40 Burst results for "One Year"
The Bill Simmons Podcast
A highlight from A Dame Trade Deep Dive With Ben Thompson, Plus Seth Meyers and Million-Dollar Picks
"Coming up, Dame gets traded. Million dollar pick Seth Meyers, it's all next. It's the Bill Simmons Podcast presented by FanDuel. Get in on the football action right from the opening kickoff with America's number one sports book. The app is safe, secure, easy to use. FanDuel always has exclusive offers. When you win, you'll get paid instantly. FanDuel has lots of ways to play, like the spread, money line, over -unders, team totals, player props, so much more. Jump into the action at any time during the game with live betting. Combine multiple bets from the same game in a same game parlay. Download the FanDuel sports book app today. Make every moment more of this football season. The Ringer is committed to responsible gaming. Please visit TheRinger .com slash RG to learn more about the resources and help lines available and listen to the end of this episode for additional details. You must be 21 plus and present in select states. Gambling problem, call 1 -800 -GAMBLER or visit TheRinger .com slash RG. This episode is brought to you by Uber Eats. I just use this. Here's something every football fan should know. You can get everything you need for game day delivered with Uber Eats. Well, almost, almost anything because you can't get the dream flex for your fantasy team delivered with Uber Eats. But Tex -Mex, yeah, great pass protection, can't get it. Great pizza selection, oh yeah. While they can't help on the field, you can get pretty much everything else you need to watch the game delivered with Uber Eats. So this season, get anything, almost, almost anything for game day by ordering on the Uber Eats app. Uber Eats, official on -demand delivery partner of the NFL. Order now. I'll call in select markets and 21 plus to order. Product availability may vary by region. See app for details. We're also brought to you by The Ringer Podcast Network where I put up a new rewatchables on Monday night. We did the big chill. It was very, very exciting. I have Kyle Brandt coming on Monday's podcast. I'm just gonna tell you the movie now because it is gonna be the best moment of your weekend if you spent two hours watching this classic. We're doing Toy Soldiers. It really brings everything possible to the table. So if you wanna watch it ahead of time, there it is. That podcast is going up Monday night. If you wanna hear stuff about the debate, we have Tara Paul and Mary's podcast, Somebody's Gotta Win. That reacted to it as well as the press box with Brian Curtis and David Shoemaker. So there you go. Our debate coverage has been on point. Also, higher learning. Van and Rachel had Larry Elder on this weekend. It made a lot of noise, man. That podcast is great. I hope you check that out as well. Hope you're checking out theringer .com. And on this podcast, gonna talk about the dame trade at the top. We're gonna bring in Ben Thompson from the Techery newsletter, which he's been on this podcast I think four weeks ago. And he's a huge Bucks fan. He's gonna give the Bucks fan side of things. We're gonna do million dollar picks. And then old friend Seth Meyers talking about a whole bunch of stuff. So really good podcast. It's all next. First, our friends from Pro Jam. What's up? All right, I'm taping this on Thursday afternoon. Normally when there's a big MBA trade, I always do the emergency trade reaction right after the podcast. But we just put up a podcast on Tuesday. So I decided to play it a little differently this time. I wanted a little distance, I wanted to listen to stuff, read stuff, and try to form some big picture opinions coming out of this. So I have four smaller ones, then one big one. First one, I thought Portland did an incredible job with this trade. I really liked this trade, especially everyone was trying to bully them in June and July about, oh, you got to take Miami's offer. You just got to. It's where he wants to go. It's the only offer you're going to get. And guess what? They waited. They played it perfectly. They stared Miami down, and they got a much better deal. First of all, they get the Drew Holiday piece that they can flip into a bunch out of their stuff, which we'll talk about in one second. I love the DeAndre Ayton gamble. As you know, on this podcast, I am a big DeAndre Ayton guy. Not in the sense of I'm the biggest fan of his in the world, but I'm a fan of the asset. I just think I love the valued assets, no matter what it is. Whatever market we're talking about, DeAndre Ayton, 18 and 10 for his career, 60 % field goals percentage, 25 years old. He's played in 45 playoff games. He played four rounds in the 2021 finals. Last year, he got his ass kicked by Jokic. Oh, sorry. Like, that never happens. And Phoenix just sold on him, which I can't wait to talk about. But just from a Portland standpoint, they not only get Ayton in whatever they get for holiday, they get the 29 first, they get the two swaps, and they dump Nurkic. Nurkic hasn't had a healthy start to finish all the way through the playoffs here since 2018, which I'm positive was a long time ago. He's basically 12 and 8. He's, you know, a 50 % shooter. I made a list of the top 30 centers. I encourage you to do this at home, because what's more fun than making lists of NBA centers? I can't imagine anything. I made a list of who I thought were the best assets of the center position for talent, contract, everything. He was 29th on my list. The only person I had ahead of him who's technically a starter, unless you start talking about the Detroit or Charlotte guys, was Zubats on the Clippers. I thought he was the 29th best center asset in the league. And Phoenix, you know, just quickly to go to them, they're trying to win this year. They got worse. They turned Ayton's money into Nurkic and Grayson Allen and Nasir Little. Grayson Allen, we already know with him, he can't play in playoff series. We saw him 22. We saw it last year. I heard and read in some places like that, I got two rotation players. Did they? Is Nurkic a playoff rotation player? Is Grayson Allen a playoff rotation player? Because I'm positive he's not. So for the same money that they were spending on Ayton, they got three guys that I don't think are going to help them. In 25, the money comes down a little bit to 23 million just for Nurkic and Little, which is 7 million less than Ayton. And then in 26, that money goes up to 25 .5. But I don't understand what Phoenix was doing. Why not wait to see if Ayton clicks with Vogel? Vogel has such a good history with centers. He rejuvenated Dwight Howard on the 2020 Lakers. He basically created Roy Hibbert's career in 2013 with the defense verticality thing. I thought he was going to do a good job with Ayton. I'm stunned that they gave up on him. I'm almost waiting for one of those, now they tell us stories when, you know, that's where Brian Curtis calls them, where like a week after something happens, there's this kind of notebook dump where it's like, here's seven terrible DeAndre Ayton stories. So maybe that'll happen. But for Phoenix just to be like, cool, we locked this down, man. We got Nurkic. You're trying to win the title. You have KD and Booker and Beal. And like, what are you guys doing? Anyway, from Portland's standpoint, I love the Ayton thing. I love that they didn't get bullied. And I know they're going to turn Drew Holliday into something. So this to me was at least an A minus for them, for where they were two months ago, where Dave's like, I want to go to Miami. That's it. And if you don't trade me there, that's kind of fucked up. And they made this work as it got reported that, uh, I think in the athletic, that he expanded his list to Brooklyn and to Milwaukee in the last two weeks. And that's what Portland was waiting on. You know, they were banking on the fact that he's a competitive dude. He's one of the best 75 pairs ever. He wanted a situation settled. So, you know, you wait, you wait, you wait, they expand the list and then you go. Uh, there's a Drew Holliday piece to this. That's awesome. He becomes a contender prize. I wouldn't call this a Drew Holliday sweepstakes. I reserved sweepstakes for the superstars, but it's a mini sweepstakes. This is somebody that could have a huge impact on the playoff race. You know, not only the usual suspects, everybody's talking about Boston, ironically, Miami is a really good fit for him. And in some ways, um, I'm a little more scared of them with Miami than Dame in some ways, especially at a much cheaper contract with giving up less and keeping some of their assets. Philly, if they could pull it off, they have to be in there in Golden State, Minnesota. I think I have to mention Sacramento, I think is a team that if they could figure out how to get Drew without giving up their core, which is basically Keegan Murray and Sabonis and Fox, like that's, you know, could Davion Mitchell be in that trade with some, with a salary and some picks, who knows. The team that I love for Drew Holliday is OKC. I have OKC, you know, I started doing my MBA research for the over -under spot and I haven't landed on a number for them yet, but to me, they feel like a high forties team with Chet and with the growth of their young guys. And if you just like, let's say they traded Lou Dort and a bunch of their picks, maybe two firsts and two of their lesser picks or three firsts and a second, whatever it is. And they just say, fuck it. And they get Drew and you put him with Giddy and SGA and Jalen fucking awesome Williams and Chet Holmgren and all these other dudes they have, that might be a top three team in the West. I mean, that, that's starting to give me some early 2010s OKC vibes. So where he goes is going to be important. I just feel like there was so much Drew Holliday slander the last couple of days. You know, he's one of my favorite players. Even Haralabob, who was the chairman of the board of the Drew Holliday fan club for years and would have the benefit dinners there and, you know, just did a lot of yeoman's work on that front. And even he was like, yeah, yeah, Dame's better than Drew. That trade makes sense for Milwaukee. I was hurt, Haralabob. I was 100 % hurt by that. But you know, Drew got his ass kicked by Jimmy Butler in the playoffs last year. I get it. It happens. Jimmy was unbelievable. I feel like he would have kicked anybody's ass. By the way, why is Drew Holliday guarding Jimmy Butler? That speaks more to some of the issues with Milwaukee. He was never supposed to be a point guard and a creator. I think he was always better as an off -the -ball guy. We saw that with Rondo and New Orleans and just in general. I want to see him with a point guard. I want to see him just being unleashed, not having the ball a lot, just worrying about hitting threes, being an occasional, you know, make -shit -happen guy and being like the third or fourth best guy on a team without having the offensive responsibility to have. All their half court issues got blamed on him for the last couple of years. And I get it. They weren't like an awesome half -court team, even the other one in the finals, but I really value that dude. I had him, even I did the trade value list in August and I had him 37th and I had Dame 23rd. I think he's one of the best 30 players in the league still. He's 33 years old, which, you know, I'm going to talk in a second about when guards hit their mid -30s, but just in general, I think he's a real asset. If he goes to a team like the Celtics and they can keep Derek White and Tatum and Brown in the center, it's like, look out, man. So little mini sweepstakes, rarely do we get the trade, but then we still get another asset to talk about. Thank you for everyone involved in the trade. And then the fourth small point is just that, you know, not rocket science, Milwaukee bought some Giannis time here. They have one of the best 20 players of all time. They were staring down the barrel of a situation that was not good. I was talking about it on this podcast in late June and early July. I thought he was going to put them on the clock. I thought Mark Lasry selling his stake was a really bad sign for all of this because that dude is smart. As I laid out in June, that guy is really smart. And if he's feeling like, you know what, it's time for me to sell my buck stock, that makes me nervous. And then all the stuff that Giannis said and did, which I thought he did really fairly and really smartly. And I think that dude's about titles and that's it. And I know we say that about players, but I think in his case, I don't think he cares about, you know, what's my legacy, how do I compare against Dirk DeWhisky, any of that stuff. I just think he wants more rings. I mean, think about the guys who have won two rings out of the best 35 guys on my list of my pyramid. Those are all guys in my top 35 that won multiple wings. You go to the one -ring side, Jerry West, Oscar, Moses, Dirk, Jokic, Giannis, Pettit, Garnett, Kawhi, Rick Barry. That's the list he's on now. I certainly don't think he's looking at that list going, I got to get away from these guys, but it's a slightly different list. I think when you win multiple rings in multiple situations, it elevates you in a certain way. I think he fundamentally understands that at least a little bit. I want to be the best player since LeBron James. I think that's a thing that he wants. How am I going to do that? I need more rings. I need more finals trips. He knew from last year and maybe even the Boston series that they just weren't good enough. Whether this trade is going to be the thing that propels them, we'll find out, but he's been in the league 10 years, two MVPs, five first teams, two second teams, and now we have this little two -year window. Kawhi and the Raptors was a one -year window. This is a two -year window, I feel like. With Giannis, he's got two years left in his deals. So does Lopez. Middleton has two in a player option. Dame's got two, and then this crazy $120 million player option extension thingy that he has that just keeps going and going. It's probably two years. There's a world where this could go terribly this season, at least for what the expectations are, and then maybe it becomes Kawhi, Raptors. Maybe Giannis is like, you know what? That didn't work. Trade me. And the Bucks, who have no picks left and no future, they look at it next summer, and they go, all right. We tried it. Giannis, what can we get for you? Dame, what can we get? And they just do a reboot, rehaul. Remember, they won in 2021, which just takes so much pressure out of this. It's so much different than the Clippers situation, where they went all in on Kawhi and Paul George. They give up all those picks and SGA, and they've gotten nothing out of it. They haven't even made the finals. So it's got to happen. I think they at least probably have to make the finals. If they get bounced in round two, do I think Giannis is going to stay because they made this Dame -Mower trade? Probably not. So that leads to the big question, is how good of a trade was this? So there's a big picture angle on Dame, and it's going to sound negative, but I really don't want it to sound negative because I think Dame, I voted for him for NBA Top 75. I think he's been one of the best guards in the last 15 years. I think there's a ton of great things you can say, and there's a chance that he goes to Milwaukee, and this thing is fucking awesome. I know any Celtic fan I've talked to, including Isaiah, who's helping produce this podcast today, the Giannis -Dame pick and roll is just terrifying. Other than Jokic and Murray, it's going to be the single most unstoppable offensive play in the league. It is. We are conceding that point. The spot Dame is in right now, big picture -wise, it's weird. He's a superstar, but he's not, and we've seen guys like this before. I judge superstars by, do you have the resume statistically, and is your team succeeding consistently at a certain level? You can't totally say that about Dame. He's never been on a 55 -win team. He's missed the playoffs completely four times in 11 years. He said three first -round exits. He made the Final Four once in 2019, which was really lucky because Golden State and Houston were the two best teams, and then they got smoked. He's never been on a true contender ever. Instinctively, you go, well, that's not his fault. Who's he played with? Well, he played with LaMarcus Aldridge and CJ McCollum and a couple other guys, but not really anybody. The reason I'm putting this up is there's a success element that he has not had yet that for somebody with his resume is actually kind of unusual. I went and I looked up how many guards in the history of the league averaged 22 points a game for their career and played at least 700 games. I thought the list would be like 20. I didn't know. I didn't know what I was walking into. Only I think 75 guys have averaged 22 a game. So I went and I looked up the list, and it was 10 guys, 700 games, 22 a game for their career. There were some guys who came close like David Thompson, who I think is one of the best guards I've seen in the last 45 years, but had a short career and had some drug issues. He didn't make it. He didn't play enough games. Pete Maravich, 24 .2 points a game, but he didn't play enough games. Kyrie hasn't played enough games yet. Bradley Beale is five games away. I'm actually kind of glad the cutoff's at 700 so we don't have to talk about him. And then Mitchell and Trey Young aren't there yet. There's only 10 guys that made it, and the 10 guys are all fucking awesome. And again, I mentioned this in the context of Dame, who we think he is versus the success he's had. So the 10 guys, Michael Jordan, 30 .1, Jerry West, 27 .1, Allen Averson, 26 .7, George Gervin, 26 .2, Oscar Robertson, 25 .7, Kobe, 25 .0, Harden, 24 .7, Curry, 24 .6, Wade, 22, barely made it, and Russ, 22 .4, and then Dame is at 25 again. All right, what does he not have that those other guys have? Well, MJ, don't need to talk about him. Don't need to talk about Jerry West, who's the freaking logo. Allen Averson, pretty good comparison, right? Big stats, really memorable player, but not a ton of success. Here's the difference. Averson made the finals once. He won an MVP. Dame has done neither of those things. George Gervin was the best scoring guard of the 70s. He made two final fours. He had some bad luck. He really, in 79, really should have came close. And some of it's on him, right? He could have come through. Bobby Dandridge is the one that ended up coming through for the Bullets. They lose. But two final fours, he had four top five MVP finishes, five first teams, four second teams. He was just unassailably the best guard in the league until MJ. Oscar Robertson, don't need to go through him, but he won a ring and an MVP. Kobe, five rings and an MVP. Eleven first teams for Kobe, by the way. James Harden, three final fours, an MVP, six top five MVP finishes, six first team MBAs. And even though Harden has never made the finals as the best guy, he made it with OKC as the sixth man, you could build a contender around Harden. We saw it. We haven't really seen it with Dame. I think that's a fair thing to bring up. Curry, four rings, two MVPs, you know, the Curry thing. Dwayne Wade, three rings, two top five MVPs, two first teams, three second teams. He's more in the Dame waters a little bit, but he had the 2006 finals and he was the second best guy with LeBron on those heat teams. And then Westbrook, who you would say, well, Dame had a better career than Westbrook. Did he? Westbrook made the finals in 2012. He was second best guy on that team. Almost made the finals in 2016. He won an MVP. He had two first teams and five second teams. It's at least like a real argument. And I think when you look at Dame, he only had that one 2019 round three, got bounced. He's only had one top five MVP finish. He's only had one first team MBA and four second team MBAs. Really, really good top 75 career. But the piece that's missing is, have you been on a really good team? Have you made a real run at it? Which is why, you know, I think this Milwaukee trade is so much fun. This is his real chance. I get nervous about a couple things with this trade. One is that, you know, if you look at the 33 and older guards who average 22 points a game in a season. Jordan did it twice. Curry did it twice. Still going. Kobe did it three times. Jerry West twice. Sam Jones once. Hal Greer once. That's the entire list. Now the NBA is different. We have more three -pointers now. It's easier to score. Scoring is the easiest it's ever been. Guys can play at a longer age. So I'm not ruling out Dane being good for the next three years. But just pointing out, history is saying, be a little nervous. In general with guards, like Chris Paul, we saw from age 35 to 36 to 37, like it just dropped. But that's two years older than Dane. Maybe it's fine. I just worry about guards. We have not a lot of instances with guards in their mid -30s of them either peaking as players or being able to sustain whatever success they had during their prime. It always starts to go down with really no exceptions, except for Steph Curry. He's the only non -exception. So if your case is Dane's as good as Steph Curry, or Dane can be as potent as Steph Curry on a winning team, like, you know, Steph Curry is better than Dane, but I'm not going to argue that he couldn't do a lot of the stuff that Curry did in Golden State. The bigger issue for me, the age I'm definitely worried about. Dane has not been healthy the last couple of years, and we have not seen him play nine straight months at playoff basketball with a big bullseye on his back. Everybody coming after you, you're the best team. We haven't seen him do that ever, much less than the last couple of seasons. So can he stay up? Can he stay healthy? That's one thing. The defense with Dane just got kind of swept under the rug the last couple days, and I don't really understand it because there's five categories of defensive player I feel like. There's excellent, there's good, there's average, there's not so good, and then there's bad. And I think Dane's a bad defender. I think the stats back it up. Like, his defensive rating last year was 245 out of the guards. He's the 245th guard for defensive rating. You know, 117 .4 individual defensive rating is 483 overall. Portland's team's always defensively, it was the Achilles heel for them. Partly because of Dane, because he couldn't guard anybody. He's too small. And, you know, think about what we saw from the playoffs the last couple years. I think about the 2020 bubble Celtics playoffs, not infrequently, because I think that team had a chance to potentially win a title. What happened? Everyone hunted Kemba Walker. It was hunting season. It's like, where is he? Got to get a switch. Got to get Kemba Walker guarding somebody who's bigger, or got to beat him off the dribble, and it just became a hunt session with him. And basically, he got played out of the league. He's not in the league anymore. You know, we had this with Isaiah Thomas, too, in the mid -2010s. I think it's been an issue with Kyrie Irving. The Celtics certainly went at him in the playoff series with Brooklyn a couple years ago. Curry, you saw, who I think is a better defender than people give him credit for, but the And he's a much better defender than Dame is. Jordan Poole is somebody that got hunted in playoff series recently. Chris Paul, obviously, is a big one. Jalen Brunson, remember what the Heat did to him? Mitchell, when he was on Utah, this was a huge issue. And then Trae Young, obviously. My fear with Dame is he's a DH, and I think in Portland, part of the reasons he was able to put up the stats he did was because he wasn't playing defense, right? It was just, how many points can I score? My team isn't very good, and I'm just going to do my thing. He's an incredible offensive player. But how much of a trade -off is the defense, right? Well, you think, all right, well, Milwaukee, they're really good defensively. They'll be able to protect him. Here's the team. Giannis, Dame, Lopez, Portis, Middleton, Conaton, Beauchamp, Crowder. Who's guarding Trae Young on this team? Who's guarding Jason Tatum? Here's a partial list of guys that I don't think this team will be able to guard this season. Devin Booker, Tatum, Butler, Trae Young, Kyrie, Curry. Who's going to be chasing Curry around the screens? Dame lowered? Good luck. SGA, Luca, Mitchell, Murray, Edwards, Brunson, Ja, Garland, Fox, Halburn. Are they going to be able to cover Derek White? I don't know. The way this team is constructed, they are not going to have the ability to guard other guards at all, which means they're just going to have to be in a shooting match with them, right? It's going to be not much different than what's going to happen with Phoenix, where they're just literally going to have to outscore the other team. I've just watched too much playoff basketball over the last couple years, where it's like, if you have that weak link on defense, and you're playing a team that's smart enough, they're going to go after that weak link. Like, think about them against the Lakers, right? The Lakers figure their crunch time. Let's say they make the finals. It's Milwaukee and the Lakers, and Lakers crunch time. They're going to have LeBron and Davis and Austin Reeves and, I don't know, a shooter and a point guard, whatever. All they're going to be doing is trying to find where Dame is on the court and going after him. What about when they play Boston? Boston puts out White and Brogdon and Tatum and Brown and a center, and all they're going to be doing is trying to make sure Dame is covering somebody who has the ball who's now torturing him. I think it's a real problem for them. And what's funny is they gave up Drew's defense and, you know, they, what they gave up on defense, which is significant, and they gained an offense, it might end up just being a wash and they might just be a different version of the same team where they still have a huge flaw. It's just on the other end of the court. I'm just shocked that nobody brought up the defense. I agree he's an amazing offensive player and what's cool about this trade and what I'm excited about as a basketball fan is, can he go up a level? Right? A lot of these stats he put up, especially the last couple years. They didn't mean anything. They were, he was on bad teams. Like, who cares? Ultimately, Bradley Beal scored 30 points a game on the Wizards. Who cares? I think most really good offensive players, if they're on a bad team, can get between 25 and 30 a night. Can you do it nine months in a row? Can you do it when you're getting hunted on defense all over the place? How much can Milwaukee protect him? And what does he have in the tank at age 33 with 900 plus games on the O 'Dominor already? I'm still afraid of the Bucks, but people have, like, FanDuel had them as best odds in basketball and I think most people feel like they're the favorite now. I don't feel like there's a favorite. I think you can go through every team. Boston, I could, I'm scared of Porzingis. What's going to happen with Jalen Brown out there? He has contracts. Can Peyton Pritchard, all these different things. Philly, God only knows. Miami, they're unquestionably worse. Yeah, Milwaukee is going to be really good, but depending where Holiday lands and how this all plays out, I just think it's still wide open. And the other piece, so if you're just talking Boston, Miami, Tatum kills Milwaukee. I have no idea why. Boston is kind of built to at least stay with Dame and, you know, Derek White is about as good of a person you're going to have to try to keep Dame in check, at least. And Boston's done a really good job of guarding Giannis over the years. They don't have Grant Williams this year, but I just don't think, I think there's as many ways this goes wrong as it goes right, I guess would be my final thought on this because for what they gave up, especially with that 29 unprotected and the two swaps and, you know, they are all in on this team. And you know my theory, when you go all in on a team, you better think you can win. Not positive, but it's an awesome trade. It really is. It makes the league so much more fun. Dame and Giannis together. I'm going to enjoy watching Portland. I still have my eating stock. Watching Phoenix fans slowly realize that Derkiszna isn't the answer is going to be fun and then we'll see where Drew Holliday goes. So really fun trade. We're going to talk about it a little bit more with Die Hard Bucks fan, Ben Thompson in one second. Let's take a break.
