17 Burst results for "P. O"

"p. o" Discussed on 860AM The Answer

860AM The Answer

01:40 min | 7 months ago

"p. o" Discussed on 860AM The Answer

"At a time so it could be ophthalmologist for my eye exam I usually go yearly is this what are you doing Michael about balance in nature he for whatever you're doing keep it up I love the product I've always gotten all my vitamins from nutrition every time doctors like you need to grind of it and it never works like I'll do it for two weeks and then I just drop off this is one that because it impacts my energy level it makes me stay committed to taking it now definitely more energy for short more energy and when I stopped taking it the energy goes down and then when I start taking it again it's back up again and it's a really clear had like I'm just on no that's what it does for me like Whitley's goes away you know and more alert and just better overall I mean I've taken lots and lots of different vitamins and things have been recommended by my physician and all of that could be on the streets of never noticed a single difference no matter how this we noticed a difference P. O. would really feel better I've been so amazed with the balance of nature the fruits and vegetables it really is true and you hear people rave about it eight really does I mean to me make such an amazing him burns I would not go a day without it it's one of these products one of the rare products where you actually feel the difference and if I skip a day I definitely feel it so I absolutely love it experience.

Michael Whitley P. O.
"p. o" Discussed on 860AM The Answer

860AM The Answer

01:40 min | 7 months ago

"p. o" Discussed on 860AM The Answer

"One life at a time so it could be ophthalmologist for my eye exam I usually go yearly is this what are you doing Michael about balance in nature he's well whatever you're doing keep it up I love the product I've always gotten all my vitamins from nutrition every time doctors like you need to glide of and it never works like I'll do it for two weeks and then I just drop off this is one that because it impacts my energy level it makes me stay committed to taking it now definitely more energy for short more energy and when I stopped taking it the energy goes down and then when I start taking it again it's back up again and it's a really clear had like I'm just on no that's what it does for me we're just feels like wikis goes away you know and more alert and just better overall I mean I've taken lots and lots of different vitamins and things have been recommended by my physician and all of that could be on the streets of never noticed a single difference no matter how this we noticed a difference P. O. would really feel better I've been so amazed with the balance of nature the fruits and vegetables it really is true and you hear people rave about it really does I mean to me make such an amazing number I would not go a day without it it's one of these products one of the rare products where you actually feel the difference and if I skip a day I definitely feel it so I absolutely love it experience.

Michael P. O.
"p. o" Discussed on 860AM The Answer

860AM The Answer

01:40 min | 7 months ago

"p. o" Discussed on 860AM The Answer

"At a time so it could be ophthalmologist for my eye exam I usually go yearly is this what are you doing Michael about balance in nature he for whatever you're doing keep it up I love the product I've always gotten all my vitamins from nutrition every time doctors like you need to grind of it and it never works like I'll do it for two weeks and then I just drop offs this is one that because it impacts my energy level it makes me stay committed to taking it no definitely more energy for short more energy and when I stopped taking it the energy goes down and then when I start taking it again it's back up again and it's a really clear had like I'm just on no that's what it does for me feels like Whitley's goes away you know and more alert and just better overall I mean I've taken lots and lots of different vitamins and things have been recommended by my physician and all of that could be on the streets of never noticed a single difference no matter how this we noticed a difference P. O. would really feel better I've been so amazed with the balance of nature the fruits and vegetables it really is true and you hear people rave about it really does I mean to me make such an amazing him burns I would not go a day without it it's one of these products one of the rare products where you actually feel the difference and if I skip a day I definitely feel it so I absolutely love it experience.

