21 Burst results for "PDP"
"pdp" Discussed on WDRC
"Interim final ruling on may nineteenth it says well you can now include owner compensation for small businesses for the PDP loan and you can amend an increase the loan amount that's good right you are here unless you've already received the loan so you're caught I I mean I'm not laughing you see but I mean this is the government to a tee the government doesn't do anything competently or right and and I understand you know Steve an awful lot of a stunning number of America's small businesses are one man bands or one woman bands or if you don't have a gender one person bands is yours a a relatively small business it is it is it is an hour received initial funding but it was not easy you could not include color compensation in that funding and of course it was limited to at that time I think seventy five percent had to be direct employee compensation and my loan request I only requested the direct end payment amount to employees do not include taxes and health insurance because I pay for the health insurance for all employees they're all covered completely and all right after the fifteen years I've been in business and so now they come out now see the ruling as our real plot go to the bank because the SBA and they all say well no you can't because you border see the funds if I would then why did you issue a ruling that says you can increase your loan amount and I'm in the loan amount but you can't use it for the owner cut because just so people understand how many people do you have working for you Steve I have five okay but but you're what you're the sixth person so you're the guy who runs the business so and I know about a ton I mean I personally know a ton of businesses that are one person and excavate walk in always and here she goes out and maybe occasionally they hire some help you know on on a you know add as needed basis but an awful lot of businesses in this country are one man bands as is said one man one woman or whatever but the point is if Congress is go ahead stay in business what's the money for your employees and you say but I am my only employee that means that those PPP loans really didn't help the smallest of the small businesses out there if if all you got was money to pay your employee but not enough to pay yourself and keep yourself going then what good did it do yeah I agree and my largest client is a is a retail store chain that closed in early March and they still have not opened so so you know I had to make compensated they haven't paid any invoices since February even though we can still continue to work in the background for them but they are officially closed the ads I just find it very frustrating that they issue a ruling on may nineteenth and I received a loan on may the fifth but because of our receipts alone what you can't amend it only people we have not yet received it can get this money and then since the whole program runs out at the end of this month we're only talking about another two weeks so anybody who is able to wait all the way to the middle of June and is only now getting their money they can amend their program that they like I said what when the government does anything they couldn't run a functioning popsicle stand in most circumstances Steve good luck I hope.
New York City beaches open for holiday weekend, no swimming allowed
"A few days at the beach is typically a no brainer for Memorial Day weekend needless to say it is a little bit more complicated this year some beaches are open some are restricting who can go others are restricting what you can do there here to tell us where new Yorkers and new Jerseyans can go to welcome the summer wireless socially distancing is WNYC's Karen Yi and the Jake often hearts of Gothamist Karen Jake hello hi David it it it there is still so much we don't know about cope with nineteen but many epidemiologists say that with social distancing precautions in place heading to the beach does not pose a large threat for people in low risk groups Cameron let's start with you governor Murphy said beaches would re open for the holiday weekend is that right yes that's right so Murphy has said if speech is re opened they need to limit the amount of people on the beach and enforced social distancing so it's really gonna be up to each municipality to decide how to do that and what parts of the beaches or boardwalks to re open so remember not all of the beach is closed during the pandemic some have already re opened and some remain partially close and it's equally as complicated in New York City right Jake governor Cuomo joined New Jersey Connecticut and Delaware to open up the beaches but mayor bill de Blasio technically won't open up city beaches that's right David New York City is fourteen miles on public beaches are technically close what that really means is the beaches are closed to swimming sports picnics many of the social things people go to the beach for but you can still walk sit on the beach or even dip your feet into the water up to your ankles the idea is to discourage nothing Yorkers from going to the beach so it's not over crowded what about beaches on Long Island to Jones beach the Hamptons these are very popular spots for new Yorkers or they could be an option many all island beaches will be open this weekend but they're not exactly rolling out the red carpet for us New York City residents several towns including East Hampton have plans to limit or entirely banned outsiders from their shores that's led to some regional contentions of Nassau County official had to walk back in down and out of towners on Nickerson beach after my colleague Sylvia Chang points out that beaches that receive federal funding must be open to the public the state run beaches like Robert Moses in Jones beach will be open to everyone but they're restricting capacity to fifty percent and governor Cuomo says people could be turned away from parking lot as early as ten AM single parking is always a problem and beaches in both states Karen tell us about the Jersey Shore is parking to be restricted even more than usual yes so again it's gonna come down to home rule it's New Jersey right so it's gonna be up to each town since sandy hook which is run by the National Park Service is limiting parking to fifty percent and so is island beach state park which is run by the state mayors have told me that they're gonna be announcing reminders on loudspeakers there's gonna be civilian ambassadors patrolling the boardwalk there's gonna be a lot of signage but really it's gonna have to come down to trust trust that people will do the right thing and act responsibly what Jake in New York City you have reported on members of the NYPD enforcing social distancing measures in physically aggressive ways in the subways and on city streets can new Yorkers expect a large police presence on the beaches what is the plan for monitoring resource can definitely expect to see a major law enforcement presence this weekend and why PDP stale has been up thirty percent they'll be joined by parks police and thousands of social distancing ambassadors similar to New Jersey if things get too crowded the mayor says they may even put up fencing literally barricading the beaches anyone who tries to swim will be ordered out well in New Jersey some mayors are concerned about not enough police presence on the beaches Cameron that what are you hearing I spoke two point pleasant beach mayor Paul Kenitra and he's very concerned about this so his speech is partially open not the boardwalk so this means that Jenkins beach is also gonna be close but the biggest problem for him and re opening everything is that he says he can't hire the seasonal officers who normally boost up as police force during the summer because all the training academies are closed so for the things that are open for the part of each that is open he says this weekend will be a test run for whether the precautions they've implemented will work we need to see how realistic it is to have our badge checkers wearing the mask and gloves and in hot weather