Afternoon News with Tom Glasgow and Elisa Jaffe
Fresh update on "one year" discussed on Afternoon News with Tom Glasgow and Elisa Jaffe
"Internet on the next generation Xfinity 10G network for just $19 .99 a month with a one -year contract go to Xfinity .com slash 10G call 1 -800 -XFINITY or visit a store today requires people to split an auto pay with stored bank account restrictions apply equipment taxes and fees extra after promo regular rate supply to internet service actual speeds vary you trees are a beautiful part of your yard but warmer weather can cause tree routes to expand in search of moisture sometimes right into your sewer line kim shepherd here and if you have slow draining sinks slow shower drains or a gurgling toilet you might have a clogged sewer line luckily best plumbing offers fast same day or next day service that comes with a free camera inspection with your sewer line cleaning find the route of your plumbing problems go to best plumbing dot com best plumbing simply the best if the last few years have taught us anything it's that human the connection world by means connecting with one another we know we're not alone by connecting we feel what
Evangelism on SermonAudio
A highlight from The Ministry of Evangelism
"Welcome to the Heart for God podcast. With many years of experience pastoring and helping to start churches, Dr. Jim Townsley has some practical and biblical advice that can be a great help to you and your ministry. On this podcast, Dr. Townsley and other guests with special expertise cover a variety of topics. His goal is to help you lead your church to be a healthy, strong, and balanced ministry, and for your family to be happy, healthy, and living for the Lord. Welcome to the podcast today. I'm glad that you joined us. I have with me here Brother Matt Barber, and he is an evangelist. He's been at our church since Sunday. This is now Wednesday, so he's had several opportunities to speak to us and preach the Word of God. Matt, it's good to have you with us this morning. Good to be here. It's a pleasure. So I want you to just say a little bit about your background, who you are, your family, what God has called you to do, and where you were before. Well, I was raised in a pastor's home. I had great opportunities to hear the gospel. I got saved as a child. When I was 16, the Lord finally got a hold of my heart, and I surrendered to him, and that's when I felt called to preach. I went on to Bible college. I went to Baptist College of Ministry up in Menomonee Falls, Wisconsin, back in the early days of the college there, and that's where I met my wife. So a lot of good things happened in those days. And then our first ministry was in Woodridge, Illinois, where I went there as an assistant pastor. So that's in the Chicago area? Yep, that's right, southwest suburbs of Chicago. And within six months, I found myself the pastor of the church, and we stayed there for 13 years. And you have family? Yes, sir. Yep. So my wife, Chelsea, and then we have five children, and so the Lord's blessed us richly. And the years at Woodridge were wonderful. We learned a lot. The church grew. It had been through a lot, and we were kind of in a re -establishing, rebuilding phase at the church. And then in 2018 and 2019, I began to feel the Lord stirring my heart towards evangelism, and that's where I felt called originally. And by 2021, the Lord finally gave us the green light, and we stepped out by faith. And so we've been traveling full -time now the last two years. So stepping out by faith is no small exaggeration, because for an evangelist, to get started, people don't know you, they don't know your name. So how does that all come about? How do you end up getting meetings? Well, that's a good question. When I first announced it to our church, they were shocked that we were moving on, but I felt that the church was ready for another hand at the till, so to speak. The church was established, and I guess they thought that I was going out into evangelism by popular demand, and that was not the case. I didn't have anything on the schedule, and I was just trusting the Lord. I expected to be working full -time or part -time as we got meetings lined up, but God and His mercy just allowed the meetings to come in. And they didn't come in all at once, but the Lord stayed ahead of us by three or four weeks or a month or two, and He just filled up our year. We found ourselves traveling two or three weeks a month, plus Sundays and Wednesdays here and there, different places that first year. This second year has been a lot more busy. We spent the whole summer just packed all the way through. We're out west and got to see some beautiful country. But the best thing is we've been seeing God's blessing and seeing God just confirm the step of faith with meetings and with fruit. Dr. Darrell Bock So you're traveling with your family. So you've got a pole -behind trailer, and you've got seven people in that thing. How do you live in that? David Jones Well, you know, the Lord already provided the Ford Excursion. That's right. It's a 2002 Excursion. It's the gas kind, the gas guzzler, but we already had the Excursion, and when the Lord was stirring us up to go, of course, the first question is, can we do this? And the first thought is, no, we can't do this. This is impossible. But then we began to look into it, and we found some pole -behind travel trailer options that would work for our family. In fact, we only found one option big enough that I could actually haul with our truck. And so it's got several slide -outs, and it has a lot of roomy space for the kids to sleep. I say roomy in relative terms, but it works for us. It's tight, but we've been doing fine the last couple of years. Dr. Darrell Bock So you've been a pastor. Now you're traveling as an evangelist. There's got to be a pretty good perspective you have. What is the difference in what are some of the things that people might be interested in, the difference between being a pastor and being on the road as an evangelist? David Jones Well, there's some stark differences, and I guess just going back to the root of it is there are two different gifts in the Bible. We have them listed in Ephesians, Chapter 4. Of course, you have the foundational gifts of the apostles and prophets. Those are no more because the foundation has been laid. But then it goes on to mention evangelists and then pastors and teachers, and I think pastor -teacher is kind of the one idea of pastoring and teaching a flock. So what is the evangelist? Well, if you think about it in the order of events, before you have a church, you have to have gospel preaching so people can be saved so you can have a church, right? So evangelist, an the word evangelist comes from the word evangel or gospel. So an evangelist preaches the gospel, but all of us do that, right? But it's a special gifting that focuses on the gospel. So as an evangelist, I think God gives a special desire, burden, boldness, or even I think also clarity in preaching the gospel so that people can understand. And that's not something to boast of, it's just something that God begins to reveal what your strengths are, what his giftings are. So evangelism is a pioneering gift. Oftentimes evangelists will plant churches, but that's not always the case. My older brother Nathan is a pastor. He planted a church. He would not call himself an evangelist, but he planted a church. So God can use different gifts for different things. I was an evangelist, but I was pastoring for 13 years. But the whole time, I knew I was an evangelist who was trying really hard to be a pastor. It's hard to explain that, but I knew that. But I'm thankful for that background so I could understand the ins and outs of being a pastor and how a church works. But an evangelist is a pioneering gift. You lay the foundation. But an evangelist can also be a restorative gift. I think of Paul. Obviously Paul was an apostle, but if you look at the way he traveled, he was trailblazing. And that's not something just an apostle can do. There were others who did that. In fact, when Paul and Barnabas split up, Barnabas took Mark, and he went off in a different direction doing the same thing that Paul was doing. So there were many who were traveling around in an itinerant way, preaching and laying new foundations through church planting. But then Paul continuously came back and had a desire to circle back and establish and strengthen the churches that he had been a part of. Well, that's itinerant work. I think in America we see a lot of the typical evangelist who travels itinerantly, preaches revival meetings. But that's not unfounded. There's a basis for that in Scripture. I just think the evangelist is more than a revival man. An evangelist can plant churches. An evangelist can go to the mission field. But I think there is a desire in evangelists to not only plant or lay a foundation, but then to be used of God to establish or to even bring an outside perspective that can help a church. And the pastor is there day in, day out. God uses that outside perspective and that special outside gifting to complement the pastor and to help the church grow. Dr. Darrell Bock So what would you say your goal is? As you go from church to church, what is your purpose and goal? What do you feel you want to accomplish by doing that? Dr. Mark Bock Well, a lot of evangelists focus on the word revival, and that's a good word. It's actually more of an Old Testament word, although we see the concept in the New Testament as well. But basically the way I look at it is churches need to thrive and new churches need to be started. My role in that would be to preach the gospel so folks can be saved. But then if I'm going back through established churches, then my goal is to see churches restored, revived to a place where they can grow again. And obviously individuals in that church being, to use another word, quickened. David talked about that. He says, quicken thou me according to thy word. And I think the evangelist can be used of the Lord to have God's power to open eyes, to quicken, to revitalize a church so they can grow. Not that he brings revival with him. Not that he has anything better than the pastor has. But it's a different gifting that complements the work of the pastor. Dr. Darrell Bock So a different train of thought here. From the perspective of a pastor, having an evangelist come into your church, how can a pastor best prepare to have an evangelist come, and how can he take care of him while he is there? Well, I mean, going back to Ephesians 4, they're called the gifts of the Holy Spirit to the church, right? So the pastor, I think people see that clearly, the pastor is a gift to a church. If you have a pastor, you have a gift. God has gifted and blessed your church. But I think sometimes pastors forget that the evangelist is also a gift to the church. And there are many pastors now who aren't having evangelists for various reasons. And I would say they're robbing their church from a gift that God wants to give them. Not because the evangelist is so special, because it's a gift God designed for the health of the church. So knowing, seeing it as a gift that God has established, make room for it, you know, promote it.
WTOP 24 Hour News
Fresh "One Year" from WTOP 24 Hour News
"Discover Credit Cards do something awesome. At the end of your first year automatically they double all the cash back you've earned. That's right, everything you've earned doubled. See terms and check it out for yourself at DiscoverCard .com slash match. Let's go to Bob Imler the WTOP Traffic Center. In Maryland southbound 95 after 212 before the beltway two lanes get by the left around the crash about midway between 212 and the beltway and so we you can scoot around it very very easily to get onto the outer loop to go towards Silver Spring but a bit slow coming south from 200 and 212. Northbound lanes are open Baltimore Washington Parkway is good to go as is 50 out to the bridge. Bay Bridge that is in up on Route 4 in Prince Frederick at German Chapel that crashes out of the roadway now and speeds have picked up and 270 north still has the crash at Watkins Mill that has been along the left side of the roadway and it's still very slow up through Germantown as a result. Virginia side 395 and 95 doing alright 86 is running without delay now believe they've cleared the investigation on Route 7 near the Shenandoah River that is picking up in speed but what's not picking up in speed is Route 9 which has been the escape route up for that but also for the closure of 340 for the next three months and that still has traffic backed up really badly headed west out toward 287 from Wheatland so it's going to be quite a delay on Route 7 it is not a pretty picture there at all but Route 7 is open once again why is Montgomery County the best place to do business find out with these new podcasts something to talk about go to thinkmoco .com forward slash podcast to learn more Bob Inler WTLP traffic and now to Veronica Johnson 7 News first alert chief meteorologist clouds hanging are low and there's a little drizzle and a little mist out there especially closer to the water locations we'll have some clouds
SI Media Podcast
A highlight from Andrew Marchand on MNF, McAfee, Swift/Kelce Coverage & More
"Sick of paying $100 for groceries and getting nothing but eggs, orange juice, and a paper bag? Then download the Drop app. Drop lets you earn points with your everyday shopping and redeem them for gift cards. Want a free dinner with those groceries? Drop it. How about daily lattes? Drop it. So download Drop today and get $5 just for signing up. Use invite code getdrop777. How rude, Tanneritos. A Full House rewatch podcast is here. Join us as hosts Jodie Sweetin and Andrea Barber look back on their journey together as the iconic characters we all love, Stephanie Tanner and Kimmy Gibbler. Here's a quick preview brought to you by the Hyundai Tucson. We spent our entire childhoods on a little show called Full House, playing frenemies, but becoming besties whenever the cameras weren't rolling. And now 35 years later, it's our biggest adventure yet. You can listen to How Rude Tanneritos on the iHeartRadio app or wherever you get your podcasts. Brought to you by the Hyundai Tucson. It's your journey. Welcome, everyone, to SI Media with Jimmy Traina. Thank you so much for listening. The usual periodic check in with Andrew Marchand from the New York Post this week. He joined the pod to talk about a variety of topics in sports media. We get into the ABC ESPN Monday Night Football staggered star double headers. We get into how ESPN and the ESPN and Pat McAfee marriage is going. Deion Sanders stuff. How the media has handled Taylor Swift and Travis Kelsey. What's going on with WWE and Monday Night Raw most likely looks like it's going to be on the move. Andrew had some stuff on that. A couple of things about local New York radio. So a bunch of sports media topics with Andrew Marchand on this episode. And then Salicata joins me as he does every week for our train of thought segment. Where we get into some NFL things about the Eagles. Should the NFL ban the Eagles one yard play. Joe Namath and Lou Holtz making headlines. Get into these ridiculous prop bets on Taylor Swift and Travis Kelsey. And Sal has a rough Sunday coming up. So if you're a fan of the train of thought segment, you'll want to hear that. Before we get to the full episode. I want you to make sure you listen to past episodes. If you've missed any and make sure you subscribe to us. I media Jimmy trainer. We've had a great run of guests. Kevin Clark from ESPN was on the show last week. Scott Hansen hosted the NFL Red Zone channel two weeks ago. Julian Edelman three weeks ago. Charles Barkley, Peter Schrager, Chris Russo, all recent guests. So if you missed any of those, give them a listen, download, subscribe to the pod and leave a review on Apple. We'll read it on an upcoming episode. All right. Andrew Marchand from the New York Post, followed by Salicata and train of thought. It's all coming up right now, right here. On S .I. media with Jimmy trainer. All right, training me now. S .I. media podcast regular. This periodic visit from the New York Post. And the March and Iran podcast is Andrew Marchand. Andrew, how are you? I'm good. How you doing, Jimmy? I'm good. I just realized I didn't put my phone on do not disturb. So I'm going to do that as we speak. And I'm going to let you know that I had a reader last week for my mailbag column on S .I. com, send it an email and said, when is Marchand's next appearance? So here we go. You made someone happy. Thank you that person. You made someone happy by coming on today. Let's start with this. A lot of media news to get to. Have you heard anything from ESPN or do you have any intel about how they feel about the last two weeks? How the staggered Monday Night Football doubleheader has gone? Because I've gotten a lot of emails and tweets about it. I'm sure you have as well. Yeah, I haven't talked to anybody specifically about how they feel about it. I mean, it is an NFL decision. ESPN is not in control of how those games are scheduled. Maybe they have some say, but it's the NFL decision. Yeah, I don't like it. Actually, in our podcast with John, it was my who's down this week. And the reason I just feel like I kind of said this on our part, it's too it's like having two quarterbacks and you have none. Right. And now if you have Joe Montana and Steve Young, there are two awesome games. Maybe that'd be better. But I just find my attention split and I don't know. And even at like halftime, I wouldn't recommend you go to the other game. Like I get what they're trying to do there, but it's not the NCAA tournament. And usually it's in like the second quarter, third quarter. So I personally don't think it really works that well. Now, I think they want to avoid I'm not positive, but I think they want to avoid that 10 30 late window. We used to get the Monday night and you get the, you know, crazy crew, either Chris Berman or Golick and Greenberg, you know, some of those crews back in the day. They probably don't want that late night game where, you know, you're losing that East Coast audience if it gets too late. But I don't know. I don't think this necessarily works. See, I like it. And what are the tweet? What are the tweeters say? Most people seem to not like it. Yeah. And why do you like it? The more the merrier. Give me as much football as possible. If I can watch eight games at one o 'clock on Sunday and four or five games at four o 'clock on Sunday, I can handle two games on Monday night. So, you know, I have two TVs. I put one game on each TV and two is better than one for me. That's just how I feel. Yeah, I've been a little running around these last couple of Mondays when this happened. So I may be a little bit, you know, my opinion skewed a little bit by that. It hasn't just been like I'm just chilling and watching, been running around a little bit. So perhaps that's, you know, maybe I could be swayed. I will say, you know, I don't know. This is a whole separate discussion. I would love to know your take on this, but I always feel like it's a little tough sometimes to criticize people in this podcast when I also have to book this podcast. So I try to be careful. Yeah, I notice you're very soft. That's what you're trying to say. Sometimes. So I'm sure this guy will never come on again, but they gotta do better than Chris Fowler on the secondary game. Just not, it's just not working. Chris is not a great play -by -player. Right. He was a great host, studio host. Can I say one thing? Yeah. He's on tremendous tennis. Like I watch the U .S. Open every single day. I think he's great on tennis. It's football where it's just something feels off. Well, tennis is also slower. And like you look at people who do really well at the slower sports. Like, you know, Jim Nantz is better than Chris Fowler, but Nantz is really his best thing is golf. And I think he's an OK NFL play -by -player. And at the end of his college basketball run, he was definitely, I don't know, OK is probably, you know, he was OK there as well. And I think if you look at Fowler and his history, now he's been doing play -by -play for a while now. And he has gotten better. Like when he first started on the number one crew, I mean, if I were covering it then, that would not, I probably would not have been that kind. Because he has gotten better, but it's not really good enough. And he's the rare case, I think with Herb Street, that Herb Street makes him better. Usually it's the play -by -player who makes the analyst better. And yeah, I think you're right. And I also think, you know, in fairness to Fowler, you know, ESPN put that crew together. They replaced Levy there and they had a year or two under their belt together as a team. And, you know, not the full team, but him and Riddick, Levy and Riddick, and then Jadolowski. And I think they kind of don't, they underestimate chemistry. It takes time to build it up. And so I think that hurts. And he just, he's a college guy too. It's hard just to come into the NFL. I know he, you know, he's talked how hard his schedule is with the U .S. Open. And then, you know, doing a game a couple days later. And then doing a college. And so, you know, that's hard. And so, yeah, he's not a tremendous play -by -player. To me, this is just me, it felt like when ESPN gave him that gig, it was more about ESPN trying to impress the NFL. Like, look, we have our number one college game. Like you had said earlier, the secondary Monday night game for years was, you know, Golic and Greenberg and Chris Berman with a cast of character. Rich Ryan did it one year. I think this is ESPN trying to say to the NFL, because now they have a Super Bowl and they have this big contract. And, you know, they brought in Buck and Aikman. Like, we're serious, we're going to take our, regardless of what you think about Fowler, he's their lead college guy. So, I feel like they're like, oh, look at us, we're putting the lead when, you know, that. Yeah, I think they screwed up and I think they know they screwed up. I think that they ended up shifting who was in charge of the NFL. It was Stephanie Drewley. And they moved her off the NFL after, you know, I think that didn't help her cause in terms of staying on the NFL. I think they were satisfied with Levy. He was a good guy, which they value. After they brought in Joe Buck, he was very gracious. You know, Levy's a very good hockey guy, especially studio host. I thought he could have, you know, could have been the pregame show on Monday Night Football. He's in, again, not their, in my opinion, they had other people who are better play -by -players for football, but it was good. Like, so, yeah, I don't think it was to impress the NFL. They got Joe Buck and Troy Aikman. They got the Mannings. I mean, they spend, they're spending 50, 60 million dollars a year on their booths. Like, I don't think the second team booth is gonna, you know. If anything, I think it was, there was a thought before Buck and Aikman that Fallon and Herb Street might get the NFL. Might get Monday Night Football. Might get the potential Super Bowl. And then this is kind of a carrot since they didn't get it. But I'd argue, and I even talked to Chris Fowler about this. So, I don't know if this is the case. I just don't know if, I mean, Chris Fowler does the national championship. He does the biggest college game every week for Disney. I can't, like, I get it. Maybe he wanted to do NFL. But is this really gonna satisfy him because you're doing a second game, which generally aren't that great? I don't, I don't see that long -term, personally. And I think also, strategically, if I'm ESPN, I'm putting a young play -by -player. Now, Joe Buck, we both think it's great. Like, he and Ian Eagle are the best two play -by -players going right now. And, um, but, Joe Buck's contract's up in a couple of years. If I'm ESPN, and I, you know, I think they'll probably re -sign Joe Buck, and they should. That said, he makes a lot of money. And, you know, I would be saying, who can I develop? What young guy can I develop? So when I go into that negotiation, I really have somebody who's on the rise. And I can say, hey, look, you don't want this, you know, the 15 million a year? Then we'll go here, you know? But if you start demanding, I'm not saying this is going to happen, but, demanding even more and more money, I'd want an option. I don't think they've created an option. They've actually put somebody in that spot who they've already said they'd rather spend 15 million dollars on Joe Buck than have Chris Fowler as the lead play -by -player. So, I just think negotiation -wise, and strategically, in terms of saving money, it wasn't a great decision. Yeah. I don't understand the insistence on the three -person booth, either. They had Fowler, Greasy, and Riddick. Excuse me, excuse me. Levy, Riddick, Greasy. Now it's Fowler or Lofsky, Riddick. To me, that, and, Fowler's used to a two -person booth with Herb Street. They have Buck and Aikman, which is a two -person booth. I don't understand the insistence on the three -person booth. It's just, for football, it just, I don't get it, but, that's just my - It complicates, it over -complicates it. Yeah. And like you said, chemistry. I think it's much harder to develop a chemistry with three. I mean, you know, the local Mets situation is different with Gary Cohn, Ron Darl - Is it in baseball, is it football? What three men, can you name - I mean, I guess back in the old Monday Night Football days, there were three men booths that had - Yeah, Collinsworth and Aikman with Buck that one year. Yeah, one year it lasted, you know. So, I don't know. But, there's no more staggered double -headers. The next one is week 14, and both games will start at 8 -15. I think that's the one that's going to piss a lot of people off. But, that's a long way down the road. You got the two TVs. Yeah. I asked you if ESPN, how they feel about Monday Night Football. Anything you've heard about how they feel about their new partnership with Pat McAfee. I mean, it's early, but they're bullish on it. I mean, they've kind of handed the keys to the network to McAfee. I mean, you can't - it's kind of like Stephen A. now. You can't really turn on ESPN almost every day except basically Sunday without seeing Pat. And so, you know, I think initially the ratings weren't that good. I think they got a little better in terms of the TV ratings. I think that kind of makes some sense because if you think about it, he was a YouTube show. Yeah, he's got to play for TV. Yeah, and he's still a YouTube show. Well, it is a play for TV because they think that they had Max in there before. They think that the ratings will be high enough that they'll be able to charge more for the ad rates. I guarantee you the money they'll make off of McAfee on social media and YouTube will be 8 billion times more than the money they made off Max Kellerman on social media. Oh, 100%. No, you're right. No, you're right. There's no doubt about that. And look, they want to get, I will say this, like, does it work? I think a lot of times when companies make big moves, you know, big time moves, a lot of times they make those moves when the person's kind of towards the end, you know, they got McAfee on the rise. Like, you know, we, you know, you and I have been aware of McAfee for years now, but he's really like, you know, here, I don't think he's at the plateau, you know, where most people go up and then they plateau and then they go down. He's at, he's still, I think, going up and then maybe the plateau is on the horizon and you can plateau for 20, 25 years if you have the right attitude and personality and just have the right act. So that's where I think that makes a lot of sense as a bet because it's not, I'll hit one close to home, Rick Riley leaving ESPN. I mean, leaving SI for ESPN where, you know, Rick Riley is one of the great columnist ever, but at that point, you know, whatever, maybe it was the internet, I don't know exactly. It just didn't really work as well at ESPN as it did at SI. And so I just think they've done that and that's kind of, you know, teams do that in sports and I think sometimes networks do that. And so I feel like signing McAfee in his mid -30s is kind of like signing a baseball free agent who's in his mid -20s and I think that's what you want to do as opposed to getting a, signing a 35 -year -old and, you know, thinking they can still play, you know, like, I don't know, like a Josh Donaldson, maybe trading for someone like that, Jimmy. You see what I did there? I don't need reminders of the horrific Yankee season. I just did that on purpose. I don't need that. My head was going, who am I going to say? All right, yeah, Josh Donaldson, but it was a treat. Just a, yeah, you want me to say Brian Cashman should be fired. It's amazing too, they replay that. I didn't know this was going to be the situation going into it, but they replay the show as soon as it's over, I think, on ESPN 2 and then they replay it at night on maybe ESPN News or one of their, what you said about if you're going to put on one of the ESPNs at any point in the day, you're going to see Pat McAfee. Yeah. So that's good for him. Like I, you know, people feel like - But I also think, ESPN has to be, they have Aaron Rodgers on their air every week. It's a news making thing that's on their air every week. They've got Nick, he's got Nick Saban on his show every week. Yeah. That's a news making thing every week. I would think ESPN has to be, forget the numbers because the numbers, I think, will be there. It's still a new thing. You have, the ESPN audience is older, the McAfee audience is younger, it might take some, but I would think ESPN just on the brand and the cachet of that show has to be thrilled. I think so. I mean, but if you talk, like I have, again, I'll probably make some calls here in the near future, but so I haven't talked specifically with anybody about that. But generally speaking, when these things first start, everyone loves it. So then we'll see. Again, I'm not saying, I could see it either way. Like, you know, McAfee has not really stayed at any of these, throughout any of these contracts he's had. So that's something to watch. Maybe this one he does, but that hasn't been the case previously. So that is something. I think the fact that he's on game day has to help the relationship there a little bit with ESPN. Here's the thing about McAfee. If you're managing him, in my opinion, and it's like Casey Jones, the former coach of the Celtics, was known for just throwing out the ball and telling McHale, Parrish, and Bird to go play, Dennis Johnson. At least that's how I remember as a kid. That was his reputation. And I think McAfee is sort of like that. Just give him the ball, let him do his thing. He's not looking to, you know, for some strategy. Let's, you know, triangle offense. He's not looking for that. He's looking for, let me do my thing. I know what I'm doing. And the thing about McAfee is he's very smart. Like, I know he plays this, like, he's not smart thing. It works very hard. He works hard and he's very smart. He's very savvy. He acts as if, like, you know, maybe he's, you know, just a dumb jock. But he understands the media business very well. We need, we need to discuss the Kelsey Taylor Swift thing because I actually think it's a legitimate media story. If Fox is going to get these increase in their demographics of the female audience, the young people, the NFL has gone all in on this thing. I mean, they changed their Twitter header to, like, a Taylor Swift thing. They're putting out Travis Kelsey Swiftiest plays on their social media. He's gained, I guess, a ton of followers, the jersey sale. Let me start with this. How did you think Fox handled it on Sunday when she was in the stadium? Do you think they overdid it? Do you think the fact that they had an unwatchable game takes them off the hook? What was your take on the Chiefs -Bears on Sunday when she was there? I think the second part, and I wouldn't take them off the hook, but I think the second part, you have an unwatchable game that you had to switch most of the country out of because it was so non -competitive, that you have Taylor Swift there, it's a big deal. And, you know, there's a lot of Taylor Swift fans who are football fans, a lot of non -Taylor Swift fans who weren't watching that game, but it was a talking point, right? Like, I saw Taylor Swift in the concert this summer, but that was kind of - Look at you! Yeah, how do you like that? Look at you! You couldn't even get tickets. Big shot. Where'd you get tickets? My daughter's friend just won the lottery. No shenanigans. Oh, really? Tickets were $235 each, which is still a lot of money, but not, like, $1 ,000. And it was just kind of happenstance, how I ended up going. I was going to say, if your daughter's friend got tickets, how did you end up at the era's tour? I mean - Were you, like - It's just a long drive to get to the metal lands, didn't want them driving back. They're older, they can drive, but at, you know, one o 'clock in the morning from Taylor Swift, so - But you were in MetLife and watched the show. Yes. Friendship bracelets? Well, you want to know something funny? This is a good one. So, my daughter's friend said to me, do you want a - do you want a jewel? And I'm like, no, no, no, I'm okay. Thinking she's saying a jewel, like a jewel, smoke. But she was saying, like, to, like, get bedazzled, a little jewel, which I would have taken. So later, I was like, I told my daughter, I said, but your friend, she said she asked me if I wanted a jewel. She's like, no, no, she didn't say you wanted a jewel. She said, do you want a - a jewel to put some ju - you know. Right. I didn't have any bracelets, but I was into - I liked Taylor Swift. I wouldn't go again. I kind of felt bad being there, because there's people who give their left arm to be there. But it was - look, she is an unbelievable performer. I mean, it was - you could - first of all, I liked some of her songs. Secondly, the level of performance. It was just, you know, it was an A+. I mean, that - that - and that is something, even if you didn't like her music, you can appreciate it. And also, I appreciate it if I had to go to the bathroom. Easy pass right in there. No one. Right. No one's leaving their seat except for people like you who aren't in it. Yeah, and especially, yeah, and more skewed women.