Michael Whitley P. O.
"p. o" Discussed on NewsRadio 1020 KDKA

NewsRadio 1020 KDKA

07:50 min | 9 months ago

"p. o" Discussed on NewsRadio 1020 KDKA

"KDKA radio ten twenty morning show well get a load of this isn't this rich how P. O. dar you if you're at home you're a small business owner and you've been shafted by situation that one nobody can control but a response a lot of people could have much better than they did and now you're sitting unable to do what you want to do as you twist in the wind watching all of the things that you've worked so hard for it's just kinda wither away how does it feel as you're calling the unemployment offices right you're trying to get into that system you're trying to get the information that you need you're trying to get the money that's gonna keep you afloat or feed your flipping family you don't know what tomorrow will bring but you're almost certain after reading the headlines CDC says the Koven situation in the fall is going to be even worse as you watch the breathless reporting of everything dire doomsday dark is everybody races to cancel everything as quickly as they can once the way Labor Day but that's not gonna happen for the July absolutely not it's too risky the fall semester at colleges Y. el Akkad might be a little ambitious how about Christmas while Santa wants to do with that so imagine you in that situation you don't have to imagine because you are in that situation and you find out there's a bunch of these big businesses seventeen of them to be exact that have received two hundred and forty three million dollars of the stimulus payments that really probably should have gone to you and all the people like you that's bad enough but then you find out that Harvard Harvard's cashing in Harvard with the largest endowment of any college or university on planet earth on the big beautiful blue or blue we call home Harvard gets nine million dollars then in a page taken out of the Kennedy center playbook lays off all their cafeteria folks wow that's giving that's looking after your people so then students here about this and some professors do and they go on Twitter and they're like really you've got like a sixty billion B. dollar endowment fifty five percent of your students get Pell grants the vast majority of the others our scholarship a hundred percent and you've got sixty B. percolating in the back you totally need a press six it offers right totally get I mean I look I'm not a math major I'm never gonna tell you I'm an economist right never worked for the IRS over my head but I can totally see how eight point six million dollars is completely reasonable for Hartford Dr well ladies and gentlemen there are bills to pay right I got to keep the lights on somehow so a reporter ask the president about this in a seat if you don't watch the coronavirus task force meetings you guys mess such great nuggets of complete and utter incredulity of choice the ridiculousness that goes on around us in the midst of a bit of a pandemic that that Harvard right it's up there with Ruth's Chris getting twenty million or shake shack getting ten thankfully they gave theirs back and said you know what look I'm I beg your pardon we weren't trying to to rape the system we were trying to take it away from anybody else the guidance on getting in line and filling out applications for this was a wall full at best we had no idea that we were going to gobble up money that really is necessary somewhere else our sincere apologies have a back Hartford could have done that Harvard could have done that ha but they did right we should ask Fetterman about this didn't you go to Harvard I think you did smart guy how does how does John Fetterman feel about Harvard taking eight point two million dollars or eight point six million dollars right meant for probably anybody else so in a press conference a reporter says president trump what's the deal with Harvard but I'm sure it was in a snarky accusatory way because that's how the media talk to one what about Harvard doing and he's like no no that's not that's not fair that's not correct Harvard will give that money back that's patently wrong there's been a lapse in the system that's not the way it was supposed to be now if your Harvard and the president of the United States is like bang bang bang bang pretty sure that you have an opportunity to do a good make up here you have a good make good that you can make Harvard freaking doubles down they say oh not we're keeping it we're totally keeping it right this is what they say no we're going to give it to the students we're gonna we're gonna give it to the students I wish that I could speak freely without FCC intervention and get fined and probably booted off the airwaves for what I really want to save you right now because it is completely off color and possibly vulgar in a statement issued moments after the briefing ended however Harvard said it planned to quote direct one hundred percent of the funds to financial assistance to students and will not be using any of the funds to cover institutional costs why should Harvard bail out its students when Brock still has twenty thousand dollars probably on his Duquesne's student loan twenty three thousand then he's been freaking paying off since white what year nineteen nineteen ninety nine well screw you Brock you don't get anything you needed to go to Harvard wow that ladies and gentlemen is rich I like to spice things up at the end of the show.

business owner P. O.
"p. o" Discussed on KTAR 92.3FM

KTAR 92.3FM

04:49 min | 11 months ago

"p. o" Discussed on KTAR 92.3FM

"You go to our website it's R. P. O. A. dot com and that you can meet with an adviser will visit with you at no charge or obligation we'll talk about what what we think you should do now will help you to walk through all the the the logical things you should be thinking about and help you to make some decisions if you if if it helps you that's great and if it doesn't that's fine too it is no charge or obligation for that and we'll part friends regard I don't know how to say I think except they think well Frankie you're welcome and that's a you are website is R. P. O. A. dot com now our philosophy of selling is counter as I said to the traditional buy and hold the Los iffy and does so I've written a book which I encourage you to buy all proceeds go to charity from that it's called buy hold and sell and wanted the the the number one myth in my opinion that that you hear is the market always comes back and therefore don't worry about it just play through well it's true so far there's no guarantee that this will happen every time but so far during the Great Depression the stock market the Dow Jones went down ninety two percent and yes it did come back but it took twenty five years to come back and get back to even tell nineteen fifty four from nineteen twenty nine twenty five years now more recently Y. two K. that stock market crash it took seven years it it it crashed in in Y. two K. was two thousand seven when I got back to even and then it crashed in two thousand eight after that and then it took five years to get back it was two thousand thirteen before the mark the S. and P. stock market got back to where it was before that crash so my question to you is can be can you afford to wait twenty five years to get back to even can you afford to wait seven years can you afford even wait five years and and getting back to even also implies that you're not spending any of that money while you're waiting for it to get back to even okay because it the two thousand eight crash if you had your money in stocks and if indeed those stocks the S. and you had it in the S. and P. five hundred index which by the way you can invest directly in an index you have to buy a fund that does that or need to have but let's assume you did that and you lost fifty seven percent in a way like it did and it took five years to get back if you're spending that money while you're living on it it's not to take five years to get back think about it if you're draining the tub as it's being filled it's not going to fill up as fast okay in fact farmers call that eating your seed corn and if you eat enough of your seed corn then when gross season calms guess what you don't have anything left the plant and so that's the danger that we see of the buy hold philosophy which is that when the market is is that when your investments are falling and you're drawing from them at the same time you make it very very your your your double landing it on the way down but then you're you're you've put a ball and chain on it at his trial as is trying to come back and we can actually model out where it's very easy to run out of money in that scenario so we don't want that for anybody and that's why our philosophy is that you don't just buy and hold and and hope it's going to come back okay that is a hope and prayer is is is a wonderful thing or not against it but when it comes to your investments that's something that we think that that we shouldn't do okay we need to be more down to earth about it and and and really it and in the real the dollar crunching guided world when we do that now again our philosophy may be right for you it may not be right for you and our strategy of getting out of the market is not always correct you know no no strategies a hundred percent correct it did help to get our clients to stay out of the equities for almost a year and a half to two thousand eight and currently we are out of equities and it has helped us so far but it also said to get out in two thousand eighteen and that was a short lived wanted came back and turned out the that it was not what we thought it would be you know what we're okay with that better stay eight and sorry is our mantra so go to our website it's R. P. O. A. dot com and click on meet with an adviser if you do that will sit down with you and walk through what we think you should do will help you to build a plan and we'll do it at no charge or obligation we can do it virtually so you can do it over your computer from your from the safety of your home okay and we're home to soak in the safety of our own home as well so take advantage of that we did we want to help as many people as we can okay now also on our website what we've got going on there is some webinars that I think would be of interest to you if you are doing your retirement planning and we also talk about in that in that weapon are about our investment protect strategy we go into the the the logic behind it why we think it's a good idea you can also listen to the podcast of this show if you if you haven't subscribed to it on iTunes you can go to a website and listen to it there also.

