36 Burst results for "One Hundred Thousand Dollars"

Where's the value in NFTs

Motley Fool Answers

05:13 min | Last month

Where's the value in NFTs

"You first saw the acronym ft show up in your tweets you got as far as not at four. And then you realize you're quickly going down the wrong path and trying to decipher it. Nfc stanford non fungible tokens now from there. If you're like me you thought it had to do with mushrooms. Maybe mario brothers. I don't know so then you read a paragraph of an article got bored or confused and moved on with the knowledge that all of your assumptions were wrong. But then you didn't actually replace it with any real knowledge okay. And so that was fine until you started seeing f. T. everywhere and you realize that maybe you should learn what it means and also you have a podcast taping coming up so here we are. And it's not that ludicrous bro. Stay with me all right. Mitchell mitchell clarke wrote a delightful article on the verge explaining t so i'm largely relying on that also wired new york times and a few other places. Let's go all right. Non fungible tokens are essentially a way that you can claim ownership of a digital thing. So think music art tweets yes. These are all reproducible. But so is a postcard of the mona lisa. So non fungible tokens exists on a blockchain at this point. Mostly a theory but others are getting on board and there are online marketplaces like open sea bull and fifty gateway where you can buy and sell the official ownership of the digital thing again. We're talking music video. Art animated gifts for artists provides a new way to sell your work and you can also set it up. So that you get a little kickback. Every time the nfc changes hands with a new owner. Lots nice so right now. You're like bro. Why would someone pay millions of dollars for an animated gif when you can just download it for free again. Why would someone bhai a monet painting for millions when you can get it on a mug from the gift shop for fifteen dollars so it all comes down to the basic tautology that some things have value just because someone decides it has value now for some people the value might be bragging rights to that end. You get to buy an nf t fred digital drawing of a cat because you are looking for a new way to show people. You are wealthy for others. Value might be about your phantom or support of an artist or musician. Kings of leon grimes dead mouse and many others have released. And fte's for music and art and for others. The value might be purely speculative. You're buying the nf t for digital drawing up a cat because you think it will rise in value as many other people agree. They want that authentic digital drawing a cat. And you're like seriously digital yes. Ten years ago. A guy named chris torres created the animated. Meam niane cat. You know it as the flying cat with a pop tart for a body and it's leaving a rainbow trail behind as soon as you google. It you're going to be like. Oh cat i totally know what you're talking about. So in february torres created an nf t version and put it up for auction and it sold for nearly six hundred thousand dollars following a last minute bidding frenzy other f- tease out there. William shatner is dental x ray digital baseball cards photos of lindsay lohan. And the first tweet. By jack dorsey just sold for two point. Nine million. don't feel too bad because the proceeds argos support a charity. So there's that and if t. Are definitely booming right now with probably more speculators than collectors and fans driving up prices but experts looking beyond the boom. See a great opportunity for a new way to guarantee authenticity. So for example nike already has a patent to create. Nfc's attached to shoes to guarantee their authenticity. Called crypto. kicks so when you consider that. A pair of air jordan twelve flu games are worth more than one hundred thousand dollars. Yeah i think. I want an fte with that purchase. Please and maybe you're still skeptical like a bunch of people in the comments of the articles. I read but seriously. How is this all that new and different. It's not like people buy sneakers art or baseball cards for the value of the materials themselves. They buy them for the aesthetics. The design the rarity as the new york times quoted. Marc andreessen. ben. Horowitz a two hundred dollar pair of sneakers is like five dollars in plastic. You're buying a feeling and right now the feeling that. Fte's is similar to one a stamp collector or baseball card collector or art collector or fashion. Or even a speculator might feel. It's that feeling that you are special because you own something someone else wants.

NFC Mitchell Mitchell Clarke Wired New York Times Leon Grimes Chris Torres Mona Lisa Mario Bhai Jack Dorsey William Shatner Torres Baseball Lindsay Lohan Google Nike FLU
Fresh update on "one hundred thousand dollars" discussed on GG Over EZ

GG Over EZ

01:29 min | 10 hrs ago

Fresh update on "one hundred thousand dollars" discussed on GG Over EZ

"I'm still trying to keep it up. So m two thousand and twenty one as for one hundred thousand dollars. Would you let a wasted person. Take a shot at you from meters away. You wouldn't be able to move. Wait wait okay. So how much hundred grand for somebody. Who's wasted my fifty meters away to take a shot at with what what is using coal. Lau no fucking hundred cats free. You yet like a like a nine millimeter. Honestly i i. Would you like fifty meters one hundred k. Football and a half as a football and a half field would just a pistol. And i must if they're wasted. I'm thinking like the can't walk a straight line. You have a sheer like it's like people underestimate how hard it is to land a shy from a long distance with any gun to be wasted like the like you would have to be like one of those unlucky people in the world. That's i'm thinking about. How the drunk is i have ever been in. If i was shoot chrissy at fifty meters way that truck no way i would even get close. Why finally take it even if you're not drunk if you're not a heart shot and it's a hand gun at fifty fifty meters. That's still pretty tough. Yeah that's a tough shot joe arms case what. They body mass as long as in stipulation. Is they cover the hospital bills to. I'll cover my face. It's not gonna stop anything fingers like my time in a drunk dude fifty meters like i probably just goud how i take one hundred gay. I need that money. A simple pasta of haiku. S if you had the full knowledge to operate a tank submarine jet or a rocket ship. Which would you choose full of fun tank. Do that'd be never mind marine like actually low key like very awaiting unprepared. I was thinking yards. It's actually half a football field fifty percents but that's still that's still alive. That's yeah i would still. I still go absolutely Yeah i don't. I don't i guess submarine would be cool. That's my pick but it'd be kinda sixers feel. Powerful submarine tanker submarine jet rocket ship or tank rocket ship. You'll get so many chances you know what i mean. You can't just kinda a lot of if you're going on a rocket ship you can't just like i am coming back tomorrow like you know you're a commitment to that. Trump is true but then space. Let's face mr fruit. like whoa. You cut saturn species actually very uninteresting in our solar system has been just knowing that. I'm i'm no long runners. You know I would do that or submarine. No not a news knowing that. I'm that far underneath laura expert. I would rather know that. There's an empty empty empty void around me. Then that much water aside go space rocket or pinch sounds hot but then sick dude also sounds pretty high. I'm talking like temperature. i just really hot fudge. it has like a c- other jet thinking in that scenario. Yeah cramp does. Because i'm thinking about a jet that son right on you and then you're hot as balls and a tank you're cramped. That's hot. I don't know if you guys recommendations If you guys had to move to another state permanently where would you go and why. I've thought about this a lot. Like if i had no choice but to leave antonio i would either go to seattle or colorado as by going to say washington seattle because a seattle is cool and then i love the rain. And then colorado. I have my friends there and then also weeds legal. Yeah and maybe whatever. Sydney wanted to move to if she wanted pride tennessee. Because i had talked about it the milligram where we could go. That is one of the cheapest states. Livan the only one cheaper thinks florida. She does not want to be in florida. Yeah nobody wants to be in florida so tennessee. Or if i hadn't she's side that maybe washington cluster candidate. You wanna go up there. Coast of california kinda. Yeah you're on the west coast still your fiber you know. Although the taxes are about to be raised a lunch but law now doing baby. I do like the rain. says much to this question is from a blemish says rob besides pain any notable results from peleton Blue love you. But wins that pokemon stat happening mr of the video intros personable like. Hey he's talking to me wanna one. And that's cool. god. I mean no i mean. I've only been doing it for a week. are for month so he's only had to go he's only had to amputate both his legs and get by on this point but but no i mean i'd be crazy to be like. Oh yeah. I've seen crazy changes now like it's been that come up. Just wait until you get the cycle legs where your body's normal but then your quads. Just a huge. I hope dude. That's one kind of nasty. No they look nice. My met my friend. Mack has the greatest kind of the Johnny krumer asks a sense. Today is my birthday. What is it good birthday memory that you have what he asked said what. You're a good birthday memory. You have.

Donald Trump Seattle Colorado Fifty Fifty Meters Fifty Meters One Hundred Thousand Dollars Tomorrow Washington Seattle Mack Johnny Krumer Two Thousand Today Nine Millimeter Sydney Hundred Grand Both Fifty Percents Laura Florida ONE
From $33k in Debt to $100k+ in Net Worth Through House Hacking & Smart Saving with Budget Girl

BiggerPockets Money Podcast

06:46 min | 2 months ago

From $33k in Debt to $100k+ in Net Worth Through House Hacking & Smart Saving with Budget Girl

"Sarah. Welcome back to the show. I'm so excited to see you again. Thank you so much. I'm so thrilled to be here. Tell us what you've been up to the last three years. I believe in three years since i last spoke with you like on online. I've spoken to offline. Yes so last time i was on the show i had just paid off thirty three thousand dollars student loan debt on an average thirty thousand dollar income. I started at twenty six. And since then i have Saved a bunch of money and now have an over one hundred thousand dollar net worth and i am the owner of a duplex ashley. Hundred thousand air over here and if you haven't mentioned this earlier but if you haven't already go back and listen to episode six because it's just incredible i mean it's it's not the most debt we've heard paid off in the show but it's the most debt we've paid off her had seen paid off in the shortest amount of time relative to the income level that you had it's truly remarkable impressive feat and no surprises that you're becoming wealthy a few years later with the after after achieving that thank you it is. It's a lot more fun to build up the wealthy to pay off the debt. I'll tell you that and a lot faster too. That's really fun. Just grow compound. Interest is working for you or against you. Can you tell us a little bit about Just to catch up on the money story before we get into the review. You come a little bit of catch-up on the duplex potentially or any other highlights of the journey of the last three years. Yes so The duplex purchase. I actually have only had for ten months. So i bought it right when the pandemic started my i was wrenching and i was saving up for a property. 'cause i knew i wanted to do multifamily and i found the perfect place after shopping for a year. Right is the world went to hell so it came to the at a very good time because my rental apartment was actually going to increase three hundred dollars a month and so i started really seriously thinking like if i find the deal that where the numbers work. Let's go ahead and do this. So it was a two hundred thirty thousand dollar property in college station texas and it has three bedroom two bath on each side little backyard little three parking spots freeze unit very cute little things in a little subdivision near the campus texas a and m university campus in the direction that the campus is growing. So i very much anticipate that that will increase in value. And it already has. It's actually already to fifty after ten months. 'cause i just replied oh right i would point out that somebody else on this call also purchased in the path of progress and that would be scott not me because we have different investment styles but that is a really great thing that i think some people don't realize or take into account if the path of progress is going north. You did to be looking north. Because those are where the properties are going to appreciate at a faster rate than the potential path of progress than outside the potential path progress that nothing's guaranteed scott. Had a really great way to choose his property to and it was smack in the path of progress yeah parallel also my properties with two hundred and forty thousand dollars a very similar type of deal for us and even our cabinets are the same assault on instagram. Yeah the same exact cabinets that by my head but let me ask you. This is your property located what he said a path of progress in the best area. You could be living in right now if you were to purchase anywhere in the In a thirty mile radius not even close. But it's also not in the worst it's kind of a medium area. There's some older homes nearby and there's also a they just built like a walmart and a shopping center there and but more importantly texas owns so much of the surrounding area and they keep building in that direction. And i mean the university plans are on the website for free. You can go look at them and that like they're planning on growing in that direction so i could be just like a spit from one of their like giant new enormous buildings and a couple of years. Awesome in my understanding. Is your house hacking this. Yes so i am renting outside a i. Actually originally i inherited a hud tenant who is paying ten fifty a month. Her lease ended at the end of february. I m doing some fix ups on the project this month in march and i have a new tenant moving in april at twelve fifty a month also and i understand that you're crowd sourcing feedback on your remodel on instagram. So you can follow her at go budget girl and she really wants more opinions on how what color. She should paint the kitchen cabinets. A second. is that right. Oh definitely and the other parts of the house hacking of course is i actually so i have renters on a i live in but my boyfriend also lives with me and i charged him five hundred dollars a month in rent because nobody sugar mama i was. I was gonna say how did that him. That's still a good deal right. That's less than the other half the other side so like it's a three bedroom unit so we have an office and we share a bedroom. He has a lease that i worked for him. And we've both side with you know contingencies for things. It might happen. He didn't have a deposit he doesn't have pet rent and he essentially gets way more space than he would anywhere else in town for that price and due to that he's helping me with the a unit right now. He was mopping yesterday. While i was at work all right perfect it works out. But i'm glad there's the conversation and what's your mortgage payment on this It was originally just under seventeen hundred dollars a month. So i was paying one hundred fifty dollars a month out of pocket and but just reside and i was able to go down almost a whole point so my new mortgage is going to be fifteen sixty four so just under sixteen hundred so i'm going to be making one hundred dollars a month. That's fantastic. And so why did you refi. Generally it was it was it because of the Interest mostly or was there like pm. Is that you're able to shed or what were some of the things around that. Unfortunately i wasn't able to shed. Pm i quite yet. But i saw that interest rates were dropping. I was pleased with my rate. Got a three point six five right around the time that everything was going down and then it bumped up a little bit and i did. Fha loan so. I only put three point five percent down. Even though the property appraised for tenure. And more than i paid and even though it's now worth tango and more than that i'm still not quite to the level where i can shave off the pm. I but that's one hundred fifty dollars a month. And i find that to be worth it.