we need to make sure that our lifeguards are able to you know the date people and do things appropriately with the set up that we have one up one down on the lifeguard stands in with the new half the filters for their resuscitation devices so the mayor said there's really no playbook for this I mean everybody is really trying out what works for their particular beach okay so if people can solve the puzzle of finding an open beach what happens when they get there will there be open public restrooms or boardwalk restaurants open for food pickup so curbside pickup is allowed for nonessential businesses take out is going to continue for restaurants a New Jersey recently allowed to go cocktails on the public restroom issue again that's going to depend on the town whether they decide to open those or how they apply limits to that the one thing that the state is encouraging is that everyone wear a mask right and it's the same thing in New York there will be some to go through the options available re sparked beaches are is open many of the vendors on Coney Island and they'll be some bathrooms and Porta potties starting this weekend and finally you keep in mind the water's going to be fifty five degrees not exactly swimming weather even if you are out yeah I think that's gonna keep a lot of people out of the water we'll have to hear much more about how it goes this weekend WNYC's Karen Yi and the Gothamist reporter Jake often hearts thank you for joining us thanks
Difference Between a Maker and an Engineer in the Maker Movement
"Been this series of articles by a fellow who we've talked about on the show before Michael Mola's Hugh who's thankfully been around for quite a while and has not walked away like so many others have because they didn't get rich quick or something But he he's sticking to it and he's been writing a series of articles about the maker movement since make media went kind of bankrupt. They've re the make media folks have reinvented themselves into nonprofit and from what we hear Dale dougherty the guy who He didn't actually started. He started with The fellows O'Reilly Timaru Riley and Tim O'Reilly said ticket. And he got up and left and made his own little thing and and he and from what we hear. He has taken his own money and purchased from the holders. The people that owned the the properties to everything To get at the content and the titles and the names and things so supposedly Dale dougherty. Now Kinda owns it and what we hear. He's looking at making it into a nonprofit which sounds good. I think that might be the better way to go. And we'll talk about why in a second but mister you has kind of featured What's been happening to this? I'm using my finger. Air Quotes Maker Movement One thing about Mr use articles that he's never really stated explicitly and we would like to is the distinct and explicit difference between a maker and an engineer. So let's make something clear. People have been making things for quite a while. We've had the wheel for a while. Now it's just a few years. I didn't get invented when make make magazine came out. You know the fact. We've had these people. These strange beings go by the handle engineer for quite a while. Now but what's the difference between an engineer and a maker and there is a difference. I mean you can be an engineer and a maker of course sure but we believe that. There is an explicit distinction. That makes a person a maker versus engineer. And that's a person who's making something just for the sake of making it. They're not making it to meet a specific objective for some external pressure. Thing like you got to make this. They're not they're not. There's no gold. There's no necessarily a contract or a thing that has to be fixed because nobody really needs a life-size animated giraffe that they can drive around make refer cool and nobody really needs a giant statue with flames coming out of who knows what orphans. You really don't have. Don't give them any ideas. And if we look at the roots of the even the maker Faire and make media they themselves went to the artists from the burning men community and brought them in along with the folks who were the. What do you call them again? The the Jules Verne fanatics that water steam pulse team. And they do things just for the sake doing for the fun of it for the art of it for their motion of it and and we believe that defines a maker. That's what makes them maker and there's some differences in that in that light because now a maker does not necessarily mean they're an engineer. They could be an artist. Could be musician. They could just be a ten year old kid. Who's not sure what? What are your she wants to be or do that. But it sounds like fun to make this thing. That could be fun. It would be cool water. Some of the more impressive things you see more. Technically complex things you see are being made by people who are in their day jobs engineers and some of the ten year old kids grow up to become engineers because they were inspired by it in their in their youth. But but yeah. I think you're right in the. The central motivation is different now. Going to a university and interviewing some engineering. Phd's about the maker Movement. Is that kind of problematic? Because are they makers well? Yeah they're makers doing things for the fun of it. Some of them are the market. They've they've got their their budgets. They have to meet. They've got their students that got to teach the their goal directed there. I mean they could be makers they monto sit back and develop something fun. That's well within the realm of reality for them but that's not that's not their career. They're not making a career as a quote maker. Very few people do right. And as such what has to question if the whole idea of a maker movement makes sense for a financial endeavor probably not Does the maker Movement make sense as the basis for stem Maybe to get the initial interest. Yeah it's motivating that would be great but as the foundation for Stem I. I don't I don't think so. I think traditional education environments are essential for stem. You still have to learn the basics you still have to have the foundations all right and to be an engineer. You still have to know details that most makers just don't want to sweat sure but you can you can when you're trying to get kids motivated to learn stuff showing them you know some application of it that that interests them. Yes is much much more important. Oh Yeah Oh sure I mean I. It's it's in my opinion. It's a lot more fun than shooting at Aliens on screen sure area. But but I mean I I I show my kids. You know something that they're interested in. They're interested in building. Somebody I say okay well. Here's here's you know how you start but then you need your math. You Gotta learn this math in order to do this process. You know all right. So there's some motivation to learn some math skills that ordinarily most young folks say. Why do I need this? Yeah well you need it. In order to make the bullet go further right exactly. The Little Arrow go further at that. Get that piece to fit better. Whatever and this was never made clear by Mr you in any of his articles each simply kind of like most of the make media related kind of stuff just kind of glossed over the fact that there is a big difference between Disciplined Foundation Engineering and shoot from the hip having fun maker. Let solder it together and see if it works. It doesn't make is not synonymous with open source. No I don't agree with that Open source has a strong engineering foundation. All Open source came came from the software world. I mean I remember the early. Pdp Lebanon's they. The deck people sat here. It's open source that you could play with it and do whatever you want with it. But in the end we want in right and a lot of that is happening in this commune. This word. Yeah we do see that So it's not automatically you know. Open source equals maker. No I don't agree with that But there is overlap. Yeah definite overlap But that doesn't equate open source does not equate to the maker.
