8 Burst results for "Noah Dingli"

"noah dingli" Discussed on 1170 The Answer

1170 The Answer

01:51 min | 1 year ago

"noah dingli" Discussed on 1170 The Answer

"We'll talk about these and other issues a little bit later on in the day. Thanks for stopping by a pleasure. No one will catch you later on. Thank you. Look forward to it. Stay tuned. Noah Dingli, There's more coming up. 96.1 North County. Am 11, 70. San Diego, the answer. Our fathers brought forth upon this continent, a new nation conceived in liberty and dedicated to the proposition that all men are created equal. I know not what costs. Others may take. But as for me, give me liberty or give me death. The world will little note nor long remember what we say here, but it can never forget what they did here. Three got What your country can do for you. Ask what you can do for your country. Mr. Gorbachev, tear down this wall. I can hear you. The rest of the world hears you and the people well, and the people who knocked these buildings down. Here all of us soon and we will make America great again. This is America first with Sebastian. Gorka, when you have a good meeting with somebody Does it affect your demeanor? Do you have a little skip.

Noah Dingli Sebastian Gorbachev San Diego Gorka first Three Am 96.1 North County America 11, 70
"noah dingli" Discussed on 1170 The Answer

1170 The Answer

01:37 min | 1 year ago

"noah dingli" Discussed on 1170 The Answer

"To 7 P l A and a wealth of information. The retirement professor dot com Marty these other issues swirling on the show a little bit later on. I'm looking forward to it. Take care. Have a good afternoon. We'll talk later. Okay, Marty, take care of Noah Dingli. Here. Stay tuned it sponsored by the word on wealth. Financial network. More is coming up. This is America, first with Dr Sebastian Gorka 96.1 North County. Am 11 70. The answer. San Diego. Our fathers brought forth upon this continent. A new nation conceived in liberty on dedicated to the proposition that all men are created equal. I know not what costs. Others may take. But as for me, give me liberty or give me death. The world will little note nor long remember what we say here but it can never forget what they did here. I have a dream today. God What your country can do for you. Ask what you can do for your country. Mr. Gorbachev, tear down this wall. I can hear you. The rest of the world hears you and the people tend to Pete. These buildings down. All of us Soon way will make America great again..

