35 Burst results for "Nine Percent"
How Bitcoin's vast energy use could burst its bubble
"Today. Many mainstream media articles describe bitcoin as an environmental disaster in reality it relies heavily on renewable energies estimates range from thirty nine percent to seventy four percent consumes a lot of strand excess energy and could very well have a mostly green future but given the poorly informed narratives around the subject one could imagine a world in which the biden administration restricts bitcoin mining as part of a green new deal the to bitcoin problem is perhaps the biggest existing threat to bitcoin users. Today if the top twenty five global exchanges in the us eu in east asia agreed to end user withdrawals then that would effectively bifurcated system. Bitcoin inside the bubble would be waitlisted and bitcoin. Outside could be blacklisted. Meaning if a merchant accepts bitcoin from you that is not on a certain list. They'd be running a risk. No matter how private you are with your bitcoin. It wouldn't matter you need to find people willing to accept your bitcoin with no trail. Such laws would force users into peer to peer markets. Where buyers don't care about coin history even still. There are a lot of barriers to this attack. Exchanges with lose millions of customers and billions of dollars business the defy ecosystem would potentially collapse given it relies on users being able to purchase eath dollars on big exchanges and then withdraw to trading platforms like swab companies in the space would vigorously resist any change that would prevent citizens from withdrawing bitcoin or any cryptocurrency. Two self-controlled
Daniel Prude Case Reflects Difficulty of Prosecuting Police in New York
"I wanted to ask you. Ben crump about another case that you're involved with and that's the case of daniel prude. This horrific killing almost a year ago in rochester. Major protests This week because a grand jury refused to charge any of the officers involved. Daniel prude's daughter to share. A prude appeared on cnn. In september calling for the rochester officers involved in the killing to be fired and charged with murder. This is what she said. I will like to see them be fired and charged with murder there. There's video footage of these people suffocating. My father my father was murdered by these police officers. There's no reason why they should be on a paid suspension. They should be arrested in. They should be try as the killers that they are and so now. This grand jury has refused to indict despite the the calls for the charges to be brought by. New york's attorney general letitia james whose office lend the investigation She said Most recently daniel prude was in the throes of a mental health crisis in what he needed was compassion karen help from trained professionals tragically. He received none of those things. Can you talk about the refusal to indict this regrettable that many times because grand jury proceedings are secret. We don't know what evidence was all for it About a prosecutor to the jurors and making their determination we must remember brianna taylor's case And michael brown and ferguson missouri. Case one of the rare instances will we saw the inner workings of the grand jury. We saw that the prosecutors put forth of very weak case and when you put four four week case to get a prosecution then you won't get the grand jury to decide amy. It has been said that a prosecutor can indict a ham sandwich because ninety nine point nine nine nine percent of the time when a prosecutor wants. An indictment are prosecuted. Gets an indictment oftentimes prosecutors. Because they have this symbiotic. Relationship with law enforcement will give greater consideration to police officers than the unknown african american or hispanic citizens that they have no relationship with when they go into a grand jury. Proceeding we saw so many times with throughout the country is historical where they were trying to establish off their as by saying well we presented a grand jury and the grand jury found no probable cause. Will we don't buy that. We know that's part of the intellectual justification of discrimination. That leads to the legalized genocide of black people in america. And that's why we have to have. Systemic reform changed intact coach criminal justice in america as we said at the michael brown graduated decision was announced. The whole system needs to be indicted other than that they will continue to kill. Black people with impunity
State Trends In Employer Premiums And Deductibles
"Recently. The commonwealth fund examined the extent to which people with moderate incomes in employer health plans face high premium and deductible costs relative to their income to discuss the results of the study and the implications for policy holders going forward. I'm joined by sarah collins vice president of healthcare coverage and access at the commonwealth fund. Sarah welcome to the show. Thank you so much. Mike so sarah watches. Start out by telling us why you initiated this study and what you're looking for well employer health coverage is really the backbone of the us health insurance system more than half the population of the united states about one hundred sixty million people get their coverage through an employer so the purpose of this study was to look at trends over the last decade and the amount that workers and their families are paying for their employer health insurance and the size of their deductibles in all fifty states and the district of columbia and we compare these worker cost to median income in each state in order to get a sense of the economic burden of these costs on middle income families. And how did you go about conducting the research. We've been conducting the study nearly every year since twenty ten Using the latest data From what's known as the insurance components. Federal medical medical expenditure panel survey This survey is the most comprehensive national survey of use employer. health plans In twenty nineteen Which is the latest year of data. That's available This survey interviewed more than forty thousand business. Establishments With an overall response rate of fifty nine percent we computed from the survey reported statewide average premiums so we take the premiums reported by business establishments and average them across the state and we do the same deductibles and then we compared those averages to the median income in each state so this provides a rough measure of the affordability protectiveness of employer coverage and allows us to track changes over time. And what did you find after you conducted this study. We found that premium contributions and deductibles in employer plans took up a growing share of workers incomes over the past decade those costs together so premium contributions and deductibles accounted for eleven point five percent of meeting median household income and twenty nineteen. This is up from about nine point one percent a decade earlier the this cost burden in employer. Health plans has increased over the past decade because cumulative growth in median income has been slower growth in premium contributions deductibles. We also find that these contributions premium contributions deductibles as well as needing income vary considerably across the country the total cost of premiums and deductibles across single and family policies ranged from a low of about fifty. Five hundred dollars in hawaii. Too high of more than eighty five hundred dollars in nine states. Meet an income ranged from a low of about forty nine thousand and mississippi in mexico too highs around ninety thousand or more in massachusetts minnesota new hampshire new jersey what workers pay towards their premiums and deductibles comprised about ten percent or more of median income in thirty seven states in two thousand ten and twenty nineteen. This is up from about ten states Twenty ten in nine states workers combined costs were fourteen percent or more of meeting income workers in new mexico and louisiana face the highest potential cost relative to their income more than seventeen percent and we actually also find that people living in states that have lower meeting incomes like new mexico are doubly burdened on average workers in states where the median income is lower than the national median income face higher premiums and deductibles compared to people in states with higher median incomes. Also find that. Many people employer plans across. The country are insured Because their deductibles are high. Relative to their incomes tacoma fund has found that insured people who have high out of pocket costs and deductibles relative to their income are more likely to face problems accessing care or paying medical bills Than people who are not under insured. We've we've defined someone with insurance as under insert at their health plans. Deductibles deductible equals about five percent or more of income or if they're out of pocket costs reached similar thresholds in this study across the country. Many people employer plans are underinsured by this measure average deductibles relative median income or five percent or more in twenty states and ranged as high as seven percent in mexico.
U.S. home prices rise 10.1% in December, fastest since 2014
"U. S. home prices surge at the fastest pace in nearly seven years the S. and P. CoreLogic case Shiller home price index shows prices jumped ten percent in December from a year earlier that's the biggest gain since April twenty fourteen and it follows a strong nine percent year over year gain in November prices have been pushed up by low mortgage rates by Americans moving from crowded urban areas to homes in the suburbs and buy a limited supply of houses on the market and prices have increased throughout the country Phoenix posted the biggest gain at fourteen percent while prices climbed thirteen percent in Seattle my camp in Washington
Inside The UK’s COVID-19 Vaccination Rollout
"Sarah. Let's begin with an overview of the vaccination program and how it's going we hit that big target of fifteen million jobs to the top full most vulnerable groups and it's now rolling out to all those over sixty in an effort to seventeen million more people. What is the government's next target. The vaccination rollout in the uk is going astonishingly well particularly in contrast to some of the other be pandemic grand projects like the test and trace program where the second best performer amongst large countries. Often fail and as of last night we've vaccinated sixteen and a half million people and way getting incredibly high take-up particularly in the older age groups in one or two of the age cohorts. I think it's even reached ninety. Nine percents and i think part of the reason for that is that the nhs has been in charge of the rollout in the nhl of course in the uk's immensely trusted brand if you like. And i think it's really been an advantage for the program that it hasn't relied on the kind of outsourcing the private companies that affected people's response for example to test and trace. I think one of the reasons that compliance with isolation has not been as good as it might be been is people have been getting calls from outsourced contact centres whereas here. It's the nhs that's been inviting you in your job. And the speed at. Which it's been done is astonishingly high when you think the first job happened on december the eighth and we're only now at the nineteen th of february and as a sixteen and a half million people already covered with that protection
January 2021 Income Report For Entrepreneurs on Fire
"J. l. d. here with the january twenty twenty one income report for entrepreneurs on fire. Our gross income for january was a hundred and ninety eight thousand six hundred fifty seven dollars our toll expenses. Were just a hair over. Twenty one k for total net profits in january of one hundred seventy seven thousand five hundred and ninety nine dollars for a crazy close difference between january and december of negative one thousand and twelve dollars in giving us a percentage of net profit over gross revenue of eighty nine percent. We almost that magical in almost unhittable ninety percent plus mark which we've only done twice in eight years
The Future of Computing, AI, Life, and Consciousness
"What's the value and effectiveness of theory versus engineering. This dichotomy in building. Good software or hardware systems. Well it's good designs both. I guess that's pretty obvious. By engineering dean. You know reduction to practice of known methods in sciences to pursuit of discovery. Things that people don't understand or solving problems. Definitions are interesting here. But i was thinking more in theory constructing models. The kind of generalize about how things work engineering is actually building stuff. The pragmatic like okay. We have these nice models but how do we actually get things to work. May be economics is a nice example. Like economists have all these models of the economy works and how different policies will have an effect. But then there's the actual us call it engineering of like actually deploying the policies so computer design is almost all engineering and reduction to practice message now because of the complexity of the computers. We built you know you. You could think you're well we're just go write some code and then will verify and we'll put it together and then you find out that the combination of all that stuff is complicated and then you have to be inventive to figure out how to do it right. So that's definitely has happens a lot and then every so often some big idea happens but it might be one person that ideas in what in space imaging or is it in space a lot sample so one of the limits of computer performances branch predictions. So and there's there's a whole bunch of ideas about how good you could predict a branch and people said there's a limit to it and that's matata curve and somebody came up with a better way to do branch prediction of a lot better. And he published a paper on it and every computer and world now uses it and it was one idea so the the engineer who build branch fiction and hardware. We're happy to drop the one kind of training array and put it in another one so it was. It was a real idea and branch. Prediction is as one of the key problems. Underlying all of sort of the lowest level of software bows down to branch. Prediction boils down on certain computers delimited. By single thread computers ltd two things the predictability of the the branches and predictability the locale of data. So we have predictors at now predict both those pretty well. Yeah so memories. You know a couple hundred cycles away. Local cash couple cycles away. When you're executing fast virtually all the data has to be in the low cash so simple program says you know. Add one to every element array. It's real easy to see what the stream data will be. But you might have a more complicated program. That's you know says. Get a get a element of this array. Look at something. Make a decision. Go get another element. It's kinda random and you think that's really unpredictable. And then you make this big predictor. That looks at this kind of pattern. And you realize well if you get this date in this data then you probably want that one and if you get this one this one and this one you probably want that one and is that theory. Is that engineering like the paper. Those written was that Todd kinda kinda discussion or is it more like. Here's a hack. that works. well it's a little bit of both. There's information theory. I think somewhere to actually trying to prove but once once you know the method implementing. It is an engineering problem. Now there's a flip side of this which is in a big design team. What percentage of people think. They're they're they're they're they're planner their life's work is engineering. Versus design inventing things. So lots of companies will reward you for filing patents. Some many big companies got stock because to get promoted. You have to come up with something new and what happens is everybody's trying to do some random new thing ninety nine percent of which doesn't matter and the basics get neglected and or they get. There's a dichotomy day. Think like the cell library. Baixa cad tools. You know our basic you know software validation methods that simple stuff you know they want to work on the exciting stuff and then they spend lots of time trying to figure out how to patent something and that's mostly useless but the break was on simple stuff. No no you know you have to do the simple stuff really well. If you're building a building bricks you want great brex. So you go to two places to sell brexit one guy says yeah there over there an ugly pile and the other guy is like lovingly tells you about the fifty kinds of bricks and how hard they are beautiful. They are now square. They are you know which when you buy bricks for him which is going to make a better house.
