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"new jersey dell" Discussed on 77WABC Radio

77WABC Radio

07:27 min | 2 weeks ago

"new jersey dell" Discussed on 77WABC Radio

"With special guest Michael Anthony and we're also gonna talk about some scams that are perpetrating of people who are seniors who are still trying to care for their loved ones so Michael you've been with us before talking about Medicaid or for those who have not heard of you or your work tells a little bit about your background Josh thanks again for having me on the show my background comes really more from an elder law perspective IBM and I was writing patents and dash wasn't enjoying it and I talked to a friend who is in elder law and he said that the two biggest areas where he made the most money were trust when trust based estate plans people avoid probate and Medicaid planning and I I should why get the trust based estate planning stuff because my dad died without a will in his business went into probate never survived the probate process but I said how in the heck I think I was a little more colorful how in the heck did you make any money helping poor people get health insurance and he corrected me and let me know that there really is two sides of Medicaid there's the health insurance side that we were called general Medicaid and then there was a long term care site which is not a poverty program it is a financial backstop for average Americans who are uninsured and can't get a long term care insurance for a variety of reasons and so I learned Dan that there were ways to help people protect assets and do help people maximize the rules which are very complicated under the long term care Medicaid system and that kind of started a very long career of helping folks first at the retail level and then eventually going on to writing the largest textbook on the subject of Medicaid planning I do a lot of national lecturing on the subject and we also help to put together the certified Medicaid planner designation in order to basically put an umbrella organization around Medicaid planners from all sorts of different walks whether that be law like where I came from our financial services like where a lot of my Medicaid planners are and and really section standards nationally and help people understand how to find Medicaid planners that know what they're doing because of the complexity of the material and so now I just spent a lot of time talking about the subject like this lecturing on it I E. teach continuing legal education classes are on the country for attorneys and continuing ed classes for insurance advisors and to do a lot of practice mentoring with younger attorneys who want to come in to Medicaid planning but need somebody to help you know would dot their I's and cross your keys for them to make sure they get it right into they get their sea legs so that that's my that's what I I I call fun and I enjoy enjoy this work could help so many people and it really I would break it down to the basics when we are dealing with Medicaid planning it really comes down to the fact that you know you've got grandma and grandpa and grandpa strokes out and goes into the nursing home and Graham is sitting at home scared to death that she's going to go broke and a good Medicaid planner will always help fix that situation get things straightened out and protect grandma from impoverishment and and that's really what it's all about it's about helping people and that I enjoy that a lot no wonderful so we're with Michael Anthony of the Medicaid planning program he he also wrote the book on Medicaid planning largest met Medicaid planning guide book ever written down its fourth edition and for those of you who schedule and keep your no obligation review we'll try to get to that book so what is the Medicaid spend down Michael I mean I know what it is but many people still don't know what it is and it's important to first start with that he had the Medicaid spend down is that is kind of this weird way that long term care Medicaid works so he used to be that you could just give away all your assets in qualified and then in nineteen eighty eight Congress passed a law that said no we're going to penalize you if you give away your assets therefore putting you in a situation that if somebody goes into a nursing home they're basically left with having to spend their athletes down to a preset limit in order to qualify for Medicaid now that preset limit is a little different from state to state right now in New York it's going to be a little over fifteen thousand in most states though that preset limit is going to be two thousand dollars for a single individual who goes into a nursing home so that would essentially wiped out pretty much every aspect that they have except for a handful of what we call protected or exempt assets and then on top of that do you have what's called a state recovery so they if the state let you keep an affect and still qualify for long term care Medicaid they have this clawback provision that says if you still have anything left over at your death they're going to come back and take it like a house or car what have you submitted protected items and that of course varies from state to state I know in in just within your listening area New York has basically turned bearish state recovery into a very milquetoast very low impact estate recovery program but if you go across the hygiene to New Jersey dell dell suck you dry for every last cent after you're dead and they go after everything so they're very aggressive and that's a different thing it goes state by state I actually wrote a a fifty state guide on estate recovery as well just because it's so different from state to state I am and then you add into the Medicaid spend down another layer of complexity and if that wasn't bad enough that you have to figure out which assets have to be spent in which you don't then you get into what we call the spousal impoverishment rules and so the Basel impoverishment rules basically stayed there you don't want to believe in a couple dry if one spouse goes into the nursing home and so there's something called the community spouse resource allowance and that is the community spouses the spent the blade to help the spouse the spouse that is back at home wild you have a spouse in the nursing home at the same time and so they have put in some protective limits there and the protective limits basically say that they have to spend down to that.

