36 Burst results for "Motley"

Fresh update on "motley" discussed on MarketFoolery

MarketFoolery

00:30 sec | 10 hrs ago

Fresh update on "motley" discussed on MarketFoolery

"And happy birthday. <Speech_Male> Happy birthday. <Speech_Male> <Speech_Music_Male> Maria Gallagher always <Speech_Music_Male> great talking to you. Thanks so much for <Speech_Music_Male> being here. <SpeakerChange> Thanks for <Speech_Music_Male> having me. <Speech_Music_Male> As always people on the program <Speech_Music_Male> may have interest in the stocks <Speech_Music_Male> they talk about and The Motley <Speech_Music_Male> Fool may have formal recommendations <Speech_Music_Male> <Advertisement> for or against <Speech_Music_Male> <Advertisement> so don't buy or <Speech_Music_Male> <Advertisement> sell stocks based solely on <Speech_Music_Male> <Advertisement> what you hear. That's <Speech_Music_Male> going to do it for this edition of <Speech_Music_Male> market foolery. The show is mixed <Speech_Music_Male> <Advertisement> by Dan Boyd. <Speech_Music_Male> <Advertisement> I'm Chris hill. <Music> <Advertisement> Thanks for listening. <Music> <Advertisement> See you tomorrow. <Music> <Advertisement> <Music> <Music> They talk to <Music> too <Music> much balance <Speech_Music_Male> <Advertisement> <Music> <Music> <Advertisement> the steel <Music> <Advertisement> that is gonna make it <Music> <Advertisement> till then I <Music> drop it <Music> exciting <Music> <Advertisement> when you're <Music> <Advertisement> holding us <Music> <Advertisement> on hauling <Music> <Advertisement> adviser <Music> <Advertisement> and get a volume <Music> <Music> <Advertisement> now <Music> <Advertisement> what did this look <Music> <Advertisement> like as <Music> <Advertisement> you would <Music> <Advertisement> let us meet <Music> <Advertisement> our sleep <Music> <Advertisement> there of your heart.

Maria Gallagher Dan Boyd Chris Hill
LA Clippers to Announce Partnership During Groundbreaking for Intuit Dome

Motley Fool Money

00:21 sec | 2 months ago

LA Clippers to Announce Partnership During Groundbreaking for Intuit Dome

"Into. It's going to have a dome. Because steve bomber former microsoft ceo. Who owns the los angeles clippers clippers announced. They've got this brand new home. They're building starting in. I believe twenty twenty three and the naming rights have been purchased by into it so the clippers are going to be playing at the into it. Dome who doesn't want dome

Steve Bomber Los Angeles Clippers Clippers Microsoft Clippers
Why Its Expensive to Be Poor

Motley Fool Answers

01:19 min | 3 months ago

Why Its Expensive to Be Poor

"They say it takes money to make money. It's true and it's also true that it costs money when you don't have money or a better way to put it. It's expensive to be poor. This is jubal added things. Food is more expensive when you don't have a local grocery store or can't afford to buy in bulk wants to carry a ten gallon jug of pickles on the subway. Not me housing is more expensive when you have to stay in a motel because you can't afford a security deposit to rent an apartment in many other random little things. Add up like how it costs more over time to do your laundry at a laundromat when you can't afford a washer and dryer but today we're just a focus on banking and how it is more expensive to manage your money when you don't have a lot of it while cashing your paycheck and paying your bills is pretty tedious for most of us. It's actually a challenge for those who are poor or lack stable income. A few years back many big banks realized they weren't making enough money off of small accounts so instead of offering free no minimum balance checking accounts the kind popular with many low income customers. They decided to require minimum bounces and customers. Pablo that threshold. They have to pay a monthly see. That's right if you don't have enough money in your checking account you have to pay the bank ten to fifteen dollars that you probably don't have because if you did you'd have it in your checking

Jubal Pablo
Tulum, Mexico - New Home for the Digital Nomad?

We Travel There with Lee Huffman

02:05 min | 3 months ago

Tulum, Mexico - New Home for the Digital Nomad?