What Lead to the C Programming Language?
"So when John McCarthy I publicly talked about time sharing at mit in this speech he gave he explicitly explicitly compared it to electricity and said this is a way everyone can have computing not just in universities and schools are businesses is but also in their homes going back and reading articles and documents from that time no question in many people's minds that there would be a computing in utility and that it would and could be regulated so there was a lot of faith and support for this sort of national national time sharing utility so it's interesting is that by nineteen seventy. IBM actually pulled out of the time sharing industry even ge they sold their mainframe computer division but they actually retained their timeshare part of the business. Let's talk a little bit about that. What happened in nineteen seventy? I think nineteen nineteen seventy has become sort of a marker of maybe an artificial marker of the fall of the promise of computing utilities or the time sharing sharing industry in some ways. It's false I think sort of it was by the late sixties it was clear that MIT and Multidex were struggling to sort of create create this thousands and thousands of terminals time sharing system and it was a very public prominent project and at the same time in the nineteen late nineteen sixties he's tens of time sharing businesses sort of providing computing on this utility model had sprung up around the United States and we're booming sort of it was a check bubble and then the enthusiasm fell away not completely because while Ge sold it's time sharing sort of mainframe computer business they retained their time sharing as utility business through the nineteen eighteen seventies in one thousand nine hundred eighty s and it was profitable that's very and universities like mit continue to run time sharing systems also uh into the one thousand nine hundred eighty s so there's I think a public memory that time sharing was like a tech bubble that just died out in the nineteen seventies is partially because there was so much attention to multi struggling yet it actually if we sort of go back and look at act how people were using it and how profitable it was and how successful it was it thrived through the nineteen seventy s now back at bell labs a group of four technologists one at a time sharing system of their own Ken Thompson Dennis Ritchie Doug mcilroy and J. F. Asana but they didn't want multiplex they wanted to leapfrog towards something cleaner and more powerful something they called UNIX multidex WCHS was I would say the inspiration for UNIX in the sense that some of the programmers who were working on multidex so enjoyed read the benefits of programming on a time sharing system that they wanted to create that environment for themselves when when it was clear that multi was struggling these were programmers at bell labs and they decided to try to create their own programming programming framework and sort of time sharing system and that's what became UNIX joy rankin is the author of a People's history of computer and the United States Dennis Ritchie he would later describe him and three other bell labs co workers as a fellowship. The fellowship wanted to work as this tight quartet of developers and they needed the hardware to accommodate their programming but bell labs really had moved on from the time sharing dream and as much as bell labs APPs could be a utopia for research. This was a case where they'd hit their limit so they rejected proposals that new hardware it was just too pricey. See why take the risk but the fellowship soldiered on Thompson and Ritchie asked for a machine like the G. E. Six forty five which which they'd been using to work on Multidex when they couldn't get the funding for that the scribbled ideas about file systems on paper eventually they they manage to implement some of their ideas in a game they called space travel which ran on a p. d. p. seven they kept on working with that. PDP seven which was basically in the same class as a commodore sixty four bit by bit with no backing from bell at least at first that fellowship gave their time sharing dream new life in the form of something they called Unix but here's the thing the UNIX operating system was being created in assembly language. I mean these guys were transferring files to their. PCP seven on paper tape so you can imagine they're they're trying to build this groundbreaking thing with less than ideal tools and again with no backing from the bosses UNIX was coming to life but it was still missing language that would really let it saying
"pdp" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense
"You're listening to the agency viable guide podcasts. A podcast for today's insurance agents. Informing educator. Empowering improving the way you do business in an industry, that's anything. But static in today's episode. Your client's needs can change at any time. And that includes outside of the annual enrollment period. Can your portfolio handle those changing needs? Learn how to keep your Medicare sales flowing in AS g episode one fifteen cure. Your client's needs with AP p it's that time of year. Again. The annual enrollment period has come and gone and the Medicare Advantage open enrollment period is here, how can you make the most of the special election period by selling prescription drug plans or PDP's for short during a EP your clients may decide to enroll in a private MA or PD plan, but with their high out of pocket exposure and network restrictions beneficia-. Aries sometimes find that their new Medicare Advantage or Medicare Advantage prescription drug plan is not the right fit. If these beneficiaries are new to Medicare and enrolled in an MA plan during their initial coverage election period or is E P. They can switch back to original Medicare during the N A EP which runs from January first through March thirty first if they make the switch your clients can pick up a Medicare supplement plan, which has less out of pocket exposure and no networks to fill in their coverage gaps. However, they will also need to join PDP in order to avoid paying a penalty for not having prescription drug coverage in to cut down the costs of their prescription drugs. That is where you come in by selling PDP's during the Medicare Advantage. Open enrollment period. You can help your clients get the coverage they need. Beneficiaries can only change PDP's during their initial enrollment period ADP, the EP or a special election period. If your client goes without creditable, drug coverage for any continuous period of sixty three days or more. After their initial enrollment period is over they may be required to pay a penalty. That's why even clients who do not take prescription drugs may require