R. P. O.
"p. o" Discussed on 94WIP Sports Radio

94WIP Sports Radio

04:27 min | 11 months ago

"p. o" Discussed on 94WIP Sports Radio

"Will say so we kind of been bandied about throwing this kind of site up again yesterday we didn't do it but in the afternoon show today if you heard their their subject talk but they had the demolition of that so they have no V. I. P. O.'s idea the W. P. owes you would least and most like to be quarantined with for you know like a two week period our motion to be quarantined with Ike that's what everyone was saying he has the most energy out of anybody I get may get annoying I guess if you're with someone for two weeks but I think he's the most possible he certainly has the most energy it is by far there's no question that that guy's just a ball injury but they had the most in the least so let's throw this out there so we talk about TV shows last week movies all that kind of stuff so I when you call in that is the fun we're all in our own way quarantine right now some of us are actually because you try to make sure you're not spreading any illness hopefully everyone is OK let's listen to the show and hopefully the more people get better that that just hope this passes quickly we all feel the same way or most of us are kinda in lockdown or social distancing which is the the the term now which you know during the week I don't even think about it because I don't do much during the week anyway I come here I go home my kids are home it's only Monday through Friday our schedule hasn't changed yet yeah my my has a little because my kids and I think my kids back for them but like I don't really socialize during the week I'm here at night so that's not really socializing besides talking to everybody listening weekends little we're all in this like social distancing thing right now which is the right thing to do if you had to be like this this is you have no choice in this locked in quarantine with any TV character in history for let's say at least two weeks so I don't have time of day the timing hang out for a couple hours at least two weeks quarantined in your house any TV character ever who you go with Frank Reynolds Frank Reynolds Danny DeVito's character from it's always sunny in Philadelphia so I like that one no you would you think he could he stay in character the whole thing was like like Danny DeVito is kind of that if you know the better yes yeah I'm not really sure how they don't yes Danny to be known we talked earlier like I said I I don't know if I could live with another crazy person like I'd probably want someone mellow but he seems fine enough in his character of rich enough that like it could be it could be worth my time all right here's my so so Tucker takes Frank Reynolds he's he's the first pick of this draft I'll throw one in there I will go is my favorite TV show of all time is a cycle I can rewatch Seinfeld I've seen every episode a million times like watch any time and I think it today when it will be thought about throwing this out there and and talking about I was thinking about so which sign still carries would pick one is the best one and I think there's only one option it's a lane I got to hang out with any TV character from my favorite show it's going to be like Jerry Seinfeld is is obviously the the key to the whole thing but like I think you'd be too jokey he had to make silly observations every ten seconds he's the worst character on that show I know it's his cell and maybe he did that intentionally but that this rest of the supporting cast in that gang are far superior to him part of the problem Tucker's he's not actually an act it's just a good meeting not sure the other guy the other people are trained actors now Jason Alexander George should be fun funny the laptop like I used to neurotic for two straight weeks in the same house with it he'd be sad yeah like the opposite of a sure it's like enough man and then Kramer just would be too much like creamers I almost like my five year old but like it's it's endearing because he's one he's my son into his five so like when he's over the top he's five I get it climbers in his forties like buddy just just calm down relax so my choice would be Elaine Bettis yours to one five five nine two ninety four ninety four we talk eagles they haven't done that much and they have an address corner them dress wide receiver they have I believe disappointed most people but I here's my feeling all this right now I said a month ago I would sit back and wait and watch to see if their actions matched how these words they have the eagles windows close ladies and gentlemen their window to win a championship has closed they're acting like it and now we all have to sit and hope their new window open soon agree disagree the window for the eagles win a Super Bowl is close the one that opened in twenty seventeen two one five five nine two ninety four ninety but they happen to give us a TV character any TV character in history that you would want to be quarantine with for two weeks same house can't leave you in whatever this character rose who is it for you two one five five nine two ninety four ninety four at sportsradio ninety four W. I pay ninety.