"Won't places. I always loved the travel mexico. Amazing food amazing. People like so many fun things to do and so today. We're talking about a city. That from what i've heard it's primarily like a playground for the rich and famous. It's called to mexico. I've i've always wanted to learn about it and so it's awesome to be able to have you on the show. No i'm really excited about two may be the other side it to learn that you haven't heard as much about okay right on. So what's your connection to the city so during the whole time. I figured out that. I wanted to go and and move in and try somewhere different worker motley so we looked at places that we were able to really dive deeper into experience the culture but also. I'm a big nature guy and we want to be able to go to the beaches and go to snow taes and get out to the forest and stuff and and to really fit the bill for all of that. It has really everything you would want when you go to place vacation but also if you're looking to go longer term consistently have things to do day in day out and so like when you're working remotely obviously you know. I have a lot of friends. That are like kinda digital nomads. And everything else like that was the there are strong internet connection for you throughout your time while you're there or was it like setup for you'd be able to do that remote work i mean it's incredible out there to be completely honest. It's it's built for people that really want to go out there and actually start building a life out there. There's condos constantly popping up but for the most part restaurants on the beach cafes on the beach and then we had an airbnb that we were able to really improve the internet at and they're really focused on that stuff. You look at airbnb. You look at hotels. A lot of them will will actually include what their internet speed is to make. Sure that you're able to work remotely from there. It's definitely big priority for them. That's also even like when i travel. I'm always like working whether it's on the podcast on my blog or whatever so I love having that high speed internet. No it's crazy. Honestly like i had a lot of friends that would go down to beach clubs for the day and they sit there pay thirty bucks for a beach chair with food and drinks and they work from there the entire day. And it's a really cheap way to be able to get the internet. You need if you're going for a week and you just wanna be able to experience the culture and experience the environment while you're out there as well

Mexico Motley Airbnb
"motley" Discussed on Motley Fool Money

Motley Fool Money

03:14 min | 3 months ago

"motley" Discussed on Motley Fool Money

"May have interest in the stocks. They talk about on the motley fool. May of formal recommendations for or against buyer sells stocks based solely. On what you here. Welcome back to motley. Fool money. Chris sale here once again with andy. Cross and jason moser time to get to the stocks on our radar man behind the glass boys going with the question andy across europe. I what are you looking at this week. Yeah digital ocean symbol. Do c. n. Seven billion our company provides cloud architecture that allows developers and startups and small and medium-sized businesses to build deploy software in the cloud in a really simple and cost effective way. Much easier and much more scalable for small companies in something like maybe amazon web services doesn't have a lot of bells and whistles or expanding the market and there's and they're in their client base. They have more than one thousand clients around the world they operate with the little droplet vid virtual servers. That can be spun up very quickly for developers. it's very simple. Transparent cost structure of more than forty million dollars in annual recurring revenue. That's up thirty five percent last quarter revenue per users of twenty-five percent. They are very nice dollar-based retention rate of one hundred and thirteen percent. The ceo was a former c. Chief operating officer send grid before it was acquired by twelve so i liked digital ocean has lots of cash on balance sheet. It's not horribly expensive at seventeen times. Prices sales dan so digital ocean diaz cnn. Dan question about digital ocean digital ocean. Sounds like the failed. Follow up album to a one. Hit wonder band are can they. Can they possibly compete with amazon web services. Yeah they are. They are right now. I thought it sounds like a good band named dan. I liked digital ocean as the actual ban name but yes. They can't compete. They are competing ultimately as a grown grown their market space and they try to add more and more of those services does get more competitive so something to watch but digital ocean the band or the company interesting to put on your radar list. Moser we've got about a minute left. What are you looking at. Yeah yeah taken a look at pay pal ticker p l. The super app is code complete and starting to roll out. I think they may be recognized. Some potential kryptonite in that they didn't have a brokerage offering offering gra. Zoe saw the headline this week. That they are exploring a stock trading platform for us customers. They've actually hired an industry vet to start investigating the opportunities there. And i think unlike something like a robin hood nice thing is pay already has a real and sustainable business. That's not dependent on you. Know that whole order flow issue so this would really be nothing more than a complimentary addition to an already very good business. Dan question about paypal. What am i gonna ask you about paypal. Bape house juggernaut pay house like the biggest war on cash company on the planet. Like what am i gonna ask the. Are they doing okay. I love you dan. i don't think i need does what you're going to add to your watch list. Chris i don't think you do either cross chaser guys. Thanks so much for being here. Thanks chris that's going to do it for this week's edition of motley fool. Money show shows mixed by dan. Boyd our producers matt career. I'm chris thanks for listening. We'll see you next week..