your help selling PDP's follows the same CMS guidelines as Medicare Advantage plans. Scopes of appointment are required and to sell PDP's agents must complete part D certification for each carrier that they wished to sell through certification requirements. Vary by carrier. Don't wanna go through another certification process. Some carriers offer a referral program contracting option that does not require. Certification under the referral program agents. Don't sell PDP's rather they refer their clients directly to the carrier to enroll for their service agents generally receive a one time payment for each referral shopping around for PDP's can be a fresh strating experience for consumers their coverage needs depend on what prescriptions they take and their coverage options vary by carrier and service area that leaves quite a bit of room for them to enroll in a plan. That's not the best fit for their budget and needs agents like you can help beneficiary sift through all these options and make a better choice. Running appea-, quote is as simple as utilizing carrier PDP quoting tools or visiting Medicare dot gov, though, keep in mind that carriers post changes to their formularies immediately. So they're quote engines contain the most up to date. Information. It takes more time for Medicare dot gov to update their information since they must receive the changes from the carriers, and then post them PDP's lowered the cost of current and future drugs your clients. Doctors may prescribe an offer beneficiaries peace of mind, if your client is in need of party coverage, and you don't offer it. Another agent may come to their aid be a one stop shop for your clients. Protect your business by making sure you have AP in your portfolio for more information on selling prescription drug plans. Take a look at our show notes. We recommend you. Visit our show notes after listening to each episode. So you can take advantage of all the resources that you'll find there. We always have links to articles and additional podcast episodes that will allow you to explore a topic further. Whether it's for today's episode on PDP's sales strategy. He's or episodes on compliance guidelines. We use the show notes as a way to give you the information you need as an insurance agent to survive today and thrive tomorrow now is the time go and check out our show notes for more information on prescription drug plans. That's it for this installment of the agent survival guide podcast. Thank you for listening. And thanks for your continued support. We will see you next episode.
"pdp" Discussed on Security Now
"Use the code twits. Picture the week. So Oscar is someone I've mentioned before. He's this amazing craftsman he he produced a clone of the venerable deck PDP eight initially, and I talked I own several of them are Steve's right shoulder. Right now, though, though, those are actually different. Oh, those are. That you Bill. While his Oscars different. Oh, these the ones over my shoulder where based on the the Intersil sixty one hundred chip which was an actual PD p eight on a chip, oh, the problem is those are all gone, they're like hen's teeth now Dan's have teeth. Anyway, they don't that's the whole point. Rarer than have I get it the goals. So the problem is if you can't get a PD on a chip, what are you going to do what you're gonna do is you're going to emulate the the the machine on a raspberry pi, of course. So it's probably more powerful than PBA was. Oh my God. Yes. Way fast. So and in fact, there is a whole underground. Well, I guess not really under the ground, but they're off to the side. They're out of the mainstream. That's what we want to their non-mainstream. But they're fascinating people who are keeping old machine architectures alive by by creating mature simulations of the their architectures me to the point where they can run the original operating systems and mount disk packs virtual disk packs and do everything like you used to you know, with the raised floor in the air conditioning virement. Everything's awesome. Okay. So so Oscar's first piece of work was a PD eight this one is a PDP eleven this beautiful. This is just hunting, man. The and including the switch. On the front. He he did custom injection molding for the toggle switches, and the panel the whole thing is an exact duplicate of the PDP eleven seventy and in fact on his page. It's obsolete. Scence? Is website, doc dot wick, site dot com. I have a link in the show notes for anyone who's interested. And for some of our listeners, you will be when you understand. And I don't understand this at all. I don't get it that he wants to sell these kits for two hundred and fifty dollars. I mean, he is selling them for two hundred fifty dollars apologizing. He says I apologize because that's almost ninety dollars more than the PDP eight. But if you knew the up front cost of making that injection molded case, you would understand it's not because I am turning commercial. This is still very much a hobby project, although one that got slightly out of hand. Anyway. So okay. So again, there's a raspberry pi behind the panel. So what he did was he he exactly duplicated the functioning of the front panel. Blinking lights switches, this is amazing. It is just gorgeous. Anyway. So so he he's sat with a buddy in front of an actual eleven seventy and like push switches while video recording in order to get any educations of the way, the actual eleven seventy front panel operated. So that he could exactly emulate it. And then look at the screen on his laptop that he faked a CRT benzel. On his ThinkPad to show like the way CRT would look with the biz all for the for the actual console went one when you're logged in and giving commands to the PD be eleven now. Okay. So there's elegance to both the eight and the eleven that elegance of the eight the PDP eight was, you know, could you make a computer with you know, five and gates. Okay. Well, not quite but still, you know remembered that the opco was three bits on a PDP eight. So you had you had eight total of eight instructions, and you know, like, there's no subtract you have to jump through hoops to to pretty much do anything. So the PDP eight is arguably a perfect platform if you just kind wanted to like get. Started to like show someone that the concept of of how ones and zeros and with a few instructions how you can do something. And frankly, I'm stunned by the fact that you know, there there's S eight is an operating system for the PDP eight written with eight up codes. I mean eight instructions, so okay. But the eleven is different. The eleven is is the other end of the spectrum. It is a stunningly elegant instruction set. And it was the birthplace of Unix. It was on a PDP eleven that that the the c language was born Thompson..
