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588-Credit Card Loans Can Provide a Way to Privately Purchase Goods and Services
What kind of radical personal finance show dedicated to providing with knowledge skills, insight and encouragement. You need live rich and meaningful life. Now, while building a plan for financial freedom in ten years or less money is Joshua, I am your host and this in this episode today we continue our credit card theme week been celebrating the launch of my brand new credit card course called how to borrow money safely. Never pay interest using credit cards. And as part of the launch festivities, I'm sharing with you this week, excerpts from the audio of a particular modules of the course yesterday I shared with the audio called credit card debt is a very safe form of debt. Today I have a segment entitled, credit card. Loans can provide away to privately purchase goods and services, and we'll get right to that in about hundred twenty seconds, and I'll just simply share with you that audio. But this fills a niche in talks about something that I think is under appreciated about credit cards, and I really want you to be equipped with that information. Remember during this launch week from now, Tuesday. Tober nine until this coming Monday, October fifteen, two thousand eighteen. You can save ten bucks on the purchase of the course. Here's how you buy go-to. Radical personal finance dot com. Slash credit card course again, radical personal finance dot com. Slash credit card course. Use the coupon code credit card, ten t. e. n. credit card ten in the next week and that'll save you ten dollars off at bringing the total cost of the course down to twenty nine dollars twenty nine dollars now remember twenty nine bucks is a quivalent to about one month interest payment on a two thousand dollar credit card debt. So if you ever think you would have it and you want to get figure out how to even eliminate that it's a great deal. Go to to credit radical person funds dot com. Slash credit card core issues, coupon code, credit card, ten now, sit back and enjoy this audio, which is an excerpt from the course called credit card. Loans can provide a way to privately purchase goods and services. Credit card loans themselves have a benefit of providing you with a way or multiple ways to privately purchase goods and services. Now, there are different levels to privacy. The first thing to consider is actually the transaction itself. The actual credit card transaction in this transaction has varying levels of privacy, but it's worth considering that even though we usually don't think of credit card transactions as being private. They do give you a measure of privacy and protection. I, of course, the individual credit card transactions that you engage in congenitally be kept private from other private individuals. Consider if all that exists in your normal banking records, is that you've made a normal payment to credit card company x. how can another person find out what you've actually purchased, especially if the transaction statements from the credit card company have been separately secured or destroyed. Nobody can go through your banking records and your checkbook and find out exactly what you bought with the credit card. They would need the actual credit card statements and the actual receipts, so you can use credit cards to structure your transactions and keep them private from other individuals. Also helpful is you can use credit card transactions to maintain privacy from things like banking, inquiries. If you go to apply for a mortgage from a standard lender, one of the standard pieces of documentation that you need to provide in your loan application is several months of recent banking records. If you use a debit card for all of your normal transactions. Now all of those transactions are going to be exposed to the scrutiny of that banker. This may or may not be a problem. This may or may not be information that you would prefer to keep private. Now, if you make all of your transactions on a credit card, and then once per month simply make a payment from your checking account. Count to your credit card. Now you can affectively shield the actual substance of those trains actions from the mortgage lender. They will be able to know how much you own the credit card because they'll pull your credit report, but they have no need to actually see the individual transactions, your one thousand dollar payment to the credit card company this month. Maybe a hundred ten dollar transactions, or it could be one single thousand dollar transaction. They have no way to know. So that gives you a little bit of additional privacy in your transactions. Even the actual transaction record itself really only includes the merchants information. So depending on the merchant, you may be able to obscure the specific items or services purchased a thousand dollars spent at the local electron store could be one one thousand dollar item or could be multiple smaller items, and that information is not recorded in the credit card transaction. So. That can be helpful as a measure of privacy. In addition, you can sometimes use credit card transactions in a more obscure way by using the credit card itself as a funding mechanism and using a third party payments system as the payment mechanism example here would be pay pal. You fund your pay pal account with a credit card, and now you have an additional layer