17 Burst results for "O. T."
"o. t." Discussed on WTOP
"The W. T. O. T. mobile experience available free at your favorite apps store not just WTOP your WTOP it's eleven eighteen traffic and weather on the aids and when it breaks in case you missed it the good news was that three oh one north found had re opened at the intersection of McKendree road in Cedarville road again traffic able to continue through now north on three oh one through Brandywine and continuing north or points north toward eight AM branch Avenue as well leaving three oh one looks good headed up toward the valley early as well after driving over laurel Chrysler was westbound one ninety eight just west of the Baltimore Washington parkway that has since been cleared all lanes have been reopened I have no concerns on I ninety five the Baltimore Washington parkway running between the two about ways to seventy north and south also moving well Virginia side George Washington parkway continues to move all of both directions no incidents ever reported either direction as you pass the Potomac River bridges and Reagan national airports so far without early issue of bell in Virginia also looks good between Alexandria McLean sixty sixties found active works on your the Fairfax county parkway blocked the right lane for you get by without the life there's also now an active work somebody of Jersey wall set up now for a long term works on I. sixty six eastbound on the ramp to the interlude about why and there you go by that works in single file after remember you come upon that the closure where they set up the New Jersey while kind of without notice so please watch your speed one exiting from sixty six east to join in a loop of the beltway three ninety five south between king street Duke street two left lanes gets bother works on but as of late getting by without delay American military university is the number one educator to US military members joined fellow national security and public safety professionals making a difference Hey I'm you push your mind M. U. online dot com rich under WTO the traffic showers are likely to stick around folks tonight at least a shower chance through the overnight hours into your Monday morning tomorrow morning is gonna be pretty cloudy and it's going to take a bit of time for us to shake the clouds but once we do we should get a good amount of sunshine breaking through in the evening high temperatures tomorrow will be in the upper fifties to around sixty noticeably cool it'll also be rather gusty day as well Tuesday looks dry to start mostly sunny and then clouds build on the back end of the day high temperatures on Tuesday will be in the mid to upper sixties by mid week we get this nice little warm up Wednesday low seventies but it does come with its own cloud as well some rain chances heavy rain Wednesday night into Thursday highs will be in the sixties and we will also be looking at a chance for rain I'm searching for meteorologists Ammar Theodore checking the temperatures around the region right now it is forty nine degrees at Dulles International Airport fifty two degrees at Reagan national and north in Baltimore forty eight degrees a B. to B. Y. at eleven twenty one it is also forty nine degrees outside our studios here in friendship heights right to buy Lynn the plumber trusted same day service seven days a week Charles county police officer has been placed on leave after shooting and killing a gunman in La Plata police responding to a report of a home invasion in the ten thousand block of spring oak court around ten twenty this morning reports indicating the man was armed with a military style assault rifle approaching a number of homes police say they saw him breaking in to one house and firing shots at another one officer shooting the suspect who died at the Charles regional Medical Center police have not yet established a motive now the latest on the corona virus pandemic close to three million people worldwide contracting the virus more than two hundred thousand have died US says nine hundred forty thousand cases and fifty fourth and plus deaths according to Johns Hopkins Maryland governor Larry Hogan on ABC's this week well we have some encouraging numbers on hospitalizations and I see you with her which are leveling off we're still going up with the spec for the number of cases in the number of deaths in Ireland sing its worst day of coronavirus seventy four confirmed dead thirty on Saturday alone bringing the death toll state wide eight hundred twenty seven a technical issue forcing Maryland to take down its unemployment website for a while governor's office says it's back up though is there anyone working on an app or an application should rest assured that their information has been stored in DC corrections officials say thirteen more inmates testing positive fifty four being isolated sixty eight others recovering and thirty seven staffers at DC jails also testing positive for rotavirus it's eleven twenty three stress has been a by product of the outbreak Maryland National Guard has been working on it from the very first day with the very first team the Maryland National Guard sent out we tried to send out behavior health support.
"o. t." Discussed on Progressive Talk 1350 AM
"It's pretty hard to get a reckoning on the number of devices that are connected to the internet but it's a lot according to statistica by the end of two thousand eighteen there were twenty three point fourteen billion internet of things devices connected to the network of networks in some fashion that same site estimates that by twenty twenty five there will be more than seventy five billion I O. T. gadgets connected to the internet but that's just one estimation and other sources have different numbers there is something that's in common with all those different numbers they're all rain real big so they may not all specifically agree on how many billion devices are connected to the internet but they all agree that it is many billion and it's just gonna get bigger to support all those devices providers have to build out network capacity otherwise you would find it impossible to use your phone because they're too many doorbells cameras thermostats and refrigerators connected to the networks actually to be fair that's a bit of an over simplification because the way we tend to connect devices to the internet through stuff like local area networks and routers and ignore stuff like the specific frequency bands of the devices and systems are using but the point is pretty valid you get to a point where networks whether they are local or wide area or the internet itself end up getting congested now you've likely heard about Verizon or AT&T talking up some other technologies as five G. but five G. as a fully mature technology has not really rolled out yet as a recording this podcast in February two thousand nineteen and we're probably not going to see any real serious widespread deployment until twenty twenty they'll be some in twenty nineteen some pilot programs but as far as national coverage we may be looking at twenty twenty maybe twenty twenty one even then it's going to be a gradual rollout is going to take time to reach a lot of different service areas dense urban environments will get it first most likely but the further out you are from one of those the longer it may take before you get this coverage so it's going to be a few years before most of us can regularly take advantage of five G. and on top of that it's going to take another few years for developers to create the apps and services that will give value to the five G. technology I say this pretty confidently because that's how it's on rolled in previous generations when four G. came out in twenty ten it took about three years for services like video calls to really mature and take advantage of four G. technology which makes sense you know it takes a few years for developers to figure out how they can best leverage the platform so what is going on with these five G. claims from