35 Burst results for "One Hundred Twenty Dollars"
"We're going to start in the early nineties back before this shift. When the old rules about government borrowing still applied. Bill clinton had just been elected president. He appointed an economist named laura tyson to be one of his top advisors and she looked at the economy and she saw this glaring problem year after year. Both government deficits and interest rates. Were going up and then he said omega if we don't get a hold of this federal deficit than that trend will continue. Those rates will continue upward. That was a very significant concern. Higher interest rates were concerned for a couple of reasons for one thing. Obviously they meant that the government had to pay more to borrow money but also when interest rates for the government went up. Interest rates also went up for everybody else. And that's it up this whole cascade of problems so we're people won't buy as many houses. There won't be as many houses constructed in their wealth as much capital equipment invested in and investments in important part of the Economic growth in your all sorts of every interest sensitive part of the economy the way the government runs a deficit. The way it borrows money is by selling bonds treasury bonds. The government says to really anybody. Okay lend us whatever one hundred dollars and in say ten years we will pay you back with interest will pay you back one hundred twenty dollars. The bond is basically the government's i. Iou you that it will pay back that loan with interest and during the clinton administration because of that link between deficits and interest rates. Everybody in the white house talked about treasury bonds about the bond market time. James carville was a political advisor to president. Clinton was just an obsession. In the early days of clinton's everybody say what's the bond market could house bot mocking react to hell multiple. i don't know it just became this omnipresent. The heart of every conversation. James carville was not an economics guy but as he spent time at the white house he realized that sort of bizarrely all these people who worked there making policy the people who had what seemed like the most powerful jobs in the world. We're in fact terrified of the bond market so when a reporter from the wall street journal called up carville to talk about the bond market. He came up with this line that became sort of famous or at least bond market famous kid. I wanted to grow up with four hundred hitter. The pope and the president. But i just want to be the bond. Market's gonna scare the hell out of everybody pleat. What did he say. A what a hundred hitter like in baseball pope the president baseball. I cannot tell you how many times he said that's me. Every meeting every meeting a lot of my memories are about carville sort of making jokes about you. Know you issues as a bond trader bond traders. These are the people who work in finance all around the world who manage a bunch of money. Generally other people's money pension funds or college endowments that kind of thing and every day they decide what bonds to buy and what bonds to sell what companies and countries to lend to and what companies and countries to not lend to to stop lending to and like with any lender bond traders worry about lending more money to a borrower who is already borrowing a lot because all that borrowing makes it more risky and so to compensate for that risk bond traders demand a higher interest rate. They stop lending until rates. Go up and this bond traders demanding higher interest rates when the government is borrowing more money. This is the scenario that everyone was so worried about people. Were so afraid of this that there was even a special term for the bond traders. Who do this bond vigilantes. Bill clinton has convinced. The bond vigilantes are scary and in fact he decides the us needs to bring the deficit down. He decides to build a whole economic plan around getting rid of the deficit. One of the economists he brought in to make that happen was jason and a central argument. That we made was if you do this. It will lower interest rates and interest rates are lower will have more investment and more economic growth and sort of amazingly. All of this happened. They did raise taxes and cut spending and get the deficit down. In fact by the end of the clinton administration the deficit felt all the way to zero. And what came next was sort of a golden moment for the economy in silicon valley. There was the dot com boom but really the whole economy was doing great businesses of all kinds. Were doing well. Ordinary workers were getting breezes lower deficits lead to lower interest rates which led to more investment. And that was good for basically everybody. The system was working. The next big moment in the story comes right after the financial crisis of two thousand eight and this is the moment when everything is about to change when this big shift in the way the world works is about to happen but nobody quite nosy yet. Brock obama has just been elected. President obama brings in clinton's guy. Jason furman as one of his economic advisors and ferment. Goes into this meeting to discuss. How big of a stimulus. Bill obama should push for as he takes office. We met with the president-elect december sixteenth two thousand eight and we're all crowded together in a conference room. I think it was in a law firm in chicago and he wanted it to be big. He wanted to be bold but there was this worry. The stimulus was going to be funded with deficit. Spending government was going to borrow the money. And some of obama's own economic advisers worried that borrowing and spending too much money might actually harm the economy for that classic reason
Get ready for Apple's first $100 billion quarter in history
"Site ran part of a note. From bernstein research analyst tony saginaw gi. Who no surprise is still pretty. Suck unagi kind of crazy. He is actually up to his expectations and a pretty big way. But he can't help the whole e or think pulling parts of his note. We are raising our first-quarter earnings per share estimates to a buck fifty three and fiscal year. Twenty twenty one earnings per share to four dollars and twenty six cents due to higher iphone. Asp's a weaker us dollar and better mac and ipad sales worth noting their earnings per share estimate of a buck fifty three for the december quarter higher than morgan stanley analyst. Katie hubertus estimate of about fifty yet is stoked and he is saginaw. Unagi quoting his again. So what's next on one hand. Our analysis indicates that apple outperforms sixty five percent to eighty percent of the time in the near term when revenue revisions or positive on the other hand opportunities for upward revisions for fiscal year. Two thousand twenty one estimates are likely to be more muted post. This quarter second. Quarter and fourth quarter. Revenues are typically seasonal. Apple will be staring down a very strong ipad and mac comparison in the second half and it's unclear. If next year's iphone cycle will offer compelling new functionality. Second doggy stays neutral on apple with a market perform raiding his price target on the company's shares as one hundred twenty dollars those shares closed thursday at one hundred thirty six dollars and eighty seven sense.
Creating a website with Wix
"So the hot is are now in full swing. And you've got so much free time on your hands ready to tackle creating that new website or blog. well yeah. It's a daunting project but online tools of the last several years. Now make it much easier than in the past with dragon drop options that can let you create something that looks really good within a few hours that is of course once you've mastered the basics of how the programs work if you listen to podcasts. You've heard the words wordpress squarespace and wicks frequent advertisers. On many shows. Telling you how easy it is to make a cool website now. Wordpress targeted towards tech nerds. Who don't need support while squarespace in wicks or for the rest of us. I have been unhappy with the look of my wordpress photography blog for some time and i wanted a fresh start so i was inspired to give a try by my friend. Ed beg who after he left. Usa today started a wickes website and blog. That i think looks fantastic. So i went off to create a new blog on wits in a few days. That may not look as great as ads but it. I think it's clearly more appealing to the eye than what i have with wordpress. Now before you go down this rabbit hole know that wicks can be used for free however your web address will have wicks and the name and you'll have wicks branding all over the site and once you decide that you're serious. You're not going to want to have this free site anymore. You're gonna wanna pay to remove the branding and get your own personalized demeaning. The other thing to note is that once you have your blog you have to pay someone to host it to have it online and boy is. There are a lot of fine print. You can see that there are companies like go daddy host dream host. That will charge you anywhere from five to ten dollars monthly to way more depending on the size of your site but that introductory rate is just that introductory wait. They will jack you up afterwards. Dream host for instance advertisers array to four dollars monthly or about fifty bucks for the first year jumping to one hundred twenty dollars in the second year for me. What's even worse. Is that go daddy. The plan i have now is advertised. That thirteen dollars monthly. But because i'm several years into the contract. I've been bumped up to twenty dollars monthly or two hundred and forty dollars a year. So yeah. I'm interested in leaving. Wicks in squarespace both offer hosting as well as website and blog creation tools for the masses support and they don't offer introductory pricing so i like that squarespace rates start at twelve dollars. Go to forty dollars. Monthly wicks starts at fourteen dollars and those to about forty dollars monthly as well but a big difference squarespace will offer you unlimited storage for photos which is a big deal. Since we can't run our posts without photos wicks doesn't offer unlimited photo storage it offers three gigabytes of storage the fourteen dollar rate ten gigabytes at the dollar rate two hundred gigs the twenty-three dollar rate and i don't know what any of that means because how many pictures are going to fit in a gig and wicks doesn't have a tool for you to see how much storage you've used now. I love the ease of creating a site with wicks. I love the many design options and the fact that it's potentially more affordable way more versatile than what i have with go daddy but the storage could be an issue. What happens if you start running out of room. Well i think you know the answer. You have to start paying more money. If you're at the eighteen dollar eight monthly. you're gonna have to go to twenty three dollars monthly. Meanwhile we'll i switch from wordpress to wicks while i'm leaning in that direction as again i prefer the look and the tools to expand beyond what i have now but i do post a lot of photos. It is a photography blog after all. So it's something i have to consider. I will let you know my decision within the next few days
LinkedIn Wants to Help You Find a Transferable Career
"Lincoln has built. Its following of more than seven hundred million people by promising to help you find a job now at wants to help you find a new and totally different career. With millions of americans and employed right now an entire laid flat by the pandemic. It's undeniably difficult for many people find new jobs without changing roles and industries. The first challenges identifying your transferable skills. That advice is as old as the hills. The much tougher challenges to figure out how to apply transferable skills in jobs in industries. You may never have considered. That's where linked ends new career explorer to comes in if flip typical job searching on its head rather than searching for a particular job say operations manager you enter one of your most recent titles by mining linked ends. Massive data set the to identify multiple skills. You probably already have then. It suggests other roles where those skills overlap according to a company blog. Post tool references. Thirty six thousand career skills and six thousand job. Titles results are matched up by the percentage of skills that can transfer for instance enter the job of co founder. And you'll see that eighty percent of your skills are also used by board members. The example linked in uses is more common an out of work food server. It turns out a waiter or waitress. Typically has more than seventy percent of the skills needed to succeed in customer service role. The good news linked and also identifies high demand jobs as it happens. Customer service specialists or at the top of that list. Career explore then identifies open jobs in that new career in a third column. The tool suggest skills. You may need to build to help make the leap not. Surprisingly it directs you. To linked learning courses offering such clear direction toward a new career makes a lot of sense more than forty five percent of people never explore career change. Because they don't know where to start. According to a survey of two thousand unemployed professionals commissioned by linked in paul heads up economic policy research at linked and he told the new york times many members didn't necessarily know what job transitions were available to them. Moreover about a third of the survey respondents said they felt unqualified for other industries had no connections. There were didn't know how their skills translated the times reported linked in made the new tool available late last month. In beta to try it out navigate to opportunity dot linked in dot com. It's free not part of lincoln's premium subscription which ranges from thirty dollars to one hundred twenty dollars a month with more and more people using linked in as the pandemic continues to take a toll on the economy the platforms revenues are way up sixteen percent over the same quarter last year. But most of that growth is coming from lincoln's advertising business. not it's talent solutions which includes recruitment and job search. According to tech crunch reporter ingrid london by showing job seekers a path toward a new career and guiding them to link to ends classes the platform can build its recruitment business and it's training and education division simultaneously. London suggests although note that many of those classes are also free such a seemingly. Comprehensive system means the online job. Search business has evolved dramatically. It's far more complex and sophisticated than it was not that long ago when online platforms mainly mimicked classified ads. Like linked in smaller rivals ziprecruiter also promotes training to job seekers. Late last month ziprecruiter announced a new platform offering two hundred fifty different classes. The classes come from training companies collaborating with the company including core. Sarah skill share x. You'd acidy among others and this month ziprecruiter announced another kind of partnership altogether with financial services app acorns which helps users save and invest money. From within the acorns app users will be able to search for jobs. The job portal is made possible by ziprecruiter acorn. Ceo kerner tolsey net. The company wants to help its users. Earn more money since income shortfalls or the biggest obstacle to investing with. Us unemployment still at close to eight percent and record high. Pandemic case counts no. Recruitment executive says job. Hunting is easy but they do still see quite a bit of hiring forty million people search for jobs on lincoln weekly and three people get hired every minute company officials claim so for the unemployed all is far from lost but a better more comprehensive job search plan complete with training and a good dose of imagination about alternative careers should make a very big difference
Amazon Moves Prime Day, Starting the Holiday Shopping Season Early
"Amazon. Is remaking the retail calendar again. Yes. Again, this year Amazon Prime Day will be held on October thirteenth and fourteenth about three months later than it standard July date prime day. In case somehow you didn't know is Amazon's biggest sales event of the year a much hyped discount bonanza for Amazon prime members as soon as Amazon finally announced its rescheduled date target followed suit not surprisingly target will hold its. Own. Deal days at exactly the same time. Walmart followed shortly after it will hold a gigantic sale for the entire week. Many many other sheep retailers are sure to follow because Amazon Prime Day, which by the way is only five years. Old Is an insanely successful manufactured holiday when Amazon held its first Prime Day in July two thousand fifteen other retailers scoffed the idea July typically more of an for retail sales. Why would any retailer waste time and money trying to get consumers to change entrenched behavior? Well clearly the skeptics were wrong. Lee. Peterson is an analyst with retail consultancy wd partners in Columbus. Ohio as Peterson recounts the history of Prime Day in its first year, the world sat back and did nothing but watch and as they did Amazon stunned everyone in the three and a half trillion dollar industry by going absolutely bananas he told us the numbers were other worldly flat out shocking. But for everyone else it was July he said, well, other retailers could hardly sit back and let that happen again at least not without a fight as Peterson says, it's a necessity borne out of the fire of retail combat, but he adds maybe the right word is retail slaughter. So a few years ago target Walmart and others launched their own massive July sales. It had taken almost no time for Amazon, to turn the dead retail days of July into something, very, very different for the retail world. July effectively became the new back to school launch a month earlier than it had always happened and boy has it been a winner for Amazon. Last year was its biggest ever Amazon doesn't release earnings for Prime Day, but the company claims prime members bought one hundred, seventy, five, million items more than twenty eight teams, Black Friday, and cyber Monday combined as they did this year target and Walmart let Amazon lead scheduled their events to surround prime day whenever Amazon wanted it. July past sleepily this year for obvious pandemic reasons. Now, with the announcement of a mid October Prime Day, the calendar is once again shifting perhaps permanently analysts say the event effectively kicks off the holiday shopping season that used to be marked by Black Friday. Remember the frenzy shopping event that follows thanksgiving, but covert is causing an enormous shift in consumer behavior according to market research firm Alex partners. About half of all shoppers plan to start holiday shopping by Halloween at were earlier this year in effect that firm says the traditional definition of the November December holiday shopping season is now meaningless. What all this means for consumers of course, is a confusing and pledge of deals expect an overwhelming number of ads from all corners, hawking products and categories that have soared because the pandemic at leisure loungewear. Outdoor gear electronic streaming and music subscriptions and homegoods. Of course, anything that entertains US and makes us more comfortable at home. Amazon. Specifically is expected to offer discounts on many of its own products like Echo smart speakers and Amazon music and audible subscriptions. Some of those discounts are already available but also be on the lookout for deals on instagram pots, remote vacuum cleaners, apparel, and TV's to compete. Target is pushing discounts on similar categories of products and also at stellar same day service, which the company has excelled at scaling this year as it has for the last couple of years, target is also pushing the message that customers don't have to be members in order to get steals. It costs about one hundred, twenty dollars a year for prime membership, but that surprise million seem happy to pay. This year Amazon prime is expected to exceed one, hundred, forty million members for the first time more than half of all Americans according to research firm Emarketer. The firm also predicts that Amazon. Will generate a record ten billion dollars in sales on prime day up from an estimated seven billion dollars last year. So we'll target and Walmart do well with their prime day look-alikes. Undoubtedly, they will like Amazon they've grown considerably during the pandemic online sales especially of jumped. But can they truly compete with Amazon Kind of says, Lee Peterson. If Prime Day was a one hundred meter dash, she says Amazon will reach first place in record time about twenty yards later, there'll be second-place success. That bad still.