jason moser andy motley amazon dan Chris Cross europe Dan cnn Moser Zoe paypal chris Boyd matt
"motley" Discussed on Motley Fool Money

Motley Fool Money

03:00 min | 3 months ago

"motley" Discussed on Motley Fool Money

"Institutional investors looking to buy instruments especially yield instruments. Even at those low yields. So i just think when that tapering does started mentioning a little bit before. I think that's baked in. I think they're going to manage that. Very well. I don't expect the interest rates environment. Start increase in jason's cost side a side. Which certainly we're gonna see cost increases. We already have. we saw. Taiwan semiconductor announced. They're raising their prices by ten percent. So we will see that. I think consumers can be able to handle that. I think corporations are much better positions now to handle than ever before and i think the buyers of bonds schmitz are going to continue to show up especially foreign investors and that's an continue to suck up the demand that the fed is meeting right now. Maybe not completely but enough so that we're not gonna see this. Big spike in interest rates are before we go to the break. Jason gimme a business prediction. It can be about a company. An industry product a ceo one prediction. Yeah so i this. This may sound a little bit out there. But i think you must steps down as the ceo of tesla by the end of the year if the end of the year maybe early into twenty twenty two but to me. He's already bowing out of earnings calls. I think that everything that's going on right now in the space industry i mean. I think that's really got him thinking about one thing. And one thing. Only and that's spacex. So i feel like he is starting to think he's got tesla in a decent enough place he can. He can remain the techno king in serve on the board and service guidance when needed. But i think it's just a matter of time. Now i think he's i think he's preparing to transition out of that. Ceo role for tesla. And what about you. I was thinking about a ceo step down. He didn't come to mind. But maybe maybe after he gets up to a trillion dollar valuation me. Maybe they know step aside. I think i think on the acquisition from we've seen the acquisition started to to to build obviously zoom looking to buy five nine for about fifteen billion. I think we will see acquisitions. In the insurance business. We saw the first half of two thousand twenty one with gosh. More than twenty five deals worth about thirty billion. According to w c. I think insurance companies are looking for different ways to growth especially grow their user base and there are premiums enforce in the digital space and get digital assets so as they continue to make investments in the digital space very fractured. Market gosh football any any any. Tv you see so many different Some funny insurance company commercials out there. There are a lot of insurance company. I think we'll see more consolidation in the insurance space. I think probably a meaningful size one of maybe like the twenty to thirty billion dollar range more of our fall preview after the break. Stay right here. This is motley fool. Money back to motley. Fool money. Chris sale here with andy. Cross and jason moser. It's our fall preview. Episode a lot of stocks have had.

tesla Jason gimme schmitz Taiwan jason fed football motley jason moser Chris andy Cross
Who's Afraid of Hipster Antitrust?

Motley Fool Answers

01:09 min | 3 months ago

Who's Afraid of Hipster Antitrust?

"So the other day i was driving in my car. Listening to npr. Like the mid atlantic coast metropolitan area residing person that i am when i heard the phrase hipster antitrust at first i was like his hipster thing. We're saying again. The answer is not really. And then i wondered. What is this antitrust business about. Well way back in two thousand seventeen. A woman named lena. Kahn wrote a now famous piece. For the yale lodge journal arguing that the rise of massive tech companies like amazon google apple etc proved that modern american antitrust laws were flawed. And how we decide. If a company has an unfair monopoly is outdated and ineffective so to over simplify the status quo. That she was railing against one of the joys of a free market is that you have many companies competing to sell the same product and they keep each other in check by trying to the better price or the best service or some other value proposition to customers. If one company has monopoly that they can charge whatever exorbitant price they want because the customers have nowhere else to go for the same product or service and this is

Yale Lodge Journal NPR Kahn Lena Amazon Apple Google
"motley" Discussed on Motley Fool Money