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How Much Should You Spend on Marketing?

The $100 MBA Show

04:42 min | 2 months ago

How Much Should You Spend on Marketing?

"Marketing. It's money we have to spend to bring in new customers. It's one of the things a lot of entrepreneurs neglect and they wonder why they're not making enough revenue one. Today's episode. i'm gonna give you a simple formula to know how much to spend to acquire customer. And how much and told to spend every single month on marketing a lot. We will go around doing this the wrong way. They kind of just think. I want to acquire customer in the cheapest way possible or i want to acquire as many customers as possible with the least amount of money. No no no okay. I'm going to save a lot of headaches a lot of time and especially money so this is what you're going through. Your first step is need to understand the ltv of your customer. The lifetime value. How much money on average does each customer spend at your business now. You might be using some sort of Data or revenue analytics tool like profit well or burr. Metrics or chart mogul but to keep things simple. If you don't have one of those tools about the way propolis freeze if you want to check them out. They can integrate with your payment processor. but an easy to figure out. The ltv is to kelly all the revenue you've ever made in your business and divide that by the number of customers you've had so the make things simple. Let's just say. I made one hundred thousand dollars in revenue in my business so far and had a hundred customers if i divide that that means my. Ltv per customer is thousand dollars on average. The amount of money i take from each customer in total is a thousand so some customers will spend more. Some customers will spend less but this is on average thousand dollars per customer. Now this could be because some customers are buying more of your stuff or coming back are staying longer. If it's a subscription service or Are buying up upsells. This all is factored in the ltv. It's an average of how much money you make per customer so this number is really important. Your ltv why because now you know how much you make per customer so every time you get a customer on average you're gonna make a thousand dollars from them in the lifetime of customers rating with you so now you know you need to acquire this customer for less money. You have to factor in how much it costs you to get this customer. Not only in terms of you know maybe add dollars of running facebook ads. But if there's somebody that's on your team that's hired to do this marketing person or using service you have to include that cost too but if you're doing it yourself then we're gonna go straight up the cost to acquire this customer so if you spent two thousand dollars to have a booth at a conference and you got four customers out of conference it costs you five hundred dollars each customer. If you're ltv's thousand that's not bad okay. You doubled but tv's three hundred. You lost the money on acquiring that customer. This why you're ltv is so important to know. How much money are you going to get by acquiring this customer so once you know your ltv you know you have this much wiggle room on acquiring that customer now. I like to at least start by spending twenty five percent of my ltv on the customer. Why because i have other expenses of my business. And i want to be able to skill this as much as possible so if my ltv one thousand. I don't want to spend more than two hundred fifty dollars to acquire that customer. Ltv is four hundred dollars. Then you spend more than one hundred dollars obviously the lower the caq. The customer acquisition cost the better. That means you are getting a tremendous amount of upside tremendous value from that customer with very little cost in your into acquire them. So that's a next thing you need to figure out. How much does it cost you to acquire a customer. Not every channel that you try to Market is gonna get you the same cac so you might run facebook ads and let's say for example. It costs you ten dollars per lead to get A lead and you can convert those into customer at a twenty five percent conversion rate. I mean it cost you. Forty dollars to acquire customer on facebook at you might sponsor a podcast and you have a unique link and that unique link tells you how many customers do get and this is why when it comes to something like sponsorships it's good to experiment and see With a few episodes how well it does. You can understand the caq so that you can double or triple down on this medium on this avenue of marketing.

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A Look Inside The COVID-19 relief bill Passed By Senate

TIME's Top Stories

05:15 min | 2 months ago

A Look Inside The COVID-19 relief bill Passed By Senate

"The senate passed a one point nine trillion dollar covid nineteen relief. Bill here's what senate by elena abramson the senate on saturday afternoon narrowly passed a one point nine trillion dollar cove nineteen relief package a key milestone for president joe biden to ink his first legislative priority into law the avalanche of federal dollars which clock in at approximately nine percent of the country's gross domestic product includes fourteen hundred dollar checks for middle and lower income. Americans extend unemployment insurance through much of the summer and provides seventy billion dollars to increase vaccine distribution and coronavirus testing. The bill was passed entirely along party. Lines with all senate. Democrats supporting it and all republicans opposing. This nation has suffered too much for much. Too long biden said in remarks from the white house on saturday. Everything in this package is designed to relieve the suffering and to meet the most urgent needs of the nation and put us in a better position to prevail starting with beating this virus and vaccinating the country. The house which already passed version of the bill on february. twenty seventh is slated to vote on the amended. Text on tuesday before sending it to biden's desk so he can sign it into law. Here is a look at six major components of the bill direct payments for millions of americans under the senate plan individuals making up to seventy five thousand dollars in couples. Making up to one hundred. Fifty thousand dollars per year are eligible to receive a fourteen hundred dollar check individuals. Earning between seventy five thousand and eighty thousand dollars and couples. Earning between one hundred fifty thousand dollars. One hundred sixty thousand dollars will receive some of that money but not the full amount. The eligibility thresholds are a change from the house's initial version which kept the threshold at one hundred thousand dollars for individuals and two hundred thousand dollars for couples senate. Democrats lowered the eligibility for the stimulus checks to get all democrats onboard after resistance from some moderates in their party. The decision means that an estimated seventeen million americans who received a check under former president. Donald trump won't get one under biden. According to a study from a nonpartisan institute on taxation and economic policy biden said on saturday that the government will begin sending the checks to eligible americans. This month extended unemployment insurance current federal unemployment benefits. Which a lot an additional three hundred dollars per week on top of state benefits are set to expire on march fourteenth. The senate bill extends the program through september sixth at three hundred dollars per week for households. Earning under one hundred fifty thousand dollars. The first ten thousand two hundred dollars of the unemployment benefits are non taxable to prevent surprise billing at the end of the year. These were also changes from the house version of the bill which provided four hundred dollars per week through all twenty ninth. The reduction in unemployment insurance in the senate version was implemented to ensure moderate senator. Joe manchin a democrat from west. Virginia would not break with his party. According to a democratic aide expanded tax credits for families. The bill raises the child tax credit for most families in the coming year by one thousand dollars to three thousand dollars per child. It's even more for families with young children. Many can receive credit of three thousand six hundred dollars for each child under age six. All of these credits are fully refundable and some researchers say these measures could potentially help cut child poverty and half funding for state and local governments and public schools. The bill delivers a three hundred fifty billion dollar cash infusion to state and local governments and one hundred thirty billion dollars to elementary middle and high schools to help them reopen safely. Local budgets have faced steep declines in revenue as businesses remain shuttered during the pandemic last september. The brookings institute estimated that state and local revenues would decline by one hundred fifty five billion dollars in twenty twenty one hundred sixty seven billion dollars in twenty twenty one and one hundred forty five billion dollars in twenty twenty two. The money for schools is designed to help them improve their ventilation systems. Hire more janitors and reduced class sizes to conform with social distancing protocols. Democrats argued that this money was necessary to save public sector jobs and enable teachers and students to return to classrooms without risking their health. Republicans said that the funding already allocated through. Last year's relief bills was sufficient and that sending more money the state and local governments was superfluous relief for restaurants. The bill includes traditional fifty billion dollars in assistance for small businesses including more than seven billion dollars for the troubled payment protection program and a break from previous relief packages. This bill provides twenty eight point. Six billion dollars in grant relief specifically for restaurants which have been particularly decimated by the pandemic

Senate Biden Elena Abramson President Joe Biden White House
$1,400 checks in COVID-19 relief bill would phase out at $80,000 instead of $100,000

WSJ What's News

00:33 sec | 2 months ago

$1,400 checks in COVID-19 relief bill would phase out at $80,000 instead of $100,000

"We report that. Senate democrats are making a change to the coronavirus relief package. That would tighten for some of the direct payments to americans last week. The house approved a plan to give full fourteen hundred dollar checks to individuals. Earning up to seventy five thousand dollars and phase out payments gradually up to one hundred thousand dollars in earnings. The cutoff couples was two hundred thousand now. Lawmakers say people earning more than eighty thousand and couples. Earning over one hundred sixty thousand will no longer be eligible for any stimulus. The senate is preparing for a vote on the package this week.

Senate House
Zoom rides pandemic to another quarter of explosive growth

MarketFoolery

02:52 min | 2 months ago

Zoom rides pandemic to another quarter of explosive growth

"We're going to begin with. I'll call this. I'll call the stock. The star of two thousand twenty zoomed video fourth quarter revenue was three hundred seventy percent higher than a year ago. And i suppose that next quarter is when the tough comps for zoom video will really start to kick in. But you know jim you look at the gross margins. I m video. They're going in the right directions and The stock was up ten eleven percent. Pre-market it's settled down from that but This is a great quarter. It's a great quarter in my notes. Here chris i not to be uncouth about it but i did say you know wrote basically down is there a bigger pandemic success story than zoom video in terms of markets. You know just taking taking an opportunity. And running with it i also love this little minor little factoid. But i love immensely on the conference call. Ceo eric one lead off the conference call by saying i am not a cat here. And that's a reference to the the lawyer with the unfortunate catch filter on him. So i thought that was pretty great. Yeah the quarter. What can you say q four revenues up like you said about three hundred. Seventy percent full year was up about three hundred. Twenty six percent to two point six five billion. They beat whatever expectations you want to assume the street which whatever they they are making a lot of cash they made a boat three hundred and seventy eight million of free cash flow cash. after all. You pay all your bills and all your cap backs the full year they were about one point. Four billion that's only twelvefold from the year before There's about four point two five four point. Three billion of cash on the balance sheet debt. Free balance sheet now. Two billion about is from capital raising in the quarter. The number of customers they added with more than ten employees was up. I think about four hundred and sixty five thousand four hundred fifty seven thousand for the quarter. That's nearly fivefold. There's more than sixteen hundred and forty customers contributing over one hundred thousand dollars per year in annual revenue. That's up about one hundred fifty percent the the dollar expansion rate for customers with more than ten employees. That's kind of the sweet spot. They're not interested in me individually talking to family over zoom but they're interested in institutions with more than ten employees. That's up more than one hundred thirty percent for the eleventh straight quarter so people who come onto zooms offerings come to zooms offerings. Stay and buy more. That's tremendously positive. All of this looks