The Obviously-Going-To-Die Stocks
"We're going to start with the stock of the day. Don't call it a comeback bed bath and beyond has been here for years. It's just all that time someone else was running the company but now that Mark Trittin has been in the Corner Office for about a year. We're seeing days like today second quarter profits came in exponentially higher than expected. Same store sales were positive for the first time in four years. The stock is up more than thirty percent this morning. I'm assuming at least part of what we're seeing with the stock is some shortsellers saying that's it. I. Think. I'm. Probably. Bed, bath, and congratulations to march written and Beth by best buy bed bath and beyond. For this quarter, March, written formerly of target, of course, and a few other places before that, I think Nordstrom's and I believe. He had a stint at Nike to could be misquoting. This bed bath and beyond is in a group of companies retailers that I like to call the obvious obviously going to die crowd. And the funny thing about companies that are obviously going to die when they get the right mix of management decision making and in some help from the environment and you know just a little bit of because no one's more aware of a company's struggles at least no one should be more aware of a company struggles then the people inside the company. And that's when you plan your strategy. What are our tools? How can we navigate our way through whatever we found ourselves in business is not easy and certainly for this group retailers that I'm Gonna I'm GONNA hold up. Bed Bath and beyond as one Chris. But you know how about Game Stop Game Stop. The seller of video game systems and Software that of course is going to be the next blockbuster. Right if they writing that headline since two thousand and nine, how `Bout Michael's the craft store everybody knows I. Y has an Amazon run over. And the granddaddy of all of these. Companies that are obviously going to fail. They're obviously going to be taken bricks and mortar is dead is best buy which just before the podcast we were talking about how? How many listeners? Realize, that best buy has been at ten bagger over the past decade they went through some struggles they brought in new management. WHO had a plan? and. I'm sure they were mocked and I'm sure people were skeptical and they executed on that plan and best buy, which was a sub twelve dollar stock in. Two Thousand Ten two thousand eleven is today roughly one hundred twenty dollars stock. And so when you see. I'm a kick myself a little bit on dust by iron best buy bed bath and beyond his too many bees. Bed Bath and beyond. I actually did a little bit of work about a year ago as I was discussing with one of our with one of our foolish coworkers. About this basket of Taylor's who are sure to die. And we had this one. We had game stop we have Michael on the docket and I went through you know what this company's history of cash flow was and what they've done with it and how they've raise capital, and this is before Mr Trenton came on but I. It laid the groundwork for someone with. A better vision to come in and knocked the ball out of the park which you've seen today and and best bed bath, and beyond is as we speak it's now a six th bagger since March of this year and so in the a roughly a year ago when I did my work because I was vigorously debating co I pointed out that in the previous six years here was bed bath and beyond had produced four point two, billion dollars in free cash flow. They had also issued one point five billion dollars in debt and debated smart about the debt because the debts. Basically staggered I think is a ten twenty and thirty years. and. They have to pay it back anytime soon, and they had gone on a massive buyback program. They've they've retired a ton of their shares. Now. Slowly melting ice cube no one's going to want to own this business what have you. But at the time the stock was about ten eleven dollars the company is training but four times enterprise value of free cash flow. that. That is rock bottom fools that is something that is going to go away. That's what the market is telling you. Flash, forward, to today and oh positive cops. Oh. We have a plant. They've they've suspended their dividend they've they've halted their. They've halted their. They suspended the dividend halted their share buyback plan I believe in. April. But with this. With this. report, they have generated a ton of cash flow. They've deployed it smartly they took down some temporary which they had out as part of the PARCO vid. They have bought back twenty percent of that long dated not in any danger to come calling debt they bought that back at a discount. Which is brilliant. They. So they're down to their down net debt down by about thirty percent from where they started the year. They have a store optimization program, which is something that a lot of these retailers the slowly melting ice cube crowd will call them. They are reducing their store count 'cause they don't need it because they can move to ECOMMERCE, which they've done a little bit they can move to. The geography is able he served by less stores and you see a lot of. Traffic that previously went through one store transitions to another and. They are steal a Ron grosses them here they are firing on all cylinders and I'm not sure. Anyone. Thought is coming. I am I am both thrilled that they are doing this they're having success because everyone loves a comeback. I'm less thrilled that you own it and I don't. But. That's mainly because I had this in my hand a year ago Chris and I'm holding it up. The skull of York. And and I'm looking at it and I didn't at least put a little field position because as I said, at the time training for four times free cash flow that is close to no-brainer territory for me. So two other quick data points before we go to our next story. Not. Surprisingly digital sales of big driver this quarter. That goes hand in hand with the store closures so Another smart move by Trittin and his team. And also Happy to see that they're you know suspending the dividend that they're. Suspending the sticking with the we're not going to buy back shares. I'm also happy to see they're not offering guidance. Their New Orleans. No need to at this point. Let's move on the third quarter sales, for Pepsi, grew five percent and. Kind of like we saw three months ago snacks and some of the beverages particularly the Seltzer. Part of their portfolio helping to make up for the fact that somebody restaurants are closed. So many sports and entertainment venues are closed and. That's that's the stock is basically flat and this kind of flat for all of twenty twenty but. Nice to see that the the salty snack part of the business is making up for the sort of the tried and true Pepsi part of the business. Gilead household particularly the soon to be sixteen year. Old Member of the Gillies household has been doing his part to. To to help with the salty snacks portion and shareholders. Thank him. Yeah I was GONNA? Say. You know dude. There are other food groups other than Doritos. Look it was a perfectly acceptable boring quarter from a perfectly acceptable boring company and and I think you know Chris but maybe some of the listeners not know. For, me to call a company perfectly boring from for me. That's a compliment because I like businesses that are boring. Not Terribly exciting person myself I enjoy. Investments in companies that just actually do what we expect them to do, and essentially just get it done quarter after quarter. Pepsi is not GonNa. You know if you'RE LOOKING FOR PEPSI TO BE A. Ten bagger. You know anytime soon like the aforementioned by we mentioned earlier. That's not gonNA happen. They are just a steady bedrock performer for your portfolio and we all need a few of those. So we can go after the more exciting things in our portfolio. Yes. So it was it was A. It was a boring it was a boring quarter but boring is nice because boring boring says, oh, we end up four four plus percent on. Organic revenue growth total revenue growth went up five plus percent. EPS Is up ten percent year-over-year just for the quarter. It's still down for year to date, but of course, Mindy Stan why because the previous quarter? Cova. no-one no-one was new what was going on? So we kind forgive that. They are they're pointing towards the full year. They did give guidance their point point to a full year of approximately four percent revenue growth approximately five fifty core earnings. Stocks at about one hundred, forty bucks. So it's not cheap. But it's not terribly expensive, and again, this is one of those widows and orphans stocks. You can buy put it away and we'll see you when you retire. Hugh Johnston, who's the CFO at Pepsi? Granular on CNBC this morning talking about because when you think about all of the food and beverages they have across their portfolio he got granular talking about the new cheetos macaroni and cheese saying you know they're trying to keep up with demand as a fan of both cheetahs and macaroni and cheese I haven't tried it yet but I can see why it's popular. Any. Do they give any color on the? Two. Portals that they were direct to consumer sites that they launched earlier this year snacks dot com and Pantry shop dot com. Sadly, Chris they did not at least in the conference call or the press the presser maybe in the ten Q I haven't read the ten q yet obviously but. Yeah no snacks dot com I can confirm both of those sites are open and accepting offers as of this moment. SNACKS DOT COM and Pantry shop I think is an interesting one because they are. You know you are buying your you're you're buying all of your Pepsi Slash quaker products. Simultaneously in in in the various groups. So if you want your everyday Pantry, you want to get your your oatmeal and your healthy. Your healthy Chia bars and your rice cakes do people still eat rice cakes and if so why? You can get all those delivered at the same time or your snack package your breakfast package You know it's it's interesting to to have it delivered. I I'M NOT A. I I'm one of the three people in North America is still doing own grocery shopping. So I'm probably target here but I know a lot about the people how to use it and I think probably if I let my as I mentioned a sixteen year old note that this thing existed. It might be his only source of nourishment. So yeah, don't don't. On, the first time I went to that website I kind of went crazy to the point where in the box showed up to two days later even my kids were just like. This is a lot of snacks and was like, yeah I may have ordered too many but but I regret nothing. Playboy. Enterprises is returning to the public markets after nearly a decade and because I was are out of fashion, playboy is going to be doing this through a speck. Mountain Crest acquisition is a current special purpose acquisition company that is going to be taking playboy public through a reverse merger and wants to deal is done that company where the ticker is MC. ABC? Is. The playboy name and the ticker symbol P L B Y? I guess I, I saw this story and I thought, okay I'd that's one way for playboy, which is a private company and has been since twenty eleven. I. Guess That's one way to raise money. I, I, I'm hard pressed though to think that. The second round of playboy being a public company is going to go any better for the company and for investors than it did the first time around. That was my initial take as well, and you say it's one way to raise money I'd say it's one way for insiders to cash out. Tomato Tomato. The more I think about this though. I could be spectacularly wrong and it wouldn't be the first time. This might be quite this might be interesting I can see. I can see a number of thing, and I just find this interesting from a number of re. I as you point out. Yes, playboy. Is private the SPEC the Special Purpose Acquisition Company Mountain Crest Acquisition, company. It's out there. Now it's got. It's a walking wallet got a bunch of cash their stocks over ten dollars specs go at ten bucks. There's nothing you can. You can go buy today Chris if you want. And You can just sit there and wait until the transaction is completed in q one. If. You WANNA own playboy. So, playboy today is not playboy of the past for thing, magazines have died. So, there are no issues of the iconic famous magazine. These no regularly published issues and I believe they went to quarterly publishing versus. Monthly publishing before that. So what playboy is trying to be or this new iteration trying to be a licensing company and they're calling it across four major categories they're saying sexual wellness, which I'm just going to skip to the next one, which is style and apparel which is. Apparel. and accessories for men and women globally gaming and lifestyle also digital gaming hospitality and spirits. So you can get yourself some playboy-branded Bourbon. And beauty and grooming, which is fragrance skin care grooming cosmetics for men and women. Okay. That sounds interesting. They're not a publishing company more avoiding that and I guess they have a bunch of online stuff as well which. Tell people they can go look on their spare time but. They are calling themselves a streamlined high growth business. The company has four hundred million in cash flow contract through the next eighteen years. and has products available for sale and in ten thousand major retail stores. In the US, this is a brandon company. Now, now, what you think of the brand and what you associate with the brand, the iconic a bunny ears brand, of course. Is Is. is going to be probably a nuanced and varied. I can understand why some people. Would not want to do with this brand I completely understand that is not. Bend the most shall we say progressive brand in history? It has fostered some. Attitudes, particularly women that. I think it's fair to say some would find distasteful and I I completely understand why? And for those people, they're just not going to be shareholders and that's that's fine. But what I find interesting about this if this, if the licensing deal and we have, we've already had a certain dry run of this in. Do you know the magazine Maxim? It was. So it's a men's lifestyle magazine, girly pictures, and whatever it was bought by an entity called big holdings. I'm going to say eight nine years ago. With the goal of they went into change it from the the lad magazine into more of a lifestyle brand licensing deal what playboys doing. Now. I mentioned earlier it's important to have You know leaders businesses, you respect and trust big lorry holdings is not one of those businesses but I do know that they even though they're circulation sales are down significantly there they have turned that profitable on a small scale with the licensing strategy. I suspect the playboy will do a better job. And It will depend on the valuation coming out but you know when analogy I might throw up as. As a comparison is. Franchising businesses in the in the restaurant space. So a restaurant brands international, which owns importance and Burger King. Dunkin brands, which of course owns your beloved Dunkin donuts. Those are those are check cashing businesses, they they sell the franchise to a Franchisee. And then take tax six percent of their gross sales and royalties every month plus x percent for advertising they sell you a system and so those are very asset light cash-rich capital Genita- businesses. And part of me wonders here it's obviously not the same as selling. Coffee and whatever. But part of me wonders if that is what this business will look like, and if they are truly in the growth business and the cash generation business, this might be an interesting opportunity. And you just hit on what I think is the most interesting thing to watch. Once it becomes a public entity again, the high growth aspect of this because now we're going to see Now, we're GONNA see through quarterly reports. Okay. Are you growing? Because that's one of those things where we investors and the market in general get to decide what we consider to be high growth And I again I had I had your initial take which was. Oh please. Like if it didn't work the first time. It's going to work less well this time. The more I read about like. I'M GONNA keep an eye on this. Curiosity. Jim Gillies always talking to you. Thanks for being here.