Motley Fool Money

03:06 min | 4 months ago

"motley" Discussed on Motley Fool Money

"People on this program may have interests in the stocks. They talk about and the motley fool may have formal recommendations for or against so. Don't buy or sell stocks based solely on. What you here. Welcome back to motley fool. Money run gross here with jason buzzer and andy cross. Okay guys time for some stocks on our radar and bring in our man. Dan boyd for a quick question. Jason moser europe. I what do you got. Yeah just looking at app. Harvest ticker h. p. a. p. p. h. Remember this is the ag tech company focused on building those controlled environment agriculture Centers are smart greenhouses. led by founder jonathan. Just some recent headlines. The company recently joined the russell two thousand index which is encouraging get some additional exposure. There recently broke. Count ground on. Its fourth and fifth indoor farms on track to meet its goal of twelve of those Ha in indoor farms there by twenty twenty five. And that's going to be key. They continue to lockdown financing to fuel the growth which is encouraging lenders or seeing the bigger picture investors are seeing the bigger picture. I like that. Ron you know why like that because not only have. I recommended the stock on this week. I actually bought shares of atp harvest myself. Nice day and you got a question about app harvest. Yeah you know. I brought this up last time. I think we had on the show. What is this name app harvest. What do they do in like this me. It means nothing at harvest. Come on well. I mean i think it's just the merging of technology and agriculture right. It's a play on words so to speak to him but it's ag tech. It's a thing it really. It really exists. Andy time is short. You're up what are you looking at. I'm looking at intuitive surgical. The maker of robotic surgery systems for minimally invasive surgery one hundred thirteen billion dollar company almost five billion in cash on the on the balance sheet. Dan known first davinci systems really got hit over the last say year or so little bit over the last eighteen months. Twenty four months from the cova has hospitals and surgery centers and doctors basically shut down elective surgery. So so davinci helps with things. like bariatric. oncology urology procedures So those now. I've started to see some ramp back up so we're starting to see the procedures increase in this wonderful company. Very profitable exceptionally high operating margins generate a lot of cash. It does have afford seventy two and so it's a little bit more on the expensive. Sized stock is now at an all time high so i'm looking to see what they are saying about the surgeries. We need to see that volume. Continue to pick up dan. You know the word. Invasive is not great to hear however the word minimally right in front of invasive makes me feel pretty good. Yeah that's the way you want to go of the to you. Wanna go minimally invasive. Dan which one you put it on your watch lists dan. You know what this is the second time we've had app harvest on the show in recent memory so i think i'm going to go with her sexually because i want to learn more about it at ice. Well that's all we have time for guys that's going to do it for this week's of motley fool money. Thanks for listening. We'll see you next week..

jason buzzer andy cross Dan boyd Jason moser motley jonathan europe Ron cova Dan Andy dan
"motley" Discussed on Motley Fool Money