WTOP 24 Hour News
Fresh update on "one year" discussed on WTOP 24 Hour News
"WTOP News Facts Matter. Hey man, looking good. It's Stitch Fix. I'd like to thank my stylists for making me look so great. They always get my fit just right. right man. Thanks for watching. Let's get real. I couldn't make this style happen on my own. They just make everything so thank you Stitch Fix. They just get me and they'll get you too. Stitch Fix. Take your style quiz today at StitchFix .com. I just learned Discover Credit Cards do something awesome. At the end of your first year automatically they double all the cash back you've earned. That's right, everything you've earned doubled. See terms and check it out for yourself at
Bloomberg Radio New York - Recording Feed
Monitor Show 16:00 09-27-2023 16:00
"With Bloomberg, you get the story behind the story, the story behind the global birth rate, behind your EV battery's environmental impact, behind sand, yeah, sand, you get context, and context changes everything. Go to Bloomberg .com to get context. It does feel choppy. That's AI at work, right? In the stock market, no clear direction there, but then you take a look at the bond market, the message is clear, yields are higher right now. Yeah, absolutely so, and as you appear to be the good driver, about half the stocks in the S &P are lower, about half the stocks in the S &P are higher, you put it all together, and the net effect is really a market that is unchanged on the day. Of course, it takes time for these numbers to settle, but right now the S &P 500, right around 4 ,274, which is right around where it was yesterday at the close, basically unchanged here on the day. The Dow Jones Industrial Average did move a slightly lower here on the day, down by about two tenths of a percent, the NASDAQ Composite higher on the day by two tenths of a percent, while the Russell 2000 is gonna finish the day. As the relative out performer, higher on the day by about 17 points. Alright, we're gonna get into industry groups in just a moment, but I do want to point Energy, really the out performer, this is oil jumps to a one year high, has to do with levels at Cushing dropping to the lowest since July of 2022. Again, the supply demand dynamics at play, but you know, Katie, I feel like we continue to talk about Energy being really an out performer. I'm gonna do that right now, you take a look at the industry groups, Energy up about two and a half percent, we all know the story, oil prices in particular through the roof, that's benefiting the equities as well. Capital Goods also saw a strong day, as too did some of the semis, and of course we're awaiting Micron results after the bell. You go down the list, there is more red than green, you can see down at the bottom, Autos not doing too hot today, and Utilities, interesting, one of your defensive plays off by about 1 .9 % today, Carol.
News, Traffic and Weather
Fresh "One Year" from News, Traffic and Weather
"Code enjoy soul it's 554 this is northwest news radio home for breaking news and for traffic and weather every 10 minutes on the force in the high performance homes traffic center we find keara jordan and we are working with a crash right now in renton on northbound 167 at 405 and the right lane is blocked and this is what's creating that backup for about two and a half to three miles really heavy slowdown into that area and that's after we've already worked with dolphin on slowing traveling from state route 18 to willis street eastbound 512 has been busy between meridian and pioneer northbound i -5 pockets of slowing traveling from state route 516 into ctech but then after that getting into downtown seattle is pretty much query free we're also still wide open basically both directions of 405 southbound i -5 going going from everton to seattle it's only about 24 minutes westbound us2 with some brake lights at the west end of the and trestle now we're also building on southbound highway 9 approaching this nahomish river our next northwest traffic up 604 reports this time is sponsored by discover discover credit cards do something awesome at the end of your first year they automatically double all back the cash you've earned that's right everything you earned doubled see terms and check
The Bad Crypto Podcast
A highlight from Crypto Kingpins: The War Between SBF and CZ
"It's been almost one year since FTX collapsed and created a horrific ripple effect in the crypto industry. Sam Bankman -Fried and Chengpeng Zhao have become key players in this incident, and a new podcast goes behind the scenes to tell about exactly what took place. With SBF's trial ramping up as we speak, we're pleased to welcome Tom Wright, one of the creators of the new Crypto Kingpins podcast to the show, to share some insights. So let's go ahead and get into it today on our episode number 697 of the Bad Crypto Podcast. Five, four, three, two, one, go. Who's bad? Well, what do you know? Once again, it's the Bad Crypto Podcast, the show for the crypto curious and crypto serious. We had a week off because I was traveling en France, and was Travis keynoting at a crypto event in Manila. He was the thriller in Manila. And how was it, Trev? I tell you what, you know, I think I maybe made a quote of this before. Somebody said, go where you're celebrated, not where you're tolerated. And I do think in Puerto Rico sometimes it's like, you know, the natives tolerate, they don't really like the gringos, but they tolerate them. And then there's some people that'll throw hate. So, but in the Philippines, oh my God, they are so open and welcome and kind. And like, hello, sir, how can I help you, sir? Like just most lovable people, probably that I've ever encountered in the world. Thailand, the same, very nice people. Not a lot of crime in these places. I think maybe the Buddhist nature of that. And they're like, oh, you know, and it was so nice, very nice. And the keynote was great. They had me kick off the whole conference. So the founder came up, Dr. Donald Lin, he came up, did a little thing. And boom, then they had me kick off the keynote. And I think it was one of the better ones that I've done. I think it'll be up on YouTube here shortly and we'll share the link when that comes available. I had a few people come up and tell me it was one of the best keynotes they've ever seen. So I was like, ah, you've not seen very many keynotes. Perfect answer. Well, I'm sure you did a fantastic job and represented the Republic of Bad Cryptopia. So, you know, it's hard to believe that it's been a year since the dominoes started falling. You know, Luna was first, then FTX and Three Arrows, and then Celsius. And it's just been, it's gonna be a bear market anyway, but boy, the downward pressure exerted by these, you know, horrible black swan incidents have made it a really, really bad bear market. And of course, we've been here with you guys throughout it all. We've not abandoned you. We've not turned into bears. It was like a kick to the ass, a nudge, an elbow to your face, and then a kick to the crotch. And here we are. And the bear markets can be - Here we are. Here we go, sweetie. It was fun, fun times. Crypto goes up, crypto goes down. Or as our next guest would say, number go up. You mentioned that book right there. So we're gonna have a great conversation here with maybe my long lost relative, Tom Wright, who's been doing, who's an investigative journalist, gonna talk about what happened with FTX and SBF and CZ. And he's got his own podcast around that, multiple topics or multiple episodes. So you're gonna want to tune in. This is a pretty good interview, Mr. Joel Kopp. I think so. Let's let the people decide as they listen now. Unless you're living under a rock, you have heard the names Sam Bankman -Fried and Chengpeng Zhao, or CZ, of Binance. And you've heard about the fall of FTX. Well, Sam Bankman -Fried's big trial for basically making off with countless billions of dollars is coming up shortly. Scam bank man fraud, right? That's the guy. We have a guy with us today who is the co -founder of Project Brazen, a journalism -focused content studio. He's a New York Times bestselling author and Pulitzer finalist. And his name is quite similar to Travis Wright's. His name is Tom Wright. We're talking, it's two T Wright's here today. There's two TWs here today. And Tom, welcome to the Bad Crypto Podcast. Thanks for having me on. Yeah, tell us, just kind of give us a little more meat on the bones of your background and how that led you to this new podcast called Crypto Kingpins. Well, I was at the Wall Street Journal for about 20 years, Dow Jones and the Wall Street Journal in 2019 after writing a book called Billion Dollar Whale, which is about the one MDB scandal. That's the scandal where a bunch of money was taken out of a sovereign wealth fund in Asia and used to make films like The Wolf of Wall Street and for all these guys to party on this fraudster Joe Lowe's tab. Clearly people like Paris Hilton and big actors, Leonardo DiCaprio and others. And then the guy who I wrote the book with, Bradley Hope and I quit the journal and set up this company Project Brazen. And what we do is we make podcasts and we also write magazine articles and other things, books as well, that we use as the basis for adaptation into TV and film. So that's Project Brazen, that's a business. And our latest podcast is Crypto Kingpins, which we've done in conjunction with USG Audio, which is Universal's audio. And that just started rolling out last week and the episodes are running weekly on Tuesdays. And it's about the huge rivalry between Changpeng Zhao, who you mentioned of Binance, and Sam Bankman -Fried of FTX and how that rivalry played out and how it led to the downfall of SPF. And we went based on exclusive access to CZ himself. There was some interesting stuff that was going down with that. A lot of personality clashes and then just like, oh, CZ is gonna come in and save the day. Oh no, he's not. Because it looked like he got some, he was feeling the heebie jeebies. He was looking at some stuff and going, whoa, we better get rid of all of my FTT because this ain't working. And so this is great. We're talking about some of the big crypto frauds, right? That's what you've done. You know, actually, since Joel and I have not done this show as regularly here in the last couple of weeks because of travel, a documentary just came out about Ruja Igniktova called The Crypto Queen on 2BTV and I was in there talking about that. So I'm featured on that. So it's like, it seems like there's a lot of stuff going on right now and I'll put that in the show notes if you guys wanna watch The Crypto Queen documentary. But this is fascinating. There's so many bad actors in crypto. Hopefully we can get past this and only the good people remain in crypto. The fraudsters are kicked out. Hopefully all the good people haven't left and are chasing dreams in AI now. So hopefully there's still some good foundations here in the crypto space. Well, we got into this podcast because I'm based here in Singapore and for a long time, CZ was based here. And what he was hoping to do was get a license from the Singapore government. I mean, a lot of people were here. Do Kwan of Terra Luna was here. Carl Davis was here. The Three Arrows guys were here. Their yacht Much Wow that they bought, I think was supposed to be in the marina here but never made it, as you said. A lot of people getting washed out of the system. But anyway, I got to know CZ because he was living down in this area called Sentosa Cove which is a lot like Miami. You know, it's big mansions with a marina. And at that time, now what a lot of people do know about is what happened last November, which you just alluded to, which is when CZ decided to sell his tokens and that caused a world of pain for Sam Bagman Frieden FTX, right? But what people don't really understand is the degree to which CZ and SPF had interacted over time. People know that the Binance was one of the big first investors in FTX back in the early days. They took a 25 million stake for 20 % of FTX. But Sam really looked up to CZ. Obviously CZ and Binance go back to 2017 and Sam didn't set up FTX until a couple years later. And we show in the podcast how CZ first met Sam when Sam invited him to this party in an aquarium in Singapore in 2019. And he was just a trader, one of many traders. I don't think he was a VIP trader, but just a trader nonetheless on Binance. And so that's really when the story begins and that's how we start the podcast by showing that relationship and how it evolves and then all of the stuff in between that initial meeting and then what happened last November, which was what we call the kill shot. So he kind of went from being a trader to becoming a traitor. We're gonna talk about some of that political stuff that he did down the road, which was really crazy. It's like you look at some of this stuff, Joel, and I go, man, anybody else was doing some of this stuff where they hadn't have donated so much money to the political parties? There's no way that you get taken out of a Bahamas prison and then immediately brought to America and then released on a first class flight to fly back home to go be with your mommy and daddy if you've done this amount of fraud. So there's so many different nuances to this story. I can't wait to get into this with you. Well, the most amazing thing about that is he was released on a $250 million bail, which was I think the biggest ever bail in American pretrial history. But was it really? It wasn't really like they didn't actually pay that. No, their house is not worth $250 million. I didn't quite understand that it was backed by their house, but that was the, I think they judged him a very low flight risk based on how recognizable he is. Yeah, did they think that house would be a collector's item someday or something? With a future value of this home, yeah, that's crazy. So do this for us. When everything went down, kind of set the stage for what happened that day when this story broke. How much money were we actually talking about? How many people were impacted? And just how far did the ripples extend? Well, I think it's November the 2nd is when this CoinDesk article comes out, which basically says, look, the Alameda, which was Sam's hedge fund, FTX's hedge fund, its financial situation isn't all that it looks like because somebody inside the company leaked these documents to CoinDesk. And they showed that they were heavily reliant on FTT tokens, which were basically a cryptocurrency that Sam had made up and bought himself to prop up the value. And then if you took those out, they were about almost a half of the total assets of the hedge fund. And so at that point, CZ is pacing in his penthouse in Dubai where he left Singapore where I got to know him and he moved to Dubai.
News, Traffic and Weather
Fresh "One Year" from News, Traffic and Weather
"On time, plus design. It's 544. You're listening to Northwest News Radio. We are your home for breaking news and traffic and weather every 10 minutes on the I'm just hearing of a brand new crash traveling northbound on Pacific. It looks like this is going to be Mitch cleaning, and you're logging in. Here's an area immediate on northbound I -5. We're going to start to get slowed down as you're coming out of Federal Way towards State Route 516 even and after that getting into downtown Seattle that's pretty easy. Eastbound 512 now there's dirt andpticty a slowdowns balances. You're traveling between Meridian 12 Auburn and into Kent, breaking free just south of Willis Street. And then it's a real struggle between 180th and and 405 and just a minor slowdown waiting for you on northbound 405 right around northeast 30th and westbound U .S. too. We're starting to see a little bit of extra company at the west end of the trestle. Our next northwest traffic out 54. Our report this time is sponsored by discover and discover credit cards. Do something awesome at the end of your first year They automatically double all the cash back you've earned. That's right. Everything you earned doubled. See terms
Dateable Podcast
A highlight from S17E5: Should you stay or should you go?
"Hi, I'm Yui Xu and I'm Julie Krafcik. We're active daters turned dating sociologists here to dive into everything modern dating and relationships. Welcome to the dateable podcast. Welcome back, friends. We are you and Julie back for more of love radio on a one point five FM. People are like, am I in the right place right now? That was a good sexy radio voice there. Here to answer all of your love questions. Is this what you do at night at practice? How do you know? Have a side gig? You know, that's what I did. I used to listen to a lot of late night radio in high school because that was kind of our podcast back in the day. Yeah, I was like, does this actually exist? OK, so this is a story I won't like out our friend. This is a mutual friend of ours. I don't think you know the story. She wrote it to Dr. Drew. This is what she was dating her husband at the beginning. And she was unsure about was he ambitious enough? Was he a career driven enough? And she called in the late night radio. They put her on air and heard it. And they were just like, shut the fuck up. Like this guy treats you great. Just get over it. And it helped her move forward. Look, I know she's married to him, so it worked out good for Dr. Drew. I used to give shout outs to boys. I had crushes on on the radio. Did you ever do that? No. I'd be like, is there someone you want to give a shout out to? Dial 1 -800 -da -da -da -da -da -da. So I did that. I remember doing that. There was a guy named Bradley. I was so madly in love with him. And I used to give him shout outs all the time. He didn't even go to my school. I don't even know if he knew my name. I'd be like, this message is for Bradley. This is UA. I just want to say I really love you from afar. And if you get this message on air, give me a call. And I would give my phone number and the radio station would be like, beep, beep, beep, beep. Like, little girl, please do not give out your number in public. That's amazing. Did I tell you I used to work at a radio station back in the day? What? Look at that foreshadowing. I was at the promotions department. I wasn't actually on the on air team at all. But yeah, I guess there was something there. All that to set you up to talk about this very deep topic today. Oh, yes, it's a good one. We're just doing another one of those episodes where it's just Julie and I to discuss a topic that we have such a strong interest in. So you'll hear our voices on this episode. Yes. You know, this is a topic that we feel very, very strongly about. But we did a call out in our Facebook group of what type of topics are you interested in for this upcoming season? And someone put this down and we're like, this is a good topic. Like, what is the line of when you should stay and try to, like, make something work versus leave and go? This topic is such a popular one because we are told such contradictory messages about relationships. On one hand, you're told relationships are hard. You got to work at them. And on the other hand, we're told when you're with the right person, things should be easy and you shouldn't have to work too hard in the relationship. But once you're in a relationship and you feel like you're really trying hard to make it work, what is that point of saying I've tried hard enough? I've tried my very best. I've tried everything and it hasn't worked. Yeah. So it's time to get out. Or is it the point of like, we could try harder? This applies to when you're in like the committed, full on relationship. And I think it even extends earlier. We hear of people all the time being like, oh, I went on one or two dates, should I go out with them again? You never know. Like, when is that inflection point that you should give something more of a chance versus cut your loss and try to meet other people? And I think the other piece of this is so often there's a camp that doesn't try hard enough, right, when things get tough in a relationship or when, you know, maybe it's not fireworks or the spark at first sight, but then on the flip side, I've been here before. I don't know about you, UA, but like when you overstay and you know, something's not working yet, you just continue to try to make it work. And we see this all the time, especially like when people are in situationships, it's like, oh, if they only see how good of a partner I can be, I'm going to just keep trying to like make them see what they could be missing out on instead of just being like, this person doesn't want the same thing as me. I'm going to move on. How many times have you talked to someone who've been in a long term relationship and you ask them how long it was, and they always say two years too long or one year too long or should have ended at the second year. And I would argue that there is no overstaying in a relationship. I feel like the overstaying years are the trying years. You're just trying, right? We only think we overstayed in hindsight, but when you're in the relationship, I get it, like you really just want to try your very best. So as we go into this conversation, maybe we can just get that out of our heads. It's like, you're not overstaying. You're just trying to work through the entire process. I agree with you in most scenarios, but I do think there are some when like you're clearly not on the same page and some of it's in fantasy worlds. And I've been there before and I'm saying this from someone that's been there. Like when someone's clearly not telling you, like they don't want a serious relationship, I've stayed to try to make something work where it's just an uphill battle. And I think we also need to recognize those situations, too, because, yes, if two people are fully in it trying to make it work, I agree with you. But a lot of times that's not the case. And it's like we have selective vision of what we want to see is happening. I wonder about that sometimes, right? Because our conversation today will be about your voluntary decision to leave a relationship. When should you leave and when should you stay? But in some situations, like in your previous relationship, you almost need something to happen or realize something for you to want to make that change. Yeah. And I have a friend currently in this situation. She just cannot see, although everybody around her sees that this relationship cannot last. I almost feel like she needs something externally to happen for her to like really see this clearly. Well, we're going to go through it today. We're excited to dig in very deep, because as you could already see, there's a lot of different scenarios. This is a very wide topic, but we're going to go there. But before we do, let's hear a message from our sponsors. This episode is brought to you by Drizzly. Tonight seems like a great night as any to wind down with some wine after a long day. But what if you're already in your comfy clothes deep in the couch with your hand glued to your remote? Nobody in that position wants to get up and leave the house for a drink run. And with Drizzly, the go -to app for drinks delivery, you don't have to. You can choose from a huge selection of wines, be it a bottle or two of your go -tos or a little something new. And you can even place your order with a phone in one hand and your remote still solidly in place in the other. Download the Drizzly app or go to drizzly .com.
