40 Burst results for "One Time"
Evangelism on SermonAudio
A highlight from Jeremiah: A Burning Word
"Jeremiah, a burning fire. We still have about two more messages in Judges, but that'll have to wait towards the end of October because the next two Sundays, and I'm just saying it now so don't forget at the end, Pastor Theron is going to begin a series on Amos, and so he'll be preaching the next two Sundays, and then I will finish out Judges, and then he will close out the Amos November series 5th when I'm in Nicaragua, but an opportunity to walk through that Old Testament book, and I'm looking forward to him preaching, for us getting to be able to sit under that for a whole series on the book of Amos, excited to learn what he has to share there. As I mentioned, Jeremiah and the idea of a burning fire, and just as we start out, I just want to make a statement that I think we all know, but God has not promised that we even will grasp exactly how what we do and experience functions and fulfills his great purpose. He hasn't promised that it's easy, and he hasn't promised that we will necessarily understand every component, but he has promised this, that what we do for him will be eternally fruitful and that he will make all things work together for good to them that love God, to them who are the called according to his purpose. The idea that it's not always easy and that it doesn't always make sense, if you turn into the Old Testament and look at the prophets, one of the prophets that exemplifies that truth so well is Jeremiah. He's described by some as the post -Christian prophet, the one to preach to post -Christian times. He's a man who was the unwanted yet truthful voice of God in his era. He was called to preach repentance to an unresponsive people. He confronted ungodly kings, untruthful prophets, and unfaithful people. As he states in Jeremiah 2 13, in a very clear illustration, he says, For my people have committed two evils. They have forsaken me, the fountain of living waters, and hewed them out cisterns, broken cisterns that can hold no water. He's constantly called to preach to a hard -hearted people for them to turn from this world's broken and false replica of a God to the only God who redeems the only God of life. It was a message largely unheeded by Judah, a message of judgment that saw fulfillment in Babylonian destruction and captivity, which was a reality that broke Jeremiah's heart. Irving Jensen says this, By divine design, it was Jeremiah who was called to prophesy in the darkest hours of Judah, when Judah as a nation died. He is known as the weeping prophet and the prophet of the broken heart, but he wept not for his own trials, grievous as they were. It was the sins of his nation and the fearful destruction these sins were bringing upon them that broke Jeremiah's heart. So as Francis Schaeffer notes, Jeremiah provides us with an extended study of an era like our own, where men have turned away from God and society has become post -Christian. And it's to this type of people, this ministry, that the divinely called Jeremiah struggled at times to understand and accept his role in giving God's message. He preached 50 plus years going through, I think, four different kings. He faced opposition and derision, and at times he wondered internally with why God has called him to this task. He wrestles with that thought continually throughout the book. But it is in those instances of distress that we get a window into the prophet's soul showing the deep personal price that he has to pay for his faith and his faithfulness. And it's to one of these that we're turning this morning, chapter 20 of Jeremiah, to see that battle and understand what it means to truly have a burning fire in your bones to proclaim God's truth, no matter the response or reality in which we live. My goal with this whole message, one, as we walked as a church in ordaining Pastor Theron to the gospel ministry is to be a call in his life that no matter what comes up that the Word of God is a burning fire, but it's also a call to us as a church to have a burning fire, a truly burning fire that we cannot but proclaim Christ no matter what we encounter in this world. So we encounter Jeremiah in the midst of one of his sermons or oracles preaching the destruction of Judah at the temple, and this is around 606 BC during the reign of King Jehoiakim. If you've ever read Jeremiah cover to cover and you're wondering if it's a chronological history, it is not. So it is based on these sermons and how they fit together and the message that God wants to bring. It's not always set in chronological order at all. So this is early on in Jeremiah, 1914 and 15. It says this. This is his message. Then came Jeremiah from Tophet with the Lord had sent him to prophesy and he stood in the court of the Lord's house and said to all the people, by the way, he was a prophet and a priest. Thus say at the Lord of hosts, the God of Israel, behold, I will bring upon this city and upon all her towns, all the evil that I've pronounced against it because they have hardened their necks that they might not hear my words. And he is a weeping prophet, a broken prophet. He's the prophet that had to preach to people who didn't want to hear what he was saying because they had other prophets saying, don't worry, we're going to be fine. It's not going to be a problem. We're going to get over this. We're going to prosper. We're going to be victorious. And he is almost a singular voice during this time saying, no, that's not what God said, that God has something else for us. Well, a man named Pasha, who is both a priest and the chief officer, here's Jeremiah speaking and he has Jeremiah whipped in scripture. It says he's beaten and really likely what Jeremiah received at that time were 40 lashes based on what Deuteronomy 25 three would allow. And so when you see that he got beat, it's not a whipping or two, but instead a formal punishment that took place. And then it says that pasture placed him in the stocks where his hands, feet and head were placed through holes, which contorted his body and caused extreme pain. Where is he placed in the stocks? It's not in prison, but it's at the gate. There's stocks at the gate. It's the Benjamin gate, upper Northern Benjamin gate because they wanted everyone to see what happens to someone that confronts them and speaks of God's judgment. Jeremiah is released the next day and instead of backing down, he renames pasture to Magor Miss Abib and you, you get extra chicken if you remember that at the end of the service, what his name was. But it means this terror on every side and, and what Jeremiah was saying was he was reiterating his message. He says, pasture, you're going to see your friends struck down on by the sword. You're going to witness people you know, hauled off to Babylon. He himself will be hauled off to Babylon after seeing the Babylonians take all the wealth of Judah and Jerusalem and that he would ultimately die there and be buried with the friends to whom he pasture had prophesied falsely. I want us to see as he's coming out of the pain and punishment, what he did yet those strong and bold words from Jeremiah were not all he was feeling or experiencing. The rest of the chapter deals with a cry to God saying that the mocking and the disrespect and the ridicule or are wearing on him. He preaches God word and it says he feels like it's become a reproach and the reason why people attack him. He wants to stop speaking God's word but realizes that he cannot stop speaking because that truthful message is in his heart and not speaking God's word creates a burning in his bones and what they're trying to say is there is such an intensity that you cannot stop a burning word that he must preach no matter how his world responds and so with that burning word in perspective, we take a moment to see and recognize what can waylay us from speaking it. For Theron, I kind of specifically kind of diving in for him on this. What can knock you off course? What are things that can come in and recognizing what they are from Jeremiah's circumstances and then seeing how they are overcome and so as we look at Jeremiah's circumstances, we must first recognize the potential pressure. Jeremiah 21 through six, it says, now, pasture, the son of emir, the priest who was also chief governor in the house of the Lord, heard that Jeremiah prophesied these things. Then pasture smote Jeremiah the prophet and put him in the stocks that were in the high gate of Benjamin, which was by the house of the Lord, and it came to pass on the morrow that pasture brought forth Jeremiah out of the stocks. Then said Jeremiah unto him and pastures thinking that Jeremiah is going to recant. He says, the Lord had not called by name pasture, but Maggore, Miss Abib. For thus say at the Lord, behold, I will make thee a terror to thyself and to all thy friends and they shall fall by the sword of their enemies and then I shall behold it and I will give all Judah into the hand of the king of Babylon, which is the first time he names the oppressor that's coming in a specific way and he shall carry them captive into Babylon and shall slay them with the sword. Moreover, I will deliver all the strength of this city and all the labors thereof and all the precious things thereof and all the treasures of the kings of Judah will I give into the hand of their enemies, which shall spoil them and take them and carry them to Babylon and now pasture and all that dwell in thine house shall go into captivity and now shall come to Babylon and there thou shalt die and shall be buried there. Thou and all thy friends to whom thou has prophesied lies. And if you think Jeremiah is a coward and I want you to make sure you get this image correct in your mind as we walk into where his, his struggle comes, you recognize that after being beat 40 times, put in stocks for 24 hours, that when you're released and the first thing you say is what I said is right and let me get very personal and let you know exactly what's going to happen to you. You recognize that this is not a coward or a weak man. What we see is that Jeremiah encountered significant pressure or pushback from the world of his day. They're not pleased with what he's saying. He's actually accused of being a traitor. They wanted to kill him for committing treason because he preached what God had said and Later on in his ministry, beyond this beating in the stocks later on, they're going to throw them in a pit that has water in it. It's sinking constantly to let them drown in a very slow way. The reality of God's truth though, is often those who need it and who we are striving to reach hate it, and that's something we have to accept as we bring truth that the world doesn't love truth, that the world is not enamored with truth. They're not sitting there saying, Oh, everything makes sense to me, but instead they will come after truth with some of the ugliest hate possible. They can resort to violence and physical attack. Many of us cannot fathom the idea or that reality. We don't see that in our world and in our, in our country, but we know that around the world fellow believers face physical attacks for believing and preaching God's word. I read the voice of the martyr and go through it and I'm just shocked by different sufferings that people walk through. I just read of one where they lock Christians up in sea containers in the middle of the desert and give them meager rations. You imagine how hot that gets in there and the suffering that is faced and yet those people remain faithful to the word. There is a potential for physical abuse. This world hates the message of truth that God has sent to it. Now, along with that physical abuse, one that we probably will encounter more quickly, we find psychological stress. Don't lose sight of where he was put in the stocks. He's in the north gate off of the court of the Lord. So at the temple, they have punishment designed to be public and they're taking a man who is both a priest and a prophet who's preached God's word, who knows that truth, and they've made a public example of him and they've set him up to be ridiculed. He's sitting there. Later on, Jeremiah will talk about the fact that he hears many whisperings. In this chapter alone, and we'll see it in the next segment, he talks about this idea that his closest friends have denounced him.
WTOP 24 Hour News
Fresh "One Time" from WTOP 24 Hour News
"Murder twenty seven years ago the focus was on this las his courtroom as a handcuffed the wayne keepy d davis limped in for a judge and the world for the first time since the self -proclaimed gang member and drug kingpin and was charged with tupac's murderer this is cbs news you need to hire indeed is with you every step of the way helping you attract interview and hire candidates all from one place visit indeed dot com slash credit nine oh three on w t o p on this wednesday evening october fourth twenty twenty three tyson's at seventy degrees it even got to be be tree sodas for the top local stories were following this hour morgan state university's canceling all classes and other school activities for the remainder of the week in the wake of that shooting on campus last night university also says it's postponing
The Breakdown
A highlight from A Leading Candidate for Next Speaker of the House is One of Crypto's Biggest Allies in D.C.
"Welcome back to The Breakdown with me and LW. It's a daily podcast on macro, Bitcoin and the big picture power shifts remaking our world. What's going on, guys? It is Wednesday, October 4th, and today we're discussing so many interesting political stories. Broader political US machinations that have some interesting implications for the crypto industry. Before we get into that, however, if you are enjoying The Breakdown, please go subscribe to it, give it a rating, give it a review, or if you want to dive deeper into the conversation, come join us on the Breakers Discord. You can find a link in the show notes or go to bit .ly slash breakdown pod. Hello, friends. Happy hump day. Now, I mentioned yesterday that I wasn't going to do full SPF trial updates every day. My current plan, although it's, of course, always subject to change, is effectively to save up every few days for really important stuff and give you the full rundown. Now, that said, I will try to give you the very highest highlights if there's anything super important. And really, the only big notable detail yesterday was around witnesses. In addition to the FTX leaders that we know had cut deals with the Justice Department and who were planning on testifying against Sam, including Gary Nashad and Caroline, it appears as though former COO Constance Wang, and probably most notably to the crypto community, former Alameda Co CEO Sam Tribuco, are also planning on testifying. Given that that other Sam has not been heard from, effectively since he went off on his boat in the summer of 2022, that one certainly got some tongues wagging. Now, that said, when it comes to the crypto industry and its actual future, the much more interesting story was drama in Congress. I'm excited to dig into that. But before we do, I'm also thrilled to announce that the breakdown today is welcoming a new sponsor. That sponsor is Kraken. Now, Kraken is a company I've known forever. Their founder and former CEO Jesse Powell is one of the true OGs of the space. And I've just known tons of super high integrity people who have ended up working with Kraken. And I think that that comes out in a lot of different ways, including them being super early, for example, to proof of reserves. I'm really excited to have Kraken on board as a sponsor, and so you will be hearing from them over the course of the show and in future shows as well. But let's talk congressional drama and what it means for crypto. TLDR, House Republicans have plunged into disarray as the fallout from last week's narrowly averted government shutdown plays out. Specifically, House Speaker Kevin McCarthy has been ousted from his position after Matt Gaetz filed a motion to vacate, calling for a vote to remove the speaker. Now, this outcome always had some chance of being in the cards. McCarthy was elected speaker in January after a torturous, modern record 15 rounds of voting. McCarthy made a range of concessions and deals with various GOP factions in order to gather enough support to be elected speaker. Among them was a rule change that would allow any single House member to call for a vote to remove him at any time. Gaetz, who was one of the primary agitators pushing for a government shutdown last week, unsurprisingly pulled that trigger on Monday evening. The last straw seemed to be the revelation of a secret deal between McCarthy and the Biden White House to ensure ongoing Ukraine funding. On Tuesday, the House voted 216 to 210 in favor of McCarthy's removal. Several conservative Republicans joined with Democrats to support the motion. This is the first time in US history that the Speaker of the House has been removed by a vote. Indeed, even calling for a vote is extraordinarily rare, with the last one taking place over 100 years ago in 1910. Now, of course, there will be plenty of places where you can go discuss and hear about what it represents in terms of the state of American politics and the deepening divides within the Republican Party, but that's not really what matters in the context of this show. What matters is that shortly after the vote concluded, Republican Chairman of the House Financial Services Committee Patrick McHenry assumed the Speaker's role and graveled the chamber into recess. McHenry will now serve as the interim Speaker until a vote can be held next Wednesday. So the first part of the story is, of course, that Patrick McHenry, as you will well know from listening to this show, is one of the most pro -crypto congressmen we have. As leader of the House Financial Services Committee, he has worked very hard to push a number of different bills, including the stablecoin bill, through. And so the fact that we now have an ally sitting in that vaunted position should be a powerful thing, right? Well, practically speaking, the House will be held out of session until that vote next Wednesday, meaning that McHenry will not have an opportunity to advance a legislative agenda. Getting back then to who might end up as the Speaker, Gates and the rest of the House Freedom Caucus don't have anywhere near enough votes to advance their own candidate, but they are numerous enough to act as a veto for other potential speakers. McCarthy, for his part, has said he does not intend to put his name forward for consideration in next week's vote. And so, among a long list of potential candidates as a replacement, support appears to be coalescing around two options. First is House Majority Leader Steve Scalise. Scalise is currently finishing up treatment for blood cancer, but enjoys broad respect from both the establishment and radical wings of the Republican Party. The other leading candidate is House Majority Whip Tom Emmer. Emmer is, of course, known to the crypto space as a fierce advocate of sensible crypto regulation. He has advanced numerous bills on clarity for token issuers and resisting the creation of a CBDC. Now, Gates, for his part, has spoken kindly of both frontrunners. On Monday night, he said, I think the world of Steve Scalise. I think he'd make a phenomenal speaker. At the same time, Gates noted that unclear resolution to medical issues make it difficult to know whether Scalise will be an appropriate choice. On Tuesday night, he said something very similar about Emmer and ended the day with a shortlist of six candidates he would be willing to support, including both Emmer and Scalise. Now, if Emmer succeeds in gathering the votes to become the next House Speaker, he has an opportunity to push forward a crypto legislative agenda prior to next year's election. There are currently two bills which have been ratified by a committee and stand ready to be voted on in the House. One bill provides regulatory clarity for stablecoins, while the other establishes a regulatory framework for the crypto industry more broadly, including a division of power between the SEC and the CFTC. Neither bill is expected at this stage to have the votes to get past the Democrat -controlled Senate to become law. But that said, there have been some recent rumblings that Senate Banking Committee Chairman Sherrod Brown could be open to a deal with McHenry. Specifically, he might be willing to support crypto legislation in exchange for McHenry's support in passing cannabis banking reform. Now, we are still a long way from Emmer being placed in charge of the House agenda. There's no telling how long it could take to elect a Speaker. The last time around, this process took the better part of a week to resolve. And since then, the fractures within the Republican Party appear to have become more entrenched. Then after that, once a Speaker is elected, crypto ally or not, the number one consideration will be putting in place long -term government funding. The stopgap funding measures which were passed last weekend will run out in mid -November. The House Freedom Caucus has grown increasingly clear in their calls to reform the way congressional appropriations operate. Since 1990, the U .S. government no longer puts forward formal budgets with individual financing bills. Instead, the government is funded using omnibus legislation which deals with the entire annual spending in one gigantic bill. Gates called for a major reform of this system and a return to fiscal conservatism on Tuesday night in front of Congress. Gates said, You know what I think paralyzes us? Continuing to govern by continuing resolution in omnibus. You know what I think throws this institution into chaos? Marching us towards the dollar not being the global reserve currency anymore. Real chaos is when the American people have to go through the austerity that is coming if we continue to have $2 trillion annual deficits. Now, Democrats, for their part, appeared content to allow the chaos to play out. Ahead of voting with the House Freedom Caucus to remove McCarthy as Speaker, House Democrat leader Hakeem Jeffries said that the chamber has plunged unprecedented into dysfunction. So, bringing it back around to the crypto industry, I think there are a couple things to note. One, even if we get Emmer, his hands are somewhat going to be tied by the legislative body that he inherits and all of the challenges that it represents. As you've probably heard over and over from me, my base case is that we effectively limp over the line of the next election cycle without really getting much done in legislation of any form between now and then. Could this re -galvanize people and lead to some better outcomes? It's totally possible, but for those who are looking for the sunny side for crypto, it's probably very measured in terms of potentially nudging these few bills that have some amount of momentum forward rather than some big radical overhaul. Still, of course, if you're going to choose between a crypto ally as the Speaker of the House and not a crypto ally, it's pretty clear who we want. Now, for the second half of our show, we are going to stay in government land, but before we do that, a quick note from today's sponsor, Kraken. Kraken Pro is an incredible resource for advanced and professional traders. The all -in -one experience allows advanced traders to switch seamlessly between spot trading and other advanced products with a UI that is highly customizable to your unique trading style. With institutional -grade performance, Kraken Pro is Kraken's most powerful platform ever. Go to pro .kraken .com to get started. Thanks again to Kraken for supporting the breakdown. Alright, so as I mentioned, the other big story is that the SEC has been denied an early chance to appeal the Ripple case. On Tuesday, the judge refused to grant the SEC certification to pursue an interlocutory appeal. An interlocutory appeal is when a party is allowed to appeal a partial decision in an overall lawsuit before the case has been fully decided. The SEC had sought to appeal two parts of the decision from the Ripple case prior to a full trial on the question of whether Ripple executives had aided and abetted securities laws violations. Those two parts of the proposed appeal were that sales of Ripple tokens to retail investors through an exchange, known as programmatic sales, as well as the distribution of tokens to contractors and staff, both constituted unregistered securities transactions. The judge said that the SEC had failed to meet the legal standard required to bring an interlocutory appeal. Specifically, they wrote in their order that the SEC is not arguing that the court applied the law incorrectly. Instead, the SEC argued that the judge incorrectly applied factual analysis of the Howey test to the specific set of circumstances in the case. Digging in, the judge clarified their original decision. They wrote that they had not ruled that sales of tokens through an exchange can never produce a reasonable expectation of profits based on the efforts of others in order to satisfy the Howey test. Instead, the judge's decision was that the specific set of facts presented in the Ripple case did not satisfy the Howey test. As an extension of that logic, the judge also rejected the idea that the Ripple case has significant precedential value for other token cases. They stated that that would misconstrue the court's ruling. The order clarified that The court held that based on the totality of the circumstances in this case, including an examination of the facts, circumstances, and economic realities of the transactions, Ripple's programmatic sales could not lead investors to reasonably expect profits from Ripple's efforts. The judge explained that their analysis was based on a multitude of factors and did not turn on the fact that Ripple's offers and sales were on crypto asset trading platforms. They even referred specifically to an order made in the Terraform Labs lawsuit as well as the Library case and stated that the decisions were not in conflict because they deal with entirely separate sets of facts. Peels are only allowed to deal with a dispute on the state of the law rather than a disagreement on how the law has been applied in a particular case. In rejecting the SEC's argument that there was a substantial disagreement about the state of the law, the judge wrote that To simplify it down, the judge appears to be saying that there is no dispute that the Howey test is the correct legal theory to apply in the Ripple case, nor is there any dispute about the judge's understanding of the Howey test. The only disagreement the judge could find on the SEC's application was in how this judge applied the Howey test to the specific facts of the case. The judge ruled that this was not a disagreement subject to appeal. So what are the takeaways of this ruling? Well, one, the decision seems to severely restrict the SEC's ability to appeal the Ripple decision whatsoever. If the regulator wants to bring an appeal, they will need to find new grounds and argue that the judge got the law wrong rather than simply made a decision that they disagreed with. More broadly, this order seemed like an implicit criticism of the SEC's strategy of regulation by enforcement. If each token case relies on a separate set of facts and is of limited precedential value, the theory that the SEC can simply win a handful of cases and apply those precedents broadly across the entire industry appears much more shaky than it previously might have. Finally, the judge in the Ripple case appears to have given a lot of thought on how to make their decision unable to be appealed. This order did not give the impression that the judge was looking to make decisions that would need ratification in an appellate court. Instead, it appears that the original Ripple decision was written in such a way to make it resistant to appeals. They seem to have thought through the arguments that might be made to force an appeal and worked around them in advance. In terms of what's next, the judge set a trial date in April to deal with the remaining issues in the case, and the SEC will be able to make another attempt at an appeal once that trial winds up. Now, a lot of folks in the industry were, of course, very excited about this. Brad Garlinghouse, the CEO at Ripple, said, just that XRP in this case wasn't one, and that even though some XRP acquirers purchased it for speculation, the SEC didn't prove it was tied to the efforts of Ripple. Now, on the flip side, although the judge's decision was fairly firm, some crypto lawyers did caution against celebrating too early. Gabriel Shapiro, the general counsel at Delphi Labs, said, don't get too excited about the denial of SEC's interlocutory appeal in Ripple. It doesn't mean the SEC lost its appeal. It means that if the SEC wants to appeal, it has to appeal everything at once after the trial. Still, some useful clarification of Judge Torres's opinion. Consensus lawyer Bill Hughes, however, thought the decision was a more significant blow to the SEC, tweeting, SEC served another L in the Ripple case. Crypto has been calling BS on this making it up as you go approach. Good to see at least one court also taking note. So, friends, overall, a fairly exciting day in crypto land. We got a demonstration of how U .S. politics, as disconnected as it might seem from crypto, actually has an impact on how the industry might grow and develop in this country. And we got yet further evidence that when it comes to the rule of law and protecting this industry's right to, you know, be an industry, the courts are, at least at this time, our best backstop. In any case, that is where we will wrap for today. Excited to share more evolutions with you as they come. Thanks one more time to Kraken for sponsoring the breakdown. And until tomorrow, be safe and take care of each other. Peace.
