35 Burst results for "One House"

Kevin McCarthy Floats a National Sales Tax

The Dinesh D'Souza Podcast

02:20 min | 3 d ago

Kevin McCarthy Floats a National Sales Tax

"Kevin McCarthy and some House Republicans are floating a new and interesting idea and this is an idea that should not be considered seriously as a proposal that is going to go through and become law. Why? Because as we've talked about in the podcast before, the Republicans control narrowly one house. Of Congress. And in order for a bill, bill is a proposed law to become a law, it has to go through the house, it has to go through the Senate, where it has to also survive the filibuster, it has to pass both houses of Congress and then be signed by the president. Now, normally, there's one more step that should be added. It has to be upheld as constitutional by the Supreme Court because these days all important legislation is challenged on the grounds of its constitutionality. So what is Kevin McCarthy's proposal good for? What's its point? Well, I think its point is to put something on the agenda to make it part of the Republican framework, the Republican vision for how to fix America and ultimately the Republican platform in 2024. So this is an idea that is worth considering. It's called a fair tax. And it would abolish the current tax system. Basically, no more income tax. It would abolish an effect the IRS, why? Because the IRS net is needed to administer this rather complex system of taxation we have now. So it would get rid of that. And it would impose an across the board sales tax. So what's a sales tax? Well, a sales tax is sometimes also known as a consumption tax when you buy stuff. You would pay a tax that would be added on to the price of the product. Now, think of the difference between an income tax and a sales tax. And income tax kicks in when you earn the money. So you make a $100 and the government will take ten or 20 or the highest marginal tax rate about 38%. So at the highest level, the government is taking 38 cents on the dollar and giving you basically 62 cents to keep.

Kevin Mccarthy Congress IRS Senate Supreme Court Bill House America Government
Chasing the American Dream Without a Handout

The Officer Tatum Show

01:44 min | Last week

Chasing the American Dream Without a Handout

"Town center. When I was growing up in Fort Worth Townsend, it used to be all black ma. That mall gone. It's coffee ester now. They ain't begging you to they not trying to, it's crazy to me, because and I know I'm rambling, but it's crazy to me because I feel like black people are reaching for a begging for handouts. Not all. But it seems like it's a good number of black people with their hand out begging somebody for something while other people are getting it done. These people from Mexico and South America, they come to America with nothing. They ain't asking for nothing. They're not protesting Mexicans get shot in the head by the police they ain't protesting nothing. They out there working. They got 5 or 6 people living one half. I'm not saying all of them. I'm just giving you an example. They got 5 and 6 people living in one 5 6 families living in one house. They working together, helping this person build this, they build this to build that before you know they got a whole landscaping company. They now out here social Justin Warren. Then they're not here talking about my people done wrong. They are here grinding. Now they doing landscaping for everybody in the city. And we still complaining on food stamps crying about Martin Luther King. I'm just telling you, Jewish people bought in a more modern sense were done. Horrible, horribly. The Holocaust, they come over to America. I don't hear Jewish people talking about the Holocaust. I don't hear them complaining about that as much as I hear. Black people complaining about slavery.

Fort Worth Townsend Town Center Justin Warren South America Mexico America Martin Luther King
McCarthy falls short in first vote for House speaker

AP News Radio

00:55 sec | 3 weeks ago

McCarthy falls short in first vote for House speaker

"Kevin McCarthy has suffered a historic defeat in his bid to become House speaker. A speaker has not been elected. The GOP leader is the first House speaker nominee in a century to fall short of a majority in the first floor vote. McCarthy. McCarthy voted for himself, but. Banks, Jordan. Matt Gaetz and 18 other Republicans voted for somebody else, with conservatives calling for new leadership. If you want to drain the swamp, you can not put the biggest alligator in charge of the exercise. McCarthy blasted a handful of Republicans whom he says sought to put themselves above the nation. So we may have a battle on the floor. Vowing to fight on as the spectacle through the new Congress and its GOP majority in du chaos, Sagar Meghani, Washington.

Mccarthy Kevin Mccarthy Matt Gaetz House GOP Jordan Congress Sagar Meghani DU Washington
Americans Struggle Through Biden Inflation

The Officer Tatum Show

05:29 min | 4 months ago

Americans Struggle Through Biden Inflation

"Maybe this is your Monday. I carries you to have a good week. How do you have a good week? Positive thinking. What is positive thinking is not just running your mouth is believing what you say. That's positive thinking. If you say I am going to have a great week, you feel that your week is going to be great. You anticipate a great week or a weekend. You will see that come to fruition. The article says, a lady named star Parker says when will low income Americans stop looking to the government, new pole data from Gallup shows Americans are not having an easy time through this period of raising prices. A rising prices, I'm sorry. According to Gallup, 56% of Americans say now that rising prices are causing severe or moderate hardship. Drilling down, we see that the hardship is not shared equally. Amongst low income households, those with incomes less than $48,000 a year, 74% report that they are experiencing hardship amongst middle class households with income of 48,000 to 40 9000 a year, 63% report hardship and amongst the upper income 90,000 and above, only 40% report experiencing hardships. So clearly we can see that the poor you are the harder your life is going to be. When I say poor, the less money you make. I don't say poorer. Because poor is a mentality. And also poor is a priority. Some people got $48,000. There's plenty of money. You know, and to be honest, if think about it like this, this one says household income. Well, I'm assuming that only one person working if y'all making 48,000 a year. If two people working and you making 48,000 a year, I don't y'all must be doing law and work under the table because I don't know what job will pay you less than I don't even know what the hourly rate would be to make $20,000 a year. I mean, I guess those jobs are out there. However, if you find yourself in a predicament, you better not be having kids. You better wait. And so you have enough money because then you're going to go to poverty. Because $48,000 could probably take care of us from growing people. And you ain't got to go to a steakhouse and you ain't got to get a TV. You don't even need a TV. Go buy some books and read. You don't need a car, get a public transportation, get you a bicycle. Even in the winter time, it's a guy in my church. Now I know everybody ain't built like this, but it was a guy at my church. He used to walk four miles each way to work. In the snow, they were in like Colorado somewhere. He saw four miles to work every day and then while four miles home. And did complain one time. How much 10,000 hour get you at? Oh, 20 grand, you'll be $10 an hour. I don't even, yeah, yeah. That would be interesting. So $10 an hour would get you what 20,000 a year for 40 hour a week work week. So two people making $10 an hour would get you around 40,000 a year. And I don't even know a job to pay you $10 an hour. And to be honest, listen, let me say this. And then I'm going to get on to my point. But I think people need to not be as entitled. Because if you are making $10 an hour, you need to stay with other people who are also making money that's around your range. If four of y'all get an apartment, three of y'all get an apartment, you go move in with your mama and them, you go move in with some family members, you will fare better. You know, right across the street from my grandma's house, there was a Hispanic family that moved in there. And I swear there was like 15 of them in the living in one house. And like ten of them were adults. And I don't know how they did it because their house was probably 600 ft². But then before you know it, now they got the house next door and then they split it up because what I was told that they did what I was told that they did was they live in a house and they stack money and then they bought another house in their family. They've been in the house and they continue to keep our houses until all the family can move out and have a relatively equal space to live and they partnered on it initially to grow their family wealth enough to purchase houses and live a better life. If you looking for somebody who will hold you tight who will walk you to your doorstep each and every night this is the officer Tatum show. And afraid to tell it like it is.

Gallup Parker AI Colorado Tatum
Chaos Is Breaking out Over Pelosi's Visit to Taiwan

The Ben Shapiro Show

01:56 min | 6 months ago

Chaos Is Breaking out Over Pelosi's Visit to Taiwan

"Chaos is breaking out over Nancy Pelosi's visit to Taiwan. According to The Wall Street Journal, Nancy Pelosi says that she is going to visit Taiwan and meet with government officials this week to find warnings from Beijing not to do so and setting up the potential for increased tensions between the United States and China. People that Pelosi is planning to see in Taiwan have been informed of her imminent arrival, a person familiar with the matter said, though some details remain in flux, some meetings are scheduled for Tuesday evening, most are set for Wednesday the person said indicating they include Taiwanese government officials. She's definitely coming the person said, the only variable is whether she spends the night in Taipei. A visit by Pelosi would make her the first House speaker to do so in 25 years and put her in the center of a long-standing flashpoint in U.S. China relations. U.S. support for Taiwan may now democratically govern island, which Beijing claims as Chinese territory. Joe Biden has I believe twice already during his presidency. He suggested that he supports an independent Taiwan and his Defense Department and State Department had to rush out and say, hey, no, no, no, no, guys, guys. We still hold by the one China policy Taiwan is still theoretically a part of China, but it's two different governances. Joe Biden has been muddying the waters. One of the things you can not do in international relations is muddy the waters. You have to have some very clear lines about what it is you believe and what you are willing to do because nearly all serious conflict begins with a misperception of strength or weakness on the other side. Virtually all, this is true of Ukraine. It is true of what's happening right now in China. It was true of the Gulf War. Misperceptions are generally what lead to war. Clarity is what leads to not war. The Cold War had an extraordinary amount of clarity between the United States and the USSR, which meant that you could be in a Cold War for literally half a century. Because both sides knew if you violate this line, there will be a nuclear exchange and we both will be gone. And while the truth is, that the United States is being extraordinarily unclear about what exactly believes about Taiwan. Joe Biden says things that I think are correct about Taiwanese independence. But he doesn't actually have the stones to back it up in terms of strengthening America's economy, strengthening our military. He's not willing to do any of those things. And so you almost have the worst of both scenarios.