P. O.
"p. o" Discussed on Movin 92.5

Movin 92.5

02:56 min | 11 months ago

"p. o" Discussed on Movin 92.5

"In there Goldwell Sri home phone would work so after that he had done he had a private Shia and we made little just like that one two day plates of food I took you to dinner March to his house P. O. S. was if you want to share with him the first night because she was hooked me but she waited too much longer you you you you may hear Margaret he let me know he will cater to all your wants and needs and take me on many adventures the mail so far has not lacked next week you're invited me travel overseas that could go on with them trips runner up next week he invited me to travel overseas with him on a business trip since we met you but several deluxe trips what is a deluxe trip what what is that little several deluxe trip first class everything no no no no no no what is it J. what what is a deluxe room it's a it's a big big trip it's a huge plays its pledges so you'll take a trip when it's bigger than that all big so it was all a big playing and they was up front in first class indeed beaches hi and I'm treated like a princess when we gather he sixty three years old and divorced so I thought he was interested in building a great relationship with me what did that thought come from him because he said he was looking for deep sexual connection parentheses which means no all the connections and he told you he treats you like a queen you thought being treated like a queen was a relationship no I was just going to give you some things take you awesome deluxe trips and stuff like that that's all the world he must have felt that I was getting too caught up so he sat me down one day they let me noted our arrangement only works if I know my place he said I should stay beautiful be ready to travel always ready to satisfy him sexually because he walks but deep sexual connection and he likes it from you because you're in a tract of warmth and we treat you like a queen I was so hurt and upset he gave me no signs that he was a role player listen to me he's not an old player he told you exactly what was up front here's the news that you don't know you are one of several you're not the old one you're one of several the reason he's socially with the presentation is because he's made this presentation several times.

P. O. S. Margaret
"p. o" Discussed on NewsRadio 1080 KRLD

NewsRadio 1080 KRLD

04:30 min | 1 year ago

"p. o" Discussed on NewsRadio 1080 KRLD

"P. O. A. dot com and we have some seminars coming up near you right now that I'd encourage you to go to the website and sign up for now this is the part of the show where we do talk about social security strategies and what I encourage you to do is to send me your questions and I'll endeavor to answer those here on the air and you know as I always say if you send your questions it's too hard for me to answer well guess what I'm not going to read it so there so you like apples how bout them apples I'm sorry about this I know it's a bit silly yeah it's very silly so keep them simple no I'm just kidding make them as difficult as you want we will we I will answer them because I am the oracle of knowledge when it comes to social security so let's start here with Nancy in Phoenix Nancy says I am at full retirement age of sixty six I filed for my social security at sixty four okay I wasn't working so I started to receive my benefit okay several months later I decided I wanted to suspend my benefit which you can do it any time you can go to Seoul Securian Tellem stop sending me the money okay and you can do that so she says I suspended my benefits I did not repay what I received I just suspended future payments and so I had received any Bennett benefits until about a month ago when I started drawing my benefit at age sixty six all right Sir question can I repay that one month of my own benefit and file an application on my husband and the reason why is because if I do that that is higher than my social security and I can wait to collect mine when until I'm seventy is it too late to do that and the answer is unfortunately Nancy yes it is too late so basically what they do is they say have you opened your record okay so you opened your record two years ago and you had one year to pay back the benefits that you got and you didn't do that within that one year so therefore your record is still open and if your record is open you can not file on your spouse so that's an example folks of why whenever you do anything with social security it is extremely complex and in my opinion I believe you should talk to a professional about it before you do anything was so security could only download file when you see when you decide to make a change anything like that talk to somebody about it okay because it's very complicated all right this is Donna in LA so my wife pia that's an interesting name I like it yep and I I'm sixty five C. sixty six so don says he is collecting fifteen hundred dollars a month and pia has not yet started hers which is nineteen hundred eighty dollars a month wow that's nice okay she is considering using the spousal benefit to take half of mine and then allowing her benefit to continue growing and it's seventy she'll get two thousand six hundred dollars and so can pia use a spousal benefit even though I have already begun taking mine and the answer is yes she can file on yours because you have started taking yours okay it's at it so that's the first thing he and Anna requirement before somebody can take spousal benefits the second question is that you he is says here I read about the rules and want to know if they are affected it's so should I act to make the claiming decision sooner rather than later now that there's there's no rules in effect that you are fine so basically take yours as long as you're taking your she can file on yours and wait to see seventy and that's actually in many cases a good strategy not for everyone now you know the the the social security website itself says that there are over nine thousand died combinations of how to collect social security depending on age income all the rest nine thousand so how are you as somebody who has not been trained in social security supposed to make your decision on that and if you make the wrong decision you leave thousands of dollars on the table if not hundreds of thousands of your lifetime it's a lot is just one question do I feel lucky I don't even think it's a matter of being lucky clients I think it's a matter of just being smart can ask is somebody to help you with this stuff so we put our retirement planners through six week training course and then we certify them once a year to make sure that we feel comfortable that they can answer and help people with social security and so if you'd like to talk to somebody about your decision making on that then go to.