WTOP 24 Hour News
Fresh "One Time" from WTOP 24 Hour News
"Cbs news on the hour is headed by indeed dot com i'm jennifer kyper the largest health care strike in american history is underway tens of thousands of kaiser permanente workers have walked off the job cbs's joe ling kent reports at dawn more than 75 000 workers at kaiser permanente walked out we're care taking of lives you know health care workers should be valued joining her on the picket lines pharmacists respiratory therapists optometrists and other technicians the union is asking for better working conditions and a 25 minimum wage kaiser has offered 21 to 23 an hour that's just above what fast food workers will soon make in california after house lawmakers voted out their speaker kevin mccarthy president biden says we need to change the poisonous atmosphere in you know we have strong disagreements but we need to stop seeing each other as enemies we need to to talk one another listen to one another work with one another congressman steve scolese and jim jordan are running for the position cbs's scott mcfarlane heard from republican new york congressman mike lawler the interim speaker north carolina's patrick mckenry had no answers on the days ahead the only certainty among most republicans their disdain for colleague matt gates who led the charge to remove mccarthy i think it was deplorable i think it was disgraceful and he put his own petty personal grievances ahead of the country continued to attack his colleagues senator diane feinstein's memorial service tomorrow will be still held outside san francisco city hall but it's no longer open to the public due to security issues the senator who died last week at age ninety light in state today casey bs is mike to all flag draped casket arrived at san francisco city hall by motorcade and was received by mayor london breed flanked by an honor guard city family inside a string quartet provided the track san francisco leaders all paying their respects one -by -one mourners stepped up to the casket like hannah she did so many great things for the city in the country i'd just had to pay my respects mike to wall for cbs news san francisco the man accused of being the mastermind in rapper tupac shakur's nineteen six ninety murder appears in a las vegas courtroom on murder charges after tupac shakur's murder twenty seven years ago the focus was on this las his courtroom as a handcuffed the wayne keepy d davis limped in for a judge and the world for the first time since the self -proclaimed gang member and drug kingpin and was charged
Simply Bitcoin
A highlight from El Salvador's Economy is BOOMING Because of Bitcoin | EP 837
"Yo, welcome to another episode of Simply Bitcoin Live. We're streaming from Santa Monica, California, also in, you know, in the greater Los Angeles area, because we're in L .A. for Pacific Bitcoin. Opti is currently on the move. He's he's traveling. So we got some people filling in for Opti today. We have my significant other who deals with my madness, deals with all the the Bitcoin talk, slowly converted her into Bitcoin. Slowly but surely, Internet Sophie. What's up? What is up, everybody? We're going to have to play producer here because we are in the same room and we're going to be giving each other a little bit of feedback. But I'm really excited to be here. It's the first time on the show. I'm honored. And yeah, let's get this rolling. Yeah. So it's going to be it's going to be a special show. But we have a lot to talk about today. We have we're going to talk about El Salvador, how else out, because that was one of the things that I've heard, like one of the criticisms was that Bitcoin wasn't directly responsible for El Salvador's economy doing well. Well, there is a report released by Banco Santander of Spain, and they said that Bitcoin tourism was directly responsible for a lot of, you know, El Salvador's economy improving. Also, not to mention the security stuff as well. And on top of that, the IMF released not only the IMF, the IMF and Jerome Powell, who is calling himself Jay Powell on Instagram, are starting to release memes. They're starting to release videos because they're realizing that they're losing ground on the battleground of the Internet. Now, unfortunately for them, we have home we have home turf advantage. Our meme addicts are better than theirs because they're based on truth and theirs are based on lies. So without their ability to control the narrative, like the total narrative, their memes will eventually fall short versus our memes. Again, we have we have the pillar of truth. We have a proof of work backing us. We have Bitcoin backing us. So I think we're going to out meme them, not to mention it's a bunch of boomers like trying to make Instagram videos like it's kind of strange. We're going to play it for you guys and we're talking about it. And also, I want to bring up my co -host today, the legendary one and only Mike Hobart. He's part of the Bitcoin Veterans podcast with Alex Stanzik and co. How are you doing, Mike? Thank you for filling in for Opti today. What up, nerds? Yeah, you don't have to thank me for that, man. As you guys know, specifically you and Opti, well, everybody else in the in the chat, I just enjoy doing this. So whenever you guys need some assistance, there's as long as the schedule permits, I have no problem helping cover down and talk about Bitcoin, dude. Well, I appreciate I appreciate you joining us, Mike, like always. And of course, we got Steve. Now, Steve is very interesting. He is he's a good friend of producer Jacob, and apparently he has solved the oracle problem or better. Maybe let me let me phrase it differently. He's presented a interesting solution to the oracle problem. So there's two problems in computer science, right? There's the two. Let me make sure I don't butcher this. The business in general's problem, which is something that I hate saying, saying that Bitcoin solved, but Bitcoin came up with a good solution for. And then there's the oracle problem, which is another problem in computer science. And Steve, apparently a lot of people were going crazy when you presented the solution. So could you talk a little bit about what the oracle problem is and what your solution does? Sure. Yeah, thanks for having me on the show. I'm not sure if I'd be quite so bullish to say I solved the oracle problem, but sure. So the oracle problem is, you know, who's the person that tells you what the USD price of Bitcoin or who's the person that tells you what the outcome of? Any event was betting on a football game or betting on an election or something like that. If you've got some kind of contract that needs to be settled, both of the people in the contract or both the people in the bet need to kind of agree that we are going to look to this source, you know, like NFL dot com or White House dot gov or like Coinbase dot com to tell us what the official answer is on the outcome that we're betting on. And this is a problem just because you basically need a trusted third party or some kind of centralized person to solve it. And so what I've done is I noticed a long time ago that the USD price of Bitcoin was an emergent on chain feature of the Bitcoin blockchain. And so I knew that I could tease out the price on chain for a while now. I've known this for like five years now, and I finally got around to doing it. There's multiple ways it could be done, but I released the UTX oracle dot pie dot p y. It's just a simple Python script. You can get it at UTXO dot live slash oracle. And this way, everyone can run the exact same very simple Python program and they can only communicate with their own node and takes about a minute to run, reads in 150 blocks or so. And you get the exact same price as everyone who runs this independently. That's kind of it's kind of nuts. I mean, there's trade offs. There's pros and cons. I won't say it's like the solution to the oracle problem. But like you said, just like Satoshi with Byzantine's general problem, it's not like he solved it. He just kind of like did some roundabout way about it. Yeah, exactly. I don't think they're solvable per se. I think that there's ways to tackle them. And they're, of course, like you mentioned earlier, there's trade offs. But it's very, very interesting because you used the basically data from Bitcoin to surmise the USD price without relying on a single exchange or a multitude of exchanges or whatever. You're just relying on on chain data. And I think that's absolutely fascinating. And I think there's something more there. I think we're just starting to see the first innings of that. So, Steve, we're super, super hyped to have you on the show today. We're going to dive more into what Steve is working on his project during the culture segment. But first, we got to get to the numbers. Let's start the show, everybody.
Bloomberg Daybreak Asia
Fresh update on "one time" discussed on Bloomberg Daybreak Asia
"None I'm Dan Schwartzman that's your Bloomberg World Sports Update. Doug. Danny thank you we have certainly seen recently a lot of volatility in the bond market at one point today in the London session we had the yield on the US ten years spiking 4 .88 percent we settled back pretty dramatically we closed New York at around 472 thereabouts that's where the action will begin at the top of the hour when the Tokyo session gets underway we had the chance to chat earlier in the day with one time bond guru Bill Gross you'll know him as the co -founder of PIMCO he was putting his figure on bond focused exchange traded funds and how they have been spooked recently and maybe some of the losses
CoinDesk Podcast Network
A highlight from MARKETS DAILY: Crypto Update | Bitcoin Resilience in the Face of Macro Turmoil
"This episode of Markets Daily is sponsored by CME Group. It's Wednesday, October 4th, 2023, and this is Markets Daily from Coindesk. My name is Noelle Acheson, Coindesk collaborator and author of the Crypto as Macro Now newsletter on Substack. On today's show, we're talking about bond market alarm, Bitcoin resilience, Ripple, jobs, and more. And just a reminder, Coindesk is a news source and does not provide investment advice. So you don't miss an episode, be sure to follow the podcast on your platform of choice. Now a markets roundup. Debt markets around the world are in turmoil. But before we talk about that and why it matters for crypto, it's worth talking about how well crypto markets are holding up. Given the meltdowns and melt ups going on in traditional assets, you'd expect them to be down by even more. According to Coindesk Indices, at 10 a .m. Eastern Time this morning, Bitcoin was trading at $27 ,428, down half a percent over the past 24 hours. Ether was at $1 ,636, down 1 .4%. Bitcoin continues to lead the market. Its dominance index, known as BTC .d, measures Bitcoin's market cap relative to the total crypto market cap. When Bitcoin is outperforming the rest of the market, this goes up. Yesterday it climbed yet again and is now at 50 .5%. Bitcoin now accounts for more than half of the whole crypto market. Bitcoin's strength is surprising given the colossal tightening effect of rising bond yields around the world, a rising dollar and a rising oil price. Tightening especially impacts risk assets, and crypto assets are arguably the riskiest in that bucket. Were typical correlations to hold, Bitcoin would be suffering. But so far, it isn't. It is easily outperforming most stock indices, even those considered less risky, such as the Dow Jones. This suggests that there is meaningful support in the crypto market. But rather than seeing it in price increases, we're seeing it in prices not falling by more. Ripple was a strong outperformer in crypto markets today, up more than 4 % to trade at 53 cents. This boost comes from two pieces of good news for the network's XRP token. One is securing a license from the Monetary Authority of Singapore, allowing it to keep providing digital payment token services in the region. The other is the denial of the Securities and Exchange Commission's request to appeal a recent call ruling. I'll be talking more about this in a moment. Moving on to strong signals in the macro market. Earlier today, the US 10 -year yield almost reached 4 .9%, while the 30 -year yield broke through 5 % for the first time since 2007. There seems to have been a pullback over the past few hours, but markets are spooked. It doesn't help that Fed officials are out on the speaker circuit repeating the mantra that rates may have to go up some more and at best will be higher for longer. It also doesn't help that global confidence in the US government's ability to function took a hit. Yesterday, the House of Representatives voted to oust the speaker for the first time in history. It also doesn't help that the higher US debt yields go, the more the US government will be paying in interest expense. This is triggering doubts about the US government's fiscal health. The price of insurance against a US government default has more than doubled over the past month and is now at the highest levels since the aftermath of the banking crisis earlier this year. What we are seeing is not just about rising interest rate expectations. That explained much of the climate yields over the past month. What we are seeing now is more about confidence, or rather, the lack of. The jobs market delivered some positive data this morning, however. This has allowed the bond markets to come down a bit and stock markets to recover some or all of the day's losses. The ADP non -farm employment report is a narrower, private version of the official report we will get on Friday. This morning's release of the employment change for September came in much lower than expected, an increase of less than 90 ,000 compared to consensus forecasts of over 150 ,000. This suggests that the US job market is finally starting to cool down, which means that the Federal Reserve might be able to ease up on interest rates ahead of expectations. The official report due on Friday does not always move in line with the ADP version, but we may get some good news then as well. Over in stocks, this economic data point has given markets some breathing room. US stocks were a sea of red yesterday, with all three major indices down more than 1 .3%. The NASDAQ led the decline with a drop of 1 .9%, its biggest daily drop in two months. So far today, however, the losses are much more muted, with NASDAQ gaining 0 .3%. The S &P 500 is still up almost 10 % year -to -date, although its gain is rapidly disappearing. The NASDAQ is holding onto its lead with a year -to -date gain of over 23%. And a sobering statistic for those that are still betting on a soft landing for the US economy – the Dow Jones index is now below its January level. Major European indices were also hit hard yesterday, with declines of more than 1 % across the board. Both the German DAX and the broader Eurostock 600 indices are at their lowest levels since March. The yield on the 10 -year German government bond, considered the safest bond in the European market, broke through 3 % earlier today for the first time since 2011. This morning has brought some signs of relief with more muted losses from the main indices. In Asia, the decline in Japan's Nikkei index accelerated in today's trading with a drop of 2 .3%. This brings the accumulated drop for the month so far to 4%, but the index is still 18 % up year -to -date. Japanese investors are not just spooked by moves in global bond markets – they're also keeping a close eye on currency movements. Yesterday, the yen -US dollar exchange rate broke through the symbolic level of 150 for the first time since late last year. Shortly after, the currency saw a sharp recovery, leading many to speculate that the Japanese central bank was again intervening in the market. That's possible, but it would be unusual for the Bank of Japan to do so without an announcement of some sort. Central bank intervention would be a big deal. It's more likely, at least for now, that it was some buying triggered by the decline in anticipation of eventual intervention.
Mark Levin
Fresh update on "one time" discussed on Mark Levin
"Transit update what's for dinner burgers after last week no thanks avoiding foods due to fear of diarrhea gas floating stomach pain or loose oily stools it may not be just stomach issues it could be EPI or exocrine pancreatic insufficiency EPI can cause uncomfortable symptoms because it's a condition where the pancreas doesn't release enough digestive enzymes to break down food but EPI can be managed use a symptom checker and identify EPI calm and talk to your doctor about your symptoms that's identify EPI .com sponsored by EPI we're going abroad for the first time in years to Spain so we started using babel and started learning Spanish with fast babel you can start having conversations in another language in just three weeks when you learn a language you want to actually use it babel is designed with that goal in mind in just three weeks we're starting to have conversations in Spanish
Markets Daily Crypto Roundup
A highlight from Crypto Update | Bitcoin Resilience in the Face of Macro Turmoil
"This episode of Markets Daily is sponsored by CME Group. It's Wednesday, October 4th, 2023, and this is Markets Daily from Coindesk. My name is Noelle Acheson, Coindesk collaborator and author of the Crypto as Macro Now newsletter on Substack. On today's show, we're talking about bond market alarm, Bitcoin resilience, Ripple, jobs, and more. And just a reminder, Coindesk is a news source and does not provide investment advice. So you don't miss an episode, be sure to follow the podcast on your platform of choice. Now a markets roundup. Debt markets around the world are in turmoil. But before we talk about that and why it matters for crypto, it's worth talking about how well crypto markets are holding up. Given the meltdowns and melt ups going on in traditional assets, you'd expect them to be down by even more. According to Coindesk Indices, at 10 a .m. Eastern Time this morning, Bitcoin was trading at $27 ,428, down half a percent over the past 24 hours. Ether was at $1 ,636, down 1 .4%. Bitcoin continues to lead the market. Its dominance index, known as BTC .d, measures Bitcoin's market cap relative to the total crypto market cap. When Bitcoin is outperforming the rest of the market, this goes up. Yesterday it climbed yet again and is now at 50 .5%. Bitcoin now accounts for more than half of the whole crypto market. Bitcoin's strength is surprising given the colossal tightening effect of rising bond yields around the world, a rising dollar and a rising oil price. Tightening especially impacts risk assets, and crypto assets are arguably the riskiest in that bucket. Were typical correlations to hold, Bitcoin would be suffering. But so far, it isn't. It is easily outperforming most stock indices, even those considered less risky, such as the Dow Jones. This suggests that there is meaningful support in the crypto market. But rather than seeing it in price increases, we're seeing it in prices not falling by more. Ripple was a strong outperformer in crypto markets today, up more than 4 % to trade at 53 cents. This boost comes from two pieces of good news for the network's XRP token. One is securing a license from the Monetary Authority of Singapore, allowing it to keep providing digital payment token services in the region. The other is the denial of the Securities and Exchange Commission's request to appeal a recent call ruling. I'll be talking more about this in a moment. Moving on to strong signals in the macro market. Earlier today, the US 10 -year yield almost reached 4 .9%, while the 30 -year yield broke through 5 % for the first time since 2007. There seems to have been a pullback over the past few hours, but markets are spooked. It doesn't help that Fed officials are out on the speaker circuit repeating the mantra that rates may have to go up some more and at best will be higher for longer. It also doesn't help that global confidence in the US government's ability to function took a hit. Yesterday, the House of Representatives voted to oust the speaker for the first time in history. It also doesn't help that the higher US debt yields go, the more the US government will be paying in interest expense. This is triggering doubts about the US government's fiscal health. The price of insurance against a US government default has more than doubled over the past month and is now at the highest levels since the aftermath of the banking crisis earlier this year. What we are seeing is not just about rising interest rate expectations. That explained much of the climate yields over the past month. What we are seeing now is more about confidence, or rather, the lack of. The jobs market delivered some positive data this morning, however. This has allowed the bond markets to come down a bit and stock markets to recover some or all of the day's losses. The ADP non -farm employment report is a narrower, private version of the official report we will get on Friday. This morning's release of the employment change for September came in much lower than expected, an increase of less than 90 ,000 compared to consensus forecasts of over 150 ,000. This suggests that the US job market is finally starting to cool down, which means that the Federal Reserve might be able to ease up on interest rates ahead of expectations. The official report due on Friday does not always move in line with the ADP version, but we may get some good news then as well. Over in stocks, this economic data point has given markets some breathing room. US stocks were a sea of red yesterday, with all three major indices down more than 1 .3%. The NASDAQ led the decline with a drop of 1 .9%, its biggest daily drop in two months. So far today, however, the losses are much more muted, with NASDAQ gaining 0 .3%. The S &P 500 is still up almost 10 % year -to -date, although its gain is rapidly disappearing. The NASDAQ is holding onto its lead with a year -to -date gain of over 23%. And a sobering statistic for those that are still betting on a soft landing for the US economy – the Dow Jones index is now below its January level. Major European indices were also hit hard yesterday, with declines of more than 1 % across the board. Both the German DAX and the broader Eurostock 600 indices are at their lowest levels since March. The yield on the 10 -year German government bond, considered the safest bond in the European market, broke through 3 % earlier today for the first time since 2011. This morning has brought some signs of relief with more muted losses from the main indices. In Asia, the decline in Japan's Nikkei index accelerated in today's trading with a drop of 2 .3%. This brings the accumulated drop for the month so far to 4%, but the index is still 18 % up year -to -date. Japanese investors are not just spooked by moves in global bond markets – they're also keeping a close eye on currency movements. Yesterday, the yen -US dollar exchange rate broke through the symbolic level of 150 for the first time since late last year. Shortly after, the currency saw a sharp recovery, leading many to speculate that the Japanese central bank was again intervening in the market. That's possible, but it would be unusual for the Bank of Japan to do so without an announcement of some sort. Central bank intervention would be a big deal. It's more likely, at least for now, that it was some buying triggered by the decline in anticipation of eventual intervention.
Bloomberg Businessweek
Fresh update on "one time" discussed on Bloomberg Businessweek
"Robust the means that matter listen on Bloomberg radio or any time on the Bloomberg talks podcast Bloomberg radio context changes everything you're never completely ready to adopt a team for late nights writing English papers or your teen's music taste for for dinners where they talk more on their phone than with you for the first time they call you mom you're never completely ready to adopt a teen and you can't imagine the reward to to learn more about adopting a teen visit adopt us kids dot org brought to you by the US Department of Health and Human Services adopt US kids and the ad council whether you're an in -house council or in private practice Bloomberg Law gives you the edge with the latest in AI powered legal analytics business insights and workflow tools with guidance from our experts you'll grasp the latest trends in the legal industry helping you achieve
Available Worldwide
"one time" Discussed on Available Worldwide
"And so then we finally made it back to D.C. and to do our seven-day quarantine, self-quarantine or whatever. And the entire time we were we we had developed some sort of cold, I think, because we some of we had fevers and we did have some COVID symptoms, but we were testing every day ourselves. And at the time, they had just barely dropped the requirement to do two PCR tests. But we went ahead and did our own PCR test two days before we left. And that was negative as well. And then we went and did the PCR test at state and then at that showed up negative as well. And we were just like so astounded that things kept showing up negative because we're like, we're sure we have COVID. We're sure. And then we made it to China and we came straight to our apartment and there was no quarantine. And they didn't test us when we got here. Yeah, because we were on the we were on the very first flight to China that did not have a quarantine. We arrived at like 12 something a.m. on the day that they ended that required 21 day quarantine thing. So that was pretty amazing. I agree. Exhausting, though, that trip was. We, you know, I think you remember probably we had the the charter flight and then like, what, three stops along the way and then the other stop from Beijing to Guangzhou. And my husband, the good soul that he is, offered to carry one of the diplomatic pouches. And so we had to show up three hours early to the airport so he could get instruction on that. And so end to end, our flight was over 40 hours long and we were just wiped by the end. It was a rough flight plan. That is a baptism five fire, as they say, a crazy introduction to the Foreign Service, you know, first post 40 hour trip. And then you still end up in a place that's like metropolitan and all that kind of thing. You're not like ending up in like truly the middle of nowhere. So when you were on your way here, we know that the drama was high. Did you have kind of a vision for who you'd be when you got here? Did you say, I'm going to be this person, I'm creating myself, this is my day, this is who I'm going to be? No, I don't know if I've ever had a real good vision of who I want to be or what is going to come next. But there's been a lot of encouragement at this post to apply for and to work at the consulate. And so I've wavered back and forth over if I wanted to do that. Even before I got here, there was the main CLO was leaving and they're like, apply for this position. And I was like, I don't even know, like if I want to work or like what life is going to be like, give me a second to acclimate and then I'll decide. But even after a few months of acclimation, I still was wavering back and forth on whether I wanted to work or stay home. My youngest just started kindergarten this year. And so that was kind of a push for me to realize how long I've been out of the workforce and to realize that I need to start working on my resume again. I guess I just realized that while it was really fun, it was really good being home with my kids. I wish I had kept little things, I guess, going on my resume and that I had kept my toe, I guess, in the workforce a little bit more because it's hard. It'll be a big transition. Yeah, it's a big transition. And you just come in looking different, I guess, when you haven't been in the professional world for so long. Well, and that's the classic problem for EFMs, right? It's how do you explain gaps on your resume, quote unquote? It's not something that hiring people ever want to see and yet it's impossible to not have a life like that. I mean, you had chosen that life originally, but it's common for everybody whether or not they went into this thinking, yeah, that's what I want to do or this is just this is what has happened to me both ways. Absolutely. You have gaps. Your first two were EFMs. Did you get a chance to meet other new EFMs when you guys were in training in DC or was it still kind of a online kind of version of training at that point? It was a hybrid, actually. So Scott was able to be home two or three days a week and went into FSI two or three days a week. But there was a WeChat group that was all the EFMs of Scott's A100 class. And at the time, his A100 class was the largest ever. I think there was like 100 people in it. It was huge. And there was one EFM on there that was just really a go getter. And immediately, as soon as we got there, she scheduled an EFM coffee at her house or her apartment and just me and one other EFM showed up and us three ended up being very close. And we shared so many wonderful experiences with each other over the six months that we were there. She ended up leaving to Mexico City a couple of months after us. And then the third friend just barely, like last week, got to Frankfurt. Wow. It's funny how the time in training is different for everybody. So do you think that your experience as an EFM is similar to theirs or do they have kind of a different career journey and experience with uprooting than you do? I think that their experiences are quite different. The go getter friend, her name is Mina. She also has a background in education like I do. And she is a teacher and she's taught on and off for the last several years. But as soon as she got to Mexico City, I think she applied for a consular EPAP job. And I think that she is waiting on her clearance for that and is going to be doing that. And then the other friend, Clara, that just got to Frankfurt. She was a nurse for several years and then was discovering, at the time that I met her, was kind of discovering what it's like to be an at home mom. And it was kind of a hard transition for her to not be working. So you had both extremes there and you're in the middle. And I was kind of in the middle and Clara didn't know what she was going to do with her nursing experience going overseas. And so she actually ended up applying for the professional development scholarship, I think it's called. Professional development fellowship. And is now getting her master's degree in public health. Since you got here to Guangzhou, you've been integrating yourself into the community. You've become one of the old timers almost because there was such a huge transition time over the summer. And you've been working with us on Available Worldwide. How has that been? Like, what is your experience with taking up kind of a volunteer role outside of the consulate? It's been really exciting for me. I feel like it's so far been a really good fit for kind of the work life balance as well as getting back into the professional world. I guess that I'm able to dip my toes back in, kind of work on my own schedule and get some experience in a field, an area that I have no prior experience in, but I'm learning as I go. And it's been a really great experience to kind of have you and Steph holding my hand a little bit as I go along. So what's your workflow like? Do you save everything up and do it all for a couple of hours one day or do you spread it out throughout the week? Or what does it look like? So far, I've been spreading it out throughout the week. I usually just work on one thing at a time. But I do have a vacation coming up, so I know I need to schedule some things beforehand and get a little bit ahead of schedule, which is hard for me to do because I procrastinate till I have to do it type of person. And so to have a little more discipline than that is not my forte, but eventually I'm going to get there. I'm with you on that one. So how are you learning as you go? Is it just trial and error or what are your recommendations for people who are trying to experiment with new career skills? I guess for me, finding somebody who believes in me has been really nice because you and Steph have been very encouraging and have helped me to feel confident, even though I have no experience in this field. That's what happens when you do a good job. And so I started out just basically copying the structure that you guys had and the posts that you guys did and just kind of doing the exact same. And I've allowed myself a few liberties here and there as I'm getting more comfortable. And I hope to be able to get more comfortable, I guess. And to do things that are even more different, I suppose. Excellent. Well, we're all about the creativity. We're really excited to have you. It's been both an extreme weight off our shoulders, but also just fun to introduce a third person to our team to give us feedback on things that we didn't know about. Maybe like, for example, in this process of interviewing today, it's good to have somebody on the team who it's fresh and new to because you're going to be able to tell us later, this is what I thought of that experience. So we'll really be able to change the way we do it for other people in the future potentially. And also just having kind of a new person feedback. Both Steph and I have been around, you know, for more than 10 years in the Foreign Service. And, you know, maybe we're jaded about how things work or we already assume that everybody knows how this and such works. But having a person who is so fresh and new has really helped us remember, oh, yeah, that was really hard to start up in the first place. As we wrap up today, Mackenzie, you're probably shocked that we're already near the end. But what was your favorite part of this interview? I love telling the story of how we joined the Foreign Service. Just the serendipitousness, I don't know if that's a word, the serendipity of it all was so fun that it all just fell into place. And it just is so fun to share that with everybody, I suppose. I agree. That was probably my favorite part of the story, too. And I had never heard it from you, so I don't know what I was missing out on. How come I didn't hear that story before? Well, Mackenzie, again, I'm so glad that you're part of our team. And I want everybody else in the available worldwide universe to know you're here. So if they have initiatives they want to take up as far as using our social media platform or using our podcast platform to promote something that they're working on or some business that they're working with or just to be a candidate for an interview on our show, then they have not just Steph and I to reach out to, but they can also talk with you as far as if they have a graphic or something that needs to be put together. All three of us are working together now. We're also planning on expanding our team for a few other initiatives that are coming out in the next few months. So if there are things that anybody wants to do or skills that you have that you think would serve EFM career development, then now is the time to contact Steph and I, because there are a lot of exciting things happening, some of which are happening this month. So we're unveiling some new things in October, and I hope that they will become a great service for all EFMs around the world. So thanks again for coming, Mackenzie, and best of luck, as I usually say, in growing your career skills and making, I have to say, you know, our podcast the best podcast on the Internet. Thank you so much. I am having a great time doing it.