Taiwan Nancy Pelosi Taiwanese Government America Pelosi Joe Biden Beijing The Wall Street Journal Taipei Defense Department State Department Gulf War Ukraine Ussr
"one house" Discussed on WTOP

WTOP

04:05 min | 7 months ago

"one house" Discussed on WTOP

"And John wall going to get that buyout with the rockets and he will sign with the LA clippers The top stories were following on WTO V, the house panel investigating the January 6th capitol insurrection, this holding a surprise public hearing this afternoon, testimony will come from Cassidy Hutchinson, a top aide to former president Trump's chief of staff, Mark Meadows. That hearing is scheduled for 1 o'clock this afternoon, and you can watch it live at WTO dot com. 46 people have been found dead after being abandoned in a tractor trailer on a remote road in San Antonio, Texas. 16 people are now hospitalized, including four children. The local fire chief says the victims were hot to the touch and dehydrated. Three people are in police custody. Keep it here on WTO for more on these top stories in minutes. A 101 year old man has been convicted in Germany of more than 3500 counts of accessory to murder for serving at the Nazis, suction housing concentration camp during World War II. He has been sentenced now to 5 years in prison. The man identified only as Joseph S denies being an SS guard at the camp, but prosecutors say they've discovered documents with the man's name, date and place of birth that proved he worked there outside of the camp in Berlin between 1942 and 45, they say he was an enlisted member of the Nazi Party's paramilitary wing, no word on whether he will appeal the ruling. Coming up in money news. No more We. have lost our connection with Jeff will get him back here for money at ten 25, right now it's ten 18. Traffic and weather on the 8s, Rita Kessler and the traffic center. Right now, if you're traveling on the beltway, the top side of the beltway, the outer loop near three 55 looks like a work crew, those delays on the outer loop are back near Georgia avenue trying to head past the scene a little bit of volume passing river road if you're on the inner loop sing a little bit of a delay approaching the split with the two 70 spur around toward old Georgetown road. Now we still have some volume on the inner loop in Virginia approaching and passing Braddock road. Headed into annandale also from route 50, headed toward 66. That is usually a work zone along the right side. Southbound 95 slows crossing the aka Kwan that we're seeing some volume in the northbound direction out of Dale City headed toward the Prince William Parkway watch for any work crews there. It is the southbound of three 95 after the case bridge watch for any activity they are definitely seeing a delay coming from the third street tunnel headed past the case bridge, but before the 14th street bridge. In the district northbound north capitol street near pea street was police activity still watched to be redirected south capital street at Martin Luther King Jr. avenue was a report of Iraq also inbound New York avenue after north capitol street, the crash had been along the right side. In Maryland, southbound Baltimore, Washington Parkway, the on ramp from one 97 is blocked for a work crew. Southbound two 70 between Montgomery village avenue in three 70, the two right lanes are still blocked with that emergency work. Convenient cost effective urgent and primary care is at patient first, just walk in, open 8 a.m. to 10 p.m. 365 days a year, patient first celebrating 40 years, learn more at patient first dot com. I'm Rita Kessler, WTO traffic. All right, let's get our forecast. Looks like a beauty here today, storm team force Mike's denford. Hey, good morning, Dave. Yeah, a picture, perfect day for late June, and we'll turn part to cloudy later this afternoon, but we're gonna stay pleasant with low humidity, our highs in the low to mid 80s, overtime part of cloudy sky. And once again, good sleeping weather allows me in the mid to upper 50 suburbs, low 60s in the district, and another pretty day tomorrow, lots of sunshine, a bit warmer, but the humidity will stay low, high to the mid to upper 80s. Back to summertime on Thursday, sunshine, low 90s, and lots of sunshine hot and muggy on Friday. Hazard of mid 90s. First part of the holiday weekend looking unsettled was his mapping and evening showers and storms Saturday and again on Sunday with high spoke days in the mid two upper 80s

WTO LA clippers Cassidy Hutchinson president Trump Mark Meadows Rita Kessler Joseph S John wall Prince William Parkway rockets Nazi Party San Antonio Washington Parkway Dale City annandale Berlin Germany Texas Jeff Georgia
Washington Post: Va. Gov. Youngkin’s Assertive First Week in Office Leaves Republicans Jubilant, Democrats Fuming

Mark Levin

01:56 min | 1 year ago

Washington Post: Va. Gov. Youngkin’s Assertive First Week in Office Leaves Republicans Jubilant, Democrats Fuming

"The new governor of Virginia ladies and gentlemen there was a piece of few days ago in the Washington compost by Gregory Schneider and Lara Vauxhall If that is her name the big unknown about governor Glenn youngkin as he ran for office last year apart from the exact size of his vast fortune Now keep in mind The Washington Post never supported this guy but look at the cheap shots apart from his vast fortune They don't care about how Hunter Biden made money as laptop how the bidens are ripped us off 31 million No no no no But Gregory and Lara which just how red the political newcomer really was behind that easygoing demeanor One week into his term mystery solved Young and stormed into Richmond just listened to the language He stormed in a Richmond with an assertion of executive power that is thrilled that GOP base But caught even some allies off guard and he's made clear that he views his two point margin of victory as a mandate for conservative change And Biden his mandate is what The 50 50 Senate three or four member lead in the I mean just listen to how these a holes talking right Republican lawmakers say they're energized by the fast start November's election was a call for change in the Commonwealth and like a lot of voters across Virginia I'm excited to see that our governor has hit the ground running on day one House majority leader Terry kilgore Republican of Scott Virginia said But already the new governor has drawn a lawsuit from parents and Chesapeake Gee over his executive order declaring an end to mass mandates and public schools that challenge led to him Friday issue and other statement which seemed to add to confusion about what will happen when his order takes effect Monday saying parents should listen to their principal and trust the legal process

Gregory Schneider Lara Vauxhall Glenn Youngkin Hunter Biden Bidens Richmond Virginia The Washington Post Lara Gregory Washington GOP Scott Virginia Biden Chesapeake Gee Young Senate Kilgore Terry House
Mark Meckler: Call Your State Legislators to Support Convention of States

Mark Levin

01:14 min | 1 year ago

Mark Meckler: Call Your State Legislators to Support Convention of States

"What would you like this very patriotic and intelligent audience that supports largely convention of states to do With respect to Nebraska if Nebraska has this key vote this weekend What can we do Yeah look if you're in Nebraska then what you want to do is you want to call your senator and you want to let them know that you're a supporter of conventional states You want it to happen And if they do that then that puts them on record it puts a little bit of extra pressure on their senators I think the same thing can be said We're going to go over to the Senate and South Dakota It's going to be a tight vote over there If there are in South Dakota they should call their senators there And by the way Mark we're close and also in South Carolina We've passed one house and we've already passed the House of Representatives there and we'll be moving in the Senate shortly So if you're in South Carolina call your senator let them know that you're in support This is moving all over the country right now The momentum is just extraordinary Because if not now when Mark Michael this is really the only institutional solution and the framers talked about this They talked about this as a critical process for avoiding violence that when the people really need to speak up and stand up this is the way they're supposed to

Nebraska South Dakota Senate South Carolina Mark Michael House Of Representatives
Your Neighbors (MM #3949)

The Mason Minute

01:00 min | 1 year ago

Your Neighbors (MM #3949)

"The NASA minute. With Kevin mason. One thing we all can agree on, is neighbors can be annoying sometimes. I've lived all over the country both as a child and as an adult and lived in apartments and lived in houses and well, sometimes you got good neighbors and sometimes you don't. Some of the things that trigger us with our neighbors behavior, things like not doing the yard work, leaving the garbage cans out too long. Perhaps their kids playing out in the street or getting in the way of traffic. Barking dogs, loud parties, if they happen to be those kinds of people who do fireworks when it's not the 4th of July. Some of the frustrating things with neighbors. And sometimes you get lucky and you move into a neighborhood and get good neighbors. And sadly, sometimes those good neighbors move away, and while it's a role of the dice, whether the next neighbors are going to be good or bad, living in a community where we have a lot of homeowners and home renters, it's always a roll of the dice. We had some good neighbors. We've had some bad neighbors. We've had some neighbors who haven't changed, and the one house that keeps turning over and over and over again. I may not be the greatest neighbor. I don't know my grass quickly enough for some people, but at least I don't think I'm a horrible neighbor.

Mason Minute Kevin Mason Baby Boomers Life Culture Society Musings Nasa
Your Neighbors (MM #3949)

The Mason Minute

01:00 min | 1 year ago

Your Neighbors (MM #3949)

"The NASA minute. With Kevin mason. One thing we all can agree on, is neighbors can be annoying sometimes. I've lived all over the country both as a child and as an adult and lived in apartments and lived in houses and well, sometimes you got good neighbors and sometimes you don't. Some of the things that trigger us with our neighbors behavior, things like not doing the yard work, leaving the garbage cans out too long. Perhaps their kids playing out in the street or getting in the way of traffic. Barking dogs, loud parties, if they happen to be those kinds of people who do fireworks when it's not the 4th of July. Some of the frustrating things with neighbors. And sometimes you get lucky and you move into a neighborhood and get good neighbors. And sadly, sometimes those good neighbors move away, and while it's a role of the dice, whether the next neighbors are going to be good or bad, living in a community where we have a lot of homeowners and home renters, it's always a roll of the dice. We had some good neighbors. We've had some bad neighbors. We've had some neighbors who haven't changed, and the one house that keeps turning over and over and over again. I may not be the greatest neighbor. I don't know my grass quickly enough for some people, but at least I don't think I'm a horrible neighbor.

Kevin Mason Nasa
Your Neighbors (MM #3949)

The Mason Minute

01:00 min | 1 year ago

Your Neighbors (MM #3949)

"The NASA minute. With Kevin mason. One thing we all can agree on, is neighbors can be annoying sometimes. I've lived all over the country both as a child and as an adult and lived in apartments and lived in houses and well, sometimes you got good neighbors and sometimes you don't. Some of the things that trigger us with our neighbors behavior, things like not doing the yard work, leaving the garbage cans out too long. Perhaps their kids playing out in the street or getting in the way of traffic. Barking dogs, loud parties, if they happen to be those kinds of people who do fireworks when it's not the 4th of July. Some of the frustrating things with neighbors. And sometimes you get lucky and you move into a neighborhood and get good neighbors. And sadly, sometimes those good neighbors move away, and while it's a role of the dice, whether the next neighbors are going to be good or bad, living in a community where we have a lot of homeowners and home renters, it's always a roll of the dice. We had some good neighbors. We've had some bad neighbors. We've had some neighbors who haven't changed, and the one house that keeps turning over and over and over again. I may not be the greatest neighbor. I don't know my grass quickly enough for some people, but at least I don't think I'm a horrible neighbor.