of protection over your transaction or perhaps you create an a virtual credit card using a payment system such as blur, and you charge that to your existing credit card. Now you have an additional level of protection, so you can obscure your transactions further and perhaps most importantly, you can always use a credit card for a cash advance and as with any other physical cash transaction, once you slide your credit card into the cash machine and take money out, you can then take that money and do anything that you want with it. The record stop when the cash. She comes out of the ATM machine. This is very, very helpful because the credit card doesn't ask you what you're going to spend the money on that's different than applying for an auto loan where they know you're going to spend the money on a car as different that applying for a furniture loan where they know you're going to spend the money on the furniture. You slide that credit card into the ATM. You take the cash out and you buy whatever products or services you need to buy. And the credit card company itself doesn't know the content of those transactions. And of course, one of the most cost effective ways for you to do this is to use a credit card to purchase your normal items which then easily frees up cash in your checking account for you to purchase, perhaps more private items so you can use the credit card as a payment mechanism while still being able to access cash that you can then use for other private transactions. When you add these benefits together. The ability to access a loan with significant privacy is very helpful. The most important feature of this is that because a credit card is not a secured debt, it can allow you to purchase items without making a specific loan application, which is then connected to a specific item. That is worse your considering. Now, one other major aspect of privacy of transaction and privacy of credit is credit cards can provide for you needed funds without any personal entanglements or obnoxious privacy invading loan applications. It's much easier for you to fill out a loan application to credit card company x. in the privacy of your own home in the privacy of your own web browser, then it is for you to go to your wealthy uncle or wealthy aunt and ask them for money. They don't even have to know about your credit card application to credit card company x. so this allows you to borrow money very privately without having any personal entanglements. It also allows you to borrow money without making any statement of the other aspects of your finances. Some blown applications are quite invasive in terms of their level of specificity that they require of your personal financial situation. But credit card loan applications are not that way. Generally, they will simply pull your credit report. Ask you what your household annual income is inquire about the amount of your rent payment or mortgage payment, and whether you own your own home or not. And from there they will do their underwriting simply based upon your credit score. Again, that's different than many other forms of financing which ask many more detailed questions, but when you can combine privacy of money while also avoiding personal entanglements, you have a very high quality of loan. Now, in addition. If you are in a worse case scenario and you default on your debt, if you have arranged things appropriately that default can frequently be kept private. It can be kept private from employers. It can be kept private from family members that default itself can be managed privately while maintaining the quality of your other relationships. This is very helpful because if you borrowed money from your wealthy aunt or uncle and you default on that payment, your holiday dinner will taste a little bit different. As both of you try to eat through in the midst of the unpaid debts. These are major benefits of credit cards. So if you put together these benefits and perhaps others that are more important to you, you will find that when you need debt credit cards actually have major benefits to offer, and you should seriously consider them. Now, if that piqued your interest and you'd like more member there, many more arguments for credit cards go and sign up for the course. Now go to radical personal finance dot com. Slash credit card course Lincoln. The notes for today's episode use the coupon code credit card, ten to save ten bucks offering and the total cost of the course down to twenty nine dollars. And as with anything, thirty, complete guaranteed money back guarantee. So for any reason, you view the whole course decided to satisfied, guaranteed thirty day money back guarantee. Thank you so much. Go to radical personal finance dot com. Slash credit card course and sign up. Remember tomorrow, they'll be a new segment called how to manage cash. Will you pay off your credit cards and on Friday hosting a live QNA call for anyone who has purchased the course that call will be available for anyone who has purchased the course if you'd like to talk to me about specifics of your situation, get specific advice. It's applied to any questions you have on the subject to credit cards, sign up for the course, and you'll get access to that. Live call. I hope you do because I don't wanna have crickets advertising the show, and that would. Be really embarrassing not to have any callers, so come on, you don't want me to be embarrassed. You. Have a great day.