Available Worldwide
"one time" Discussed on Available Worldwide
"And we were trying to self-quarantine a little bit so we didn't get COVID right before we left. But the best you can do when you're having Christmas with your entire family. So we were back in Utah for Christmas with our families and we were getting ready to head back the day after Christmas so that we could make it back to D.C. in time to do our pre-quarantine. Seven day pre-quarantine, exactly. And the day before we left, there was the Southwest like massive cancellation and we were a part of that. And so we were like, we need to get back to D.C. or we're not going to get our quarantine time in before we go to China. And so we were able to get some Delta flights and then but they were like delayed by a day. And then in that extra day's time, we were with my mother-in-law who then tested positive for COVID. Oh, my God. The stress must have been overwhelming. It was terrifying because we were hugging her and like saying our goodbyes. And then like five minutes later, she comes into the kitchen is like, I just tested positive for COVID and I'm like, OK, goodbye. Like leave us alone. You stay on your side of the house. We'll stay on ours. We're going to wear masks for the next like, you know, 10 hours that we're together. And you can't come to the airport to send us off. Sorry, like we don't want to be around you anymore. And it felt so terrible, but I was so scared.
Available Worldwide
"one time" Discussed on Available Worldwide
"Such a unique experience, too, that we were able to do that for so many years before even the pandemic, too. Yeah, that's like a throwback to pioneer times. You know, you get to have lunch together and dinner and breakfast, you know, spend all sorts of time, take a break in the middle of the day and you're like, my family is still here. Right. And if there is any, like, quote unquote, emergencies with children, like blowouts or whatnot, I was able to just be like, hey, Scott, do you have a minute? Come help me out. And he would be able to help me out a lot of the time if he wasn't in a meeting or whatever. Sweet. So you guys were leading up to this life for a while. In that time, what did you imagine that Foreign Service life would be like for you? Did you think, you know, tea and cookies? What was the what was the vision? So my in-laws joined the Foreign Service when Scott was 10 years old and their first post was in Delhi. And so my mother-in-law had talked a lot about the difficulty of that post. I think it was in 99 that they were there. And so she has some old journal entries just about how the culture shock hit her, which she had grown up overseas and moving around as well. And so the fact that it hit her so hard was interesting to me. So you thought that you also you thought you might also have that kind of sense of getting smacked in the face by the culture once you arrived? Right, exactly. And my family was really worried about me going overseas just because I grew up in Utah and that's pretty much all I ever knew. We lived in Texas for like a year and a half. But other than that, I've always lived in Utah. And so my worldview was quite small and my family just was worried about how hard the culture shock would hit me and whatnot. But we have been so pleasantly surprised with this post. We obviously were expecting a different story than what we ended up with, because when we signed up to come to Guangzhou, it was last fall. I mean, you were here, everybody was in lockdowns and the news was changing every day about how intense the lockdowns were in some places and all the testing you had to do even to go to the grocery store. And they weren't sure when those lockdowns would let up or if COVID-0 would ever end. And so we were mentally preparing for all of that. And then the weeks leading up to us coming was in December of 2022. And all of a sudden, the Chinese government was like, OK, we were quarantining people last week and tragedies were happening. But this week we are done and you don't have to quarantine anymore at all when you come into the country. So I was actually coming back at the same exact time as you because we had just left Guangzhou for our very first trip out of China in three years at around Thanksgiving of 2022. So we were also in America thinking about all those kinds of, oh, we have to go back in quarantine, we got to prepare, go shopping for 21 days of snacks and I better make sure I bring some hot sauce with me. Is that kind of what you guys were doing when you were leading up to the trip? Absolutely. We were preparing all the snacks, worried about what our kids would be able to eat or what they would eat.
Available Worldwide
"one time" Discussed on Available Worldwide
"So we put all of our stuff in storage, just like we were planning on doing originally, and we took off and we traveled. We are from Utah, so we went south all the way down to Arizona and through New Mexico, all the way to Texas. And then we drove all along the entire coast down to Key West and then we came back through like mid-continent because my sister lives in Arkansas. And then we took a little break and we headed out to California and we did an entire coast along Highway 1, I think it's called the Pacific Coast Highway, and went all the way up California. And we saw, I think, we went through, I think, 25 national parks. And so that was just a really cool experience. But it was Memorial Day at that point. It was coming up on Memorial Day and we were just getting tired of the travel. It was really fun, but we were just getting tired. So we actually cut our trip short and we were going to head up to Washington and Olympic National Park and all those. But we just decided we needed to cool off again for a little while. And so we headed home. We celebrated Memorial Day and then the following Tuesday, Scott sat down and got down to work on starting to apply for jobs. We're like, OK, we need to get back to real life and this is how we're going to do it. So he spent all day applying for jobs and then we woke up the next morning to an email saying, would you like to join the State Department? Wow. So we said, yes, please. This is good timing. And I think about six weeks later, Scott headed out to D.C. and I joined him a couple of weeks after that and the rest is history. So kind of fell into our lap, really good timing. That timing thing, that's a miracle story as far as timing goes. I'm used to having people be like, oh, we had to make this horrible decision. Do we do this? Do we do that? Was I going to lose ten thousand dollars? You're like, no, every time we made a decision the next day, it was confirmed. That's cool. So on that trip, what do you think if, you know, all of us are out here and we're like, oh, we've got home leave in America. Let's go see some national parks. Let's go do some touristing. What kind of what are your recommendations, highlights from the trip? Oh, goodness. We loved seeing caves. The caves in New Mexico were really cool. Something caverns national. That one was really cool. And then in New Mexico, there's also White Sands National Park, which is really cool because it's like the middle of summer and you drive in and it looks like a snowy landscape, but it's warm. We also really we loved when we got up to the redwoods. Oh, my goodness. So beautiful. And we really wish we had been able to continue up into Washington state because I think the life there, like I said about me loving plants, the life and the greenery there is just abundant. And I am sad we didn't get to see more of that. Well, that is the thing to save for your next home leave, I guess. Exactly. And there's, I think, two or three national parks up in Washington state that we would love to hit up. So in this time before you guys started your trip, before you made that decision and Scott was still working remotely, who were you before the Foreign Service? Like what was your what was your life like? I was staying home with my kids for I was home with my kids for the past seven years. And it was such a cool experience, actually, that he was working from home and I was home with my kids and we just got to spend so much time together.
Available Worldwide
"one time" Discussed on Available Worldwide
"So Mackenzie, as you know, given that you've listened to pretty much all of our back catalog, we always start with a few quickfire questions. So where are you now and who is there with you? We are in Guangzhou, China. This is our first tour and I'm here with my husband, Scott, who is in IMS and my two kids, Ria, who is six, and Tucker, who is five, and our little dog, Macy. Oh, I love little dogs. So other than taking care of kids and taking care of little dogs, taking care of spouses, what do you do for fun? What are your hobbies? One of my favorite things is taking care of plants as well. So well, you know, every time you come to a new post, you don't have any plants, you can't take your plants with you. So as soon as I got here, I started asking for plants and the community was generous, including one named Lauren Steve. And I've built up my plant collection and one of my tricks for that was when everybody was leaving over the summer, I put out a blast to the entire community and just said, anybody leaving, I'm ready to adopt your plants. And it's been so fun watching my plants grow and seeing new leaves and it just brings my heart to joy. So I guess there's a little spoiler there. Mackenzie and I are at the same post. Before I get to my last question for her, I will say that I have acquired the same jungle of plants in the same exact way. As everybody leaves, I've been like, I will adopt your plant, I'll give it a new home after the summer is over. So that's kind of a joy in my life too. So Mackenzie, to round us off, what's your spirit animal? My spirit animal is an elephant. Ever since I was very young, I have always just loved kind of the matriarchy of elephants and their family structures and just something I can really relate to. Cool. So obviously we have met each other in real life and you're working now with us on Available Worldwide. So we have a lot of things we know about each other. So it's going to be hard for me to dig out some questions that I don't already know about you, but I'm going to try. So I guess the first one is kind of how did you get into the Foreign Service life? Was this a goal that you and your partner had from the beginning of knowing each other or was it kind of an unexpected twist in the rest of your story? So my husband Scott actually grew up in the Foreign Service. His dad was an RMO for several years. And so when my parents found out that he liked the whole overseas lifestyle, they were definitely worried about that possibility of us disappearing overseas. It didn't come to fruition for the first several years of our marriage. We had other things going on and other goals that were our priority. But then a couple of years ago, we were just feeling like we were really at a stalemate with my husband's career and he went ahead and applied. And as you know, it takes forever for every little process to come through. And so at the time when he applied, we were really ready to like move on to the next thing. But it just was taking time and we were waiting patiently. And it came to a point where we knew we had passed all of our medical clearances and he was on the register and we were just waiting for that call. And the previous year, my husband has been working remotely for the past several years since like 2016. And so we kind of knew that with his job remotely, we could live wherever we wanted to. So we were exploring all these different places all over the United States that we could live and just not knowing what our next step was. So a few, let's see, in about January, February of 2022, nope, yep, 2022, we decided that we were sick of waiting around and we decided we were just going to sell our house and take a road trip and my husband was going to just quit his job. And we were just going to start from scratch, basically. So that's what we did. We got under contract at the beginning of February and then two weeks later, my husband was actually laid off. Oh, wow. And so we're like, well... Your nurse was telling you it's time to start something new. Exactly. We're like, well, at least we won't have a mortgage. And we got a little bit of severance and we were able to go on our road trip.
Available Worldwide
A highlight from McKenzie Carlson - First-time EFM Re-Entering the Workforce
"Hi, this is Lauren with Available Worldwide. And I'm so pleased to introduce our guests to you today. You might remember that back in the spring, we put out a call to our audience for help with our social media presence. We needed a social media manager who was willing to take our podcasts and turn them into posts on social media or reach out to our audience to connect with them in a way that Steph and I were just not feeling like we were successful at. And one person stepped up, well actually several people volunteered, but one person stepped up and is currently taking over that role for us today. She has taken over our Facebook presence, started an Instagram presence and makes just really beautiful posts for us. So anything that you've seen since probably like May was designed by this kind person. She's been going back through our past episodes to curate great quotes and she's just doing all over a better and more consistent job than Steph and I ever could have imagined. So I'd like to introduce the newest member of our team, Mackenzie Carlson, who is here today for her first podcast interview. In addition to being our social media manager, she's never been on our podcast before.
The Hair Radio Show with Kerry Hines
Dr. Ghandnoosh Is Doing Amazing Work With 'The Sentencing Project'
"Is my true honor to bring back to the show for the very first time this year in four a while Dr. Ganoush nascal ganoush. Welcome back Thank you so much carrie. It's so great to be back with you Yes, absolutely. Now I have to I've got to first uh, go back to like the last time you were here. I mean, it's been years. Dr. Ganoush. Um, but I've got to tell everybody, uh, we love having you here. There's so much that's going on and when you uh in the times that you've been on the show you've helped to plant a seed and just Kind of help the usher in community uh, you know staying on top of what's happening in our community your Your organization I should say is what has helped to uh to foster that so I just wanted to say thank you To all of the work you and your colleagues are doing at the sentencing project Really appreciate that and I really appreciate your bringing our work onto your program and helping to increase public education about these issues Absolutely, and that's kind of where I want to jump on in uh education on some of these issues and particularly first Let's just start at the beginning for folks who may not recall There may be a few of them out there not many. I'm sure we have a lot of fans of the hair radio morning show But can you just remind everybody what exactly is the sentencing project? Let's start there Sure, we're a research and advocacy organization based in washington dc and we focus on the criminal legal system um, our goal is to create a system that is more fair and effective and that means Reducing racial disparities in terms of who's impacted by incarceration and community supervision addressing gender inequality and making sure that We resort and for as limited amount of time as is necessary And so we're trying to scale back the number of people that are incarcerated and tackle racial disparities Those are our big goals and we we produce our own reports. We help to Get people acquainted with academic research that's being done and research that's being produced by the government And we also do a lot of advocacy work partnering with advocacy organizations at the state and local level as well as at the federal level To try to translate the research that we're familiar with and producing into reform Now, dr Ganoush, this seems to me in I mean, uh in recent times, especially since we last talked on air And uh, it's just you know, I have to first get your opinion about things Uh when you you see a lot of the dynamics that are going on politically and otherwise I mean it looked like we were kind of heading this direction when you were on the show say five years ago but uh Is any of it a surprise to you and then we're going to jump on in to this report But is any of this where we've landed a surprise to dr. Ganoush? Well Since i've spoken with you last we've been going through this pandemic and and I must say my expectation going into the pandemic was that There would be a much more willingness on the part of policymakers To finally put into practice what we know and especially given the fact that so many people are exposed to coronavirus behind bars And are an especially vulnerable population often in rural areas So, you know during this time We've seen a reduction in the number of people in jails and prisons across the country a bigger reduction than we've seen in other years in particular because states and And localities have been reluctant to send people behind bars But what surprised me during this most recent period has been that that reduction hasn't been even more you know, but you know that there hasn't been an even more significant realization that So many of these people that we have incarcerated and in particular People that are serving very long sentences and that are older that are especially at medical risk if they contract covid That have served substantial amount of time and are unlikely to be a public safety risk now because they're middle -aged or elderly I'm surprised and disappointed that more of those people didn't get released during the pandemic But I want to make sure that your your listeners know that right now in some ways, you know We we're seeing a continuation of the progress that has happened in terms of criminal justice reform things are not at their worst right now compared to When the prison population in the united states reached its peak level in 2009 so things are starting to climb down in terms of numbers and the overall impact of the criminal justice system But that pace of progress has been much slower than we'd like to
CoinDesk Podcast Network
A highlight from UNCHAINED: SBF Trial | How Sam Bankman-Frieds Lawyers Might Try and Win His Case
"Thanks for listening to Unchained, your no -hype resource for all things crypto, on the CoinDesk Podcast Network. You can also listen to the episodes on the Unchained feed earlier if you subscribe there. Plus check out all our content on our website, unchainedcrypto .com. Very dangerous to call the defendant. However, you may be in a situation where the government puts their case on and you are going to lose. There is no way you're winning. You're only shot as a Hail Mary. Okay, let's put them on. The other side of the coin is it's very powerful when a defendant testifies. It makes it much harder for the jury to convict. They're not dealing with characterizations of a person anymore. They're dealing with that person. They have heard the person speak intimately in a courtroom. And even in cases I've had where a defendant testified, even when the jury ends up convicting, it often takes them longer to get there because it's a harder decision when a human being testifies to them. Starting on Tuesday, October 3rd, the day this episode airs, the world will be watching the criminal trial of the United States versus Sam Bankman -Fried. In this episode, my guests Kayvon Sadeghi and Samson Ensor unpack what it is we're likely to see in the trial, starting with what kinds of potential jurors it is that both the prosecution and the defense will want to deselect from the jury poll this week. Why it's even gotten to the point of a criminal trial given that three co -conspirators have already pleaded guilty, what the core of the trial centers around, and why it is they think the fact that it involves crypto won't matter. Plus, they explore the effectiveness of one potential defense from Bankman -Fried's side, the so -called advice of counsel defense that says that FTX's own lawyers approved of the company's actions. And finally, they raise the question that everyone will be looking for. Will Sam testify? Hi everyone, welcome to Unchained, your no -hype resource for all things crypto. I'm your host, Laura Shin, author of The Cryptopians. I started covering crypto eight years ago, and as a senior editor at Plorbs, was the first mainstream media reporter to cover cryptocurrency full -time. This is the October 3rd, 2023 episode of Unchained. Buy, trade, and spend crypto on the Crypto .com app. New users can enjoy zero credit card fees on crypto purchases in the first seven days. Download the Crypto .com app and get $25 with the code LAURA. Link in the description. Vaultcraft by Popcorn is your no -code DeFi toolkit for building automated, non -custodial yield strategies. Learn more on vaultcraft .io about how you can supercharge your crypto portfolio. The game has changed. The Google Cloud Oracle, built for Layer 0, is now securing every Layer 0 message by default. Their custom end -to -end solution sets itself up to bring its world -class security to Web3 and establish itself as the HTTPS within Layer 0 messaging. Visit layer0 .network to learn more. Today's topic is the trial for Sam Vangman -Fried. Here to discuss are Kay von Sodegi, Partner and Co -Chair of Fintech and Crypto Assets at Jenner & Block, and Samson Enser, Partner at Cahill, Gordon & Rydell. Welcome, Kay von and Sam. Great to be back with you, Laura. Likewise. Thanks for having us on. So, the day this episode airs is the first day of the criminal trial for the United States against Sam Vangman -Fried, the former CEO of FTX. Before we dive into the details of this trial, why don't we just have you each briefly describe how your background is relevant to this case. Kay von, would you like to start? Sure. Sure. So, I've been a litigator in New York for the last little over 20 years now, I guess, and in the blockchain space since late 2016, so I've been following all sorts of litigation enforcement actions in the space, including things related to the FTX situation, of course. I also know when things go criminal to open people like my friend Sam here, who have more direct experience, so I'll turn it over to him to discuss his background. Sure. Thank you, Kay von. I used to be a federal prosecutor in the Southern District of New York in the securities and commodities fraud unit, which is the unit that is prosecuting Sam Vangman -Fried. When I was there, I did their first crypto securities fraud cases. So what you're seeing in this case is sort of an evolution of some of the cases that I worked on. The prosecutors in this case are folks that used to be my colleagues. I know them well, both from when I was a prosecutor and now as a defense lawyer at Cahill. I tried a case in front of Judge Kaplan, who is the judge in the case. I know him well, and I've had a case in front of him as a defense lawyer. And the defense lawyers are folks that I'm friends with from both sides. I worked with them with Chris Everdale when we were prosecutors together. And now on the defense side, he and I have worked together on this side as well. All right. So to begin our discussion, why don't we first explain how this trial is different from, say, the SEC's case against Ripple, which secures to even get a judgment that is now being appealed. So how is this trial against SPF even able to start less than a year after FTX collapsed? Sure. I can jump in. For what a lot of people in the industry have been looking at are things like the SEC enforcement action against Ripple, Coinbase, other things like that, which are civil proceedings. And those tend to be preceded by years of investigation followed by, once a case starts, months if not years of discovery where parties are exchanging all sorts of documents, taking depositions, there's multiple rounds of briefing. And we end up with something like a decision on summary judgment, as we saw in Ripple, before you ever get to a trial to decide what's tried. That is a very different process than the criminal process, which involves a lot less discovery up front. You end up exchanging a lot less information before trial, and it's a much more accelerated time frame. And I think for talking about exactly how those mechanics work, maybe we can kick to Sam to discuss a little bit about that criminal process. Yeah, for sure. I think in a criminal case, it is very common to get from indictment to trial within roughly a year, even in a complicated case. This case is unusual in that the prosecutors investigated the crime very, very quickly. It was November of 2022 that I think the market and the public started to see signs that FTX was cracking. It was not long after that that there was an indictment. So they were speedy in the investigation. Judge Kaplan is a no -nonsense judge who does not like to move a trial date. So he is somebody who pushes a case to trial if that's where it's headed. And so that's why we are here. In the criminal context, as Kayvon mentioned, you know, in a civil case, you will get to question under oath that is depose the other side's witnesses. So there are no surprises at a trial. Not so in a criminal trial. The does defense not have the opportunity to... If the witnesses for the government don't want to be interviewed by them, they won't be. They don't have the right to question them. If those witnesses don't want to be questioned, they may not even know who the witnesses are. They may learn that for the first time very shortly before the trial. If you've seen the movie My Cousin Vinny, it's actually a pretty good summary of how the criminal process goes. You're there and you're hearing the testimony for the first time. You have to really be live on your feet to be able to deal with it. And that's something that I think surprises a lot of people who aren't familiar with the system because I think the natural instinct is, you know, civil cases are about money. Criminal cases are about your freedom. And you would think as the defendant, when your freedom's on the line, you'd have more rights to information that you would have more ability to mount your defense and have everything that you would need to do so. But in fact, it sort of works the opposite way that you have less information going into the trial. You have less rights to understand what the prosecutors are going to do than you would to understand what the SEC is going to do when they're bringing a case just for money damages. I think another thing to think about, and this has played out in some of the briefing ahead of trial, in the Ripple case, the defendants, the company and the executives who were named in the suit are not in jail. So they can run their business, they can live their lives, they can meet with their lawyers in a conference room to prepare. Sam Bankman -Fried has been repeatedly asking the judge to release him on bail because he is literally in jail right now awaiting trial. He was out on bail originally. He did things that caused the judge to detain him. And now he's sitting in a jail. What that means is his lawyers do not have 24 -7 access to him. He may not have full access to computers or things to do the stuff he needs to do to prepare. I can tell you on the defense side, I've had clients in jail when I've had to defend them. It is extremely difficult to confer with a client and prepare for court when you have limited access to them because they're in jail. Yeah, one other thing that I wanted to ask is why this even went to trial at all, considering that three of S .B .F.'s own colleagues will be testifying against him and have already pleaded guilty. So I don't really know. I'm not a lawyer. But in my head, it's like when you have that kind of testimony against you, you know, from witnesses that were directly there, does that mean that a plea deal wasn't even on the table? Or do you think Sam declined such an offer or, you know, what happened there? I am sure that if he had wanted to plead guilty, I doubt very much that the government would have been interested in letting him cooperate because he is, so to speak, the kingpin. When the government lets somebody cooperate, that is, plead guilty and testify against others to get a reduction or leniency at sentencing, typically the government wants to get somebody in the middle or the bottom and cooperate them up against somebody higher up in the food chain of a crime. I don't think there's anybody above S .B .F. We could have a discussion about whether he maybe knows things about others who would be peers of his in the industry, but I doubt the government was interested in his cooperation. Would they have let him plead guilty just to have some reduction in sentence exposure for the certainty of a conviction? They probably would have, but I expect they would have wanted a very stiff plea. And I think S .B .F., as some defendants do, they take the position, I didn't do anything wrong. I didn't act with intent to the fraud. And when intent is the key issue, what was in somebody's, between somebody's ears when they were doing something, it's very often that that gets tried. White collar criminal cases get tried a lot. And I think people, it is important in a white collar criminal case, when you're talking about fraud, very often, 97 percent of the facts are not going to be in dispute. In other words, the facts of did people deposit money or funds or digital assets on FDX not in dispute? What did the terms of use say, not in dispute? A lot of the activity is not in dispute. The question is, what was Sam