Why Tech Companies Are Limiting Police Use of Facial Recognition
"All right emily kwong so. We're talking about this announcement from a string of tech companies that they are going gonna put limits on their facial recognition technology especially when it comes to law enforcement amazon microsoft and ibm yes on june eighth. Ibm said it would discontinue general purpose facial recognition or analysis software altogether. Get out of the business completely and it made an impression after. Ibm's big letter. Amazon announced a one year moratorium on sales of they're very popular software recognition spelled with a k. To law enforcement to give congress time to implement appropriate rules so a one year ban. Yes microsoft took it a step further saying it wouldn't sell products to law enforcement at all until a federal law is in place. Here's microsoft president. Brad smith speaking to the washington post we need to use this moment to pursue a strong national law to govern facial recognition that is grounded in the protection of human rights and for matali in conde who has been pushing for regulation changes in tech for years. This was a big deal when these words were coming out of silicon valley. She felt all of the feelings. My initial was thank god. Thank god i was. I was happy. I was pleased. I was optimistic. I was short of breath. I was exhausted. Tally is the ceo of ai. For the people a fellow at both harvard and stanford universities for her. These announcements shifted the conversation. But that's about it. So i'm pleased. It's got us incredibly far but we're by no means the woods not out of the woods because for all of the advancement and facial recognition systems. Still get it wrong. They'll incorrectly match folks what's called a false positive or fail to associate the same person to two different images of false negative. Yeah and what's vaccine. Is these errors are happening. More often. when the machines are analyzing dark-skinned faces and that can disproportionally affect already marginalized communities prone to unconscious bias at the hands of law enforcement leading to false accusations arrests and much worse so until there's action on this metallic said words just aren't enough gotcha. So let's unpack this a little bit. Let's talk about how biased gets into facial recognition systems in the first place. I'd love that okay. So it starts right with how the systems learn to do their jobs. A process known as machine learning so to make facial recognition systems engineers feed algorithms large amounts of what's called training data in this case. That would be pictures of human faces. Yes the way machines learn is that they repeat task again and again and again and again and again developing a statistical model for what a face is supposed to look like so if you wanted to teach the algorithm to recognize a man you'd put in like millions of pictures of men you got it. The machine will then measure the distance between the eyes on each picture the circumference of the nose for example the ear to measurement and over time the machine starts to be able to predict whether the next image it seeing is quote a man which sounds okay right here comes the but but the machine is only a smart as its training data so remember joy ghulam weenie who i mentioned at the top of the episode. Yeah the the mit yes. So she and her colleague timid gabe developed a way to skin color in these training sets and the two they looked at were overwhelmingly composed of lighter skinned subjects. Seventy nine percent for ibi dash a and eighty six percent. For etienne's these are two common data sets that were largely as joy. Put it pale and male. So basically the training data used to create these algorithms is not diverse. And that's how that bias gets in The diversity of human beings is not always being represented in these training sets and so faces outside the systems norm. sometimes don't get recognized. Here's matala explaining what the research meant to her. That goes back to this other issue of not just hiring but a bigger issue of those no one in the team to say that you haven't put all the faces you haven't put all the digital images of all human beings could look like in the way that they sharpen society in order to recognize these faces. And it's so. After realizing how unbalanced these training sets were joy intimidate decided to create their own with equality in race and gender to get a general idea of how facial ai systems performed with a more diverse population so basically they fed it more diverse pictures to to look at. Yeah it was kind of interesting. They used images from the top ten national parliaments in the world with women in power specific yes specifically picking african and european nations and they tested this new data against three different commercially available systems for classifying gender one made by ibm the second microsoft and the third by face plus plus an running these tests joint him knit found clear discrepancies gender and racial lines with darker skinned faces getting mis classified the most. Here's mut-ali again. So one of the things that joy blue armies amazing work looks. That is the coloration between short hair and gender so many many many black women with afros where mislabeled as men mis gendered because the system had trained itself to recognize short hair as a male trait and this research project mattie produced a massive ripple effect further studies legislation in december the national institute of standards and technology or nist published a big paper of its own testing one hundred eighty nine facial recognition algorithms from around the world and they found biases to looking at one global data set some algorithms in their study produced one hundred times more false positives with african and asian faces compared to eastern european ones and when tested using another data set of mug shots from the us. The highest false positives were found among american indians with higher rates in african american and asian populations again depending on the algorithm. Wow yeah that is not what you want from your data. And i'm guessing white. Men benefited from the highest accuracy rates. Yes they did now. The knicks study did conclude that the most accurate algorithms demonstrated far less demographic bias but for multi. This evidence of bias raises a bigger question about the ethics of relying on. Ai systems to classify and police at all the problem with ai. Systems machine learning is that they're really really really good at standard routine tasks and the issue with humans is that we are not standard. We're not routine. Were actually massively messy right. We're not the same but when a police officer searches face in the system. They're not making arrests based on just spat match alone are they. Oh absolutely not. Yeah it's a tool for identifying potential suspects but if you think about how there's already implicit bias in policing critics. A facial recognition are basically saying. It doesn't make sense to embrace technologies riddled with bias to right if all this research has shown. These tools are capable of misidentifying black people. We cannot use biometric tools that discriminate against a group of people who are ready discriminated against within the criminal justice system but policing most specifically mattie. When i first spoke to mut-ali in march she was open to moratoriums on facial. Recognition like amazon is doing buying time for these systems to improve regulations to be put in place but the protests have her views. Because why why am i being moderate with completely reimagined how we interact with technology so now she wants to see facial recognition banned from law enforcement use which some cities in the us have done. Moutallos has tried to push for legislation to outlaw discrimination in technology before but it seems like now people are paying attention and have a language for talking about structural racism that they just didn't have before whether why america listened to me or not. I was gonna continue with this work. I believe that technology should be an empowering force for all people and that's my work but now having old and new ala not just allies but co-conspirators bright. I'm so happy. Because i didn't think would happen in my lifetime and it's an it's
Biden backs studying reparations as Congress considers bill
"Hi my cross your reporting president Biden support studying possible reparations for black American descendants of slaves the White House said Wednesday president Joe Biden support studying the legacy of slavery but press secretary Jen Psaki stopped short of saying Biden would sign a bill authorizing reparations for descendants of slaves it's certainly support a study but we'll see what happens through the legislative process on Capitol Hill representative Sheila Jackson Lee of Texas is co sponsor of HR forty clearly we require reckoning to restore natural balance and unity polling suggests resistance to government reparations for the descendants of slaves in the fall of twenty nineteen an Associated Press and O. R. C. center for public affairs research poll found only twenty nine percent of Americans supported paying cash reparations might cross CO Washington
Randomized Trial of C5a Receptor Inhibitor Avacopan Shows Promise in ANCA-Associated Vasculitis
"C five a receptor inhibitor. Of copan is being studied for the treatment of anti neutral fill. Side of plasma antibody anca associated vascular itis in the advocate randomized trial. Three hundred thirty one patients with anca associated vascular litis were assigned to receive oral evacuate pan at dose of thirty milligrams twice daily or oral prednisone on a tapering schedule. All the patients received cyclophosphamide followed by as thia prynne or toxic. Map remission at week. Twenty six the first primary endpoint was observed in seventy two point. Three percent of patients receiving vacco pan and in seventy point one percent of patients receiving prednisone own sustained remission at week fifty. Two the second primary endpoint was observed in sixty five point. Seven percent of patients receiving vacco pen and in fifty four point. Nine percent of patients receiving prednisone serious adverse events excluding worsening vascular. Lettuce occurred in thirty seven point. Three percent of the patients receiving a vacuum pan and thirty nine percent of those receiving prednisone in this trial involving patients with anca associated vascular. Itis a vacco pen was non inferior but not superior to prednisone taper with respect to remission at week twenty six and was superior to prednisone taper with respect to sustain remission at week fifty two the safety and clinical effects of vacco pan beyond fifty. Two weeks were not addressed in the trial in an editorial kenneth warrington from mayo clinic. College of medicine and science rochester. Minnesota writes that. The advocate trial heralds a change in treatment of anca associated vascular lightest that was previously unthinkable. The possibility of inducing disease remission without glucocorticoid however all patients in this trial did receive a brief course of glucocorticoid during the screening phase or early in the trial. As press own was being tapered off and discontinued and also could receive glucocorticoid as rescue medication. An innovative aspect of the advocate trial was the use of a glucocorticoid toxicity index. That captures common glucocorticoid related. Toxic effects including change in body weight glucose tolerance blood pressure lipids myopathy neuro psychiatric features and infection
The Latest: California restrictions could ease next week
"Coronavirus restrictions could begin easing in parts of California next week the good news parts of the state are already beginning to open back up business is already starting to take shape governor Gavin Newsom says that's because California's code numbers are improving including test results a month ago eleven point four percent were coming up positive now it's down to three point five percent and that's taking some pressure off thirty nine percent reduction in the number of people hospitalized thirty two percent reduction in the number of people in our icy use hoping to lock in the gains Newsome says state and local officials are building out a robust vaccine distribution system so when the specular supply turns back on which J. and J. and more mature no more Fizer that we have no limitations I'm Ben Thomas
S6 E4 - How do I use my Post-9/11 GI Bill? - FULL