Bitcoin Dominance Increases
"Trading. Wise. It nothing really neglected the markets and the felt damn good. Every day just tighten awakened away from from the shots was read honest refreshing thing and it's brought me into position now feel better about looking at once again. Yet. So it's been good as far as the mangams consent of talking about eleven thousand, one, hundred, twenty dollar mock around that region, which was the also pull level as before the the full bitcoin fell and you know we we have found resisted that level. We bounced off it on. What was Saturday. Pullback yesterday we're up point four, percent yesterday were down one point five percent. We actually close the wake up five point, seven percent, which is a pretty good week following on that cradle break it's a, it's a good week No complaints from me at all the markets have been a little bit slow for the traders. There was a couple of good trades on the I think it was five, four hour las not. The showed up It was at six PM Bob Wilson. Wasn't. So I wasn't there They look quite good. Right now, I was sitting at ten, thousand, nine, hundred, sixty, two save push up through the high that was created on. Saturday. Leading thousand, one, hundred, ninety, five. Thousand two hundred, we got three there, and hopefully we can say goodbye to that resistance and get a good run on get some good trends BEC into play because it has been a little bit. LASTA over the last few days and that market hasn't done a great deal of moving locker said ten, thousand, nine, hundred, and sixty one point four percent rotten. Now, a theory is still very sought look at realistically needs to get about four hundred. That's the point where I think we might see some is there on a theory of the weekly. Dig Close, up not by much one point, two percent were up twenty, three, percent three, hundred, seventy, three dollars raw now little market. I'm really jumping up and down to try to the nor is exa pay, which is currently twenty four point six cents flat. On yesterday thus far the weekly Kennel it did close up. Enclosed at one point, eight percent. So a little a little pop of wind to the upside, their daily trendies office it's very average. It's not. You know it's not exciting me in any. Sense, of the word. Bitcoin. Cash was down yesterday solid three percent closing at two twenty, six, twenty interestingly the weekly a dig close up. But again, only one point eight percent against showing that bitcoin dominance is starting to return to be the perfect storm that potentially that will speak to you about in just a moment. Bitcoin to Bitcoin cash to twenty, seven, seventy five, which represents a point senator sending so far on the dye lot finished the week actually down, it was down two point, two percent it closed at forty seven dollars and nine saints. It's forty, seven and fourteen, which represents a point one percent. It looks very wake at the moment that thanks said you could very easily push up. It's GonNa get three, fifty, one dollars thirty four to get that trend looking. The why? Though I want to look full for to be essentially reasonable for me? It's not there yet, and until we do get there until, of course, we full further It's not trying to make base again bit of the of a good full yesterday I fought the sent Dan it's a market that I'm watching this show is it was down lost weight five point seven, three percents. Well, it closed one hundred and fifty three dollars a ninety, six percents and look. It it's in a daily death. It is a daily down trend is a weekly momentum down the to our. Quite, good there on faith cradles physically city. They're just waiting to see how that goes throughout the and save account. Get anything. It's a one, fifty, four, fifty, five, point four. percent. Today. Cod Donald. Love to see a low coming here in a push up through that ten cent motte to get daily trim back into. The swing thing. It's not done that It was Dallas weeks pretty heavily six percent Pretty heavily considering it was a sly wake at sitting I point nonsense rotten now bonnets. Lost Weight was down fourteen point nine, four percent closing at twenty, six, thirty full. It's on the twenty six, thirty four right now which oversees. On, the Diet and yesterday down three point three percent bonds will sort of get his engine running again on. I'm sure probably will if we get a bull market but there's nothing that fraternity for me at this time of also very flat the weight that was was pretty average. It was down two percent very, very little volatility on a US at the moment and Sorta does it. Will Spike that way its up point four percent rotten out to sixty three cents. But Very Saad wise. Not Try to
Snowflake's Stock Price Soars in IPO
"Welcome to pass money a blockbuster debut for the biggest. IPO. Of the year cloud companies snowflake pricing. It's public offering at one hundred, twenty dollars a share closing at two hundred and fifty three dollars a share that is a gain of one hundred and eleven percent. But this isn't the first time. We've seen a monster move in public debut. Let's get to Bop Bassani with more on that Bob. Hello Melissa see you. So you think snowflake over one hundred percent of its first day is a big deal. Not really there's been plenty of companies that have had I ate POPs bigger than that this year loan and they include just take a look here. Biotech firm cure back was up two hundred and forty percent on its first day of trading software as a service firm big commerce up to one hundred percent biotech firm. Berkeley light of nearly two hundred cloud company and Seino up one hundred, ninety, six, percent insurance fintech firm lemonade up. Thirty nine percent on their first day of trading what they have in common is there either tech or biotech firms are they outliers marginally but the first day pop for IPO's this year is notably higher than usual. So the historic first they pop for an IPO usually about fourteen percent. That's. Historically but not this year the average I stay pop in two, thousand, twenty, thirty, six, percent. What's going on? It's not stocks are cheap. The multiple of tech stocks are historically high people are willing to pay more protect because there's just a higher degree of risk appetite out there, and if you're suddenly inspired to start buying these high flying IPO. Cautious. About this look after the first day the post first day returns of other high fliers is not encouraging. So there's been eleven IPO's this year that have popped more than one hundred percent. On the first day they have average a minus, one percent return from the first day closed forward. So be very careful Melissa here big pop on the first day for some of these. But after that very difficult to maintain continued momentum most about you bob thank you good to see you Bob Cassani and who is holding the bag in the aftermarket when these Ip has declined from the first day pop guy probably the retail investor this has been the story of the issue markets. Began though and it continues today. So. You wonder why people get exercise when they see things like this is exactly that I mean I'll say it I'm not. I'm not a banker I never was a banker and I'm sure to upset some people by saying this but. There's no way to put it other than the fact that this was completely misplaced. Now I'm sure the great bankers are J. P. Morgan and Goldman and whoever a city I think was on this deal and company will say, no, we price it right. You can't tell me that a company that has a seventy billion dollar market CAP, which was open it you know price at one twenty and tripled almost in price and had to be halted its some point today for price volatility was priced right and the people watching saying, how is this not a game I? Get it it it upsets me as well but that's the way the business works in that to me is problematic mill. Why does it upset me? WHAT'S THE PROBLEM Tim i? Think they thought it was valued at something investors in the market. Thought it was something else I mean that's the way the markets work right? Again, though it's it's it's terrible price discovery because you have some sense and bankers WANNA price and the companies want a price that deal that leaves him upside for investors but but to be clear this is three times more at least the guide from last week and so the the question really is, how can they be so far off environment where we know people are paying almost anything for growth and actually wear and cloud services but but ultimately, I think the real question is who gets access to this. IPO and the thing that's troubling is that this is not a fair game. And the allocation process is one that makes sense that there are plenty of opportunities for people who did not deserve big allocations to get them and I realized this ultimately. The dynamic of a company. First of all will say I want a certain institutional investor base on my cap stack and those are the people. I want my deal. I. Don't want certain people. Read investors typically are not the group that companies want There's a perception that they're going to be in their flipping those stocks faster. The reality is that there's a lot of hedge funds. They'd probably flip this thing aggressively today. So again to me, my issue is with the allocation process and that it's not. It's it's not a fair process maybe it's not supposed to be asked the bankers that because I think that's what this comes down to to be fair. There are some companies that actually say in the allocation that they want a certain amount to go to retail trading firms like a td Ameritrade for those firms. So then Dole out to retail investors but gosh, I think to brings up a good point in terms of the average per se popping thirty six percent this year that really shows you what this market is these days the search for growth and what investors are willing to pay for that growth. Yeah, and also you got to you have to factor in we're in a different environment. So the offering price is different than the opening price, and all of that is based on interactions with institutions trying to figure out supply demand while everyone is filming from podcast or from an ipad in their home. So it's very different than last year. Very different. The whole IPO process having said that it really speaks to the reach for growth. So, if you have the price action that we saw today. Think about it. It's Tim said you want to have if you're coming out as a public company, you WanNa, put your stock in institutions hands where they're less likely to flip out of that stock on the day of the. IPO. And that's where the whole system. Might be flawed, but it's worked this way for a tremendous amount of time, and there's always going to be a problem with any system anywhere.