thinking when he did certain things? Was he acting with the intent to deceive people and take their money or were other people doing that and he was just blissfully unaware? And so what you're saying is it really could be either that the government didn't offer the plea deal because they wanted to use the other witnesses to get him or that Sam wanted to take that gamble since, you know, it would be harder to prove what his intent was. So you're saying it really could be either? It could be either, but I would expect knowing the, I think if Sam wanted to plead and was willing to take stiff terms, he probably could have. I think that he drives the buck. The government decides whether you get charged, it's really up to the defendant to decide whether they go to trial. I don't expect they were going to be, as you say, it's a stiff plea that would have been available if anything. I mean, there was going to be no light sentence on the back of a plea here. So I think Sam was looking at any plea would have probably been a long time behind bars. And so at that point, maybe you decide to take your chances in his shoes. Because of the sheer amount of money and the number of charges. Yeah. Okay. So the main task at the start of the trial will be to choose the jurors. What do you think each side will be looking for when it comes to prospective jurors? So we've got a, you know, a little bit of a, of a hint from the voir dire questions that each side has put forward. You know, I think - That's the name for the process for vetting the jurors. Exactly. Maybe, maybe it makes sense to start with sort of how that process will unfold. So the trial will start with the selection of jurors and it's very different in a civil case as we're dealing with here or than in the criminal case. So civil case, the lawyers get to ask questions directly of the jurors, particularly in state court and it's a very freewheeling process. In a federal criminal case like this, the questions are handled by the judge and both the prosecution and the defense have submitted proposed questions to the court that will help guide what the court asks of the jurors. And a lot of it is pretty typical stuff that both sides somewhat agree on. And you want to know if people have any connection to any of the parties in the case, any of the lawyers in the case, if they have certain direct background and exposure to FDX or things like that. I think where some of the differences lie is whether people have broader exposure to crypto or the crypto industry generally, if they have views on any of that, or even the financial markets is one of the areas that parties may be touching. And then once we move past that, the defense was trying to, you're asking the judge to get into areas that I don't expect he will, but looking for any exposure to or experience with people with ADHD, any things along those lines that you can tell are sort of teeing up some of their defenses. So I think the defense will be looking for people who will be more sympathetic to some of those additional factors where, as I imagine the prosecution will be looking for people who are probably generally skeptical of crypto overall and avoiding any of those sort of sideshows. I would put it in three buckets. I think the government and the defense will think about the types of jurors into three buckets. One bucket are people who are sort of the quintessential citizen, common sense oriented. They work a job they can convict. Those are the people the government likes. So somebody who holds a job, somebody who is a boss, somebody who's a mid -level manager. So they are committed to society. They have to make decisions. They sometimes have to make decisions on incomplete information. That's the type of person the government would want. Then you've got people who are extremely technical, who want proof in mathematical certainty. Those are folks that the defense would like and that the government might not like. And then in the third category is another group that the defense would like. And those are folks who are more emotional and not necessarily going to be driven by the sort of inferences the government will put before them. So for example, the government likes to strike social workers, very afraid of having a social worker on there who might sympathize with a young defendant and say, you know, maybe a mistake was made here. I'm not sure beyond a reasonable doubt that this person should go to jail. No, wait. Just to go back to people who are either familiar with crypto or financial services, it wasn't clear to me. So it seemed like you were saying that, you know, the government would seek people who were skeptical of crypto. But if you're, if you just are knowledgeable, then is that, it seems like that would be better than for the prosecution rather than for the defense. Am I right in thinking that or? It's hard to read the tea leaves of exactly how that one will cut. You know, one of the defenses that, that we can see Sam Bankenfried would like to put forward and that the prosecution is opposing is an idea of sort of blame the regulators, blame the uncertainty in the industry, all of those sort of things to suggest that this was wild west, it wasn't clear what the rules of the road were, and therefore that should absolve him of some responsibility. And I think that's something the prosecution understandably doesn't want to get into and the judge has indicated, you know, there's going to be a pretty tight leash on anything like that, I think. But people who are very steeped in the crypto industry may have more of those views. They may be, you know, they may think that the uncertainty in the government's approach is partially to blame for what's happened, things like that. And so anybody who's so close that they may have some of those views may not be an ideal juror for the prosecution, but somebody, you know, somebody who's lost money, lost money or knows people who've lost money in some of these scams may be, you know, may be more likely to be a good juror for the prosecution. So it's hard to see exactly how those things will cut. I think it's important to note also, we call it jury selection, but it's actually a misnomer. The right name for it should be jury deselection. You don't pick your jurors. You get a pool of people and you have a certain number of strikes. And so really what you're doing is picking the worst apples and deselecting them and you're stuck with what you're left with. And so it's really, I think when trial lawyers do jury selection in a criminal case, they think about who are the people I have to get rid of? Who can I just, who can I not have on the jury? Government does not want the social worker on the jury. The government does not want, they don't like lawyers on the jury because they fear that a lawyer might just take over, creates unpredictability. Another sort of advantage for the defense is that the government has to get 12 jurors unanimous to prevail. If the jury is not unanimous, that's a hung jury and it's a mistrial, which basically is a victory for the defense. And if the jury unanimously wants to acquit, that's a victory for the defense. So it's the, the, the, the government needs to be able to get a group of people who can agree. Maybe somebody leads them and the rest of the people can go along with it, but they have to be able to reach consensus. That's important as well. Yeah. This is definitely a pretty complicated chess game. It sounds like, so one other thing that will happen or might happen after the jury deselection is that Judge Kaplan, Judge Lewis Kaplan, who is the judge in this case, might give a pre -opening jury charge. Explain what that is and why it is that he might give this or why he might not. Sure. So it is common practice before the commencement of the, the body of the trial, which is the opening statements of the lawyers, the presentation of evidence, and then closing arguments. Before the sort of body of the trial, the judge will typically give preliminary instructions to help the jury understand what they're going to hear. So the judge will say, you know, you're going to hear opening statements. These are the lawyer's attempt to give you a preview of what to expect, what the lawyers say is not evidence. And some rules of the road, some general rules of the road, and that's common. What Judge Kaplan does that's unique, he doesn't do it in every case, but he has done it in some, some criminal cases where it's complicated, is he will hone in on what he thinks is a key issue in the case and flagged for the jury. One of the key issues in this case is going to be a dispute about X. Here are the key rules you need to know about the law on how to decide X. Why is that important? It focuses the jury. It gives you a sense of what the judge thinks is the real battleground.
Unchained
A highlight from The Chopping Block: Michael Lewis Swindled, SBFs Effective Altruism Ruse, Ethereum Protocol Enshrinement - Ep. 552
"The claim that Michael Lewis makes is that he thinks that Sam lost his way, but fundamentally he was more or less the same guy. He never really believed in crypto. He always saw crypto as instrumental. And that, I think everybody who's ever met Sam agrees with, is that Sam was not a true believer. He didn't really care that much about the industry. He saw it as an opportunity to make money. But it wasn't because he loves cars or private jets or whatever. Not a dividend. It's a tale of two quants. Now, your losses are on someone else's balance sheet. Generally speaking, airdrops are kind of pointless anyways. I named trading firms who were very involved. DeFi protocol is part of the antidote to this problem. Hello, everybody. Welcome to The Chopping Block. Every couple of weeks, the four of us get together and give the industry insider's perspective on the crypto topics of the day. So quick intros. First, we've got Tom, the DeFi Maven and Master of Memes. Next, we've got Robert, the crypto connoisseur and Tsar of Superstate. Then we've got Tarun, the Giga Brain and Grand Poobah at Gauntlet. And finally, I'm Haseeb, the head hype man at Dragonfly. We are early stage investors in crypto, but I want to caveat that nothing we say here is investment advice, legal advice, or even life advice. Please see ChoppingBlock .xyz for more disclosures. Okay, so just for context for everybody listening, we are recording this on Monday morning, US time. The news by the time this drops, I'm certain is going to be 100 % about the FTX sandbankment free trial. So I believe the trial starts on Tuesday. So by the time this goes out, I think it's going to go out Wednesday morning. And so we're televising this from the past, basically. At the end, we should make our predictions and then our listeners can listen to whether we're horribly wrong or not about what will happen. Okay, all right. All right. We'll end the show with some predictions about how the trial is going to play out. The trial is going to take multiple weeks, so we'll have plenty of time to do the play by play as the trial is actually playing out. But in the lead up to the trial, all eyes have been on Michael Lewis. So Michael Lewis, a very famous finance writer. He was the author of the Flash Boys book, if I'm not mistaken, yes. And so he, long story short, he was kind of embedded with sandbankment freed for something about a year and a half since 2021, before FTX collapsed, basically more or less lived with him in the Bahamas and was writing a book, didn't know what the book was going to be about. And he's dropping the book tomorrow. So the day the trial begins, Michael Lewis's book is going to drop. It's called, what is it called? Finding Infinity or something. So I don't know, something like that. And he appeared on 60 Minutes to give something of a preview of what the book is going to be about and his perspective on sandbankment freed. And this interview has got the entire internet in a tizzy. I watched the entire interview. The first thing I'll say about 60 Minutes is it's really weird that 60 Minutes is not 60 Minutes long. Like if you watch it, it's like 27 minutes long, which is like, there are so many commercials on TV. It's crazy. There are multiple stories within an episode. So in aggregate, it's 60 minutes long, but you're right that the content is only like Oh, I didn't realize it wasn't the only story. Okay. You ever see 60 Minutes? Yeah. It's like 40 minutes of, I do not watch 60 Minutes except at very, very brief snippets when something important is on. To be fair, the ads definitely make it less than 60 Minutes, I'm pretty sure. Yeah. Well, I watched it on 2X. It was 13 minutes for whatever the period of that 60 Minutes was. So there were a few snippets from the 60 Minutes story that got the internet really excited. One of them was this anecdote that apparently near the end of the FTX, right before FTX collapsed, Sam Beckman -Fried, in part of his effective altruistic mindset and thinking about ways to ameliorate risk in the world, he believed that one of the biggest risks in the world was Donald Trump. And he knew that Donald Trump was going to be running in the next election. And so he contemplated paying Trump not to run in the upcoming election. And so apparently word of this got to Trump, Trump named a price, which was $5 billion, and SPF, at the time that FTX collapsed, apparently SPF was trying to figure out the legality of paying Trump not to run in the 2024 election, but then FTX collapsed and this never happened. Kind of an insane story. I don't know what you guys think of this. Obviously, there's no way he had the liquidity to be able to pay $5 billion in cash to Donald Trump. So this feels like kind of a harebrained story. Well, Alameda had the customer liquidity. And I feel like at a certain point, when they were doing the math, they did have access to $5 billion. I mean, there was also other stories where he was trying to invest multiple billion dollars in Elon Musk's takeover of Twitter. Like when these multi -billion dollar opportunities came up, I assume they looked at the metaphorical piggy bank, saw that there was high single digit, low double digit billions of dollars available and thought, well, what are the craziest things possible with this? It's not the first time there's stories of him using multiple billions of dollars potentially on something. So I believe it. I believe he probably tried. I'm sure that's not legal. Maybe it is. I doubt it. I can't see why that wouldn't be illegal. Not to rib a sieve like I did at that time, but you know who was doing all of these deals of trying to pay billions of dollars for both Twitter and Trump was McCaskill. So apparently the book describes the McCaskill piece as the interlocutor for all of these kind of ideas. So apparently he was the one who came up with the idea.
She Podcasts
A highlight from 400 The Big 4 0 0!
"Hey everyone, welcome to episode 400 of She Podcasts. I am your co -host, Jessica Kupferman with me as always, the pink and perfect, Elsie Escobar. Pink and perfect. You look pink and perfect today. Pink cheeks, pink eyes, pink lips. I love pink. It's so cute. You look very cute today. Thank you. I thought about today trying to grab all the different ways that I've introduced you, but it thought it would take too long. It would take too long. Like if I could just queue up 400 different, like... You did not start doing this though from the beginning. No, no. But what I'm saying is I thought about it. Oh yes, this is true. I only thought about it. This is the kind of stuff where we can get like an AI to quickly do it, where you could just be like, Hey, little robot, download all of the past episodes of She Podcasts and clip out this. Cheryl. That would be amazing. Hi Cheryl. How are you? Thank you, Cheryl. You're so sweet. Thanks for showing up. Thank you. Thank you. Yay. I'm just going to make a disclaimer right now. My stomach is probably going to be making like loud crazy noises. Yes, I am hungry, but also there's other stuff happening because I have to go get a colonoscopy tomorrow. And today is my no eating day. You're recording during prep? Yes. Oh. Well, I haven't taken the thing yet. I haven't taken the whatever's going to make me poop yet. I haven't taken that part, but I'm not supposed to eat today. I'm only supposed to drink stuff. So I'm just saying that my belly is actually might make the biggest noises you've ever heard. Oh. Okay. Yeah. Okay. Oh, I closed it out. No, no, no, no, no, no, no, no, no, no, no, no, no, no, no, no, please. Oh no. I think I got it back. Okay. Oh God. Please do not let me have closed it out. Okay. I know. Well, this is one of the reasons, Jess, it's like why I also, I think that I was making sure, because I do in the same way that I'm sure you do things. You, we get on the computer and there are some compulsive things that we do that we don't even think about. Like I empty out my trash all the time. It started over. I want to die. This is terrible, really terrible. I've been trying. Okay. Yeah. Now you've got me on a mission that I don't need to be on. Yeah. Prep day is the worst. She's doing prep, colonoscopy prep. What is more terrible than that? I can't think of very much like just day to day stuff. This is the first time. Yeah. Yeah. No, no, no. This is the first time that I've done it. I can't say it's a great day. I also, I am not okay with, listen, I've done detoxes. I've done like liquid diets in the past through my life. But the thing is those things are, I've prepped my mind to it. I'm, I'm doing it for another reason. I'm, you know, it's sort of like detox. I'm cleansing. Yeah. There's like a different vibe to it versus somebody telling me you can only drink today. And then for some reason that feels very constricting.
Leading Saints Podcast
A highlight from Apathy Among YSAs
"As many of you know, we recently published three episodes from the new podcast called At the Table. This is produced by The Church of Jesus Christ of Latter -day Saints, and I had the privilege to help with this project as a consultant. After publishing the recent podcast on leading saints, those working at the church on this project were so impressed by the results and the feedback from the audience that they asked if we could share more episodes. Enjoy! And don't forget to send your feedback by taking the survey for each episode, individual which we will link in the show notes. I'm currently in Provo, Utah, but I was born and raised in Livermore, California, right outside San Francisco, California. I ended up serving my mission in New Hampshire, the New Hampshire Manchester Mission, and some of my favorite things are playing pickleball, tennis, or staying inside playing some board games or reading books as well. And I'm just really excited to be part of this. My name is Kami Kastrijon. I'm originally from Colombia. I was born and raised there, and I moved to the United States when I was 16. I moved to the big city of New York, and that's where I joined the church. And then soon after, I served my mission in Riverside, California. Then after my mission, I moved to Utah, and I've been here ever since. I love dancing, especially salsa, hiking, baking, and I am thrilled to be part of this amazing podcast At The Table. Welcome to the At The Table podcast. I'm Jared Pearson. I'm here with Kami. Hi. And we're really excited today to be having Wendy Ulrich on our show, and we'd like to start with a little bit of introduction on Wendy's behalf. I don't know what's the most relevant here. I'm a psychologist by training, and I've served on the General Relief Society Council for a couple of years. Retired from that in August and taught at BYU, written some books. So right now, teaching institute down for a YSA stake in Provo, and really enjoying that. My husband and I do that every week, have for a couple of months, several years now. The whole time COVID's been running in before, so that's where we are. And met Jared in one of those institute classes and wards down there. So nice to see you again. Let me just say that was a wonderful institute class and probably still is. I need to attend again. But today I think we're talking a little bit about apathy and the YSAs and how to kind of tackle that, what it looks like. And I just want to pose the question first to you, Wendy. Is there apathy in the YSA setting or in YSA wards among both participants or leaders or what have you seen, especially in your assignments, to a ward down in Provo? The ward that we've been involved with, the stake we've been involved with, are some of the most remarkable young adults. I think I know the two people sitting in front of me on the screen that I can see a little of anyway being among them. So you tell me, what do you think about that? You're more engaged in that group with that audience. You've got more connections than I do. What do you think the issue is there? I also have been surrounded by great friends and I've been part of great wards and stakes. At the same time, I have also noticed a lot of those great friends kind of step away from the church or they just have no interest in being a part of the church anymore. And I feel like a lot of the things that I've gathered from them are just social things that are going on. The majority of them have felt like a lot of the things that they want to do that society is offering them are conflicting with their beliefs and they just decide not to have that conflict anymore and they want to do things that feel right for them. And they decide that, in their own words, that the church or the gospel is something that has served them, but not anymore. That's what I've noticed in my experience with my friends and in my community. I've had a really similar experience. Typically, I feel like I've had a very pleasant experience in wards and different activities and I've been surrounded with wonderful people who make me feel really included. On the flip side, I've had the opportunity to both serve in colonies where I'm in contact with people or just friends. We're a little bit disenfranchised with both going to church and being actively engaged in a lot of church -type things. This could be in the form of they get a calling and they start doubting like, why is this even a calling? And I'll be honest, sometimes I doubt it when it's like your calling is to empty the second trash can on the right. And I say, oh, that's interesting. Did you get set apart though? Was that pleasant? And they said, yeah, it was wonderful. It's a little bit weird. And I'm like, yeah, I understand that. On the other hand, sometimes it's, you know, my parents have been really involved in this. I'm doing it to make them proud, but I'm sort of not feeling it. And that's a lot more frequent. I had it in the past, but it's not really doing anything for me now, like what Cammy was saying. And that's more frequent than I feel like finding someone in the church to have problems with. It's just not finding enough there to begin with. And at least that's how I'd addressed apathy in the church rather than like antagonism inside as well. Yeah, I think that's helpful to think about. When have been the times in our lives when we felt most committed and engaged with something and what are the times when it no longer really seems to be serving us? A lot of times there are, I think there's a whole group of people for whom the apathy is really sort of about fear, fear of getting really engaged. Maybe I don't really feel like I'm capable of handling this, or, you know, I don't really find it. I'm a little nervous about really getting involved, but I think more often what I hear the two of you describing is more of a feeling of, this isn't really working for me. It doesn't really seem like I'm as engaged as I want to be. I'm not finding meaningful, purposeful things to do as part of my church experience that really helped me live my values in ways that matter to me or build relationships or develop talents or gifts that are important to me. And that's where I think good leadership can really come in and be really important. As leaders, I think sometimes we're trying to sort of spare people. We recognize how busy young single adults can be and how important their education is or their work or their relationships or things that they're doing. So we're trying to maybe not get them too busy because we don't want to overwhelm people. But on the other hand, sometimes there's just not enough to do to make it feel like a meaningful experience at church. And then people kind of give up. We know a little bit about what helps people feel committed and involved with something and gives us a sense of purpose in our lives, of well -being in our lives. And in a lot of ways, the church is great at that stuff. We know people are getting clearer about their values and what matters to them, what they care about, what they really want out of life. And they're seeing ways to live those values. That's one of the things that gives us a sense of meaning and purpose. And the church can do a fantastic job of giving people a sense of what the purpose of life is, what the plan is, what values will help us find happiness and satisfaction in life. But when those are not aligning particularly well, that can certainly be one of the issues that can begin to create a feeling of, I don't know if this is really what I want and if these values are really consistent with what I care about, what I believe. So helping people get clearer about what do you want out of life, what does matter to you can be an important step in addressing that particular issue. Have you ever had anybody kind of ask you questions about, you know, what do you want out of life and thought about what matters to you, what values are important to you? If somebody were to ask you that, do you feel like you could define that pretty clearly at this point or are you still exploring that? Where are you on those kinds of issues? Because of the knowledge of the gospel that I received a few years ago, I have a clearer understanding of what my goals are, what my dreams are, the things that I want to achieve in life. And for me, the gospel is the most beautiful thing that has ever happened to me. It came at an age that was a really hard age. I'm an immigrant and I was 16 and my parents had separated at the moment and I was new to the United States, didn't speak the language, and had a lot of questions about my worth, my purpose, and everything about my life. And that's when I met the missionaries were when the gospel came into my life and it me gave all of these answers that I didn't really know I was looking for. And I have held on to those truths and to all the things that I've learned in the church, in the gospel, all these years. And it has given me a new perspective and a new purpose in life that I don't know how I lived my life without all of these truths and knowledge. So yes, if someone were to ask me, I would be able to tell them what my dreams and goals are because of the knowledge that I have now. Kenny, thank you for sharing that. That's really helpful to me and inspiring to me. I think sometimes the apathy can come when we've lived with these things all of our lives and we haven't really explored them for ourselves. We haven't really seen the contrast that you've experienced. And I'm delighted to know that as you came out of a different place from taking the church sort of for granted that you found a lot of answers here and direction and help. And whether we've been in the church all our lives or we're just finding it for the first time, that's the experience every one of us needs to have at some level. I remember as a young woman, I think 13 years old coming into a Sunday school class for the first time and sort of coming out of primary not very long and thinking, is there anything new here? Is there anything I haven't heard before? Is there any reason to sort of hang around here at the ripe old age of probably 13? And coming into a Sunday school class with a really dynamic teacher who knew the gospel really well and taught me things I'd never really heard or experienced. And I thought, I want to know more about this and began to really do a search of my own. So sometimes it takes a really good teacher, a really good leader to sort of wake our brains up and inspire us to feel like some of the questions we have in life are being answered here. We can find direction. We can find opportunities here to find values and goals and dreams that are important to us. I love Whitney Johnson, who talks about, she's got a book on dating your dreams. She talks about dreams and that it's not just, you don't just automatically know what you want to be when you grow up. You have to sort of figure that out as you go. And as you, she talks about the importance of sort of exploring our dreams and trying things and figuring these things out because we have experience with them. And I think that's one of the things that college and work are so helpful with is giving us an opportunity to experience ourselves in different settings, to get the skills that we need to be able to be successful at something really goes a long way in deciding, yeah, this is what I want to do. You can't really know you want to be a concert pianist until you've got enough skill to be a really good pianist. And that takes a long time. And I think we forget sometimes that the gospel and the church can be the same way. We have to get good at it in order to really feel like I can do this. And I love it when I do, when I'm engaged here and I'm involved with this, I begin to realize that this is exciting. There's stuff here that matters to me. I am learning. I am growing. I'm developing some skills that help me feel confident that I can live the gospel and I can be a disciple of Christ in a meaningful way.
