, and it is difficult for me to say, Shane don't know. They say sword. Okay. How about you need to do this before you do that? I can say that. Let's see front of the program, says co workers that air hardly in the office is healthy individuals and post infected covert 19 indigent individuals in the offices. Individuals. Co workers that are hardly in the office is healthy individuals, I guess meaning there Sickle that they come in sick all the time as post infected Covad 19, so they're historically they're sick all the time. And now they've had cove it and they're coming back in, and they're still coughing and sneezing and claiming their recovered, But they're not. Flying rocks and Cove it I just spent three days calling for a windshield replacement estimate to find the price is doubled, doubled Post Cove it, one company claimed manufacturers and shipping costs have risen. That's probably true, but Still need to get your windshield replace. Thanks. I'll make bills. A double remain seated, have had said hello to geek show. This's Ah, That's my list. Next one is using your married name must go. Ladies. Just keep your maiden name makes things easier. Long term. You know when you get divorced, and you have to change people, if you just stick with your maiden name, and you don't have to worry about that. And then when you live in an apartment building and jump into the shower just before grabbing the shampoo, somebody turns off the water, No notice. Knock on the door. No, nothing. The water is just shut off like a broken pipe water all over something. Please, just let people know when you're going to turn off the water. I have a shower to take. That's things that must go things that must go on the radio. All right. 8 57 traffic..

Gino Post Cove Nichole Co Shane
How Some Companies Survive, Even Thrive, in COVID-19 Crisis

Snacks Daily

01:13 min | 1 year ago

How Some Companies Survive, Even Thrive, in COVID-19 Crisis

"Company that survives covid nineteen is probably better off today than they were before Kovac's knackers since the pandemic started, it is a battle of retail attrition out there this is crucial to understand because it's transformed our economy in profound ways. Insane numbers here smackers get this eighty thousand small businesses have permanently closed from March, I July fifth according to Yeah and if you just look at the shopping and retail industry twenty, six thousand businesses that used to compete with best buy where open on. March first but are closed today and the wild thing is that the devastation to small and medium businesses across America is actually this huge boon to the big corporations case in point consulting company Deloitte recently surveyed the CEO's of one hundred large American corporations. Yes. Sixty percent of them are more confident. In their company's growth today than they were before covert and we're still amid pandemic. How could that possibly be that? CEO's are more confident post cove it than they were before when things were seemingly really basically covert has improved the business outlook for America's biggest corporations simply because it's smalls, corporations are gone sad but critical not to forget that

CEO America Kovac Deloitte
"post cove" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

02:35 min | 1 year ago

"post cove" Discussed on Bloomberg Radio New York

"When you look at the results of this Census survey, where it shows insecurity across almost all you know all areas, everything from job losses to issues involving education to hunger to anxiety and depression and housing. Across, you know all sorts of different demographics in the United States, and so I've never seen really anything like it, and I do agree. I think it does open an opportunity for Democrats. You know, the incumbent usually wants to say that you're better off now than you were four years ago and Democrats we heard last night and I think we're going to here for the rest of this week that you're not better off. But I do think they have some work to do on the economy numbers because Trump is still winning on this issue of who's better at running the economy, he still you know, getting higher numbers there. So I do think they're gonna have to make the case that he has mismanaged the economy. We didn't hear. We're a little bit of that last night. But not a lot of that. It's such a good point because President Trump has fallen off in poll number for poll number. But the question of trusting there to deal with the economy is that simply a traditional historical distrust of Democrats when it comes to economic issues. I don't think so. I think there is. I do think there's that there's a history there. But I also think if you just looked at last night and saw this divide just over an issue like healthcare and the cost of a Medicare for all plan, and you look at sort of the battles, Democrats are having internally about the amount of spending, for instance, they would want to do what they would want to do on issues like regulation. I do think there is really concerned, particularly amongst moderate independents and certainly more conservatives that on all Democratic Washington may not be in our economic best interest when it comes to things like regulation when it comes to things like the stock market, I mean, Taxes and those kinds of things. So I do think if you look from what Democrats who ran all 17 of them are more who ran this year? You look at the policies they were putting forward. I do think a lot of moderates and independents have questions about Can we afford all the things that they say they want to do? And if they take Washington? What would be the real impact? You know, Post Cove it, you know, once this thing is behind us Expressing just quickly here at the end, Jeannie, what does this say to us about the campaign? That is to say the virtual convention? What's a virtual campaign and look like? It's fascinating? You know that this I still reeling from the you know, convention without getting together without convening, you know, you know, I think that this point it is work sort of really well for a Joe Biden, who hasn't had taken.