Sony Xperia 1 ii or OnePlus Nord? (with David Imel of Android Authority)
"Why is it that the minutes before every show? It's like every show usually like you and I. We've podcast it together for so many years now. Something always happens my trust. The audio interface that I bought just spur getting my audio better in all of my content, somehow just crap the bed. And I'm so disappointed right now. Not Technology just doesn't work when you want to, but it'll work at every other time. It's like reporting a review or something and. While I'm using this stuff. Nothing ever works and then I. Try to get it on camera, and it works every time just like I hate this. It's so funny how that works like. The one saving grace. Is that this this audio interface that I'm currently like lamenting and disappointed over? It's only it's only one hundred twenty nine dollars which it's. Anybody out there. That might be thinking. It's still one hundred twenty dollars. Yes, you're right, but in the world of audio equipment. That's actually kind of cheap. Compared to everything else. Yeah, exactly. End So like okay. I just wanted to grant for the first like thirty seconds by David the show. And David has he C-, he keeps things simple. You got your one more triple drivers in. You're just using the Webcam on the surface book three like I got. Props for just keeping things simple. Meanwhile I'm saying I'm over complicating my whole life. You know me I'm a minimalist. It is it is. Handy at the surface book webcams. high-quality, meanwhile, the AH SEUSS Webcam on the laptop that I have which I love for video editing. Doesn't even work. It just stopped working after a week. Of Own and so well you and I've been talking about that laptop for a while now and I'm still so. I'm still so jealous that you have had it for as long as you had like. You've used it extensively and oh, yes, since like November yeah. Without getting into details about what the meeting was about, we were in a meeting yesterday, and he literally had the meeting playing on the second display while editing his video and I was like that's what I wanted to do I. WanNa put Youtube Down there. At the telegram messages from you coming in the side like this now visit multitask. Does that. Does that screen by the way I? Think What's the name of the Zimba-? Produce Road. Do I almost just said Zimba- dual so Zimba Produ? Does that I'm trying to remember? Isn't there a version of that laptop? Now where that second screen can tilt up or does that until they made it? They meeting Gaming Laptop version. This one's like creedy creator laptop in which doesn't really mean a lot. They have very similar specs. Except the new one is slightly thinner, has a better graphics card but yeah, the screen will pop out in tilt towards you and that's like. Nice because then it feels more like an hud where this is like. You know it's flat, but what I do like about. This laptop is like when you lift the lid, it pushes the keyboard up a little bit, so you have a little vertical. Oh. Okay you know, and then of course I got to carry. ME. It's impossible uses laptop without. This yeah. It's so funny that you need that because I love it. I was messing around like the other thing that David has gone me into in the past mechanical keyboards. I played around with so many of them in for a good. Lake Elliott right there. There's IT's impossible to use this without the risk. Basically, it's insanely uncomfortable, so this is really not a laptop. It's really more of like a a desktop rigging portable form. Yeah,
Revisiting the Archive: Shirley Willer
"And at that time was considered criminal. Thanked I remember being picked up by the front of my shirt back and forth by a policeman because I was on the streets at eleven o'clock in a head on slacks women's slacks and sports shirt policemen policemen. I was walking down the street trying to find a gay bar that I'd heard of women on and women's slacks but obviously made us Taylor as possible trailer clothing. Means what Brooks present. Now that I'm not talking about a man I'm talking about a woman's I had massive muscles here Made rebuild the top here. They costs fortune. I think cost me all one hundred twenty dollars to have tailored the policemen say anything that would he was hitting you too and he called me. Names Dan Pervert you acquire Uso me and so forth and you couldn't call the police. Could you didn't call. The police was a policeman but in fact I finally did find the bar and I'm not sure but what might still be. There was a seven seas where this the first bar you went to. So you got you got slapped around the first time you're on your way salmon and we're doing bar stupid question here. Was that frightening and was frightened. I was angry. Why were you had no right to do that to me? And that's been my attitude on. I might have done right you. How did you find the bars? How did you know about this all started out as most people do thinking I was the only one then? I realized there had to be more out. There wouldn't be any kind of books and it wouldn't be any definition but of course I didn't know how to war ended always Cormon came back. These nurses Miller came back in the navy and the army and then of course when they were working in the hospital we met each other and most of them were pretty flaming Queens. When you say these guys were flaming. Can you describe for me? What what that means. They will call it being extremely swish. The mannerisms were very limp-wristed. Even at work they would emphasize terminent characteristics. Thank goodness city. Hospital was simply didn't seem to pay much attention to it. They did the right to do the job right. That's all that matters at that time. Big Events in Chicago with the Halloween balls era gun Huge ballrooms one on the north side. When southside every Halloween all bars were off and everybody went in cost and all of us would get Tuxedos and over all the women and dressing are bushiest silos and we all go to balls The air gun was on the north side of Chan. Southside these particular big events where again run by the Mafia and We'd hired them scenes. You see and get a police escort through the crowds in order to get inside and one year gay people one year that people could be gay and it was the only visible sign that they're literally were thousands and thousands of gay people in the city. Where was the first time you went to this? And the nineteen forties was short short. We have to gotTA service because I remember. They dressed me how address you enter. Tuxedo and tied my and put makeup on me. I never worn makeup in my life wore dresses. When did you become aware that there was any kind of organized? There wasn't much unorganized organized movement The Oni organized group that I could find out about was one which was more literary and this is already by nineteen fifty early nineteen fifties and ten so what happened during the during the nineteen four. Then it was pretty much on our own volition that we would so many young women that were being thrown out of their homes so we started our own little informal groups and we take in all the kids. I take it out in the street and we would he pushing them to stop trying to hide it. be themselves. I believe that you should stand up becomes dangerous for most people. It's always dangerous for anyone who doesn't have any money in the bank. We weren't many of them endangered. Losing their jobs depend on the job. They would take no majority of wouldn't take jobs where they were endangered. They would go for the Dirty jobs rough jobs running elevator. I remember one in particular very bright girl but the only governor she could get was running an elevator because she wouldn't wear threats so are we didn't call ourselves any particular group.
Merger Monday, Bloomberg's Bid, Holiday Movie Recs
"Good morning everybody. Welcome to Squawk box here on. CNBC we are live from the Nasdaq market site. In Times Square becky quick along with Joe Kernan and Andrew. Ross sorkin first step on this morning's pod a couple of updates on stories we've had our eyes on or IRS's on if you get your squawk through ear buds instead of on a screen. Remember in October when French luxury conglomerate. LVMH made a bid for New York's iconic jeweler tiffany. Well they up the bed the very shiny prize a big deal. This morning of the world's largest luxury goods company has now confirmed his reached a deal to buy tiffany. This has been quite at some time in the making the price tag this time. One hundred thirty five dollars per share in cash sixteen point two billion dollars total the largest ever in the luxury sector the boards both companies approving that deal yesterday afternoon and the transaction expected to close in the middle of next year will mark the end of Tiffany's one hundred eighty two year history as a standalone brand and a little blue box isn't changing but it does reflect the changes to remain independent amid increasing consolidation across retail and adding tiffany's Eddie Murphy to the portfolio will strengthen. LVMH's position forcing watches jewelry. The group acquired Gary and back in two thousand eleven eleven like Lvmh t LVMH T- LVMH. What if I would pay? How much would that cost the figure out to add a t not to do you think they should? I think they should add T. You think it's that important. Is that valuable important as those ugly back and look but what is amazing is that they did get him up. I mean this one hundred thirty five dollar price tag came up from one hundred twenty dollars recall when when this when when they first went after him and the question I think we threw out. There was whether they'd get one hundred thirty five bucks one hundred at forty. They didn't push back if you go back. And Look at tiffany stock even two or three years ago where it was relative to where it is today so I I mean the interesting stuff therefore therefore baby gifts like a little spoon. Yes in general. I don't know it's like super retail. I think Chinese people love in China. It's big and Chinese on these sorts of come here it's really be in the United States. Just me personally. I you know when you go to forty seventh street. I'm sure not. I mean I would rather go down there. forty-two the haggle. Well just don't pay absolute top dollar for for stuff that everybody else has and another deal. We've been following following Charles Schwab effort to buy. Td Ameritrade as of this morning. That's done to Charles. Schwab Corporation is going to be acquiring. Td Ameritrade this is a story. We we first reported last week. Td Ameritrade is now naming Stephen Boyle as the interim president president and CEO suspending their CEO. Search because obviously this will be taken care of with with this deal. Charles Schwab is offering issue is going to be issuing one point eight three seven shares for every td ameritrade share. That's out there We'll continue to keep an eye on says Charles Schwab saying that. Toronto Dominion Bank's going to be holding about thirteen percent of a stake in the combined company. You could see right now. Charles Schwab shares which ran up last week on. This news are right now down by about twenty two cents to forty seven ninety eight so maintaining basically the gains that they had seen last week on this when it was first announced. Td Ameritrade shares at this point indicated by about two point three percent. That's a gain of a dollar thirteen to forty nine twenty six again after they saw gains last week as well. Charles Schwab saying that they see this deal being fifteen to twenty percent of creative give to the adjusted earnings per share in the third year in the third year of this deal Schwab right. It's going to be called Schwab. This sounds sounds like a fun thing though analysts have looked at this and said because they both have very strong trading platforms. That you won't see as much of the accretion in terms at the probably both the Charles Schwab and td Ameritrade plan trading trading platforms operating. Because they don't overlap. There's some things the. TD AMERITRADE has like options for insurance little bit stronger. Charles Schwab has a lot of things like People who will talk to you and guide you through these things because of that the probably see some analysts analysts speculating around forty percent in terms of the accretion that they can kind of combine and put these together with those both platforms need to advertise separately swap box. Random House expected to be where you will see some of the. Oh no no no I got a double double down on both platforms. They say anything. But I close with this point break- fees and I don't know I. I have not seen that to me though the two issues. That will be interesting a break-up fee whether you interesting because you think out trust issue not so much on the consumer side but potentially For for all of the investment advisers out there really I mean I think collectively collectively they have like sixty seventy percent. Would you say this is that works serious antics three so they are two things there. There may be a look. Get that and so you you care about that issue. The other issue would be about deposits that that used to stay at. Td Bank so td Ameritrade used to run all their deposits. It's into Toronto. Dominion Inter Dominion. That was actually a huge fee generator for TV bank. And so once. If you take those out I assume Schwab is going to keep those Deposits in their own bank effectively. What that does to? TD LONG-TERM SO. These are some of the questions that I think at least in baking world. They're they're probably so but I don't know I'm GONNA. We'll look great deal. That's good news for holiday. Travelers gas prices down this quarter of the lumber survey the national average falling four cents cents to two dollars and sixty six cents per gallon drop is likely due to an increase in supply now that several refinery repair projects have been completed. Also a word of warning warning triple as saying Wednesday is the worst day of this holiday week to travel with trips taking as much as four times long four times two hundred percent longer due to congestion I in some weather issues. That could be a little more difficult Wednesday out of on the East Coast here starting in Colorado and coming across do you. ooh The minivan. Yes sir. What about it? Is there a a hybrid model that you can buy make hybrid models. That'll make a cool or no. Let's give it up for just wondering why you haven't truck Tesla. Yeah that's what I was saying. Why why aren't you? Just springing brings for something electric because you need a minivan supplements. There's no electric minivans or there's no My mic one. Now they're not cheap anymore. Ah Minivans by themselves this is unlike so like so many of you. That don't walk the walk when you talk about other stuff. The vacuum cleaner in the minivan is more important than
LVMH wants to tie knot with Tiffany to tap fast-growing jewelry market
"There was once breakfast at Tiffany's now the American jeweler is on the sale menu live from London this is the marketplace morning report from the BBC World Service? I'm Victoria Craig Good Morning. LVMH the European luxury conglomerate that Owns Louis Vitton. Moh Champagne confirmed this morning it's in preliminary talks to buy tiffany it's reportedly offering about one hundred twenty dollars a share which would be thirty percent premium to tiffany's Friday closing price. LVMH already owns other upscale jewelry brands so why is it interested in the maker of the little blue box rebecca robbins globally Sri lead at Inter brand explains Lvmh obviously has been a powerhouse in European luxury it certainly is an opportunity to expand its presence in the US LVMH is the I I I if I had luxury group and alongside those recent acquisitions that we've seen and travel and hospitality and other areas it's another addition to its boat looking to strengthen that footprint tiffany has struggled with a decline in sales in recent years despite jewelry being one of the fastest growing luxury segments so is it a matter are of global economic malaise hitting customers or is tiffany just not cool enough for the younger demographic it's a global Brown that is always excelled in cross to accelerate innovation Shen it's a brand that became part of culture as much as an icon of luxury has been through a number of transitions and I think what lvmh seize the opportunity now to really the real potential of the brand for generations who are craving hard and fast the now and the next and that really is were LVMH excels reports indicate tiffany could off this offer saying it's too low do you think there is a price at which it would go for a buy out the the financials around this always always difficult to predict we released our twentieth addition of the best global brands study and in that we value the most valuable
"one hundred twenty dollars" Discussed on Full Coverage
"Dollars on a foundation i think when you think about the lemaire being one hundred twenty dollars this that makes this sixty eight dollars very reasonable. I think a lot of foundations now hitting that fifty dollar mark anyway fifty five especially the high end of luxury mass mass and we're talking here guys yeah yes so the price on the foundation didn't shock me. I thought of expected it to be more so i was pleased with that into the juice. I have got shade light three. There are thirty six shades yep be light three. That's very exciting that means there are two lights and i'm usually the lightest and most brian or thereabouts or they don't have one light enough me here. There were two lighter so that was exciting plus. She really has catered as you would expect expect from pat mcgrath for the darker deeper end of the spectrum. She's catered for the undertones. I knew some people we talked about this. Last time we talked as news didn't think thirty six the colors shades were a lot in this post fantasy fifty shade world but having played with now i can see how it would work a multiple multiple your skin tones and textures because it's not a full coverage in the sense that it doesn't work with your face yeah it's very much medium coverage bridge and it plays beautifully with your skin when i think this is i would just jump in and say i think the difference between a makeup artist led brand to a abramowicz perhaps made by someone who's not make partisan foremost that's where i see that technology going into the foundation and taking those things on board yeah. She's made a product that works for everyone and i think it's absolutely stunning. The finish of it is real skin. It's very liquid thin fluid. Ah the actual foundation itself it just blends like a dream. You don't need a ton of it but it's much easier so the liquidators of it ah to me really reminded me of the hourglass.