The HUMAN Training
Surviving Covid and Chaos: Looking Back at the Early Days of K9 Culture
"August 1st, 2020, so right in the middle of the pandemic and that was the good old days of... Not the good old days, the days of quarantine in a lot of places, everyone's wearing a mask. Should you wear a mask? Should you wear three masks? Should you wear 72 masks? Oh my God. Six feet away from people. How many boosters should you have? I mean, it was just chaotic. Nobody knew. No, we didn't have shots then. No, there was no shots. We're not going to talk about that. But you had to be six feet away from everyone, which is really nice because the leash is six feet long, so that was awesome. So yeah, we opened up. It was just Laura and I for that first month in our facility here. We did not... God, do you remember? We didn't even turn the lights on in the back three quarters of the building because why? Why do we even need to go back there? It's just the two of us. And so that was the first year, and it was August 1st. We didn't really do boarding trains for a while. We tried to discourage them because we didn't have kennels at that point because when you order kennels, they're usually a six -week lead time, but because of COVID, it was a four to six -month lead time. I mean, everything's lead time was just ridiculous because everyone nationwide, worldwide was not working, working from home, whatever. And just general trial and error, like we did cinder block kennels first. Yeah. So we had to build some cinder block kennels. So we had some. And then once we did have a couple of boarding dogs, once those first initial dozen kennels were built, then we had the ability to board. I guess we always do. So someone's probably listening, well, why didn't you just put the dogs in the crates? We did. We But it's not what we like to do. I don't like dogs sleeping in crates all the time. I don't know. I just, because if they're not training, they're in a crate, and then if they're sleeping in a crate, I don't know. I just. But we did have crates. Yeah. Julie's office was the first kennel room. Yeah. Your office was the kennel room, air quote. Oh, God. I don't even think we had a break room. No. The first couple months. And then the break room we slept in. Yeah. Well, first we slept in Wyatt's office. That room was. A noise. Wasn't too dark. No, it didn't. No, we slept. The first time we slept in the grooming room, but there's ticking because right by the grooming room is. The fire suppression, fire alarm system constantly beeps during the day. You don't notice it that much. But when it's. At two o 'clock in the morning, when there's not a sound anywhere, like what the hell is that noise? So yeah, we made it one night in the kennel room, which is, or excuse me, the grooming room. It wasn't the grooming room at that time. It was just a room. Then we went over to Wyatt's. And then we moved to Wyatt's. Oh, I remember why we only made it one night in Wyatt's office. The way it's laid out, it was too small. You know, you try to get out of the air mattress to the left or to the right, and you're up against the desk or a wall, and I thought, no, this is crazy. we So then moved to the break room, but it wasn't the break room. It wasn't the break room. And Wyatt's office wasn't Wyatt's office either. It was just a room. When the people left this building, they left all the furniture. It was full of crap. Yeah, because they went out of business and refrigerators and they went out of business before COVID. They haven't paid their rent in like a year. Yeah. So there was like a whole bunch of crap here. It was an indoor soccer center facility before. Yeah. We sold all of it. Yeah. Facebook. That was one of my jobs. Facebook marketplace. Just getting rid of all the soccer stuff that was left. We had couches here. We had chairs. Cheers. Scoreboards, goals. Cooking. Soccer balls. Cooking because they had this little bar here. Oh, yeah. Yeah. They had that. Freezers. It was interesting. Who was our third person we hired? So the next one that came on was Wyatt. Wyatt! Wyatt came out at the end of August. Still paint the walls. And then a week later. Oh, I forgot about that. We finished. Yeah. We were still paper walls. Wyatt's little baby. Wasn't the baby's two? Make it look like a dog. Alex's like two. Maybe one. He was here riding around doing stuff while we were painting everything. My mom even came and helped paint it. She was 70 years old. It was pretty cool. Yeah. It was cool. I felt bad. We worked her to death. Yeah. We took netting down. It was a lot of work. The building's 47 ,000 square feet, so there's a lot of netting that has to come down. Scoreboards, goalies. Windows to clean. Oh my God. All glass walls. So all of our training fields, they're surrounded by eight feet tall human shatterproof glass. Well there's soccer prints, hand prints, human prints. Head print prints. I mean any print you can think of on both sides of those windows. I know for a fact I spent a whole entire eight hour day cleaning windows and it wasn't even half that. Not even. And then when we got that one with one side we went, oh shit. Now we got to go on the inside and do it. We're not dead. We're only halfway done. And you can't see the smudges until unless you're on the other side of the glass, so you could clean it but not miss parts. It took a long time. And then light bulbs, we replaced over, I can't really count, I know it was over $5 ,000 in the first two months of light bulbs. Oh my God. That's how many light bulbs they had lit. And in the middle of doing this, we're training dogs because Charles sold a few dogs the first week we opened. Right. The first week we opened and they knew they were our first. In fact, those first two dogs, Laney, she was just here boarding last week and that was three years ago and we were just all joking with the owner. I remember when he came in, it was just the two of you. And then Hank. And then Hank after her. Hank. They're both two of the most dog aggressive dogs we've trained. So right off the bat, to this day, they're still two of the most dog aggressive dogs we've had. And they both ended up liking dogs.
Evangelism on SermonAudio
A highlight from Sowing the Gospel and Reaping Rejection
"Would you bow with me in prayer. Holy Father, we are your people and that gives us such joy. And we desire that more and more people might come to know you and have this joy with us. So we pray as we've already sung, we pray that your across the street and across the lands for your glory and our joy. And Lord we pray now as we turn to your word, we pray that as we've already sung your ancient words, your words that are ever true, your words that spoke and light and that your voice would be heard even this morning. And that you would powerfully awaken our hearts and liven our faith by your spirit. Fill us with the joy and hope of believing. We pray in Jesus name. Amen. You may be seated. Have you ever noticed that the people we love the most are often the most difficult to talk with about the things we care the most about? Maybe you don't have that exact experience, but sometimes it's difficult to talk with our loved ones, our parents, our close friends about things that matter most to us. For Christians we easily struggle to talk with our family and friends about the gospel. We fear their disapproval or their rejection. We don't want to hurt our relationship. We don't want to forfeit their respect, their acceptance, their recognition, their love. I remember as a kid growing up in Akron, Ohio, the first time I mustered up enough courage to explain the gospel to my friend. He was actually my neighbor. I'd grown up next door to him when I was a teenager. I started mowing their lawn when my neighbor started his own bagel shop. I was one of their first employees and I knew all along that my friend was a Jew. He was not a believer in Jesus, the Messiah, and I felt convicted. I needed to tell him what I believed about Jesus, what I believed was the most important news in all the world, and yet it seemed that the closer I got to my neighbor, the harder it was for me to actually tell him what I thought was the most important thing in the world, the gospel. If we were to ask a thousand Christians the primary reason why we don't evangelize more frequently or more fervently, I can tell you what the majority would say. They would say, fear. Fear is what freezes us in our view that there's a slightly more accurate answer than fear. I think it's shame. It's shame. We're embarrassed. We're fearful, yes, but we're fearful of the embarrassment it might bring to us. We're fearful of the ostracism we might experience. We're fearful of the relationships that might be broken. We're fearful of what might happen to our name. That's shame, and it's what keeps many of us from speaking boldly for Christ. We're not prepared. Of course, I don't want to speak on behalf of all of you. Some of you may be wonderful evangelists, but many of us are not prepared for the embarrassment and the ostracism that may come if we open our mouths with the gospel with our co -workers, our boss, our classmates, our teachers, our friends, our neighbors. We're worried our association with Jesus will threaten our association with others. We don't speak the gospel more often because we don't want others to think we're uncool or we're unkind, that we're arrogant or that we're ignorant, that we are oppressive or repressive, that we're an idiot or worse these days, a bigot. In short, we don't want to sow the gospel and reap rejection. If you were here in the Sunday school hour, I talked about how as the gospel goes out, the response will be thanksgiving. Well, that's true, and yet the overwhelming response will often be rejection. So you might have been here in that first hour and thinking, yeah, but okay, if I start telling other people the gospel, it's not going to result in a bunch of thanksgiving, it's going to result in a bunch of rejection. And honestly, that was the case with my friend. When I finally got enough courage to tell him the gospel in my bumbling, fumbling way as a teenager, he didn't want anything to do with it. And I walked away devastated. What do you do in those moments? How do you respond when someone rejects the gospel and maybe even rejects you? Well, I want to show you this morning from Mark 4 is that Jesus has prepared us for this very reality because Jesus himself faced this kind of rejection from the most important people in his life. Jesus knew that those who spread the seeds of the gospel will face shame and rejection even from those closest to them. And so he provided his disciples and now us through them with the prescription to fight off fear and shame in our evangelism. So here's what I want us to see this morning. The antidote to shame and rejection in evangelism is the hope of an unimaginable harvest and the promise of Christ's unparalleled acceptance. Let me say that again for you. This is the sermon in a nutshell. The antidote to shame and rejection in evangelism is the hope of an unimaginable harvest and the promise of Christ's unparalleled acceptance. Let's begin by talking about sowing the gospel. If you have access to a Bible, please join me in looking at Mark chapter 4. In this one chapter we have a cluster of parables and I assume many of you know that parables are simply stories or sayings of Jesus often drawn from the world or the culture around him and these stories are meant to illustrate some point that he wants to teach about his kingdom. In Mark 4 these parables are grouped together for a specific reason and there they have a specific theme. They're all about seeds and they have a specific purpose. So let's look together at the first parable and I'm going to read Mark chapter 4 verses 1 through 20.
Bloomberg Radio New York - Recording Feed
Monitor Show 23:00 10-04-2023 23:00
"Interactive brokers' clients earn up to 4 .83 % on their uninvested, instantly available USD cash balances. Rates subject to change. Visit ibkr .com slash interest rates to learn more. And his great interview with Howard Marks, co -chair and co -founder of Oaktree Capital. I'm Denise Pellegrini and this is Bloomberg. Stay with us. Top stories and global business headlines coming up right now. Broadcasting 24 hours a day at Bloomberg .com and the Bloomberg Business Act. This is Bloomberg Radio. For the first time in U .S. history, the Speaker of the House has been removed. The chamber voted 216 to 210 to boot Kevin McCarthy from his job today in a historic vote forced by Florida Congressman Matt Gaetz. Gaetz was angry McCarthy worked with Democrats to pass a short -term funding bill to keep the government open. I think $33 trillion in debt is chaos. I think that facing a $2 .2 trillion annual deficit is chaos. I think that not passing single -subject spending bills is chaos. An election for the new Speaker of the House is set to be held next Wednesday. Members leaving the House GOP conference meeting said a candidate forum for speaker will be held next Tuesday, with the election held the following day. The judge and former President Trump's civil fraud trial in New York has issued a limited gag order. The decision came after Trump made a post on Truth Social that attacked the judge's clerk. The gag order bars all parties in the case from making social media posts or public comments about the judge's staff. A national emergency alert test will blare out across the U .S. tomorrow. According to FEMA, every TV, radio and cell phone will be interrupted with an emergency message at 2 .20 p .m. Eastern.
Telecom Reseller
A highlight from CXPA Marks CX Day, A Global CX Celebration, Podcast
"This is Doug Green, and I'm the publisher of Telecom Reseller. And I'm very pleased to have with us today, Graham Clark of Amcor CX. Graham, thank you for joining me today. Hey, it's great, Doug. Good to be here. And we also have with us Patty Soltis of Upwork and also of the Florida Network and CXPA. Patty, thank you for joining us. Thank you for having me. I'm delighted to be here. And we have with us once again our friend, Mark Daly, who's helped us with many different things, been involved in many projects and also a co -host at the MSP Expo. Mark, thank you for joining us this afternoon. Always a pleasure, Doug. Great to be here. Well, you know, we were just talking about before the podcast began about this is sort of a pleasure to talk about a fresh topic, at least fresh in the last few weeks. The topic of CX and how, you know, this is such an important issue, actually, for so many of our readers, even if day to day, that's not always the central part of their day job or their mission or what they're thinking about and so on. So we're going to be diving into that. We're going to be talking about CX. We're going to be talking about something called CX day and something called CXPA. But, you know, agreement, Patty, let's first just take a look at what CX means. What do we really mean when we're talking about CX? I would take that, Patty. I would say that. Yeah, I'll take that one. Customer experience, when we talk about that, that's every experience and interaction that a customer has with an organization. It starts from when the customer first realizes or has the awareness of some kind of need or want and goes through that entire cycle, like everything in between, coming out on the other end where hopefully the customers ending up in an advocacy state. It's everything that flows through all of those pieces. It's funny because a lot of people will typecast customer experiences, customer service, or typecast it as the user experience. It's that and everything more. It's the marketing that happens. It's the technology that they use as they go through this. It's the digital contact that they have. It's literally every interaction that that customer has with the organization as they go through that whole customer journey with it. And the thing I always like to add in when I talk about customer experience is the importance that customer experience can have to an organization. Because when an organization is strong in customer experience and they understand how important that customer is to them, they end up with just much better financial results. And the other thing that always gets me about this is when somebody asks me, why is customer experience important? I always want to say to them, because your business can't exist without a customer. Without customers, you don't have revenue. Without revenue, you don't have a business. So it makes perfectly good sense to pay attention to the customer. And it's kind of interesting that it's so obvious and yet, you know, it's, I like what you're saying that you're basically telling me, because it's ubiquitous inside the company, it needs to be ubiquitous and everyone's job inside the company. It sounds like everybody should be thinking about how their work inside a firm or an organization impacts CX. Yeah, that's really true. I've actually seen some other podcasts and speaking engagements and things like that where people, we've played the game where give me a job and I'll tell you how it's connected to CX. Because there is literally every role inside an organization on that customer experience. And that's, you know, some of it's direct, some of it's indirect. Some of it is in how a product is designed. Some of it is in how feedback is taken in. Some of it is in what kind of setting does someone work in. But there is a way to connect every single part and every single person in an organization back to the customer experience. Now, with that said, what is CXPA? Maybe I'll take that. So CXPA is the CX professionals organization. So in addition to customer experience, which Paddy defined, right, which is the customer's perception of how they relate to an organization. There's a thing called CX and CX is or CX management is kind of the discipline. So about 20 years or so. Some people started to put kind of methods and practices around how do you make this CX thing work. And then, of course, 2008, Apple changed the world with the launch of the iPhone and real mobile became a thing and smart apps and social media, I mean, all that stuff. Right. So so CXPA is the global professional organization that sits at the heart is think of us as the IEEE of the CX movement. And so CXPA is an organization that exists globally. We own the most important CX professional certification, the CXP, which Paddy and I are both CXP certified. That's the CX, CXB, what does CXB stand for? Certified customer experience professional. Yes, they get one of those. But it is the most widespread and recognized customer experience certification in the world. And so CXPA's role is to be the gathering place for information, networking, meeting other like minded professionals. We like to say that the CX world is like a cult or religion. And if you believe, you believe. And as Paddy said, you know, fundamentally, companies survive unhappy customers and we all have customer experiences that we rave about. We're raving fans of people. I mean, I'm a raving Amazon fan and Amex is a big fandom of mine in the sense of they're one of my brands. And then we all have customer experiences. We tell our friends about it on the other side, like dealing with our media company about a trouble problem. Or you mentioned this was coming out at the same time as the MGM hack and all the misery that people went through somewhat at the part of the company, somewhat not the company's ability. But people will talk about what happened on their once in a lifetime vacation to Vegas. Right. For a long time to come. And so how do companies recover from that? So CXPA is just the gathering place, the professional association that sits at the heart. We sometimes call it the heartbeat of the CX movement on a global basis. Graham, you actually have CX in the name of the company M -Corp CX. We do. So M -Corp CX is we are a boutique CX consulting company. We were we were founded at what's generally recognized as the birth of the modern CX movement, which is 2002. CX has two birthdays like the king of England or queen of England, king of England now. One is around 1968 when a bunch of crazy marketing people came up with a thing called C -SAT for the American automotive industry. Right. They were called J .D. Power. And that worked very well until a guy by the name of Fred Reichheld in Bain decided C -SAT wasn't a good enough score. And he came up with a thing called net promoter score that people might have heard of thrown around. And Bain created a piece of software, floated that company out as a company called Satmetrics in 2002. And the two other big technology players in the movement, Qualtrics and Medallia were formed at the same time. And then that date is kind of one of those change dates where the last 20 years have been the movement. So in the last five, six, seven years, where every technology company, integrator, agency, BPO consulting company have formed a CX practice. And every company has realized this is a foundational thing that impacts their long term success. You know, most of those companies got into the business the old fashioned way by buying something like us. So in North America, we're the last of the companies. We're about 40 people strong. And so we have been we've been a core part of this of this journey for the last 21 years. And it's certainly an honor to be to be still here fighting the good fight with, for example, a company up there in the northwest where you're from. Microsoft is one of our biggest clients helping Satya Nadella move that company from a product obsession to a customer obsession. Intel, which has a big operation of Portland, we were talking about similarly big client, a lot of pharmaceutical clients, life sciences clients, financial services clients. So we're so it's what we do. We're not just a practice attached to another consulting company who will leave the CX movement the day it becomes not quite so popular. That's the reason and rationale that we exist and all we do. Patty, could you connect the dots for us between Upwork and also the work you do on CX and for CXPA? Sure. So just in case people don't know, Upwork is an online platform at the tech company. And what we do is we match organizations with freelancers. So we are a global organization. We have clients and we have freelancers literally all over the world. What we do inside the organization is we really work on what kind of experience are we providing to our clients and to our freelancers? And this gets connected on many, many levels. There's the the analytics group, there's the product marketing group, there's the user experience and user experience research group. Then there's the customer experience division. And we all co -mingle with each other, taking a look to see what can we do to improve that? The interesting thing is that when successful organizations are working inside a customer experience, what they do is they connect what's happening in that customer experience world and they connect it back to financial metrics. So one of the big things that we do is we take a go in and take a look at what is happening with churn and retention inside the organization. And we will take a look at that piece. Then we'll go in and take a look at what it is the customer saying, what it is that they need. It's called voice of the customer. And we will co -mingle all of that data to come together. And then we can go back to the organization and say, if the platform can do A, B and C, we think retention can improve by X and that will ultimately overall improve our profitability by this much money. So that's really what we do inside the organization. CXPA has been really good. CX has been around for, as Graham said, about 20 years now, but it's still very much a growing field. You look at how long other parts of organizations have been around, things like finance, things like HR, things like marketing, innovation. Those kind of areas have been around a lot longer than the CX division. So the CXPA really comes into pretty much our organization and every organization. And one of the big things they offer is professional development for us. And they offer that through a variety of different things. There's a really great mentor mentee program inside of the CXPA. There's a lot of webinars that are offered. There's the local networks that are out there for people to mix and mingle. And there's an annual event that the CXPA does. So there's a wide variety of different things that organizations can become involved with, inside the CXPA to help that development grow and to really help use CX as a tool to drive the organization. So Mark, you have had a front row seat for a long time in sort of both worlds, in the technology world and the CX world in large and small companies. You've with worked firms to try to organize both sides of that house to work together better and to have better outcomes. So what can you tell us about what this all looks like from the point of view, especially of the IT people that we reach? Sure, I appreciate that, Doug. Yeah, so I've got a technical background, former engineer, but also former sales manager, professional services consultant, that type of world. And one of the reasons why we're here today is I met these folks at the Florida CXPA and was very intrigued because customer experience to me has been around a long time. And using technology and doing it the right way gives that great experience to keep that customer for a long time. And we used to call it the lifetime value of a customer. And if you work with big, bold and old companies like I have in my career, some of the larger ones, they look at generational value of a customer. So not only did I capture you as a client and a customer, I'm now focused on your children as a customer. So I've been with the same insurance company for 40 years. My three children use the same insurance company as I do. And so it was a natural transition. Not all companies have that culture of CX. And so when I saw the advertisement on LinkedIn for Florida CX having a local meeting, I jumped on board and I was fortunate enough to that white paper that I did on AI last February, that was read by several people. So these kind folks asked me to present on AI and really around the customer support, autonomous support using AI. And we just did that a couple of weeks ago. And so I'm very much a big proponent of what they're doing. There's a CX day globally that's happening. I think it's on Tuesday, October 3rd. And these are the reasons why I want to introduce you to these guys, because it's all about the customer. And I learned that early on in my career. And they're the ones that pay you. Your managers come and go. It's about the customer. So I was at the point one time in my career, we used to use a secret shopper and we would call up an agent, not to try to trick them to try to get valid answers, but record the conversation. And then sometimes it was a horrible conversation. They just were not prepared correctly enough. But then I would play that for an executive in the company and I would say, OK, this is how your current state. Imagine technology. This is what it would be like using technology and IVR, for example. And there's a lot of different ways to use technology. And I mentioned AI a moment ago, but there's a lot of different ways to use technology to enhance the customer experience. And that's what I'm all about. So I'll turn it back to you. Thank you for inviting me. No, no. You know, this is the type of thing that I'm hoping to facilitate with this podcast that to connect. They're not necessarily separate worlds, but I think in large companies, they're often separate divisions, people reporting to separate organizations and getting it to work together. Patty made a marvelous point about it being really every or every person in the organization from the newest hire all the way up to the CEO. You know, whether you're washing the windows or or, you know, running the accounting or whatever you're doing, even if it's not customer facing, you're facing the customer. It seems to me, so, you know, so with that said, you know, I want to hear, you know, from from you guys, you know, we have we have a large community of carriers and companies out there that serve certain types of customers. The relationship has always been very stable, but it hasn't been poor. But they're now having to make a transition to probably a more customer facing, more active role in talking to their customer and new technologies, new things, introducing new connectivity and so on. And maybe you guys could tell me a little bit about how do you make that transition to to making sure CX remains there as you roll out, roll out the new technologies and the new products? That's a really interesting question, Doug, because a lot of people for a lot of people, it's a shiny object when a new technology of some sort comes along. And the most important thing that an organization can do is look at what is their strategy and how does the technology fit into their strategy? And the unfortunate part is that what most organizations do is they do it the other way around. There's something out there. It's a new, bright, shiny object and everybody wants to have it. But how does it fit inside the organization? And it's really important for organizations to be aware of what customer experience can do for them. I read a study recently and it said that 80 percent of customers will stay with an organization when they have a good customer experience. Eighty six percent of customers will leave an organization after one poor experience. There's a lot at risk there. I loved listening to Mark talk about the 40 years that he's been with his insurance company and now his children are part of. And that's what organizations should be striving for. It's a pretty well -known number. It costs five times more to acquire a customer than it does to keep a customer. So for an organization to be able to do what Mark's insurance company has done, that's really pretty valuable to an organization. So when you're looking at those technology pieces and you're considering how are you going to leverage A .I., how are you going to really make that part of your organization? You have to look at how does it fit in your company's strategy? How does it fit in how you're going to acquire and retain customers and really drive that customer experience? That's a slightly different spin on that, which I agree with everything you said. So thinking about, you know, the telecom reseller audience. Right. I mean, I come out of that world. Here's working with cable and wireless AT &T. I built I built a telecom reseller, which was a partner with AT &T and SBC and Verizon and Cisco and a boatload of other people supporting small businesses. And so thinking about it from a company in that market, bringing bringing new technology to market rather than inside. So the absolute foundational essence of customer experience is to understand your customer. And one of the biggest challenges that organizations that we work with from from tiny companies, like I mentioned, Guadalupe Valley Telecommunications down in southern Texas, amazing organization, very much a rural telecommunication provider to huge companies that we work with is how they manage. Customer change and customer expectation change. So one of the biggest challenges a lot of companies have got, Mark, you mentioned being with the same insurance carrier for 40 years. When you turn that on the insurance company, one of the things a lot of companies struggle with is that their customers changed in those 40 years. I mean, look at demographic shifts in the United States. Right. We're eight to 10 years away from being a non -primarily white nation. Right. Those things matter when you're a company trying to do business. So understanding the changing expectations of your customers that one day after Apple makes their new iPhone announcement a few weeks ago, everybody's running in going, why can't you do this? Amazon does this. Everybody's like, why can't you do this? And so and you're, you know, Gen Z is acting differently to your baby boomers. So customer personas, customer segments are becoming much more segmented. And you need to think about how do you deliver that magical, personalized experience to that customer as they change. An example of one of our clients over the years who's a retailer that I won't mention because they let us is one of the things they saw happening was the aging of the population. So they sell a lot of electronics products. And so they realized that their customers who used to be, you know, 30 year old, mostly nifty guys to be brutal about it 30 years ago. Right. Who were into the tech stuff are now 60. Right. And they're trying to figure out what to do with their smart TV that's on the wall that they have integrated with FaceTime on their Apple iPhone so they could talk to their grandkids on the other side of the country. And it don't work. Right. And so how do you service that? So I think understanding how your customers are changing, how their expectations are changing and how do you bring all the components to the table to serve that and then really getting into the telecom world. Right. Some of these things are foundational. Companies are focused on the nifty self -service chatbot leveraging chat, GPT, whatever other words you can come out of. Guess what happens when the phones don't work? When the customer can't get through, when the hold time is inadequate. Right. When the IVR scripting in a medical business takes you through nine options before they say, by the way, if you're having an emergency dial 911 as the seventh or eighth or ninth option as opposed to the first one. Right. So so things like, you know, voice and even the other types of telecom interaction and the connectivity and the service and quality of service are absolutely foundational to a company even having a hope of doing all these more esoteric things. And so smart companies recognize how their customers are changing, recognize what their customers want, including things like different languages of service. Right. We have a bank that basically 25 percent of their calls are now answered in non -English languages. Portuguese for Brazilians, Russians for Russians, Spanish. Right. And Indian, I mean, in Hindi for us, they have to service customers because that's what their customers want. So I think starting with the who is the customer? What does the customer want? How's that changing? And then how do you use what you have as a company in order to connect with those customers as they change and drive those segments is really the essence. And that is not easy to do, but it is straightforward and it is basic and it is, you know, eat your vegetables, exercise, don't drink too much, don't smoke. Right. And you will live a relatively long and hopefully relatively happy life. And I think CX is a lot like that. Telecom means everything to us. We can't exist without it. Good point. It's all digital. Everything's digital. It's all bonding together.