Radical Personal Finance
Aired Last week 9:46
36: Girls Rule In Business
If you're going to build something from nothing, we've got to know what really works. I took a thousand dollar loan and built a five billion dollar business. And now, I make smart investments in new businesses on shark tank. This is Barbara Corcoran. You're listening to business unusual presented by on deck business. This week on business unusual. I'm going to be answering all of the great questions you guys keep sending me in on business life. How to move forward? How to jump over obstacles come on him? Good at it. And I want to share my advice, but I how do use being girl to your advantage. Ladies listen up. I'm talking about being a girl in business today. When I started out the real estate sales business in New York City was a business that was entirely owned and managed by the men, but it was worked by the women when I would walk into a room filled with the sea of men in grey navy blue suits, I realized that I had an advantage as a war. I had a short skirt great legs and high heels, and I decided right then in there, I would always wear red suit. And it became my trademark when I walked into any room all the men noticed me. And that's about as far as I went using my girl cart. I can tell you the great advice. Vantage I had building my female business in a world. That was run by men is I never thought about myself as girl, I think thinking of yourself as an oddity or woman or the odd personnel. Always takes your power away. I would walk into room. What did I really see? I saw my competitors. I saw myself as a fierce competitor, not as a woman competing, but a fierce competitor, just like the guys. And I always kept my eye on that full. What do I have to do to win this? That's all I ever thought. What do I have to do to win this? I soon learn as I built a large business that I had an advantage being a woman, I wasn't focused on it. But it became clear I was hiring women to work for a woman, and I understood what they're going through. I was a mom with kids running a business. They were moms with kids trying to go back to business trying to struggle to make a living. And so I could walk in their shoes. Shoes and talk their language. Everyone who worked for me for the first ten years. I was in business was female. And that was okay. With me. I had a female support staff female managers female sales people, and they all love me because I was just like them what an advantage. And now I'll tell you the little bonus. I got when it comes to competition. None of the men ever took me seriously. They saw me come and go. They didn't think I was going to be a real competitor. Until I became the number one rival in the business, and then they stood up and took notice and guess what? Too late. I was already the number one broker off when I started out real estate sales in New York City was owned and run by all men, but it was worked by women ownership was an all boys club. And I was the only woman in any room instead of letting that intimidate me and see my gender. As a disadvantage. I never thought about that. I decided that being the lone woman could work to my advantage as a young woman, I was memorable from the moment. I stepped into any room because I stepped into a sea of men, and I look different. And I got noticed, you know, the men all wore black and gray suits, dress in a bright red suit. Instead, which soon became my trademark I yanked up my skirt a little bit to show up on my great legs. And I wore high heels to make sure everyone knew I was there this lots of advantages in being the only woman at first men dismiss me and didn't take me seriously. And let me tell you. That's a powerful thing. When anyone underestimates you in any situation, it gave me the ability to manipulate and charge forward without even being watched. I learned that as a woman I could complement a guy. And he always believed it try that on a woman she'll see right through that. So. I learned I pour on my charm. Flirt, a little and get into a room that I was invited to. Hey, that's not so bad. I use my female charm as a female boss, I found I was less territorial by far than my male counterparts. And so I was able to get my team to hold hands become a tight knit team and not worry about who is getting the credit. There were so many advantages to being a woman that I used to say my prayers at nine say, thank you God for making me a girl. So if you're a woman get out of you head that it's a disadvantage at any way and start focusing on the great advantage. You have in any point of difference. And if your girl make that your advantage. So at the end of the day being a woman in business was just another competitive advantage that helped me succeeding business. You're listening to business unusual with Barbara Corcoran, presented by on debt business loan. Here's a company all business owners should know about on deck. Business loans on deck delivers financing for small business owners in as little as twenty four hours with term loans up to five hundred thousand dollars and lines of credit up to a hundred thousand their average loan is about fifty seven thousand on. Dick products are always teller to your specific business need with lots of loan payback options, this simple process saves you time, and because they have less strict requirements than the banks. They approved many