Ceo Eric JIM Chris
How To Make Better Decisions, Faster With Matt Bodnar

The EntreLeadership Podcast

06:40 min | 2 months ago

How To Make Better Decisions, Faster With Matt Bodnar

"Every day were making decisions. Now hopefully take our business to the next level. What do we do with this particular team member. How do we find the best vendor. What colors and fonts should go on the website for next marketing campaign and hundreds of other decisions like these that we have to make every single week. The stakes are high. We can't afford to make a bad decision from the ramsey network. This is the entreleadership podcast where we business leaders grow themselves their teams and the prophets. I'm your host. Daniel tardy am i guess. Today is matt bonner match the chairman at fresh technologies and he's done a lot of cool stuff. He's helped star businesses run businesses launch. New business turn businesses around and especially as passionate about helping businesses scale up from the startup stage to be in a big deal. He knows a lot about decision making strategy and how to align our behaviors with our goals. But he didn't start out in this space in fact he actually started out as a successful analyst on wall street. He was making a lot of money at goldman sachs and so. I was super curious to ask them. Hey matt why did you leave. One of the biggest influences in this is a book. That's influenced me tremendously. Was the four hour workweek. The whole tim ferriss thing and so reading that and really thinking about what do i want to do with my life. And and where do i wanna spend my time and and thinking about. I mean in a place like that you can see the trajectory. Stay here fifteen years. I'm back. I if i stay here twenty years on that guy etc and so i could see what the future looks like and all they wanted to do something more entrepreneurial and i had this epiphany i was reading this article on bloomberg about one of the founders of google. I forget if it was larry page or or sergei would basically set this thing. And they've saying you know which everyone is. The ceo at the time and their salary was one hundred thousand dollars and as a first year analyst at goldman. My salary was more than that. And so i read the article and i kind of had. This chuckled to myself as like a twenty one year. Old or twenty two year old. And i'm like. I'm so awesome like i have a bigger seat salary than the ceo. Google and then literally there was a comma and the next half. The sentence was like andy's worth twenty seven billion dollars stock or whatever and so it was just like an anvil like crushing on the head. That was like oh. You don't get wealthy from a salary you get wealthy from having equity in something and that was really. That was a big difference for me that that made me realize that having a having a high salary doesn't really mean it helps but but ultimately ownership equity is really where you generate the most value. So did that. Prompt you to think i wanna start my own thing. I wanna build something. My dad's a very successful restaurant tour and he he had been doing. A bunch of stuff in nashville. And kind of the southeast. Broadly for you know. While i was in middle school high school all that stuff and he was always when i was up at at goldman he was always like a bug in my ear. Hey come back and you know. Help me out. Come join me join me. And so eventually I answered that call in and move back to national got involved with him in a in a company called fresh hospitality which is an investment business. Essentially that invests kind of across the food and restaurant world and scales various different restaurant brands. How big was the team when you joined basically me my dad My brother and one other gentleman whose name was nikola haggas is basically four of us at the time and There for yeah. Yeah and i mean there were there were other. I mean we were essentially almost like a small private equity or venture capital firm and so I mean the operating companies that we invested in obviously had a bigger sure employees based but really that was it at the beginning. And and since then we've built this whole kind of ecosystem and infrastructure of businesses. You've worked with a lot of businesses here locally many that. I've personally been a patron and i remember martin's barbecue when we went when they were a little like double wide trailer out. South nolansville autobody shop was yes barbecue around. And nobody knew who they were. Unless you live like right in that little community and now i mean if if you know martinsburg if you've been in nashville you know martin's barbecue i mean it's just it's the spot that you go if you're a nashville I'd love to hear that story. You know i mean you you you guys. Clearly were part of them you know becoming a big deal and kind of putting him on the map And i know you guys do that with countless other. You know restaurants But how do you. How do you find the martin's barbecue when they're just this little local story and nobody really knows who they are. I mean we're we're at a point. Now where and i think you see this in a lot of different businesses where you get inbound deal flow right and so i mean we. We met pat actually through a A point of sale reseller that we that we had a relationship with was selling terminals and that he's a hey. This guy's got a really cool thing. You should go check it out and so we went and we went and just had lunch. They're checked it out and got to know him and You know helped partner up from from day. One when they were back over that little auto body shop and You know our whole thesis for for how we invest in a company's specifically within the fresh Platform is we have this whole ecosystem that we've developed over the last decade or so of everything from technology to accounting to Real estate expertise marketing the whole the whole suite of services that sit around a business and we go in and we ate we provide them growth capital but we also provide them what we call our intellectual capital of all those different things to help them scale up and so you know we. We plugged that infrastructure in and really helped him. I identify a great site. And that was their store nolansville. That they moved to that was across the street. The kind of bigger flagship store and then started very strategically looking at. Hey what are some other great opportunities for this brand and and really one of the biggest strategic decisions we made up martin was we ultimately decided that we needed to have a presence downtown and to to truly be a competitive player in the in the nashville barbecue space and plant our flag so to speak. We we needed. We needed something downtown in. That's how we ended up ultimately finding the property at martin's we call it rutledge but the downtown martins barbecue and and that's we now we sort of we. We jokingly referred to it as the mothership because it's it's this behemoth compared to the other typical martin stores but it's been a really great opponent of that business.

Goldman Ramsey Network Daniel Tardy Fresh Technologies Tim Ferriss Matt Bonner Nashville Nikola Haggas Larry Page Martin Google South Nolansville Sergei Bloomberg Matt Andy PAT Rutledge
(02/27) HOTL Hour 3

Handel On The Law

03:05 min | 2 months ago

(02/27) HOTL Hour 3

"This is handle on the law. Marginal legal advice. Where i tell you have no case. This is floored where a woman is suing the town. She lives in after getting more than a hundred thousand dollars in parking fines. And so is the story of sandy martinez and she parks in her driveway in such a way that she has violated the town ordinance and has been for over a year parking her car in violation of the town ordinance. Whether it's on her property it goes over the driveway. Whatever does the story doesn't tell us exactly what she did. But she's been sitting there and accruing fines of over one hundred grand and now. She is suing the town saying that you have no business finding be one hundred thousand dollars. That is excessive and therefore it is illegal and therefore the fine should be removed and the argument is that the amount of the fines are catastrophic and the government doesn't have the power to impose the financial death penalty so to speak for trivial violations. The company said or her lawyer said the town finder two hundred and fifty dollars per day for the harmless offensive part Parking your car partially on our own front lawn which is clearly in violation and she did it enough to where she got. Hit two hundred and fifty dollars a day and wouldn't and by the way wouldn't move her car it's not as if they towed it away. They just kept on hitting her with fines because they would hit her with a fine she would affect too bad. I'm not paying and now that it's hit a one hundred thousand dollars. He says that's unfair. And she thinks that the law itself or the fine is excessive. She's going to have a tough time with this. And the reason is and the only reason of the reason. Her arguing excessive is that it's it has added up to so much money. Well it's how much the initial fine was. And she's violated violated violated violated. And i think she finally got The two hundred and fifty dollars a day out of two hundred and fifty dollars a day for the entire year three hundred. I don't know but three hundred times to fifty years but it's more than a hundred grand so her argument is not gonna fly for example. Let's say you get a part. Let's say you get a speeding ticket day after day right. And it's a couple hundred dollars and you don't pay it and somehow you're ignoring the warrants. That are out for In your name in the end you get tagged after five months speeding every day and wait. That's too much money. You're charging me doesn't work that way. And so she's gonna lose. There's no question and and the legal issue is does the city have the right to impose a fine of two hundred fifty dollars date. Yes does the city have the right to determine where parked my car on my property. Yes you can't park on your lawn yes. Does the city have the right to say on a public street. I can't part more than seventy two hours us. More than seventy two hours which is my local ordinance. Otherwise they told the car. Hey it's my property. That's a public street. You can't have the right to take away my car. Oh yes we do and it happens all day long so great argument lady absolutely for sure phone calls. Hello audra welcome to handle on the law. Hi four and a half months ago. We were heading out of town. Pulling our brand new trailer year-old fish tailed and Flipped and it was totaled My trucks has one insurance but trailer has a different insurance. My trucks and repaired. We're all good. My trailer was sold. As i said I signed a month ago. I signed the title over to them and they in the letter said we're going to give you forty five thousand dollars. I can not get the money from them. I keep getting passed around to people by sue. Them you've got assume. You have no choice if sue the insurance company. Now it's all you can do. The insurance companies the one that breached the warranty the contract insurance company good news. That's good news. Okay so you find out where they do business. Are you in the state of california. Do they have an office in the state of california. I believe they. Do you find out where the offices and you sue them. And if you can't find an office in the state of california then what you do if they don't have An office but they sell in the state which clearly they do. Then you simply contact the secretary of state and you could do this all on the internet very easy to do and you find out who the agent for service of process is. There's actually the name of a law firm or a an individual where you can serve the company and then that individual law firm whatever law is representing whoever you're suing who is not in the service of process service awesome. Yeah just go right to the secretary of state. Hello jake bill. Yes what can i do for you

Sandy Martinez Hello Audra California Jake Bill
Alaska tribes await word from FCC about broadband licenses

Native America Calling

03:48 min | 3 months ago

Alaska tribes await word from FCC about broadband licenses

"This is national native news. Tony gonzales alaska. Tribes are awaiting word on scores of wireless broadband licenses by the federal communications commission. It's part of a push to improve internet access and underserved communities a startup called alaska. Tribal spectrum received a one hundred thousand dollar grant to register as many alaska tribes during the final months of last year's application period gym berlin. Heads the keybase nonprofit which has signed up nearly seventy tribes mcnally commission were set up to create a recreated website in an application process to make it very very simple to join the consortium application and get as many as many tribes to grab a hold of for free asset before before the window closed any unclaimed licenses will go to auction to private carriers berlin says it was a big push to get rural tribes with poor internet to enroll on their website and the struggles. They had were told the craziest stories. You'd ever wanna hear trying to get their application in some of them. We ended up faxing in in in in to get an in Somehow to handwrite it. You know and do paper applications. I mean it was. It's so challenging. One of those tribes as douglas indian association near juneau kamal lint off says the trip was happy to get assistance. We had no clue. You know what this really was. And then no clue on how to how we manage it or even get started We had probably a couple of different places contact us and we kinda jumped on board with that one stinking. I was all we needed to do. Some of the applications overlap the douglas tribes applications for coverage in an area also claimed by central council of clinton haida indian tribes. Overlapping claims are being negotiated. Tribes will still have to pay for infrastructure. The cares act created a one billion dollar broadband fund tribes can apply for alaska. Tribal spectrum has applied separately for a federal community connect grant to bring broadband service to villages and the bristol bay region montana state lawmakers heard two bills wednesday seeking to establish indigenous peoples day in october yellowstone. Public radio's caitlyn. Nicholas has more senate bill. One forty six brought by senator. Shane mauricio a democrat from missoula would replace columbus day with indigenous peoples day. Senate bill ninety four sponsored by democrat. Susan weber from browning in northern montana would also establish indigenous peoples day but does not remove columbus day. More support was shown for the proposal to remove columbus day. Even the other bill sponsor said she preferred it. But many proponents including jordan thompson confederated salem in kootenai tribal member spoke on behalf of both bills are believed that the first bill we heard today was kind of like inviting everyone to the same backyard for a barbecue. This one's more like waving at each other with fence in between so we support it. But i'd much rather be at the barbecue. Proponents of the bills spoke to the importance of celebrating. What they called true. Us history acknowledging olive montana's citizens and the harm of celebrating christopher columbus whose acts of genocide and crimes against native. Americans are well documented. No one opposed either bill. During the hearing similar montana legislation failed in twenty seventeen and twenty nineteen. No executive action was taken on either bill for national news and report for america. I'm caitlyn nicholas the. Us senate committee on indian affairs holding. Its first meeting of the new congress thursday. The committee will elect new leaders. Senator bryan shots democrat from hawaii. As chairman and republican senator. Lisa murkowski from alaska as vice chair cove in nineteen relief healthcare education sacred site protection and a long list of other issues are among tribal priorities. I man tonia