Kevin Mason Nasa
"one house" Discussed on WTOP

WTOP

02:22 min | 1 year ago

"one house" Discussed on WTOP

"Has been wrestling with ever since a man's tent was bulldozed with him inside But the council couldn't agree on a bill to stop the practice and turned it down with a 7 to 5 vote Ward one council member brianda Doe asked her colleagues to support a bill that would stop the Bowser administration from banning or evicting unhoused people until April Don't think we should be evicting a Cayman residents in the middle of winter And with the rise of the new COVID variant the district should heed the CDC's advice to allow individuals to continue sheltering in place Despite working with colleagues who want to see a change in how one house people are moved word three council member Mary che voted with the majority against the bill which she says lacked the reasoning to limit the mayor's authority And making it harder than for us to put people in beds with heat in proper living conditions Megan clarity WTO P news Christmas morning began with a fire in Marlow heights that forced 15 people onto the home's balcony waiting for help Prince George's county firefighters got to the scene on Dallas place just before 6 30 They saw the three story house in flames the 7 adults in 5 kids on that balcony and then they made the rescues No one was hurt the cause is still unknown A Maryland cemetery fire leaves a Pennsylvania man under arrest State deputy fire Marshals say the Harrisburg man is accused of stealing Christmas wreaths off graves and burning them Three year old Peter Custer took plastic wreaths off three or more burial plots placed them on a road and set them on fire Custer is charged with malicious burning destruction of property and trespassing witnesses called 9-1-1 just after 1 o'clock yesterday morning after they drove by Cedar lawn Memorial Park and Hagerstown and saw a man standing by a fire Custer's been released on his own recognizance Christopher Cruise open news Police say Custer told them he burned the plastic wreaths because they are not biodegradable and he is trying to save the planet Now trying to help the earth is behind a new alternative to buying Christmas trees You can now rent them which means there are fewer environmental problems with throwing them out Environmentalists say a chopped tree can leave a heavy carbon footprint unless it's recycled And that plastic trees can be even worse That's one reason rental trees are a growing trend in the UK Manager.

brianda Doe Bowser administration Mary che Marlow heights Custer wrestling Cayman Peter Custer CDC Prince George WTO Cedar lawn Memorial Park Megan Christopher Cruise Harrisburg Dallas Maryland Pennsylvania Hagerstown UK
"one house" Discussed on Biz Talk Radio

Biz Talk Radio

04:18 min | 1 year ago

"one house" Discussed on Biz Talk Radio

"You know that didn't look quite quite light. So you know we're going to have the foundation inspected. You know, the H V A. C, Which is the air conditioning and heating system is a big deal now and we we actually bring in a licensed hbh technician rather than just have a Texas home inspector inspect that because that's serious money if something goes wrong with it, so we have right specialist that comes in for that. You know, in Texas, you know, so a big deal, you know, and it's a big area insurance. So we have a company come in and inspect all of our roof. And, um and then we have the home inspector comes in and checks everything inside the house. All the you know appliances, etcetera. So it's It's facilitating, you know, 56 different contractors, you know, within a very short window there window you've only got what five or seven days to do that. Yeah, And it's getting shorter. You know, people, you know they don't want to give you any time to do it. But what can be done efficiently, But it takes a lot of coordination. So we just sounds. If having one person you know that has the contacts and you know, can get after it right after the contract gets signed, you know, is the best way to do it. Got it. Got it and those inspections. You know when you're getting those inspections you like you said, you've got to go back and read through them. Find out what the things are that you want to ask for what things? You can just let go, but that's a lot of time right there. Yeah, because you know the the buyer. You know, if you're representing the by or you know, they may never. They don't may not even know what these things are. They don't know if it's safety related for how much would that cost if I repaired it myself, So we provide all that back up. And so we helped by your prioritized What things are most important. What? What Things are, you know, must must be done within the next 12 months. And what are nice to have? So we We have actually assemble a strategy. You know, two requesting what repairs are needed. And what what aren't and so we help the buyer Get through all of that. You know, they just You know a lot of buyers. Even though this may not This may not be their first house that they buy. They may not totally understand. You know how important some things up. Right. And if they buy that house and things start going wrong They kind of need a note. Should I bought a home warranty? You know, you kind of have to do all that at the same time to protect their largest investment. So, yeah, I think so. Like you get a bother who's in their house for the first week and the air conditional result. And they don't know what to do. Who are they going to call called Realtor? It's not a good conversation when you say, Well, you know, we didn't get a home warranty to cover that, and that that repair is all on Your clients dime. You know, it's now even even in today's market, right? Even in today's market when things are going fast, and people are bidding some people I've heard don't even have inspections. And I think that would be a very scary thing to win a house without even knowing what you're winning. You know, the house is going to be probably that person's most expensive purchase in their lifetime. And to do that. I don't think you're putting your buyer's interests first. And it's something that I I I would not do. Mark, would you stay with us for the next segment? I got more questions for you. Is that okay? Yeah. You got to love it. Okay. Stay with us. This is Debbie and Mark Nolan. Uh, that dollar diva. More with real estate in just a moment. Do you want financial freedom? Do you dream of finding a way to help people reach a point where money is never an issue in your life..

Mark Nolan Debbie Mark five Texas 56 different contractors today seven days first house first week next 12 months one person two
A Prayer for a Disappointed Heart

Your Daily Prayer

02:12 min | 1 year ago

A Prayer for a Disappointed Heart

"Prayer for a disappointed heart by christina fox. I've said these things to you that in me you may have peace in the world. You'll have tribulation but take heart. I have overcome the world. John sixteen thirty three. The world tells us that we can do whatever we put our mind to do. If we wish hard enough we can click our heels and end up wherever our heart desires. Most there are some christians who say the same thing that jesus is our spiritual candy machine dispensing dreams and hopes at the push of a prayer. They say that god wants us to be happy and wants us to have everything we've ever wanted. We just need to believe and pray harder but the reality of our christian life speaks otherwise. Disappointment is part of life in this fallen world as believers. We shouldn't be surprised when things don't work out when we face difficulty or win. Life is disappointing. That's because adam fell into sin we all fall into sin. The imprint of sin is on everything even the earth itself groans with the weight of it. We apply for a job enter. Told we aren't qualified. We work hard for promotion only to have someone else get it. We've turned thirty and there's no ring on our finger. We have finally enough money to buy our first house only to be outbid by someone else. The pregnancy test comes back negative. We feel left out of community in our church. Our children struggle in school. Choose the wrong friends or have no interest in spiritual things the ministry we've worked so hard to create never gets off the ground. Indeed the disappointments in this life are too many to count but there's gospel hope even in the midst of our disappointments as jesus said in this world. You will have sorrow but take heart. I have overcome the world. John sixteen thirty three.

Christina Fox John Adam Jesus
"one house" Discussed on Denver Real Estate Investing Podcast

Denver Real Estate Investing Podcast

03:53 min | 1 year ago

"one house" Discussed on Denver Real Estate Investing Podcast

"You're <hes> making two hundred dollars less But you'll have all the vacancy. Yeah so that that was a huge lesson for me. Because i'm always somebody wants to optimize and be most efficient and that's great but go for eighty five percent. Just get it done. Get it moving and you can definitely go out to tape. Put the written test it out there of forty hours. You're not getting the you know up. Great drop the rent like get aggressive. I her and i think on tenant screening especially if they're gonna be tenants that you're living next to be strict and don't don't sell your requirement short just to get someone in there asap. We probably had seventy five inquiries on this place. And how many property towards do this sort of like prime kovic time so we. I was doing some facetime walkers basically said if you're interested i'll do a quick based on walk through with you so i guess my process was initial phone. Call ask him what was the screening questions. Basically who's gonna be living there. You know what's your work situation like. Do you smoke pets. And then we do facetime walk through and everything look good great. Get you scheduled. So i think we did three or four actual tours one that i was a single older woman and seemed like a great fit but then she didn't end up coming through and So we ended up with a great setup it's <hes> you know a small family That has been. They've been awesome so open a honestly keep him in there and what software. Jeez to screen them. We used Zillow rental manager mckay and advertising facebook marketplaces where both are tenants and tenant end up coming from for this place in our condo also did craigslist which was kind of a more of a mixed bag and then also did Zillow paid Listening okay so that was the software used and you're gonna use that same software process again for yeah for now. Yeah they were good enough three worked well and the only thing i will say is we use for the condo use zillow rental manager to collect rent which is automated which is great but does take about five days. Hit your account whereas if you do it through paypal which by the tenant does we get in about two days and got up that matters to you. That's something. I've noticed all right so great property here. What's the future plan. do you know we are. What your six months one year rule. What's the next step with the plan. So plan right now is to keep saving up for the next down payment. We'd like to try and get a place by next spring similar setup in the what we looked the west side denver. We'll see what inventories look like. And what pricings like at that point but do one more denver and then we'd like to eventually move mountains. Get more space. Landon probably still have something that has a guest house or eighty you type setup and then you know folks buying strictly mess properties most likely from day so sounds a great plan. So what a great way for people to connect with you. The the follow. You'd connect with you learn about you. How can people connect with you. Eric yeah absolutely am. I got a email and phone number in the in the show notes. I'm happy to chat. And just you know. Meet up for coffee or a beer and talk real estate or whatever else you got going on and then i'm also doing Some stuff through Side project Step-by-step bnb dot com as well the and that's something we're actually so. I mean you know right now recording the interview about your house act and take a break and actually interview with your partner on there jake and do a full in the podcast on airbnb in the mountains and also talk about the process that you guys have put together. Which is what you're documented. Put together on that website right. Yeah absolutely so definitely connected them gathering airbnb. Let's podcast you got the website. Because they are good resources. Eric thanks so much man. Chris appreciate a beer.

zillow mckay craigslist denver facebook paypal Landon Eric jake Chris
"one house" Discussed on Denver Real Estate Investing Podcast