"pdp" Discussed on Channel 52: The DC Podcast
"Everybody pets now known as dating. Now nobody talks on the phone. It's all cats messages. You want to get it in the guys like, okay. Burn burn on me. Anyway, guys want to talk angel or TV at rolled hope. Other ones will superman or swear your smallville fading crag cast on Facebook, Twitter, Instagram end or pinchers, but but I Macroom crew. installed, big words. Charlie's common, what what's. Senate. Oh, yeah, you you. You have to watch that movie of the timer. Tell the answer. Let me tweets. That's right. If you're listening on the podcast, they while check our main capes lunatics feed because superconductivity episode, two hundred probably gonna be up around the time. You hear this. If think the movie short, we're going to be reviewing the movie Charlie us for starred in. Let's Craig scape from stall on sixty nine swearing in making people. Drug begins. Chrismas competition joss leading. Yes, Email me night wing PDP at gmail.com. On Twitter. I am at night wing, PDP, please. We love to do an interview with you so that all our business. Yeah, freefall before you call the count. All right. Everyone. Join us next time. The next episode party. Because you're. Number next time. Remember the helpless. This woman right here. Alcoholic.
The Hidden Value of Medicare Supplements During AEP
"There's more to sell during a ADP than just Medicare Advantage. Find out why med sups make a great addition to your portfolio, whether it's annual enrollment or not. AS g episode eighty five, the hidden value of Medicare supplements during a EP written by Roxanne Anderson while it's true. The annual enrollment period is the prime time to sell Medicare Advantage plans. Medicare supplements provide you and your clients, a very important alternative. This fall. You should already be planning appointments to check in with your current clients to see if their plan is working for them. A lot can change in a year. So financial situations and health status have a big effect on plan selections. How can having strong Medicare supplements in your portfolio help. You make the most of ADP. Let's break it down by defining the value of Medicare supplements. It's beneficial for you to have Medicare supplements in your portfolio for two reasons. It's a good fit for certain clients, and it's an opportunity to diversify your book of business. Medicare Advantage plans aren't the best fit for all Medicare eligible. 's they have set service areas and plan may not be offered where your client lives. Additionally, the private health insurers who offer Medicare Advantage products, often contract with certain providers to be in their network. Your client may have doctor. He's been going to for years that isn't in the network of the most competitive Medicare Advantage plans available in his county in rolling in original Medicare and purchasing a Medicare supplement to fill in the gaps may make more sense for some clients based on where they live their hobbies, desire. In their financial situation, original Medicare and all Medicare supplement plans accept Medicare. Select plans enable beneficiaries to see any Medicare provider in the country. So if your client lives in a remote area loves to travel or heads down south for the winter, this combo is an attractive option. Additionally, some people find that their prescriptions would cost them more out of pocket in a Medicare Advantage plan. See if your clients medications, cost less with a standalone prescription drug plan and a Medicare supplement. Your clients should never feel like they have to resort to skipping shots or rationing pills. Furthermore, Medicare supplements allow you to expand your client base end increase commissions beyond the Medicare Advantage market. When you sell Medicare supplements, you open your business to people that prefer original Medicare plus selling. Medicare supplements can earn you extra cash through carrier incentive programs or contests like ritter's twenty eighteen one hundred k. cash giveaway and our ten k. cash giveaway. We will have a linked to those giveaways in our show notes if you're interested in learning how you can qualify. Now, you know why selling Medicare supplements during AEP is still valuable, but which should you put in your portfolio? You want to showcase a variety of robust products that can meet your client's unique needs. As an agent you can expect to work with clients who are healthy and clients who are not. Therefore it's important you contract with Medicare supplements that have different underwriting requirements. If a client doesn't have a guaranteed issue into a plan, they will likely be required to pass underwriting, be aware that some carriers may only go back two years when looking at an applicant's medical history and others may go back. Further. In addition, some carriers offer sub-standard rates for clients who normally wouldn't pass underwriting as you're considering carriers. Check that the ones you're interested in have a high financial strength rating to ensure that their rates will remain steady and the company is financially sound insurers with a plus plus AM. Best ratings are deemed very financially stable. It's also good to have Medicare supplements from carriers that offer household discounts a strong plan g. and plan and competitive rates for certain age groups. Lastly, before you finish polishing your portfolio, consider offering a strong prescription drug plan. If your clients are in rolled or desire to enroll in original Medicare, though need to enroll in a standalone PDP to afford their medications and avoid paying the penalty for not having prescription drug coverage, ready to make adjustments to your portfolio. Oh, drop us a line and we can go over which products are most competitive in your local market.
"pdp" Discussed on Alice @97.3
"No All. Right I'm going to be. Happy. Happy, gonna be no crying from me with a little violin and the violence as the things you do. Grabbed, yeah that's a great and what she was? Saying From me It's a whole new way that the kids pronounce things not pronouncing clued into it using Happy Joyce Joyce, yeah, like say just let it go you go and then head is another one that yeah It's in, my heart is in my high high. Off I can't even do it and. Then. In that. Selena. Gomez, song, she wants to look. Good for. You gonna go for a guy for, you Yeah Good for. You you should? Really Articulate. Exaggerating Gina Lollobrigida Again for, you now During Wow As the the stupid thing when I was in middle school and I'd like sing all these. Melodies, like let's, go Yeah could do without my hands they can have. In, like how I'd say so Women coming out of his mouth is coming out, of my mouth so weird, for your against For you for you That is weird it is freaking me out Anyway. She's a she's happy happy happy. About PDP here's a guy as a women just..