President Trump Washington United States Joe Biden depression Medicare Post Cove Jeannie
How to Pivot and Persevere with AJ Picard

Entrepreneur on FIRE

04:06 min | 1 year ago

How to Pivot and Persevere with AJ Picard

"I wanNA. Do Asia is really focus on today's topic, which is going to be all about how to pivots in persevered, and these are two things that have never never been more important than this post cove in one thousand. Thousand Nine hundred world that we live in for sure there's a lot of pivoting going on. There's a lot of persevering going on and guess what fire nation if you are falling short and either of those categories, you are gonNA struggle, but if you are just thriving in both of those, then you can be thriving as well so less with your background AJ. Who the heck are you? Where are you from? And then what? The heck got you here to this point today? Man. I'm actually from born and raised from Philadelphia Pa. Living in Maryland and I kind of started my entrepreneurial journey back in two thousand seventeen when I started going full time on developing the social media at that I'm now pushing. Right now called Clara. And what club really does is just help. You feel more connected to your surrounding community by providing our users with a way to connect with locals in the area and discover things to do in their community as well, so let's maybe talk quickly about club, because I am curious like how you initially came up with this idea like I love talking about the Aha moment like that poor in like why that happened for you and then also sure just like one or two. You think are kind of cool case. Studies of people that are used Clovis excessively for one was actually sitting in the king of Prussia Mall. Near Philadelphia, it's it's massive mall and I was in the food court, and I was just people watching day, and it was around the time back in two thousand fourteen, when instagram started kind of picking up traction and twitter. We had snapchat as well and I was thinking to myself. Why couldn't I why can't I I guess? Hone in on a specific location and connect with people in that same location as me almost like a hyper local platform, so that's kind of how I thought of that idea of. Like. I want to connect with people that are in this mall right now. Correct correct and I was like you know this could be a great way. You know if I'm in college to meet New People at a party. That might be super crowded it could be used at a networking event or even at a sports game, just just to connect with people in that same location that you're currently that that was the goal. Is this for businesses to? Because like what kind of POPs into? My mind is like I'm walking into King. King of Prussia Mall and I get an alert on my phone, says hey, not sure if you're hungry if you are for the next ten minutes, we're going to have fifty percent off. Pretzels over at pretzels are us in like I would just be like well. I wasn't actually that hungry. Until you just kind of maybe think of Pretzel in my mouth so here off I go. Is that like one of those things that could happen? Man So these businesses can create a location based announcements or promotion so to speak so when users. Don't into that specific location where their promotion is located in. They're going to collect it, which means that you know if you did walk in through that King of Prussia. Mall Front door. You collect every promotion that that business in that King of Prussia. Mall's currently promoting. So you know we offer that that I guess easy transition to discover discovering things to do in your surrounding area and active promotions in your surrounding. Surrounding area from from local businesses located around you and the one thing that POPs up in my mind is kind of like a potential user is at what point is overwhelmed like walking into a mall and there's a hundred and twenty four stores and get one hundred twenty four promotions like a one point. Is that just become like spam mail that we all get our inbox? That is a great point, we actually. Actually plan on fixing this issue as we start to grow, and we're GONNA limit the amount of promotions or announcements in specific location, so it's going to be super exclusive. Obviously we would. We would have to charge these businesses more, but as of now we're just trying to get businesses inside and and willing to promote