Denver Real Estate Investing Podcast

02:52 min | 1 year ago

"one house" Discussed on Denver Real Estate Investing Podcast

"Eleven thousand dollars total credits so what use your credits towards. So our credits We used to we maximize as much as we could towards Some of the closing costs and then we also had to utilize Just over four grand towards buying in straight down yep and that ended up getting us down to two point six two five percent. Wow all right so thirty year fixed and he did a five percent percents out so bothered down in your at two point. Six two five all right so all in so four ninety three thousand dollar purchase price about nine thousand dollars. Acquisition costs nine thousand dollars credits. Twenty six thousand dollars repair costs all in for about fifty two thousand dollars the first year now closing. You're not bringing that closing you're probably all in for about twenty five grand or so But then with the initial repair costs that another twenty five grand on top of it right. Yeah and see budget. If that you plan for you got a great rate at two point. Six five right now. So you'll keep that for awhile and then while you're living there are you living in the top or bottom unit so we are living in the upstairs Unit currently and got downstairs rented allies downstairs rent for its rented for sixteen hundred a month. Plus one seventy five and utilities. Okay rubs so seventeen. Twenty five for everything. I seventeen seventy five seventy five alright. So we're not right this right now while you're living bear we'll see three percent vacancy property management. You're not paying for that repairs and maintenance. We got this repair costs the first year. What do you put repairs and maintenance that so i've got eight percent Mostly because i sort of agree with your approach of conservative underwriting and if it's better that's bonus We do have almost all the major systems. Now replace other than the water heater. We've got the new. We've got new back. We've got new roof. We've got new go panel and news relying so yeah you should have minimal. Costs knock on wood for first couple of years. But at some point you do have to pay the piper. So no hoa your taxes about twenty seven bucks a year insurance thirteen seventy five and then utilities right about three fifty a month a month all in okay. So three fifty three fifty times twelve. Daniel's about forty turn bucks here and that includes all these abilities right includes internet as well okay and then. Landscaping is through five hundred in my model. We're doing it ourselves currently and were most likely going to ask tenants to continue doing themselves. We'll see how it looks after we've been gone for year but it's a rental until so we got numbers in here as while you and you've gone sale.

Daniel
"one house" Discussed on Denver Real Estate Investing Podcast

Denver Real Estate Investing Podcast

03:21 min | 1 year ago

"one house" Discussed on Denver Real Estate Investing Podcast

"I wanted to get this gentleman's feedback on this property inspections zero-rate on it will stuff different stuff We got sewer scope. They couldn't complete the scope. There was a a bump in the line. And they're like we can't get past it and so that was A red flag forest inspection came back with through pretty much shot H back is twenty plus years old on its way out the door there was Some settling in some concrete that raise concerns and then also. The electrical panel was a As since obama believe which potentially dangerous sad replace those issue to have so. There are a lot of big ticket items in there. And that's where we said. Okay what are we gonna go back to the seller with. So what was the negotiation so we went so since we had the you know the the minimum threshold for going back to the seller. We said okay. What are the big ticket items. That were looking at Roof number one number two was the sewer because we couldn't get a full scope. We said either. We need completed needed jet the line clean the line in give us a clean scope or fix whatever issues there are We also said okay. We'll throw in the c. Because that was non-functioning at the time was said well ask for that and see what happens and then we'll ask for their some settled concrete. We said we'll throw in that. Ask and see what happens. And basically knowing blast two items were probably throwaways but give us a little leverage. Yep so what they do with it. Come back with you. So they came back in and agreed to do the. Give us a credit on the roof. Basically we had to do Three got they got an estimate. We got Estimates as well and basically came to an agreement on the amount.

obama
Jan. 6 Select Committee Holds First House Hearing On Capitol Riot

KIRO Nights

00:46 sec | 1 year ago

Jan. 6 Select Committee Holds First House Hearing On Capitol Riot

"Select Committee will launch its investigation tomorrow into the deadly January 6th attack on the U. S. Capitol. The hearings promised to be a comprehensive look into the causes and security failures surrounding the insurrection. CBS is Kris Van Cleave has more video from D C. Police officer Mike Vernon's body camera shows the violence up close on January 6th and I was pretty severely beaten. He's one of four officers set to testify Tuesday about their harrowing experience. But the committee Fannin will appear before is itself under attack right now made up of just seven Democrats and two anti Trump Republicans. Liz Cheney and newly appointed Adam Kinzinger. And Republican Liz Cheney will give an opening statement immediately after the Democratic Chair Bennie Thompson, Health

U. S. Capitol Kris Van Cleave Mike Vernon Select Committee Liz Cheney CBS Fannin Adam Kinzinger Bennie Thompson
"one house" Discussed on The Money Guy Show

The Money Guy Show

03:28 min | 1 year ago

"one house" Discussed on The Money Guy Show

"I'm trying to ryan sell his tesla. I don't know let it goes on the financial mutant. Part of me is like okay. You get to buy a new car for less than market trying to ryan sell his tesla. I don't know let it goes on the financial mutant. Part of me is like okay. You get to buy a new car for less than market value is to sell your car for because what's going on with with used cars i. I don't know what to do. But i love this car and driver drive all cars for ten years my last one. For twelve years that lexi s. Three fifty that my bow drove it and then now my daughter drives it. I mean this thing's made it circuit dangling nate. Have this thing and i am. I am troubled because the financial meeting. Sodomy wants to take advantage of this weird financial situation. I mean is this. this is truly an arbitrage situation. Sorry to clarify so the model. Y if you were to get it would you get in blackburn. Read well so they wrote me back and they said yeah you could change it to read but you pay what the price is today but if you keep it in black you reserved. We're going to honor the price reserved in black. So the financial mutant way would be buying a black model. Why and you will lose your cool red. Yeah but that's the black looks cool too though but i was just clarifying so people knew so the thing is very you know i feel like to to make this bother me more because we have this huge audience. If you're in the market for the previous person they us tesla. Yeah i got. I got the hood. Wraps i got the. I'm a sixteen year old at heart. So i got the tinted windows. I mean accessorize this thing to an inch of its life just like all good. Sixteen year olds. Who could by tesla would do. I don't know what to do. So i'd love to get the input of all my financial mutants. We'll we'll see what happens. Yeah it'll be interesting. Well if done all of our questions. Brian well let this out. If you hung. Threw me opining about tesla's goodness gracious truly financial mutant and part of the money got family. 'cause i just i felt like we were just having coffee with brian and really there for a second. Because i don't know if you've got a lot of financial mutant benefit out of that but we do love creating content for you. This is so much fun that you come in. Let's talk to every week. And if you haven't subscribe on youtube ring the bell so you even find because we do all kinds of livestream we do. We've now expanded into not only this educational format with qna with fulling chose but we're starting to create react shows. You guys have asked for more. We're creating more and we're going to keep dabbling and more and more things guys. We love the fact that you're part of this process so go check out our resources at money. Got dot com slash resources. Were loading up with tons of free stuff consider subscribing and i just want to give you a big thank you. I'm your host. Mr brian preston with special guest star review today Were loading up with tons of free stuff consider subscribing and i just want to give you a big thank you. I'm your host. Mr brian preston with special guest star review today and we'll keep on creating content. And you guys just keep hanging out with us. We'll talk to you soon. Money got team out the money.

"one house" Discussed on The Money Guy Show

The Money Guy Show

03:39 min | 1 year ago

"one house" Discussed on The Money Guy Show

"How's your tesla you in brian. So this question why these ups 'cause y'all know i have been a walk around the halls here and i'm like i don't know what to do because this whole used car. Things created a dilemma. Tesla jhelum for me. And if you're a fan for any amount of time you know. Brian loves his tesla. We did like whole video series on it back when he first got it. So it's been like a big thing for you and for the channel. Honestly so until this week nate the greats tick-tock video has overtaken the tesla's but they've been some of our best performing content. Because i was so excited. When i got my tesla model i got one of the early ones i just. I felt like it need videos. Because he was just mind. Boggling how awesome these cars were well now fast forward. So the goodwill with tesla expanded the point that about three years ago whenever they had the launch of the model. Why the unveiling the night that they did that. I put down twenty five hundred dollars. I said you know what i want the option to buy a model wa. But i haven't done anything with it. Because i love my model three so much Midlife read i called midlife crisis. Red and the fact that even though you know not planning on changing out wives or anything like that. But i did buy red car because i was like what else in my life. Go by a red car and that red version of the model three is the best lead conversion and then i got the referral rims on there. So it's looking it's looking. I'll probably look ridiculous as a forty seven year old school. but but. here's the dilemma. Comes in tesla's been Grassings not the word. They've been nudging me know. Hey you got this car on reserve we keep telling you you're ready to pick up a car model wa you need. You need to fulfil this thing in by this model wa and just keep ignoring them so then they send me an email say you must reply to this email so i reach out now start trading email and i said well i still might be interested. I need some points of clarification. Like when i'm on the website it seems to me that you are selling me a model wa for the price. I reserved it at three years ago. Is that true. And then i asked well. Hey i'm kind of loving this red color that i have now. I reserve the model y and black. What what what does that do to it. And then hey what we all give me on my in of my model three so they have this handy dandy little website that they send you to value the trade in. It's great but the problem is the tesla right now as weird distortion where even though full. Self-driving the option full. Self-driving Is a ten thousand dollar option with tesla. If you've bought that option and then you go to trade it in with tesla they give you zero value on that talking about kicking the gut again. Basically right well they charge you on the new car. But they don't give you any value on your existing car even on the trade end so that creates a weird dilemma. That you you shouldn't trade in your tesla because that you especially if you have full. Self-driving the option. Because if you as far as i understand it now this seems like it's evolving but if you sell it to a private party there is value transfers because they get to when you do private party. They continue on with your full self-driving because it's a person to person transaction so that creates a weird dilemma in with the real estate market. I mean the car marketplace going up cars worth a lot of money and then. I got tesla telomeres by this model wa. That will sell you for seven thousand dollars less than we new and would cost right now because we're locking in the price from three years ago. I don't know what i should do..