"pdp" Discussed on Channel 52: The DC Podcast
"Painkillers must be really good anyway. If you want to send us thoughts on this episode or any other angel episode or the dune romance of buffing angel Email. Angel and faith. Baton. Everybody. For Fred, which we season five anyway. Email us keeps them lunatics gmail.com. On Facebook were angel chronicles angel TV podcast in at c. l. sidekicks on Twitter and the voicemail six one four three eight two two seven three seven. That's six one four thirty capes in Lilith if. Yell at me because not teams Buffy sorry at little help. But if you went off mauve those words. At said, five cows, Facebook swim, pinchers air Instagram. If you wanna do interviews with us, or if you want me to pass meshes message on the little about, you know how she should find some human emotions. Email may night wing PDP at gmail.com. In on Twitter, I am athletic link PDP human emotions. Was going to say positive one. One. At the age of chronicles. Said salty with the demon. No, you say why. Marguerite. Number. Secret formula for the universe chocolate peanut butter.
"pdp" Discussed on Channel 52: The DC Podcast
"And they'll can kinda touch on domino's in two birds tone maybe show re tweet us we appoint we might have like police to issues or so yeah we can always do like a you know her deadpool run plus backup story yes the only pack has the vacuum stores will of anyone wants your brand of mayhem where can they get to you so many places but if you want any notre family at local find on twitter of else adventures of g that's basement twitter pitches instrument adventures in g or waste up on the if you want to send us your thoughts on any of the issues we just talked about the where sinister thoughts before we talk about it will read them in gilson ryan reynolds josh role in you know you haven't been doing enough this year we wouldn't we wouldn't mind you we'd were applaud at jimoh dot com facebook dot com slash weeds world podcast at world pod on twitter instagram wade's world deadpool podcast or seal sidekicks on same on twitter at co sidekicks in the voicemail for everything six one four three eight two two seven three seven that's six one four thirty eight capes i don't know if you really wanna do interview email me night wing pee pee chee modell com on twitter i am at maitland pdp or is late for the onslaught of emails he's listed all these issues or from ninety six onslaught all right that's been another way of while two ways world the deputy podcast episode forty eight.
"pdp" Discussed on Channel 52: The DC Podcast
"Yeah so i'm excited i mean we could dissect per day we could we could touch on it a little bit next week when when will returns yeah was going to say why don't we cut it there we'll get wills thoughts next week yeah it sounds good to me will thanks for sticking around little bit late to the broadcast tonight hey them but could talk in lava man yes i was gonna say anyone wants to talk quasar lawmen especially this avengers run to the next episode will be three oh six of course because this one was continued we're gonna three five three eights so fitting read ahead send us your thoughts tennyson finnity thoughts or like i said your favorite avenger who say team we're gonna read the pool next next episode cintas your favorite avenger keep some lunatics at gmailcom or were on facebook facebook dot com slash quantum zone wide or at at quantum zone pod on twitter or the voicemail six one four three eight two two seven three seven that six one four thirty capes matt where can people talk to you all right you can talk to me on facebook dot com slash met kona it may t koa on twitter instagram i would love to jet you up but all things calling books quasar whatever sons into me all right yeah and people can reach out to me on nightline pdp tim o calm in on twitter i am at maitland pdp.
"pdp" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities, & Final Expense
"You're listening to the agency, viable guide, podcasts. A podcast for today's insurance agent informing. Educator. Empowering improving the way you do business in an industry. That's anything but static. In today's episode, improve your PDP selling strategy, our best practices help you save time and are easy to implement a S G episode, forty, seven, seven, powerful practices for selling prescription drug plans written by Roxanne Anderson. An apple a day might help keep the doctor away, but eating all the polls in the world won't prevent the average person from getting sick from time to time to put patients on the mend. A doctor may prescribe antibiotics a painkiller or more complex pill regimen. However, those who visit the pharmacy hoping to find healing are increasingly coming down with another ailment sticker shock. Most seniors live on limited incomes and suffer from at least one chronic condition, skyrocketing prescription drug prices have made their pills pretty bitter to swallow. As a broker. You can help ease their pain by promoting sound prescription. Drug plans also known as PDP's. How can you streamline these sales and ensure you set your clients up with the right plan for their budget and needs considered these best sales practices? One be up front, ask your clients about their prescriptions right away the sides. Having your clients, sign of scope of appointment or SOA. One of the first things you should do is get personal and asked for a list of their prescription drugs. Knowing what prescriptions your clients take is key to finding them the best plan why they'll wanna PDP that makes their current medications more affordable, wouldn't you? You can ask about their prescriptions when you scheduled their initial appointment, getting this information as soon as possible allows you to work quickly and efficiently, which shows your clients, your proactive to simplify the process. Even further inform your clients. They can get a list of. Their medications from the pharmacy where they refill their prescriptions for most large pharmacies. Your clients can obtain and E mail this list to you themselves by registering foreign online account to consider what type of plan works best with their health coverage. Seniors can obtain prescription drug coverage through either standalone PDP's or Medicare Advantage prescription drug plans APD for short, your clients, current or desired form of major medical coverage determines which type of plan they may choose if your clients have or will enroll in original Medicare. They can select a standalone PDP. On the other hand, if your client's desire to enroll in a Medicare Advantage plan, they can enroll in an MA PD plan. If one is available, a small number of counties in a few states do not offer an APD plan in these counties. Individuals can enroll in a Medicare Advantage plan without prescription drug coverage and a stand alone PDP, but only in. Those counties again that do not offer the PD plan. It's important to also note here that if your clients have an PD plan but choose to enroll in a standalone PDP, make sure they know they will be disembowelled from their current plan and enrolled in original Medicare. Three find out if they qualify for additional help according to the centers for Medicare and