Dell HP, US And Technology Association discussed on This Week in Computer Hardware
"Road up senior editor PC world, quote, Trump tariffs on Chinese goods could cost you one hundred twenty dollars more for notebook. PC says Dell HP and the. C. TA. So the if you're not really Technology Association and they they did a public comment to the proposed action that was filed on Wednesday. They are not super thrilled about this. Yeah. Whatever Dell HP get together to comment on something. It's usually a sign of how upset they are or how excited they are. The letter itself is. What I will affectionately call a bit of a dry read, Joseph Bardem general counsel, office of the US trade representative's bubble boulevard, Jervis about basically it comes down to the proposed tariffs and laptop computers and tablet devices here, and after laptops, threatened to disproportionately harm multiple US interests,
Online retail has all the advantages over brick-and-mortar stores, right?
"This marketplace podcast is brought to you by vast a global cybersecurity company trusted by over four hundred million people avast is dedicated to protect you online. So you can connect to the internet confidently avast keeping the world safe from cyber attacks. Visit them at a vast dot com and by evident, helping businesses create a solid foundation of trust and safety on their platforms by Cemil verifying workers in less time. And with more confidence evident is bringing competence and peace of mind to personal data interactions across the globe. Visit evident ID dot com slash tech to sign up and start running verifications immediately. That's evident ide- dot com slash tech. Online retail has all the advantages over brick and mortar stores. Right. Well, maybe not from American public media. This is marketplace tech demystifying the digital economy. I'm Jack Stewart in for Molly would. Amazon has built its empire in lodge pots on one transformative promise your stuff shows up in two days. And nearly a third of the US population has signed up for prime at one hundred twenty dollars a year. This mere instant gratification was forecast to be a very large nail in the coffin for brick and mortar retail, but all those physical spaces still have some advantages over the online giant mainly that there already near people. Amazon is expanding its delivery options with lockers bundled deliveries on a set day and this week a partnership with Kohl's. Yep. An actual store to handle Amazon's returns. Chris Hess is a logistics expert. He is designed supply chains Amazon, and he says the company doesn't just experiment wildly Amazon does lots of data analytics before they jump into anything. The ideas. A lot of them come from their customer service listening to the lines and doing data analytics what customers are saying. And then it goes into Ken, we make the supply chain. Do what the customer is asking for. Does it cost us more? Does it cost us less than what our current state is? And if it costs us a little bit more, what are the potential other benefits like convenience environment in those types of things. And then when they have enough to say directly, it makes sense they're going to go out and pilot to see if it works and then tweak adjust in ramp up fast. If it looks like it's got promised. And it definitely is convenient to get the things that you want in as little time as possible that, you know, a couple of days to have things delivered to your house, but that's to be expensive Amazon spends billions of dollars on shipping every year. So some of these moves actually about saving money. Well, I think Amazon looks at it a little bit broader picture is that all the brick and mortar stores and clerks and distribution networks behind them to get stuff to that show for you to drive to in by. And so they look at it as hey, we have all this money that we don't have invested in bricks. Order and stock clerks and those types of folks to do those jobs, so we can use that money to pay for transportation costs directly to your home. And some of these bundling things in lockers are just ways to reduce cost for folks that don't really need it in two days. But because they have prime hit the button do that what sort of pressure? Does it put on on competitors? I mean, they have seemed to have made this sort of two day delivery, the standard expectation now. I'm they absolutely. I think you see different things going on, you know, especially in the brick and mortar area with the likes of WalMart. Now with you know, order online swing by new way home to pick up at the store already picked impact. In somebody's gonna come out, and basically place it in your trunk for you. Right. Other companies that are brick and mortar are moving inventory out of their back rooms, and creating the film and operations in their back rooms and pains them they're on the way home to deliver packages for them to try and reduce delivery costs because they're already. Within three to five miles of most of their customers in that area from that store location. Chris has his now director of supply chain solutions for ten co logistics. He says expect more experiments and delivery choices. But to delivery is still Amazon's mainstay. Now for some related links. The idea of stores using that stuff to do deliveries on their way home sounds like an intriguing way of getting stuff to people without having to build a whole new network, but we're going to link you to an article from retail dive, which says WalMart had to go back to the drawing board after its first attempt to do just that also at marketplace tech dot org. A report from Reuters saying that the biggest challenge it faced was getting associates volunteer despite extra pay because they were worried about using that personal vehicles. Walmart is reportedly trying again with a revamped but much more limited scheme. And of course, we can't mention the future of deliveries without talking about drones after all the hype all started. When Amazon's Jeff Bezos promoted the idea in a sixty minutes interview back in two thousand thirteen well this week alphabet Google's parent company. Got the go ahead to start 'Delivering goods in rural Virginia and UPS is also flying blood samples from hospitals to labs via drone in a pilot program in North Carolina. We have details from the New York Times. And wired now performing medical deliveries. Sounds like stakes would just be a lot higher than for dropping off paper towels and pizza, but it is potentially also easier to sell a project local authorities and residents if you can call it potentially life-saving, I'm Jack Stewart, and that's marketplace tech. This is APN Carolina in Brooklyn New York wrote to tell us she's a longtime fan of marketplace, tech and appreciates the content and the mission. Thanks Caroline to join her in keeping marketplace tech going strong, donate online today at marketplace dot org, and thanks to Carolina and all the marketplace investors who make our work possible. This marketplace podcast is brought to you by the university of San Francisco at USF, you can study the new digital economy from its ground zero surrounded by the firms that built it and the startups that will create the next revolution. Their new masters in applied economics is a stem designated program that combines economics training with the practical skills and data analytics needed to understand the new digital economy to learn more and get an application fee waiver. Go to USF C, A dot EDU slash marketplace.
"one hundred twenty dollars" Discussed on Stuff They Don't Want You To Know Audio
"Going into the weeds too much. Yeah. This is a commercial powder keg. This could guarantee Russia's seat at the table. One of the criticisms that you'll hear about Russia. Fritzy often is that Russia is pretending to be a world power. Or a superpower. It's got a lot of domestic problems as we all do again, you know, most other world leaders care about that to the point that it might present an opportunity for them. But otherwise, it's like my job number problem. And so the criticism that you hear about Russia is that the have two things that give them a seat at the table, Newt nuclear arsenal and gas reserves, okay, hydrocarbon reserves. So if they were able to exponentially increase the amount of stuff that they control. In the in a hydrocarbon economy. Then they also they also increase their prominence and importance and influence in world affairs in other times of few years back not so long ago in recent history while we were alive when Russia could literally just turn off the gas supply to a large swath of Europe, just if they wanted to just, you know, flake fund one-day else, are you doing on a Friday that's power as power as power. It's not clear. However, yet, whether these reserves are whether it makes sense to get them right now. Yes of now. Oh, yeah. That's the whole thing. It's building the infrastructure in the having the technology to be able to extract that stuff from the depths where it exists in those cold temperatures, and all the all the other factors, even if it begins melting, it's still a tremendous. It would be a tremendous achievement to be able to get that. And it would. Cost so much money, which is one of the biggest problems here. There's this thing called the International Energy Agency or the EA we love to read those, and they believe that in order to make this economically feasible to do to extract. This, you know, the oil and natural gas here. The average price essentially of oil would have to be around one hundred twenty dollars per barrel for the development for this to even work to to make to have it makes sense you can make money back. So you're not just throwing money into the Arctic in order to make some back, right and four perspective. Right now, as we're recording it crude oil, probably averaged around sixty five bucks a barrel or so. Yeah. February of this year. So we'll would almost have to double. He to make some calls to the OPEC big heads and talk to them. I think they're also cutting production, right? Yeah. In Russia's part of the conversation. Oh, man different show. So there's also the cost of creating all the structure you need to get this stuff out. Right. This is no longer Beverly hillbillies land kudos to anyone who got that reference. They will have to build around one trillion US dollars worth or sixty nine trillion rubles worth of stuff to extract oil to process it to make it something that they can sell and they don't have this country. Russia does not have the technology so far as we know to exploiting those deep water deposits yet. Additionally, a lot of the stuff they do have to yuno to extract energy from this part of the world was not designed to cope with this part of the world melting. Yeah, it's designed to be in the frozen areas. You can see some the thing that we mentioned a little earlier the Yamal LNG project. You can actually. See images of what some of the some of it looks like and it is just built on essentially ice. I mean, he's just built on ice inside ice. And if that were all to melt, it would it would quickly change how that how that whole system functions. How that facility functions it could create a large issue. Yeah. Absolutely. Because there's gonna be a limited space is going to be.
Tech is helping house cleaners get benefits
"This. Marketplace podcast is brought to you by the university of Florida Warrington college of business transform your future with an MBA from one of America's top ten universities. Learn more at Warrington dot ufl dot EDU slash MBA in order to support the show. We need the help of some great advertisers in order to find great advertisers. We need to know a little bit more about you. So please go to pod survey dot com slash tech report. And take a quick anonymous survey that will help us get to know, you a little better that way, we can show advertisers. Just how great our listeners are. Plus once you've completed the survey you can choose to enter for a chance to win one hundred dollars Amazon gift card, terms and conditions apply. Again, that's pod survey dot com slash tech report. Thanks for your help. You're supposed to tip your house cleaner write about kicking into their disability insurance from American public media. This is marketplace tech demystifying the digital economy on jed Kim in for. Molly would. Some might consider domestic employees the original gig workers. There are a lot of similarities like intermittent income, and no real safety net is a problem that affects millions of workers like nannies caregivers and housecleaners the national domestic workers Lance is trying to change this. There's something it calls its innovation arm and DWA labs. It's bringing financial tech to domestic workers. It's new platform called Leah directs digital payments towards benefits for housecleaners. Marketplace's Lila Goldstein talked with one user about the platform, alleviate Mahia is a house cleaner in Brooklyn. Her son David is in the third grade and has a lot of school trips in always always he won. I can go with him. It used to be saying, yes, meant losing income. But last year, she went with her son's class to the prospect park zoo and still got paid thanks to a platform called Leah. It helps gig workers like her earned benefits. Like paid time off she pulls up the website on her phone Huma Boya plataforma. The leeann is the Mittel me contra Sania, she logs in chooses the worker option and sees a total dollar amount. It's money clients have contributed specifically for benefits clients select the client option find their house cleaners account and choose whether to give the platform recommends five dollars per cleaning this money can only be used for benefits offered by Leah then go toward or contracts. Didn't they eat thing goals will they be their Mahy is taken out life insurance and accident insurance. She also took to pay days off. Here's how bad stun when a worker reaches one hundred twenty dollars on a Lia. They can trade it in for a prepaid visa card like a lot of financial tech tools. Elliott automates something that can be complicated for workers to do on their own longtime workers advocate Pollock Shah helped develop the Elliott platform. What technology is really doing is in neighboring all. All of these multiple parties coordinating them taking all this transactions. Putting it all in one place, and allowing for the worker to be able to draw down those benefits, and it gives clients a more formal way to contribute to benefits Mahia is already comfortable communicating virtually she rarely sees her clients. She just text them notamment them excluding this. They huddle Yemi Leoneto soda. She gets a key. And they leave her money on the table at first Mahia was a bit embarrassed to leave fliers inviting her clients to use a Leah. But then she thought about all the other types of workers who get benefits oughta Mattingly. You don't think benefits you one the toll moon, though, that I don't know if you've seen us, they a whole ISM benefits us. She thought why not me, but you'll notice way at the net. The Goldstein brought us that story alita currently doesn't offer some really important benefits. No health insurance, no retirement plan. But as the gig economy grows. More workers will be looking for alternative ways to get the benefits. They need. And now for some related links. You may remember that Uber recently settled with drivers in California and Massachusetts for twenty million dollars. The lawsuit raises the question of whether drivers are fully employed as or just contractors the agreement won't end that debate. But it does that an average of about twenty two hundred dollars per driver. In those states NBC reports that the settlement amount is pretty favorable for Uber, which is trying to sign up. Its image ahead of an IPO. Uber has kept the number of lawsuits from drivers down by making it the default that legal disputes, go through arbitration, beware. The wrath of the rideshare driver though. More than twelve thousand have opted to go through arbitration now Hoover foots, the fifteen hundred dollars filing fee, for such cases and Gizmodo calculates that comes to about nineteen million dollars in fees for Uber. There've been several other settlements for the company, but none that would seem to break the Bank after all we're is expecting to be valued at one hundred twenty billion dollars. I'm jed Kim. And that's marketplace tech. This is a PM. Patrick in Santa Cruz. California wrote to us to say marketplace is an essential element in his life. And that we're helping make him smarter through high quality thought provoking and informative journalism to join Patrick and supporting what we do. Please donate online today at marketplace dot org. Thanks to Patrick and all the marketplace. Investors who make our work possible. This marketplace by cast is brought to you by brother investment tank printers. It's happened to all of us right before an important presentation that printer runs out of ink furthering festival tank printers helped put a stop to this and can literally change the way you Inc. Your choice of up to one or two years of ink included inbox helps eliminate the expense and hassle of frequently buying and replacing ink. Cartridges learn more at change the way you Inc dot com.
