20 Episode results for "Office Depot Dot Com"

The Flaherty Report, With John Flaherty

Boomer & Gio

12:12 min | 1 year ago

The Flaherty Report, With John Flaherty

"By one get one thirty percent off all HP INC at Your Neighborhood Office Depot officemax store and at Office Depot Dot Com or your INC online and Office Depot Officemax is your number one destination for HP INC shop are huge selection of original HP INC and now through October twelfth catching a pitcher in a playoff game in Severino as share a little bit at the end of the season but you know this is a big game it's a big game for him brought to you by Stoli vodka the official vodka of the Yankees Radio Network John Good morning how are you doing great. How's it going guys doing race and from what you've seen from the Yankees and twins year that makes you believe that when they go to Minnesota that day twins are all of a sudden you're gonNA wake up and make this thing series I don't slider and fastball counts for strikes and that's not necessarily one of his strengths you know he likes overpower you with the fastball he likes to throw slider ready to go and you know when when you watch Tanaka dissect the lineup you just surgeon right but you know Severino different he's GonNa attack he's gotTa throw is he goes out there and throw six or seven innings tonight you know and the Twins Day away from some of their middle relievers but like I was just explaining what this Yankee lineup that's not Chris stuff is dominating enough but if he can stay away trump's fastballs fastball counts he'll he'll have a better chance what was your take on how Aaron Boone had Minnesota because I don't believe that they will I think that as I told John Friday that the twins are an inferior team they showed up and look like hidden games one and two is there a legitimate reason out there as a lineup especially with with Gartner to three hole yeah you know what boomer I've been really impressed on how tight the relatively easy to pitch to from a game plan standpoint you have to execute it and I thought Tanaka did that beautifully so I guess to answer your question you know the only way that voters it's always great to talk to you especially after a couple Yankee wins it'd be your initial impressions and I and I'm reading this morning that they're going to go with the same lineup of what Aaron Boone trotted and Tanaka just kind of pitch backwards in game two and They didn't make any adjustments offensively so this lineup that three hundred seven home runs is is series and we saw that in game one attacks with his curve ball the twins you know where we're very aggressive out of the strike zone and Paxton took advantage of that I have really expanded out of the strike zone and the Yankees have taken advantage of that and and the Yankee lineup it's been very disciplined Gimme a reason to believe that things are going to be different they're hitting the ball the other way they're taking their walks and they're just setting themselves up for some big inning so I think that's been the different so far in two games I have to say the Minnesota twins bats are I mean eight walks in each game is pretty incredible and just the very disciplined line right now it's they're not swinging at anything out of the strike zone a happening you know for me their lineup of so one dimensional and and we talked about it on Friday that you know the breaking ball was going to be a big part of this employed the bullpen in games one and two especially game one yeah surprised that he went to the bolt ten so early into John smoltz talk about Edwin encarnacion roll right out of bed and start hitting no matter whether it's a broken wrist or an oblique injury he just seems has been already The Yankee Bullpen is is obviously you know so much better than the twin bullpen but it's it's not gonNA look like it hasn't looked as many many times are you sensing that Giancarlo Stanton is in a good place right now at the plate a great place and we talked about it on Friday network learning report with John Somebody's getting as getting Zayd John Flaherty report is have the ball that much had the sacked fly in game two but he was laying off some of those breaking balls on the outer half with two strikes that we have seen him and as Aaron Boone talks about they're getting a lot of traffic a lot of opportunities Didi has the big swing Grand Slam but for me it's the at bats where you know I it's all about matchup so some of the guys that we're gonNA see come out of the bullpen earlier in games might be a little different than what we saw during the regular season live from the Investors Bank studio over sized Greg Giovanni boomer and Geo the fan simulcasts across the country on CBS sports as a professional hitter and what an addition he has turned out to be for the Yankees and what a move that Brian Cashman made in the middle of the season give me your sense of his at bats and also how do you calm him down starting this game off tonight and what do you expect to see from him yeah boomer it's GonNa be really hard he's GonNa be be jacked up he's going to be it can happen they wear you down pitches they take their walk to get into the bullpen and that's where they do their damn I always ask you this John as we talked to the Great John Florida it's off the plate he'll throw some change for strikes but not so much with a slider so to your question I think you gotTa let him go pitches game tonight I feel the same way about Aaron judge taking walks he's taking his face hits the other way I eventually these guys are going to get into some really good hitting counts and the twins do it so it's it's relentless right now from keeps going I know that you don't want to think ahead too much if you're the Yankees obviously but I mean we are on this John Carlos Stanton's at bats yeah boomer I go back to a series I worked in Detroit where encarnacion went down to the minor leagues and had eight bats and came back and I'm they're gonNA throw in a playoff game and I understand all that but but I still have faith in that Yankee lineup that they're just not gonNA get shut down by those guys whereas on what they already have but it just seems perfectly right in the middle of that lineup talking to John Flaherty on the fan and CBS Sports Network Giancarlo Stanton didn't really green out of Vino it's all about matchups in that fourth fifth sixth inning that that Aaron likes with those guys so I this is GonNa be a bullpen series games in the series so as long as he keeps his patients Kinda hangs hangs out waits a little bit eventually the twins are going to have to come to him and religion course with the Yankees and Astros in the AL CS and we're already getting colds about it and it's GonNa be different when you face the astros pitching it's not going to be the same the astros have an uber driver they mentally grind you down they they they really do because you're you're sitting there like I don't want to throw the ball over the place they're not swinging anything off of the plate and getting you know is that enough can you do this and he hits a home run the first game so obviously you can and then you're

HP INC Yankees John Good Office Depot Officemax Office Depot Dot Com Office Depot Severino official Minnesota one thirty percent
Eric LeGrand

Boomer & Gio

09:55 min | 1 year ago

Eric LeGrand

"Buy One get one thirty percent off all HP INC at Your Neighborhood Office Depot officemax store and at Office Depot Dot Com or your INC online and Office Depot Officemax is your number one destination for HP INC shop are huge selection of original HP INC and now through October twelfth check out the role model t shirts say it's a great cause and a great guy was our pleasure the fight and all the you know some of the things that they're going to have to deal with what's what's the first thing that you tell them that seems to resonate with them to get them to the place where you are now which is just always on the fan across the country on CBS sports network what's the first thing that you tell somebody who is going through what you're going through in this this new world that they have entered in the that you got hurt playing football and we know that what you've been dealing with much like Mikey Nicholls how he got hurt playing hockey and what what gives you the motivation to get up every coach's show which I believe airs tonight he ran into boomer of course charity event recently and he had his role model t shirt on which he is wearing this I am twitter out in public messaging me tell me about this person got hurt Versa Eric how can you help this person how can you help that person he's injuries don't stop so live from the Investors Bank studio boomer assize in Gregg Giannotti boomer and Geo on the fan simulcast across the country on Sawyer up on stage and I saw the t shirt and I don't know you and Mikey Nicholls have inspired so many of us in this tristate Area I just saw the teacher and I said I gotTa get you in Allah and you know I've been there for about eighteen or nineteen years now I was one of the original found foundations that they partnered with over these years and I've seen you there the last few years exuding the positivity that you have I always try to tell people right away take the time to soak with your family understand what had happened to your life just got turned upside down warning and continue to fight honestly the people that don't get the opportunities like I'm getting right now I see them still on a weekly basis when I go to therapy on Tuesdays and Thursdays as those people that unfortunately don't have the same platform I do don't have the same support that I do just don't have the same Laflin general that I do and I kinda WanNa be that it just makes me get up and motivates me that I want to help these other people and of course I want to be able to go back to metlife Stadium and walk off that field one we're talking to Eric Legrand on boomer and Geo the stage I didn't realize you had like a little bit of comedian in you and you just put everybody at ease you know we all see you in your wheelchair we all came out with this Ed for the month of October national disabilities awareness month so I wanted to have the white ones where I can make them for people to donate money to charity so I wanNA raise here 'cause I wanNA talk to you about how we can get t shirt out there more and sell more those t shirts and how can we do that yeah so I came up with the concept role model and was for them you WANNA use my platform give them hope because you hear so many stories now being in the spinal cord injury world I'm always approached by people either on instagram all right after that I tried to tell life goes on I realized that what does injury no matter what life in time always goes on what are you going to do. CBS Sports Network and we are happy you welcome main studio right now former rutgers football player and now here on the broadcast with our Buddy Chris Carlin also the time period now after that you're going to sit there and keep our moping keep on soaking and live a miserable life or you have to figure out a way to adjust to a new life a new things that's like my time for myself which I really do you know when I see you and I see Mikey Nicholls I see the athletes that are still in you the athlete spirit that is the Great Eric Legrand Eric Good morning thanks for being here our you I'm doing awesome thank you for having me on the show great to Sierra can I say at the Samsung charity or the Simpson gives charity awareness but also funds are going to go to team granted Dana Refoundation so one day we can find a cure for paralysis you know you're you're amazing absolutely amazing and you're actually funny too and do it and you cannot be afraid to ask for help I always try to tell people you have to learn to be comfortable being uncomfortable when you get into that more when you learn be comfortable and that is a is pumping out of you all the time and I just wonder like you know when you meet somebody that's in your situation that may not have been an athlete that's where it's probably on your way and you had to overcome it who are the people that you leaned on what are the things that you needed to do to get over that you may need to do that times ten now but you still people wear the shirt it makes them feel accepted like you know when people with disabilities sometimes they get you know looked on different partners differently and things of that nature so wondering feel more accepted the situations and helps you out mentally and put you at ease in a lot of situations and once you get to a daily routine for human trained behavior becomes instinct whatever the different not R. O. L. E. R. O. L. L. and always the handicapped side because I wanted to represent me and people with disabilities and make them feel comfortable in your skin because the immediate mental toughness the will never give up the fight it's when you meet somebody like just say a middle aged woman who fell down off the ladder Holland'll games every Saturday I go to my foundation events that I have with the community I've been able to develop being able to do motivational speaking these are things I really enjoy doing this is funny because I never been a TV show guy before my injury I was always busy in college things of that nature now people always ask me like what do you do in your spare time you could just tell how proud she is of you and that has to mean the world to you right I mean and that's that's something that if you don't have that it's got to be such a tougher around you but as possible to still do things that you want to do it's just you might need a little bit more help and you start to get a new found appreciation on different than broke her back and now she's injured would you tell someone like her who's never been to the gym in her life and that's why I tried to look I tried to relate it to has there ever been a tough situation your life where things weren't home and the other is the support people that you have around you how proud they are of you guys when I see Mikey's parents how proud they are of him when I see your mommy aw come on but yes go to Grad fifty two dot com slash shop at their role model t shirts and just make a difference in this world. I'm sure the next time we'll see you I would think we'll be at the Mikey Nicholls event over at the Rock with the devils and everything in March I believe we're GonNa do that that's right so we look forward to that every year and speak with the football team there for the coaches show it's still my family workers will always be fam twenty minutes away from there so it's nice to go back to home and it is nice and it's nice to be to be welcome back to home which I'm sure they do for you so how do we get the t shirts yeah so you go on my website Eric Legrand Eric Legrand fifty-two dot com slash shop to tell you just watching you on that stage I mean brought a tear to my eye and I'm sure it brings a tear your mom's I every time she sees you but you are an amazing amazing person just keep it up up to the fullest now the two things that strike me the most when I'm around you and I'm around Mikey Nicholls first off is is your positivity in the light that you guys have when you enter ship it out to you for free so let the ink flow and get ready to print your heart out offer excludes Economy Page Wide Inc expires October twelfth and that's why I tried to tell people you may not be able to do everything that I'm doing but look for the things that he can do

Mikey Nicholls Eric Legrand Eric Legrand Office Depot Dot Com football CBS Office Depot HP INC devils Page Wide Inc t one thirty percent nineteen years twenty minutes one day
Moment of the Day (10/9/19)

Boomer & Gio

02:21 min | 1 year ago

Moment of the Day (10/9/19)

"Office Depot Officemax is your number one destination for HP INC shop are huge selection of original HP INC and now through October twelfth by one get one thirty percent off all HP INC at Your Neighborhood Office Depot officemax store and at Office Depot Dot Com or your INC online and ship it out to you for free so let the ink flow and get ready to print your heart out offer excludes economy page wide INC expires October Twelfth Dave Union New Jersey Fire Girardi Fire Spotta Fire Beltran that's what it's going to be whoever the guy is guys bringing the mess between China and the NBA into the fold with an American billionaire restaurant owner who's also the owner of the rockets the the communists kitchen kitchen he's open it up he owns the the Landry Group of restaurants it was just a huge group of great restaurants like ocean prime and Mastro's and all that stuff we'll take some fire a SPA call every time of year like the next investment manager is going to be this guy just picture CBS he's the Astros Bench coach and he's the Astros Bench coach and you just reminded me who's Brody's best buddy Aj hinch lows well-timed moment of yes they tell you what to eat and everything's the same price the communist kitchen be very small Jonas Badeah he's coming from a winning organization so did Mickey callaway coming up next comes full circle we agree with the tweet we stand with the thoughts but what are you getting out of it you know like I'm not just going to one day be like hey you know what I mean just take on China for the hell of it worship by the way You know you just you just maybe it's something of Joe spot is going to be the next mets manager if he doesn't go to the let's just the antagonist the Chinese won't do that I mean isn't tillman for t- to try and open restaurants over there too I would imagine always well I think you know he's.

Brody Aj hinch Astros Girardi Twelfth Dave Union New Jersey wide INC Office Depot tillman Joe spot Mickey callaway Jonas Badeah Office Depot Officemax CBS investment manager Mastro Landry Group NBA China Beltran Office Depot Dot Com
It's Update Time

Boomer & Gio

15:08 min | 1 year ago

It's Update Time

"Office Depot Officemax is your number one destination for HP INC shop are huge selection of original HP INC and now through October twelfth by one get one thirty percent off all HP INC at Your Neighborhood Office Depot officemax store and at Office Depot Dot Com or your inc online and sense to me must see must end up enjoying it and the oilers beat the islanders five two to James Neal a couple of power play goals scored four times on the night all right AH executed relay any better than that from K. K. Two Willie TD's tag you're not talking about a catcher running around or or some big lumbering raise push this thing to a game five Garrett Cole in Tyler Glass now to draft picks of the Pittsburgh pirates going again that's going to be a complete and utter NFL embarrassment for the giants unfortunately because they're all hurt and the Patriots might have their best team that they've ever had as the ball is going to be handled by three different people and let's not forget with all the new rules catcher and blocking the plate Travis Star where he was and then kept his body is one another in a game five to move on to the Al Cs you got a human sacrifice that will happen tomorrow the giants and the Patriots now pressure put pressure on them. Let's go yeah absolutely and then you know they show you the replay when you could actually hear the announcers and we've been out by twenty feet and this this was looks like the giants are getting back there to their inside linebackers Alco gotree being one about Oh okay so that the line news yes all of this stuff good morning Jerry morning brought to you by the ranking auto group schedule an appointment today to write Katina's service center for First Class Service at affordable prices and we will start arrays take a one nothing lead here the bottom of the first and that is raised radio with the call feminist annihilated flat fastball essentially over the Left Field Wall I mean Call Vegas man call let them know he's back I don't think it's line worthy movement now of course not no no it is not Jerry's ear with was playing very well done but you know what it was perfectly executed by the race and that's what takes the throw a guy like L. to a out I mean they're pushing the envelope they want down oh to now it's too resilient bunch for sure it's incredible it is we've used that word a lot lately and this is just another a place where how to bake couldn't get his hand in there and it wasn't a violation that's another part of this thing that Kinda goes unnoticed here's Kevin Cash Cure Meyer dumbest d'arno one nothing rose homers here to matters in all they tack on a couple more Travis Dr no with an RBI single kinda has had is in it and enjoy Wendell with a double the right Willie adamas the home run in the fourth and inbetween at the game at the trump last night and not a good start for Justin verlander terrific start for Tampa to pitch launch toward left back at Bradley he looks up gotTa make you've ever out of watching that Jerry as baseball coach man it's the greatest thing I've ever seen you know it's funny because when they didn't send d'arno in the first inning what are you doing I believe it's Jose Altuve Day and everything had to be perfect and it was it was a Bang Bang place so that right from the raise managers mouth there's Kevin Cure Meyer want to score they haven't scored so they're trying to be aggressive it's the right call by the third base coach yeah the way yeah and it could because it takes a perfectly executed defensive play I was actually blown away to hear Josh Rennick say this little surprised by you know how you know much intensity was in this atmosphere we haven't really played very well you know with the wall plays the Caramel to third is being way ADAMAS relay here's the throw domino's got it again raise radio with the on seven hits three walks just three and two thirds eighty four pitches only fifty two for strikes didn't seem to have it at all and he came out in that fourth inning for Tampa they use six P I mean you're the big relay play yarbrough top breathes out and throws line tried to the cap right-center on the move care mirror can't get shorter once I got out there pretty quickly realized that control just wasn't where I would like the fastball and slider was just a kind of spending all night really wasn't doing a whole lot what's note for all of us showing how much of that resiliency we have and so they'll go to Houston for a game five now Justin verlander really struggled and he knew early he didn't have his best cheers with Blake Snell getting the final two outs for the save in his first career relief appearance and this will go to what you were talking about gee maybe to boomer about the crowd at the trump he backtracked but he told the truth I believe he told the truth that I realized how bad that sound it was maybe I shouldn't say that yeah national's Walker Bueller with Clayton Kershaw right behind him taking on Stephen Strasburg meantime a lot of managerial openings baseball Joe Girardi who did the game last night and ten out Yankees get the winner of the series which will start on Saturday tonight to game five she got the cardinals and Atlanta Jack Flyer facing Mike Foale Knezevic flaherty says ready to roll his over legit opportunity for Brody van wagon and in the mets what are you gonNa pay him I pay but when you could hear him was a guest with Mike on the fan my guest him if he is interviewed anywhere yet I can't tell you if I have or haven't but I expect there to be some with something like that I wouldn't say player probably bad wording but no just maybe not used to that mini crowded crowded that much atmosphere here's a little different for us coming in but there's no excuse we go back on silver pairs that get certain situations I know what I'm comfortable doing I know what I'm not comfortable doing when he hopes to have his stuff tonight for sure the later game the dodgers you do expect okay so you expect to be in the in the loop here yet hey do he would not say anything yeah what do you want take your business then it's like the Astros from a couple years ago when it Yankee Stadium lose it home yeah absolutely and that's why you have to favor them in a in a game five but I mean you just no you're not because you wouldn't have used the words a lovely true yeah lovely like come up with at least fifty other words happy-go-lucky thank God I talked to you about anything slot the game ahead of pass the time everyone man you would what I would do what will frighten Jeff Pam well you could pay Jerry's familiar ten million dollars you can Joe Girardi three million all that stuff I you know I understand that you're curious about the injuries I really don't have anything to add other than what's out there sounds like what's out there is not stuff that we put out yeah that's right ball giants take on the Patriots Sterling Shepard won't play Saquon Barkley Evan Ingram Wayne Gelman not likely to play but have not been ruled out as Pat Shurmur Chris Carlin before I got the lovely but hey he is lovely as well happy go lucky certainly as the rutgers Maryland game a little bit with him probably not asked about the status of Barclay and Ingram I didn't hear that from me and he would continue to get peppered about AH yourself tough to do not easy Thursday night sure any additional player helps that's yes that is true Sunday the jets take on the cowboys Sam Darnold will be back at quarterback in Dallas Jerry he's an he's he's going to be the manager the angels yeah so I just hope that Joe Girardi is a is a guy who gets us come on Jack for crying does he realize like like who you are what you become not damn Jack Curry writing for the New York on within the lovely and talented I love Chris Carlin but I I don't necessarily know that I would describe him as Jones did his weekly interview with Sean J on the fan tough start to the interview for the cowboy owner disappointed over the game there against uh anyway the crowd really got that sort of thing we were ready for that especially in this dump of a building game five will be tomorrow night with coal and glass now as you guys pointed some coffee poor guy coffee all over his the packers thing in the morning apologize or explain herself or something like what in the hell why because gillies the twitter police were out there screaming at everybody do you think that that was times and your great career that you've Palmer and Gino in the morning now running you got a lot of that in the beginning I haven't heard that in like a year and Amber Gino in the morning named best quarterback yet so I I read a tweet from big head Michael K that the lovely Chris Carlin will be Okay this would that be good let's say you're Britain Ma her when you were the kicker of the cowboys and you heard your owner say this his performance so far okay right what is he supposed to say no yeah I interviewed with the teams don't worry about it you said Joe Mads interviewing with the Angels Alenia Lung and Interesting Word Yeah I would go with a different adjective lovely big huckabee bear wasn't that I was love now town yeah lovely and talented not an animal he's giving us when we step up there we don't know it's going to or not

giants HP INC Office Depot Officemax Patriots Office Depot Dot Com Office Depot K. K. Two Willie TD Pittsburgh James Neal Garrett Cole Tyler Glass Jerry oilers NFL islanders ten million dollars one thirty percent twenty feet
Yanks Handle Their Business, Baker & The Browns Get Rolled

Boomer & Gio

16:40 min | 1 year ago

Yanks Handle Their Business, Baker & The Browns Get Rolled

"Office Depot Officemax is your number one destination for HP INC shop are huge selection of original HP INC and now through October twelfth buy one get one thirty percent off all HP INC at Your Neighborhood Office Depot officemax store and at Office Depot Dot Com or your inc online and live from the investors bank time in three years and we don't know the opponent just yet as the Tampa Bay rays win game three with Charlie Morton on the one hundred win team that won their division and did not have a shot in this series. Didn't have a shot at Yankee Stadium Defense they looked great in this series from top to bottom I know that they're going to face a Houston team most likely that's a hell of a lot better than what Komo morning champagne again further New York Yankees last night is they complete the sweep of the Minnesota twins in a substitute role which will goner. I'm sure some discussion over the next few days because Stanton's first at bat looked horrific I mean didn't have a shot last night and the Yankees just completely dismantled this baseball team head head to the AL CS for the second and the more he could pitch you know before he gets to the Yankees the better yeah and if there's some way that the rays can beat Vir- lander in game four and then they have to go to things have come for the twins I just could not make it happen when they needed to have something go right for them and John Smalls was talking about that last night but swept under the rug but and even those guys not hitting at the top of the Lineup de Gregori assist hits last night gleyber Torres comes through obviously Mabon comes through down in four say game forward Justin Ver- lander does have to pitch on short rest but I tell you the Yankees hitting pitching You hit on all the the salient points here you're talking about defense and you're talking about timely hitting only one home run hit and that was Obviously what happens between the Astros in raising really the good news for the Yankees is that you know they gotta go for another game they go forth game and that means Berliners going to pitch again Torres last night so they want another ways and I'll tell you the Houdini act that Severino had in the second inning they amazing Yep Utah and he didn't look like he flinched at all either no he got out of what was a basal loaded no out jam and I kind of like you know a sign of for -tunities to pitch because of injury but his his history in the postseason and Yay was a little bit all over the place with the fastball it seemed to be op the entire night but he it's too big for him and last night even though he wasn't perfect in that situation he buckled down with nobody out he didn't he didn't flinch at all he had you just explained it so he kind of like got himself into a little bit of jam twice actually yeah and got out of those jams and a couple of times hit ninety nine they just beat but they could not be going into the lcs playing better than they are right now good morning boomer our you know I'm doing great jail and you're you're sweating he didn't look like he was nervous just look like a guy who hadn't pitched for a while and then just had to throw a couple of sliders and a couple of change in the next was in jumpy and I think that was the biggest point because if you think about him now wildcard game against the twins a couple years ago last year against red sox where he got killed it just looked like the postseason perfect and you know he met a couple of nights poise out feel too so I wanna take anything away from anybody on this team right now simply because they swept the twins and now they sit and wait and so I I give him credit through a lot of pitches in four innings it was frustrating for sure but it was also it was frustrating also rewarding because what you just said about some of the plays that Glare tour has made Didi Gregorius may which made how about how about Dj Lemay First Base Yeah you can just tell on his face he's laboring through this lineup even when he's having a little bit of success how difficult it is to face the Yankees and then what role in game five and the Astros move on at that point and that really seminar to see grandkid Cranky Yankees are not intimidated raise mcgahn Jesus and you're right is fast ball was up and I think that's I dunno pitchers would know better than we would we can ask clarity when he comes on a little bit later on this morning so many key pitches man it was unbelievable and you know you're sitting there and you go all right what's going to happen here you just waiting for somebody to hit a home run for the twins and it never happened about you know why why was his ball up so much why wasn't it down and that probably due in large part to the fact that you know he's just come back you know I that's what I would think yeah and on the other end Torrisi who wasn't bad I mean he was the the best of the three that the twins throughout the Yankees Oren yesterday there there's no way but yeah you mentioned Severino last night and it was such an important thing to see not only because of his story twenty one thousand nine hundred and not getting a lot of ended up facing Houston there's going to be a lot of nibbling going on and so much so much again also depends and we saw this yes I saw this watching these games yesterday just the way the umpires on behind the plate is different and we all know this but really came to light yesterday just watching we are right now in a year the guys in celebration the clubhouse it talking about taking pitches and not swinging at balls strikes everything that Giancarlo Stanton you wanna see him do Radio Gomorrah size and Greg Audie boomer and Geo on the fan simulcasts across the country on CBS sports that were good Tuesday onto is they just they put these pictures through a mill I mean these guys are exhausted by the end of it because they have to be so fine they're all throughout the day and all these games what the empire behind the plate sees yeah right Oh my God I mean the high strikes in one game low strikes in another game I mean you could just just an all time football term and he applies it to baseball and it's true as you see the Aaron Judge Catcher interference game of inches you see some of these calls that go one way with a didn't the entire game but it never seems to be like you want to call hi strike caught the entire game called for both teams and John smoltz kept talking about a game inches last night which is a on and and for the most part the savage part of what the lineup has been doing is that they happen taking pitches they haven't been swinging at bad pitches and I'm telling you right now I if in fact games and watching how the batter's I think in the cardinal game were the braves games were ticked off because they were calling high strikes as long as it's consists right and so perfect to be able to have success against the Yankees for a full game this was a to nothing game in the seventh inning ended up being five one game a by the end of it but I mean Abol on the outer half in or half of the plate and sometimes go the other way another time so it just seems like everything has worked out for the Yankees but they've made their own lock I mean that's really what it comes down so you know and as long as as long as they just stay patient and stay the savages that I keep telling you that that's what Aaron Boone's talking about if what is his first at bat he looked lost but be that as it may it doesn't really matter they win and the great thing about the lineup is that they can continue to he is just he's a clubhouse leader he is someone who's so rock solid and he's also shown you these big game player to he's on a Yankee Apple rb is in game three and makes a spectacular play with the game still in the balance with two runners on in the ninth inning of game three as well so of every single one of those players if somehow you do not sign him and bring him back but Jesus how much money are they willing to pay him yeah and we will see is on three days rest but I don't see that happening I I really don't I mean the rays are going to be throwing whether classic Bullpen Games they're going to have their closer starting they're gonNA throw fifty sort of depends on the rest of the postseason to if this is a world series team and he turns out to be a world series. MVP It makes it even more difficult for a team to say goodbye to a guy like that but that's all the time in for another time but you know I tell you after yesterday you know the Yankees disposing of the twins away they did and then the astros getting crushed idiot ninth-inning I mean it was just it was ridiculous and if you see the Labor Torah the reaction to the gleyber torres play from Aaron Boone I mean that's about as fired up as he gets in the dugout when he gets fired up usually yelling at umpires but he was going crazy after that glacier play and Devi gregorious I mean this is another reason why the Yankees made me a guy that is is coming into the postseason slumping has an awful game one in the series where he looks loss then by the way it's a grand slam in game two as the rest of the team does so well I mean just wears everybody down had a hit last ninety straight out well it doesn't matter it does hit the hit the to an umpire who gets a little bit more aggressive with the strike zone that's when you have the problems but I don't know last night defensively they were awesome yeah that play at second base by glacier the seven ended up being a five one game did not go into extra innings I mean there's there's two regulation like no extra inning games nine by the raise and having to throw burland or I mean the scales have tipped a little bit in the Yankees favor at least for a day and it could be even more in their favor it ver landers some al loses we do have a younger player that you can put over there I don't even WanNa talk about it yes I don't even want to think about D D growers not being in a Yankee uniform the fact that he is replaced replaced and nobody's talking about who replaced right and he's having his own success in the postseason to the point where everybody's gotTa talk to Reggie Jackson about how good he is and you know he is he is a guy that like you said is a leader in the clubhouse one of the more popular guys on the team I think that you would you would break the hearts shortstop to be we know this already and he'd better be here for a long haul I I would like the thing so but this is one of these decisions that you gotta be really careful about lineup you've got Gary Sanchez Didi Gregorius and Jewish shell that's seven eight nine in the limelight and your sixty eight or might be your best that's ridiculous that's ridiculous eighty kitchens has got his hands full man you can't you can't go on Monday night football I understand that the CISCO's loaded man defensive line it's great ugh I mean it was just a mess for the browns so think about where the forty niners have been the last two years under Kyle Shanahan they've had injuries they lost their quarterback adding but when it's in the post season it's not as frustrating the only annoying part is that the eight forty first pitch that was the only annoying part when you put that on top of the four hour really pleased with that but don't you also WanNa see a sports fan these two titans go

Yankees HP INC Office Depot Officemax Yankee Stadium Tampa Bay Office Depot Dot Com Office Depot Minnesota Stanton MVP Charlie Morton Komo Houston New York one thirty percent three years three days four hour two years mill
Selling a House for Top Dollar with Mindy Jensen #162

How to Money

57:48 min | 8 months ago

Selling a House for Top Dollar with Mindy Jensen #162

"This episode is brought to you by office. Depot Office depot has supplies and services for businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with variety of furniture solutions. They also have all of the supplies. Your office needs from ink and in paper to cleaning and break room supplies. I'll tell you one thing that I never want to have to mess with again is figuring out what kind of toner cartridges. My particular brand of printer her needs office depot. has you covered whether you're running a home office like I do or work in a larger corporate setting they have you covered office. Depot is ready to help your business with knowledgeable eligible associates in over thirteen hundred stores or online at Office Depot Dot Com. Welcome to how money I'm Joel and Matt and today we're discussing selling a house for top dollar committee Jensen. Yeah August today knows pretty much everything. There is to know about residential real estate Mindy Jensen. She is a licensed real estate agent in Colorado. And she's been buying and selling homes for about twenty years now and not only does she buy and sell for her clients but she is an investor herself. A specifically she has this effective way of flipping properties. And and will actually. We'll get into that here in a little bit but mindy. She works at bigger pockets dot com where she helps. Investors learned the proper ways to invest in real estate and she he also co hosts the podcast bigger pockets money and so today we'll spend the majority of our time talking through the ways that our listeners can sell their homes for the most money possible. School Mindy thanks so much for joining us today. Thank you for having. I'm so excited to talk to you guys. Today I love real estate so hit me. Breath hit me with your best shot. Just hit me a great song by the way he also wrote a book like this is what you love real estate. You wrote a book called how how to sell your home and if our listeners stay tuned till the end of the show. We're going to give away ten physical copies autograph of your book so so awesome stay tuned for that by the way the first thing that we lead off the first question that leadoff asking people is about craft beer because matinee drinking craft beer on the show. It's really important to us today at this on the show were drinking a beer called slamming at the club by Casa Agree Speciality Ales and I know you love Craft Beers well what's your splurge. What's your craft beer equivalent as you're saving money and being intentional as you save for the future what are you willing to spend a little bit more on right now well it is absolutely splurge? It is literally the dumbest thing you could spend the money on. It is a car on the bigger pockets. Buddy podcast one of the questions we ask of all of our guests is. What is your biggest money mistake and most people have some some version of? I bought a brand new car. I don't actually buy new cars. I bought a used car back when I was in high school. A thousand years ago I I had a friend who worked at the ACURA dealership and I was picking up after work and I walk in and I'm like Oh my God what is that. What is that car? That's the most beautiful car ever seen in my life. You say that's the new annex. Wow that is amazing. How much is it like sixty thousand dollars? That's not going to be my car. That's a lot of article. Yeah there was a lot of a lot of money back then. It's a lot of money now but it was even more back then so fast forward ten years. This car came with this coffee table book. Look instead of a sales brochure because it was sixty thousand dollars and I found a copy of that coffee table book at a thrift store so I bought it thinking. Someday I'm going to own and I packed up and moved at every time. We moved his as you alluded to in your introduction. I do live in flipping which means I move every two or three years so I'm packing up things a lot. We started talking my husband and I started talking to Makino. I would really like to own one of these cars now that we are financially independent. You know. Let's let's look at them and we found one and it cost forty five thousand dollars with that is an absurd amount of money to spend on on an old old car at all. I Bet I've got a friend who has what to. He's like yeah. I got an old Honda when I went to get license plates for it. She's looking she's it's like. Is this forty five hundred dollars or forty five dollars. Forty five thousand dollars SIC. Why would you pay so much for nineteen ninety-one ninety-one car will you and your husband? You're both into cars right. You guys are both kind of card nerds to a certain extent. I know I know your husband Carl. He really wants a tesla right. Yes he here's a supercar nerd. I am not so much but I was always really really excited about this car. So he bought it. He drove home from. Wisconsin is where we found it and I started it driving it to work when it was nice outside and it wasn't going to rain or hail or snow or whatever and I felt so awesome in this cars like who I feel like Hat's let's not driving down everybody's looking at you like as you drive down the road in an NSF. Six people will come up next to you like the passenger is hanging out of his car with his camera. Taking pictures of your car and it was a perfect specimen it was like the most beautiful type of this car and then I was driving down the expressway. And there's this guy in this super jacked up pickup truck and he starts coming over and I'm like no no don't hit me hit me and I'm hugging my horn. And he finally like sees me at the last minute in it and that kind of flip the switch in my head like you're sitting on a pile of forty five thousand dollars driving down the road and you could get into a car accident event and ruin it so I said to Carl. Maybe we should sell this car. He's like yeah. I been thinking about that for about six months now and yeah we should sell it and then I swear the next day a house came on the market that we wanted to buy. We needed to close really quickly. And we're like let's sell the car so we can buy a house so for you. It was a car you know. I feel like a lot of people do have that car storage old that you have I kind of have that story of spending being on a maybe more money on a vehicle that ever really wanted to. But you're always pretty good about finding those deals spending bare minimum amount. That can get you there. I tried but sometimes it bit me as I did. Go to cheap with car purchases. That's for sure and their two. Joel Right Oh man. Like eighteen. Hundred dollar beater. I've done that and it didn't last very long. No it doesn't windy like you alluded to you are financially independent. You're known online. Sometimes as Miss Fifteen hundred and that's because of your goal that you you and your husband Carl that you had to reach financial independence in fifteen hundred days or less and that was a while ago but where did you guys get that that crazy goal and how how's it going because you don't get to talk to folks every day who are financially independent. It's going perfect. Thanks Day so Carl. Carl was a software developer. He loves computers almost as much as he loves cars and he loves programming computers he was. I was a stay at home. Mom Tom and he was having a really really bad day at turns out there was a bug in code that he was writing Nicole that he was writing was for a blood bank software. So so if you have surgery and you need units of blood this software would choose the unit that matches with your body blood type and all this stuff so that you you don't die because if you get a different unit blood it's not compatible in your body's like no we're just GONNA die instead of figuring out or whatever. Obviously I am not a blood person but having this code that could kill. Somebody really gave him a lot of stress. which is kind of the dumbest thing I've think I've ever writing code? That could kill somebody buddy because that can kill somebody was killing him. Yes so spoiler alert. He didn't write the code and it turns out. There wasn't a bug but for about a week. His whole team didn't know that so he just had all this stress and anxiety and he finally sat down at his computer and he just banged out. How do I retire early? And this little website site that probably you've maybe not heard of. It's called Mr Money Moustache her laptop and he's reading he's like no way keeps reading this this guy selling something what does he selig's we keep reading keeps reading. He's like wait a second. This is just a math problem. This guy is laying it out. And he laid out the four percent rule in a way that Carl L. had never seen before he's like. Oh my God we could retire really soon and he comes running down the stairs like hey hey we can retire in in about three years or six years or whatever it was and I'm like okay great because I knew how stressful was about his job. He's like and I'm going to start a blog about it. I'm like that's the dumbest Thomas thing I've ever heard of it. Because why would you. Why would you blog about that He only knew of Mr Mustache and get rich slowly at the time time but he decided he wanted to start a blog about it. He we figured out our current Networth we projected lug it would take us to get to our desired. Zaire net worth of one million dollars in investable assets He thought it would be about fifteen hundred days so he like well. That's the name of our our our blog. Great Good Luck with the blog. I thought he was going to run out of things to write about an he cranks it out all the time. So yeah. That's how fifteen hundred days came to be and that goal mindy of something specific like fifteen hundred days. I got imagine that was a driving force the whole time that being the blog named that being kind of the time period that you guys has it picked out that had to be really really helpful in kind of nudging you at the Times where you probably wanted to kind of bail out or stop sucking away as much money as you were. Maybe we start spending more today to do that. Kind of specific timeframe was at a big boost in helping you guys continue to attack that goal. You know I'd love to agree with you because because that sounds way better than saying we're just really cheap and we didn't spend a lot of money and we both knew that you needed to invest. So we did. And he's a that guy so he would invest in things that he knew about. He was having a problem at work. One day a different problem. And he's like Oh man I don't know how to do this and his sates said you should google it. And he's like what does away longtime ago. You should look it up in Google and Carl's like what is that. So this guy shows him and Karl types in his question and there's his answer he's like Oh my God what is this. What is this amazing thing called Google and when they went public public they did this Dutch auction thing and he like bid on stock? And they're like okay. Everybody bid this much or this is the average of everybody's everybody's bid or whatever. The stock price is going to be this so he bought a ton of it and then facebook came out and he bought a ton of that. And you know we've had some duds too but we've had some really really great products and once apple came out with the ipod. All you see everywhere. You Go is white headphones. Everything else was black headphones but apple has white headphones. UC Whitehead's everybody's ears. You're like Oh that may be. You know that might be a good stuck like I think that's going to be something. I don't know just a hunch inch quick follow so we're talking about financial independence so for you guys. Obviously besides you being able to buy the car of your dreams I period of time. How did financial independence change how you guys live? Because of all the folks we've talked to who are facially independent. I feel like y'all are maybe the what I would call the most normal like like you've got a couple of kids you live in Colorado like the kids go to school. You're still doing weird stuff to make money which we're GONNA talk to the second. You guys still live like super normal the life you haven't bought in like your island or anything like that but but yeah so how do you realize that financial independence like what has that changed. So the biggest change is is that Karl doesn't have to go to a job that he hates and I think in fire financial dependence retire early. Most people focus on the R.. Not and you know financial independence so I can quit my job so I can quit my job. And that's what he did but we were financially independent for a while before before he took the leap before he actually quit his job because he had a really good paying job he was making six figures could work from home. Why would you walk away from that? And he didn't know what he wanted to do after he quit his job so he just stayed for a little bit longer and then I got the job that I have now working at Baker pockets. I love my job Bob. I've never had a job that more so it was okay for him to leave because we sort of had a cushion. I don't really feel like I'm working king because I get to talk about real estate all day long. I get to talk about money all day long. I don't have to work there. Get to work there. I love going to work. I feel guilty Elsie. When I go to work I'll be leaving the house and the girls are fighting with each other? And Carl's like wrangling them and see. I'm going to go have a good time at the office but I really enjoy what I do. I love everybody that I work with. It's just a really great experience so he gets to run his own life. He works works at. We have partnered with that. Very little known blogger Mr Money Moustache on co working space in our town of Longmont. But it's not really a job like he really enjoys always talking to hanging out. I'm sure he's just hanging out like he works on the blog. He's we just bought a house. This is a good segue. We just spotted dumpy house that we're fixing up our perfect segue. Let's get into that. So you guys are still normal. People despite having achieve financial independence but you guys are still still doing live and flips and we really WanNa talk a lot about selling a home because you literally wrote the book on that. But I'm really really interested in how you guys have. I used to live in flip strategy to help build some of that well to help you achieve financial independence. So can you. I share with our listeners. What a live in house flip is okay so a flip is when you take ugly house and you make beautiful and you sell it? A live in flip is when you buy an ugly house you move into quit as your primary residence while you fix it up you have to live therefore it well. You don't have to but I lived there for two years and then when I go to sell it. I pay zero dollars in capital gains taxes because it was my primary residence. I lived there for two years and I pay zero zero capital gains taxes up to five hundred with thousand dollars because of the section one twenty-one exclusion in the United States tex code so I've never hit that five hundred thousand dollars. I'm really excited about this house. Not yet not yet. The House that we just moved from we bought for one hundred. Seventy six thousand dollars. We I put about one hundred thousand dollars into it and I could list it today and sell it tomorrow for five twenty five. I could list it and sell it a little bit longer longer for probably five seventy five or six hundred thousand dollars. Because I've heard it. Yeah because I lived in it because I did all I didn't do all the renovations myself. Alf and when I say I mean my husband and I we did hire some people like we put in second story on. That's a lot of work. Nothing you're going to do on the side with kids. Yes asking for dinner like it's a time to say no I gotta I gotTa have the second store to that. I'll be done in six months. Yeah so an airfare and chicken nuggets your best friend living in flipping mom who brings us to another question about and I I want to say on the tax thing you said up to five five hundred thousand dollars tax free in profit from the living flips and if you're a single individual that's two hundred and fifty thousand dollars because if you live in a home for two years and you sell it you're not taxed on the gains right but if you live in it for less than two years than it's not technically a living flip it's just a flip and you're GONNA pay tax on the profits you make from selling out house right. Yes rush if you own the home for less than a year. Even if you're living in it I believe it's taxed as regular income if you sell it after living there for one year but not living there for two two years. I think it's taxed as long term capital gains which I believe it's fifteen percent yup but if this affects you please talk to your. CPA okay all right. Great Advice Vice. Well I WANNA know more about like what was the hardest part of living in the home while you're actually working on it right because obviously you weren't in. Its while the second story was being put on right. Oh yes I was. Are you serious okay. Well first of all I want to know about that but I mean the reason I ask. This is because we added onto our home my wife and I and our kids we lived through a home renovation automation and man it was one of the hardest things we've ever done so we've always lived in our flips because we're cheap and we're not gonNA pay rent at one place or pay a mortgage one place pay mortgage. Another place does live there. We chose to live in flip in Colorado Ratto in the wintertime. Because that's when the construction workers were available so that was freezing cold. It's up for everybody. I can sit here and make it sound really really awesome awesome because when I cash a check for a hundred thousand dollars that makes me happy. Not every flip is going to give you two thousand dollars in profit but once once you sell it. It's really easy to be like. Oh that wasn't so bad. It's like childbirth. You have a baby and you're like Oh my goodness it hurt so much to have a baby and then once the baby comes out. You're like oh I love this baby I can totally do it again. See just forget about the pain but it is a mess like it is. Oh plan to be out of the House during drywall all day and hire somebody to come and clean it for you when you're done because that's the messy part. But you know when you you pull the drywall down to do whatever you're doing behind the walls you still have outer walls. So it's not like the whole houses ripped apart and there's varying levels levels of living in flipping and you can do just cosmetic flip right now. The House that we're in on my goodness we got such a smoking hot deal on it. But it's basically Lee cosmetic. I have an ugly kitchen but I can use it like you're having it's still hold stuff in the other appliances our new but the cabinets are really ugly the countertops the top. Is this white tile countertop. And I've been living in my house my other house for about five years now with a solid surface countertop so having tiles title countertop Mike why did they ever do these all the grout gets all dirty and gross. Of course why is full of crumbs. It's the worst. Yes well mini. I mean that's something that we haven't really talked about on the show much is living flips. But I love it because there are a lot of people that after hearing you know how you do it. And the money that can be made from mm-hmm it meant living flips are just an awesome to go for a lot of people especially if you're a dealing with the mess while you're doing it so yeah I love hearing. That party started. Bow You really. I really want to get into selling a home and helping people figure out how to do that. Especially considering this is airing in February a lot of people are thinking about selling their home. So we're going to get into that right after the break brought to you by capital one where you can open a savings account in about five minutes. It's an five times. The national average. Just imagine five times more savings toward that overdue home edition or Joel. Maybe even that hot tub. You've always wanted. I've always wanted one. This is banking reimagined. What's in your Wallet Capital One? NA member FDIC. It's all right we're back from the break and we're talking with Jensen about selling your house for top dollar and Joel like you mentioned. I think a lot of folks are considering their house. It's kind of at the beginning of the year. The ramping up. It's about to be spring so many that's our question for you. Next as win is the best time to sell the house. We've seen the stories about how the spring season it seems to be be the hottest time to sell houses and starting earlier mini-van. I've seen stories about spring housing season starting in January this year. Because there's so much pent up demand yeah so okay maybe you remember back in two thousand eight there were. There was this Housing crash because people were losing their jobs. They weren't buying and selling houses when you're not buying and selling existing houses. You're not building new houses. So there is this huge glut of people who want to move but can't can't because there's nothing on the market where they want to move but they can't because they don't have a job and now they finally have a job and all these people wanNA move. I've seen the less three four four years at twenty twenty so probably the last four years every spring and I live in Colorado where spring selling season starts in February every spring. There is just this mad rush of people to put their house on the market so that they can go find another house so the best time of the year to sell. Oh is during the spring selling season because of that's when the most people are looking so economic basic law of Supply and demand the most people are looking the more demand there will be for your property. I just helped somebody buy a house. We closed on December thirtieth. There were no other offers offers on this property. Because nobody's looking between Thanksgiving and Christmas like that's the worst time to try and sell a house but now is the best time to try and sell the house so if you have the house to sell you need to get on the market as soon as you can and you need to have it looking as good as possible now if it needs a brand new kitchen in a brand new bathroom and all the things that it needs it can still be clean. Obviously the nicest house is going to sell for the top dollar but the cleanest house is going to sell before the dirty house and it's going to sell for more money than the dirty house will so the best time to sell L. is in the spring. You want to know what it is you're selling for if you've got a job transfer you kind of don't have a lot of leverage selling your property if you I have a new baby on the way and you're living in a one bedroom condo you kind of don't have a lot of leverage but if you just want to sell because you're sick living here you know maybe we want in a bigger house. You have a lot more leverage and you can be more choosy with with what offer you accept. Yeah so so you say leverage what do you mean by that. Is it just kind of like you said. Is it being picky about about offers and just waiting longer or yeah. What do you mean by the APP? Yeah well so. Let's let's use the one where you have a baby on the way you have a one bedroom condo. You feel like it's not big enough for you. You need to buy a new house you moving with a three week old baby is a terrible idea asked me. I've done that twice stupid. Move before the baby comes so you feel more pressure to accept whatever offers out there. So that's really what I mean by leverage whereas when if you decide you know oh I'm going to sell my house. I'm sick of it when somebody comes in with a really crappy offer you can be like no. I'm not going to accept that and you can either pull it off the market or figure it out. Wait for a better offer will in your opinion. What are the big differences between selling in owner occupied property operative like? It's my personal home. I live versus an investment property. That someone selling oh so well. An owner occupied property. You have more control over. What the property pretty look like obviously trying to get top dollar for it? You're going to make it look as nice as possible. You're not gonNA leave dirty dishes in the sink and crumbs on the floor are whereas if you're selling you'll might surprise you filthy animal okay. Everybody else listening. Don't be like Joel. So so if you're trying to sell an investment property that has tenants in it it's not going to show is nice because your tenants are probably not going to care about the appearance as much as you are. So it's kind of a what should you do. Should you wait until the tenants are out and then try to sell it. But then you're not. Ah You're not getting rental income from that during the time that there's no tenants in there or do you try and sell it with tenants in there and just say hey there's tenants sorry you know that's That's a bit of a gamble there. When you're selling a house that you flipped especially if you haven't lived there you in a stage the house you WanNa have really nice furniture in in there and make it look as nice as possible because you are trying to get the highest dollar for that Gotcha Wall so many so? Let's say someone has decided that they want to go ahead and sell their home. Look you mentioned mentioned to have it clean stuff one you laugh you laugh but that become a real estate agent and you will walk into these home did they eh. Did they know what's coming but on that note right. What are some of the other things that need to be done to the physical house to the property in order to get ready for the listing listing? Okay so if you're listening to this show. Something's wrong with your house. The DOORKNOB doesn't open right or you have to like lift up the sliding glass door to get it to close or whatever fix that that's going to show up in the home inspection the buyer's going to discover it at some point. Fixed those weird little things that you know. You should be doing that window. That doesn't close quite all the way. And you have to hit it from the outside like all those things because that's just going to cost you money later when you're listing your house. There's this thing called the material defect. It material defect can also be pronounced very expensive to fix. You need to disclose those if you know or if you should have known on like the roof is leaking. There's black mold in the room in the attic. You should have known that there's black mold get up there and look at it you should fix that. Talk or disclose that that's an issue if you don't and the buyer can prove that you knew about it and didn't disclose they can sue you and they. They'll probably win. which is is kind of a scary thing? I probably can derail the show there but fix the little things the broken tile in the kitchen replace the tile put linoleum. AM In fix that. One tile. Make the House look as Nice as possible because you're GONNA get low palled on the offer price if you don't well I think you're you're completely right on that and I think one of the things that we have a problem with this humans. It's like we look at our house and it's harder to see the faults and so we almost maybe maybe even need a friend to come in and pick our house apart to a certain extent so that we know what to fix it can't that can't that be helpful. Yes honest friend exactly. You don't want some yes man friend but you want somebody to come in and be like hey it smells like you have a petting zoo in your house. I'm sorry if you have a cat ninety nine percent of the time it smells like you have a cat in your house. Yeah I'm probably not going to buy your house if you have a category if you have your buyer might have allergies if you have have a dog Oh my goodness please. Don't leave your dog at your house. During a showing had a neighbor come over and walk the dog or take them to their house or even board the dog. especially if you're I listing the House I went into a house. You knock on the door and you hear these dogs barking like what is going on here. You Open the door five of the biggest dogs. I have ever seen like it behind a baby gate in the master bedroom and all I can think of as they're going to knock down that gate and come attack me. We didn't even go in like. Don't have animals in your house when you're trying to sell the house and if you do clean the litterbox every day like wipe up after the dog. You know pick pick everything up to the cleanest house is going to sell. The nicest smelling house is going to sell. And you can tell when there is like those little glade plug ins you can tell. When that's covering up the smell of DOC so so when we're talking about getting these repairs done right? You have your picky friend. Come in and be your house is not up to snuff. You need some work. Do you have any suggestions. Any guidelines on how people should go about thinking about doing repairs themselves or or hiring someone to do them should they be kind of trying to tackle the little stuff on their own and saving that money for the bigger things might be wrong with their house or or what do you think how should we handle that well. Well let's look at what's really wrong with your house. If you're painting needs touched up anybody can paint. You can get a paintbrush an account of paint and touch up the little spots that your kids knocked into. Anybody can clean anybody can back you. There's things that you should do yourself. If you have a leaky faucet. You should call a plumber if you have you want to change out. All the electrical fixtures like all the light fixtures because they're old and brass and kind of outdated have those ready but call a professional and spend the money on that now I am a big. DIY person and I would say that electricity isn't that hard but the time to learn how to wire a house is not when you're going missile. It maybe on your own diamond your property I'm watching. TV or trying to become an amateur electrician. I got this. That's why not gonNA work out. I'm recording this in my office where I just installed six can lights all by my girlfriend. Wow that's totally impressive. I've personally I've never installed electrical for me. It just totally scares me. Like we've talked about this before on the show because I have not sat down and actually learned it but I think once you know it you know it and you can feel confident but I lacked confidence right now. Well I will invite you over because I have a lot of electricity work to do in my house. Oh come over anytime and I will rearrange. My Rehab schedule to do lights. Lights was one of the outlets or whatever But I will say. I should caveat this with my father-in-law is an electrician. So he has shown me see how to do things he showed. He showed Carl how to do things. And then Carl showed me how to do things step number one turn off electric city the breaker or the real question is how come you are the one doing all the electrical work and it's not Carl. He's the one that's got the electrician heritage so well because I was calling video video vigor. Pockets doing it for work. Well so related question them any real quick when we're talking about repairs right like the things that you need to get your your house. Basically up to up to par wind does it make sense or does it ever make sense to make improvements on the property just for resale. Like you know you hear people doing that. Where they've I've had the worst countertops for the twenty years that they live there or or even just a few years but then right before they sell it they go through all these small renovations to get ready for the listing? Does it ever make sense to go ahead and do those things yes. Would you like me to elaborate so you walk into a house and it's got a decently out you'd like the kitchen. You like the bathrooms but you cannot get over the fact that every single wall is painted. Fluorescent is an orange. If you're selling this property your agents should come in and tell you. You have to repaint all of this. Nobody's going to buy this house in this fluorescent orange. You can actually they get a really big discount on a property. Just because they didn't paint. What about those bigger improvements like potentially remodeling a bathroom or or completely redoing a kitchen? The oftentimes you know what you read is your return dollar for dollar is not going to make enough of a difference right. Like you're you're making sixty cents on the dollar when you renovate a kitchen or seventy cents on on the dollar when you renovate a bathroom. So does it ever make sense to do a bigger remodel like that before you sell the house. I think it makes sense if you are doing the work yourself self so we just did a bathroom here in the house. It costs us a thousand dollars. We pulled out. I don't know why they do this but in Colorado the carpet the bathrooms through GMS disgusting pulled out of the carpet. We pulled off the wall paper. We put a new vanity a new toilet tiled the floors painted the walls and then behind the toilet and vanity. We put this kind of like ship. Lap Board up all of the materials. Were we're a thousand dollars. Plus you know time. I don't think about the time I know a lot of people are like. Oh you need to pay yourself well. I just remodeled the bathroom for a thousand dollars. I don't what to put my time into. It is different if you're getting ready to sell. Your House carpeted bathroom versus Taio L.. Bathroom the bathroom is GonNa make the house sell faster. I'm going to look at that carpet and think that's disgusting. It's got mold. It's got urine stains like there's a lot of disgustingness gusting nece in a bathroom. I wanted to be crisp and clean. And that's what the new one looks like. So if you're doing the work yourself. You should absolutely consider doing that before you put the House on the market but but again going back to your. Why are you selling it? Because you've got a baby coming you really don't have time to put that work into it. took us a whole week but Carla's never job so and I say that lovingly is retired but I sometimes call him unemployed. I'm sure he loves that. He thinks argued that make you feel that he's like I don't care well we're talking about you. Know being able to get a lot of money from selling your home and so one of the ways that you might be able to save money when it comes to distilling. Your House is to do a for sale by owner. And so we're GONNA get the VATS and a few other things right after the break Support for this podcast and the following message come from e-trade investing. Your money shouldn't require moving mountains no matter how much or or how little experience you have. E- trade makes investing simpler and for a limited time. Get One hundred dollars when you open a new account with just just five thousand dollars. It's all about helping your money work hard for you. For more information visit EATRIGHT DOT com slash learn more e-trade securities LLC LLC member s IPC. All right we're back from the break. We're talking with our good friend. Mindy gents talk about how to sell a home and get top dollar for that home amid e we just talked about how. Somebody's house their property. It's all set up and ready to go hopefully now. They've made the repairs declutter. They've cleaned it so let's get into. Who is going to sell the house? So what's your take. How do you feel about selling a home by owner? Should phys Bobi illegit consideration or is that just like a stupid move for people yes to both of the above. Joel's favorite answer so I am a licensed real estate agent in the state of Colorado. And if you'd like to buy a home give me a call but I also wasn't a licensed real estate agent in any state and I did sell my house for sale by owner and a lot of people want to put the time in to sell their house by themselves. They would've saved the commission It is a violation of the Sherman Antitrust Act to say that the going rate is whatever but typically a real estate commission goes for between two and a half and three percent per side. So there's the selling agent and the buying agent so around five and a half or five to six percent of the sales price goes to the real estate agents so some people look at that and they think Oh my goodness I'm going to my house for four hundred thousand dollars. I have to give somebody twenty to twenty four thousand dollars to do this. I'll just do it myself. I understand that I was in that same boat. And if you're willing to put in work you're willing to do the showings you're willing to do the advertising you're willing to accept the contract and read through all the stipulations and all of that then. FSBA was a really valid way to sell your house. If you're not willing to do that if you don't have the time to do that you're too busy. You don't feel comfortable doing that you should they use a real estate agent the I.. Buying is not something that I really have a lot of experience with. This is your zillow's in your open doors and that kind of thing where somebody will you list you say I want to sell my house. They say. Hey we'll buy your house. Here's the price will give you. And they say we'll we'll give you four hundred thousand dollars for your house minus a ten percent commission minus these repairs are going to cost twenty thousand dollars so minus that minus minus minus fest and in the end you typically end up with less money in your pocket than if you went with the traditional agent or you sold it for sale by owner. It all goes back to your. Why why are you selling the house? Are you selling it because you need to get out of it right away or are you selling it because you're sick of it when you list with a traditional a real estate agent they put it on the MLS. The multiple listing service. It makes it available in a database to every real estate agent. So if you're looking looking to get the most eyeballs on your property. That's the way to go but when you do that you're giving up five to six percent of the sales price if you WANNA go. Oh for sale by owner. You can list the property plant to sign in your front yard. You have an open house yourself. You can start marketing. The property and it doesn't start counting days on market which is an indicator of how long the house has been for sale When it's on the MLS as soon as you put it on the market? That's one day on market the MLS seems to be one of the most important things. You're listening to home right. That's where all the agents go in order to know how to show to their clients. So how important is it to be on the MLS and if you are attempting to do for sale by owner. Is there way that those people can then get their home on the MLS. Yes there is still yet big on the is where all the agents go. That's where I go when somebody calls me up and says hey I want to look for a property Operti let me go to the let me show you all the properties that are listed right now and I get them a list based on their sales price or how many bedrooms they want or whatever I send them a list and they they go through it and they're like oh I wanna see these three houses. I don't have the time to knock on everybody's door in the city that we're looking at to see if they're interested been selling their house. I don't have time to drive around and look for for sale by owner signs and I don't go on craigslist and all those other ways to find for sale by owner properties. I go to the MLS. Because that's where the majority of the properties are. I WANNA say ninety percent but it kind of sounds like I'm just making that up so I'll just say ninety percents of homes are on the MLS. If you want the most eyeballs on your property you WanNa be on the. There is a way to have your cake and eat it too. You can N. B. for sale by owner with a flat fee. MLS listing service. So you pay a real estate agent a flat fee five hundred dollars thousand dollars to put your property on the MLS. They don't Take Care of showings. They don't care. Take care of negotiations they don't take care of anything all they do is listed on the mls for you so you get all the eyeballs. But you're still just doing all the showings yourself remember. I said that it's two and a half to three percent per side approximately. So if you're not offering the buyer's agent agent some sort of incentive to sell your house they may not show it. I think this is kind of a jerk Turkey move. You should show the House that your clients went to see and legally. You're supposed to show the House that Claes what to see regardless of the remuneration into yourself but there's no law that says what order you have to show houses in so the House that offers one percent selling commission is it's probably going to get shown blast if at all if you know though that like the physio route right for sale by owner. If you know that that's not gonNa work out for you. You've got a full time job. You don't have a lot of time to devote to the move. Sounds like maybe going a real estate agent that might make the most sense. But how do you go about finding the right one. Like what questions. Should you be asking specific specific agents when you're when you're interviewing them essentially You should interview your agent and you should interview a lot of agents. You shouldn't just like drive pass. Somebody signed to be like. Oh Oh I've seen that before. I'll call that person. You should absolutely question your agents. What would you list my property at if they answer that over the phone? I'd be leery you need to come and see my house. You need to see all of these amazing improvements that I've done. You need to see the house itself. Walk the house smell. The House listened. Listen to the House and be in the house in order to give me a price. How did you come up with that price? Oh I really think that this price will work. A property doesn't sell for what you think it's worth a property sells based on cops and COMP is a comparible property located near the property that you're trying to sell similar in bedrooms and bathrooms and you know so similar in layout similar in condition condition that's a comparable that has sold recently. So if you can if you're agent your potential agent says oh I can get you four hundred thousand dollars yes because I just know that. The market's going up so I know we can get this well. Why do you know that? Show proof that that's what can happen. Because that's what the the appraisers are going by. When you get a loan from a bank they don't just give you a giant pile of cash? They make sure that the property that you're buying is worth that much money so they're going to send an appraiser out if the appraisal comes back low they're not gonNA give you a loan. Let's say you have the property under contract for four hundred thousand dollars and the appraisal comes back at three seventy five. The bank is not going to give you a loan for four hundred thousand. They're going to give you a loan for three seventy five and you have to come up with the difference. You have to ask the seller to drop the price or you have to walk away. So I think asking the agent how they he came to the price that they came with is a good a good first step. When everybody's saying oh well listen for three seventy five and this agent says elicit for four hundred a lot of times agents will say that to get the listing and then when it doesn't sell they're like oh you should drop the price of three seventy five? We'll by that time you've already got the days on market. Your listing is considered stale. You've dropped the price so you start to look a little desperate so you definitely want to know how they came about that price before before you sign a paper with them you know how they communicate you want somebody who communicates the way that you communicate and if all you want to do is have phone calls you. You don't want an agent who text you an emails you and that's that's valid however you want to communicate is valid but you need to find somebody who communicates the way that you can communicate. How long have you been an agent? You could be very experienced. Be Part of a team. And then you're never going to actually work with Mindy. Jensen the agent. You're going to work with with one of her underlings because Mindy is so busy. She can't work with you. If you WANNA work with Mindy you WanNa make sure that you want to work with mindy if you don't care if you just want on her name on your side and that's fine too if you just got your licensed. That doesn't necessarily mean that you don't know anything I've been buying and selling real estate personally really for twenty two years but I have been a licensed agent for six years so when I first got my license I still knew a lot more than a lot of agents who had been doing it for a while just because I had the personal experience so having a newbie agent isn't necessarily a bad thing you just you need to know that that's what you're getting into. That's great advice for picking the right agent. That's a lot of stuff to a lot of check marks. I think people can then look to to hit in order to make sure that the person they're hiring to this really really important job that could potentially save or cost them in the tens of thousands of dollar range to make sure they're getting the right person on their side. Yes I think that's some great stuff. I WANNA talk about market conditions for a second to me personally. I'm not currently planning on selling any of the homes that my primary orienting my rental properties. Nobody's anytime soon. But I guess I have a question for you like should I be considering selling something. Because when the market conditions are ripe for a seller color should somebody that hasn't thought about selling home maybe start to consider selling based on market conditions. Alone like what do you think about that. Wow how that's a really interesting conundrum. Because I do believe that with not getting to political Michael. We have an unstable political climate in Washington and that can affect the housing market that can affect the economy of the United States. At this time that we're recording. We have some issues with Iran right now and that could affect the economy and the general market the world market if you WANNA NSL. Maybe now's a great time to sell. But why do you want to sell you. Just said you're not interested in selling. Why would you? Why would you move to a new market? I personally personally have moved this twenty eighth home so to me. It's not a big deal to move. Wow I'm also not saying well what do you let them. Every two years you can rack a lot of them up. Like I wouldn't necessarily just say move for the sake of moving if you WANNA move to a school district if you want to move to a bigger home or a a smaller home now certainly a good time to start thinking about selling but you know if you're not thinking about selling if it's not in your plans then you don't have to accept the first offer that comes your way you don't have to accept an offer that you don't like I don't know you could always put your house on Zillow make me move. You've got Karl. Put our health zillow. Make me move it. Six hundred thousand dollars. Somebody reached out to him. I'm moving along. I need a house. Can I buy yours like no. We don't have any place to move to. I think that's a great way to think about it if you put it this. Just astronomical price on something like Zillow make me move and somewhat is willing to pay. Hey that price something. That's above normal market conditions. And you're like I'd be happy to sell it if I was able to get all that much but it's just not likely than I think that's a reason to sell potentially but yeah I mean I just think it's interesting that with these conditions where there is just incredibly low. Supply rates are so low especially when we're talking about the cheaper homes uh-huh the starter homes. There's just not enough of them out there for buyers and so the prices have just gotten jacked up in a big way and it'll be interesting to see what happens over the next few years because I have a feeling. That's not sustainable. I completely agree. And it goes back to two thousand eight and two thousand nine and two thousand. Ten builders stopped stopped building houses. They went out of business and they didn't come back. When the market changed and now there's a favorable housing market the builders have found on new jobs and they didn't come back? There's a builder a couple of builders in my area that will give you a job training. You pay you while you're being trained and then you have to sign like a one one or two year contract with them to work for them building houses but they'll teach you framing an electric and plumbing and roofing and like all the things that go into being a A homebuilder because they can't find anybody to hire so it's not sustainable to have these these starter homes going up so crazy but there were so many homes that weren't being built now that everybody has jobs again in. The economy is humming along. There's no place to buy so you pay more. Because that's the only houses is there and you pay more in order to get the house and all the homes that are currently being built seem to be in the higher end all the apartments and and I want to say all but most of the homes and apartments that are currently being built are on the more expensive side and that's just because there's more incentive right now especially in this economy to provide those types of housing housing and so there's just not much in the low end and because of that it's really check those prices up against deal right and I mean how much does it cost to frame awal. You can buy like you order the framed wall from the wall framing company. Or whatever it comes to you it's a twenty by fourteen wall. Paul already framed out to slap it together. You Slam. It's pennies more printing a t-shirt it costs twenty dollars to print won t shirt but to imprint. Twenty t shirts. It's like twenty four dollars fifty t shirts. It's like twenty eight dollars. It's the all the setup and all the all of that so once. It's you get people to crank out of house. I will pay more for a five bedroom house than I will. A two bedroom house but the builder doesn't it doesn't cost that much more to build a five bedroom house versus a two bedroom house. So why would i. Why would they build these little houses that I'm not making much money on when I built these big houses that I make a ton of money on? Yeah so true mindy. Hey this has been a fantastic conversation. I think our listeners. We're GONNA get a lot out of this especially the ones who are actually considering selling their home and we're going to give away a bunch of copies of your book how to sell your home which is essentially. I mean. It's a guide and it'll take our listeners. Step by step through the entire process of thinking through. Why is it? You're selling through the entire process. We touched on a lot of these topics but there is way more to it than what we just discussed. And Mindy we mentioned the the podcast that you host where specifically kinfolk find you online. I am all over bigger. POCKETS DOT COM. I'm the community manager there so I am all over the forums. You can if you are not a member of bigger pockets and went to join. I will be your first colleague. I am also on every social media platform except for Tick Tock. 'cause I don't understand Dan that one yet and I am at continue that one. Yeah Yeah exactly I am at Mindy at BP Mindy Y at at BP awesome well. Yeah people can find you there and mindy seriously awesome hanging out with you. Thanks so much for taking the time to join us today. Oh I'm so excited to be on on how to money. This is like bucket. The bucket checklist item right. A bucket list checklist item. And I love talking about real estate so if somebody has a question about realistic please email me mindy at bigger pockets dot com awesome. All right. Well thanks so much many. Thank you for having me on. I really really appreciate it all right. Joel what a fantastic conversation. We had with Mindy shed a lot of great advice on just some of the practical steps that we need to take before we sell our comb so on that note or maybe not. I don't know what you're going to say. But what is your big. Take away from our conversation with Mindy Man. I think the thing that struck me the most was when she said something. Something is wrong with your house and I think there are so many of us truly. Who have this kind of pollyannaish view towards our home in our is someone would walk in and point a couple all things out and we might get frustrated or annoyed that someone would think that those things are wrong with our home when talking about my home screen and maybe some of us don't have that maybe we can see see all the flaws in her home very clearly? But I think you need to look at your home with a very critical eye before you do sell it so yeah anything that you can do with obviously just just the easy things painting and cleaning but then on top of that all those little things that might seem insignificant that you can fix you can take care of on the front end before people con to take a look at your home while. They're considering the price that they're going to offer even just a doorknob fix or making sure that window closes properly right. Those are Kinda the little things that can make a big impact and they can stick in a buyer's mind so yeah something is wrong with your house find out what it is and get it fixed so that you can make top dollar for your house. That's what stuck out to me. And what many said Nice iceman. Well okay so what I'm gonNA share is actually really similar to that. But it doesn't have to do with your specific house or features of Your House but it has to do with what's in your house. Also that being your pets many mention just whether you have a cat or whether you have a dog you probably don't notice the smell and I will say from personal experience -perienced for years having a big gray Dane you get used to the smell but it's not until you don't have a pet that you realize oh man it smells really fresh and clean in here. So even the smallest animals can have lingering smell goldfish and hamsters out to do Seriously Hampshire is actually hamsters and Gerbils and rabbits. Abbott's the Goldfish. They don't really smell right. I don't know then we'd probably wetness and get out of there too but either way I think just kind of keeping your pets in mind. You know she. She mentioned definitely not having them. They're like a friend walk them. I think. Even maybe a step beyond that. If you know you'RE GONNA have a string or a series of showings maybe for one week where you're going to hit it real hard. See if a a friend could hang onto your dog for that week maybe your parents maybe your in laws. Maybe they can watch the dog. Maybe they can take the cats to where you can almost get a fresh restart on your home. I was really thinking about that when she was talking through. That and I know much more sensitive to the smell of animals. Now that I don't personally have a pet and so there are a lot of folks Out there obviously who do have pets but there are a lot of folks who don't have pets and who don't want pets and who do not like the way that they smell. Yeah and that could really make or break. I mean some buyers might say this smells like an animal and I don't want it and even if you're completely used to it. There are a lot of people that aren't and so. Yeah that's definitely something to be aware of. Good point are no matter. What were your thoughts on that we had on the show today? We had a beer better for Josh gave us from Casa agree out in California. This was called slamming at the club and it was a clean clean cut. American lager is within this sweet punk. Rock can design the reason. It's called Slam. Another cloud arose reading the label. It's kind of a tribute to hardcore punk rock which is a specific type of punk rock that originated in southern California. I gotta be honest. I'm reading some of the band's read some of them. There's no good I don't know any of them but it before our time as well all right I feel better. Yeah there's one call. Gosh I can't even remember these. You can't read read some of them. Fistfight on ecstasy is one of them which that's one of the more tame one on they known but yeah this one's got slamming at the club. It was a lager style that we have often. But like I've mentioned before the more often that I drink some of these. Just well-crafted loggers the more. I appreciate them because I see what loggers are actually supposed to taste like. They're not flavourless. And they're not totally skunk. It's nice blend of the clean drinking crisp beer. That has all that nice beer flavor but without that credit after taste that you can kind of come to expect from some of the mass produced lagers out there. Yeah I mean I think clean clean and crisp or the two words that describe this and that described any really well made lager. The folks at Casa agree. They really know what they're doing. I feel like every we've had a bunch of beer styles by that brewery at this point in every one that they've made just is on point. The flavors are beautiful and this was no exception. This was a great lager from them. I really enjoyed it and so yeah big. Thanks to our Buddy Josh for sending this one our way thanks. Josh are and let's get around to that giveaway. Mindy is generously giving away ten copies of her book. How to sell your home and if you WanNa be entered into this giveaway all you have to do is review our show? So if you haven't left to review for us we really appreciate it. All you gotTa do is go to Apple podcasts at click five stars preferably and say something Nice about the show and what you've learned or you can also if you're not an apple person like me go to Stitcher DOT com. You can leave a review there and then shoot us an email l. at how to money POD AT DOT com. Let us know the screen. Name that you've left the review under and if you've already left her of you in the past just an email let us know that you want to be entered into this giveaway and you can be entered heard into Yemen. That's right and folks listening. If you WANNA be entered in. You have until Friday at noon. Make sure you get that email into us by Friday at noon. That'll be when we closed that giveaway and choose the names angel. We'll have our show notes up on our site like we normally do at how the money dot com and I think that's going to be a man so until next time best friends out friends out in this episode is brought to you by office. Depot Office depot has supplies and services for businesses. This is of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials. And even help you design your office with variety of furniture solutions. They also have all the supplies. Your office needs for ink and paper to cleaning and break room supplies. I'll tell you one thing that I never want to have to mess with again is figuring Out what kind of toner cartridges. My particular brand of printer needs office. Depot has you covered. Whether you're running a Home Office like I do or work in a large corporate setting they have you covered office. Depot is ready to help your business with knowledgeable associates and over thirteen hundred stores or online at Office Depot Dot Com.