Medicaid services over two million Medicare beneficiaries who aren't enrolled in the extra help program may qualify for it. Extra help is a government program that can assist your eligible clients in paying the co pays premiums and deductibles of their PDP's to be eligible your clients. Incomes and assets must be below certain levels determined by their state. Those who have full Medicaid coverage membership and Medicare savings program or supplemental security income benefits automatically qualify for the program for your clients who don't qualify for extra help. They may qualify for a. Pharmaceutical assistance program or S Pap S pops can pay for your clients. Part D coverage entirely, or at least lower the cost of their prescription drugs. Their availability and eligibility requirements vary by state and can be found on Medicare dot gov. And just a quick side note, we'll make sure that link is in our show notes for you programs like extra help and S paps can save your clients, thousands of dollars on their prescriptions annually, more notably they can put your client's medications within reach because your clients financial circumstances can change at any time. It's important that they contact you if their income or resources decline beneficiaries who become newly eligible for Medicaid or extra help qualify for a special enrollment period to enroll in a new plan for us. The Medicare plan finder to compare plans. Once you've determined if your clients qualify for additional help, you can get to the core of your work fine. Finding the right PDP's for them performing a simple search using the Medicare plan finder. Online tool is a great way to compare options as you're searching your top priority should be finding PDP's that work with your clients medicinal needs. Next exam, implants co pays premiums to duck doubles and network restrictions. If a client is unwilling to try less expensive drugs, I make sure you're looking at plans don't require step therapy. Additionally, check of plans offer coverage in the Donut hole, and if they work with programs that can offer your clients help with paying for prescriptions when it's time for you to help your clients make their final decision provide
"pdp" Discussed on Channel 52: The DC Podcast
"And that you covered don't worry buddy firings if you wanna bite me or lively black with me you could at little hope by or added inches in g if you hit you up on dentures t you buy me on facebook interest incident and twitter at addition f g offer megaguys head update media group creek around the lakes 'cause broadband eight cheat bill it can always i get hold of mean nightly pdp at chiodo calm and on twitter i am at maitland pdp which would not rely twinning with us tonight oh yeah that keeps a lunatic has black is doing a black panther review this better day at seven thirty pm eastern standard time in we're also gonna have interview with the author of who is jesse allen next wednesday the last cold stuff coming up yeah what's next narrow a black history special is what will the opposite ways world we're doing next is we're dealing with one of his first appearances from fantastic or i guess allah cal ooh stay tuned because that is mex fantastic or number fifty three fifty three so grab it or look it up on the internet and join us don't tell next time he'll blazers this has been low end i'll see you in hell squire.
"pdp" Discussed on Agent Survival Guide Podcast: Empowering insurance agents selling Medicare, Long-Term Care, Life, Annuities,
"Our projected move in date is the end of the first quarter in twenty nineteen we've continued to grow our company relationships to provide a better experience for clients and agents alike in terms of medicare advantage contracts we now have health now plans which include blue cross blue shield of western new york and blue shield of northeastern new york as well as all well from seventeen we've also terminated several medicare advantage contracts including gateway health plan scott and white health plan and university of maryland health advantage these changes bring our existing ma and pdp contracts to forty one in terms of med sups we've been adding carriers more selectively in twenty seventeen we added americo and terminated heartland bringing our total med supp relationships to fifteen now let's get into nationwide enrollment stats for twenty seventeen along with our adp twenty eighteen review individual medicare advance enrollment has been consistent since twenty sixteen with a seven percent growth last year twenty seventeen saw a one percent growth in individual pdp enrollment employer plans grew by six percent this past year big winners for medicare advantage parent growth included united healthcare up five point seven percent since last adp and up thirteen point nine percent year over year humana is up four point five percent since last ap and up five point three percent year over year at nah is up six point two percent since last ep and up twelve point seven percent year over year our top seven pdp carriers now represent eighty nine point six percent of the individual pdp market craig also gives them insight on major industry trends as you know the medicare industry is constantly evolving and changing these are the top industry trends to keep an eye on in the coming year medicare advantage trends include.
"pdp" Discussed on AM 1350 WEZS
"The it will be here in the night look if your dad's about that border purpose cirque sophisticated routed in italy the world in visits would in a statement the pdp obviously ranks of a worse three little of note on the nettle it was at the research and energy has filled with that we all realise that really it is the perfect act within thirdly chips with esguerra but that will immediately no thanks down our line and it was a sad that we've been in in an eu pap inadequate laden with the abundant by productive were but said it and it was that bleeding americans it's equipment installed were staff right playing to trains and slaughter patrols forget it out two at least interested in the northeast not at the top of people that were due to talk of an hour i got off the left he fouled the dalai fouled new jersey's pretty solid indeed middle the president did the god we're crtv this is holed up only minor the number could it be that ultimately blizzard conditions violent indicated it we think that two inches is an area that this is one i pinch myself and say you know what i'm a texan now no more bridge and tunnel crowd for me i run have to deal with that like that poor middleschool teacher film struck by lightning she's helping out with the bust she's doing the bus duty and luckily she wasn't killed but she felt the shock of it she felt the burn of it it is absolutely crazy crazy and here's what's really scary what's really scary is now they have some major flooding along the new jersey shore because of course some of that is melting at iin he bit but also because of the talent but if this is with all of the snow that.
"pdp" Discussed on RobinLynne
"But pdp vote the be the and he could be beaten the the the mm two mm in the pig the the oh peng the particle the man the burdensome no the.
"pdp" Discussed on Let's Talk Bitcoin!