Michael Anthony
"new jersey dell" Discussed on WCBS Newsradio 880

WCBS Newsradio 880

04:22 min | 2 years ago

"new jersey dell" Discussed on WCBS Newsradio 880

"The vodka Trump line last year after sacking sales and most recently Hudson Bay did the same WCBS news time twelve eighteen Traffic every ten. Minutes on, the eastbound on the southern state on Long Island that construction continues to block a lane. At the wantagh Parkway and it is causing some slowdowns Sharon called us about that earlier you're looking at. About a mile two mile, and a half of a backup because of this construction of the northern state and the e. both right now are moving well moving into Brooklyn still very slow inbound Golan is northbound BQ we up to cabin plaza battery tunnel into Brooklyn is a little slow as well bell, Parkway eastbound delays getting to Pennsylvania Avenue because of roadwork westbound. Delays also with the Pennsylvania Avenue and. Again also because of roadwork westbound l. e. at eightieth street broken down vehicle in the left lane you're slow from the fairgrounds grand central's a little slow to on the westbound side by LaGuardia through that. Kids rushing FDR still some pockets of traffic to southbound between the arcade triborough bridge and the fifty ninth street bridge and in the Bronx on the. Southbound Degan on the ramp from the cross Bronx you still have. An accident or rather disabled tractor trailer there that's got the. Acceleration lane blocked off this report is sponsored by Dell Hudson river crossings Still slow inbound at the Lincoln it's about thirty and our hitting the. WB on the westbound cross Bronx about half an hour on, the inbound side and a okay as of right now at. The. Holland tunnel both into the city and heading back to New Jersey Dell small business technology advisors no there's nothing small about. Your business they provide one on one partnership and reliable LPC's with, Intel core processors. Call eight seven seven by. Dell our next traffic update less than ten minutes away on WCBS and our update. On the, forecast we're going to get that right now with meteorologist Bob Larsen clouds at a few. Sunny breaks the Sancho bore Banja bit breezy with a couple of showers and thunderstorms any shower can bring. A heavy downpour high around, eighty degrees periods of rain thunderstorm tonight some of the rain tonight we'll be heavy lows seventy two quads followed by some sunshine tomorrow they'll still be a shower thunder at spots continued warm high eighty four quite warm and humid on Friday partly sunny could be heavy and gusty, thunderstorm late Friday afternoon high eighty seven so the chance of. Showers Saturday otherwise partly sunny high eighty. Six partly sunny on Sunday high eighty four sunshine Followed by clouds on Sunday turning humid again with a, shower, or thundershower possible he. Had, a high temperature eighty four right. Now it's seventy eight in Ridgewood queens seventy four and Perth. Amboise Seventy-seven import Washington, and, seventy four degrees. Mostly cloudy skies at central park WCBS news time twelve twenty be careful about your caso CBS's. Diane king hall tells us about a new recall Kraft Heinz is recalling seven thousand cases of its Taco Bell cheese dip because of botulism risk that cheese dips being. Recalled are fifteen cases of Taco Bell sausa- con case oh mild cheese dip Atta best, when used by date ranging from October thirty first, two thousand eighteen, to January twenty third twenty. Nineteen no cases though of the onus have. Been reported, so far a, minor crisis is coming to head. In Germany German brewers are putting out the word if people, want more beer. They have to bring back their. Empty, bottles there's a shortage of, bottles not beer they have plenty of that Germany charges a deposit on those bottles which is, refunded when people, bring them back to a, store however beer sales have been strong this summer. And people have not been too quick to return the bottles so the brewers. Are, coming up short if, you have the blues at work it turns, out that sharing is caring CBS news correspondent Jim. Chenevey explained. Depressed at work maybe you should. Talk it over with the boss a new study, finds. It managers who show concerns for their employees problems end up, with more productive workers who take less. Time off the findings based on data on more. Than sixteen thousand, employees and their, managers in the US and fourteen other countries suggested many people. Suffer depression at some point in their working lives but. Often don't disclose their conditions or get professional help because they're afraid of repercussions Jim Chenevey CBS news there's a. Cool new way to get around but you will need a charger, CBS news correspondent Deborah Rodriguez explains on the. Way from the people who, brought us. The segue electric roller skates The company has debuted its drift w ones your own shooed souls are secured on top of a single wheeled skate with rubbery pads on top with a slight lean in any direction you roll away the skates are battery operated the ride lasts for up to.