the Times Mindy Jensen Joel Colorado Carl L. zillow ACURA Makino Honda United States Karl Depot Office depot Office Depot Dot Com Casa Agree Speciality Ales Google
Creating a Debt Payoff Plan #159

How to Money

45:38 min | 8 months ago

Creating a Debt Payoff Plan #159

"This episode is brought to you by office. Depot Office depot has supplies and services for businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with variety of furniture solutions. They also have all of the supplies. Your office needs from ink and in paper to cleaning and break room supplies. I'll tell you one thing that I never want to have to mess with again is figuring out what kind of toner cartridges. My particular brand of printer her needs office depot. has you covered whether you're running a home office like I do or work in a larger corporate setting they have you covered office. Depot is ready to help your business with knowledgeable eligible associates in over thirteen hundred stores or online at Office Depot Dot Com. Welcome to had a money. I'm Joel and I and Matt and today we are discussing creating a debt. Payoff Plan Dan. Joe May we're talking about debt. Everybody's got a lot of people. Do not not everybody. I A lot of people do though and the amount of debt that we as a country have us as individuals else there is just so much debt going around. We know that we want to get rid of debt. But we don't necessarily know what steps to take in order to get rid of that debt but a plan can help a whole yes exactly. So that's what we're GonNa talk about this episode. We're GonNa talk through what it actually takes debate on that but before we get to that Matt Real quick. I wanted to talk about guilt and money and I think especially this time. I'm a year maybe a lot of us are feeling guilt over how we spent and some of that might be warranted right. We might have in November December in the lead up to do the holidays. We might have bought too many other people. We probably could have done just a little bit better in how we thought through a spending plan right. We're GONNA talk about a debt plan but we could have thought through our spending a little little bit better but I think ultimately the show in how we talk about money. We don't want people to feel guilty all the time about how they're spending and I think certain folks in the personal finance base. That's kind of their main. Tactic is to make people feel guilty about how they do spend versus motivating folks to help them spend less into save more and so I think as we get it further and further into this New Year. I just want to let people know that this podcast that what we do. It's all about helping people prioritize the right things and it's not about Shaming them for the for the moves that they've made for the things that they haven't done as well as they could have done. Yeah totally do. I completely agree. I think you said shame which totally may think of something else as well. So I'M GONNA go there and one second but I think a guilt trip based on your spending. That's a bad idea if you have identified what it is that you want to spend your money on like if you have a plan if you know where your priorities lie. Then it's okay to spend money and yes you do not need to feel guilty. I do think though that a little bit of guilt can be a good thing being like to me and prod a little bit Exactly like to me guilt is basically knowing that you could have done something better but you didn't basically calls attention to the fact that you're responsible for your actions and when it comes to our money I think there's definitely a need for more responsibility when it comes to personal finances but interesting you mentioned shame and I think that's so clutch because there's a big the difference between guilt and shame true. Have you read any of Brunei Brown. She's like a she's a she's a she has ted talks and she's written books. She's an author. I'm familiar with her. Just because my wife talks about our lives haven't read any of her books she she's I think she's really great but she talks about shame. And one of the ways she characterizes it shame is well for our with guilt. Guilt is is knowing that you did something bad so you feel bad for that action right whereas shame is like you identify as being a bad person and so we want to focus on the behavior. Savior you're not a terrible person because you you blow your budget one month or maybe didn't quite put enough towards retirement that year right but when you identify with being ecorse aver late. If that's who you feel you are less when it can become negative verses a positive effect it can almost be become a self fulfilling cycle. Oh Yeah if we identify ourselves as a certain way we're going to act. Accordingly yes and so we have to kind of break that psychological barrier of feeling shame with how we've handled our money and I. Yeah I completely agree. I think a little bit of guilt can help drive us in the proper direction but if we completely identify as being someone who doesn't know how to handle money well well then. Hopefully this show can help people this this year to learn some of those tools and then to kind of help break those chains of potential. Shame that's associated with how they handle money totally on. That's what we want to be here. We don't want to be here. You're to use a stick to beat you over the head because you haven't done things properly. WELL WE WANNA do is encourage you motivate you give you the tools to create a more positive outlook on your your relationship with money and then specifically give you the proper approaches to how you can handle your money well so that you can make changes moving forward so that whatever cycle. Maybe you've become accustomed awesome to living in relationship to your money. Just isn't the case anymore. Yeah totally I think if you feel a tiny little bit of guilt when you learn something new or maybe you hear something that you haven't done. I think that can be okay if you respond. Positively to that right. It's just like constructive criticism or feedback that you receive on a project or something that you're working on. If you take that feedback in you you then modify your behavior and that allows you to grow. It's a positive thing it's about gaining knowledge and learning from our mistakes and yeah like you said. Hopefully that's what folks can do from listening to this podcast. I think I used to feel guilt over buying really nice beer and now I I just don't anymore. It's because it's something that I've prioritized highly and in something that I've made an important line in my budget and so I think that's another way that people can approach it and so matt speaking of Beer. The beer that we're having on the show today is barrel aged Yeti imperial stout Out By great divide brewing. And the kind folks at a great divide in Denver Colorado they sent speer our way. I'm really excited to have the barely edged version of their yeti imperial stout on the show with you today my friend. Yeah this is our last one by them. We've had them for the past few episodes now so man. Great divide yellow fantastic. You make some awesome beers like you always have and yeah we'll get to our tasting notes on this one at the end of the episode. All Right Matt. Let's get into the topic at hand. Were today on the show talking about creating a debt payoff plan and let me me ask this question to our listeners. At the very beginning of the episode and it might be a little awkward. How's your debt situation and does that question itself because a lump to rise in your throat well? Personal levels of indebtedness are a major issue in our country but lots of folks feel like they're stuck in quicksand up to their midsections and they don't know how to navigate themselves out of the problem. They put themselves in. We need a plan to help us get out of debt and to get our feet set in the right direction this year and so when we see headlines Matt like we've seen lately eighty six percent of millennials overspent on Christmas gifts. Well we know what that means that means that a lot of those folks have put that extra spending on plastic credit cards and this time of year. They're getting that statement in the mail and and they're a little shocked. They didn't know that they spent that much. And they didn't realize that they wouldn't be able to afford the bill and now they need some help to tackle that not to mention the other depth they might be carrying right now so it doesn't even even further out of hand. Well Joe you're talking about debt and I feel like I'm super. Add today you mentioned quicksand. And I started thinking about quicksand. Why is why is why? When when we were kids everything was quicksand like Mario Brothers to head quicksand like even as kids playing? It's like watching the quicksand like quicksand. Was this real thing real problem that we had to watch out for when I think about quicksand I think about the princess. Subscribe to the strongly correlated. Yes like late. Eighty s early ninety s quicksand was everywhere. Now everything's lava like the kids have moved onto lava like it used to be quick quicksand. Now Slava all right well a little old school reference we're gonNA stick with quicksand floors lava all right. Let's get back to a little bit though. Here's the thing here's a fact for your outstanding eating student. Loan Debt Joel. It has reached an all time high last year. We hit one point. Four one trillion dollars sixty one percent of Americans have credit card debt and the average outstanding bounds is just over six thousand dollars while consumer debt as a whole stands at fourteen trillion. It's not covered my ears there because it just got. It's a horrendous way again terrible and not only is it just an incredible amount of money but it's also how we're going about getting this debt car loans. They've got longer longer with some folks not just taking out six months payment but seventy two and eighty four month long loans. And then they end up trading their cars in while they're upside down or taking Out Debt for smaller and smaller purchases as well everyone out there like all. The differ retailers offer a payment plan now and it spans from services at home. Like you're h Vac to urban outfitters. If you just want to pick up some shoes we are funding our life styles through the accumulation of more and more as well as riskier debt. It's just become easier to take on for anything now like you go to the dentist and you can take out a payment plan on that new artificial tooth or whatever surger you had to undergo. Yeah I gotta think that that that is the absolute least fund loan to pay on right. Yeah paying on my root canal. Still I'll give you a three percent loan on that Root Canal Matt but that's just the kind of day and age. We live in easy access to debt for almost anything. Yeah your local small business. Electricity probably has the ability to offer you alone on that new fact. I mean it's just kind of almost gotten preposterous. And and then we end up seeking ourselves in a whole even if it's zero percent even if it's zero percent for multiple years we'll take out the debt and then ultimately we just don't have the money to meet those obligations so we at the change our relationship to debt and how we consider taking it on but also to. I think it's important to mentioned before we get into the specifics of creating a debt. Payoff plan that. We don't think all old debt is terrible like we're not anti every single kind of debt out there. Not all debt is bad debt. Some debt can be used effectively and their reasons worth accruing debt for for example going to get an education or starting a business or buying a home and we kind of discussed that in more detail in episode one forty one. But just because you're considering one of those good debts doesn't doesn't give you a free pass to blindly. Take out loans in order to go to a fancy school or to pursue your dream of owning your own restaurant or to buy more house than you can afford. You still have to take value into the equation when you're thinking about what that you take on. Yes we need to take value into account because not having massive amounts of debt is important and so so I mean. I know you might be asking like well. Why is getting out of debt? Why is that actually important? The biggest reason that we're GONNA share that getting out of debt is so stinking. Paramount is because debt is expensive in the moment. It doesn't feel expensive to pay with a credit card or maybe to take out a loan if anything it feels like free money right and it's really easy to gain in access to that credit which is why a recent episode Matt. We talked about cash debit or credit. Like how we spend using credit cards is in particular. The biggest downside is the ease of use use and natural causes us to use them more frequently even though a smooth transaction even though we like credit cards it can be a way for us to spend money that we don't have exactly. Yeah but here's the thing at the core of it though like using your credit cards as a tool. That's not the problem because it really is just a tool. It's when we don't pay off the balances and the interest begins to accrue. It's when we use these tools incorrectly and so when we're paying interest on a balance we're paying way too much money for the things that we likely shouldn't have purchased in the first place so for example a a fifteen thousand dollar car that could easily end up costing you closer to twenty thousand dollars because you took out a car loan and you're paying interest so effectively you're paying way more than you should for vehicle. It's hard to reach your financial goals. When you're constantly overpaying for things Matt having a lot of debt puts you on just not solid pudding put you in this kind of quicksand thing right? I mean looking uh-huh quicksand. It puts you in this scenario where you're not as financially flexible as you could be. If you didn't have that debt in your life the more debt you have the weaker position that you're in and the less freedom you have and we're constantly overpaying for pretty much everything in our lives it's also it's hard to get ahead and to reach any of those financial goals that we have the going is slow when we have interest payments working against us. It feels like all the cards are stacked against us and that can be really discouraging and instead we want to be on the receiving side of interest and that means like having a high interest savings account that means our investments essentially making money for us while we sleep instead of interest working against our money. It's working for us. It's allowing us to quickly achieve our goals. That's when it allows us to build wealth we're using interest in the positive frame reason returns in the positive sense as opposed to everything thing we by having a much larger price tag based on the fact that we have interest payments going along side of it. Yeah that's the difference between paying interest versus receiving interest. Right and I got a quick Gila station for you imagine. Have you ever been to a store where there was like a second floor. Or maybe you've been to a mall a movie theater. Perhaps right where there's an escalator. Sure so imagine you're on level one and level two. That's we're trying to get to level to jolt that's where your financial dreams and hopes are in front of you. You've got to glitters you've got one. That's coming down. At least it's not like a skyscraper that climate but a one side. You've got an escalator. Coming down on the other side you've got an escalator going up and when you have debts that that is when interest is working against you right that is you trying to get to the second level by going up the side of the escalator. That's coming down when you're doing that you're working crazy hard. It takes takes way longer and you know what at some point. You might even actually give up because it's too hard. I probably could have done it really easily when I was twenty five minutes but even still like yes. I agree right like I've I've done before as a kid but it's still a lot harder versus when you have interest working for you when you were receiving interest. It's like you're getting on the correct side and you're you know you're riding that interest up if if you want you can only rely on that interest and you can disdain there but if you continue to work a little bit imagine how quickly you're GonNa get to that next level walking while you're on an escalator is like the best feelings doing I'm I mean. How quickly do you get from like one level to the next just by doing that? It's amazing and so the next time you're thinking about taking a car loan or some other consumer debts and credit card debt picture that illustration illustration because it truly is what it's like. It's like like you said being in quicksand and you're trying to trying to hop out of that quicksand. It's so difficult to do that. So difficult to make any progress when we're bogged down with that interest working against us no doubt and we have to get to these specifics for folks that are writing that down escalator and they WANNA get off they want to get out of debt and they WanNa make their money work doc for them well. Let's get to the specifics of how to create a debt. Payoff plan right after this break as a small business owner. You already have a lot on your plate. The last thing you want to worry about is your bank. That's why access bank provides hassle-free banking business owners like like you deserve. Access is so confident in their basic business checking account that they won't give you a hundred bucks to try it out just use Promo Code H.. T. M. as in how the money and visit access bank dot com slash. HTM Today to get started. Yes Joel you know. I actually have an account with access had it for years for my photography business. My favorite thing is that I never need to go to an actual physical branch man. It's completely online. And I'm able to make mobile deposits from my Home Office so easy. Plus their basic business checking account gives you up to two hundred free transactions per month unlimited domestic. ATM Fee Reimbursements. No maintenance fees and no minimum balance required quired access makes it easy to access your money and their mobile banking tools. Save you time go to a bank dot com slash. HTM to learn more and get get your one hundred dollars access bank small business banking simplified. Joe We're back and we're talking about creating a debt payoff plan. Oh and by the way did you like my my little illustration about the escalator that was a great illustration another one. I was thinking of feels like okay. What about like headwinds and Wins at your back. I was GONNA say an example of You you know when you're up at the T box and you're playing off and getting ready to throw your driver but you've got that strong headwind. It's GonNa be a lot harder than if you had to win at your back true that's true. Yeah that's another great illustration and one that makes makes sense to me. But I feel like most folks have probably been on escalators more often than they've actually thrown a discussion probably true for most folks sadly because disc golf is a great sport. All right. We're GonNa talk right now though about what steps that you need to take when it comes to creating a debt payoff plan. These are the steps that we're going to actually help you to make real substantial progress this year. The first thing that you need to do is to make a list of all your debts. The first step in any plan of action is to get organized and so making sure that you're aware of all. The debts is a really important for step on under path to crushing debt. We've used this illustration before but if you're planning a road trip you're going to make the dots along the way where you want to stop you kind of want to know the layout about how long is it going to take me to get here and there especially the kids like where we're going to stop the P. or we're gonNA stop to eat. There's all these questions that come with the big major trip. That's right and so I think the same thing like paying paying off your debt. Is this big trip and you want to plan the points along the way you want to know. Exactly what's in store so that nothing terribly by surprise. Yeah you don't just throw everybody in the car born to start driving. That's a terrible plan. Look your finger stick it up in the air. Decide which way the we're GONNA go east. We'll see where we end up. Yeah yeah that's not a good way to go so yeah making a list of all your debts helps you at least get the lay of the land and then you need to pick your approach. We've talked before about the debt snowball approach versus the debt avalanche approach in which toine people should consider. We went to a lot of detail on how you decipher. which plan is better for you in episode eighty-six but do you need or just want some more emotional awards along the way or do you just WanNa pay these debts off as quickly as humanly possible while paying as little interest as you can either way you'll focus hard on completely obliterating one on debt while paying the minimums on the others in both approaches? Maintaining a high level of focus. Is the key to success. Could once you know that lay the Land Matt. It's really important to kind of choose which approach you're GonNa take and then sticking to it if you've come up with a strategy do you think is going to work for you looking at the strategy that might potentially work for you and then picking one and sticking to it is going to be crucial to your probability of success. Yeah Joe in one thing I'll say is that I think for folks especially who are listening to this podcast. They're they're thinking noman that avalanche the way to go look at the numbers. Do the math but the older I get. I realized that so much of our money is not just knowing knowing. The correct information isn't just seeing the numbers right because we don't operate as robots. We don't always make the rational decision. Our emotions play such a huge role when it comes to how we handle our money and because of that I think the debt snowball needs to be considered by way more people than it actually is because you are receiving that feedback more quickly. You're able to quickly pay off a debt and quickly move onto the next one and that feels good and and when it feels good. That's something that you'll continue to do exactly the best plan that we can create is the plan that we can stick to yes. It's not just the best plane in theory. It's the one that we can actually accomplish in real life and just quick example Matt for me for a lot of years. I wasn't it fully funding my Roth. IRA and I was just investing a lot more in my 401k. Because it was a lot easier for me to click the button that up. Two percentage point coming out of my paycheck barely felt it it than it was to actually increase automatic draft amount from my bank account into vanguard to fund my Roth and so it literally took more work for you up your Roth. Ira Save versus your 401k. And and really the work is the same. It's the mental hurdle I couldn't overcome and so I think that's a huge thing that we do need to consider wh- what's the easiest mental mental hurdle title for us to overcome and again the plan that we can stick with is the one that we need to commit to so true man all right so now you've made a list of all your debts. Got An organized. You've picked your approach. You you know you thought thought about which strategy going to work for you. The next step is we want you to look at your time line a little bit. This is when you are going to do some math. And you calculate how much monthly income you can put towards your debts and actually figure out how long it'll take you to be rid of it. All it is important to know how long this will take in order to manage manage your own expectations. If you don't take the step you might think you'll knock out your debt. Let's just say by the end of the year and then maybe October rolls around. And you realize that you're not even close us if you are not realistically approaching your debt. Payoff plan it can be easy to lose hope and basically just burn and fill out. It reminds me of our conversation with J D Roth not not too long ago. And he specifically mentioned he gave a very vivid picture of his Co. when he was in the bath yes okay he was like this is how I came up with my debt. Payoff Yeah Plan. I was in the shower. I had this epiphany. He's like Iran out. I didn't dry off. I had a towel around me and I sat at the table for hours and I came up with this plan. What a madman I know? Yeah I I totally picture I can tell you picture. It was maybe two vivid and he said he realized it was going to take thirty six months for pay off his debt after kind of calculating it out and and this time line helped him track progress knowing that timeline helped him have a realistic expectation in mind for how long it was going to take him to be rid of all his debt. And that's really important for us to take in. This process is to map out the length of time that it's going to take us to go from a bunch of debt to no debt yet because that can help us stick with it if we know that it's going to take three years. Well there's light at the tunnel if we have no idea and we just aimlessly attempting every month to put more money towards her debt. We don't have a timeframe in mind. Well then it could just be a little more difficult to actually stick with it. It's like the difference between running a marathon versus a four hundred meter sprint. Like you need. You didn't know the distance because if you start running a marathon a like year running a four hundred meter sprint. Well guess what you'RE GONNA burn out and you're going to completely give up and so having that goal in mind and and knowing that timeframe is so important and there are tools that can help by the way we'll link to those in the show notes whether you're taking the snowball approach or the avalanche approach willing to a tool. Well that can help you as you plug in your information it can give you that timeframe so that you're not just doing pendant paper you can actually plug into a spreadsheet and then you've got brad she you can share it with your your significant other or your partner and it's the perfect opportunity to be on the same page to be looking at the same numbers and it can Kinda Kinda help you out your path. Well you know I'm all about the spreadsheets. You our our buddy. Yeah and so we wanted to take is essentially to create a debt slaying identity. Basically what I want you to do if you're in debt and you're looking to get out of it is is I want you to say to yourself this year. I am all about paying off that debt. It's like your alter ego. Yes you are. What this means is not saving for a vacation not saving for for that new car? That maybe you wanted instead it means throwing all of your weight behind one singular goal. This is a crazy powerful approach and anyone who's paid off large amounts of debt quickly will attest to the power of this type of focus. And again you WANNA make sure to prioritize top debt while you pay minimums on everything else regardless regardless of what approach you take whether you take the snowball or whether you take the dead avalanche. Aren't we've reference Batman in this podcast before Matt Basically Batman is this perfect representation of creating an alter ego. It's not that he has these special powers. I mean. Sure he's got a cooler vehicle and like a grappling hook or whatever but he can't actually fly or do anything super duper special vessel. He he's just creating an alter ego that helps them to fight crime. It's almost like when he puts on the suit he becomes a different person. And I think that's kind of how we need to approach paying off debt in our lives in twenty twenty is to create this alter ego to put ourselves in this new state of mind in this new superhero suit. If you will and I think that that just kind of mental shift in telling Our selves that we are someone who can pay off a large amount of that who can make a change in her life. Who can shift our habits? That's a that's a really powerful thing for us as we step up to the plate in order to vanquish the debt that has become the bane of our existence. Such a nerd bad guy reference. I love it. The next step is basically to move onto that number two once you've done all of that and you've crushed that first debt move onto the next on the list again regardless of which method and that you're taking after that first debt is eliminated. You're going to have more money to blast that next debt on your on your list. You might notice that it's a little bit easier to attack that next debt that you have on your list right like interest. It's still working against you because you still have debt. But it's not working against you quite as hard going back to the escalator analogy like like. You're still going up. The escalator but maybe escalator has slowed down a little bit and not only has slowed down. Joel you've also gotten stronger because now you have more money to throw into attack that next debt with yeah. It's incredible how this process the payoff plan. Becomes easier after that first. Debt is removed whether you're going avalanche or snowball having one fewer debt just increases your ability to attack that number two. It's a beautiful thing you've got more money and it's just easier to focus as well because guess what if you've got six different debts that you know that you WANNA pay down Tom. It might take a lot of mental capacity to focus on that one day. When you know you've got these other ones that you're just paying minimum on right but guess what you're not got one of those and now you've only you've only got five so you're paying against one of them and there's just four of them that are kind of sitting there and then the number just get smaller smaller? There are so many reasons why focusing on a singular debt is so so the way to go. Yeah and and Matt I think another important thing to say on we move onto another debt. Is it important to give ourselves a little reward along the way. Hey with each major milestone that we achieve we discussed this. Recently in the game of -CATION episode put smaller awards. Along the way can give us renewed hope to pause and realize that. Ah We're doing it. Well that's huge and then we can start to rinse and repeat and continue along in the process but once we appropriately celebrated knocking out a credit credit card debt or a car loan. Then start setting your sights on the next debt to crush maybe student loans next on the hitlist. But however you're doing it make sure that you do give yourself a little reward along the way it can really increase that positively and continue to fuel you in that Superhero esque pursuit of paying your debt off. Yeah man we're emotional creatures and to have that positive feedback is so important and I think that's one way to that. We can reward ourselves night even by spending money but there's ways that we can reinforce that behavior even just sharing with others if you've told some friends about your financial or like your plan to pay down some debt and tell them hey guess what you know those three credit cards that I'm planning planning to to knock out or one of them is completely done with like. That's huge and hopefully if you've talked about your money with these folks these are friends who can then celebrate with you and encourage you and they become like your cheerleaders urging you and if you don't have these these type of friends we would encourage you to talk about money with your friends and family but also check out. FACEBOOK book within our group folks are often posting their wins and in how they're succeeding with their money and we would suggest jumping in their encouraging. Those folks and then when the time comes for you to knock out some of Berbick debts or meet some your financial goals you can share that in there as well. If it'll be folks in there who will be pumped for you and guess what the costs you nothing Yemen sharing those winds with other people people. The you don't even have to treat yourself to something super fancy but honestly even just that encouragement from people around you. That are rooting for you. That's enough of a reward. oftentimes for us to keep going. That can really be a big motivation for us and Matt now if we are kind of in this debt slaying superhero mindset a question POPs up. Well how can we accelerate great. This debt payoff plan process. Well there are ways that we can potentially earn extra money and then other ways that we can cut back in our spending and those things can accelerate the amount that we're able to put towards that debt to kind of make that thirty six month plan. Let's say a thirty three month plan and that's kind of fun to yeah. That's right. We need to address both sides of the equation Right. We talked about this last week on. Our episode on frugality frugality doesn't always cut it. But we need to address our big expenses as well as some of the big ways that we can increase our income. Yeah totally so on. The note of cutting back back will choose a specific few areas that are meaningful for you to be able to still enjoy life. Don't stop drinking craft beer altogether necessarily but make it. Maybe maybe a special treat and that act of cutting back well it can help you to achieve this quote unquote no bad debt status far more quickly and if you can continue it after this debt payoff appleans complete. It's going to help you build savings and have money to invest for your future at the same time. Yeah Joe so that's addressing expenses right like if we're able to cut back in on money's episode. We talked about earning more money through entrepreneurship through starting your own. Small Business We had an interview there with Vincent. So we'd recommend checking out if you're looking to address that side of the equation but either way you can accelerate the process by focusing on your expenses by focusing on your income. You WanNa make sure that you're doing both of those reading continued to talk about creating a debt payoff the plan and after the break we're GonNa talk specifically about some different practical advice and some different tactical steps that we take in order to pay down our debt faster. We're GONNA we get to those right after the break. This episode is brought to you by office depot office office depot has supplies and services for businesses of any size. I guess speak to this personally as a college student when I was a business. The size of one Office Depot provides twenty four seven tech. Support it lets you print your own marketing materials and it can help you design your office with a bunch of furniture solutions. The also have exactly the supplies. Your office needs from Your Home Office to a commercial setup. They've got the ink. They've got the paper they've got the cleaning. They've got the break room supplies. So when I was setting up my Home Office I went straight to office depot because because I had a ton of stuff I needed to get and I wanted to get it all in one place but don't take my word for it see for yourself. Office depot is ready to help your business with knowledgeable associates in over one thousand three hundred stores or online at Office Depot Dot Com are. Now we're back to the break and we do have some practical and tactical things. We have to share intergalactic in this part of the show about how people should approach their debt. Payoff payoff plan. We kind of went through all the steps. But there are a lot of other things to consider some tips some hacks as the kids like to say on how to approach this plan that can help accelerate salaried beyond just the ideas of earning more money. There are specific things that we can take advantage of in order to help us lower the interest rate or. Find the help that we need in in order to achieve our debt quickly so matt I think one of the first things that needs to be noted is we really need to think long and hard about the things that led us to to the state of of debt in the first place. One of the things we need to come to grips with is to think about our triggers. Like what caused us to spend money that we didn't have in the first place knowing. Those triggers is the first step to changing our habits. And that's a really crucial process in this whole plan. So if your credit cards or your emphasis and you just don't know how to stop. Stop using them. We'll cut them up or freeze them. Put them in a freezer bag inside of your freezer literally. Put them in a ziplock bag filled with water and stick in your freezer. Put that junk on ice exactly. Look look if that's your trigger. You have to figure out how to make that stop. Because even as you're paying off your debt you might be accruing more along the way and you're just kind of it's zero sum game if we don't know the things that are actually triggering us to spend in the ways that are hurting our finances and real quick you mentioned like putting your credit cards and a block of ice. Let's clarify because that is literally one way A to freeze or credit cards but I think sometimes some confusion when people say. I'm a free to my credit. Well that's not freezing your credit. That's literally freezing your credit cards to curb your behavior. Then you can actually freeze your credit by going to trains Union Experien- and Equifax and that actually puts a lock on your credit. That way nobody including yourself is able to take out new credit new credit cards unless they go on their first in unfreeze it typically temporarily. Yeah and that's something that we recommend is for folks to freeze their credit. So that other people can't take out credit lines in your name but freezing. Your credit card definitely stepped if that credit card and has become this problem in your life. This thorn in your side Yemen and another thing to note on since we're speaking about your credit score and freezing your credit. Well your credit score is awesome to monitor along the way while you're involved in this debt payoff plan and we really liked the website. Credit Karma there are other sites out there as well that can help you stay in touch with your credit score. Discover has one as well credit score card DOT COM if you check out sign that for one of those services and you're staying familiar with what's going on with your credit score well as you're paying your debt off it's going to have a direct positive benefit on your credit score and that that is motivating as you see that credit score balloon over time as it continues to rise from. Let's say it's at six eighty now over six months you might be at seven thirty and and that is going to help you achieve these other goals of being able to potentially take out a mortgage right if you want to buy a house and you really low credit score because you have an overwhelming amount of debt. Well well attacking that increase your score and not only means you have less weighing you down but also means the possibility of taking out positive future dead right something something like a house or just greatly increased. Yeah seeing that credit score boost like that. That's an amazing secondary benefit of paying down that debt. Let's also talk about where not to go if you're in debt over your head if you're not able to handle the payments Currently on your debt do not sign up with a debt consolidation company. They charge large big money and they rarely live up to their claims. Often you'll end up paying them a lot of money and they do little or nothing to help you in your debt. Payoff off pursuit. In that case often better off on your own because at least then you could pass more of that money towards your debt and not going to the service. That's not actually providing any value. Yeah if you hear an advertiser or someone specifically tells you if you just pay these people a couple thousand dollars three four thousand dollars. They can help you consolidate your debt. So they can work with your creditors they'll help you achieve your own debt payoff plan well. Upfront payment For someone to do that for you when most of the things. These debt payoff companies. Say they're gonNA do they either. Don't do or you can do yourself. That's not a smart way to go. Yeah that money upfront. Huge Red Flag so overwhelming is going to be your local affiliate Elliot of the NFC C.. Which is the National Foundation for credit? Counseling they are a nonprofit and they are full of helpful financial services like debt and budget counseling. Alling they have the power to help and can council you along your journey. They do the things that many of the debt payoff firm. Say that they'll do but then they don't in actuality yep that's true the FCC is the only place. I would tell someone who is up to their eyeballs in debt and doesn't know where to go and can't afford their payments. There's the only place I would send them to and so yeah. NFC DOT ORG find your local affiliate meet with someone there. That is your best path forward if you're in debt that you can't manage in Matt. Let's talk quickly quickly about APPS. There are popping up all over the place that claim to help people with their debt. Payoff and there are some apps that I think could potentially be helpful. They come with a caveat. There's one called coins Q.. Oh I N S and. There's one called tally that offer to help. But they charge you to do so as well. So you know you and and I we prefer the diy no fee approach but these APPs can be helpful for the right person who has a tough time actually sticking to something and if these APPs are going to help basically make the process smoother for you and that fee is basically going to prevent you from defaulting on your debt. Well then what we would say is us one of those APPs that use it to its full. Oh potential because yeah paying a fee is better than not doing it all together. If that's GonNa get you motivated. If that's going to be the thing that helps you to actually stick to pay off plan. Well then that's great and those are two considering the I mean. Those are some of the different APPS. And there's also some websites that can help as well I'm thinking of unburied me and endebted. And by the way those are unburied dot me and Annette dot it I guess towns in Italy the it eleven different websites are using the different. I don't know what you call it. Like the DOT COM dot net scripts or whatever. But they're working them into the name of their site. which is I love it? That's why we're changing the URL for our website from dot com to money dot. Listen to our podcast now. How to money dot beer? Actually legit thing there is here. I was gonNA say that really. It's real oh my gosh either way. Let's talk about these websites. UNBEAR- me and unvetted. They are both similar and they can offer some help. Creating debt plan if you prefer a more digital interface definitely a shot with a different graphs and the digital feedback. It might help you to visualize your progress. In and for that reason it can be really valuable will but at the same time we don't want tech to keep you from actually getting a plan together at all pen and paper can be really valuable especially when it comes to just tracking senior progress. You know you'd like it is pretty easy to create a little the graph and a little chart and you kind of filled in as you work your way up that notebook paper just new yourself and participate in any of these different little tips and strategies that you know will resonate the most with you. Yeah Man I agree I think part of it comes down to knowing yourself and knowing the ways that your best going to be able to stick to a debt payoff plan and and in some people. They're gonNA computer all day and using a website like unburied dot Meuron debt dot. It is going to be a massive help in the way they approach paying. Hang off that debt and for other people you know what a pen and some paper. That's going to be motivation enough. They don't need some sort of cutesy graph interface to help them tackle their debt. So so just Kinda know your tendencies and that can help you. I feel like there are a few more hacks that we really should mention to help. Folks actually save more on interest payments and potentially pay off their debt even more quickly once they have a clear plan in place zero percent credit card. Transfer can be a game changer for folks especially if they're on the fast track to eradicating debt. And this this is particularly useful Matt for folks that have a good credit score if they can qualify for a credit card with zero percent period of. Let's say fifteen or eighteen months and they're ready to pay author debt quickly. Well this can mean no interest payments on the majority of that debt for a long period of time and so we just wrote an article about the best balanced transfer credit cards. It's up on our site at money. Dot Com for folks specifically are interested in a card like that and we outline the ones that are going to charge the fewest fees. So that when you make that transfer your payments are working working to pay off your debt. They're not going towards the bottom line of the credit card companies and if you currently have a credit card and that's one of the major debts you're looking to pay off all another hack. The you can do is to call credit card company and ask for help whether it's a credit card company or another creditor they're often procedures in place for people to call and ask for help up Matt we've talked about asking for a discount before this is asking for potentially a lower interest rate on your debt. Which is going to help you to be able to pay it off more quickly and met one example I wanted to mention is is? Let's say you've got a student loan through a company like S-o-f-i and one of the coolest benefits that they offer is help. If you lose your job not only will obey provide actual assistance for you looking for employment. Both they'll do is they'll say you know what you don't have to pay her loan for the next six months while you're looking for employment and so stuff like that Jack. It's out there depending on who you're doing business with and what sort of programs are in place. It's just worth it to ask. Whoever you have debt with to see if there's some sort of way they can can help you along in the process? You know on the note of lower interest rates as well and we would recommend for folks to consider checking out maybe some alternatives to credit cards Kurds. If you have a home you can consider he lock home equity line of credits. You're going to be able to get a lower rate. Obviously there's going to be some risks associated with your taking taking your debt and you're tying it to your property that debt is now a secure debt because your home as collateral so if you are really really sure that you're going to knock out that debt then that might be something that you can do but this does not need to be something you take lightly yet because it's one thing to not be able to pay off credit card. There's certain certain rights that you have. You're not going to lose your house or get thrown in prison for not being able to pay your credit card debt but if you tie it to your home if you refinance or take out he lock that car that homes on the line in dude. Yeah exactly and and so. If you're going to have trouble paying it off with a he lock even if it lowers your interest rate. Don't do it because you don't want to lose your home over credit card debt. You were unable to the pay. That's another option to consider. Is You could always borrow money. Maybe from a family member this is something that it just depends on who you are and what your relationships relationships are with your. You know those in your family because it can get awkward in many cases. It isn't worth the possible. Harm that come to that relationship but if your credit score core is really low that might be your only option for lowering any super high interest rates that you might have so definitely consider that Matt if someone submitted an htm question for the shows where we answer listener questions and said Hey. Should I loan money to a family or friend. I think we would probably say. Don't do it or if you do know that there's a good chance that you don't get paid that altogether together. Just kind of go into that loans choice in knowing that's the case but if someone has a really low credit score if they don't have that many options this might be the best option for them If they have a good relationship with a friend or family member that is willing to help them out in this way. So yeah those are some ways that you can approach lowering potentially your overall rate of interest to move that you can make to help accelerate that debt payoff plan and yet crushed that debt once and for all yeah. It's important to keep in mind as well that these are things that you wanNA consider after after you have a solid plan in place these are these are the little tweaks right like last week. We talked about frugality and how we need to focus on the big things. Well in this case the big thing is creating that plan and and really getting after it these these little tips and tricks. These are the little tweaks. This is the frugality aspect of paying down your debt. They are certainly things that could make a pretty big impact act and really help you along and provide encouragement and make it possible for you to pay down that debt. But I you do need to have a solid plan in place for these additional pieces that Kinda slot in yeah completely agree. What for anybody out there who is experiencing a load of debt? That is uncomfortable. Well Best of luck to you in creating a debt path plan. I I feel like having this plan sometimes can help you at least have this target to aim at and it can make a huge difference in helping you actually achieve being rid of it as opposed to kind of feeling like you're in this quicksand scenario and I don't know how to get out. The plan is like the rope in princess bride. That helps you get out of the quicksand. It is right. That's exactly what that payoff lane is as you with. Its it's beer. Let's get back to the beer this episode. You and I shared a barrel aged yeti imperial stout I wanna say this canes it's Brown and Gold and it's like perfect for for the way this beer tastes and on a mission to you the way poured in Port Pitch Black and at the same time it had this amazingly dark brown head. It looked like creme like if you've ever gotten an espresso were the espresso bubbles little cream at the top they call it Karma insider knowledge for yeah exactly but I couldn't get over how richly Brown that head was on his beard and every time I kind of swirled it it almost had like some read notes in it looked amazing but Yeah what are your thoughts on how this beer tasting man. This beer was so good. It had these nice boozy barrel notes on an already delicious doubt. I felt like this doubt was chuckle of bitter dark chocolate vibes and that paired so well with the sweetness coming through from the whiskey barrel that it was aged in so in my mind if you get the dark chocolate bitter stout combined with aging in whiskey barrels it's at perfect pairings at perfect marriage. And that's what that's what this was was so good. Yeah it's really good Asian whiskey and I feel you could tell it that. It wasn't Asian Bourbon Barrels. Because typically I think when you get Bourbon it's a little bit sweeter and this stout drink a little drier to me like it had a ton of flavor But it wasn't it wasn't overly sweet a little bit on the dry side and so it kind of reminded me of like that fancier chocolate where it's like eighty percent cal. Cal Is that how you said Coco calculated. He's eighty cocoa spelled like cow. I don't think I use that word very often. Chocolate zero sweetness going on at all. That's what I picked up out of. It just had incredibly deep flavor notes and I really enjoyed it all right man for this episode. That's going to do it. Let's wrap it up all right for folks that want more money information formation. Well you can go to our website at money dot com and we'll also have shown up for this episode all right man. Well that's GonNa do it jol until next time best friends out best friends Out In this episode is brought to you by office. Depot Office depot has supplies and services for businesses businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with variety of furniture richer solutions. They also have all the supplies. Your office needs for ink and paper to cleaning and break room supplies. I'll tell you one thing that I never want to have to mess with again is figuring figuring out what kind of toner or in cartridges. My particular brand of printer needs office. Depot has you covered. Whether you're running a Home Office like I do or work in a larger corporate setting they have you covered office. Depot is ready to help your business with knowledgeable associates and over thirteen hundred stores or online at Office Depot Dot Com.

Matt Joe Joel office depot Office Depot Dot Com Access Depot Office depot Yemen Brunei Brown ted Denver Colorado J D Roth NFC Gila station
Ask HTM - Is ID Theft Insurance Worth It, Reducing Car Insurance Rates for Kids Who Rarely Drive, and the Merits of Balancing a Checkbook #164

How to Money

46:11 min | 8 months ago

Ask HTM - Is ID Theft Insurance Worth It, Reducing Car Insurance Rates for Kids Who Rarely Drive, and the Merits of Balancing a Checkbook #164

"This episode is brought to you by office. Depot Office depot has supplies and services for businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with variety of furniture solutions. They also have all of the supplies. Your office needs from ink and in paper to cleaning and break room supplies. I'll tell you one thing that I never want to have to mess with again is figuring out what kind of toner cartridges. My particular brand of printer her needs office depot. has you covered whether you're running a home office like I do or work in a larger corporate setting they have you covered office. Depot is ready to help your business with knowledgeable eligible associates in over thirteen hundred stores or online at Office Depot Dot Com. Welcome to how to money. I'm Joel and I imagine that today we are answering your listener. Questions That's right Joel. It's Monday okay. And you know that means that there is a fifty fifty chance of that. were either going to answer listener questions or we might have an amazing guest on and today the guests were having on our listeners. uh-huh who have questions you just confused everybody out there or answering listener clash myself. What are we doing today? So for instance. We're going to cover whether or not we feel that. ID theft insurance. If it's worth it we're going to talk about what to do about your car insurance if you have a kid who rarely drives right if they're off the college and we're going to talk about checkbooks what our thoughts are you still use a checkbook. Lots of good questions to cover today Matt but before we get to our listener questions. Let's talk about gift cards allowing allowing people right. It's early February. A lot of people though have gift cards that they got for Christmas that they haven't used yet. And maybe they're already laying around in Jerusalem. Where is that outback steakhouse kaos gift exactly? Where did I put that thing? And oh well my blooming onion right. I should probably be using it for the balloon onion or whatever you know but but gift cards go unused so much of the time so I think it's just a good reminder that we WANNA put out there for folks to find them put them all in one place rifle through them and start taking advantage of the gift cards that they have and they're not going to expire fire in all likelihood they use of them won't yeah they some of them might some of them. Will I think there was a federal regulation that was put into the required retailers to have an expiration date that was at least east five years from the point where it was sold. Gotcha so that's good. That's helpful but even then man we just lose them. We misplaced the one of those things that we just have a hard time holding onto. Yeah personally I think before I tell you what I think. What do you think about gift cards? Well I think I understand why people give them. It feels like it's a thoughtful gift but for the most part a very thinly veiled cash gift. Yeah exactly exactly like in cash is just such a better thing. Yeah exactly I mean I think gift cards are dumb like like honestly and I think there are a lot of folks who agree with me because there is an entire ecosystem of websites where you can go and unload your gift card. A lot of people are looking adding to convert their gift cards into cash because cash is universal and so I am one who believes that I would much rather have cash than a gift card to give cards. There's just so much hassle involved I will say if someone gives me a gift card or maybe a gift certificate to someplace that I frequent. That is a thoughtful gift right. If they know that this is someplace you enjoy you you know. We know that you like going to the store. Something like that even then man. Sometimes I forget to bring it along a emily and I went to a restaurant the other night and then we just came back and we looked at our gift cards. which is what made me? Think of this okay. We have a gift card to that place and we forgot to bring it so basically all of our date nights for the next three months are going to revolve around where we have gift. Cards burn through that bag senior senior. Yes we're trying to burn through all of it because it starts to get out of hand it gets ridiculous a little ziplock there. Yeah but if you do want to sell a gift card card pool is a good website gift card. Granny is another website will lead to those in the journalist but those are good places to sell your unwanted gift cards and get some cash also too if there is a place that you frequent Matt and you basically want to get an automatic discount on everything you buy there. You can gift cards from those side. Yes you can get your gift cards at a discount. I think that's another good reason that makes giftcards worthwhile by sure. Awesome like one of our favorite restaurants. Yeah you're gonNA talk about the every December you can get three hundred bucks worth of gift cards for two hundred dollars. That is a good deal. Yeah and so we use it throughout the year. And that's just a place that we know we're going to go often and we always use a gift card when we go because we get the sweet deal thirty three percent off like off the bat. Yeah well there's an article that and our both reading. That was talking about gift cards. And just basically the business and economics behind gift cards and how retailers benefit and one of the most interesting little facts in there was the that stood stood out to me at least was that consumers are two and a half more times likely to pay full price when they're using a gift card or something versus if they're using their own hard-earned cache. Yeah so what that tells me. Is that folks are just less price conscious when they're using a gift card versus using their cash and what that also tells me is that people value convenience because what they're doing is they're not looking for the deals they just see something by it or they go to the store. They're going to pay full price. They value the convenience to not have to look for a deal. So what is the most convenient currency Z.. That you can always have cash up not a gift card cash my friend. It is amazing that we've been convinced to turn something that let's say is worth fifty one hundred dollars that you can spend anywhere in the entire world basically that you want to and say you know what I'm gonNA trade this in for the ability to spend only at one place like literally one store one company and I'm really going to do business with them with this money I mean it really is. It is kind of silly when you think about it so a bit. There's creative ways to give cash. Maybe in the future we should think about creative ways to give cash instead of gifting gift cards and we should think about using the gift cards we've been given because we don't want those just sitting around in our doors we want to get our money's worth out of them. They just like emily getting organized and schedule your date nights around all these gift cards. I think. That's a really smart data. Answer Basically GonNa be free for the next three months man. That's pretty sweet. Do you can be great. All right this episode also. We are having a beer. Did you know that we typically do. And it's one of my favorite parts of the show. Yeah this beer is called Aggress Dick which is an American Wild Red Ale and this is from firestone Walker Brewing Company out in California. This is another beer that was donated to the show by our friend Josh. We're having two weeks of Beers on him. Well you can tell the the level of friendship that we have with him based on the number of beers featuring as I've been friends Josh for a long long time so big thanks to my good friend for sending us some of his favorite favorite California Beers and my new friend Josh. Yeah you guys have been friends for a few years absolutely but that being said we have lots of great friends who don't give us beer and that's totally cool. Friendship is not contingent on donation beer of craft beer. Of course no are Mel. Let's get onto the listener questions. We got some good ones that we want to get to today and for everybody out there listening if they want to submit the question to be featured on a future ask. ATM Episode Well. We'd love to have it. Just go to how to money dot com slash. Ask The directions for submitting your voice question or incredibly credibly simple and it'll take you just a few minutes and then matinee will hopefully in the near future but let's get to the first question of this episode and it's about still using checkbook. Hey guys this is Matt from Tampa. I still balance a checkbook every month when my bank statement is e mailed to me last week I was depositing a reimbursement check from work. Irk My banks APP on my phone. Once it cleared I wrote the deposit in my checkbook when it dawned on me as I looked at the balance of my checking account and all all the transactions on my phone. Do I need to keep a check book. I rarely write checks anymore and like I said all the information from my account is accessible on my phone protected with facial recognition of course at this point. I think it's just had it because my mom told me it was something I'm supposed to do. What do you guys think is balancing a checkbook extol necessary today or is my sister right again for calling me the youngest old man on the planet? Thanks for all your advice on the podcast this year. It's really given me the push needed to to get my finances in order for now and in the future all right matt. Thanks so much for the question and guess what your sister is right. You are the youngest old man but your mom's also right when she said that. This is something that you need to be doing. She's right though twenty years ago. Here we're going to dive into the history right like what was the original purpose of having that checkbook. You know that sheet where you could write out your transaction but back in the day before folks had instant access to the transactions in their checking accounts the APPS and online banking. They had to wait until their monthly statements that were mailed to them to see how much money that they had left in the bank. Right and so if you wanted to write a check and make sure that it didn't bounce you needed to have a running record of all of your deposits and all of your withdrawals or your checks so keeping up with your checkbook ledger. That was really important in order to have that that latest up-to-date information but you can get that up to date latest information at the touch of your fingertip right now. I mean Matt mentioned that through Apps on your phone so these days keeping that Leger updated is really redundancy since you can just use your phone and immediately see how much money is in your account and hopefully most of us are using credit cards. Instead of checks we're using them responsibly. Because they offer additional benefits and protections met. We talked about that recently on the show. Yeah and we've actually got some great articles on the site regarding credit cards and how we would recommend in for folks to use them. Yeah be sure to check those out in the show notes. Yeah but basically it's best to go with another method of tracking your expenses and not your Checkbook Ledger and meant or y nab or using just excel spreadsheet our favorite ways to go about aggregating that information your income and your outgoing from bank accounts and credit cards. Yeah those it's a great apps and you'll appreciate the nod to excel because you know that's how I roll. I'm old school like mad as well and I like to rock the excel. I gotTA keep the nerds in mind like my best buddy. I appreciate we share that. And so whether you're using a more automated APP like mints or like why Nab. Or if you're mainly reconciling your statements and excel or even Google sheets. You Still Lewanda. Check your statements against your receipts against your actual deposits withdrawals and your payments and the reason for this is because you want to keep an eye out for errors there. Sometimes the banks make sometimes airs that merchants will make sometimes they. They'll double dip your credit card and so you'll get that identical charge won't always be noticed by your credit card company but more often the not its errors that we make so being able to check that and to keep an eye on our spending well. That's a great reason to look at the statements and also when you're looking at how you recently we spent your money it's easier to course correct if you are spending too much you can look at what you're spending your money on and ask yourself. Does this get me closer to the financial goals that I set for myself Joel recently on automating your finances. That's one of the downsides that we had listed out for automating your money if you are not looking at what you're spending your money on what's hard to recognize poor spending behavior and some of the bad habits that we can subtly develop over time. Yeah for sure and I think another big thing that Matt needs to consider when he's deciding whether or not to ditch the checkbook and stop carrying it around with him is the security factor. That's like a really important thing mentioned that the Info on his phone is actually safer than the checkbook and he's right because facial recognition right facial recognition fingerprints you know special zigzag codes that you can create like they're all these ways that you can lock down your phone and prevent people from opening it and logging into your counts but if you drop your checkbook or somebody reaches into a purse or handbag or backpack and they grab your checkbook. Well they've got access to your routing number and your account number and they could also go round writing checks if they were you. I'm pretty nervous to carry around a checkbook. I have one but I keep it at home because I honestly never. You really need to write checks but I understand that Matt's doing it for the ledger purpose but instead I think one other thing to do is to hold onto the receipts from purchases that you've made and to when you get home home. Have some sort of a ledger that you keep an right in that. If it's important for you to write those things down and I know that it can be for some people. Mindy one of our friends that we had recently on the PODCASTS Asmat. She didn't mention it in that episode. We didn't talk about it but she has a ledger that she keeps on her kitchen counter. And so what she does. She hangs onto a receipts from the purchases. This is that she's made that day whether if she went out to eat or something like that or bought something for herself. She writes those by hand into a ledger and for her. That's what feels best so I think if if that is important to keep something physical handwritten you can do that but carrying your checkbook around with you just poses too much of a security threat. I'd be very nervous to do that. Yeah and also something else too to is. Another argument for having an emergency fund is not having to constantly check your balances whether it be in your checking account or even on your credit card right like if you are spending raining so much that you're right up to that limit that's not the kind of place you want to be in and when it comes to your checking account if you are riding the line so close that you may not have enough money to swipe your card. Well that's not the position you want to be in so having an emergency fund having some margin built into your checking account can alleviate a lot of that stress of having your car declined and that means you can reconcile your accounts once a month. You don't need to do it every single day. Right exactly something that can just be out of your normal flow of how you handle your finances you really only have to think about it. Once once a month and one of the recommendation we would have for us to check out the APP dollar bird if you love that feeling of manually updating what you're spending and seeing it in real time I mean I think dollar burdekin provide ride some of those benefits. It's a really cool APP that allows you to input those expenses as you make them and it's also a bit safer carrying that checkbook around with you all the time. It's a good way to update that practice. Practice that habit into an APP really easy to use. So we've got a couple more questions that we're GONNA get to after the break. We're GONNA talk about car insurance and also going to take a question from someone who's considering buying a primary Mary home or maybe buying an investment property instead. The New Year is about growth breath and change. Joel you and I neither of us are really into New Year's resolutions but we are always looking for ways to improve how we handle our money and it's also important to grow as an individual as well if you're a business owner looking to grow your business linked in can help you find the right hires that can set you up for a strong year. Yes so many people are already on Lincoln and and the interface makes it easy for those folks to find your job listing Lincoln job screens candidates with the hard and soft skills. You're looking for so you can hire the right right person fast. Things like collaboration. Creativity and adaptability linked in looks beyond the work skills and put your job post in front of qualified candidates who match watch your business requirements perfectly. It's no wonder a person is hired every eight seconds with linked in find the right person for your business today with Lincoln jobs. You can pay what she want and get the first fifty dollars off just visit linked and dot com slash. HTM again that's linked dot com slash. HTM to get fifty dollars off your first job post terms and conditions apply back in the break and let's get to our next question it involves alls paying a lot of money for something. You're not receiving a lot of benefit from Joel name is Kim. And I'm from Minnesota. I have car insurance question. I I have to college aged daughters. Who Live about thirty minutes from Homa? They both Sherry vehicle which stays at home and they do not have at at school. One daughter comes home about one to two days every month or two some very limited. When she is home she will drive? Dr The other daughter almost never comes home. I wanted to find out from my insurance. If there was a discount due to their very limited amount of driving now there was nothing they could offer me because they went to school to close to our home. My question is are there any other options for me other than totally canceling their coverage. And maybe only getting it during the summertime. That would maybe work work. I could probably make my car available in most instances for my daughter when she came home to visit. I pay about a thousand dollars a year. You're to cover their car and that's just a lot of money. If they very seldomly use it I would appreciate any thoughts. You have on invest. Thank you Kim. Thanks so much for the question I was about to say. I feel your pain but I don't feel your pain but I might feel your pain and someday I just realized that I'm GonNa have four kids. That are teenagers at some point where I will likely be paying or contributing towards their car insurance. Joel that makes me a a little scared. Don't saving now buddy a lot of money right but came as a good question and it is a tough one actually. I was surprised when she said only a thousand bucks which is not too bad for from everything. I've read all the stats. I've seen. That seems kind of low although it is still a lot of money thousand bucks and so any way that we can help Kim figure out how to save that thousand bucks. We want to do it right. Yeah that's right and and so Kim. The first sort of option that we want to cover here is how you can. Maybe keep your daughter's on your insurance but the possible discounts that we can get for you right so you said that your current provider that they do not offer any sort of discount with your daughter is being off at school. That's a bummer. It's true that a lot of insurers require the kids to live at least one hundred miles away in order for them to qualify for the away at school discount. And so for you. It's definitely worth it to shop your coverage around and see if there might the provider who does offer a discount given their limited usage even though they only live about thirty minutes away and also make sure that you are asking for a discount for good grades. Typically your kids only need to have a B. average or better and they don't even need to have a b. average or better continuously can even only be for a single semester in order for that to register and free to lock in those low rates and ditching. Your current insure altogether in favor of another one that is willing to provide you more discounts in a better overall rate. That's definitely worth considering. But if you really want to keep your current insurance and that might be the best way to go. We'll see in my mind. I would look at the bottom line. But if you're wanting to stay with your current insurance provider and that might be the best way to go ultimately we'll see but be sure to ask your agent or that company about all of the available discounts. They offer for example. If your kids were willing to take a safe driving course that would potentially drastically lower the rate that you pay you know this from personal experience role. Yeah man so I actually went to. AARP's website website. Even though. I'm not a senior citizen. AARP offers a defensive driving course and it's totally online which is nice because oftentimes you have to go into a place to actually take the course horse and it's like a Saturday morning kind of thing. Yeah I didn't really want to do that but if I can do it online and it was easy. I'm totally in. Did you also have to lie about your age. I didn't I didn't it's available able to anybody mine. Sure has taken to make sure we're covering our butts and saved a lot of money over the years just having essentially taking the couple of hours to do that course so I would recommend that. Also make sure you're asking your agent or insurance company about other more traditional methods that could help you save even more on your insurance like Princeton's or your kids driving in inexpensive car if it's a more expensive newer vehicle then you're gonNA pay more consideration near deductibles and if it's a really really old car which we would suggest for newer younger drivers. Well consider cutting collision and comprehensive altogether. Because that's going to save you more money on your insurance and then the other option you're considering there is to potentially totally cancel so your coverage and only have it during the summer when they might be at home and so. This is assuming that you'd sell that extra car. Since you mentioned making your car available to your daughters if your girls were driving your car and not one that was specifically there then you might be able to take them off your insurance altogether you just remove them and in this case as you would need to fire up that coverage that insurance during the summers at all and this is because insurance typically follows the car not the driver so for example. If you have a a friend come over and they drive your car and you guys go to the store or something like that well. That friend is covered under the insurance. That you have on your vehicle and so the same thing might be true of your daughters. I think it's also important consideration. How little your daughter's driving that There are some alternatives that they could potentially take part of that would mean. They don't have to drive a car car when they're home. Visiting there are potentially other options for them to get around. And I'm thinking first and foremost ridesharing if they get lift ruber and maybe win their home. They're taking fifteen or twenty one eighty dollar ride here or there then. I think I could save you money when you're talking about a thousand dollars a year for how much you're paying for insurance that can get expensive right ridesharing but would it be more or than the crazy monthly cost of the car insurance for your college age. Kids probably not and they could also use your car like Matt. Kinda just mentioned friends could pick them up. They could ride a bike a little bit more. I mean there's all sorts of ways. Depending on the distance traveling. A bike might be in order for where they're going or using public transit in one of the few cities that has a decent system there are all sorts of other ways that you could kind of tackle this problem as opposed to just going the traditional route of having them on your insurance when they so rarely use your car. Yes so in this case ace. You're saving money because you're not paying for insurance costs but you're also saving money because you no longer have a depreciating asset. I'm thinking about that extra car that hardly ever gets US Rachel however one other thing to keep in mind if you did remove your daughters from your insurance is that if and when the time comes for them to be insured again their rates might be be more expensive in some providers won't even reinstate the policy if there's a lapse in coverage but here's the thing is that on average not a crazy expensive increase. We're only talking about an additional two hundred dollars annually. which isn't a ton of money considering that you would be able to save at least a thousand dollars every single year and so again? This is something that might be specific to your individual carrier. So make sure you're asking the right questions. Make sure that you're asking these questions as well when you're shopping your coverage around. Yeah I mean every insurer is a little but different in how they handle these sorts of things in every insurer has a different algorithm for instance I might get the best rate with liberty mutual. You might get the best rate with state farm or USA like who who knows really are individual circumstances. Play a big part in what we're quoted for Car Insurance and home insurance shopping around with different providers is just a smart way to go so I think that's a really big recommendation for Kim shop with three or four or five providers. Use a service like policy genius to help you. Shop that rate ultimately changing insurance might be the best route it might not. But you don't know until you shop. Yeah shop until you drop but this is the shopping all right. We've got another question and this one is from a listener that is considering buying some real estate. My name is seth calling from the DC area. Hello Gentlemen first of all really appreciate the podcast listening since the beginning also happen to maybe a certified sommelier so when I hear you guys reviewing Your Beers and everything definitely brings me back to my wine days which I really appreciate as well. The reason I'm sending in this question is because my wife and I have saved up enough money to buy a house but we were contemplating the possibility maybe getting investment property or two instead of buying a house we live in the DC area and to get a decent house in this area. We're talking at least four hundred thousand dollars. Alternatively we could get a couple townhouses for that much and rent them out out and stuff like that we would probably use a rental property management company. Pay Them ten percent. They manage all that. I work a lot my wife. Life is a stay at home moms. We wouldn't have a whole lot of time to handle a lot of the INS and outs. But I also worked for a home improvement company so windows and doors and gutters. Here's and roofs and stuff like that citing actually get at a pretty awesome discount so any type of rehab that would need to be done out definitely ought to get a little bit it less expensively I just wanted to get your thoughts on whether or not it would be more beneficial for us is buy a house live in it pay for it. Enjoy having some extra space to be honest honest with you but at the same time may be better just to stay in our comfortable building where we have utilities paid for parking garage and concierge and a pool and a gym Cam and all that stuff and then get some cash flow if we were to go the route of getting a couple investment properties as opposed to getting a house for ourselves. And that's pretty much. What's up? Take it very much seth. That's a great question. I love that our show brings you back to your SOM- days. That's that's one of my favorite documentaries on Netflix. And that's a real documentary. We actually recently. That was the last episode. We talked about the mockumentary. The different mockumentary is out there. We're on a documentary kit. 'cause we talked about king of Kong which is a real documentary and now we're talking about about SOM- which by the way impress me. When I watched that how much these guys can no winds? Yeah we like beer board complete noobs when we compare ourselves to those guys. Yeah when Seth here's talking about beer here he's probably like those guys are idiots tastes good taste. Buds are completely busted. What they're saying they might be? They might be. But hopefully our advice vice for seth isn't busted. I think we've got some help with. That's where you hear seth I mean first congrats on saving up so much money in. DC Man's kind of an expensive market to be buying real estate in so if you can afford to buy their it. Sounds like a really good job saving for the future and for potential big purchase. Like this. Yeah Nice Work Seth so first off. Let's talk about the money right. If we're only talking about dollars and cents. This can essentially be simple question of math right on one hand. You'll continue to pay rents. But you'll have the cash slow from rental properties which can be a helpful additional source of income and it can allow. I increased flexibility in the future on the other hand though you're trading in your rent four mortgage but you've also got no cash flow in both cases you'll have paid off property eventually and so you just need to ask yourself like what do those numbers look like. Hopefully with that information you can make an informed decision but the problem is you're not GonNa know what house could potentially be worth down the road. You're not going to know what some townhouses could potentially. It'll be worth down the road as well. It's not as cut and dry as I'm making it sound so really a question like this encompasses so much more than just the money. Yeah really met so much becomes Lifestyle factor the. Seth mentioned enjoying the extra space. That's a huge factor to consider in this whole thing and like for example Matt we for the longest time in our house which is kind kind of set up like a duplex but it also converts incredibly easily into a single family home. We've rented out the back of our house for four and a half years. It was great and we knew when we bought it that. That's what we wanted to do you with the property but once we had baby number three we decided you know what it's time for us to take over the whole house and so there was a lot of flexibility there but that wasn't a money decision fission because we're losing money when we took over the whole house we're losing the income from our tenant. That was a lifestyle decision that we had to make. And so I think for seth here he really he and his wife need the sit down and they need to think about what they want their lifestyle look like do they want increased cash flow now to stay in that department with the gym or the gym and the pool and the concierge like nice benefits. Me Wonder like why. Don't I live in an apartment right. Yeah it's super sweet and if you're not into leave if it's a good fit for you guys for the foreseeable future future. Then maybe it makes sense last wise to buy some rental properties but if you guys are looking to settle down and have a place of your own I mean that question goes beyond just money that it really comes down to what you want your life to look like and the great thing is is that you've set yourself up for the ability to go either route based on the kind of dedication that you've put into saving money. Yes Sir Seth for you and your wife what we'd recommend is to go ahead and just honestly make a list of pros and cons and see which ones stand out to you. Which of these benefits mean the the most you and hopefully you can make your decision based on that but the other thing to consider too is sort of what Joe was saying? If you want the best of both worlds maybe looked to house hacking. Instead of buying a single family home instead look to multifamily either look at a duplex or triplex or even a quad plex. That might be a way for you to get the additional space. But at the same time you had Bilton Reynolds's Rosiak Bilton investment properties as well for a lot of people. This is a fantastic way to build an incredible amount of wealth over a short period of time but again it's not all of the money right like we're talking about lifestyle thing back because one of the things you mentioned is that you don't WanNa be landlord doesn't sound like you want to be actively managing these properties and if you're looking at a multi family well guess what it makes a lot of sense to manage those properties yourself because you live on the main floor and they live on the lower floors or you live next door that sort of thing and so keep that in mind. If that's not something you want to do well something you should consider. It's definitely a question that goes beyond just the money. Those are some of my favorite questions. Think about Matt. I love because money. You have to really wrestle with. Yeah Yeah and like it's not one size fits all like we've all got different goals. We've all got different hopes and dreams and some of US WANNA become landlords and some of us. Don't find that to be a big deal. I'm sure lots of folks listening are never going to do that. And so yeah it's kind of a choose your own adventure thing. And I think seth he's on the right path and best of luck. Seth and making a great decision that works for you and your family are Matt. Let's get to a couple more questions including one about. ID theft insurance. We'll get to that right after the break in this episode is brought to you by office. Depot Office depot has supplies and services for businesses of any size. I speak to this personally as a college student when I was a business. The size of one office depot provides twenty four seven tech support for it. Lets you print your own marketing materials and it can help you design your office with a bunch of furniture solutions. They also have exactly lead the supplies. Your office needs from Your Home Office to a commercial setup. They've got the ink. They've got the paper they've got the cleaning. They've got the break room supplies. So when I was setting up my Home Office I went straight to office depot because I had a ton of stuff I needed to get and I wanted to get it all in one place but don't take my word for it see for yourself. Office depot is ready to help your business with knowledgeable associates over one thousand three hundred stores or online online at office depot dot com back from the break. We've got a couple more questions and let's hear from a listener. Who might be concerned about identity theft high Matin? Joel this is cat from Milwaukee. My question is about identity theft insurance if you think it's necessary if if you recommend any particular companies at anything else worth considering thanks for everything you do to make finance and approachable topic and empowering your listeners. Cat Hat Greek question. Thanks so much. For listening and theft protection it's definitely something has been marketed. Heavily over the last decade because data breaches have become more and more common right. I mean obviously the Equifax is kind of the biggest one that we all can pinpoint. I'm sure but many of us are encountering breach fatigue. Because we hear about a new one every week there's a gal who wanted me there are breaches. Yeah all over the place. There's small hospital systems. I mean it's just our information it feels like it's out there and it's hard to know what to do about it. I pretty much resigned myself off knowing that my social out there I feel like I can just wait and see it on the show right to eight nine seven three. I'm going to resume aren't even my digits. Oh Okay I wish I knew your social say you're saying that is something you would do you totally put my number out there just to mess with me and that's exactly what. Actually the CEO of lifelock did right. Do you remember those. Oh Yeah Yeah. Yeah so lifelock. Is the place that most people turn. It's the most recognizable name in the Biz. But they want to charge you for credit monitoring and we're not offense that because there are great free options out there so don't go with the big guy don't go with the expensive credit monitoring option. Go with a great free version instead cap. That's what we would say back. Yes there are a couple free things that you can do that you can do yourself first of all you can monitor your own credit. We are fans of credit. Karma's free free service for this. You can create an account there easily and they will monitor your credit. They will let you know if they see anything. Weird the super easy to do second. You can freeze your credit this. This is now free thankfully with each of the three major credit bureaus. I think it used to cost like like fifteen bucks or ten bucks every time you wanted to freeze on freeze your credit state. It was state specific for the longest time so some states had made laws that made it free and other states. It was ten bucks exactly per bureau every time three well. Here's the thing though. It doesn't matter anymore because it's completely employee free and it's super easy while Joel to unfreeze your credit actually. I did a little exercise before. We sat down to record this episode but I sat down. I hit the stop. Watch on my phone and logged into all three bureaus to see how long it would take me to unfreeze my credit. We really should have gotten on video. Just would have been sitting at the computer. I wash it intently. No joke it took me less than three minutes to unfreeze my credit on all three bureaus nice three bureaus three minutes to me. That is a very small price to pay into know that your credit is completely locked down. Yeah and it's free and that's ultimately what we want. We want the thing that's going to offer to most protection for the lowest price and and credit freeze is exactly that option it. It locks down your credit so that no one can open credit as if they were you and cost zero dollars. So that's a slam dunk. We would say freeze your credit credit with all three bureaus hold onto those passwords. And then throw your credit anytime you need access to it. Should we come up with with the saying like free three three so it's free three minutes three bureaus. ooh I like it for free for three something like that something like that. Maybe next time we talk about this we can have a catchier slogan. Catch your slogans needed. Because that wasn't great I I try and met one other thing. I think we should mention because when Kate was mentioning it made me kind of think of what small businesses have to endure when it comes to potential identity theft or cyber eber hacking malware ransomware. That's something that's becoming more and more common to and for folks that do own a small business looking into cyber liability coverage might make some sense. There's been a proliferation. In small businesses being attacked and then having to pay money to get their systems restored that can be a huge pain and it can cost a small business tens or or potentially even hundreds of thousands of dollars so cyber liability coverage is something that they should seriously consider as well. It's something like that could cover claims for lost income while you're under attack or the cost to replace valuable data if your if your site was wiped out or your databases all that nerdy website stuff. So yeah definitely something to consider if you're a small small business and you are handling sensitive customer information over the web and if you're online presence is an important part of generating revenue no doubt all right cat will hope that helps pre free resources for you get going on that and lock down your identity. Are Matt let's get to the next one. It's time to talk more small business and how a small business can help their employees save for retirement. Hey this is Josh. From Thousand Oaks California. I'm a small to medium sized business owner and have about seventy employees. I want to offer a retirement option for those is that would like to contribute because of the amount of employees I have. It looks like I have to go with a simple. IRA or a 401K. There is a chance I could grow to over one hundred employees in the next few years which would then leave me with only four one K.. Option from what I have read should I pursue a simple IRA for now until I have too many employees for that or go ahead and do the 401K 401k. Secondly I've been researching the retirement options with vanguard and have had my personal. IRA account with them for years. But I also have a personal. CPA who is a registered Richard Agent with American funds. There is a fee load on his plan but he also will do all the work for me after the account he will set it up. Make the monthly deposits meet with my employees employees about investing and provide compliance notices. How much work am I saving by paying? The percentage fees is the process. Really very simple and not worth paying some I wanted to do it. Is there an easy way to estimate the total cost over the life of the plan to determine how much my employees and I would really be paying. I look forward to hearing your thoughts. Aw Oh that's a great question. Josh by the way. That voice sounds familiar. Yeah it's worth mentioning. This is the same Josh who donated the beer to this episode as well as last week's episodes as well so josh thank you so much and yet normally met with good friends. I'm happy to help him out into their question in any way former fashion just on the phone. Whatever via text like we? We talk about money with our friends all the time but josh wanted to submit this for the show and I think in large part because his question in the answer can help other people. There are a lot of small businesses trying to figure about how they tackle retirement accounts for their employees. And so yeah. Let's get into it. Josh we totally understand why you're interested in a simple IRA. They're not complicated. And all and they are more affordable than going with traditional 401k provider. And we think if you were to start a simple plan with a company like fidelity that'd be a great option but because you're getting close to that hundred employees threshold and you might have to go with a 401k. In the future we think it makes sense to start going in that direction now because that game is completely changed and there are some awesome companies out there providing small business 401k plans that are really simple an incredibly affordable Joel. We'll get to those companies here in a bit but Josh we would recommend for you to definitely consider the 401k for your employees especially since it is likely going to be your only option in the near future assuming being that you're gonNA continue to grow you want to be locked into something that is going to limit your ability to take care of your employees and you mentioned vanguard while vanguard is great but they're not necessarily necessarily the best for small businesses they just aren't built to cater to small businesses. So the fees that you're GONNA pay as a small business will likely take them out of the running. This is the one place where vanguard is going to be too expensive. I know man. They're so good in so many area everywhere else but not here just not great at small business. Retirement accounts are in. Let's talk about fees as well on another level Joshu specifically asked about your CPA. And whether he should be handling this for you man I truly think oh you should avoid the fees and you should diy. I mean you're listening to a personal finance podcast and you're asking the right questions so this is something we believe that you can handle yourself like you mentioned. Fees fees can have a massive impact on retirement. Your employees will experience so keeping fees. Low is huge in helping them achieve financial independence sooner and we're talking segment fees on both sides of the ledger. Because you're going to be paying bigger fees. In order to get this plan set up your employees will your employees are going to have far more expensive fund fund options and so that's going to inhibit the ability of their retirement accounts to grow like they should be growing. So yeah we would say this is something you can. DIY and there are companies out there. Now they can help you do just that. Yeah exactly Joel up until now typically Josh. You've only had expensive options available to you. But that has changed in the last few years there are companies out there like it's and guideline both of them can help you to provide a low cost. 401K option to your employees. Look into both of them. So then you can compare apples to apples on what costs that you will incur. Typically there is a flat on boarding rate. There's a flat monthly rate. And then there's a dollar amount going to cost you monthly per employee. All those costs added up. Might seem a little bit. Daunting like something that you may not really WANNA consider but starting a 401k and hopefully your ability to provide a match that is going to help your ability to hire great employees. It's also incentivize. Those awesome folks. Who are there with you to stay? Yeah I think better Minton guideline are both great wants to consider I'm particularly interested in guideline these. You're talking about them a lot. Their pricing is so good and also so you can schedule a free thirty minute intro. Call with them so I think if you're nervous if you have questions if you want to get the the rundown of how it all works an intro call with the folks over there. Can we know what you're getting into before you sign on the dotted line and can get the ball rolling. But I love what they've been able to do in helping small business owners set up a retirement plan for their employees and guidelines awesome because they offer vanguard funds almost all the funds we offer our vanguard funds and they also have Josh these six Pacific portfolios that range from aggressive to not not aggressive so if your employees aren't really sure what they should be investing in those premade investing options can kind of make it easier for the folks that are working for you if they I don't have a whole lot of investing knowledge. It can help them make the right decision so that they don't have to become investing wizards and they don't have to know a whole lot. They have a couple things laid out in front of them that that are super low cost that can cater to them wherever they're at in their life so yeah I'm a big fan of guideline I love what they're doing. Yes thirty five different funds that you can choose from overwhelming overwhelming. Yeah that are very clearly explained in labeled man that's totally comforting and low cost to boot. Yeah so again Josh. This is for you specifically but everyone else out there who has ask fewer than one hundred employees and who are not looking to hire more folks a simple. IRA is a great option for those folks but if it's a small business owner who is looking to have at at least one hundred if not more than certainly look into some of these new companies like betterment and especially guideline Yeah Matt I think more important thing to mention is there's a new law it took effect at the end of last year. That can actually really help Josh. Get kickstarted in this endeavor. And it's called the secure act and it did a lot of things. It was overhaul of our retirement system. Certain extended chase a few rules around when people tap their retirement accounts. How five twenty nine accounts are handled? But one of the biggest things was it helps small business owners be able to start a retirement account for their employees boys and the coolest part of this. The really needs to know is there's a tax credit to help with startup costs of this retirement account. So if he's worried about the cost of he's going to incur as he sets this up. Well there's a tax credit available to him because of the secure act up to five thousand bucks so yeah that's just another great reason to get started rated. There are low cost companies out there and you know what in all likelihood that tax credit is going to absorb pretty much all the startup costs. You'RE GONNA anchor tax credits. My favorite I think one of the few things I like more than tax credits Joel are craft beer. And so I think it's only appropriate and fitting that we were able to enjoy one of Josh's beers that he donated to the show while all at the same time answering his question. I agree so Joel. This episode we had aggress tick. What were your thoughts on the Spearman? Yeah this was a great wild Ale from Firestone Walker out in California where Josh lives and this was really really good. Do this had a lot of Nice oak notes. And also I think the predominant flavor I got was like Meyer Lemon had a lot of like lemon zest coming through but it was really bright. Those Meyer Lemons man. I just had those recently for the first time. They're these beautiful lemons that just tastes completely different than a regular Leno. The grocery store the case obsessed like anytime it's Mirela season everything has Marlin look. I'm on like some salmon that we cook the other night and it was delicious. It was like ten times better than a regular lemon and so yeah this kind of had that shining through it was really really tasty. I love kind of that lemon sour combined with kind of those rich oak notes. It was a great beer. I mean I'm with you I think for for me. That's one of the things I love. Most about. American Wild Ales is the acidity. They're so bright they're so acidic and this one in particular had a lot a funky notes as well you can definitely taste different barrels at this beer was aged in on the on the label. It said it's aged between twelve and fifteen months in different barrels man. You could one hundred hundred percent so it kind of had that Funky nece but without going over the top and becoming a farmhouse Ale it's still was able to maintain its rich American Wild Ale heritage wjr but I really enjoyed this. One is a radio so it's kind of reminiscent of Flanders Red as well. I'm not sure if that's just in the name I see the red there and and it's acidic and so I immediately think think of like Rosenbach or some of those other flavors reds that are out there but knowing that I really do enjoy those styles as well. I really enjoy this one. Yeah those beers come from a region in Belgium that is known for making these incredibly beautiful beers very complex but also highly acidic just like this one so yeah really really good beer. Thanks again to our good Buddy Josh for sending in his question and for donating beer as well and let's not forget our book away from last week our guest Mindy Jensen. She was kind enough to give away ten copies of her book. How to sell so your home? The essential guide to a fast stress-free and profitable sale are winners are Jima. Seventy Double O.. Rien or double zero so Ryan. I should say many of the mailman curls and e one dripping with Kids Mia oh three will maistre frugal crafter after dancing. Queen Abba and t-bird if I said you're screening will be reaching out to you shortly to find out where to send your copy of the book amount. Yeah Matt that's going to do it for this episode. We'll have Charlotte's up on our website at how to money dot com. Yeah in the show notes will also include some links to the different credit bureaus where you can go directly to freeze your credit and also if you're listening to the show and you haven't given us a review yet. We would be incredibly thankful if you were to do that. Helps us to get the word out. Helps new folks to find the show. Just head to apple podcasts. PODCAST or wherever it is that you listen to your podcasts. And while you're there make sure that you hit subscribe as well so joe that's going to be at Man until next time best friends out. Best turns out travel is awesome and taking that trip is even better if you can use credit card points instead of your or hard earned dollars and if you WANNA learn more about how to do that check out talking points. It's a new podcast from the points guy and you can find out more at the point sky dot com slash money each week the og point guy and podcast host. Brian Kelly talks with industry executives from top travel brands as well as travel influencers. Like the ones who've been to every country in the world including both the North and South Poles. That's a lot of travel talking. Points is a podcast for the savvy. Curious and smart traveler head to the point sky dot com slash. Money Subscribe and listen now.