"Welcome to we served now. What were we seek to answer. The questions. veterans and their families are all ready asking. Don't today show. I want to share three things with you. Just three and here they are. I won't answer the question. Hopefully definitively how do you use post nine eleven. Gi bill number two. I will share with you how to maximize post nine. Eleven bill benefits and finally. I will tell you how you can buy side eleven. Gi bill benefits with another amazing benefits. That you've earned the most notable programs if you're interested in hearing more about that which i have to assume you are stay tuned and you are going to hear every single bit. Stay with us. Who am i. Why am i still here. How can i uncover you. I was meant to be during my own transition from the. Us army the wounds of war especially those not visible continued to play. I walked through the pain of job loss of ptsd diagnosis often crippling anxiety by finally discovered the reason. I'm here to earth. And i knew i couldn't keep it to myself. So i wrote a book simply titled resolve resolve is a book that is apologetically faith-based a step by step guide designed for maximum effectiveness in the context of a small group of other veterans resolve provides veterans everywhere with the tool to help you step into your new life a life full hope purpose and vision for the future to pick up your copy of resolve head over to courage to fight again dot com. That's courage to fight again dot com so today's question surrounds the post nine eleven. Gi bill as no doubt. You've figured out by now and specifically how you use it but the truth is if that was the only question i answered on today's show who would be a very short episode now using the post nine eleven. Gi bill is really really easy now. Of course. I want you to listen to this entire episode and if you do i have a special gift just for you toward the end of the episode. But i'll tell you right upfront. Using the post nine eleven she i bill is probably the easiest thing you will ever do when it comes to taking advantage of the benefits you've earned through your military service now before we dive in. I want to share some of my method with you kind of how we came to put this episode together posted a question on the courage to fight again facebook page. I shared that question on several veteran focused facebook groups and we got more engagement with this single question than with anything we've ever posted and the question was just this is what has been your experience with a post. Nine eleven jabil. We got over eleven hundred comments and i've read almost every single one of them and around ninety nine percent of those responses. Give or take. They were very positive in nature. Talking about how easy it was to us how it was the best benefit you can take advantage of and how to get the most out of the post nine eleven gi bill and not only did those who responded answer that question but they answered so many more as well man here. I am rolling right into the episode. And i haven't even introduced myself yet so if you were here for the first time you may be like. Who is this guy. Talking about. The post nine eleven. Gi bill well. My name is aaron perkins. I'm us army. Combat veteran husband to a beautiful wife. Daddy to amazing kiddos. I'm the author of resolve a step by step guide. That takes you the veteran through the journey of rediscovering purpose. Meaning and passion in your life after you've left the military and as you've probably already guessed on the host of this podcast so let's dive right in at the top of the show. I promise you three things. Let's tackle the first one. How do i use my post nine. Eleven gi bill. Now i'm going to assume you're already eligible for the gi bill. So i'm not going to dive into that part. But i will post a link in the show notes about your eligibility and how you can determine your eligibility in case you need to dig into that a bit more but step one is apply for the benefits on the va website. And guess what. I'll post that link in the show notes as well. You need a few things when you apply. Here's what you need your social security number your military history and that just basic military history. You don't need your full your your details of where you're stationed in when you were stationed there and all of that. He just need basically the years you serve and the date service egypt education history of the schools. You've attended other degrees. You hold things like that and finally basic information about the school or trading facility that you want to attend because you don't have to attend just a traditional community college or university or state scored like that. You can attend a variety of training facilities. Let's say you wanted to become an h vac technician. There are schools or training facilities that you can learn how to do that if you want to become a cybersecurity expert while their schools training facilities we can do that so again just some basic information about the school or the training facility that you want to attend now. You can do this by mail. Apply by mail using the va form or obviously the most preferred way is to apply online. That's going to be the fastest takes about thirty days or so for the va to verify eligibility. And that's it for step one. Step two you're just going to reach out to the school. the understanding. here's that you've already been accepted or you're well on your way to being accepted to the school. So you contact the school and request to speak to the va rep and these are your best friends in the post nine eleven gi bill business. Now i know i've heard some mixed reviews about. Va reps But they do know the school and they know the va. So they're going to be able to share some things with you. Some indepth information that you're not gonna be able to find him the va website. You're not gonna find on the school's website you're going to have to talk to them directly and step three. Follow the directions of your. Va school rep number. Four step four. Get your education. It's really that easy now. Look with nearly all things. Va there are multiple paths to get to the same destination but those steps has share with you apply online. Contact the school link with your. Va rep. That really is the simplest and most direct route to taking. Hold of your post nine eleven. Gi bill benefits. So if i would have had just a single question for this episode. We'd already be done. But i promise you i would share with you and the next is really important and that is how to maximize your post nine eleven. Gi bill benefits now. There are a bunch of ways to do this. And i'll mention those in passing and you can do your own homework and figure out if those are something you want or need to explore. But i want to focus on just two ways to maximize your benefit so your options. As far as maximizing your benefit goes find a yellow ribbon. School is one option tuition assistance. Top up that's another program that the va has. You may be eligible for you may need to look into There's also the option of a stem scholarship science technology engineering or math. If you're majoring in any of those categories you may be eligible for scholarship. Veteran education courses aka vet tech also tutorial assistance if you're struggling with biology or chemistry or calculus or whatever may be and you need a tutor to get tutorial assistance with the. Va actually pay you to go to a tutor. She can pass that course now here the two i want to talk about all the ones i just mentioned are in this section of the website that talks about the posting. I love jabil bill. But all the ones i mentioned in this section are in a section called additional information very simple and one of those is finding yo a yellow ribbon school. Excuse me and the second is not mentioned in that additional information but it is getting that monthly housing allowance and again. I'm going to dive into that but let's talk about the yellow ribbons school here for just a minute. So the yellow ribbon program can help you pay for hire out of state private school or graduate school tuition. That the post nine eleven. Gi bill does not cover so tuition might be higher than what the gi bill will cover or you want to attend a school as a nonresident student. Non resident of that state in other words. Another thing this is more of a side note. Not yellow ribbon schools specific. Your state may also provide additional benefits for you as a veteran. And that is something you should look into with your state. Truth be told your. Va rep at your chosen. School should be able to answer that question for you or at the very least be able to point you in the right direction. All right so that is the yellow ribbon school piece. I wanted to talk about and the other piece. That's not listed in additional information. section is section one. Oh seven sounds very boring but it's very very important. And that is the location based housing allowance the location based housing allowance. Now you will get a housing allowance for using the post nine eleven gi bill and if you attend all online classes this rate that it is set at is half the national average of an e five with dependence for their basic allowance for housing. So that doesn't change unless the national average changes. I know when i was taking a few online courses. It was eight hundred dollars a month. I don't remember the exact number but we're the location based housing allowance. Really comes into play is when you were attending in person classes. Now i want to set the record straight here then. There's this common misconception that your housing allowance rate is based on where you live. This is not the case. Your housing allowance is based on the zip code of where you're attending classes. I'm going to say that again. Your housing allowance is based on the zip code of where you are attending classes. Let me just share a little story from my own experience. I decided to take some undergraduate courses my undergraduate degree before went into the army. But i wanted to just take advantage of the post nine. Eleven she i built a little bit wasn't ready to work on my master's degree or anything so i was like you know what. Maybe i'll just take some courses. I know i have to take at least one of those in person. So i can get that in person Housing allowance right that location based housing loans. Well right up. The road from probably ten minutes or less away was a campus of the school. I was wanting to attend. They had multiple campuses all over the city and the housing allowance. Right there was. I don't know eight nine hundred dollars. Something like that. But if i would drive an extra seven or eight minutes i could get the location. Based housing allowance ended up being like eleven. Eleven sixty seven. Ninety i don't remember now. It's been a few years but i was like. Hey i will totally drive a few extra minutes to get the extra couple hundred dollars or so a month because to three hundred dollars a month because that just makes more sense because i want to get the same education and going to get the same course the same credit for the course. Why not just drive a few extra minutes so again. The housing allowance is based on the zip code of where you were attending classes. And i just mentioned this but keep in mind. You only need to attend a single class in person. that's it you can take the rest of your classes online and still collect the housing allowance based on the zip code of where you attending that one class. Now let's talk about kovic for a minute though we're we're still in the midst of this pandemic. I don't wanna say the middle. Hopefully we're nearing the end of it. But cova has missed a lot of things up our way of life our jobs our relationships a lot of things and it has changed the way a lot of schools do business and that is i'll say inadvertently affecting those of us trying to use the post nine eleven. Gi bill and some schools. They're not even holding in person. Classes yet and and veterans are facing this never before seen challenge and in fact. This was one of the concerns. someone maybe more than one person brought up when i ask about experiences with the post nine eleven. Gi bill. so. I just mentioned that you get paid at half the national average of an e five with dependence if you attend school all align. Let's say that's eight hundred dollars but if you attend at least one class in person you'll receive your housing allowance based on zip code of the