eighteen T. and Verizon well it's largely marketing speak degree more so with eighteen T. than Verizon but I'll explain I think is this episode is making clear the whole wireless generation thing is super confusing to the average person on the one hand these companies are offering up technologies and services that push beyond the median experience of four G. on their networks on the other hand they're doing so with technologies that are not completely five G. so you can think of it as saying that the tech gives users access to five G. speeds but isn't actually fully five G. itself so let's start with eighteen T. the company's marketing some of its advanced four G. phones as five G. and the easy stands for evolution but these five G. E. phones won't actually support five G. wireless communication and that's what has some folks upset the implication is that these phones will run on frequencies and networks that enable really strong data transfer rates but that's not the same thing is running on actual five G. technology instead five G. is really L. T. E. advanced it is capable of supporting data transfer speeds of around forty megabits per second to be fair to eighteen T. this isn't an unprecedented marketing move T. mobile did the same thing when it rolled out and H. S. P. A. plus technology this was a three G. technology that rolled out but it was much faster than the older three G. technology T. mobile had previously deployed so the company decided to market it as four G. even though the technical specification meant it was still three G. eighteen T. by the way back in those days criticized T. mobile for doing this and saying that they made things less transparent and less understandable to customers but then eighteen T. did the same thing with his own HSPA plus network and said that that was also four G. so yes and people wonder why these topics are so difficult to explain even without this marketing misinformation it's hard to talk about this stuff Verizon by the way their five G. offering isn't for phones it's instead for home networks so this is a home network solution instead of getting say fiber to your house or copper and many cases I'm still running on copper I don't have fiber optics at my house yet dozens of five G. offering is also not true five G. but it's a lot closer to it than eighteen T. as it's using some of the technologies that are part of the five G. approach so it has lower latency and has pretty good data transfer rates but it does not use the five G. in our communications standard instead it relies upon a communication standard that Verizon itself made called five G. T. L. ventrally Verizon plans to switch over to the industry agreed upon upon standard of in our that's gonna require Verizon to actually switch out physical equipment at different stations around its service area so it's going to be a big investment on the part of the company so I guess Verizon was weighing decisions does it goes forward rolling out this sort of temporary patch knowing that's going to have to undo that work in the future to upgrade to in our standards at or does it wait and try to just move with the industry to adopt in our the benefit of going forward is that you get an early hit at those consumers who want to have those five G. features as soon as they possibly can but the danger is you're going to have to spend a lot of money to change out all that equipment Verizon for its part is said they're not going to pass those costs down to customers they're not going to see a big bump in their subscription fees in order for Verizon to go in and change out all this equipment once it's once the company has decided that the in our standard is established enough for them to make this change there's also no guarantee of when that'll happen so a lot of unanswered questions still all right well I put it off as long as I possibly could but it is time to talk about what actually will make five G. work I'm gonna do this from a very very high level bird's-eye view is probably too low of an altitude let's say a satellite view of the technology so like earlier generations of cellular technology five G. networks have cell sites that cover a territory the territory is divided up into sectors moving through sectors needs to be seamless for the end user so for me in near whenever we're moving around we want to make sure that we don't notice when we pass from one sector to the next if I'm on a phone call with you and I happen to be riding in the back of the car and I'm not really concerned with how irritating it might be for me to be on a phone conversation while someone else is driving I'm chatting with you I don't want there to be any interruption in our phone call as the car travels from one side of the city to the other and while it's doing that it's going to be passing through these sectors this was sort of the basis of the cellular technology approach this idea that there needs to be this this handshake in between cell towers that allows the seamless transition of a call from one tower to the next and it's a pretty complicated technology have talked about in previous episodes of tech stuff so we're not going to go into more detail but just to say that five G. is built on that same sort of foundation this idea of cells that represent a certain area of service and that those cells can hand off service to neighboring cells as a person is moving through the different sectors so an important part of the technology the cell sites have to connect to a network backbone they they themselves are just magical conversation held telecommunications points they have to connect to a a a larger communications network that that connection can be wired or it can be wireless five G. will use wider bandwidths of frequencies than four G. dead but the encoding for data across the five G. networks is similar to that of four G. it's called OFDM but there's really no need for us to get into that too deeply it gets way too technical and it becomes nearly impossible to talk about without visual aids it's just important remember this is the methodology by which five G. will convert data into signals and then from signals back into data I know that signals are kind of a kind of data but you do understand what I mean that's for the transmission of that data five G. is going to run on two bands of frequencies that are on either side of six gigahertz but by other either side I mean significantly on either side of six gigahertz six gigahertz is kind of the dividing line between them so hertz is one wave cycle per second so if you have a a wave that's going at one hurts it means it takes a full second for one wavelength to pass through a given point you've identified a point you're measuring how many radio waves past that point in one second you can't one that's one hurts six gigahertz would be a frequency in which six billion that wave it cycles past a given point every second the low frequency networks will operate within existing wifi and cellular bands so at that wavelength signals can travel the same distance as what we use today the nice thing about that means you don't have to build out a ton of new cells to get the same coverage you could actually add equipment to existing cell towers to support five G. because you can transmit just as far as you could with the four G. of methodology however those frequencies are able to carry quite as much data on them as the high frequencies ones can so you won't get waraysi fast or crazy huge data transfer rates they would still probably be better than four G. but not the end Norma's incredible potential ones we've heard about but we would still probably see data transfer rates that are twenty five to fifty percent better than LTE however the high frequency five G. tech is a different story it will rely on millimeter wave frequencies around the twenty eight and thirty nine gigahertz bands because that's where there's a whole lot of space for big communications channels they can carry huge amounts of data very quickly.