Alaska Tony Gonzales Mcnally Commission Douglas Indian Association Kamal Lint Berlin Central Council Of Clinton Hai Federal Communications Commiss Columbus Shane Mauricio Susan Weber Northern Montana Juneau Montana Jordan Thompson Bristol Bay Caitlyn Missoula
Catfisher posing as Bruno Mars scammed woman out of $100K: Cops

Mason & Ireland

01:04 min | 3 months ago

Catfisher posing as Bruno Mars scammed woman out of $100K: Cops

"Good cat fishing story here. Sixty three year old texas woman was tricked out of one hundred thousand dollars fishing. Khan who convinced her that she was dating bruno mars. The victim told police that she created an account on instagram in two thousand eighteen in search of companionship and then somebody claiming to be mars contacted her court documents state that the woman fell in love with person that she believed to be mars after he spent three months sending her dozens of photos of the grammy winner while he was on tour de catfish or even promised her that he would quit his current tour to be with her but he never did then. The scammer began requesting money from the woman. I asking her for a ten thousand dollar check for tour expensive. oh. I don't know why. Bruno mars would need ten thousand dollars for tour tour. I digress two days later. He allegedly hit her up again for money asking for ninety thousand dollars. The cat fisher is now in custody and has been charged with a third degree felony of money laundering.

Bruno Khan Texas Grammy Bruno Mars Fisher
Bruno Mars imposter scammed Texas woman out of $100G

The Sean Salisbury Show

02:16 min | 3 months ago

Bruno Mars imposter scammed Texas woman out of $100G

"Out of one hundred thousand dollars after after believing she was in romance with bruno. Mars says even with valentine's day approaching some romances especially those involving a world. Famous popstar may not always be as they appear. Case in point houston man. This is houston may appeared in court overnight accused of posing as recording artists. Bruma bruno mars on to strike up a romance with a woman in coke or out of one hundred thousand dollars first off if if it's not bruno mars account. It's probably not bruno mars. There's your first hand just like if it's not jack easterby calling you. The texans probably aren't actually calling you. Jack makes all the phone calls. Say the guy's name shit. She shouldn't wait out way to Soon as own. Woo i guess. He was charged with third degree. Felony money laundering last month but was taken into custody this week. According to charging documents on ozo- is connected to a scheme that happened to that happened to that happened. Between september and october of two thousand eighteen took forever involving a sixty three year old woman from north texas. Who told police she was cheated. She cheated and or create an instagram account in search of of companionship. You don't need to go. They have apps for this. You're looking for a little late. Life loving cougar or silver fox. Whatever your dubbing yourself the age of sixty three sabertooth that what they do. That's what i call them. They're not you're not getting it on instagram. She told investigators person pretending to be bruno. Mars reached out to her and made her believe that he was interesting. Interested in pursuing a meaningful relationship. I'm gonna go ahead and tell you this if you can't figure out that you is a sixty three year old woman or bruno mars ain't chasing you sixty three year old woman. I hate to tell you this. It ain't in the cards bruno. Mars is thirty five years old. He is worth over one hundred fifty million dollars according to the internet. He ain't looking for sixty three year old woman from north texas.

Bruno Bruma Bruno Jack Easterby Houston Mars Bruno Mars Valentine Coke WOO North Texas Jack Bruno Mars Ai
How To Write A Book In 8 Days

The Mindvalley Podcast with Vishen Lakhiani

04:40 min | 3 months ago

How To Write A Book In 8 Days

"The first thing that i want to get into is for of you launching your next chapter for those of you in transition. One thing that a book can do is actually launch your next whatever it is or actually fuel your next purpose and so this lovely lady was me quite a few years ago. Actually my teeth were wider back then in that photo and cosmetic dentist so on the outside i had all of the traditional trappings of success. But there can anybody guests i was. I was internally emotionally dead. Those dead to the world. I had a relationship that was crumbling marriage. Actually that was failing. And i had no idea who i was. Can anybody relate to that story. Yeah yeah so. How do you go from that to then this well i ended up leaving the relationship and leaving everything behind that i knew to start new and today you guys are all in the room because you want to have either transformation for yourself for your business or for what is next to come right right awesome. So part of my journey was then. After i left all of that left. The career sold the practice and started pretty much over. I actually started to do more research. And because i'm a science geek at heart. I was in dental school for a very long time. I really wanted to know how leaders made decisions because we didn't really learn that in medical or dental school so that was one in two. I was always a big fan of behavioral psychology and human dynamics. Since i was a little girl so curious ity me to over forty countries to really understand how we process our emotions and why that's so valuable in leadership and then of course created a movement of emotional grit hence launching my next chapter so number two. What book and actually do for you is to differentiate you and since we have so many coaches and teachers and educators in the room you could probably relate to this that it can be a saturated market right. Yes yes. I'm getting some nods great and so i'm going to talk to you about matt's and matt. We actually spent some time together on one of the retreats that i did to get his book out and he by training was a financial planner for about twenty years and he worked primarily with baby boomers but he had a very personal story and his mother passed away with one hundred thousand dollars liquid cash in her bank account. What that meant was he really wanted to revolutionize the whole retirement process. He wanted to give other people the ability to have fun while they're retiring. Not worry about being penny pincher anything like that and they can actually enjoy some of their later years in their lives and so we created the retirement dream maker and so what that did for him was not only add some depth to the work that he's already doing in financial planning but he also merged it with personal development. Can somebody see that how that can actually add a differentiation factor and it was because of a personal story. Each of you have personal stories that you may or may not be okay to share however you may not realize how actually can impact somebody else. Credibility and trust is number three. That's exactly what a book can give you credibility and trust and we talked to you a little bit. I think in its presentation about the book of coaching. And what that has done in the actual goal is to transform the lives of coaches. The subtitle in the book of coaching is four. Extraordinary coaches so that in and of itself is really to claim the fact that we actually want to be able to serve love and be that for a lot of coaches that come through our virtual doors

Matt Penny Pincher
Adii Pienaar on How to Build a Business That Profits Your Life

The $100 MBA Show

08:40 min | 3 months ago

Adii Pienaar on How to Build a Business That Profits Your Life

"Haberman apr. And i've built and sold to sort of businesses and building my next one now and i've also had just published a new book called life ability. The new measure of entrepreneurial success in one hundred dollar. Nba listen today. I'd like to teach you how to build a business that is not only financially profitable but more importantly life profitable as well. I'll be talking about how we should rethink work. Life balance means how. It's risky to take the short term pain long-term gain approach to building a business how to realize your business yourself and the next steps to take to start to create more life prophets today before i get into that. Let me share a bit of my personal journey and how i came to define this idea of life ability. I started my first business with teams and we commerce straight out of university. Even before that i was constantly working on business ideas in favor of just being a student for example and once i exited commerce years later becoming a millionaire in the process. I was supposed to take a break sabbatical sorts. But i got stuck into next. President is pretty much immunity. Because i needed to prove that. I was not a one hit wonder. I winced the building my second business believing that it should be easier. I some capital. I had experience. I had a network. I had new skills. But two years in things started unraveling both in my personal life and in business and pretty soon. I almost lost all of the things that were most dear to me. I realized that. I've been on. This accelerated path my own little rat race that cause so much. Collateral damage along the way regardless of the business financial success that i achieved. It was in that moment that i realized that i need a better way of building. My business and life going forward the philosopher henry david. Thoreau showed a powerful idea and his book walden. That helped me find this new path and ultimately coin the term life of liberty. He says the cost of a thing is the amount of what i will call life which is required to be changed for it immediately or in the long run. I'll just repeat that for a second. The cost of a thing is the amount of what i will call life which required to be exchanged for it immediately or in the long run when we do anything in life. The thing we're paying with is our life. It's our time our attention and all of that is finite and when we as entrepreneurs bowl businesses we pay expenses. Not just with money but with a part of our life and or anything like me you know how demanding a business can be at times. And this whole idea was so counterintuitive to the things that i actually valued at business my family for example represents my highest value. But i was so often just not present with them because my businesses would the monning so much of me and that's what life profitability aims to change. Shift the perspective to growing business that serves you and serves your life every single day as well building a business that generates life. Prophets instead of only accumulating life costs. So let's get into a few ways in which you can start building a business with a you're starting from scratch or you're tweaking existing business to be more profitable. My recommendation is to rethink this whole idea of work life balance. This is a commonly held goal for many people and wall. Street is not a bad goal per se. I do you think it's flawed. The problem with idea that work in life can keep each other imbalance. Is that it proposes. That work in life are two separate independent things. We all know that a bad day at work spills over into our home life easily. Just as an argument with your spouse in the morning influences your mindset throughout the workday to start moving towards greater life ability. We need to acknowledge that work is merely a part of life so a new pursuit of balance should mean that rather hold our work our businesses and balance with all the other things that are important to us whether it's families lovers friends hobbies passions projects. Or maybe just health just like you would balance an investment portfolio. So should you balance your life portfolio that should include all bits of those things that are important to you and your work and business will just be one of the stocks or one of those bits in this personalized life portfolio. The second idea. i'd like to share with. You is a bit of caution. As journey ambitious individuals were conditioned with this notion that short-term compromise and sacrifice if actually leads to long term gain and reward that kind of proverbial pot of gold at the end of the rainbow. We tell ourselves that once. I just make that extra one hundred thousand dollars or i am able to afford. Those two critical hires team. I'll take the time off to go in that family holiday or finally take up those lessons for which i've paid ages ago. The whiskey run in sequencing major life events like that is at the outcome the actual reward but is never that guaranteed and specially don't know how much time we need or have to get to that outcome in his book when breath becomes their acclaimed neurosurgeon. Paul right my life had been building potential potential. That would now go and realized. I plan to do so much and i'd come so close c. Pull it always wanted to write a book and have children but delayed those things as he was ambitiously bullying his professional career. He eventually only started writing his book after he was diagnosed with lung cancer when he was thirty six and his only daughter was only eight months old when he tragedy died the following year his wife ultimately had to write the loss chapter of his book before it was published life. Profitable business means that the business empowers you to integrate the most important things in your life with a regular cadence. It means taking that trip reading that book or spending time on the passion project sooner rather than later the next scenario like to do is to ask you to just take a momentary pause regardless of where you're at in your journey maybe you've been running business for ten years or this your third attempt after two previous failures or maybe he just had the idea to start your business loss week and on l. Planning its launch before you can take the next steps of and pursue greater life liberty. It's important to be aware of universal truth. As you take these next steps you will be the only common denominator on your journey. All other things can change. The business ordered idea with the product and change team members. Come and go. divorce happens right and families can change. You can move to the other side of the world. Make new friends but our goal is of any of those changes. You will still be there. You will be the one on this junior taking so in this momentary pause. I'd ask you to think about who you really are. What are those things that truly really matters and one of the goals hopes and dreams that you have in this moment for your future if you can't reconcile those things in this very moment and at least find partial clarity no amount of next steps can fix that. Discontent or incongruence. Whatever your next look like. They need to be untrue. Alignment of who you really are. Yes you will change and evolve to as you learn and continue on your journey but merely things that make you unique to you in this moment will not change materially life. Prophets will flow from your ability to honor these things as you take your next