school year attending so again when i attended in person. Who's eleven dollars a month so it made sense to at least attend one school. Excuse me or one class in person and this is where co vid really comes into play some schools. Excuse me some schools or universities that were previously holding in person. Classes do not even have the option to register for in person classes. Now which means that. If he veteran was attending in person in receiving that in-person housing allowance rate that housing allowance rate has suddenly changed to the online rate. And i've done a good bit of research into this. I have not found anything in my research for my conversations with veterans or anything social media no way to really get around this so to speak. So if you found a way to continue receiving the in-person housing allowance rate while attending only online due to covid. I would love if you would share that with us by reaching out to me at podcast at courage to fight again dot com. So i can send it out to the rest of our listeners. Finally and i'm really running low on time here but i promise three things at the top of the show how to use your gi bill. We cover that outta to maximize your gi bill. We cover that and now how to combine your gi bill benefits with another benefit. You may or may not have heard of and that benefit is vocational rehabilitation or volk rehab as it's often called now technically its known as veteran readiness and employment or vr and e but no one actually calls it that or at least not yet. It just hasn't a katelyn voc rehab. Though in fact is probably a better benefit than the post nine eleven. Gi bill pays for literally everything. You need special equipment for your degree. Plan pays for that. You have to pay for parking at your school. Pays for that. You'd pay for books pays for that pays for pretty much everything and just about anything you do that has to do with getting your education and i'm saying this because i want to reiterate it vo korea will pay for that and so it does seem at least initially to be a better benefit than the post nine eleven gi bill. But here's where you can. Combine them nate. Because you can't use them both at once you can use either one or the other because if you use vocal rehab or any it will cut into the total time you can use your gi bill. So here's the hack if you will if you use all thirty days of your post nine eleven gi bill and then apply for your vote rehab benefit. Frankly i'd opt for a bit more. Forty five sixty days. Something like that just to be on the safe side. But thirty days minimum is what i found volk rehab or vr knee or whatever. You want to call. It goes through a different process than the post nine eleven. Gi bill but leveraging these two benefits together is really the best of both worlds. And here's why. I say that because let's say you use just about all of your post nine eleven gi bill to get your bachelor's degree in psychology. But you wanna be a licensed professional counselor. Will you need at least a master's degree for that and you've used almost all of your jive. Ill what are you gonna do. Well then you go to your local. Vr knee or volk rehab counselor and say. Hey here's what i need to do. And then you move into the vote rehab program now again. Your mileage may vary. Because i've heard again a lot of mixed stories mixed reviews of working with folk rehab counselor but that is your process and again i will post a link to these processes or actually there's a few links but all these processes and all these resources in the show with that we have reached the end of season six episode. So what are your questions voice memo on your phone and send it to podcast kurds. Fight again dot com. So what's on your mind. What questions are you asking. What are your family members asking or join the post. Nine eleven veterans families facebook group and post your question. There have block of questions but the most important question we can ask ourselves. Is this have. I accept the forgiveness of sins. That only comes through faith in jesus christ well. I'll see you right back here. Two weeks from the day and the next veteran questions we'll be asking is this. How do i increase my va. Disability rating ohio and for the special gift. I promised every thursday evening is hosting a sous vide for justice guys who are veterans. Sorry ladies you're coming soon. The training for that. We will be walking through the resolved journey. Together get your copy of resolve for thirty percent off using the code asked and just head over to courage fight again dot com and click on. Get the book and if you like to join the group on the lincoln the show notes to let me know. And i'll be in touch tone next time. Thanks for We served now. What is a production of courage to fight again.
Budget deficit totals record $735.7 billion through January
"Hi Mike Rossi a reporting the federal deficit hits a record totals through January with the pandemic induced recession cutting tax revenues and massive covert relief outlays the deficit for the U. S. government for the first four months of the budget year hit an all time high for the period the treasury department reported Wednesday a federal deficit of seven hundred thirty five point seven billion dollars since the budget year began on October first that's an eighty nine percent hike in the shortfall over the same period a year earlier the report shows spending through the first four months of the budget year hit one point nine two trillion dollars an increase of more than twenty two percent over the previous year Mike Crossey up Washington
What to do with all those disposable masks? Turn them into roads, researchers say.
"On of the many adverse effects of the pandemic on the environment has been the sheer amount of waste generated. More people are using more items like disinfectant wipes anything where you might of fudged the lines on perceived hygiene in the name of sustainability before some people of now thrown in the towel on that and picked up a paper towel instead in there are a laundry list of items that are good for sanitation or preventing virus transmission but bad for the environment and high up on that list masks surgical masks and ninety five k. And ninety five's any kind that's meant to be used. Only once or a handful of times risking it as demands say there are six point eight billion disposable mask being used around the world each day so this is a big problem. Well at our. Mit tech and design university in melbourne are experimenting with using disposable face masks to create roads in a study published in the journal science of the total environment. They looked first at the possibility of incorporating the masks into road building materials and then into their engineering benefits. Quoting are mit university. Roads are made of four layers. Sub-grade base sa- base and asphalt on top all the layers must be both strong and flexible to withstand the pressures of heavy vehicles and prevent cracking processed building rubble known as recycled concrete aggregate or rca can potentially be used its own for these three base layers but the researchers found adding shredded face masks to rca enhances the material while simultaneously addressing environmental challenges onto fronts ppe disposal and construction waste construction renovation and demolition account for about half the waste produced annually worldwide and australia. About three point one five million tonnes of rca is to stockpiles each year rather than being reused. The study identified an optimal mixture. One percent shredded face masks to ninety nine percent. Rca that delivers on strength. While maintaining good cohesion between the two materials the michener performs well when tested for stress acid and water resistance as well as strength defamation and dynamic properties meeting all the relevant civil engineering specifications and quotes the researchers say that using their recycled road material for just one kilometer of a two lane. Road would use three million masks and therefore seven ninety three million tons of waste from going to the landfill now one thing they need to further research is how the process would change when they incorporate. Sterilizing used face masks. Because so far the experiments were conducted using unused still professor g lee. Who leads the are. Mit school of engineering research team said quote if we can bring circular economy thinking to this massive waste problem. We can develop the smart and sustainable solutions. We need and quotes and until such a program comes to your local area. Don't forget to snip the year bands of your masks before you throw them away to prevent sea critters from getting stuck in
One of the Dumbest Social Media Marketing Lies Ever
"Talk about one of the dumbest social media. Marketing lies out there that you have to be everywhere on every platform and you need to put out one hundred pieces of content today This is bad advice. It will exhaust you and your marketing team. It will more than likely make you feel terrible. It'll absolutely piss off your prospects and customers and it will in no way help you become a category queen or king but other than that. It's great social media marketing advice. Let's pop the hood on this whole thing. My friends at oracle net sweet. I the leaders in cloud. Erp they are the platform for your business in the cloud. Checkout net sweet dot com slash different. Today that's net sweet dot com slash different and you can get free product tour of the platform that you are going to want and need for running your business into the future. My friends at spunk are the leaders in data to everything. They helped bring data to every question every decision and every action checkout. Sp l. u. n. k. dot com slash di the number two and the letter e spunk dot com slash d to e and category pirates. The newsletter has set sail. Go lockhead dot com. You can't miss it there and You can set up your subscription to category pirates. Now heyhoe let's go. This is long head on marketing. The podcast that helps you develop a lens for what makes legendary marketing legendary hosted by christopher lockhead three times. Cmo godfather category design and a high school dropout. The marketing journal calls one of the best minds in marketing and the economist calls off putting to some all right. So this thing that you hear all the time be everywhere on every platform there's new platforms coming up all the time we gotta get our strategy for this or strategy for that we got us putting out content content content content. You gotta be everywhere on every platform and you gotta do it a hundred to two hundred times a day all right. So there's a ninety nine percent chance that you're doing too much most of us do we get we're marketing people. We chase shiny objects. We come up with cool ideas. We wanna try shit experiment etc etc on episode ninety. We talked about the power of shaving. The dog shave that doggy down. Remember the sage. Words of bruce lee who said i fear not the man who was practiced ten thousand kicks once but i fear the man who has practiced one kick ten thousand times in one of the reasons that many of us feel like. We're constantly behind on our social media. Marketing is dumb. Fuck advice we've heard about being on every platform and puking out all this content so let me share with you counter perspective. There's a legendary copywriter named ben. Settle s. e. T. t. l. e. There'll be a link to his website and the show notes or you can just google him if you like. He sells writing services. He's copywriter. he's got some books in some courses and some newsletters and things along those lines and he's got a very well known as well known cult. Figure a niche in the Copywriting world and if you check out his site you'll see why an ben settled does not have any social media. He's got a post out about why he cut it all out and essentially he thought it was a waste of time and so he cut it all out and i don't know ben personally but it doesn't seem to have affected his business and his profile is probably bigger now than it was a couple years ago when he cut all of his social media ties and he essentially said he thought it was a waste of time so he didn't wanna do it anymore. I don't know about you but to me. There's something very appealing about this approach. Part of me wants to go full bend. Settle in. But i have it so if this is too extreme for you or your company or your brand i get it. It's too extreme for me to probably But ben