CBS Jim Chenevey brewers Bronx Brooklyn wantagh Parkway Long Island Dell Dell Hudson river Hudson Bay Holland tunnel Bob Larsen Taco Bell New Jersey Dell triborough bridge FDR US Sharon Diane king
Kraft Heinz recalling cheese dip on botulism risk

Pat Farnack

04:22 min | 2 years ago

Kraft Heinz recalling cheese dip on botulism risk

"The vodka Trump line last year after sacking sales and most recently Hudson Bay did the same WCBS news time twelve eighteen Traffic every ten. Minutes on, the eastbound on the southern state on Long Island that construction continues to block a lane. At the wantagh Parkway and it is causing some slowdowns Sharon called us about that earlier you're looking at. About a mile two mile, and a half of a backup because of this construction of the northern state and the e. both right now are moving well moving into Brooklyn still very slow inbound Golan is northbound BQ we up to cabin plaza battery tunnel into Brooklyn is a little slow as well bell, Parkway eastbound delays getting to Pennsylvania Avenue because of roadwork westbound. Delays also with the Pennsylvania Avenue and. Again also because of roadwork westbound l. e. at eightieth street broken down vehicle in the left lane you're slow from the fairgrounds grand central's a little slow to on the westbound side by LaGuardia through that. Kids rushing FDR still some pockets of traffic to southbound between the arcade triborough bridge and the fifty ninth street bridge and in the Bronx on the. Southbound Degan on the ramp from the cross Bronx you still have. An accident or rather disabled tractor trailer there that's got the. Acceleration lane blocked off this report is sponsored by Dell Hudson river crossings Still slow inbound at the Lincoln it's about thirty and our hitting the. WB on the westbound cross Bronx about half an hour on, the inbound side and a okay as of right now at. The. Holland tunnel both into the city and heading back to New Jersey Dell small business technology advisors no there's nothing small about. Your business they provide one on one partnership and reliable LPC's with, Intel core processors. Call eight seven seven by. Dell our next traffic update less than ten minutes away on WCBS and our update. On the, forecast we're going to get that right now with meteorologist Bob Larsen clouds at a few. Sunny breaks the Sancho bore Banja bit breezy with a couple of showers and thunderstorms any shower can bring. A heavy downpour high around, eighty degrees periods of rain thunderstorm tonight some of the rain tonight we'll be heavy lows seventy two quads followed by some sunshine tomorrow they'll still be a shower thunder at spots continued warm high eighty four quite warm and humid on Friday partly sunny could be heavy and gusty, thunderstorm late Friday afternoon high eighty seven so the chance of. Showers Saturday otherwise partly sunny high eighty. Six partly sunny on Sunday high eighty four sunshine Followed by clouds on Sunday turning humid again with a, shower, or thundershower possible he. Had, a high temperature eighty four right. Now it's seventy eight in Ridgewood queens seventy four and Perth. Amboise Seventy-seven import Washington, and, seventy four degrees. Mostly cloudy skies at central park WCBS news time twelve twenty be careful about your caso CBS's. Diane king hall tells us about a new recall Kraft Heinz is recalling seven thousand cases of its Taco Bell cheese dip because of botulism risk that cheese dips being. Recalled are fifteen cases of Taco Bell sausa- con case oh mild cheese dip Atta best, when used by date ranging from October thirty first, two thousand eighteen, to January twenty third twenty. Nineteen no cases though of the onus have. Been reported, so far a, minor crisis is coming to head. In Germany German brewers are putting out the word if people, want more beer. They have to bring back their. Empty, bottles there's a shortage of, bottles not beer they have plenty of that Germany charges a deposit on those bottles which is, refunded when people, bring them back to a, store however beer sales have been strong this summer. And people have not been too quick to return the bottles so the brewers. Are, coming up short if, you have the blues at work it turns, out that sharing is caring CBS news correspondent Jim. Chenevey explained. Depressed at work maybe you should. Talk it over with the boss a new study, finds. It managers who show concerns for their employees problems end up, with more productive workers who take less. Time off the findings based on data on more. Than sixteen thousand, employees and their, managers in the US and fourteen other countries suggested many people. Suffer depression at some point in their working lives but. Often don't disclose their conditions or get professional help because they're afraid of repercussions Jim Chenevey CBS news there's a. Cool new way to get around but you will need a charger, CBS news correspondent Deborah Rodriguez explains on the. Way from the people who, brought us. The segue electric roller skates The company has debuted its drift w ones your own shooed souls are secured on top of a single wheeled skate with rubbery pads on top with a slight lean in any direction you roll away the skates are battery operated the ride lasts for up to.