tesla nate brian Brian
"one house" Discussed on The Money Guy Show

The Money Guy Show

01:38 min | 1 year ago

"one house" Discussed on The Money Guy Show

"Because that's what's going to build that great big beautiful tomorrow and it is once once you reach that twenty. Five percent mark mark mark. You know it's kind of funny twenty five percent mark mark you get to step seven which is hyper accumulation. That's where i want you to start building up some of those after-tax assets because that's going to be your opportunity money. I mean if you if you set up a br you have taxable money meaning after tax you have tax deferred as well as tax free. Which are your roth assets. You're going to be able to take advantage of whatever comes your way because what i like about when you get to step seven. That leads into step. Eight is that we knew. Or hyper accumulating You kind of get to get creative property like we've had several questions asked that you can get into commercial investing like we've done with buying a building down the street to put the business in You can't do that stuff unless you have a good found angel foundation underneath you first. And that's what we're trying to get you to respect. I know there's so much pressure out there. The trotta to to skip step so that you can you know build wealth as quickly as possible but sometimes when you skip steps it can work out if everything lawns up perfectly and there's but realize in. That's why i always talk about the skinny dipping when the tide goes out that warren buffett mentions is because when things get ugly. I don't want it to be devastating to you. So that's why we try to be very respectful. And how do you create wealth but also not hang yourself out there in a way that you jeopardize the ability to have one bad decision just totally blow up your financial life right. Great okay zach on.

mark mark mark mark mark warren buffett zach
"one house" Discussed on The Money Guy Show

The Money Guy Show

05:26 min | 1 year ago

"one house" Discussed on The Money Guy Show

"And then the third option after they start having earned. Income is that custodial roth account all right. We have another house question. We're talking about housing today. So we have a few of those. This is marcus. He says what's the best way to calculate the amount of house you can afford. Assuming i'll get a thirty year mortgage with around three to five percent. Down should the estimated monthly payment similar. To what i pay for rent. Should it be less. How do i know him on the right track now. Look i'm gonna give you the answer. Pre twenty twenty one. And it's still. It's still the answer. But i'm giving you your grace and flexibility okay. And the fact that that twenty five percent should include utilities insurance and taxes. I mean those are the basics. Get you in the house. They should not surprise percent of your gross gross. Your your your principal interests taxes insurance and outta love feed to even include utilities. But i'm also like we're in a weird time you know that we've done several shows now on. What do you do when you live in a city. That is just running from you with the value of housing. I mean even on the content team here. poor nate and danielle. We talk about this. All the time is that they feel like that they in the situation where the housing market is just gone bananas on them. And i think that's a reality and a lot of you that live in coastal communities. You're like man this twenty five percent you guys. You have to get off of that. But i'm telling you there are parts of the country especially where. I'm from georgia that you could totally pull this off in. And that's the reason. I want you to be focused on keeping the housing costs lows because the sooner you keep your housing costs and get them. Under control the quicker you can on wealth-building about automatically investing coming back to those people live in holocaust of areas. I will give you the graced. Understand that utilities. And maybe the insurance those things go push you outside of the twenty five percent but it it is not a freedom thing. Where like wow. That's great that. Brian has now lowered. His twenty. five percent of my gross income needs to go towards investments. Know it just. It puts more pressure on you. You've gotta go find somewhere else in your anger lifestyle to squeeze that money out of i mean because if you live in a community that's gonna cause you know cause you to spend thirty to thirty five percent just to have housing to try to get to twenty to twenty five percent towards investments also plus taxes. The it's it's gonna be hard. Yeah twenty five percent keeps you fairly comfortable and a lot of like typical average home-buying but it's supposed to be hard because i want to challenge people you know. I didn't have basically have had a roommate since college. I mean because think about. I went from college where i had roommates at all around me to living in atlanta with two other roommates we. We had a townhouse that we're renting to then i got married. That's a roommate. By the way i saw. I i never lived on my own if you think about that. In everybody in those situations was paying rent or a portion of the mortgage all through that process. So if you find that that this is just not. mathematically working. Alfie trotted. Get creative with that. See the roommate and then we had a question earlier today about house hacking where they bought a duplex that allowed them to collect rent. You know in addition to offset their expenses. That's kind of what i'm challenging you to do. Is use these guidelines motivate you to figure out how in the world cannot let housing which is one of the biggest expenses we all pay not derailed ability creating wealth by by creating investments and. I didn't want to hear this at the time but like people move to suburbs for a reason you know like the twenty five percent of my gross income number really helped me assess where and what we could actually afford and you know like help me be honest so don't push too far beyond that Stay honest with yourself. i'd say okay. We've got a question from mark. He says if i am maxing out my roth contributions and getting my match through my employer. What's your my next investment direction. Be i have a feeling you have a great answer for this. Yeah i mean it sounds like look. This is why we have a system. I think so. Many people are trying to figure out what to do with their next hour. It you wanna make sure you you know you know how to manage your armed our bills. That's why we've kind of created this whole step by step. Guide is because. I want you to know that this works. I mean it takes advantage of tax laws. Take advantage of keeping your financial life out of the ditch. This is why we put a lot of thought into this. So what mark described was. He's got his employer match. I'm going to hope that he's also got you know. No credit card debt share also got taken advantage of having a good emergency reserves. Deductibles covered consider cash at four. And then roth. He says he's maxed out stuff. Five that's your. Hsa's in your that's your tax free growth assets. So after you get to that. Now we're getting to step six which is maximum retirement. Barilla's step six. It hasn't asterik next to it. It doesn't here but in my mind. It does in the fact that i want you to try to get to twenty five percent of your savings of your gross income. Going towards long term savings and investing..

marcus danielle nate georgia Alfie Brian atlanta mark Hsa roth Barilla
"one house" Discussed on The Money Guy Show

The Money Guy Show

03:45 min | 1 year ago

"one house" Discussed on The Money Guy Show

"Do five twenty. nine verses. Go to a custodial type investment account. Because that's that's the step to on here is that i'll love custodial accounts i think i've shared with you as a number times as i have two daughters and when my first daughter was born so worried when i had my daughter weddings. I know these things are gonna be so expensive. So i'm going to start doing one hundred dollars a month you know from the time they're born in that turned into two hundred dollars at some point but i am shocked because has oldest is seventeen years old. I am shocked at how big that account has grown. Just off of one hundred. The turned into two hundred dollars a month for her entire life. It's actually a chunk of money. So i think david is on the right path here so i think you do the five twenty nine step. But you also. Can't consider the custodial accounts. But i wanna give a word of caution these custodial accounts i think we all get excited because we have a deliverable showing what you could invest to become a millionaire at age. Sixty five. it's such a small amount of money that a lot of you financial mutants have heard it and go. I'm going to go open an account for my one or two year old. And i think that's that's very noble. That's great but let me go and give you the the the disclaimer word of caution. Your child is going to reach. Adulthood and custodial accounts become their money at age of majority in each state is a little different. Some states as eighteen states is twenty one the but the age of majority that account becomes officially. There's and they can do whatever they won't look you can you can get online You know and try to say look you know you don't want to get into this money without us kind of being part of the process but just know that it is their money. Because here's what happens even for good kids They want to buy their first house. They start dating. Somebody needn't it by an engagement ring or pay for a honeymoon. They're going to see that pot of money that sitting there that's juicy. I know that dad had visions of this turning into her. Mom had visions of this turning into my retirement at sixty five. But you know what. I need right now. I need a house. I need a car i need. You know what. Fill in the blank with whatever's going on in your child's life. Just go ahead and prepare yourself that that might happen. You might be somewhat disappointed with how they use it but it still could potentially be a tremendous head start. I mean i bought my wife's engagement ring partially with a wife insurance policy. My parents had bought on me as a baby and it had like a thousand dollar cash value on it at the time. So i i that out as part of the down payment on my wife's engagement ring so even financial meetings like myself will will see that pot of money and think. Hey what can i do with that. Because let's face it when you're young you're broke you money That's gonna fall into consideration now. The really exciting thing. David is when your child actually start having any type of earned income that roth. Ira but you have to have earned income so those those are the three pots. We've got the five twenty nuns. They're going to be very valuable for it. Doesn't that to just be college. It can also be k. through twelve it. can you know private. schools can be Also it can be trade schools if they don't even go to college and realize you always get access to that money if they get scholarships or or anything like that you can still have to pay income tax on it at that point. It won't be tax free since it wasn't used for educational but you'll avoid the penalty of that money was used. You know if the kids get scholarships but after you go from five twenty nine you can look at. Just a basic generalize custodial account You know it's typically ugma or utma depending on which state you live in..