is onto something. It took me a while to realize that i should not be on all social media platforms and over time i've discovered which platforms Work and which ones don't for me so for example platforms that are tuned to sound bites and silliness. Not so much for me. I suck on twitter totally suck same thing on instagram. Yeah i like to post photos of the the hands or our cat being some pretty shit at the beach or whatever but like when i tried to do marketing podcasts and books and stuff on social media on instagram. I failed completely. I'm still not sure. I understand what a real is. And what a what a fucking this is into that is so the bottom line is on twitter and instagram. I cut it out. I still have accounts on both platforms. But i stopped trying to get anything done in terms of promoting podcasts or books or any of the stuff that i do. I have the accounts. I put photos of being upper. Whatever i do tweet. Some business stuff on twitter but my expectation is zero on both instagram and twitter there just for fun and Have never been on tiktok. I find it stupid fucking stupid. So i'm not interested. Hey if you like it by all means have at it. But you're not gonna see me on tiktok anytime soon. I gave pinterest discovered. Not for me If you a regular listener talked about clubhouse recently as i said a couple of episodes ago clubhouse it's interesting. It's great but the reality is hosting a webinar hosting platform with no video. So i've tried it a little bit. I wasn't that motivated or excited by it. Maybe try a little bit more. We'll see who don't know on that one Cora and facebook are like bees for me. there okay Better than facebook or corre as you probably know is a question and answer site and so i like both reading them and responding to them. I think that's very very cool. And when you respond to somebody's question It's a more powerful thing to just sort of posting something generically out there and hoping it catches. Somebody's i Facebook is all right for us. We've a small. Facebook group not really focused on it Check it out on a fairly regular basis and engage with people But a mistake that a lot of marketers make is they promote their facebook group We don't do that member. They're facebook's customers not yours when people go to your facebook page or your facebook group. Facebook controls what they see what they don't seem so the only thing we asked people to join is Is to go to a lock dot com and join our newsletter now our newsletter category pirates because with a newsletter. We have somebody's email. There's no tech giant in between the two parties. So when i joined a newsletter it's me and the newsletter provider when you join our newsletter same thing and when we send you something you'll get it and if you don't like it you can opt out but i don't like promoting a platform facebook because they control whether or not people see our post how they participate in our group and i think that's bullshit that's just me so with a newsletter there's no tech giant inbetween creator and consumer Now from social platform perspective. What has worked for me by a mile. The best is lincoln. And it's tune to my skills and what i'm looking for in social media first of all i like to write. So linked in is more of a longer form writing platform. Brevity is not my thing so tweets have never been what i'm good at and so Linked in is more optimized for long form written content. I also like real thoughtful dialog believe it or not that happens for me on a very regular basis on linked in a way that it's impossible on something like twitter and as a side note. I will not deal with anybody online. Who's got a fake name or you know his anonymous or any of that. I like dealing with real people. And on linked in most of the profiles there are real people. Most of them are professionals. Not morons and so you can have a thoughtful conversation with people on on lincoln and i deeply enjoy that now. We also have a youtube channel. By way of example it's mostly useless for us. Became clear to me early on that to be successful on youtube. You couldn't just drop of video of two people talking for an hour on the video on youtube and hoped to be successful that you need to create purpose built content for youtube. So we don't really do much. They're either however we did tripled down on audio podcasting and we tripled down on the newsletter for the reasons. I already talked about so what what tends to work for me is longer form content Podcasting and writing. So what is what's my point. What what does all this have to do with you I think when you think about your social media marketing whether you're doing it for yourself as an individual or for your category company and brand on a as an individual pick one platform that really works for you and tripled down on that platform. I'll tell you when. I when i just stop fucking around on all the other platforms and religious focused on linked in my life. Just got a lot simpler and much more effective. Frankly now if you're thinking about social media marketing for your category your brand and your company maybe instead of picking one pick three but just three be legendary. Those three maybe have a presence on others. I get that but only pick three for your company. Brandon category be legendary at those three create purpose built content for those platforms. Really figure it out and make it
Nintendo Switch Outsells the 3DS
"Switch has sold seventy nine point eighty seven million and that is hell of a lot and the nintendo switch light has almost surpassed the sales of the we. You just the light. Why oh man. Yeah that's a it's a big number it is. It's pretty incredible. Just just like think about the the roller coaster ride that nintendo has been on with insane success of the we the we and the insane crater of the we you not that again. We have to caveat. There's every time we say this financially. I still think that system was really fun. Rain like it was a financial disaster or at least a sales disaster and now this is like they're on top of the world. it's it's insane that trajectory. It's really really yeah. I think honestly. I don't think it's hyperbole leads to say that in japan console warsaw and no. It's the what was it so far this year. Ninety nine percent of all software sold in japan was for the switch right eighty and like hardware was and what is important to note he is that intendo always dominated the handheld sector in japan and that market has turned away from consoles quite a bit right and so in a way. It's a sad story right if the. Ps five dozen succeed in japan. That's a bummer. Because we might get fewer titles for that platform from japanese deaf students. Or maybe they'll they'll be serving more kind of like the western tastes but either way something could be lost but It's obviously really good for the switch. So i looked at the data Their nintendo still expecting to sell two point. Four million units in this fiscal year. Remember that fiscal year ends in march. It's not a calendar year. Which means the entire year for the intended would be twenty six point five million so that stacks up with how the we did back in its heyday. Like the i think the fourth year for the we was like something around twenty five million so the switch will be doing better than the we however in. This is the thing that i think. A lot of people are ignoring at the same time. Nintendo back then sold thirty one million. Dss right and so. We have these The hamilton the console lines are combined into one. And so it's not exactly the same scenario and so fewer pieces of hardware being sold in japan. I'm because we have one console race now but what it means like at the end of the year you know. I mean first of all at the end of the quarter. You'll be seeing the the switch. Probably clock in at eighty two million sold worldwide which means it is ahead of the psp which was a big success in japan. It's ahead of the gpa. Which was a big success. Everywhere in is right behind the xbox three sixty so the end of the year will probably see the switch ahead of the three sixty and the ps three. And i also wanted to mention that. New horizons is reached. Thirty one point eighteen million sold so it. It's very close behind the best selling game so far. Which is mario kart. Eight deluxe which is at thirty three point. Forty one million. Which i know we've talked about before because this is a week game. We don't crazy so we might actually see a made for switch game take over the first slot sometime. This year with a wonders never cease game specifically aid for the nintendo switch. And not the we i. We talked about the blessing. And the curse of mario kart eight selling so well because it's like nintendo has less incentive of cranking out. Mario kart nine right. Yeah but but but hopefully hopefully not hopefully they think they can do those numbers again with the marcotte nine with completely different tracks and all that i feel like i would have to write. I know horse. I'm sorry to bring this up on blue. But i i saw you talking about elegies mansion three has sold more than a lot of zelda games in the past. Yeah which is. I think that's really cool. I mean you just mentioned three again if you are. One of the one of the switch owners are listening to this. Podcast does not has not played it. You make a huge mistake. There's a reason ten nintendo boy that studio the last game is a huge step up from the original. Luigi is mentioned which was developed in house by nintendo and a huge step up over the the second game. So i think that's really cool that we're seeing this sort of success on you know mario's little brother and tall brother. Whatever he is. Basically the macy of mario felt. It's true and i. I've noticed that now really really cool. I am on those swift owners. Who has not played louise three so i think it's worth it. It's
Reviewing Dapagliflozin For Chronic Kidney Disease With Dr. Jennifer N. Clements
"In the commentary wrote for i former ex. You reviewed the study entitled deputy flows in patients with chronic kidney disease which was published in the new england journal of medicine in late september. Two thousand and twenty. And while i think everyone in our audiences should read the paper for themselves. We provide a link to the paper on her. I former x website. But can you give us a brief synopsis of the study methods and results. The data stay k. D. trial was an international double blind placebo. Controlled trial conducted to assess the efficacy and safety of day Ten milligrams orly once-daily among participants with chronic kidney disease with or without type two diabetes to elaborate on chronic kidney disease participants had macro albumen urea and stage two through four kidney disease following one. To one random association each group received stable doses of either an ace inhibitor or arb for at least four weeks. The primary outcome was composite endpoint of a time to event analysis and included declined of gfr fifty percent in stage kidney disease and reno or cardiovascular death. There was a secondary composite outcome. In this included the primary outcome with cardiovascular death or hospitalization for heart failure when looking at baseline characteristics both groups were similar in terms of age females race. Gfr as far as cardiovascular disease and standard of care the gfr main was about forty three and a majority of these participants could be classified as stage three. B in addition thirty seven percent of these participants had cardiovascular disease and ninety eight percent. Did receive the ace inhibitor. Or a are now after three years dabba cliff flows and reduce the primary composite outcome by thirty nine percent with a benefit. Sharon individual outcomes of decline jeff for fifty percent in stage kidney disease and long-term dialysis as saying other trials with dabba gla flows in. There was a reduction of nine percent in the composite of cardiovascular endpoint of cardiovascular death or hospitalization for heart failure now discontinuation was low and similar between both groups. But it's important to look at some safety outcomes volume. Depletion was statistically higher with dabba in than placebo even though there was no statistically significant finding placebo group did have a higher percentage of participants experiencing a reno related adverse event than compared to flows in and lastly there was no cases of you. Glycemic kato acidosis among those. That received
Is it Time to Add Colchicine to the CVD Cocktail?