different businesses and do it faster than traditional lenders. I've known the gang it on deck for years down. I can tell you. They're the real deal on deck has lent over ten billion dollars to more than eighty thousand small business owners thousands of them have reviewed on deck giving them a nine point eight out of ten rating on trust and an a plus grade with the Better Business Bureau. So make your way over to on-deck dot com slash fiber for a free consultation with. Small business loan specialists to find out exactly which loan best suits your company on deck dot com slash Barbara. And now it's time to answer your questions on business unusual a Las Vegas dispensary writes in how do you market a business like marijuana the carries a stigma? Wow. First off let me say don't be afraid of it. What's beautiful about a stigmatize businesses? People are talking about it already. And so you just have to figure way to plug into that the first thing I'd do is look for smart sponsorship, and maybe sponsor a competitive eating contest or a concert series or a speaker series talking about the health benefits of marijuana today. There are so many there. I'm sure you could think of a few. But the main thing is that stigmas get people talking and that reminds people you're there. It's your job to take advantage of the talking even negative reviews. Bill business. So take advantage of the controversy. Don't be afraid of it as not every business can do that. Stephanie from Nashville asked I just started my real estate business five months ago. I was curious how long did it take you to sell your first house? Any advice to help sell mine when I got started. I wasn't even selling homes. I started my agency as a rental agency why? Because when you rent an apartment in New York City as agent you get paid right away. That was my number one goal to get my hands on the cash. So I could stay in business. But over the years, I hired thousands of agents who sold this was selling apartments, and I can tell you there's no pattern as to what's a good start. Or what's good indication that you're going to be a superstar not what I would suggest you do is focus on something else versus how long is it gonna take me? How long's it gonna take me? Because in my business. I found it took anywhere from one month. More typically, four months, and sometimes my best superstars didn't make the first deal for nine months sometimes a year. So throw that out the window what you should focus on. Instead is keep a scorecard as to how many customers live breathing. Warm customers you're out on the street with showing apartments and try to up that average. So if you're only going out with one customer in a week or two customers, we it's not enough to make a living. So what you want to do is try to finesse you phone skills and your persuasion skills to get to meet more people on the outside to show them something you cannot make a real estate deal at your desk. You have to be in the real estate. And so you'll whole goal should be how many warm bodies can I meet on the sidewalk or in my car to show them a piece of real estate? If you keep your eye on that you'll be getting great at the businesses fest as you possibly can. And that's all the questions. We have time for today. If you have a question tweeted up our record grin, and I may just answered on a future episode. You've been listening to business unusual with me. Barbara Corcoran presented by on deck. Business loans. Come back next week to hear more steps and missteps I took on the path to success on business unusual. Business unusual is part of the iheart radio podcast network. Be sure to follow business unusual on iheartradio war. Subscribe wherever you listen to podcasts.
Business Unusual with Barbara Corcoran
Aired 21 hrs ago 13:23
The Porn Reboot Podcast Episode 35: 10 Rules of A Perfect Recovery Plan
Welcome to the porn reboot podcast where you get practical tips to gain control over your porn or sex diction. I'm your host JK MA. He said if I had sex and porn addiction recovery. Coach today. We're going to talk about the ten rules of a perfect recovery plan. It took me many years of trial and error to come up with the perfect combo of principles needed to experience. Hell the consistent recovery from porn and masturbation addiction for a recovery plan to work its magic. These are the principles that you must incorporate into it. The first is self belief brothers belief that you will recover is the room in which recovery takes place. Many of us have created a feeling of failure and hopelessness attached to our recovery and belief is the foundation of success. Well recovery so believe that recovery can become a lifestyle and one that does much more than simply get you off pornography. Believe that recovery can actually make you a better man unrelated to my porn us recovery, actually, improved myself esteem. It took me from this scrawny hundred and forty nine pound weakling to two hundred and five pounds of muscle at eight percent body fat. It made me an ambitious hard worker it fix my bad financial habits and much more recovery is a lifestyle. It's much more than just getting off pornography. Recovery is a lifestyle. It's much more than just getting off pornography. Recovery is a lifestyle. It's much more than just getting off porn. Remember that the second rule is take responsibility. Listen, no, one can