The Charlie Kirk Show
A highlight from The Fall of Kevin McCarthy? with Kurt Schlichter
"We get it. You're busy. You don't have time to waste on the mainstream media. That's why Salem News Channel is here. We have hosts worth watching, actually discussing the topics that matter. Andrew Wilkow, the next D 'Souza, Brandon Tatum, and more. Open debate and free speech you won't find anywhere else. We're not like the other guys. We're Salem News Channel. Watch any time on any screen for free 24 -7 at snc .tv and on local now channel 525. Hey everybody, the speaker vote is done and we are in chaos but this conversation is more important than ever with Kurt Schlichter as we go through it in real time. Enjoy. Email us freedom at charleykirk .com. Go to members .charleykirk .com. That is members .charleykirk .com to listen advertiser free and just go to charleykirk .com. You can find members only content and so much more charleykirk .com. Email us as always freedom at charleykirk .com. Get involved with Turning Point USA at tpusa .com. That is tpusa .com. Start a high school or college chapter today at tpusa .com. Email me as always freedom at charleykirk .com. Buckle up everybody. Here we go. Charlie what you've done is incredible here. Maybe Charlie Kirk is on the college campus. I want you to know we are lucky to have Charlie Kirk. Charlie Kirk's running the White House folks. I want to thank Charlie. He's an incredible guy. His spirit, his love of this country. He's done an amazing job building one of the most powerful youth organizations ever created Turning Point USA. We will not embrace the ideas that have destroyed countries, destroyed lives and we are going to fight for freedom on campuses across the country. That's why we are here. Brought to you by the loan experts I trust, Andrew and Todd at Sierra Pacific Mortgage at andrewandtodd .com. Joining us now is Kurt Schlichter, author of Overlord, eighth in the series. Check it out. I'm hearing great things about it in the People's Republic series. Kurt, thank you for taking the time. Kurt, I was thinking who could we have on the show that's not going to hold anything back. Make our audience laugh about the Shakespearean tragedy and drama that we are witnessing. Kurt, how should we think about what is happening right now as we speak? Motion to vacate of Kevin McCarthy. Well, the whole thing reminds me of the sin of Onam. I think, you know, I'm trying to keep it FCC compliant here, Charlie. I'm an army guy. I want to know what the objective is. I don't like Kevin McCarthy. He's not my pal. I am completely indifferent to what happens to him. He is a tool in every sense of the word, but mostly to be used for an objective. What's the objective? Matt Gaetz. Why now? Why here? Why this? I know what the plan is. To the extent is it starts with vacating the chair. And step two, we're going to skip over that. And then step three is some better situation happens. I don't understand the plan. I understand that we've got a presidential primary going on. While we are talking about this, we are not talking about the lawfare against President Trump. We are not talking about the candidates and their policies. We are not talking about the Hunter Biden revelations that even The Washington Post can't ignore anymore. We're not talking about Jamal Bowman, who can't figure out the difference between a door and a fire alarm. I actually believe him there. I do think he is that dumb. Instead, we've got Matt Gaetz being followed by hundreds of regime media reporters who for the first time ever are thrilled to ask what Matt Gaetz, a hardcore conservative thinks only because they think it's going to cause chaos among the Republicans, which it is. And he appears to be eating this up. He appears to be loving this. He appears to have a personal beef against Kevin McCarthy. Not sure that his personal beef should have any play in here. Look, I'm all about winning. I don't understand how that wins. I haven't had a good explanation of how vacating the chair wins. Again, not a pal of Kevin McCarthy. It's not my favorite guy. I don't like him. I don't love him. But he's over Matt when Gaetz tosses him out with the help of the Democrats, who will never do anything that's good for the Republicans. So you could tell, you know, it's an important indicator. If the Democrats are united behind you in doing something, that's when you think, huh, maybe this isn't such a great idea. So I'm, you know, I'm concerned with winning legislative elections in Virginia, where we have to show people who have doubts about conservatives that we can govern. I'm concerned about winning in Kentucky, where we have a very important governor who's very likely to have to replace Mitch McConnell, whose health is failing. I want to, you know, is this going to help those things or hurt those things? What's the answer? I don't you take a giant leap to do something that hasn't been done in 113 years. You know, I'd like to know what the plan is. Am I crazy? No, no, there is no plan. And I understand the anger from the base. I'm going to read some emails here, though, Kurt. And I know and I get it because we have been betrayed on every major issue. So I get it. I feel the same way. I'm not even trying to do happy talk. I'm not trying to do. I'm just asking, guys, before you storm the Bastille, what's next? And there is this there's this amazing dialog that happened. I'm trying to remember what New York City liberal was, but it was the Black Panthers. I think I think I had you on once and we talked about this. So the Black Panthers came to some sort of white liberal cocktail soiree and all the white liberals were like fawning over them, the Black Panthers, best thing ever. And some brave soul, you know, listens to the speech and the Black Panthers say, we're going to burn it all down. We're going to do this. And somebody asked the question, they said, but but what next? And the Black Panther responds, he says, well, you can't know everything, man. It's like, OK, hold on a second. Like, let's climb up, like let's I get the anger. I understand it. But here's let me just read some of these emails here, because, again, I have received thousands of very nasty messages, not even because I'm saying we shouldn't be doing this. I'm saying that this has probably not been thought through, like just what the one, two, three, four is. Right. So I'll read one of these emails here. Right. Charlie, the time has come to burn it all down. They're all the same. It can't get any worse than what we have. What is your response to that, Kurt? That's about the stupidest thing I've ever heard. And I think we need to sugarcoating it with our people. OK, I've been in the ruins of a civil war. It gets a lot worse. We have problems here, you know, and I find it interesting that guys like you and I, who no one is going to mistake for a squish unless they are actively stupid or think the listener is actively stupid, are saying, wait a minute, stop it. We need a plan. We need a direction. We need to figure out what the heck we're going to do. And it can't just be, well, let's just see what happens. Let's toss this guy out with no idea who follows. You know what's going to happen? A bunch of Republican squishes, the same one the base is infuriated at, are going to get together with a bunch of Democrats and they're going to put in a squish Republican speaker like they got down in Texas, the same kind of creep who was behind impeaching Ken Paxton. And then they're going to go, I can't believe it. You know, I keep thinking of that meme, the guy riding on his bike and he's saying, dang, these Republicans, they're screwing everything up. He sticks some between the tusks, folks in his wheel. He raps, he goes, oh, they're really annoying. Look what they did to me. The anger is understandable. And yes. And but so some I could read I could read, by the way, the audience is ninety nine percent in the direction of vacate storm, the best deal, take the head and all that. But let's let's just go through a fact, which is that the people that will be voting for motion to vacate, you know, they say they've been live to him betrayed and I'm going to take their word at it. Right. I'm not there. They are. I'm not going to. But they will they will vote with that. They will vote for every Democrat. So is it correct, Kurt, to say that this is a gift to the Democrat Party? Well, the Democrats sure think so. Democrats are excited about this. Every single Democrat wouldn't be voting for this thing if they didn't think it was good for the Democrats. That hold on, hold on. You know, that sounds obvious, but time out, time out. Say that again, because that that that that's not Barry the lead. OK, hold on. I want you to repeat what you just said. Say it again. Every single Democrat would not be voting for this if every single Democrat did not think this was good for the Democrats and bad for us. That sounds so obvious, but because the Democrats never vote against their own interest ever. No, no, they don't know about their political party interest, not the interest of their constituents, of their power. No, I look I think you're right. And I, you know, I'm. I understand people are frustrated. Grow up. We have a four seat majority of one house of the Congress. OK, there are a bunch of reasons why that's true. Many of them the fault of our own party and our own choices and actions. But that's where we are. You know, I can't believe why isn't he decreeing blah, blah, blah. Because, you know, maybe you should have paid more attention that that Schoolhouse Rock. I'm just a bill thing because it's it doesn't work like that. We have got to make incremental movements. We are not going to make this is this is not going to be a giant sweeping cavalry charge. This is going to be bayonet fighting inch by inch. And sometimes you're going to lose ground. Sometimes the bad guys score points. The goal is to move forward, but you never move forward by losing. I don't want to make any broad proclamations, but we will. It looks like we're not going to have the House next year. I'm just going to tell you right now it was this is not making it more likely for most of our audience doesn't care. And they're telling us and that's not what they will. But they will. Once they abolish the Electoral College, I'm going to get a lot of e -mails. Yeah. Well, I can't believe I'm doing this. Well, believe it. And you thought it was a great idea. No, I would rather not be in the I told you so mode. I know I get it out. I know when when Washington, D .C. becomes a state, I don't want to have to replay this segment. I don't. Yeah, exactly. Guys, think. I just want to make sure everyone's clear. I share the anger. I share the volcanic eruption against the unit party. Let's be smart. Let's ask ourselves, is there any downside to letting our emotions govern our behavior? I want to talk about relief factor dot com. I want you guys to check out relief factor dot com hundred percent drug free knee pain, back pain, joint pain, elbow pain. Check out relief factor energy. Help makes your body make nutrients readily available. Relief factor sleep. I know a lot of you are probably having trouble sleeping. Relief factor sleep could be the best solution for you. Everybody goes to bed. Not everybody sleeps. We're all about helping people live lives that are filled with connection, exploration, passion and emotion. That is what his life is all about. Make sure you guys are sleeping well. It's a major part of life. Check it out right now. Relief factor dot com relief factor dot com.
Bloomberg Radio New York - Recording Feed
Monitor Show 15:00 10-03-2023 15:00
"With Bloomberg, you get the story behind the story, the story behind the global birth rate, behind your EV batteries environmental impact, behind sand, yeah sand, you get context and context changes everything. Go to Bloomberg .com to get context. From Oklahoma who chairs the House Rules Committee speaking live on the House floor after we witnessed the vote here on the motion to table and breaking news this hour, Kevin McCarthy has lost that important test vote. We will now move on to a motion to vacate before midnight tomorrow. It could happen at any time when Kevin McCarthy decides to call for that vote. We have learned that the rebels, as I read on the terminal, do have the votes to oust him as speaker. The first time in a hundred years we've seen a motion to vacate. This time might be different in that it may well pass. We want to send things to New York now. I'm Joe Matthew in Washington. I appreciate you walking through all of this with me today. Carol Master and Simone Foxman standing by in New York for Bloomberg Business Week. Guys, this has been a remarkable afternoon in Washington. No doubt about it and this is a critical vote and we will find out what ultimately is, Joe, the future of the U .S. House Speaker Kevin McCarthy. As you said, though, it does not look good at this moment. We're going to continue to monitor what is going on on the House floor as they consider removing and McCarthy ultimately see where that leads in terms of do we get a new House Speaker and what that means for policy or whether or not somehow Kevin McCarthy is able to woo more to his side and maintain his position. It is a critical day, once again, when it comes to U .S. politics. We are live in the Bloomberg Interactive Brokers Studio streaming on YouTube and of course Bloomberg Originals live here at Bloomberg headquarters. Carol Master along with Simone Foxman. We know Joe and the team continuing to track this. They'll come back later at 5 p .m. Wall Street time on Bloomberg Television certainly to continue.
Markets Daily Crypto Roundup
A highlight from Crypto Update | Surge in US Job Openings Sparks Economic Jitters and Market Reactions
"This episode of Markets Daily is sponsored by CME Group. It's Tuesday, October 3rd, 2023, and this is Markets Daily from CoinDesk. My name is Noelle Atchison, CoinDesk collaborator and author of the Crypto is Macro Now newsletter on Substat. On today's show, we're talking about Ether, Hong Kong, jobs and more. So you don't miss an episode, be sure to follow the podcast on your platform of choice. And just a reminder, CoinDesk is a news source and does not provide investment advice. The launch of the crypto market's first U .S.-listed Ether futures funds yesterday did little to lift spirits. After rising in early trading, Bitcoin drifted lower throughout the rest of the day and today so far it has been holding steady. According to data from CoinDesk indices, at 10 a .m. Eastern Time, Bitcoin was trading at $27 ,434, down 3 .5 % over the past 24 hours. Ether weakened by even more, trading almost 4 % lower at $1 ,655. In a moment, we'll discuss the underwhelming results of the Ether fund launch day. One thing to point out is that Bitcoin's price is still higher than it was heading into the weekend. In other words, it has not yet completely unwound Sunday's sharp jump and is currently almost 2 .5 % up on early Saturday morning. Ether, on the other hand, is half a percent lower. Today we got a fresh batch of job market data for the U .S. with the job openings and labor turnover survey, known as JOLTS. This tells us how many job openings there are each month, how many workers were hired, how many quit their job, how many were laid off, and so on, and is a key indicator of labor market tightness. It came in way higher than expected. The consensus forecast was for 8 .8 million job openings reported. The actual figure came in at 9 .6 million. This suggests that job market tightness is not abating, not even close, which complicates the fight against inflation and makes higher interest rates in the U .S. more likely. In reaction, U .S. yields jumped by even more, gold fell, and the dollar did some see -sawing. Moving over to stocks, the JOLT to interest rate expectations sent U .S. indices lower. As of 10 .20 Eastern Time, the S &P and Dow Jones were down roughly 1%, with NASDAQ down more than 1 .4%. This kind of sharp reaction to economic data is typical, and things could calm down as the day progresses. Markets are jittery, though. U .S. stocks were mixed yesterday, with the S &P flat, NASDAQ up almost seven tenths of a percent, and the Dow Jones down two tenths. The fact that the S &P did not have a good day yesterday in spite of the U .S. government shutdown being avoided shows just how cautious investors are feeling. The flat performance is also, in spite of August manufacturing data, coming in much better than expected. This was good news, and yet the market was still nervous. The U .S. 10 -year Treasury yield today has reached almost 4 .8 % for the first time in 15 years. In Europe, stock indices are also heading down fast. Yesterday, the German DAX, the French CAC40 and the Eurostock 600 all lost roughly 1 % and have continued lower today, losing another 1%. In Asia, Japan's Nikkei Index dropped more than 1 .6 % in today's trading, partly in sympathy with stocks pretty much everywhere, and partly because concern about the exchange rate is ratcheting up. One thing to keep an eye on is potential intervention by the Japanese central bank to defend the currency. The yen -U .S. dollar exchange rate is a hair's breadth away from the key 150 level for the first time since last October. Back then, the central bank intervened by selling dollars and buying yen. This sent the DXY dollar index tumbling over the next couple of months. It is not clear whether the Bank of Japan will do the same this time, but if it did, it could have a significant impact on global markets. A weaker dollar in theory would be good for crypto prices, as Bitcoin and the dollar often move inversely. It should also receive some pressure on commodities and other currencies. Speaking of commodities, the Brent crude benchmark continued to fall in early trading, as the supply outlook is becoming more complicated. Yesterday, the Turkish energy minister said that a pipeline channelling supply from Iraq would reopen this week, yet it closed in March due to a payment dispute. According to Bloomberg, an Iraq official has cast doubts on this timeline, so who knows. Traders are apparently also getting concerned about the impact on demand of a global economic slowdown. Over the past few hours, however, Brent has been clawing back some of its recent decline, and earlier today was trading at $91 .5 per barrel. It is still down 1 .8 % on the week and up almost 3 % on the month. Gold continued to retrace, earlier today hitting its lowest price since the beginning of March. It is currently trading at around $1 ,820 per ounce, down 0 .6 % over the past 24 hours.
Available Worldwide
"one time" Discussed on Available Worldwide
"It would really be very humbling to not have a lot of that, let's say, at a job at post. I was lucky in that there happened to be an EPAP position that I did apply for, I interviewed, and I eventually got it. That worked out well for me. I'm still waiting on the security clearance, but I was not banking on an EPAP job because my understanding was it's not always available at each post, and sometimes the cycles just don't work with when you're physically there. But then I heard about FERS, the Federal Employment Retirement System, and that EFMs, if they meet a certain hiring mechanism criteria under family employment, for FAM, family appointed employment, I believe, at post, you're entitled to not only all these retirement benefits, you get a pension, you get all these health benefits, you can get survivor benefits. When I saw pension, I was like, oh, this is interesting because that is completely non-existent in the private sector. I know for a fact the annuity from the pension by the time my spouse and I retire, it's not going to be a lot of money each month, but that's something. That completely changed my calculus and my views of the benefits of employment at post, that you get all these benefits, you can continue work experience. It's going to be very different work experience, but you know what? Experience is experience. I truly believe that. A lot of jobs may not be ideal in your mind, but there's always something to learn. I always have believed that. When I realized all this, I was like, I can't be the only EFM that had these assumptions and had no idea about all these different benefits. I just had no idea. I said, why not create an event educating other EFMs at post around this? What was great was I then collaborated with another EFM here who is close to her retirement and her spouse's retirement. She has all this incredible knowledge that she's accumulated through many different tours already. She created this incredible, what she called employment notebook that has all this guidance basically on how to track your employment history, how to get your SF 50 and advice on how do you read a pay stub and statement because that's apparently a responsibility on the employee of state department. You have to track your own pay statements. You don't want to get overpaid or something and have them chase you down 10 years later for some random overpayment. Exactly. You want to make sure your creditable service is also being recorded so that you can get those retirement benefits down the line. Especially if you're working on an hourly basis instead of a monthly basis because those hours, they're nitpicky about that. Yeah, because that's all going to count. If you're off by like an hour, I mean, damn. Don't be in that situation. Don't get close to retirement and you're off a few hours. That would just be horrible. We put together this event. The Consul General agreed to host it and his wife also helped us coordinate the event. The Consul General even showed up and said a few remarks to support the EFM community. It was, I think, a knockout success. I think a lot of the participants there were very grateful for it, learned a lot. I think it also inspired them to reconsider employment at post too. They just didn't know this was available to them. In that sense, it was a huge success. I'm very proud of what we did. And it would be, I think, a really cool event to replicate at other posts too. It's really great information. Is it possible for you guys to make some of these resources available to listeners of Available Worldwide so that if they wanted to do something similar, host an event or do it particular to their posts, they would be able to? I don't see why not. I would say that one of the next steps we were hoping or kind of a follow-on we were hoping for this event was to potentially share maybe with other clothes or starting with Mexico City in particular, with the EFM employment team there, what we did and what our lessons learned were. We even had a survey that we sent to participants to get their feedback on the event and what else they want to see, what other support and resources they need when it comes to career and professional development planning. It's top of mind, just haven't gone through with it, but we would love to make it available to as many of them as possible. I think one of the hardest things about initiatives like this is follow-through, and especially when people transfer posts, whether the enthusiasm is going to be replicated in future leaders of this or who is going to take on the responsibility. As a professional project manager and professional changemaker in organizations, what are your recommendations? Say you did something great at post and you are really proud of this new professional community or the resource that you created, how do you make sure that that gets transferred on and still adopted by somebody in the future? It's the question. It's one of the biggest challenges that I constantly grapple with with my own clients. Let's say from consultant speak, I would say this is an opportunity to really strengthen an organization's knowledge management capabilities. It's about retaining, recording, sharing, and developing a real culture of sharing information and knowledge and ensuring that knowledge is not kept or stored away in a secret compartment. It's really about ensuring that knowledge is diffuse, it's accessible, and it can be built on. It's one of those things where I've always believed, and this is something that I apply and try to instill in the projects I used to manage, that even though this was, let's say, an EFM event, I don't think it's just an EFM event. If we really wanted to, let's say, develop that knowledge management muscle, really incorporate a culture of sharing, really into the DNA of an organization, those lessons learned, that event and what we wanted to achieve and what we accomplished and what we could improve upon, for example, that should be shared with the wider community. Let's say we could involve the CLO and that could be adapted into, let's say, the weekly senior staff meeting, for example, because I personally believe that a lot of what happens at, let's say, the ground level or maybe in an area that maybe you think is kind of irrelevant to you, that's not true. I think these kinds of events, a lot of other divisions or teams at, let's say, any consulate or embassy, they could learn from too, because ultimately, the purpose of this event was to showcase resources, information, and support for a group of people. I think any team could benefit from that. Any division can benefit from that. It's the techniques and the tools that any leader, any manager, any practitioner at any level can benefit from. When you transform your organization to think much more holistically like that, I think that's when you can achieve a lot more success as an organization and achieve your mission. Really hard to do, though. That is so hard to do and that's why I had a job, because it's so difficult and a lot of organizations struggle with it, for sure. It's hard to do. If I were in leadership, that's how I would encourage whoever do these kinds of events, share it with the broader community, make sure it's really retained, that more people know about it. Truthfully, let's be clear, how many of us at POST hear about something not because we read it in something on SharePoint or in a clone newsletter? It's nothing to do with that. It's like maybe that one locally employed staff who has been here for five years, who's like, oh, yeah, I remember five years ago, there was some EFN event. Maybe you should do that. That's how memory works. That's how information is shared. What we need to do is just formalize that a little more. That would be ideal. That's how it works. I've learned so much just by people going, oh, yeah, we did that few years ago. I don't know what happened to it, but I remember that. That's how it works. I love that idea of diffusing the memory because a lot of times we share things with each other in one-to-one contacts and we don't share them in ways that enable other people to be able to access them later. Or if somebody is removed from that one-to-one communication, then where did that memory go? I'm definitely excited about the possibilities of sharing this information, especially the stuff that you've created for this event and making it accessible to anybody. That way they will have it, you will have it, we all have it, and it will be something that could found other similar initiatives in the future. Now that you're at Post, you've been there, I think it was like one year, it sounds like. What are the next steps? It sounds like that EPEP is, you know, fingers crossed, going to get the clearance through soon, but you're probably already bidding for next year, aren't you? That's right. Yeah, we already have our next assignment. Okay. So will the next assignment be a place where you're able to return to your past career or are you going to have to find and explore new possibilities? Yeah. In fact, the former, because we are going back to Washington, DC. So, okay. In fact, my supervisor was like, you can have your old job back. We can't wait to see you. That's brilliant. Okay. Well, there is an EFM career success story. Thank you. Yeah. It's having a job on hold. Yeah. But I will say though, I've learned a lot about through this career employment journey that I've been on as an EFM. And I will say that even though I will have the opportunity to go back to my old job, I have learned at this point, that's always just good to have options available to you as an EFM. You just, you never know what's going to happen in the future. We have no idea what our next post is going to be. Truthfully, while I've really liked my career to date, I've learned so much. I really like working in the private sector before kind of public mission oriented clients. I think that combines a lot of my interests. The best of both worlds. The best of both worlds. Exactly. So yeah, I work hard on projects that I think are for the public good and that really motivates me, but I get paid a lot to do it. So yeah, it's great. I do believe though that by going back to DC, for any other EFMs out there who are maybe not terribly excited about a DC tour or they are and they can't wait to get back, the DC tour does give you an opportunity to think very, I think very critically about trying to get maybe a civil service job that you can convert into a DEDO down the line. That is what I'm thinking about and that would be my ideal kind of scenario by the time we leave for our next assignment after DC. But again, I think you have to be proactive. You have to think ahead. You cannot assume whatever job you have now, you will be able to keep. You have to assume that you may end up at a post where there are very few EFM jobs at post. You don't want to kick yourself saying like, if only I could have gotten that DEDO when I had that chance. You don't want those kinds of regrets and just keep your options open. And if anything, just going through that process of applying to civil service jobs or even federal contractor jobs. I did recently hear by the way that personal service contracts, personal, yes, PSC contracts are now DEDO eligible. So I think there's a new cable on that. So that opens up more possibilities. So you can have maybe truly a portable career wherever your spouse goes. So that is top of mind for me. And while I will say it's been wonderful, I've had learned a lot and it's been nice to spend a lot of time with my daughter. I think having an opportunity to go back to work, to have something of my own that I want to be a role model for my daughter too. Especially in this day and age, there are so many more opportunities to do some sort of paid work, whatever that is to you. I recall when I was growing up, my mom had to give up her job and her career. And especially because my father worked for a private company, yes, they would sponsor his work visa and our ability to live in a country, but the company's not going to give a job to my mom. So that's a huge advantage of the government sponsored missions that they actually provide an opportunity for EFMs to get work at post. That is really unique and a good opportunity to take advantage of. That's not available to, let's say, expat spouses. They don't have that kind of opportunity. But I do see this as my foundation building tour. So once I have all these in place, I've got the approvals, I have the experience, I have it on my resume. I think that's just set me up more for success at each post down the line. And that's what's helping me get through all of it. It's a really great way to look at it because I think a lot of people in their first tour get career stress and it puts such a strain on this choice that they've made to start the foreign service life. Spousal stress, family stress, stress with back home. And because you are setting up this plan of two or three different ways that you can potentially turn your career interests into a career that will be able to come with you, you're making a long-term plan and not just a panic plan because you're in first tour or whatever. My own first tour, I took on a PSC and at the time there was no benefits offered with a PSC. So it was a really great career move as far as pulling me into public service, but I didn't understand how these kinds of things fit together. Retirement plans and other kinds of benefits. I had always worked in academia before, so all of that came with it. It was a totally new and very unproductive as far as long-term goals go job because I didn't know. There was nothing in my mind that said, oh, this is how you're going to need to work through the steps in order to make a future career for yourself. And it actually took me, I think, three tours before I started to concretize all the various parts of me that could become portable and start the business that I now run today. You've given current and future EFMs a lot of great advice. You're going to give us some great resources that we'll host on our website. Is there anything else I should have asked you? No, I thought this was a really great conversation, excellent questions, and I hope someone out there will be able to learn from my experience. It may seem like a lot has happened in my life, so in my one year officially at post, and it may not seem very easy, and I think some people may listen to this going, I don't know why I'd subject myself to everything that Kavanaugh did. That just seems so painful. Why? Each to his own, but I would say in the end, I think in the end, there's no regrets. I think we made the right decision. We're really happy here. The Foreign Service has been, it's just an incredible experience, right? There's just nothing like it. And I think, especially as a family, this is just an amazing adventure. But frankly, I will say that just navigating the US government bureaucracy, all the different options available to you, trying to reach out to somebody who knows something and can help you, it's a maze. It's through it and figure it out. I think anyone can. It takes some time. It takes maybe some practice, some confidence. And maybe that's the difference for me, where as a first-tour EFM, personally, I don't think that's a label that should hold anybody back. If you want to start something, if you want to do something, as long as that doesn't violate the law, policy, or procedure, what's stopping you? You can be a leader in your own community in any way you want to be. This idea that, oh, you're just the EFM, that's so blatantly untrue. And sometimes I feel at EFMs, we have internalized that, unfortunately. But we have so much to offer. We have so much life experience. And I just never thought that being the EFM or being a first-tour EFM especially, that should stop me from doing something that I thought would help the community. I've used a lot of the skills I've learned over my career to apply to my current situation, to do the research, do the work, to do the outreach, to help others. That's what motivates me. It's what I like to do. It gets me out of bed every morning. But I do feel if more EFMs support each other, help each other, regardless of whether we've done five tours or this is our first, we all have something to learn from each other. And the rest of the community as well has a lot to learn from us. There's really if anyone's looking for trying to develop an EFM support group or trying to navigate your own career, trying to figure this whole thing out, you have help, you have support, you can do it. Absolutely. I have no doubt about that. Thanks so much for being on the show today, Kavanagh. It's been great talking with you. Thank you so much, Laura. I totally thought at the end there, you were going to say the exact opposite, that even though it seems like my life has gone so well in my first year, just a caveat, you can do it too. I am not a superwoman. I thought that's where you were going to go. And you're like, no, it's been rough. I'm like, wow. What I heard was it's been empowered and driven and really amazing to have done all that in one year. So two different sides of the same story. Thanks for listening to this episode of Available Worldwide, the podcast that introduces you to the partners of the American Foreign Service who are creating portable careers. If any of the stories you've heard today inspired you to share your story, or made you think of someone you'd like us to interview, please visit our Facebook page to apply or nominate a friend. Visit us at facebook.com slash available worldwide podcast. Be sure to subscribe to have our next episode delivered straight to your favorite podcast app. And of course, we'd love for you to rate or review us wherever you get your podcasts or say nice things about available worldwide on trailing houses. Thanks for listening.