"Electra m bitcoin while it on pdp encryption all of the keys or are made really easy for them then plus it sin sits configured to have a storage in one part of it they can actually have longterm storage on the same stick wow which as most people know if you use tales clinics part of the name is an easy access to it forgets what you're doing it on save anything to your are drive so this is one way where you can have longterm storage for the things that you're doing showa this enhances a lot of people's freedom really easy way to increase your privacy online john if you've ever tried to to using corruption or an and have more private internet interactions there's a lot of steps involved with a water learning and derek has brilliantly can condensed everything right into a usb stick the you plug into your computer it boots right up the most secure operating system and if you if you pull the us be stake out at wipes everything instantly that's really need this is pretty revolutionary uh what a brilliant idea in so uh you're the only one who's done this right he said yes i went with aldermen are shop and on open bizarre we'll heckelmann have to learn how to use open bizarre now get one of these and are they pretty affordable on if you wanna mention price war they were there there've been selling for ninety nine dollars that's a steel that really is uh that's less than a lot of uh hardware awards out there and uh what versatile orwell versatility but what a what it improve it upon of coldstorage options that's out there that's really awesome it and call the snowden sticks reyes said yeah we have a beautiful wood edged frame of edward snowden who who watches over them on and it's guaranteed to work on mack clinics or windows pcs and have these been a strong sellers yet or does words still need to get out to people that they exist among those who know yes uh some will pick up several sticks.
"pdp" Discussed on Bloomberg Radio New York
"Proxy for that is the carbon price pdp but you recalled the carbon to quote your project that the excellent survey every year with a go out to multinational corporations and pay do you bright carbon and it so what do tried to that and survey which started four years ago or credit and come year 2014 mona corporation but would have one hundred fifty company bombing in the now that about one thousand four hundred companies responding that are either quite thing carbon light now in their operations or intend to within a couple of years so it it took the view that business under that must be incorporated into a big into the future and i am i'm mike the very inherent corporate and financial nature of the metric good cooperation in theory upright according to what their future revenue going to be right what better value is going to be the shareholders on a perpetual and plo thinking crimeline bed thinking ahead and they have a market that he's going to pry but i'm according to how water planning for the future it seemed like and planning to have some quite on carbon given that give it given the the vanguard position that companies are in we're seeing it through the city and state level as well some folks taking up the mantle the federal government has has not how much concerned does that give you the the fact that not everyone including the federal government it's onboard what what what concerns me the ultimate arbitrary here and beckoned emeteole commit guarantor you get the federal government you have an event of the magnitude of the earth in the week at two year wildfires in california or prepaid factory katrina there is no consolation nickel fake go coleman corporate actor that can only out a quarter of a trillion dollars worth of damage pay in the case a hurricane katrina and there's also no institution that can make the re uh in a way that as we've often seen almost take on the military aspect were involved the army corps of engineers so there there's no way in which the federal government can't have some responsibility but i think the biggest concern as to what degree good willing to be honest about the nature of the challenges that are head nature disrupt disruption than disturbances that might come from climate change ahead today thanks for joining us that the thannual bullard in.
"pdp" Discussed on WHO NewsRadio 1040 AM
"About negotiating in fact we some extra lot of corn there's other countries that are on on the sidelines saying hey you know here's the deal of 50s guys don't want to play ball with you we will and we're seeing some big uh trade deals being made a european union dismayed a trade deal with uh with with with a couple of countries you're just what last week yep yep and so there you know with the you know with the withdrawal from pdp um and the and the renegotiations of after we we are concerned uh you know there's no doubt about it uh as we talked about earlier all the things that that why that part but but from tpp of laughter left us kind of the ideas all in and see in those asian countries and they are starting by deals with other uh like i said what the european union and so we need the thing now we force or last week was we the administration to start working on that they don't want the multi agree but you get to work on on bilateral trade agreement start fake it does happen overnight the pick longtime that we could start if that didn't work at a uh we need to start working on those at the vault those get those negotiations started and get those has a quite nine i'm i'm with you on that now i'll tell you about a minute left with bomb want you give me summary on how we're doing what's report card in the arm corn crop right now uh so far away the corker up uh looked really well were were both all right i'll uh what really well off at the last week we had a dog comfortable yet when bill we've got the dow cork broken off card but uh overall off air there are crap looks pretty good now appears appears where no out garth defile up by the car yeah you guys you guys are what we call in the rain forest belt this year i thought well you know it's been it's been body go uh uh.
"pdp" Discussed on KOMO
"Is far from over but this was the first major defeat for people who were opposed to this travel ban yeah well herb i i i don't i i actually don't think of it as a thoroughly of defeat i think that the administration had made the claim that the court should not even be considering this should not be looking or secondguessing what the president does and so i think in and out since uh you know our side as victorious in the sense that the court it is still not allowing the president to do exactly what he wanted to do put some major limitations on what the uh the executive order uh but certainly we we wish had gone to further and um and at uh you know kept the injunction assad that the other court lower courts are placed on the other travel ban in place until it considers fifty arguments in the fall the big question now is how are they going to actually implement the supreme court's ruling sean spicer was asked about the during his daily press review the white house and he basically said it's going to be up to one of the department's to figure that out were really not sure i understand that's giving you a lot of trouble as to who's gonna make decisions as to who is a lot of the country from these countries yes i i picked up the problem with what the court did i mean it it it leaves this uh this very messy line of uh having the bonafide relationships to to us individuals or entities and you know how that gets interpreted by uh you know thousands of consular officers around the world and and you know the pdp agents the customs border protection agents at the airports who something that gives was pause because uh we're concerned of it could be a lot of erroneous decisions and i think it's also going to just lead to a lot of a certain to get a lot of people around the around the world are going to be secondguessing whether they should be traveling to the us because there's who's on uncertainty about the the legal situation as i understand the court is going to allow a lot.