Mark Levin
NBC News: Biden's Approval Plummets Among Black Population
"Says that biden's approval rating among black voters is listen this as our new poll shows the president's approval among black voters is down 17 points the first year of his presidency mr biden is also down by double digits among leptinos voters college degree and independence and as we mentioned fifty nine percent of democratic primary voters tell us they want to see a challenger to president biden fifty nine percent of democratic voters say they want a challenger to joe biden he's down 17 points with african -americans now this also is an issue of enthusiasm and i want understand you to what enthusiasm means just so you i can get through the political bs for you traditionally when you the party that is in power there is less enthusiasm from that group of voters because you have the power and there's more enthusiasm for the underdog who's going to get you out of office okay so you can go back in history of polling and you can see that but right now there is a significant separation usually there's a slight separation right the party that's in power there's more contentment you think you're fine you're not as worried in the party that's lost power because you want to win back the white house or the house or the senate but the numbers are usually pretty close three to four percentage points that's changing this time republican voters are significantly more enthusiastic about the 2024 election than democrats not just a little bit which would be normal significantly more listen to this data from again nbc news with this new poll there's also this we found an enthusiasm gap between the two parties we ask folks on a scale of one to ten how enthusiastic are you about the presidential election and you can see republicans a democrat there is a gap right there where's the lag for democrats we found
RADCast Outdoors
A highlight from Pack Wisely, Hunt Confidently: A Two-Part Series with Mike Kentner and David Merrell
"This episode of RadCast Outdoors is brought to you by P .K. Lures, Bow Spider, and High Mountain Seasonings. Fish on! Hey, RadCast is on! Hunting, fishing, and everything in between. This is RadCast Outdoors. Here are David Merrill and Patrick Edwards. Well hello and welcome everybody. Back to the RadCast Outdoors podcast. I'm David Merrill. We'll have to excuse Patrick Edwards today. He is traveling on the road and I am home between hunts for a momentary break in time. I actually was out trying to fill an elk tag this morning and was rather unsuccessful at filling a tag but had a great morning anyways. Fall is in the air guys. It's definitely time to get your gear, get out of the woods, and go enjoy it whether you're fishing, hunting, hiking, or backpacking. I've asked a former guest and another guest to come join us today. I've got Mr. Mike Kentner with me. Hello Mike. Hello. Glad to be here. Yeah, we were out looking for a few elk this morning and hiking around and I twisted his arm and said let's talk about what's in Mike's backpack. As you guys know I like to go hunting and over the years gear has changed dramatically from when I first started in the mid 90s and certainly from when you first started, right? Absolutely. In the early days we carried a fanny pack, nobody carried a backpack. Nobody had the idea Everly stock came out with I think to coin the phrase go in light come out heavy to be able to pack out when you went in. The early days we never did that. It's all kind of a newer concept in my world anyway. And I started in the scouting industry doing 50 milers and that kind of stuff so I had a pretty good grasp on what you should and what weight should be on how to navigate through the mountains. I had some orienteering, some compass, some basic survival under my belt, some first aid and some safety. But you have to put all that together and then you've got to start putting your backpack together and there is so many options now compared to when I first bought a $10 book bag from Walmart and put a few things in it and went hiking around saying man this and when we harvested stuff for the most part I threw a quarter on my shoulder and went hiking down the trail or I went and got horses or a dirt bike or a quad or a four wheeler but for the most part western style stuff it was I remember getting one of the very first real hunting backpacks I got was a fanny pack style. Yeah that's what we all started with back then we carried just the basic essentials maybe something to light a fire with, stuff to take care of your game if you put something down and then if you shot anything you walked all the way back to camp empty changed out for a metal frame and went back in for your meat. Yes and those metal frames have pretty much gone the wayside. A few guys still have them there's some companies making some really cool ones now and what you mean by metal is an external just a frame pack no bag attached nothing. It had a load shelf on it you set the shelf on tight most time they didn't have straps you had to use paracord or some kind of cord to tie your meat onto the pack. Now backpacks have obviously evolved the idea of backpack hunting has evolved and we're discussing a little bit today you know when I'm going on an expedition style Everest climb style hunt I'm taking a completely different kit than I am day hunting elk from the truck. Right everything down to I may use the same frame the same base frame but my bag load will be different I use a very small bag for my day hunts like today I use a 2800 inch bag for my day hunts and you go over a 6000 for a long hunt if you're going in for five or six days or more. Now day hunting what is your backpack in a way versus when the difference between a four day hunt and a ten day hunt you only have food difference you've got the same spotting scope the same shelter the same clothes for this kind of discussion a little bit we're basically going to talk day hunt or multi day now if you're talking four day or ten day that the only difference there is you're adding six extra days of food realistically same if I'm only going two nights then I might do something different but if I'm going for four to five nights I'm doing the same thing I would be doing if I'm doing ten to twelve nights. Yeah as far as your overnight gear still is pretty much the same. So that leads me to this first question is and I used to the first year or two elk hunting here in Wyoming I took my 7000 cubic inch bag just compressed it all the way down ran it empty and hunted with that but it stuck up so much higher than my head every time I duck under something I'm getting hung up so I switched to a 1850 Icon Pro from QU years ago I'm now running the Stryker XL from Kefaru that's my day bag and it's inch and then I throw a Sherman pocket and a guide lid and a claymore so now I'm like 3000 cubic inch but I don't have that completely full and we discuss this how full do you run your 2800 in day hunt mode? My day in day hunt mode is less than half full of what I pack and then I have plenty of room for jackets clothing depending on the weather any of that kind of stuff I'm gonna have in it but my base bag with my everything to take care of game and everything is less than halfway full. So some of the things that are in mind that I can think of is I always have a small first aid kit right nicks cuts scrapes burns some aspirin and then I have a kill kit usually involves I actually really like to use rubber gloves I grew up not doing it but when you're doing multi day multi hunt multi tags it's really nice to have a pair of rubber gloves to keep a little bit cleaner while you're processing but you definitely need those game bags I run six game bags how many do you run? Usually five I keep five in there for elk and big stuff it's always five and the reason guys I'm why running more than four quarter bags is well you've got neck meat back straps tenderloins I like to keep those two separate and what I've found is when we're doing either llamas or horses it's really easy even if we're backpacking and we've got to hang the meat away from bears I like to have all four of those quarters in their own bag and then I need two more for the rest of the stuff and sometimes I even like to grab another bag to put capes in. Yeah it's nice to have one for your cape if you're in the backcountry and you think you're going to have an animal mounted it's nice to have a cape a bag for your cape go as well so I usually carry like when I shot my bull this year I had six bags in me with me at the time so I have my five I primarily put meat in and then I have one backup one for the cape to bag it in so you need a good quality bags and quite a few of them. I don't typically pack water filtration in day hunt mode sometimes I like to run an algae and a bladder bag and I just fill that up in the morning and typically that's four liters of water I can pretty much make it through a day on that much water yeah I'm starting out a little heavier but I don't have to stop and pump during the day so do you what do you do for water in typical day hunt mode? I run bladder bags two liter bladder bags and so I usually run either one and a half or one liter and a two liter or two two liter bags so I'm running three to four liters and but I do carry the small Sawyer water filtration pretty much everywhere weighs under four ounces does about a pint at a time you got to refill the bag but it is a good way to get some extra water if you need it.
The Charlie Kirk Show
Inside the Funding Fight With Kane of Citizen Free Press
"Us now is Citizen Kane from citizenfreepress .com. Mr. Kane, thank you for taking the time. I think all eyes are on this funding fight. You guys at CFP Nation have been covering this. What are you hearing, Kane, front lines, grassroots, as far as what are the expectations and demands going into the 930 funding fight? Well, expectations probably match up with the emails and responses you just got that you just mentioned, which is everyone is incredibly cynical. I put up a story in the stack yesterday that some members of the Freedom Caucus are looking for an 8 % reduction in federal spending. And as one of my commenters pointed out, when you have a $2 .2 trillion annual deficit and your budget is $7 trillion, 8 % of $7 trillion is $560 billion. So even doing something as dramatic as an 8 % cut in spending would still leave the deficit at $1 .6 trillion. So getting a little deeper, I'm sure you saw the headlines. I put up three headlines. I think it was on Wednesday. I originally was drawn into politics because of national debt decades ago when it was crossing $1 trillion, $2 trillion. So that's always been an issue that I paid very close attention to. And as the debt balloon passed $15 trillion, the total national debt balloon passed $15 trillion, then $20 trillion, then $25 trillion. We weren't getting hit that hard, as you know, because interest rates were so low and they were financing the debt on short term, essentially three months to one year bills. So they were able to finance it at 1%, 2%, 3 % for about 10 or 12 years. And I kept telling people, if you own gold, if you own silver, just wait, because we will revert to the mean. We will get back to 5 % interest rates. And a 5 % interest rate, and this was the point of my post earlier in the week, a 5 % interest rate on a $33 trillion national debt is $1 .65 trillion every single year just for your interest payment. That knocks nothing off the debt. All that does is keep you, essentially keep you even with paying your interest. And so to wind it back to your question, CFP Nation is cynical. They don't believe it. They don't believe that the cuts that are out there are even big enough. And so that's where we
The Podcast On Podcasting
A highlight from Ep380: Now I Realize That It's An Even Bigger Problem Than I Thought
"But I do want to let you know that realistically, podcasting is taking off. Podcasting is growing. I know that because I helped many podcasters launch a brand new show just over the last few months. Most hosts never achieve the results they hoped for. They're falling short on listenership and monetization, meaning their message isn't being heard and their show ends up costing them money. This podcast was created to help you grow your listenership and make money while you're at it. Get ready to take notes. Here's your host, Adam Adams. Hey, what's up, podcaster? It's your host, Adam Adams. And in this episode, I'm going to talk a little bit about urgency. Urgency is the thing that lights a fire underneath your ass. If you've got a fire underneath your ass, you're going to F and move. You're going to start moving. You're going to get up and you're going to do something. So there's this guy, super successful, multi, multi, multi -millionaire, several businesses. And I work with a couple of his friends who are the same. I work with a lot of people that are very highly successful. Something that I notice about these highly successful people, not all the time, sometimes they figure out what they want. They make the decision. They go do it. Like it's so easy. It's so simple. And other times they want to be frugal with their money. Even if they're a multi -millionaire, they want to be frugal with their money. They don't want to spend it all in one place. They want to make sure that they're going to get the value for what they're doing. And this guy, I'm going to call him Chris. That's actually his first name, but I'm not going to say his last name. This guy, his name is Chris and all of his friends keep pointing him to me. And he's had two different conversations with me, like almost two years ago. The other one was probably close to a year, like the end of last year. So getting really approaching. And I just dropped it because he had those conversations. He had those discovery calls. And I'm not going to force anyone. I'm not going to high pressure sale anyone. And, you know, someone like Chris, he's going to make the decision when he makes the decision. And I reached out to him yesterday and during the text messages, it was a Facebook message. I just asked him, hey, your podcast is being really successful. And it is. I want to get your story on my podcast. And he said he came back with basically almost a direct quote. I'd be delighted to come on the podcast. And by the way, I've been thinking about your services to grow my podcast. And here's the direct quote. Now I realize that it's an even bigger problem than I thought. Now I realize that it's an even bigger problem than I thought. So Chris reaches out after a year or two. We could have been giving him more listeners and giving him more social proof on his podcast, having more people that he could do business with. He's already a multimillionaire. But in two years, he lost out on a shit ton of listeners. That could have converted into actual dollars. And in his case, this might not be the case for everybody. He charges a good price when he works with people. And so in his case, he avoided, let's just call it six grand a month. We'll just agree to disagree. He avoided around six grand a month twice. And it cost him perhaps many, many hundreds of thousands, maybe even over a million dollars over the last couple of years. And he says, now I realize that it's an even bigger problem than I thought. So I want to reach out and give that urgency to you. Yes, this is self -serving because I can support you and I'll make money too. My team will make money too. I get that. You got to understand where my heart is actually coming from. It's coming from a place of you needing to have a fire under your butt. Sometimes, some of us, we just won't make that decision to start our podcast. And because we don't get in front of those people for a year or two, we end up losing out on a lot of money. We end up having more competition than we would have if we just started now. There is about five million podcasts today. There's about five million. Of course, there's way more YouTube channels. The last I checked was 60 million. I'm sure we're pushing 100 million. I would like to pull up that number and verify it. But I am sure that it's way higher than the 60 million that I checked it out on three years ago. We just crossed five million podcasts that are out there. When Chris had a conversation with me two years ago, there was only around 1 .8 million, which means his competition is way more than doubled, way more than doubled in his competition. So you wait and you lose out. Urgency, light a fire up your butt and figure out what you got to do, whether it is doing the same thing as Chris is now going to do, hire somebody to help market his podcast so that he can stop missing out on those hundreds of thousands of dollars each year, or whether it's you finally launching your podcast, or whether it's something about your business or your health or your family relationships or your spirituality. It doesn't matter. Urgency, that's what we're really talking about. Chris says, now I realize that it's an even bigger problem than I thought because he waited one year and then another year. And now he's freaking out because he knows that he's got to get this started, this marketing started or else it's going to make a negative impact on his business. We've got to get in front of those other people. It's not competition. It's not like that. I'm not trying to give you a scarcity mindset, but I do want to let you know that realistically podcasting is taking off. Podcasting is growing. I know that because I helped many podcasters launch a brand new show just over the last few months. It's how my business is staying in business, being able to support people that made that decision. And if my team is helping them do their marketing as well, they're going to grow and they're going to have a lot of listeners. I'm hoping that you get that urgency. You make the decision that you need to make to get off your butt and do something. Do something that benefits you. Think of something that you've been postponing. Think of something that you could have started a year ago. You could have started six months ago. You could have started three years ago and you just have held off. It might become a problem if you don't do it right now. Urgency. I'll see you on the next episode. This is serious. Don't go. Now that you've gotten whatever value that you feel that you've got, the actionable takeaways, you need to implement the stuff that you learn. If you remember me talking about Bird Church once and they learn how to fly and then they walk home. I don't want you to walk home. I want you to fly home. So take the steps, take the actionable steps for your benefits that you can become a better podcaster. That's the only thing that I ask of you. And I'll see you for more actionable tips on the very next episode.
Mutually CoDopendent
A highlight from Renee and Their Labels
"Hey guys, welcome to Mutually Codependent, I'm Jen. And I'm Adam. And today we have a very special guest. Welcome Renee to the show. Hello. Hello. Hello. Should we get a little button so we could have like applause? Yeah, a little soundboard. Yeah, yeah. It's lonely in my head without that stuff. It's much quieter with meds. So Renee is the store manager for our Round Rock store. They are affiliated with our store. So it's not just a random person, but that's cool. It would be weird. Store manager Round Rock, how long? It's been over a year, April. April is a year late manager being here. Oh, being manager. No, I made manager in December last year. Yeah. So when I started working from home. Yeah. It was around that time. But you've been with us a year and a half. Yeah. Yeah. It's goes by so fast these days. I really felt like the other day was just like, oh, it's Renee's one year anniversary. No, it's that's a while away now. I think you started the end of March. So there's the strain of the show so that we have the the justification for the smoking, which I already started. Hold on. Hold on. I got. Oh, that was the box of matches falling. Renee's too Renee's good for the lighters. I taste the butane. I don't know how to also describe it. I had a friend who turned me on to using matches. You wait for the little little bulb to burn. You wait till it gets to the wood and it's virtually tasteless. So I started using matches a lot more since you came over the first time. But I did think that it was funny because we had this like disco. Oh, yeah, you can taste the butane. I'm like, oh, I know what I'd like to do to avoid the taste of butane in my mouth. I'd like to make sure there's at least four or five seconds of very sharp sulfur in my nose before. Because because that's better. I mean, what is these days? What is what is? I just always I make the mistake of lighting the match when it's right under my nose. So if I were to just fix that, it's it's the sort of you try. You strike it away from yourself. I had to learn the hard way to where I was just like, whoo. Shit. Well, we aren't supposed to like the smell of matches lighting. Well, not right under your nose and not as a replacement for the subtle taste of butane. I mean, but I think it's like cilantro. If you taste it, you taste it. If you don't, you don't. So I'm not judging. I'm just being a shit. I mean, when you're not. So what we're what we're smoking straight to the show, the strain of the show today is jelly rancher. Um, jelly rancher. This is brought to you by actually, I think this is hemp living. Hemp living. There we go. It's one of the brands that we sell in the store and it is available online, I believe, as well. Jelly rancher is known as a sativa. That is 26 percent THC, a considered a sativa dominant hybrid. It's been described as happy, giggly, focused feeling with notes of berries and citrus. Beta -cariophalina is the main terpene, which is the same terpene that's in black pepper and cinnamon. It's it's a little peppery. Did you just fucking? I just dropped my cherry on the. You just dumped your cherry into the ashtray. I didn't mean to. Incense, incense. So scoop it up. Scoop it up. I don't know if that's possible. So don't don't use your finger. We have tools. We're humans. We have a lot of lead. If you know that one dies, you can just like your pre -roll. We'll probably do that. Stoners. Hey, one problem at a time. Yeah, if anything, we're we're true engineers. True engineers. Well, you said did I show you the pictures of those like super old like methods of smoking? No, that I found when I was doing the research for the Bastrop thing. No, it's pretty fucking cool. Yeah, it's basically they they carved out a hole in a. Like a like a log, I guess. And they would heat up rocks and put the rocks on the cannabis, so they'd stuff the hole full of cannabis. Like imagine it was like, I don't know, a couple inches in diameter. Like golf ball would fit in it. Right. And it was like a segment of a branch with the golf ball size hole pulled out of it. Shove a bunch of weed in there and then take stones that were heated from the fire and drop them on top. Yeah. So they were literally vaping it. Yeah. It was like old old school vaping technique. Does remind me of the time when I was actually first introduced to weed. It was at a party. And they smoked through an apple. I've done that. Yeah, they cut a hole top and bottom, put some foil on it and and went to town. I mean, I didn't smoke because I was a goody two shoes back then. But, you know, we change. We evolve. Yeah. You know, the thing about people is we can change our beliefs based on our experiences. Yeah. Truly pattern seeking if we choose to. I saw a guy in TikTok the other day smoke weed out of a headrest from a car and a car like still. Yes. And so, yeah, like he took it off. He opened he put he put his weed like down the hole of the metal on one side. Like it was his joint. So he put his joint down one side, like down. And then he just I don't something how he like breathed in through the other side and he was able to smoke. How carcinogens many do you think it was so stupid? So the headrest, oh, the head rest of your car, pulling off the headdress the two holes are and using the actual chair itself, because that sounds like a great idea to be a car made in the 70s full of asbestos. His friend was like, if you were a loved one who suffers from mesothelioma, I miss my popcorn ceilings, OK? Oh, we have popcorn ceiling looked up, actually. So we have modern popcorn ceiling. So it's not as best as terrible. I just think it's fine. I just see you look up as soon as I say that. Oh, somebody was talking about it before and she was like, was it Jackie telling us to get rid of it? I don't know. You got to get rid of your popcorn. I was like, no, then it echoes. And they're like, yeah, but it's OK. No, it's not. No, we're good. We don't own this house. So we put together a list of things to talk about. Yeah, I guess we could read it. Well, we could just kind of go through it. Yeah, we could keep the audience on edge. Keep them on edge. Hey, are you on edge? Stormy. Stormy. Lily Reagan.
Animal Radio
A highlight from 1242. Turning Your Pet Into A Social Media Influencer. Wise Words From An Expert.