Motley Fool Money

03:06 min | 4 months ago

"motley" Discussed on Motley Fool Money

"People on this program may have interests in the stocks. They talk about and the motley fool may have formal recommendations for or against so. Don't buy or sell stocks based solely on. What you here. Welcome back to motley fool. Money run gross here with jason buzzer and andy cross. Okay guys time for some stocks on our radar and bring in our man. Dan boyd for a quick question. Jason moser europe. I what do you got. Yeah just looking at app. Harvest ticker h. p. a. p. p. h. Remember this is the ag tech company focused on building those controlled environment agriculture Centers are smart greenhouses. led by founder jonathan. Just some recent headlines. The company recently joined the russell two thousand index which is encouraging get some additional exposure. There recently broke. Count ground on. Its fourth and fifth indoor farms on track to meet its goal of twelve of those Ha in indoor farms there by twenty twenty five. And that's going to be key. They continue to lockdown financing to fuel the growth which is encouraging lenders or seeing the bigger picture investors are seeing the bigger picture. I like that. Ron you know why like that because not only have. I recommended the stock on this week. I actually bought shares of atp harvest myself. Nice day and you got a question about app harvest. Yeah you know. I brought this up last time. I think we had on the show. What is this name app harvest. What do they do in like this me. It means nothing at harvest. Come on well. I mean i think it's just the merging of technology and agriculture right. It's a play on words so to speak to him but it's agritech it's a thing it really. It really exists. Andy time is short. You're up what are you looking at. I'm looking at intuitive surgical. The maker of robotic surgery systems for minimally invasive surgery one hundred thirteen billion dollar company almost five billion in cash on the on the balance sheet. Dan known first davinci systems really got hit over the last say year or so little bit over the last eighteen months. Twenty four months from the cova has hospitals and surgery centers and doctors basically shut down elective surgery so so davinci helps with things. Like bariatric oncology urology procedures. A so those now. I've started to see some ramp up so we're starting to see the procedures increase in this wonderful company. Very profitable exceptionally high operating margins generate a lot of cash. It does have afford seventy two and so it's a little bit more on the expensive. Sized stock is now at an all time high. So i'm looking to see what they are saying about the surgeries. We need to see that volume. Continue to pick up dan. The word invasive is not great to hear how ever the word minimally right in front of invasive makes me feel pretty good. Yeah that's the way you want to go of the to you. Wanna go minimally invasive. Dan which one you put it on your watch lists dan. You know what this is the second time we've had app harvard on the show in recent memory. So i think. I'm going to go with her sexually because i want to learn more about it at ice. Well that's all we have time for guys that's going to do it for this week's of motley fool money. Thanks for listening. We'll see you next week..

jason buzzer andy cross Dan boyd Jason moser motley jonathan europe Ron cova Dan Andy dan
Factoring Health Care Costs Into Your Retirement Fund

Motley Fool Answers

01:56 min | 5 months ago

Factoring Health Care Costs Into Your Retirement Fund

"Are the most important steps in retirement planning is basically determining how much it'll cost however this could be a challenge when the price tag of one of the biggest items in your budget could be anywhere between a hundred and fifty thousand dollars and more than a million dollars lace. That is how much a sixty five year old couple couple retiring in twenty twenty one could spend on their lifetime. Retirement health care expenses according to health few services. The range is so wide because the cost will depend on all kinds of factors such as where you live even your incomes. It's medicare premiums are based on your tax return. You know your current health health status and of course any future ailments that may happen to you and to add. Insult to the cost of injury. That estimate doesn't even include the possible price tag. A term care. Actually it turns out that healthcare is unique among the retirement expenses for three reasons. I it's likely to the expense that will go up the most when you retire unless of course you go out and buy rv or something like that. Bank estimates that on average the cost of medicare premiums are almost triple the amount that employees paid for health insurance coverage when they're working people who retire before medicare eligibility at age sixty five can expect to pay more than six times what they're paying for employer provided coverage secondly most expenses actually stay flat or even declined over the course of retirement. The one big exception is healthcare healthy services estimates. That kurt retiree should expect their costs. Will rise five point nine percent a year every year for the rest of their lives and then third healthcare likely be the most unpredictable expense. You'll have in retirement. The amount you spend on things like you know housing food transportation entertainment. They'll be within somewhat narrow ranges that are at least somewhat within your control out but healthcare costs. They're gonna vary up on all kinds of things like government decisions. The healthcare industrial complex and most importantly whatever maladies afflict. You over the rest of your life.

Medicare Kurt
Backstory: FDA Approval of First Alzheimer's Drug is Mired in Controversy

Motley Fool Money

02:09 min | 5 months ago

Backstory: FDA Approval of First Alzheimer's Drug is Mired in Controversy

"Let's move this and talk about treatment for another health challenge. Alzheimer's shares of biogen are up forty percent in the month of june. Because the fda approved biogen's drug to treat alzheimer's this is the first medication aimed at slowing cognitive decline. For people with alzheimer's that regulators have approved and yet it is not without controversy. Three members of the fda advisory panel resigned over the decision. There are a couple of threads to get to here. But i guess my first question is what is going on here is like. Was this a mistake to green. Light this treatment. Well a chris. I call this nearly biotech soap opera. You can even bring in greek mythology here. first of all biogen's drug is like the mythical phoenix it. Literally rose from the ashes. I mean this was a drug that not all that long ago had been relegated to the trash heap seemingly failing late stage clinical studies badgen later came back and did some further analysis and analysis and they said hey you know we. We actually see that. There's a potential here and they they pursued and then ultimately did file for fda approval and ultimately won. But you're right it's extremely extremely controversial. The fda's advisory committee that was convened to review. The data came back and voted ten against recommending approval. One abstention no member of that committee voted in favor of this drug being approved. They thought that another clinical study needed to be conducted to to establish that the drug was actually effective. And so and and not even just that several members of the committee wrote op eds publicly urging the fda not to go ahead and approve. Distract the fda. Did it anyway. And so it's extremely