Prussia Mall Prussia Asia Philadelphia Philadelphia Pa Maryland Instagram
Recovery Strategy: Inside Look at Furniture Shoppers After COVID-19

Our SKUD View

06:38 min | 1 year ago

Recovery Strategy: Inside Look at Furniture Shoppers After COVID-19

"Welcome back to another episode of our skewed view. I N Emily and I'm your host. Today Chris will be back in a couple of weeks promise but until then we have another very special guest today. A returning champion on the podcast. We have got Keith Johns with us. Thanks for coming fatally so today we are going to get right into the details because we heard a lot of people some great questions after our first podcast and we want to answer those. So today we're going to talk about the two types of consumers that are coming out of this pandemic. We've been watching some trends in talking to a lot of retailers and things are a little bit different. So we're GONNA get into the details today with you First couple of housekeeping notes. We are going to start recording these on a weekly basis to give you guys as much information about recovery in strategic planning as you are asking for so if you have something you are looking specifically please send us an e mail at marketing at migrating dot com and we will take those requests and schedule a podcast about it so now already to get into the detail so keith. Let's talk a little bit about these two types of consumer. We've got two basic people where we've got people who are willing to come into the store after the covid nineteen impact and then people were still pretty cautious. So what do retailers need to know about the new type of consumer that's emerging from the quarantine so sitting outside this weekend thing about this topic and you know how best to bring some value to the conversation in enjoying Mother's Day belatedly. Great Mother's Day and took care of their mom And you know what we're watching here is something we haven't seen happen in one hundred years. It's the interplay between personal safety and economic concerns and then how is that affecting consumer spending behavior? So it's important. I think that d not only talks about what's going on at the retailer level the furniture industry level. But also we take a look higher up so I paged through Some research from Pricewaterhouse Coopers and Deloitte just to see what kind of questions they were asking wondering. When are consumers going to to come back out? What's IT GONNA look like when they do come back out? What behaviors are GONNA revert? Can we cannot any of the actually being just like they were before hand. Or which ones are you going to change? I think I think we're aware that a lot of them are going to change significantly and they're probably going to stay changed. Thought it was interesting. The Deloitte Research. It said that sixty four percent of the folks they surveyed which are international not just the North American international sixty four percent. Their decision making is still driven by concerns about family health. So folks aren't thinking about which store to go to the cells the best furniture really big decisions here if I go out if I take someone with me. How does that affect the health of my family? That's a big deal question. And you've got sixty four percent of people thinking about that now. This is changing every week and this research was a couple of weeks old sure. In addition it said forty two percent of those surveyed or thinking about delaying large purchases. Now not all furniture purchases are necessarily large but but they can't be and Only one in three right now are comfortable going to a store one in five to have something to compare it to are willing to fly which is probably perceived a slightly more risky given the the concentration of people so that's the framework that our industry is operating in and there's there's certainly Unique parts industry but broad that we all. We need to be aware that that's the kind of thinking that people are having to go through. And how do I adapt and plan for that? And that's where you know. At an industry level microbes is talking about the willing customer versus the cautious customer. And it sounds like emily. That's what you'd like to hear more about a rated Ivan Yellows. Divan this great okay. Great so the willing customer personas are changing. We've talked about this in various Micro d media. you're still going after people from a certain geographic area or a certain age who have a certain income level. Maybe even a certain propensity to spend. You know you've got your your persona within those personas. Do not have folks that are willing folks that are cautious as far as venturing out in this new new environment. We have the willing folks are going to want to come to your store. They're they're not. They're not gonNA stay sheltered in place as significantly as they had before but they are tightening down there shopping strategy. I think I mentioned this. Emily in the last podcast where there was the trend years ago. Was that Google search. Allowed you to shrink down the number of stores That you were going to go to made you more effective and efficient sop chopper. Spending all day going to furniture stores like you might have in the past. That's going to tighten down even more Maybe they had gone two three four five stores before they're gonNA target one or two stores. They're willing to go to the stores. Liquor spent a lot of time on those websites maybe even reacting with the staff the chat or email there. It's almost it's precision shopping right. They're going to look for the one place. They WanNa go where they can get what they need. Here's a shortcut product proximity in preparation. Those are the three PS to keep in mind to attract the willing Consumer Shopper. Do you have the right product? Are you close enough to them? They're going to go to a store but they're going to stay closer to home than they might have in the past and do you have a way to prepare for them to come visit you. Can they make an appointment with you? Have you shared with them? Your plans for what their experience will be like. As far as cutting us as far as how they'll walk into the store how the deal with your staff. How can they be assured? Even though they're willing consumers they're happy to go to your store. They still want their still that sixty four percent. That are very concerned about their health. How can you reassure them that? Your storage safety shop at so you're going to address the the willing side of the consumer the new consumer will call it a post cove. It