CBS Jim Chenevey Brewers Bronx Brooklyn Wantagh Parkway Long Island Dell Dell Hudson River Hudson Bay Holland Tunnel Bob Larsen Taco Bell New Jersey Dell Triborough Bridge FDR United States Sharon Diane King
"new jersey dell" Discussed on Sports Talk 1050 WTKA

Sports Talk 1050 WTKA

02:22 min | 2 years ago

"new jersey dell" Discussed on Sports Talk 1050 WTKA

"To tie it seventy two percents free throw shooter towns is the rim we grow in the air and it's no good little bit long and a little bit what for marcus towns wartenberg back in for miami basilea bitch will sit one more free throw towns the junior from edison new jersey dell dre car the epistle talking to the players now getting into the ballgame it's dante ingram and he wants to come in for town so he has to wait at the table dow trotter bring loyalty within twenty six seconds left we throw is that one is and drops so talent with seven points now ingram is only twenty six seconds left how long do you wait to fowler loyal jim i would try to get the ball into deep quarter forced miami to hold the ball anticipating a foul made can get five second call nine on that i pass out you foul out of bounds and it's going to go back to loyal walker made the catch turned up the floor go ball was knocked away and it went off his me out of bounds royal is gonna take a time out with twenty three point five seconds left why get the ball inbounds but at the last minute lucas william slaps the ball down lani walker trying to turn it goes right off of his inside or outside left leg in thought great play by williamson right there i think walker felt like he was free and was going to have a chance to just dribble into the broad gordon self but williamson reaching out slapped it right off his navy vessels are taking a look at it but we've seen the replay a couple of times looked like there's no doubt to me they got it right and that's why when you're inbounding the ball a lot of times you wanna get as far away from the sidelines or baseline that you can't give yourself more room because these more in the middle of the court if that boss slap he can get it and recover without a going out of bounds but when you pin yourself against the sideline like that you have no chance of recovery talked with his assistant coaches now he's pulled up his chair in front of his team what do you look for from loyal here as.

dante ingram miami lani walker williamson dow trotter fowler jim i lucas william gordon twenty six seconds five seconds five second
"new jersey dell" Discussed on The Personal Computer Radio Show

The Personal Computer Radio Show

02:04 min | 2 years ago

"new jersey dell" Discussed on The Personal Computer Radio Show

"Backup back to you hank and happy new year thank you already public service announcement of computer club meetings in the tristate area the princeton pc users group will be having a meeting tuesday to some of the twenty six seven pm at the mercer county library in lawrenceville new jersey dell computer users group will have their meeting on december the twenty eight th that's a thursday six forty five p m the middletown library lodge meeting room located 55 new monmouth rolled in middletown new jersey danbury area compute society will be meeting tuesday january the second of the new year at seven thirty p m than berry hospital auditorium and danbury connecticut westchester pc users group will have their meeting on thursday of the new year january fourth at seven pm and the topic a presentation is photoshop elements twenty 18 the meeting will be held at the kellerwilliams realty at once one the bloomingdale rolled located on the first floor white plains new york amateur computer group of new jersey will have their meeting on friday january the fifth of the new year eight pm and the topic a presentation is project integration scope time and cost management the meeting will be held at the scotch plains rescue squad 1916 bardot avenue scotch plains new jersey neil amateur computer club were habits general meeting thursday january eleven th of the new year at seven p m at nyu 32 waverley place silva building room 401 in manhattan new york long island macintosh users group will be meeting friday january the twelfth of the new year's seven pm at new york institute of technology located old westbury campus northern boulevard and valentine's lane auditorium of the harry j sure hall.

mercer county library berry hospital auditorium kellerwilliams realty new york valentine harry j sure hall hank dell computer middletown library middletown manhattan new york institute of technolo