do your recovery for you. You cannot outsource your recovery to a coach or to a therapist or a treatment center. I have some clients who spouses or even their parents pay for their recovery coaching as a way of encouraging them to get help, you know. But no one can do the exercises for you. No, one can reach out to an accountability for you. No, one can do the research or read recovery material for you. If you don't have the support of a partner, or parents, no one is going to enroll in the porn reboot program for you. We'll help you put together recovery plan. It is all on you every client of mine every member of. Of the porn reboot. Intensive everyone who works with me one on one must work harder during the program and on day recovery than I do. And while I encourage guys, it is your responsibility to motivate yourself understand that as a man in society. No one is going to do the work for you. So take responsibility today the third rule of a perfect recovery. Plan. Is that recovery is not perfect one of my mottos for recovery is good enough is good enough. We are human and no one does a perfect job of recovery. So think of how you need think of how your need to be perfect contributions to your porn addiction. So as long as you're doing your best, your recovery plan will carry you through to your edco. The fourth rule is group work is very very important now over the past decade. I've seen men who began their journey to quit porn the same time. I did. And they are still addicted to Nagasaki nothing actually changed their life. It's just an endless cycle of starting and failing while their lives just puttered along like an old unreliable car, always mediocre always undependable and breaking down, and you may feel that your recovery needs to be a secret to recover. Sure. You can keep it a secret from your family and friends, but if it remains a secret, you won't make it. There are many people who have been in recovery longer than you who have valuable insights into your journey and a group simply allows you to learn from other's mistakes. And it keeps you accountable the fifth through is understanding and accepting. The fact the fifth rule is understanding and accepting. The fact that recovery involves sacrifice. There is a price to pay to live free of porn and masturbation recovery takes time and sometimes money you may need to let go of some of your favorite. TV shows or hobbies to make time for recovery. It takes time to build a new lifestyle to attend support groups and build healthy habits. You may have to take a side job to afford, a therapist or recovery. Coach two years ago. One of my clients sold his second car to afford a year of recovery coaching with me, he's now fully recovered. But there was no other way that he could afford a professional recovery care another auctioned off part of his price collection of eighties video game consoles to afford one month in a treatment center, and then six months of accountability coaching with me, and he's well on his way to recovery. Now, personally, I gave up many unhealthy friendships. I gave up watching TV movies video games eating out in restaurants and all consumer activties to focus on my recovery. For almost two years when I was in college, except that you have to sacrifice some things to regain happiness in your life. The six drool is. Absolute honesty, born addiction thrives in secrecy and lies, and you must first be honest with yourself. My brother the fact that your friends and peers engage in casual sex and watch pornography as quote, unquote, normal behavior doesn't change the fact that it has deeply negatively affected your life. The fact that rough sex pornography having a fish lashed cheating glamorized on TV does not change. The fact that it made you an addict drop the lie that this is just a small problem or this is not a big deal or like some guys. And I'll tell you this the easiest way to end a call with me if you get an a call with me and you'll like Jake, I don't really have a porn addiction per se. I I have a dependency. Oh, the call is over porn addiction. It's no little problem. It's a very serious issue that can completely destroy your life. It is. It's not a high sex drive. It is not sexual frustration. It is an addiction. And when you become honest about this, your recovery plan begins to work for you. The seventh rule is nothing is more important than recovery in your life. If you got diagnosed with cancer, would there be anything more important than treating it? Sure. You may be in a relationship. You may have a child at children, you might have an important golden life. But you know, that if you do not make treating cancer you'll alternate priority in life. You will lose everything else on your priority list. Similarly, if recovery from porn addiction is not the most important thing in your life for a period of time. You'll recovery plan will not work the eighth through your style of recovery will rarely be better than proven methods. Listen, you can beat the keys of a pianist with a hammer, but you will never produce a classical piece of music, you can watch. Hundreds of UFC fight and play UFC M may games all day. But you will never be a UFC champion. You will never beat Conor McGregor. You can choose systems of recovery that have worked for hundreds of men or you can choose your own style and get any -ffective unreliable results, if