Joel Matt Josh Car Insurance Sir Seth theft business owner Depot Office depot Office Depot Dot Com Kim California office depot AARP outback steakhouse kaos Jerusalem US
WTD When Markets Decline #165

How to Money

35:41 min | 8 months ago

WTD When Markets Decline #165

"This episode is brought to you by office. Depot Office depot has supplies and services for businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with variety of furniture solutions. They also have all of the supplies. Your office needs from ink and in paper to cleaning and break room supplies. I'll tell you one thing that I never want to have to mess with again is figuring out what kind of toner cartridges. My particular brand of printer her needs office depot. has you covered whether you're running a home office like I do or work in a larger corporate setting they have you covered office. Depot is ready to help your business with knowledgeable eligible associates in over thirteen hundred stores or online at Office Depot Dot Com. Welcome to how the money I'm Joel into I in Matt Today. We're discussing what to do. When markets decline decline digital marcus gets declining? It is inevitable right. It's not a matter of if that happens. But it's more dramatic of when that happens so during this episode. We're GonNa talk about some things that we can do before that it happens. We're GONNA talk about how to respond to those changes as they're happening in regards to our investments but not just. Our investments are personal finances as well. We're going to cover a variety eighty of little topics here. Yeah when markets decline it has far-ranging impacts. Not Just on how much money you have. In your investment portfolio but it has wide ranging economic impacts and so there's all sorts of things we have to take into consideration when markets do decline. And so. Yeah we're going to get into a bunch of that today but before we do. Let's talk about Airbnb because it has been a minutes minutes if you remember. It was episode one thirty seven. That's when we kind of announced that I had my airbnb up and running and it had been going for a couple of months at that point and even before that was it episode three that we talked about like should we host an AIRBNB. We've been talking about it for a long time back in the day. Well a reason. I think we've been fascinated with AIRBNB is because some of the appeal hill of it is that it's a way to make some money on the side was something potentially that you already have right if you have the space in your home but specifically one of the ways that is different from these different gigs. Like driving lift uber is that it's something that you can do without much time or effort put into it right completely. We'll turns out that's not the case. So we had our AIRBNB AIRBNB up and running for you know for a lot of last year and I tell you what I really enjoyed it. I really enjoyed getting to meet all the different folks. I inviting folks into into the space in her home that we had specially set up for them basically playing host drinking alcohol in the front lawn with ungodly hour in the morning. Well that happened one one time it was when they're leaving and they wanted me to have a taste of the special or from Scott. I think it was Scotland. It wasn't a scotch but it was from Scotland. That will be one of my more memorable moments as an airbnb host but as much fun as all that was it still took a lot more time than we realize starting with communicating digitally with folks when Kate Eight handled all of that but to meeting them in person showing them the space all the way to flipping the space and cleaning it. It was more like a part time job which is not what we were. I'm hoping for we were hoping that it would end up being something a little more hands off and yeah. That just wasn't the case for us. Yeah you're really getting into kind of the hospitality industry. It seems from the outside side looking in just completely different than a full-time annually. Sort of rental that we are typically set up on your like charting new territory getting into waters. There's with AIRBNB and the ad did seem to suck up a lot more of your time than you thought it would like. You just mentioned a traditional least that is what we found to be the solution right so we were looking for way to eliminate all of the additional time that is involved with every single guests that came and stayed at her place. Well with a traditional lease you don't really have too much of that because they take care of the place. They know that they know how to get in. You don't have to show them where to park like all those things and so that. Yeah that's that's the solution right now we've got a guy down there For two months wants and let me just tell you how great that has been right not having to worry about meeting new guests that are showing up for cates and not have to worry about flipping the space and making ensure that it's time for the new guests to show up at added this additional sort of level of stress that we realized we weren't willing to take on in our lives. I will say though that there is a tradeoff. We aren't or making quite as much money as we were when we had it listed on Airbnb however it is worth the pay cut. Yeah you know it made me think about the episode that you and I did about calculating your hourly wage knowing kind of what you're worth in that regard and it did seem like with all the hours you're pouring into airbnb you're devaluing your time. Yeah because it was taking so much more time than he thought it would you basically became a host and a cleaning person and a communicator. And all the hours you put into it if you were or to factor in the additional you make over kind of instead going for short term leases of a couple of months. I think you're GonNa find that what you were actually making in running the place and this differs from city to city circumstance the circumstance. Some people can make a killing doing airbnb or if you do it at a bigger level and you've got multiple AIRBNB and you've got a system them in place then you can do really really well but sometimes just doing one can be really really hard and it does seem like you weren't making enough money to make it worthwhile. I mean we did calculate it when that's why that's why we that decision basically. We clearly identified that. This is not worth our time. And we could have automated check in and we could have gotten a cleaner it eats into your cost. And that brought the net income from the AIRBNB down substantially. And so I think I mentioned on the episode where we talked about hosting the AIRBNB when it was finally up and running that the previous two months we had made a little over sixteen hundred dollars a month which was pretty solid but last year there also some slower months where we're making closer to twelve hundred and so on average it came out to be about fourteen hundred dollars a month and we currently have the base run out for twelve hundred dollars a month. So we're making two hundred dollars less a month but like I said man worth every penny we have our life back is not something we have to worry about. The reason I wanted to mention this is because if you are hosting AIRBNB and maybe you're feeling burnt out a little bit. Well consider not necessarily a full on traditional leads where someone's going to be there for a year in our case. I'm not sure if somebody would want to be there for a full year because we don't have a full kitchen is not quite completely set up to be a super long term rental but it's perfect for someone in town for a little bit working on a project anywhere between two three or four months something like that and for us. It has been a fantastic decision to kind of. Put the AIRBNB on hold. Yeah and you've got to be willing to pivot in a moment like that right where you kind of start to get in you. Start to see how it's working and you realize it's just not working out the way that you wanted it to and think we mentioned on the episode Matt about hosting an Airbnb be how potential government shifts in policy can change whether or not you're able to even renting airbnb so if you're going to start hosting AIRBNB you have to be ready to shift anyway because of the the potential changes in regulations where you live but at the same time. I think you need to be willing just like you did to shift if not working out for you. In the way that you'd hoped so I think yeah Hosting an AIRBNB works out for you know good many people but also just doesn't work out the way a lot of people wanting to end you really have to think about it as getting into the hospitality industry and being a landlord of a longer term lease is just so much simpler really in the day to day. But I'm glad for you guys get in all that time back in your life and you know what a couple of hundred bucks. Totally worth the tradeoff. Yeah exactly the way we have it currently set up completely sustainable or as Airbnb just felt like it was something that we were not going to be able to keep up with. At least you know in this stage in our life turns out adding a part time job to our plates. In addition to a new baby doesn't really fly and not a recipe for success. Yeah all right well. Let's mention the beer that we're having coming on the show today. We're fortunate enough to have a beer called bread Weiss from Firestone Walker Brewing Company and this one was given to us by our friend. Josh I cannot wait to share this one on the show today with you my friend. Yeah I mean and this is our fourth and final beer in this one in particular is going to be really good this one for last. Yeah I'm excited about a buddy all right we'll We'll give our tasting notes on this one at the end of the episode but Matt Let's get onto the subject at hand. We're talking about what you do. When markets are declining and it's true market's declined from time to time right we're talking about stock markets? The general economy there are cycles of expansion in cycles of contraction and and when markets decline. It's a normal current but it doesn't feel normal when the headlines start to turn dark and gloomy on us right we start to feel as if we should be changing aging something in our lives. Anything all the talking heads on TV begin to proclaim more difficulty in the future. And we're not like those guys Matt. We're not here to predict a recession or anything like that and we would say that you should be reticent when you hear anyone making specific market predictions or saying that they know something's coming but we will see a market decline line at some point. It's part of the natural cycle of things. And so what should we do win that eventual market decline arise. Where should our head be? And what sort of actions should we. We'd be taking well. That's what we're going to talk about today. Yeah well well. The reality is is that the stock market is at an all time high currently right in addition to that we've also seen gene. The prices of real estate like they've boomed over the last decade. We you know we recently talked about how a lot of folks have likely never experienced. The value of their homes dropping. A lot of our listeners have never seen the value of their 401K's go down. This is all really exciting right and unfortunately I think that most folks overall sentiment is that things will always be better better tomorrow than they are today yes over the long term values will increase. But we need to be a little wary when everyone around us is overly optimistic. It reminds me of a Warren Buffett quote where he says to be fearful when others are greedy and be greedy when others are fearful. These are wise words from the. He's currently the fourth richest man in the world. That's not too shabby and so if we WANNA do well with our money over time we need to think about how we can stomach a a market decline before it begins. Yeah and so again. We're not predicting anything coming around the Pike and we don't trust people that do say that that kind of stuff. That's headline making material cereal. That's panic inducing stuff. That just doesn't fit into a personal finance podcast. That is all about helping people make wise decisions but it's also important talk about the history of market cycles and the fact that these sorts of corrections do occur on a fairly consistent basis so statistically Matt let's talk about the good news I stock market's rise on average seventy seven percent of the time. That's good news. I like those odds. Yeah how often do bear markets come around though a bear market is is if you're not familiar. A twenty percent decline in stock prices. And those happen roughly every three point six years so three times a decade. You're going to experience a bear market the great thing about bear markets when you look at them statistically that they really only lasts around ten months overall and that's great news too so if we at least know that on average average we're going to experience a bear market every three to four years and then it only lasts ten months. It can help us get that mental preparation going to be able to endure it before it actually actually happens. Yeah in a little more history for folks while there have been twenty five bear markets since one thousand nine hundred eighty nine. There have only been fourteen recessions. They happen about half a half frequently although they represent obviously a bigger decline in worse economic conditions but knowing these numbers and knowing this history. It's really helpful by familiarizing. Rising ourselves with the historical outcomes can help us to get through these tougher economic times. You know this is a perfect example. Where knowledge is power? Yeah it's important to acknowledge knowledge also going through a bear market or even a recession doesn't just impact the amount of money that you have in your investment accounts in your 401k. IRA unemployment often goes up. Most of US tend to find ourselves on more unstable ground. No matter where we're at financially currently or where we are in our careers so after the break we're GonNa talk about how to handle your investments in the case of a market decline but also how to think about your job in your personal finances to Hiring the right people is one of the best ways to help your business but it shouldn't take time away from your other priorities with Lincoln jobs. It doesn't have to if you've got to get that Assistant to the regional manager job. Posted that you can do it right there. Only two jobs shrimp farms Lincoln jobs screens candidates with the hard hard and soft skills. You're looking for so you can hire the right person fast. Things like collaboration. Creativity and adaptability Lincoln looks beyond the work skills and put your job post in front of of qualified candidates who match your business requirements perfectly. That's how Lincoln make sure your job post is seen by the people you and hire people with the skills qualifications and other interests interests. That will help your business grow. Yes no wonder. A person is hired every eight seconds with link thin and why companies rated Lincoln Jobs. The number one hiring platform for delivering quality. Hires find the right person for your business today with Lincoln jobs you can pay what you want and get the first fifty dollars off. Just visit linked in dot com slash. HTM TM again that's linked dot com slash. HTM to get fifty dollars off your first job post terms and conditions apply all right. We're back in the break. Let's talk now about what to do. Marcus decline in regards specifically to your investments the money that you have invested in the market before the market clients. You WanNa make sure that you have your plan written down and investment plan so important despite what the market is doing right now and what your emotions currently if you have a plan that you can stick to. It's going to help you to stay the course so you should take the time now to some realistic goals for how much you can. Sustainably amiably contribute in the allocation. You feel comfortable with. Just be careful of being overconfident and picking an unsustainable strategy right like for instance. You might be able to right now. Invest Thirty to forty percent of your paycheck and while that is amazing you know. Will you be able to stay that course especially once things get harder so answering some basic questions about out when you'll need that money and how uncomfortable you would feel if you experienced thirty to fifty percent decline in the value of your retirement funds like those are things that you need need to consider Joel actually writing it down. We'll help you to stick to that plan. No matter what the market conditions are yet and you mentioned the percentage of your income that's going towards towards investments and that's definitely a consideration needs to be part of any investment. Plan that you ride out but at the same time you also need to think about what you're invested in in your retirement accounts and we have no problem mm-hmm with younger individuals who are in the wealth-building phase of their life being one hundred percent exposed to stock at one hundred percent in equities but there are also a lot of people that would see their stomach turn if they had a thirty to fifty percent portfolio drop and so those are the kind of people who need to allocate locate their money differently inside their investment account. They need to be looking instead into a more balanced approach to their investments. But it's so important to ask those questions. Go ahead of time to put your mind there as to what kind of behavior you think you might exhibit worthy market to experience like severe losses to that extent in. I'm having that written plan is just so useful in guiding Ford. When you do get into the the middle the heart of more difficult circumstances? Yeah well. Let's talk now about modifying your plan right. And so oh this is more of a preemptive step as well but if you're no longer in the growth stage of investing you might want to consider shifting to more conservative investments and so so in the simplest terms this means having less of your invested assets in stocks bonds or even cash if you have an immediate need of those funds runs so this moves out the ride and we'll make wild market swings less impactful on your portfolio as approachable allow you to comfortably whether a downturn and honestly Joe like an even easier way like if you wanna hit the easy button just look through the different target date retirement funds because they automatically shift your money towards more conservative investments like bonds. Yeah and even if you start seeing headlines like the S. and P. Five hundred or the Dow Jones industrial average is down fifty percent over a year period. Because we're in this massive massive recession. Your portfolio is not sustaining those losses because you are more widely diversified and more of your money is put into conservative investments like cash in bonds. And that's just GonNa make it much easier to sleep at night if you need ready access to those funds in the very near future. Because he I can't imagine a whole lot of worse. Financial Scenarios Rose than being super close to retirement and eating that money and seeing your balanced drop like a rock and basically if you're not super close to retirement you're not thinking about preserving your money and keeping that nest egg intact and you are in the wealth-building phase of life. We would say basically the way you should think about a market downturn is that the stock market's on sale and when you find yourself in a bear market values dropping like crazy and you are in that stage of life. It's time to buy and this is easier said than done especially in the mom. We have a hard time thinking like this right. As as all the headlines predict doom and gloom. But it's all the more reason to include this plan and call out specific numbers if the S. and P. I five hundred does dip into bear market territory. Let's say maybe that's a trigger for you to pop in extra money into your Roth. IRA or your 401k. At work to bump up the percentage image that you're investing and then if things dip even lower maybe that is caused for you to invest even more. Yeah Joe what we're talking about here is basically being opportunistic. Right looking for a deal isn't a bad thing. In every other area of our life we get excited about finding a great deal when things are on sale like we pounce on it but for some reason with the stock market the opposite is true when we see a dropping we tend to run the other way. We're afraid to put money in. Because I guess we're afraid that we're GONNA lose all of our money but we know oh based on historical data that that is not the case Black Friday we get pumped about the TV sales. And then you don't run the other way when you see could sail around Thanksgiving right yeah. Exactly you're you're you're participating you're you're thankful for the lower price but when it comes to stock market investing usually we have the opposite reaction freak out and especially for an it for the long term. We do have to have have that markets are on sale mentality and it's time for me to hopefully if we have the fundamentals in place in our personal finances the ability to up our contribution level is the Joe. So what we're talking about here is making sure that we behave. According to the plan that we've created right. We want to make sure that we sure up our natural behavioral tendencies in order to stay the course these dips are temporary and so the idea is to keep ourselves for making bad moves during these downturns. I think a lot of times we know this knowledge like Oh. This isn't a matter of do. I know the right thing to do like we know the right thing to do. We just don't do the right thing in the moment. Yeah and I think yeah just like having the Knowledge College of the history and what. Typical bear market looks like going into it with that in our brains it can be really helpful instrumental in helping us stay the course well knowing knowing ourselves knowing our behavioral tendencies is key to so just being aware of the fact that we might freak out if we saw our 401k balance take a nosedive that alone can stop us from making some sort of a knee jerk reaction. We can't create necessarily a realistic simulation but trying to imagine what it would be like like in mentally kind of putting ourselves in. That place can be really helpful for us to assess whether we can handle it or not that ability to kind of know ourselves and our tendencies our personality type probably has a lot to do with that can really influence how we allocate our funds and then how we actually react when the market does experience downturn amount. I think another major behavioral influence on us. Especially during these times we've hinted at. It is the media and hyped culture there so prevalent in this day and h right. They have this insane ability to make something bad. Look like Doomsday's here especially when it comes to financial news so tune that stuff out. It's not helpful and in all likelihood the more you tune into it the more you're going to be likely to make moves you shouldn't based on everyone else losing your heads you want to be able to stick to your plan in part of that is the ability to out the people on TV. That are freaking out. Yeah meant we need to take those steps to remove ourselves from becoming obsessed with what the market is actually doing. You know. We don't need to look at our account statements while the market is in decline. And this might sound crazy to some folks but maybe even considered changing your password and letting your partner or you know highly trusted best friend. Keep that information for you just anything to keep you from checking from obsessing in worst case scenario Dario keeping you from making a bad decision that could have a disastrous effect on your finances for the long haul getting paper statements. Toss him straight in the recycling bin. Don't and open them up. Well before that. You should probably be enrolled in paperless statements. Anyway right sure sure. You don't need that paper in your life either way either way you go you should be not opening the emails. Or straight up deleting leading them or tossing those paper statements in the trash either way like opening those statements. You're going to hear around the water cooler you're GONNA know. Markets earned declined. But if you can to not the media for the most part now look at your statements unless you're checking the less you're thinking about it and the more likely yard stay the course by putting yourself on an information diet basically. You're you're hopefully able to keep yourself from panicking right like we said the worst thing that we can do is the freak out and start selling the exact wrong time joe earlier. We mentioned in how maybe a lot of our listeners how they haven't experienced a huge downturn in the market. I'll say that I'm one of those people. I didn't start seriously investing in the market until about ten years ago and that was after the housing crash and so while I had dabbled a little bit in investing up until that point I didn't have tens of thousands of dollars I didn't have hundreds of thousands of dollars on the line so while I would like to think that I would do the right thing. Well the markets haven't put me to the test yet not yet but it's going to happen. Statistically it's going to happen at some point and until we just have to be ready for that and I was in the workforce and I was an investor I mean not a robust investor. I didn't have tons of money. Well I was working but I just definitely was not investing money money but I just think remember having these conversations with a CO worker who while the market was in steep decline during the great recession blast decade and he told me you you know what I'm I'm taking a lot of money I'm pulling it off the table and I can tell. He was just freaked out. He was shell shocked and we talked for a while but he just wasn't willing to change course and and he ended up pulling money out when You know as we were approaching kind of the the bottom of where the stock market ended up. And when you do that it's so hard to know when to put that money back in and so many people did that at the height of the downturn and then missed out on so much of the run-up the gains in the following years in two thousand ten two thousand eleven two thousand twelve and so yeah I mean basically every year since then right yeah exactly and so yeah I remember that conversation distinctly and kind of the way paint it can set in how it can become so hard to stay the course and especially if you plan to rely on or or knowing the history of the market at the same time but yeah panicking and panic. Selling is truly the worst thing that you can do your baking in your losses and you're not exposing that money towards the future upside. That's around the corner when the recovery Aubrey begins. And you'll market downturns they don't just affect the amount of money that you have invested in the market for retirement it has implications into other areas of our lives like employment and other aspects of our personal finances as well. And so. We're going to get to those right after the break this this episode is brought to you by office. Depot Office depot has supplies and services for businesses of any size. I speak to this personally as a college student when I was a business. The size of one office depot provides twenty four seven tech support it. Lets you print your own marketing materials and can help you design your office with a bunch of furniture solutions. They also have exactly the supplies. Your office needs needs from Your Home Office to a commercial setup. They've got the ink. They've got the paper they've got the cleaning. They've got the break room supplies. So when I was setting up my Home Office I went straight to office depot because I had a ton of stuff I needed to get and I wanted to get it all in one place but don't take my word for it see for yourself. Office depot is ready to help your business with knowledgeable associates in over one thousand three hundred stores or online at Office Depot Dot Com. I'm Alabama when markets decline. I mean there are a lot of things that happen in so many of the things things that do happen are out of our control. We talked about having an investment plan. And that's something that you have full control of her right is how you're going to treat your investments win. Markets are hurting but then there are other things that we just have less of an ability to change and a lot of things in particular happen in the employment market market when the overall economy isn't doing so hot and so it's important to kind of discuss that and the implications that it can have for us as employees. So if you're like most folks and you work for a company hard times might be a head and it's something that you have to think about now before we get into that situation. Yeah it's good to be prepared and declining. Economic Conditions Raises will likely be few and far between not that they've been great even in a strong recent economy. True true but you might see. Wage increases is completely freeze. And if you get paid hourly you're likely looking at fewer hours as your boss or your manager is looking to keep the numbers in the black. So even if you don't lose your job your paycheck could be smaller. Yeah I feel like to when we're talking about what things look like in the office typically in an economic downturn. There's lots more grumbling like the overall work environment can start to go south in it. It might even become toxic so just like right now as the stock market is at all time highs. There's is a lot of oftentimes excitement about the potential. There's there's more hires coming in. There are more projects on the line. People are more optimistic about what the company is up to and people are spending spending more money because they are optimists. Yeah exactly yeah. They're pumps they see their 401k. And they can spend more of their paycheck in the here now but the grumbling kind of sorts of takeover and not going to have an effect effect in workplace environment and ultimately in a really tough economy. Your company might start looking to downsize and it's impossible to fully plan ahead for losing your job but it's really important to be aware that that's a possibility until you don't be blindsided by that completely but because of all these possibilities of raises being cut off and and even at the worst possible potential of becoming unemployed in an economy. That's not doing so hot. Well that leads to a lot of things that we need to do individually in order to are you prepared for a potential market decline right. Yeah Joe and you know when you are employed these are things you don't have a ton of control over like obviously. This is not the time to be slacking on the job right like you want to show initiative. You WanNa work hard but there's only so much you can do at your company. I mean I should stop slacking now. Yes stops lacking work harder. Okay make sure you. Don't get fired advisement the earlier about news right and what media that we are allowing into our lives and so it doesn't mean completely ignoring the news but it does mean maybe considering to proactively do the exact opposite of what everyone else is doing in order to prepare. I like that idea man. I like doing the exact opposite of everyone approach else's into this if you think like Warren Buffett you WanNa Zeh while everyone else zagging. Yeah that's definitely that's definitely true so I think yeah we're talking about that. What do we do to Kinda supercharge? Our personal finances to withstand tougher economy when markets are in decline. Well I think one of the main things is to increase our savings rate and specifically the increase. How much we're allocating towards cash on hand? That's easy to tap and minimally that means to have a fully stocked Emergency Fund and having thing that sort of cash on hand is is huge specifically in hard times. Because let's say you do lose your job. It doesn't matter how much money you have in a 401k. That you can't tap until your late fifties. What matters is how much you have on hand to be able to pay rent and buy groceries? And so the more cash you have stored away for for a rainy day When markets are in decline and when the economy is in turbulent times that's hugely important when we're talking about personal finances yeah and we're not talking about just having enough cash on the hand to get by but looking to find deals like we talked about earlier with the stock market tanks? Like what if you had a lot more cash on hand to be able to put into the market while it's at its lowest peak and five years if you're someone who has steady employment whether you're self-employed or working at a company and you can use the extra cash on hand to funnel funnel towards investments when things were declined. That's the way to go. Yeah just think about the amazing financial position that would put you in. It's also really important to mission that we should be decreasing our debt levels. If you're at your budget brink right in good times well then where will you be when hard times rise so put extra energy towards paying off your debt and doing so quickly. Yeah more cash on hand less debt in your life. That's a recipe for success when you know. The economy is struggling to diversification versus occasion of income can be super helpful when we talk about how we weather a storm like this and side hustles. They're really great expanding. Our network is another way that I think we need to think about this ahead ahead of time if you're living paycheck to paycheck and you're hoping that your employer weathers an economic storm. Well well then it doesn't mean that you are actually prepared for this. You need to take some mm steps now to make sure that you can handle your employers turbulence well on your own and even if you don't have the desire or the time to have another source of income to get a side side-hustle to have kind of this other way of making money even if let's say your main job was to go away. Well it's really important to at least be connecting with people all in your network now talking to people in your field. Maintaining those connections that can pay dividends in the case of an economic downturn. Because maybe your employer there is ends up in a rough spot but other employers are able to whether things well and they might still be hiring even though things aren't rosie the overall economy and because you've maintained those network connections since then it just makes it that much easier for you to reach out and ask for an introduction in order to find that next job when things go south that your current one yeah man and so not surprisingly pressingly. A lot of what we're talking about in this episode are things that we talk about all the time right but I think hopefully there are some key takeaways some key things that are especially relevant when when markets are dropping. When you do feel that you know potential panic to pull your money out of the market at the exact wrong time? These are all things that you WanNa make sure that you keep in mind so that oh you are able to weather the storm not only just whether the story but maybe even come out the other side in slightly better shape. Yeah and I think when things are at their best is a great time to walk through some of these scenarios for yourself to come up with that investment plan right you want to plan ahead plan for the future and you want to run through some of these scenarios before the hard stuff starts to hit and I think that is ultimately. What's going to lead to preparation and the ability to yeah hopefully succeed like you said at the end of the day even after some rough market conditions you know maybe hit us for ten months like an average bear market or potential even longer but we want to be prepared as individuals? We don't want to be the kind of people who just cross our fingers and hope that everything's GonNa be okay. Most death man all right. Let's go ahead and take it back to our beer this episode. We are drinking bread of ICE. And it's spelled with a w. you you know like w e I ac- but you pronounce it like a pro and you sit vice. I don't think I did that at the beginning of that. You know I I think I pronounced it like a w it bread a vice however either way but this is a berliner style wheat beer from firestone Walker donated to the show by our friend. Josh Approach Joel. What are your thoughts on the spear? Oh man this one was so good it was definitely higher on the Sour scale for me. Yes it was a very tart tart it was funky. It was Okie a little fruity mixed with a high level of tartness and acidity. It just kind of was this kitchen sink of a wild l.. In my opinion because because it had all these incredible elements and so much of that is due to kind of the work of the yeast in this beer that really contribute so much to the overall flavor profile l.. Man You can tell. They put a lot of a lot of care. This one was absolutely delicious. What was your take on this one because I know this is like when your all time favorite styles? Yeah this might actually be be the best example of the style ever had in my life like you said it's a sour beer for sure is really bright and acidic and it did have a touch of that funky nece maybe from the barrels when they do agent in barrels that gives it that additional level of complexity also man. I felt like there was a touch of pineapple flavor to it if it had some touches of that bright tropical fruits us but at the same time without being overly sweet Yak totally got that too. Yeah and it really added just as nice other element to all the other stuff going on in it. And so Weiss or vice you know that means weeds and so this is basically a we Sarah wheat beer and I decided that if I was going to rename this beer I'd call it. We tart instead of sweetheart that'd be dumb name for it all right. Well we right to the folks at firestone Walker and see if they're up for name suggestions but I don't know if they're going to take that one or not is is pretty solid. Yeah Awesome Beer. Glad to get to enjoy this one with you my friend. And thanks again to our buddy josh percent in this one aren't Matt. That's going to do it for this episode. Everyone run out there listening. If you want the show notes for this episode you can find those on our website at how to money dot com. And if you're a listener and you haven't yet done this we would be incredibly thankful if you're headed over to apple podcasts and reviews regardless of where you listen to our podcast. We would love for you to subscribe so that you don't miss an episode Joel. That's going to be it for this episode until next time. Best friends out. Best friends out. this episode is brought to you by office depot WPRO office depot has supplies and services for businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials and and even help you design your office with variety of furniture solutions. They also have all of supplies. Your office needs ink and paper to cleaning and break room supplies is. I'll tell you one thing that I never want to have to mess with again is figuring out what kind of toner cartridges. My particular brand of printer needs office. Depot has you covered. Whether you're running a Home Office like I do or work in larger corporate setting they have you covered office. Depot is ready to help your business with knowledgeable associates and over thirteen hundred stores or online at Office Depot Dot Com.

Airbnb Office Depot Dot Com office depot Josh Approach Joel Joe Matt Let Depot Office depot marcus Lincoln Jobs Warren Buffett Scotland Scott US Lincoln firestone Walker cates
TechStuff Classic: TechStuff Cleans Up After Digital Pets

TechStuff

52:17 min | 8 months ago

TechStuff Classic: TechStuff Cleans Up After Digital Pets

"Office depot has supplies and services for businesses of any size office depot has a wide range of services they can provide twenty four seven tech support. Print your marketing materials and can even help design your office with a variety of furniture. Solutions Office depot is ready to help your business with knowledgeable associates and over thirteen hundred stores or online at Office Depot Dot Com. I Love Sports and I love my my wife. I will destroy you. We haven't even started yet. If you're the type of fan WHO LOVES TO DEBATE JORDAN VERSUS LEBRON LAMBEAU versus soldier field or even the SANDLOT versus Major League. You will I love listening to our podcast. The greatest rea- some of our favorite comedian for instance celebrities to come and constructively argue everything within the world of Sports with my comedian and sports fanatic wife. Megan Gailey and my hilarious writer and comedian husband's C.. J. Till it on. Oh so listen for the greatest on iheartradio APP apple podcasts. Or wherever you listen to podcasts. Welcome to textile production of iheartradio's radio's how stuff works there and welcome to text up. I'm your host Jonathan Strickland. I'm an executive producer looser with iheartradio and above all things tack and it is time for a classic episode of Tech Stuff. That means it's Friday happy Friday. Everybody the episode. We're about to listen to originally published on March eleventh two thousand thirteen and it's titled Tech Stuff Cleans Up after digital pets pets so let's sit back and listen to this classic episode. Today we wanted to talk about vigil pets. That's actually comes to who US courtesy of a listener suggestion And digital pats virtual pets. This is an idea that that really kinda got. Its its heyday in the ninety s especially in the United States But we want to talk a little bit about the rise of digital pets and then the fall of digital pets and and sort of some other surrounding rounding topics that tie into all of this digital pet malarkey means yeah exactly and two before. We get into specifics. Talk a little bit about some general features that you would expect in a virtual pet now first of all it's virtual it's not an actual living thing all right right sometimes called digital path that's rather than virtual pets because you know they don't necessarily have to be. I mean there are web applications that wear digital pets live but some of them are physical. Three dimensional objects yup. So we kind of we've been very loose with our definition in the sense that we we feel. There are some toys and products out there. They have influenced the process of virtual pets and the evolution of virtual pets. So some of the stuff. We're GONNA talk about today. They aren't really a virtual pet in the strictest definition but it's important as far as the development goes in general of virtual pet tends to have certain features that Ah that lent. It seem kind of similar to an actual real life pet for instance. It usually will respond to you calling for it There's some sort of command that you use to call it whether it's vocal or it's a button you press on a on a game controller on the little physical device that brings it to you. uh-huh you have to care for it. You have to feed it and clean up after it. If it falls sick you have to. You have to take care of it. Usually you can train it to various things. It may be to perform a trick or it might be to eviscerate someone else's virtual pet in the case of certain games that will cover also. There's usually some form of way to reward the pet either with treats or toys sometimes The element meant that allows you to give treats toys is an extra element within the whole virtual pet where you pay real money to get access to virtual. We'll treat right right lots of these. Virtual pets are a one time. Purchase kind of thing you either by the hardware or you pay for a subscription for life subscription and and you get that thing for a you know as long as you care to play with it and others are more a monthly subscription or you have to continue buying into various various little accessories and other products in order to continue. Yeah Yeah you're you're really building the the the pet's life very similar to the way a lot of games Are Running now where you have an in game purchase to to give your character either a different look or sometimes an actual advantage and Gameplay Many of those ideas is really got their start in the virtual world. Also they usually have Some sort of a feature that allows you to have your pet meet meet other pets right. Yeah yeah that's a relatively. I guess relatively recent as of two thousand and five but yeah but right the earliest development wasn't exactly the earliest ones didn't necessarily have that that feature in them. You couldn't get a some pets to meet other pets until we started to build in that that that capability either in the hardware or the software but usually meant that you can have your pet make friends with another person's virtual pet sometimes you could have your virtual wall pets breed and then you would get little tiny versions of your virtual pet that would have features of both the Mommy and the daddy virtual bad John's tickling explaining how the birds and the bees virtual birds virtual B.'s work look when a a virtual dog and another virtual dog virtually love one another very special they trade some code and then you get a virtual puppy. Yeah Anyway these are all basic basic features that you would find in virtual pets. So that's sort of the overall kind of definition but to really understand the development. We have to go back back. AWAYS and Lauren. You you have an interesting place you wanted to start. Yeah I WANNA talk about a pet rocks. I think that that would be very early. I mean clearly analogue. The digital version of virtual pet those debuted in one thousand nine hundred seventy five at three ninety five a pop which is approximately sixteen dollars in the current economy which is actually what say for example Tamagotchi cost so. I thought that was pretty interesting. So essentially sixteen dollars in our current currency to Orrock Tobia Rock and this was created by Gary Doll who was a California at executive And brilliant one sold more than five million million of these critters in less than six months. It's like a rock with googly eyes. So so Lauren. Nineteen seventy five. You remember those days right. Oh yeah that was seven years before I was born. Okay so I was around. Nineteen seventy five was also the year a little movie called jaws came out a fantastic documentary. it's also when certain tech stuff podcast or arrived on the scene. That would be me not not not me so I don't really remember. Nineteen seventy five. I just know I was there anyway. Yeah pet rocks so so there we go. There's there's a a non living pet and it was mostly a gag a gift kind of thing share share it lays the groundwork for this idea of a pet. That's not really alive. I also wanted to point out. Actually that in one thousand nine hundred seventy seven that it was when a canine debuted. Doctor who looked I think is also probably an important reference in the entire. I mean especially. If you've seen an Igbo I think that they're pretty but obviously inspired by canine bucket of bolts. So yeah so so the idea about this kind. Of course science fiction stuff like this has been talked about out for you know since the days of as moths robot series the body electric stuff like that. Yeah and do androids dream of electric sheep. Yeah the these are a again. The building blocks that will lead to virtual pets in one thousand nine hundred five save a company called worlds of wonder introduced a toy that was Depending upon how you played with it very entertaining in order terrifying That would be Teddy Ruckman. I firmly found them. Terrifying is a child sexually. Teddy Terex was an interesting idea. It was a a toy that would read quote unquote read stories to children The stories would be on a cassette tape. Some of you may wanNA cassette tape is as I remember them but cassette tape all right so it's it's magnetic tape and usually like on a regular audio cassette tape you have two tracks on either side of this this tape and it's usually used for Stereo one tracks with the left speaker for the right now with Tell your expert instead. One track was audio and the other track was a series of directions for the The animatronic teddy bear. Well it's really just the mouth okay. The limbs didn't really move okay But the mouth would move in time with whatever was playing so that way it would follow the directions and seemingly talk to you and readout. The story This meant that if you wanted to do something a little wacky like I don't know put your black sabbath cassette taping Teddy Ruxton suddenly start rocking out because the mouth there were no directions for the mouth to follow. Okay so the mouth would move he would still play. Oh no you play tape play black Sabbath through Teddy Ruxton. There's nothing stopping you essentially Teddy ruxton shaped boombox but But it wouldn't like start screaming out okay. Well that's I guess that's I mean I'm you know knows I tried But yeah yeah that was again Teddy Ruckman not a virtual pet necessarily not in the same sense that we're talking about but again lays the groundwork this idea of a synthetic creature providing some form of companionship union ship and it appears to be autonomous right right and again very loose allusion in this case you you pick up pretty quickly that it's following a very specific a a script which was based on whatever was on that cassette Worlds of wonder by the way ended up going bankrupt. I think in one thousand nine hundred ninety the The ownership ownership of Teddy Ruxton has passed through several hands including Hasbro so it was one of those toys that kept on going even after the company that launched. It went away now the next year in one thousand nine hundred eighty six we get our first actual virtual pet and this was for a computer. Platform called the Macintosh Macintosh so yeah. Two years after the Macintosh launches remember. They had that amazing one thousand nine hundred eighty four commercial that super bowl that really amazing. He's one of the best commercials ever made in my opinion I never owned a Macintosh but I loved the commercial anyway. The the Macintosh program puppy love debuts abuse in one thousand nine hundred eighty. Six is a Tom. Snyder productions release and puppy love was essentially a little a little Animated Puppy dog that you could play with on your Macintosh very limited Features on that but it again was one of the first examples of a virtual pet. Now we go ahead had a year two thousand nine hundred eighty seven and the Nintendo entertainment system gets a release of a Japanese role playing game. And I'm going to butcher the pronunciation. I I apologize to Lauren. Who actually knows how to pronounce Japanese words but Megani ten say was the RPG and it included a gameplay element where you could capture demons and then you could train those demons to fight for you So that you could use the ones that you've you've captured to help protect you in other battles. This is a gameplay element that we would end up being used in other types of virtual pets in the future and not the other games since is while I wouldn't necessarily count something like pokemon is a virtual pet application but but it definitely has that Gig. I include pokemon mostly because again it it. It has some elements of a virtual pet Although if you're mostly looking to try and maximize your Your Your Group of Pok Mon on so that you can have the best chance of winning any particular battle. That's not a great message for a person who wants to own a real pet. Yeah Yeah Yeah. That's a message. That's no that's not that is not what the ASPCA would want to right but then again virtual pets. Let us do these sort of things. I mean these are all cartoony. Poking Monitor these cartoony creatures. That don't necessarily have a a counterpart in real life. Sure some of them are obviously modeled after real animals but others if it's modeled after a real animal. I have not seen it. Yeah I don't think I want to see some of the real animals with those. Those things are modelled on right well Then in one thousand nine hundred ninety two we had the game dragon quest five hand of the heavenly bride and that also allowed players to capture monsters. Use them to fight in their battles so again that same sort of gameplay element It was starting to become pretty popular. It was an interesting idea But it's still not really virtual pet in the sense that we think of where it's just really the the whole purpose is to take care of an artificial creature but in nineteen ninety five a company called. PF magic it's the scene and releases a program called dogs sir. That's D. O. G. Z.. They would a year later. Released cats Cat Z.. And eventually release pets. Pet's Z. and And this was really where the virtual pet idea started to blossom where we started to see some of those elements. We talked about the topic at the show. The things that really make a virtual pet what it is what kind of platform and windows originally originally a windows based thing so if you for those of you who remember windows back in ninety five There there were people who have like this little dog would wander onto your screen and start to play with your cursor cursor and things like that it was very cute and But this was an actual full program where you would be able to adopt a puppy or later on a kitten and after a few days of real time so you know you check on your little puppy or kitten each day after a few days maybe three or four days the the puppy or kitten would grow into a fully formed adult version of whatever animal it was and you would continue taking care of it so you would play with it. You could train it and you could even breed your animal with other animals. Starting with I think it was pets three because you know. They released updates as they as they built out the game locally on your own computerized him this or was this over email email could email a copy of your pet to someone else and you would still keep yours. This is like you suddenly clone your pet but you could email a copy of your pets someone else and then they can say oh this doug he's very cute feces GonNa love him and see fi fi and the other dog. You know have a little puppy love going on and then you end up with a litter of virtual puppies okay. Yeah like that's like like it happens Yeah so originally. These were all designed on hand-drawn kind of designs like left the line drawing style So they weren't photo realistic nick or anything like that but the cartoony cartoony but admitted that if you wanted to you could actually really tweak the the the look of your pet because it wasn't outside the realm of Most people's abilities to go and draw in a new shape for their pets body or a different coloration. But eventually actually as the as time went on. And we'll get back into the timeline in a minute but by two thousand six They the company had abandoned the line nine drying approach and went for more quote unquote realistic. Look where you could end up changing textures. But you couldn't remodel your pat. Ah going to always be the same basic shape right but you could tweak it a little bit just not as much as you could in earlier versions of the program. Yeah but this is where we see the idea of the virtual pet really take off and it ended up being fairly popular few million copies sold so not not like a crazy success but it shows that there was a market there that people were interested in getting a virtual companion kind of a weird idea. At the time. Some would say a weird idea today that it's not necessarily something that has has gained widespread acceptance. I don't I don't know if there's yeah. There's there's as we will talk about later. There are certainly enough different models of this kind of thing out there. There's you know an and they've done medical research about stuff you know. People who are are perhaps lonely and don't have access to as much human interaction as as they need their lots of robots meant for keeping people companion union. In fact we'll talk a little bit about the my have some information about one of those robots but We'll we'll save that for toward the end of the discussion because that really it ends up building. Hang on a lot of these concepts. We're talking about early on and we're about to tackle the biggest name. I think as far as virtual pets go. It's the name I always think of whenever I think of virtual or digital pets but before we get into that. Let's take a quick moment to thank our sponsor office. This depot has supplies and services for businesses of any size office depot has a wide range of services. They can provide twenty four seven tech support. They can print your marketing materials. They can even help. Design your office with a variety of furniture solutions. They also have exactly the supplies. Is your office needs from ink and paper to cleaning and break room supplies. I can't tell you how frequently I have. John did across the street to our office depot nearby in order to pick up some things that we just didn't have in the office that I desperately needed at the time particularly for videos and podcasts desk and the Nice thing is I can always find what I'm looking for and get a great price for it of Stevo is ready to help your business with knowledgeable associates in over thirteen hundred stores. The worst or online at office depot DOT COM office depot has supplies and services for businesses of any size office depot has is a wide range of services they can provide twenty four seven tech support. They can print your marketing materials. They can even help design your office. The variety of furniture solutions. They also have exactly the supplies. Your office needs from ink and paper to cleaning and break room supplies. I can't tell you how frequently I have. John did across the street to our office depot nearby in order to pick up some things that we just didn't have in the office that I desperately needed at the time particularly for videos and podcasts and the Nice thing is I can always find what I'm looking for and get a great price for it office. Office depot is ready to help your business with knowledgeable associates and over thirteen hundred stores or online at Office Depot Dot Com. Okay now Lauren when I say digital pet is there a particular brand name that leaps keeps the mind Tamagotchi. There you go tom ago. launched by band I in Nineteen ninety-six Nineteen ninety-six in Japan. That is correct and and from from what I understand. Tamagotchi is the correct spelling. I always heard it a town Gotschi when I was a kid. But I think that's probably just because we had no idea what we were talking about the Americanized pronunciation shares. Sure sure the word does come from from a much mccalla Portmanteau. Oh okay of the words Tomago which means Eg and Japanese the English. We're familiar with it from Sushi Sushi. Yes well in Sushi. It's usually meant to I. Meant is a shortened form of Tomago Yucky which is that sweet egg Omelette but look at the brain on Lauren. Wow she did not know. It was going to say Sushi there all right okay so Tomago. What's the other one and the English word? Watch which when you translate into the Japanese Foreign Loan Word Alphabet Khanna. Sounds a lot more like watching not all right so it's egg watch. Yes which I would immediately assume it'd be an egg timer not a digital pet not at all but it is a digital pet but they we're egg-shaped and the origin of these little creatures would be would look like a little egg right now. So so you would go out. And you had by this essentially a keychain chain that had an egg shaped plastic case there with a little screen on it and that would allow you to hatch approach your virtual digital pet. So you have a little egg on their that. You would have to you press the button which essentially started the timer that would let the The top Gottschee no. Hey there's a player. It's time to start creating a pet for this person to interact interact with and then you would end up using. I think it was like three buttons little three Putin interaction. So you would use three buttons to do various commands depending upon what what your pet needed and whether or not you're a good person because everything's feed your pet or clean up after your pet 'cause they would leave little digital Poos uh-huh if you if you didn't say hypothetically because I never actually owned when did you ever actually. I did not own. I didn't own one. Did you mistreat someone else's. I'm taking the fifth mostly because I can't remember I. I'm not the kind of guy who would ever I. I can't I can't miss treat creatures in a video game right like if there's video site tangential I apologize for the tangent. But this is an example of how I think The Game Red Dead Redemption. Listen you're you're playing a cowboy. In the waning era of the cowboy era and as the train is taking over the cars or starting into happen so the the day of the cowboy is at an end There's an achievement. You could get for killing all the buffalo in the game. There was a certain number of Buffalo. After you kill a certain number. You would get this achievement. That was the last achievement. I got could not bring myself bad for the floor. The buffalo sweet. We'll get into the discussion about about actually developing an emotional attachment to a digital creation creation. which is kind of crazy when you think about it like just from like crazy from the sense of? That's so like I would never have imagined it until it happened. Sure I don't know I mean me. No as a kid I mean I had Idaho stable full of my little ponies. Okay I was. I was that guy when I was like six and and they all had very individual personalities and I was extraordinarily attached to these toys. So you know I mean I mean just building on that if if if and those things those things didn't move except my imagination's sure or I can see how something that does move to a certain extent. Does I mean that that being said fable. I'm the guy who kicks all the chickens. So they're annoying kicked chicken entertain also. It's very possible. Lauren that some of our listeners out there could be brownies and maybe they also have their own collections. That could rival your own childhood. How one they probably could By the way I'm not speaking to anyone who likes my little pony that was created the the latest version. Milo pony friendship is magic was is created the same people who created power puff girls which I love which is awesome so no judgment here. Yeah getting back to. Yeah so you could. You could feed them you clean up after the movie. Didn't in clean up after them. They could actually get sick. And then you'd have to really take care of them and also Tamagotchi. Unlike a lot of other other digital pets. The digital little pet TAMAGOTCHI could die. Didn't take care of them. Or I think in the American version it was they sort of turned into little digital angels and kind of flew back to their home planet alien or a little digital UFO and flew away. But the point was a if you didn't take care of them they leave and and in fact that became because it took you had to take care of him about twice a day Sharon in the early stages way more often than that about once every six hours or so I think. Oh Yeah you've got this thing and it can make noise. It would beep at you when you. It's really not doing so well or not happy. Happy being a weird term because we're talking about following a certain protocol which meant the kids would have to whip these things out and take care of them throughout the day in which became a problem in and the United States certainly in the US you had stories of schools that would ban these things outright and say. Don't bring them to school because they are a distraction. When you're not learning you are instead paying attention to a little digital pet? And you need to have your attention directed toward your schoolwork. And and in fact a lot. What of sources that? I've read have essentially credited the fact that the United States school systems often outright banned these things at for the downfall downfall of the virtual pet industry in the US that virtual pets digital pets didn't really become as big a deal as they could have because the school systems ban them. So there you go. I Tom I gotcha. What not only was the the genesis of the digital pet craze but in the United States at least was was also the death of it but moving on their arm other wants to talk about besides Tamagotchi also in two thousand and five? They updated the line because it pretty much gone forgotten. But there were a lot of people had staubach fondness for the trauma. Gotcha line he never really went away actually been It's several generation updates here and there I mean they they were still pretty big in Japan from what I understand But yeah they. They came back with with an infrared. Connector port yeah the Tamagotchi connection this. This is what allowed the time of Gottschee version to have interactions with other people's time. Gosh because before it was pretty much just you know your your pet was confined to it down to its own egg. That was the extent of its universe but then with the infrared Feature it would allow your pet to visit other pets and it could get out of the egg once in a while and eventually around two thousand eleven. Two Thousand Twelve Tom Ago ooh which introduce these little separate figures that you can plug into your Tamagotchi Those those were introduced also Tomah town which was a website thing which as of February sixth twenty thirteen has. Shut down So so again. The struggle for the digital pet continues I just WANNA add mention some of the characters that you could have in Tomah gottschee keeping mind your your digital would go through certain stages in his life. So so there'd be a young sage teen stage than an adult stage so these kind of applied to different stages but You can have moderate which was a spoiled Brat who would like to roll around a lot. there was a commodity which like to jump around a lot and the picture I saw it had a giant. A bump on its head with a little bruise marks. So apparently that's not very safe. Winning jumps around there was itchy. GAUCI was dancing maniac Kenichi which was apparently the most popular of all the time ago cheese Supposedly had a genius. IQ Of two hundred. I loved math and writing There was Taller Kaci. Who was Nadi? Impatient and Chatty and goes out Ritchie. Who wants to be a Ninja? I like Japanese Pronunciation Council. Touch my mustache but yeah so you know. As as the height of their popularity they are supposed to have sold one per second in Japan and Breezy over seventy eight million sold as twenty thirteen so so certainly also a recent news for for not not as Valentine's Day this year two thousand thirteen to celebrate sixteen years of business. The company announced a free android APP called Tom. Goatee life. Which stands for love is fun everywhere? Of course it's an acronym vetoing Haji life. No no that would be ridiculous. Don't be silly so yes yeah so so so Tamagotchi lives on. Wow all right well moving onto some of the other virtual pets Because because around the same time you know everyone was. This was such a craze that everyone everyone had to jump on. Yeah there were. Some people who criticize bond is saying that the Tamagotchi really catered more to a female audience. Right and boy did on digital monsters released by Bandai did you. Mon- similar life cycle to Tamagotchi. They were also designed so that you would raise them train them in battle them with other other people's demand so there you go. There's the boy right the so apparently girls girls want to nurture and raise a pet and boys want to train a killer monster. I don't know if I could if I could get a really cute little little Tamagotchi not and fight it with other really cute Gucci. That sounds like the best game to me really really cute deadly fights. I have nothing to say about that. That would be great. Nineteen Ninety Eight. We see the introduction of a toy that made people go bonkers when it came out the furby. Yeah now Furby is not not not a digital in the sense of these other ones that are software. This is a this is more like a kind of a robot. Some and closer to the Teddy Ruxton model than the Tamagotchi model and the original one would speak in this language called furbish and would gradually learn are quote unquote learn English. It would really just incorporate English into its vocabulary over a set amount of time But later models introduced in two thousand five live in two thousand eleven had more features that would let it converse with people There was some voice recognition stuff that was introduced and they had they had motion. Sensors could tell when you were touching them or when you pick them up and move them around right. Yeah Yeah there were. I remember when they came out because I remember how people people went went really bonkers over them like the. There are certain toys that I can remember. People really going crazy for The first one I can remember Berg with that happening would be coach. Patch kids Sharon. So that's the classic from my childhood was Kevin Rich Kids and then you had things like Furby Teddy Ruxton actually was really leap popular when it first came out furby another great example And of course there's always beanie babies right right but getting back to virtual pets nineteen eighteen. ninety-nine that's when we get to a web based virtual pet. That's neo pets right yes neo. Pets is a virtual pet website. So you would go in you would create we in the count you would adopt a virtual pet and you could buy virtual items for your pet using virtual currency and you could earn currency through participating in various things on the web site whether it was a game like a quest or something or you could actually purchase virtual currency using real. We'll cold hard cash as many thirteen. To seventeen year olds certainly certainly have on the Internet in one thousand nine hundred nine this this was was actually created by two British students originally just for other students and it was picked up by a market research. Expert who then sold it to MTV Viacom for one hundred sixty excu million dollars not a bad turn and it was. They originally thought up in one thousand nine hundred ninety seven but it took about two years of research and development to really build out about the capabilities of the site which launched in ninety nine And it lets you customize pets you could chew you up to. I think there was something like fifty four different pet head types. You could choose from. And then once you chose the type you could actually customize the pet further You could compete in the battle dome if that was your desire or you could do little requests and neo pets still going. Yeah Yeah The last numbers I have out at work from two thousand six at which point it claimed over one hundred the million users and a hundred and fifty million individual pets kinda crazy And I think that neo. Pets was also one of the first ones that really incorporated advertising since it was web. Based it could have a McDonald's or or you know or you could. You could purchase a branded food or or toy- items for your digital toy items for your digital pet. Yeah originally. They use banner ads on their website. But then they they were. That was one of the first instances of in game advertising. We're the the the advertisements were like you said into the virtual world the opium as I recall yes and And Yeah you could end up encountering countering stuff that was specifically branded for a particular company you could even purchase stuff like you were saying Yeah and I as I recall neo pets even got got some flack for that about the fact that they were using branded stuff within the world of neo pets But the response was everything that is branded is clearly marked as an ad. It's not being. It's not being presented as just an element of the game right. Well I think the part of the controversy was that for for a while this little tag at the bottom of page like this page contains Content and and but every page had that warning. So you know especially when you're dealing with young kids don't know the differences between an ad and content. It's the problem just with kids. You're you're very correct. I yes I'm not going to say anymore sentences on that. Hey guys by Tem Gottschee died. I need to go flush it down a digital toilet. While I'm in the morning process we're GonNa take a quick break available salable now from iheartradio the new series presented by t mobile for business. The restless ones join me as I explore the coming technological revolution and the business business leaders who stand right on the cutting edge there are certain decision makers that are restless. They know there's a better way to get things done and they are ready. Curious curious excited for the next technological innovation to unlock their vision of the future. These restless ones are in pursuit of bigger. Better stronger stronger they seek new partners new strategies new processes they pursue innovative platforms and solutions to propel their teams businesses and industries. The street forward in each episode will learn more from the restless ones themselves and dive deep into how the five G. Revolution could enable their teams to thrive. The restless ones is now available on iheartradio APP. Or wherever. You listen to podcasts. Here's the thing saving money with. GEICO is almost better than playing pickup. Got Basketball because there's always that guy who joins your game. He never passes the rock. He constantly bricks threes. And who completely hack you. And and then put his hands up and say no foul no foul with GEICO. It's easy to switch and save on car insurance. No need to fake. An ankle sprain. Because you're absolutely Louis exhausted so switch and save with GYCO. It's almost better than sports. Let's move onto ninety another thing that happened in one thousand nine hundred nine my favorite virtual pet of all time. I didn't own this virtual pet but holy cow. What a weird concept? The Sega. DREAMCAST dreamcast. Release a special game called Seaman extremely special this this game. I don't have any notes on this. I'm I'm just speaking taking from the kindness of my heart. This game was narrated by Leonard. Nimoy a AKA spock and it was a classic spot Zachary Becker Quinto spock quinto an entirely separate human person But so you would have this little fish thing larva egg and and it would spawn and kind of developed this weirdly human face and it would talk back to you like it was. It was a little fish teenager it would. It would stay really very angry. Leonard Nimoy things you and and and the dreamcast. If you don't remember had a little port that you could plug various things into on the controller like like for example in this case a microphone so you could talk to to your seaman right. Yeah you you could actually ask you when your birthday was and you would tell it when your birthday it was and it would give you information about other things that happened on that day in history so you get a little trivia with your man and you you were supposed to interact with your seaman Dan at least once a day or else it would die and If you continue to interact with it it would possibly like you but but it always was a little snarky pretty snarky. Yeah even even if the seaman wasn't outright hostile it was still a little most of mine mercy actually hostile took care of my nearly because they remind me of terrifying love. Crafty and horror established. What your your your your our capacity to care is already in this podcast? No surprise that you're seaman. went bad as you would care for the seaman and It could meet other seen men. That's a terrible thing to say. And then they would end up Spawning and you would have evolving seaman. Where eventually it would turn into like this frog? Like thing and creepy human stool excellent tastic. Yeah the seaman to was actually released in Japan in two thousand seven. Can't imagine why it didn't make its way over here. That was for the playstation two. Obviously the dreamcast was long sad about that. We will have to do a full episode of cancer lately but yeah it would help. That's kind of a crazy virtual pet thing. It was weird because a had an attitude. I mean it wasn't like Putin cuddly. It was weird to look at and it acted is in a very bizarre way so it was like. How do you nurture something? That is that unusual unusually The appearances unusual and its behaviour is inexplicable explicable. Also none of I mean not you know. I don't have any children but I suspect that if I do none of them will sound quite so much. Leonard Nimoy right off the bat probably not you. You have to really train them for that. So the next I have I mean. There are other virtual pets that that came out around the that era but two thousand five was the next. They're fairly big success. That was winning. INTENDO release Nintendo dogs right. Yeah was that originally for the DS intend guzzo as I ah butchered that one. I was so confident going in and then it just fell apart as it was leaving my lips Chris now anyway. So yeah you use the screen interface and the actual built in microphone on the the S to interact with your ritual so you could Give it commands verbally and it would follow them. Well if it was a well behaved dog would follow them. Well trained dog would follow if not right and you could link the DS with other other. Other people hadn't ten dogs you could you know have have your dog visit other dogs so again it really went back into this whole model that we were talking about and There are other examples as well. You had one that was An upcoming example. Yeah there's well you know there. There's still a lot of a lot of web application virtual pets out their web kinser tremendously popular ability. These are stuffed animals that have access codes. So you go online and you interact with the digital version of your stuffed animal and it's pretty ingenious and evil actually because it excels Not only virtual accessories for this thing but when you buy physical accessories for your physical toy you can plug the codes into the Internet and and get virtual stuff too. So it's it's terrific marketing actually Stuff like that Fu Pets Sue Beta in back in two thousand six with a big the thing I may or may not come back to that later because we have also of note about virtual pet zombies But the interesting interesting one that I had. What Hatch Hatch? Thank you hatch. Yes this is. This is an upcoming iphone APP. You can sign up for the Beta. It's it's supposed to come spring sometime of twenty thirteen. We are recording this in February and as of right now it does have a date and as of now. If you go to the hatch website you can just pick which little egg you on and and it'll send you an email with a with a certificate of adoption. I know this because I've done this. Okay I don't have an device that I use with this otherwise I would hope secretly that mine would turn into the cloverfield monster because the love that documentary that is a terrific documentary documenting that WanNa hang out with you anymore. I want to control the to Abrahams documentaries that I've I've mentioned in one podcast. I'm pretty soon. It's GONNA be hard not to mention. He will rule the Kiki University. I I actually out of all these virtual pets. The only thing that I ever owned that was similar to this. They're they're these toys called the cube world digital stick peak right. Yeah Yeah yes so. They're these plastic cubes. They have magnetic contacts on on four sides of the Cube The forward facing side is screen. That has a little digital stick figure in it. Behaves a certain way depending upon that that figures occupation or main hobby so for example you might have one that has a dog and so all the activities the stick figure does involve the dog in some way. You might have one. That's an office worker or a janitor or whatever and the interesting thing was not only would they behave a particular way within their cube and you can pick up and shake it and that would actually make the figure fall over like there was an earthquake or you could turn it on. Its side that make the figure slide because gravity had changed terrific. You could also put two of these cubes together are with their magnetic contacts and then the two different stickers could visit would interact in Harry Potter. Yeah more often than not they would fight right but sometimes get along and you could actually stack. I think it was up to three or four. Might be four. I think you could sack up to four together And how in a in either horizontally vertically and have them interact with each other and then he could even make blocks of these cubes like grab a whole bunch and then you'd have essentially an apartment of these little stick figures all behaving in various ways. They were pretty limited in what they would do. You could play games with them as well. The Games we're usually pretty limited but it was was a cute idea and So Yeah I had Four of those and they They're a little wacky not not terribly sophisticated compared to some of the other virtual pets. We talked about but This this is going to lead to this This Market of creating virtual creatures for people to have real companionship companionship. Things like the Liu botts which are play robots. That's artificial human companions. I bow or Cleo the little robotic dinosaur right. We have an article about how Leo Works on. How stuff works? Dot Com includes pictures of PLO. That has been slightly taken apart. I believe it was kind of traumatic role of Tracy actually wrote that our our site director Tracy Wilson wrote that article and I remember. You're hearing gleeful cackles and seeing lightning and hearing thunder All from her office as she was working on that article. True Story Then there's also Pero which is a therapeutic feel robot. I saw this at WanNa say it was several years ago and I also saw at Japan Japan fest in Atlanta Georgia one year. But it's a robotic seal that's meant as a companion for senior citizens because in Japan in particular stickier they have a rising problem of an aging population right. People are having fewer children which means that the population is growing older. The percentage percentage of population entering their their senior years is growing each year. And and there's a very real problem of how do you provide companionship For those people so so that they have a positive Outlook and the the Pero therapeutic seal robot is kind of a way of doing that and it builds within it a lot of these concepts. It's up to the virtual pet. That's what response to you. It It at hers or moves in in very nice little ways and it's it's it's an absolutely absolutely adorable robot. I mean look at this thing and you can't help but yeah that looks cuddly but before we sign off. I want to talk about this Zombie thing. How how I want to hear more about the Zombie thing right right so I have no idea how to France's aid to Beta or so beta? Yeah it's it's it's a website thing they ahead back in two thousand nine. It was on Valentine's Day. They had a love epidemic and when players signed on on on this particular Valentine's Day they found out that every every little critter in this universe had been infected by some kind of love virus. which if anyone else here seeing the documentary stacey which is a Japanese horror film you will you will perhaps have have already ideas about this but yeah And and this virus would slowly turn these creatures into into these kind of gory. Zombie things and and people wound up. Really digging it they. They wound up keeping their characters as zombies. You could you could eventually cure for it by by applying something called La- Morris Dylan which which I am. I am enchanted by. I think that is terrific But but yeah so you know. There's there's a little bit of darkness to a little little dark corner there. which again? I think that I don't know you know. Some of the stuff is so cute while I was doing research arena across a couple of pages for the current Tamagotchi line and I I was honestly terrified by the sheer cute level. And I know that. I'm not in the the demographic anymore so it's not aimed at me but just the amount of giant is with sparkles. Why did they sparkle? So it's Niazi that's what it is and look it up kids it's all. It's all very strange to me. You know it's there's when when they were doing some initial research which with Herbie's Up At mit I think mit helped develop the verbis or kids at MIT help. Develop it and so so a lot of the research around it was done by those folks but the kids kids said that they realized that the Furby wasn't alive but but that it was a little bit alive in Furby kind of way not in a human way not an animal way but in a furby anyway so there was like a new definition for life in the sense of well. It's more than something that's inert but it's not something that's organically living right right and one of the Frederick Kaplan who's worked with the team at Stony in Paris was saying that you know these these creatures. Paradoxically are are not designed to respect Asimov. Second robotics which is that robot must obey human beings orders. They're designed to be Thomas and to have their own goals their their own wants their needs to disobey. You sometimes like a real pet lead. Yeah Yeah because with those behaviors you end up developing this relationship and ship. It always did everything you said. That would probably become fairly boring fairly quickly. You know it's it's that that process of teaching your pet and nurturing your pet that ends up being so rewarding from An owner perspective. Sure there has to be positive feedback loop of you doing something that has an impact tacked on pets life and therefore having an impact on yours. It's interesting and like we said there's a lot of scholarship on the matter. Although to to be fair the scholarship did kind of died down simply because the trend didn't really sustain itself in the United States. Anyway but I expect we'll probably see more of that. I mean especially as you talk about the development of things like artificial intelligence. We're going to see more toys that are incorporating some form of AI in them and they'll probably follow a lot of the same features that digital pets established and so Yeah it's an interesting interesting subject and that wraps up this this classic episode of Tech Stuff and all the silliness it that ensued. I hope you guys enjoyed it. If you have any suggestions for topics for future tech stuff episodes why not get in touch with me. Use The social media outlets that we have all been forced to join twitter and facebook. The the handle for both of those texts stuff H. W. and I'll talk to you again really soon. Tech stuff is a production of iheartradio house. Stuff words for more podcasts from iheartradio visit the iheartradio APP apple podcasts. Or wherever you listen to your favorite shows sir. The office depot has supplies and services for businesses of any size office office depot has a wide range of services. They can provide twenty four seven tech support. Print your marketing materials and can even help design your office with with a variety of furniture solutions office. Depot is ready to help your business with knowledgeable associates and over thirteen hundred stores or online at Office Depot Depot Dot Com. I don't think America has ever gone back to the way that it was before the DC sniper the gunman most likely a skilled marksman fired six times in the course of sixteen hours. The killed the five people one day and then went on the rampage for the next next month. He was a psychopathic cold blooded killer that can never walked the streets again. Listen to monster. DC sniper on the iheartradio radio APP apple podcasts. Or wherever you get your podcasts.