"o. t." Discussed on 550 KFYI
"O. T. H. D. to Phoenix and I heart radio station good evening from the five fifty user my problem for governor Ducey telling all of us across the state of Arizona to stay home unless it's for essential services across the country we seem to stay at home orders and shelter in place orders and once the semantics are set aside the implementation and the gold are one and the same can have physical distancing measures to slow the spread of covert nineteen now governor Ducey saying the stay at home order will go into effect tomorrow night at five o'clock in the afternoon we are still able to take part in with the so called essential activities and will not be required to show proof if we leave the home so basically not much is changing this is the governor's way of saying I'd like you all to stay at home to help stop the spread of the corona virus we're now at over eleven hundred cases across the state of Arizona case wondering what's still be open like I said many things but grocery stores and pharmacies amongst them U. S. setting a new milestone against the fight in the coral cove in nineteen battle president trump announcing over one million Americans so far have been tested health secretary Alex is aren't noting nearly one hundred thousand tests are now being done every day as the number of confirmed cases continue to spike crossed the nation again that is not unexpected whole foods workers planning a strike tomorrow protesting employee protections amid cold at nineteen although the company has raised wages for both U. S. and Canadian workers by two Bucks an hour a whole foods labor group says their fundamental needs workers have become more urgent police at the Amazon owned chain will call out sick to demand things like sick leave for self isolated police healthcare coverage double hazard pay and clean work spaces it says several grocery chains to put a plexiglas barriers at cashier stations OpenTable continues to take reservations but not for restaurants the apps actually to let shoppers choose time slots to go to supermarkets and other retailers if they're still open goals do decrease overcrowding avoid long lines during the time of social distancing last week OpenTable reported a four hundred percent surge in delivery and takeout orders all across the nation on Wall Street today the Dow closed up six hundred and ninety points the nasdaq was up as well it finished up two hundred seventy points the S. and P. was up eighty five it's good to look at traffic doubt Lee Pollock on out there blooms on the carefree highway this afternoon crashes closed westbound carefree highway at twenty four street so if you're heading over there in that area right now you're better off on Sonoran Desert as your alternate the other rec carefree highway west bound at castle hot springs that's got the shoulder blocked off car motorcycle wreck restrictions twenty four street and Thomas they're off on thirty second Osborne finally pal more traffic for twelve five fifty K. FYI this report is sponsored by train heating and cooling because it's hard to stop a train enjoy comfort that's built to last with the new train heating and cooling system at train they test so it runs for a limited time you can get a great deal on a qualifying new train system visit train info dot com to find your local dealer that's train info dot com it's hard to stop a train weather forecast today all man it's gonna get warm this week that's all I know is get your low point tonight down to fifty four eighty three tomorrow that eighty seven expected on Wednesday right now upper seventy seventy seven in Phoenix and in Tempe seventy six L. Gilbert my name is rob hunter next news update for you on Russell hunter coming up about four twenty seven on new stuff five fifty K. Y. at them at ninety five point.
"o. t." Discussed on Newsradio 700 WLW
"A service of our friends at IDA the owner operator independent drivers association fighting for the rights of the men and women behind the wheel you can get your membership started today by dialing toll free it's eight hundred four four four five seven nine one so I yeah we've been receiving calls here now with some questions about can I hold this can I hold that can I do this can I did on under the emergency declaration than from the D. O. T. and the relief or release rather of the hours of service regulations the end of the FMCSA obviously has been inundated with the same so maybe this will help a bit we got a list of frequently asked questions and answers from the FMCSA question number one our loads that include supplies related to direct assistance under the emergency declaration that are mixed with other unrelated materials covered under the declaration well the answer here from the FMCSA is generally yes however mixed loads with only a nominal quantity of quantifying emergency relief added to obtain the benefits of the declaration are not covered like that really answers the question if it's all subject to interpretation but what you're saying if I've got one pallet out of eight talents is is that enough that's still in my mind leak leaves a lot of blank space our question number two is a driver required to take a thirty minute break the answer is no none of the hours of service regulations apply while the driver is engaged in providing direct assistance under the relief exemption our next question how do the hours that a driver worked under the emergency exemption impact the sixty seventy hour rule when the driver goes back to normal operations well the answer that the the hours worked providing direct assistance under the emergency relief exemption do not count toward the sixty seventy hour rule next is a thirty four hour restart required after providing direct assistance under the emergency declaration according to the FMCSA no however upon completion of the direct assistance and prior to returning to normal operations the driver is required to meet the requirements of three ninety five three a and C. this includes for example the requirement to take ten hours off duty it would be eight hours if you're moving passengers and to comply with the on duty limit of sixty seventy hours in seven eight days before returning to driving is the driver.