david roth David
"one house" Discussed on The Money Guy Show

The Money Guy Show

03:50 min | 1 year ago

"one house" Discussed on The Money Guy Show

"We got the money guy here. So let's do this all right. We do have a real estate question from benjamin on he said is buying a duplex as a first home. A good idea with renting or airbnb on the other side of the duplex Is there anything. I should watch out for now. This is something. I'm seeing this as a trend. Like on tape talking to things calling it house hacking and it is kind of a genius idea in some ways but are there any considerations he needs to think about beforehand but actually love this idea. Now i want to tell you is the only thing you need to consider is look at where the 'cause you hear it on real estate all the time location location location so sometimes duplexes. I just know in a lot of communities where you get into multifamily homes and stuff. It's not look. I'm basing this off of where. I was in georgia georgian things. I'm just giving you. The the considerations is that you need to look at. You need to think big picture. Is that where. I'm buying my house. What's the what's the purpose is in my living here as a single person or is a newly married person and this is all i have to think about is financially. Does this make sense because having somebody pay half of your mortgage potentially through or even more than half of your mortgage by renting from you is very exciting. But i want you to think about if you don't buy houses unless you can be there for five to seven years and at that five to seven years you think you're going to get married and start having kids. You need to start thinking about. Hey is this going to be in the area. Where i want the i. My kids can go to school. And if there's good schools in the area that might now look you have the potential. You could turn this into an investment property. Fool you after. You've lived there for years. But i'm just saying i love the concept but make sure you're taking and writing down on paper or creating a plan for what will happen in this five to seven year period that i have to commit to To buy this and does it work financially. I love because it's great. I mean we're doing the same thing with. We bought a building for the business recently. And i love the fact that we're going to now be paying rent to ourselves and when you house hack you of do the exact same thing you're paying yourself rent but you also have rent coming in from your tenants. I know people. You don't have to stop it duplexes. You can have trump. Flexes quite lex. We have cons. have it all It's a great thing because you know depreciation and other things help you on your taxes but just make sure you still are respectful of where this falls into the financial order of operations. You not going too far out on the leverage sada things without having enough liquidity to get you through those dry periods but if you're living in the property and it's well within your budget this is a great way to essentially get your your living. You're you know one of the most expensive things that pulls out of your wallet to be as cheap as possible so if you're okay with being a landlord and it aligns with your long term goals like it's not a bad idea if that works for you all right here. You said something about where this fits and financial order of operations. Mary asked specifically where in. Can i have a rental properties. Let's get specific about where it fits into the financial order of operations and she said shy. Sell my rental property now and follow the flu or keep it for rental income so it does she already has one but let's go ahead and answer where it falls and then kind of how she should handle it. Yeah so ask her questions on. Make sure because. I know where to talk about food but i want to ask her question one more time. She said giardi got a rental house but she said should i sell my rental property now so that she can go back and make sure she falls all do or hang onto it and keep the rental income..

benjamin georgia Mary flu giardi
"one house" Discussed on The Money Guy Show

The Money Guy Show

03:57 min | 1 year ago

"one house" Discussed on The Money Guy Show

"We travel a lot to see family. We do the gift exchange things. We paused a lot of our automated. Like roth contribution. I know this is like the financial mutant money guys show but we did. We pause it for a couple months. We sat down and we said. Are we comfortable pausing this because we know that we're just about to be hit with more expensive and more spending opportunities like we ever have as a couple you know and so we we went ahead and positive and i don't regret it just because it was kind of necessary to because it was crazy like you don't expect to be spending so much stuff but then like i said january came and we were like. Oh shoot we've got to get this back on track and we really did have to be intentional about sitting back down okay. How much are we investing. Now that are outputs different like turn all the automation back on. Like make sure our wealth building was still on track. Because even though i was comfortable positive for a couple of months like i don't wanna waste anymore time especially being in my late twenties and still having compounding interest on my side so that was our experience. So here's something. I wanna challenge everybody watching everything you described. I know i've personally gone through to is that. It's not uncommon. We have big life. Changes in house is definitely a big life. Change that you'll take short-term actions to try to you know plan for prepare and even save. I don't want you to lose sight of what. The long-term vision is an. Here's a visual to think about. I went to the gym yesterday. I don't like working out. I'm not like bo. Po loves working out. I work out to stay above ground. And it's one of those things in there was an exercise routine called Catch me if you can where you're running on the treadmill and they keep calling out intervals in that are going up if you haven't reached that level and the time they take you out we'll life in some ways is somewhat meaning. There's a clock ticking. In the background you're trying to reach a level of assets to your financial independence goal. By the time you reach that age so you are running from it and it's okay wing. You're in a race to take a break to grab water to catch your breath but you better start running as fast as you possibly can or you will get caught. And that's the way. Financial wealth building is too so i like hearing the fact that you you and your husband were very deliberate about. Hey we need to start this process because more than likely your emergency reserves are not going to be where they're supposed to after you go through purchase like this because you're gonna squeeze at all angles to make it happen your automated investment plans. You just said it get paused so you need to make sure you unpopular does as fast as possible and then even there's bigger considerations like should you have life insurance and so forth and that's that's probably a whole 'nother show topic but i wanna give one other word of caution. I've gotten a little more age on me. I'm not old but i missed some roth. Contributions In the nineties early two thousands is our starting my first company. Figured it out and you know there's a book that we're working on behind the scenes and this is one of the chapters. I i covered was kind of opportunity. Cost as i figured it out that i missed out on a total of ten thousand dollars i could've put into roth. Ira's in the early two thousands and what that the opportunity cost left on the table from those years. Now look i started a company. There's other things going on that even a financial myself. I had to make a determination. And i'm happy with my choices but after phil like could i have squeezed a little bit more to get that fourteen hundred dollars in this year to get two thousand here right. I and the book the that will be covering at some point Guys i actually give you the numbers of what that money could become. And it's and it's tremendous if you if you look at what has happened in the twenty years since that period so i just want to caution..

roth bo Ira phil
"one house" Discussed on Thrivetime Show | Business School without the BS

Thrivetime Show | Business School without the BS

05:14 min | 1 year ago

"one house" Discussed on Thrivetime Show | Business School without the BS

"Or or kind of bonus. From when i was on ryan's hope back. Abc back in new york. I said well. Jeez what do i do that. So i thought you know what i'm going to buy the house next door to my grandmom and i'm going to make it look nicer because we didn't really have terms for flipping and they it wasn't as defined as it is today. I'm just gonna buy nasdaq sorta my grandmoms and maybe convert it from a two bedroom. Two feet three bedroom and kind of spruce it up a little bit and see what i could do so i did that while i was still working in new york. I would commute. Back in back down to collingswood new jersey. And i did that and i ended up making more money doing that than i had done. In the whole quarter being on television so i thought wait a minute. Maybe i'm onto something. So the entire time. I've been doing everything from broadway to film to television to now i'm actually producing television shows I have always been doing real estate on the side. You know this is one thing. That's kind of funny. This is how a you and i got to meet each other here today. Is i pride myself on reading a lot of books. I hold myself accountable to a book quota and so i'm always wanted to read a certain number of books. Okay so my ideal was a young man. I grew up impossibly poor and i thought to myself. I've got to read at least one book a week. Britain by somebody. Who's more successful than i am. So i go into barnes and noble and. I'm looking for the book of the week. The book the week. I go in there and perusing it around wandering around with no discernable particular. You know thing. I'm looking for and i find your book find it flicks a fix it flip. It make millions in real estate one house at a time in today's market and i opened up the book and there was so much detail in it. I mean your book is a true idiots guy. that's why i bought it. Because i'm an idiot. Bought the book. And i wanted to know how you can you talk to me. What was your inspiration for writing this book. It is so good. You know the i did write it. I hate to say it as an idiot skype. But i basically wrote it as to explain sort of the nuts and bolts. It was just when when there were a lot of television shows starting up about flipping and this old house and all that sort of thing. And there were a lot of misconceptions about flipping what that meant and there were a lot of people coming forward at that time with that Make make a million dollars. No you don't need money you don't need this you know i was thinking a lot of people get a lot of trouble and this was before the book was written before the big crash. True and if you notice In all the principles that i talked about in the book. If you follow those principles you would have done fine during the real estate downturn It was because i wrote it. Because i knew that what works for me and i literally chronicled exactly how i address properties in how i analyze them. I'm very Conservative you are. And i also kind of wanted to be an advocate for the consumer as opposed to being real estate agent. That's you know by buy sell sell. Sell mine's very much. Only do it if it makes sense and you have to you know. And it's and i mean sense like e. n. t. s. so that it actually makes you money and you also have to come up with some sort of a formula to figure out ahead of time if the property is gonna make you money or not rather than just blindly jumping in and hoping you can pull it off and hoping you can make a profit you wanna prepare yourself against. Every worst case scenario you know what i noticed. Always done it. This in our interview will be kind of non-linear but this is something that happen in your book you talk about you you need to put twenty percent down. You put twenty percent down. And so i was working with a company called fears. And clark i'm clark he was fierce and i was helping him grow his company. And i'm reading your book and one of the things you want to put twenty percent down and you want to look for. You wanna do your formula. You have a formula in your book or you calculate it. Am i gonna make money. You can figure out whether you're gonna you're gonna make money or not before you even by it and so right. I heard of a pastor in town who unfortunately had to leave the church due to some poor life choices and there were selling this parsonage and it was in a neighborhood where the average house in tulsa was worth two hundred and fifty thousand and if you can believe it or not michael. This house was on sale for seventy thousand dollars while so. I go through your checklist of all the things you know the deal breakers you know if it has moulder at has in. Your book is very specific. Your listing off all the things. You don't buy a house if this is wrong with it but do buy a house if this is wrong with it and i'm just growing through and i'm like this house is in a good fit. This house is in a good fit and mike. I'd probably gone through twenty houses. And i'm thinking this guy michael. This guy is not only a great actor but he's making it impossible list of things. There's no houses that fit this criteria. And then i found a house it was like a miracle. I found a house that fit that criteria. We bought the thing for seventy thousand dollars approximately. I did the math using your your formula before buying it and all in. I figured we can't possibly spend more than sixty thousand renovating it. We've got twenty percent down. Let's do the move and michael. We came out of there even though everything went wrong with every contractor we still made.

collingswood new york Abc ryan new jersey barnes Britain skype clark michael tulsa mike
481: Build an Unstoppable Real Estate Portfolio with the Core 4

BiggerPockets Real Estate Podcast

01:57 min | 1 year ago

481: Build an Unstoppable Real Estate Portfolio with the Core 4

"David. First of all the core came from your book. Long distance. Real estate investing. That's where that concept came from and today we're not talking about long distance. This applies to local as well But which of those four we mentioned earlier. It's like you're deal finder which is typically a real estate agent. But it doesn't have to be. We can dive into that in a minute. Agent lender contract or property manager. Which comes i do. Think i like to look for the deal finder. I and the reason is the deal. Finer will usually have them biggest network in the most access to the other. Three pieces smart. Okay so let's let's dive into an interview with your concept. The agent versus not agent The difference being on market or some marley. You explain that real quick for those people who have no idea why you'd use an agent wouldn't you. Yeah that's a really good question so you know before we do that. Maybe we should break down why. This is an important thing so brandon. I have found ways to control talking politicians style all the time. Thank you for asking that question. Let me answer the question. I wanted to ask the first place. And then say i'm glad you asked. Even they didn't brennan. I were sitting. You're talking about where we had quantum leaps in our business. Okay so when when. I got this piece. Everything changed and for you. That are listening to this. There's actually a point where you're waiting to take that quantum leap to and that could be buying your first house buying your second house buying a bigger property just writing an offer could be a quantum leap in the progression of i wanna be a roasted investor to own real estate and what we found. Is that every time we didn't do something either. We didn't know it. we didn't trust ourselves. There was a fear that if we go do this. We're gonna make a mistake right. And when we found the right person to put into that place all of a fear went away and we've found ourselves taking action so often times we like whip ourselves back like you need to do better. You need to get out of bed earlier. You need to do all this stuff but the answers that life is usually trying to give us come from saying no to something or stopping doing something.