P. O.
"p. o" Discussed on 760 KFMB Radio

760 KFMB Radio

03:16 min | 1 year ago

"p. o" Discussed on 760 KFMB Radio

"Then she gets around a plus from the other people in the embassy and if there's a lot there I'm not sure what P. O. C. stands for your house PLC PO's interment of P. I don't P. S. P. O. S. as P. O. C. here okay is what person of color person of color okay so she she was personal color there's also P. O. F. plenty of fish yeah you don't want someone we had sex love coming up later on okay so we'll get to that later so okay here what you said yeah yes you'll black student union it was like a state you know state we have the black student union aren't so it's for minorities you know it's five I guess the university's didn't have enough money to have an Asian student union and indigenous people student union and student union for Pacific islanders whatnot so they just said multicultural so so we do would multicultural Meena everyone but the white people yes you are sure really you think so yeah I think so I think so yes like it's like go take a black student union your right you're going to have the whites have or the majority right and so like that young lady said I mean you know the whites have everywhere else but it is a campus Dave okay so that was eight hundred seven six zero five three six two that can you just said that that's Dave so feel free to call it did you can you can talk to about that if you like our Robert on this day that I had a conversation about this on the way over here and and he he can heal a little excited so much so that he he took the wrong freeway jumped off on the five when he should on the it'll five but that being said I didn't have the college experience right I just kind of bypass college and just jumped into the work force so I deferred to Dave to you know he explained to me about the black student union and so forth and how this kind of evolved from there my thinking is that hopefully things did of all from there and what we're getting into multi cultural which is kind of everybody so when they when they come together is if you bring all the all the minorities into that space and they talk about their issues and so forth it doesn't do much good if if the the the white community or white culture it is not there to interact in here what they're having to say and so forth again that being said the still I I didn't have the I didn't have the college experience so yeah it it's well leave it up to you guys to okay well to come in come into the purpose of it of hello let's let's see what some of the other students on campus said when they were shown what this fellow student said let's go ahead and play some of that so you guys saw the viral video what your thoughts on it it was interesting because you can kind of take it two ways I understand as like a person called like why that space is there in the first place pretty.

P. O. C
"p. o" Discussed on NewsRadio 1080 KRLD

NewsRadio 1080 KRLD

05:10 min | 1 year ago

"p. o" Discussed on NewsRadio 1080 KRLD

"Specializes in retirement planning our website is R. P. O. a dot com and one of the things that we are so very thankful for is that Forbes named our financial advisory firm one of the top one hundred wealth managers and you know we're obviously flattered by that but we also know that without our clients we would be no where so we currently work with over eight thousand five hundred families in forty three states and that we are so honored and privileged to do that and we're so thankful and if you're not a client so we'd love to see if there's a fit and if we can help you as well so it's our website is R. P. O. a dot com now this is a part of the show we talk about how to pass on to your greedy unwashed undeserving airs the fruits of your labor okay this is estate planning and a so this week we're gonna talk about when should you review or update your state plan and lots of triggering events that that could that could cause that someone to go over those with you because that's one of the number one mistake that I see with people when we visit to with the prospect of client is that their state plan is not up to where it should be so but before we do that Jack in your plan no I if you would all log in may and of course that is Tony Bennett with rags to riches and you know as state taxes and probate all that kind of stuff it's actually designed to do the exact opposite is designed to take you from riches to rags we do not want that to happen to you so every week at this time we have our state tip of the week now this week we're gonna talk about Warren should you review or update your estate plan okay so let's go over with you some of the reasons so one of the things that certainly should cause you to want to review your state plan is any changes in the laws so for example the end of last year the secure apples past so in my view anybody who has a trust that is the beneficiary of their IRA should go and review that because our potential tax implications that could we call it the tax time bomb in fact that the secure act is created for those of you who have rated trust are the beneficiaries of your IRA so that's one reason right there now the other reason and there's a lot of them the birth or adoption of a new child or a new grandchild okay so blessed event when a child or grandchild becomes an adult okay so yeah they were little babies and also in there they're in adults so lots and lots of different considerations there also educational funding you know one of the things that many people want to do is to help their children or their grandchildren get an education so if you want to do that that's part of the state planning you know what if you're not around you want to create something for them the other thing is unfortunately death or changes in circumstances of the people that you have named to run the estate plan for you so if your executor or the guardian of your children or your trusty has died or has gotten sick or doesn't want to do it you got to make changes there also if you have changes in the number of dependents that you have you know once again it's like a child becomes an adult in there now no longer dependent now course you may have an adult that is independent that's a different story but was a big of an adult if there are no longer dependent then that's also an opportunity for you to look at your state plan the other thing is the changes in your financial situation okay you you've won the lottery for example or you lost a lot of money somewhere whatever it may be marriages and divorces the illnesses or disabilities of your spouse certainly something to look at and think about changes in your life for long term care insurance coverage okay so United that's also part of your state planning if you buy a house or a large asset okay now you got to think about how are you gonna pass that on to the aforementioned greedy unwatched you know a lot for a lot of people are home is our biggest asset so you will look at that if you are borrowing a large amount of money are you taking on a large liability that's a reason to look re look at your state plan you what you may want to build some liability protection into your estate plan so that the let lawsuits or whatever in the future but do not end up hurting your your your heirs and also if you have large increases or decreases the value of your assets if you receive a large inheritance as I mentioned earlier law changes if somebody becomes ill so career changes jobs all those kind of things just think any change in your life is an opportunity for you to consider whether you should review your estate plan again and and make sure it's up to snuff now that's something that our retirement planners do with our clients we as part of our process we look at your estate planning and we want to be sure that it is the way you want it to be and if it isn't then we put you together with someone that can help you to do your estate plan properly and get it to where you want to be so that's part and parcel of the service we provide to our beloved and.