"o. t." Discussed on NewsRadio WIOD
"I. O. T. take a look right now at the operator it looks like it's gonna start raining at any moment but still no rain and on the radar we've got to almost eighty degrees right now in Hialeah gardens and eighty in coral springs it's now eleven oh two with a month to go until the U. S. census starts the sunshine state is preparing governor Ronnie Santa's has a twenty twenty complete count committee set to coordinate with the US census bureau member Leonsis CEO executive director the Florida coalition to end homelessness says they are canvassing the streets to make sure they get a complete and accurate count of the population have outreach teams who are already familiar with the area and also I'm shelters and shelter locations food banks and pantries where food is being provided homeless individuals census data collected determines the number of seats that each state has in the US house and also used to distribute billions in federal funding meanwhile New Hampshire voters are set to go to the polls tomorrow in the nation's first primary most polls show Vermont senator Bernie Sanders as the front runner in the granite state former south bend Indiana mayor Pete bhut edges cruising into the New Hampshire primary with tail winds from last week's Iowa caucuses where he secured the most delegates despite a boggling reporting the results one candidate to watch is Joe Biden the former vice president had a poor showing in Iowa and could use some positive results mark Mayfield NBC news radio and at the Oscars politics were definitely part of the whole awards despite not going with the hose politics is still major player on the Oscars stage on ABC Chris rock and Steve Martin poke fun at the I. with the ball go when they open the program a couple of years ago there was a big disaster here at the office when they accidentally read out the wrong name guarantee that this will not happen this year because the academy a switch to the new Iowa caucus out the first sent you home for his supporting role once upon a time in Hollywood and took a shot at the GOP run sent it to me only have forty five seconds appear which is forty five seconds more than the Senate gave John Bolton this week backstage added to his comment by saying I was really disappointed with this week and that is Michelle Pelino reporting investigation underway after fire breaks out at a formal law office in north Miami beach that facilities now owned by bass a jock off school of north Miami beach who says they've been using it for storage school officials believe that it could have been an electrical fire Wall Street trading still positive Dow up eighty four point two twenty nine thousand one eighty seven nasdaq is ahead by forty points and the S. and P. is up eleven for morning useless in a daily time the big news stories explained not shouted listen to the daily dive each day on the I heart radio app or wherever you get your favorite podcasts I'm Natalie Rodriguez live from South Florida in mind show starts right now radio six to and WYO more on the Oscars not that you could pay me to care I mean you quite literally would not be able to pay me to care about that stuff but that one in particular because it's the one where Hollywood sits there goes your grain tell your grade no really I think you're pretty great hands while I am pretty great so are you and then somewhere along the way they decide that we care about their politics I mean somewhere right next to Taylor swift and her thoughts on on who I should be voting for in her Tennessee values even though she's not actually from Tennessee would be Brad Pitt because there's nothing like somebody who is paid to pretend to be something he's not for a living that really is my go to for the person who will have the depth of information I want to consider when deciding how to vote or in this case the impeachment situation I'm sure nobody has analysis quite like Brad Pitt if that's even your real name but anyway I digress here in reality we have issues that we've got to work through and we got money that must be allocated from the state and we have people that look after a lot of that critical information unlike merry make you the secretary of the agency for healthcare administration who is joining us now merry how are you doing I am doing great Brian thanks so much for having me online you bet now all right so I know that in the conversation about Medicaid and healthcare generally across our state given that you end up presiding over a lot of what happens with all of this in our state you had some information some current concerns as well that you'd like to share with us when you are a star but just kind of give us an overview of what the agency for healthcare administration does absolutely and as you know I was appointed by governor to Santa at the beginning of twenty nineteen to oversee the agency for healthcare administration.
"o. t." Discussed on Newsradio 700 WLW
"To win a fifty percent off code at motor K. O. T. E. that common how are we doing that tonight it and how we get riddles and are you gonna lose a give me the answer to rule and we will take your email in name and then so does send you a code that code is redeemable only on the website you can order any about any groupings anything you want would you check out you put in that you put in the code your bill will be cut in half such a deal now let us remind everyone that in order to get the code in order to use the code you need to sign up and kind of read this stir if you will add the the motor K. O. T. E. dot com website there if Europe previously were signed up earlier like a boat like a year or so ago and you had a code you didn't get it you have to re enter your your sign up and put in your password we could not transfer the passwords so when that password is put in your history will will transfer it to the new our website which is actually been up about a year now if you're having if you had that problem before that's the reason why nine to get to the website of motor K. O. T. E. data cam and get registered for the first time or re registered if you haven't been to the website in awhile so that you can get your code and then use your code that's the most important thing right there because it can save you a ton of money on all your.
"o. t." Discussed on News Radio 1190 KEX
"A. D. O. T. A. dot com and see if you can score some passes there I've got a lot I love this topic that we're just going to work at a different are tell into right now as far as historically what happened you're looking for how can it help us and and and taxes are kind of an interesting gets brought up all the time your two guarantees in life death and taxes right but it was also the Packers will make it to the Superbowl yet again well yeah I I was I was going to say that I was gonna go go that far with yeah but it but in your last when you were talking a few minutes ago and I and I mentioned how you went to Berkeley I was like for some reason I always thought you were a badger yeah that you're mad at me on the grass it and it gets even more impressive all of that was just my undergrad so I love they always say so you know be the dumbest person in your in your group and I have definitely accomplished and that with my friends on the radio show but we as people are one the conversations I've had with individuals have been that I would say three conversations I've had have been very strange historically number one I've had people say I don't want to learn how to make more money because I would lose my disability check and I'm like and I have had people say that to me at at these works out that has I've had other people say well yeah and if I make more money if I start making more money they'll take away my unemployment I'm like this is kind of the point here is that you go and you know and that but then I have people say also well but if I need more money I would pay more in taxes I hear that one too absolutely and I hope that for everyone is listening in twenty twenty you pay more taxes than you ever have before the reason absolutely yeah because you made more money exactly it's it's it's it's simple addition we could say right but one of the things that I've shared with a number of my classes that I've got I'm tauter you know it at any specific level but I said I have a very strange goal and my goal is that one year I paid ten million dollars in taxes and I always say and if I paid ten million dollars in taxes which I never have right but if I paid ten million dollars in taxes what does that mean in the classes are always just like it means you made a lot of money like that you know that's great so it's kind of a strange way of looking at a goal but it is something that's always there and and one of the interesting things that that that I think it is kind of a fear is sometimes he will say well I don't want to sell it now right because that's short term capital gains versus long term capital gains but the thing that I always try to point to is but that's capital gains right yeah I don't want to hold on to it so that it becomes a loss just so you don't pay taxes on and I think that's one of the critical kind of peace is a lot of people miss out on when they are looking at a not profit oriented goal when it's more of like a time goal this a one of a hold on to this for a long time how long till becomes a loser I'm gonna hold on to this for at least a little bit more tell loses more money like like that's one of the big things like that I think gets missed out on on the like trading plan it's all about by low and it's all about sell high when will the things I love about the classes that you you run you get the actors going is in their people really get to see that we know how to teach people you know just like them the skills and the knowledge that could empower them to take control of their financial future so they can spend less time worrying about life and more time living it right now.