Marley David Brandon Brennan
"one house" Discussed on Off The Vine with Kaitlyn Bristowe

Off The Vine with Kaitlyn Bristowe

02:26 min | 1 year ago

"one house" Discussed on Off The Vine with Kaitlyn Bristowe

"I was going to lose custody. My kids i was not had full Pretty much full custody and they said will you might turn is like will. You'll never have full custody again if you go again and so i had to make that choice. I choose my career. Or do i choose to focusing my kids and so i got out what else but i do besides go right back into fitness. I mean that's kind of so. All i've ever known as fitness the marine corps and fitness. Yeah oh thank god you like it because you're good at it and it's obviously you're like i love it. I love ethnic. I always have had the best to careers everyone. But it wasn't easy. When i started out when i got out of the marine corps. Fitness wasn't cool right now. It's kind of cool career. Because our social media there wasn't social media where hours training there was no social media. It was in. Everyone's like when you're gonna get a real job like do some real with your life your disa- trainer like are you gonna ever do like a real adult job. I'm like no. I'm not watches and they'd say you're never going to build support your kids. I was like yes. I will watch me. I'm gonna clean houses. So i clean houses while building up building. My training visit as my training. Business would grow. I would drop one house. I'm like yeah. And i was like i was determined. I was like slow and steady wins the race. I was like i will get there. I will be able to support my kids by myself on just training one day. I mean if. I feel like if they're going to tell you you can't do so you're to go and show them that you can and you're going to do it really well. I mean that puts a fuel on fire their come on but to go. I feel like deer that way. Jason is really that wage. Sometimes he has the biggest fear of needles. Which is hilarious. And like he joined us to really yes. I know that it's still funny. Yes he goes. He actually will facetime you. When he went to get his vaccine he was like like make fun of me. Make me feel stupid. Because i know this is so dominant. He's like if. I hear you saying like you know like you can't get that neil. You're going to be such a baby. He's a good now after. Go do it fire on their w.

Jason one day one house
Protests in Los Angeles' Echo Park Lake as it plans to close for repairs

All Things Considered

03:05 min | 2 years ago

Protests in Los Angeles' Echo Park Lake as it plans to close for repairs

"Today we take you to echo Park Lake where people are out, protesting the park's impending closure there trying Tomo fence this place up and kick the homeless. Ciao instead of facing Actual problem, which is that we don't have affordable housing, you know? S so we're just here to support and we just want them to feel safe and secure. Know that they have a place to go at night and you don't have a place to sleep. And I just hope that always being here will show that They have value to us. You know, they're part of our community. The reports are that tomorrow, city officials plan to remove the remainder of people in tents who are still at Echo Park Lake and then temporarily fence it off and closed the park for repairs. KCRW reporter Anna Scott is at Echo Park Lake. She joins me right now. Hey, Anna. Hey, Steve. What's going on over there? What? What is the scene Been like it the park today. Yes. So early this morning, There was probably a couple 100. People gathered here. Protesters like the woman that you just heard from some one house. Residents of the park who are still here. Intense. Gathered up, had a little rally at the park, and then they walked over a couple blocks away to the office of Mitch O'Farrell, the City Council member who represents this area and has been planning the closure. As the morning has gone on, things have quieted down were speaking around mid day and things are really quiet. There aren't a ton of people here, but the thing that everybody is kind of waiting for is for City workers at some point, probably from the Bureau of Sanitation to show up and post notices officially formally giving 24 hour notice about the park closing. Anyone who lives near Echo Park, Anna or hers has driven by Probably noticed all the tenants surrounding the lake. The number has grown dramatically in the past year. Given the pandemic. How many people are there now? It's really hard to say just from walking around today I am guessing maybe a couple dozen something like that. There's far more tense than there are people. I walked the perimeter of the late just a little while ago and there's tents all the way around. Lake probably close to 200 tents pretty densely packed but many fewer people. Mitchell Farrell's office says that in the weeks and months leading up to this, they've moved more than 100 people into temporary hotel rooms and into shelters. And just in the last couple of days, officials with the L. A homeless services authorities say that they've moved about 50 people since Monday into temporary hotel rooms at the city is renting through the project room key program. Um the Oklahoma Services Authority actually has a table set up right now. Right across the street, and there's a couple of shuttle Busses lined up at the curb, so there's still continuing to try to get people into hotels s O. It's not super crowded right now. But there are still a number of people on house people here at the

Echo Park Lake Anna Scott Mitch O'farrell Bureau Of Sanitation Kcrw Anna Echo Park Mitchell Farrell Steve City Council Oklahoma Services Authority
Biden meets with bipartisan House members on infrastructure

WGN Programming

00:29 sec | 2 years ago

Biden meets with bipartisan House members on infrastructure

"Gonna do that make sure we once again lead the world across the board and infrastructure that was President Biden after a meeting with a bipartisan group of lawmakers talking about a potential infrastructure package, Vice President Kamala Harris and Transportation Secretary Pete Buddha judge were also there. One House has declined to say how much the president is looking for in infrastructure spending or how he would pay for it.

President Biden Vice President Kamala Harris Transportation Secretary Pete House
Marissa Lightsey Of Missouri Talks Crushing Her First Year In The Business

Hey Moms in Business

05:40 min | 2 years ago

Marissa Lightsey Of Missouri Talks Crushing Her First Year In The Business

"Mardi guys. Hey goten while com really good. We're so excited to talk to you today. you've got to just give us a little bit. Give us a little bit of a background so I have lived in mexico missouri for most of my life. I moved here from california. When i was about seven and growing up. I never really felt like. I would be like an entrepreneur. didn't real estate with never like a big interest. It kind of was something that came about. Maybe when i was eighteen i was like you know. I think i'd really like to do that. i tried my hand at a like owning another business before i had a children's store for about a year and then i sold that and after i sold i was going to have to do something so i guess also do real estate so i took my course i kind of knocked it out in like two weeks When took testing got my license. And i think That was in october of two thousand. Nineteen in between october and december closed one. I had a listing. And i. I didn't sell it but it's old and then Twenty twenty came and it was just insane. I know that twenty twenty has been like cursed pandemic year In for a lot of people it was like a very unfortunate year but for me. It was quite the opposite. I had my on like twenty six sides so good mix of listings and buyers. I definitely worked with a lot of first-time homebuyers but i learned so much Twenty six transactions will change you as a person really a really crazy. Twenty six transactions with a four months old or six month old at home and three-year-old. She obviously had the baby in the did the Like around christmas time. I guess it was twenty. Nineteen not i was pregnant with our little girl and gas twenty twenty. I was pregnant like on a summer. Like the worst time and like a beached whale. And sometimes i mean i would be showing homes just like feeling awful and i have you know toting around a four year old and but it was so fine and You know like. I close was in the hospital. I had a house close. While i was in the hospital having my daughter and then i actually think new contract to while i was in there so i never skipped a beat Like two days. After hat on thursday. And by the next saturday i was out. A new listing appointment With my husband and four-year-old and new more info. Yeah it was just like the new clients. Yeah i had a new diaper. you have to wear. Oh yeah yeah yes. It probably wasn't the most professional listing of white man. I think i was probably in like running shorts and tee shirt. I could barely walk. Because i had a c. section so like yeah two days after a c section. I'm like i'm not passing this listing. I was like i'm gonna go in those clients. Were so gracious. And i repeat customers. I work with them now and it was cute. They like bought my daughter a little onesie and stuff and they were excited. So i mean think about that listen. We can't even cattle prod. We can't even cattle prods. Some of our agents to get out of bed on time in the morning and you like c section two days astor outlook go when we hear like monroe stories. And they're in the hospital doing the all like i just. I love it. Because i felt like a a mental image of it. And it's just like if i was just saying this morning to like the one consistent being in my life is that it's always a like i like that usually usually you don't use the data. I know you say shit show. I think so. I love your attitude. Your your energy awesome the palace where your sources of business so Mainly facebook do a lot of face booking I know instagram is kind of like the way of the world in most other places of the country Here in little old mexico's area population. Twelve thousand. We're still really big on facebook here so i spend a lot of time on their maybe too much. But that's really where a lot of generated in like. A lot of my clients are people that i had gone to school with Looking to buy their first house. And i think i just tried to make myself as approachable as possible and i had been through the process twice with my husband. He bought our first house in this one together in the end of two thousand eighteen. So i've been through the process before You know prior to getting my license so it felt familiar. Just kind of learned as i went but i really became like a. Usda first time buyer specialists. That's definitely my bread and butter so And that's something really passionate about helping people who don't even they don't even know that they're sitting on Approvals or that they could even buy home. They just assume they have to rent.