"Celebrating the connection with our pets, this is Animal Radio, featuring your dream team, veterinarian, Dr. Debbie White and groomer, Joey Vellani. And here are your hosts, Hal Abrams and Judy Francis. If you're like Judy, you spend a lot of time online, social media, going through videos. You'll spend like an hour a day maybe just watching. I just get down a rabbit hole, you watch one and then another one pops up, oh, I got to see that. And it's like, oh, look at this one. And they're all animal or pet related. Is that mostly it? Yeah, I won't watch. I don't know if I'm not interested in the other ones. Yeah, sure. Sure. Yeah. So in your life, who would you say is the biggest social media influencer for you? What animal do you maybe even follow? You know what? I'm not a follower. In fact, no. And I like watching both cat and dog videos. So I don't really hone in on a certain animal and like follow that particular animal. I'm kind of like, I watch them all. Have you ever seen, I'm going to hold up a picture here. Have you ever seen this animal here? This is, this is Loki. I hadn't seen Loki. Again, I don't follow any certain animals if I happen to come across a video, but I don't, I don't, I, yeah. He's beautiful. Loki is, what kind of dog is Loki? He's like some kind of a Malamute wolf hybrid. Like a wolf. I'm not quite sure. He's a big dog. This particular picture that I'm holding up to the microphone is Loki and his guardian, Kelly. They're sitting in a hammock. You may have seen this picture. It's a picture that he just casually posted on his Instagram page. And then, uh, the people over at Bored Panda saw it, wanted to do an interview with him. Buzzfeed picked it up. Eventually he realized that his dog was becoming extremely popular online. And he decided after about a year after this picture went out to quit his job and focus on promoting his animal online to become a social media sensation. We're going to find out how he's doing on that and whether or not we should quit our jobs to become ladybugs. Yeah. Well, she has a Facebook page. It's not very popular. Maybe she needs to post more. Well, I just, you know, everybody go to her Facebook page and like her right now. So we're going to talk to this Kelly Lund coming up here. He's the guardian of Loki and we're going to find out what his secret is to becoming a viral sensation. Also on the show today. And in this hour, we're going to talk to Fiona Gilbert. Fiona, do you need to get that? I'm expecting a call from my pharmacist. Can we, can you just make sure? Cause I'm, I have to pick something up and I'm just waiting for them to call and say it's ready. So can you just check that? Thank you. Coming up this hour, Fiona Gilbert will be joining us. She has MS unfortunately, and she has a service dog to help her with her MS. What kind of dog is that there? It's a pit bull. It is a, it is a pit bull. Surprise, surprise. Well now how can that be? I mean a pit bull service dog? Is there such a thing as a pit bull service dog? Why not? Well, I guess not. Why not? I do know that Delta or American Airlines just banned service animals that happened to be pit bulls. I do know that in Denver it is illegal to have a pit bull. That's just wrong. That is wrong. I bet Fiona has a bone to pick with Delta Airlines. I'm guessing that. Or her dog does. Okay, we're going to find out about her service dog, her pit bull coming up here on Animal Radio. Lori, what are you working on for this hour? You were just a minute ago Hal talking about social media and Loki and everything. Well, I have for you a new list from Forbes. They did, I love this word influencers because I had never really heard of it before. I just thought, you're famous on social media. If you're famous on social media, you're an influencer. So Forbes had this edition where they had the top 10 people influencers, the top 10 chef influencers and on and on with everything. And they did a list on pets. So pets on social media. So I will tell you the most famous pets or influencers on social media. When Forbes is involved, there must be money involved. Of course. Okay. That list on the way. First year calls. Let's go to Wanda. Hi Wanda. Hi. How are you doing? Very good. I have the whole dream team here to answer your questions. What's going on with your pets? Okay. I have Dachshund miniature pincher mix. She's having skin problems. I switched vets like four times and they always said that it's yeast, airborne yeast. And they give her shots and she goes okay for two weeks. But then they give her prednisone. That makes her eat a lot. She still eating and she still have the yeast and she still have the smell. Okay. Yeah. I don't know what to do. So has she had any money in the beds? Okay. And have we used any medicine that specifically geared towards the yeast, either by a pill form or by a shampoo or a topical form? Well, they give me Mariset. Okay. And I have to bathe her every other day, but sometimes I can tell you the truth. I don't have time and it's cold and she gets very cold. I'll give her a bath every other day. Okay. And is that it or are they using any pills for that other than the prednisone? No. They give me Apoquel. Apoquel, she still eating and then the doctor say I will then give her Benadryl. Okay. So I'm going to kind of make some interpretations of what you've said and what I think may be the direction that your veterinarian is going here. So if your pet has yeast on the skin, the important thing to know about that is that yeast is generally not the primary problem. It's a secondary problem. So there's usually something else that's making that skin barrier unhealthy where the yeast can really grow and proliferate. So if they're using things like prednisone and Apoquel, it sounds like they're suspicious that she has an underlying allergy. So those medicines are geared towards the allergy. But the sad thing is if we use that and don't address infection and treat it with the medications for those conditions, we're really not going to get anywhere. So we're going to think that, you know, the medicine isn't working for allergies when we're really just not treating a bacterial infection or say a yeast infection that could be present. So what my consideration, and I'd ask you to talk to your veterinarian if this seems fair and like a direction that they would agree with, is that if we have yeast in the skin and it's chronic, especially if it creates some of the different symptoms I see with yeast, and I should mention those, yeast in the skin will often cause a really stinky foot odor. It smells like old man foot. I have to wash my bed and everything every day. Yeah. So it's a real strong smell. The dogs will often have kind of a greasy feel to them in those areas. And in some cases when it's present for chronic long -term periods of time, we'll actually get a thickening of the skin and it'll become kind of darkly pigmented and what almost I describe as elephantinized. So it kind of becomes like elephant skin. She had that in her tail, but then I gave her and gave and went away. Okay. So yeah, so that definitely, if those kinds of things are going on, then yeast is very suspicious. We usually confirm that by taking a sample from the skin and looking and you know, yeast show up pretty easy on an impression smear. So the thing I would ask you to talk to your veterinarian about is, can we use something systemic for her, for this yeast? And that might mean a couple different possible medicines, but they basically all fall under the category of an antifungal medicine, such as ketoconazole or itraconazole, or even one called terbenafene. Any of those are used with yeast infections, whether it be in the ears or say in the skin. So that would be something, and it does take a long period of time. We might get some improvement after maybe a week or two, but many times this is something that we have to treat for many weeks to months. So that would be something where, you know, I would definitely talk to them about that. The other thing is, you know, definitely the maliceb that you're using is certainly an appropriate one if we're suspicious of yeast, but there can be even some other things that we can use topically as well, as far as different types of mousses or sprays that we can use that contain either say chlorhexidine, which is a type of an antiseptic, or miconazole, which is an anti -yeast topical. So those can be things that we can add into the regimen. But I think the good thing in your situation is there is some things that I can suggest for you to try, and the big thing is sticking with it, because it really does take, I had just like a bald, kind of darkly skinned, very little hair. It only had hair on the tip of its tail and around its head, and it took four months of yeast therapy that we treated, and it finally got most of its hair back. It never did get all of it back, because it was so scarred, but it can really be very rewarding. You just kind of have to trek through it. So yeah, with her, she's black. When people see her and they tell me, why are you taking it? Because her top hair of her body is black, shiny, so pretty. It's just under the legs, on her stomach, at her four paws, and under the tail. You know, they don't have it, she doesn't have it anyplace else. And I bathe her, I bathe her, she's my baby. Yeah, well, and yeast is horribly itchy. Any human knows that. So it's a miserable thing. So definitely, and even some other kind of anti -itch remedies, you know, that we can use. I am using a lot of the canine atopic dermatitis immunoglobulin called CADI, and that helps a lot just to kind of stop the itch, to give pets relief while we're dealing with all the other things. Yes, I don't want to bite. I know that the steroids, they're going to hurt her a long time. And I say, what I'm giving to her is she's not going to be improving. That's why I hear you every morning. And I say on Sundays, and I say, I'm going to call because maybe I can go to the vet with some knowledge and say, hey, give me the yeast infection medication, take her away from the prednisone. Absolutely. And that makes it harder. The prednisone definitely makes it harder for her to fight these infections. So if we use it sparingly, just to kind of help relieve it, and then yeah, get her off that. I agree totally. So she needs to go to the vet and ask for something systematic. Is that right? Systemic. Systemic. A systemic and a yeast medicine. Yes, a yeast medicine. I will do that. Hopefully we can get her some good help and I wish you guys the best. Let us know how things turn out and hopefully we'll get her feeling and looking better and smelling better too. Thanks Wanda. Well, this portion of Animal Radio is underwritten by Fear Free Happy Homes. Don't forget you can get your fix of Animal Radio anytime you want with the Animal Radio app for iPhone and Android. Download it now. It's made possible by Fear Free Happy Homes. Helping your pets live their happiest, healthiest, fullest lives at home, at the vet, and everywhere in between. Visit them at fearfreehappyhomes .com. And thanks, Fear Free, for underwriting Animal Radio.
Wealthy Behavior
A highlight from A Primer on Mortgage-Backed Securities
"Welcome to Wealthy Behavior, talking money and wealth with Heritage Financial, the podcast that digs into the topics, strategies and behaviors that help busy and successful people build and protect their personal wealth. I'm your host, Sammy Azuz, the president and CEO of Heritage Financial, a Boston based wealth management firm working with high net worth families across the country for longer than 25 years. Now let's talk about the wealthy behaviors that are key to a rich life. On this episode of the Wealthy Behavior podcast, we have a special guest, Ken Shinoda, portfolio manager at Double Line Capital, where he manages and co -manages several fixed income strategies, as well as overseeing the team investing in non -agency backed mortgage securities. I can think of a few people who would be better to speak with at a moment in time like this for the market, just given the sharp moves we've had in interest rates, which have impacted bonds and stocks and mortgage rates being higher than we've seen in a long time. And be sure to stick to the end as I digest this conversation with our chief investment officer, Bob Weiss, and share his key takeaways as well. I'm excited for this conversation, so welcome to Wealthy Behavior, Ken. Thanks for having me. Appreciate it. Absolutely. Could you provide our listeners maybe with a brief overview of Double Line and your role with the firm? Absolutely. Double Line is a Los Angeles based asset manager. We predominantly manage fixed income, but we also have some passive smart beta equity strategies that have done quite well. We have a commodity strategy, but I would say about 90 % of our assets are fixed income based with a heavy tilt towards securitized products, which are things like mortgage backed securities, asset backed securities, collateralized loan obligations. We have about 95 billion under management. And what is your role specifically with the firm? I know I mentioned the bio, but how would you explain that to listeners? Yeah, I am a portfolio manager across a variety of our products, especially those that are more focused on mortgage backed securities. I also have the structured products committee, which oversees the asset allocation process on our securitized focused strategies. How did you get started on this career path? How did you get to this point? I wanted to get into something real estate related coming out of school. I had a couple of interviews. I actually was interning at Trust Company West TCW, which where many of the Double Line employees came from and just happened to stumble onto this role. I never didn't come out of school thinking, hey, I want to trade mortgage backed securities. It wasn't really something that was pushed on the West Coast. I think East Coast schools are more investment banking trading focused. So, luck happens. Pretty big asset management community out in the West Coast with a pretty big presence, especially in Southern California with PIMCO, WAMCO, Capital Group out here. So there's actually a pretty big fixed income focus, at least in the Southern California area. Great. And we've talked a couple of times already about mortgage backed securities. How would you explain those to listeners or maybe people who've read the big short and have some misconceptions about what they are and how risky they could be? If you go back a long, long, long time ago before we created the government sponsored entities, Fannie, Freddie and Jeannie Mae mortgages, if you went to a bank to get a mortgage, it was always going to be floating rate, a digestible rate mortgage because the banks didn't want to take on such a long duration risk. And what happened was Fannie and Freddie and Jeannie Mae were put into place to try to get the cost of debt down for Americans to buy homes and a goal to increase home ownership or help more people get into homes. And they introduced the 30 year fixed rate mortgage and then they would package up those mortgages eventually and create bonds backed by these mortgages. So you can basically buy a bond that's government guaranteed, that's whose cash flows come from these mortgage backed securities. And so instead of taking on credit risk, what you're really taking on is prepayment risk. If rates go down, borrowers have the ability to refinance without any cost really. And if rates go higher, then the refinancing activity slows down. So you have this kind of like uncertainty of how long your investment is. Is it a one year bond or is it a 10 year bond? It all depends on the prepayments through time. So instead of sitting around and worrying about credit risk and default risk, you're really sitting around and worrying about the direction of rates and what that means for refinancing activity. And so the direction of rates is a great place to go. You've been doing this for a while. How would you characterize the investment environment, the interest rate environment that we're in right now? Well, it's been the worst interest rate environment that I've seen from a sharp movement and rates higher. I mean, we've been in a bond bear market now for three years, the 10 year yield on a closing basis. The low was in August of 2020. Intraday, we were a little bit lower in March during kind of the fiasco when the shutdown started. And we've reached new highs in August across the curve really. So it's been a really tough market. Part of it's been driven by the Fed with their reaction to high inflation. And we've seen a pretty dramatic increase in short term rates and the long end has fallen. And we have a little rally as there was hopes and glimmers of a soft landing and data rolling over. But what we have now is the soft landing narrative is still there, but the data's coming in better than expected. So I think a couple of prints, the GDP print came in strong, you had services coming strong, you had some jobs that are still coming in strong. And so the whole curve has kind of shifted back up with the market now thinking the Fed may still have more to do. And if they don't have more than one hike, they're at least going to keep rates higher for longer. And if the economy is strong, then why should long term rates be so low? Maybe they should normalize up towards, let's say, four and a half, five percent on the 10 year. So that's kind of what's happened, I think over the last 30 days is the narrative has shifted from kind of this expectations of growth rolling over to, you know, perhaps growth is better than expected. And now the market's just waiting and watching for more data to come in to guide them. So you're not to put words in your mouth, but maybe you're more in the camp then that the higher rates that we've been seeing is a good sign for the economy versus a bad sign for the economy? I think in the near term, it's a good sign. It means that the data is coming in positively. The data is backwards looking, though. So I think inevitably the lags will kick in and higher rates will start hurting certain pockets of the market. You know, the what's happened is so many high quality companies locked in such low cost of debt and so many Americans locked in such low cost of mortgage rates. Right. Three, three and a half percent, you know, maybe a year or two years ago that it's just taking long for the transmission mechanism of higher rates to come to the economy. We just have way more fixed debt than than we used to. Europe is a place where the transmission mechanism is perhaps working faster because more of their lending to companies is floating rate at banks. So the places where we're going to see the pain and we're already seeing pain now are pockets that are more floating rate. So commercial real estate is a good example. A lot of floating rate debt there. You're talking about people that borrowed it like, two percent, three years ago, and now they got to roll their debt at like seven percent. Right. It's going to create issues. Bank loans, bank loans float and the cost of debt is effectively double. The average spread on the bank loan index going back 10 years is about 500. And short term rates are now 500 basis points. So these companies went from borrowing at five percent to now having to pay 10 percent. It doesn't happen overnight. It takes time. Those are those lags that everyone talks about. And I think that they'll still come through eventually. And it's probably going to happen sometime in the fourth quarter or first quarter next year. So right now, the move higher in rates, I think it's in reaction to the positive economic data that we're seeing. But I still think it's an attractive entry point. If you haven't owned long treasuries or assets that have interest rate risk, it's been a good thing for you. So congratulations. But now it's probably one of the cheapest parts of the market. I mean, you want to buy assets when people are pricing in all the bad things. There's not much downside left. When I think about treasuries, that's kind of how it feels right now. Like everything bad that could happen is happening or has happened. Right. The Fed is hiking. Inflation was high. Foreign buying is very low. Economic data surprisingly upside. So it's kind of like all the bad news seems to be in. Last week was interesting because you had that services PMI come in stronger than expected. It will jump up. I think it went from like 52 to 54 or something. If it's north of 50, it's expansionary. And the economy in the US is very service oriented. And off that news, the bond market didn't really move much. It's already kind of at these high levels. I think you would have expected another move higher in rates on that news, but it kind of just settled in. So the big headwind right now is the supply. There's just a ton of treasury supply coming. But if you get any data surprise to the downside come kind of Q4 or maybe Q1 of 2024, I think that could ignite a pretty strong rally in rates. So the thing to worry about is really, does growth stay stronger than expected? We grow our way out of this, right? Yeah, absolutely. So would you agree that the Fed is much more influential in determining short term rates and the market is much more influential in determining like 10 year yields? Yeah, I agree with that. I think that's accurate. So maybe back it up and help our listeners understand what makes the 10 year yield move in either direction? What does it mean when it's moving up or when it's moving down? Yeah, I mean, there's different ways to models that have come out from different participants to like estimate what the fair value for the 10 year should be. One of them is what is the neutral rate of interest that's neither accommodative or restrictive? The R star. And that's, I think, the first layer. So let's just throw a number out and say that's like 2%, right? Then sometimes people say, well, then you need to layer in what long run inflation will be over that 10 year horizon. So let's call that, that's another 2 % or so core CPI gets back down to that level. And then some term premium, maybe that's 50 basis points. So that would get you to like a 4 .5 % 10 year treasury yield. You're getting the neutral rate plus some premium for inflation over 10 years plus some term premium. And you could argue over the term premium, maybe it's supposed to be 50, maybe it's supposed to be a hundred. If you think it's going to be a hundred, then you should think 10 years going to 5%. Now on the flip side, there's buying from pensions and there's buying from money managers and other institutions that kind of can drive the fair value below that four and a half number we just came up with, things like QE, right? That's why we got to such low levels is that the buying outside of those that are just looking at that fair value coming in, maybe it's lack of supply, maybe it's foreign buying and so on and so forth. So part of it's driven by kind of expectations of inflation through time. And then part of it's just driven by the supply and demand of bonds that are out there. And that can be, things like QE can affect that, right? So that first 2 % that you called, I was picturing in my head is almost like the neutral rate. What determines that? What would cause that to be higher or lower? Or is that just fairly static across time in that assumption or that model? That's the big debate upon the context right now is, are we in a new world of higher inflation where the neutral rate would need to be higher? Whereas if you go back to like the last 20 years pre -COVID, let's call it when we were in this like world of secular stagnation, where there was arguments that maybe that neutral rates is much lower since we're living in a world of lower growth, lower inflation, so on and so forth. So depending on how things shake out and what the future looks like, maybe that neutral rates higher. What are some things that could make inflation and growth stay higher? There's like the three D's I call it. It's like demographics, right? We've had a smaller workforce every year going back the last 10 years because the baby boomers are retiring. We also stopped immigration pretty aggressively too. So demographics are part of it. You got defense spending, right? Governments are definitely spending more on defense and that could be inflationary, expansionary. We've got spending on decarbonization, right? There's going to be trillions of dollars spent on decarbonization. There's infrastructure spending that needs to happen in the US. There's all these sources of potential growth that are coming that in theory could keep growth higher, inflation higher. And this is not a bad thing for the economy, but it just means that rates will probably have to be higher. And so I guess the real truth will be shown is after we kind of get through the next 12 to 24 months, soft landing, no landing, hard landing, whatever, what comes next? And are these long -term forces that are potentially pushing through into the economy going to keep growth and inflation higher in the future? Got it. So pivoting to mortgage backed securities, what are you seeing in the mortgage backed securities market now? Yeah, mortgages look the most interesting they have in almost 10 years. If you look at the spread on current coupon mortgage backed securities, which are the bonds that are being manufactured today by the loans being made today. So these are like seven and a half coupon loans get packaged into six and a half coupon bonds. The spread on them somewhere call between it like 165 to 175 and relative to corporate spreads, which are almost a hundred or a hundred ish, maybe a little bit wide of that.
Discussions of Truth
A highlight from OUTCAST by Gloria Giorno
"Seek and Destroy that has been the theme of discussions of truth now for well I'm in my seventh season here and we started the show on Wynwood radio in Miami 2016 is when I agreed to do the show with them aired the first episode January of 2017 this is Ian Trottier here and today we are going to start talking if you are not familiar with the name Charlotte Iserbit she passed away about a year and a half ago she's a former advisor to the Department of Education under Ronald Reagan her story is very interesting and captivating because she talks about having received a list of these Skull and Bones members via mail that was sent to her father who was a Skull and Bones member at Yale and Anthony Sutton was hot on that trail so two names that you should familiarize yourself with and that is Charlotte Charlotte's work and that is the deliberate dumbing down of America she talks about the invasion of the American education system and that having been formalized under Jimmy Carter back in 1979 Department of Education so she talks about that through her book and then also what I was talking about was Anthony Sutton calling her being hot basically on the trail of dissecting the corruption that is it's really manipulation because Ella Hugh Yale was a major stockholder a main president of the British East Indies trading company that is a Rothschild controlled trading company and the Rothschild funded the American Revolution so I may be off here ladies and gentlemen but if you look at the flag that was flown above the John Paul Jones excuse me the USS Alfred commandeered by John Paul Jones on the Delaware that basically started the American Revolution that flag is basically identical to the British East Indies company flag and then that you trace that and you go back to Cambridge Massachusetts and something called the flag committee which is Continental Congress approved Washington Franklin adopted what became the first flag of the United what became known as the United States and that was the US Grand Union flag which as being designed by Betsy Ross that is the US Grand Union flag which is identical to the British East Indies company flag because that is where the financing came to fund Washington's army and then you ask well wait a second that's English and well yeah this it is English but it's not English because London the city of London is not technically part of England it is its own banking it's sovereign nation a Roman banking colony still in existence these are all facts and you can cross -check them but anyway so seek and destroy corruption that is how I that is that is how I theme my discussions my conversations my talks it's what I do in Trottier with discussions truth today we're gonna talk about the Department of Education rather the state of the education system in the United States so quickly before we bring the guests on we'll be we'll be talking to Gloria Giorno and her son Stevie and getting their view as conservatives what it's been like for Stevie to go through I think it's Belmont University as a conservative so without further ado thanks for tuning in for the podcast on and we're bringing on Gloria and Stevie right now calling Laurie and Stevie this is Ian Trottier for Discussions of Truth Gloria hi nice to meet meet you and welcome to Discussions of Truth I've looked at some of the work that you're you've excellent hi Stevie so thanks for for joining the the the show and please give listeners an introduction to who you are Gloria you can start tell listeners who you are what you what you do and then and then Stevie you can do the same please I try to destroy a young conservative and I also did a nonprofit the name of it is United Women Foundation what we do is mentor employ aid and young conservative women who are in Stevie's situation and we also give out scholarships to conservatives who are not in need of a scholarship but who are conservatives and who are promoting the conservative agenda in their lives thank you Gloria and that's United Women Foundation calm I'll go ahead and put a link to that in the episode Stevie go ahead and introduce yourself for us please well thank you very much for having us on my name is Stevie Giorno and I serve as the chairman of the Tennessee Young Republicans and I am the former student body president at Belmont University where I was attacked by the radical left for being proud of my country and being proud to be an American on the 4th of July in 2020 during the as a mother for protecting your your family and your country I've looked at the website I've looked a little bit about both of you and what's interesting is you have been you've come my way and your stories come my way through a contact there in Florida and your Stevie your story is daughter went through something very similar and in her university classes but Stevie go ahead and tell us a little bit about about what you experienced you were the student body president at Belmont University yet you were attacked for your political views isn't that right picture of myself in front of the White House and I captioned it that I was proud to be an American and I thanked those who had sacrificed and served so that we may have the freedoms and liberties that our forefathers intended for us and within 24 hours my fraternity was blackmailing me threatening to label me a racist and remove me from the fraternity there were hundreds of comments on my Instagram post and there were hundreds of signatures on a change .org petition that sought to remove me as the duly elected student body president even though I was elected unanimously with almost 99 98 % of the vote and so it was really bad that students friends of mine my fraternity brothers wanted to attack me because I was proud to be from this country you know my grandparents escaped from communism in Yugoslavia and my mother lived there for a year so I've heard the first -hand horrors of what happens in a communist country and I fear that our country is headed that way every single day. Now what's interesting is one of the articles that I that I went through briefly was is written by Campus Reform it's published on an online newsletter called Campus Reform and one of the stories that they have today actually talks about glorifying Che you Guevara know this is a this is a socialist figure that that helped with the with the cubist Cuban communist revolution and Fidel Castro you're you're talking about your family having come from communist Yugoslavia are you seeing are you seeing Stevie in in in in your experience on on campus now I don't know what you're doing now maybe you graduated you can bring us up to date with where you at right now but are you seeing some of these same the same signs that that perhaps your mother or your grandparents were talking about that were that were red flags for for communism growing within the country are you seeing that experiencing that I do and I think unfortunately it is getting worse specifically at Belmont University they refused the school is refusing to allow a turning point USA chapter on campus I think it it's it's it's awful it's an infringement on our First Amendment right to freedom of speech and freedom of belief to protest to assemble and so it's really unfortunate what's going on with with colleges and universities I graduated in the spring of 2021 but I have heard of the horror stories happening at private Christian schools so -called Christian schools happening across the country and until students and parents and grandparents begin to see what is happening you know the first step to solving a problem is acknowledging it exists and it's there and it's not going to get better until enough conservative students and parents realize that they need to stop funding the indoctrination machines of universities and change course well it's very brave of you to say that glory I want want to get your your view and and and I want to first first say this I opened this show up before I brought you on with talking about somebody named Charlotte Iserbyt and I'm happy to send you her link to her book it's called the deliberate dumbing down of America what she did was she started dissecting what was happening under the Reagan administration with the attack on the indoctrination that we're seeing fruits of today a few decades later but Gloria did you did you ever expect or suspect that something like this might happen to your son I I he gets into college were there any anything anything happening up to that time where he's now the student body president of Belmont University