"o. t." Discussed on KLBJ 590AM
"O. T. Hey make that connection and this will be your year the pounds are gonna come off so the weight loss they are state of the art of there's something else is happening in this trial and even you know even that's very elastic description we were you talk about fair of this or that the Democrats chef the other managers they are accusing trump of things that are not in their articles of impeachment they're accusing trump of things that are not in the indictment what Russian collusion that's not what trump being impeached for now I trumps supposing call for Russian a fine Hillary Clinton's missing even in in a in a fair trial ninety percent of what she is talking about would be thrown out he wouldn't be permitted to be saying only that but that's what this isn't a trial in a court and that's why this whole assertion that it be fair is absurd anyway there anything fair about this from the moment it began the ultimate fairness in this would be that that is not happening it shouldn't be happening but now these guys now playing video of trump from two and a half years ago this three and a half here has nothing to do with the two articles of impeachment I want these legal beagles on TV these legal analyst weighs in on that want to hear what they say about well of course motion the Senate now houses several roles they wanted of course they can but that's why I'm a senator if I if I month total if I'm if I'm Randy I'm sitting there on a live band that I have been suckered into having the Senate taken over by his little namely Tammy's in my house for the shore politicization this has been turned in to the Democratic National Committee it has become a branch office of the Democrat now if I'm the Chief Justice I gonna be so the so what they'll accept he hates trump so you probably don't have a problem with this you know what a great if trump more years would play the audio of shift being punked by those two comedians claiming to be Ukrainians with nude photos of trump and how sure fell for it hook line and would never be funny what I can do not worth responding to things in the journey there's nothing in these article views of power or whatever that they're so far beyond what the articles of impeachment of this this is it every complaint they have ever had about trump being aired ostensibly in a trial if there is anybody when we go in and it would shut this down and expose this for what this is right now how do you people in the United States it here's Chief Justice talking about do you most of the work order but a greater level when turned into the Democratic National Committee it's been turned to the democratic congressional campaign committee if in Turner a branch office of Planned Parenthood nobody other donor to Democrat party has the ultimate corruption of the United States Senate and leave it to Adam Schiff Nancy Pelosi the round mound of a gavel Jerry Nadler to pull this off Hey folks is another reminder for your free public wifi at all it's a great in the great when you go someplace you've got your phone your gadget that whatever and you need to log on a wifi in every networks got a password then you have to go ask somebody with the password is find a way to get that you see on network that not only is it free there's no password you can log in when you go man this is great right and it is great but there's a problem it's not protected because there's no passion even the ones in public where you need a password if it's public wifi I guarantee you that there's somebody nearby a hacker who is trying for the fun of it or for the problem of it two other people on the network see if they can do in maybe plant now where any number you don't want this happening to your folks you never know when it happens you can't tell that you're being hacked well you can if you really know what you're doing and if you're not looking for it but most people never know they're being hacked your data you can be on public wifi on your computer on your fall wherever somewhere and somebody could literally be taking data off your phone you would never know it when it's happening so what do you do well you have to make yourself invisible if you're gonna be on that network you have to hide that you're on the net and you know you can do that with the V. P. M. a virtual private network yes how you hide your connection how you make yourself invisible now VPNs becoming very popular because they do do this and there's many you can choose from when he recommend Norton Norton security VPN they've been doing computer security for as long as Irving can that consumer computers simply download the software one time you install it long and wham all from that point forward all of your data and connections are secure enhancing cryptid V. it's invisible your connection cannot be seen virtual private network you've got a connection to that public wifi network but nobody studying it can see it and it's three dollars thirty three cents a month for five devices so you have a computer laptop maybe a desktop the phone tablet everything you have can be put on that one network three thirty three a month on that VPN try ten cents a day nobody can see you however you envision that nobody can see.