How to unsubscribe from streaming services
"Some job boards overwhelming with tons of the wrong resumes. Not smart but ZipRecruiter finds the right people for you. And actively invites them to apply. Smart. Try it for free at ZipRecruiter dot com slash tech talk. Ziprecruiter, the smartest way to hire. Do you have any idea? How many streaming subscription services you are currently striving to and you have any clues on how to get out because they make it really easy with the free seven-day trial to capture information and Bill you automatically because they know you're going to forget or right to cancel getting out is tough. Let's explore just how to do that together here on talking tech. I'm Jefferson Graham. So I signed up for the CBS all access service. So I could binge watch the thirteen episodes of the second season of the good fight, which is the sequel to the good wife. I loved it. But that's all I wanna see on CBS all access. I do not want to continue paying one hundred twenty dollars yearly for the. Service, which offers little more than on demand. CBS primetime shows a new version of Star Trek and oldies from the library like Perry Mason and twilight zone. I looked online for a way to get out. Couldn't find anything I went into the TV app and the help menu and the only option was the call CBS. So I did I think the callings intentional. I think CBS wants us to speak to a human who could urge us not to slip away. And that's just what happened when we connected. Can. I ask you why you're canceling he asked well, I pay too much money monthly and I'm cutting back. But what about all the shows you're giving up you get four live TV stations. Ten thousand shows the good fight Star Trek. I cut him off any finally agreed to hear me out. I gave them my Email address. And he deuce that I had signed up with items. He unsubscribe me and then urge me to register again under a different Email at CBS dot com. Going directly. And if I would he said he'd throw in a free month's service while maybe later in the year when the good fight comes back for season three. But for now, I'm happy eliminating yet another monthly fee, and now that Netflix has raised its rates. I have to decide whether it's worth it. My hunch is no now listeners if you sign up for Netflix or other TV apps, the I tunes you need to go to your setting section on your phone click. I tunes an app stores. Click apple ID, click view, apple ID type in your passwords. Scrotal the bottom scroll to the bottom and click subscriptions where you will find a list of your holdings once they're you can add it your subscription and click the cancel button. If you signed up for an app like HBO or stars, the Amazon go to the account section membership and subscriptions and look for the app, you ordered once you find cancel you will be asked several times to confirm that you truly no longer want to subscribe. And if you ordered one of these. Mrs directly, just go to your account settings page on the computer in hunt, and peck until you find cancel membership. It's hidden, but trust me, it's there now listeners what your worst horror story about trying to break up with a subscription service. We're all ears. Let's chat about it on Twitter at Jefferson Graham, been listening to talking tech, please subscribe to the show on apple podcast, these favorite us on Stitcher, which helps more people find the show. It's always thanks everyone. For listening in need of great talent for your business. But short on time. You don't have to get lost in a huge stack of resumes to find your perfect hire. You just need the right tools smarter tools with ZipRecruiter you can post your job to over one hundred of the web's leading job boards with just one click then ZipRecruiter. Actively looks for the most qualified candidates and invites them to apply. So you never miss a great match. No wonder eighty percents of employers who post on ZipRecruiter get a quality candidate through the site. Site in just one day. Find out today why ZipRecruiter has been used by businesses of all sizes and industries to find the most qualified job candidates with immediate results right now. Talking tech listeners can post jobs on ZipRecruiter for free. That's right free. Just go to ZipRecruiter dot com slash tech talk. That's ZipRecruiter dot com slash tech talk. One more time to try it for free. Go to ZipRecruiter dot com slash tech talk. Ziprecruiter, the smartest way to hire.
"one hundred twenty dollars" Discussed on The Dave Ramsey Show
"Class itself as one hundred twenty dollars, and you go nine weeks at your local church there. And there's I think there's about fourteen or fifteen thousand classes, right? This second running all over America, something like that. So you can check all this out. You don't have to worry about money anymore. You can learn how to handle it, you know, most people spend their life with money telling them what to do. And we teach you to tell it what to do one of the coolest thing that happened is the emotional switch that flips when you have power over money instead of money having power over you. I remember it. I mean, it feels like it's yesterday. But I was in my twenties, and Sharon was telling the story at dinner the other night tar kids over vacation. My youngest was asking about like when we were first married. He trying to get some timelines straight on win different things happen because he wasn't even born yet, you know, and she was talking about at one of her first jobs lady told her to cross-stitch, she was working at a Bank, and they sat and did nothing all day. There was a it was another Bank that nobody walked into, you know, it's an old-fashioned savings and loan, and so she learned to cross stitch. And so she's twenty two years old right across this. We have no money, we're broke. I'm sitting at home doing the checkbook twenty two years old. And I was freaking out. My heart is beating the sweat is on my upper lip. You get a little sweat in the palm your hands. I mean, you know, what fear feels like right? You don't stress feels like as a physical reaction your body. Right. Because this this stink in checkbook. I finally worked at around. And I got it. We had a dollar forty left in the account without bouncing a check. And my new bride of a few months walked from her new job with a bag in her hand. She.
Dow Jones industrials take second straight 2% plunge
"You're listening to the spoken edition of the San Francisco Chronicle. Dow Jones industrials take second straight two percent plunge by Marlee Jay another day of big losses knocked US stocks to their lowest levels and more than a year, Monday investors, dumped high growth technology and retail companies as well as steadier high dividend companies oil fell below fifty dollars a barrel for the first time since October twenty seventeen hospitals and health insurers slumped after a federal judge in Texas rule that the twenty ten Affordable Care Act is unconstitutional. Other stocks wobbled in morning trading than plunged in the afternoon. The Dow Jones industrial average fell five hundred seven points after a four hundred ninety six point drop Friday, Amazon led a route among retailers and tech companies including Microsoft turned sharply lower some of the largest losses went to utilities and real estate companies which have done better than the rest of the Mark. During the turbulence of the past three months, that's basically retail investors. Panicking said Mark Hackett chief of investment research at nationwide investment management. Investors, basically are confusing. The idea of slowdown with a recession, but investors dumped almost everything less than forty of the five hundred stocks making up the S and P five hundred finish the day higher the S and P five hundred index the benchmark for many investors in funds finished at its lowest level since October ninth 2017 it's fallen thirteen point one percent since its last record close on September twentieth. The Russell two thousand and index of smaller companies has dropped more than twenty percent since the end of August. Meaning that index is now in what Wall Street calls a bear market. Germany's main stock index also fell into a bear market Monday as companies like Siemens and SAP kept falling smaller US. Sox have taken dramatic losses. As investors have lost confidence in the US, condoms growth prospects, smaller companies are considered more vulnerable in downturn than larger companies because they're more dependent on economic growth. Intend tend to have higher levels of debt. Hackett said the current drop is similar to the markets big plunge in late twenty fifteen and early twenty sixteen which was also tied to fears that the global economy was weakening in a hurry. But even though the economy is slowing down after it surge in two thousand seventeen and twenty eighteen it should continue to do fairly. Well, it's a slowdown from extremely high levels to healthy levels. He said the globe isn't going into a recession the S and P five hundred skidded fifty four point zero one points or two point one percent at twenty five forty five ninety four the Dow Jones industrial average lost five hundred seven point fifty three points or two point one percent to twenty three thousand five. Ninety two ninety eight. The NASDAQ composite fell one hundred fifty six point ninety three points or two point three percent to six thousand seven hundred fifty three point seventy three. The Russell two thousand index dipped thirty two point ninety seven points or two point three percent to one thousand three hundred seventy eight point fourteen following the healthcare ruling hospital operator ata dropped two point eight percent one hundred twenty three dollars ten cents and health insurer. United health lost two point six percent to two hundred fifty eight dollars seven cents seventeen I health insurer that focuses on Medicaid and the Affordable Care ACT's individual health insurance. Exchanges fell four point eight percent to one hundred twenty one dollars forty two cents and Molina skidded eight point nine percent to one hundred twenty dollars many experts expect the ruling will be overturned, but with the market suffering steep declines in recent months, investors. Didn't appear willing to wait and see benchmark US. Crude fell two point six percent to forty nine eighty eight a barrel in New York. Brent crude used to price international oil's dipped one point one percent to fifty nine sixty one a barrel in London weaker economic growth would mean less demand for oil and traders have been concerned there's too much crude supply on the market. That's chopped oil prices by one third since early October bond prices rose the yield on the ten year treasury note fell to two point eighty six percent from two point eighty nine percent. The Federal Reserve is expected to raise interest rates again Wednesday the fourth increase of this year. It's been raising rates over the past three years and investors will wanna know if the fed is scaling back its plans for further increases based on the turmoil in the stock market over the past few months and mounting evidence. The world economic growth is slowing down Hackett of nationwide said investors will be. Happy. If the fat adjust its plans and projects fewer increases in interest rates next year. But he said investors might be startled. If the fed doesn't raise rates this week as has been widely expected. British Prime Minister Theresa may said parliament will vote January fourteenth on her deal setting terms for Britain's departure from the European Union. She cancelled the vote on the deal last week because it was clear. Legislators were going to reject. It may insists she can save the deal but pressure is mounting for either vote by lawmakers or a new referendum on the issue Britain is scheduled to leave the EU in late March. And if it does so without a deal in place governing its trade and economic relationships with the block it could bring huge disruptions to the British and European economies and financial markets. Germany's Dax lost point nine percent. That means the Dax which represents Europe's largest single Connie is also in a bear. Market francis. CAC forty and Britain's footsie one hundred both fell one point one percent.
"one hundred twenty dollars" Discussed on 600 WREC
"Limited duration of discounts like cyber Monday and black Friday, for example, obviously creates a sense of urgency as does the wording an actual dollar amount of the item. For example. A fifteen percent discount on a twelve thousand dollar watch may not be as attractive as the same price. Cut on a one hundred twenty dollar watch eight minutes in front of the hour on this morning. Jennifer Kushinka is back with more of America's First News coordinate combative Oval Office meeting that previewed what a divided government may look like President Trump sparred with democratic leaders and said he'd be proud to shut down the government unless congress provides taxpayer money to build his long promised border wall with Mexico the standoff with house minority leader Nancy Pelosi and Senate minority leader Chuck Schumer occurred in front of reporters. I will shut down. And I disagree. I am proud to shut down the government for border security. Democrats have offered one point six billion dollars for border security, while Trump is demanding five billion dollars for a wall during the campaign. Trump had promised Mexico would pay for the wall. French authorities have detained five people as they hunt for a suspect who sprayed gunfire at one of Europe's most famous Christmas markets in Strasbourg killing three and wounding at least thirteen Sky News. Correspondent Mark stone for many hours people were told to remain in restaurants and not come out the impoundment, which is not in the center of the city of it clearly is a a key institution in that city was locked down for several hours. People inside told not to leave something entered fifty security forces are searching for the assailant. Michael Cohen, a lawyer who made his career protecting President Trump is set to learn today, whether his decision to cooperate with federal investigators will lessen his punishment for dodging taxes lying to congress and violating campaign. Finance laws under federal sentencing guidelines Cohen stands to get around four years in prison, but his lawyers have argued for leniency. The US Geological Survey says a magnitude four point four earthquake struck eastern, Tennessee and could be felt in Atlanta. The earthquake occurred around four fourteen AM about seven miles northeast of Decatur there did not appear to be any immediate reports of injuries Jurassic Park. The shining my fair lady Brokeback mountain and Monterey. Pop are among the film's being inducted today into the library of congress national film registry. Twenty-five films are added each year to the registry, which includes features of all genres as well as documentaries animation films newsreels and even home movies to be preserved for future generations. So how about Fletch did that would make it in? I think it's already in. It's gotta be it's gotta be. Thanks, jen. Six minutes now in front of the hour on This Morning, America's first news. Dell's dedicated small-business.