Biogen Alzheimer FDA Badgen Phoenix Chris
How to Save for Your Retirement

Motley Fool Answers

01:51 min | 8 months ago

How to Save for Your Retirement

"Every once in a while you may read about or hear about including on this very podcast guidelines. What how much you should have saved for retirement at this point in your life and they're generally expressed as multiple of your household income. But of course is there's just general guidelines right and there are many variables that will determine how much you answer listener needed to be saving to retire. How and when you want so in this. What's up bro or web as we call behind the scenes. I'm going to highlight two of those variables. The age retire and your income. So let's talk about. Perhaps the best known guidelines they came from fidelity you could find them. Just do an online search for a report called. How much do i need to retire. And you'll find them but just so we review them very quickly here. According to fidelity thirty you should have one times your household income already. So if you make fifty thousand dollars you should fifty thousand dollars in your 401k's in iras age. Forty should have three times or household income six times at age fifty eight times at sixty and ten times at age sixty seven so the guidelines that you often read about or hear about from fidelity they assume you're going to retire at age sixty seven however that's higher than the average retirement age these days. These people are still retiring at sixty four sixty five. How much should have saved up before you retire. If you're retiring at age sixty five. According to fidelity it's twelve times your household income because retiring earlier that's too few years of contributing to your accounts and you're claiming social security earlier which results in a smaller benefit. That's a pretty big difference right. Eight retired a sixty five and he twelve times household income. But if you just wait two more years you only need ten times your household income. That shows the power of delaying retirement. Just a couple more years.

Fidelity
Streaming Services Are Booming Right Now

Talking Tech

00:52 sec | 8 months ago

Streaming Services Are Booming Right Now

"Topic is one of my favorites streaming video. If you remember back in february i mentioned how streaming had grown during our stay at home. Twenty twenty with many homes pain for perhaps five or more services up from three before the pandemic while there's no slowdown in sight. That's according to motley fool. Contributor adam levy in a column you can find on tech dot. Usa today com. He reports that analysts had global financial firm. Ubs expect that americans will add fifty million net new video subscriptions this year. That's up from forty seven million increase in twenty twenty. You expect newer service to see. The most growth among those are disney plus and paramount plus which are expected to add eight million subscribers. Each each max. Discovery plus expected to add seven million subscribers.

Adam Levy Motley Usa Today UBS Paramount Disney
How Is the First Quarter Looking for Investors?

Motley Fool Answers

02:30 min | 8 months ago

How Is the First Quarter Looking for Investors?

"What else in. The first quarter just ended guests. We're already twenty five percent. Third twenty twenty one and i thought we take a look and see how this year is shaping up for investors and so far. It's a pretty good one well depending on what you're investing so the quarter ended on march thirty first as it always does for the first quarter so all the numbers. I'm going to provide our as of that date things along. Donald look a little different by the time he listen to this but i think the general themes will likely remain more of those teams. Is that all of the major indexes are near at all time highs just awfully nice but still some types of stocks are doing better than others so the s p five hundred is up six point five percent for the year and considering that it's historical average is about ten percent over the course of a whole year turning almost seven percent for the first three months is pretty darn good now. The nasdaq which has outperformed the s. and p. five hundred every calendar year since two thousand and sixteen is not doing quite as well in fact. The nasdaq was actually up. Just one point three percent for the year. As of march thirtieth but then surged on the last day of march one and a half percent bringing its first quarter performance to almost three percent or so As we know as very tech heavy and the technology sector was the second worst performing sector in the first quarter returning two point four percent edging out the one point eight percent from consumer staples the winners so far in twenty twenty one have been industrials. Half percent financials up sixty percent and the biggest energy up almost thirty one percent this year so many of these stocks in these sectors. That are doing well so far. In the year where beaten down in our rebounding which of course is classic value investing and indeed value stocks are up more than eleven percent so far this year but the biggest winners are the smallest stocks. The snp six hundred small cap index is up eighteen point. Four percent and the russell micro cap index is up twenty six percent so far this year international stocks have lagged the s&p five hundred so far in two thousand twenty one returning around four and a half percent but they closed out two thousand twenty pretty strong so when you look back at the last trailing twelve months or so. Us stocks and international stocks are about neck and neck which is looking better for international stocks. Because they've been lagging stocks for a long time. I'm kind of reluctant to mention this. But i i suppose i have to in that as bitcoin is up one hundred percent so far this year. I don't expect to give any updates on bitcoin too much in the future but who knows. I mean you can't really not bring it up if you're going to talk about twenty twenty one