anything before that that you were that you questioned well you know hey they he might he might need to defend himself or was this a complete surprise to you it was a complete surprise there was absolutely nothing the handbook the literature the online documentation about Belmont University everything fit a conservative Christian agenda there was nothing I mean personally I think it's a bait and switch but there was absolutely nothing I was friends with some of the professors who are conservatives at Belmont or who were conservatives at Belmont and we had spoken for two years before Stevie made the decision to go there and no there was not any kind of indication that anything like this would happen now we would never allowed our son to want to go to a school where he would have been threatened for his beliefs I mean he had been working for Republican candidates since he was 17 years old so it was out in the open it's on his LinkedIn it's public so no I mean we we were told on every tour we were told at every meeting that this was a fully free campus there would be no harassment it was Christian it was conservative and I read the handbook and Stevie followed all the guidelines when these things did start to occur he did follow all the guidelines he followed all the rules he turned everything into administration and they did nothing absolutely nothing and Stevie yeah go ahead to this day they have not responded in any way shape or form nothing and this has been three years now so you have not gotten a formal response from the school administration Stevie you're simply in DC taking a photograph outside the White House expressing your gratitude for the country and the values that it stands for did you ever suspect this type of backlash coming from the because he knew that if he spoke out against them that they would send him to a camp where he'd never be heard from again and really that whole year of 2020 was either you agree with everything we're saying you endorse the BLM organization but we're gonna do everything we can to destroy you and in fact because Tennessee is a single -party consent state that means you can record conversations with only one person knowing I did record those conversations with my fraternity which my mom put into her book and in those conversations my fellow friends my fraternity brothers say if you do not apologize for your post if you do not endorse this group we're gonna do whatever it takes to destroy you and your career and your reputation so it's a more mild form of what happens in communist countries but because these students were not held accountable it is only going to get worse and worse and it did I mean there was one instance where a female student who worked at a fast -food restaurant I would go to for my breakfast in the mornings she admitted in the official College Democrat group text that she was putting quote gross stuff in my drinks every single day because I was a an awful conservative who loved this country and one endorsed the BLM organization and the school guess what the school did when I turned her in what did they do they accepted her into Belmont law school you gotta be kidding me I'm serious 100 % she was rewarded for attacking a political opponent and I think that's dangerous as we see what's going on with President Trump he is being attacked because he's leading in the polls and it's truly unfortunate that we're becoming a banana republic yeah did the did she make you sick with whatever she put in the drinks and we couldn't even get the Nashville police who are unfortunately very short staff due to the liberal City Council and the liberal mayor at the time unfortunately they were they were unable to investigate it because I was perfectly fine thankfully but they said since there was no lasting issues that they refused to investigate and then the school accepted this girl into law school with full knowledge of everything she had done struck so it it shows the systemic problem we're having and imagine if this is happening in a conservative Christian private university in Nashville Tennessee one of the most conservative states imagine what's going on in all 49 other states we don't have the ability to record conversations and to take screenshots of texts and emails and and have such transparency I mean it's terrifying to think what's happening in these other colleges yeah very well said Stevie tell us about that book and tell us about how tell us about how it's been received my husband and I we want to speak out on this we want people to know I need parents and grandparents to know what their children and yes very teen but there still are children what they face and what they are up against when they go away to school we need for parents to fight back we need for parents to take a stand if 40 % of students stopped attending their respective universities you know that the agenda at universities with administration would change so we as conservatives we have that title of being silent majority because usually we are silent well Stevie and I wanted to change that hence the book I use I feel that the book is an educational tool for parents learn from what happened to my son learn from the experience that we've had we went to this university many times it's not far from our home we investigated it we knew people who worked there who taught there and never once did we feel that it was going to be a threat to our son and look what happened so whatever you're seeing I dread to think what's going on at public schools I just dread but I want parents to learn learn read the book you'll see everything is documented in there as my son said fortunately we're able to record and we're able to use everything for information but we need for parents to be more active in their students and their children's educations even when they are at college because they are all indoctrination facilities I did live in a communist country I went to first grade in Zagreb which was then Yugoslavia in 1972 and I can tell you that on my way to school my walk to school every morning I had 1 ,000 US dollars in my backpack I knew if civil unrest broke out at the age of six I knew how to get out of Yugoslavia get into a cab that was waiting for me at the end of the hill and that cab driver would take me to the border of Yugoslavia in Italy where one of my aunts would meet me and my parents would come when they were able I also knew the police officer on the corner he wasn't there for me he wasn't there to make sure that I'd be safe or anybody else he was definitely there to protect the communist regime and Josip Tito who was the dictator at the time and the parallels that I saw with what I experienced living in a communist country and what my son endured at Belmont University it's there if it's clear as day and I want to enlighten everyone who wants to hear from me I want all parents to know this is happening in our country now too we are being silenced and shut down the title of the book folks is outcast how the radical left tried to destroy a young conservative and that is Stevie so Stevie was this a the attack on you was this coming from the BLM movement at Belmont University or in Nashville have you identified the nucleus of where this attack came from okay so let me ask you a broader question we saw during the Trump Tifa uprisings mainly Seattle Portland but obviously across the country Chicago New York but that coincided with this this COVID -19 virus outbreak as a as a university student you've now graduated but Stevie were you were you drawing any parallels to either of these things happening during the Trump administration that seemingly linked to a communist revolt within the country does that making sense were you able to draw any connect any dots Stevie we know from history that it usually doesn't work that way and the government's gonna keep taking more and more of our rights and when you couple that with what is happening what did happen in 2020 with with the riots and people getting away with committing crimes to where if you and I or anyone else who was a conservative did burn down a courthouse like they did in Nashville or protest and kill innocent people in the streets we would go to jail however because they were advancing a political movement that the liberal district attorneys in big cities supported they were let go and they were not punished like they should have been like we would have been so the hypocrisy is terrible I think it does parallel communism to where you know if you remember the black shirts Mussolini's black shirts taking control of the Italian government because they were the advancing political agenda and movement that the powers that be wanted them to they were able to harass and intimidate people into supporting them and I fear that our country is going that way and we need people to stand up now if we're ever hoping to take back our country and get it back on the right track and under control Gloria the book is recently published it looks like it was just published last month and you've got us forward by Sam Sorbo how's the reception of the book been so far what are people saying who have you spoke to about it how is it being received lot Gloria a of media outlets that are reaching out to us I'm being asked to speak almost on a daily basis different organizations different groups Stevie and I have traveled to a lot of different states throughout the country and we will continue to be touring and we are I have started a conversation and parents are now extending that conversation with their friends and that is the goal we need to start with one person talking to another and now the growth has been exponential it's incredible the book is selling very well it's available on Amazon and wherever books are sold but from what I have witnessed and the calls I am getting yes it is and I mean if we as conservatives don't speak up we're gonna be done this is it and if America Falls there is nowhere else to go and our children are being indoctrinated I don't care what level of schooling it's that they're being indoctrinated on every single level and if parents do not set a strong foundation in the household when the child is born and continue that throughout a child's life when they go to college always we will not be America any longer so the book is being well received I do have parents who have reached out to me and who have asked me questions likewise I do have some haters but that's how I know I'm making a difference because the hate is there as well yeah absolutely well said it's like when you went once you're censored you know that you're putting up the correct information on the online right Stevie are you concentrating on any particular campuses as you tour the country you point of a Christian organization and unfortunately they they canceled the meeting that was going to happen at Belmont and so been trying to help the students out there at Belmont but really I think the key thing is getting in front of as many young people as possible who are conservative and letting them know that they're not alone that the hardships they're going through have happened before and they're gonna happen again and we've got to stand up tall for what we believe in and we can't be scared of people saying mean things about us or what people put on social media or what they may say to us we've got to stand up for what we believe in if there's any chance of saving our country thank you very much let me ask you this question Gloria as we as we wind down and then I want to give each of you an opportunity to leave listeners with some final words and thoughts but Gloria as somebody who's lived in a communist country and it sounded like you did at least one year schooling their first grade what's happening right now to the border of your country what's happening down there they believe they have freedom and to an extent they do and I equate it to when I speak I speak to a lot of young people because young people are what United Women Foundation is mostly about and so when I speak I they look at me very oddly when I tell my story but what I have found that works very well is I bring up a lion at a zoo and he's in a zoo he's caged his needs are met he has food he has shelter he has water he has medical attention and it's all for free but he is still in that cage but he is able to roam in that cage correct and then we have the next picture a lion picture lion in Wyoming in Montana anywhere in this country roaming freely that lion bends for himself he finds his own food he finds his own shelter he finds his own water he takes care of himself that lion is independent to me that is the difference that is the bottom line that is the difference between communism and America that is the difference between our constitution is that lion that is roaming free throughout this country and that's what we are right now so that is something that I think resonates with young people and I I believe that putting it in a perspective of a picture like that they are beginning to understand a little bit I hope at least I mean I don't know right now what I'm seeing is a lot of people have said we cannot have an opinion because we have not experienced it which truly breaks my heart my family in Croatia thinks that they are free in effect my family basically is a caged lion yeah incredible and and let me review what is happening right now at the southern border in in the U .S.
Lets Be Frank Podcast - Men's Mental Health
A highlight from Shadows of a Silhouette - Fortune Favours The Fortunate
"Welcome to Let's Be Frank, the men's mental health podcast. Join us as we break the stigma, embrace vulnerability and prioritize mental health in men. Together, let's use your voice. Guys, welcome back to Let's Be Frank, the home of men's mental health. Today, we have got a brilliant rock and roll quarter in the house that go by the name of Shadows of a Silhouette. And the sound is a fusion of alternative, rebellious and personal vibes. Coming from the heart of England, this band has released over 25 original tracks on Spotify, iTunes and Amazon. We're joined by Nathan Tyler, who, along with friend Greece, have been creating music for four years, turning out more than 50 songs on SoundCloud and major platforms. Drawing inspiration from legends like Arctic Monkeys, Bowie and Nirvana, the music has even graced BBC introduces for the East Midlands. And they've rocked the Metrodome in Nottingham. They've also played the Quarry Stage during the Wyandotte Festival in front of 2000 fans, an experience that fueled their passion for music. This year, they have hit the main stage at Wyandotte Festival, producing an unforgettable show. So guys, girls, stay tuned as we dive into the guys world and discover what drives this band's unstoppable journey. But as always, let's check in with resident host Mr Ryan Smith. How are you doing, mate? What an introduction that was, eh? I'll tell you what the hell's going on. This is like the big time now, isn't it? This is just like, I'm going to say so rock and roll, but that's like, I think that's more like 60s rather than the 90s, I don't know. Anyway, I just know I'm older than most of this band put together. So, yeah, no, absolutely brilliant to get these guys on. I'm feeling good. Started watching the ice hockey today, you know, a little bit late jumping on with you just because of the ice hockey. But do you know what? I'm in a good place. So, yeah, guys, welcome to the show. How are you all doing? Well, thank you. Thank you for having us on. You say you're a lot older than us all put together, but we all know, mate, you're still 21 in that. Hard to show if it was, but we break through and still look like a one year old messing about. Bless you, bless you, bless you. Panthers or Steelers? Don't mention that second one. No, if you mention that second one, you mention that second one and we'll just stop this right now. All right. No, no, no. I didn't realise. That's all right then. That's all right then. Yeah, yeah, Panthers, Panthers through and through. No, but guys, honestly, welcome to the show. We've been throwing a couple of conversations back and forth for a bit now and it's finally here. So, you know what? Guys, introduce yourselves. Well, we're Shadows of a Silhouette and, of course, we're a four piece band from Derby. We just, Derbyshire, we try and focus on sounds that are a bit more like authentic, like through and through. Even all of us playing our own instruments on songs like you wouldn't think that to be something that you'd be lacking in the music industry. But actually, nowadays it's more dominated by electronic simulated sounds. I'm Nathan Brown, the lead singer. I've got Rhys Carter, lead guitarist. And Ferg's in Corfu at the minute, but we've also got Tyler Anderson, our drummer. Fantastic. So, yeah, guys, I managed to listen to your latest track that's going to be released, I think, later this month. You know, well, later in September. We're recording this at the beginning of September. But, you know, you're going to be releasing that one. I'll tell you what, I was listening to my car on the way back from Mansfield earlier and it's catchy and I get it. You know, it's I think it speaks. So, yeah, I'm looking forward to that being released. It's my personal favourite song that we've written for a long time. Yeah, it's fun to play in all life. Yeah, it's quite political. It's a banger. But, you know, it's really like a partial political. It doesn't really speak to supplement anybody else, any political party or belief system. It's more for the common man, isn't it? Yeah, it's just more for the common good side of politics. The politics doesn't actually get spoken about in politics. No, no. And, you know, I actually thought, you know, it actually reminded me of sort of Age of the Shadow puppets. Like Shadow puppets? Yeah, yeah, yeah, yeah. So, yeah, it's that sort of... You're sorry? It's funnily enough the first band I ever saw live, actually. Yeah, that's why it's had that sort of beat to it, that sort of rhythm to it. And it just, yeah, you know, it was good, it was good. Well, I'll take that. Anyway, no, absolutely. What was the whole process behind writing that song? So, what was your thinking behind it and kind of how long has it taken you to... Well, I had a riff kicking about from the start of lockdown, really. Obviously, we couldn't practice, so... We were writing other songs. Got me loop pedal, yeah, and got the riff down. But we didn't really touch it until about, when was it? Like January? It started kicking it about, didn't we? We got some drums on it, and then Nathan wrote, as he does with most of our tracks, wrote all the lyrics for it. And, yeah, it's... It came quite quick, though, didn't it? It was just one of them, like, kick your fingers movement when you and us rehearsing. And then it just, we just all looked at each other and just thought, this is awesome, this. And then Nathan's writing side to it. It just... Put the structure together. Put the structure together, and then, like I say, it was just about... The words just came straight out. It's this one. Yeah, it's what we opened up the main stage with one or two as well. Yeah, it's brilliant. It's quite... Yeah, like, straight in your face, isn't it? Tempo, it's got tempo, it's got attitude. It's like hitting a knockout punch in the first round. It is a cracker, it is truly a cracker. It is really a cracker. Yeah, the lyrics, the lyrics. And it was, as you say, it... It's just the whole idea of that track. Straight in your face. Yeah, that's what we wanted. It's a song to get people's attention, really. And then it's... You know, who are these? And then it's... We've got you in the palm of his hand then. Crick up your ears. Also, it's an expression of that... Those little thoughts we all have about, you know, on a daily basis, when we're considering what's going on in the world around us. It's just a... No. With our ability to create media, to add into the great ocean of it, we think certain songs come out in principle, or because of principle, that something to have been spoken like that, or in a way, just for some... It can be heard from somewhere by someone. It's just about the rich going rich and the poor going poor early on, isn't it? Well, it's about the trap. We're all trapped. It seems like we're... The fucking mouse trap's already come down over us, and we're all stuck, you know. But life keeps going by for everyone as an individual. But there's a stranglehold on a lot of us, personally, as people trying to get through this world, but it's so slow for some people who don't have to suffer it. So, looking at kind of that... You know, looking at the song, are you speaking from your own sort of backgrounds and stuff as well, your own experiences? I think it's kind of impossible not to, of course. Like, when you are writing Straight From the Heart, not all of our songs are, right? Because sometimes it's nice to write a song about an idea that doesn't paint a memory. It's just... But then again, on the other hand of that, a lot of our tunes are personal anyway. Especially over the last couple of years, with what's gone off with Reece and Nathan and stuff like that. So, it's a way that I sort of... I'm sure Nathan's probably the same as to get these thoughts that are in your head. I have to get them out on paper and write them down about lyrics or poetry and then channel that into some of that music, which then becomes something tangible. The thoughts that you've got in your head, for me, it's the perfect way to sort of... Say what you want over it. Yeah, get it out and... To make room. Then it becomes relatable, because although it's personal to you, other people can then relate to that and hear what you're saying. Like, yeah, I know what you're on about here. Well, certainly we want to know what it feels like when they can hear the fact that we're getting something off our chest in these songs. Yeah, yeah. Because it's not whitewashed at all, really. We all work full -time, full -time jobs. We didn't go to uni or study music or anything. We came together because we all... Look like rockin' art. Look like rockin' art. We think it's one of the best things in the world. It's a freedom from life. That's good the thing about music, where it doesn't matter what race you are, doesn't matter what religion you are, everybody can come together and just be in the same field or at a venue and enjoy the same thing. Everything goes out the window. It's a universal language. And there's a lot of culture where we come from, a lot of working culture of people working really hard, raising families, but not really making enough time for themselves. We come from an area in the East Midlands where lot a of insufferable mental health is right there on the surface, but people don't even talk about it. They all know what's going on with each other. I know Jack's got a question for you, but obviously we've just jumped on beforehand and where I live, it's actually, what, five, ten minutes from... Not even ten minutes, is it, from where a couple of you guys live? So I get what you're saying. You're looking at the smaller sort of outlying villages that are ex -coal mining places. It's a similar sort of state in Wales. It's a similar sort of state in Lancashire, Yorkshire and things like this. And it's these forgotten roots. And listening to that track that you've shared with us, you can really hear what you guys are trying to achieve. So it's more of an observation rather than a question. But I know Jack's got a question for you. Before we come, because obviously we're going to look at your personal journeys and kind of delve into there and prod around a little bit, but while we're on the subject of why not, I want to ask you guys, how was that experience going main stage? It didn't even seem like that much of... There was a feeling of being out of place, but also at the same time being exactly where we're going. Yeah, it wasn't imposter syndrome, but you feel like... The best thing is if you feel like you've earned it, but then you also feel that if you're not getting nervous for a gig like that, I think you've got to get nervous to some degree, because at the end of the day, you're entertaining people and everyone's around on you to put a good show out. And then we just hope we deliver. And that's like, it doesn't matter how much of a buzz we've got to have to play. And the first thing I said to people closest to me was, did you like enjoy it? It's not about us, it's about the fans. Yeah. But the experience is just... What was that feedback like? Oh, brilliant, yeah. Absolutely awesome.
Crypto Altruism Podcast
A highlight from Episode 121 - IMPT - Building The Planets Loyalty Programme with blockchain-powered carbon credits
"Yeah. And I certainly agree with that. That's that's fantastic. So thank you for sharing that. And, you know, it's incredible to think about, like I said earlier, what you've built in just under one year. So let's look forward to the future now. Where do you see in an ideal world? What will I .M .P .T. look like in, let's say, five to 10 years? And I see I .M .P .T. its platform, its apps as being the ubiquitous element of online and offline shopping and that people will be looking daily at their carbon and their carbon free shopping, carbon neutral shopping. Or it'll just become the norm, which is you will have carbon neutral households, carbon neutral schools. I mean, I have an idea I'd love to be able to implement, which is kind of a B2B2C. But so every almost every company in the world pays a bonus to their staff every year. Well, you pay full tax on that bonus, right? So say it's, I don't know, 40 % gone. And you if got paid for your bonus in I .M .P .T. tokens. And you get an element of free carbon credits as a result of that, and you could sell your carbon credits if you really wanted to. Right, that's there. Or you could actually sell an element of you could hold your I .M .P .T. tokens and you get free. You could get free tokens, a percentage of which has to go to carbon credits and the balance can be just tokens that you can keep or trade. And that's only a capital gain tax. It's not actually an earning tax. So I can see a benefit there where that company can go out and say, I am making a huge impact by having all of my employees get the benefit of free carbon credits. The employees can say, yeah, a percentage of my bonus is free carbon credits. And there's a tax benefit for them as well. So, you know, there's this depending on the country, depending on the company. But there's a mathematical calculation there that will make it cost neutral. But both the company and the employees will benefit. And as a result of that, of course, the plan is slightly program. And that's that to me is, you know, the big summary of what I .M .P .T. is about our brand, our name. It's the plan is slightly program. It's every touch point in the world. It doesn't matter what's wealthiest country or the poorest country. Everybody still buys every day, whether it's offline or online or Web3. So that that to me is what I'd like to see in five years time is it's just it's part of of day to day. And and will there be copycats? Yeah, hopefully because everybody benefits. I mean, the biggest compliment we can get is somebody trying to copycat us, not trying to undermine what we're doing. You know, there's no hidden agenda here, right? You know, where you're getting a rebate at your shopping, you're getting free carbon credits, you're becoming carbon neutral. That's it. And and, you know, getting more countries on board at the moment. I mentioned earlier on where we're just kicked off a process where you can buy the rights to a country or to areas, cities, towns, regions to push I .M .P .T. out and get more and more people on board. That's you know, that's the next big step for us now. And that's part of what we're engaged in right at the moment is doing that. We kick that off recently and significant interest. Right. And course, of everybody wants the off net and the web to be there as well, and that's pretty close to being there. Yeah, yeah, for sure. Fantastic. That's an amazing vision for the future. I love that idea of the planet's loyalty program. Yeah, that's that's fantastic. So I appreciate you sharing that. So, yeah, very exciting. Love that mission. And so for those that are listening, that are really excited about this, that want to learn more or that want to start using I .M .P .T. and getting their own tokens and and offsetting their carbon. What's the best way for them to do so? Just go to www .impt .io. Everything is explained there, all of our different programs. And you can download whether it's iOS or Android straight from that as well. There's quite a number of explainer videos, and we're constantly updating them on a weekly basis and a lot more to be added in the coming weeks as well, where we just have to finish shooting some new content so we can simplify again the process based on feedback that some certainly blockchain, blockchain and with three people understood it very clearly, but others that are not familiar with that, then we're going to simplify that as well. And that's kind of like creating a knowledge base. But there's enough up there. And of course, if there's any questions that you have, you can just send it to support .impd .io and we'll we'll get back to you with whatever your query is. So, yeah, the websites, quite a lot of data there. It's a thing with websites, as you know, there's so much data gets in there, it's a constant challenge to try and ensure that it looks as slick as possible and nice and simple. But our white paper is there as well. If people want to read that and get a little bit more understanding what's happening, you can see the projects that we've engaged with for the free carbon credits all over the world as well. You can go in and see which ones you'd like to be engaged with. So everything is there. And of course, we're on all the social channels. And again, you'll get that all on the website.
Art Beauty
A highlight from Younger for Longer: Can You Slow the Aging Process? NOVOS Says Yes!
"This is the Art Beauty podcast where we are always reaching for truth and beauty. Remember the brands on the show are not paying to be here. So we get to ask them the questions that you want answered because you deserve to be informed so you can make the best choices for yourself. With that said, I'm Inver today. My fabulous co -host is Chris Maraboli. He is the founder of Novos. He is a biohacker, has an incredible story, an entrepreneur, a brain tumor survivor. So we are going to hear all about his journey. And then also he's going to tell us a little bit about aging and this concept of aging and biohacking, which I know that you are as interested in as I am. So with that said, we've got a lot to cover today. Let's get right into it. Chris, welcome to the show. Thank you, Amber. It's a pleasure to be here. So, you know, I have to say before we even get started, you have such an incredible background. Could you maybe tell a little bit about why you were so interested in health in the first place? Sure, well, it actually all began when I was 12 years old. I saw an issue of Men's Health magazine at the bookstore, and I decided at that moment that I needed to focus on my health. I wanted to be attractive to the girls in school. So I started exercising and eating a healthy diet at 12 years old. Wow, okay. And I did it every single day. I'd come home from school. And I would do pull -ups on the pull -up bar that my father installed in our basement. And then it was all the more shock to me that when I was 16 years old, I suddenly had a seizure while out on a school trip in New York City. And it turned out that it was caused by a brain tumor. And so that was the moment where my thinking completely shifted and my perception of health evolved from one that was the superficial side of health, of trying to be attractive and play sports well, to, excuse me, to one in which I understood that health was more complex than that. It was biology and avoidance of disease. And so that's when I decided that it would be important for me to try to focus on never laying in a hospital bed again, contemplating mortality, at least until my final days, hopefully at a very long time from then. And that started my journey and planted the seed for what is now essentially what I've created with Novos. I mean, so at 16 years old, to have such a brush with mortality, it certainly is life -changing. For anybody who's out there before we kind of move on, do you have advice or something that kind of got you through that time? You know, it's, for me, I chose, I made a conscious decision to look at the experience as a gift, as a gift from which I could learn, see aspects of life that others don't have the ability to see or at least won't see until much later in their lives. So I tried to find all of the positives that I could and reframe the experience rather than from a victim mindset of like, why me and the ways in which it may have hurt me, instead into an empowered mindset of what can I take out of this experience and what can I do with that? How can I live a better life as a result of this? Now, was that recovery, and I'm only asking, I had a good friend who also at a very young age had a brain tumor and it was a really tough recovery. I mean, he lost a lot of his speech, walking ability, which now has come back, but to be honest, not 100%. What was that like for you? For me, fortunately, I didn't really have that many long -term side effects. I'd say that the number one was my memory. It was shot, I remember the first year this was going into SATs for college. And I had a tutor who asked me to repeat a sentence that she had just read to me and I couldn't repeat the sentence. It was literally two seconds later and I could not repeat the sentence. That's how bad my memory was. And I had gone from doing very well in school and being in advanced classes to now being literally at the bottom of the rung, like struggling to even just remember a sentence. So it was really humbling and it taught me, excuse me, it really taught me, it showed me another side of life of disability and not being capable and really just opened my mind up in so many different ways, made me more empathetic.