Best Google-compatible smart home gadgets
"You're listening to the spoken edition of the San Francisco Chronicle. The San Francisco symphony proudly presents a new season of feature films with live orchestra featuring Jurassic Park law La Land, Mary Poppins and more. Visit SF symphony dot org slash film for details and information. Best Google, compatible, smart home gadgets from seen it lutron. Smart lighting seen that rating. Four point five stars out of five the good lutron in wall. Smart switches are reliable performers that work with Alexa, nest I f t t t apple home kit and Google assistant to name a few the apps easy to use and such helpful features as geofencing seen management and security mo- that'll help make it look like your home. When you're not the bad. It won't let you program your lights to fade on or off over a custom length of time. And the lutron bridge requires a hard wired Ethernet connection to your router the cost one hundred twenty dollars the bottom line. These are well worth the money. If you're serious about connected lighting next the nest. Hello seen that rating. Four stars out of. Five the good the video doorbell looks great and works consistently. Well, it's optional face recognition feature and advanced integrations with a nest Cam IQ indoor and Google home. Speakers set this above the rest, the bad a seemingly unnecessary. Chime connector accessory is included. And it's required as part of the installation for quote, power management purposes. Whether you have a manual or a digital doorbell. Chime there's no free video clip storage the cost two hundred to two hundred thirty dollars the bottom line the nest. Hello is the smartest video doorbell. Available and a really solid choice for anyone, but it's especially appealing. If you're sold on a broader, Google nast smart home, next Philips, hue white LED starter kit seeing that rating four stars out of five the good the basic version Phillips Hughes. Smart LED's don't change. Color, but they do enjoy all of the benefits of Hughes well-connected platform. They're also bright good-looking bulbs with easy to use smarts. And you can add extras to your setup for just fifteen dollars each the bad at seventy dollars. The two bulb starter kit comes with a fair share of sticker shock the cost. That's right. Seventy dollars the bottom line Philips, hue is one of the best developed smart home systems money can buy and this white light starter kit is the most affordable entry point. It's practically a must buy. If you're serious about smart lighting, next Google home rating, four stars out of five the good it accurately answers almost any question. You can think of it's got cool features that allow it to make calls control, your smart home help in the kitchen and more. Even sounds pretty good when playing music, and it can control your TV the bad. The speaker can't perform. Some basic tasks such as take notes it sound won't be good enough for audio files. Google home has caught up, but it still doesn't work with as many gadgets as the Amazon echo the cost one hundred thirty dollars the bottom line. Google home is a great smart speaker with a ton of capabilities. But there are so many smart speaker options out there, it's hard to give it a clear endorsement. San Francisco symphony proudly presents a new season of feature films with live orchestra featuring Jurassic Park law La Land, Mary Poppins and more. Visit SF symphony dot org slash film for details and information.
"one hundred twenty dollars" Discussed on Twinovation
"Dollars lost wages. One hundred twenty dollars has left me less money. My Bank account than like if I could find in their heart to mend. My broken Bank had be very, moderately thankful for your donation. Best Hefei hashtag rep shrip-. Right. Bring a lot of people are getting stripped these days and so you're bringing awareness to. Yes, yes. A piece of that money does go towards awareness piece, the five dollars you're going to give. I guess I could write it off as a road off. I mean, it's a write off. It is technically donation. All right. We gotta love chef. That's thinking outside just fifteen bucks, but. Well. That's ten percent over ten percent of the goal? Yeah, and they only take twenty percent? No, I think they take thirty percent to no way. I don't think. No, I think they take like, yeah, sure. For Jeff guy, you want to say that you are elegant. I guess like, I don't know if I can be I'm in customer in invest. We'll post it. Yeah, yeah, sure. Have to stay. You are else all the time. Yeah, we'll post. I could've done a bit -ly should have done a bitterly different yourself to customize. Well, we hope you feel better, but we hope money land you on your feet. You seem to have a little bit of a problem with it. I'm get gave teen bucks had problem that could have been twenty. Well, you're good kidding. Appreciate that goes. Yeah, it's big meal. Use the money to buy some hollowing tickets. Oh, what we want. That just means that I'm buying Halloween ticket that I bought a Halloween ticket won't be there. Don't do that goes, you know what time it is time for the motor..
"one hundred twenty dollars" Discussed on Your Mom's House
"Retail value is one hundred twenty dollars or the crown brush six piece brush set in silver or black. Retail value is seventy five dollars, and I tell you they gave me those six piece brush set wonderful for makeup. You make up his ladies so good. It's so fantastic. I got in this box glam glow bubble sheet mask very luxurious, the beauty blender. Do you know what that is? You put your foundation on their gene, and then you hit the point is every guy should be hooking their lady up in there. This is how you get in there is I have a happy woman all year. Along because it's a four times a year tea towels. I got simply whimsical, said of two t- towels or so. So soft luxurious and the skin and company Roma blue in Capri, shower gel member that JAL, it smells like a dream. So also you know, and also I got in this one was the Alfred French, press coffee brewer member that was cool, GD coffee press in this thing. I mean, that's how cool this is. So really you do have to try this out. You should get this for the women in your life. Sign up for fab fit fund today to get your fall box. The fab that fund fall box is in limited supply, and these boxes always sell out us our code, your mom. That's why, oh, you are MO to get ten dollars off your first box. Go to fab that fund dot com to sign up and start getting the box for a life. Well, lived use promo code your mom. That's why. Oh, you are. OM to get ten dollars off your first box. That's over two hundred dollars for only thirty nine ninety nine holy cow go to fit fun dot com. Use code your mom to get ten dollars off your first fab fit fund box. Thank you. Fab that fun. You go, John. John..
"one hundred twenty dollars" Discussed on WNYC 93.9 FM
"Customs enforcement, do, so millions of dollars a month and it, helps, keep local, taxes down but now some. Of those Democrats are joining activists to push back demanding the Hudson Essex. And Bergen county's stop dealing with ice WNYC's Matt. Katz reports Anthony visionary has a problem, it's a touchy situation without. A doubt the areas of Hudson. County freeholder that's what they call county legislators in New Jersey most of the inmates at the, jail he oversees the Hudson county. Correctional facility are not county criminals they're immigrants caught by ice in proceedings, to be deported including some. Longtime residents of New York New, jersey who overstayed their visas the Ecuadorian father famously arrested, while delivering a pizza to Brooklyn military base spent nearly, two months there this summer I feel for the families that are being broken up without a doubt, have a family myself and I would. Never want to see done to anybody in any situation unfortunately this is what our, presidents, don't to us and it's horrible venereal is, a, democrat like, everyone elected to Hudson county. Government and yet just like democratic Essex and Bergen county's Hudson is filling. It's jail with immigrants through lucrative contracts with ice. Under a contract approve last month by, Hudson county freeholder the county. Gets one hundred twenty dollars a. Day for mice per detainee and under President Trump's aggressive crackdown on immigrants the detainees and the, cash have rolled in Hudson sense. The collect about thirty five million dollars a year activists say that makes Hudson Democrats complicit with Trump's deportation machine Earlier this month, anti ice activists outside Hudson county jail chanted Libertad or freedom they made so much noise that the gel director says. They almost caused. The riot inside a wing that holds immigrants he told. Me about it during a tour he. Led at. The jail a few days later for media and public officials I wasn't, allowed to record your, in the tour but after two hours inside I went outside to talk. With, venereal about why he voted to renew Hudson's, contract with ice. If we didn't have, the contract obviously to be probably a third of the population would have to do layoffs one hundred corrections. Officers many of them Hudson county residents including women and people of color would be laid off and. Not just that an analysis from the county says if the contract with ISIS, scrapped taxes would go up to the tune, of more than eleven million dollars a year we'll be. Hurting our own staff will be hurting our own county, families that's the bottom line in Hoboken alone the county Data shows the tax Levy would increase by two point four million dollars, but money is irrelevant according to Hoboken officials the democratically controlled city council has unanimously approved a resolution opposing the ice. Contract at the. County jail the fiscal argument innovative self is highly offensive. To me because you can't reduce human. Lives to Dollars that's Hoboken mayor Ravi Bhalla he says of Hudson ends its, contract with ice Essex and Bergen may do the same other public jails across. The country are, already ending their arrangements with ice soon enough Bala. Reasons I won't be able to incarcerate all. These immigrants we should not be doing, business with the Trump administration in a manner. That enables and forces draconian immigration policies which separates families at the border and which detained people who've committed. No crimes. During my tour I met. An immigrant from Suriname in South America he said he. Was charged with a crime, but on the morning of his court hearing. Is agents came to his queens apartment they, arrested him along, with two brothers and. An uncle who had. No criminal charges beyond overstaying their visas all four now in Hudson county jail I found to playing. A board game, with no board the jail director said detainees sometimes try to smoke laced car Cardboard to get high so the detainees found another way. Marking up a bed sheet. And turning that into a board game it's obvious that there's a lack of programs that. Are being offered to those individuals Hudson county freeholder Bill o. day was also on the tour. He voted against renewing the ice contract with the. Gel more than six hundred ice detainees or their most living in large rooms with thirty two bunk beds stacked, close together in this unit two TV's were tuned to Telemundo and MSNBC but. No one was, watching a small triangular room known as the cage. Suffices for daily recreation they can only go, outside to the yard if no one, in the entire unit commits a behavior violation. Was it clean yes was it say it appeared definitely to be safe but what was the life like. There there. Was nothing for the individuals, there to do there was no real recreation activities day. Wants to phase out of, the ice contract over the next Year or two but in the meantime he proposes to take as. Much as four million dollars in profits from the ice contract and use that to make sure every. Immigrant from Hudson county as a lawyer and something to do all day we walked. In there everyone was just still on their bed at ten. O'clock in the morning we got an earful from inmates who say their complaints about the quality of the food has gone on heated Hudson's jail has more serious problems to from June two. Thousand seventeen to last March six inmates died, there including an immigrant whose family said he was not treated for medical condition the county is. Now replacing its medical contractor and we visited. A new medical wing now under construction on that note o'day, approves the proves? To. The battle areas that are undergoing is certainly a, very positive step but there are other? Issues a department of homeland security inspector general report. Alleges the gel lacks provisions like soap and toilet paper 2017 ice inspection reports showed twenty two deficient Including the dangerous use of pepper spray to suppress inmates use of force reports show guards regularly used pepper spray to control immigrant detainees. Twenty-five inmates were exposed. One day in March loan Yellen freeholder for Nari asked. The group of, inmates if they rather be here than say Montana they said they wanted to stay in Hudson close to their. Families in attorneys in New York New jersey that's reason enough to keep the contract he says Debbie shipped, to Montana Texas with the not gonna care about the image from the. Area neck and to have the families outside, ringing doorbells say hey my son's in. My father's at my mother's helper for one immigrant I talked to family visitation does not matter he has no family in America. He served time on a, separate federal criminal charge for a few months, before. Being transferred to Hudson on immigration violations he did. Eighteen months at Hudson county jails immigration unit And immigration is a. Food you'll get better food in the federal he was. Released on bail, and his cases pending so we didn't want to give his name I. Don't want to see if you're told what, you do sell each other game not hell but, jail locked. Up just like any other prisoner and. For those, Democrats, who don't think, undocumented immigrants or criminals who needs to be penned in all day that's exactly the problem Matt Katz WNYC news it's morning, edition, on WNYC I'm Richard Hake good morning seventy six. Degrees fair skies, in New York City we have a.
"one hundred twenty dollars" Discussed on BizTalk Radio
"Five percents of the one hundred twenty dollars i contribute how exactly does matching work it's a good question well in this case knowing that particular fund they're matching five percent of your gross wages i've never seen one that matches a percentage of the contribution it's everyone i've ever seen is a percentage of the wages that so if you're putting it if they're matching fifty percent on six percent which is a very common way to do it they're putting in three so they can stated a couple of different ways yours is five percent of the gross wages not five percent of the contribution some are against somerset at fifty percent of what you put in up to a maximum of six percent of your gross wages so just look at what they're doing there but they are they're contributing five percent of your growth gross wages you should have received or should have access to play a summary planned documentary plan summary document that out outlines how this all works but in your case it's five percent of your gross wages so you're you're putting you're putting in one hundred twenty and they're putting in one hundred yeah per per check it's not that they're putting in five bucks no but it's it's a question i think a lot of people have so let's just let's just reiterate for people that are saying wait a minute can you can you explain this a little bit better let let's say you're putting know you make a hundred thousand of gross wages in your putting in you know ten thousand dollars of what's the matching formula yeah matching formula ten thousand in your 401k okay let's say in the matching formula.