Available Worldwide
"one time" Discussed on Available Worldwide
"Welcome to Available Worldwide, the podcast by, for, and about the accompanying partners of the U.S. Foreign Service. Little did you know that responding to a post on Facebook was going to get you invited to be on the podcast itself. I thought that was a very clever hook, so I am very impressed. Okay, so you feeling warmed up? Yeah, that's great. This is Lauren Steed, and I'm here today with Kavanagh, who is currently posted in, I believe, Monterrey, Mexico. Is that correct? That's correct. And I invited her here today because she's done a lot of work recently helping support EFM careers in her community, and she has her own career journey that has been just as crazy, I think, as all of the career journeys I've heard about on Available Worldwide. So I'm really excited to talk to her today. Kavanagh, we start our episodes with what we call quick-fire questions. So I'm going to ask you three questions. You answer them in, you know, three to ten words, and we'll get started. So first off, I already kind of spoiled this one, but where are you currently located and who's there with you? I am here in Monterrey, Mexico, and with my spouse, who's a Foreign Service Officer with the State Department, and my 17-month-old daughter. Wow. So daughter while posted to Mexico or prior to? We moved here. She was only four months old. Probably baby puts a big crimp in this question, but do you consider yourself a night owl or an early bird? Even with a young toddler now, I still consider myself a morning person. Okay. Well, good. That is definitely what toddlers prefer as well. Do you have a superpower? This is Steph's favorite question, and it's kind of one of the themes of Available Worldwide. What is it that helps you succeed in life? I would say my superpower is that I'm pretty action-oriented. I have an ability to convert ideas into actions, which I think can be an understated skill set, but I think that's been an important part of my success today, career and personal. No wonder you worked in project management then. We'll get to that later. I was excited to read your bio because one of the things you mentioned is that you two grew up in this kind of itinerant lifestyle of moving around a lot. Do you have cherished childhood memories of that, or was it traumatic? All of us parents are afraid it is. Yeah. That's the thing, right? I think every experience is different for every person, for every child. It can be very difficult to move around and leave your friends and move to different countries, but I think precisely because I was young and that was what I was used to so early on, it was a really fantastic experience for me. I wouldn't change it for the world. We lived in countries, mostly in Asia because of my father's job. I lived in Taiwan, Singapore, and Malaysia. These are amazing countries to grow up in. You meet people from all over the world. I went to international schools and I'm still really good friends with all the people I graduated high school from. I know it can be hard. It's not for everybody, but I personally really loved living in different countries. That's why I'm really excited that my own daughter will have that opportunity to be, I guess, a third culture kid, as they say. What's the longest you've ever lived in one place? Well, I would say at this point, maybe it's dating me, but probably Washington, D.C. After I graduated from college, I moved to D.C. to start my career and stayed there, lived there until my husband joined the Foreign Service, so we moved to Monterrey. That has actually been the longest so far in my life. I was calculating it out for myself recently and I realized that now that I've hit the three-year point at this house that I live in in China, this is actually the longest I've lived in one place since before I graduated high school. That's amazing, yeah. When you really think about it, it's kind of incredible, right? It's a little bit horrifying, I guess, too, but it is exciting, I agree. I'm looking forward to my children's opinions on TCK life as well. Has living in Monterrey and having an infant affected your sense of self? I know a lot of EFMs are like, I was really career-oriented until I got married to my partner and now I'm in a place where everything is redefined. How has that transition worked out for you from independent person in D.C. to now? It's the question, right? For me personally, I became a mom and an EFM and kind of a stay-at-home mom all at the same time, so a lot of change happened for me very quickly. I think that while it was not easy to go through a lot of that significant change going from, like you said, I was very extensively involved with my employer, I led initiatives, I worked on business development, I did tons of client projects, so that was a lot of my life. Then all of a sudden have this little person consume everything in my whole life, my attention, that it's an extraordinary experience to become a parent, but it's very difficult. It can be very challenging for sure. Here in Monterrey, I was enabled to actually convert my job into a telework arrangement for many reasons that I'm sure a lot of your listeners can really relate to. What I thought was an opportunity after my maternity leave to go back to work, I wasn't able to do that. That has also been another adjustment for me. I'm taking on a lot of change and I'm losing identities I've had, but I've also gained new ones. That's a way to help me, that motivates me to grow through this lifestyle we've signed up for. I also say a lot has happened in this past year alone, but I wouldn't change it for anything. I think while Monterrey is a soft landing into the Foreign Service, as they say, I'm grateful for that too, because I think it's allowed me to adjust to a new identity. That's allowed me to become a lot more familiarized with EFM employment and getting to know other EFMs at post, for example, even getting to make local friends. I don't think I would have had any of that opportunity if I was working full time because I had a very busy schedule. That would have continued, I think, even teleworking from a different country. In the end, I think keep a positive attitude. There's always going to be challenges and difficulty, but those are not permanent phases of your life. The change is always going to be a constant. That is always a given. Once I embrace that attitude, I embrace that idea. That, I think, has helped me a lot, become a lot more resilient, become a lot happier with all this change and what we signed up for. If you find your community, whether online or in person, that helps a lot too. It's definitely been a journey and in some ways, it's only just started, which is kind of crazy. Well, I am curious. What is it that you were doing in your professional career before you made all these transitions? I think that will really help illuminate what your story is. Yeah. I was a management consultant for a very large multinational corporation. I won't name the company, although if I do, everybody would know it. I will just say it's very well known. It's precisely because it has a presence in so many different countries, including Mexico, that really complicated my ability to continue working for the US division. As a management consultant, I did soup to nuts work related to strategy, change management, and knowledge management projects for my clients. Of course, as a consultant, you're not just doing client projects. It's very common. You're taking on what I call the extracurriculars to strengthen our eminence so that we can better deliver and serve our clients, and also to grow the business and ensure that we as a company, as practitioners, are up to date on best practices and the latest technology that we can implement for projects. Basically, a lot of the work I would do is to help clients envision their strategic initiatives and their vision for how they will want to, let's say, transform or implement a large-scale enterprise management system, because the company I work for has a lot of IT projects, or to help them improve a certain process or system, or to improve a certain management practice. I did everything related and supported that. I led teams. I coached junior team members and managed financials. I served as a deputy project manager for a larger project at one point. I do think I'm kind of a jack-of-all-trades. I will say that's kind of why I'm consistently, I think, staffed on federal projects, because I would say there's a complexity. There's technical knowledge, of course, that I need to bring to the table to clients, but there's also, I think, an element of a lot of human empathy, because I felt like the clients who responded to me most and my suggestions and recommendations that we ultimately developed in the end, I think they felt they could really trust me. A lot of them said, I consider you be a good friend. You really listen to my concerns. I think for a lot of public servants, that's kind of a rare opportunity for someone to just listen to them, because a lot of times if there's any large transformation project that at the government level you have to implement, it's always mandated from the top. It can be politicized very quickly. It's always in the news. It's always in the press. You always hear a lot of the bad stories and not a lot of success stories. Just being there to almost guide them. I think it's a bit presumptuous to say I was- A doula? Yeah, a doula. Yeah. You got this. You could push through the pain. Exactly. Just someone there to support you. Even though it's difficult and you're going to have to work more and this will impact your job, all that uncertainty that surrounds change in any workplace, any organization, of course, you're there like your support system. I kid you not, I would say that's a lot of my job. Yes, there was managing a project, setting meetings, creating schedules, managing risks. Yes, that's a lot of the technical knowledge. A lot of it is just checking in, talking with people, saying how they're doing, making them feel better, making them feel like they can do this. I really felt like I was a teacher, like a coach. I think that's a marker of a good consultant too. Someone who really cares about the client and they show that. I can see how you had all of the kinds of tools necessary to do a kind of research and change maker project within the EFM community and Monterey then, which is one of the reasons I brought you here today because I wanted to hear about that project. How did it get started? Why were you pursuing it? Were you invited to do it? What was going on? What started this? Yes. I would say this EFM employment and retirement events that I initiated earlier this year, the inspiration for that was, I will say to be honest, was I needed project management credits to renew my project management certificate, my PMP, Project Management Professional Certification, and not working in an office or having a job. You have to find a lot more creative ways to submit evidence that you're continuing your education and your project management practice. I can tell you that here at Available Worldwide, we are all about the trying to fulfill credits and trying to do career tasks in ways that do not require you to be employed. This is a big part of our mission. I'm glad to hear you have found a way to do it and benefit other people. Exactly. There was an immediate need, but then I said, why not find a project that I can work on that gets me these credits, but then can really benefit myself, of course, and also other EFMs at post. The other part of the genesis of this event was when I wasn't able to bring my job with me to Mexico and work in telework. I started looking at other kind of telework options with US-based organizations. I just kept running into the same issue of like, oh, yeah, we like your experience, but we really can't work with you. Your presence in Mexico is a problem for us. We just don't want to take that tax or liability. I understand. Employment at post seemed like my best option. Initially, I will admit, I was resistant to employment at post. I went in assuming that a lot of jobs available to EFMs at post, I'm sure are good and fulfilling, but I really got used to a certain level of, let's say, compensation in the private sector. I got used to a certain level of responsibility. I was managing people. I was leading teams. I was a certain level of leadership.
The Maverick Paradox Podcast
"one time" Discussed on The Maverick Paradox Podcast
"They embraced <Speech_Male> it as <Speech_Male> let's move on let's <Speech_Male> find another <SpeakerChange> leader. <Silence> <Speech_Female> Yeah, and I was thinking about <Speech_Female> what you said about childhood, <Speech_Female> I guess for me, <Speech_Female> growing up in the 70s <Speech_Female> in the <SpeakerChange> UK, <Silence> <Speech_Female> it wasn't <Speech_Female> expected that <Speech_Female> being <Speech_Female> black could do particularly <Speech_Female> well. <SpeakerChange> <Speech_Female> So <Speech_Male> you would <Silence> <Speech_Female> did. <Speech_Female> So you took <Speech_Female> those precautionary <Speech_Male> steps <Silence> <Speech_Female> to make sure you <Speech_Female> did do well. <Speech_Female> So I suppose thinking <Speech_Male> about it, because it <Speech_Female> becomes embedded <Speech_Female> to check <Silence> twice <Speech_Female> to make sure you <Speech_Female> thought of everything. <Silence> <Speech_Female> Make find out <Speech_Female> because when you go to <Speech_Male> people who don't <Speech_Female> agree, <Silence> you learn <Speech_Female> awful lot about <Speech_Female> how you're going <Speech_Female> to sell the end <Speech_Female> result anyway. <Speech_Female> So <Speech_Female> one they'll check <Speech_Female> they will do the <Speech_Female> check in about your thing <Speech_Female> because they'd be keen to <Speech_Female> find out <Speech_Female> the parts that you've <Speech_Female> done wrong so <Speech_Female> they're like, but what about <Speech_Female> this and how about this? <Speech_Female> And as they are <Speech_Female> talking, you're learning <Speech_Female> about this thing that you <Speech_Female> want to get done, but you also <Speech_Female> learn about what you used <Speech_Female> to do to sell to <Speech_Female> somebody else like that. <Silence> <SpeakerChange> <Silence> Absolutely. <Speech_Male> It goes back to <Speech_Male> another common theme, <Speech_Male> right? There's a lot of people <Speech_Male> that avoid conflict <Speech_Male> in the workplace. <Speech_Male> I think <Speech_Male> conflict is great. <Speech_Male> Productive <Speech_Male> conflict, not like fighting <Speech_Male> and screaming. But <Speech_Male> to your point, <Speech_Male> conflict <Speech_Male> is showing you what <Speech_Male> other people's <Speech_Male> perspectives are, <Speech_Male> which can only make <Speech_Male> your decision and <Speech_Male> your effectiveness better. <Speech_Male> So don't <Speech_Male> avoid it, actually, to <Speech_Male> your point, bring it up <Speech_Male> front in the process. <Speech_Male> And learn more. <Speech_Male> Absolutely. It's <Speech_Male> like more datasets <Speech_Male> to help you <Speech_Male> understand the situation <Silence> better. <SpeakerChange> <Speech_Female> I think we <Speech_Female> think a lot <Speech_Male> actually. Because <Speech_Male> I mean, I'm very much <Speech_Female> when I talk to people <Speech_Female> and you say things <Speech_Female> like conflict <Speech_Female> or whatever. For <Speech_Female> me, it's <Speech_Female> a neutral <Speech_Female> word. It has <Speech_Female> no meaning until you've put <Speech_Female> it into context. <Silence> <Speech_Female> So I'm <Speech_Female> not frightened of context <Speech_Female> of <Speech_Female> conflict because <Silence> some <Speech_Male> conflict is good. <Silence> And <Speech_Male> conflict <Speech_Female> that it's not considered good <Speech_Male> is also <Speech_Male> good because <Speech_Male> it has its purpose. <Silence> <SpeakerChange> <Silence> Absolutely. <Speech_Male> In fact, we <Speech_Male> speaking <Speech_Male> of data literacy <Speech_Male> in this process, <Speech_Male> one of the definitions <Speech_Male> has the word challenge <Speech_Male> with data <Speech_Male> and it's always been <Speech_Male> hard for people <Speech_Male> because they see <Speech_Male> challenges and negative <Speech_Male> word to you. I <Speech_Male> see it even not as <Speech_Male> a neutral word. I see it <Speech_Male> as a positive <Speech_Male> word, is don't <Speech_Male> just blindly <Speech_Male> approve it. <Speech_Male> Question it, right? Is <Speech_Male> it answering the right question? <Speech_Male> <Speech_Male> Are you getting a diverse <Speech_Male> perspective? Do you have a bias? <Speech_Male> And <Speech_Male> I think you hit the <Speech_Male> nail on the head. Those words <Speech_Male> shouldn't be seen <Speech_Male> as negatives, but <Speech_Male> we grow up seeing them <Speech_Male> as having a <Speech_Male> negative sentiment. <SpeakerChange> <Silence> <Speech_Female> Yeah, a lot <Speech_Female> of the questions, one of the <Speech_Male> things I say <Speech_Female> when I'm trying to <Speech_Female> work things out with <Speech_Female> the team is say, <Speech_Female> what's the consequences <Speech_Female> of this? And <Speech_Female> then explain consequences <Speech_Female> are good <Speech_Music_Female> or bad. <Speech_Male> Again, it's not neutral <Speech_Male> word. It doesn't necessarily mean <Speech_Male> it's a bad thing, <Speech_Male> but what are the consequences <Speech_Male> of this action? <Silence> <Speech_Female> That we're about to take <Speech_Female> and get people. <Speech_Female> And I think if you can <Speech_Male> take people away from <Speech_Male> thinking negatively <Speech_Female> about something, <Speech_Female> then it's going to have <Speech_Female> a much better <Speech_Female> outcome because they're <Speech_Female> not hanging up with the psychology <Speech_Female> of being wrong. <Silence> <Silence> Brilliant. So <Speech_Female> before we end, Kevin is <Speech_Female> there something I <Speech_Female> should have asked, you know, <Speech_Female> some glaringly <Speech_Female> obvious thing, or maybe <Speech_Female> not even glaringly <Speech_Female> obvious. And then <Speech_Female> you can tell <SpeakerChange> me all about <Silence> it.
The Maverick Paradox Podcast
"one time" Discussed on The Maverick Paradox Podcast
"Is Kevin hannigan, hi Kevin. Hey, Judith, looking forward to this pleasure to be here. Thank you. I'm looking forward to our conversation too, but before we begin, tell us a little bit about you. Yeah, thanks for asking. So I think kind of an unusual background, my passion growing up was technology. So actually computer science and math major at university and as I started getting into the workplace, I was starting to see a lot of things where maybe I learned better as a kid and I wasn't really learning things that differently as an adult. So I actually went back to school and learned a little bit more about psychology, how the brain works, making decisions, how adults learn different than kids. And it kind of put me in this perfect triangle, where now I work with companies and organizations helping them make better decisions with their data and analytics and part of it is technical as understanding that the tools and technology. But the part I really like is kind of that human element of technology doesn't solve everything. There's a psychological and sociological aspect of it that really interests me and piques my interest. And I think it's important because there's so much misinformation out there that people are overwhelmed and they don't know what to do with it. Yeah, I totally agree. And I'm curious, why did you decide to actually go and do psychology, what was your thought process there? Yeah, so I started out individual contributors started getting into leadership and realized that I'm a servant leader. And in today's world, I think that's the way to go. And to do that, you have to understand everyone is unique and individual, but at the same time, there are some key philosophies of what people what their needs are, what their warrants are. How they process information, and what better way than to go back.
SpaceTime with Stuart Gary
"one time" Discussed on SpaceTime with Stuart Gary
"And that's the shut for now space-time is available every monday wednesday and friday through apple podcasts. I tunes stitcher. Google podcast. Outcasts spotify. Hey cast amazon. Music bites dot com soundcloud youtube your favorite podcast download provider and from space time with stewart gary dot com space times also broadcasts through the national science foundation on own radio and on both iheart radio and tune in radio. And you can help support our show by visiting the space time store for a range of promotional merchandising goodies or by becoming a space time patron which gives you access to triple episode commercial free versions of the show as well as lots of burns audio content. Which doesn't go away. Access to exclusive facebook group and other awards. Just go to space time with stewart. Gary dot com for full details. And if you want more space time please check out our blog. You'll find all the stuff we couldn't fit in the show as well as heaps of images new stories loads videos and things on the web. I find interesting or amusing. Just go to space time with stewart. Gary dot com la dot com. That's all one word. And that's tumbler. Without the aid. You can also follow us through at stewart. Gary on twitter at space time with stewart gary on instagram through space time youtube channel on facebook just go to facebook dot com forward slash. Space time with stewart. Gary and space time is brought to you in collaboration with australian sky and telescope magazine. You'll window on the universe. You being listening to space. Time with stewart gary this has been another quality. Podcast production from bites dot com..