"noah dingli" Discussed on 1170 The Answer

1170 The Answer

05:05 min | 2 years ago

"noah dingli" Discussed on 1170 The Answer

"Running an informal preparations for the first debate with job I no longer more formal preparation session was set for this afternoon once he arrives in Cleveland tonight, not even a debate. The first Between the two Also a townhall dot coms from New York City voters have received absentee ballots with the wrong names and addresses on the return ballots. Of all the ballots were sent to an unknown number of voters in Brooklyn and result in some ballots being voided if voters signed their own name on return envelopes with different names. One official says the proper balance and envelopes will go to voters before the November 30 election. Super confident supposed to solid game this month, Shelly Adler reports US consumer confidence rebounded more quickly in September than most economists had expected. However, it remains far from the levels that were the norm before the pandemic. The conference for It says its consumer confidence index rose sharply by 15 points, largely due to a more favorable view on current business and labor market conditions. Consumer confidence is closely watched for signals about consumer spending that accounts for 70% of U. S economic activity. I'm shelling out there that on Wall Street stocks now lower the Dow off 74 points. The NASDAQ is down. Six more on these stories at townhall dot com. This show was pre recorded and sponsored by the word on well Financial network hears the word on wealth. My retirement update from five star wealth manager certified financial planner Marty Schneider, the retirement professor. Time for our daily chat with Marty Schneider, the retirement professor. I'm Noah Dingli things for joining me, Marty, How are you? Hey, Noah doing great, and I thought we would talk about again today. It's always good point to put out there when you're seeking a financial planner. Are some of the best questions you can ask to determine whether they're a good fit for you. Great question. You know, financial planners and advisors tend to kind of specialized in a particular age, bracket or market area. So, for example, you know the bulk of my work I know is in the retirement and retirement planning section, so I I tend to work with folks, you know that are closing in on retirement, maybe within 5 to 10 years, and so I'm comfortable in that area. There may be other financial advisors at work with young or families. Maybe they specialize in education planning for kids or grandkids. Others may specialize in the state planning exclusively, so a specialty areas are very typical in the financial advising community. So you want to find out. You know when you interview somebody What? What is their specialty area? Do they have special expertise in in the area, So that's important. Biggest thing. Of course, you want to find out if you're working with the fiduciary, exactly or a comission salesman difference there is and it doesn't mean to say that there are in good advisors on Both sides of the compensation al. But as you know, life preferred to go the fiduciary route where deal and were Hill Teo, you know, always act in the best interest of the client. And it's not a transaction based business, which is the typical brokerage world. But that's on a commission basis and We're on a fee for management basis. So it takes away a conflict of interest that I think is really significant as clients might consider, you know, different advisors and then lastly, no, you want to find out the fee schedule. How does your adviser make a living? How are they paid? What's it going to cost you one of the fees in every account so that you're absolutely sure and clear And there's no surprises and that has to be revealed and disclosed and discussed. And so experience background time in grade, you know, specialty area fee structure, Fiduciary or not those air some of the very serious questions that you want to get cleared up before you would hire any financial professional and the feast scheduled to that's a great thing to talk about, because depending on whether you're with the fiduciary or Again on the other side. That could be a little bit different. You know, we can and people often forget how significant the impact of fees is over 15 20 year investment horizon. You know you're talking about 1%. For that period of time. It does add up and it does make a difference. And and you also want to find out the style of how the money's manager, the is it protected. Are these risk averse is their market risk. All of those really have to be a cleared up and Understood before you would engage anybody professionally. So take this and gather your financial questions. If you're looking for a great fiduciary financial planner come out into Marty Schneider's Mission Valley office for a free consultation. And it is just that absolutely freezing of Marty's A great fit for you 177 75 to 6. 1 807 to 7 P. L A and and the wealth of information you want to check him out. Advanced the retirement professor dot com. Marty, Thanks for stopping by the information Center. We'll see a little bit later on in the show. All right, Noah. Thank you Looking forward.

Marty Schneider Fiduciary Noah Dingli professor Cleveland Brooklyn New York City US Shelly Adler official U. S Hill Teo information Center salesman Mission Valley
"noah dingli" Discussed on 1170 The Answer

1170 The Answer

03:17 min | 2 years ago

"noah dingli" Discussed on 1170 The Answer

"Here in the very same Salem network stations I'm Noah Dingli thanks for joining me now it's time for her that chat we have on a daily basis but Marty Schneider the retirement professor Marty how are you doing terrific thank you well I thought it would be interesting to talk about it there's an article out there that talks about and I didn't know about this the slight difference is when taking your social security benefit between men and women there's a difference out there what is that Marty yeah it's a challenge that women have that is really unique unto them and look then then the reason for this is you know how the size of your social security check now is largely based on your work record right and the Social Security Administration averages your highest thirty five years of earnings well for women in particular and the patterns have changed a lot of women are taking time out of the workforce to either care for children or raise the family or give care to aging parents or spouses in so consequently they're their own earnings records and the resulting from social security check that they receive takes a bit of a hit because they may have a number of years in there where they were off the rolls in terms of earning income from a job true it's a little it's a little different isn't it it really is and so this is a unique challenge relative to men also no they they live on average women live longer so they're spending more years in retirement and also is there still a wage gap they don't earn typically as much as their male counterparts so once they get into retirement for ladies they face higher health care costs because they live longer and there's more medical issues along the way so most women fifty eight percent expect social security to cover all of their expenses in retirement and in reality now with those benefits are only going to cover about forty percent of women to retirement costs so you know women on average analysts been ten years out of the work force to serve in some Kerr giving capacity whether that's for you know parents are raising kids or what have you so and when you're there when you're talking about the long term aspect of your social security I mean that that that's a pretty hefty hit when you think about it very significant and and you know there are some proposals that have been kind of banter to ballot to give credits if two women when they are serving and care giving roles so it doesn't negatively impact their social security calculation that's available in other parts of the world United Kingdom Sweden Germany some other countries give credits of two women for their social security programs as if they were working even though in our system that would put a zero into the calculations so that's been floated out there and it's among many different social security conversations that are being bantered about right now in Congress but it is something that we need to be aware of because of these issues are real for sure well that is a definitely interesting if you want to talk about more in depth about this with Marty Schneider the retirement professor professor give them a call today at one eight hundred seven.