"I think most people would consider loco to to be a positive study again. Demonstrating the positive effects. That culture scene can have on cardiovascular outcomes in looking at the conduct of the study. What do you consider to be the strengths and potential weaknesses. What concerns does it raise and does this study established culture seen as a standard of care that should be offered to most patients with coronary artery disease or just to some patients or just a limited view. Yes i'm going to go ahead and quickly Discussed the strengths. This was a randomized placebo. Controlled double blind trial. They had a large sample size around fifty. Five hundred patients were randomized. These patients were on solid background. Therapy as i discuss previously. And i think this answers are very important. Clinical question about further risk reduction in patients with cad. Yes so. I completely agree. I mean this is a a well done study with no real fatal flaws. But certainly. There's some things discuss here so i or a couple of things regarding the design of the trial. That really. Back to the generalize ability the findings so i the trial like taylor said was done primarily male patient population specifically in western australia and netherlands. So as unfortunately we see often cardiovascular literature women were underrepresented here in the extrapolation other ethnic groups may be challenged. But the. I don't see this at this. Point is a fatal flaw and i don't have any real biological reason to think that the results wouldn't extrapolate other groups next specifically the culture seem does that was used was point five milligrams which is different than the zero point six milligrams at least we have here in the us. So for some of this could be an issue in what's unknown at this point is if this twenty percent difference in concentration could ultimately impact you the outcomes whether the efficacy or safety however again my gut says it's it's probably k. We've extrapolated from some of the pericarditis data and used are kinda us doses with benefit. So with those said. I think the biggest issue kind of discuss regarding this trial is the priroda musician running phase so against dealer alluded to patients after they were enrolled went into a one month. Essentially tolerability running phase in which fifteen percent of patients actually dropped out during this phase before random ization patients dropped out about sixty percent or overall about nine percent of the overall enrollment phase was lost to perceived side effects for which about half were gi related. As you'd expect with culture scene for me this dropout rate largely for eighty are reasons. Make really me question. The finding of equal discontinuation rates between the trial arms in might skew what we might actually see in clinical practice so i don't think losing sight of shore educating patients about possible side effects from a statistical standpoint you can have the consideration that dropping patients pre random ization due to tolerability concerns. Kind of enriches your potential drug effect. You don't have those patients in the intention to treat arm who aren't exposed to the drug so possibly is looking drug effect versus placebo. Based on what you'd expect in practice you may potentially not see the same overwhelming benefit but the benefit was very strong. And i don't think adding those patients back in would necessarily change the overall Interpretation trial or the application. So really from running phases very much a A safety issue versus inefficacy issue. So alternate of. Bring that back to get back to coach. Seems place in therapy ultimate At this point. I really think lonzo to help to continue to confirm the potential benefit of colchicine in cad management. When we look at this along with other trials whether it be the local one and then probably most importantly combine this along with the whole cod study. We see it but largely consistent benefit with culture seeing reducing cardiovascular events out for those familiar with the study may also seen that at the same time the lotto co two was presented also. A study called cops was presented and this is specific australian study that looked at culture again in an acs population now. This was a negative study. But the real caveat with that is the trial was actually powered for very large difference in events so it really was underpowered to potentially detect. What we what was suggested as possibly clinically relevant differences power. Find about a fifty percent difference in. It looked like there might have been about thirty percent difference. Which is what's consistent with other studies. So kinda really negates. The ability for that trial to kind of pooh-poohed on potential benefits here and i really think ultimately what we have to ask ourselves is is this nonfatal event risk reduction enough to make a therapy part of standard therapy in will i'd say softer endpoint is at play here. It's probably at least reasonable that it's something that we can't just throw out
"nine percent" Discussed on Bloomberg Radio New York
"Four five trading. Sessions is fifty nine percent decline. Tenure yield yet. Thirty percents percent decline currencies. You know, you look currencies. I've seen much less volatile. So I guess that again is Michael is talking about maybe that reflects a little bit. What's happening? In the world. There's no volatility get all radar. That's really it's really scientific. That's where I would be futures up three now negative five. I don't wanna make too much. A big deal about that. But certainly is is Michael zippo bonds move with a vengeance. Yes. Well, this dollar stronger right now. But bonds move the vengeance. Yeah. That's that's telling you then at Swiss a twenty year, Tom that you keep highlighting Justice. Yeah. I do. I do not many people, quote the Swiss bonds, but that just shows you kind of what's kind of how they're viewing kind of what's going on across Europe. The Swiss twenty or a positive yield the Swiss fifteen year flat everything else negative yields in Zurich. Stay with us. This is Bloomberg. This is a Bloomberg market minute. Shares of Kroger or falling in pre-market trading down twelve percent before the opening bell, the nation's largest supermarket chain posted earnings and overall sales that missed estimates in the fourth quarter and also issued a full year earnings. Forecasts that fell short Cobra is doing a number of things to boost growth, including lowering prices. But these moves have weighed on sales stock futures are narrowly mixed as investors assessing economic data this morning US jobless claims holding relatively steady slipping by three thousand in the latest week to total of two hundred twenty three thousand while fourth quarter productivity rose by one point nine percent. And that was more than estimated the data indicates. Employers may be starting to coax more output from workers a development that could help growth just as analysts projecting. The economy will decelerate this year s and p futures down one NASDAQ futures lower by one futures down Twenty-three Gina Cervetti, Bloomberg radio..
"nine percent" Discussed on Newsradio 970 WFLA
"And they say, okay, rob. We can't float anymore. It's time to go to closing. You have to lock the rate in before you can go to closing. And you know what? My sisters brothers best friend was wrong. Oh rates did not get better. And in fact, they're much much worse. And I'm not going to give you a nine percent interest rate. What are you gonna do? And you're gonna ask me to bring more money to what are you gonna do? Rob. I mean with you got me hand, are you gonna walk away from the dream home? Are you going to walk away from the home that you're in? That your wife's in love with that. You've showed the kids, and you put the pictures on Facebook and you've enrolled the kids in school and everything or you're going to take the ridiculous nine percent right now. That's obviously, a very outlandish example. No one's going to raise the rate that much. They could what would you do? I mean, what are they raised the rate to four or five six seven eight nine ten twenty. If it's the day before closing, what are you gonna do? You're stuck your stock? You have two choices take the higher rates or walk away from the house and the industry knows that most people will take the higher rate, and if he actually attached if I walk away. There's also penalties attached, right? I'm gonna lose my escrow. Absolutely. You can even get sued by the seller at that point. Because see the thing is you have financing in place. Now, some real estate contracts are written that you're financing has to be below a certain rate or else it doesn't qualify. But even that expires with the finance contingency. So it's just a bad situation. So the way to protect yourself from. This is simple. Make sure you get the the rate lock locked the rate in up front do not let them convince you to play the float game the only person who benefits from you playing. The float game is the mortgage company. Okay. Because remember it costs us money to lock your rate. Rated right. So by locking your rating upfront we take more risk in the market because I have to lock your than if the inspection comes back bad or the appraisal comes in lower. And he's things I could potentially have losses in the market, and we have really complex formulas. I wrote for our hedging software that that I wrote the does all this here at our funding. And and I think we do it better than most people. So we don't take as much risk. But some lenders have a really high risk, especially when when you're dealing with a mortgage broker because the. Mortgage broker the Leonard is even know if they're actually going to get the loan. So the mortgage broker to lock the loan with the lender. And the Leonard is even if the mortgage broker really has a file interview met you. And so there's all this cost built into rates around locking..