"o. t." Discussed on 790 KABC
"O. T. dot com and see if you can score some passes there where I kind of monopolize that last couple minutes rolling really halfway through the segment what are some of the what are some of the kind of report other recession kind of ideas or planning process is you wanna get out everybody before we take a break well take inventory of what you have right now it's amazing that most Americans even though they are saving have no clue what they're invested in so this is the year to take inventory need needed to know what of the funds that you're basically invested in how much money are you invested in each fund how much you're paying in fees each year to be part of these funds why aren't you generating the rates of return that you could be making in the markets right now these are things that you should be asking yourself over and over again and so many people don't take his inventory so if you just put a look back at the last couple of years go pull your statement online if you're in a retirement account and ask yourself were you making money prior to this year it might be a maybe why because the markets were going sideways and here's the crazy thing Ryan when markets go side ways the only people make money the people who manage those funds why because they get paid regardless of whether or not anybody's making money it's kind of like cell towers yeah the new one right here to our operators don't care if people sell of phone they have another plan they get paid regardless right yeah if people want to have the cell phone ban with the broadband they're going to have to pay for self tone of cell phone tower is part of the description that accompanies gonna manage so these are things out there all the time you want to be in a business that makes money regardless of whatever the market conditions are you wanna be costly somebody who's riding that wave up and down in and having to worry about well you have enough when all the smoke finally clears yeah you you look at it okay do you want to make money if it only goes up or do you want to make money no matter what because the no matter what is the professional side and it going up is the consumer investor side right we're not buying whole scenario has to do one thing in grand we've had a lot of bush activity over the last few years you know it in the tunes in the to the hundreds of percent even if you go back you know ten years or so but the reality is those are returns everybody seeing percent after percent is being sucked out in unnecessary fees and like you say there's many years were you had a zero percent return and the only people making money or the people selling the funds at that point in time because they're getting paid whether it whether it performs or not which is which is such an amazing thing I mean wouldn't you really love right when you really love to get paid in your job whether you did a good job or not B. grade right that be amazing well think about it that way what about your funds what if you look at your funds as employees right your if your fund is not performing if your retirement account is not performing you're not getting paid right they're not making money when you fire an employee that wasn't performing right at the same time we don't go in this silly fire our mutual funds but you can write you can move money around you can figure out how to be a little more strategic it just takes a little bit of education the good news is we not a peep teach people just.
"o. t." Discussed on MyTalk 107.1
"Four forty four ten that's nine five two eight one four forty four ten you can also go to the website at TMN dot com that's O. T. A. M. I. N. N. dot com well I just thought of something as we're all sitting here as your going through a retirement and we started this last segment out with Happy Days there and there's a lot of happy days right now in the rain into markets and hopefully everybody is doing really well in a four oh one K.'s an irate and they they should be doing really well right here which is which is a great thing that we have a phenomenal market let me ask you this we have a huge opportunity when this crashes when it if it does when it does but explain what I mean by opportunity as these markets go down because a lot of people are afraid of that sure how can you take advantage of it yeah the market isn't going to always continue to go up we know that it it never has and never will but it's always gonna go for these through these gyrations will go through a period these bull markets will go through bear markets a bear market is not a bad market is just a market going different directions opportunity it's another opportunity in and to be honest with you the opportunity to make more money faster is there in a bear market but if you're not prepared at the very least to not lose money in a bear market I have a huge impact on the quality of your life in retirement so think about this if you retire next year and we go through a market like we had in two thousand eight where the the S. and P. five hundred yeah by the time the that the recession was over the the S. and P. five hundred was down about fifty seven percent how would you like to start out your retirement your first year to to retirement losing half of what you had is that can impact your ability to be successful to live comfortably yeah absolutely ask the people that went direct in two thousand or two thousand eight and if you happen to be drawing money out of your account while it's going down that kind of depleted even faster that's why number one you can't let money be taken away from you but why not look at that as an opportunity to make money if you're happy days were there because you're in the market in this last year when it went up the Happy Days should continue what is going down it's it's like a car you know card to head you can go forward you go reverse if you can only go one direction your car it would really impede the ability to get the maximum benefit out of acting I much longer if thank you much longer so yeah they eat their opportunities and who do you think is is consistently making money in a down market institutions institutions Wall Street is just the people have been educated that's all it is it all gets down to education it gets down to again to that supply and demand and in the supply area if there's an over abundance of supply that's an over abundance of sell orders that that is a point at which the market is going to or an individual asset is more than likely going to roll overs gonna stop going up and start going down that when something starts going down and it's typically caused by a an institutional or institutional activity selling activity in churning activity that's what a downward trend start you want to be in at the closest point to that turning point as possible we talk about the the high quality trade sets low risk high probability high profitability that always happens at or near the turning point in price and the turning point in price happens when the institutions do their activity there you're buying or they're selling and I know a lot of you may have never heard of this before you can profit in down markets is actually another opportunity and we've been told in condition is not a good thing here's the thing here's our the facts we have three directions the market they go up as one opportunity they go down that's another opportunity they also go sideways that's if they're so there's three opportunities that you have with these financial markets and al you teach classes all the time but how you can profit in any market condition and I'm I'm triticale has classes all the time we can see what it takes to first off have enough during retirement but also to continue that revenue stream while you're retired and I want to give away.
"o. t." Discussed on Newsradio 1200 WOAI
"Three point shooting was a factor the spurs made seven fewer three point shots then the heat tonight spurs were ten out of thirty three for thirty percent from three the heat or seventeen out of forty forty two point five percent however he'd hit seventeen three's spurs hit ten threes let me do some old high school math the he hit seven more three point shots seven times three is twenty one heat outscored the spurs by twenty one points from three point country and the spurs lost the game by six the spurs lost the game by two three point shots two more three point shots anywhere in this game and we're probably headed O. T. at one oh six one oh six so spurs lost it at three at three point distance for overall field goal percentage forty seven percent for Miami forty four percent for the spurs us first got to the line more than the heat spurs were twelve of fifteen from the line eighty percent that's good heat seven of thirteen from the line fifty three point eight percent that is not good rebounding heat out rebounded the spurs not good forty nine to forty one let's take a look at turnovers first turn the ball over you couldn't get eight no eight I was looking the wrong step for a moment I thought it was a lower number than first turn the ball over eight times he turned the ball over nine times eight turnovers is the third in the NBA if you can keep that thing under double digits for the spurs held on to the ball well tonight individual scoring right for the spurs it'll go to the phone lines.