R. P. O. Forbes
"p. o" Discussed on KNBR The Sports Leader

KNBR The Sports Leader

04:02 min | 1 year ago

"p. o" Discussed on KNBR The Sports Leader

"P. O. R. I was I was thinking about that all all much all yeah all right on so thirty or twenty until now baseball police itself pretty much now you got all that not make your whatever they call it yeah analytics and all this technology names and all I kind of suck the water in on themselves well because there's there's there's a thing though Peter there that is not completely true I mean I understand that this sport at its steroid problem for example ended up on Capitol Hill years ago so it and the idea of policing themselves which I know has been a baseball thing for a long time like if somebody slips a bad we'll take care of a we're gonna fall out of the next time or how we police ourselves you know nobody likes that anymore fans don't dig it and baseball started to understand fans don't want you policing themselves in fact they want they want more entertainment and they also want to feel like it's legitimate and so and so that's what this is you're right that there's some analytics involved in mass but I think the entire process of how baseball is viewed it in terms of what they do it's going through a big adjustment right now yeah you what we are what we are eating the night Peter is gone I'm still waiting for when he's gonna bring it here what is a door dash home call guy call me every night and then not bring food this half of what we talk about on the show gosh you should see what I just down during the most recent break a Turkey tacos at a clif bar I had some result already here Russia that and then door dash calls at all they want to do is talk about analytics I could have sworn he was gonna drop a gizmo he did during dinner salad was trying that way now they got all of these daily boppers and gas valves in economics in the area of the turtle where they still I mean all of that I thought we were going to get a gizmo out of them dammit we were that close okay all right time for Jews your guide you you tell us what to discuss coming up at eight o'clock based on a wonderful Twitter feed vote holy smokes this thing came in close did you see this did you look at it did you count all the votes wow that has got to be the closest we've ever had car for karaoke well so blowers NFC verses AFC Hernandez doc completed twenty eight point two percent of the vote for the winner twenty one point one percent of the vote for the fourth place finisher it was all in a seven percent gap but we're twenty eight point two percent of the vote the winner is we I mean it's really it's rare that you get to the start of a weekend in the I can't wait for it to speed up it's like come on let's get this weekend over where Debbie this Sunday night I don't think my kids agree with.

P. O.
"p. o" Discussed on News & Talk 1380 WAOK

News & Talk 1380 WAOK

01:57 min | 1 year ago

"p. o" Discussed on News & Talk 1380 WAOK

"So now now now the people's station one oh three sets the P. O.'s number one for hip hop and R. and B. or so yeah the you just she this is a number manages gosh animal will live only gives you what about the little quite a bit this is every day five I mean the women over is gonna times in because a bunch of us don't exist got a Pat on the news got a paddling another kind of passing to move.

P. O.
"p. o" Discussed on KLBJ 590AM

KLBJ 590AM

05:33 min | 1 year ago

"p. o" Discussed on KLBJ 590AM

"P. O. a dot com now one of the foundational philosophies that we have because you know we have two goals our clients the first one is we want your money to last as long as you do and the second is we want you to have financial peace of mind okay we want to worry about all this stuff so that you don't have to but the have your money at last as long as you do and the peace of mind we believe a great deal of that can calm if you have a strategy that is intended to help to mitigate major losses when the next bear market com's and if you listen to the first does a segment of the show I talk about why I think we're going to have a our market in the future I don't think for another year or so but I think we're gonna have a bear market of historic proportions because all the debt that we have had all these low interest rates and I don't think it's sustainable and as you may know our strategy told us to to advise our clients to sell all of their equities in November of two thousand seven and we said on his radio show as well to sell all equities in November of two thousand seven and stay out for the entire two thousand and eight and even not buy back in until June of two thousand nine so essentially year and a half we were counting to stay out stay out stay out now why because we believe you should buy and hold but you should also protect okay you need to protect what you've built in our view we love you very well I love you back now it's a quick story with I got my MBA my masters in business at SMU Southern Methodist University in Dallas and I remember this man came to our class and he was a multi billionaire India built thirty five companies I believe and sold them all a very successful man and he asked us a question that I'll ask you he said okay so you're running your business and you know your best customer that represents fifty percent of your revenue walks in the door and says you know what it's been a great relationship I really appreciate everything you've done but you know we're going with a competitor see you later goodbye so you've just lost fifty percent of your revenue and he goes class what do you do and of course is a class full of really smart MBA students and we're like well you know you get your sales people out there and you start shaking the bushes to find another kommer customer kneels wrong you get your marketing and advertising you go after it you just put a lot of marketing dollars out there to kind of find new customers he could replace that and he goes wrong and it is like nobody could come up with the answer and finally he goes what you have to do is cut your expenses by fifty percent you have to cut your expenses by the equivalent dollars it you just lost he says you have no choice there is and logical to Mister Spock there's no guarantee that you're going to find a new customer there's no guarantee you're ever going to get back to where you work but there is a guarantee that you list lost fifty percent of your revenue and you need to cut costs immediately so how does it would have to do with us well if your investments if you're retired your investments are that customer your investments are generating for you the income that you need and if you have a million dollars it is my favorite number and I know everybody doesn't have that but let's say you do and you're taking four percent of that that would be forty thousand dollars but now it's a bear market comes along and your investments are worth half that god for bid but let's say that happened and now you sit here with five hundred thousand you can't take forty thousand dollars a year out anymore it's not four percent anymore it's now eight percent so you have to do with this man said you have to cut your expenses by fifty percent yep the reduce them by twenty thousand dollars if you were living on forty and now you got a live on twenty that's really difficult to do okay that is why in and if you don't then you're gonna be taking eight percent out your investors I have to make eight percent the rest of your life to keep you afloat that's a tall order folks you know I'd like to say I can do that for you but I I can't guarantee that I don't think anybody can so therefore protecting that your job protecting that income protecting the nest egg that is driving that income for you in our view is job number one it is the most important thing everything else flows from that okay because if you lose half your money it doesn't matter whether your returns are doing better than the S. and P. or whatever it does you know you make nine percent instead of eight the next year it doesn't matter you have to cut your expenses dramatically because there's no guarantee and you know one of the things I've heard in the argument of why buy and hold is a good idea is because your long term investment and investors everything comes back you know there's no guarantee it will when the stock market crashed into the Dow's crashed in in it in nineteen twenty it up during the Great Depression in the twenties it took twenty five years from nineteen twenty nine to nineteen fifty four before the dog back to even again so yeah I came back but how many of you gonna do live twenty five years waiting without spending any your money waiting for it to come back I would guess zero okay so therefore protect your principle we believe is very very important and that's why in our firm we have a strategy we call by hold and protect and that's strategies I said is the one that told us to count our clients to sell in November of two thousand seven before the credit crisis of eight and we still have it here ready and to be enacted the moment we see danger for our clients are right now as I said we don't but that doesn't mean things won't change quickly so if you're over fifty if you are retired retiring soon and you agree with our philosophy of protecting.