Salem Noah Dingli
"noah dingli" Discussed on 1170 The Answer

1170 The Answer

05:55 min | 2 years ago

"noah dingli" Discussed on 1170 The Answer

"Retirement professor here in the very same Salem network stations I'm Noah Dingli thanks for joining me now it's time for her that chat we have on a daily basis but Marty Schneider the retirement professor Marty how are you doing terrific thank you well I thought it would be interesting to talk about it there's an article out there that talks about and I didn't know about this the slight difference is when taking your social security benefit between men and women there's a difference out there what is that Marty yeah it's a challenge that women have that is really unique unto them and look in in the reason for this is you know how is the size of your social security check now is largely based on your work record and the Social Security Administration averages your highest thirty five years of earnings well for women in particular and the patterns have changed a lot of women are taking time out of the workforce to either care for children to raise the family or give care to aging parents or spouses in so consequently they're their own earnings records and the resulting from social security check that they receive takes a bit of a hit to say we have a number of years in there where they were off the rolls in terms of earning income from a job true it's a little it's a little different isn't it it really is and so this is a unique challenge relative to men also no they they live on average women live longer so they're spending more years in retirement and also is there still a wage gap they don't earn typically as much as their male counterparts so once they get into retirement for ladies they face higher health care costs because they live longer and there's more medical issues along the way so most women fifty eight percent expect social security to cover all of their expenses in retirement and in reality now with those benefits are only going to cover about forty percent of women's retirement costs so you know women on average analysts spend ten years out of the work force to serve in some Kerr giving capacity whether that's for you know parents are raising kids or what have you so and when you think I mean you're talking about the long term aspect of your social security I mean that that that's a pretty hefty hit when you think about it very significant and and you know there are some proposals that have been kind of banter to ballot to give credits if two women when they are serving and care giving roles so it doesn't negatively impact their social security calculation that's available in other parts of the world United Kingdom Sweden Germany some other countries give credits to women for their social security programs as if they were working even though in our system that would put a zero into the calculations so that's been floated out there and it's among many different social security conversations that are being bantered about right now in Congress but it is something that we need to be aware of because of these issues are real for sure well that is a definitely interesting if you want to talk about more in depth about this with Marty Schneider the retirement professor professor give them a call today at one eight hundred seven two seven seven five two six again one eight hundred seven two seven he L. A. end of fabulous website as well with retirement planning tools their retirement professor dot com Marty thanks for stopping by the information center have a great blessed day my friend he was also a good detective look at tomorrow catch the Morrow more coming up on the very same Salem network stations is America first with doctor Sebastian Gorka M. ninety six point one north eleven seven San Diego our fathers brought forth upon this continent a new nation conceived in liberty and dedicated to the proposition that all men are created I know not what course others may take but one world Wimbledon note from long remember what we say here but it can never forget what they did here what your country can do for you this this wall this is America first with some bastion Gorka twenty seconds to get two things that come from the start that's today's impossible start all right ready yes well three what do you do what we'll never know what six one zero you're not why.

professor Salem Noah Dingli
"noah dingli" Discussed on 1170 The Answer

1170 The Answer

01:50 min | 2 years ago

"noah dingli" Discussed on 1170 The Answer

"But you don't know if they're quite the right fit go see Marty Schneider for free consultation is mission valley office one eight hundred seven two seven seven five two six one eight hundred seven two seven seven five to six P. L. A. N. and at the retirement professor dot com Marty we'll see you next time and on the show thanks for dropping by always a pleasure will catch it later no thank you catch you later more coming up I'm Noah Dingli stay to ninety six point one north our fathers brought forth upon this continent a new nation conceived in liberty and dedicated to the proposition that all men are created equal I know not what course others may take but one the world will little note nor long remember what we say here but it can never forget what they did here what your country can do for you down this wall I'm.