"o. t." Discussed on KSFO-AM
"Money dot com for more great personal finance content they're back in jail on money and we are flowing through the mails so let's get to it Larry writes that he listens to the show on K. O. T. a radio which I just looked up is in Rapid City South Dakota how about that I didn't know that thanks for listening okay Larry says I know many of your answers are I need more information so I'd like to suggest a topic where you can actually inform and educate here we go the knee jerk reaction of financial planners commentators and the government is wait until normal retirement age or better yet until age seventy this is almost always the default comment without discussion or discussing options I'm I'm turning seventy in January was some good fortune had made it here but now my health is beginning to fail why do I feel happy that I received I seven years of retirement benefits having collected at age sixty two many factors do factor go into this decision they don't does vote proper attention what I in fact I'm amazed at almost without fail the comment is to wait okay here's what I say I think that generally speaking the answer is that if you are healthy and have good history in your family that waiting can work however you'll hear me say this cabbie out all the time I cannot guarantee that waiting will work for everyone it is case dependent if you have a spouse who is also counting on your social security waiting can be really good in that respect as well yes it is always dependent because obviously you have to live a certain amount of time to make the decision work right so to make the decision work of waiting till seventy it away to about eighty two eighty three years old if you're not gonna make it eighty two or eighty three then you would have been better off taking your full retirement age but if you do make it then you get that extra money in that could be good but it doesn't always work as you said okay question I'm sixty four years old I got one point two million dollars in mutual funds I plan to retire at sixty six my social security will be twenty seven hundred dollars a month do I need the help of a financial advisor to plan for retirement I don't know do you I don't know the answer to that what are you gonna do a D. are you able to manage this yourself maybe you don't maybe you can use one of these online platforms maybe you could just get advice from vanguard personal service adviser Schwab intelligent portfolio well front betterment facet wealth maybe you could do any of these things but a lot of this is just based on you Gloria says many years ago my husband and I purchased a one hundred thousand dollar life insurance policy I'm seventy seven years old my husband died in nineteen ninety three I have six children the policy has been self sustaining until last year when the premium to keep it and force was eighteen hundred dollars met life says the premium will continue to rise each year my parents live into their nineties should I continue pains this policy I got to pensions and social security totals about four thousand dollars a month I've investments in assets of a million dollars plus a three hundred thousand dollar house my financial adviser things I should continue to pay for the policy I'm leaning towards letting it lapse I am also leaning towards letting it lapse I don't know why you would why do you need the policy is there a cash value in this policy maybe just get the money out I don't think you need it well I mean yeah I know you don't need it I don't know why it keeps Frank right he's gonna be sixty five enable wife is five years younger he claims he's under her health insurance is getting mixed advice as to whether or not I'll have to sign up for Medicare before my birthday I think the answer is you have to sign up for one mark you enough to help me with this he signed up for a but not be or beat but not a I think you have to sign up for one of them by the time you're sixty five even if you're on your others your partner is planned you know Medicare dot com our Medicare dot gov and read through the process and I'm pretty sure that one record you have you were required to do one thing when you turn sixty five I can't remember which parted as though all right US Scott says I am I was stuck in the hospital for a week and listening to your radio show my tablet I'm laughing because he's like I had to be hospitalized to listen to your show I am sixty one years old and used chase private client group on a retired when I'm sixty five or sixty six my wife is sixty four I'm hoping let's save talks about social security no debt our total retirement savings one point three million dollars about three hundred grand is post tax million dollars for a one K. is Ross and iris basic question is do you believe in a systematic withdrawal system with a balanced portfolio or the three buckets system I'm using cash and new ideas and moderate growth for bucket three I can supply you with more detailed information when I get home by my laptop let me tell you something I basically believe that this bucket thing is baloney I think it's a nice way to separate into your brain but I don't like the idea of having a fixed rate at a fixed annuity rates are pretty low right now and it sounds to me like when I hear your the story you're telling me is that you have plenty of money to find what you need right because he said that your we need about thirty five hundred to four thousand dollars a month sounds like you're going to probably get there it's gonna be close but if you're going to get there if you got a bunch of fees eating into this with annuities I would get yourself a fiduciary adviser to do a little retirement planning for you and it sounds like you may want to execute it on your own that's what I would suggest all right you're listening to chill on money if.
"o. t." Discussed on KOMO
"Just before Willis street that was blocking may H. O. T. the hot lane is the moved over to the right shoulder troll is still there on the scene I next couple traffic at nine fourteen general Donal has the forecast hi everybody this Thursday night how about a little bit lower in snow is that it it's not going to last very long and there will be very much of it but it was good to see a few flurries in flakes here through the course of our Thursday night because of the cold air still in place the precipitation on the way it's going to Max out here pretty quickly we've got stronger southerly winds that will kick in with this disturbance and they will warm things up really quickly in the lower to rain we'll stick around two thousand two nice slow enough to keep the snow flying over the passes we'll see an insured to overnight tonight through tomorrow morning so if your past travel in mind probably best to get across sooner rather than later because it will be a little trickier especially after mid night into Friday morning the cascades in the coming weather center I'm meteorologist thirty six degrees in Seattle stay informed home all night side it is time nine oh five art Sanders in your top local stories from the cold twenty four seven news center a woman is dead a man rushed to the hospital and what can county after gunfire erupts at a home this morning almost bill o'neil has more deputies were called to a condo complex on marine drive in Bellingham where they discovered a fifty eight year old woman dead from a gunshot wound her fifty six year old husband was rushed to the hospital with what appears to be a self inflicted gunshot wound to pets were also found dead inside of the home investigators are still trying to piece together exactly why it all happened hello Neil homeowners king county sheriff's office is looking for answers in the death of a thirty four year old man the medical examiner's office is real Brandt Smith's death a homicide ever this gnomish county man was discovered earlier this week near logging road in Skykomish the man has been rushed to the hospital after shooting in Mill Creek this Thomas county sheriff's office as it happened just before five this afternoon outside business long thirty ninth Avenue southeast that's where the injured man who was shot in the arm became involved in an argument with the suspected shooter who fled the area in a vehicle and some people need a whole mothers have homes with extra space come was Ryan Harris talk to the head of a group that puts the two together it's not just people who need a roof over their heads but says mark Meryl director of shared housing services in Tacoma people who already have a home with empty rooms they might not be able to afford to keep like a senior that the landlord has come and said I know even pay and six hundred dollars a month but I can get eight hundred so I'm racing around someone that maybe are injured at work for awhile and they need that lower rent payment to be able to say what first last and deposit to get their own place Meryl says students are among those who need.