P. O.
"p. o" Discussed on KLBJ 590AM

KLBJ 590AM

05:32 min | 1 year ago

"p. o" Discussed on KLBJ 590AM

"P. O. a dot com now one of the foundational philosophies that we have because you know we have two goals our clients the first one is we want your money to last as long as you do and the second is we want you to have financial peace of mind okay we want to worry about all this stuff so that you don't have to but the have your money at last as long as you do and the peace of mind we believe a great deal of that can calm if you have a strategy that is intended to help to mitigate the major losses when the next bear market comes and if you listen to the first does a segment of the show I talk about why I think we're going to have a a bear market in the future I don't think for another year or so but I think we're gonna have a bear market of historic proportions because all the debt that we have had all these low interest rates and I don't think it's sustainable and as you may know our strategy told us to to advise our clients to sell all of their equities in November of two thousand seven and we said on this radio shows well to sell all equities in November of two thousand seven and stay out for the entire two thousand and eight and even not by that can until June of two thousand nine so essentially year and a half we were counting to stay out stay out stay out now why because we believe you should buy and hold but you should also protect okay you need to protect what you've built in our view we love you baby well I love you back now it's a quick story with I got my MBA my masters in business at SMU Southern Methodist University in Dallas and I remember this man came to our class and he was a multi billionaire India built thirty five companies I believe and sold the mall is very successful man and he asked us a question that I'll ask you he said okay so you're running your business and you know your best customer that represents fifty percent of your revenue walks in the door and says you know what it's been a great relationship I really appreciate everything you've done but you know we're going with a competitor see you later goodbye so you've just lost fifty percent of your revenue and he goes class what do you do and of course is a class full of really smart MBA students and we're like well you know you get your sales people out there and you start shaking the bushes to find another kommer customer needles wrong you get your marketing and advertising you go after you just put a lot of marketing dollars out there to kind of find new customers he could replace that and he goes wrong and it is like nobody could come up with the answer and finally he goes what you have to do is cut your expenses by fifty percent you have to cut your expenses by the equivalent dollars it you just lost you said you have no choice there is and logical to Mister Spock there's no guarantee that you're going to find a new customer there's no guarantee you're ever going to get back to where you work but there is a guarantee that you list lost fifty percent of your revenue and you need to cut costs immediately so houses what does have to do with us well if your investment if you're retired your investments are that customer your investments are generating for you the income that you need and if you have a million dollars it is my favorite number and I know everybody doesn't have that but let's say you do and you're taking four percent of that that would be forty thousand dollars but now it's a bear market comes along and your investments are worth half that god for bid but let's say that happened and now you sit here with five hundred thousand you can't take forty thousand dollars a year out anymore it's not four percent anymore it's not eight percent so you have to do with this man said you have to cut your expenses by fifty percent yep the reduce them by twenty thousand dollars if you were living on forty and now you got a live on twenty that's really difficult to do okay that is why in and if you don't then you're gonna be taking eight percent out your investors I have to make eight percent the rest of your life to keep you afloat that's a tall order folks you know I'd like to see I can do that for you but I I can't guarantee that I don't think anybody can so therefore protecting that your job protecting that income protecting the nest egg that is driving that income for you in our view is job number one it is the most important thing everything else flows from that okay because if you lose half your money it doesn't matter whether your returns are doing better than the S. and P. or whatever it doesn't you know you make nine percent instead of eight the next year it doesn't matter you have to cut your expenses dramatically because there's no guarantee and you know one of the things I've heard in the argument of why buy and hold is a good idea is because you're a long term investment and investors everything comes back you know there's no guarantee it will when the stock market crashed into the Dow's crashed in in it in nineteen twenty during the Great Depression in the twenties it took twenty five years from nineteen twenty nine to nineteen fifty four before the dog got back to even again so yeah I came back but how many of you gonna do live twenty five years waiting without spending any your money waiting for it to come back I would guess zero okay so therefore protecting your principle we believe it is very very important and that's why in our firm we have a strategy called by hold and protect and that's strategies I said is the one that told us to count our clients to sell in November of two thousand seven before the credit crisis of eight and we still haven't you're ready and to be enacted the moment we see danger for our clients and right now as I said we don't but that doesn't mean things won't change quickly so if you're over fifty if you are retired retiring soon and you agree with our philosophy of protecting.