"noah dingli" Discussed on 1170 The Answer

1170 The Answer

01:41 min | 3 years ago

"noah dingli" Discussed on 1170 The Answer

"And at the retirement professor dot com Marty we'll see you next time and on the show thanks for dropping by always a pleasure will catch you later no thank you catch you later more coming up I'm Noah Dingli stay to this is America first with doctor Sebastian his father escaped from prison and hungry when he was facing life in jail for fighting against communism in the Soviet invasion his mother escape at the same time they fled to the UK he learned from an early age how to fight the war against fascist communist and not world experts in fighting terrorists why we fight joined the trump on the White House staff in twenty seventeen and twenty nineteen takes this battle to a national this is America first with some passion gore welcome to the new age.

America doctor Sebastian UK professor Noah Dingli White House gore
"noah dingli" Discussed on 1170 The Answer

1170 The Answer

03:10 min | 3 years ago

"noah dingli" Discussed on 1170 The Answer

"Here on the word of wealth financial network I'm Noah Dingli and I thank you for joining me now it's time for our daily chat with Marty Schneider the retirement professor Marty how are you doing pretty good I'm doing better as good as the Padres how you doing this weekend you know moving right along to the financial talk let's talk reverse mortgages Marty about that okay yeah that be in your best interest I think so yet again what now is if it is a question that comes up just about to every day here with me in my office I get asked about reverse mortgages all the time and before I come in I just want to say this I'm on a mortgage guy I don't do reverse mortgages however what the benefit Marty yeah the benefit is that if somebody is you know retiring in maybe in a bit of a cash flow crunch where they still have a mortgage payment in their retirement years it's really you know kind of debilitating the cash flow yeah if they have a reverse mortgage they can do one of two things they can stop the mortgage payment permanently and still live in their home for the rest of their lives you know somebody's got a fifteen eighteen hundred to two thousand dollar a month you know mortgage payment it makes a huge difference in terms of not draining their retirement funds to rapidly to to make those mortgage payments so that's one benefit her in a certain circumstances no if there's enough equity in that home they can actually not only stop the mortgage payment but they can receive a monthly check of from the equity in their home through a reverse mortgage so again you know it's not the kind of thing money is there an age range for run just if if people are listening out there is there an age range that you can really capitalize on with the reverse mortgage we have to be at least sixty two okay and if it's a husband and wife they both have to be at least sixty two years of age so there is that age requirement and you know we know it's a kind of thing where you want to go in carefully that the reverse mortgage the interest rates are a little bit higher usually than the the standard mortgage but by the same token you know you're not making the payment and eventually years later when there is either a death or of the husband and wife were one of the other in that property is passed on to the heirs or beneficiaries they can still receive that now they'll have a little higher mortgage and that's because the mortgage has been building over the years but they can still sell the home and you know frankly no so has the appreciated value of that home because I think reverse mortgages get a bad name yeah they do because they're misunderstood yeah and in the right circumstances and they're not for everybody concerned it required by everybody but in the right circumstances no you can really make the difference between you know comfortable mortgage cat retirement cash flow we were very very dicey in a live in live in by the by you know just by the street you know but nails if you will in so this are really troubling to live that way month after month and watching your you know your accumulated resources dwindling this could stop that in it can be really helpful in the right situation and I imagine people can come see you you could recommend a reverse mortgage to them and then you can probably refer them to a different source exactly exactly right that's exactly right if you like.

Noah Dingli two thousand dollar sixty two years