SpaceTime with Stuart Gary
"one time" Discussed on SpaceTime with Stuart Gary
"Astronomers have for the first time seeing a white twelve appear pedo abruptly switch itself off and then on again. The unique phenomenon reported in the journal. Nature astronomy happened is the y twelve was creating material of a companion star in the t. w. peak terrorist binary system located some. Fourteen hundred. lie is away. What towards the exposed cores of sunlight starts at the end of their lives stash shine by fusing hydrogen to helium in the core when they run out of core hydrogen they contract eventually increasing temperatures and pressures enough until they begin fusing helium in corrina carbon and oxygen at the same time shell of hydrogen begins burning outside the core now all this causes the stats outta gaseous envelope to expand and it's it's now further away from the contracted core echoes down turning the star into a bloated ridge giant when our son reaches this stage of its life in around seven billion years from now it surface will have expanded at fire enough to engulf mercury venus and most likely the earth as well eventually the doom style will run out of core helium fuse and as it's not massive enough to fuse heavier elements the stat dies. It's outer envelope. Flirts aways spectacular. Cloud quote a planetary nebula. And it's white hot stellar core is exposed as a white off. Astronomers think about ninety seven percent of all stars and that becoming what wolves however if the what in the close binary orbit with a companion star the intense gravitational pull of the white off can drag or create material off that companion and if a pulls up too much material passing a threshold of around one point. Four times the mass of the sun the white twelve becomes unstable triggering thermonuclear type one. A supernova explosion. The white dwarf observed in the t. w. tourists binary system is also creating feeding from an orbiting companion star as the word to fades or create. It becomes brighter. Using nasr's transiting exoplanet survey said light tests astronomers saw the white dwarf lose brightness in just thirty minutes that's a process previously seen in creating why twolves over a period of several days two months now the brightness of the creating wide twelve is affected by the amount of surrounding material feeds on and this suggests that something suddenly began interfering with its food supply and because the flow of material in the whitewater secretion disc from its companion star is relatively constant. It shouldn't drastically affect its luminosity on such short timescales instead. What research is believed they could be seeing a some sort of reconfiguration of the white dwarf surface magnetic field during its so-called on mode when the brightness is high the what will feed off its accretion disk as it normally would suddenly and abruptly the system turns off and its brightness. Plummets the authors. Say that when this happens it's likely the magnetic field spitting so rapidly that centripetal barrier is physically stopping fuel from the accretion disc constantly falling onto the white dwarf during this phase. The amount of fuel the white officer fade on is being regulated through process called magnetic gading in this case spinning magnetic field of the white off regulates the fuel passing through the date on the accretion disc leading to the semi regular small increases and decreases in brightness being seen by astronomers after some time the system sporadically turns on again and the brian. This increases back to its original level. This discovery will hope. Astronomers learn more at the physics behind the creation where objects like black holes white dwarfs neutron stars on surrounding material from neighboring stars. This space time stole the calm and you study looks deep into the roots of strain. Geology and blue origin announces plans for a private space station. All that and more still to come.
The big d zone
"one time" Discussed on The big d zone
"Okay. This is dj. Okay for god to do a rant because my supporter let me know that. Okay so let me. Let me make this story more interesting. You see. I was trying to do my campaign funding because he couldn't go out because of the pandemic and then we're limited on what to do because you've math mandate than the wanna be vast all plays what you could still get the violence vile bath but nonetheless So i would alerted that using go fund me illegal only for the federal side. You know if. I'm for standing or congress or the president but it doesn't affect me state statewide. When i'm run for lieutenant governor. I still have that go fund me page. But i'd like go from me because a is popular. Be a lot of people go from me. See if followed the law and any other place that will do fundraising like You know making sure. Donuts list If available and then have people having the option to opt out. It's very legitimate. It's been around for years. It not even go nowhere. The why the the ethics commission on fundraising say that. It's not allowing any candidate. Any candidate to use a goal for me pay. When did this happen. How long will this along with this done. I mean the news about gofundme me. Somebody people made the money on gopher meal even Somebody let's raise money for a funeral are raise money for a trip or something like dan. But you can't leave money for federal campaign on gofundme page. I mean when his public nature is publicly known. I mean just as good at service that you have to pay for now locally. I'm amusing is free with optional. To pay for but it has a better looking layout s exciting most. That's the one that i was forced to using. I mean it's ridiculous to me take a like we have no freedom and stay as a federal candidate. Federal office candidate on what we can use for fun rated. I mean we're gonna look a last year did to to kennedy. I mean we wasn't able to do much because the dependency. Okay s. t. All over the place. I mean it was possible to shake cam vote. If he made it possible. I mean now me when my hearing i couldn't even hear what the was saying when when they wanted Complementary or wish me well or anything like that you know. I mean it's ridiculous absolutely ridiculous that you can't you a popular site like go fund me but now when my support of an and he showed me one of the pages and i was looking looking around for a little while and then i was like well how come i can't use the win. You know everybody's doing and state gulf politicians are hewlett and he showed me another site where Where and it's on my facebook page and it's on my To put for senate page by the way as toll go from not allow in the federal or a federal what is presently run for credit for senate him for legal like what the cat. What do you have against fund me. I mean give with the damn twenty-first-century what do you have and especially with this. Pandemic get with the twenty-first-century century. I mean it's ridiculous. I've already had been on drivers to try to get me different places. I mean you know. This is ridiculous. I got sped ramic nuclear and it's about the campaign the medium not spending awareness. There doing a terrible job. They're doing other candidate when they're not doing my campaign or they're not they're not letting people know about my campaign i ever had to tell. My landlord was running. I had me. I had to my own landlord restraining my lease the other day. I had to let him know does that. I was running within. And i got an instant vote for my landlord doing a terrible job at nit picky on who candidate support. I'm already legal at the legal annonay. I'm already signed up to run federally. But i'm just not on the ballot yet until i get to the city to officially flyer and happen to by march. Then we'll have a denver march twenty twenty till so i mean if i got you a bornstein fundraising i mean. I can't can't even sell to a cat now. I can get people to from the end. But i can't even sell to damn cad or dog or narrowed. I mean at that gate. i would min- money right now. I wanna miss struggling right now. Won't be worried about a government The federal government moved the money because stupid non vote on the debt ceiling and late indeed if they vote on it yet. I wouldn't have to worry about that crap. I am not so all of dana federal ethics commission on saying. Please let the candidate be able to whatever funding online that they have used to get the word l. Okay to clean them as you can't. It's a one one-sided band as a popular well popular started. there's always on the noon and not fair. That one side. Is dan literally banned from being used at the way of fundraising phasing. Fun for campaign. I mean he can't help big camping from raiders because of the playpen demi. I'm out now. i'm still running. But i'm out the program. Ah i'll see on alcyone the next day on that as jag. -ment out the program. I'm staying in the race but the program done. I'm still running..
The Ken Coleman Show
"one time" Discussed on The Ken Coleman Show
"Eight four four seven four seven two five seven seven is the number. Let's go to kim. In columbus ohio kim. You're on the. Ken coleman show. How can i also honor to speak with you. All the owners how okay. let's go. i need your help. And i just feel you'd actually leave me. I'm ends wit. Will with what i'm supposed to be doing now. I have job jump from I'm sorry i'm a little nervous. It's okay last twenty three years from different careers and so the foundation was real estate. After the crash. I got out of it Hated the short sale. That just turned me off completely Then i went into banking relationships. Spanker and i finished my degree. My bachelors degree then. I got into nonprofit Which was like economic development. And i learned a lot in that and that mission for the whole state of ohio. We get a lot of meaningful projects. That i was Went to local government. And i start working with Land management where. I was responsible for managing Properties the vacant and abandoned properties and selling them for three part of for the south and east side of columbus at that point. I was hired Promoted to homeownership. So i was responsible for developing some of the new projects new construction in the city. So i've been really blessed. And i went to the county and i was A project coordinator to affordable housing program. Having micromanaging boss and just just things it was just like. I don't know the pandemic just made me say i was home. Working like seventy hours wasn't being appreciated. So i said i'm done talking to her on one day manager and she's talking to me so terrible and i say you know what i'm not so here i am now my and i'm gonna make this real quick so you can understand so my husband's family had a real estate. My mother and father in law were warriors. I mean they. My husband grew up with this property. And so my father-in-law paso we're now responsible helping. My mother-in-law fantasies properties He will one day inheriting. So what i've done since i've been working not working. We met we have five properties doing well. I love it. I love real estate. I feel like this is my issue. I have so much knowledge. Can i was really blessed to learn. Every avenue of real estate from finance to credit to economic development. You name it. And now i'm like what should i do now. So website wait. I love that you shared all this with me but you just told me you just said i love it about thirty seconds go you go i love it is how you said it. Why are we confused. We're not confused. You're scared you wanna i. To work for anybody consultants woah. I thought you were already. I mean are you. Is your family making money. I mean they've been paying you. You've been getting paid by the mall. We were young. I mean we're yeah right now. We're just managing as and we're making money but it's like right now. We're trying to everything we're putting into the business to get the properties up to run it but it will be making money here shortly exactly. So here's the deal. So what so you know all this stuff about real estate Yeah you said you learn it all. So which area real estate forget working for somebody else. Forget about all these things you've got cooked up in your head. Okay stop thinking you too much. Oh god i know. I can hear me yes. I've known you for about three minutes but it was pretty obvious. Now here's the deal. And i'm over thinker so i know who i'm talking to What part of real estate do you think you love the most. You know so much about it if you were working for yourself and you were crushing it. Which part of real estate would you spend your time. Working on re happened k. Then so what is it gonna take to get there because we're not going to go into debt. I hope right now okay. So what is it going to take What's it gonna take you. Tell me i can tell you what it takes. Cash right gonna take saving up money. They give me books. So give me an example of how much cash you would need to have forget. Mother-in-law's stuff is just you and the hoops. How much cash. You would need in columbus ohio to rehab a small property just to get your feet wet. How much cash. Probably two hundred thousand. I'm market is crazy. So listen so hold a second there you go thinking again. Oh good is going to be impossible it. What if you actually go get your own real estate license. Realtor will they launch. You get busy and you're working for yourself you can say you're working for somebody else but you're not your broker or you have a broker. What did you say you are my life. Yeah my license. I worked for another company. Here's an yet who cares. Yeah who cares. No you're not you're not out of the loop get back. Get back in the loop. I don't know what that means. You could go out and get clients today to listen house with you. Yes or no market is to get back out there. Well you're talking to different. You're talking to the wrong guy if you think tough is going to hold you back. Because i'm the guy took ten years to get where i'm at my job ten years in broadcasting crimea river. I'm not. I don't care about tough. Here's what i know about you. Write your tough right. If i'm betting on kim or tough market. I'm betting on kim. Every day of the week and twice on sunday Am i right or take my money back on you. You're right. I know right. So here's the deal get in there and sell frequent houses sell all kinds of houses. Double your output go bananas. Keep doing the stuff with mother-in-law. 'cause you're learning how to do it. She's paying you a little bit anyway and get after it. Sell some houses and before you know it if your husband's working full-time and you don't have to live on your income. You can easily easily and a two year period. Make two hundred grand cash. I know on right about this..
The Ken Coleman Show
"one time" Discussed on The Ken Coleman Show
"Know there's more than a j. o. B. i want you to make the income that you desire and the impact that you long for eight four four seven four seven two five seven seven. Let's go to ryan now in south bend indiana ryan. You're on the ken. Coleman show cannot go ryan. I'm living the dream what's going on. Hey so here's my situation. I work factory right now just to pay off debt. The reason why is factory. After i was gonna pay off the debt which would take about nine months right now. After the day. I was going to and go to an entry level job in industry that i want to be in good. What industry took finance great. So my question is knowing that because of the hiring market right now and you said it was use. It should last now another six months or so. Should i try for that entry level job now in the industry the finance industry or should i stay in the factor with a high paying job to pay off the debt. Well let's just say this if you can get in the finance industry in that entry level job which gets you on the ladder. You wanna beyond. And you're making as much as you are now or more no-brainer but if you can't get in or let's let's put it this way. If an entry level position in the finance industry pays less than this factory job right now that i would wait and stay where you're playing nine months. It's going to be here before you know it. And for that matter. Get your mercy. Fund fully-funded three to six months. So i don't think there's a lou. I don't think there's a losing proposition if you stay for nine more months and get out of debt. And maybe even get that emergency fund funded before you take an entry level position. That's a good decision but Yeah i'd prefer you look what you know. There's nothing to lose if you find something in finance that pays the same or more. Yeah jump makes sense. Yeah so then yet. Not convinced. I just feel very underqualified to to get a job that makes as much as the factory job right but wait a second. Is that a fact. Or is that something you feel I guess it might be something. I feel you might by the way. Let me just say this. Your feelings might be right but let's go get some facts. Let's go find out. What an entry level position or two or three or four or five in the finance field looks like and find out what the qualifications are. Are you qualified if you are in his truly entry level which basically like. We'll train you on the job and it meets the requirements that i pointed out. Pays you the same or more do it. If you find out well this position this position position these all injured level and something. I'm interested in it. Gets me on the right ladder. But it's going to require some certifications or some online courses or associates degree or whatever. Then you go get that and you got a good paying manufacturing job factory job where again. You're getting out of debt. You're saving money so either way. You're in great shape. So don't say well i don't know well then. Why don't you know you need to go find some facts. So find out what it's gonna take. It's that simple and if it's going to take some Additional training and again don't assume it's a college degree but it requires some additional training. Do your research on that. How much is that going to cost. And in based on the fact that for nine more months. i'm throwing everything at my debt. How long is it going to take after that nine months to get qualified. There's your plan yes you sure I guess the thing that's just stuck in my mind is. I don't know if this changes the equation that you just laid out for me but This factor drive right now. I just i really dislike it and hated every day. Kinda hit it. I get it but until you can replace that income. Buckle up buttercup yeah i mean i'm with here i listen and it's not forever. Okay suffer eversholt. it's for right now. Go find something better. That autumn motivate you to do your homework. You called me without any answers. All got her questions. You need to go do your homework go. Go find out facts over feelings. Let's go get some facts and our feelings will adjust themselves your sharp young man. You got a great future. The best is yet to come. This is the ken coleman show Helping you go from paycheck to purpose. This is the. Ken coleman show and speaking of moving from.
Jiu-Jiteiros C2C
"one time" Discussed on Jiu-Jiteiros C2C
"I'm happy with designs and everything for the posters and then there was a mass Stickers and matt yet msa was making the posters and then we got. Jj with central valley ditch rolling was central valley. It's made the shirts yes so to everyone will sell. Yeah and victor did such an awesome job on those shirts. Those shirts stickers two percent of the money. Yeah that were that were made. They were so pro high-quality recycling dude. We're better than the usc so bring on us the high clouds i oh man we they they they spent. They spared no expense. I love the quality high quality stuff right right so. Let's let's paint a picture for the for the listeners out there It started off with a little beef between the couple of white. Let's call them yellow belt couple of yellow bell these belts. They're both season. Why these these are some young that year no they just started messing around on the mats and one thing turn into another in a coach asked him if they wanted to have like a super fight and then from there were like what they're going to. I wanna a super too so people kind of just started channel. Eight other or coach suggested certain matchups and it just not from there. You know there was a guy at the gym. Matt hunter shutout who does awesome fucking work. Do your an awesome fucking graphic designer. You made some kick ass posters. You made some kick ass. Chat hooper the printshop. French who made imprint shack. Thank you yeah imprint jack. All right man. We've had that due to shadow and get him some more work duties kick ass. Yeah david soto. Central valley stitch did an awesome job on fairy had a good quality shirts to shirt out. Quick designed came out. He's out the oh. They came out awesome. They came out. Awesome you know. And and not only that he also worked as the mc. And i thought he did a banging job he will he jeff jenkins. Yeah dude yeah. He said the app and david was like like the anchor off. Dude high no right. Hey dave hold my home. I to zero quick while i run this shit. I'm going to run. This is reprogram bro. Just don't touch anything i. It was a solid solid van. Big d was out there. Dillion a also. Why taking some awesome picks. You know we got area. We got all pictures. Mj photography oh shoutout is that what is that. Her handle nj photography ground jay for titles. Yeah we got to tag her unplugged because she is what we're going to have to do it for a tournament and just have her follow us because she has some great victories. You know amazing picture. Yeah so we're for sure gonna have to booker for for a tournament. But so landry. I heard jenkins in hook it up. Don't be gasman. Luke photos gas package. That should be a party peers and photos and you get picks we've made we've been talking about the super fights that went down just a couple of weeks ago march twenty seven. Th i wanna see those two saturdays from from where we're at right now though and you. You both competed on you. Guys both had a match irving you said. This was your first match at bluebell. Tiffany this was your first match. Ever right of aguila. This come about did you..
Jiu-Jiteiros C2C
"one time" Discussed on Jiu-Jiteiros C2C
"Right win like maybe a match to before mine was. I was going to get a gun compete. That's when it started hitting the nurse. Hit and everything. And i try laughing august playing around. You know just having fun with it. So i go there and line up and To get ready to compete that schwinn you feel it. You feel it code. Find out the guy doesn't show some like who are you know a guy didn't show up. He gets tq and so like making jokes about it. How is it tough match ever done. You know just kinda just playing it off the nerves and stuff and instill i you know. I'm like okay so my next match is like in ten minutes sock okay. So i'm thinking my i feel like my nerves have gone like all right. I'm good. I'll be good for the next one. Second match comes up. I get there and i feel the nurse comeback son of a bitch the nurse her back but before i go to the corner why was before and before it can get there this all just like walks in and gets in illinois spot. I'm like okay baucus. Some going the other side so i go to the other side of the table. And he's like ready to go like he's all right. I'm ready to go. He's like on the mat. Ready to go like holy shit having taken off my fucking flip. Wash it and so nervous. But i didn't have time that it really like being nurse when everybody. Yeah it was like when. I was in the military and had jump out of the play for the first time. They're just like okay on the wage. Took me out before. I could even be nervous about it so So i get out there accounts whatever and we start to roll in and the the nerves were there goes nervous but he was and at some point in it. I remember thinking..
Interesting If True
"one time" Discussed on Interesting If True
"I'm your host this week shea and with me is the wonderful. Hi Aaron and this week. I learned that if everyone who smelt it is dead twists poseidon who delta then. We'll dive into that and the patriots segment. Oh my goodness well You should stay away from the beans. He really should well. If you were a fan of the show we originally started years and years ago then. You've probably heard about that. One time i went to scotland and ireland even and ireland. Even just that one time but today i'm also going to tell you about this This one time scotland. But i wasn't there for this. He didn't go into the oldies scottish. Wood carving for your honeymoon. I mean i wanted to but the wife set no so. Apparently she needed time travel amenity. So the pandemic and the incompetency of our last administration made it harder and harder to make ends meet. Our unemployment rates are higher than ever before and access to good healthy. Food is nearly impossible without adding lots of money. So i decided to look back through history and find a story of perseverance. A story of people who when the chips were down pick themselves up and made a new life for them in their family. This story comes to us from scotland in the seventeen. Hundreds when life wasn't nearly as fun and easy as it is now joy. This story recounts the life love and eventual destruction of one sanni. Bean sonawane old ana. Bean sonawane alexsandr sony. Bean was born the son of a poor farmer in the late seventeenth century. Was there other kinds of people in the late seventeenth century cura king. I guess you probably were. You were a great. I guess you still didn't get the healthcare part of the equation but at least it was growing up poor farmer. Swannee felt like his talents. Were being wasted like big time. His talents by the way. We're being incredibly lazy. Oh good. I'm glad we have that in common. So he ran away from home and took to the streets to see if he could make some easy money. It was during this time. He fell in love with a woman named agnes douglas. Who was into the same things as him being lazy and it was kismet. Just just the yield the equivalent of finding yourself game wife. I think so yeah. Awesome awesome so not long after their marriage. Sweeney and agnes. Were run from the town. Oh though exact reasons why are unclear though one source i read claims that agnes was accused of witchcraft. And actually she had the nickname black agnes. Let's put roy. These are good people. Yeah you definitely get a nickname like that. By being an upstanding member of society. blackbeard. Black agnes like friday. Nothing you want now. On their own destitute and alone their luck was about to change while searching for a place to stay the couple kind of found a really big abandoned cave off the coast of south air shire which is kind of southwest of glasgow. Scotland south air. Shire south air shire just above south water shire and right on the same level as south ground shire Yes and self fire. Shyer meyers housing prices. There are real low really are as it's made of fire bay became cave people. They found this. Well it's kind of cave by the sounds of it. It has all these like caves and tunnels that stretch back for about a mile has one singular entrance. That at high tide is completely covered. So you can't get in so it's a great place to drown. Gotcha yeah or set up a hideout a free one as long as you remember food for high tide. That is a pretty good castle. Yeah i think it works well and this is the perfect place for them to start building their family. Inada that totally makes sense. You can have a whole litter of all people get. There has been a couple times. That if i could find a nice cave and no one would bother me. I would go live in a cave a short and get electric and all that stuff but it's cheaper than rent. The rest of us called that period of time. Twenty twenty borrow for a while so swampy and his wife now have a lovely house but they do not have any means to you know make money or eat or do any of that and because he was lacking a trade it was sweeney's plan to support his new wife on the proceeds of robbery. Oh yeah i mean. That's an easy industry to get into your robber. You're a professional just like that. It proved a simple enough matter to ambush travelers on the lonely narrow roads that connected the villages of the area. And you remember. Sweeney was quite lazy and this really seems like the easiest method for making money. They themselves by living off the land Less images of wheat turnips. Fishing rabbits come to mind disabuse yourself that notion. Old taylor claim the means by which the bean sustain themselves whereby robbing any man woman or child unlucky enough to cross their tracks. It turned out though that a lot of these poor villagers did not carry much so it was still really hard to make ends meet yield villager turns to the next yield villager and tries to robin only to learn that. They're both yield poor villagers. Yeah he didn't think this through he really didn't and then also sweeney worried that he could be identified by victims and made the decision not to stop but to kill us victims because that's the easiest. Oh yea i know. That's definitely how you highway men level too little harder to finger someone when you're dead so that helps. I got a promotion from robert murderer so after the bodies were looted and carefully searched. Sweeney had another brilliant idea. Why let this meat go to waste. Nope i'm out. Thank you and good night. Is that level. Three or i dunno final level. What what happened to them a year. You're not gonna get any more use as and the resources available to you can say let me make it worse so once dead. The beans removed the corpse to their lair and chop them up. They satiated their immediate hunger before prudently pickling some leftovers for when time. Oh oh no years past and the family grew oh eight sons and six daughters feeding so they continued in the barbara's practices hunting in iraq to ensure that their corey could not escape. What nope the what. How many people do you have to eat to feed twenty people. Well one estimate puts the amount the family killed nearly a thousand holy crap so if you can see a really nice family barbecue going on if you'd like. Oh wow why are you. So they didn't bother stealing the clothes then. They stole the clothes insult does oh yeah there naked in this picture i cave life is naked life man. Everybody knows that. I guess except this one dude who is apparently wearing a goiter belt made out of sausages wondered what that was two or fingers or penises. Oh those could be. I don't know what they are. The high protein diet seemed to have been very effective as misbehave started to produce little baby beans fourteen little babies babies in total each with very unhealthy. Appetite for human flesh yeah. The babies grew up and intern through incest produced more beanie babies of their own. Oh the cooking increased in size dramatically. I told you it would get worse. We just went straight north of the wall on that Oh yeah yeah. I know we. We had fourteen kids and they started having kids. And now there's more kids and they're all related in their family tree as a wreath. Oh god yeah well. This is all of the terrible. Don't be a cave person. I think is the takeaway. I'm getting so far over two decades generations of beanie. Babies grew up in banana cave. That's the name of this cave. By the way they refined their skills of murderer and cannibal cuisine including the lost art of salting pickling flesh. Oh did prepare for leaner times. Like i said and when their rations would eventually spoil like we all forget stuff in the back of the fridge they would