"nine percent" Discussed on News Radio 920 AM
"Movement Mortgage is, a national company and Matt was just telling us how they. Give forty, nine percent of, the. Proceeds fourteen nine percent of their proceeds to a cause that goes out and helps construct. Schools churches the whole nine in in in countries that. Need it you know probably the, most yeah, the, next part of. My career is to get more involved in that part of it so you can sign up and go to mission trips customers can sign up and go. You know we we host them. Then there's a, cost, of like a plane ticket and. Whatnot to get there and everything else is paid for? You stay with the, community help two kids you meet a lot of people. You, bring this, you you become very much humbled by do you think you're more valuable here bringing business in 'cause I, mean, you you. Are one of the top producers in? The northeast so I mean don't you think that you'd be more valuable. Here. Instead, of swinging And a. Hammer because I I don't really. See you swing, a, hammer as I look at an. Opportunity to explore the world because we you know an? Over around very well, I do have a fantastic team that works behind me. That, supports me, so couple of days I'll be back yeah you'll be you'll be You know when I when I want vacation Matt radio just went to, Bahamas I I gotta tell you I. Was so excited because for the first time truly the first time since. I've started my business it ran so. Well, probably better without me I would, not say that I'm kidding but I when you're talking about your team and, your back and support for your clients and and that's really what it's all about and there's so much that, can happen in the real estate transaction there's so..
"nine percent" Discussed on 99 Percent Invisible
"This is ninety nine percent invisible i'm roman mars log is a radio producer you might recognize his name in the credits of the npr quiz show wait wait don't tell me or as the co host of the now defunct podcast how to do everything which i just loved it such a good show he has a new podcast out right now launching this week and it's delightfully weird well the show is called everything is alive and it's an interview show in which all the subjects are inanimate objects so i talked to things so what made you want to do a show like this well a couple of things like one i think it's just like a would just sort of think this way like i you know i get up from a chair and think about what a terrible job that chair had and and like how the chair must feel about being sat on all the time and then also like i think producing for so long you're always trying to get to like the primary source you know and like you're always looking for experts i thought it would be really fun if like you know you're putting the other piece about rainbows or whatever and like rather than talk to the physicist who understands rainbows if you could actually talk to the rainbow so that that's kind of the idea i know that listeners to ninety percent of his bowl of fully capable of accepting that even the most mundane objects are infused with great meaning and can say something about us as humans but you may not be prepared for that object to actually talk so i asked ian for a primer on how to listen to everything is alive you know if i was talking to a candle say like a bedroom candle like it's not every candle it's not speaking for every candle it is one candle that has sat on one night stand forever and like been blown out by one person forever and has a relationship with that person but they're kind of aware of their object communities like it knows more about candles than we do it also has very distinct lifetime of experiences but the things that it says are all factual i think i was surprised by that when i first heard the episodes that i've the samples that i've heard yeah they know things they know real things about their world for the most part they're the inanimate object version of the person at the party who like always has an anecdote for everything they're very aware air of history and of stories of what they are so even though the situation is quite absurd on the face when you hear fact it's a true fact yeah there is so much about the kind of personal life of the object that you know you know isn't exactly real but when i'm telling a story about something real i don't cite it you know i don't tell you where i heard it and so we're just letting the objects behave in the same way and so there's probably you know there's going to be some mystery and hopefully people will google pick out if things a real or not this is everything is alive hosted by ian to log let's let's just start settle in have you introduce your self fourth my name is louis and i am ken of goto cola that's storebrand goto keough to go so it's similar to coca cola similar people call it a knockoff i've been called.
"nine percent" Discussed on KNST AM 790
"The nine percent is a fallacy the governor is pushing there we go going right into the governor governor actually gave you enough money to give you the raises and it's a fallacy only because now you're gonna have superintendents the local side and school boards agree to give that some of that nine percent to people that aren't teachers love it so the twos on education associates really oh my god this is crazy all right billy welcome to kansas city hello billy hey guys how're you doing all right all right so listening to the show here obviously and i hear about a sodium getting rain they wouldn't that kind of raise the money because they're supposed to be the first line of the shooter situation you maybe they should get a raise for that then rachel cedric wants them to be the eyes and the ears to be unarmed and go hey that guy is a gun maybe they should get hazard pay that very true i guess you know an increase to tell somebody i love you instead of don't shoot me it's probably the way it's exact yeah you know what my job has gone from being what normal custodial duties to go over and try to give a a shooter a hug to try to stop shooting up the school i should get a raise maybe the right thing maybe they're right too much going thank you i appreciate it brother thank you appreciate it well there you go this is why you like the show you know maybe doug should call in and talk to us because this doug ducey oh dougie do no chance i know but here's a chance to go hey teachers look at i told you i'd give you this i gave it to you in now you should go on the offensive the the actual people who control your salaries are the ones not giving it to you so what are you what are you blaming me for you want more winds from trujillo the message has been clear throughout the red for me who way way way way way the message has been clear throughout the red fred movement this isn't just about paying me as the teacher i want to go into a classroom where the ac works i want to go into a clip well there's a hundred million dollars to that he put in the budget to get the capital improvements i want to go into a class where the ac works i wanna go new classroom where we have textbooks that take us pass the reagan administration now i thought it was only bush anyway are there really only books that i was michael hicks listening are there really books at usd that only have reagan as president i wanted to go into a classroom where the wifi works i want to go into a staff lounge where the fossil works i want my monitors who have my back to have a livable wage i want the librarian to have a livable wage but four million won't go very far towards sobbing the district's massive infrastructure needs this this is epic right here new school buses we need thirty of new this new that.
"nine percent" Discussed on Super Station 101
"Yeah yep guys i'm actually got a pretty good idea on the horizon i want to get your take on it and see if maybe you want to be a interested in this and stop you there zac i'm gonna start off a saying i'm a i'm a like a ninety nine percents no really for job ninety nine percent yeah okay well then ford i have the offer for you evacuate still be decades could jake you have that one percents right now i want to open up a breakfast place called i hop because move because there is no i hop anymore now it's i hob and i was thinking wow i'm totally going to jump on that name i'll take all their stuff for l trade market they've already got the signs up i'll take him oh you're in you're in also the name i hop well whatever you want and we can make it now that's up for discussion i thought you know international house of anything to the p i guess instead of pancakes baby paninis panini shop international house of people uhhuh yeah pie possibly imagine how's the pebbles like fruity pebbles.
"nine percent" Discussed on WLOB
"Ninety nine percent of our our specialty is working with hr directors has they put together programs as they're transitioning people out downsizing rightsizing whatever you wanna call it as well outplacement firms in that being a firm that helps people find their next job so during that twenty five year period when nine out of every ten new individuals that i need just lost their job that that's really become a focus a lot of these individuals as well as the outplacement firms and even a few hr directors that want to help individuals is they're transitioning now they would ask me if i had something that i could give them so that they could kind of read up on what to do what not to do during this time and i research trying to find things that i could provide people as a resource i discovered that it did not exist so that's what really prosecutor write the book i want people to have a tool that they can turn to during the period of transition so that they do not make financial errors that destroy their short term in in greatly reduced the possibility of them accomplishing their longterm objectives as well so let's get into the little what can a reader expect well i i i let me tell you what they should expect and that's a boring block with a bunch of financial terms and ratios and boring grass i wrote this book because i wanted it to be an easy and engaging read so i used to road trip with road signs as metaphor because i think we can all relate to a road trip in using gps to navigate our way and i hear i said you know navigating the financial bumps in the in the unemployment road in a very wanted to guides the reader through every stage odd financial planning registry during a stressful period especially what that what do i do immediately for the short short term and that's what we're talking about really wet to immediately do and then you can worry about the longterm once you you've taken care of what matters.
"nine percent" Discussed on Wash FM 97.1
"Nine percent are doing it in a porta potty is the most disgusting thing ever it's not possible it's well it's probably possible dan because if you think about mile high club stuff that's really not that much bigger than the space on an airplane just disgusting don't we disgustingly not possible just it's so goes against every instinct of survival to be well if they are feeling like getting intimate i suppose i have to believe and the only thing that would make me feel better about this as if they're just a nieve rated and don't know better or something like there's just no way in a with a sound mind do you think that that is i feel like the just the very aromas that come off porta potty they light up something of me something something primal that says go the other direction get away from this this is so gross awful awful awful and the other places at festival settings where people more private thankfully or tense maybe an rv of those things make sense even a vehicle or you know back of a vehicle or something more sense than a porta potty the porta potty rockin don't come knockin i cannot is no way no way now i will never be able to look at a porta potty the same guess exactly the same as it grows thing is to be avoided at all you can read more about it on the toby until he page awash fm dot com and coming up in a few minutes what mothers really want for mother's day and i'll share kind of what i'm hoping for although i feel like it's very selfish for me to want this that's coming up in just a few minutes time is running out six.
"nine percent" Discussed on KSFO-AM
"The general feeling towards immigrants in the survey was positive seventy nine percent of californians support a pathway to citizenship for dreamers sixty six percent are against the mexico border wall but fifty nine percent said they find it important to increase deportations of undocumented immigrants despite believing they should also be able to purchase state health insurance so they should be able to they should be able to purchase state health insurance as your deporting them okay nari california's typically hold positive views of latino asian american and african american people white people were viewed most unfavourably with sixty nine percent of respondents claiming they hold held held positive views of the race by the way i couldn't answer that question what they're asking me to judge an entire race wait a minute i can't answer that question what's your what's your view on blacks you have a rebel what are you what's your favorite race what wait a minute wait a minute wait a minute is this is this the hitler survey group i've heard about them what what what what are you talking i'm sorry you asking me to judge an entire race what go white meat a judge an entire ethnicity horrible his identity politics are you go that's what you get with identity politics.