Haberman Henry David Thoreau NBA Walden Lung Cancer Paul
Navigating the Maze of Paying for College

The Book Review

05:31 min | 3 months ago

Navigating the Maze of Paying for College

"My colleague ron lieber joins us now. He is a personal finance columnist for the times and his latest book is called the price you pay for college an entirely new roadmap for the biggest financial decision. Your family will ever make ron. Thanks for being here. Thank you for having me. i you know. I had trouble reading that that subtitle. Because i am. I am one of those families This biggest financial decision that i will ever make. This is a big subject. Well i mean why not call it what it is right. I mean looms incredibly large not just because the list prices are so high but also because of the emotional component of the decision right. These are our children that we've invested a lot in both financially and emotionally and we're about to send them off into the world and the enormity is not to be underestimated especially emotionally but is the enormity we sort of put on the idea of college. Are we misplacing our priorities. When we think that college sort of equated with our children's future. I think it depends on who you are. And how much privilege coming to the table with me. And you're a new york times columnist and you went to a selective school and you are reasonably well networked. There's pretty good chance that your kid is going to be okay no matter what and no matter how you define okay whether it's income or friendship or connections or happiness in the world but if you're starting from someplace else right if you are from a low income background if you are a person of color. The school can make a sizable both difference in your trajectory. So it does depend on who you are. But i also understand why families who are more privileged than average get all caught up in the frenzy because it literally surrounds us in our communities in the media and certainly in the high schools you bring up an interesting point too about what the intended not just where you come from but what your purpose is what your intention is with regard to college. I mean some people see college as primarily a financial decision means to getting a job or career or even just getting by others see college and perhaps this is the the person of privilege viewpoint. As just a fundamental part of being an educated human being other people see it as a way to compensate for what they think was a shoddy secondary school education. Just kind of becoming reasonably well educated and then others of course it is like a fun way to spend four years should the way that you view college and its purpose influence how you view that investment yes and you hit each of the big three so i spent years asking people. What is Because you have to find that for yourself before you can go shopping for it and so there really are three components right people shop for an education right. They want their kids minds. Grown and minds blow number two. They go shopping for kinship. Right you're trying to find your people the people who will come to your wedding the people who will carry your casket the people who will hire you and also your mentors. The grown-ups who will influence you. And then the last part is the credential and people think about that in a couple different ways some people come to college because they are looking for you know the the basic degree that will allow them to grab hold of the middle class and hang on for dear life right so maybe they're coming from a low income background. They want to become a teacher. They want to become an account. They want to become a nurse. Know relatively recession proof jobs and then there are people who are reaching for the sort of gold nameplates. They want doors open to them. That might not be otherwise. And if they're already from a privileged background they're already part of a fancy alumni network. They don't want their children to you know downgrade in access or privileges and so they strive for it all right for people who are not conversant in the three numbers five to nine busily worrying about this. Let's just give a sense of. What does college costs. What is the cost in america of an average public school education and an average private school education right now well from the perspective of parents. We often use rice with cost rates that there's the net price or i'm sorry. There's a list price right so the list price at the most expensive private colleges and universities right now is over three hundred thousand dollars for four years and that's after taxes by the way right does that include like food and textbook. That's everything all in. Yeah at a flagship state universities. You may pay more than one hundred thousand dollars for four years. And that's if you can get through in four years and plenty of people cannot but the net price is something different. What's going on behind the scenes. Now is that there is not just the financial aid system of old where discounts were based. On what you earned what you had right so called need basting. There's also an entirely new parallel track of financial aid known as merit aid where people are given discounts for all sorts of reasons. Maybe because you're a good student or a good leader or maybe it's because the institution is in a market segment where just no longer has much pricing power. Maybe because everybody around it is discounting her because parents who have the ability to pay are no longer willing to pay for that particular institution so it's kind of unpredictable.

Ron Lieber The Times RON New York Times America
Parametric insurance revisited

Insureblocks

05:58 min | 3 months ago

Parametric insurance revisited

"I'm very pleased to welcomes darth ajar. Founder and ceo of arbel. Sid many thanks for joining us today. Could you please give us a quick introduction on yourself and you for having me well. It's a pleasure to be on and get a chance of arbel. Just a very brief background. Myself i am. I was on wall street for about fourteen years in the commodities market for the last ten of those i've done everything. From the agricultural products form soybeans we to the oils and the medals and trading quantitative analysis and just being very embedded in in that market and prior to that. My background is the quantum side at interest rates. Macro so that that's me and then it on twenty eighteen. I left to start arbel which will be discussing today. Indeed indeed. No thank you for the introduction. So as you're probably aware we always ask. Our guest is first question. Which is could you please explain our listeners. what is blockchain. And how does it work sure. Yeah i i will give a very brief overview experts. Were much better at explaining but to me in a blockchain is this system off distributed consensus right instead of having a central only determining when say transaction takes place or when a particular event has taken planes yama distribute consensus around that event or transaction taking place and the beauty of blockchain is it allows for immutability in allows berg who've environment where different parties can agree on something happening about a central coordinating forty and this has ramifications across. You know all sorts of industry from banking to insurance to ada and a whole host of other things great. Now thank you for that for that definition so for our non insurance listeners. Could you introduced to us. What is parametric insurance. Parametric insurance has been around for a long time. It was hobbled by many issues. So we're carbon could insurance does is instead of using a human being to come to your farm business house to check the damage done from an event. And hey you. Based on a subjective loss estimate parametric insurance uses data to make that Loss assessment. So you know instead of say a farmer. has a growing corn and a somebody will lead to the farm and checking how much forms jews due to a drought Insurance might a him or her based on the you know either like the output data from the farm or by reach so the goal is to use a data set which is your index and a trigger to make your payment so could be saying rainfall farmer says okay. I want to get paid one hundred thousand dollars. If rainfall in a farm area was below three inches and so what that does is it. Changes insurance from this objective loss assessment process. Which is filled with delays disputes sometimes. Raw to something where data set and a particular trigger when it has hit Generates payment and is completely transparent for all sides and so for the customer benefit right. It's a transparent. You have a peace of mind of knowing okay. This happened this the data showing this homage. I won't get hate instead. Haggling with an insurance company for months on you know how much i paid. And in the meantime you're still on the hook for a damage and it brings up this question of whilst you're not going to be haggling around you. The terms of the policy no way should get a payout are not. Is there any situations where there's haggling around. What is the agreed date. Said that on which trigger is determined on the parametric side. There isn't because that is it. That is basically what parametric insurance contracts should be outlining very specifically this data. Said i'm going to use and when this data said says two inches of rainfall or this data says that Temperatures above one hundred degrees. I will get a payment of you. Know hundred thousand dollars and it can be. I mean all sorts of different ways. We do all sorts of triggers. You can have more complex triggers as well multiple indexes and so on but the point being that is basically what amager insurance contracts should be outlining the idea behind bariatric insurances. There should not be loopholes. I'm course some entities may try to do that but we certainly do not You know our contracts are ages a regular insurance contract you know can be hundreds of pages options and you know all sorts of legally unclear terms then to huge amounts of lawsuits

Arbel Parametric Insurance SID Berg
IMG's Max Eisenbud on 2021 Tennis

Beyond The Baseline

05:02 min | 5 months ago

IMG's Max Eisenbud on 2021 Tennis

"Don't know if it's an official announcement but a quasi-official announcement. There will be an australian open. Looks like it's going to start every eighth three weeks of pushback from your perspective. Good thing bad thing. When did you hear what do you make of this announcement. I mean i think it's whenever you can play. You know it's a good thing. And i think the tennis world Has done a pretty good job of trying to play and keep the players safe I think the us open the catalyst. And i think or probably appreciating more. Now what the. Us open did seeing how difficult it has been with the australian open. So i think i think the. Us open really started. Everything engage some confidence players. and then You know and then you know what's happening with. The australian open is is pretty incredible minutes many every day. Something new You're at the mercy of the government and You know players have concerns like they should And there's some pretty strict quarantine common in australia. I mean some of those That's pretty tough. I mean and you know way different than the. Us open the us open really created a bumble. A look like the players were like going to camp. You know they're playing cards and having fun and and stuff. And i don't see that way you're in australia. So what are you gonna the takeaways from all this is the it's trillion government doesn't mess around. What what. What are you telling your players. But i imagine they're calling frequently for updates telling them be ready keep training keep working You know in every day. It's something new. We're trying to keep everybody updated in real time And that's players coaches parents. Lot of anxiety. I you thought your company. You had to get ready really quick because the i was you thought you were going to need to leave on december fourteenth and that was eating up people didn't know when do i take my vacation. Especially the guys that were playing late on now all of a sudden you're not rushing. It's it's even later so you know. Tennis players are creatures of habit. I mean they have you know so this has been very a lot of anxiety for the players. Have you seen the redistribution of prize. Money going off the sydney morning herald is my source but redistribution of one hundred thousand dollars granted does or australian dollars but still hundred first round prize money. I think there's a lot to that because there is from my understanding a lot of tournaments that are going to be moved or cancelled so if you were playing three or four tournaments Compared to one now. So i think there's some sort of formula there so i'm not exactly sure that adds up but i think that's what they're trying to do since you're blind coming there instead of playing your february swing. Maybe you're playing four tournaments. So i think it's a little bit of that. Have you had any players. Have you heard of any players. Who just it's it's too much and quarantines and a tow tells and its gates call me in april. Have you heard of any players who have thought about just opting out of the next few months here. I haven't heard that. But i definitely heard that people are Very concerned about the the strict quarantine I think. I don't know the latest. But i was hearing that you know you can only leave your room for five or six or seven hours A lot of talk about you know mental that good for your mental health. You're locked in your room But listen nobody. It's all healthy. Debate concerns for each other. You know especially. I think on the men's tour Nobody nobody like angry or i can't believe they're doing that. Just more conversation like is this the right thing. Can we come and do that. And then competed the highest levels. Should we wait longer so at more debate than anyone being drawn. A line in the sand saying okay. I'm not going to do that. I think everybody appreciates what craig tightly i mean. Everybody knows craig mean. he's you know. A giant in our industry So player friendly. The whole australian open is so player from. I think everybody appreciates what he and his team are trying to accomplish. But also understand that you know. They're at the mercy of the government who is not messing around.