you truly plan to recover choose a method that has worked and let it work its magic in your life. When you are successfully off pornography for a year or two then feel free to experiment by adding your own system. The problem is many men just want to get some tips and tricks, and they feel that they can beat it will power you cannot do this on your own. The ninth rule is trust the professionals. Listen there, therapists, there are mental health professionals. There are coaches who have dedicated their lives to treating porn addiction. You have the freedom to choose your method of recovery. However, just remember that it makes sense to follow the advice of professionals who are skilled in porn addiction recovery. Listen if Warren Buffett. It gave you advice on investing. Why would you do the opposite of what he recommends? If you have the money to invest the tenth rule is be vulnerable. Have you built so many walls around yourself that no one is able to see to real you porn addicts have isolated themselves emotionally from those who loved them if you would raise the believe that expressing feelings or emotions was wrong. Try and make an effort to be more open. You have to be human and accept the fact that you are not perfect for your recovery plan to work. That's it for today. My brothers. Okay. That was a quick one. But I needed to get this off my chest. I think it's very important for you guys to understand that this is how recovery works. This is how these are the things you need to do actually in order for your recovery plan to work for you. Now whenever you are ready. There are three ways that I can help you the first is that you can join our private Facebook group and find like minded men who are serious about their recovery and get access to content. It's which I never share on this podcast link is in the description below the link is in the description of the podcast. The second way is to join me on my live webinar. It's called seven secrets of porn free men and learn the porn addiction recovery. Secrets of my clients who have been off porn for two to five years. I've been mentoring and coaching men since two thousand twelve and I have former clients who have successfully quit porn and stayed away for multiple years. Yes, they do exist. Sign up for live webinar using the link in the podcast description. And finally, you can work with me privately. But there are a few things that you should know. I'll throw in a bonus. I I'll throw in a bonus. I have a 'nother free training, which is only offered for the next two weeks. And it is called how to make two thousand and nineteen your best year ever the link to that is in description of the podcast as well. But this is how I break my year down and how I break down the year of my clients. But this is how I break down the year of my clients to give them a plan for achieving sexual goals for achieving their goals with quitting pornography, and controlling their masturbation. It is actually a one year system that you can use many of you who are medicating issues like stress, many of you who are medicating issues like stress, strong, emotions some other unresolved issues. Loneliness lack of intimacy. This is the plan that's going to get you through the year. And finally, you can work with me privately. But they are a few things that you should know before you go that route the firm. Is that I received dozens of applications per day. So there is a weightless to work with me. I also don't work with men just because they struggle with porn and masturbation. Eight out of ten men who apply attorneys on because they are not fully committed to recovery. Now being in a lot of pain and being very frustrated. Does not mean that you are committed and a lot of men confuse those two things. Secondly, you should also know that I am a professional sex and porn addiction recovery mentor. Not a therapist or counselor. I'm very straightforward. I want to see you succeed. So there's no BS, and I might offend you. If you want easily offended or you sensitive. You've been warned the third is I fire and terminate clients if you selected to work with me, and you do not follow the proven system if you're lazy. If you don't stick to the recovery plan, we designed uniquely for you. Or if you choose to just do your own thing. I'm not above firing somebo-. For that sort of behaviour. And Finally, I am and have always been the highest price professional in this field. No-one delivers results like I do know no-one delivers results like the porn reboot system does. And you might be in pain. You might be a slave to your addiction. You might be struggling with point induced erectile dysfunction. You might be destroying your relationship your career and your future. You may be living in hell any counselor can take you out of hell, but none will go to hell with you walk by your side and that fire and bring you back safely. I am quite literally your brother in this struggle for the entire time that we worked together. Now, if you found this podcast, helpful my brother, subscribe share it with a man who might now if you found this podcast helpful now, if you found this podcast, helpful subscribe lever review share it with somebody who might benefit from it. I do appreciate it. I'm Jay your brother and his struggle. And I'll see you at the brighter side of recovery. Have a wonderful day.
The Porn Reboot Podcast