Office depot Japan Lauren US Teddy Ruxton Office Depot Dot Com John iheartradio apple Nintendo Solutions Office depot Tom Macintosh Putin Leonard Nimoy Teddy Ruckman Jonathan Strickland
Zeider-Man 2/3: Rush Limbaugh, Madonna, Nick Lachey, Dumbledore

The Daily Zeitgeist

11:56 min | 8 months ago

Zeider-Man 2/3: Rush Limbaugh, Madonna, Nick Lachey, Dumbledore

"This episode is brought to you by office. Depot Office depot has supplies and services for businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with variety of furniture solutions. They also have all of the supplies. Your office needs for ink in paper to cleaning and break room supplies. I'll tell you one thing that I never want to have to mess with again is figuring out what kind of toner cartridges. My particular brand of Printer Internees Office depot. has you covered. Whether you're running a Home Office like I do or work in a larger corporate setting they have you covered office. Depot is ready to help your business with knowledgeable eligible associates and over thirteen hundred stores or online at Office Depot Dot Com. Hello the Internet and welcome to this episode of Cider Command. Dieter Man CIDER. And what's how's the zone. I just no clue. I'm not Rome Spiderman your mom but I know that version where homer seems right or pig and he's doing whatever a spider fig Ruined my brain in Portland. Who are like I to Simpson's is my lovely? Which happened to a generation of all of us? Alright Miles West trending lets people was bringing a rush limbaugh trending because he has announced that he has advanced lung cancer which that's server good Yeah has been then. There's also apparently is like a secondary search hit of lung cancer treatments. I saw like under real fulltime searches search trends happening on Google. I don't know if they're related but they're very Very similar yeah Yeah I'm I'm sure people are hoping you know he's got a lot of Lifelong fans out there like Go Way back to the eighties with him. So one of the first books I ever bought was Al Franken's rush limbaugh's McFadden. Yeah did not know over my head. I was as a child because I only knew Al Franken from SNL SNL. Oh this has to be a joke book right and then I'm like I don't know any money. Yeah I remember getting one of his books for Christmas and reading the whole thing rush limbaugh us. No Oh Alfano went out Franken's but I think it was lying liars and the lying lies in the liars who tell them. Yeah anyways Madonna lawsuit also trending. Yeah she's being sued by a couple of fans because our concert started late. And that caused all hell's the break loose. Look this happens you go to a show. It says you know doors at seven thirty show. At eight thirty they get their Show starts at eleven thirty dam which is like some Wu Tang level. Shit if you've ever seen Wu Tang live. Yeah add about seventeen hours to whatever the the stays time Ms. And that's when the show will begin. I mean but these guys these fans are they basically said the fact that the show ended so late in In like they were out the streets around one. AM completely up like they had trains. They were taking. They had rides our schedule now. I don't know how much this is. Just a finesse or just trying to get your your tickets refunded refunded ray. They're saying like it. Basically up ended things because they had work and school to go to the next day. And but the kicker is since they take your phones at the Madonna show. They couldn't even try and sort something out during the show. Because they're like you get to show when you get your phone you leave is what they're saying. Ray so you know I mean they could have left early right. Is that the thing. I'm sure probably will that. Be the defense. They'll probably be like. Yeah there's I mean I can't imagine a Madonna shows like you. Leaving Evens like madge has not gone on. You will sit down. Yeah but I need to get home. I'm to my need to study for my cat. I mean but that's a real thing like in in New York. If you have like a train out to something you can be stranded ended. I understand yeah when you actually take like mass transit. They're like it's funny like in Japan in the train scheduling APP. There's like one you can just filter like last possible train home rate so you can immediately be like okay where we hanging out. Let me figure out what time I have to get the fuck Outta here before I'm stranded and I'm taking a nap on the street until five four so did did did the story continue to continue on to say like what their solution was or they were just like as all fucked up at work. 'cause yeah they know they're just like all right fine. We're probably have the we know some people that will file a lawsuit on our behalf and we can have fun. I 'cause apparently live nation told them even at the time they're like we're not going to issue refunds for that but also there's a similar class action lawsuit that Madonna is facing. I think in Florida or or did face last year. So she's late you know. Just gotTa know that you know. Go to tank shell. It's going to happen nine hours hours later. Go to Madonna Shells GonNa happen three hours later. Yeah I mean I once but tickets that made it impossible to see the screen at the Jay z beyond say show totally my fault but I still felt similarly angry about the whole thing. Oh the angle some of these resell those such an acute angle. Yeah Yeah you couldn't like couldn't even remotely see the this last year the last tour while really blue. Oh we. He went on different nights. Though didn't yeah we did too the second night. Nicklaus Shay. Yeah on. He was on today show with his wife. The Nessa Mini Nilo Luce. Okay got to have a three name name. If you're nasty. You brought up the new Jessica Simpson Book. Where where she says that John Maher was mind fucking her that John Mayer anecdote was sort of like sh she was like he's so smart and like like if I said anything anything wrong? He'd immediately challenged me. She's basically saying like the dynamic was such that she was petrified of making mistakes around him and also when she would text him. Have the people like check for grammar and Shit. Because she just didn't want that like John. Mayer gaslight smoke something There's all kinds of interesting stuff. There's another other part where they talk. But we're talking about Nicholas Shane. It's very much like you know we met when we were young are our new marriage played out on TV and then at a certain point I realized like we just. We weren't actually good when the cameras weren't on legally turned it on for the show and then we realized something was happening but she didn't really take shots at him or anything. She kept it very respectful. She's like you know because I don't want to say anything bad because I obviously married him for a reason and we stayed together for a reason just didn't end up working out and they millions of married married couples on Instagram soon learned with I was like yeah so then like when Hoda asked him this is what he said he goes. I'll be honest I obviously. I haven't read the book. Okay so I don't know what she said or what she revealed there but I'm certainly happy for her in her life. I know she's happy for us. You know there's definitely mutual respect expect there so that's you know. Obviously it was a long time ago. We've all moved on classy answer. Classy classy May lassie man. Although like it was something like she says. There's like a line in that book she's like I went straight from my father's arms into Nick's arms so I think she's eighteen or something. At the time they they met or got married is is was he older than her okay. How much though do they have kids together Nick because she only at sheet that they do not have kids? Let's go okay. So they're able to keep it pretty amicable rape I Have Nicholas Shays lullaby album. That's on on. Repeat at the House not repeat but my son like some of the songs on there. Oh Wow so is it just all lullabies. Yeah it's all songs he he's he's singing to a baby. Oh my God wait. Hold on if she's thirty nine and he's forty six. He was twenty five when she was a young. Your anyway. It's anyone with that arm. Tattoo that ninety degrees here that dude. I'm pretty sure everybody. Ninety the eight degrees had that same like tribal prints. Whatever Dan Armband? Tattoo US Dope Tattoo sick. TAT's lead I got mine. I can say that foreshore sing tat sick. lattes that's right because Dumbledore is also trending wise. was that because Jason Crowe who is part of the house Impeachment team one of the managers are Democrat impeachment team in part of his closing arguments. you know everyone sort of had a theme like where some people were like. Hey the framers of the constitution rooted in this way so that you guys would have to do something down the road. Every person who takes oath is entrusted with like with keeping its sacred and doing what what they can to act impartially to do. It's for the best of the country a lot of stuff like that and then his part of his comments were saying you know my wife and I. This is is a direct quote. My wife and I have tried to teach our kids what we can always control that we can always control our choices. It's in that spirit. That hanging hanging in my son's room is a quote from Harry Potter. He added the quote is from Professor Dumbledore. WHO said it's our choices that show who we truly are far more than our abilities immediately? Mitch McConnell his knees asking for forgiveness Rand Paul. Oh I think just right van is he turned to a poof cloud. If there's one thing that we know is meaningful to conservatives it is obviously Harry Potter and using they think is doing the devil's work. Yeah it's when you say. They all had a theme. It sounds like it's like a child's birthday party we're the other stick closing people your mandate the use. The pacing for one person was first given context of Concentrated at another one's being like what you saw Over these last two weeks was that Donald Trump has done all these things and their bad and none of them have been dispute. Yeah then moving on like each sort of each speaker had I just sort of peace that fit together Shifting get up there and he was like in this will be cowboy themed partner justice in the Old West. Run this bucker band out of town. What do you say shit? Well that those are four things that are trending this afternoon and we will be back tomorrow with another podcast in the morning And we will talk to you guys then bye bye guys. It's bobby bones. I host the bobby bones show and pretty much always sleepy because I wake up at three o'clock in the morning a couple hours later I get all my friends together. We get into a room and we do a radio show with our allies. We tell our stories we try to find as much good in the world that we possibly can and we look through the news of the day that you'll care about also your favorite country. Artists are always stopping by to hang out and share their lives and music too so wake up with a bunch of my hi friends. On Ninety eight point seven W Z Q in Washington D._c.. Or wherever the rotates you on the iheartradio APP.

Al Franken Madonna Jessica Simpson Depot Office depot limbaugh Ray Harry Potter Office Depot Dot Com Nick Printer Internees Office John Mayer Dieter Man CIDER Professor Dumbledore SNL Wu Tang bobby bones Google homer
From the Vault: Cupid's Leaden Arrow

Stuff To Blow Your Mind

55:18 min | 8 months ago

From the Vault: Cupid's Leaden Arrow

"Hey everybody office. Depot has supplies and services for businesses of any size. That's right no matter how small or large your Home Office happens to be or your office doesn't matter how big or small your business happens to be They can help you out. That's right you can get twenty four seven tech support You can buy whatever you need ink and paper cleaning Ming Supplies Office furniture. One of those chairs that swivels around office depot is ready to help your business with knowledgeable associates in over thirteen hundred stores or online line at Office Depot Dot Com. The only way is through a new podcast. In partnership with iheartradio underarm players coaches and athletes will share intimate and personal stories are performing at the highest level. Here is Canadian. Heptathlete Georgia Ellen. Were the reason I wanted because on that day I was confident and need to continue that mentality to understand that I can be Olympic athlete. I can compete with the best in the world and just perform listened to the only way through available now on the Iheartradio uh-huh APP or wherever you get your podcast. Hey welcome to stuff to blow your mind. Signed my name is Robert Lamb and Joe McCormack. And it's Saturday time to go into the old vault this time for an episode that originally aired on Valentine's Day of Twenty nineteen and that's right cupid's Laden aero this one is about. It's been a number of things you get get a little bit of cupid mythology in this episode and also also a lot of discussions of ladd. Like what is led and then how have we used and arguably misuse lead over the years you get to learn all about the culinary virtues accuse of lead don't Cook with lead but you'll find out why in the episode so Let's jump right in there from his quiver full of shafts to arrows did did he take of sundry works. One causes love the other doth slake that causes love is all of gold with point full sharp and bright that chases love is blunt who steal with leaden head is dight. Welcome to stuff to blow your mind from how stuff works DOT com. Hey welcome to stuff to blow your mind. My name is Robert Lamb. And I'm Joe McCormick and so obviously. We're talking about Cuba today that's right. It's Valentine's Day is it. Yes is it actually Valentine's Yes actual Valentine's Day okay. Yeah so we figured well we gotTA. We gotta do some sort of Valentine's up so we had the the episode where we talked to tomorrow heart previously but this is the day itself towers of snail. Sex Yeah so it seemed proper to get a little mythological with the logical here as we kick off this episode and to turn to that mythological figure that got of romantic love cupid. The creepy smooth baby who shoots arrows with heart tips. Yes now the the reading of the top of the episode was was Ovid is the metamorphosis the golding translation so it was how you get words like dight which means clothed or equipped. I had to look that one up. Yeah it might not be completely clear but what Ovid of it is basically saying is hey cupid has two different Eros that he may pull from his quiver. We often forget this or maybe never even learned it in the first place right right. If you're just going off of cheesy Valentine's Day cards you just think of that cartoon baby and like you said the arrows have just kind of a goofy cartoon heart at the end. And then Cupid's launch knows that people in making them fallen cartoon love with people. Yeah well you tend to not think of Cupid's Arrow as literally being an Arrow that strikes with force and penetrates. It's the flesh. I guess we are to understand it that way. At least the ancients did like. There's this poem by Cree on that Robert and I were talking about before the episode where it's not actually that great of a poem. I don't know if it's worth reading but it makes this joke about. Cupid gets stung by a bee and he starts crying and his mother. I guess this would be Aphrodite. or Venus maybe NBC comes to him and is trying to console him and says you know you're crying about being stung by a bee but you shoot people with arrows all the time. That must hurt more. Shot through the heart. Yeah so he. He has two different arrows that he he chooses from when he decides to to nail somebody one one of these arrows as the as Ovid says is tipped in gold with a sharp point and bright right and so that's the that's the love Arrow that is the the romantic take love Arrow. But then he has this lead in Ero yes which It sounds like it's it's probably not an arrowhead. Composed entirely of lead for reasons. Seasons will explain but it is at least coded or Tipton led somehow we'll and also says it is blunt meaning I assume it is not meant to penetrate but maybe strikes likes more like a like a beanbag gun. Yeah like just a brain you. Yeah with dense leading Arrowhead yeah just just smack your heart and then it also also it imparts aversion so like hits you and now you you WanNa you wanNA be around somebody. I guess this. This seems to be the most popular Interpretation Nation of the leading arrows. Power though I was looking around And I did see at least one description saying that the lead and Ero had to do with sensual passion. But but I don't think that's the predominant interpretation certainly not the one that we're going to spend much time with here today. Consensual passion there are other gods for that Cubans domain gene is more about That that that romantic passion the arrows. or or the fellows I lose track of what love is what in Greek Philadelphia. We'll be. We'll be getting into the Greek and Roman stuff shortly. Okay but yes. We're GONNA be talking about Cuban and I do. I do encourage everyone to maybe put aside the the more cherubic interpretations of of Cupid as we discuss This figure because we have to remember he is a God. He is capable of Of of a wreck in people's lives with his mischief. Yeah and he's not always always depicted as a as a baby he's he's often too is usually depicted as youthful certainly and that may be a a male youth or a boy. He's very often depicted naked or nearly so and sometimes he's blindfolded as well. I flip this blind right. Oh Yeah I didn't think of that. Well I think he's often depicted as a baby just because if he were an adult he would be a horrifying gross cre- pray while they're still. There's always room to find cupid creepy. For sure are well who is. Where do you come from in the Pantheon and the mythology? Okay so Cuban is the Roman variant of the Greek God Eros the Primeval Evil God of love a son of chaos though in later traditions. He is depicted as a son of Aphrodite. Eighty who's the Roman Venus Goddess Goddess of sexual love and beauty. And as far as the father goes. It's all across the board. They're very different ellings. Sometimes it's Zeus. Sometimes it's it's aries There's at least one version where it's It's it seems like it's Vulcan. The God of the forge but in a lot of stories have it had Hermes as the father of course is the Roman mercury so as a real Mari show. Yes yeah you can very much imagine there being a lot of drama around this. But he's a god of passion and love but also a fertility to a certain extent as well now traditions. Cubit is largely described as a sign of Venus Jason Mercury combining their roles into that of a divine messenger of love. Okay so mercury is the Messenger Aphrodite. He is loved so he brings you the the love signals. Signals the He he's he's the radar love. God Yeah don't you so you can't really hate the Messenger Right That's part of the story here as well now. He's often depicted it. Is this kind of Cherubic. Creature like describe it also sometimes as more of a you know an androgynous. Youthful figure sometimes clad in armor things. I guess love is also a battlefield battlefield right and he sometimes a mischief maker other times a generous patron of love. His targets include both mortals and other other gods and as always the versions of the myth vary with the teller and the time But we certainly want to to tell the the major acute story. We'll tell me the story robber all right so his mother again is Venus and Venus has a is subject to bouts of jealousy and pretty much like all of the major gods in the Pantheon right right and so she one day she has had enough of this beautiful moral by the name of psyche. She's just two two lovely. She's so lovely that other morals are afraid to approach her and in Venus's in having it she tasks her son. Cupid says go to this woman. Shoot her with Golden Arrow of love and then make her fall in love with first thing she sees the power of the Arrow in this In this interpretation of it and she adds make sure that the next thing she sees is the most hideous creature imaginable. I don't care what it is. Use your imagination. She falls in love with the font papyrus that would have been good So keep it keep. It goes down to Earth to do this but he can't quite bring himself to finish the task though he was certainly okay with the plan enough to trick her parents into abandoning her on a desolate hilltop. So that she could wed a monster but as far as because she's taking psyche is taken to this hill off here. You go sorry. The gods wanted to marry a monster. It's going to happen. See you later you to do. What the gods say are suffer okay? But then he can't actually shooter with the Arrows to instead he picks himself with the Golden Arrow and then gazes upon psyche falls in love with her and so he takes her away sets up in a protected a place like a palace somewhere where he can visit her safely but only and darkness and then but then one night she cast light upon him and she learns his identity spilling wax on him in the process and he flees okay so psyche is distraught. She's she's in love with this. This God this beautiful young God boys so she searches for him and finally Venus agrees to hand him mm over but only if she completes a series of trials. Oh yeah never a good sign a myth right now. You get the feeling that a lot of these trials might be tricks. Yes and indeed they are. The exact trials can vary with the telling but this is the the basic roll out here first of all she has has to sort a massive pile of seeds in a single night okay and fortunately some ants helper. Oh that's a great variation on all the tweety birds and skunks and the Snow White Right Story. They'll come in and help with chores. Now it's aunts and who knows maybe spiders pitch in a bit. Well the next task is that she has to fetch the Golden Holden Wolf from a monstrous sheep Kinda sheet that disemboweled. Anyone who gets near it. Oh and swarm of cockroaches a sister no actually river. God helps her out and helps her. Acquire the wool so she turns that in but then she has to venture into the underworld and acquire a drop of the Queen of the underworld world to beauty. uh-huh yeah so Cuban. It seems ends up. Sort of clinger. Anson's are some signals going to the underworld isn't easy right. Yeah it's it's a a dangerous proposition. So cute closer in secret messages letting her know make sure you bring coins Theron and treats for service important things bring along right so she does this she wins. That drop. Brings it back in a golden box and brings it to the surface. She's on her way to deliver delivered to Venus but then she decides I'm going to steal a little bit of that beauty from the box for myself Oh and then she discovers the boxes full of sleep sleep comes over. Her acute wakes up gives her the nectar of the Gods and makes her a God as well the embodiment of the soul and she later gives birth to pleasure. That's a heck of a story Lori. Oh yeah there are. Various treatments of the story Various additional stories such as beauty and the beast take this basic structure and then you know employees at on a slightly different manner by yeah. It's the major cupid narrative. But there's also a fun. One that employs his Eros in an interesting way in we both of them this time as he messes with the God Apollo so Apollo is a powerful. God and he's he's he's lusting. After the nymph Daphne and while he's in the midst of this he taunts Cupid's archery ability not much of an archer. Are you and so. It's always good to taunt people holding ranged weapons. Well again. The gods are vain and you know it's in vengeful and but also Kinda stupid at times so what to keep does is he shoots Apollo with the Golden Arrow that makes him. Of course you know. Less like crazy after Daphne. But then he shoots Daphne with the lead in Aero ensuring that that she wants nothing to do with exactly in fact she runs away to her father who also happens to be a river guide and has him turn her into a tree so that Apollo will leave. You've heard alone now. No and then cupid goes off and laughs about the whole affair. Now wait after. This is Apollo still in love with the tree or not it really depends on on the user agreement with the Golden Era. How does the Golden Arrow magic word can you transform the essence of the target of the affection? And does that. Cancel the spell or do you have to roll a d twenty to find out. I don't know and then we are the effects. On God's to is that a little different than an effect on a mortal who can say now you might might think Okay cupid sounds like he makes an enemies here and there who's his greatest rival. Is there like a safety. God who's always trying to take his arrows away. Yeah no no no. It's none other than the Great God Pan o one of our favorites in one corner. We have the flighty Arrow shooting Cherubic Cherubic son of the Venus the Lord of love and in the other corner we have the wild rutting he goat king fornication surrounded by finance prancing through the forest and so it's divine love versus earthly love and spoiler alert. Cupid often comes out on top. In fact there are some there your paintings that depict cupid kind of wrestling pan to the ground. Could you also say that this is city love versus country. Love I could. The idea like Pan was envisioned as the representative of the. I don't know the amorous affairs of shepherds and country. People yet is kind of country love versus verses the divine love of Mount Olympus here on the other hand when you look up our artistic interpretations of Pan. He is often wrestling or doing doing something like wrestling. So it's it's hard to say. He definitely on the losing end of the scenario here pans rascal now in terms arms of other treatments of of Cupid. You know we're not going to go through. All the echoes in popular culture. I did not just the most dignified. I'd want yes I did notice that there is a there is a cupid in DC comics. This kind of a feisty redhead and it's a it's the female oh okay it's like a cohort of the Green Arrow. Okay is she got us or just a human named Cupid. I think she's just a human who shoots arrows at people. Thor situation situation. I don't think so any comic book fans out there that want to A clueless in on this okay. We'd love to hear more but I think she just shoots arrows at people and Tries to kill them. Independent of you coming up with this lead Robert. I immediately was googling like cupid horror. Movie is there one and I. He came across something only to discover that. You'd already given it a little right up here. Yes I two thousand and one slasher film titled Valentine Now. Have you seen this before. No I looked up a couple of scenes on YouTube. One actually had kind of a cool set with like somebody who's like walking through a maze made made out of TV screens or something. Yeah I kind of like that but is it looks so stupid. And it has the ultimate lake two thousand one smart face cast or it's got David Boreanaz and Denise Richards it's like the cast of starship troopers it. Also has a has a two thousand and one one alternative rock album like the most two thousand and one alternative rock album a soundtrack is. Does it have what down with. The sickness. Doesn't have that particular track but disturbed Is President Okay and Yeah you can pretty much extrapolate from there. What else is on the soundtrack but it does is have this killer stalking around the slasher character with Cupid mask and there is one scene at least where he kills somebody with Arrows? and that's the sequence. You're you're talking about with all the TV's Oh so as far as slasher films worth seeing. It's been too long since I've seen it to really give it a firm recommendation but as far as slasher films worth looking up the kills on Youtube I give it a thumbs up but in this movie unless I'm mistaken no gold. Zeros and lead blunt arrows. Right right I think he just has normal killing arrows because he's ultimately not an actual guide that would have been a fun twist though they don't get deep into the residences of the mythology. No because there's a lot there you could really go go nuts with for instance the fact that Cupid is often depicted riding around on dolphins or even sometimes just on sea monsters. That's odd yeah and You know we mentioned beauty and the beast already. But I I should throw out there even though I I haven't read it and I don't know why I haven't read it because I read a whole lot of cs Lewis at one point in my life but cs Lewis Retails the story of Cupid and psyche in the nineteen fifty-six Eighty six novel till we have faces. I've never read that either but that sounds maybe worth checking now so again we can keep going on Cupid we keep talking about various mythological treatments different versions of the stories but basically what we want to drive home. Here is that first of all he has these two arrows. Yeah he has the leading Arrow Golden Arrow and these are the powers associated and we also just want to drive home that he's he is more than just this ridiculous cartoon Baby No. He's an epic creep cartoon cartoon baby who wrestles Goatman and rides on sea monsters. Indeed he is so on that note. We're GONNA take a quick break and when we come back we're going into discuss the leaden Arrow of cupid. We're going to get into what ancient people knew of lead. How they use lead what they thought about its properties and then of course? We'll oh well. We'll we'll dive into the periodic table and discussing exactly what led is. Can the weather predict to you. That's a good question. The kind lexus answers by looking at people people ever notice that sometimes your cold and the next minute you're hot that's because the body's temperature is always fluctuating. And it's your brain that tells the body to constantly adjust for optimal temperature. So what if the inside of Alexis could adjust to you like that using sixteen infrared sensors to measure your body. Heat the vehicle reacts to You with Twenty Air vents heated and ventilated seats and a heated steering wheel to maintain your desired preference automatically. It's aware of your ever changing temperature. Or maybe even before you are and not just for the driver but all four passengers it's a system called climate concierge available in select models and it was all all inspired by you so discover what amazing ideas you'll inspire next at Lexus dot com slash curiosity. Hey everybody office. Depot has supplies is and services for businesses of any size. So you know it. It doesn't matter if you're just in need of some office supplies for your own home for your own Home Office office. Depot is the place to go likewise. If you were running a business of virtually any size this is the place you can go to get your materials as well as guidance. That's that's right Do you need ink deed. Paper Deia need printers toners Do you need a break room supplies. You need office furniture. You gotta get one of those chairs. It turns around in a circle. Swivel chairs chairs essential. Wait is that what you get your haircut. In the whatever that is they've they've got office. Depot Office depot is ready to help your business business with knowledgeable associates in over thirteen hundred stores or online at Office Depot Dot Com. So no matter how big or small your business happens to be no matter how big or small your office happens happens to be office. Depot is the place to go for any variety of office supplies as well as some information to help you get there all right. We're back so Robert. We have already told the story of Cupid as especially as described in avas metamorphosis and the story of these two different rose he's got the Gold Arrow which imparts love makes people fancy one another in the lead era which is blunt and maybe seems to cause a version on at least in some of the story right like if you were hit with the lead Ero and somebody passed you note in in in high school and will you go out with me. Yes and no you would add a third box that said I would rather my father turned me into a tree. Your head would just explode in scanners well other than the General Association Association of gold being thought of as good. Is there anything any reason we can think of why these particular metals are picked to have the magical significance. -Nificant the Arrows in the myth. We exactly what with gold. Obviously Gold is beautiful and humans have thought it's beautiful for ages and we've been perfectly happy to squabble wobble over and kill each other over it so it seems the perfect substance to sum up the appeal and then sometimes the dangers of love plus knowing what we now. This was an element that was likely produced in the collisions of of neutron stars long before the formation of the earth which is amazing to consider by the way I mean I mean just to contemplate this for a moment You know it was once thought that most of the universe's heavy elements like elements heavier than iron were created in Super Nova's which is is win a massive star at the end of its life cycle collapses on itself and then explodes in Super Nova's can create some heavy elements but some scientists have argued for a wild out there too many heavy elements the proportion of them that we find in the universe is too high to be accounted for by what's possible from Super Nova's alone and so in recent years there have been some cool experiments that have shown that the collision of Neutron Stars like you say could be the alternative For example I was looking at the study study published in two thousand eighteen in the astrophysical journal by coat at all that looked at data from a neutron star merger and I love that the technology technology they use to companies like mergers and acquisitions. They should've used the language of love. Because we are creating substance that will one day be used by the God of love right it is. It should be neutron star copulation. Yes neutrons starter. Course but anyway this collision was between eighty five and one hundred sixty million light years away in the researchers calculated that this one event these two neutron stars colliding produced between one and five earth masses of an element called Europeam and between three and thirteen earth masses of gold earth masses of gold. So just think about a solid gold earth and then between three and thirteen of them and then it just like spits a bunch of this out into the universe to get banged up with other gases and stuff like that and eventually end up in. Maybe say a planetary accretion disk where it becomes part of the crust of an earth. So if you're wearing a gold ring or any other piece of gold right now or if you're maybe maybe say using an electronic device that has a bit of golden it just think about how that element was forged either in the guts of a dying star as it exploded or was probably more likely created in the chaos of rapid neutron capture when two of the densest objects in the universe to neutron stars smashed together billions of years ago. And of course I guess they even crazier thing is that that doesn't stop gold right like a as men at the elements shouldn't stop there because all the heavy elements had to be formed at some point in fact all the elements of any kind of had to be formed at some point of view of the the lightest ones are primordial you find hydrogen and helium and lithium out in the original universe And then a few more I think are formed by like a cosmic has McRae's and stuff but beyond that pretty much everything that you could see touch in that your body is made of was in some way forged inside dying star You know you've got this dying star forged that has slow neutron capture going on inside it or it was a Supernova explosion or the collision of Neutron Stars. Were something like that. Yeah these are the very kind of for just one can imagine a god-like Volkan would employ right exactly. Yeah that's what's happening when he pumps the bellows he's just pumping it it to smash neutron stars together and of course you know you mentioned that anything heavier than iron a likely had this this kind of cosmic origin and that includes lead even even though it's easy to to sail the Golden Arrow forged in cosmic turmoil in ages past or the same story applies to let even though it's not as shiny even though You probably don't have any lead in jewelry on your body right now. Right though I mean lead is an amazing element and to consider the same way I think I think there are two main explanations for lead as I believe one is their slow neutron capture process that takes place within dying stars and the other other is the the the hot dense starter. Course the The Neutron Star Collision Sunday Sunday Sunday. Now come back to Cupid's Arrow I imagine basically the idea of the lead and Arrow is that lead is not attractive. Lead is not beautiful Lead is something that even in ancient times it was rarely used used in jewellery released as the primary Aspect of the jewelry. Well known in an even more. I don't know if you can be mean to lead but if you if lead has feelings you could hurt feelings even more by pointing out that led you know. Lead doesn't occur. Generally free in nature lead occur is bound up in ors ores And so primarily the way lead was created in the ancient world was as they byproduct of the creation of silver writings and people are trying to extract silver over for some from something and you melt out some lead as a waste product of that and it and it did have uses because it's got a high specific weight so you could use it as like wait before you know if you have like fishing line or something you WanNa hold down that it's useful for that. It's not very good for making like solid like weapons or anything thing right because it's very soft. Yeah it's not GONNA be. It's not going to be a good medal if you want to actually forge arrows for combat or forge any any kind of say armor But but there are a lot of uses for it if you want to create a drinking vessels or certainly if you want to create pipes. We're not advocating advocating that by the way. No no certainly from a very early point humans for figuring. This Adelaide is one of the seven metals of antiquity. Humans were handling lead a long time ago. cast lead beads found in modern day Turkey date from roughly sixty five hundred BC. The ancient Egyptians use lead as early as five two thousand BBC for pottery glazes solder and casting. Yeah and So I was looking it early. Examples of lead artifacts one example I found was a sort of maybe aesthetic artifact or maybe something that was used in like a world for for you know working with textiles But this was was in a cave in the Negev desert in Israel and it supposedly dates to the late fifth millennium BC. And it's just basically this wooden wand and Scott Leaden beads at the end of it and they don't know what it's for well do. I wonder if maybe it's for some kind of heavy metal lead magic. Yeah an anti I love repulsion rate so we can hold the Babylonians made inscriptions on lead plates. Oh yes soft you surroundings on it and just to refer everyone back to our October episode on curses. We spent a fair amount of time discussing Roman curse tablets. So yeah we did did. And what were those made out of. Well like the ones found in In like second or third century Roman Britain were often. They're made in lead. So there are these places where you can go around like modern-day Lester and dig up these ancient sites where there would be a maybe a shrine or temple to an ancient God maybe in the syncretic religions of Roman Britain where you'd sort of combine maybe Roman gods with With native Celtic gods or or or the Gods Britain there and people would be going there to you say curse somebody who stole something from them like you know Sir Vanda shows up and says somebody stole my cloak. Whoever stole my cloak? I want him to not be able to pee for three months. And unless he gives me my clothes back and this would be inscribed on a lead tablet and hung up somewhere and part of the idea. There is that it was partially to invoked this power but also maybe just have it hung up in a public place so people could like know what was going on now one of the important aspect of lead that That I wonder and I wonder if it played into the use of integration of these curse tablets is that lead does not corrode like other metals. So if you if you if you inscribe describe your curse in a piece of lead like that's a curse the could speak across the ages right. Lead doesn't rust. I mean will lead lead. Oxides do form. But they're not they're not like Like iron rust. You know the red rusty stuff Lead Oxide tends to be great but generally exposed lead doesn't corrode and And Yeah this does make it attractive especially for some purposes. Say like if you want to make something that holds liquids in it right. Something that is not gonNA receive a lot of punishment not to worry about that the weakness of it But Yeah you can use it for drinking vessels or certainly for plumbing pipes. Here's a grows IOS piece of Trivia. Next time you have to call a plumber because who knows what you tried to flush a whole roll of paper towels down the toilet. Consider that the English words plumber and plumbing are derived from the Latin word plume which means lead and it's right there in the chemical elements symbol for lead on the periodic table. You ever notice that. It's one of those weird ones like iron. FBI wise that well you know. It comes from an archaic word like the fairest metal Lead on the periodic table is P. B. Why's it. PB that comes from plum. Because ancient Romans loved some lead pipes and led aqueducts and lead reservoirs ars and lead cisterns. Lead cooking vessels and lead-based even lead based food additives. And we'll come back to the the food additives point now. I was looking at a at a at one. Text from Casas and Sordo titled Lead Chemistry Analytical Aspects Environmental Impact and health effects and they pointed not that ancient text showed a bit of confusion over lead and other elements using plum to describe quote any silvery white low melting and easily oxidized oxidized metal including lead tin zinc etc.. They pointed out that yeah. Lead pipes have been used for a very long time I see them. In Ancient Mesopotamia Cypress Persia Egypt Greece Rome of course and various Roman provinces so the technology in the materials would have spread with the Romans. Men's as well in the Romans likely learned it from the Greeks and it wasn't just the pipes it was used in cases where iron wire or wooden hoops are currently today. You know as reinforcing brands for bands for Tanks Vats A. M. for etc.. So you see it. Also used in Masonry Cesspool woah coverings roofing damp proofing foundations parapet walls etc.. Lead vessels were widely used. And this is interesting facing lead was also long associated with funeral rites so Roman era caskets and urns are often made at least in part from a specially apparently in England and lead was also used in ancient China in a variety of uses From glass making to cosmetics of course now in the modern world we know that the lead can have have extremely serious health consequences Can and very often does like there. There are tons of ways to get lead and your body and lead exposure can happen through through ingestion. gestion when when you eat it can have breathing in. Lead particles can happen through. Absorption through the skin and lead gets incorporated into the body and leads to both short short term and long term negative consequences the short-term negative consequences are there are a lot of different ones so it can be sometimes. It's hard to identify lead exposure in and people. But it might be like you've got stomach distress like your stomach hurts and you're constipated but it also can lead to weakness and fatigue and like your arms and legs legs are weak and it can lead to psychological and neurological consequences. People can be like the like tired. Depressed and irritable have loss of appetite. I have trouble remembering things. Yeah I mean it's enough to make you think it's my smartphone made out of lead. It is we. We were actually talking about this before Record the episode like there's so much to the story of of of our realization regarding the harmful effects of lead that we really need to come back to it and devoted an entire episode absolutely. Yes yes absolutely. We're going to do a whole episode on lead someday soon. I think maybe with a special focus on the Lord of lead. Claire See Paterson Persson. Oh yes but yeah we now know led to have all these problems and they're also the long term consequences right. Those are just like short term consequences. I was mentioning you know. Can there could be neurological. logical damage from long term exposure to lead enough lead in a concentrated dose can kill you. They're definitely Like developmental problems that children who have lead exposure experience orient so it's The yeah it's no joke. And the fact that humans have constantly surrounded ourselves first centuries or even millennia with just constant routes of exposure to environmental Armenta. Lead is something that is really horrifying and ridiculous. But I guess that's just what we do all right. We're GONNA take a quick break and when we come back we're going to get back to this idea. India of lead as food headed so hang. Hang in there Soon it'll be time to eat some. Hey everybody office. Depot has supplies applies and services for businesses of any size. So you know it. It doesn't matter if you're just in need of some office supplies for your own home for your own Home Office Office office. Depot is the place to go likewise. If you were running a business of virtually any size this is the place you can go to get your materials as well as guidance. That's right Jeannie Inc.. Dini paper DEIA need printers toners Do you need a break room supplies. Do you need office furniture. You gotta get one of those chairs. Ears turns around in a circle. Swivel chairs chairs essential. Wait is that what you get your haircut in the whatever that is they've got them at office. Depot Office depot is ready to help your your business with knowledgeable associates over thirteen hundred stores or online at Office Depot Dot Com. So no matter how big or small your business happens to be no matter how big or small your office office happens to be office. Depot is the place to go for any variety of office supplies as well as some information to help you get there. The the New Year is upon us. which resolutions do you plan to conquer? In Two thousand twenty become more mindful or create a healthier lifestyle through diet exercise and of course improved sleep. Leave the sleep number. Three sixty smart bed helps everyone get the proven quality. Sleep that will change their life uselessly. By queue up to help create a routine the sleep number three sixty st smart bud is the smartest choice for better sleep and the best fed for couples. It allows you to adjust on each side of your ideal firmness comfort and support it senses your movements and automatically adjusts to keep you sleeping comfortably through the night with sleep. IQ technology inside the bed. It tracks your sleeping and gives you personalized insights for your best last sleep. Discover proven quality sleep with sleep number three sixty smart bed. Save one thousand dollars on a Queens special edition smart bed during the January sale. Only at a sleep. If number store or sleepnumber dot com slash iheart that sleepnumber dot com slash iheart sleep. Number's the official sleep and wellness partner of the NFL. All right. We're back okay. It's Valentine's Day. What are you? Get your sweetheart on Valentine's Day. Sometimes they're flowers but oh it's already there in the name right. You get your sweetheart some sweets right. Now here's the question I've wondered about before but I've never found a good answer to. Why is it that we associate gate sweet foods with eroticism but not so much like other flavors like? Why isn't it that you get your sweetheart? Some salty foods on Valentine's Valentine's Day or you get them some bitter foods or sour foods. Why sweet I mean sweetser a decadent treat right I mean I guess that's part of it Sweet sweet or something we've always we're always craving and And we are just hardwired to one as much of it as possible given that it would be a rarity in the natural world but we also crave fat and salt. Why not like for Valentine's Day instead of a box of chocolates? It's like a bag of pork rinds. And a stick of butter. Well I guess it would be harder to keep that a secret away in the back of the closet for a week or so But I don't know I feel like they're you. The people saw rate cheeses on Valentine's You know certainly. There are other foods that have Like a romantic or APHRODISIAC vibe to them. Yeah I guess so I guess part of what I'm wondering is is that link between like love and eroticism in sweet foods is that cultural or is there some biological element to it We'll have to come back and explore that that would be. That would be interesting to look at like when you look at other cultures. There's something else that is considered the Romantic Dick Flavor profile. I don't know you know considering. How many likes Scandinavian people have written into the show to to talk about the wonders of Salty? liquorice I I bet. That's what they use over there. Yeah and plus it makes me wonder about Say Chinese traditions where there's so much emphasis placed on the balance of different flavors. uh-huh how does that impact sort of ritualized Sweets all right. Well let's talk about the sweetest of all suites sweet lead. So I found what has got to be the best injury ever in any Oxford companions reading the Oxford companion to sugar or in sweet nice. Yeah so it's Oxford University press and there's an entry in it by the American chemist Michelle in France oil and this is just got to be one of the Best Blake Encyclopedia type entries ever read so Franceville writes about this substance called sugar of lead also known as lead lead acetate led to Acetate Looks kind of like large salt crystals if you look it up or it looks like translucent. Rock candy the kind of stuff you get on the little stick cry but like Sorta like white translucent and color and France oh writes quote it is sweet roughly as sweet per teaspoon as sugar and only slightly more lethal Oakland strychnine. So sugar of lead was used as a medical treatment in nineteenth century Europe and even though it is sweet it is technically salt assault which is an electrically neutral collection of positive ions and negative ions. Actually we only think of salts as salty in flavor because the most common common salt that we refer to is sodium chloride table salt but salts don't have to be salty salts can be bitter and salts can be sweet in this case it is sweet so in lead Acetate Acetate. This collection of opposite charged ions is made from die positive lead ions and negatively charged Acetate ions and it turns out sugar curve. Lead is not the only sweet metallic Salt Franceville points out that lots of beryllium salts are very sweet so sweet in fact that the Greek word for the element woman beryllium is glue. Siim from like Glucose or glucose the Greek word for sweet But as good as these metal salts that are sweet taste aced. They are very bad for you. LEAD ACETATE can be fatal to a seventy kilogram or one hundred fifty pound adult at a dose of three teaspoons. So basically what you're saying. Is that if anybody has any fancy dining plans this evening and a CD Lead Bay sweeteners. On the menu I would advise against instant. Okay nevertheless there is some evidence that the ancient Romans used a indirectly I would say indirectly used this lead salt as a kind kind of sweetener or at least as a way of voiding other types of taste imparted into their foods. So here's how this goes. The Romans created a syrup that they called SAPA which was produced by boiling down. A liquid called must must is basically week wind. Franceville describes it as quote mildly Hedley fermented grape juice. So there'd be a little bit of alcohol content maybe kind of like grape beer. August of course must like wine has some acid in it has a CD gasset acid. And the CDC acid is the acid basis of vinegar. Vinegar is usually just a Sikh acid diluted with water or some other acquiesce substance and CDC acid provides provides acetate ions which can react with metals in the pots where they are boiled and and this can result in some salts. So if you boil your must in a copper pot the resulting Sabah will have some copper acetate salts in it and these taste really bad like the bitter. Even ancient Roman writers would would comment on this in the natural history. Plenty discusses the production of Sabah and he writes quote lead in vessels should be used for this purpose. Not Copper ones. So he's like get that copper out of there and makes the sap a taste bad you want lead except no less so why use lead because remember. Lead salts are sweet so not only cooking in lead pots. Not Foul your sap. It might make it even a little bit. Sweeter and this is a quote from this is a quote from Francis. Injury Quote Chemical Analysis of Sabah produced according to recipes dating from the classical Roman period using kettles of similar metallic composition as those found at POMPEII and other sites suggest that the lead content Sabah was eight hundred fifty milligrams per liter many thousand times times higher than what is generally allowable and drinking water. Even diluted and used sparingly sweetening with ZAPPA was a serious risk. Now I have seen some people phrase. This is like the the lead pots were used specifically to make the SAP sweeter and Francis sorta disagrees with that. Because she he says the the lead was probably not really intended to add much sweetness to the wine. Because it wouldn't put it wouldn't add that much really you'd already have pretty sweet substance and it'd be the equivalent of adding like a pinch of sugar to it so it wouldn't make a huge difference. It was more that the lead vessels if they win they did. Add Flavor would sort it of complement the existing sweetness rather than adding a foul bitter flavor. Like copper vessels would Okay so in a blind taste test of the WHO in win. We both vessels have the same already sweet or semi sweet wine. You're gonNA find that the lead in vessel is going to impart like a slightly sweeter less foul experience. We'll probably significantly less foul. But yeah I I don't know if there's evidence that they thought of it as the lead comes Out and makes it a lot sweeter they just thought oh use lead pots. It tastes way better in the end. However this is one of those cases where we also can't just make fun of the ancients because this this kind of thing carried on until ridiculously recent times she points out that the use of lead as a food additive and treatment did not stop in ancient Rome and and that led equipment and additives were used to prevent spoilage in wine in some cases up until the nineteenth century? How now we do have to drive home for everybody? Even though again we're we're not getting deep into the the the the dangers of lead in this episode. Please if you were. If you're tempted all attempted it all do not go right and drink a bunch of wine out of lead vessels just to To to test the sweetening ability of the of the vessel the amount of lead. You should should be absorbing on purpose zero whatever your accidentally getting from the environment is still probably more than you want and there's actually a lot more stuff. There's been an ongoing ongoing argument over the years about the role of lead ingestion and lead exposure in ancient Rome because before ancient Rome there was lead people. Oh did use led to make some objects but it wasn't used in wide widespread construction and infrastructure. And all that Romans were the ones that really started using lead for a lot of stuff and in one thousand nine hundred. Three Canadian researcher named Jerome Ryobu argued that lead poisoning actually led to the downfall of the Roman Empire. You probably probably heard this before the idea that they just they built up all this lead Essentially lead infrastructure and then poisoned themselves and cooked with this is especially the cooking with fled vessels. I think And so this has later been called into doubt by others. WHO said you know I? It doesn't necessarily seem like we can claim that There's no doubt that mini robens were exposed to unsafe levels of lead. I was just looking at a study from two thousand fourteen in. PAAs by the by Dalil at all called lead lead in ancient Rome city. Water is and they found that the tap water you know the basically the Ecuador delivered water or delivered through some kind of lead infrastructure that that water in ancient Rome would have roughly a hundred times the lead content of local spring water. Oh Wow a lot of lead are I was we we wind down here. Let's let's just let's just talk once more about just the properties of lead right and I wonder if in looking at these properties we can figure out what makes it so special as as the opposite of the love inducing Golden Arrow Yeah and indeed. Why cupid would have walked up to his possible Father Volkan and said Hey? What had metal should you use to make my repulsion Eros? What would make Volkan say? Oh yeah lead lead is what you want okay. Well one thing we know about lead is that for a medal. It has a pretty low melting point right right and this means it's a lot easier to cast with requires less equipment and it made an ideal Solder Component. Yeah so if you WANNA melt something easily to like seal things together I think yeah and I've read. This also makes it like an attractive additive. If you're like ooh casting something in a mold right and then to your point earlier like it was there as a byproduct product of going after other metals. Yeah so it was available onto onto an addition. We've talked about this a little bit. I lead is dense. It is. It's the heavy metal and leads density is due to its high atomic mass short bond links and a small atomic radius in this along with its high number of electrons needed needed to maintain a neutral charge makes it a useful radiation shield in our modern world a scattering x rays and gamma rays. Yeah and so you'll actually see it in use in places where there is a radiation risk. There sometimes lead blocks deployed as a as basically a like the sand bags of the radiation world. Yeah I I mean my my My father was a dentist and and so I was often hanging out and dental offices and part of that is being being near an x ray machine and of course that big big heavy lead Line smock right the lead so so yeah you see you see this kind of radiation shielding all over kind. It makes me think back to our our our episode on the x Ray Machine that we did for invention so certainly. If you want more on on the use of x-rays and the dangers of radiation and associated with the x rays. I highly recommend that episode of our other show invention and then third major ad attribute of land is that it is soft and malleable is limited usage somewhat. You know while a God might be able to craft an Arrow out of it or coat. An era with led. Anyway you're not gonna be able to fashion anything with that can sustain lean any real stress. But when you're talking about something like water and sewage pipes or cooking vessels that that is an area where lead Ken can excel. Sell as long as you're not getting into questions of whether it will poison you or not just from physical on physical basis. It can get the job done. You wouldn't want like a lead hammer though I think so you can have like lead alloy hammers and stuff like you can use alloys to strengthen metals that are inherently soft ripe. So coming back to it I mean maybe the idea is that the the lead and Eros or somehow combat ing the the radiation of intense passionate love. The power of love is actually A. It's it's a type of Ray. It's what's beyond gamma rays game. You've got to scatter those love radar. The only way to do that is with with some high end. God forge the lead in ammunition. I'm seeing another resonance here. Because one of the sources we didn't mention we so we talked about how lead can be created in like evinced evinced in space inside like a dying star the collision of Neutron Stars. We also didn't talk about another at. I think it probably accounts for much. Much smaller percentage of it but lead can be created as a byproduct of radioactive decay Some like uranium decay into some isotopes of lead. So maybe if we're considering that love there's a type of radio activity type of Ray they're actually lead represents what happens when loved is indicate you know Glove Fades and eventually it becomes lead. What starts as this? Golden Splendid Sharp Arrow becomes this blunt dull lustre `less instrument. We have crucified. This myth and taken out all of your and turned it into a chemical Frankenstein. I'm so proud of us. Yeah I feel like we have. We done a good job here today. Taking the candy coated in kind of Lame Holiday Valentine's Day and I think we've injected some fresh life into it. We Fed it a lot of lead in and and in doing so. We've killed off a lot of the the the more irritable aspects of the holidays. Sweet sweet lead. Yes the big takeaways from from today donate lead sugar right. Don't do do not do it. Don't Cook in lead pots right. Don't drink from lead leading vessels if you have a choice in the matter be wary of God's with bows arose right And and keep in mind that yet cupid Eros. So he's aiming at you kind of toss up which one he's trying to hit you with and sometimes times even the Great God pan gets out wrestled. Exactly all right so we're going to close out this Special Valentine's Day episode of stuff to blow your mind but as always if you want to check out more more episodes of the show you can always head on over to stuff to blow your mind dot com. That's the mothership. That's where you'll find all the episodes of the show you'll find links out to various social media the accounts you can. Of course find us anywhere. You get podcasts That's that's true across the board so just search for us there wherever you find a subscribe and if you have the power to do so on these platforms give us a rating throw as many stars as possible at us the golden red ones and then go leave a nice message about how how often the show is because the these these may seem like small things but they really help us out in the long run huge. Thanks as always to our excellent audio producers Alex Alex Williams and Tari Harrison if you would like to get in touch with us directly with feedback about this episode or any other to suggest for the future for just to say hi you can. Email US sat. Blow the mind at how STEPH WORKS DOT com the more on this and vows of other topics visit how stuff works dot com. It took everybody. Saudi office depot has supplies and services for businesses of any size. That's right no matter. How small or large your Home Office happens to be or your office? It doesn't matter how big or small your business happens to be They can help you out. That's right you can get twenty four seven tech support. You can buy whatever you need. INK AND PAPER CLEANING SUPPLIES ALLIES office furniture. One of those chairs swivels around office depot is ready to help your business with knowledgeable associates in over thirteen hundred stores or online at Office Depot Dot Com. Hey guys I'm Shane Bacon. And I wanNA tell you about a new podcast get a grip with maximum unshaken. One guy that has probably hit a three hundred fifty R.. Dr Considers himself an athlete mostly because of his unreal. Papa shout abilities and hasn't started to show off. Signs of a tricep forming is our own Max home of PGA tour winner and fan favorite. Online's maximum myself. Turn out new episodes every week to give the fan of unique look at golf and all that comes with it from someone that spins his workweek on tracks we all dream to play grinded out with the best the world. Listen and follow. Get a grip with Maxima and Shane Bacon on the iheartradio APP Apple. PODCAST or every. Listen to podcast right now.