"o. t." Discussed on KNST AM 790
"Org Y. O. T. L. dot org and all the information is there a student can sign up directly there or there's a place for other adults if they know of a student where they can get resources and find out who our staff are connect to us directly all the informations there and that's that's really the best way to start the process since you all are nonprofit organization obviously if I've got like this money tree that's growing in my backyard do you accept monitor we do you begin a donation well first let me say that our program is only possible because of donations from individuals we don't receive any federal funding at all we really rely on the members of this community to help keep our program going and we're so lucky because we have a very loyal amazing generous donors that step up and help students like our mondo stay in the program we don't want to ever have to turn a student away and last year we served over two thousand students which is more than ever before so that means we need to make sure that we're raising more and more donations so we can continue to do that so again I would say it you can get all that information on our website you know dot org that's if you want to donate funds or if you want to donate items because we collect donations every single day for our students right now we're in the middle of our back to school drive so folks are bringing in backpacks notebooks pens pencils in October we're gonna start collecting socks and at in December we collect blankets we give every single iota student a blanket for the holidays all year long we have Dr sort of happening for supplies for the students and something folks don't think about a lot are the hygiene items that are mondo mentioned yeah that's easy for any deodorant they need shampoo and conditioner and you know folks don't always think about donating that stuff but it's so so important to our students our students need face wash they need stuff the teenagers you know no yeah so we really appreciate when folks bring those types of donations to us and it can do that anytime by dropping them off at our office it's so awesome you too you're doing an amazing job in our community use on their own Elizabeth and I'd mondo thank you guys so much for coming in is there anything that you guys want to add just a big thank you to the community we have some amazing students I mean our mondo such a great example of our of our alumni and they're just to so dedicated to be in use on their own to be going through the challenges that they're experiencing and then to be so committed to finishing school can you imagine I mean I didn't have any of those challenges myself and it was a challenge to finish school and just knowing you know all the obstacles and still there so committed and and the least we can DO as adults in in our situation is to support them and their dream to finish school and I'm so lucky that we get to do that mom I love that you guys got to just come in and share your story because there's a lot of people that really don't know about youth on their own and how they can help how they can volunteer like I said once again I will stress that if you've got a money tree in your backyard you know you can help out a really great nonprofit organization here in town Elizabeth are mondo thank you both so much for coming in and.
"o. t." Discussed on 850 WFTL
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"o. t." Discussed on MyTalk 107.1
"Once again for two tickets for the investing class call nine five two eight one four forty four ten or OTA men dot com that's O. T. A. M. I. N. N. dot com if you're just tuning in Alice shedding some light on how you know why it's so important to have the confidence and learn a strategy during these volatile times you know it and also during non volatile times because the market do we go through those berries we have also appear is we have had times when the market is kind of almost sleeping in you you can make money in any one of those market conditions you're right there's different assets were you can do that where you can make it will go sideways you you got to have that strategy for that up down and sideways market and when you do it you don't care what the market does you just do what it tells you to do you need a plan and you can't just play on that buy and hold strategy yeah you know in when you do that the only way to make money then is when the stock or the mutual fund that you're holding goes up in price you know in the market goes down it goes sideways so actually you only have an opportunity to make money one out of three directions you know we prefer to to put the odds in your favor and show you how to have the opportunity to make money in three out of three directions great probabilities for you all have you ever wondered how do you generate more income without a second job I mean it's summertime and who wants another commute during especially during construction season to another job yet whether the phone call from construction season right into winter yeah then you're driving through snow storms and ice that's not so great either that's the problem I mean there's only so many hours a day twenty four to be exact and last time I checked I use every.
"o. t." Discussed on Newsradio 700 WLW
"If you if you want a you want to code you really could get some savings all right now this is this is available at motor K. O. T. E. dot com only yeah that's the only place you're going to get it like I say this is all well website specials tonight motor K. O. T. T. dot com go there you can sign up you can you can join the to to be the yeah the rewards program I'm not a member yeah we motor cope member while you're at it free your next mother five Bucks off just for joining so this is a great time if if you're a regular current you heard us talk about all these things and I we get three different things that now and this is a chance to try and not spend a whole heck of a lot of money doing so this is a great night get ready the special go around we're going to be on again next week we're gonna run through next week so I just want to ask you how long do these last well run loose through the next show now and then but you need to move on get ready well fifty Bucks is free shipping to your door and essay motor coach dot com specials thank the day he is summer bundle specials well like you say we love to do a lot of traffic to the our tonight's the motor code product of the hours will be about forty different of the bundles that is the is talking about a motor D. O. T. E. dot com and wait till you hear the first one I mean I can't believe you're offering that I mean I can't believe it three of the most highly sought after products in motor code has edit just ridiculously low price you gotta stick around to hear them very well you can go to the website right now and check it out and motor KO two tire right drive in not near your computer wait till you hear the very first bundle of the hour and we'll do that here right before the top of the next hour right before the news at America's trucking.