Emily Keith Johns Pricewaterhouse Coopers Chris Deloitte Research Ivan Yellows Deloitte Google
How Long Would It Take To Change The Culture

Trent365

02:07 min | 1 year ago

How Long Would It Take To Change The Culture

"Over the past couple of months of lockdowns around the world? There's been a bit of talk about how long it takes to change a habit and most of what I've seen suggests that it's around about two months. After about two months of doing things a certain way having certain routine then for most people that becomes a new habit but what? I started to think about is. How long does it take to change the culture take for example the handshake in Australia? We're on from or the kiss on the cheek in many parts of Europe as a way of a greedy. That's very much a part of the culture which in a post cove in nineteen world probably doesn't make a lot of sense instead something like the having Thailand where they have the war gesture the hand greeting. That probably makes a lot more sense. So how long would it take for these social distancing rules around in nineteen to prevent us from the handshake or the kiss on the cheek? How long would it take for the y? To become part of the culture of greeting in those countries has another one. WanNa think this one out loud but what about the pub culture which again in many of those countries is a big part of the culture that pub culture if the pubs are remained closed for another? I don't know two three four five six months dear eyesight again. I don't want to sign that allowed. It scares me but if they would stay close for that period of time or if they're the new normal was to change in change the environment in such a way that the pub culture is more used to be with social distancing. And all these things. How long would it take for the pub? Culture to kind of disappear. Is it again three six months twelve months thing or is it a generational thing? Is this sort of thing that means to skip a generation before you really

Europe Thailand Australia WAN
How Will Your SOPs Change After The Lockdown?

Trent365

02:02 min | 1 year ago

How Will Your SOPs Change After The Lockdown?

"Welcome to day? Twenty nine of the lockdown here in Malaysia. Or as I like to call it the first day about third lockdown because here in Malaysia. We do it in two weeks ages. Apparently nobody wants to say that you looked for a month. Let's just say that you have got another two weeks so we start out. Third Consecutive two week lockdown as of today. Now when things finally leave to win we stopped to go back to work without spas or allowed to open again or whatever business sees how are you going to need to adjust and change your sap? Your standard operating procedures hygiene is one of those things that obviously has become a big focus as a result of this now when it comes to hotels spas. You would assume that there's a pretty good level of hygiene anyway. But he's a good enough. I you washing hands between receiving guests. For example. I know a lot of spas. Ps that between your buddy treatment in your face treatment of course it you wash your hands but not necessarily an sap that says h guest. You need to wash hands. I you wearing face masks during treatments and a lot of SPAS HEAVY. So ps that during facials they do but during massages they. Don't maybe that something that you need to implement now in fact I'm actually strongly recommended. What about how you're keeping your guest apart? How they socially distancing inside the spa do you have everybody sitting side by side in the consultation area? Can you may be the consultations now in the treatment room as opposed to in that consultation area just to be able to respect the social distancing expectations whether it's a rule of not whether it's regulation on not actually doesn't matter you now have the chance to prepare for what is likely to come on the other side and whether that likely means that it's the rule or regulation all that likely just means that the guests expected now is the time to be taking a look at all of your recipes and imagining them. Imagining THEM IN I post cove in nineteen world. What exactly are people looking for? What are best practices? What should we be changing?

Malaysia