United States Sydney Morning Herald Australia Tennis Craig
IMG's Max Eisenbud on 2021 Tennis

Beyond The Baseline

04:57 min | 5 months ago

IMG's Max Eisenbud on 2021 Tennis

"Everyone john wartime here hoop everyone well into this week. Sports illustrated ten podcast. Welcome back to this week's guest max eisenberg. He's the head of m tennis one of the real power players in tennis. We spoke to max earlier this year when there was so much swirling uncertainty Can a little less uncertainty recently up. A number of you wrote in then about how much you liked perspective. You were surprised. By how unfiltered he was figuring. We would check back in with max on this day. In early december we learned that yes there will be a twenty twenty one australian open To go it's been pushed back three weeks. There's a quarantine. it is still unclear. What will happen to the events that preceded and The events that are now being superseded in the calendar and february but the australian open looks like it is on. I can redo an email that Craig tyler descent to players that that made. It tweeted me Quote we know. It hasn't been easy for anyone in tennis. We will also pay for charter. Flights player and entourage. Quarantine cops meals and accommodations player. Combination will be covered for their entire. Stay will pay the full. Seventy one million dollars in prizemoney were working with tours on a redistribution with large increases in early rounds likely first-round parts of one hundred thousand dollars. Obviously tennis. australia can't do that without considerable financial paint. It won't be easy cove. Nineteen is hurt us financially this year similar to everyone else's experience but we think it's critical for global tennis the player group in the fans at the ao proceeds to help stave off any atrophy in our sport So that That some good news coming out of melbourne And i'm sure there will be a lot of Happy players fans coaches everyone else in the tennis infrastructure So mac tonight talk about that. That been a breaking news. At happy to breaking news what can players expect We talk about how. Kenneth has held up in this strange ear. Why he doesn't like the t. As china policy wide ranging conversation about tennis in twenty twenty and looking forward to next year this strange Rotation around the sun So here from his home. Office in florida maximum. All right thanks for. Thanks for stopping by how you doing. Good i think is good as you can be in this world. We speaking of good. We are a few hours removed from this. I don't know if it's an official announcement but a quasi-official announcement. There will be an australian open. Looks like it's going to start every eighth three weeks of pushback from your perspective. Good thing bad thing. When did you hear what do you make of this announcement. I mean i think it's whenever you can play. You know it's a good thing. And i think the tennis world Has done a pretty good job of trying to play and keep the players safe I think the us open the catalyst. And i think or probably appreciating more. Now what the. Us open did seeing how difficult it has been with the australian open. So i think i think the. Us open really started. Everything engage some confidence players. and then You know and then you know what's happening with. The australian open is is pretty incredible minutes many every day. Something new You're at the mercy of the government and You know players have concerns like they should And there's some pretty strict quarantine common in australia. I mean some of those That's pretty tough. I mean and you know way different than the. Us open the us open really created a bumble. A look like the players were like going to camp. You know they're playing cards and having fun and and stuff. And i don't see that way you're in australia. So what are you gonna the takeaways from all this is the it's trillion government doesn't mess around. What what. What are you telling your players. But i imagine they're calling frequently for updates telling them be ready keep training keep working You know in every day. It's something new. We're trying to keep everybody updated in real time And that's players coaches parents. Lot of anxiety. I you thought your company. You had to get ready really quick because the i was you thought you were going to need to leave on december fourteenth and that was eating up people didn't know when do i take my vacation. Especially the guys that were playing late on now all of a sudden you're not rushing. It's it's even later so you know. Tennis players are creatures of habit. I mean they have you know so this has been very a lot of anxiety for the players.

Tennis John Wartime Max Eisenberg Craig Tyler Australia MAX United States Kenneth China Florida
IMG's Max Eisenbud on 2021 Tennis

Beyond The Baseline

04:57 min | 5 months ago

IMG's Max Eisenbud on 2021 Tennis

"Everyone john wartime here hoop everyone well into this week. Sports illustrated ten podcast. Welcome back to this week's guest max eisenberg. He's the head of m tennis one of the real power players in tennis. We spoke to max earlier this year when there was so much swirling uncertainty Can a little less uncertainty recently up. A number of you wrote in then about how much you liked perspective. You were surprised. By how unfiltered he was figuring. We would check back in with max on this day. In early december we learned that yes there will be a twenty twenty one australian open To go it's been pushed back three weeks. There's a quarantine. it is still unclear. What will happen to the events that preceded and The events that are now being superseded in the calendar and february but the australian open looks like it is on. I can redo an email that Craig tyler descent to players that that made. It tweeted me Quote we know. It hasn't been easy for anyone in tennis. We will also pay for charter. Flights player and entourage. Quarantine cops meals and accommodations player. Combination will be covered for their entire. Stay will pay the full. Seventy one million dollars in prizemoney were working with tours on a redistribution with large increases in early rounds likely first-round parts of one hundred thousand dollars. Obviously tennis. australia can't do that without considerable financial paint. It won't be easy cove. Nineteen is hurt us financially this year similar to everyone else's experience but we think it's critical for global tennis the player group in the fans at the ao proceeds to help stave off any atrophy in our sport So that That some good news coming out of melbourne And i'm sure there will be a lot of Happy players fans coaches everyone else in the tennis infrastructure So mac tonight talk about that. That been a breaking news. At happy to breaking news what can players expect We talk about how. Kenneth has held up in this strange ear. Why he doesn't like the t. As china policy wide ranging conversation about tennis in twenty twenty and looking forward to next year this strange Rotation around the sun So here from his home. Office in florida maximum. All right thanks for. Thanks for stopping by how you doing. Good i think is good as you can be in this world. We speaking of good. We are a few hours removed from this. I don't know if it's an official announcement but a quasi-official announcement. There will be an australian open. Looks like it's going to start every eighth three weeks of pushback from your perspective. Good thing bad thing. When did you hear what do you make of this announcement. I mean i think it's whenever you can play. You know it's a good thing. And i think the tennis world Has done a pretty good job of trying to play and keep the players safe I think the us open the catalyst. And i think or probably appreciating more. Now what the. Us open did seeing how difficult it has been with the australian open. So i think i think the. Us open really started. Everything engage some confidence players. and then You know and then you know what's happening with. The australian open is is pretty incredible minutes many every day. Something new You're at the mercy of the government and You know players have concerns like they should And there's some pretty strict quarantine common in australia. I mean some of those That's pretty tough. I mean and you know way different than the. Us open the us open really created a bumble. A look like the players were like going to camp. You know they're playing cards and having fun and and stuff. And i don't see that way you're in australia. So what are you gonna the takeaways from all this is the it's trillion government doesn't mess around. What what. What are you telling your players. But i imagine they're calling frequently for updates telling them be ready keep training keep working You know in every day. It's something new. We're trying to keep everybody updated in real time And that's players coaches parents. Lot of anxiety. I you thought your company. You had to get ready really quick because the i was you thought you were going to need to leave on december fourteenth and that was eating up people didn't know when do i take my vacation. Especially the guys that were playing late on now all of a sudden you're not rushing. It's it's even later so you know. Tennis players are creatures of habit. I mean they have you know so this has been very a lot of anxiety for the players.

Tennis John Wartime Max Eisenberg Craig Tyler Australia MAX United States Kenneth China Florida
"one hundred thousand dollars" Discussed on KDWN 720AM

KDWN 720AM

01:30 min | 2 years ago

"one hundred thousand dollars" Discussed on KDWN 720AM

"That helps you make better money moves special. Thank you to gene pastula, eight hundred two three eight eight one four four, Johnny. He actually invented. I of course, I've known gene for thirty years. And he also wrote helped me write a chapter in my very first book on the didn't call it linked benefits back. Then I forget what they called it. But he was the pioneer behind that particular product is now sold in virtually every Bank in America. And of course, he has access to all of the products through his his company's a really really good guy. And really smart. Well, the funny thing is, you know, it's been around for twenty five thirty whatever years, probably twenty-five. But you only started re really hearing about it. I think at least I did over the last three or four years. Well, it's been around the the banks have been using that product because people come in. They've got one hundred thousand dollars sitting in a certificate of deposit or a money market fund. That's paying almost nothing and you just simply transfer. For the asset. And you still have liquidity is still have access to the money if not one hundred percent of it, but most of it, and you get put one hundred thousand dollars, and you get four hundred thousand dollars or five hundred thousand worth of worth of care. And if you don't need it. It's a couple of hundred thousand dollars to your heirs when you get hit by Trump. This is another one of those things where I would say why not just like with the qualified charitable distributions. I if you're if you're going to sell fund, your your your long term care. Why would you not do this? I mean, I can't think of a reason..

Johnny gene pastula Trump America one hundred thousand dollars four hundred thousand dollars hundred thousand dollars one hundred percent thirty years four years
"one hundred thousand dollars" Discussed on KLIF 570 AM

KLIF 570 AM

02:07 min | 2 years ago

"one hundred thousand dollars" Discussed on KLIF 570 AM

"One hundred thousand dollars on it. And my property when I bought it was one hundred and fifty thousand four years ago. Okay. And we have ten percent appreciation over four year period, which is pretty close to two hundred grand at two hundred grand. I'm able to do one hundred sixty thousand dollar loan. I only oh one hundred thousand so in theory with that those numbers I would be able to pull out sixty thousand dollars cash credit and amateur is it over fifteen twenty twenty-five thirty year period, we can even do odd number. So for example, Willi here's something to lucky without no, let's say you've been in your current mortgage seven years just to throw that out. We can actually put you on a twenty three year mortgage. So they don't lose any time. Or in some cases, if you were on a thirty originally and by paying down credit card debt with that sixty thousand dollars. You probably would be able to converted into a fifteen year mortgage and not losing ground get the mortgage interest and rid the credit cards. It's possible. So number one, you can actually amortize it over a shorter period of time. If it works with your income because we all know, we get a thirty year mortgage. And then maybe five ten years later, we're making more money, or at least, I hope you are if you're not you might wanna think about changing jobs. So maybe now you take the balance, even if you roll in the credit card debt or the car payment, or whatever it might be or just pull money out to fix up the house. Maybe you need to remodel the kitchen or the bathroom, but now's the time to do it because we can get you lower interest rates more than likely, and what you're already on and you now get tax advantage. Now, I tell people all time, I am not an accountant CPA. So please consult your CPA your tax advisor. But there's a certain amount of the federal government afford you to pull out of your home equity that you can ride. It off as a as a tax expense. Sure. Sure. I love.

Willi federal government accountant advisor sixty thousand dollars fifteen twenty twenty-five thi one hundred sixty thousand dol One hundred thousand dollars fifty thousand four years twenty three year five ten years fifteen year seven years ten percent thirty year four year
"one hundred thousand dollars" Discussed on KQED Radio

KQED Radio

03:10 min | 2 years ago

"one hundred thousand dollars" Discussed on KQED Radio

"One hundred thousand dollars an additional twelve percent earning between one hundred and two hundred thousand dollars that means more than half a black America is either on the edge of being. Middle class or solidly in it. And beyond it, but he doesn't plug into that notion of people have sacrificed people have been in the vineyards working hard to allow this to occur. Instead, he focuses I think quite intentionally on the dysfunction, the chaos in poor black communities and uses that disturb fear and division in the white community. But to your point remember, it's the case that blacks are about thirteen percent of the population. One of another big change in my lifetime has been that Latinos are now a larger group then sixteen to seventeen percent of the population, Asians, the fastest growing segment of that minority population seven to eight percent. So you start to see that the country is on track to become more diverse. More of a multicultural experience in the United States. And what Trump is doing. I think like with the make America great again hat. He's harkening back in time. When there was a very. The whole notion of what blacks were happy to be to live in segregated lesser lives. Right. Women were happy to remain in their place, and nobody was going to complain. That's that's his America. And sometimes I think the nineteen forties. If not the nineteen. But that's not where we're going. This is to me almost like a spasm, like a reaction from people who say the changes coming too fast. I'm not comfortable, and it's so easy to define the other as responsible for whatever difficulties are occurring, especially in these difficult economic times when you have greater income inequality in the country, and when you have segments of the country being left behind I had a piece in the chronicle this past weekend in which I talk about how Trump says, oh anytime he's charged with anything racist. He says look at the black unemployment rate, it's low at a historic low rate. He doesn't mention that. It's overwhelming like that ninety percent of this reduction occurred under President Obama. He then goes on and says, you know, what are you complaining about, you know, it's just like. But in fact, in fact, what you see is that where we have economic growth at the moment aren't industries like coal mining manufacturing oil. He is helping dying economies, basically. And in mostly in small towns and rural areas, not where the concentrations of minorities are in the country and not in industries that are growing. So we're not in industries like tech, not we're not we're not talking about retail. We're not talking about education. We're not talking about public service even government and the need for government program. So to me again, he is a guy who is hearkening to the pass to America's past and part of that is a very racist. I think twenty six you basically use the phrase that I've used on this very platform trying to explain to people what I Trump represented, but you. The first person I've seen in writing who says it..