Cupid Neutron Stars Robert Lamb Valentine Office Depot Dot Com Depot Office depot Lead Chemistry Analytical Aspe Rome Ero office depot Ovid Ming Supplies Office Arrow Golden Arrow Daphne YouTube DOT Franceville Georgia Ellen ladd
The Legend of Tarrare, the Insatiable Glutton Who Ate a Quarter of a Cow Daily

Ridiculous History

44:52 min | 8 months ago

The Legend of Tarrare, the Insatiable Glutton Who Ate a Quarter of a Cow Daily

"Welcome one welcome all welcome you do yours and marchers to the beat of any drum at starbucks. We know that wellness has a lot more to to do with finding your unique journey than following the latest trends. That's why we have something for every taste every craving every mood and every you you like our new coconut milk blase an almond milk honey flat white because not journeys are the same. And what makes it right is that it's yours ridiculous histories of production of I heart radio And welcome to the show ridiculous historians. What's the hungriest you've ever been? What's the most you've eaten at one time and are you a fan of competitive eating? I am my name's Ben. My Name's no I'd say probably probably a maybe a Korean barbecue situation or an old school buffet. We really feel compelled to get the bang for your buck. You know you've paid an amount Korean barbecue. Especially because they just keep on bringing that and there was a little bond johns I know you like the sides. So that's a that's a recipe for gluttony. There your soul. That is who I am. Yeah yeah thank you for reminding and the listeners. That would have been a real bone of contention if we move forward without saying each other's names in addition into a super producer. Casey PEGAM. That's right Casey. What's the European strike me as a particularly gluttonous dude. None of the the three of us are nine probably closest but do you recall ever Eating so much that you you felt like terrible about it. Oh Yeah Yeah I've I've I've been in those situations if you times nothing Not like competitive eating sort of just a practicing on my own you know Getting Getting Ready for the big day for what are they. Maybe a family holiday situation. Thank you but I have had that experience of paying for an extremely only expensive buffet and then feeling like I gotta get. My money's worth Did that recently in Vegas. Actually I knew it the old Vegas Buffet waited like probably close to two hours to get up to the line and only then did they tell us is like one hundred dollars a head or whatever. It's just like well we're GONNA be eating a lot of crab legs and you know trying to maximize value. Are you insane. I've seen people seen people get a ticket for Vegas Buffet and go in at eleven and then literally hanging out on the premises young enough after. Just use the bathroom and get hungry. That's pretty much what you gotta do but We made the best of it. Is there a prime rib station. No actually I was disappointed. There was not much in the way of steak But there were other kind of fancy seafood based things hundred dollars ahead I would expect rib. Yeah yes yes I was expecting like filet Mignon or something but You know they they did have enough. I don't know if we actually covered our our outlay for that but you know it was a good buffet anyway. Yeah it's it's weird. Because the way that Vegas buffets are priced. They are making a ton of money off most people because most people you're going to eat maybe a plate or two and then say well I WanNa go do the Vegas stuff right. I want to see a show. Go to a casino or drive to the Hoover Dam I I've been fascinated by competitive eating for a long time as a as a participant. Not so much as an observer lovett. Kobayashi He Sonya the black widow Thomas any number of people. What one thing? That's interesting about eating. What makes us full is? There's a thing called the I think it's called the CD response to this does have something to do with like. You've got a trick your body into not telling your brain that it's full and that's a big principle of competitive eating right. Yeah the That's why some so much of it is time so years ago on a youtube show. I was doing that. I will I think thank you've seen it Casey but I'm not gonNA share it with anyone. I did an experiment with the safety complex. Essentially means it takes your stomach about seventeen to twenty three minutes to tell your brain. It's full so you can eat like a god or demon or a just a swirling vortex or black hole For for up to that amount of time often before your body goes whoa buster Some of this is going backout right. And that's the thing you know you think about Greek Bacchanalian Feasts the Vom Toria GMS and all of that stuff is that is that real I mean. Is that actually really something that you can do to continue indulging people have done it but that is not healthy for you you know. That's that's not. There's a the reason we haven't evolved to eat that way because ultimately it can It can damage your system. You know Food can be a tough thing it's it's strange because the more we learn about science the more we're learning about things we usually just took for granted or even in some cases treated like like. I know there's going to be a controversial word for some of US treated like a freak show territory and that's where that's where we get to today's story. Yeah it's true. Today's story is about a gentleman by the name of Casey helpless with the surly. I think minimum do my level best Takao da Da. You Got Casey on the case. Excuse me on the case. Indeed which is apparently It's thought to be a nickname that came from a very popular French phrase which I adore Bombonera homeboy ta which means sort of like boom goes the dynamite I think that's literally what it means. used to describe fireworks or explosives And this this gentleman who we only know by two was born in seventeen seventy two in Leon and by the time he was seventeen despites bites Reportedly being able to consume a quarter cows worth of beef in a single day the only way to one hundred pounds we send. It's always fascinated me about the world of competitive eating often those The folks that Excel at at the best are pretty slim yet. It's true There was a rumor for longtime that Karaoke. Kobayashi one of the One of the very slender competitive eating champions was actually somehow mutated and that his stomach could expand beneath his ribcage. Okay so for more storage space. I was never confirmed as far as I know but if you think about it. The bigger dudes are also their stomach has less room to expand because there's more muscle and stuff around this race yeah and But the thing about Ta is he he he would be on well beyond just consuming Beef in copious amounts He had a pension for eating. Just about anything And and we'll get to in a second but this is actually a condition a very rare condition known as polly Faiza Which is characterized by UNCF insatiable hunger uncontrollable eating And also Again as pointed to by his slender build a very very high metabolism So he parlayed this into a career. I was traveling freak show. Yeah he had a rough life he was kicked out of home has a teenager. And according to a couple of reports he traveled around France became a bit of a vagabond and at first he was traveling with bandits and sex workers and then later he became a sort of a warm up. Act to another travelling show where he would just he would swallow stuff stuff. He was like that kid. You hear about in Preschool Elementary School. Who's eating you know? Glue or something for a dollar or whatever whatever the going rate for glue leading is now I. I don't know let us know. What was it back in your glue eating days? Ben I never even know what about you. What was it in your day? I'm more sniffed glue but I'd never people people pay for that No no they don't but it was a passion project. I'm kidding. I didn't do that but I only ask you about the eating. Glue thing because you came clean on this year very show. Go about your goldfish eating day. So maybe you had other experimental eating periods of Pauly D.. Yeah no no not that much but I even in in my wild days I had nothing on nothing on tyrod. Oh Gosh no none. Few view would or could or absolutely should yeah he He would when he was doing the traveling show as he's evolving towards this You know it's kind of freak. Show thing mentioned earlier. He would eat. corks stones. Live animals One time eight a whole basket of apples which I think whether or not that's impressive depends on the size of the basket. Doesn't it because there could be a There'd be a tiny basket. There could be a gigantic like Bushel. Load basket did he eat the basket as well as the apples is my question right. I think I think in that case. He just ate the apples. But what a big finish the basket. He also was Physically he was he had some unique characteristics right like his slips are described in messy sheet dot com. This great title This article with his title. Whatever you do? Don't tell the French about tyrod. These that he almo- he had like almost nonexistent lips and he had a really wide. Kind of frog-like mouth. This I had a hard time believing his mouth. South could hold twelve exit. Once are the chicken eggs again. It's like the basket. Is it a quail egg. I can believe that. Yeah I mean I can only assume that they mean A quail eggs but he also had another particularly stomach turning feature That's a pun. Almost preparing airing listeners is pretty gross. his you use the word deflated. BEN DEFLATED STOMACH SACK Hung loose in such a fashion ocean that he could actually wrap it around his body like a bell south. Yeah picture that for minute so you know how we we're talking about this air. Probably the closest analogue geico draws if someone has been exercising or for one reason or another they lose. They're they're very big person. They lose a lot of weight very quickly. Your skin is just another Oregon right and so it can still hang down or deflate because there's it's There's less stuff under it than there used to be and for Terrar- from what what we can tell it seems like he had been routinely eating so much stuff to such an extreme that his stomach the flesh over his stomach had kind of naturally over time grown or expanded so that like like you said no when he's not eating. It's it's kind of like an empty tack. Yup Yeah In an extreme Pala phase. Yeh is super super. We're almost to the point. Where is isn't it kind of almost like looked on with a little bit of suspicion like is it really is really a real thing for some time it had been considered anecdotal Yep but there's there's some science we can get into Maybe toward the end because science does have an answer. And we have to tell you the story about today. Because it's story spoiler alert that you may be able to see in the modern world as insane as sounds sounds sure sure So we'll definitely get to that that science but it is characterized the concept of someone Just not being able to control their appetite at all and the extra kind of disturbing feature is that it typically involves eating non food items. Yeah it's it's similar but it's not like Pika or Pica it's called you know when people eat clay which is the thing that happened here in the American south because because it's unrelenting it's an insatiable hunger it's it's kind of like a real life version of the myth of Tantalus Tantalus was up to his Chin in in delicious liquids then he's got grape so close to his face and every time he tries to grab a grape or fruit or whatever and every time he tries to take a sip it vanishes? It's if feels like it goes beyond a medical condition to some sort of biblical curse really. You'll eat never be full. And that's exactly not the case In a in a big bone of contention within his household when he was a kid his parents had become so frustrated with their inability to satiate him and it was honestly a financial burden He would cry and cry and cry even when he had just completed a massive meal they finally kicked him out of his house and that is when he he kind of began that Life sort of a nomad a traveler and leaked up with Everyone from Sex Workers to the thieves chiefs that you mentioned. And then eventually found his way into sort of the carnival. Lifestyle am where he was. He was taking in and welcomed He became a street performer in Paris. On the Pont Neuf in that that was a a an area that was considered so Disreputable concede that even known Philanderer Benjamin Franklin Founded too sketchy to to walk across it as a bridge in Paris. Yeah Yeah exactly. And this is not a super correct term nowadays but what he was doing. His Act was pretty much it. It was as a predecessor to the famous circus. Geek acts of yesteryear. Wouldn't someone would eat a live chicken but he didn't just live chickens and we have firsthand accounts of Tarantulas Act. Here's a quote and I warn you. This is not Not Super appetizing. Ising he sees the live cat with these teeth. Eventuated that's the word for disemboweled. Eventuated it sucked its blood and aided needed leaving the bare skeleton only also dogs in the same manner on one occasion it was said that he swallowed a living ill without chewing it. That's disgusting Yeah is that part of the show or that's just didn't his own private alone time so this is part of the show. She's always that's why whenever you see a street show and someone says who has a pet in the audience make for the hill definitely. Don't don't offer up your your little your sheet Su That is really disturbing and looks absolutely barbaric. I can't believe people were into this I I would think that would have caused people to just you know. Turn in disgust. But I guess People's appetites pretty disgusting back in those days in that a different less sanitized idea of entertainment. This episode of Ridiculous History History is brought to you by office. Depot Office depot has supplies and services for businesses of any size. I speak to this personally as is a college student when I was a business. The size of one Office Depot provides twenty four seven tech. Support it lets. You print your own marketing marketing materials and can help you design your office with a bunch of furniture solutions. They also have exactly the supplies. Your office needs from Your Home Office to a commercial setup. They've got the ink. They've got the paper they've got the cleaning. They've got the break room supplies. So when I was setting up my my Home Office I went straight to office depot because I had a ton of stuff I needed to get and I wanted to get it all in one place. But don't take my Edward for it see for yourself. Office depot is ready to help your business with knowledgeable associates in over one thousand three hundred stores or online at Office Depot Dot Com. If you were the kind of person who would watch this guy. EAT random stuff. If that was we wanted to spend your afternoon. Do you would have to be prepared for the smell. The Aroma the stench because although Toronto was a you you know average size dude and pretty much on the skinny side. He had a big smell. Smell Energy We found something. In the London medical and physical journal in Eighteen nineteen describing his smell. Nelson's I did the eating the cat thing. Do you want to handle the stench park. Okay I will. I will just preface by saying that. This stench followed him around his whole life. I was something that was reported as early as when he was seventeen and would sneak into town to eat the cow's feed And he you know again at that slender bill but always was followed around by this putrid stench. So here is that quote from the London Medical and physical journal from Eighteen Nineteen Quote tremendous get through. This two hour was is constantly covered in sweat and from his body of vapor arose sensible to the site and more so the smells away like stink line bed. Yeah wow okay and more so to the smell. He had a wispy blonde hair and a large mouth surrounded founded by slender lips and discolored teeth. He frequently BURP and farted and had constant particularly odorous odorous Ben. Why would you do this to me? Owners bowel movements. I had year round about the cat. I can't I can't tell which one's worse. I think you're right Ben. I think maybe the cat was worse. So basically we get some facts burps and farts just real quick or maybe it is one of those like the ship. Sounds like from Renan's tempe when smelly looking close ups. Okay high pressure Farda exactly exactly okay odors bowel movements That was my favorite member of the Band Gore Which one would expect from someone whose diet it consisted of massive amounts of both food and non food items? I first of all I wanNA know what one would would expect from from the the smell of someone who ate nonfood items depends on the food items swallowing rocks. Probably pebbles the probably just pass through and maybe not not make a big deal. But if it's organic nonfood items I would imagine at some point. It also interacts with your Your microbial your in your gut. Flora so you can get some pretty disgusting stuff would have been set to be a street for perform you know and and keep in mind There is a history in France of very successful performance. Doing things that might be disgusting to us. It's like professional fighters Flach list Was that guy's name the pet Doma Obama so this is like this is not an unusual thing thing in the history of performance of France and could Ta- data have made a living doing this. Yes probably but something intervened eight as as you said. He was born in. What seventeen seventy two in seventeen eighty nine? France was wracked by the French Revolution. And so bad joining the French military. He didn't fight. He helped people out with day to day tasks and then when he would help them they would give them their rations and he would eat them and eventually he ended up in the military hospital because no matter what he he was still hungry and the physicians wanted to see how far they could go so they quadrupled his rations. He ate those he was still hungry. He also eat gauze that was intended to patch up soldiers in the Any live animals. He could find and then one time true story. They've found him in a gutter during time at the hospital shoving fistfuls of literal garbage into his mouth. One also no. I don't think we hit this yet. A we have multiple accounts of people saying yet other than eating in the disgusting smell. He was normal dude but he's also super apathetic lake. You didn't seem very present a lot of times. Whatever rallied and And I think that I I'm building a case toward What I think may have been a lower mental function like? I think maybe he wasn't don't Wasn't a full set of crayons. Oh No I don't think so either. I mean definitely seem to go hand in hand and it's also part of the reason why I I questioned the veracity of this quote unquote condition. I it seems like it was largely a mental condition. Another that makes anything any less real. I mean psychological conditions are absolutely all consuming for people and they can really cause huge problems and people's quality of life in the way they interact with others but I don't know that there's necessarily a physical or physiological the thing that caused him to To feel this way other than maybe something that was going on psychologically reminds me of a condition that depicted in the show better call Saul Were Saul Goodman's brother. Has this allergy to electricity But that's largely considered by the medical community to not be a real thing the the M. F. sensitivity so you're right in the military. He was super problematic But he also they were some creative uses for him right there. There were attempts. There were attempts to make him a useful. So the weird thing is he also wasn't gaining weight by the way still weighed I think you mentioned earlier. A hundred pounds macaroni seventeen. He still had that ballpark. Wait any look. He was exhibiting signs undernourishment as a matter of fact so they thoughts all right. We're GONNA WE'RE GONNA try to make this guy useful because he has something. It's not perfect but he he has Got Potential. He's got an unusual set of skills. Right that's right. I mean might as well figure out how to make some use out of the guy getting around the smelly dude. Let's figure out how to take his His gift let's say and then put it to good militaristic use Yup and this is when I'm GonNa Muddle through this case you hope we're still friends at the end. This is when General Alexandra Day Boo Hanalei said. You know what no man left behind. We can give this kid something to do. France is now at war with Prussia. Antennas we're digestive condition makes him the perfect spy so he says all right. I'm putting some documents inside this wooden box. That you're hungry right. Go ahead and eat this and it will just wait for it to pass through your body. And then we'll have you know whichever soldiers in the most trouble that day go through his stool and then fish the box out to see if you can still read the message. This experiment spearmint worked and so Naro has given his first mission as a spy. Yes indeed was a noble experiments I suppose you could say One that ultimately be repeated but he was disguised as a Prussian peasants and asked to sneak by enemy lines to deliver liver a top secret message to a captured colonel. A French colonel The message was to be enclosed in a box folks that was then Swallowed whole by till Ow But unfortunately he didn't really make it to his destination because of the aforementioned putrid smell did not lend itself to covert ops. Did it Ben. Yeah that's correct It's a good point if you are spy don't WanNa have a unique sort of The olfactory tone. Let's call it. I'm searching for diplomatic ways to these words stink. Yeah so they find him he is strip search. They whipped him. They torture for Most of a day and and then eventually he says okay. Here take a secret message. You know I'm sneaking it in my in my gut and then people are GonNa find it in my poop. It's about the war war so the PRUSSIANS literally chain him to toilet and they just wait for hours and hours and he's still stinks by either way. Of course he does and Terrar- is of course starving. He has to wait until he has a bowel movement. Eventually he does void The wooden case and he tries this is okay. This is very gross. According to the London Journal after he couldn't hold it anymore and he passed the case he swallowed it again to try to keep the enemy from getting it. They finally do get the box out of him and all they they find inside is evidence that this is a test. Run the note in the little box just says hey let us know if this guy today delivered the Box Fox and it turns out the general. Still you know didn't really trust the guide or this process enough. He needed some Confirmed success in the field. Yeah okay good on him. Then because this whole thing sounded like a real Recipe for disaster. If you ask me and then sure enough it was. Can you imagine though like swallowing it back down. And the whole the whole scenario. It's just like oh it's like reservoir. Dogs Gone Awry or something hanging out like chain to the toilet. I mean I'm surprised. No one's made some kind of a sick version of this movie. Like a human centipede style. Or something you know this Mrs should exist. I don't know if I WANNA see it but I I would support its existence as a piece of schlock cinema. What do you think yeah? This is this is ripe for Some some Schlocky Goodness did you say ripe. Yeah Nice Yeah. That's the thing. The smell is a main character in this story. Maybe that's what's holding people back. It's just the film technology it could be as spiritual predecessor to the big rock movie that did saw this year. Her smell can be called his smell. Just thought maybe people feel like they got tricked though. Because I think you're right. Oh Man I was look it up so many different synonyms for smell stinks stench. That kind of stuff Just to get through this anyhow. I'm a big Fan of miasma myself which I guess is little bit refers to more of like a big picture. Smell something they lap you know. mm proliferates a bit farther. But I can't categorize what he has asthma so that you could actually see the thing. Yeah also had a MEAZZA was for. It's high a medical explanation for the spread of disease is right which is very believable. He talked about that in the episode about the Great. Stink of London It's okay so stinking you know. Of course there's feted ooh somebody's smells fitted right. That's bad there's also of course Spoiled old they're spoiling And I was trying to find a particular word for that stench that sulfur stench of rotten eggs because no one talk Mike. Laura Yeah I didn't find one. Oh and there's also funk wreak fussiness malodorous nece odiferous crispness which is kind of fun and rent city. It's rough but anyhow these are all just different words to describe what was happening. The PRUSSIAN general by by the way is severely p. O'd tha that. And he says hang the guy hang him immediately. I can't believe I let that guy go. What was I? Think in a poop spy but once he had calmed down. He said you know I feel bad because I see this guy obviously against starving his whole life and he is openly sobbing. Bob In his blubbering at the gallows and so he takes pity on Terai and he says okay you guys just give him a very very thorough era spanking essentially and go back to the French lines so he returned and he was just doing the thing he did earlier. He's just like you know running coffee for people. Yeah the Prussians Russians Essentially just dumped him back Near that military hospital behind French lines And he you know made his case to his superiors. which would have been too difficult to make that? He she was not cut out for the spies life and He should not be asked to do anymore. Secret missions. I just wanted to be a regular smelly foot soldier right exactly. And he had kind of a patron on the guy named Baron Percy at the hospital hospital in Percy tried to satiate that he gave him a different treatments that were meant to assuage his appetite and none. None of them were successful. I think They try tobacco pills. VIN straight up vinegar wine vinegar and Laudanum and the thing about the laudanum is believed. Opiates do actually cause constipation. Maybe that's where he was going. And maybe or you know. I can't imagine and that it would've been particularly comfortable to have all this weird crap floating around in your guts all of the long term damage which will find out. It was the case that it would have done to his insides I imagined that the Toronto must have been considerable pain a lot of time. But you don't really see that in the reports but maybe that was where he was coming from as well with giving him a little something to eat it. Yeah and this takes a morbid turn. We were having fun in a gross way in the beginning of the episode but not only did these treatments not work as condition appeared to accelerate. There was no food that was enough. He had gone past eating trash during during one episode. He was actually caught drinking blood that had been drawn from other patients in the hospital. And even knocking on some bodies in the morgue. I mean yes if this point it's just becoming sad and really really really disturbing. He's almost kind of taking on this kind. And of Ghulam light quality where he is just becoming more and more inhuman and that is when the disappearance of a fourteen month old baby began mm to generate rumors that terrar- had had somehow gotten a hold of the baby and and actually eaten it I I mean you can't make this stuff up man it's Lou that was that was that was at the very hospital that he was admitted to. That's right and at this point it's finally too much for bearing Percy. You see today has in. His mind crossed a line. Even if the historically we can't one hundred percent confirm this story of the fourteen month old baby disappearing. Everybody believed it in the hospital right. And you can see why it's not like they just came up with a cockamamie conspiracy theory during this episode of ridiculous history is brought to you by office. Depot Office depot has supplies and services for or businesses of any size. I speak to this personally as a college student when I was a business. The size of one Office depot provides it's twenty four seven tech support. It lets you print your own marketing materials and it can help you design your office with a bunch of furniture solutions. They also have exactly the supplies. Your office needs from Your Home Office to a commercial setup. They've got the ink. If got the paper. They've got the cleaning. They've got the break room supplies. So when I was setting up my Home Office I went straight to office depot because I had a ton of stuff I needed to get and I wanted to get it all in one place but don't take my word for it see for yourself. Office depot is ready to help your business with knowledgeable associates in over one thousand three hundred stores or online at Office Depot Dot Com. So Baron Percy Kicks Toronto out the same way that his parents kicked him out was when he was a teenager and he has to fend for himself from then on he falls off. The radar is off the grid for like four years ears. And then one day baron Percy hears from him again he terada has turned up at an in a hospital for cy. Yeah and he was at this hospital because he was in fact act. dying This is something that I would thought would have happened much sooner. Considering you know all the crazy stuff he put in his body and that he put his his is Says digestive tract through. I can't imagine that he was healthy. at all and Baron Percy who's bearing personally to him in the first place Ben. Skin good his his patron his benefactor. The hospital so he he was with him at this point and he died ultimately ultimately Surrounded of tuberculosis in seventeen ninety eight at the young age of Twenty Six And this says the probably one of the most nauseating parts of the story but They you know he was absolutely a fascination and something that medical science Hans could potentially learn something from so- An and of course just just autopsy is something that happens anyway but he was Cut Open and there are some descriptions corruptions of his autopsy. That are Really Really Graphic and just you know they really paint a picture of what was going on inside inside this man's body so I guess this one falls to me split it or that's the setup Let's see how long it goes All right there's too so I'll do the second one. Let's go back okay. That's that's equity and this is all that's interesting dot com these accounts but this is official very real Accounts counts of what this autopsy was like. The trails were putrified confounded together and immersed in pus. The liver was excessively large large void of consistence and INA pewtrusts state. The gall bladder was of considerable magnitude the stomach in lax state and having ulcerated patches dispersed about it covered almost the whole of the abdominal region. his stomach they found was so oh massive that it very nearly filled his entire abdominal cavity his gullet likewise was unusually wide and his jaw could stretch so so wide open that as the reports put it. A cylinder of a foot in circumference could be introduced without touching his Pallet Hallett. That's insane and they don't complete this autopsy spoiler alert eventually the smell of Of the corpses too much and they have to stop. They have to throw in the towel but at this point they do learn something they do have a takeaway and they say well. He wasn't making this up every every weird thing he ate everything he did was a result of this genuine constant need to eat. He had been born with a strange body and as they say all. It's interesting dot com. He had been curse to a life of eternal hunger and let's bracket bracket this real quick for the science right because you said we're going to follow up on that now as you said he had polly facial of some sort so it turns out. It's quite possible. Bolt that tyrod had something called Prater Willy's syndrome. Have you heard of this. Did we talk about this. No I don't think so it's it's a genetic disorder wherein some specific genes lose their function and it results in a couple of things so we can build a case for Prater Willy really because people flick with this constantly hungry they have mild intellectual impairments they will eat tons and tons of stuff. But here's the thing people with Prater Willy's syndrome tend to grow larger. They become obese and that never happened to terrar- he was he. He was kind of a stick the whole time except he was eating in his stomach. Inflated Right Right I mean and then just snapped back into like a weird gelatinous kind of hanging Satchel of skin who. It's a shame. It's a shame the whole thing's a shame. I mean look. There is some medical research behind this condition. I didn't mean to to pooh-pooh entirely. I think there's some controversy behind it but a guide named Cindy mcelroy. Roy of WHO's a doctor based in Huntington West. Virginia's said that there could be more of an underlying condition That is pretty common. Actually an extreme version called hyperthyroidism which increases metabolism and causes diarrhea sweating and thin hair. I actually have hypo. Oh thyroid ISM. which is an underactive thyroid? This would be an overactive thyroid. That would cause your metabolism to balloon out of control In and not that does kind of make sense So I wonder if that's had something to do with it Dr mcelroy seems to think so And it would cause a lot of what TERRAR- suffered from symptoms like diarrhoea. Sweating and thin hair. But he wouldn't eat. Live animals people with high hyperthyroidism automatic automatic snack. Do CASTEX. They do not they do. Not and that's why I tend to think that there are some combination of a of a mental illness. And a some kind of undiagnosed undiagnosed ball at the time Physical ailment that sort of perfectly center is into this bizarre and Beran condition you know and people have studied this guy. Medical Historians have contributed quite a bit of literature to him. Yon Bonds in one of these medical. The story ends works to the University of Cardiff Wales and Dr Bonuses. We will likely never see anything like TATA again. Part of it is because medicine has improved so much over the centuries And you know the hope is that if someone with this condition or with this set that have problems emerged. They would be diagnosed and treated appropriately right instead of being pressed into being some sort of poops by a phrase. He's that will haunt me now as it should been should haunt us all so so this is the story of Tata and the next time that you are hungry or the next time that you are You've eaten too much. Maybe in your satiated like our good friend and possible. Prime Minister Super Producer. Casey peg room look around the buffet. And thank your lucky stars that you are one of the people with the ability toget- full and hey terrar- actually lives on in our popular Culture Zeitgeist He was a pretty popular. Subject of memes Last last year around August of Twenty nineteen. There's a piece in a New York magazine called the hot. New meme is tele- exciting. A Tumbler That featured a quite a few memes referencing terrar- and his supposed- consumption of a fourteen eighteen months old French baby. So if you want to check that out you can go to N. Y. MAG dot com slash intelligencer slash. Two thousand nineteen slash eight slash. Turn Out Dash Means Dash. Tumbler Dash Squidward DOT html. I just wanted to read a really long obnoxious url. So I I do want to point out this as well And we'll we'll need to bleep this so use your imagination. Someone posted on Tumbler. I know terrar- is the joke broke of the hour. But it's so incredibly messed up. How even now? No one has any concrete explanation for what his condition was. And a case like that has not been recorded sense events like literally what he's like a really excellent which is Kinda true you know and One of them is From a an account by the name of a Johnny Joe's terrible table And it the caption reads when you're a fourteen month old French infant in a military hospital in the late eighteenth century and that weird hungry guy comes into your room and it's a picture of squidward from spongebob sitting up in bed with his eyes wide. Boom boom dot indeed her absolutely absolutely So I think that's that's a good place to leave it and the presence. Yes in the present and right around lunchtime. Oddly enough maybe L. hit up the buffet somewhere. Thank you as always to our Super Producer Casey peg room. Thank you to Gabe. Thank you Christopher. Thank you to ease huge. Thanks to a research associate. Gabe loser Jonathan Strickland the notorious quizmaster Wherever he may lurk? I hope he's okay. If you want to check us out on social media you can do so by joining the ridiculous historians facebook group on facebook. His name me or Ben Casey or or some combination of our names or some kind of reference. Let us know that you're a real person and you are somehow aware of what this podcast is. As easy as that You can also find us on instagram and twitter twitter and all of that stuff. You WanNa find US individually. You could find me exclusively on instagram. I am at how. Now Noah Brown I also want to point out that you could just get a horrible PUTT efforts. I some horrible puns recently. Like no matter how much you push the envelope. It's still stationary. So yeah so I would let you have it for that about could never come up with that upon not yet but we future And of course also shout out to Alex Williams our composer who also has a podcast zone that history hansel enjoy called ephemeral. Check it out while you're on the Internet as will said we are people in our own right and can follow me on twitter. Where I'm at in bullying each stub? You can follow me on instagram. instagram where I am at Ben Bullen and no thanks to you I think. I think we're both pretty lucky that we can be satisfied five with Sammy. Yeah I know you're have you made it through your case a DFA's back in man. I just can't Whittam yeah. Is it a sandwich sandwich them see this. Is You know it's twenty twenty where we still stuck in labels I would see functions a sandwich. I would tend to agree with you then let us. It's not guys think we'll see next time for more podcasts. From iheartradio visit the iheartradio APP apple podcasts. Or wherever you listen to your favorite shows this episode of ridiculous history is brought to you by office. The depot office depot has supplies and services for businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials sales. And even help you design your office with variety of furniture solutions. They also have all of the supplies. Your office needs for ink and paper to cleaning and break room supplies supplies. I'll tell you one thing that I never WanNa have to mess with again is figuring out what kind of toner or in cartridges. My particular brand of printer needs office. Depot has you covered. Whether you're running a Home Office. I do or work in larger corporate setting they have you covered office. Depot is ready to help your business with knowledgeable associates and over thirteen hundred stores or online at Office Depot Dot Com.

Office Depot Terrar Ben Casey Depot Office depot Office Depot Dot Com France Home Office US Baron Percy Kobayashi Vegas Buffet Toronto polly Faiza Casey peg Vegas starbucks johns youtube Vegas Buffet
'Mad' Jack Churchill: The Bagpipe Playing Soldier Who Hunted Nazis with a Longbow - Part 2

Ridiculous History

38:32 min | 8 months ago

'Mad' Jack Churchill: The Bagpipe Playing Soldier Who Hunted Nazis with a Longbow - Part 2

"This episode of ridiculous history is brought to you by office. Depot Office depot has supplies and services for businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials. And even help you design your office with variety of furniture solutions. They also have all of the supplies. Your office needs from ink and paper to cleaning and break room supplies. I'll tell you one thing that I never want to mess with again is figuring out. What kind of toner or in cartridges? My particular brand of printer needs office. Depot has you covered. Whether you're running a Home Office like I do or work in a large corporate setting. They have you covered office. Depot is ready to help your business with knowledgeable associates over thirteen hundred stores or online at Office Depot Dot Com. Hi Guys. My name is Sammy. I've been working as a correspondent and interviewer. Since I was thirteen and now at seventeen I am so honored to be the youngest person to have her own. Podcast on iheartradio. It's called. Let's be real with Sammy. J in-depth and unfiltered conversations with celebrities activists athletes and influence. We'll cover topics. We're curious about topics. My guests are passionate about and topics. Many of us are just too afraid to talk about. I get past the fluff to what he'll we go there and it's fun pretty crazy and very revealing. Listen to let's be real with Sammy. J on the iheartradio APP apple podcasts. Or wherever you get your podcast. Ridiculous history is a production of I. Heart Radio Welcome back to the show ridiculous historians as always. Thank you so much for tuning in. We're glad to have you but before you listen to this episode. If you have not yet listened to part one of exploits a bad Jack Churchill. Please go ahead and listen to that part before you listen to this episode. See No what's going on totally you might be asking yourself. Why did you make it to parts guys? We gotta do to these a week. And sometimes we just have to ourselves favor and make the occasional two-parter but I think this one is perfect for because there's a lot to it a lot to unpack lots of cool details in Quentin Tarantino esque bloodbath scenarios involved in this man's life so absolutely worthy of a two part. We bless you mad. Jack with a two parter. We've had to learn about the Bagpipe too. So that's a second unless I'm Ben. I'm no and we were both pretty good now. We're all right yeah. I think the coffees kicking in. That's our super producer. Casey peg on the ones and Zeros. Casey how you doing doing great so go great. I mean you could be you know here in the states. It's weird because a lot of my friends who were from different parts of the world always ask me about the American especially the Southern American habit of asking people how they're doing because a lot of countries and a Lotta cultures you. You don't ask people that unless you really want to know right and here the correct answer is like what you just say case like great fine. Yeah you ever say I may not so great. Could be better. Yeah WanNa bore you with the details but I will will. We live in corporate America. Too when we record this stuff. So it's amazing what you can get away with in the break room. I'm a big fan of just Someone's given up on the day if you say. Hey how's it going? And they say oh you know. Live the dream or like Monday's home got a bad case of the Mondays. I gotTa say though Ben. Starting off record this Peek behind the curtain. We do these back to back so it's still Monday Just like it was when we did part one of Mad Jack and we don't typically record Mondays at ten. Am but you've been out of town for a bit and we're kind of playing a little catch up And it's a nice way to set the tone for the day. Being here on the shipping container the sweltering smelly shipping container with you And Super Producer. Casey Pegam out there peering through the glass. It warms my heart. It really gives me a good way to kick off a Monday so I don't have a case of the Mondays awesome. Do It's a good thing. It's a disease that I relish a time. Zones are so messed up for me right now man. It's probably going to be like four thirty. Am on a Saturday for me for most of the week. Mad Jack Though. This is a guy who lives in the moment when we last left off with the adventures of Lieutenant Colonel Churchill. He was in his prime. He was seen as a living icon for the allied forces especially the British and he was in charge of the number two commando and the number two commando. They were literally. I think I can say this on this. Show they were bad asses. I could say bad asses on the show right. And you don't have to ask permission for me to say bad asses. I mean we just the science teachers that we earlier built such a great relationship with during the fact. Yeah when I was a sham. We were obviously. We're obviously joking. I think we're obviously joking. Oh we were absolutely junk. I think we're both big fans of science. Yeah it's a reason. Podcasts can happen so anyway Magic Churchill. He is as much of a symbol as he is a soldier and a leader and as you mentioned in our previous episode. Knoll this comes to a head at the battle of Salerno in nineteen forty three. The number two commando group is tasked with stopping Germans from placing artillery fire on the western half of the bay and surprise surprise mad. Jack is the man in charge of the final counter attack. Lee We set up this episode with a question at the of part one. Here's the thing mad. Jack told his forces to shout something when they attacked and it was part of this big of the speed strategy that he came up with it that he's still sort of famous for a because you know launching. A counterattack is tough. Someone else's already sort of controlling the field. And so what did he do? Will he did quite a lot. Ben Here at the Battle of Salerno. He had a strategy in mind. He cut his men up into sit not not cut them up literally within rods or Split Them. Up is probably more appropriate. We're into six columns flanks right Parallel columns under the cover of nights in the the part of the field in which they were fighting was really densely overgrown so. His counterattack was very unlikely to catch the Germans off guard because of all the crunching and chopping through foliage. They would have had to do to To get to them right so he needed an edge didn't he? Yes this is the greatest part This was cracking me up Over the weekend. Here's a magic does and says all right. We can't go in there quietly. We can't be subtle So guys I want you to get a running start and when you attack. I want you all to scream. I'm sorry what just scream command. Which is what is that film. I think it's with Will Ferrell where he's doing park but yelling park were while he does it. Well that's also in the office or yeah so he basically makes them yell commando while they're doing commandos and also not wearing underpants as it turns out. They're going commando yellow. I never understood that why. Why is going commando Wearing no underpants. I don't know it's just sometimes. Life gets to really don't have time to wash your Unmentionable government issued skivvies. Yeah where you just Yeah you gotta cut down to the essentials that's right. I think it has to do with maneuverability. Perhaps you know if you're not wearing any breathes you can you got a little more wiggle room while okay. That sounds funny. I don't know if I'd be. Oh I would think the opposite though because you know if you got if you got your Australia. Just go Willy Nilly everywhere. You might have some maneuverability but you'll see me more vulnerable anything. The science teachers. You're GonNa feel about this talk. Well geography teachers might have a problem with little Australia. Yeah not geographically accurate No but it's true. They yell commando it really is like the the braveheart freedom kind of thing you know. I mean so again like they. They know that they're not going to be. They're not going to be able to do a covert kind of approach. So let's just take it all the way in the other direction right and just freak them out. It's really a kind of a theater of the mind almost right where you're catching them off guard in a different way by like surprising them literally by screaming. This thing who would do that. What's going on and think think about this too There are some practical things. A lot of these guys in the German forces. Don't speak English so they may not know the word commando exactly it. Sounds like an English word but then also this keeps the allied forces from shooting each other. They can't see each other so they know not to shoot in the direction of someone. Yellen commando him. Yelling at dislike repeatedly. Visit just the one time. I on the initial charge. Yeah you might all be yelling. Commands Ole time but it works so they they actually take almost a hundred and forty prisoners and during this time is still not enough for Churchill. He decides to sneak out from Camp. One night with his corporal. And this is the next Tarantino Moment Casey if you do the honors. Churchill Linens Corp. walk toward the town. They hope they're just going to catch a stray German or two. That'll be enough for their bloodlust. But then they hear Germans digging all around them and so they have a cigarette. That's the only source of white. They sneak up on two Germans and picture. This Churchill is coming out of the darkness. All you see is like the the faint life in the cigarette ember of the cigarette which kind of like you know illuminates and then dims with these drag right. Perfect what are they see? What they see is for all intents and purposes and insane man coming out of the darkest soared aloft swinging it hither and thither And then he ordered the men who were obviously peeing their pants to put their up and of course they complied. Because what else are you GONNA do? It was a stick up with a sore right. The didn't even fight at that time. They I conjecture that they had already. They already knew about magic. Perhaps his reputation preceded him and they thought this is like being on the night shift of a construction crew and then Batman comes to confront. You have to wonder if the character inglorious bastards played by ally Roth. The the bear Jew was in some way based on Mad Jack. Because again you know just that the the deal with that character was he using anachronistic weapon right a baseball bat and right and this is very similar to magic. We don't really have any accounts of him like unceremoniously murdering Nazis in hacking them to bits with his sword. But I'd like to believe that happened a timer to yes. That's the thing we have to remember that a lot of the reporting of Churchill's adventures came from allied sources that we're going to definitely spend the narrative to serve their propaganda. It's still a war crime if you murder even if it's a Nazi you know you're supposed to take prisoners. That's sort of the rules. I hope it's not a hot take but I was always under the impression that murder general was not a not a good luck. It's true agreed agreed. But but you're right you're right there there's probably a bit of A bit of embellishment And maybe maybe we're suppressing uglier deeds but war is war and wars hell. So we know that he did take prisoners in this case. He didn't kill either of those guys. He left one prisoner with its Corp. And he took the other with him using him as a human shield which I think is is actually a war crime. Is it really? I think it is yeah. Waves thrifty to me. If it's a civilian it's a war crime So let's guy was an approved human shield. I guess so yeah. He was a soldier. So we say we are not experts on the Geneva Conventions so Churchill takes. His prisoner turns human shield and goes to the other. Germans were digging and again. They're they're just. These guys are not expecting award. They're thinking like trenches or something. What are they digging? The trenches fortifications probably F. trains even for new trains. Even yeah this wasn't the most glorious job And then he's still again. He does not have a gun she just has this sword and he's walking around taking prisoners kind of a one by one and group by group basis by the end of it. He has forty two prisoners again. He does not have a gun. He is one person with a sword albeit a large sword. Gram and he's scaring forty two prisoners. He marches them all back Carrying their own weapons. They had weapons by. The way is kind of had a momentary lapse of reason as pink. Floyd would like to say where they just forgot because of the giant sword and the scary man. Yeah I love this detail. There wounded They dragged them in like a bring out your dead Monty Python esque cart behind them. He's making them do all the work. He's one man marching them in. I don't understand. This does almost sound like propaganda. This is almost too good to be true. Forty two people with guns. They have rifles. He later says something. Like always make my prisoners carry their own weapons slows them down for me come on. Man. Yeah it's a bit much but Gosh I love this character and I I can't believe there hasn't been some kind of you know dramatization of this guy's exploits because it is good stuff good fodder for cinema. I often think I feel like we're doing so much legwork for studios these days It's probably about once a month. I run into a story is ridiculous history that I think should be film agreed right. Yeah it's weird. How many are not films? I mean Ali was thirsty for stories. You know maybe we should reach out to some folks and see him get ep credits. And they're finally there finally be less gun shy about original stories. You know agreed Ben I dunno if you I I don't think he pointed this out But they were carrying their own weapons but he made sure to pull the firing pins or the Bolts or whatever 'em ordinance yes important detail we did not mention that he did have and take the rifle bolts out but still a gun is a gun on me. I'm not using that to diminish The impact of this story all and it did in fact earn him The first of two distinguished service orders that he received during his His military career ended up with forty two prisoners that he captured using only a sword and his pure unadulterated bravado the seventh daughter. I brought you here to prepare you to condition your mind and body so while the magic it is the family trade. I'm teaching you so that you will have the skills to survive. That is a gift from your family that I have been entrusted to deliver the seventh daughter. Listen on the iheartradio APP apple podcasts. Or wherever you get your podcast guys. It's bobby bones. I host the bobby bones show and I'm pretty much always sleepy because I wake up at three o'clock in the morning a couple of hours later I get all my friends together so we get into a room and we do a radio. Show with your allies. We tell our stories. We try to find as much good in the world possibly can and we look through the news of the day that you'll care about also your favorite country. Artists are always stopping by to hang out and share their lives and music too so wake up with a bunch of my friends on ninety eight point seven W M Z Q in Washington DC or wherever the rotates you on the iheartradio APP. It wasn't all glory trumpets and Angel firts however in one thousand nine hundred forty four. He was sent to assist. Tito's forces in Yugoslavia USA. Broz Tito and he led of full frontal assault on a tower that was very well defended. Churchill put together a a motley crue yet fifteen hundred partisans people fighting their native land He had the group the forty three commando and they have one troupe from forty commando and he led the commando forces while partisans stayed at the landing area but only Churchill and six other men made it to the objective and Churchill. Himself was actually playing a Bagpipe Song. It's a song called where he had no come back again and while he was playing this a mortar shell killed the other six men with him. He was the only person survived. He was knocked unconscious and he was captured. Ben Are you taking suck some pronunciation licenses with that Song Tyler? Is it actually spelled in such a way that you would say like that. It is. Yeah I didn't snuff got it. I love that No it's true. I mean this guy was in fact like a real life superhero. I mean you know you could call it happenstance you call it being in the right place the right time having good luck or whatever but I mean this guy seemed to have been blessed in some way by the Gods of war I mean really you know cheated death multiple times again i. I can't get away from the whole marching screaming into battle waving his sword and his reliance on this sword and bow and Arrow and he never even sure you had Weapons firearms. But you don't really hear much about him leaning too hard on those yeah. It reminds me. I've been reading a lot of Conan the barbarian. There's some great comics and graphic novels here and this guy is like a world war. Two CONAN the barbarian CONAN worships by the way a God called Crom who sits on a mountain top and just judges people when they die. So maybe maybe there was some sort of a divine force of war At work in the life of Mad Jack Churchill because something unusual happens when he gets captured the Nazi forces have a standing order to kill this man immediately whenever the opportunity presents but the officers who capture him ignore the order to kill him out of get this respect they also assumed he was related to Winston Churchill and so they said OK church Let's send him to Berlin and let's interrogate him when we first started researching this. I may or may not have made that. Same mistake myself. It's super understandable. Yeah it is but again. This guy's reputation preceded him. He was legendary even amongst his enemies. You know I mean to have your enemies respect you to that degree that takes a lot of Chutzpah is true. So when they interrogated him they found not only did he have no valuable information to offer them but he was a huge problem prisoner. He started trash fires. He was raising Cain with the other prisoners and with the guards eventually he was sent to the sought sin Hudson concentration camp. Where of course many many people would die but he did not. He escaped the camp pretty quickly after being Interns there along with a an officer from the Royal Air Force. Yeah they Joined forces and shimmied under a wire fence And left through an abandoned storm drain and then they walked two hundred twenty five miles By some accounts closer to ninety by others right through Nazi territory straight to the Baltic Sea And then they were captured a few miles from the shore and then they were transferred to another camp in Italy but once again Churchill escape that one two in one thousand nine hundred eighty five where he snuck away during a blackout And walked another hundred miles using a rusty can to cook things that he pilfered. You know the vegetables and such that he stole from these fields literally stealing crops That Nazis had kind of Commandeered right yeah. He was living a Hobo life. A for a second and eventually he finds an American regiment in Verona. And he's able to convince them. I'm a British officer. He's probably he's probably at a bit of a loss without his broad sword. But he's saying something like it's me. Broad Sword Guy Hamilton Bagpipes. I'll prove it to you. You know what I mean. Don't you want to hear? Will ye no come again and He convinces them so th. There's one other note here that that's pretty important comes to us from the vintage news dot com. He actually wanted to compliment one of the Germans that had held him as a prisoner. Guide him. Captain Hounds Thornier. Here's what Churchill wrote about him. He wrote a letter to Captain Corner. Actually and he said you've treated us well. If after the war you are ever in England and Scotland. Come in have dinner with my wife and myself. Pretty Weird Right. I don't think a lot of prisoners right that kind of stuff to their prison guards in their their wardens Interestingly enough this note later saved thorns life he was gonna be executed in Yugoslavia for war crimes and then someone said well if Mad Jack Likes Them. It can't be all bad exactly. I mean he really was kind of a man of the people and like we said at the top kind of the born Use the term raconteur because I just feel like that someone who tells great stories and kind of engender people's Whole People's attention. You know I mean it takes a lot of that storytelling ability to really rally people around you because you kind of have to control the narrative right and and get people to kind of get behind you and trust you in that way. I think that was a skill that he definitely possessed. He also remains in the army a lot of people when they when they escape like that. The government would be completely fine with them. Retiring right Rabin discharged not Churchill matter of fact in nineteen forty-five just a few months. After he had met back up with the American forces he was sent to Burma and he was going to be in the Pacific Theater fighting battles on land against Japan. But by the time you finally got there. The war was wrapping up. Nagasaki and Hiroshima had been bombed and Churchill was not happy he was he wasn't upset about the The nuclear deployment. He was upset because he thought the war was ending too soon and reportedly said. If it wasn't this is true if it wasn't for those. Damn Yanks we could have kept the war going another ten years. Wow that's a hot take right there. I that's That's not what you would call on. No it's definitely not on But he this was. This was the life that he was obviously best suited for. I can't imagine what his acclamation back into civilian. Life must have been like. You can't just go brandishing. A sword into the old corner bakery right right. Yeah you can't try to intimidate your uber driver with bagpipes. Though I bet someone's tried about so he wants to continue the lifestyle with which is well acquainted. He qualifies as a parachutist. He's in his forties at this point. He joins the highland light infantry where he moves to Palestine. Which is I could buy British forces at this time. And he trains with the British army fight Arab forces and while he's there he's also coordinating rescue efforts and evacuation efforts for civilians. That are under attack. Yeah He actually was a multiple hero. He saved five hundred patients. Um and some of the staff at the Adastra Hospital which was near Jerusalem And then he eventually went back to England. He refurbished steamboats. I mean this guy was a just an absolute gem. continued his His motorcycling career. And I imagine you know kept shoot narrows just not so much a Nazis. Yeah Yeah his love of. Eros follows him throughout his life. I guys my name. Is Sammy. Gay I've been working as a correspondent and interviewer. Since I was thirteen and now at seventeen I am so honored to be the youngest person to have her own. Podcast on iheartradio. It's called. Let's be real with Sammy. We'll have ended up an unfiltered conversations with celebrities activists athletes and influencers. We have some incredible guests. This season including hitmaker. Meghan trainor the amazing cashew grammy winning producer famous youtube sensation. Liza Koshi Grammy nominated singer Songwriter. Jillian michaels the boy band sensation. And why don't we and many more will cover topics? We're curious about topics I guess are passionate about and topics. Many of us are just too afraid to talk about. I get past the fluff to what's real we go there and it's fun pretty crazy and very revealing. Listen to let's be real with Sammy. J on the iheartradio APP apple podcasts. Or wherever you get your he also eventually decides to move away from the UK and he says you know what my battling days are done. What's next what's my third act in? Life what is the what is the epilogue for Mad Jack. Churchill anything about it and he says you know what? I'm going to move to Australia so move Austrailia. She teaches land air warfare but spends most of his free time becoming a surfer so he goes Australia. He served for a while and he's a teacher he later goes back to England and he designs his own surfboards and it becomes the first person to surf. The five foot tidal bore of the river severn while he's working industrial and then he started the famous. Ron John Surf Shop Known the world over mainly in Panama City as well. Yeah pretty much is in the east coast. I think it is OK. Well is it. I Dunno you. See what he knew about Ron. John I feel like it's yeah I've only encountered it on the east coast. But that's because I've mostly been on the east coast like myrtle beach and stuff like totally Myrtle. Beach thousand percent. Yeah all right. We'll solve the mystery of Ron John for another episode by the time. Magic RETIRES FROM THE ARMY. It's nineteen fifty-nine. He is fifty three years old and he spends the last. He lives for a while. He spins last almost forty years. Thirty seven years of his life. Sailing ships along the Thames and piloting radio controlled model worships which is weird but seems seems like a happy ending for such violent life. It's on brand that he was able to take a little bit of that warlike instinct and bloodless and and just turn it into a nice hobby. You know piloting remote control ships. That's that's nice and his son said he was super chill. Did you see that part? I didn't his son said censored you know. Actually my dad was a very unassuming man and he always told me. People are less likely to shoot you if you smile at them. So the propaganda machine that we mentioned earlier is still going by the way Magic Churchill becomes the protagonist of a comic strip. There are books written about him And he is called one of if not the most inspirational impressive people that the Norwegian Royal Explorers Club has ever researched. There's a great quote on On Churchill from Aspen Lazarus. Who's the CO founder of the Norwegian Royal Explorers Club and he said of Jack Churchill that he was quote one of if not the most inspirational and impressive people? We ever searched in relation to this book and that book in question was sort of a compilation volume of accounts of various historical explorers. And adventurers that this this organization put together And and you know. Churchill continued on In his kind of eccentric marching to the beat of his own drummer kind of ways He would There's an there's an article from all it's interesting all that is interesting dot com about mad. Jack I'm talking about how he would take the train from the city to where he lived out in the country and he would often toss his briefcase out the window and then he was asked why he would do that he. He told the conductor that he was simply throwing his briefcase into his own backyard so he wouldn't have to carry it home from the station. Which I I kinda get if you've ever if you've ever ridden a train system regularly there's this weird thing where you'll pass by your own house but you can't get off because you have to go the station's right so I could see the fish inside their weird thing about Jack. Churchill and always reminds me of How close we all are to history? The weird thing about this guy is that he didn't pass away until Nineteen ninety-six the same year the Olympics were in Atlanta. Just ground. This modern history who is eighty nine years old and his legacy remains pretty popular. But there's there's one thing we have to mention. Let's let's drill into this just just a little bit. We TALKED ABOUT HIS ANACHRONISTIC WEAPON. Choice and we also talked about. Whether he deserves to be a worshiped or lionized the way he is And we we have a little bit of the We we have a little bit of perspective from an historian named Mike loads about how useful this longbow in this claymore. This broad sword may have been during war yes so based on some images of Churchill that were Kind of analysed This gentleman Story in the name of Mike Loads Deci decided that both were incredibly effective potentially of maiming and killing people The bow that he used was lightweight. was under forty pounds versus those medieval bows. You might know that we're quite tall And almost one hundred pounds each and then one hundred eighty pound modern of bows used used in war. Which would have had more of a compound kind of situation right And if and like we mentioned before the bow was a silent killer. You know you'd never you'd never hear it coming. Except for maybe a little woosh right right and loads says that. Churchill wasn't really one for stealth outside of the quiet deadly silent. Bow After all. He was a guy known to scream commando when he ran people. Historians think this was like we had said a sort of a psychological tactic was meant to intimidate the enemy into fearing that charge. But this probably wasn't the most efficient tactic because the clatter unclutter of a sword wouldn't be helpful this led historians again like Mike Alludes to say his tendency to love the sword was probably a an affectation of sorts His survival in fact may have had just as much to do with his his image as an insane person as did with his skill like German forces who saw him on the beach remembered the day in later some of those German forces were taken prisoner and prisoners who remembered seeing Churchill playing the pipes on the beaches of Normandy said that they didn't fire at him because they thought he was crazy. They felt sorry for him. So there was maybe. There was intimidation on the axis side but there was also pitying confusion when it came to. Mad Jack and then again we have to come back to it. There's that one quote that gives us a troubling look into his mind where he says we could have kept the war going for another ten years. Who wants war to keep going right? I don't know someone who's skillset particularly suited for a perpetual state of war But it was nice to know that he did kind of mellow out an old age and then play with you know model boats. It's true happy. Endings are often all too rare in the stories of war and so with that we bid due to Lieutenant Colonel John Malcolm Thorpe Fleming. Churchill also known as mad. Jack what do you think knoll do? We play this out with some bagpipes. Or do we just. Should we just let it go? I've heard a lot of bagpipes today. I think we absolutely have to play with some bagpipes. Ben No right huge. Thanks to Mad Jack. For being one of history's most fascinating Bad asses I don't mind saying an equal. Thanks for being. One of history's most bad ass producers Subaru Cirque Casey Peg Room Alex Williams who did not compose this Bagpipe Diddy he did compose our theme will probably be returning to at a later date. We're going to play out on this whole Bagpipe Situation Christopher Hussy Otas here in spirit Gabe Luger for all of his research chops big banks to Jonathan Strickland Aka the twister as well as ease jeffcoat. This concludes our episode. But not our show. We'd love to hear from you. Tell us more about little known heroes and villains or plain old eccentrics from the days of your you can find it on instagram. You can find us on facebook. You can find us on twitter. I especially like to recommend our facebook group page ridiculous historians. All you have to do to sign up is name me or my trustee co host or KC or honestly honestly just a drop a terrible joke in there and if it's if it's chuckle worthy I'll let you in. Yeah absolutely I mean. We're pretty easily amused. So it doesn't take much but Just let us know that you're not a Russian box. They'll like to say our show stuff they don't want you to know you can also check out on the Internet and on the facebook. If you want to check Ben and I out as individual human people you can do so at your leisure. I am on instagram exclusively. At how now Noah Brown and I am on instagram inner burst of creativity at Ben Bullen. I am also on twitter. As at Ben Bullen each S. W. Oh thank you thank you. Don't Casey I just have to say new. You're just killing it with a music today. Man and before go out. I think maybe we need to give you the last word because you have an update on our surf shop cluster. Yeah we we could not let this episode go by without clarifying very very important point Where is the Ron John? Surf Shop Franchise centered. Well it is mostly in Florida but there are also a couple of shops in South Carolina The aforementioned Myrtle Beach Alabama Maryland New Jersey. They also have some airports they have some in causing all in Mexico. They have one on Grand Turk in Turks Keiko's they have one in Las Vegas. They also have the Ron John Surf school and the Ranjan Kite School. Who saw that one coming? Not I I'll tell you. Who did the Casey case? Next time folks for more podcasts from iheartradio visit the iheartradio APP apple podcasts. Or wherever you listen to your favorite shows. Votes delek big boats. Do you like poor people in the rich people. They serve on big boats. Are you always like look on below? Deck? Hi this is Anna hosting a nick. Turner the host deck heads and we want to take you on a fun and goofy adventure in this. Been Style. Podcast we will watch and recap every episode of Bravo's below deck and all of its spinoffs. And we're going to release an episode of Day so you can watch along with us and listen to our silly daily recaps listen the decades when it drops on February twentieth iheartradio APP apple podcasts. Or wherever you get your podcast. It's not your fault you have an achieve your diet and exercise goals. Chances Are you've been following bad advice. Well enough is enough. It's time for you to listen to the experts and get real results. I'm Tom Hall and exercise. Physiologist and host fitness disrupted a groundbreaking. Podcast the debunks. The top exercise nutrition myths once and for all with science listened. To fitness disrupted at Apple podcasts. On the iheartradio APP. Or wherever? You listen to podcasts.

Colonel Churchill Mad Jack Ben apple Casey producer Sammy Mad Jack Quentin Tarantino Austrailia Salerno Ron John Depot Office depot Churchill Linens Corp. Office Depot Dot Com England Casey peg ARMY facebook Will Ferrell
Podcast (10/9/19)

Boomer & Gio

2:04:19 hr | 1 year ago

Podcast (10/9/19)