Mexico Missouri California Monroe Facebook Instagram Usda
Fire & Explosion In Texas After 18-Wheeler Carrying Gasoline Collides With Train

Rush Limbaugh

00:27 sec | 2 years ago

Fire & Explosion In Texas After 18-Wheeler Carrying Gasoline Collides With Train

"Site, an explosion and huge fire after a train hit an 18 wheeler near Cameron in Milon County. This morning, Sheriff Chris White explains what the train was hauling the train was carrying in the front compartments, coal and gasoline. And so that's what caused the huge fire and all the smoke. White says. No one was injured, but one house nearby was burned and some people nearby were evacuated. Cameron is located about 60 miles

Milon County Sheriff Chris White Wheeler Cameron White
The Moon Through the Houses in the Natal Chart

Astrology Bytes with Theresa Reed

04:03 min | 2 years ago

The Moon Through the Houses in the Natal Chart

"Today we are talking about the moon through the houses in the natal chart. The moon symbolizes your emotions needs and how we respond to others and the world around us. I want to remind you there are twelve houses in the natal chart. You can go back to the old episodes to learn about the attributes of each house and wherever the moon sits in your natal chart in one of these houses shows. Were you can get a little emotional. And because the moon is changeable this could also indicate were in. Your life may fluctuate too so. Let's go through them. The first house. The of the first house indicates a personality that expresses feelings outwardly. Your heart is right under sleeve but sometimes you may be too reactionary. The moon in the second house means money is important to you. It comes and goes which can create insight eighty when you have enough cash to the bank. You tend to be more chill the moon. The third house indicates abotions ted. The color your thoughts. You've got a great imagination and might be intuitive and times you need to work hard to keep your feet planted on the ground. The moon and the fourth house is at home. Since this is the natural placement for la luna hope is where your heart is. And you're probably close to your family. You might have accompany home to. You'll need to guard against holding onto the past. If you can't get you can't let go of the old. you can't be present. The moon of the fifth house makes you a hopeless romantic. You want true love and nothing less will do. You're probably fertile. Couldn't many children. Ed would make an excellent parent but watch out that your pursuit for pleasure doesn't cause you to leave a trail of broken hearts behind you. The moon in the six house means work needs to be emotionally satisfying. You may choose a career as a caregiver or in the food industry drama at work could affect your well being and could sometimes be a catalyst for many job changes the moon of the seventh house places emotional emphasis on relationships. You crave security through long-term partnerships. You're highly empathic. But can also become co dependent. The moon in the eighth house heightens intuition. You can feel things. Am people out with these. You also have good instincts were handling money however boundaries could be week or you may struggle to find emotional intimacy hot and cold. Yep the moon in the ninth house creates a desire to see the world or feed your had you love to learn about other cultures and may have a strong moral compass. Bud this placement of the moon could also indicate restlessness or religious hypocrisy. The moon and the tenth house means the public. Loves you and you love them. You want recognition and you probably get it. The negative side of this placement could be someone who does whatever they think. We'll get the most applause. The moon in the eleventh brings a motion relationships with friends. Friends often become members of the family. Or you may have chosen family of buddies that replaces an unhappy birth family. The mood in the eleventh can also make you susceptible to peer pressure and lastly the moon and the twelfth house indicates a deep emotional need for solitude too much time spent with others stranger batteries frequent sabbaticals or therapy helps you restore your sense of emotional balance. You'll need to be careful that your past experiences to not color the present moment. Let go of those old stories

La Luna TED ED BUD
"one house" Discussed on KNST AM 790

KNST AM 790

02:41 min | 2 years ago

"one house" Discussed on KNST AM 790

"More cases of a Corona virus variants found in the U. S. I'm Jack Callahan Fox News to people in South Carolina have been diagnosed with the South African variant. We live in different parts of the state and have no apparent connection with one another state's Health department says it's likely there are other cases that haven't been discovered yet President Biden signing a pair of executive orders related to health care Thursday the first order expands access to the federal health insurance marketplace by reopening a special enrollment period from February 15th to may 15th to give Americans who lost their jobs and employer based insurance during the pandemic, a chance to sign up for coverage. The president also took aim at his predecessors abortion policies. Directing the Department of Health and Human Services to consider rescinding regulations under title 10, which cut millions in federal funding for Planned parenthood and by getting rid of the Mexico City policy, which bans foreign non governmental organizations from receiving US funding if they promote or perform abortions boxes, Kristin Fisher, the Government Accountability Office says. Distribution of the Corona virus vaccine has fallen short of expectations and is recommending a coordinated national distribution plan. One House spokesperson Jen Psaki, We need to ensure we have the materials to do to distribute the vaccine, the vaccinators and qualified individuals to literally put the shots in the arms of Americans places to do it. This is why this is such a Herculean task. White House and congressional Democrats rejecting Republican calls the split the proposed $1.9 trillion coronavirus stimulus package into smaller parts. House Republican leader Kevin McCarthy says he had a good and cordial meeting with former President Trump Thursday, the two agreeing to work together on Republicans retaking control of the House of the midterm elections. Wall Street Thursday, the Dow gained 300 points. NASDAQ Up 66. The S and P 500 closing 36 points Higher. America is listening to Fox Fields. Free healthcare hundreds to more than $1000 per month and disability compensation and tens of thousands for college tuition. These are just some of the U. S. Department of Veterans Affairs benefits that may be available to veterans. Via is focused on customer service, like never before. Choose via and see why Veterans trust in via reached an all time high claimed the benefits you've earned at choose dot via dot Gove. Find unspeakable piece When I come to these grounds, Catholic cemeteries are sacred ground there times.

White House president President Biden Department of Health and Human Kevin McCarthy Health department U. S. Department of Veterans A South Carolina Jack Callahan House dot Jen Psaki Fox Fields executive Kristin Fisher Government Accountability Offi
"one house" Discussed on KQED Radio

KQED Radio

07:54 min | 2 years ago

"one house" Discussed on KQED Radio

"Been in one house at one time for longer than a week and it Woz. One quarantine first started wire opening doors open. You wanna die? Because that's the signals judging me. Does the Black Dragon kill if I think Attracted a good first. It was really, really nice. And then there's times where was annoying, like okay, I see you every day in my face every day like Don't say hi After I'm actually questions I respond. Got me arrested. Don't you have inserted rates? I couldn't even tell you. I'm too scarce looking great book right now. Wow. Right here with you. I don't know They was married. Yeah, I just can't and my mom don't know my grades because she don't know my log in online. And then the report cards Go Tonto, my grandma's house and she's and my grades so Either she being real nice or well, No, I don't think I'm good. Probably not in chemistry, though, because I didn't do a quiz in there. I do a lab in there. Yeah, I know my grades, most likely a d minus of F. Operate. You see what happens. This is just calling me. Okay. Hold on. Watch your wing, right? No, I'm always the president that people go to to talk to or to vent to you. Or to active like they need anything. I'm always there dust into this rehearsal, and I'm gonna go to my cart over her son. Mm hmm. Here comes the dance team him and I know you're probably busy. But we have recital this day. Can you choreograph for the little girls on this performance? I think you do. Really Chicana basketball. Practice it. I want to see what you got. I'm like, Yes. What? You're my schedule, and I'm going to practice my dance from my other dance company you, d C My job, and I don't ever want to disappoint anyone. So it's like all my life. I've just been working, working, working, working, working for other people and their desires and then adds on keeps going. Every week every week. Cousin Tom Brady morning we're doing all right morning. You have to do this and that. Yes, I'm talking to myself, people. You have to cut yourself or you're never gonna be in my sleep schedules so bad, like my body's literally crashing like my body feels like it's been hit by a book this time. So you got this, Okay. All right. 2020 has definitely forced me to face the challenges that I have inside of myself and within myself, you know, I didn't know that I was as dependent on all of my extracurricular groups. Um as like, I thought it was just something that I really like to do like I never want to be house but I've had a few things happen in life and Never did with, um like at all my coping mechanism was always to involve myself in other things like I stayed busy, so I never have time to actually think. About what areas that I went through or go through, or what is that stressed me out, like, always find something to do. So I realized that during quarantine when I was by myself the stress that people put on you because they They're so proud of you. They want you to go places like you. You want to do it, But it feels like you're doing it for them more than you're doing it for yourself. Yeah. Like I can't make be honorable for the rest of the year like I have to make a honor if I don't make on the road, because that's gonna be a problem. I was expecting to be in school and get help with my college applications. No. I had to figure it out on my own pretty much like the colleges and look at that and be like, Oh, she's not. She's not top of my game and my g P h. Arianna 3.57 got to stop. That is a solid GPS, though. Because asking questions about college applications over the phone is so frustrating like I'll make you lose your mind. That's really good. I appreciate that. But it wasn't supposed when your standards are as high as they are. I get it. It's not good enough for you. But I'm saying that that's that is something to be proud of. Oh, thank you. You're welcome. So what are you are where you applying Howard, Clark and Spellman. Oh, man, Howard. Sexually awesome school. Spellman. Also in what was the third one, Clark. Really, really great schools. So if you ever need anything or have any questions about that reach out, Okay, I'm never gonna be job looked like you so much. You're so welcome, and I'll see you next week for sure. Karen Shit, I mom, I came by Yeah. Right? School. Alright. Alright, eh? Don't hate school, but I hate school. I understand that Ms Briana Taylor's death has become a part of a national story and conversation, according to Kentucky law, use of force by Mattingly and Cosgrove was justified to protect themselves. This justification bars us from pursuing criminal charges and Mr Briana Taylor's death E had to talk to my teacher one day because, well, it wasn't just one teacher. It was like Pretty much all of them way went through the whole class. And, well, the whole like school day in no way, shape or form. Is this justice? This woman lay dead. And what received more justice was the property next door to her After school's over, I realized nobody like not one teacher came in access. Like okay. How do you feel about Rianna? Taylor? Yeah. Yeah, I got it. And literally. This is the day after she didn't receive any justice, There's nothing just about a world That continuously shows black women and girls that they don't matter. Black women and girls are not disposable, and it's not like I expected them to do something immediately. Because, Come on now we're talking about the government We're talking about. The police were talking. What? The system. They don't sorry. Rain. I need you get out. We'll get out and go downstairs. Get out and go downstairs. I don't care where it Mary did. Anyways, like I was saying, I takes my principal and I just told her like, I just think that is really disrespectful and just playing wrong. For all of our teachers to know what's going on the world and then not address. It is not just talking about black women and girls After we die, right, it's about celebrating our lives and the way that we live. I don't care how uncomfortable you may be..

Ms Briana Taylor Spellman Howard basketball Clark F. Operate Tom Brady president Arianna Karen Shit principal Mary Rianna Kentucky Mattingly Cosgrove