Trump America President Obama white community United States One hundred thousand dollars two hundred thousand dollars seventeen percent thirteen percent ninety percent twelve percent eight percent
"one hundred thousand dollars" Discussed on KSFO-AM

KSFO-AM

02:04 min | 2 years ago

"one hundred thousand dollars" Discussed on KSFO-AM

"Well, let's talk to tax attorney Steve Moskowitz right now, it's six forty two or live with Steve. Good morning. Steve. I wanna talk to you about the tax planning and estate planning because our listeners need to know that is a part of the services you offer, correct? Absolutely. So much that can be done, especially with the congress favorite child of real estate. This is a common situation the bay area. Couple who has. The house years many years ago one hundred thousand dollars and now the house is worth five million. And the house is too big. And the kids are gone, and they they like to move someplace else, but they also don't want to pay that capital gain. What can we do? What are things they can do is something called the charitable remainder trust. Then with that. What you do is you essentially give the house to charity. Maturity pays you an income stream back for the rest of your life. And because the charity doesn't pay the capital gains taxes, you actually get that more money. And if you sold it yourself. Capital gains taxes, and then went ahead and invested it. That's just one of many things for you. So you know, what I I don't wanna do that. I wanna stay in my house the rest of my life. But when I go, and my spouse goes, I want to go ahead and give the house to the charity. You get a tax deduction. White now physically you're the same. You're in the house because you get a big tax deduction right now. I could go on and on. But I know there's other things you're doing your show. Because you do get fired up about this. And I'm fired up, by the way, I'm going to be in your office later this morning. I'm going to be meeting with your team regarding some issues involving. Tax planning, and I'm really excited about that. So I'll be seeing you know, doubt later this morning, Steve we're looking forward to it. Let's go ahead and get the phone number out.

Steve Moskowitz attorney congress White one hundred thousand dollars
"one hundred thousand dollars" Discussed on The Adam and Dr. Drew Show

The Adam and Dr. Drew Show

05:20 min | 3 years ago

"one hundred thousand dollars" Discussed on The Adam and Dr. Drew Show

"For one hundred thousand dollars i did some show that when we host like domestic showdown or something like that the best show i remember this show i remember saying hey listen whoever wins this thing that i'm hosting we need gimmick an escalade cadillac ask things out a role with the big blow on it or something and they're like and i just kept going around these guys are smart making it they're gonna compete for hundred thousand dollars we got to the day where they went and had a makita cordless rollers spray painted gold and like mounted onto a piece of mahogany here and i'm like this the cheapest or yeah we know it looks bad and i'm like remember eight weeks ago we had that whole conversation about how bad it was gonna look we didn't have of on they're like yeah well here we are but not making it hundred for real money thousand somalians it'll be the funniest crafting competition on tv i have no idea where the cimoli came from but gary look it up anyway let's not mr premiere hosted by poland nick offerman after america's got talent tuesday july thirty first on nbc all right what do you got up there four all right let's see okay doug thirty six akron do what's happening it's going on yeah did you have a joke counter on the mtv levin show bigly remember back in dry to choke counter different things yeah no yeah you had to count one time beverage suspended in the air for a while digital also at one that had dust dot member you pull out before they made that one i don't remember i i remember making that joke but i couldn't remember what was sort of a flip of flip thing with a couple of those on version but yeah drew he get his one a lot of joke for the year and it was a real joke and sometimes you use it to earlier in the run stuff that could i remember wondering if i just made that up or actually happen yeah it was a joke code they called it never joke tote isn't they call all right call it that yeah some mold and then down and yeah hold on how would you spell some mouland's i have no idea well how would you that's why i said everything this a m otis i didn't say how do you i said how would you ono some olien i go aso am oh l already to s m o s ns urban dictionary dictionary has s a m o l i n okay as money just means buddy no urban dictionary tamala jerry anything give me a moment they go spelled anyway you can look up just two small entomology now we're we're we oh it's doug drop off now he was going on i was going on she's still on how's it going yeah okay sorry but thanks and yes i remember that i haven't thought about that in a long time his brother using only donner eric thirty to wisconsin yeah thanks for taking my call i'm just having a little bit of an issue i have an older brother i'm the youngest three and for years now my brother has been using my older niece as babysitters he's gotta live the nightlife and my mother my mother he's married as well than married actually together with his wife since they were eighteen and fifteen and what it all what is the wife she didn't she leaves her children alone with a underage child yeah yeah and they go into the ours together and then they also you know they'll come home late very late how old is the oldest child she's she just turned sixteen in march okay so can we report the by her way what's very late probably wrapping up a night at five in the morning oh that's late so where are you wisconsin you can wrap it up at five in the morning at a bar yeah we got third shift bars you know they're open you know the reason i say this is used to babysit frequently when i was twelve thirteen fourteen like as young babysit my neighbor and kids reading ronnie this railing kids up the street bubba blonde you know sometimes they'd come home late but it would be like twelve or maybe twelve thirty or something can you do that anymore legally i don't know a look six i would be fine with a sixteen year old responsible watching my kids but the fact that they're coming home first off this isn't we're going to movie going.

one hundred thousand dollars hundred thousand dollars sixteen year eight weeks
"one hundred thousand dollars" Discussed on The Dan Patrick Show

The Dan Patrick Show

01:45 min | 3 years ago

"one hundred thousand dollars" Discussed on The Dan Patrick Show

"Over one hundred thousand dollars well you know one of the big things the whole sports world is influenced by hannah lyrics and stats and the beyer speed figures are one of the real base stats and olympic stats that people reference talk about and it's in the daily racing for him so people looking them all the time so i guess that's why the beyer speed figures and not the patrick speech yes you you don't want that is there but but have we broken it down it feels like every other sport we've really broken it down with the analytics certainly baseball is horse racing there yet i know that they've been more numbers driven than any other sport probably trying to break this down but is there a breakthrough there there are more there's a lot of grass and different things i've come across just in the last year of really getting two years now really get involved in this more people do more analytics if you really pulled back when you look at the racing for it's such an art to re learn how to read the racing form and i hope if if you are involved in sports at all you've taught your kid how to read the form because it is pretty neat there's so much analytics stats baked into their it probably was an early driver of such but i think now the lay over that the depth of understanding tracking sires mayors and the reading process on top of it a sport that really had a great basin analytics is adding to the modern sensibility you know dan at my alma mater at syracuse there's a school sport management it's named after david falk was the give the giver for an going on the school in that school there's no major in sport analytics so you can now major magic.

dan syracuse david falk hannah patrick one hundred thousand dollars two years
"one hundred thousand dollars" Discussed on KOMO

KOMO

02:12 min | 3 years ago

"one hundred thousand dollars" Discussed on KOMO

"If in the don january first of two thousand you went into the new decade the new millennium as some said but it wasn't till two thousand one really you went in with one hundred thousand dollars in your portfolio at the end of exactly ten years december thirty first two thousand nine your ten thousand dollar portfolio after reinvestment of dividends that whole time by the way gotta put the money back in yet was worth ninety one thousand dollars they said ten thousand to ninety one hundred hundred thousand to ninety thousand hundred thousand became ninety one thousand dollars if you instead invested globally same exact period one hundred thousand dollars small large have national docs didn't have i didn't have to do a daren't they just set there during that miserable ten years everybody was telling you to get out of the market too by the way in two thousand and two thousand one and two thousand eight you had the tune all that out because it was out there every just sat there at the end of ten years you had one hundred ninety four thousand dollars wow now that's a significant difference that is a almost a one hundred no it is it's it's a one thousand dollar difference and yet so few of you i know so few of you and i will say this because as you know don i look at two or three portfolios a week from people to walk in the door and he's the ceo data a lot of them they think that they laughing i'm only laughing because it's true they for the most part you believe your diversified by being in the s and p five hundred if there's nothing more powerful than that decade you just gave us to say maybe i should look international stocks i don't know it'll change your mind i really have no idea again the differences you invested globally and you had some small and value versus having just large company us stocks and you would have had twice as much money over twice as much money doing nothing doing nothing eight five five.

ceo ten years one hundred thousand dollars ninety one thousand dollars one hundred ninety four thousa one thousand dollar ten thousand dollar
"one hundred thousand dollars" Discussed on WTMA

WTMA

02:16 min | 3 years ago

"one hundred thousand dollars" Discussed on WTMA

"Facilities when i noticed this article in the baltimore sun about hiring losses up to one hundred thousand dollars to pay kids due to this protest in washington dc and it seems to me this is government employees government facility on my dime advocating against the constitution the second amendment which seems to me to be a conflict of interest if not unconstitutional saying how a teacher can't even have a bible on their desks let alone a coach voluntarily praying with their students because they might influence them some way you know article that go ahead go this article it actually says in a different school district or different time it might be regarded as inappropriate use of tax dollars to support what is essentially a political protest right yeah there's no doubt and and and thank you we appreciate the call and some great points there you know when i looked at this because there were there were in in some of the various walkouts across the country that have happened already there were school administrators that were saying if you walk out you're going to be expelled and in this one you know you're seeing it in many areas not in all areas you're seeing in many areas the the endorsement of this kind of behavior and so the banks you wonder okay what does it what does the school system to do we'll talk more about this in just a moment here's your forecast where continuing to watch snowfall in the northeast fair to say we'll be north of the pennsylvania turnpike today but up along i ninety from cleveland into the lake erie area up in through lake ontario we will see lake effect snow all the way through albany and up through maine on portions of i ninety and i eighty one in the area as that coastal low continues to cause problems including coastal.

cleveland albany maine baltimore washington pennsylvania lake erie lake ontario lake effect one hundred thousand dollars
"one hundred thousand dollars" Discussed on Double Toasted

Double Toasted

01:56 min | 3 years ago

"one hundred thousand dollars" Discussed on Double Toasted

"The truth to tanzania's the only one hundred thousand dollars secondly for them lover people and it was just for the i think there was only like twenty took the cap resolving so it wasn't awful lot on during an oscar oh yeah oh man who what his speech and publicity refer israel had speech earned gabriel they've gary old a little more never told anybody you will senior riches and and you grow up and i'm todd we we're like oh my sis the only thing i am fell could georgia now i'm sure one thing at least one england correct practically i liked the way the chad's putting this look good that but it's not that bad i got the do get out get out i will favour one right here is simply shut up bro be back there's always going to be a part of me that's got a leg the chance to tomba got dale man oh jen go ahead and put it over on the show seems happening what is the matter with you heat how many more we got just to our live picture of the earned director ridwan and we got direct wellendorsed europe it oh actress think actress and picture and hooked you okay this is actress right now henson why are the whole carl's women you cruising down in the circulatory tel aviv learned he is gonna be margo aerobic to okay his joseph out the here and i imagine france's arnaud reminding his playbook can i keep central glue france why president gorman.

tanzania oscar israel gabriel chad ridwan carl margo france gorman georgia director henson arnaud president one hundred thousand dollars
"one hundred thousand dollars" Discussed on Learn to Code with Me