"Office Depot Officemax is your number one destination for HP INC shop are huge selection of original HP INC and now through October twelfth buy one get one thirty percent off all HP INC at Your Neighborhood Office Depot officemax store and at Office Depot Dot Com or your inc online and throw the go to Wednesday morning jets got some good news yesterday would Sam Darnold and the Yankees got some good news last night as the Astros S. invincible too because you felt at the end of the regular season the way that they were playing the way that those two guys took the series took the ball and then games one and two in the way that they are getting pushed to the brink and even the astros end up taking care of business at home game five with Garrett Cole on the mound who has not lost since May going to five the Yankees the only ones sweeping taking care of business and hanging out good morning our you I'm doing great man and it was great for the keys and he didn't end it as a matter of fact that kind of that kind of action fuels the fire for the other team it's motivation for the raise just like it's motivation I give him credit he wanted to go on short rest he wanted to get it over with but man I mean they were after him I mean they they weren't they weren't backing down they weren't intimidated and that's the beauty of it things and it gets back to the team in this day and age nothing gets missed there's going to be a level of just determine he's a third a distant third so does that these other guys in that he's man I think it's really good yeah and I also think that this you know makes the Astros look a little this is the least makes the astros a different team going into the AL CS having used both of those guys Fleiss having distorted different guy in Game Bank studio boomer assize in Greg Ged boomer and Geo on the fan simulcasts across the country on CBS sports network whole nother set of circumstances but I do think how it affects the Yankees the Yankees and applying the raise guess who's got home field advantage and the New York Yankees and you would think that re- in reality that it actually affects people but I do think it affects people I think like if you're very confident in your overly confident and you're saying in your pants last night watching Perlman or getting toward that again no kind of touch the money you know he said today J. Hinch the night before the bench give me the ball its end this thing and for like say the forty niners when they play Baker Mayfield and the browns any sort of like and I and I know sometimes we make a little bit more of it than it just seemed invincible early on but now after you watch the Yankees sweep away the twins and it wasn't even a match and now you've got FDA they end up playing the the astros guests who they're probably GONNA seem game one zach ranking and he ain't that cranky cranky of old no absolutely not us the rays are one of the lowest paid teams in the League and they're just playing baseball the way the race play baseball now that doesn't mean that it's going to be easy and Houston that's for sure that's that's Burland or they pitch their answers off and they are bringing this series to a break and every other series in the postseason so far one of the AFC S. and that's at the very least at the most they might avoid them completely as the Tampa Bay rays last night in impressive fashion they get the this happening here with the Astros you feel like you're the Yankees are in prime position to you know feel like favorites going into that series now because of the home field will probably still be a did that help the team I really do because if you listen all their post game interviews every one of these guys was talking about the atmosphere and that building and the fans that showed up nation and disgust from the opposing team and I think we saw that from the as last night the race yeah and the fact is is that now bro under wasn't great did they get inspired because they're actually playing in front of raise fans yeah they're total frauds and yeah they don't show up during the regular season and yeah next year they're not gonNA show up regardless of what they do the rest of this year but the fact that this team I mean they seemed inspired by lively crowd a lively home crowd that they never get I mean that Tampa Bay rays a total expenditure of sixty four million dollars on their roster okay and the Houston Astros are up at one hundred sixty eight light underdog but man I tell you this could not be working at any better way could work out better is if the race finish off the astros are the front running race fans show eight million dollars on their roster and when you think about the amount of money that Justin verlander makes compared to the roster of the raise its building is still awful with the bullpens that aren't bullpens and the cat walks in everything that's there but I mean when there's fans in there that are cheering on the raise it's a different atmosphere it's one of those weird old buildings that somehow works in the advantage of the home team because it's so weird old and straight the amazing thing is house like half believable it really a great story and it's great for the Yankee Fan because you want you want the Astros pitching staff to be extent perfectly thrown in that that was the seed from Centerfield yeah it really was and then of course it goes to review it looks like maybe Al to had gotten his hand in you just felt like they weren't losing that game last night right from the get goes they jump on Orlando's all over the place but now they've got a game five against Garrett Cole as you could possibly have in a spot where you felt like the Astros were really mounting a comeback in the game and that just that just shut them down I mean that was that was the end of that hurt comes back in September slowly works his way back in two innings three innings four innings pitches pretty well gets game one of this series goes four and a third couple earned runs but he is you know he's been really really good on the road in his career he someone who's got exceptional stuff so so go to the bullpen they'll use everybody so blake Snell close last night for them you know Charlie Morton only with a couple of days rests they'll figure out a way to get him in the game ballpark they all know that nobody is giving them a chance to beat the Houston Astros all fuel I mean it's just like they they are they are writing on like this at some point you know sort of glass now somehow get gives them four five innings that sets up the raise perfectly if they're within striking distance and they can score at all perfect that's like those those videos whether those Tomah main ski videos man this is like this is it this is textbook right ear doesn't get any better than just in that that would be an unbelievable accomplishment be great yeah whatever team comes out of this to face the Yankees they're going to have to face a a well rested line something that would really be something that would be amazing that would I would be a tremendous upset. I mean of epic proportions if they were able to pull that off being lose in their building loosened with maybe this'll be a number leibel accomplishment for the race had a great year and everything else and onto well then to win three straight and glass now going for Tampa right you do and and of course he was unbelievable the first couple of months of the season he ends up getting line up was you know in those three games against the twins why would you touch it why would you mess around so we'll see how they handle that I mean you have frazier Ford hanging out together yeah both pitching staffs are going to be pushed pushed to the limit you know what I mean that's that's good for the savages yeah just show up and you know whoever find out that is just going to grind them into dust whoever it is and that's what the Yankees have they just have this lineup that grinds everybody out and by the way Aaron Hicks says he's healthy enough to come back in Alad you just wonder can go toe to toe with Garrett Cole now Kevin Cash and the raise the they don't care if he doesn't have it in two pitchers having cash is done a good job of getting the most out of all those players but think about it those players you know they all know that the lowest paid team in the league they all know that they play in our horrendous against Garrett Cole which is really going to be the question the raise you six pitchers last night and look even no matter who you are as a you know who the Yankees end up playing together I think they're going to want an extra arm lifelock told us yeah yeah I mean I think that was more like Hicks wanting to get back in I think they'll probably be smart and say no we're not we're not gonNA mess with the as good as I liked the fact that he wants to belong he believes himself and he's confident you know and then he goes a little bit over the line when he's complaining about starting though because you know what he games at home and and the way they did and beating Berliner it's huge its users no question about that but going into Houston and being Garrett Cole that that would be happens in game five there at least taking their inching forward to being in a better position for the lcs than they were a day ago because he did not play store no that's right hey that's him that was that was him behind home plate I mean that was perfect and executed play incur- myron gets the ball to adamas dominance as like you know totally ready and his body was set up to be able to throw the ball at home the ball was ed like they all have a chip on their shoulder and it's working and it will be something new they if they're able on Thursday if they're able to beat the Astros in Plan GonNa take take apart yeah but have at the rate so last night there closer starts and one of their starters closes so you had their closer star gets do starting then Blake Snell closing I mean they do all sorts of ways you gotta give them so much product there's a level of unselfishness that has to permeate the team and will but I mean I still think there's going to be a lot of Yankee fans WANNA see Houston go out just to be able to to feel better about a world series raised to slay the Astros and then do it again against the Yankees would be incredible but of course you you'd still rather see the raise and I'm not saying the Yankees would sweep the start for any other team baseball not maybe not start but he can make any other roster in baseball and get his time clock going go yeah there there really isn't but you feel this morning like the Yankees grew a little bit as as favorites last night by watching this regardless of what is the Astros at the very least are getting pushed to the brink and there's still a shot I know that people wanna see Yankees Astros even talking about it for the longest time it's just it's strength against all I know Aaron Hicks can come back I mean I'm still I'm not messing around with that lineup the way that Brett Gardner playing the fact that he's hitting third the fact that these at bats that he's effect it has only time will tell if in fact they win but all I know is that yesterday was like one for the little guy yesterday was one for the little guys I show for us we're going to have a gigantic Wednesday show today though damn and I'll tell you that right now we're just got it started boomer and Geo on the fan across the country on CBS sports network. I mean maybe there are a pain in the neck there were great baseball team they're amazing but it's not the astros is not well it's not the Astros but when you think about it lender on three days rest eighty four pitches and three and two thirds innings that's something that they weren't counting on him having to do yeah right well what kind you know and and it's been so inconsistent form because well part of it's him and his defense in the outfield but the other part let's face it is the Yankees are loaded took the thing off man I mean that's a yeah you don't WanNa cower away from the best teams you don't WanNa take the the the road less traveled the right thing but there's always like a just a little bit of like you know I belong there yeah well I I kind of liked it that's why you it's tough man because you sort of toe the line like I talking about well you know he still got a little like he's got a little attitude you know of course he's trials is going to be an amazing one and then Thursday night obviously Tampa Bay at Houston seven o'clock on Fox sports one yeah that everybody's Eliason Gregg Giannotti boomer and Geo raise push this thing to a game five Garrett Cole and Tyler Glass now too Doc Eric Legrand is GonNa join us in studio a little bit later today Jerry will join us in a couple of minutes to give us the update it's the morning show with boomer that's how you got to put it yeah and if if they somehow pull it off we've got three game fives now happening to today in the National League one on Thursday that's really what this is all about and that's exactly what's happening at the top of the fourth inning altuve eight thrown out of the play Oh that's right there's a turning point solidify at least yes rank the greatest thing in the world but also if you're a yankees fan you wouldn't mind seeing the race want you'd have home field advantage might Zena regime on Saturday Saturday and Sunday end none none of them would be upset like this would be an upset in the American league right and by the way the the Games today Saint Louis added land the tomorrow the giants and the Patriots that's going to be a complete and utter NFL embarrassment for the giants unfortunately because they're all hurting the picks the Pittsburgh pirates going against one another in a game five to move on to the lcs you've got a human sacrifice five oh two on tbs and then Washington at Los Angeles tonight eight thirty seven on TBS yeah so in Strasbourg and Buehler look back at it is Bradley looks up it's one nothing raise Tommy now too so I mean I don't know what's GonNa Happen with dash or team working out in Tampa by the way what's another all star team working case right right exactly treats might have their best team that they've ever had excite the giants are getting back there to their inside linebackers Al Gotree being one of them Oh okay so Carlos stand right so if you're if you're clint frazier you look and you see my Tuchman doing when he does with Cameron may have been doing what he does I just fall farther and farther first class service at affordable prices and we will start with the game at the trop last night and not a good start for Justin verlander terrific start for Tampa to to pitch launched period but then you just can't you can't take anything for granted man they're going to be tough they're going to be tough but you'd still I mean obviously I mean the Yankees would be prohibitive favorites over the and you know who they're going to replace it I I who are they going to take out the put him in Nobel especially when the backups to Giancarlo Stanton have been better than John that moved the line news yes I mean Call Vegas man call let them know I don't think it's line worthy movement arrays managers mouth here's Kevin Cure Meyer down oh to now it's Tutu resilient bunch for sure this incredible it is we've used didn't send Dr No in the first inning what are you doing now pressure pressure on and let's go yeah absolutely and then they show you the replay when you could actually hear the announcers course not no no it is not Jerry's here with all of the stuff good morning Jerry well good morning brought to you by auto group schedule an appointment today to Ray Katina's service center Orlando really struggled and he knew early didn't have his best stuff out there pretty quickly realized that control just wasn't where I would like the fastball slider was just a needed a flat fastball essentially over the left field wall they tack on a couple more Travis d'arno with an RBI single kind of has had is in it and enjoy Wendell that were a lot lately and this is just another notch in the belt for all of us show and how much of that resiliency we have and so they'll go to Houston for a game five now justin take a perfectly executed defensive play as the ball is going to be handled by three different people and let's not forget with all the new rules with the catcher and blocking the plate Travis I know where he was and then kept his body in a place where to they couldn't get his hand in there and it wasn't a violation that's another part of this thing that Kinda goes unnoticed here's came out in that fourth inning for Tampa they used six pitchers with Blake snell getting the final two outs for the save in his first career relief appearance and this will go to what you were talking about be glued to that you have that you have the giants and the Patriots on Thursday night and then you'll have what will have a big football Friday and we can preview the AL that's going to be a gigantic the double the right William Dominate the hormone the fourth and inbetween you're the big relay play Yarbrough top breathes out and froze line tried to the Gee maybe you to boomer about the the crowd at the trump I was actually blown away to hear Josh Rennick say this little surprised by how much intensity was in this ad catcher running around or or some big lumbering guy until they all two-day and everything had to be perfect and it was it was Bang Bang play just said so that this kind of spending all night really doing a whole lot more runs on seven hits three walks just three in two thirds eighty four pitches only fifty two for strikes didn't seem to have it at all and baseball Joe Girardi who did the game last night in Tampa when you could hear him was a guest with Mike on the Fan Mike guest him if he is interviewed anywhere yet I can't tell you took out I mean they're pushing the envelope they they WANNA score they haven't scored so they're trying to be aggressive it's the right call by the third base go the other way and it could Dan homers here matters and the race a one nothing lead here the bottom of the I mean that is raise radio with the call feminist annihilate I pay him whatever he wants man you would that's what I would do what will frighten jeff pay him well you get paid Jerry's familiar the best stuff tonight for sure the later game the dodgers nationals Walker Bueller with Clayton Kershaw right behind him taking on Stephen Strasburg means a lot of managerial openings radio with GonNa make you watching Jerry as a baseball coach man is the greatest thing you've ever seen you know it's funny because when Joel Madden's interview with the angels overdue right he's he's going to be the manager the angels yeah so I just did Joe Girardi is a guy who gets legit opportunity for Brody van wagon and in the mets what are you gonNa pay him A. and that's why you have to favor them in a in a game five but I mean you just backtracked but he told the truth I believe he told the truth that I realized how bad that in cash cure Meyer dumbest d'arno you cannot execute a relay any better than that from K. K. Two Willie TD's tag you're not talking about it five will be tomorrow night with coal and glass now as you guys pointed out Yankees get the winner of the series which will start on Saturday tonight to game fives you got the cardinals and Atlanta Jack if I have or haven't expect there to be some you do expect okay so you expect to be in the in the loop here yes I do he would not and it was like well maybe I shouldn't say that yeah yeah but anyway the crowd really got that sort of thing we were ready for that especially in this dump of a building game and we've been out by twenty feet and this this was a close playing very well done but you know it was perfectly executed by the race and that's what it takes the throw a guy like that misfield we haven't really played very well you know with with something like that I would say flavor we'll probably bad wording but maybe not used to that many crowded much crowd that much atmosphere here Ed Right Center on the move care Meyer can't get it it's short hops. The Wall plays the Caramel two-bit a third is being waived dominate the relay here's the through Domino's got it Damn Jack Curry writing for the New York Times and your great career that you've plumer and Gino in the morning now I got a lot of that in the not easing Thursday night football giants take on the Patriots Sterling. Shepard won't play Saquon Barkley Evan Ingram Wayne Gelman not likely to play like I can come up with at least fifty other words to describe Chris Carlin before I got the lovely but hey he is lovely as well happy go lucky certainly okay anything yeah what do you want him to say right what is he supposed to say no yeah I interviewed with a team don't worry about it he's an appear okay that the lovely Chris Carlin will be lovely and talented lovely I love Chris Carlin but I I don't clarity facing Mike Volt Knezevic Larry Says Ready to roll and so prepared that you know again certain situations I know what I'm comfortable doing a note I'm not comfortable doing he hopes to have his but have not been ruled out as Pat Shurmur was asked about the status of Barclay and Ingram the game there against coffee at four guy coffee ship it out to you for free so let the ink flow and get ready to print your heart out offer excludes Economy Page Wide Inc expires October twelfth from my colleague John Flaherty who joined boomer and Gino in the morning now algae Jack on defense well need it sure any additional player helps that's yes that is true Sunday the jets take on the cowboys Sam Darnold probably not but they did that thank goodness Oh come on Jack for crying out loud does he realize like like who you are what you've become yeah I guess not anything the game pass the time they were talking about Candy Corn from Mike Okay all right we'll be back at quarterback in Dallas Jerry Jones that his weekly interview with Sean and RJ on the fan tough start to the interview for the cowboys owner disappointed oh you didn't hear that from me and he would continue to peppered about all that stuff I you know I understand that you're you're curious about the injuries I really don't have anything to add other than what's out there sounds like I know that I would describe him as lovely lovely and interesting where I would go with a different adjective bluntly big huckabee'll bear wasn't that love now talent yeah lovely and talented not an animal I know you're not because you would have used the words a lovely and Cowan true yeah lovely all over his lab the packers thing in the morning former President Bush there and ellen degeneres sit next to each other to get in is little different for us coming in but there's no excuse we go back home we got to take care of business the Astros from a couple of years ago when it Yankee Stadium Rock couldn't lose at home yep absolutely million dollars Joe Girardi three million Joe Girardi on with Mike and we had jack curry on with Margie Maggie Ginning and I haven't heard that in like a year and a Gino in the morning yeah yeah thanks Eddie I appreciate it man dude get used to it really still Craig Carlin nine nine okay talented lovely son of Gulf yourself those tough to do adopted two people go sit next to each I know she had to apologize or explain herself or something like what in the hell why because these gillies the twitter police are out there out there is not stuff that we put out yeah that's our doctors near their doctors a center Davis and ALC- Ogla tree will play which is the EH the rutgers Maryland game a little bit with him probably not happy go lucky crap poll talk to you Harley listening to people can't pronounce Sam darnold named the quarterback so I read a tweet from big head Oh I think legitimately coffee house lap he's had man forget about you know Aaron Rodgers and he's he's an old guy we all forget grass he's pretty good with that stuff oh my goodness screaming at everybody do you think that that was a cover up like Jerry Jones just legitimately forgot who they were playing then he used the cough Nah I don't think you forgot it all away they're gonNA play but they also there's a there was a big bureau of the Houston Rockets in Jim in Shanghai and they were painting over the Houston Rockets Houston rockets a persona non grata now of course it's only GonNa get worse from here and your man Adam Silver's basically trying to put it all back in the box and trying to thread the needle put an in helmet in helmet preparation we have done a lot of preparation with him out pants which is a new method this year I think fans look at the Knicks as a brand younger players in their lifetime. Don't remember the Knicks being good I've seen the Nixon the finals but kids coming up after me didn't see that applies he's fighting with all the Knicks fans and he's you wouldn't say that to my face and all this stuff I mean holy imagine the things that were said to him why he looks at it I just so that whole brand of the Knicks is not as cool as let's say the Golden State Warriors or even the Lakers or the nets now you know what I'm saying the cool thing now is not the next nets the we put him in pants in in shirts and then in a helmet on field and then we'll see preparation at that point definitely all right I mean he's about eighty five pounds and he lost ten pounds in the last three days and Kevin Durant by the way was back fighting with people on twitter yesterday if you could through college or go through his Hodge's whole yeah he he actually looked okay play badly no he didn't well he was asked Tomlin about the rumors that the CBS all access available across all your favorite devices all you have to do is go to CBS dot com slash boomer to get a one week free trial of skins might want him on the head coach of a warning four football team. There's going on the road to Play Hall of fame caliber quarterback with my third quarterback you think I'm worried about anything this week other than that name has surfaced for the potential reichen remember he played for the Redskins so todd Bowles could be back on waiting for yesterday Sam Darnold cleared to play this week against the cowboys so news anticipating that clearance happening but Sam darnold now is back and now as the team gets healthier and Chris Herndon coming back from suspension these things now trending in the right direction hodge's ready it has a lot less exposure a lot less in helmet preparation in helmet preparation preparation has been out helmet in during a Raider interview on Tuesday Kevin Durant spoke about why star players not signed with the knicks quote. Here's how they're on the street Guy Yeah Josh Henshaw I don't know man where's vic he doesn't WanNa kick anymore he's done yeah he said he doesn't hold Punter WanNA see some results on the field now fortunately for the jets they've got a couple more tough games on the schedule right off the bat before they get to the easier the titans I did not say cut Cairo Santos four field goals against the bills as we did see yes yes so you got you have a lot of like kicks going back in the right direction you know where you feel like you've got the right guys which is what you felt like going into the season is what you felt like in the first for the previous week of course we know that didn't happen and Luke Falk plays against the Eagles and it's exactly what we expected to see which was a total boat race there craziness because they certainly have worn the the trials and tribulations of this organization over the last few years but let's see me now a lot of owners consider that I know that cody Parke's back in the League the guy who the bears made such a big deal out of cutting because hired him half of game one you want now this season to feel like you're going in the right direction and you're not it's amazing how things change it a full one eighty that attached to it I it makes no sense to me he must he must end up enjoying it and the oilers beat the islanders five two to James Neal a couple of power play goals scored fourteen and you heard your owners say this his performance so far is giving us when we step up there we don't know it's going to or not that's not what you lost don't bet any money on against that happening lose Okay now this would not be let's say you're Mahar when you were the kicker of the cowboys ask all access it's the morning show with boomer Esiason and Gregg Giannotti boomer and Geo got the news he was what about the the odds of Jason Jarrett Jason Carrot runs over with paper towel there's a line on Garrett getting fired in season uh-huh on the night all right hey everybody boomer assize and it's September and you know what that means at the NFL on CBS is back stream your local game live every Sunday with oh I think so be interesting to see how the jets defense response to Dak Prescott The Dallas cowboys hopefully Sam actually comes everybody from the beginning of the season to where we are now so I don't think all is lost I do believe that you know jet fans because of the history and the negativity that just baked at this team as it was built it would see what they can do and maybe get this thing to a place where it doesn't feel like they are one of the worst teams in dire straits in the NFL protect them and he will also make them better because he'll know what the hell he's doing on the field and he'll move around and he'll make secondary place Chris that the offensive line knows who they have behind them now they know that they have the franchise behind them they know that he's coming back from illness they're gonNA play their asses off the so it's not as if they're blocking for a third string practice squad backup quarterback who's not who's in way over his head there's no there's no inspiring arnold was a third overall pick in the draft he is supposed to be a superstar and he is going to bring back what I would hope is going to be a down and plays good and play solid and continues to get better because they'll they'll look differently with him quarterback at least I hope they do a part of their schedule it just at this point now I mean it oh in four you're obviously not thinking about playoffs you're not thinking about anything but really getting this into them like this whole thing is too much for them to handle so I don't really blame them for going off the deep end and want to get fired and all this stop I just sort of let them have their well I agree with you one hundred percent and hopefully Sam doesn't feel like he's gotta come in and throw for five hundred yards in ballgame I just hope he goes out there and probably pre diagnosed to now being cleared to be able to play on a game on for a game on Sunday so be about six weeks of time and that seems to be right let's that's about the right amount of time so hopefully he's getting better every single day hopefully he's getting energy and that's what I'm looking forward to see you know a guy that's out there does not WANNA kick punt pick us go back to Norway the steelers face the chargers Sunday night here's Mike Tomlin trying to get Devon go ahead man goodness just what the redskin fan wants an tuna back for the jets the jets defense has played well though that you sit here and tell you that they've been overrun they haven't been they've held their into the bargain when you're saying about the jets here one thing I don't agree with is I'm hopeful that Sam Door GonNa play well but watching that offensive linemen had mono before that game you got tested for Mono after the game and now we're looking at about six weeks it's about it's going to be about six weeks time from when he was on in that situation and it's not just loop Fox fault he's at the wrong place at the wrong time and he has to bear the brunt of the pressure of playing in the NFL Sam backed off track so we're that still remains to be done and remember this you know Sam Darnold played the first game against the buffalo bills with mono you played with mono yeah so we five years manning wasn't in Daniel Jones and everybody just seemed to be inspired after that of course this is a larger of a gap between Luke Falk and and Sam it plays as normal game and the defense continues to play the way that they have and they're going to be playing you know incomes they wounded Dallas cowboys team has lost two in a row now ooh trendy right now I think the team in China now maybe you can they are there well suppose which is like it's anyway my question is They football schedule on the Patriots how do they get such an easy in the league they weren't able to to move the football go to Chris in Huntington who joins us on the fan what's up Chris Hey guys thanks for taking my call I agree with you locks yes so they end up because of the rotations it's really just a couple of games that are in question at the end of the season that changes with where you ended up I'd like to say that I and Geo when you do Mr Know it all and Joe Beningo you are spot thank you frank I appreciate that at the end of the previous place Kansas City right so they play Kansas City in Houston which are those those are playoff team right so they were going to play the NFC east catacomb of professionalism to the position. Yeah I mean I know it's like a broken record Sri truth that position changes every shirt does I mean it changes your run game it that's fully healthy doesn't have the virus in them and can go out there and play man if they just held on in that bills game I mean just the one in three feels so much they were going to play obviously the AFC east and they were going to play the AFC north this year all of that was predetermined because of the rotation of the schedule Yeah and a team that of course feasted on the worst teams in football three Ed we know the here's the thing I don't necessarily know that Cj Moseley's old and you just you just know they're going to look better but how much better I mean this is is this a playoff team that got knocked off track or is this a six and ten team that got and it's amazing about the Patriots so you know they played Washington on Sunday hammered them now they have a short week against the giants there also you gotta remember the Patriots Make Everybody look worse to the Patriots aren't dropping these games very rarely are they losing it's on life when he steps on the field on Sunday Franks in Connecticut what's going on frank high over Gio high your frank's good I love you guys back without Cj Moseley then comes Dallas at home at Houston Kansas City at home at the bengals and then there's a couple of games in there that obviously are games that are determined by where you finish the year before and those games are Kansas City and they're Houston exclaim after the giants is in for eleven days normally as a ten daybreak but it's eleven daybreak because it's the Monday night game at the jets Komo after winning the super bowl and it seems like almost every year that they win the super bowl their schedule is easy I believe they will of course they have to I mean you can't watch any worse you cannot look that bad that offense did not have a chance against anybody we could have been the worst defense you gotta be physical you gotTa have the stamina you know to get through the four quarters and hopefully he'll have that now hopefully these last two weeks with him practicing will give him a new lease that's it so the fact that you've got the the NFC east that's got you know the giants and the Redskins in it right off the bat which is which is very very simple for them and then you got the AFC north which has got the steelers who are not the steelers and hurt when they played one though they didn't have let's go to Jim in Quinnipiac going on Jim Hey how are you moore who lost to Cleveland I mean come on and then they play Philadelphia who's no great shakes you can't go by what they did this past Sunday everybody's going to get right against the jets with Luke Falk that's scary that guy you know if he's going to get sick you know nine or ten times I mean how's he even going to produce anything for this his thing I'll tell you crossover schedule so to the bills and so the dolphins so it's just you know they have Tom Brady who bell Josh mcdaniels and everybody else is like in a state of Buffalo at home in Miami at home this is this is that's a fourteen and to schedule it worse I mean I think right exactly at worst one hundred percent alone they get the six games in the AFC East I four right so that that's a major advantage here right and it just it just so happens that their schedule this year but look at this six after that after these to tell me that Cleveland's any good after watching the other night they at least have six that are least Baltimore six weeks and the doctors cleared him I think it's fine I need to go to the bathroom is that the guy drops I I was talking to me I feel like this is a great song for a eighty sports highlight phil the teams that they're not supposed to lose to where are these other teams are I mean hell the chiefs were an eleven point favorite at home against the colts and they got their their brains beaten are after the buffalo game they got Washington and the giants those giants fan but you know the jets the jets play the same schedule they play the same it's just the team you know turn double play like cheesy slow motion hands she bloomer available wait one second right Jim while I while I get him so how's everything going today oh just terrific okay live from the Investors Bank studio as Boomerang. Go on Fan and across the contrast CBS sports network can I ask you of course you can boomer now array me into some pain all right it's the morning show with boomer Esiason Gregg Giannotti boomer and Geo Injury he was making me laugh with all those stories hernia surgeries he's seventy two to why one on each side better the one having that one win as opposed to being winless at this point but I I look back I went back in that game he wasn't right in that game either changes the the the wide receivers changes how the defense plays you cheated the offensive line hell we just went through with the giants for crying out loud the difference between I love it Phil Simms half-naked doing curls after winning Super Bowl yes that that for some reason Richard Sherman wants to make a big deal out of supposedly knock it in the handshake from Baker Mayfield by the way when you see van bow they don't have Antonio Brown right Ben Ben Did play that game they still beat them thirty three to three you got the browns they're the bengals yourself I mean the he he did that that whole videotape thing Palestinians in the short shorts they're really tight shorts bump bar on we are pregame handshake line he and Baker Mayfield check in there is video evidence that shows the two of them engaging in a handshake saying he was mustered he must enjoy it to a certain degree I guess I'll do that stuff right Al has to because he can't be you know they hit looked like Richard Sherman like kind of slapped hands they did and then the next guy came over to Baker and they hugged yeah all right so what Ed what's going on I love your show thank you now I'm kind of curious what do you think it's too soon that Donald back in and out no not at all now it's about time now to the point where you wouldn't be surprised if he snubbed an opponent or you know like the whole flag thing planting the flag that's way Nick Bosie could didn't forget about that for years and years nobody just up Sixteen Amit Moseley goes out it's like everything's gone everything and you got you got to be mentally tough we think that he seems like a guy that would do that I don't think he's a guy that would do that because he is someone who got that competitive edge what is what what's Richard Sherman talking about I have no idea why why does everybody just pass it off like and where he went on the air at Iowa I was not putting them on and he told me about his five hernia surgeries and his prostate removal and then he's got another hernia Sir want to hire a lawyer and get after that hurry this guy needs was infected he was telling me about he was putting a convalescent home g right the mets showing up to Spring Training in Port Saint Lucy with like the you know rusty Staub caps and the orange hair and then like this is a great one Yeah this guy had one but you had to come on your podcast most right one I had to the controversy factored bs look into the camera fake news fake news crap story yeah that should not have any now you'd be able to tell me a little bit more about this than I could because he's done a million commercials yeah they were the hype team they got Odell Beckham Jr stupid that's just an they beat them down they said what they said after the game they embarrassed the forty niners crushed a browns as a whole but there's no reason I mean he's always been a guy who cannot wait to just stir something up which I've kind of appreciated over the years quite frankly because it is entertaining the commercial comes up before the show or sitting in boomers off his LDL perks up then I start to talk myself into unders comments the night before on the dugout that Fox sports one had and put them out there don't think for a minute that baited know what Justin verlander were saying about give me the ball we're going to be a storage yeah and I think this is fueled the fire like I was talking about how Tampa Bay had the fire fuel because of just umbrella are there you know everybody was talking about you know them being the team this year and and we all know that they're they are story I don't care what you say whether they're good or bad I because it's an easy thing to believe with Baker Mayfield because he seems like a guy who would do that that's why people just jumped on Richard Sherman but it's not sense however this one was nonsense there is something about Baker Mayfield in the browns that the NFL players on other teams cannot stand ah one hundred percent Richard Sherman is lying about what took place now it could it be that there was another moment don't touch the money in I guess in Defensive Baker Mayfield it's because of all the commercials because here we go again just ripped him back and everything else ripped apart but I don't know why Richard Sherman felt the need to lie about a handshake rain the train that's right the failing Richard Sherman and his fake now failing reporting of it well yeah well reporting because it's what retirement said after the it'd be giving answers you know he talks to the media lot and on top of all the commercials on top of all the hype he seems to be the guy that is you know feel yeah I haven't had to go to that from yet to allow get back to high perfect alright boomers here now jim go ahead how are you thanks hey volmer how are you and you know it'd be the rest of their schedule I'm not sure I'll have to look at it but man if they have to play let's just take a look here doing the most heat and pressure yeah Freddie Kitchens really is the problem there I mean they had a team here they assembled all his talent they're ready to go they ended last year on a good note they decided to go all the newsworthy stuff that has happened around the browns he's like the center of it all right and so he's always going to be asked questions about it he's always right so I don't know if I could blame a reporter for saying Richard Germans right you're right I think you blame Richard Church for lying about it that's the problem and what does he get out of it I don't know game or after though he was talking about pre-game pre-game yeah well then he's lying flat out lying because as one hundred percent video as a matter of fact Baker Mayfield the blind stinks and I don't think that he's a good head coach I think they made a massive miscalculation with him and when they play good defenses good defensive line you're going to see what happens at New England at Denver Buffalo then they play Pittsburgh twice in other half of the audience is giant fans are going to be like come on with this Gronk Scott to be doing this game and by the way you think he's is he going to be an analyst or is he going to be a clown right his press conferences he's getting paid into corners by the reporters he's getting owned it's it's it's a mess and I cannot see it turning around I can't because the replay coming and they and they went after Baker Mayfield on the field and then after the game everybody went after him man all right we got them rattled we gotta miss he skittish have the giants at the Patriots and you're going to have a TV debut tomorrow night yeah of Gronk that's right the GRONK is going to be like three weeks Pittsburgh Miami Pittsburgh Cincinnati Arizona how about that schedule one two three that should be five wins right there and then they got Cincinnati and the let's end this thing tomorrow night what about last year when Aaron Judge Played New York New York passed the same thing sox clubs kind of the same thing you always want to just make sure your respect the game making his TV analysts debut for Thursday night football on Fox yeah I would not put him on a Patriot game the first time around I understand why they're doing it but I'd be there's a whole right at a at an epic level and by the way you know it's not like their defense was doing much against San Francisco Seattle this week the objective with it dude we're going to kill a man awesome bag or not there was this whole controversy that came out of the Monday night game between the San Francisco in honors this this is like this is like what goes on in the world I this is a guy take a look at the teams with the best defensive lines yeah I mean I their offense to his under it perform their offense if he's going to be an analyst it's impossible for him to be able to this fresh off him being a New England Patriot in his first time on TV right so th th they should make the playoffs we'll watch out for Devlin hodges though man telling you this guy could be the take the League by storm you never know tomorrow night you had with the offensive coordinator I mean they basically put a hey seed in charge of this operation and he is failed at a epic level so far doesn't know what he's doing he's up there guesses he literally spilled the coffee and he's trying to still talk while right you know Sop sop coffee on his lap he was at the end of the interview I think he's going to say that yeah that's going to be Gronk in pre-game show dig a rookie quarterback other third string running back there the receivers concussion man or worse to you we're gonNA kill who who who who like that's GonNa that's Gronk as an analyst with his shirt off he's got feelings these days so this is the quote right from Sherman Okay what's amazing and annoying was not him shaking hands at the okay you're GonNa have rivals but pay your respect in that moment especially when you're young respect the game and take adderall before the game everybody's focused right he and then and then this one that they put on before these games by the way did you hear what the flyers announced act for the game so I mean really he's gotTa have to handshakes to and shakes before the game I mean at the coin toss multiple coin and when you pull Bush league stuff that's disrespectful to the game so what Bush league stuff that he pull respect the game Sherman said visit earn anything in this league games as he won he's acting like he was the MVP it mahomes did that'd be one thing but he would never do that because he's got too much ginning Sherman told Mike Silver of NFL DOT com. That's some college bleep it's ridiculous we're all trying to get psyched up but shaken hands with your opponent that's NFL etiquette aww pools of blood outside a concession stand how do we fix this let's make our rage room where it's safe to go beserk no it's stupid shake coin toss posed coin toss Baker ran off didn't do the obligatory trip within forty seconds it can't be in the booth he's gotta be I think he's part of the pre-game show right so he's got to be so he'll be down here then with Strahan and those guys the smart this is somebody up in corporate thinking that how can we get our fans not to slash the tires of cars in the parking lot we've had six incidents downs why not we got Chris on Long Island wants to talk about this Mayfield Richard Sherman thing. What's going on Chris Hey guys Hawaii Goodman so you're you're missing a key element of handshake date here is very important story okay so yes yes Baker and Sherman greeted each other pre about yeah the rage room yeah the flyers are creating a thing called the rage room so Ryan when the band gets upset they go there and they can let it out Randall wouldn't shake his hand for nothing right well you know what I'm saying hall of Famer that's all you want to pay respects to one of the best ever done it was another one of those guys right a Maniac Conrad Dobler you name them you know there were a lot of maniacs out there a lot of maniacs I thought I often told you about okay we'll take heads okay you stand over there you stand over there okay you win the toss you want the ball we'll take the ball okay thank you guys see after all right so no second loss handshakes so ridiculous that I mean listen you how many times are you out there with the coin toss handshake is that is that the is that the etiquette is it and don't ever get that type of publicity simply because they're either not playing these years but in the old days man forget they're trying to hurt you know yeah a Bill Romanowski Manchu are there some second hand shakes that could be I don't know I think it's written in stone what you do and how you do it and by the way if I were out there with John you know lyles Szeto from Long Island here played at Lawrence High School and everything else we're playing the raiders and he decides he's coming now in our locker you're going all over the place but I did a lot of like crazy little torts sports potpourri with boomer this actually this actually makes a lot of sense when you yeah well come on stop it first of all they're gonNA meet gritty in there I hope knock gritty will die but no I don't I don't drew and they'll just pummeling Jonah wouldn't that be great well I guess only there's a camera in there put put a cavern there that you have a whole nother of entertainment yeah just be like Mason Rudolph he when he got out of the pocket it's almost like he hasn't played enough to know how fast it is out there I guess yeah I mean listen I don't watch the only pre-game show I watch is yours I'm not just saying that I can't because you love Terry Terry Bradshaw has been on that sitting you can't see anything can't find glasses he's making terrible jokes it's the wars thirty bradshaw great God it's the worst you got an assist last night as I point is angel player but man he was overwhelmed in the beginning like Oh my God this is happening so fast and it's the same thing for a quarterback unease back in our day they were allowed to hit us in these yeah and they would always push the rules always push rules try to get the quarterback out of the game so it was not fun and they'll something will happen in their rage room guys will go the rage room will be the place where to to maniacs meet to fight now you know go to raise room let's go to raise takes appreciate family lunatics are on the field like you know we we may we city and we talked about as perfect but there are so many other you trying to learn so many things at at in such a short period of time that when you get on the field you put yourself in these bad situations and you and what's coming at them and this is the thing like Josh Allens gotta learn you know Sam Darnold gotta learn at Baker Mayfield's gotTa learn it Colin Murray's in the middle of learning at every week I did like you never know like half of the guys on the on the field if they're on something that they're not on something what the Hell's going on out there guys dive in before the game to say hi to me Okay and say hi to me is casino obviously I'm from Wyoming and Sal Champi want Lawrence running around and realized he actually protects himself pretty well though he hasn't gotten crushed but realizing that the guys on the on the defensive side of the ball fast as hell man and things making a fool out of himself for the other one for like thirty years now I can't take it lasts for thirty myself in thirty you're not making a fool out of yourself for me yeah yeah after he's diving at my knees and trying to knock my you know my career yeah I appreciate it that is a game I appreciated that a Gamer man whenever can you know Richie Malo and south champion the coach of Lawrence and East islip and it's this whole little thing going on right to my holy what's going on with Jerry brought about the Raycatena auto group schedule an appointment today Ray Katina Service Center First Class Service at affordable prices what's going on we're still not sure who the Yankees Starter Donald Carter I here's Aj hinch the Astros manager he says give the raise a lot of credit for doing what they did it wasn't that ver- lender was that bad they did a good recite Gregg Giannotti boomer and Geo Jerry recco is back with us going to tell you everything that happened last night homered in his game as early on there was a three-run first-inning Travis d'arno and RBI single as they got to Justin Ver- lander here was d'arno why successful I have a four nothing lead and that is raise radio the astros would get one back but that would be it and in the ninth with a couple of guys on base time run at the plate Blake's Nelly no it's a little more fun now guys still get hit as we saw to Mason Rudolph and Josh Allen some of these other guys but it was a different world you have a look uh they did raise radio again four one the final score forcing a fifth decisive game in Houston Tomorrow Night Tommy Fan Eh Centerfield Brindley turns and looks it's gone homer Willie at Damas his home and again in the rain these hits that you shouldn't be taken as what you know you gotta you gotTa get down when when you're out there you gotta get down man I take those hits it's the morning show with boomer Gulf things come quickly like a joke suppose quickly but last night the islanders debuted new one of their new defenseman no adoption and he got a and I'm like no no no no no no I don't want anybody getting anybody out of anywhere just everybody calm down and he came in and gave me a big hug and no longer to see on the field one prior to go up and you shake hands up beforehand that I know of and you say like you know if it were Dan Marino Hey dan how you doing how's everything good luck today rinke stinks and you know and what's his name Berlin didn't have touched the money put me in skip let me end this but don't you kind of like that and that was a majority was on during the broadcast of the game that you could tell the three days rest he just didn't have as location for the Astros UNHINGES team goes back to Houston they pushed back we're not afraid of anyone and it'll be a lot of fun to to play that game five he's not going to start calling him travis darnold just to buck the Charlie the microphones pick up everything yeah and and Fox sports one played that a comment that he made to Aj hinch yeah I just I listen I get it I understand what you're saying I think that the forty niners Brown's example is a little bit better I just don't know if like G. Men Choi is more locked in on Justin verlander because he I'm ready to play the Hebrew home yeah I just I just think that when it's ver- lander this kind of stuff you want to hear from him let's go in this I'm ready to go skip what do you want they could feel like this and I'm like okay I got I got if I were you I would ascend Anthony Munoz to the visiting locker room with alka Seltzer mouth have them foaming like he was the hell you doin' in here of wow that was a scary human being out of uniform let alone what he was like in uniform reith up like maximum torque which one you WANNA go on three days rest I'm not sure if I'm going to be at my best much you know what's amazing though is that just how the cameras pick up everything now the cameras hold? Aj Him that he wanted the ball game pass your question if Joe Sip your high school football coach read something somewhere hey that's a different thing to go on that you know that is a good one but that's that's a totally different situation because that is a leader that is standing about that whole situation he goes yeah well the guys wrote him pretty good because he came out the morning that they were going to go play over at Brenda burn arena doll season to get home field we have it for reason it'll be nice to get home I love this series I love the opportunity that we have a win and they head to the against the Yankees pitching there's more examples of touching the money and losing their is touching money of winning how many knuckleheads I guarantee we're going to win in the end up losing stuff he might he might guaranteed Yankees will play the winner of the series in the AFC game one will be Saturday cardinals in Atlanta tonight for game five the pitching about I don't know East islip talking about how they're going to take down bellport don't you think that would be in your locker room for example baseball I don't know if I'm telling you against Verlinden that opening in for the three and two thirds that he went he's fallen behind and and we're getting some leverage counts and and we're able to capitol Zahn facing Yuli Gurriel still ready runners leading at second and third the one to swing a line drive up the middle right there as Wendo he has it froze the first race job of staying with them I thought his fastball was was really good I mean it was pretty hot coming out today he threw the ball hard I think is location was you know a little spit matchup in that fifth game we'll be Garrett Cole entirely to say you know God Dang it I can't believe we gotta go back and play a fifth game we should ended this thing but they lost game four last night to the Connecticut the Mohegan Connecticut sunk that's right yeah that's still doing those games yes said they were GONNA win game five in the WNBA finals do they say after the loss game for last night right and so she's now we'll see how it works out because it's him though I mean isn't that what he's supposed to say guys won a world series before he carried that team Oh yeah first time he's he's GonNa win the CY young team that's all yeah over a few things yeah occasionally you know depends what it is but not normally I'm an even keel guy so you called to-to-to stomach the stomach I don't know there's about two guys that basically said we guarantee we're going to win and they wanted as Nemeth that enrages the sun the sun gets hot over that I would see the Sun Burns with this I think should get hey but why don't we tell you about touching the money I get it but he'd been thinking I understand but at the same time Guy Wow you guys to touch the money when we were is in those three runs in the first inning was huge for us carry them the entire way Dr no says this team just battles like you said even with wall get a hand gun talk Chris come on man I mean God when Matt Hasselbeck at the packers ot says we're going to get the ball and we're gonNA score yes yes that's a great question then was pretty bad how oh play in the AL says it's still will be out of the razor the Astros because last night Tampa even things up at the trump veteran right hander deals there's a high drive people mall Adams one on the DA show They played the jets yeah I thought he was not doing interviews I don't know he was on the DA show and because so they all held it up we're GonNa win the night that's right yeah him and Joe Nemeth touch in the money all over the place matterson hockey football imagine everything we'll look a Marcus Marcus Morris is actually taking a ball and limited on somebody's head Mark Messier touch the money with his guarantee because it's kind of stupid at the lumber on maybe Lebron at a year that they came back from three one deficit and one of the year that draymond green and everybody got trouble fighting and all that right yeah but we'll see we'll see if this whole touch and the money thing you got someone on the mystics guaranteeing victory we're GonNa put this thing to test let's see let's see area I mean and I mean we we need to get healthy period he says teams fine it's just the results that haven't been frustrated with losing vivants not as good as you in that regard I think Mike Tomlin deserves a little more respect in the seems doofus voice I mean Jeez you know killing the Guy Up Justin verlander leaders stop face of adversity trying to ease his team as a matter of fact when I interviewed Mitt Alexey is more what it's like so I can understand why he did the mother ship was asking him about the fact that darnold will be back for the jets this week that's going to be a big help right. CBS Sports Radio the mothership yeah right yeah The giants meantime play the piano them about quitting his paid spot I have no idea he should have marash could eat fifty two empanadas and six minutes because that's what we're doing in our next segment you should ask them I hope he asked him I will go back and listen if you'd like I will find out all right let's get this thing right please end up writing up so it's not really like going on a show it's like going on a tour of a it's not funny speaking of Tomlin he was asked his thoughts when Mason Rudolph was coming off the field the other day obviously it was a scary nice you nailed that one pretty good doesn't kid no I know but I'm just saying the herniated disc thing you just perfect bang I'm all disk is honest right Nama little bit he's listed as a fullback when we put them in a tailback we expected to do tailback things damn right no no that was a Chiel him outright deescalation of situations where that was coming yes he why he was coming at me like a bull and Harrison the money baby that's a good example Mike Tomlin was touching the money Sunday when they got stop yes he was because he was high five and slap it and I had the The matador costume on and I I handle I told you driver meant just sit here for a minute I got to see this if something happens listen calm down the situation what was going through his head of medical expert no thoughts really He said I ben for this new video came out he did his show on one yesterday and he goes after every every imaginable way you're five eleven and a half looks like you've gained weight Maggie and Bart I I guess yeah I suppose so you one on the DA show he was magnum ta show he was he boarded the mothership Stan understand Sir Jay Gruden was fired the other day reaction from his brother John The raiders head coach Dad's been fired I've been fired Jay's been fired Jack Flaherty and Mike Foale Nevin the dodgers take on the nationals we really something if Ellie losses kiosks telling me member of the Washington mystics now Mason out like we sat in here the week when we're dealing with circumstances we had red paint so we painted barn red okay now maybe yellow I know we got the yellow pay now we're going to paint the shed yellow we gotta read bond and a yellow shed knick Knack Patty wack welcome to the welcome to the club broke what a great family four eight four forty with a rookie head coach and a battle line and you're taunting people talk thing anybody but that was the narrow gained note I got this fatty and blue point Mattie what's happening hey good morning gentlemen how we doing man how you thinking touching the money you guys thinking of the best one act slap me I made the right decision we deferred and got the ball back and misuse fumbled made Mike Tomlin sewing a real is getting billions and billions of dollars number of their companies over there and a lot of the companies have back in a white right now now will they let fans in the building though I at least I I I don't know because there's such like there's so many rules if there's a national outing and this and that it didn't know late in the del she's playing with a herniated disc in Iraq correct ah Pat Shurmur was estimated question giant sixteen and a half point underdogs Creighton sixteen what's your reaction Erman was kind of like getting the dead fish dead fish yeah I thought he was the one that was being disrespected realized Colin Coward can't stand Baker Mayfield right and poor Adam silver's like caught right in between everything that when he's here in our country says it's going to be and then now he's over there and that country in the Netzer in Shanghai for an exhibition game against the Lakers or will they be we don't know turns out all the banners of the game are being yeah you know I it's no one in particular I'm just frustrating as certainly helped having darnold is a huge help for sure me quit my paid spot to go on ever clips in the system I can go back thinking drama wanted you quit the spot why did you offended by the Maggie questions do you think that appearance fees a show up their beloved by the five hundred million they estimate five hundred million Chinese NBA fans over there and this is the Chech- and out on the street soldiers I told you man I was I was de Escalating Situation Viseu reaction to no reaction whatsoever he does of ally penny is that his name the life on espn he was asked about him and he's starting to more from the rip down around the city right now they're taking the game off TV in China so I don't know if I was the NBA until these teams get the hell home this is so well you know the NBA taking money out of that country and kind of trying to thread the needle and it's not a good look when Adam silver took over he was lauded for the way that he royal that's pretty funny you mentioned the the Baker Mayfield stuff with reassurance so you guys obviously know the video has come out that he did shake stole for him to assume that position as commissioner and everybody loved them now this is a lot tougher to deal with and you see him talking on both sides of his mouth out of abuse online does he obviously has never an issue of speaking about here and he won't talk about their Popovich right aside the new owner of the net says they will and it sounds like the Games are going to be played they're just not gonNA be showed on TV it's a it's a it's a mess man pat beat the islanders five to James Neal four goals and Doppler knockoff sit ups in the him no adoption blend and everything else like that he's guys like to wear t shirts before games how about wearing a stay woke Hong Kong t-shirt before today's game in Shanghai excuse as what he doesn't sell who more like syms voice it's extremely hypocritical on a lot of people looking you know very foolish over this yeah and I think that Klay Thompson got a massive shoe deal with it this tweet is created you know quite the hysteria and lot of people in a lot of bad spot makes people look like hypocrites and Steve Kerr taking one point it's like we stand by our guys what they wanna say the other points like really shouldn't be doing this stuff because all of this he doesn't know what he's doing in the players are making a ton of money over there too you know those guys go over there they get used I had no idea they told me this week rowing the game globally you know so let's go and take the billions out of China until it made Chinese come true I'm pretty sure about that Oh you check that I'll tell you I would I I do respect Lebron James for everything that he's done in Akron in class in Malibu Brentwood meanwhile you WanNa talk about real abuses you know they're playing basketball and communist country so oh she was by the way it he does have and that's what he wears he wears and no kidding Manga shooting the like we all know how much the NBA makes from the and From China we all know that but now this has gotten into the political sphere and it is is really getting ugly I knew it was popular I didn't know it was there you go who got the Goal Matt Martin O. Scored for the islanders they need to put him out on the on the power play anti is the name of complain America's Socks Okay Great Ritchie Manchester what he got Good Morning Gentlemen it's a pleasure talking to you guys again of of it's all true yeah but it's the same thing all of them you know why you live in the oppressive United States where we can have fifty million dollar homes in you know like one of those helmets that has the beer and then like the tubes coming down to his mouth now is he going to be a part of like the pre game show or you're going to be in the booth hand and then Sherman I guess he made up polls what he was saying was it wasn't the it was the second handshake watching the handshake. Initially I thought Richard Sherman art six one you sit behind a microphone yeah sit there and you question me an NFL player it was Kinda funny handled Donald Sterling situation but there was only one way to go with that right obviously Arizona's only that right there was a perfect little steps the rookie knock all pitched game to driver he had his first assist you know I we work we do engineering and we do work for other countries all the time and as as leaders we talked to our employees all the time about some of the things that you can and can't do or should stay away from politically and it's completely different cultures now you have billions of dollars on the line in a historic year for offense he's doing historic things on the mound will they be able to figure out a way to beat him can they beat Garrett Cole on the Road Garrett Cole who has not lost in months and months and months is doing historic things is going to be a tough tough task but if they pull it off it'd be an amazing amazing upset I can't even think of another one that would be as he's government is not an obviously reacts in kind and so now the NBA is trying to put the whole thing back into the the bottle in that building in what would be one of the great upsets we have seen in baseball in recent memory and it's just hard for me to say yes now if this game was in Houston's a tough place to play as we all know and we've seen it before and with the most likely American Silent Young Award winner on the mound Tampa Bay I'd say sure there's a there's a good shot but just going back to Houston Tyler glass now just worked his way back from a big injury about four or five carries over in the raise pull off this massive absolutely momentum has a lot to do with the next day's pitcher in baseball and where they are playing firestorm going on in this country these are the hot topic buttons that you need to stay away from and you know by the way to communist country do something wrong and you see you know I just but then again I didn't see the the astros losing last night so maybe just all this momentum that they got from the last two games ising game five in the LDS between the astros and the Tampa Bay rays who win again last night burland or short rest and something you can I think we all would say we would support democracy yes no but we would support the tweet yeah of course but the Chinese starts after the injury it's just asking a lot so I know there's a lot of Yankee fans out there excited about the idea of not having to play the astros because the path to the world series is a lot easier but single tweet right that was just a handful of words words and it was it was a righteous tweet it was a very supportive tweet of the Hong Kong protesters Dan but good luck good luck is right it's the morning show with boomer Esiason Gregg Giannotti boomer and Geo game five all Adam Silver the commissioner David silver and it was the players that basically stepped into this is so say general manager of the Houston Rockets yet with one we see these two games you know really got smacked around by a raise team that of course at a second good year winning over ninety games back to back years but it really the question is all over the place except for the Yankees are just waiting and watching everybody battle it out he got two in the National League today and then of course tomorrow night the surprise I get knocked around a little bit and Tampa Bay holding that lineup at bay and the Houston Astros on the road not looking at good I'm good little I got a question all right why are we tiptoeing around the funding a bunch of calm like the NBA left what are they gonNa do no I think burland who's going to win it actually I think Burland is GonNa win let's go to Antonio New Jersey Antonio it's up a boom I doing all right how you doing we also don't have billion dollar checks coming our way from these said communists right so that's a little bit of a different story I don't think Americans care about that stuff anywhere else is this now I understand that the rays back to back years it won ninety games the thing that makes it such a big upset is because the Astros had the best record and all the baseball his communist China kick the NBA out of of their country and that is what I mean I don't know what the end game is here I understand what Darrell Maury was doing the past that they've taken some people and pretty much a arrested them through and they'll find out what real oppressions all about you know the thing is rich I'll tell you all the astros have two guys that might split the cy young right think about the coal is going to win it I mean lawyers that's coming from that country that they don't WanNa lose that's why and that's why this thing is so interesting because it's a morality versus money to Piss off some Commun- it's caused I'm not dismissing the impact of the tweet clearly it's made impact my point is you know when he tweeted that out what was the positive he thought he was going to get Al Maury tweet like did you really think that this Daryl Morey tweet is something that's going to really affect true change like when he sent that out that he thinks that he was going to really changed talk about the reaction from Gio and how he is dismissing this whole Maury tweeted something that is you know take on certain amount of the reason why the NBA is afraid to offend a bunch of communists because there are billions of dollars and and I respect all of that and I respect his ability to tweet and say whatever he wants to say but who would have ever thought where there's actual real serious human rights issues and there's real crimes going on it seems like it's no big deal well right and then they take care and free tweets yeah that would be the communist that would be that Ritchie in New Jersey. What's happening yeah how's it going I just wanted to call it a cut the NFL I would say listen in the NFL we stand for free speech and democracy we don't know Yes I was the NFL I would come out into port of the protesters in Hong Kong just like the end foreigner not very significant I couldn't disagree more significant in the sense that it pissed off a lot of people what I'm saying is that what are the pros from the it like there's nothing that's nothing I mean he thought he was being you know open politically and expressing his view? I don't think it's crazy because the Yankees are off till Saturday let's be honest I miss so let's go to John College Point Johnny what's happening anything else is happening anywhere else everybody's on twitter everybody's on instagram post and they're stealing all of a sudden everybody's upset somebody well people that are upset there are people that don't allow right but I'm not afraid to piss off communists at all I think I've been doing all morning if the communists they'd be really pissed off but I'm just weed should not be taking any more money pitas communist she did not like that right you know what I'm saying and then by the way he deleted the tweet and then he's running hid from never take I'll tell you what I'm not I'm not buying a nets or a knicks ticket until the MBA gets added China you've got until I could support it you weren't things for the better with that tweet I don't I don't know if he thought that he was GonNa do that but he is doing that I mean it's been it's been a major point of conversation for the last three days AAC everydollar hypocrisy and that's that's what we've been saying Scott I mean is that that's where people have a big problem with the NBA players Adam silver all there was going to be such a visceral reaction right from the government of no I think the the last caller rich misunderstanding my point my point I understand a- and that's important I think sports fans you know we we hate being dragged down into the politics things we just want to enjoy our game but I do have an issue the communist country but here but here's the other here's the other issue I mean Dow Maury for it's not like down Maury said you're taking a stand against the NBA against my organization that's a positive if he tweets about the more people keep talking about it the more support for democracy and we should support democracy everywhere kids the billions of dollars from China. Why not right we're going to keep capitalizing on it oh my goodness stories unbelievable everybody wants to talk about it how the other leagues do it but that's what we stand for yeah you know what I would do Donnie if our Roger Goodell I would send that chiefs Texans game and I play that over and was revered here as a basketball player and obviously revered back home to the point now where he's the president of the Chinese Basketball Association you would think that you know I really don't believe the Daryl Morey is that type of person who's going to affect positive change like he's got people talking about he's pissed off a bunch of people it's been a topic on our while it's easy for me to say because I sit here New York City and we can say whatever we want but he sits over there and he's got told line and he is putting enormous how but like Daryl Morey stance on democracy in tweeting it out and causing this raucous that has gone on in the world here I mean really like we we yeah I go keeps on saying what's the positive Since when are we as Americans afraid to stand up for democracy it was some of the players and I think about Lebron and Lebron has spoken out against Donald Trump over and over again and he's got issues with them but then when it comes to go to China have this like this view you know movie script type of view about one Tweeden's down more this guy's the general manager of the rockets for crying out Oh yes got it guys doing goodness I'm so my my thing is I understand what the we've been talking about it before the tweet so what do you think the frustrating part is like what what are we going to do about what's GonNa Happen is GonNa Leave Communist China in our sure on the NBA and sore the companies over there that have given the NBA billions of dollars in and given the players hundreds if not millions of dollars official but why but why has it been a major point of conversation what's the positive aca this positive in the sense that people are talking about it and people have lintz right and so it's like it's not like this guy like someone's compared him to Rosa Parks I mean it's not just what's going on here let's go to Scotty and purchase gowdy what's happening VAT just stand up and you know where you know stay woke Hong Kong. That's what I would do those t shirts Donnie in Houston of all places Donnie what's happening on the the under undercurrent of this and how much money the NBA stands to lose here and how much money NBA player standard is here there hundreds of thousands if not millions of dollars for shoe contracts to show up at appearances and I'm over on private jets if you really knew got to be heroes and speak out against things that they feel like they need to speak out against whether you believe it or not but that's what they're told here but when they go over there they're told hey you know this is real they did as a business you know there's just sort of data told the line and they've done a good job the NBA itself is sort of staying out of power tweet now he's a lot is come from this doesn't mean just because the Chinese are angry that they're right but I that would really bummed me out if he ended up getting fired I just aces the baseball front and center because the Yankees are sitting home just waiting to find out who they are going to play in the AL says many thought it would be the Astros a clean sweep of the raise but this is he would you do this again would you say you know I really don't even more than more daryl more than we know maybe he truly is a Free Adam fighter boomer and Geo on the fan across the country on CBS sports network. It's the morning show with boomer I just don't I wonder if he asked him and I don't know if he's been asked probably been silenced entire time if you would do what would you do it again you know how committed to the every recco is back what's up Jerry morning is brought to you by the Ray Catena Auto Group schedule an appointment today to rate Katina's service in our first bus service at affordable one anyway those true let's get all right that's all well and good and that is that what you're saying is true I can't argue that I'm just saying that would absolutely be one of the worst thing I don't think I don't think he will be. I think that that to me would be an absolute abomination if down Maury got fired for the warrior very popular team in China right I'm not anymore though which is amazing to me like you would think that Yao Ming who played here in Houston in China this week that's what I would do it but those guys on a plane this is the most entertaining game we have all week we're gonNA play this thing in China and we are now going to be the sports leader something happened the raise one game three and then last night the raise one winning game four four to one in Tampa three runs in the first inning Tommy Fam- we really wanted to take up this cause then okay then stepped down as general manager the rockets go out there to fight for the protesters stand with them games this year Justin verlander went out short rest not great and he knows it once I got out there pretty quickly realized that control just wasn't where I would like the fastball and then the slider was we've used that word a lot lately and this is just another notch in the belt for all of us show and how much of that resumes we have all season long one ninety six take on tyler glass now Yankees we'll get the winner of this series game one will begin on Saturday tonight cardinals and braves from Atlanta Jack Flaherty Mike Foale never aw TD's tag you're not talking about a catcher running around or or some big lumbering guy it's wholesale to a and and everything had to be perfect and it was their bullpen game blake Snell starter was the closer got the final two outs for the save first career relief appearance for Him Game Five Tomorrow Night Garrett Cole Russian don't say a damn you're absolutely that's the hypocrisy of the whole right exactly no one I'm the one hundred percent agree with all of that you know I just if Darryl St pitchers their winner advancing to the against the winner of the dodgers and nationals here's Dave Roberts everybody available for this one everyone's available Jin Ryu has have to be second in command later tonight when the dodgers take on the nationals Stephen Strasburg goes for Washington and Joe Girardi with Mike on the fan yeah he wants to managing is be speaking for the NBA and that's why the NBA went to great lengths to great lengths to distance themselves from that tweet now if I'll tell you this though as much as I think opportunity to do it again I'm really enjoying my broadcast I'm on Fox tonight I've been on MLB and I'll be in New York next week doing studio work and here is Kevin Cash Yeah that was a pretty darn good play by Keer Meyer Adamas and then Dr no you cannot execute a relay any better than that from K. K. Two Willie Wall accidents the problem he he works for the rockets and the way the Chinese government is looking at him is that he's a part of the NBA bright and therefore with his tweet he citizens stand united when it comes to territorial integrity of China and the issue is non negotiable that's why the intensity enters its my hope that for our Chinese fans and our partners in China they will see those remarks in the context of no no there's a team in New York needs a manager I know I'm not doing the interviews I know you're not but what are you hearing people people there are certain topics that are third rail issues meaning untouchable in certain countries societies and communities he went on supporting a separate you know pitch out of the pen but I think that you know under these circumstances you know we're GONNA WE'RE GONNA rely on anyone anyone at any point Walker Buehler's starts Clayton kershaw expense Anna Mr Cy said that the damage from Mr Maurice tweet will take a long time to repair he added that one point four billion Chinese I ascended Gregg Giannotti boomer and Geo you've got Eric Legrand joining us in studio about half hour from now but right now it was a Bang Bang Play Cure Meyer you go from oh two down two tied to two he says we are really resilient it's incredible it is sta kind of spending all night really wasn't doing a whole lot four run seven hits three walks three and two thirds pervert lander Tampa wound up using six pitchers to get through debt you know why insert yourself into this thing when you don't have to and I've been saying that for days now if they ended up if he got fired for this that's a disgrace that bottom of the Da Jamal Adams Interview Oh nice all right there was a reason why he was on you have teamed up with lunatics really known as the New York over Houston Rockets Murals and everything else that to Adam silver I guess this was yesterday dealing with the Mauri tweet and its ramifications we will have to live with those consequence football sterling shepherd is not going to play with a concussion saquon Barkley Evan Ingram Wayne Gelman likely not to play Pat Shurmur would not rule them out in and we'll just see what happened interview next week I thought I was GONNA here I'm GonNa be in America next week wrote he's a Canadian by the way who is the vice chairman of Chinese ECOMMERCE giant Alibaba and he is sent he spent a good part of his professional life in China there's movement in Chinese territory is one of those third row rail issues not only for the Chinese government offer also the citizens in China being about Joe Size Oh God commerce comments about China right now so they're ripping all the matters down right now sure if they're going to play the game as you can imagine they're painting I think Joe Cy actually puts his thing perfectly in in the in the words that we all can understand here we may not agree with them but these are the words that Joe Sira Marie Travis Darnall and rbi single joy Wendell eds an rbi double in the Willie Adamas homers in the fourth year to really cool relay play from Centerfield home thrown out of Jose altuve Vais a lot of heat the coaching staff is for their last two games dropping the last two against New Orleans and then against Green Bay and I guess the fans out there one coaching changes Jones also wouldn't give the media much I you know I understand that you're you're curious about the injuries I really don't have anything to add other than what's out there and some of what's out there is not stuff that we put out is is as significant as it is so anything full navy is GonNa Pitch that said I didn't get is no one's going anywhere. The coaching staff the makeup of the coaching staff fits like a glove fits really well make up for this football antics you of teamed up with Lunatics say ticket company a lunatic aw good so we love a good pun yeah explained Dan Snyder's plane at the airport there in Pittsburgh then explain that coach our no ex- going on whalers beat the islanders then look great that's for sure steelers chargers on Sunday night Mike Tomlin there are rumors that the red skins actually want him there as their next head coach now in three decades if not longer relationships got to be honest doesn't seem like that I well that's a free relationship let's talk about thousands of years of relationships and tape amazing you lose two games replace talking about firing right Dak Prescott is not going to get

Knicks CBS astros HP INC Kevin Durant football Hodge Mayfield Richard Sherman Office Depot Officemax Sam Darnold baseball Baker Office Depot Dot Com Office Depot New York Times Chris Carlin Jack Curry Gregg Giannotti twitter Conrad Dobler
'Mad' Jack Churchill: The Bagpipe Playing Soldier Who Hunted Nazis with a Longbow - Part 1

Ridiculous History

34:16 min | 8 months ago

'Mad' Jack Churchill: The Bagpipe Playing Soldier Who Hunted Nazis with a Longbow - Part 1

"This episode of ridiculous history is brought to you by office. Depot Office depot has supplies and services for businesses of any size and they have a wide range of services services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with variety of furniture solutions. They also have all of the supplies. Your office office needs for ink and paper to cleaning and break room supplies. I'll tell you one thing that I never want to mess with again is figuring out. What kind of toner or in cartridges? My particular brand of printer needs office. Depot has you covered. Whether you're running a Home Office like I do or work in a large corporate setting they have you covered office. Depot is ready to help your business with knowledgeable associates over thirteen hundred stores or online at Office Depot Dot Com. It's not your fault you haven't achieved your diet and exercise goals. Chances Are you've you've been following bad advice. Well enough is enough. It's time for you to listen to the experts and get real results. I'm Tom Holland. Exercise physiologist and host fitness disrupted a groundbreaking podcast that debunks. The top exercising nutrition myths once and for all with science listened to fitness S.. Disrupted at Apple podcasts. I heart radio APP or wherever you listen to podcasts ridiculous histories production of iheartradio Any officer who goes into action without his sword is improperly dressed thanks so much for tuning in ridiculous historians. Welcome to the show. My name is Ben and that was a quote. Why like that makes me laugh I thought I I was hoping it was just coming directly from you and that was you just chastising people who are not properly accessorized with their sword. Oddly enough yet no you and I have a forgotton atvs day but our super producer Casey peg rem is probably still strapped. He's got two of them like across his back like a Ninja turtle at all time. Yeah for sure. Okay Ben. I'm going to read a little context Of about that that quote there that's true that is That is not a quotation quotation from me not one from Casey's thought one from you. It's just a quote that we all three happen to agree with the source of this quote is a a man named Lieutenant. Colonel John Mad Jack Churchill and he was not referring to a sword in a metaphorical cents. was he no he wasn't he was referring to ceremonial military sword. You know that's part of the whole get up It it. It really is more ceremonial than anything. I don't know there was too much sword. Play going on the battlefield but this is a man who was very very concerned with tradition. Yeah and his sword was a little bit less ceremonial than most right. He was Scottish and he had a Scottish broad sword that he took with him to battle in World War. Two this is a guy who is somehow not a character in Quentin Tarantino film yet and today on this episode. We're going to learn a little bit about Lieutenant Senate Colonel Churchill. And we're going to learn a little bit about why people call him mad. Jack and spoiler this is not An ironic nickname like little little John or something. No this really does have a little hints of like the Inglorious Bastards In it for sure you mentioned the Tarantino now connection it's because this was a man whose job was to hunt down and kill Nazis and he did it in a pretty creative way ask some of the bastards did in that And that Tarantino Picture Let's let's dive into Churchill's life we know he was born in Nineteen Zero. Oh six his father was in the colonial service He had engineering post and he worked in Admin and this meant that the family the moved around they had been in Sri Lanka or presidential longer they have been in Hong Kong and when Jack was born the family was luke aided in England. But there's still a little bit of disagreement there. Some historians will stay in the colony in Sri Lanka in some will say he was in Hong Kong. Anyhow his father's family came from Oxfordshire and his name reflects their inherited Geography their ancestry. Because is there on the Anglo. Scottish border in the highlands. So he actually had His his full birth name is is much longer than just is John Churchill. Oh absolutely Mr Bill and along name. Indeed he was christened John Malcolm Thought Fleming Churchill see I miss those days days you know how many people get five names from the jump. I mean it it certainly on the table. You know. It's not really done but I think we should bring that back. It has an air of gravitas to it. Yes sort of setting up your child for success as some sort of dictator or at the very least a a minor political player. It also gives you a moment to pause you know when your name is officially announced. Now it's this the parade of ideas. If most people in the states have what I would say on average three names first middle and last all I'm saying is it's good to have options. Oh yeah that you think about that too. Like we've all had friends. I imagine who later in life choose one of their names to be. They're go to name. You might have a guy whose name is fergus. Jeremy Vanderschmitt and growing up. He doesn't WanNa be called FERGUS. So He's Jeremy in school but then it gets the Lakers college age and he's like into beat poetry stuff and he's like now in Ferguson. Or Fergie perhaps joins the black eyed peas But here's the thing though. Where does Jack Jack come in? You've got John Malcolm Thorpe Fleming Churchill and then he ends up with Jack Jack Short for Jack must be short for John. That makes no sense. Same number of syllables. I don't under- it's like Dick and Richard Back. Come from no idea. 'cause rich was right there. Riches in the front somebody. Somebody went out of their way to call their childhood. Dick I would agree with that You know the the child probably had a bad attitude You know but here's the thing thing Jack's father had had a very pithy little simple to the point name was Alec and when Jack Was Four Alec became the Director of Public Works in Hong Kong and They moved we moved his family to Asia and they lived there for several years until nineteen nineteen seventeen In that is when young Jack became fascinated by exploration he was kind of given given free rein to just roam the city at will And when he finally went back to England he wanted to keep that going. You know he'd already uh he had this thirst for exploration that he could not easily quench. Yeah and we don't know too much about the life and adventures of Young Mad Jack Churchill but we know a few things he graduated from the Royal Military Academy Sandhurst in nineteen twenty six and after that when he was only twenty years old he was shipped off to Burma with the Manchester Regiment and he also took some time. I'm to do some road trips. He drove his motorcycle around the region and while he was there we know that he learned to play the bagpipes types perhaps got a little bit obsessed with them. I mean there's really no way to just casually interested in the Bagpipes Ben. That's at least how I feel about it. You know once you go so when you get in with the bagpipes you really got to become a total pipe. Head bag head Bibi bag head just because Piper doesn't work in Pipette has some sort of drug connotation probably what's the name of the the thing that you blow into the Komo. The Shan't the chanter the Thomas I duNNo. Why is that a hat? That's the hat. These sound these legit. I know he don't blow into the bag. The managers take some of the year. I do also know the bagpipes can sound good but only in the hands of a professional. That's my point it's sort of like Playing the harp or something. You can't be a casual harpist or the oboe is really difficult. It's also you gotTa have your almost sure Ooh just the way you hold your mouth To to make the blows. Yeah Yeah Yeah I mean even in the even the violin can sound ugly in the hands of a novice rushed me. Did I mean as a as a as a young violinist myself I have been around many Louis did group lessons for Violin. That's all the little kids up to the older kids. The little kids who is hard is it like t-ball versus little league to the little kids have special violins. You know it's funny the very little kids before they even get a violent they get a little box with a ruler tape to it and like a stick and learn how to like bow and like you know do the the positions and all that stuff do you still have yours. I Dunno my stick box. I do have my violin in a closet it's covered in duct tape because I was in like sort of Punky Heidi band for a while and I had a pick up that I just kind of taped onto in the very diy. Tom Morello he kinda way But anyway The Bagpipes. It really called too two young Jack and During his motorcycle exploration days he also got into archery and in the thirties. He spent some time in Kenya. In Ja and the roby and Kenya. He was a newspaper editor. He be was a male model He again used his archery skills to get spots in films like the thief of Bagdad which is quite famous than a Yank at Oxford where he served as an extra right and there's a little bit of context. We have to paint here because commercial ended up in Kenya in nineteen thirty six because he left the army and he left the army because he was bored. Art Historian speculate at the lack of conflict. There was peaceful in the army for him. He was living a lot of these stories that people would dream about living or he was he was actually doing things. That people would write about and fantasize about this episode of ridiculous history. The street is brought to you by office. Depot Office depot has supplies and services for businesses of any size. I speak to this personally as a college student when I was a business. The size of one office depot provides twenty four seven tech support it. Lets you print your own marketing marketing materials and it can help you design your office with a bunch of furniture solutions. They also have exactly the supplies. Your office needs from Your Home Office to a commercial setup. They've got the ink. They've got the paper they've got the cleaning. They've got the break room supplies. So when I was setting up my the Home Office I went straight to office depot because I had a ton of stuff I needed to get and I wanted to get it all in one place but don't take my word for it see for yourself. Office depot is ready to help your business with knowledgeable associates in over one thousand three hundred stores or online at Office Depot Dot Com. This episode of ridiculous history is brought to you by office. Depot Office depot has supplies and services for businesses of any size. I you speak to this personally as a college student what I was a business the size of one Office Depot provides twenty four seven tech support. It lets let's you print your own marketing materials and it can help you design your office with a bunch of furniture solutions. They also have exactly the supplies. Is Your Office needs from Your Home Office to a commercial setup. They've got inc.. They've got the paper they've got cleaning. They've got the break room supplies. So when I was setting up my Home Office I went straight to office depot because I had a ton of stuff I needed to get and I wanted to get it all in one place but don't take my word for it see for yourself. Office depot is ready to help your business with knowledgeable associates in over one thousand three hundred stores or online at office. This depot dot com in the lack of military conflict. He became obsessed obsessed with his two great loves he. Instead of spending time killing people for the British Empire. He spent his time Practicing the bagpipes and getting better and better at archery in fact he became an award-winning Bagpipe EST and an award-winning Archer. That's right in nineteen thirty eight. There was a military bagpipe competition. Because let's not forget we can't bury this a little bit The bagpipes were to the Scottish sort sort of the way like marching drums and bugles life's and the pfeiffer whatever it's like what you would lead the charge with you know because you can hear it for miles and and it's a very specific sound and like you said it really is when done correctly Like our boy. Jonathan Davis from the band corn So skilfully does it can be a very interesting testing sound. Actually my foot my favorite eighties Musical breaks is in the song under the Milky Way by the church. Yeah it's got a Bagpipe Solo and I think it's really cool cool. They pull it off it off and I think you're being very generous and diplomatic by saying is an interesting sound because some people might get mad me here folks but I I will advance to you that a good at least one out of five times. You hear bagpipes in the wild. They're not ECHINA- sound great. No you're probably right Ben. I do love the name of the place where this This military piping competition took place in nineteen thirty eight it was called Aldershot. Tattoo you And it actually set off a bit of a scandal Because he was in fact an Englishman and he was better at the bagpipes. Then many of the Scotsman that were in the competition he was a real upset. Yeah he was He was a surprise second. Place winner a bit of a dark horse candidate did it. And then the next year nineteen thirty nine. He entered an archery competition the world archery championships in Oslo Oslo Norway and he also got second place there keep in mind he still easterly young guy when this is all happening. He's in his twenties. He seems is set to live this life of a roaming adventurer until nineteen thirty nine the dawn of World War Two indeed the infamous infamous invasion of Poland by German forces At which point he was forced to go back to his post In the British army and Become a part of the war effort. where he joined the British Expeditionary Force to France and he. I don't know how this worked like as you would think you know the military super regimented. And they kind of you know there's everything's issued and The and everything from the uniform to the weapons and but they let him use his archery skills on patrol which I think is really fascinating. Then he must have really showed them what he could do and convince them that. Hey this is my my weapon of choice and it can be a a very deadly one. Yeah that's correct. You're not mysterious. He was literally using a bow in war as odd as that might sound. The Bo actually held up pretty well against the the contemporaneous firearms at the time. Let's remember a bow and Arrow is absolutely silence and There's an article in History Dash UK dot com that Sites the stat dat that it is highly accurate as well up to two hundred yards. So it's essentially like a silent sniper rifle and vice vice dot com. Has this great article about mad. Jack that describes some of his guerrilla tactics so right after the allied ride retreat to Dunkirk in mid nineteen forty magic starts practicing his shoot move stick and move guerrilla tactics. He has he stages his raids he gets awards for his bravery. He gets clipped by machine gunfire and survives. And this is okay. Ah Casey maybe can help us out with some Tarantino esque sound choose. That'll pop up here whenever we say there's a Tarantino moment here's a Tarantino moment one time Mad Jack is watching German forces move from a tower in a tiny village leppin yet and magic when when he sees the group moving takes his Longbow and he pulls it back and then he shoots a Nazi sergeant straight through the chest with a barbed arrow and then after that Arrow right after that Arrow His infantrymen who were hanging with him. Just mow the place down with bullets. Light light him up and I guess a barbed era would make it impossible to pull it out without just absolutely doing irreparable damage to your heart's not a nice way to go. I mean think about how painful would be He then was able to rejoin his company and led them across enemy. Lines hines under cover of night Even though he was nursing that That shoulder shot. Yeah Yeah and this is the thing earlier. I said he had been clipped with machine gene gunfire but there's something understanding anybody who was unfortunate enough to have been shot and survived listening in the audience. Today you know exactly what I mean when I say that the movies are lying to you everyone. Every single person alive is genuinely startled by even a flesh flesh wound from a quote unquote flesh wound from a machine gun or a firearm. It hurts it's dangerous And the weird thing is sometimes. I think this explains Mad Jack. Sometimes when people are shot the adrenaline that they're experiencing that's flooding their body. It keeps them from noticing the pain until much later so he might have not even noticed he had been shot right and until much later but This famous Longbow incident makes him the only British soldier to have felled an enemy with a longbow during World War. Two that for most people. That's enough now. You're in the history books right now. You can retire go back to being a male model play bagpipes in in Orientalist Phil. Yeah atop your Your motorcycle you know. I mean really really interesting guy for sure so advancing a little bit of time. Nineteen forty one when Churchill Actually Chalet put himself forth as a volunteer for this new elite squad of British commandos He actually really helped launch a raid. Very successful raid on a Nazi garrison And and some of their supply stores stores and they had a fish oil factories as well at various. Oy In vogue soy. I imagine this is one of these little what what. He called little accents that I am unfamiliar with in the Norwegian language. Tiny Oh oh and then also with an X.. Through at which I love so I don't McCoy now how those how those add to the pronunciation so we we always try to do our best This is an island right. So this Nazi garrison was on the the island of in Norway and So his commando group British Number Three Battalion landed on December twenty seven in one thousand nine hundred forty one and was to the sound of those those iconic bagpipes. Yes it's the drone that really sets them apart. Let's this big break down. Really quick the components of a bagpipe. You got the bag that you have to keep pumping because as you're pumping and that's what's up you know circulating air to create that drone and then you are blowing into it in between playing on the flutie part which I think is called the called the blow stick is it really called the blow literally called the blow stick. When what's the other part is twinned others visitors? Chanter Rian Torri attitude. That's what I was in bumbling blows so that's the part that There but then there's the again the flutie bit that makes sort of the melody while the drone is created by inflating and deflating the giant bag. So you have that combination of almost just that drone of doom. You know on the low end that just keeps going. It's just endless. And then you have that kind of creepy melody up top correction the blow stick is its own thing the chanter separate right. The chancellor I believe is the flu depart. The chanter is the flutie part that that that produces the melody notes and they're also there's also the tuning slide not to be confused a blow stick. I believe is what you have to continuously switch over to inflates. Yeah to get the bag to before the seventh daughter. I brought you here to prepare you. Condition your mind and body so while the magic it is the family trade. I'm teaching you so that you we'll have the skills to survive. That is a gift from your family that I have been entrusted to deliver the seventh seventh daughter. Listen on the iheartradio APP apple podcasts. Or wherever you get your podcast available now from Iheart a new series presented by t mobile for business the restless ones join me. Jonathan Strickland as I explored the coming technological revolution and the business leaders who stand right on the cutting edge edge. There are certain decision makers that are restless. They know there is a better way to get things done and they are ready. Curious excited for the next technological the logical innovation to unlock their vision of the future. These restless ones are in pursuit of bigger better stronger. They seek new partners it's new strategies new processes they pursue innovative platforms and solutions to propel their teams businesses and industries. Forward in each episode will learn more from the restless ones themselves and dive deep into how the five G. Revolution could enable their teams to thrive the restless ones is now available on the iheartradio. Did you APP or wherever you listen to podcasts. So he's doing this in the middle of a war. Due in part is very the important part Bagpipe mechanics aside. Yeah so you know. The Nazis heard that and as far as they're concerned that's the sound of their own demise. The sound of Doom writes the case if we can. Let's let's play a clip if we can of the the song that that magic played. It's it's called the march of the Cameron men. So Casey off Mike. You said something interesting about that while we were playing. What's your take? Well I just said it. Sounds like every other bagpipe competition. I've ever heard my life and I said because of that drone right right. Yeah this is the the the the the elements are just really. There's really no way around it hard to escape it and I feel like I should just be watching like a parade and a movie where something's going on. People are glaring at each other. May that's right. And then Mel Gibson is in the background going exactly so something like like that does happen. This is another Tarantino moment if we if we ever managed to get that sound Q.. As he hits the shore he stops playing the bagpipes a he throws throws them somewhere probably tucks him behind his back. I don't know and he jumps out of the boat. He lobs grenades at the German forces. He draws his his freaking garage sort screens and then runs into the battle. Yeah ironically this was known as operation archery. He didn't seem to employ his His Ninja Silent Bo Skills and this one you wanted to go straight into the fray and I mean it really was kind kind of almost like a kamikaze mission you know. He was just blasting his way into the. You know the the fray without any sense of self preservation at all. It's really the screaming you know. I mean good. Lord Image here is very very visceral. And we're not exaggerating because it turns out. There's actually some film footage that you can find of the raid and then of Jack himself playing his bagpipes Ondeck after the whole Shebang very fact. Let's let's just play. I know we're Clip Heavy v this episode of You guys want to hear this. I loved it. Yeah as all look back to shaw the tell-tale fires blaze a victory message. That never can be told or written victory with a capital. It'll be and one that will be recorded indelibly and all history the intrepid Bagpiper who led the commandos in battle. Donald now leads them in advance of joy. It's a well earned diversion. They see a deck of cards and a friendly game or restful sleep all right okay. So here's what's this propaganda video. It's definitely worth your time to watch you. Some of you. Perfect strangers fans in the audience may have caught the freeze dance of joy. You can see the soldiers there I would say for for the era. What they're doing? Is You know you could call that getting down there getting down. Yeah what they're actually doing is Dancing a highland fling which is a very popular dance In Scottish culture. Do you lock elbows around in a circle. Lot of fancy footwork Famously portrayed in the highlander films yes I'm I'm kidding not really but In the franchise. I think it's it's a subtext. It may well be. Yeah there can only be one highland fling. We also know that this is crazy semi suicidal action earned. Churchill the military cross He did have another close call and another semi serious injury during this time but it was at the it was at the party after the battle. It's funny there's An article that we've been inciting They put the word demolition expert in quotes Because apparently a during this party When when Jack was drinking a bottle of wine this demolition quotation fingers expert accidentally set off a charge? I I wonder if he was drunkenly showing off or something a whole by Beer Maura bragging bragging about his His expertise and yeah that bottle of wine got got exploded did and shards of it were lodged in his forehead. But I mean as we know it's GonNa take a lot more than a few wine shards in the skull to To to get old Jack Act down so he was back to piping and slicing and you now are cheering Very quickly by nineteen forty three. He was in Italy for another campaign. Arching archery impose sound fun. Yeah I don't know though eating bowman he could be. I don't know I think it would be arch. Arch are cheering. Our CH- doesn't matter in arduous right. I don't mean we're going to have to look this up but now let's move forward. Well just make up a fun makeup of fun phrase describing describing that and and give us your pitch so yes you're correct in nineteen forty three. He is back on the road seeking blood and treasure. You're in the Great War. He has a reputation for being crazy at this point. There's no other way to say it. He is incredibly bellicose bellicose and aggressive. He is known for going on unofficial raids and counter attacks. I think something just got his dander up or his blood up and he would he would literally go through his crew or the people who are around him he would say things like you know you you you come with me. So we would pick a few soldiers is that he thought had grits and a willingness to die and these practices continue even when he becomes a commanding commanding officer Leading commandos in. This is where we get the iconic image of Mad Jack. He's got his broadsword around his waist. He's got his long bow and he's got arrows. He's carrying the bagpipes. Still and people who serve with him start to see him as an icon you know he is like a a superhero to that word gets around when you charge screaming into battle brandishing. A broad sword when that is very much the knack monistic weapon in those times. And like he's the he's the he's the crazy nut that that shoots Nazis with arrows. You know I mean like really the reputation absolutely preceded him so let's pause there. Let's make this as a matter of fact part one of the story of Mad Jack I like the idea of holding him for a moment beyond beyond time just this image of a real life superhero a source of inspiration as something that that rallied elite. People just seeing this guy on the battlefield probably kept some people going you know. Oh absolutely I mean he he didn't. It wasn't the kind of madness you know cause people to not WANNA be around. It was the kind of madness that would rally other people around his absolute courage and bravado and just he was a real character. Turn as we are going to hear much more about in part to well. Germans didn't WANNA be around. No Germans didn't want to be around him but he wanted to be around them and give them a good slice which they clearly had come in. So what exactly happened to Matt. Jack what did he tell his followers to scream on the battlefield and what are the other Tarantino moments of his strange bloody career. Oh there's going to be quite a few my friends and you'll find out when you the tune in for our next episode in the meantime huge. Thanks super producer. Casey pegged Alex Williams who composed our theme research associate Gabe Luger for hipping S.. Two this incredible story of blood treasure and bravado big big thanks of course do Christopher Haas. YODA's to Eve's Jeffco huge. Thanks as Always Young Whistles Aka the Quiz Irineo Aka the Wiz Meister also known in some circles. Jonathan Strickland I hear he's buying the franchise of quiz knows sub shops finally good. You know what I like about them. As the heat the sandwich as the defacto starting point it's toasted there's is no option you can't get an UN- toasted sandwich equipment. They'd ask you to leave. Yeah well Geno they should they really should. It's barbaric Jonathan. If you're listening don't screw that up for me seriously for more podcasts. From iheartradio radio visit the iheartradio APP apple podcasts. Or wherever you listen to your favorite shows this episode of ridiculous history is brought to you by office. Depot Office depot has supplies and services for businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with variety of furniture solutions. They also have all of the supplies. Your office needs for ink and paper to cleaning and break room supplies. I'll tell you one thing that I never one half to mess with again is figuring out what kind of toner cartridges. My particular brand of printer needs office. Depot has you covered. Whether you're running a Home Office just like I do or work in a large corporate setting they have you covered office. Depot is ready to help your business with knowledgeable associates over thirteen hundred stores or online at Office Depot Dot Com twenty. Seven club is a new podcast of famous musicians who died prematurely. In sometimes mysteriously at the age of twenty seven this podcast is hosted by me. Jake Brennan Creator and host of the hit music and true crime. podcast disgrace them season one features twelve episodes of the life and Death Jimi Hendrix. The Twenty Seven Club contains adult content and explicit language. You can listen to the twenty seven club on the iheartradio APP apple podcasts. Every podcast watch out for years.