The Breakdown
A highlight from Anti-CBDC Bills Advance in Congress
"Welcome back to The Breakdown with me, NLW. It's a daily podcast on macro, Bitcoin, and the big picture power shifts remaking our world. What's going on, guys? It is Monday, September 18th, and today we are talking about anti -CBDC legislation being advanced. Before we get into that, however, if you are enjoying The Breakdown, please go subscribe to it, give it a rating, give it a review, or, if you want to dive deeper into the conversation, come join us on the Breakers Discord. You can find a link in the show notes or go to bit .ly slash breakdown pod. Hello, friends. Happy Monday. Welcome to another week, another frankly weirdly quiet week right now. I don't know. There's something out there. There's some bad juju. I guess it could just be another example of this weird period of the cycle that we're in that's sort of past the worst, but definitely before the good stuff starts again, but I'm excited. But we are not going to dwell on that. Instead, we are going to hop, skip, and jump through a number of things that have happened over the last few days, kicking it off with what has become a surprising political issue this election cycle, which is central bank digital currencies. The House Financial Services Committee will hold a markup section on Wednesday, which will include two bills aimed at preventing the issuance of a US CBDC. The first bill is Tom Emmer's CBDC Anti -Surveillance State Act, which would prevent the Federal Reserve from offering any products or services directly to individuals. Fed branches would also be prohibited from keeping accounts for individuals or issuing a CBDC or similar digital assets. Emmer's bill was recently reintroduced during last week's CBDC hearing and now boasts 49 co -sponsors. On September 14th, the House Majority Whip tweeted, A governmental tool for financial surveillance is un -American. We must urgently develop a digital financial system that is 1. Open and freely accessible to all. 2. Without requiring permission from the government or anybody else. 3. Private safeguarding the user's identity. In a separate tweet, he had said, If not open, permissionless, and private, like cash, a CBDC is nothing more than a CCP -style surveillance tool that can be weaponized to oppress the American way of life. The second bill is sponsored by Alex Mooney and is called the Digital Dollar Pilot Prevention Act. That bill is structured as an amendment of the Federal Reserve Act of 1913 that would prevent Federal Reserve branches from even conducting CBDC testing and development. Now, of course, senior Fed officials have gone on the record to say they have no plans to issue a CBDC without the approval of Congress. In May, Minneapolis Fed President Neil Kashkari even questioned the need for a CBDC given the existence of instant payment fintech services. He noted that CBDCs would be a powerful financial surveillance tool and could enforce negative interest rates, but questioned why the U .S. government would have any interest in constructing such a system. Now, all that said, some Fed branches still do seem to be interested in the development of CBDC technology. The San Francisco Fed, for example, recently advertised a position for a crypto -architect for a CBDC project, and Project Hamilton was concluded and wound down in December after two years of collaboration between the Boston Fed and MIT. Now, in terms of where this legislation actually is, the markup process allows committee members to comment on the drafting of bills. A vote is then taken on whether or not to approve legislation for a full House vote. Both bills are only a few paragraphs long, so shouldn't drag out to an all -day, contested affair as we recently saw with the stablecoin bill. Instead, the bills could act as a bellwether for congressional sentiment around CBDCs. Multiple Republican presidential candidates have made opposition to a CBDC a part of their campaign. For example, Florida Governor Ron DeSantis said at a July event, If I am president, on day one we will nix central bank digital currency. Done. Dead. Not happening in this country. Outsider Democrat candidate Robert F. Kennedy has also been outspoken on the need to oppose the issuance of a CBDC. So given all that, if either of these bills progress to a vote in the House, they could be an opportunity to put members of Congress on record about their support for a CBDC coming into election season. Now, we could spend shows and shows and shows talking about why this seemingly small issue, at least to the rest of the world. Obviously, I'm not talking about for our audience and our community. But this issue, which is for all intents and purposes very small to most people, has become such a central piece of the opposition narrative heading into this election cycle. I think there are probably a few different elements of it. One, I think it feels to many like an extension of government power. And as we've seen and discussed, it is quite clear that how much power governments have is going to be a major issue. And of course, while that's coming from the Republican side of the House, it's also coming from Democrats. And this is perhaps not surprising. It's not surprising because we're still coming off the COVID period, which brought up major questions of how much authority the government has to be involved in people's lives. And so in many ways, this is an extension of that conversation. I think there is also a little bit of nervousness around technology in general. This is something that we've seen in crypto. It's certainly something that we see in AI as well. And while this is technology in the hands of the government, not technology in the hands of big tech companies, it still has that feeling of lots of data, lots of power, lots of information, big black holes, and not a clear way for citizens to exert influence when it comes to this important domain of their lives. Anyway, right now, there's no one who's really actively arguing for a CBDC, which could frankly be another reason why it's a nice political issue. It gets to stay a little bit, at least in the realm of metaphor for some of these larger topics, but it's still something that can be legislated upon with lower stakes than going after government power directly. Anyways, it's one we're going to keep an eye on to see just to what extent it continues to be an issue in elections or whether it's just part of this early narrative testing process at this very nascent point in the election cycle. Next up, we go halfway around the world to Hong Kong, where the Hong Kong Monetary Authority has issued a warning to crypto users that unregistered crypto firms could be presenting themselves as banks. The HKMA, which serves as the region's banking regulator, said that firms which use language associated with the banking industry could be in violation of recently implemented Hong Kong crypto regulations. The regulator said it had become aware of firms using terms including crypto bank and offering quote banking services. They even went so far as to call out firms that use the word deposits or promote their quote savings plans as low risk with high return. The HKMA said in a statement that quote, The regulator noted that these firms advertising themselves as crypto banks were not supervised by the HKMA and are not covered by the region's deposit protection scheme. Now, Hong Kong's crypto regulations coming into force in June was one of the big stories of this year. The rules were intended to permit retail crypto trading on regulated exchanges and they're being administered by the local securities agency rather than the banking regulator. Since then, only a small handful of firms have been granted licenses. This includes HashKey and OSL, who were licensed to provide retail trading exchanges, as well as Swiss -based crypto bank Ciba, which has received in principle approval to offer over -the -counter derivatives trading and asset management services. Now, enforcement of Hong Kong's crypto regulations has also begun in earnest. Last Wednesday, the securities regulator issued a warning against Dubai -based crypto exchange J -PEX. They alleged the firm had been promoting its products and services in Hong Kong without applying for a license. A press release from the securities regulator included allegations that J -PEX were advertising their services using the prohibited terms deposits, savings or earnings. They noted that many J -PEX products had quote, The regulator also accused influencers and local OTC desks of making false and misleading statements on social media that J -PEX had applied for licensing. Following the warning, J -PEX employees seemingly disappeared from their booth at the Token 2049 conference in Singapore, where they were a platinum sponsor. And on Sunday, the exchange ramped up withdrawal fees to $999 and also implemented $1 ,000 withdrawal limits, essentially being a withdrawal halt. Now, J -PEX addressed this on Sunday, blaming quote unfair treatment by relevant institutions in Hong Kong towards J -PEX. They said that quote, J -PEX said they were currently negotiating with these market makers to resolve liquidity issues. The exchange promised to quote, They claim that emergency withdrawals are still being dealt with manually and also announced that trading on their earned trading platform would be halted on Monday. Now, adding something to the story, on Monday, the South China Morning Post reported that local police had received at least 83 complaints about J -PEX involving assets worth around $4 .3 million. They say the securities regulator had escalated investigations to the Commercial Crime Bureau on suspicions of fraud. Follow -up reporting said that lawyer turned crypto influencer Joseph Lamb -Chalk had been arrested on Monday in connection to promotion of the exchange. Sources also said an office building had been raided on Monday morning. Now, there's a lot that's actually really worth watching here. Hong Kong creating this licensing regime is not just relevant for citizens of Hong Kong, although it certainly is for them. This has been seen, rightly so, as a marker of slightly shifting Chinese attitudes towards crypto in general. When these rules were first announced as forthcoming at the end of last year, it was widely anticipated that it would include a retail trading ban. Remember, crypto trading has been banned in China for the last few years. However, in the wake of FTX, and in particular the US's aggressive response to it, it appeared that the Chinese authorities might be reconsidering their position and in so doing using Hong Kong as a vehicle for testing the waters on the market without changing any policy in mainland China. In that light, I don't know exactly what this enforcement action around J -PEX actually signals. Arresting an influencer certainly sends a signal, but to what the ends of that signal are, I'm just not sure. I do think, however, it's probably worth weighting this issue as a little bit more significant than just a regional crackdown, as it may have bigger implications given the unique role Hong Kong plays relative to China when it comes to crypto. Next up, we move back to bankruptcy proceedings in the US where Gemini have slammed the proposed settlement between DCG and their subsidiary, Genesis, calling it misleading at best in a court filing on Friday. Now you'll remember that earlier last week, DCG had filed a proposed deal which would settle approximately $630 million in outstanding loan payments to Genesis. DCG said the deal could result in 90 % recoveries for unsecured creditors and recoveries as high as 95 % to 110 % for Gemini Earn customers who form the largest creditor entity in the Genesis bankruptcy. Gemini said in their court filing, however, that, quote, DCG touts proposed recovery rates that are a total mirage, misleading at best and deceptive at worst. Make no mistake, Gemini lenders will not actually receive anything close in real value terms to the proposed recovery rates under the current agreement in principle, end quote. DCG had proposed a repayment schedule for $1 .65 billion in total loans over seven years. Although the agreement had a substantial payment in the first year, criticism of the deal noted that recovery calculations were contingent on crypto -denominated payments becoming more valuable over time. I think the numbers were something like Bitcoin going to $85 ,000 and ETH going to $8 ,500. Gemini customers are owed around $1 .1 billion and it appears that taking on long -term risks associated with crypto prices and the continued solvency of DCG are simply not acceptable to them. Gemini said in their filing, quote, receiving a fractional share of interest in principal payments over seven years from an incredibly risky counterparty is not even remotely equivalent to receiving the actual cash and digital assets owed today by Genesis to the Gemini lenders. They added that, quote, DCG's proposal is markedly parallel to an attempt to satisfy its significant obligations through the issuance of IOUs instead of paying any real cash and digital assets. Gemini lawyers also slammed DCG's negotiation tactics, claiming they had made efforts to suggest that they would become desperate enough to take a significant haircut just to move on. On their creditors update blog, Gemini put it even more pointedly, stating that, quote, DCG is gaslighting creditors and testing earned users' resolve by baiting them with false promises of high recoveries. Now, hanging over the current state of the Genesis bankruptcy is the firm's right to exclusively propose recovery plans. The judge had granted a 30 -day extension to the exclusivity period through to early next month. That order was contested by Gemini and ended up falling short of the 60 -day extension requested by Genesis. After the exclusivity period has elapsed, creditors will be able to organize their own proposed deal to bring the bankruptcy to a close. Finally, separately on Friday, Gemini updated their lawsuit against DCG and CEO Barry Silbert. They now include four direct allegations that intercompany loans between DCG and Genesis were designed to, quote, make the market believe it had actually fixed Genesis's cratering financial condition. So there you have it. There are a number of other things that happened over the weekend or around the end of last week that we may touch on in conversations later. Mark Cuban got fished for almost a million bucks, for example. The New York Times leaked parts of a 15 ,000 -word Sam Bankman -Fried ramble that amounts to a very self -pitying reflection on the state of affairs. And Google's head of Web3 is begging the industry to build something actually useful. For now, though, we are going to wrap it there. We're going to get to the hard work of building back this industry from the ground up. I appreciate you hanging out here with me as we go about that work. So until next time, be safe and take care of each other. Peace.
Real Estate Disruptors
"one year" Discussed on Real Estate Disruptors
"Your team got to experience it that it's helped. It's it's bad ass zanu up. Yeah so totally worthwhile. Next week to blake so becoming in So last thoughts to lead the listeners. With a so just going back to clarity. One thing that that. When i was getting involved with casey in his mentorship i'd start asking him a bunch of questions. Like what do i do on this deal when we do on that deal and you always hold on. Take a step back. What do you want. And i would say. Well you know. I want financial freedom and i wanna do this deal at no. No what do you want like in life. take some time. Stop what you're doing. Take some time this weekend or tonight or whatever. Two hours of silence. Write down what you want. Because i think we get ask that occasionally but we kind of brush it off like we'll yeah. I want this. So i'm just going to keep doing this right now. We don't actually take time to really understand the magnitude of that question because the outcome of that question gives you total clarity in it gives you. What do i need to focus on and it gets rid of all the noise and everything else out. So that's something that has really changed our trajectory from even what i was was doing in two thousand twenty two. What we're doing now. Twenty two want is that question getting super clear on that question and then everything else becomes an afterthought so is there a certain frequency that you do. I like to do a quarterly quarterly quarterly. Just two hours in silence. Yep what is ryan. Yep and it's so powerful to reflect on that because in this business when you have successes. They're great but are you really accomplishing what you wanna do. Are you spending more time. Then you want to be working or less time. Are you spending time on the things that really matter. Think you can be really easy to get caught up in the success. And you know social media and a guru and just conquering. The world domination ryan. It doesn't matter it's all about what is important to you. And how do you implement that. No that's that's huge someone if somebody wants to get hold of you. How would they do that. So the best way is to shoot me a message at ymer investments on instagram there. Yo simple enough all right. thank you so much. Thank steve for watching.
Real Estate Disruptors
"one year" Discussed on Real Estate Disruptors
"Until i mean you can get to him or i can find a reliable second contractor contractors are it's like a roll of the dice so we're we're getting there but as a work in progress is having a good juiciest tough What is your wi. My why I think i touched on it earlier. But it's it's about living life on your terms and not letting your job or your occupation or your need for money to live dictate your life and that isn't an easy thing to unravel it's painful. It's scary. I think failure failures and interesting word. It's like an absolute term It's like a pass fail. You either did it or you didn't right instead When really failure. In my life. Every time i've had a failure it's just catapulted me into the next thing. The first time. I got a second job that i was i loved and i was traveling the world and then the next time when i felt like i had failure. It launched me into into this and so I think treating noses adversity or challenges. Those are words that you can overcome. There's hope Right you don't necessarily it's weird. I think it holds a lot of people back the failure word because it sounds so their terminal. There's no coming back ray. Yeah totally and it scares a lot of people from taking simple action steps right instead of using adversity or challenge. So i i really think if we just viewed Don't use that word as much or at least use it in a different context to where it's positive because because now one of our one of our company core values seek failure. Yeah because we know it's gonna it's gonna allow us to personally grow right. We're going to get better at what we do. I think that's awesome So you're y right more or less being able to do light. Live life on your terms. I look at that with other challenges. You had with your corporate world where your biggest source of frustration was that decisions are made for you right. So do you think is something that's been with you your whole life or this is something that happened after you graduate college after for sure. I was never. I didn't even know that you could do that honestly. I had no idea that you could even do that. So i thought i thought it was just a saving game. I thought it was as long as you can be frugal as possible and save enough money that you can retire early. I didn't know there was another route to do it in What is your biggest drug right now. i would say the hiring I think to one thing with the virtual assistance it's You know you have to hire three or four for every one or two that stick. So that's the time commitment for my lead manager now and the constant reinforcement positively. That is needed. We try to eliminate the word try from anything we do so just like master. Yoda says there's no try. There's just say we tried through limousine drive today. I i heard the i. I even have to catch doing it. That's ironic but in the words of master. Yoda there is no try only do not right so we eliminate that word and we want to and are committed to when we say that..
Real Estate Disruptors
"one year" Discussed on Real Estate Disruptors
"And this is a difficult question to answer. If i were to say steve What value do you place on a year of utilizing what dollar amount. So tonight. you're gonna go to sleep tomorrow. You're gonna wake up and you're going to have a dollar value in your bank account. What would that number be. And i think it's gonna be astronomical compared to what mentorship costs and that's exactly. What mentorship does it saves you years of learning the hard way and struggling. And i'm not saying. Get a mentor right away. You don't wanna be asking mentor. You don't wanna be paying your marketing dollars when you're just starting out on a mentor to you. Know what. Liz should i pull. How should i skipped trees. How should i organize the salcom's you don't wanna be asking a mentor that you wanna be asking a mentor. I gotta deal under contract and it's got seven liens Five airs and they're all spread out and they need to close by next week. What do i do. Is this even a deal reich or the high level discussions here on my numbers. What are your numbers looking like. What's your conversion rate..
Everything Everywhere Daily
"one year" Discussed on Everything Everywhere Daily
"An animalistic year is a bit under five minutes longer than a tropical year. Okay so we've tackled the concept of a year next. We need to address the concept of anniversaries. The word anniversary comes from latin and the word and ever serious and it is made up of the words honest which means year and versus which means turning. So if you ever want to be that person and someone says. They're celebrating a six month anniversary or a six week anniversary. You can smugly tell them that. It is impossible because an anniversary literally means an annual celebration. Weddings birthdays are the anniversaries in most commonly celebrated in the case of weddings or traditional gifts. Which are usually given there are different. Lists out there for what gifts are supposed to be. Given based on year anniversary is being celebrated the traditional one year anniversary gift in the united states is paper and in the uk the traditional one year anniversary gift is con- or paper. These supposed modern gift one year anniversary is a clock and therefore i suppose an ultra-modern gift would be an atomic clock. The whole idea of having different gifts for every different year of an anniversary is a rather new invention. It only goes back to nineteen thirty seven and surprise it was created by the american national retail. Jewellers association so we've covered. What a year is we've covered. What anniversary is now. We'll finish the topic by discussing this podcast. The idea for this show actually goes back a few years. The initial idea was a weekly or bi. Weekly show that went super in depth on a single topic similar to what i do now but fewer much longer shows. I actually credited list of episode ideas and began doing research. I found myself with enough material on the first show to do like a two or three hour program. The first show is going to be explaining. Why the mona. Lisa was the most famous painting in the world. A show that long is difficult to create difficult to produce and most importantly difficult to keep. Someone's attention. I had already paid for the art work in the theme music but i decided to put the project aside and just focus on my travel website and doing travel photography when the pandemic hit. It hit me really hard. Because i had all my eggs in the basket of the travel industry i never in my wildest dreams imagined that the entire multi trillion dollar travel and tourism industry could just disappear overnight yet. That's exactly what happened. People stopped traveling. Travel company stopped. All advertising and marketing campaigns..
Everything Everywhere Daily
"one year" Discussed on Everything Everywhere Daily
"This episode might seem sort of disjointed but everything has to do with the theme of this podcast one year anniversary so with that said. Let's start with the idea of what eight year is. The definition of a year is simple enough into the time it takes for a planet to complete one orbit around its star. Different planets have different lengths of a year. A year on mercury only takes eighty eight days a year. Neptune takes about one hundred and sixty five earth years. Believe it or not there is more than one way to measure a year on earth. Cubans have traditionally measured a year from solstice.
The Semi-Social Life of a Black Introvert Podcast
"one year" Discussed on The Semi-Social Life of a Black Introvert Podcast
"The <Speech_Male> conversations <Speech_Male> <Speech_Male> de healing is worth <Speech_Male> at the the experience. <Speech_Male> <Speech_Male> The knowledge <Silence> is <SpeakerChange> <Silence> <Silence> <Speech_Male> <Speech_Male> have children. <Speech_Male> They are worth <Speech_Male> my fight <Speech_Male> students. They're worth <Speech_Male> my fight i family. <Speech_Male> They're <Speech_Male> worth my fight. <Speech_Male> Have community <Speech_Male> all of your worth <Silence> my fight. <Silence> <Silence> <Speech_Male> <Speech_Male> I'm not giving <Silence> up my fight. <SpeakerChange> <Silence> <Silence> <Silence> <Speech_Male> This <Silence> fight is too <Speech_Male> valuable. <Speech_Male> we <Speech_Male> are too valuable. <Speech_Male> I am too <Speech_Male> valuable. You <Speech_Male> are too valuable <Silence> for me to give <Silence> up <Silence> <Silence> <SpeakerChange> <Silence> <Speech_Male> the <Speech_Male> to all those people <Silence> that are in the fight <Silence> <Silence> <Speech_Male> to all <Speech_Male> those people that are fighting <Silence> <Silence> <SpeakerChange> <Speech_Male> to all <Speech_Male> those people that are stressing <Speech_Male> out having <Silence> zaidi. <Speech_Male> <Speech_Male> I want to encourage <Silence> suda <Silence> to rest. <Silence> <Speech_Male> <Speech_Male> Fine. you're kinda. <Speech_Male> I found mine <Speech_Male> on a basketball court. <Speech_Male> I <Speech_Male> went back to <SpeakerChange> the basketball <Silence> court today. <Silence> <Silence> <Speech_Male> And i didn't <Speech_Male> feel black <Speech_Male> on the basketball <Speech_Male> court again. So maybe <Speech_Male> that's my little piece of <Speech_Male> kanda <Speech_Male> here. In america. <Speech_Male> find your <Silence> place of peace. <Silence> <Silence> <SpeakerChange> <Speech_Male> Create <Silence> your <Speech_Male> <Speech_Male> your non black <Speech_Male> space. <Speech_Male> A sounds weird. When i <Silence> say about hope. Y'all get <Speech_Male> <Speech_Male> the space in which <Speech_Male> you're still black. <Speech_Male> Yeah you're still brown. <Speech_Male> Yeah you're still <Silence> whatever <Speech_Male> but <Speech_Male> that space in which <Silence> you could just <SpeakerChange> <Speech_Male> <Silence> which could be <Silence> <Speech_Male> your <Speech_Male> which you could <Silence> be human <Speech_Male> <SpeakerChange> <Speech_Male> and was you exist <Silence> <Speech_Male> <Speech_Male> and not have to <Silence> worry about <Silence> <Speech_Male> the is <Silence> <Speech_Male> or <Speech_Male> the guns <SpeakerChange> being placed <Silence> upon you <Silence> <Silence> <Speech_Male> fight <Silence> for <Speech_Male> <Silence> your rights <Silence> <Speech_Male> <Speech_Male> but also fight <Silence> for your piece. <Speech_Male> <Speech_Male> If i've learned anything <Speech_Male> one year later <Speech_Male> is cool <Speech_Male> to protest. I'm <Speech_Male> glad that people <Speech_Male> are protesting. <Speech_Male> Glad that that <Speech_Male> we still get out in the <Speech_Male> streets. I'm glad <Speech_Male> that we are fighting <Speech_Male> in that. We're standing <Speech_Male> up to the system <Speech_Male> that we are marching <Speech_Male> that we are making <Silence> moves <Silence> <Silence> <Silence> <SpeakerChange> <Speech_Male> but we also <Speech_Male> have to fight <Silence> for our peace <Silence> <Speech_Male> <Speech_Male> march toward <Silence> our rest. <Silence> <Speech_Male> <Speech_Male> Stand up <Silence> for our <SpeakerChange> heart <Silence> <Silence> <Silence> <Speech_Male> <Silence> because this <Silence> <Speech_Male> <Silence> this fight <Speech_Male> <Silence> this battle <Silence> <Silence> <SpeakerChange> <Speech_Male> <Speech_Male> it may dis- last <Silence> a lifetime <Silence> <Silence> <Speech_Male> one <Silence> year later <Silence> <Silence> <Speech_Male> not much <Silence> as changed. <Silence> <Silence> <Speech_Male> These <Speech_Male> passive <Speech_Male> progressive organizations <Speech_Male> people were pretty <Silence> much to say <Silence> <Silence> <Silence> <Speech_Male> except <Silence> the <Speech_Male> The black <Silence> lives matter. <Silence> The <Speech_Male> the <Silence> <Advertisement> we will still fight. <Silence> <Silence> <Speech_Male> We will still <Speech_Male> move. <SpeakerChange> We will still <Silence> stand up. <Silence> <Silence> <Speech_Male> <Silence> Because <Speech_Male> <Silence> i am worth <Speech_Male> it <Silence> because you are <Silence> worth it <Silence> and together <Silence> <Speech_Male> <Silence> we are <SpeakerChange> worth <Speech_Male> <Silence> i love. Y'all <Speech_Male> <Silence> are preceded show <Speech_Male> as <Silence> always be. Well that's it ladies and gentlemen the journeys over.