"nine percent" Discussed on The World Transformed
"In other sometimes sometimes the height of of a movie that uh anything can beal no matter how good it is the doesn't heal the planet and save your marriage partnered up to the high wife tipper vets promise keeping siliconsomething ninety nine percent on rotten tomatoes i'm i react badly to that i'm like well it can be accurate right you want to be the you want to be the one guy them on i don't wanna viewers at just who i am okay that's you know i don't want to be checked off while ninety nine percent will love it we will uh will uplink you factor should we will we will pick it up i i guess we shouldn't spend too much time talking about a movie we haven't seen in don't know anything about the so a although hayuth our show we can do what we want and we will once again next week when we come back and do three more brand new shows it's been great having you all with us this week look forward to being with you again and until next time lived to see it inspiration to help you do insurance of okay turned out you're going to let your budget be the boss of you take control with progressive name your price tool tell us what you want to pay for car insurance and we'll help you find options to fit your budget here's the music to get you pooped down don't don't don't i i hear your budget laughing at you oh wait that's just those kids laughing at me.
"nine percent" Discussed on Waking Up with Sam Harris
"Meditation practices but as we talk about in the book we've done a case study of a very very long term 'practitioner in our lab pu his consented to be identified in his name is media rinpoche a in he's a tibetan lama who has done many years of intensive retreat practice in his brain ages in the ninety nine percent tile of a large group of individuals against which we compared it uh using these objective parameters when you say ninety nine percent of all you made he he's if if you had a hundred people in the room of his age his would be correct on just brain thus convene a reverse mortgage slows it i think it's important to make that point yes than we have cereal mri scans over a 14year period with him and his brain is definitely changing an aging just like your brain or my brain is but the what is showing is that his brain is ageing more slowly so what we just said is that there is it in the vendee diagram of you know what meditation is good for and purpose for and all the other things about the mind and human life that concern us there is imperfect overlap between those two circles but we should say that there is significant overlap so what meditation is good for and what meditation was designed for an we've used words like awakening and deconstructing the self and they're they're other terms like enlightenment and insight these are at least as conceived advertised antidotes to human suffering at its most basic or lease as as it was conceived to be its most basic in the traditional buddhism and it's also i'll add one more piece here is also an antidote to or at least connected to.
"nine percent" Discussed on KMJ NOW
"Children seventy nine percent are you assistance according to our guest lordhill from the nonpartisan ppi see so these statistics indicate that a good number of children in california schools come from families with an undocumented immigrants what are the numbers it's about twelve point three percent of an a k through twelve schoolchildren are undocumented california and that's probably at over eight hundred thousand students in the state and that that impacts them i'm guessing stood the scores of of of some of those schools because these kids are having probably different more did little more difficult time in school and well we don't look at them separately in any of the data that's collected by the state uh many of them are likely to be english nurse and we do have a variety of curriculum in place to help english honours and then the state has been focusing on at uh with local control funding formula the government attempt to his legislature the governor been at attempt to kind of phone those programmes more let me kind of switched to let's talk about daca uh the deferred action for childhood arrivals program the news a lot lately can you briefly describe the program and the number young people who are affected nationally and also in california so nationally it's about eight hundred thousand young people who have successfully applied for dhaka and in california it's something like two hundred thirty thousand that have successfully applied so again where that about a quarter or more of the on undocumented immigrants that fall into the daca category large number it is a large number and the daca program what it does is provides a way for young people who came.
"nine percent" Discussed on The Jason Stapleton Program
"They're just shuffling the numbers around our going to reduce taxes over here were to raise taxes over here to pay for it at the end of the day whatever change happens to your tax is going to be so inconsequential for ninety nine percent of you as to not even be worth discussing the ideas of radical tax changes were we clean up the tax code where we eliminate the mountains of pages and gray area that exists in our task owing to go to something like a flat tax or a consumption tax or one of the other really simple and straightforward tax programs that have been proposed time and time again he's not even on the table aside the being discussed what we get our a bunch of people in washington acting like they're fighting for you acting like they're doing the right thing for your benefit and working for the people when in reality behind the scenes nothing changes it makes me want to pull my hair out and you want to know what makes the change because governments not gonna just implode on itself in venezuela is collapsing in on itself right now in the government those in power are still in power and when venezuela ultimately implodes and they have their whatever their coup is in their rebirth and whatever the next thing is that comes along they'll be a government there too this idea that we're going to live in a government list society is is a grandiose dream.
"nine percent" Discussed on KELO
"And these are some of the incidents that took place but the ninety nine percent of people they protested peacefully and they were there to protest what they said as racism and bigotry and white supremacy and for that i applaud them now oddest thing about the whole weekend is in i i never saw the crowd from what i saw the people that were the free speech rally i only saw highlights of one speaker who was talking about the need to all be united and and again i didn't see a lot of it was only tiny blurb but i don't know what happened is that tv stations didn't air it and then you've got an anti for purse and cursing out a trump supporter and ntv protesters telling a black female police officer you're supposed to be on our side and then we got some of the sounds of van tifa and what i'm saying is you'll live early have in these events you do have agitators but the good part is that was not the representative group of people protested peacefully for all the right reasons and you've got to give an awful lot of kudos to the mayor of boston and to the police department they did their job and they had people getting in their grill in their face coming up to a push in them shoving them and it's amazing how prepared they were and how professional they were and how nobody as far as i know got hurt in this thing but that but those agitators were the with the small amount that was not the overwhelming ninety nine percent and for that that that's that makes america stronger stand up against racism and bigotry and hatred and a people want to want to do that i support them and some of you got mad at me this week and 'cause i said yeah it's it makes america strong when people speak out against white supremacy racism and bigotry four you know whatever the protest was amount anyway let's let's play some of these sounds and bringing up to speed everything you yes um i want us and we should have be afraid throat right right hearts now trump's what one ooh.
"nine percent" Discussed on CNN's The Daily DC
"That's down to fifty nine percent now fifty nine percent of republicans strongly approve of the job he's doing that that proves potentially problematic it was 73 percent february sorry about that seventy three percent in february of republicans strongly approved of the president john performance it now down to fifty nine percent in march it was sixty nine percent so it's gone 73 sixty nine fifty nine among his most core republicans strong approve errs of his job performance that's been chipping down that is also a troubling sign for the white house so that is where we are on approval but what is probably the most eyepopping number in this entire poll is the trust issue now i know a lot of trump's supporters miss eight nobody in the country elected him president thinking that he was some angel truth teller and had a very good bond with the american people when it came to trust that wasn't true and i say to those folks who are uh trump supporters you're right you're right this may not be as crumbling to the trump presidency in the trump a brand as it is for other presidents because he did have a trust deficit going in to the presidency here's the difference at that time in the election people were making a choice and the person he was running against hillary clinton was also seen as totally untrustworthy not honest so in making a choice between two untrustworthy people that is what they did the voters did last november it is a very different context now with donald trump.
"nine percent" Discussed on Coffee House Shots
"I'm not trying to argue that the lord was on one side or the other of the debate about europe my my point is that when he your when the gospel writer who was looking for the supreme symbol of political control he picked the coin of course he did the economic policies and some site issue that ministers get around to in their spare time offer harte's governing it is the fundamental purpose of government and if your economic policy is set at a continental level then eventually that becomes a political union that was all radic was always honest enough to make that argument as we're most people on the continent if not here and the logic of that argument it seems to me now becomes inexorable it will it will either break apart or it will have some as the germans have done incredibly well out the you run a massive balance of payments surplus with the rest of the eurozone indeed until the eurozone italy actually ran a balance of payments surfaced with the germans now because they run a massive deficit with the germans you join the euro zone of the euro at a highly advantageous rate so you now run a balance of payments surplus nine percent of gdp nine percent highest in the world highland china's against european lull by the way which doesn't allow nine percent surfaces it doesn't allow both than six percent over a threeyear period is this not sometime when you have to give something back in the form of a transfer union of moving funds to countries that are not doing so well out of the european out of the eurozone 900 you'd have to make me feel embarrassed with being from gemini but this comes back to your question the month 'transfer union is it is the political will on out.
"nine percent" Discussed on AM 970 The Answer
"Point nine percent accuracy knowing what was on the original manuscript protocols we don't have now because they were up of power they disintegrate a long time ago but we're in incredibly fortunate position uh uh you know with the new testament of having an extraordinary way to detect pitstop price of of actually getting back to the original and and that's something that will make no other documentation of that period has in terms of the reliability and so what oh what bought cost you know at the gloss off empty kind of approach to scripture a today williams with every shot she glock glass half full and i am brimming over really because we've got these amazing results is that really do show us what the original fat that we can be very very uh you know a happy about reliable uh to show so soon and so on it the me that was an interesting example wet you you hit you see one thing you hear an argument an argument which if you any red bought book you might go away thinking wow that's really put the nail in the coffin of christianity by its any once you have the conversation with someone who knows what bought about your nice kind of where he's coming from that you realise actually does away to fight judge to every story yeah well that's that's will put and i i think that um i had just come to say when i read f f bruises famous book the new testament documents are they reliable and i remember thinking how i never dreamt did there was so much proof that the the new testament estimates documents are in fact reliable 'cause you hear these silly things like well they were changed in the middle ages or of you know and it's it's really based on nothing when you actually look at it you say the reliability of these these documents and of these narratives smart outstrips the reliability of anything leaking compared to it i mean if you talk about what evidence do we have that aristotle or socrates ever existed it's instantly less than the evidence we have you know for the new testament accounts and so and so forth and but nobody ever.