Mad Jack Depot Office depot Quentin Tarantino Office Depot Dot Com archery Casey peg office depot Jack Churchill John Malcolm Thorpe Fleming Ch Kenya Hong Kong producer Jack Jack flutie officer apple Jonathan Strickland Ben England
Facial Recognition Machinery, Part 1

Stuff To Blow Your Mind

56:43 min | 8 months ago

Facial Recognition Machinery, Part 1

"Hey everybody office. Depot has supplies and services for businesses of any size. That's right no matter how small or large your Home Office happens to be or your office doesn't matter how big or small your business happens to be They can help you out. That's right you can get twenty four seven tech support You can buy whatever you need ink and paper cleaning Ming Supplies Office furniture. One of those chairs that swivels around office depot is ready to help your business with knowledgeable associates in over thirteen hundred stores or online line at Office Depot Dot Com. I Love Sports and I love my wife. I will destroy you. We haven't even started yet. If you're the type of fan who loved loves to debate Jordan Versus Lebron Lambeau verses soldier field or even the SANDLOT versus Major League. You will love listening to our podcast. The greatest rea- some of our favorite comedian for instance celebrities needs to come and constructively argue everything within the world of Sports with my comedian sports fanatic wife Megan Kelly and my hilarious writer and comedian husbands. Cj Toilet on. Oh so listen. Listen and follow the greatest. The I heart radio APP apple podcasts. Or wherever you listen to podcasts Welcome stuff to blow your mind. Production Iheartradio has network. Hey welcome to stuff to blow your mind and my name is Robert Lamb. And I'm Joe McCormick and I WANNA start off today by proposing a scenario for you to imagine imagine what if your body included a personal search bar. I know that sounds weird. That might be hard to picture but just try to new. Imagine your body. Your physical body has a digital interface that maybe anybody within one hundred feet of you can access what if your physical Michael Body included a searchable database of pretty much. Everything you ever did or posted on the Internet. So whether you're out at a bar you are with your friends or you're sitting on the subway on your way to work or you're sitting in your car in traffic or taking part in a protest march or working out of the gym or you're on a date. Whatever anybody who could see you would instantly have the ability to look up your personal information? They could find out your name. Your resume your contact info you workplace home address. Maybe find all publicly available photos of you. That are out there on instagram. Or whatever Maybe everything you've ever posted on twitter or on facebook or whatever other social media and more broadly basically just everything you've done on the Internet purchasing kissing history search history As well as your location history anywhere you physically taking your phone with. GPS enabled. I think most of us would probably recoil recoil in horror at the idea that we would ever lose the ability to be anonymous in a public place but perhaps the horrifying part of imagining being the scenario is that I think what I'm describing is not only fairly plausible in some preliminary ways. This is already the case at least in principle principal all the foundations and support structure of this horrible hypothetical world are laid and really all that's left to do is just kind have tightened the screws on it and one thing we know about this world is that there's no shortage of would-be screw tightened his out there. NOPE especially if you can make some money by tightening screws is which you very often can So yeah we should already know that. There is very little privacy in the modern technologies fear our phones or social media accounts. It's our advertiser. ID's which used to track US across the Internet. These sources are already used to create profiles in which the disparate types of our personal personal identifying information get correlated with each other and used to serve US ads or manipulate us on social media but the leap into physical space base where all of our information is easily linked now to our physical body wherever we are whether we like it or not is the frontier. That's currently being pushed and at a very rapid pace now. There are multiple ways to make this link. Of course you know so linking our digital profiles and all the the associated data with our physical bodies very simple one would be with the tracking devices that pretty much all of us carry with us at all times. The MAC addresses on. Our phones is on our mobile devices but one of the most powerful developing techniques is for the Texas fear to recognize you in physical space. The same way that your friends and your family do by your face now. One thing to keep in mind about this is that of course just because say your thermostat in your house can recognize your face use. That is not necessarily in itself a bad thing. In some cases that could be very helpful or even could be seen as a way to you know to safeguard safeguard The the the the temperature of your home That sort of thing that he can have some sort of a security feature and as we as we proceed through these episodes. So we're going to try and keep that in mind we're GONNA WE'RE GONNA try not to color. The technology as inherently or inherently prone prone to misuse but the story of technology is that it is both light and dark. Well Yeah and the I think there is a big difference between something being inherently vile versus prone to misuse. There are a lot of things that are that are created with perfectly good intentions in mind. You can think of lots of great eight reasons to do. Most of the worst technological stuff imaginable. You know we. We've talked before on the show and we we make no secret are distaste for a lot of things about social media. Yeah but of course you know you can see the good side of something like facebook. Yeah or very broadly you can think of something like banking yeah. Banking in. Many respects allows Dell's humans to do a a an amazing things things they wouldn't otherwise be able to do to buy larger You know to buy a property you know to buy Avia call to start a business start a business and so forth but then at the same time very terrible things have been done and are are still being done under the broad tent eh banking. Yeah and we can help. Better protect ourselves from those outcomes by better understanding banking so that we can regulate it properly which doesn't always get done but you know the the at least in theory that is the way to protect yourself and so today we're going to be taking that same point of view to series of episodes about facial recognition in science and technology. And this is a subject I've wanted to talk about for a while Because obviously this is an issue of increasing significance today but Actually just after we landed on this topic I came across a brand new story in the New York Times that serves as a really good anchor on why this issue is is incredibly relevant today and this article is called. The secretive company might end privacy as we know it by Kashmir Hill published in the New York Times January. Marie Eighteenth Twenty twenty. Yeah it It concerns a small technology. Company called clearview. AI which Just the title of that it. It sounds like it could be fine right. Sounds very transparent. Doesn't yeah clearview. Ai But of course this is a facial recognition based artificial intelligence company So what is clear view in their own words what do they say about themselves. to read from their marketing materials quote clearview is a new research search tool used by law enforcement agencies to identify perpetrators and victims of crimes. Clear views technology has helped law enforcement track down hundreds words of at-large criminals including pedophile terrorists and sex traffickers it is also used to help exonerate the innocent and identified the victims of crimes including luding child sex abuse and financial fraud now on the surface of things. That sounds absolutely airtight right it. It describes technology that is used by the appropriate Rian agencies to protect the innocent and to go after the guilty but then again that can be used to sell a lot of things things in the world of course so what they advertise is that this APP helps law enforcement identify perpetrators and protect victims of crime and of course in some cases that may very well be true obviously it would be pointless to deny that facial recognition technology the ability to take a picture of somebody's face and and then find out tons of stuff about who they are and how you can find them you know be pointless to deny that in many cases that would be useful and beneficial the law enforcement but it is also also of course just so easy to see how a tool like this could be terrible both in its successes and in its failures so first of all of course it could fail in catastrophic quays say with like false matches when police are looking for a perpetrator but of course you know that's something that can happen with human witnesses to right But then it could also so be used effectively if it correctly identifies people to amazingly insidious ends. So how does it work It's actually it. Sounds pretty simple. In terms of its user interface specifically what the tool does is it matches and input photo of a face with a huge database of existing photos was scraped from the Internet and then it will provide links to the places that those images from the Internet were originally found so very simple example. I take a photo of you and then I feed it into the tool and then it comes back with other photos of you and links to the places where those photos were found. Maybe your facebook page a youtube video. You're in and so forth and so when it works it will provide a direct link between your anonymous face from a a picture in the digital locations where all of your personal information may be logged online. Now we're not gonNA look too far under the hood of exactly how so The you know the underlying technology of the sort of thing works right now There are a number of ways that facial recognition algorithms can actually work but very common common ways using neural networks. Yes and and for this for like a nice succinct description of how this works I'd like to refer to who Max tag marks the most recent Book Life Three Point Zero which deals at length with a I and the the potential the the threats posed by AI. Hi in the future. It's a IT'S A. It's a wonderful book but in this this one section he's just summarizing how this kind of facial recognition works and he writes it's that neural networks have been quote trained to input numbers representing the probability that the image depicts various people. Here each artificial official Niran in on On an illustration there depicted as Circles computes a weighted sum of the number sent into it via connections or lines ends in this image from above applies a simple function in passes the results downward each subsequent layer of computing higher level features typical face face recognition network contain hundreds of thousands of Iran's the figure shows merely a handful for clarity so In the visual representation take mark includes here. You see all these circles and interconnected lines Representing how the you know. The neural network is functioning but then it begins it. Then we apply it is to the facial features it starts with with sort of general features and sort of blurry shapes and then two more specific features and then tying those features together and then eventually getting to to an output probability of actual facial matches. Yeah and as with many other neural networks that are trained on large data sets to match match values together or produce an output. Y given. Input X You know Given a training method there will often is so the way these things are trained. Is that you you know you feed them a lot of examples of the kind of output you want and slowly. They refine their own rules internally the rules that that happened each of these layers of neurons to manipulate numbers and values as they passed through the neural network in order to give the output that closely matches. Whatever you've trained trained to come up with That that means that like you can train. Potentially an effective neural network without yourself really understanding very well. Well exactly what's happening at each layer throughout right throughout the network. Now I think it is possible to like sorta get in there and try to dig into it and see what's going on if you've you've really got the time and expertise But but it can be relatively opaque as far as computer programs go. It doesn't necessarily work like a normal computer program that has lines of code any programmer. Who knows the language can read through and figure out what's going on easily but to come back to the Kashmir hill article and a clearview a I One thing that's important to point out is that this is by no means the first facial recognition APP or tool New Orleans it the first used by law enforcement It's particular value the the thing that it's doing that's somewhat new is in its database of images. His which again have been scraped from organic sources like facebook and Youtube previously law enforcement facial recognition. MASHING programs were often weaker and more limited to smaller databases of government photos. Say Mugshots or driver's licenses and of course there's the potential that you know smaller smaller Training or matching material will make any machine learning process weaker at at coming up with the results. You want the all this kind of ties in with is what I often think of is kind of like this tidal pool illusion of the Internet that feeling that a lot of us had. I think it's still have sometimes but also especially early on this feeling that we were engaging in something segmented from the general population you know but the thing about tide pools of course. Is that eventually the tide rolls in the you realize that you're actually connected to the wider Internet. So not just your friends or your family or your fan. But also you know law enforcement criminals souls Politics All despite turning around in the same grim ocean of numbing obscenity. I think that's a really excellent metaphor. Yeah there is some some some on. The Internet was very easily able to create a sense of isolated walled off gardens that we were living in which which were at the time totally public. You know Early days of various social networking sites fan forums. All that kind of thing you know whatever. It was the gave People Ola since that they were in a little private space. You know their little corner there little room but of course it's the Internet what's happening. There is public in the consumers of what's happening there may be completely invisible to you right. So in this case with these previous models of facial identification the data sets depending ending on. We're basically title tools like here's the title pool of of Mugshots. Here's the driver's license title. And that's what we're feeding on but basically clear view comes around on and this is a company that is saying. Well let's just use the whole ocean. What's stopping us from using the whole ocean so this is a company using the assets of various social media and in general visual media companies on the web to do the sorts of things that those companies have been loath to do or if at least been publicly opposed to doing because technically as pointed pointed out in hills New York Times Article You know there is. There is an argument. That what they're doing here. What what this company or any company? That's engaging in this kind of like broad sampling that they they may be violating the terms of service for these various websites. Sure Yeah automatically scraping imagery in data from facebook. Say I think there was at least the allegation. Yeah that could be a violation of facebook's terms of service but it didn't really seem to bother the clearview people right right and I think when hill reached out to facebook book representative. They said well we may look look into that. And so it's kind of an open question but You know a lot of this also comes down to something we discussed in our look at Jaren and Lanier's tin arguments for deleting your social media accounts right now because it concerns your data data that you have in all likelihood given away to companies like facebook twitter and others simply to be a part of the interconnectedness that they sold us now. A lot of the time when we're discussing such data we are discussing behavioral information right. Your likes dislikes your arousal patterns concerning posts and advertisements but in addition to this you also Oh sold the devil your face. Yeah I mean He. He's the devil in this case simply promising not to do anything unbecoming with your face but the hell is highly populated. Even if you have good reason to trust this particular devil to which you've already entrusted your face and perhaps the faces of your family members your loved one's deceased loved ones your children You know there are countless others that they will make no such promises steal your face right off your head. Yeah Yeah and and they may have little concern for the values that were in place during the initial purchase is something that I think about coming up again and again with Sharing data on the Internet. So you share your data with a company and maybe trust that company today to protect your data But what if they say that company hangs onto your data for a while and then they get new management that you don't trust as much but they've got it You you can't get it back. Or maybe they have a security breach in. Somebody just happens wants to steal your data from them right and it's like well you would have trusted. The company may be but now somebody else has got it and you can see how in the world like that Ah It could start to feel like maybe hopeless or pointless or few toll for people who say are in a position to make money off of not being being very careful about people's privacy You know it's like you know what's the point of everything eventually gets out there anyway. And this kind of point of view was was sort of articulated by some of the people quoted in hills article for example. There's a figure named David Skulls. Oh who was an early investor an investor in this company clearview I hi And scalzo quoted in the article saying I've come to the conclusion that because information constantly increases. There's never going to be privacy Z.. Laws have to determine what's legal but you can't ban technology shirt that might lead to a dystopia and future or something but you can't ban it so this is at once one of those statements that seems very pragmatic but also entirely self-serving because true the story of technology is that it's it's advanced cannot really be stopped you have to think ahead as best we can and prepare laws in our moral code dealing with emerging technologies. We've talked about this before. For instance in his as far as genetic technology is concerned but this particular quote also sounds a lot like. Hey It's going to happen either way so I might as well be the person to make some money off of it. I totally agree. I mean it. I agree that it is difficult to stop technological progress. That if you know if one group of people isn't working on it maybe a less ethical group of people people might be somewhere but that's not an excuse to be the person who creates the synthetic super virus that you know who liked genetically engineered captain trips flu or ever like Also you could use this logic about almost any bad thing. It's kind of like saying yeah. You know there's no way to totally eliminate pollution. Some some people are always gonNA find a way to pollute harm the environment. So you might as well just go hog wild dump it all like so. It's true that you can't stop everything harmful harmful to the environment with regulation. Be You can really slow it down. You can present major obstacles to the worst types of offenses and likewise. I think it would be very difficult. Holt to completely stop the advancing capabilities of AI including facial recognition But you can certainly slow it. You can certainly limit it's potentially harmful uses uses by banning those uses and punishing offenders. Now on the other hand you could think well yeah. You could do that but this would be so helpful to law enforcement in some cases you know so would the ability to search any house. He wanted without a warrant right right. I mean this is the same argument that has often been part of the reasoning for enhanced. Interrogation torture is that well it can help us get. The bad guys can help us in this situation and then also so in all these arguments there's also the The idea that well if you have nothing to hide if you are truly a a good and supportive member of society then what what if you have to. What are you have to worry about anyway? But but it Kinda comes down to the data issue. Well you trust the person who has your data now but you trust the person Harvey dated tomorrow. You trust the The government of today but governments change. Yeah I mean and nobody actually in practice believes this what you have to hide argument is just something you mean like if anybody ever says that just immediately demand them to give you their password like just let me read all your email I mean. What's the problem while it inspector Spector? Find everything in order but yeah so I mean obviously societies often decide to regulate police power in ways that that took that are truly inconvenient to law enforcement Because they decide that in some cases there are types of privacy and other civil liberties that matter matter more than prosecuting offenses at the maximum efficiency. Yeah all right one note. We're GONNA take a quick break. Everybody we have an ad here to read. This is pretty much a no brainer because We like pink. Floyd sure we like Roger Waters. I'm especially a fan of the early psychedelic stuff. Astronomy domine as saucerful of secrets. All that but Pink Pink Floyd. Yeah it's great. Yeah and of course. Roger waters is the creative genius of pink. Floyd any of the brand new tour for twenty twenty. This is not a drill. The tourists called right. This is not a drill but this is also not a drill. This is this is a real tour. Yes For the first time Roger Waters will perform in the round with all new visuals visuals from the team that created the live productions of the wall dark side of the moon an awesome them at tickets for Roger Waters go on sale Friday January thirty first but for stuff to blow your mind listeners. You can beat the rush and get access to our special pre sale. Starting Thursday January thirtieth go to Roger Waters. There's dot com and find a show near you. Click the ticket. Lincoln enter stuff in the presale box. That's Roger Waters Dot Com. Find the show near you. Click the ticket Lincoln Lincoln. Enter stuff to get your presale access. Can the weather predicted you. That's a good question. The kind lexus answers by looking at people ever notice that sometimes times you're cold and the next minute you're hot that's because the body's temperature is always fluctuating. And it's your brain that tells the body to constantly adjust for optimal temperature. So what if the inside of Alexis could adjust to you like that using sixteen infrared sensors to measure your body. Heat the vehicle reacts to You with Twenty Air vents ends heated and ventilated seats and heated steering wheel to maintain your desired preference automatically. It's aware of your ever changing temperature. Maybe even before you are and not just for the driver but all four passengers. It's a system called climate concierge available in select models and it was all inspired by you. So Oh discover what amazing ideas you'll inspire next at Lexus dot com slash curiosity okay. We're back so again. We're in the middle of the first episode of this exploration we're doing of The facial recognition science and technology. And we've been talking about this New York Times article that just came out last week by Kashmir hill about a facial recognition technology company called clearview. Ai Now broadly speaking the two big advantages ages of of clearview are that it First of all poles from an extensive database of images so. We're talking three billion photos. In a database verses says the four hundred and eleven million searchable through the FBI's database these stats according to clearview marketing materials reviewed by Kashmir Hero Hill for that New York Times article and then secondly it boasts a robust enough facial recognition engine built up from academic work by others on artificial intelligence image recognition in machine learning that it ended the does not require high quality or complete facial images to produce matches. So like the. You know the I guess the ideal example would be you could have somebody going into a bank and rubbing it with their face partially covered and then this would potentially be able to match that partial face to a full face on say facebook profile at least according to what the company and some of its satisfied customers in law enforcement have been alleging alleging. Yeah like one example of a successful match. That hill mentions is matching an individual to a face in a mirror in someone else's Jim Photo. What yeah and details of the presumed guilt or innocence of that particular individual aside? I think this is notable in the gyms are often considered to be photo taboo places it certainly as far as like other people working out in the gym. Go you know this is. I'm not what you know an expert on Jim Adequate but it is my understanding that you shouldn't even accidentally photographs in gym but obviously it does happen I should not have your phone out. Snap and picks at the gym right unless it's unless it's your private Jim and you're the only person there. Yeah or unless it catches bad guys. Because what are you have to hide that being said the The People at the company do admit that of course like you know it it still has flaws. There's still things is it can't do. Yeah like for instance. A lot of it is leaning on. I level photos the photos that you see say Lincoln Profile Photo as opposed to the sort the ceiling level security camera footage that that is often involved in these scenario right Yeah and it's so it's running into the same kind of problems that we talk about this this later in the episode that a human being sometimes have with less familiar faces. I mean this is a A known thing about human face perception and facial recognition mission within the brain is that We are much better at recognizing very familiar faces under unfavourable conditions. Like a partial face to face at at a weird angle facing bad lighting. We can do that a lot better if it's a familiar face than if it's a relatively unfamiliar face right. I mean even things like our face in a mirror versus are facing a photo. You know things like that can be distorting or or Or more more directly. I find it with someone else's face reflected in a mirror. Sure I'm I'm definitely not used to seeing that and that'll throw me off. Sometimes do you ever do the inversion test. This is another weird quirk of of the brain trying to see if you recognize photos. ddos of people's heads upside down. I know we've talked about that before on the podcast but I haven't really put it to the test in my life. There's a this this is just a total side note. There is a very funny thing known as the Thatcher effect. It has to do with the fact that so if you look at somebody's head head upside down but with their is right side up a lot of times. People look at that and they don't even notice anything's wrong with the photo. Wow so like the head is upside upside down but the eyebrows are like over the eyes because the eyes are still in the correct orientation but then if you flip that whole thing where the head is right side up the the is our upside down. It looks unbelievably grotesque burstow. You'll make noise when you see it. Look it up that you're effect but anyway back to the story about clearview. So the company claims its product finds matches for an input photo up to seventy five percent of the time of course Hill notes in the article. That we can't be sure how often false matches turn up She quotes Claire. Garvey who is a researcher at Georgia University's Center on Privacy and technology. Who who says quote we have no data to suggest this tool is accurate? The larger the database the larger the risk of MIS identification because of the d'appel ganger effect. They're talking about a massive database of random people they've found on the Internet the Dabo Ganger fact Being not that Not that vengeful German spirits are are actually invading the database about that There's there's just a Going to be the larger that the pool of people the more people are going to look very much like like others there's going to be More similarity between on increasing a pool of individuals right But at the same time anecdotal reports. It's from a number of law enforcement. Officers have claimed that this tool was effective at identifying real perpetrators from photos alone and there have been plenty of other examples in recent years of supposedly effective facial recognition technology provided by other companies that have been used to to allegedly capture perpetrators of crimes crimes done in public places in New York in the UK. Certainly you know in in countries with a very strong surveillance state like in China and we can come back to more about that added in later episodes. I think but as a personal anecdote in this reported Story Hill at one point has the company's founder used the APP on a picture of her and she claims that the tool quote returned numerous results dating back a decade including photos of myself that I had never seen before when I used my a hand to cover my nose and the bottom of my face. The APP still returned seven correct matches for me so I I think we can assume that failures including both false negatives and false positives are surely occurring at some rate. But it's also clear that this thing at least work some of the time. Yeah and that's enough to to help. They get picked up by law enforcement. Also it helps that there was a seems like there was a pretty sizable outreach. campaign from the company to to to market it the technology to law enforcement. Yes and we should say. I mean we're not going to hash out. Everything they get into in the article but the the company has arrived at law enforcement as their our primary customers before that they tried to market it in all kinds of ways including you know for like personal use private security things and for commercial news and even then like political opposition research and stuff but this But you can definitely see the advantage to law enforcement here because a detective for instance has has their disposal a number of a limited number of talents and tools that are useful in attempting to solve a case and adding this to the to. The toolkit is no brainer because you know larger issues of stability of the platform side. You know some of these legal issues. We potential legal issues. We're discussing earlier. This would be something you could use in Congress with other techniques. You could say all right. This face seems to match up with this individual. We also know that this individual was in the correct Vicinity senator at the time you know you could lean on your other detective tools than to To actually make the case. That's not to say. There's not potential for misuse here but I'm just saying you can. You can definitely see the appeal. And how if everything's working perfectly it would be an effective law enforcement tool yeah and however effective it. Actually it's clear that this and similar tools are increasingly popular with law enforcement in countries. All over the world. If you're one of those people who feels like pumping the brakes on this kind of technology. What could actually be done about it? Well he'll quote somebody named Al.. Dari a privacy. Professor at Stanford Law School who says bluntly quote absent send a very strong federal privacy law. We're all screwed And he's not alone. There are plenty of privacy. Experts today. Advocating the point of view that facial facial recognition technology or at least some specifics uses of. It aren't just something that maybe we should be a little concerned about something that needs to be banned outright For Example Hill also quote. Somebody named Woodrow Herzog. Who is a professor of Law Computer Science at Northeastern University and Herzog says has quote? We've relied on industry efforts to self police and not embrace such a risky technology. But now those dams are breaking because there's so much money money on the table. I don't see a future where we harness the benefits of face recognition technology without crippling abuse of the surveillance that comes with it the the only way to stop it is to ban it so whether we should do that. Or if so what form that ban should take whatever's the best way to address it I I think it is at least clear that this is a very pressing and Like time sensitive issue that is of urgent public concern right now. Oh Yeah because again as the author points out I don't think any of his WANNA live in a world. Where any stranger can you surreptitiously take a photo of face and then face searches and get all this data honest? I don't want for us to build that kind of world for our children. Who More than any office never had a chance to opt out of this this face trade? Yeah and that's the that's depressing to think about. You know because because you're not thinking about that when you when you share images of your child on on facebook or instagram or whatever it happens to A. B. Wanting to to celebrate that this person exists at all but you're you're laying the groundwork from like you know age zero Hula Onward right like this is their digital history. We were talking before we came into the studio about like if a person wanted to do something about this what could you do. You can't post photos of yourself and data. That has already been scraped but I wonder if maybe you could try to gum up the works by constantly just polluting alluding the Internet with false pictures of you that are not you so you like sort of Like deep vacant enough to where you Have obscured the visual record record yourself. Maybe yeah like I guess it would then depend on Though all those new images being taken in and causing enough confusion in the identification advocation of you. But I don't know or perhaps like altering your facial appearance with enough regularity that there is no concise sized version of you or or at least making to wear the the. I would have to work a lot harder. It would have to have like a broader definition of what you look like to the point that maybe skews with maybe enhances the d'appel ganger effect like I'm thinking about you know like you. Just you know each day. You injected different portion of your face with Collagen or something uh-huh or or maybe not college but maybe just say well I mean does this lead. This sounds ridiculous but does this lead to a future where everybody starts walking walking around with a broad array of interchanging masks. Yeah and or. And then you have enhanced laws against the wearing of masks any mask Oscar outlawed in a lot of places and a lot of events for for a reason. Yeah you're not supposed to drive a car wearing a mask that's this does remind me there is A. There's an excellent show on Hulu titled Future Man. It is a IT'S A. It's a comedy a satire with a lot of nostalgia for various hope you know sci-fi franchises but there is a scene in one of the episodes where an individual knows that a facial recognition system is looking for him so so he gets himself beat up first so that his face then all swelled and distorted and then it cannot make a match for him and he's able to sneak past the guards. I don't think that's a sustainable Patrick Robert and more we should not even we should not have to even entertain that possibility to to hold onto our sense of privacy privacy. Yeah now the fact that we're talking about this story in the New York Times but clear view is it's just a result of timing like this one. Specific Company is not the entirety of the end of privacy problem nor of the facial recognition technology landscape in particular. Another company. Could do the same thing other copycats. I'm sure there are already getting in there. it's just one high profile example of of the potential already being put to use that That's getting a lot of attention in the past couple of weeks. Yeah In part to you'll have to read the article for the details but it also like their key individuals that are notable that are tied into its funding. Yes there's an and of course. There's the ominous almanacs way it ends. which is the idea that it will soon probably be rolled out not just to law enforcement but to be publicly usable APP? You know which I guess is the sort of the scenario area we were describing it at getting into the episode just having a publicly available personal search bar tool yeah Walmart me down for being against that yes all right time to take a quick would break bull be right back with more. Hey everybody office. Depot has supplies and services for businesses of any size. So you know it doesn't and matter if you're just in need of some office supplies for your own home for your own Home Office office. Depot is the place to go likewise. If you were running a business of virtually any size this is the place you can go to get your materials as well as guidance. That's right Need Inc Dea need paper Deia need printers toners there's Do you need a break room supplies. Do you need office furniture. You gotta get one of those chairs. Turns around in a circle swivel chairs wheelchairs essential. Wait is that what you get your haircut in the whatever that is. They've got him. It Office Depot Office depot is ready to help your business with knowledgeable associates over thirteen hundred stores or online at Office Depot Dot Com. So no matter how big or small your business happens to be no matter how big or small your office happens to be office. Depot is the place to go for any variety. A of office supplies as well as some information to help you get there. Hey everybody office. Depot has supplies and services for businesses of any size. So it doesn't matter if you're in need of some office supplies for your own home for your own Home Office office. Depot is the place to go likewise. If you're you're running a business of virtually any size this is the place you can go to get your materials As well as guidance. That's right G Need Inc Dini paper APOR. DMZ printers toners Do you need a break room supplies. Do you need office furniture. You gotta get one of those chairs turns around in a circle. You have swivel chairs swivel chairs. Essential and wait. Is that what you get your haircut. In the whatever that is they've they've got him in office. Depot Office depot is ready to help your business with knowledgeable associates in over thirteen hundred in stores or online at Office Depot Dot Com. So no matter how big or small your business half to be no matter how big or small your office happens to be office depot. Is the place nice to go for a variety of office supplies as well as some information to help you get there all. We're back so of course I also want to make the case that facial recognition technology is not necessarily always a dangerous or scary or ominous. Thing thing I mean I think there are some uses of one could quite easily find a benevolent or even delightful as I was thinking about this. Was it many of its developing. It uses in non human animals not all because some of its uses in non human animals are also like Kinda horrifying but some of the ones in non. Human animals are pretty great. I I was reading an article in New York magazine from October twenty eighteen called. Here's a list of every animal humans currently monitor using facial recognition technology by Mac deguerin As a complete list is probably wildly out of date at this point because this was twenty eighteen but a few of the entries. Include things like There's a Norwegian fish-farming Company called Cermak Group. As that commissioned a system for facial recognition of salmon which would use distinctive patterns of spots. What's around the eyes mouth and Gills of individual salmon to build individual digital medical records associated with each fish and and this would be for the purpose of fighting epidemics of parasitic sea lice? Primary Okay so not merely just presenting it with With the dish when you order at a restaurant they will take the The Baked Salmon and please include. It's complete medical history. Yes sir. This seven was named Jeffrey. Here's his facebook profile on on Salmon facebook over that comes back Of course facial recognition technology is being deployed To keep individual track all kinds of livestock like cows and chickens of For maybe medical reasons or reasons having to do in in the case of cows reasons having to do with tracking like periods of peak milk output and stuff like that but they're also stories worries about conservation efforts to non invasive -Ly Monitor wild populations of vulnerable animals by way of facial recognition. which if that works? That sounds awesome. Awesome like I was looking at two thousand fifteen article in scientific American that described efforts to use facial recognition to track wild lions through a platform called the Lyon Identification Network of collaborators or link That's interesting yeah it reminds me of I. I WANNA say like a decade ago maybe a little little further back in time There was a a piece. I read about tracking whale sharks and well sharks all have distinctive patterns on there. You know the sort of the top. Their heads That area and it doesn't mean anything much to humanize but I think at the time they were utilizing NASA technology Collagen. That was aimed at making sense of the Stars Astronomical Computation systems to to make sense since sort of track A-AGAIN AFFI- at any rate These various whale sharks so this would be the sort of thing. Would I think an even better methods of doing that. Because because you're you're probably dealing with with creatures and all these cases says that they definitely are not all identical. There are differences but we just may not have the eye for it whereas technology can be can be used to say the Sharper Harper. I for chicken identity exactly and you know it has the advantage of not having to physically tag the animal in some way which can be difficult to do or it can be harmful to the animal writer. Dare dangerous to the the individual's doing attacking yeah And so apparently so you've got this one with lions the link project checked but there are similar. Things that have been attempted with tigers elephants. Even Wales. You mentioned whale sharks but with like actual Mammal Wales with a project that an article in the Atlantic an anti called facebook for Wales. I hope it's not as addictive for Wales as it is for humans. Yeah that was a joke. But you didn't laugh that's okay Eh. But similar technologies have been proposed and tested to help link people with lost pets including cats and dogs. That seems like a great use of this. Yeah well you know. Certainly I'm on enough social media boards for their pet owners in occasionally pentacle missing. And then there's this whole back and forth whereas like like Oh my my. My orange cat is missing. That looks like this and then somebody would be like. Does he look like this and I think I saw him in the back yard and someone else is like. Oh I think I saw him over here across town and nobody can can be for sure right. It's hard to get close to a stray cat in some cases or escape cat or a feral cat that has been misidentified. There's a lost cat but if you had the ability to get some sort of APP infrastructure where your your cats missing fine you upload them to this database and then when someone home and finds a cat they just take a picture of it and it tells you if that cat is missing like that would be that would be great that would cut out a lot of the the anguish and the the work that goes with Having a runaway pet I agree. That sounds great and maybe I'm suffering from a lack of imagination but I'm I'm thinking in cases like that that's a case where I think. The the risks risks to the cats privacy would be far outweighed by the benefits of of people finding their lost animals. Right because we know how cats are they. Don't give a damn about privacy. Now they yeah they have have a whole different set of said values now another sort of cork of Of timing here as we were putting this episode together in fact because we sort of finishing our notes for this episode this morning actually read a new blog. Post titled Depth of field fails by JANELLE SHANE GENE AT AI. Weirdness DOT COM. Oh we've talked about her blog on the show before because it came up in the pair of episodes did called Florida Sex Macarena which was about. Why why it's so funny when machines fail yes this is an and I imagine a lot of you have encountered You know the the various scenario. She's run with like a is coming up with names names for Halloween costumes or names for I think at one point they reason to come up with not only names that actual recipes for cocktails yes Recipes for foods also names for dishes. We talked about Dean D. Character. Biographies generate is in spells. Names for spells remember remember member Song of the darn saving fire. Yeah there's even one about cat names but in this particular post Shane. The research scientist does she test out the facial recognition. Ai That is employed by skype for its blur my background for all calls feature. Now the curious thing about about this is I've been using. We've been using skype here on the show for years for interviews and I guess I just. I don't dig deeply enough or read emails because I didn't realize is this was a feature at all until today. I think we always let somebody smarter than us. Figure out Scott. We'll just do the talking but but it it totally makes sense as a feature feature because perhaps you do have an ideal environment set up for a call with a business friendly background behind you but maybe you don't. Maybe you have a fridge with a a bunch of notes stuck to it with magnets and maybe some of those are like bills or you know or they have some data on there that you you wouldn't even want there to be a chance. Somebody he might be able to decipher it or a bookshelf full of cult tomes that you want people to know you've been researching that that's a good one or perhaps you're at work. And there's a marker board board full of data back. There might be something you don't want out or perhaps you have some distracting art up there on the wall and you don't want to compromise the interior of your own home so that you can do a skype call. You don't WanNa have to like take things off the wall in order to do this or you're in one of those weird Roman mass toilets breath whenever case may be the AI then can auto blur all of that out for you but to do so. It has to be able to tell the difference between between the face of the color and mere objects in the background. And it's in this case. The definition of face is pretty broad. As Shane. Discovers it will will allow ancient Egyptian illustrations to to come through on blurred In the face to face like okay. This call's being made by this this individual from Egypt Isis but also increasingly abstract depictions of human face so showed various works of art and some of them were really abstract and it was like all right. That's a face sure that'll work like monk. The scream yeah exactly also also stuffed giraffes it had a problem with the like the horns of the draft but but not so much the face of these stuffed giraffe it gets a little confused infused with life sized plastic skeletons however and also cats can throw it off as well but so do check out that blog post. It's it's amusing and also inciteful but all of this is certainly I think an example of facial recognition. Ai Doing something. That's not only helpful but could actually help you with your privacy. Yeah now one thing I think that would be different. There is that that's facial recognition in the sense of recognizing a face as opposed to a background versus recognizing housing whose face a picture of right but then again you could easily imagine like that being an upgrade or or being a situation where if you had a row more robust facial recognition initiative in. That was then used on some sort of skype like system. You might actually go ahead and have a feature where the callers face was logged and therefore it would blur out any face that was not the authorized users face so that way your You know there are other employees walking by in the background getting coffee. They're not gonNA show up on your recall if your significant other walks by in the background. They're not going to show up on the call etc though even with this. I mean when I'm in these kind of scenarios in my head. I'm always is wondering if there were freaky applications that I'm just not being imaginative enough to get to yet. We'll let me put on my Black Mirror. Neural Lace Cap. For a the second I think How about a simple case? Where law enforcement wants to access an unburdened background now? I'm not sure to what extent that's even possible. Awesome with this technology but what if say You know a government agency made a claim for a need override the auto blurring features utilized by others. So they would just have blanket the power to do this so you think you're blurring your background but actually yeah. Nobody can see it. Not If you're on the phone with you know with with someone who was actually a government employer who happens to have the magic key in this scenario. Oh I guess it's kind of like how you think you can have your phone turned off or you think you can have. GPS turned off but in in fact it is still location. Yeah that sort of thing and again. I don't have a detailed enough knowledge of this particular software. Not saying not not not applying directly the skype scenario here but just sort of thinking in general now in this particular case. I'm also assuming that the broad definition of a face is in place at least in part art to avoid situations where human beings face is blurred because the AI. Can't handle safe facial disfiguration. Because I think we can understand why we wouldn't want an hey. I like this to lean heavily on norms to promote ideals without who and who doesn't have a face sure though this the In considering considering this with face recognition we get into some some interesting and you know at times disturbing territory. Matthew Gault had an article in vice last February titled Facial Recognition Software Regularly Miss Genders transpeople. Detailing how these systems were simply not built with Trans or non binary people in mind and can quote continue to reinforce existing biases. Oh Yeah I mean as with a lot of things I think. Sometimes there is an illusion that machines Sheen's somehow will be free from applying biases humans that humans apply to each other. But I think we've got ample evidence now that that is not the case that human biases get quite easily mapped onto artificial intelligence Through assumptions used in the in the creation of these algorithms or through the data data sets. They're trained on right and then and his golden explorers and the article like part of it too is just who's building these programs still being built by programmers and engineers people that are a that may just not have have ever really given serious study to some of the gender issues that are inherent to the problem He also mentions how pass databases have for instance MIS identified black people in criminal databases and even in some cases. They failed to see black people at all yet like say if they they are trained primarily on data sets with lighter skinned faces right. Yeah in fact. Just last December December of Twenty nineteen the National Institute of Standards and Technology Analogy In the US tested one hundred eighty nine facial recognition algorithms from ninety nine developers Include some big name developers and found sounded that they were far less accurate at identifying African American and Asian faces compared to Caucasian faces. An African American females were even more likely to be misidentified aside This was reported in in various places But the article. I was reading about it BBC News Text. The article facial recognition fails on race government. Study says I've read about several cases like this I mean I think it's just so important for people especially working in the technology space to remember you. Don't fall for the myth that it's unbiased just because it's a machine and not person people's biases end up in the machine right the rules come from us Okay well I think we're going to have to call the first episode right there. But I wouldn't we come back in the in the next in the series of episodes we're going to be definitely talking about facial recognition and in the organic brain. And we'll be moving on more to the history of technological facial recognition. We'll get to talk about Griebel's we love Griebel's agreements. We're new to me but there's a whole world you podcast on Greenville's you might think they were new to you. They weren't Nudie we've talked about Gregg Griebel's have the most delectable spikes really okay. If you're curious you'll have to come back next time to find out. Come back for the Griebel's in the meantime if you want to check out other episodes of stuff to blow your mind you can find us anywhere. You find podcasts. If you wanted to handiwork a check us out stuff to blow your mind dot com and that'll shoot you over to the IHEART. listing for our program program. But wherever you get the show just make sure that you subscribe. Make sure that you rate in review these are great ways to help us out and just tell a friend about the show that also helps and and don't forget our other podcast. Invention invention is a journey through human techno history. Oh Yeah I feel like we've been doing a lot. Most of our technology stuff on invention. Yes yeah so so. I'm glad to be getting back into the techno space a little bit on stuff. Blow your mind today. Yeah absolutely even if it is for kind of Dystopia Sifi topic like this uh-huh anyway Huge thanks as always to our excellent audio producer. Seth Nicklaus Johnson if you would like to get in touch with us with feedback on this episode or any other to suggested topic like for the future or just to say hello. You can email us at contact at stuff to blow your mind dot com stuff to blow. Your mind is production. I heart radio is how stuff works for more podcasts. From IHEART radio is iheartradio APP Apple. PODCASTS asked wherever you listen to your favorite shows Hey everybody office. Depot has supplies and services for businesses of any size. That's right no matter how small or large your Home Office office happens to be or your office doesn't matter how big or small your business happens to be They can help you out. That's right you can get twenty four seven tech support You can buy whatever you need in Lincoln paper cleaning supplies office furniture. One of those chairs swivels around office depot is ready to help your business with knowledgeable associates in over thirteen hundred hundred stores or online at Office Depot Dot Com. The only way is through a new podcast. In partnership with iheartradio underarm players coaches. His and athletes will share intimate and personal stories of performing at the highest level. Here is Canadian tat. Lee Georgia Ellen. Were the reason I want is because on the day I was confident and I need to continue that mentality to understand. I can be an Olympic athlete. I can compete with the best in the world and just perform listen to the only way is through available now on the iheartradio APP or wherever you get your podcast.

The People facebook New York Times clearview AI office depot Office Depot Dot Com hill twitter Ming Supplies Office Jim Photo writer New York Roger Waters Youtube US Megan Kelly
Saving vs Investing #163

How to Money

33:10 min | 8 months ago

Saving vs Investing #163

"This episode is brought to you by office. Depot Office depot has supplies and services for businesses of any size and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with variety of furniture solutions. They also have all of the supplies. Your office needs from ink and in paper to cleaning and break room supplies. I'll tell you one thing that I never want to have to mess with again is figuring out what kind of toner cartridges. My particular brand of printer her needs office depot. has you covered whether you're running a home office like I do or work in a larger corporate setting they have you covered office. Depot is ready to help your business with knowledgeable eligible associates in over thirteen hundred stores or online at Office Depot Dot Com. Welcome to money. I'm Joel it's Matt's Today we're discussing saving verse investing thing these in terms of saving and investing two terms that we use often. These aren't terms that are new to our listeners. But there's a problem because I think oftentimes a lot of folks and I think we're even guilty of this. I think sometimes we use the terms and properly and so in this episode. We're GONNA talk about what saving actually means when you should be doing it and what does investing in wind. Should you actually be doing that. Yeah there are a lot of factors that go into deciding when you should be funneling money towards savings when you should be funneling towards investments and so yeah. There's a lot to discuss here here. I think it's going to be helpful when folks are thinking about whether they should be contributing more to their 401k or padding their savings account a little bit more so yes. I'm looking forward to getting into all the specifics on this topic topic my friend. Yeah before we get into that. Let's discuss filing your taxes real quick. Oh Yeah because that's always fun right. Everybody loves taxis. And then it's upon us now yet in its full full on taxes now. What is their? W Two's if you're employed. Maybe you're getting your ten ninety nine from your bank because you earn interest on having exactly because you have high interest savings but it's full on tax season and we want an admission this because the IRS free file is now officially opened for business. Right this is at. IRS DOT GOV and. That's where you can go on and if you're going to have pretty straightforward tax return. That is a great place to go to be able to file your return four absolutely free and there are few places you can go to file your taxes for free that we wanted to mention. Irs Free File is one you have to make under a certain income which is actually sixty nine thousand dollars adjusted gross income this year to be able to file your taxes for free through the free file program you can find that. Irs Talk Of. There are other places where you can file your taxes for free. And I just wanted to mention to people to beware when someone says free federal filing that doesn't necessarily mean your whole tax filing filing that has to be done and oftentimes sometimes when they tout free federal filing means. They're going to try to charge you for the state filing at the end of it and by the time you're completely done filling out your return. You're just going to give in to come and do it because you don't wanted done it you don't WanNa go through that process again Zach. Yeah well that being said Credit Karma tax that is one spot where you can file for free federally and at the state level but again make sure sure you read through the details there to make sure what they do not include in turbo tax. They have a free addition as well if you have a really simple return right like if you're on the standard w income and if you know you're going to take the standard deduction for example which is the vast majority of folks listening. You're probably going to take the standard deduction those are some of the qualifications to be able to be eligible wolf for the turbo tax free tuition. Yeah and sometimes some folks you might need depending on how complicated your return is help from a CPA and we talked about that with our friend. Keith back in in December we talked about not messing up your taxes and so for some folks they might want to choose professional help but again that's turbo tax. Free Credit Karma Tax Irs.gov for the free file. If you choose any one of those routes you'll be good to go. Yeah well I doubt. Many folks are excited about taxes. But we wanted to mention this as a little friendly reminder for everyone out there you know you love Nerdy I. This is something I actually do enjoy. I was GONNA say I'm surprised that you have offered a free service for our listeners to do their taxes for them. I like doing my own tax corporation taxes like stuff that involves us into that. Because I like to understand things fully other people's numbers I don't really care about that. I will best of luck to everyone as they file their taxes. Just make sure you're not overpaying. Those taxes done on our meatless mentioned the beer. We're having on the show. Today are good for Josh Tennis. A Beer Barrel House brewing company called Khong Double. It's got donkey Kong on the front is. Ah Pretty Sweet Label and everybody knows as EPA so. I can't wait to crack into this one. And this label. This beer totally makes me think of King of Kong. Did you ever see that movie back in the day. That's one of my favorite documentaries of okay. It is amazing. If you've never seen King Kong be sure to look it up it's about these two nerds Duke it back and forth North Trained to be the world champion at the Arcade version of Donkey Kong. Yeah at fantastic movie and honestly when I saw the guy who's kind of the hero that you're rooting for four and the guy who's kind of the evil villain who you're ruining their actual real life people. But they couldn't have been cast better honestly because they're perfect so invested in the whole process. It's such a good movie. I mean it seems like one of those made up documentaries. Right like the mockumentary. I'm thinking of a mighty wind or best in show hilarious completely made up if yeah. They're not documentaries at all but the story of King of Kong like it just fit within that most so well. It's hard to believe that your life completely crazy that it was real life so get so anybody who hasn't seen King Kong go find it somewhere streaming classic it's excellent. We'll give our thoughts on this beer at the end of the episode but Matt for analyst get onto the topic at hand. We're talking about saving verse investing and the question on a lot of people's minds should I be saving or investing my money. And what's the difference folks confused with these terms. And of course they view because they're often used improperly for example. We call it saving for retirement. But actually sure I've said that before I know I have to. I know that that's been the case. But what we actually actually mean when we say saving for retirement is investing for retirement and saving and investing are both important. They both have their place. It's best to think of saving money as kind of protecting protecting your money right. You're locking in place you're making a small return on it but you're not taking any chances and then investing well. It's best to think of that as growing your money over a long period of time on but we should ideally be doing both simultaneously. We really need to be allocating money into both savings and investments in order to meet separate goals that we have both short-term and long-term longterm. Yeah man I mean just like you said we're fans of both saving and investing but the problem arises win. We have a goal that we should be saving for. But instead we're investing that money right. So typically we are saving more short-term goals maybe the have a nice down payment for a home to buy a car in cash even going on vacation can be something that you are saving saving towards and keep in mind that some of these goals can take a few years to achieve but in all those examples. You'd likely want to be saving your money. The other half of the problem is that sometimes we're saving saving money when instead we should actually be investing it right where investing for a longer term goals like being able to quit work or help. Our kids go to college. Those are goals was that are more than just a few years in the future. So we're GONNA have a few considerations the things that you need to consider before you determine whether you funnel that extra cash towards your savings account or towards the investment plan whether it's an IRA or four one K.. Through work these are the questions. You'RE GONNA WANNA ask I. What is my time horizon? And that is actually the main indicator of the most most important thing you need to think about when you're deciding where to allocate that money if you need that money within the next five years then deathly sabre there's just too much fluctuation in the the market when you need your money back in a shorter time period. Markets can swing quite wildly over a short period of time. That's normal market behavior. The ultimate trajectory over long periods of time is up into the right when we're talking about markets mad but if you're investing and you need that money back in two to three years you could lose a whole lot of your principal right. Yeah I mean if you are investing you need to be able to stick it out for the long haul because the ultimate trajectory of American businesses is one of strong growth. We can ride out those shorter swings if we have more time time at our disposal. We think that if you want to be an investor that you're looking at a minimum time horizon of five to seven years when you look at the historical returns there is a much higher higher probability that your money is going to grow but you could still lose money in that time period. That's why they always say that past performance is not a guarantee for future returns right so you have to understand that there is still some risk even with the timeline of at least five to seven years. Ultimately the biggest risk is not investing at all and watching inflation erode. Your savings. Yeah it essentially makes your money worth less and less over time as the cost of goods goes up and the return you're making on your savings is minimal and probably pitiful pretty much right now. These days as features savings rates are terrible. So if you're only saving money and you're not taking any riskier not investing for the future. Then you will see the value of your money degrade over time but if you need access to that money in just a few years time you just can't take the risk of investing it and by the way Matt. There are a lot of people that have done a lot of good number crunching when it comes to investment returns over time and it's interesting to see that typically over a five year period typically over ten year period the American stock market does really really. Well there are some periods though right where. Let's say you do need your money. In seven years. There are some periods in the past that the American market has actually declined in over seven year period. Where there's a negative return yet the rare few and far between but they do exist exact so that is something to know? Even though we're advocating advocating a timeline along those lines if you don't need that money for at least five years preferably seven you should be investing note that there is still a chance that you will have less money than you started with if if you chose to invest instead of save also that is an important consideration right there is not one hundred percent. Guaranteed that you're always going to grow your money. Within that five year time period is definitely something to consider. There are some other considerations as well that we want you to be keeping in mind when you are deciding whether you should be saving and when you should be investing. We're GONNA get those right after the break in this episode is brought to you by office. Depot Office depot has supplies and services is for businesses of any size. I speak to this personally as a college student when I was a business. The size of one Office Depot provides twenty four seven tech support. It lets you print your own marketing materials and it can help design your office with a bunch of furniture solutions. Sion's they also have exactly the supplies. Your office needs from Your Home Office to a commercial setup. They've got the ink. They've got the paper. They've got the cleaning cleaning. They've got the break room supplies. So when I was setting up my Home Office I went straight to office depot because I had a ton of stuff I needed to get and I wanted to get it all in one place but don't take my word for it. Safer Yourself. Office depot is ready to help your business with knowledgeable associates in over one two thousand three hundred stores or online at Office Depot Dot Com. We're back from the break talking about saving versus investing and before we dive into more these other aspects that we want folks to keep in mind. I think sometimes the trap that we fall into when we should be saving saving money but instead we're investing is because saving sounds so boring doesn't it not sexy at all whereas investing that seems like sophisticated and polished we now like saving that sounds super passive just kind of under saving my money. You're just squirreling it away. Yeah you're not really doing anything exciting with it. I know that's what happened to me when I was younger. Actually like when I started my Roth Roth. IRA for the first time. I heard that was something that you're supposed to do. I had zero money in savings in the bank. Like I didn't have an emergency fund. Nothing but I started my Roth. IRA and it didn't pan out so well. Because I had that money because I was broke right after college and I completely withdrew those contributions. And that's just not the best move financially actually sure. Yeah Yeah I mean the Roth IRA is nice because it has a little bit more flexibility. Right you're able to tap those contributions and we'll talk about that in just a second but typically retirement accounts offer very little access to the funds once you put them in and that brings us to the next thing that you really have to consider before you decide whether you're going to be a saver or an investor and that's that's liquidity liquidity is basically saying. How easy is it to access the funds that you're putting away investing? Your money will make it harder for you to access retirement accounts. Aunts have rules to prevent us from treating them like piggy banks and savings accounts. Right you're going to be subject to taxes and fees if you pull money out of a traditional IRA or a 401k. There are so many issues use when you're trying to access retirement funds before you hit retirement age so you better be darn sure you're okay not touching that money before you put it inside one of those accounts and this is good because you want the money you have invested to stay put and work for you over a long period of time and by the way Matt if we're talking about investing in real estate as opposed to investing in the stock market well that poses pretty major quality risks to write like having an individual property and then trying to sell it or you're GONNA pay commissions to a real estate agent and that house could be on the market for months months so the same thing goes when you're talking about investing in retirement accounts are investing in a single family. Home either way you slice it. Investing your money is going to prevent easy access for you using that money in the near term. That's right and the Roth. IRA just like we mentioned right. It does offer a bit more of a middle ground here like in. That's part of the reason we do like is that you can withdraw contributions at anytime for whatever you want but just keep in mind. This doesn't mean you should but you can just like you said that you're able to withdraw all your contributions and you didn't lose money but that might not be the case for a lot of people in a down market share and I would have lost a lot of money dude. Yeah if there's a bad six time period and the stock market goes down. Well you can still pull out your contributions there's less of your contribution sitting there for you to pull the and we're also not fond of taking out 401k loans or tapping a retirement account like a traditional Ira we he would recommend that. You consider that money untouchable and so if you think you'll need access to these funds earlier than your late fifties they just don't invest that money into a retirement account count. You can still invest that money. But maybe you'd want to invest that in a brokerage account where you won't get penalized for making those larger withdrawals and you'll just pay capital gains tax on the earnings. But if you have a longer time horizon a roth. IRA or brokerage account are definitely good ways to follow your money but matt when it comes to the liquidity when we're talking about savings popping your funds into a savings or checking account count means you can grab it basically anytime right. There's no hoops to jump through. You have to sell any funds in order to liquidate that money and if we're talking about rental house you don't have to put her on the market and go through all that rigmarole. You can just just grabbed the money when you need it and this is obviously great. If you've been house hunting and you're looking for the perfect deal to pounce on that money is ready to go. It's sitting there in your account but this is also so the biggest downside to money in savings accounts it's ready to go is right there for us to access and it takes more self control discipline. I not to blow that money so when we're talking Matt Liquidity Right. There's like a good side and bad side. It's very good to have access to liquid cash. In case an emergency comes up or we're actually saving for goal but the flipside of liquidity means that it's easier for was to access and maybe we choose to access it for a reason that's not actually beneficial for us and that would be the time we're having your money stashed away in savings or checking account can actually hurt us. We might it'd be tempted to buy stuff with it today instead of setting it aside and investing it for the long term. That's right you've got to have a little bit more disciplined if you're going to have a beefy savings account so joel another major difference before we decide whether to save or invest. Our money is rate of return. When you save your money is not GonNa make you wealthy right especially not right now? In in fact rates are so low currently that we're not even earning enough to cover the rate of inflation. We mentioned this on a recent ask. How the money episode savings rates have been dropping which is a huge downside to putting your money in savings accounts right now? They won't be crazy low forever but it's hard to know how long rates will be depressed but honestly sleep. That's just the price we have to pay right now. If you WANNA have easy access to money because you WANNA use that money for a short term goal you just gotTa deal with declining savings rates and it stinks and I think that is one one of the things that is tempting. Probably more people to invest are men and still saving and it's like declining rates. The stock market is booming. BEEN BLOWN UP. Maybe I should be investing more money and and maybe you should be but also. Maybe you shouldn't right so let's talk about investing the rate of return there. That's something we do need to take into consideration investing is attractive because we can get much higher rates return over time for Instance Matt P. Five Hundred Twenty nine percent return last year. I mean that's incredible right a pretty sweet. Yeah your average savings account had a return of what probably two point two five percent. I'm guessing it's way less than that on. Oh okay. National average is much much lower. But I'm talking about our interests. leavings accounts that we talk about. Those were up near those. Lofty rates are semi lofty. I Guess Tuna Quarter Yeah. Yeah but now. They've dipped down to the one point. Seven one point eight range so they're even lower and just seeing that stat might make you say all right. I need to be investing more my money. But you can't predict the immediate future and the exact opposite could happen this year. So rate of return is unknown commodity when we're talking about savings but it's very very unknown on a short time horizon. If we choose to be an investor investing can loor should be sabres because of the promise of greater returns but that can also put us in an uncomfortable position position by investing money that we need liquid access to so if we're investing in that manner if we're thinking of it on a short time horizon then it's more like gambling. It's it's less making a wise decision for the future. We're taking a bad approach. Where basically gambling on short-term economic results and Joel you mentioning last year's rate of return right in the stock market market? It makes me think of not just last year. The past eleven years like I think about all of our listeners who may be have only known bull market. Maybe they got a job right out of college. Ten years ago eleven years ago they graduated in no nine right like this investing things. Easy easy you just put your money here and it grows like crazy because that has been what we've seen over the past asked eleven years but we know from history that this is not normal. Like I'm not at all saying that. The market is gonNA crash soon but this upward trend of eleven straight years of growth is is not normal. It's not something that we can count on was literally the longest bull market in history. Yeah exactly and so if we get too comfortable with that or if that's all that we're looking at we're only looking at the past decade. We're going to think that. Of course I can throw money into the market for the short term is only going to go up but that is not the case and so if you end up investing that money in an attempt attempt to maximize your profit if you need that money for more near term goals you might find yourself in a tough position when the time comes for you to actually withdraw that money. If we've seen a market get correction Yemen talking rate of return. That's definitely something that we have to take into consideration and you're talking about the exuberance essentially that people can have correlated with investing in the stock market. The same is true in the housing market. And I think sometimes people assume that just because things have gone well in housing boom. I should get in there. I should invest my money. I need to be a part of that. But just know that again. Prior history the past five years or ten years of performance in the stock market or the real estate market doesn't mean you're going to see a similar trajectory over the next ten in years you might but there's a Gucci might not too so. Yeah so just be careful before you actually invest know that the rate of return is an important consideration. But your timeline is is just as important. Yeah so true Joel. All right after the break ruining it to some action steps things that you can actually do when you are deciding whether you should be investing your money or saving your money. This episode is brought to you by office. Depot Office depot has supplies and services for businesses of any size. I speak to this personally as a college student when I was a business. The size of one Office Office Depot provides twenty four seven tech support. It lets you print your own marketing materials and can help you design your office with a bunch of furniture sure solutions. They also have exactly the supplies. Your office needs from Your Home Office to a commercial setup. They've got the ink. They've got the paper they've got the cleaning. They've got the break room supplies. So when I was setting up my Home Office I went straight to office depot because I had a ton of stuff I needed needed to get and I wanted to get it all in one place but don't take my word for it see for yourself. Office depot is ready to help your business with knowledgeable associates over one thousand three hundred stores or online at Office Depot Dot Com are now back we're talking about saving versus investing their benefit both but there are pitfalls to both and so we've talked about the time horizon liquidity rate of return. You gotTA get into risk. There's risk on both fronts. It's depending on which one you choose so the reason you can make a higher rate of return by investing your money in the market or in real estate is because of the inherent risks that come along side of that more risk is basically accompanied by higher potential ward. So we're talking about savings. Well there's not really any risk right if we only do business with banks that have FDIC insurance and we keep bar total assets at that bank under the FDIC insured minimum which is two hundred and fifty thousand. So if you got more of that big fund got more than that in savings you probably interesting more but the biggest risk here is opportunity cost and seeing our savings getting nibbled down little by little by inflation and that's why we need to be investing and not not just bulking up that savings account into the hundreds of thousands of dollars. Yeah that's right and when it comes to investing there is a lot of short term risk when we're talking about investing your money right due to the natural fluctuations the market we cover this back in episode sixty nine in greater depth. But the longer that you're able to sit tight and stay invested. The less rescue realized you'll earlier in episode talking about what she hit seven years. There is a much less chance of you losing money in the market but there is still some chance right. Yeah you've ten years and that risk is even smaller once you get the fifteen years there. There is no fifteen year period of stock market declining. You're pretty much guaranteed to earn money and not just a little bit. But chances are you're gonNA earn a lot of money and so the risk that's involved when it comes to investing investing has to do with the short term. There's a significant amount of risk if you're considering single stocks we talk about this all the time. But the way to combat that is to look to widely early diversified low cost index funds. There are ways to avoid the inherent risk that comes with the stock market and again we'd recommend listening back to episode sixty nine where we really dove into you. You know what we perceive as risk but actually what is the the real risk that we're facing game and I think honestly some of this kind of comes down to personality type and sometimes studies show that it comes down to gender women are typically a little more conservative when it comes to investing men might be a little more exuberant and your way more prone to invest in beanie babies and right exactly five thousand. I'm just waiting for the market to bounce back on me because I know the market is going to go up. I saw those boxes of Bay blades in your trunk to right exactly man. How do you do all the children's toys you know? Oh I know about babies because when I was really into battling tops you ever play with those as a kid. I don't think so I played pogs back in the day Eh. pogs battling tops. were virtually exactly like Bay blades today. They're just call something different so it all comes around. Okay all right yeah. My my nephew played with blades. At least for like Hud is but basically it depending on your personality type sometimes your gender you might have different propensities. You might be a little more conservative by nature you might be a little more prone to risk but hopefully the things that were lining up your time horizon liquidity rate of return and risk if you think through those things well we're gonNA some solid ground to land on when we're deciding whether or not to invest our money or save money and for those of us who are a little more prone towards being savers and we get scared of investing in the stock market. Well hopefully this gives us a little little bit of a push to actually start getting invested and for those of us who are a little risky by nature and we go to hard in the investing direction and we don't have any left to save some of those short term goals. Well maybe we back off. What were dedicating towards our retirement accounts and we prioritize saving for some of those short term goals a little bit so yeah either way you fall whether you you have a higher tendency towards being an investor or sabre? I think these principles taking these things into account can actually help us. Make a better decision about how we're going to allocate our money. Yeah and so. The next question that listeners might be asking themselves is okay. I've decided that it's time for me to save or I've decided it's time to invest or both. Yeah where do I go right. And so when it comes to saving we would recommend that you check out the different online banks who offer those high interest rates. There's tons of them out there but they are our favorite spot putting your savings. The competition is robust. And and so you know to narrow it down look for customer service and those competitive interest rates. Joe You've got a great article on the site. They're talking about why you opened an account with cit they. They are a great option and a lot of folks might be wondering why we're not mentioning the local bank or your local credit union and that's because first of all they're not offering great interest rates secondly their online banking can be a little lacking they offer great loan products when it comes to the interest rate that they're offering when you're looking to borrow money. Yeah but when it comes to the interest great that they're paying you a lot of times. It's not going to be that great. I love credit unions for borrowing not awesome for saving them but the worst for saving is the big banks. Of course I saw online. Banks are a good place to start cit. Great discover ally Matt. I mean there's so many good ones at this point marcus. Another person recently left us a message and asked about their marcus. Marcus Account. I mean there are a lot of great places to go online to get a decent savings rate now just yet. Make sure you prioritize customer service at the time so when we're talking about investing colour. Should you go then. Well your work. Retirement account is a good place to start if you have one and especially if you have a company match in aluminium you want to prioritize getting that match if you're investing on your own to a low cost investment espin house paint guard Fidelity Schwab in one our favorites. Open up a roth or a traditional. IRA and invest in low cost funds and there are other ways to invest besides just retirement accounts. Real estate is another thing to consider. We've talked about that in the past but just know that investing there are a lot of great places for you to land. Don't go on the recommendation of. Maybe maybe someone WHO's helped you buy insurance before or maybe even just a friend. We would highly suggest the low cost companies that we just mentioned and also remember as well that you don't have to be one hundred percent saving or one hundred percent investing there can be a happy medium the Roth. IRA cain give us a little bit of flexibility and allows to become investors on a slightly shorter time horizon since and will have access to those contributions like we discussed earlier. But just keep in mind that in a savings account. You can't lose your principal right like you can't lose your contributions but you can win invested in a Roth right. There's all these trade offs that you need to consider that we've talked about through this episode but just make sure you keep that in mind and a lot of folks might be wondering about CDs certification of deposit and in that case we would recommend to not even really consider CDs because the rates that are being offered right now. They're not much higher fire. If at all higher than the high interest savings rates that are being offered by the online bank's gotta you can kind of skip those altogether and not have your money tied up for a year three years five years. Whatever whatever it is I think CDs used to be a little more beneficial and they just seem like? They're kind of dying on the wayside. Yeah and because the online savings accounts of becomes so good and they're paying such kyw rates so now that we know all the risks associated with saving versus investing. We know where to go. Well what do we do now. It depends on what our individual goals are. If you don't yet have an emergency defined well you need to have an emergency fund saved of at least two thousand four hundred sixty seven two four six seven the number. I Know I love that specific number two that we can give people we'll shoot for and I think it's helped a lot of people mad as we've put that out there they're like okay. It gives me just a specific amount that I need to hit it so concrete and I think that's that's the beauty of it right versus versus saying. Oh you need to have three to six months worth of living expenses. It's like okay. We'll do I consider like my living expenses now or what I could survive on. Should've three should be six six. Like where do I land. Yeah and that's still. I think a good goal to have but this is at least the minimum goal. Like this will keep me solvent no matter what happens typically right that should should be our top priority before we go about opening investment account and starting to fund it even before we save for other short-term goals having this emergency fund is going to do wonders for our peace of mind and helping us feel in control of our money and of course you want that money to be highly liquid inaccessible so those funds should be in your high interest savings account one of the ones that we just mentioned and in ideal world you can prioritize both saving and investing right that emergency fund of two four six seven. That is a great start. But you'll need more liquid cash to help you with your future goals right how you slice up the percentage that you put towards savings investing. That's going to differ based on your individual goals right. Say You don't want to buy a home and you want to retire at age fifty. Will you likely funnel way more into your investments but maybe you want to buy a home two years. Well you will want to beef up your savings for the time. Hi I'm being ultimately prioritizing both provides civility and it provides you options to be able to change your mind down the road because goals that you have now may not be the same goal that you have in five or ten years and I think a lot of times superficial. They get overwhelmed. You know they'd see the different accounts like vanguard. Actually they've got pretty high bar set as far as the minimum amount that you need to get investing a lot of folks like with fidelity they don't have minimums when it comes to getting started investing especially in their different retirement accounts. And so if you're able to even to set aside twenty dollars a month that can just be a fantastic way to get that ball rolling to where it doesn't feel like this massive audacious intimidating thing. It can something that they just start plugging away at. I think a lot of people hesitate to start investing because they're like I don't have thousands of bucks to get into the investing game. I'm not an investor. Right it feels. Here's like this lofty thing that you can achieve. I have to just be a saver right now but you can be both and you can start investing literally ten twenty bucks a month. I mean just getting started is is half the battle and it makes you at least feel like I'm an investor. Now I can do this yet. A company like fidelity who has zero minimums Schwab the same. You can get started and at least get on your path to investing for the long haul and I think that it's important to note that you likely have to change your allocations over time as your goals change right some years. You might be more a savior some years you might be more investor it really depends on kind of how those short and long-term goal shape up and as you get older and you begin to prioritize different things those goals are going to shift and where you allocate get. Your money's GonNa Shift to. That's right man. I'm not who I was yesterday very. Who knows what's going to happen in five years all right? Let's take it back to the beer this up so we had com. which is a double full hazy? IFA by Barrel House Brewing Company. And they're out in California. Joe What did you think about. This beer. Man was great. I like easy. WBZ's I feel like a Donkey Kong was throwing barrels. My mouth like POPs barrels of hops exploding arrows of flavor. Yeah so I thought it was really good. I mean really. It's one of my go-to styles and I really enjoyed this one again. A big thanks to our Josh for donating this Beer Joe I notice on the labels well where it says. Instead of high school it says hop score. It's got ten issues which is a nerdy beer thing about international bitterness units. That's exactly the same so ten. It's not super high. Which means this beer drink pretty pretty sweet and mellow kind of drink? Orange juice which we've described many a beer tasting like that before which means that. We really enjoyed this one. We'd recommend for you to check out that brewery if you're ever out there or near Barrel House but Joel. I think that's going to be it for this episode our listeners. You can find more helpful information on our site at money dot com. I noticed we've had a bunch of new listeners. Come on on since we hit two thousand twenty which is great. We love inviting new listeners. into the show. Don't forget to give our facebook group. A shot just search out money in the facebook search bar and you'll stumble upon our group. It's really help a lot of great people in there. A lot of robust conversation. Yeah over five thousand members now which is really really cool to see Ya and also If you're new go back and listen to some of the prior episodes Matt we've covered so much information mation through one hundred and sixty three episodes. This I can't believe it's been this many but if you're a new listener go back and check out some of those older shows. There's some really good stuff in there for you. Yeah but he you know we've covered a lot of topics. Yeah we're GONNA continue to. That's going to be it for this up until next time. bestfriends out as friends out and the only way is through a new podcast. In partnership with iheartradio under armor players coaches and athletes will share intimate and personal stories performing at the the highest level. Here is Canadian tat. Lee Georgia Ellen. Were the reason I want is because on that day I was confident and to continue that mentality to understand I can can be an Olympic athlete. I can compete with the best in the world and just perform listened to the only way is through available now on iheartradio APP or wherever you get your podcast.