"one hundred twenty dollars" Discussed on The MMA Hour with Ariel Helwani
"Okay fair enough so so you mentioned this on tuesday yes you say we're why am i paying for my luggage why why do i not have one hundred twenty dollars extra per diem their response is we don't pay for the last day come back with california labor code vanden they pay you five hundred yes is supposed to be including we're covering your luggage covering you're pretty him the email actually came from hunter under campbell yes ad council you see yes and he's said that he said that so that i don't need to spend my time worrying about small things like per deums and luggage that they'll just give me this bonus and then i don't have to worry you with that i was yeah i needed the money i mean i was glad to get the money and i was glad that they were responding to what they was this when this was resolved i think it was thursday lingered for a couple of days yes you stressed out about this now you had a feeling it would be resolved now okay and is this the first time you brought these things up 'cause you find you see multiple times before is yes this is the first time that i've noticed in the past that you weren't getting paid for the last day premium internationally i believe that most international flights include the luggage so the luggage thing that's really what set me off in the first place you fought in mexico you fought in curitiba.
"one hundred twenty dollars" Discussed on The Jason Stapleton Program
"This is to go to an exchange cough up your your bank your ach information for your bank recounting numbers routing numbers and then by directly leave your money on the exchange and let them take care of it but i don't know that's just like using a bank and and i don't know i don't think i don't think that's the best way best way is to download a really good wallet like like electro or edge or a blockchain dot info or bitcoin dot com has a really great wallet and find somebody in your social group to to send you some i mean i was gonna suggest i do that too i don't know i don't i don't know if you own crypto but i don't i'm about any of it now listen you're going to be on the show i wanna i wanna make this let me let me just i'll explain it to you like i win it in years ago when bitcoin was was when it was trading here's i i became aware bitcoin it was trading ron one hundred twenty dollars or something like that and i was i was in deeply involved in the currency markets and i was making lots of money there and i had no real interest in like investing in crypto currencies because the technology was new but what i did look at was i looked at mining cryptos that back then you could some people claim the mining is more lucrative than than than just by assets when we looked at it what we figured out was that it we could do it but to do it on the scale that we wanted to do it would require we rent space and have you know like literally like like racks of servers reminding twenties and we said it's a it's a it's a big.
"one hundred twenty dollars" Discussed on KLIF 570 AM
"Eighty five eighty four all right we're back with bill sardi high level advisor to purity products bill if a man wants to go out there and assemble all of these fifty nutrients piecemeal and be talking about a hassle right i mean i you need to you need a good multi mexi gotta buy a magnesium formula vitamin d formulas some extra twelve to make sure you get the the right kind extra looting for healthy vision selenium for the prostate some zinc too i mean what a chore circulation nutrients the clutter because one hundred bucks easily right i came up with one hundred twenty dollars or thirty six pills a day wow it's it's obvious the most economical supplement available is a multivitamin the problem is they're not scientifically updated we read these studies and they say multivitamins didn't work of course they didn't use men's perfect moldy us where the science is us to tell us what we're taking maintain healthy levels of vitamins and minerals so that you can stay stay in the game make sure you know someone said why should all the guys with a healthy testosterone have all the fun come on guys you know you wanna stay in the game here and you know i was on the phone with a guy with his wife and she needed to run to the kitchen to check on a label and while she was away he whispered to me hey he built do you have anything for testosterone guys we don't have to whisper about it yes we do it's men's perfect molly from purity products.
"one hundred twenty dollars" Discussed on WDRC
"Your hose fisher show thank you for joining us open phones up triple eight eight two five five two two five triple eight eight two five five two two five kevin the start solve this hour in nashville i kevin how are you i'm doing well dave and grabbed me on certainly how can i help i am a recent luke nearby show and utilize report month and i've got a question about him i i currently pay about one hundred twenty dollars a month sabri i have about five years left of that before it's gone so i'm wondering if you a navy recommend maybe turning down the 401 k and checking at a debt and paying it off eighty in a year and you know the return on that would be pretty high as far as my savings so kinda wanted to get your opinion on that it's not the end of the world but i wouldn't do it uh i was stick with the fifteen percent going into retirement because baby steps four five and six you run simultaneous in fifteen percent of your income going into retirement age in than five his kids college you have children no good okay then babies than that skips babies have five so basically fifteen percent in a retirement any other money you find should be thrown at the mortgage innocent as you get your mortgage pay down to an eighty percent loaned value with reappraisal you can get the pmi dropped okay yeah i would kind of you're looking at it from like uh if i cut it off five years early is not going to be five years earlier that you're going to get it paid off any way shudder than that because you should be putting extra on your mortgage anyway okay so you're fire calculation is wrong is what i'm saying because that waiter were but if you're following the baby steps anyway i mean the baby in fifteen percent of your income going retirement any other money.
"one hundred twenty dollars" Discussed on KOIL
"The tax cut which they so virulently opposed so it's an additional if the richest man in the world has his way than the clowns at the post we'll get an additional one thousand one hundred twenty dollars over two years kay how much is that five hundred and sixty dollars per year that's what biz houses offering the richest man in the world the people the post and you know what they are going to do thank you sir may i have another thank you sir may i have another that's what they're going to do isn't that great management invoked the messianic narrative around baeza swelled defending these proposed these proposals in the most recent negotiating session last week post staffer frederick come coal fredrik kung cole who represents editorial employees in the bargaining unit told splinter the guild went on to publicize the remarks on twitter they're fighting with the richest man in the world over how much they're going to get paid and he says basically you'll take nothing in like you'll take five hundred sixty dollars a year each and it will be merit based on some of you will get nothing now sit down and shut up there you go uh and of course the dow jones industrial average is mike mckay is pointing out smashed another record yesterday 'nother record close yesterday and you know how much richer jeff basis is today that he was the day that donald trump was elected president a lot richer nine billion there you're saying i think at least mike mckay saying nine billion is that right nine billion dollars nine thousand million dollars he only paid three hundred million for the post after he was given a six hundred million dollar contract with barack obama cia john brennan cia the guy that voted for the communist party candidate for president gus hall as john brennan isn't it amazing so yet disney throwing thousands at their employees hundred twenty five thousand employees home depot varieties and jp morgan chase opening new branches hiring new employees giving raises i.
"one hundred twenty dollars" Discussed on WLS-AM 890
"Tax cut which they so virulently opposed so an additional if the richest man in the world has his way than the clowns at the post will get an additional one thousand one hundred twenty dollars over two years kay how much his hat five hundred and sixty dollars per year that's what these houses offering the richest men in the world the people the post and you know what they're going to do thank you sir may i have another thank you sir may i have another that's what they're going to do isn't that great management invoked the messianic narrative around baeza swelled defending these proposed these proposals in most recent associating session last week post staffer frederick kunkel frederick kunkle who represents editorial employees in the bargaining unit told splinter the yield went on to publicize the remarks on twitter they're fighting with the richest men in the world of rummage they're going to get paid and he says basically you'll take nothing unlike you'll take five hundred sixty dollars a year each and it will be merit based on some of you will get nothing now sit down and shut up there you go you have it uh and of course the dow jones industrial average is mike mccain's pointing out smashed another record yesterday 'nother record close yesterday and you know how much richer jeff basis is today that he was the day that donald trump was elected president a lot richer nine billion so you're saying i think at least mike mckay say nine billion is eric nine billion dollars nine thousand million dollars he only paid three hundred million for the post after he was given a six hundred million dollar contract with barack obama cia john brennan cia the guy that voted for the communist party candidate for president gus hall as john brennan his an amazing so yet disney throwing thousands at their employees 100 25000 employs home depot varieties.
"one hundred twenty dollars" Discussed on BizTalk Radio
"Craps table and the tables hot and there's a good shooter going on and you're making a bunch of money and you got a lot of money out there on the table way more than you thought she'd wind up with your openness you know just maybe that have some fun to have some fun i breaking i thought two hundred bucks out there i was hoping you know if i made money be happy with one hundred ten and walk away with twenty extra buck's will i had one hundred bucks out there i got like three hundred fifty on on the table as an example well what do you do do you let it ride some all in all probably not a good strategy because you know what some point is going to turn so what value averaging suggest you would do in this gambling scenario is to take you say okay i would have been happy if one would have a happy one hundred twenty at this point in the game so you take off few p take back some of those weddings in you stick him off to the side and so you have now one hundred twenty dollars out there now here's here's the problem somebody right next he's going to say what are you crazy this tables hot and it could you could have a shooter going other dental five six turns and if you'd left the money out there uv way up but you said you know what i'm not a gambler because it's the pie retirement by czech open is it fears the crap is will not a good game here no no this but this this is what value averaging is taking the money off the table is putting it in your pocket you waiting you're waiting he asked you could lose out on some some gains by doing so and you might have been better off but there's gonna come a time is going gonna come a time when that table is no longer hot when the markets are no longer in the longer is hot the more you want to stay in the more you bet the big of the vet becomes the bigger you lose when it goes coal exactly when it goes called all you.
"one hundred twenty dollars" Discussed on Bloomberg Radio New York
"Minutes past the hour i'm brian tartus in hong kong we check the markets every 15 minutes here on bloomberg radio well maybe the gas has already been led out of the bag perhaps you could think that in terms of the apple suppliers on this recent apple news so let's go back to apple it fell two and a half percent on wall street and this is on fears or speculation that iphone sales will fall far short of estimates but if you look at han high and some of the other apple suppliers as we've been discussing this morning there are already down about 25 percent over the past two months let's take a look at on high it topped out uh over one hundred twenty dollars and right now it's trading up today up twothirds of 1 percent at ninety one eighty for shipping you can see it's the same is true with many of the other suppliers that they have already declined almost to the point with some investors might think uh that now is a decent chance to get back in uh we'll watch how they trade today most of the apple suppliers are up today even though apple itself as i mentioned dropped two and a half percent mostly asian markets are off but not soul the cosby is down now a half of 1 percent we did get some numbers economic numbers south korea's december consumer confidence fell to one ten point nine from one twelve point three uh those numbers though fairly elevated anyway oil rose to the highest price since the middle of two thousand and fifteen part of that due to a pipeline blast in libya wti crude now at fifty nine seventy two brent crude at sixty six sixty nine dahlia one third one thirteen thirty and the euro is trading at a dollar 18 one of the quick note bitcoin is recovered quite a lot last 24 hours trading now at fifteen thousand nine hundred seventy one per coin 19 minutes past the hour let's get to new york and to the news desk here's these pellegrini with the top stories to these i think you've brian samsung air apparently j young has arrived at a seoul court for his final appeals trial he was sentenced in august to five years in prison after being found guilty of offering bribes to the country's former president.
"one hundred twenty dollars" Discussed on KGO 810
"One hundred twenty dollars to date which everybody gasped eighty one hundred twenty bucks a day is the average yeah hall for the people making the point that not everybody is homeless as a panhandler not everybody is pain handling is homeless right i don't care if you've got a fourstorey home with an indoor pool with these scream at me want to kill my kids that's every time you're you're you're housing situations irrelevant to me correct and i actually know a number of people are homeless you would never know they are homeless they they take advantage the various services they shower they have clean closed because those are provided in various places you never know their homeless an aide screaming nobody they're not committing any crimes are not doing anything right right um so yeah i get the difference in that but yet so the amount of money that there may every day and he said i will have officers arresting a panhandler or someone who's homeless or whatever they would you know they're they're they're smoking crack in the park or they're getting too aggressive whatever reason we had whereas them all the arresting them and people will walk up and hand him a 20dollarbill wild and say you know i'm on your side or don't let it get you down or anything like that while kandeh money wild they're being arrested for being abberant scary unpleasant lawbreaking citizens see to me it's a twostep process and this is i think the difference between personally meet a person like the the finger snap verse which is just hilarious um i i really had to condemn i almost laughed i almost laughed i just thought it was hilarious i mean it was series forum this happen oh my god really but if it twostep process if you have people engaged in behavior abberant behavior that's scary illegal unpleasant etcetera and it's hurting businesses it's scaring children you stop it you end it you make it so it does not happen and then you look into aright seems we've got a bunch of mental illness going on and here's what we need to deal with it are.