Learn to Code with Me

01:42 min | 3 years ago

"one hundred thousand dollars" Discussed on Learn to Code with Me

"Um so this is a little bit different than you know the the process we talked earlier with negotiating salaries of for example i do think that you should name the thing that you're asking bore very explicitly so i would like to be a senior software developer i would like to ask for race to one hundred thousand dollars and the reason for that is first of all that you're manager already knows all the information that you normally might try and conceal from a new company right so they already know what you're making your salary uh they're the ones directly or indirectly to sign your checks so to speak on so they already know that stuff and so we wanna do in you're asking you measure for raises understand that managers are extremely busy people they've got a lot going on and one of the last things on their list often is you know how much is everybody on my team making what are their titles and so it's it's basically a a labour saver for them to go to them and say uh here's what i want and so you're doing homework for them and reducing the amount of work they have to do which is good because you want them on your team uh so i definitely recommend you stayed in explicit job titled at your pursuing and or a and experts explicit salary because that saved them a lot of effort from having to gasser discount float the idea of a raised to finance um which will just increased the time it takes to do that um and it also opens the window for you to talk to them about that so maybe you'll say i would like a race to one hundred thousand dollars and they'll say who you know nobody on the team is making anywhere near that right now um uh i think that maybe we could look at a race to about ninety thousand dollars how do you feel all the and now you're having a conversation about budgets and finance and you know what's possible and you know equity with other people in the team in all those good things those are productive parts of the conversations about getting raises them promotions so i do think it's better just to give them the information and let them respond to it and.

senior software developer one hundred thousand dollars ninety thousand dollars
"one hundred thousand dollars" Discussed on WBAP 820AM

WBAP 820AM

01:56 min | 3 years ago

"one hundred thousand dollars" Discussed on WBAP 820AM

"A goal of one hundred thousand dollars they have they've achieved their nearly there ninety eight thousand one hundred seventy two dollars liberals have raised because this person um looking like a an oath riding a bicycle uh flipping off the president and then a democrat posing as a journalist in the travel pool in the back of the motorcade shot a picture of it published it which you wouldn't normally do and again happens obama happened to obama all the time when he was president they they never than ever publish it i did of course they want the person investigated drag before a tribunal sent to get more because they're the press now the democrat party and all that stuff so uh ninety eight thousand one hundred seventy two dollars already raised by halfwitted liberals to throw at this this person and they think that's a wonderful i think it or hurt flipper she should forever known be known as as flipper since sense i guess the major accomplishment in her life she uh isn't that amazing yes it is also sex harassment on capitol hill i just sort of went right off to the races on that thing there we've got sexual harassment in gender issues on capitol hill we've got a a democrat member of congress by the name of jackie spear jackie spear came out and told excuse me i dropped my pen told her friend to pick it up told her friend chunk todd of former democrat senate campaign stafford chunk todd in a demo a dedicated a party apparatchik he was talking to his pal jackie spear the democratic congresswoman who said that there are members of congress who are known to.

president democrat party harassment capitol hill congress obama senate jackie spear ninety eight thousand one hund one hundred thousand dollars
"one hundred thousand dollars" Discussed on Shareable

Shareable

01:44 min | 3 years ago

"one hundred thousand dollars" Discussed on Shareable

"One of the things that especially companies like cisco they have been really good at doing is that you actually take it upon yourself to gather market insights and you you gather industry insights and you try to show some customers you know what mr customer or miss customer you're spending now one hundred thousand dollars on marketing and here's where your business is at today heat is what other people are doing his home watch big gird their business as we think that might be an opportunity if we shifted our thought process in terms of what of market how would approaching all market the services that we offer and you need to step back and take a look again at marketing and see how can marketing really helps expand that you know our views on what's the market what we can serve in how can we service that market and then we can come back and say how do we start working now in order to create that perception on customers because because geo point the customer its themselves may stock treaty sort of positioning you in that bucket in their own mind that that's that's if you're doing like found five hundred thousand dollars worth of business with them they would basically walk around thinking that's when you what you need to stay as well unless you can have a conversation with them and we can call it envisioning or vision nearing conversation where you really getting them to think about their own business in a different way and now you're not talking about your products and services really talking about their business what's happening in the industry and some of the insights they were able to observe and really come back and just have a conversation even make it make it sound like it's a very cursory conversation where the customer will then say.

cisco five hundred thousand dollars one hundred thousand dollars
"one hundred thousand dollars" Discussed on WTMJ 620

WTMJ 620

01:54 min | 3 years ago

"one hundred thousand dollars" Discussed on WTMJ 620

"The tax deferred so if you make one hundred thousand dollars that twenty let's say you put in twenty four thousand dollars the eighteen plus the six patch up that that twenty four thousand dollars you are not tax thought that right away so it gives you an incentive to do it all and then when you withdraw the money later on you end up having to pay the taxes of the money you with fraud on the plan that some republicans are floating with eliminate that up front tax break you could still have 401 case but just like the way roth 401 case operate you pay taxes up front and then when you take the money out ten fifteen twenty thirty years from now then you end up um you don't have to pay taxes ever again but you don't get that upfront deduction if you take away in my opinion that upfront deduction you are going to discuss rich millions of americans who desperately need to save for their retirement you're going to discourage them from doing exactly that i have nothing against the awad 401 taste of the roth ira as if you don't mind paying the taxes up front that that's fine do it then the money grows taxfree that that's a that's a great deal but but the point is for a lot of people who are trying who can't understand or kit see retirement to begin with and don't see the benefits were can't figure out why or how they should be saving little money you take away that tax deferral advantage upfront they're just going to stop contributing and then they're going to be any the worst mess than they already are when they hit retirement one four seven nine nine one six twenty is the number let's talk to mark and find lack marker at 620 wtmj good morning i agree rick i've gotta oral one area got iraq also portland oregon trump uh by i think people young people that are going to lose out they're going to.

fraud iraq awad rick i portland oregon twenty four thousand dollars ten fifteen twenty thirty year one hundred thousand dollars
"one hundred thousand dollars" Discussed on KHNR 690AM

KHNR 690AM

01:52 min | 4 years ago

"one hundred thousand dollars" Discussed on KHNR 690AM

"Money wisely now can put you in a more secure financial position in retirement charlie and i are not tax her estate planning attorneys but there is some basic information we can share that will be helpful to regarding planning for all of this the ages of life including longlife shortlife rough life sick wife and when you finally move into the next life so charlie should you have a living trust a lot of people should if you've acquired significant assets over time you may wonder if you need a living trust in addition to your will the basic rule of thumb is do you own a home or you know have more than one hundred thousand dollars of assets the reality is that a living trust to be a useful planning tool however you should be certain that you understand what it can and can't accomplish before he decided to make one part of your estate plan so let's talk about it would is a living well a living will is simply a legal arrangement ucr while you're alive in the trust agreement you give someone that is the trust the the responsibility for managing the property you place in the trust according to the directions you provide you also name one or more people as beneficiaries to receive income or principle from the trust and typically a living trust is revolt 'able that means you can alter it at the end or in terms anytime time you change your mind later on you won't have to give up control over the trust property if you name yourself as the initial trust the or coach rusty and beneficiary now what a trust cando steve if you were no longer able to manage the trust properly yourself your coach trust the or a successor trust could simply take over for you this could be very helpful in the event that you became seriously ill or disabled as many people do towards the end of their lives property held in a living trust usually doesn't have to go through probate it's simply continues to be managed to distributed according.

charlie one hundred thousand dollars
"one hundred thousand dollars" Discussed on KSFO-AM

KSFO-AM

02:00 min | 4 years ago

"one hundred thousand dollars" Discussed on KSFO-AM

"I connecticut pain crowned aitken destination eric von secca at one hundred thousand dollars that trump um gave k our education system maybe they could go to the democrats and damn straight on of guests can trade and what trump is then baird it gave you get a billionaire he didn't need many he didn't need the job he way here uh but it can create it's going down the drain when you got greedy democrat fit all if they care about eight many greed and power cuts i care about they don't care about jobs any of the important bank at all about them kauai now edged the money that i make every every day a work hard in my paying for all the investigation into an er you're yes you're you're you're you're an ira and and i wanna work every day for that i'm going to work every day to improve guest country in to get jobs can be weighed look like a laughing stock everybody out look at they are they're open air fighting among qin xiao gear trying to cake trump down i would i would fire every democrat in that hole while courthouse wall of of course you would but the system daily in that way you you don't get to fire the democrats and neither do i gotta ask the f you try hard enough you can try and fire your veterans of local representative ryan if you wish to fire than they do at work for you but of course that's a fixed that's give it a titles let vertebrate remember melinda that's from your point of view there are hundreds of millions of americans of believed that trump is hitler let's just the reality when you have fifty nine percent that that will by anything that will by complete delusion that the russians actually change the votes in.

eric von secca ryan baird representative one hundred thousand dollars fifty nine percent
"one hundred thousand dollars" Discussed on KOIL

KOIL

02:45 min | 4 years ago

"one hundred thousand dollars" Discussed on KOIL

"You upgraded what was there and they certainly made the loan over what was there before so shouldn't be a problem sarah is with us in miami hi sarah how are you i am and a phone call sure what's up hello a poem on on crying living on one hundred thousand dollars and i'm on a employed don't bother with no pammy and it there oh my heart the kreindler owner a condo hi cleaning part looking at a home from the weather a harbor better back a a better and anything that i know we're kind of on a bubble on earth finding i don't like our own hair unfair no you need to continue to gather information and slow down a little bit there's nothing if there's nothing pushing you nobody is on your hair's not on fire your fine go with the speed that you can gather information the the smarter you are about this the more information you have the more comfortable the decision is going to be and so one of the nature one of the things you did would you made a call called me today okay so you're going to get some information there but that's not your stop that's not the last piece of information you will gather so get with a good real through that you can ask these same guentzel questions do and go okay wisest lincoln nho way so high over here and um you know what what wine the world would they have a choice payment this high on a condo like this and then they dig into you can dig into the budget and find out that the ha was poorly managed in they're trying to make up ground on your back and so you know you may have a situation like that our special assessment may be due because he ho is poorly managed that's not that unusual sadly in so you really want to get into the health of the financial health of the ha away if you're going into a condo uh and uh but i mean you got five hundred and forty thousand dollars access to it between mutual funds and and money markets so yeah you need to pay cash for the house uh as far as your question of house versus condo all things being equal there's.

sarah miami mutual funds the house one hundred thousand dollars forty thousand dollars
"one hundred thousand dollars" Discussed on KTTH 770AM

KTTH 770AM

01:31 min | 4 years ago

"one hundred thousand dollars" Discussed on KTTH 770AM

"It was on the spread this morning see scaramucci was always going to attract the kind of the anti trump crowd they were they were ready to go and the story of the day which i saw a national review was that scaramucci paid one hundred thousand dollars to be in wall street to did you see that i was a true always being circulated all of it and they showed his little kenya he was on for like five seconds and it said scaramucci paid one hundred thousand dollars to appear in wall street to the film and dan you dig deep in you look at it and he didn't pay for himself to be paid for his company's logo it it's product placement companies do it all the time which is also so funny here that i like this the kinda got malaysia's he's iconic at my company name in this movie with a bilked people out of my you exactly but it wasn't exactly you know pay for play like put me in the movie a bureau he was doing what you do when you have a company he got his logo and yet you understand they they had gone into dig up every piece of dirt imaginable that they could on the guy yeah and that's how they play exactly let's take michael in middletown connecticut i think michael wants to talk about the third party michael what's that third party gotta look like well i don't think i'd going coffers while congrats on the show when the and also what would cave first on the republicans aren't democratic you've got going to be the republicans and democrats i consider to be a call you today eight who gather and that's the one thing that republicans don't do but uh like i would say as far i was getting a third party and there and i'm a complete end up i'm dave i don't think it's ever going to happen problem i mean i hate to say i rode accross about about.

scaramucci kenya malaysia michael connecticut middletown one hundred thousand dollars five seconds