Matt P. Depot Office depot Office Depot Dot Com Office Depot Joel IRS Donkey Kong Josh Tennis Joe What principal Office Office Depot Kong facebook Zach King Kong California Marcus Account
That Time Ernest Hemingway's Younger Brother Started His Own Country

Ridiculous History

49:46 min | 8 months ago

That Time Ernest Hemingway's Younger Brother Started His Own Country

"Here's the thing saving money with. GEICO is almost better than playing pickup basketball. Because there's always that guy who joins your game. He never passes the rock. He constantly bricks threes. And who completely hack you. And then put his hands up and say no foul no foul with GEICO. It's easy to switch switch and save on car insurance no need to fake. An ankle sprain. Because you're absolutely exhausted. So switch and save with GYCO. It's almost better than sports. Ridiculous Histories of production of I. Heart Radio Ah Welcome to the show ridiculous. Historians thank you so much for tuning in today's episode concerns tangentially one of the most famous writers in the American cannon. Is that right. Ben Yeah tangentially eventually it does By the way it's a bit we do we see each other's names Own Names or sometimes i. It goes both ways but the cannon I what does this term come. I'm from this. This Canon people speak of I always confused me has always been flummoxed me well it's you know it refers to a general rule law. Aw Principal Right. That's the first meaning but the second meaning is a collection or list of things that are accepted as genuine are as legit Jytte. We usually hear about it with books. But as Super Producer Casey peg room can tell us. There's a bit of a film Canon to write Casey. Yeah that's that's right. The American critic Andrew Sarah's kind of Created his own. Canon of filmmakers piggybacking off of the French Auteur Tour Theory Casey on the case indeed. But the cannon the shoot stuff out of that they took that name from the The other Canon like We're the unrelated entirely I'll map it's interesting. Yeah well the ETYMOLOGY FOR CANNON WITH A C A N O n goes back to Greek for cannon for rule now no as far as Canon Canon I. I don't know what that would be I think it's really just a just a homophones at the end of the day. That's disappointing. I've always liked to think of them being completely related. But that's how I feel about words that sound the same You know I'm an etymological junkie But this one I think is going to end up being a let down so I'm just GonNa couldn't suspend my disbelief and choose to believe that they're related But yeah can Nanakuli speaking This author That is part of today's story. Korea is definitely up there Is One of the greats one of the giants and also an intensely problematic figure as a human person as great artists and writers. Riders often are. Yes that man is ernest. Hemingway you may recognize him as the author of numerous books. You were forced to read in high school such chas the old man and the Sea of farewelled arms the sun also rises. I am and was for a long time a fan of the collected poetry of Ernest. Hemingway which is it's very different from his novels and his short stories But I'll always recall one of my favorite poems. He wrote if you have younger people listening with you in the audience. This might be time to fast forward a little bit this is not this. PG Thirteen Ish. Maybe but here's the poem I know monks masturbated night and pet cat. Screw and some girls bite and yet what can I do to set things right Ernest Hemingway Ernest. Hemingway indeed Also really quotable gentlemen A lot of quotes involving An abbreviation because he was also famous drunk Really like always do sober. What you said You'd do drunk that will teach you to keep your mouth shut And one along the lines of I'm remembering this went off. The top of my head is a man is not truly a man and until he's drunk or something like that. Wow Yeah so you had one. Today's episode occurs in the shadow of Ernest Hemingway because Ernest. Hemingway just like George Washington is one of those semi-mythical figures and we always think about them at a remove as a single entity in the world or the universe reverse but like George Washington Ernest. Hemingway had siblings. And today's story is about Ernest Hemingway's younger brother. Leicester her hemingway Who who you may not have heard of before? His name is pretty cool. But it's spelled in a confusing way. Right Oh I love this And it actually. It's it's funny. I I learned the pronunciation of this along time ago because of a website. UK Music website called Lester bangs As as in Lester Mr Bangs. The famous Rolling Stone Writer Famously dramatized in almost famous but it was spelled Like the name of the town in an England Leicester which looks like it should be pronounced light Chester That's Elliott is C. E. S. T. E. R. and such is the spelling of Ernest Hemingway. Anyway baby brother Lester. WHO's the subject of today's episode? Yep that's true so he is known historically for for three three three things I. He's known for being the younger and only brother of the novelist. Ernest Hemingway Check Yup and He also looks a lot like Achim. So that's double double shadowy right you know. so He's living in. He's he's he feels like he's always coming in second check. Secondly a he one of his most well-received books was a biography about his brother and then came out eight months after Ernest. Hemingway passed away serious shadow living the sky. Double check and I don't know you know knoll. Should we go ahead and spoil it the third thing. He's very well known for and this is by far my favorite should we maybe soft spoil it. Yeah let's spoil This is a new thing. We're trying to It involves a raft and it involves declaring sovereignty of one type or another Declaring one's own nation As it were. Which is the thing people do every nation that's around now at some point somebody just declared a nation so it's not as crazy as it sounds? Let's say I think that was a good soft spoil Let's let's get to know Lester A little more and find out what led him to this. This crazy ambitious scheme. He was born in Nineteen fifteen right. Yep Sixteen years younger then his a super famous older brother Ernest So they wouldn't have been buddies exactly growing up. I mean you know he would have probably Lebron living in his shadow four from as long as early as he can remember with an older brother who I mean I. I know a bit about the history of Ernest Hemingway way in his life. He was always sort of a brash. incorrigible youth you know and prone to adventure And Misadventure Right It's true and and he definitely had wanderlust before Lester was even walking around on his little baby legs. Ernest was away in Europe. And No. Don't I think that the hemingway kids had it hard in terms of Material needs they. They actually grew up in a pretty fancy suburb of Chicago at the time place called Oak Park when Ernest returns from the Great War nineteen eighteen. He's recovering from these. Grievous grievous wounds that. He's received like a mortar mortar. Shell incidents and I think even caught a little little machine gunfire Around around northern Italy yeah and when he came back he was the town veteran he was a hero in his neighborhood and nineteen at nineteen wild wild and his little brother. Lester absolutely adored him. A you know the the sun rose and set on Ernest Hemingway Way Ernest was a little more casual about this lester called Ernest the barren but ernest had a nickname for Leicester. Yeah Yeah it was clear that the love was is not a mutually exchanged there. Ernest called his little brother. Lester disaster and then Eventually shortened it to the name of my favorite John. Samoa moving the past and it makes sense because you know we do the math. He's three years old when his brother comes back at the age of nineteen right so of course he has this three year old following him around. Leicester at least creatively followed in earnest footsteps He wanted on into travel the world he wanted to write he wanted to be that rugged. Teddy Roosevelt esque outdoorsman and like like his older brother he had a ton none of different jobs and different gigs and he also wrote a few books to boot One of the I guess popular is maybe not maybe a little bit strong because it's certainly certainly not something that has been included in in the aforementioned cannon but his book called the sound of the trumpet which was published in Nineteen fifty three but he was a published author in. You know he wrote for men's magazines and like you said he was sort of a newspaper. Man I mean really was sort of jack-of-all-trades Much like his brother so he very much took a lot accused from the story and legacy of his older brother which again was something that would have been fully formed kind of by the time he came of age right and think about this Just to get a taste of Zeitgeist at the time. A review of his Novel the sound of the trumpet. Nineteen fifty three. In The New York Times declared the following they said Leicester Hemingway was part of the first younger generation shaped aped by the writings of his brother. Ernest Hemingway so they're they're not calling him an impersonator or an imitator. But they're saying he's very very influenced by his brother. But can you imagine how that would feel like to get that review. Where you're just lumped in with all the other WANNA be Ernest Hemingway anyway like no damnit? He's mired stemming way you know I'm the first to be influenced by my brother Ernest Hemingway. You know what I mean not just one of flock of Of impersonators. I I would I would think that would maybe have stung a little pin. And why can't he be the first Leicester Hemingway you know. That's that's the question on the table able it makes you wonder how all those off brands Sudas feel. If off. Brand Sodas have feelings when they see like the the mainstream toy story holds true Shirley. There's Soda Story and they have a secret life of our our our waking hours. Yeah I'm now I'm just I'm I'm lost thinking of those those soda. The Soda Dynamics right so like is is fan like the orange. Sodas Fanta slice right. Those are two weren't sodas we are. What's the other sunkist sunkist? There's there's also squirt squirt okay. squirt feels like it's it's the lesser. Anyway yeah well I don't know to me. squirt is almost the more risque of the orange. Sodas that's just me the the sound of that word in the way it feels may conjure imagery In my personal despicable gutter remind But that's just me. How do you feel Lacroix? Plays into this whole thing. Do you think Lacroix's even considered a soda they even let Lacroix into the room You know look kind kind of like nobody. Nobody shoot me for saying this but look where he's kind of like one at paltrow sodas you know what I mean. It says it's good or the sorry. The Goup of Sodas for you and it's better than drinking battery asses better than drinking you know Dr Pepper or something. But it's still. It's not amazing. You know it's still kind of fills the soda roll well but it doesn't have any sugar and it's refreshing and delicious. I thought the carbonation was still bad for your teeth. They say that they do say that. Can Be bad for your bone density as well But I'm a carbonation junkie. So if I'm GonNa that's what I derived pleasure from rather than sugar so we gresh though true The moral of this digression is drink which wants And also no. No offense is to Gwyneth Paltrow Gook and tell me what you think about it That's her company. It's true that Lester was however Always referred are too in addition to his brother whenever somebody mentioned him or his work they also mentioned that he was ernest. Hemingway's brother Yeah. I mean it's certainly a phenomenon you see often with siblings flings of luminaries than any field you know. I mean it's really really hard to set yourself apart. When you have a sibling? That's already he kinda got a head. Start first of all and already just mega famous and associated with kind of an entire movement. You know Really interesting example is Billy eyeless shoes a singer My kid likes her brother who is older than she is. Names Finian's he does all the production work for her records and plays in her live band. Please race ace replays base. He Plays Guitar Really Really Great Really talented guy But it's GonNa be tough for him to be mentioned without his younger sister. Sister being mentioned in the same sentence and as the older brother That's gotta be tough for him to but You know money can make those winds go. Imagine right and you know as an only child I think I am probably. You don't have a very good comparison to how sibling relationships work in that regard. Now we just have to get jealous of our colleagues and peers that's how it is So we're speculating a little bit. When we guess about How how Lester interact with world and how he received or navigated this relationship with his sibling? Do WanNA point out again. His most famous by by forest. Most well received work was a biography that was actually about his brother and it was called my brother Ernest Hemingway so he leaves leaned into it right. He kinda the new what happened he had been dealt he knew okay. Maybe I'm not going to be a singular voice of a generation so I might as well any obviously revered his brother. There's nothing indicating eating in his story that he was somehow bitter or disliked his brother he was inspired by his brother and influenced by his brother And he wanted to honor his brother other and apparently wrote quite a bang up BIOGRAPHY ABOUT HIM He was aware of the public perception because he was In an interview with the Los Angeles Times he said it's a tough act to follow and we can already see kind of the head. Start Pattern that you mentioned earlier We can see that very early. On in Leicester's life. He was writing for his high school newspaper. Which is great and shout out anyone in Highschool working on your literary magazine Or newspaper or Your Yearbook? But while he was doing that his brother had already published farewell to arms and it was already optioned For Film and it was being made into a movie starring Gary Cooper Massive Star Gary Cooper at the time and a huge head. Start for For a Ernest Hemingway then when Ernest had a stint in Spain as a correspondence During the third words siege of Madrid he was getting five hundred bucks for four hundred word. news reports And that was in today's dollars dollars about seven grand which is a big deal We had our boy lester Kind of kick starting his early Newspaperman career as a junior reporter for the Chicago. Daily News And again ernest. was there living the highlife. The it wasn't the highlight. I mean exactly xactly. Though he was used in in harm's way on the front lines during the third siege of Madrid and so for anyone interested in the math seven thousand dollars as we said adjusted for inflation and for a four hundred word dispatch works out to seventeen dollars and fifty cents per word. That's amazing that's good work. If you can get it. Leicester also published a novel. We mentioned his. His initial novel was published in Nineteen Fifty three. You know what happened the year before in nineteen one thousand nine hundred fifty to the old man and the sea came out and and the year after that one thousand nine hundred fifty four the Swedish Academy when they were awarding Ernest Hemingway the Nobel Prize in literature cited the old man and the sea in Leicester's over here like hey I love my brother but I also have a novel. I'm speculating on that part. But it is a tough act. It's a tough act to follow. Did you read the old man and the Sea Ben Several Times. Did you like it I. It's a tough one for some folks. I know they get sort of like like I. It's considered this massive work but it's also Quite often said to be a little dull. It's one long metaphor for you. Know and I I enjoyed it. I enjoyed I enjoyed this sort of abbreviated blunt. Writing style all of hemingway especially in comparison to longer more elaborate writers. God Save me from Henry James The the turn of the screw Guy Guy Engaged in something called phenomenology. which is this experiential process says of a of a character interacting with the world learning great truths in the audience or readership going along with them? I Henry James also had an interesting in story with his siblings. But that's a story for another day I did like old men. This seat And you said for some people it felt like a slog right right well. That's just a thing that people often say about that book. I mean sort of gets a bit of a bad rap for almost being Over hyped PERHAP- Oh yeah sure. Yeah like a catcher in the Rye which I love Catcher in the Rye. I think that's an interesting story. And I like the internal monologue of the character or whatever but I also read that as where maybe Connected with my rebellious spirit. I need to give a man and the sea another shot. I was one of the ones that found that a little sluggish but that was when it was assigned to me as a as a student. So maybe maybe as I. I've gotten a little older and hopefully wiser. Maybe it'll resonate with me a little more You know nothing. Kills a great piece of art more quickly even hype. A you've got to think about it right like if you go if you go in. Just find a book in the wild and it's amazing that you know that you have been amazed by it personally but if everybody tells you to like it often the contrary us will say. I don't see what all the fuss about you know. But be that as may the the Nobel Prize in literature is a huge deal. Everybody but Bob Dylan is historically very excited about this kind of thing and Lester. Leicester soldiers on and here we get to our soft spoiler We'll just maybe just set this up with a quote From Leicester Mr in the Washington Post in nineteen sixty four. There's no law. That says you can't start your own country. Okay in the style of his brother very very blunt and direct and to the point. I can appreciate that about the man And it's interesting Ben You'll recall we actually did a previous episode on on something called the US Guano Islands Act of eighteen. Fifty six. Where you'll recall? It was a precedent allowing US citizens to quote take possession on behalf of the US government of any unoccupied island. Rock or key on which deposit of Guano was found and You remember that kind of created a bit of a of a Guano boom And Guano of course as you know is is poop Bird poop in particular particular This was would have been seagulls or what was the was the offending pooper Let's see in our earlier episode when US farmers farmers went mad for bird. POOP I I WANNA say seabirds of some sort if you WANNA call it had to be if it was an island or a king or rock I also think of Guano the bat that's who specifically but that's what it was much more of a catchall term in those days. But yes that was the president and Hemingway decided to really take this and run with it or shall we say row with it paddle with it with it. Whatever you got He figured that he could apply this to A A mobile island rock or key. Right this this is interesting and listeners. You'll see why this is a little bit of a reach the US Quavo Islands Act already is egregious geopolitical reach Check out that episode. You haven't heard yet. This episode of ridiculous history is brought to you by office. Depot Office depot has supplies services for businesses of any size. I speak to this personally as a college student when I was a business. The size of one office office depot provides twenty four seven tech support. It lets you print your own marketing materials and can help you design your office with a bunch of furniture features solutions. They also have exactly the supplies. Your office needs from Your Home Office to a commercial setup. They've got the ink. They've got the paper they've got the cleaning. They've got the break room supplies. So when I was setting up my Home Office I went street to office depot because I had a ton of stuff I needed to get and I wanted to get it all in one place but don't take my word for it see for yourself. Office depot is ready to help your business with knowledgeable associates in over one thousand three hundred stores or online at Office Depot Dot Com. Here's what he did. Lester Ester took an eight by thirty foot. Bamboo raft He he anchored it to an old Ford engine block. Rock in fifty feet of water about eight miles south west of Jamaica. This was a shallow Ocean Bank but technically it's an international national waters. It's beyond the three mile limit of Jamaica's Ocean possessions right and it's anomalous because once you're that that far out the sea floor is usually going to be hundreds or even a thousand feet deep the country the raft the country by the way got the rafters the country. It's called the Republic of new Atlantis and he On top of this Rafferty as iron pipes stones. Bamboo stainless steel is the structure and he made this raft. This artificial island. This would be country using all of the funds from from his biography. My brother Ernest Hemingway and he also he said you know. We're starting this country small but we're going to expand it in the future. We'll build a bigger raft. who had we'll stick together right This is interesting to me so like I mean did. He have some kind of dinghy that he would use to get to dry land. You know I mean look. What's the logistics of this whole setup? Right you would think he needs a an away boat of some sort. That's right so he got this setup. It's clearly not super sustainable stain. -Able right meaning your source of fresh water and so on but he had the money to play with If we look at the how successful his biography of his brother was he made a ton of scratch. We don't have a exact figure but He definitely that would have been a the equivalent of a bestselling in you know New York Times bestseller back in those days for sure. Yeah we knew. A Playboy magazine paid him. Twenty five grand to serialize it to publish it in the magazine over subsequent issues and that works out to what a hundred and sixty thousand dollars today. Yikes no not yet. Wow that's great good for Leicester and honestly what a bold move. What an odd an interesting thing to do? And and We talked about what his his aim aim. Was Ben not yet yeah. He had a very specific goal in mind which was to start eight marine research society. Heidi that would be funded with the money that he made from up selling stamps. New Atlantis. Stamps I'm GonNa need a little bit a little bit of help with this when Ben Stamps like shares like what are we talking here. Yeah for the Breath markets The stamp collectors. So was it really that big of a deal back in those days that you could hope to make that kind of money. Enough to finance a whole whole aquatic research institution just from selling postage stamps. This I think that was more visibility thing. If I'm being honest the Marine Marine Research Society is probably mostly my brother Ernest. Hemingway money going into there I just I don't how many stamps would you have to sell. It's strange because it seems more more like a publicity stunt right the further we get into this but yeah he was trying to make a go of it selling selling stamps. He also was on good terms. With the closest acknowledged government the Jamaican government. They actually really liked the dude A spokesperson for the Jamaican embassy said in nineteen sixty four said Yo. Lester is a decent well meaning soul and this project is it's it's good you know it's also an international waters and historians argue. That one of the reasons Jamaica was okay with this with this new country popping up To their southwest was entirely because they felt like he was he really was building. This as a stunt for environmentalism he wanted to protect marine wildlife. And he also weirdly enough. Did you see this. He outlawed gambling in his new nation. And that that made Jamaica really happy interesting so maybe it was. Maybe they were worried. It would be like a gambling haven. Maybe they were a gambling problems you know. We know gambling can be a really toxic situation. Especially Ashley in Potentially poverty stricken places that are kind of commodified by tourism and casinos sneaking in and folks that grew up there and live there developing gambling problems. That actually happens in a lot of those Native American Casino Situation Lincoln. Be a real real problem so I can see how that could be the the case The speculating here. But here's the thing he again used that very obscure At the time because again this is from eighteen fifty six. US S. Guano Islands Act Allowing to take control of any island rock or key on behalf of the US government if it's unoccupied and contains contains Guano deposits. So where's the POOP Ben. Where's the Guano deposits? So this is interesting because everybody remembers the previous episode. You'll recall the the language in the Guano Act is tricky something is you can lay claim to something on it and you can Then legally consider consider that land as quote appertaining to the United States I yes that was a term that we had to kind of really unpack was. Yeah so what's interesting. There is that if Lester claimed the whole islander the whole raft Guano Act then it would not be its own country it would be in this realm of quasi belonging to the United States. Therefore he couldn't make it his own country so what he did was. He divided the island in half. He claimed named the quote unquote unoccupied half of his island on behalf of the US. And he said that's the Guido Act. We're just going to. I guess we're just GonNa let Birds Birds poop on this part of the raft and boom. We've got one. Oh and he said the other half is new Atlanta So so really half. US half half its own country. Half Bird toilet half bird toilet. But that's the thing though I mean like how did he attract had any attract the bird bombs like I don because it seems like the language of the law law it really does require that that be the what constitutes a deposit. I mean they were getting silly here but like you know if a bird poops on your raft. It's it's technically depositing Guana Ontai raft so all it all it takes is one errant. You know maybe I mean He. He wasn't he clearly wasn't in the Guano business right. The population of new Atlantis started at six it was Leicester Doris. His his spouse bows their daughters And Hillary who are seven three years old at the time respectively Pr Guy Named Edward Moss and his assistant Julia so in February of sixty five. There's a vote in the Republic of new Atlantis The seven voters make lester the first president to have another PR blitz. Now that you know the republic has its first election and end Kingston. Jamaica's papers cover it. Lester tells the paper that his new republic will be a peaceful power and not threaten. Its Caribbean Caribbean neighbors. Thanks Bro fraiche appreciate it. They also did I. I don't know about you but I'm fascinated by what are called micro nations and this. This is a Micronesian is micro nation. No no no. It's it's the micro come from sorry. I'm getting back into silly. Semantic at another doesn't exist but it is is Micronesia smaller than Indonesia it's made up of smaller islets. Yes right got it. The micro is further away a descriptive term. Yeah Yeah Yeah Yeah I believe so now I am. I am an armchair at a Malla gised very interested in it but I am not an entomologist by a trade so it is quite possible that there is a homonym play and that Micronesia actually translates to something that neither of us know it could be you know the the shining scales of the pufferfish indeed micro nations though to your point then don't have legal recognition in terms of you know the UN win or any kind of bodies that do stuff like that right right and the rule of nations is It's kind of fake it till you make it approach. We see this even even today with a different Different countries regions that are jockeying for you in recognition. The way you become a nation is by having other nations say. Hey that's a nation. It's very ad hoc I. I mean I hate to say it that way it feels arbitrary. There is a process if you get enough nations together together to say hey Peg Romania is indeed a real nation. Then then boom you're in it's also a phenomenon wherein people absolutely lose their minds over Super Producer Casey peg rim. He's a peg maniac. Yeah this and so. When you won a nation to appear legitimate you start preemptively creating the trappings of legitimacy even if you are not recognized by The powers that be so you want stuff like flags to satisfy the VEX largest you want stuff like stamps to your point right for the Fila logistics for the Phyllis Dang it as close. It's a tricky word. I don't know why that's another. There's so many beautiful mostly useless this words in English like the people who collect matchbooks flu. Minist- really yeah. It's a cool word. Rose the flag one again Vex Logistics Logistics. Yeah really learning a lot today. About what would you call that enthusiasts. Yeah they're not really experts. Exactly right Oh not really yeah eveque. Salala gist is just a flag flag. Enthusiast not necessarily A flag expert with some sort of pedigree right. Yeah or there's someone who just studies flags you know like. Hey Hey are you a are you a vex Lalla just doing well not by trade but I'm interested with what kind of flags do you have. I don't know now my head there's a guy with a trenchcoat who's walking up to people in the the street and he opens a trenchcoat and he just has a bunch of flags they would have to be those tiny flags tiny flags. Yeah which is still a flag. Right I mean you know. Flag is a flag is a flag. There's no size designation Zig nation for what makes a flag quote unquote proper right right although there are standard rectangular dimensions not every country practices. Those dimensions you. You know what fell it. Takes is a flag. Let's get ridiculous. History of flag moving for we should make the shipping container a sovereign nation. Yeah Casey you're UN. Let's do it. Okay good 'cause we we need. We need an odd number of votes else. Will descend into chaos and gridlock and Casey can be the the the the king. The governor Prime and Prime Minister Administer Prime Minister. I don't want to set them up to be a dictator case. You're you're cool with that we just elected you I- i- rule at the pleasure of the people know. Let us that's great. I love your energy man so so our nascent nation here ridiculous history aside New Atlantis does get a flag flag. Lester spouse does it and then they also create a national currency. I love this name who I can see why Ben Because you have have no scruples. My friend the scruple. That's what it's called the scruple. It's like a ruble. A scruple scruple is also like the thing. What does a scruple if you have no scruples? That means you are A moral in some way. Right yeah scruple is a reservation Right yeah yeah yeah. It's it's what stops you from doing something morally morally sketchy or reprehensible. And he must have had that in mind. Because it's almost like saying this is our currency is the very nature of goodness if you have scruples than that means you are a thoughtful person if you have have no scruples than you are a bad person. So he's really drawing a line in the water the banning the wrath in the wrath. It's such a writer joke because Lester oster later said I believe the rich should have many scruples boom exactly love. Here's my question. The team did you have all this stuff set up before. He went out on the raft did did he ever leave the raft. What if he left it on occupied could it have been you know Invaded so many questions here. Who designed the flag did he do it himself? It seems like it was him and his wife designing physically. Yeah okay as to how much they had worked out in. Advance We we can say that. There is a draft of the new Atlantis Constitution so they did write stuff down it was typed on a manual manual typewriter. And it's more or less An exact copy of the articles that form the main body of the US Constitution and they just sort of mad lived new Atlantis in wherever would say United States. So I mean let's let's be real here. The whole thing was sort of a a protest. St Kind of symbolic acts. You know there were. There was a lot of satire built-in with the whole scruples. And you know. I don't think he was necessarily intended. I mean you know He. He says he was trying to raise money for preservation and for this Research Center I think he was hoping that the stunt would catch enough Publicity Eh that he would create a groundswell of support and revenue and then he could. Actually you know funnel some money into these causes that he believed right. Yeah but the whole thing was a bit of a satire kind of jokey thing. It's a merry prankster vibe. I love it is the mid sixties twos. Who so we're at the we're at the peak of this sort of performance? Do you think there would have been LSD on the stamps that he was distributing interesting question. You know he probably could have sold some more Now that you mentioned this episode of ridiculous history is brought to you by office. Depot Office depot has supplies applies and services for businesses of any size. I speak to this personally. As a college student I was a business the size of one. office depot provides twenty four seven tech support. It lets you print your own marketing materials and can help you design your office with a bunch of furniture solutions. They also have exactly the supplies. Your office needs from Your Home Office to a commercial setup. They've got the ink. They've got the paper they've got the cleaning. They've got the break room supplies. So when I was setting up my Home Office I went straight to office depot because I had a ton of Stuff I needed to get and I wanted to get it all in one place but don't take my word for it see for yourself. Office depot is ready to help your business with knowledgeable associates associates in over one thousand three hundred stores or online at Office Depot Dot Com. It's funny we should spend spend some time on the stamps because he printed stamps in five different denominations and as you said Noel. He told reporters that he was going to finance the International National Marine Research Society with the with the stamps right butts fatal flaw fatal flaw because the Universal Missile Postal Union which is based in. Switzerland refused to recognize the stamps. They said look. These stamps are not legit because the the country of new Atlantis is also illegitimate so they said to us. You're just some guy on a raft. Cutting paper into little squares wears well. That's totally what he was. I mean you know my question is you know we. You don't just print your own stamps in the same way. You don't just print your own money or or do you. I mean you know if you're a sovereign nation you've got your own mints you recognize your own currency that makes it. Legitimate is the fact that you're sovereign the nation but what makes it legitimate in nationally. Is that recognition. You know from outside of your bounds in this case the very very small bounce. It's of this raft. So yeah I that's interesting. I guess you you know we do print our own stamps. The Post Office doesn't print stamps for you does it. How're stamps produced? I believe I WANNA see. It's the bureau of engraving imprinting right. You're absolutely right Ben. That's totally true that that sort of they pulled some of that legitimacy in the first place right amuse literally saying I printed my own stamps nomination. there was no recognition of that. You would need the recognition I think before you could print the stamps and expect them to be considered legitimate right right. We sort of put the raft before the seahorse. There we go in in this situation. I think they got close to recognition though and then you ought to play the game so they one of their stamps that came out in nineteen sixty four. You're honored President Lyndon Johnson. US President Lyndon Johnson Bay jumbo. Yeah the guy who nicknamed his Genitalia Jumbo and they called him the protector hector of the free world in this stamp. They got a note from the White House. That was very nice. Thank you note but they did not get diplomatic recognition supposedly the thank you addresses Lester. As the acting president of new Atlanta's so this is the closest he's come to being recognized iced as the as the leader of this developing nation. But still it wasn't it wasn't quite there the US the office of the geographer in nineteen eighty eight. One of the spokespeople said this. Thank you note from. The White House was quote. The closest the dreamer has come to official recognition. Yeah and you know Lester really was kind of a dreamer and if you ask me did set himself apart from his older brother I mean this is some pretty bold stuff that he was doing and he quoted as saying he really only did it to have a little little fun like you said that. Mary prankster vibe into make some dough Didn't really make any dough definitely seemed to have some fun and and left pretty interesting legacy that actually did Did did endure a bit. Though his tiny wrath nation was eventually eventually destroyed by a storm. And we could have seen that coming. It was You know held together by twine and and scraps and lead pipe type in bamboo and all of that stuff so but it did stick around for a few years but it actually caught the attention of one. Mary M Hirth who was a librarian for the University of Texas Humanities Research Center And in October we're of nineteen sixty five She and the center created an exhibition To Memorialize Leicester's Matt Experiments. That's right the exhibit includes a letter from nineteen sixty five from Leicester to earth He addresses her as lady. Mary Mary so you can travel today to the spots. Where the nation of new Atlantis once existed? But you will not see the actual raft. What happened to Lester? It's a bit of a tragic tale of for the last five years of his life life. He was primarily focused on the Bikini Out Island News. I'm pronouncing it carefully. Because for years we've been saying Bernini Lake Bikini but it's Benny Right Gemini. Yeah Yeah Yeah like Gemini. So this this Bikini Island News news was of a little monthly newsletter on fishing so he returns to writing primarily about fishing he also gets diagnosed with type two two diabetes and he suffered through multiple operations for like five over the course of only six months he may end up up losing his legs and Tragically Leicester Hemingway decides to end his life in one thousand nine hundred eighty two at the age of sixty seven but he did did leave behind a very interesting legacy That generated A lot of of you know publicity And created did Well I don't know if you could argue this maybe isn't an amazing Resolved it did create a lot of right wing interest in the idea of You know setting up one's own nation artificial nation islands And Peter Thiel of pay pal Had this Use Use this concept. For his AC- standing institute concepts the idea of reimagining civilization with floating being cities that is directly from the standing dot org website that reads the seized. The Institute is a nonprofit thing. Take promoting the creation of floating ocean Asian cities as a revolutionary solution to some of the world's most pressing problems rising sea levels overpopulation poor governance and more I could get behind that I. I think that's a I think it's at the very least inspired by new Atlantis. And of course shoutout to one of the wolves famous micro nations the principality of sealants. which is have you heard of this one? No service pretty much. The same I it's a very similar thing Former British army major ager a guy named Patty Bates occupies this one hundred and twenty by fifty foot platform. It's just literally an anti aircraft gun platform he takes over it and it's declares that his own nation and no one really stressed out about it ceilings. A great story stuff you should know has a good episode on it. As well so check them out. Leicester overall seems to be a pretty swell guy. He doesn't resents his brother's talent. He seems to love him and he seems like he's having fun. You know weirdly enough. The Connecticut Review going back to our statements about masculinity the Connecticut Review said the following about Lester. They say he's articulate vibrant definitely his own man and he had managed somehow to accommodate himself manfully to living in earnest shadow. How does one accommodate oneself manfully and in earnest and Ernest? There we go like that manfully manfully. We're GONNA I'm Bob GonNa do things manfully now. I guess so One note before we go. It's just important thing We did mention that Lester took his own life and whereas you no Ernest Hemingway also took his own life. depression is real. And sometimes these things do run in families but if you or for anyone you know has ever ever feels like you're getting in these dire straits or you're having a tough time. There are people you can reach out too so the national suicide. Prevention Lifeline is one eight hundred two seven three eight two five five or reach out to someone close to you. Never feel like you're burdening anybody I think. That's the biggest barrier to people just having conversations that could really make a world of difference is people don't want to impose and you're never imposing I can say that I'm speaking as someone who's never even met you out there. I would be more than happy to talk to anyone who's ever feeling any of these These feelings as I know Ben and would as well So please reach out to someone close to you or to a stranger Just reach out to somebody absolutely and well said thank you know speaking of reach now you can find us all over the Internet. We're on facebook. We're on twitter. We're on instagram. Meet one of our favorite parts of the show. Your fellow listeners on our facebook page ridiculous story. It's all you gotTa do is namedrop Myself Bimbo and producer Casey peg. Any of the myriad names that we drop in the credits it's or you know just Aref to one of the episodes or just something pithy Let's not your human person with actual interest in joining the group and not some sort of Russian bought and you know if you're a rushing you're in the audience and you you're pun game is strong. I might still let it go bring it on and you can follow us as individuals. I'm at Been Bowling Colin on Instagram at Bimbola W on twitter. You can find me exclusively on instagram. At how now Brown big. Thanks to Super Producer Casey peg grim as always Christopher Hussy Yoda's here in spirit Alex Williams who composed our theme our research associate Slash mastermind Gabe Thanks also to Eve's Jeffcoat and thanks to the Leicester Hemingway one of building nation. Now too. I WANNA find out more about this guy. Sounds like the kind of guy you'd WanNa have a beer with and they go rafting scenic ten bucks for more podcast. iheartradio visit the iheartradio APP apple podcasts. Or wherever you listen to your favorite it shows this episode of ridiculous history is brought to you by office. Depot Office depot has supplies and services for businesses of any size and they have a wide wide range of services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with a variety of furniture solutions. They also have all the supplies applies. Your office needs from ink and paper to cleaning and break room supplies. I'll tell you one thing that I never want to have to mess with again figuring out what kind of toner cartridges my. My particular brand of printer needs office. Depot has you covered. Whether you're running a Home Office like I do or work in larger corporate setting they have you covered office. Office depot is ready to help your business with knowledgeable associates and over thirteen hundred stores or online at Office Depot Dot Com.

Lester Ernest Hemingway George Washington Ernest Leicester Hemingway Leicester office depot US Casey peg Depot Office depot Office Depot Dot Com Ben Yeah Jamaica Leicester Hemingway Producer hemingway president Leicester GEICO Canon PG
Why Genghis Khan's Great-Great Granddaughter Was Just as Badass

Ridiculous History

38:47 min | 8 months ago

Why Genghis Khan's Great-Great Granddaughter Was Just as Badass

"Here's the thing saving money with. GEICO is almost better than playing pickup basketball. Because there's always that guy who joins your game. He never passes the rock. He constantly bricks threes. And who completely hack you. And then put his hands up and say no foul no foul with GEICO. It's easy to switch switch and save on car insurance no need to fake. An ankle sprain. Because you're absolutely exhausted. So switch and save with GYCO. It's almost better than sports. Ridiculous Histories of production of I. Heart Radio Welcome to the show ridiculous historians as always. He's thank you so much for tuning in. It's a little bit overcast here in Atlanta Georgia but we are feeling shiny as a as a set a new pennies. Get some new clothes on. My Name's Ben Ben. My name is a set of new pennies. Yeah because there are three of us I was GONNA say couple. It was like Casey's also shiny penny all his own super super producer. Casey Patrick sure he's definitely shining. He's also she's shining up the room here because we're once again in the odds studio Where we sit? It's all together Face to face as opposed to US inside the shipping container and him on the outside of the glass looking in and your soul. That is me not say that. Yeah you're probably right then. I didn't say that. Hey since we're all in here together you guys want arousal was doing hi I will Morally support you okay. Well I'm a little under the weather so I don't Wanna I don't WanNa risk putting you any more at risk than you already are fair. Ben that kind of gives you the advantage. You could just pennies into the ground than coughing our faces and that would weaken us further. You know that's something. People are very interested in seeing not them. They won't be able to see. Yeah but they can at least hear it but future of the mind theater of the dirty minds We do want to add. I would add at least that another neat thing about the studio right right now is that we are surrounded by F- Fan Art made by Aaron Cooper also known as Coop Wearing he's taken in our Powell's Josh and Chuck and a couple of times. Let's See Jonathan Strickland Aka the myself actually and He's put us in these weird movie posts scenarios. Yes there we go yes just like the quiz would say You can also see you can see some of his weird fan art if you WANNA check it out well and one of these is it tribute to the late. Great Terry Jones was really sad to hear of his passing Monty Python Legend Director of My my favorite monty python film the Holy Grail of course And that's one of the ones on the wall. There is Chuck as King Arthur. Josh as I believe Sir that Galaxy Galahad leave and then we've got There's Jonathan in the back and that's you right. Yeah that's me You know what we'll we'll just take a picture of this and we'll post it on our favorite facebook's ridiculous historian wouldn't be theater of the mind I know I know but then they wouldn't maybe they wouldn't be hearing. Meanwhile they're looking at the picture. That's a good point. Most theater the guy like that but the reason I bring up the wrassling is because I've got this personal moral code where I I will not allow anyone to take my fair tiny hand in Mirage Unless they can best me in a in a in a wrestling match And it was weird. Because I've had this all you know all my adult life for you thought it was original original. Thought I thought that was just you know. I've got this code. No you're going to stick to it. Then it turns out you know. We would researching this episode on the great great granddaughter of one Django. Con- you may I know him as Genghis Khan but you may know him wrong. My friends for it has Jenga's like Jenga And his great great granddaughter was named Catoon Cartoon What's four of our real quick? Could you pretty close. I think we if he's mashed both of Var pronunciations together. We would end up with the right one because it feels like it should be three syllables. But it's the way we're pronounced it is to. We don't speak Mongolian please. Be Kind But we're going to go with kitchen. Yeah now I think that's smart also known as Shining Moon. That's right. She was the great great granddaughter. Daughter of James Caan as you said and she was believed to have been born around twelve sixty two Kydoo kite who was a grandson of Oga. DICON Khan and a cousin of Kublai Khan unlike Kubla Khan the guy who founded the Yuan Dynasty and assimilated to Chinese culture. Kydoo said we're going to stay true to our roots. We started this game as nomads. Were going out as nomads. Were keeping that lifestyle Gal and this worked for him. By twelve eighty. He was one of the most powerful authorities in the Mongol Empire and he had a an iron I am grip on his Kaanai and the colonnades like the Mongol Empire was divided into these different Konitz or sections of power is Kublai Kublai Khan the same as Kubla Khan by the Samuel Taylor Coleridge poem. It's referenced Yeah I love the idea of a stately pleasure Dome Decree Incre- Sunless Sea in Xanadu did Kubla Khan a stately leisure Dome decree where Alf the South. I love the idea of a river named Alf. 'cause I can't I can't not think of you know the puppet cat eating alien Alf Yeah we're we're at. The Sacred River ran through caverns measureless. Too many very very beautiful poem by Coleridge there. But we digress. We pulled some Pretty good background around on the Mongol Empire from ancient origins dot net It was quite the Fragmented Empire And the title title of Great Khan was given to Kublai Khan It makes me think of you know the The death Raqi. In a game of thrones clearly the whole idea of the calls was very much pulled from the cons. You know they were Horse Lords and all of that so vote the song of ice and fire the book series. which game of thrones based is at times a beat for beat reimagining of the war of the roses so a lot of a lot of the appeal of George R. Martin's work comes from the fact that it's so so closely based on real life men's you know I I'm just saying he never said no way? I made that up call. Is You know. That's George thing. He's he's acknowledged. Does that take away the creativity of it for you. We're having no. I don't think so no. I think it strengthens the narrative agreed. so yeah we've got Kublai Khan who is the Great Khan but unfortunately that was more or less a ceremonial title. Because he wasn't particularly successful. This was a time of a very petty and fruitless war against these warring clans A lot of infighting. I guess you could call it right. Yeah absolutely Think of the film The highlander when there can only be one in the eyes of a lot of these rulers can only be one great final boss of the Mongol embar one great Khan and it's very king of the hill esque. Everybody wants that position because of this situation. It's okay for these these people. These rulers to be open been enemies Kydoo clearly opposes Kublai Khan and anyone who supports them and this is the this is the rich fertile all dangerous political soil into which could soon is born. She was brought up like her father in that old school nomadic way of life she had fourteen older brothers and as she and her siblings grew up they were taught the traditional feats of the the empire of this culture archery horse riding shooting bow and Arrow from the back of a horse and of course wrestling could soon was very good at all these things and some historians even said that she was the favourite kid because she was also very smart she was tactician partition and the rumor is that her father would bypass or fourteen brothers. And come up to me and say you know okay. Well what do you think. What do you think we should do? We should we ride in on horses. That's what we usually do. We usually do the horse thing and then she would be like. I think that's smart. Let's stick with a horse thing that I really really quickly quickly backtrack her great great grandfather. WHO's not gonNA figure as much into this obviously because that's generations past Jenkins Khan he's known for kind of uniting these warring in clans was a big part of what he did and now that has all kind of fallen by the wayside right and they've become fragmented again which is interesting because he was he led with such an iron. I that he was able to kind of pull a lot of these warring clans together and now they have kind of broken apart again yes for the just for the sense of the Empire here Jang Khan was born in eleven sixty two and he passed away in twelve twenty seven and Catoon was born in twelve sixty so this is after he has passed a but people alive still remember him as the great uniter. What important thing catoon? It's tempting. Maybe to think she was exceptional or You know the word that were around the West as a tomboy but we have to remember that given the nature of the society there was some gender equality. When it came to horsemanship women would ride horses just as well as the dudes and everybody everybody at least had some proficiency with a bow and Arrow? That's right if I'm not mistaken even back in Genesis Day There were female warriors. It was kind kind of A bit of an equal playing field at least on the battlefield As far as gender was concerned. Isn't that right More so than one would see in western Europe. I just remember being kind of amazed by that or surprised by that fact because you think of Gingas. Kahn is being this Iron fisted super macho kind of You know the dictator almost but He really did kind of see. The big picture in terms of everyone has something to contribute at least when it comes to fighting right right. He was there's still a real pill as as it would say in Tennessee but he was a pillow about different things. We also have another famous figure. Who shows up who a little bit closer to the story than than good old Jenga's which is what they probably called him? Good Old Jhangvi. And that is this the dumbest way I thought. Thought of introducing this. I I hope you play along with it. And that character is Marco Polo. You tell because I'm closer to the microfiche out of water is that what does that what happens then. Is that when you get out of the pool and Ashtrays sneak out of the pool. Okay what are the actual rules of Marco Polo so Marco Marco Polo blindfolded into pool. Game Well it depends on how much you trust the Your playmates there. If you don't trust them the wraps around their head but otherwise supposed to keep their eyes closed. They're wandering around the pool. And they go Marco when they say Marco people were hiding from them have to say Polo and then you write us a simple simple as that. I use the ECHO location. Well there's some of the rules. There's fish out of water if they do that. Then the if they catch you getting out of the water than your automatically Marco for that in your stoned unto death basically right. You had a more intense pool culture than I did. We usually just switched sides at that point. Yeah I grew up in a weird Mennonite Colt really. It sounds like you grew up in a fundamentalist sect somewhere in Kandahar and stoning people to death. You know it takes all kinds and Ed's Marco Polo was just the kind of guy for this story. You know he's the famous Venetian traveller. There's lots of stuff about him. That's kind of Embellished say confederated. There's actually a Netflix series about him. That I've heard good things about did you see I did I did I am because of some of the research in fiction Jn do outside of the works of I. I really enjoy studying the story of Eurasia and Central Asian those explorations so pull games aside Marco Polo Actually is the main source That we have main primary source that we have on Catoon because he In his travels encountered her and wrote and was quite taken by her and I believe she actually features pretty prominently into the Netflix series. But he wrote this about her wish we found on ancient origins dot net. He referred to her as quote so well made in all her limbs and and so tall and strongly built that she might almost be taken for a giant tests and that she was so strong that there was no young man in the whole kingdom kingdom. Who could overcome her but she vanquishes them? All this episode of ridiculous history is brought to you by office. Office Depot Office depot has supplies and services for businesses of any size. I speak to this personally as a college student when I was a business. The size of one Office Depot provides twenty four seven tech. Support it lets you print your own marketing materials and and it can help you design your office with a bunch of furniture solutions. They also have exactly the supplies. Your office needs from Your Home Office to a commercial setup. They've got the ink. They've got the paper they've got the cleaning. They've got the break room supplies. So when I was setting up my Home Office I went street. St Office Depot. Because I had a ton of stuff I needed to get and I wanted to get it all in one place but don't take my word for it see for yourself. Office depot is ready to help your business with knowledgeable associates in over one thousand three hundred stores or online at Office Depot Dot Com. We'd like to give you a sense of just. How bad ass continue actually is? Here's another quotation for Marco Polo describing her preferred referred method of combat. Nothing scared her not only did catoon ride by her father's side into battle. She regularly charged headfirst into enemy lines to to make a dash the host of the enemy and sees some man. They're out as deftly as a hawk pounces on a bird and carry them to her father. This is interesting because ause it almost sounds like some kind of brutal bloodthirsty game of fetch. You know what I mean. I'm not saying that she was a dog or trained or anything. But that's interesting that she would just run in snatch someone off a horse and then take him back to dad. How strong do you have to be to do that? Quite right right I would say yeah for sure. That's that's definitely I mean. She was a force to be reckoned with for sure but there was. There was one battle that she was very against. And that was one of the oldest battles of the Human Species Romance Exactly Ryan Mary my now I loved. What do you think about married with children manage you enjoy? It made me uncomfortable as a child did did I. I was afraid I was afraid that if I watched too much of it it would like affect my real life and I might end up like like al or bud working at a shoe store where there's nothing wrong around working at a shoe store now but he it was specifically. He was very entranced by women's feet. There was a lot of weird fetishism in that show. If I'm not mistaken. I think think I was watching it too. Young an age really understand. It was pretty Raunchy like he had to look at a particular magazine before he got amorous with his wife. uh-huh yeah I always thought was really hot. Smoke show. I really thought about what's that actor's name who also does the voice of The character on Futurama trauma with the with the one I Leela Katie Seagal. Yes huge huge crush on Peggy Bundy more so even than Kelly and applegate applegate. Yeah but they were all good actors. They were what happened to the guy who played Bud Non Whole Lot. What was his name David Faustino? That's right wow you you like the show more than I did quite enjoy the show But no KUN did not Lake Mary was she'll drink did not exist. She had like marriage as an institution. Unlike marriage. An institution so she was trying to set herself up for failure. Essentially right she rigged the game. She had that same code owed that I claimed to have had for so long that she would only marry the man who could best her in wrestling which she was known to be an expert at and also How emasculating was that have been at the time right well? How difficult unfair to women or were the marriages ridges of the time? Oh no question about it but what I'm saying is what man would be willing to like. Submit himself to that kind of humiliation. Maybe you know 'cause he's like if he if he wins then he looks like a big jerk who's like quote unquote beating up a girl right and if he loses then he's been defeated by a woman you know and And that would probably not sit well with his reputation will keep in mind too that the idea of marriage for romantic purpose is is is a relatively recent notion. In our species in civilization many of these dudes doubtlessly did not were not particularly attracted. You too could tune you know. They as the ROM COM say. They didn't love her for her marriages. Were these diplomatic deals like any other Any any other geopolitical arrangement. The fathers chose the husband based on how it would unite or divide a tribe. How would help the balance of power and the woman in the marriage has just the one husband? Here's why it stinks to be a woman in these marriages because the men on the other side of the marriage bed have as many wives lives as they want and they also have a Harem of women. They sleep with that. They don't marry so they have like this. POKEMON GOTTA collect them all approach right so they can have their cake and eat it too which is just cartoon initially unfair a women. I completely agree with you. There been so what's the point right. What's the point of marriage as an institution Not only did she not want to be you. You know the shadow of a man I think. Probably part of her saw that inequality in saw that disconnected and was like. I don't want any part of that. I should have have the same choice as any man I should be able to stand on my own. Two feet I can best demand in wrestling. I can fight alongside men on horseback shooting my bows. It was an arrows Why should I allow myself to be the Chattel of some dumb man right so Kydoo says your when you're a woman now girl boom boom? You're really saying your heart out today. Then I always it is is working well so you know just we can't because apparently We can't play actual salts in their entirety but that would make the episodes along too so so yes Kydoo says you're coming of age. I need to marry you off. Catoon and she says look. I know we're both very into our Our culture or nomadic lifestyle and they get that you feel. This is the right moment in my life to get married and that this will help our our clans greater under age. But I don't really want to do it so I will get married on one condition right. I think you can guess what it is. You know we've been talking and by this whole time The condition that she be bested by said man said sewer In combat hand hand to hand Wrestling right so if any man wins then she becomes his wife but what happens if the man loses he doesn't get killed stoned to death. No you're very pro stoning to death man. Have you ever seen happen. It's not pretty Justin Marco Polo Wasn't that bad but it was a tremendous financial blow if they were If they were defeated wrestling they would have to give catoon. June one hundred horses. Is that like the name of their currency or the physical horses yet. A hundred actual horses. Yeah no word. On the quality of the horses versus they had to be stallions or if it was okay for them to be fouls whatever would like Asher. She wouldn't accept like some sickly horses. I don't know that's the thing about one hundred horses at once. She kind of threat them in. If you're unethical the same way that people like will use a roll of twenty dollar bills but the inside is just one dollars ban. You've done this before I have no. I'm a straight shooter in the criminal underworld when it comes to horse-trading at least yeah when it comes over straight which might be legal or not horse-trading a horse racing and betting might be legal in Georgia's that true yeah has nothing to do with anything And isn't it kind of an inherently a little bit of uh it's very problematic enterprise yeah so Back to the historical horses. Let's hop on our historical horses. Here could soon has a lot of people come. Try to wrestler right. Of course she does which is which goes completely against what I thought would happen because again I would think who would who would want to submit themselves to this but I guess they were less concerned about being beaten and they were pretty sure that they would reign supreme almost like a reverse kind of glass slipper situation right right absolutely and this adds up pretty quickly could soon reportedly gains over ten thousand horses from these wrestling matches if you do the math one hundred per loss to ten thousand that means she wrestled and beat more than one hundred dudes? That's legendary man. That's crazy. Wow they're professional wrestlers who haven't beat more than a hundred people that's true that's true. I don't know that there are more than one hundred professional wrestlers flers in the WWe cannon. Surely He thinks Oh God. Have you looked up there wicky in the eighties. They had some well. I mean at one time. Oh Oh at one time. Yeah I don't know I think overall yes and it was the wrong word We discussed that in the last clearly a little foggy and went cannon means. There's a fantastic fantastic line that really Sets the tone for all this. So let's let's she gained ten thousand horses defeated more than one hundred suitors In a book called that she caused a riot About a catoon Hannah jewel described the scene as such the Mongolian ongoing and steps in the geographical steps Were littered with the debris of shattered. Male Egos I liked that imagery And Gosh you can't you can't you can't not root for catoon in this whole situation right. I mean these guys were cocky. They came along along thinking they were just GonNa Walk Away with the The keys to the Kingdom Aka cartoons hand in marriage. Let's not forget she's a princess. This is a big deal to to be her suitor. You would be in line for the throne or you know a very high position of power One one particularly cocky suitor up the ante significantly in bet a thousand horses on one of these wrestling matches and you know tunes parents. Parents supposedly like the guy and we're really hoping that they'd They'd workouts So they actually asked Catoon to please darling daughter throw the match. I can't believe again this also kind of speaks to the relative progressiveness of this culture right like you know. They're allowing this to go down there. They're not just saying no. You've got to marry whoever we say. They have agreed to her Her you know Caveats here I mean maybe she was a bruiser with her parents to this. Is the this the thing right. She listens picture her with her hand. Dan steeples baby. A little finger stapled rather may be Monte burned style going As their parents are telling her all this stuff and then she goes okay. I've listened to your advice taking her counsel so she goes into the ring and then as Marco Polo says she throws him right valiantly on the palace pavement takes the one thousand horses and Kydoo. Here's a little conflicted. Because he's like he's supposed to get married but also horses our money money and we are rolling in the Horse poop today. Like in a good way We have this wealth. We have this status people respect us and eventually he gods the point where he just started saying you know what her fourteen brothers are. Okay but my daughter Catoon deserves to be the next con more than any it dude in Mongolia. He didn't say dude he said man. Of course you know besides I think there's plenty of obvious reasons why tune would not have wanted to be tied down to a man. We talk about that culture of the concubine in the Harem situation and the fact that women who were marry were at that point Sort of sub sub citizens right. They were really just the property of their husbands. She wanted better than that for herself. I think that's clear just from the way she carried herself and you you know how important that warrior lifestyle was to her. So it's entirely possible. That was the main reason why she didn't want to marry also some speculation that she could've been gay and that was something that was not acceptable and that she would not have been able to openly discuss So she you know created this whole situation situation with the wrestling so that she would never have to be married but My money is on. Just her being strong willed individualistic human person. Then who did not want to give all that up because of course with marriage comes you know babies and pregnancy and A pregnant woman isn't going to be able to You know leap into battle right. That's that's not something that will be on the table and then she'll be fussed over and she didn't want to be fussed over. She wanted to be completely independent. Ever been knocked down. You know suffered a setback. Fired left out it happens. It happens happened Mike. Bloomberg middle class kid worked his way through college. Got A job started a family boom fired at thirty nine. What did Mike do or a lot of us do? We've got backup dove back in. He had an idea design a new computer able to quench data and process information in a unique way he built it he sold it. He built Bill Moore. He sold more. He built a team he built a company created. Twenty thousand jobs. Bloomberg is a doer. This is Michael Douglas. I've played the president and movies. This is real world. This is our World Mike Bloomberg has what it takes to win tonight. The country find some common ground between Democrats Macbeth. Republicans and lead the way a leadership might get it done. I'm Mike Bloomberg candidate for president so there are a couple of rumors here now. We're leaving the sunny. Well lit land of historical fact act and we're entering The overcast region of historical speculation. There are differing accounts of why could could tune was not into the idea of marriage and some of them involve the idea of romantic relationships with family members. There's one rumor says that she was in love with one of her first cousins and she was unable to marry this individual. The thing about that. Is You know a AH romantic relationship with first cousin. At that time throughout the world would not be particularly unusual so there would have been some other intervening reason agreed more about that one on History Collection Dot Co.. There's also this is like the Mongol Empire version of TMZ level news please. He's treated as such We found this article on all. That's interesting dot com. That says she decided to get married. Because rumors were spreading that she was having and incestuous affair with her own father and that she chose to marry a man without wrestling him because she wanted to save her father's reputation reputation. Yeah that's a lot That's where you know the the duty and honor and obligation stuff kicks into high gear another historian of Rashad Alden says that it's it's a little bit more of a happy ending that she did actually finally fall in romantic. I love and married a ruler. A ruler in the Mongol Empire based in Persia named Gazon. These I. I don't know man. The last one we we heard was that she married a prisoner who tried and failed to kill her father. I mean I guess she maybe would have respected the The audacity canal and the plucky missile at all right She seems like it has a very interesting code. Let the wedding dinner so weird. Really Awkward Really Awkward. Tried tried and failed like you. You you know you pass the plate of meat or whatever to your father in law and he's like Ju poison it and you go i. Ah That's funny bed bus job. Oh busting your horse jobs but again. She's such a unique person with such a individualistic perspective. I could see how yes you would respect somebody who would have the again the audacity to go after her father. She has scruples aplenty. Not The currency exactly. We do know that eventually she did. She did get marriage to take a husband but she was never defeated as a wrestler Then that was universally acknowledged throughout the lands when catoon is in her early forties. Her father's ailing Kydoo is dying his surrounded by his children. His multiple wives lives on his literal deathbed. He says I regret never appointing Catoon as the leader of our clan. She's not it just the strongest But she's also very well respected by the soldiers. She is by far and away streets ahead the best leader. You're we could have had and that's on me. Why didn't he do it then he could have done? It couldn't have done that with his dying. Breath appointed her con- well. It would've been breaking Mongolian traditions to name her I have a female con And everybody is aware of of his personal beliefs but they're also aware of the traditional stuff. This point you know. She's forty one years old. She's got years of experience People in the army really really respect her and they're also kind of terrified of her because again she can ride a horse into battle literally snatched someone off the Horse just like a hawk picking coming up a little rodent and then bring it back wherever she pleases. She is a be a but Despite her father's wishes she's not allowed to be Akon because her fourteen brothers that we mentioned put a lot of pressure. Oh Yeah I- effort with a fourteen brothers. They wouldn't have that. This feels like a real life fairy tale. There's a weird test to marry the princess. There's an egregious number of siblings that's right And so there's even some speculation that in her brothers had planned to have her killed because the rules of the WHO ascends to be the Great Khan Do not revolve entirely around gender or around the lineage You know age rather There specifically about who's the strongest. So they knew that she was the strongest and they were worried that she would would overtake them And therefore supposedly you know patch some kind of plot to have her killed but that's not really proven it's just something that we've seen floating around here and there there. Oh yeah the idea that. Maybe they had her killed or poisoned corrects. And a lot of this is is attributed to the fact that when Kublai Khan took over control of of the empire he actually used a lot of the stories of Continue as propaganda. They were much exaggerated and kind of twisted to serve his purposes. And it wasn't until we started seeing those Marco Polo accounts Come up the people really started to hear the Truth About Catoon Gene Story and you might say what a what a neat fascinating story. Thanks so much better knowing Casey for For Clue me in but we have one and last twist for you This might surprise some people. It might be Well known fact to some of our fellow listeners. Already but the story of Catoon and Maybe a family story that is personal to you and you didn't know it because you see catoon was far from being the only descendant of Jangle con in fact y chromosome data and research. That came out a number of years ago. I think Proves that about point. Five percent of the male population relation of the world is somehow descended from John. GASCON Jhangvi was busy. Boy I mean you know it's it's interesting though when you think of it like even for the three of us in this room this might be a family story for one of us. I'll wait wait not you because we know your DNA that's right you're your Scandinavia. Pretty exclusively Scandinavian. Yeah that's right which is pretty cool right sparkly eyes sparkling ice got M- read my redness sadness in my beard and all that stuff I'm cool with it was just a little underwhelming. I guess you know MY ANCESTRY DOT COM results. You wanted to twist. I wanted to twist you what it's like an unmarked helicopter land in your backyard and some guy get out of the helicopter come up and say come with us. You are the chosen. I was kind of hoping twenty. The three of me only exist to find to find me. Exactly a here's the child. I still have. I still have not taken any data eight. I know you guys are to do so I don't know why I don't care. I guess it has no sense of self preservation Lou. People like to learn about themselves mixture. Sure Casey did you ever take a DNA test. I have not no. I'm still entertaining the fantasy of DNA not ending up in a database somewhere else fantasy. Yeah that's a good word. Nice story Thank you so much to everyone for tuning in thanks of course to Gabe. Thanks thanks to Christopher. I feel like we're almost on a first name basis now as an audience with these guys Of course Alex composed our bang and track the big time. Thanks to Alex Thanks to Eve's checkout her show this day in history class and You know slight. Thanks thanks to Jonathan strict on the. DVD's you check him out in his human form on a show called tech stuff That exists out there in the world as well as when he materializes in in our studio to wreak havoc on our mental health. I feel like we knew so this troop before he hops in so real quick where facebook were an instagram. We're on twitter We we may or may not push the picture from this studio on our facebook page as the honest. We're not going to. I might have you are you Casey. Wow how is it real cold fine all right well. We're going to do it anyway. Forward to the future of fitness on ridiculous historians you can also find us as individuals vigils on the social media. Yeah you can find exquisitely on instagram. I am at how. Now Noah Brown I add at Ben Bullen on Instagram Stay tuned of going to do some weird crazy things and I am Ben Bullet on twitter where you can see my overwhelmingly positive opinion of people's pets. We'll see an excellent for more podcasts. From iheartradio visit the iheartradio APP apple podcasts. Or wherever you listen to your favorite shows this episode of ridiculous history is brought to you by office. Depot Office depot has supplies and services for businesses of any size and and they have a wide range of services they can provide twenty four seven tech support. Print your marketing materials and even help you design your office with variety of furniture solutions. They also we'll have all the supplies. Your office needs for ink and paper to cleaning and break room supplies. I'll tell you one thing that I never WanNa have to mess with again is figuring out what kind of toner or in cartridges. My particular brand of printer needs office. Depot has you covered. Whether you're running a Home Office like I do or work in larger corporate setting they have have you covered office. Depot is ready to help your business with knowledgeable associates and over thirteen hundred stores or online at Office Depot Dot Com.

Marco Marco Polo wrestling Catoon Kublai Kublai Khan Kydoo Jenkins Khan Casey Patrick facebook Office Depot Dot Com Jonathan Strickland GEICO Office Depot Georgia Ben Ben Office Depot Office depot US Atlanta Mike Bloomberg Terry Jones basketball