The Semi-Social Life of a Black Introvert Podcast
"one year" Discussed on The Semi-Social Life of a Black Introvert Podcast
"My friend. I just want to go somewhere in which i don't feel black i. I'm looking for a non black space because the past year really really been really for a lifetime. But it's been heightened for the past really five years four years. I'm so conscious of my black skin. That sometimes i just i just don't want to be conscious of it. This is this is being real completely. Ru and i came to an understanding of this i. I went to go play basketball. Never play basketball in years. And and i was just shooting and i was playing. I was just enjoying life. I was just joined the moment. And i realized once i start once i got in my car i realized like oh. My gosh aaron. You weren't thinking about being black worried about shooting at the who you're just worried about dribbling. You're just worried about hitting the next shot. I wasn't worried about getting shot hitting the next shot. But as soon as i got in the car and i realized where i was i realized what neighborhood i was in. I realized that. I left the court. And i left my. My sanctuary does little place a piece in which i was cutting the moment as soon as the car put on my seatbelt. Also put on the realization that black man and nice neighborhood playing basketball. Be careful getting home. I don't like going to the grocery store. I don't like going shopping or like that. Because i am a black man in america i run at night every night i go out and run to clear my mind and i was say ninety percent of means just in the moment ninety percent amis is is enjoying the run but there's at ten percent army the same air. You know what neighborhood iran you know. You're black man. in america. You see that confederate flag but house. Every time.
The Semi-Social Life of a Black Introvert Podcast
"one year" Discussed on The Semi-Social Life of a Black Introvert Podcast
"Leading actor of a black women support group goes to pick an organization. They are in our communities. These are the very same organizations individuals that are tied to the system that we are fighting these organizations many of these organizations one year later. Still don't see the value of black and brown people. And when i say the value they see us as workers they see us as labor but they have yet to see us as human. Where do we go one year later. How how as a black man should. I feel one year later one year later after a year of hail one of your later having to wake up each day and as soon as i turn on my car driving to work or pick a destination i put on my seatbelt seatbelt reminder that i am black be careful i was talking to a friend of mine and and Sorted religious going back in talking. About what kanda if you don't know what kinda is the fictional nation that is featured in the black panther film is a nation that is Advanced when it comes technology advanced when it comes to people as a whole bunch of black folks really just living their best life. I'm going to be honest. I mean when we saw black panther we were like we need what condo right now. So what kinda is sort of like my my place. That even though was fixed. No it's is spoke zooming. Because when i when i saw macondo and black panther i immediately imagined myself being there being in the nation full of black folks so much so that we don't have to remind ourselves that we are black because here in america. If we don't have to remind ourselves where black america would definitely remind us that we are black every day. I'll go to work every day. I get my car every day. I arrive at a destination. I'm reminded of my black skin for as much as people. Praise body cams for for many of us in the black and brown community. Those.
Civil Engineering Vibes
"one year" Discussed on Civil Engineering Vibes
"Often mentioned are but if at them and also like one thing like it's like you know it's like the topic like we talk about topic like whenever we do not see it from anywhere like for example like we talk about sometimes dark side of severe injury like this is true on china because to be honest no one is speak about that like because people not for example and the site of course reductionist challenging a tightening. So yeah so we were motifs. Talk we talk about it but for me for me but suddenly my dream is to do this fulltime job. This is really like a passion. What does another way will celebrate its Talk about we love and like nobody are non nothing like only me and you the between me. I knew that no one can. No one can go on to speak in certain strength. What i have to like i have to speak about structure. Have to speak about this and dagenham. I have to speak about some university or something. No i have to three percent obedient the way most of the speak about store per billion unless there is some better tackler payback awesome some reference or some scientific think we are runs into shots but most of the tobacco out of this person obedient if most of the guests bring their opinion. So it's a good experience and even behind to improve increase the future. I'm looking for that. You know that our audience we have mixed. We have people from northbound breakaway mideast. And that's a good sign That that impacted the cost is not only regional. Here is somehow internationally and this. We can expand invite other people to be part of this Awareness movement towards engineering. And so hopefully you know. We have recently been interviewed. A couple of people and I cusi that growing. And who knows maybe in the future if we salute our. We have people with the team in the future. Now and we stopped ma'am with us. Good for malaysian. Yeah why not adopt a team and we can become better. Yeah and i was surprised when the beginning it all locker it then we grow up like we never expect that will going international and people from all over the world want to interview like this is one of the things like. I'm i'm so surprised about that. I never expected that to be honest. Even one thing. Like i was one thing i want to also like when we started this. We started before covet. The idea and then couvert cacus kick start. Kick start kicking in. I want to do something. Covert held off to grow podcast without covered. We won't do it without gobert. We will not have to wait like remotely. I wasn't going. Oh my god. I have to do it better night after got better after two about the guess because random and different city have to bring gusta entrepreneurs but recovered at the top like like. We can't do it remotely of guests except in much podcasting so really. It's considered coveted. Like a blessing for us in the podcast by but other people think of it like it's bad thing for us. It's up listening. Taught my opinion so i think since we abo- lucite listen over any organization our mission and the vision with the podcast to drop something that Our audience exactly over trajectory vision despite cuts. And this is the thing that would make it. Clear and Is a couple of things the would make overcast. more interactive. We can do live session with our audience. We do many hoops again. From thanks for every single one. Who scribe or download. One so i hung appreciated for my side can promise that the working around since we have over peppis to feud us again pence for apple. The hard worker. Who's doing the semi. He did and i call him all. Echo co founder of this broadcast. Thank you again of thirty to share with the audience. That idea even now if not start doing snobs the we start doing life. I agree with anna was stopped doing now and clubhouse and maybe maybe we would go twitter twitter space where we can do it now. This testing it now. We go fishing like with talk with the audience. Even if we have an idea like to fill live sessions recorded the podcast that what even our plan even even i agree with random like the upside. We will do it now. We are working better website now because everything at our website. Now because you know but you know dangerous stunt guys. This is part time job. We are doing or not doing it for time job. So yeah we're working in many things like my given benign to like social media clips are now. I think even opening portrayed you broadcast menacing testing now. Like because i was to do something like to be honest like so now we are open book like like this. Trion bike with in order to grow and succeed. Because you have to untie role. There was nothing right. Gronk like it'd just be made this thing. I think we see. Maybe the audience love it. And i thank you audience for loving. I love you. And i love everyone who i love. Everyone who share and carbon interact with us and our social media or toss directly and even more more shutout will bring the future. Like if you see like ben grimm anytime we're bringing some out to the people who interact will bring more shutout prank where we'll try to interact nordell jones. Is it now. We are what we are working now for more interaction between audience. So this is this special oversight for asked for one year on really like it. I don't know what without you guys. What i what say you like really really fascinating. And i don't know like i do these anchor for that like everyone for everyone daddy sankoh for. Oh i got like us. And i'm getting a and you're like throwing expecting us on biz. Now that they can make us grow to this living ladies. You guys really really appreciate and for my advice to guys for anyone for anyone who wants to start. Podcast it's easy to start as easy you can do. It and blessed be autonomous. Consistency have content on start. And if if you have a skill you have avoid saturdays at what you bought that keep go keep moving and you and thank you guys on anytime blaze. Interact and talk with us. We are available in all social media. Believes if you want to talk about will come to talk and if you guys if you want to support that more just give view and apple podcasts and butchers our and thank you guys will go more better and better and thank you and which goofed up as santa keiron nice to meet you on the member guy whereas by parents i honest everyone sharing is caring at what nice to meet you guys in. Which in the past decade ice the night..
Jiu-Jiteiros C2C
"one year" Discussed on Jiu-Jiteiros C2C
Jiu-Jiteiros C2C
"one year" Discussed on Jiu-Jiteiros C2C
"All of us you me because in an eddie you know we started throwing ideas around in and we came up with this idea for this show and really it was for us so that way we can hang out in bullshit and mess around but man's we started this. I feel like we've gone. Our close friends have been have become even closer. You know but the podcast aside. I was frustrated as fuck. And i still am. Because there's a lot of. I don't wanna see like peop- i don't want to call people names but people are just willing to listen to whoever without even asking for facts are associated so i'm just gonna believe it so and so said this so i'm just gonna listen to that and i feel like it's because of the people that we were around that we've been in this situation for so long. I mean we have so many freedoms you have the right to do whatever you want in this country. You aren't go shoot a bottle rocket up your ass. Go for it. You can do it. You want to live on the hill. You wanna leave by the ocean. You want sports car. You wanna ride your motorcycle with no helmet on. There's places where you can do all that stuff but wearing a mask. That was just too much for too. Many people and a lot of people didn't even believe that this thing was that cova was even real for the simple fact that they were just there weren't even good at math. You know they realize percent at a scam. Dimic like yeah. Yeah it was a perfect storm. This cove thing and it was an election year and some people may or may not have taken advantage of and push their own agenda on top of this and that surely didn't help. I believe and we needed a lot of people to step up and some people dropped the ball. You know and you could try to talk to people about it. But if they weren't open to what you were saying it just you couldn't have those those lines of communication and i'm gonna tell you guys i live up in the foothills. There's not. I didn't realize there were so many doctors and scientists that lived in my community because everybody knew about this. I'm kidding bullshit. They didn't know shit about shit for a long time. People were going about their business wearing masks. Doing whatever going into the stores. You know what i'm doing their own thing and i didn't really care just like i said before. This is a free country. You can do what you want. I wore a mask from day. One i still wear a mask. And i got both jot so same here. I kind of feel like we're we're we're so deep in this now that people are just forced to have in a wear the mask but there's still a lot of people out there that don't you know what do you guys think about. I mean i don't wanna get into that. I don't want but are well i mean speak on. What do you have to say about that. What do you think about people that were saying coming up. I'm not gonna say excuses but they're coming up with these reasons for why they shouldn't wear a mask..
AFF on AIR Podcast
"one year" Discussed on AFF on AIR Podcast
"If you're listening to this podcast a year ago and specifically to episode thirty two. You you might remember my interview on riquet. Pereira from dreyfus dot up house in lisbon portugal on the twelfth of march. Two thousand and twenty seven. That's now just starting very. I was a guest enriquez. Tellingly has been right as the coronavirus pandemic started to take over the world and shutdown international travel. I had arrived at this hostile just two days earlier and on this just happened to be the hostels grand opening day. I was the second guest to arrive and then two days later on the totem march when we recorded that interview the hostile was forced to close. I was the second end last kissed at the time shortly afterwards. Portugal then went into lockdown. And i came back to australia. Is the borders closed. At the time on riquet in the team at drape his startup house had no idea where the hostility of. It'd be able to reopen and i. I think i recall in that interview. We were talking about whether things improving one two or four months. I mean well now. It's being twelve months in still things are not completely back to normal but what happened next well year on. I'm joined now on the on air. Podcasts once again today by on vaca- pereira who is now the general manager at drapes dot up house in lisbon. Welcome back on ricky. Thank you matthew. Thank you thank you so much for day for invites. It's a pleasure to be here with you not here because we are a across the globe. You are in australia in portugal. Yeah but it's a real pleasure to talk with you one year later. Yes which much more insights about of y'all situation much more than we were when we were talking one year ago. Yeah absolutely and let me last time. We were sitting in the same room this time. There's an eleven hour time difference between between us but it's still it's a pleasure to have you back on so i guess in simple terms as possible. What happened over the last year since we recorded that last interview. So it's been. It's been a bumpy road so you work together. In march two thousand and wendy matthew as matthew said was our first guest a in the h. so in march two thousand and twenty. The situation was unclear right we wore. We knew that something was happening. In china we knew that it was going to europe when we were at the hostel Our first gazing portugal in the second of march so on the tenth of march as matthew were saying we had to close and since then the the rose was bumpy because it was ups and downs Just after march we went to our first lock down and for me and i think for for the majority of the population. It was the first lock down the that i had to do. We had to the hostile so since from march to june we closed. The hostel was doing an walk down. Basically it was a severe walk down in our house for twenty four hours. You just could leave for groceries or an hygenic welk..
CXMH
"one year" Discussed on CXMH
"You know i've been pretty vocal about navigating sobriety and you know the pandemic was kicked off. Lake gosh it was like two months. After i made the decision to be sober and sobriety has certainly helped through the pandemic for sure and i think that even navigating the practice of sobriety has helped me really be reminded that like we are taking all of life anyways one day at a time one moment at a time and That control is an illusion and like all we have is. What's the next step. Like what's the next thing in front of me to do That's really mind to do and not you know me assuming that it's again circling back to being too. So he asked sobriety was helpful has been really helpful through this getting outside like you had sat like just getting out because like i work from home to we as a family like we would go for like drives like you know once a week or so. We'd go for long around town or you know just wherever we could go and like Would like pack lunches with us and just go drive around but that was helpful to at least be like that's right. There's a world that exists outside of our house right now though we're in report seven yeah so anyway. Those were some things that were helpful for us so So i had. I had mentioned earlier that like you know some of those earlier episodes when kobe i started i think can be really helpful so i wanted specifically call out a few of them for listeners to circle back and check check into but dr john's navigating uncertainty during covid which you mentioned a moment ago. I think that was really helpful. Right after this had started. And then i know we took a little bit of a break. When coveted i started like took a week off or so and then we did a check in and i think if anything. I don't remember if there was is anything that was all that helpful in there but it was more like a icing. So i think if anything maybe you know. It was more normalizing that we had. Dr karen. melton. Sarah perry come on to talk about balancing working from home and intentional family time. I cannot imagine what that conversation would be like today though after folks have been working home. Furry era and trying to juggle that intentional family time and coupled time and things like that. We also had sarah and doctor daryl in tongren come on to talk about how we move through suffering. They talked about their book. Courage to suffer. That came out. Like just wasn't like the the week before it was pretty close. Yeah yeah so. Their book in that conversation was helpful. I love dr episode talking about making small changes to promote our mental health. Which i think is a super important especially even now as we are at the one year point thinking about like. How do we continue to care for our mental health in feasible manner making small steps.
CXMH
"one year" Discussed on CXMH
"'cause i work from home now and so like sometimes i just need to like go drive around to be part of the world you know. I know a lot of people are like. Hey you can only zoom with your friends so many times. That's totally fair. Yeah dave hughes who. We both know on twitter. I did a training with him towards the beginning of those about trauma and stuff and he had this line that i i've thought about ever since where he said. Your screen doesn't have a nervous system right so like the idea that we can have the sense of like regulation and all that is is removed. Which is why it feels so defined like hanging out with people then on zoom so trying to find ways of maintaining community or things like that. Even if it's like ham just getting kind of scraping the bottom of the barrel we can. We can talk to each other across the street or you know. Yeah yeah is still somewhat helpful. You know just trying to find ways of of those things because they are important. Yeah and safety is important to those are really. Those are really good those about you. Are you thinking if there's anything else. I see you like That was like. I don't know if i really answered the question but i don't remember it started. No i asked you what what's been helpful over the last year. I mean i. i think. I'd honestly echo a lot of them. I mean you talked about episodes and you started mentioning one or two. But i think for our listeners. I do hope you'll go back through if if the you feel as though this would be helpful for you. I know going back through some of those earlier episodes when this first started i think were really relevant and as you re experience some of the emotions or thoughts or sensations tied to this like you know as we round out one year. Some of those earlier episodes might be helpful. Can i say one more thing please. Yes i was just gonna say. I think it's also important both for me and and also just to to throw it out there listeners. That when we talk about things that are helpful or whatever right that yes. The measure of success isn't like i found the perfect solution to make nothing distressing anytime i because that can be kind of held up as like. Oh we'll just you know what coping so need here. What the need here. Whatever and the reality is like there's going to be times where like nothing seems to be that helpful. And i'm just upset like that's okay right. That doesn't mean like. Oh well i should have found another one right being okay with that. I think back to it was. Halloween was the first time. I got like very angry. Like shifted to like an angry response of being so angry at where we were because gray obviously was like a two and a half right like this was kind of like the first time that he could have gone trick or treating understood what was happening in any capacity and he couldn't me. We went to his houses that we knew went to their house and then went over to their house and they like given some candy from afar and it and i was angry that that had been robbed from him right..
CXMH
"one year" Discussed on CXMH
"Back to the xm age. My name is dr. Holly ach sandler. And i am joined as always by my co host robert war this week. We are doing something a little bit different compared to normal Typically we do like an intro and then we often have a guest on to chat with us about a topic but this week we really wanted to honor the fact that we have now officially reached the one year anniversary of of covid nineteen being declared a pandemic. so we'll dive into that and just a little bit. But i wanna i check in and say hi robert. Hey holy power. How are you doing today. I'm good i'm good. It's a little bit of a strange day. I think conceptually which will obviously talk about but other than that kind of a pretty normal day which even the fact that it feels like a normal day is a little bit strange but You know kind of exciting to be here recording with you and doing something a little bit different than normal even if excited is kind of a weird word for it. Yeah yeah i hear you. How are you. we're good. I'm doing good. I think it's probably very similar. It's you know where the kids have off this week for week. And i know my university. We are not doing a stink as spring break in. So there's been kind of a little bit of juggling between not but it's been it's been pretty okay Korean is celebrating our ten year anniversary tomorrow as being recorded so To that funds. Thank you you know. We had hoped or thought that our ten year anniversary would be celebrated like on an east coast beach with our friends and family but of course that is not what is happening this year. And that is okay. 'cause i'm just grateful that we get to be together. We've got the kids and it's all good. Yeah so But i just with you in recognising the complexity of this day and the weight of this day and of course we are recording it on march eleventh..
Riders Lounge Podcast
"one year" Discussed on Riders Lounge Podcast
"Had to realize dude. You got to leave your reality now. That lifestyle started going down. And that's it like that. So i had the chance to recover right before the pandemic with a few shows that i was gonna have in south america and that's when the whole world Decided to revolt it was is a social explosion in chile that. Cancel a master's dirty. We're going to have their that. Was that my biggest pain show. The year it added in make any money like a deanna of twenty nineteen. I didn't make any money. So i got into twenty twenty living off my savings and get to brazil died of the jumps as sit down at home for eleven months. Man actually are. I remember that. Because i know like talking to squibb. I think he's bike was in chile for one year waiting for that event because they postponed because of the social unrest and non. Maybe we can do it. Maybe we can do it. And i think yeah. I'm sure his in everybody else's bike from medieval was like that just waiting waiting hoping that event happened. Just didn't yeah. Yeah it sucked big time. Data for was a good show is besides getting. It was my biggest pain show. I would get so much exposure in chile every time when they're for for events and it was good for sponsors. It was good for for everything for me and especially for the ego. But a it didn't happen and i'm pre- positive won't happen is a you know things are going to take a long time before they go back to. You know doing those massive events derina were were doing. that show. wasn't that great. Wasn't that big. So if we had to fill it up to half of author of capacity is not going to pay for the show so i i don't know if it happens. I'm not so sure it'll be in the near future. That sucks to. I was thinking when you said about with the threes of injuries and then the mountain of crap that's piled up scenes. how is that then affected. Sponsors. let's say okay you've gotten our free stall events. can you fall back on sponsors. But i'm guessing that probably hasn't worked out so well either well like we were talking when i was telling you that i learn new skills doing this thing like a salesman at never been very good a seller myself. So i don. I do have a lot of network context with people like most.
Journey to $100 Million
"one year" Discussed on Journey to $100 Million
"What is your one year plan. Pay there. I'm kevin daisy and i'm eric olson. Join us on our journey to building a one hundred million dollar companies. What's up everybody. Is this kevin daisy ten year vision or a b. hag a big hairy audacious goal or even a three or five year. Plan in your mind where your company is going to be or where your businesses gonna be. Then you're not going to get there if you don't have a one year plan so this is something that you can actually see in imagine obtaining within a short amount of time one year so you need to look at in a one year plan that supports your tenure plan and of course yet a three to five year plan the supporter tenure plan. But a one plan is something again. Is something that you have a lot more control over. You don't know what's going to happen from now between now and ten years. It's just not something. We can process but one year is something you can again for us. We have three goals for the year for the company. Personally i have more goals in that. It's more like nothing. Five or six main goals i'm working towards and there's a more habits and things do on a daily basis. That are not necessarily a goal. Like my business has where we want to a certain amount of revenue. We wanna hire more salespeople and so on put together a one year plan say you know today. I'm here in one year. Here's where we want to be. And if you're not sure about this plane yourself the entrepreneur. You're the visionary. Then go to your team if you have a team a manager team or just a small team or you just got started talking about where you see the company going but also get feedback from them. What do they see the company going. It might not be aligned with what you're thinking if you're the ultimate entrepreneur illusionary. You might be saying. I want to be at two million next year and then your team comes back. Says i think we can be one million next year. And you're like oh you guys are not thinking on the same page here so you need to get on the same page with your team especially management team on where you're thinking that you're going to go because then once you get that plan or that that goal then you can backtrack it and put some reality in there. I wanna two million from one million. Okay what does that mean. Your team's gonna say well that's that's going to be really hard. You need to hire more people if we do that. I can't take on that. Many more clients where we need more sales people in order to get there but once you had that goal set you can plan on how you're gonna pain that goal right. Okay we need to hire more people. We need to make partnerships with this anymore affiliates. Were searching do partners referral partners whatever. It may be whatever your goal is right and you start to plan out the quarter each quarter okay. Each quarter we have to hit this in order to be on track. Then you take it to the month each month. We have to do this in order to be on track. And if you want to you can take it down to the weekly level or daily activities but at least break down the head the year the quarter in the month. And then you've got to reevaluate each quarter. Hey where were we did. We hit hit a numbers. Do we not her. Numbers was the goal off and on i would recommend. Don't move the goal just fail. Don't move the goal. If i say that i wanna go from one million to two million and say well it's just moved the goal and make it easy Work two months in must move. It's a one point five million and you don't even make that goal right so you got a good chance of not hitting either goal go. Hi don't burn herself out but she for the higher goal so if you don't plan you're not gonna get their air. Can i did this last year. We we're going to get to a certain number with actually no plan per quarter per month on actually how we're gonna get there. The didn't go to plan. We didn't get there. We got about halfway up to where we wanted to go so that it shows you what will happen if you don't plan union to track it have. Kpi's look at it every single month in readjust. What you're doing to get there. Don't move the goalpost. How much more successful would you be if you could harness the experience of a group of successful business owners. Well that is the exact group of people that we have. In our business grew mastermind. Check out more information at array mentor dot com..