P. O.
"p. o" Discussed on 790 KABC

790 KABC

01:39 min | 1 year ago

"p. o" Discussed on 790 KABC

"So if you go to our website our P. O. a dot com it's R. P. O. a dot com you can visit with one of our retirement planners you can go to one of our seminars you can watch our webinars you can listen to podcasts videos lots and lots of information about retirement planning on there for you so I encourage you to go on our P. O. a dot com all right we're gonna take a break and when we come back we're going to have social security strategies so stay tuned this is money matters and I am Kenwright do you wonder should I apply for social security will social security be enough to live on in retirement how much can I expect to receive learn the answers to these and many more questions at an informative workshop that will reveal innovative strategies for maximizing your social security benefits at retirement planners of America we specialize in retirement planning and social security should be an important part of your retirement income social security is far more complicated than most people realize the decisions you make now can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime please register today for an upcoming social security seminar on Wednesday July thirty first at courtyard by Marriott Pasadena by going to our P. O. eight dot com again to learn more about maximizing your social security benefits join us on Wednesday July thirty first at courtyard by Marriott Pasadena please register at our P. O. eight dot com seven million date radio seven ninety I speak.

R. P. O. America Pasadena P. O.
"p. o" Discussed on KTAR 92.3FM

KTAR 92.3FM

01:58 min | 1 year ago

"p. o" Discussed on KTAR 92.3FM

"So if you go to our website our P. O. a dot com it's R. P. O. a dot com you can visit with one of our retirement planners you can go to one of our seminars you can watch our webinars you can listen to podcasts videos lots and lots of information about retirement planning on there for you so I encourage you to go on our P. O. a dot com all right we're gonna take a break and when we come back we're going to have social security strategies so stay tuned this is money matters and I am Kenwright retirement should be one of the best times of your life and it can be as long as you're not worried about money at retirement planners of America we give you a straight forward game plan to ensure your money last as long as you do I retirement planners help with financial planning investment management family legacy planning an income tax planning assistance to whether it's attending one of our free seminars or coming into one of our local offices we would love to meet you and learn more about your retirement goals because when it comes to finances it's important to you then it's important to us so if you're already retired or planning to retire soon give us a call today at eight hundred nine nine four oh three oh two or visit us online at our P. L. A. dot com retirement planners of America we're dedicated to giving you financial peace of mind learn more at our P. L. A. dot com that's our P. O. NA dot com hello everybody owner of precision air I'm not here to tell you cheesy jokes or give you any gimmicky sells on why we're the best our precision air all we care about is integrity quality and trust we will try to sell you any unnecessary things you don't believe we take pride in our work to make sure the job gets done right the first time so for all your AC these called recision here today at six OO to fix my AC or go online dot com we.

R. P. O. America Kenwright P. O.
"p. o" Discussed on 790 KABC

790 KABC

01:41 min | 1 year ago

"p. o" Discussed on 790 KABC

"G. and everything else so if you go to our website it's retirement planners of America dot com or if you prefer our P. O. H. dot com you can type it all out or the acronym RPO A. dot com and while you're there you can click on me with an adviser in which case will sit down with you and go over your retirement plan with you no charger obligation or you can sign up to go to one of our seminars we'd love to see you there in person I believe is always better but you know you may want to just do it over the over the internet so our website is retirement planners of America dot com or R. P. O. eight dot com all right where you take a break we come back we'll talk about how to pass on to your greedy unwashed undeserving airs the fruits of your labor so stay tuned this is money matters and I am can alright do you wonder why should I apply for social security will social security be enough to live on in retirement how much can I expect to receive learn the answers to these and many more questions at an informative workshop that will reveal innovative strategies for maximizing your social security benefits at retirement planners of America we specialize in retirement planning and social security should be an important part of your retirement income social security is far more complicated than most people realize the decisions you make now can have a tremendous impact on the total amount of benefits you stand to receive over your lifetime please register today for an upcoming social security seminar on Wednesday July thirty first I courtyard by Marriott Pasadena by going to our P. O. eight dot com again to learn more about maximizing your social security benefits join us on Wednesday July thirty first at courtyard by Marriott Pasadena please register at our P. O. eight dot com you.

America Pasadena R. P. O. P. O.