Donald Trump Bitcoin United States
Gun used in Boulder shooting was bought legally

AP 24 Hour News

00:33 sec | 8 months ago

Gun used in Boulder shooting was bought legally

"I'm Western Ed Donahue art with an AP dating News from MINUTE the 19 BOULDER, forties. Colorado It's Police a reminder chief Maris of one Harold of the biggest says unsolved there is a lot art to crimes learn of yet all time. about the shooting The 1934 deaths of 10 people theft. at the King The Jon Soopers Benet like whose work like Grace the rest of is the community. the world's greatest We too want museums. to know why. The original is Why still that being King hunted Soopers? not only by Why police Boulder? but by motley Why crew Monday? of amateur sleuths Unfortunately, ranging from at a this former time, police we still commissioner don't have those to answers. a Children's The owner book of a author gun store like near Denver the painting says itself, he sold a with gun its to intricate the suspect detail. before The crime the shooting story after is hard passing to a background resist. check, I'm Charles, John The Mark Lord is Eagles my Major League and Baseball, owner of Eagle's says just Nest two Armory players said in and a statement. two staff Historians members. Tested

Ed Donahue Jon Soopers Benet Maris Boulder Colorado Motley John The Mark Lord Denver Charles Major League Eagles Baseball Eagle
Where's the value in NFTs

Motley Fool Answers

05:13 min | 9 months ago

Where's the value in NFTs

"You first saw the acronym ft show up in your tweets you got as far as not at four. And then you realize you're quickly going down the wrong path and trying to decipher it. Nfc stanford non fungible tokens now from there. If you're like me you thought it had to do with mushrooms. Maybe mario brothers. I don't know so then you read a paragraph of an article got bored or confused and moved on with the knowledge that all of your assumptions were wrong. But then you didn't actually replace it with any real knowledge okay. And so that was fine until you started seeing f. T. everywhere and you realize that maybe you should learn what it means and also you have a podcast taping coming up so here we are. And it's not that ludicrous bro. Stay with me all right. Mitchell mitchell clarke wrote a delightful article on the verge explaining t so i'm largely relying on that also wired new york times and a few other places. Let's go all right. Non fungible tokens are essentially a way that you can claim ownership of a digital thing. So think music art tweets yes. These are all reproducible. But so is a postcard of the mona lisa. So non fungible tokens exists on a blockchain at this point. Mostly a theory but others are getting on board and there are online marketplaces like open sea bull and fifty gateway where you can buy and sell the official ownership of the digital thing again. We're talking music video. Art animated gifts for artists provides a new way to sell your work and you can also set it up. So that you get a little kickback. Every time the nfc changes hands with a new owner. Lots nice so right now. You're like bro. Why would someone pay millions of dollars for an animated gif when you can just download it for free again. Why would someone bhai a monet painting for millions when you can get it on a mug from the gift shop for fifteen dollars so it all comes down to the basic tautology that some things have value just because someone decides it has value now for some people the value might be bragging rights to that end. You get to buy an nf t fred digital drawing of a cat because you are looking for a new way to show people. You are wealthy for others. Value might be about your phantom or support of an artist or musician. Kings of leon grimes dead mouse and many others have released. And fte's for music and art and for others. The value might be purely speculative. You're buying the nf t for digital drawing up a cat because you think it will rise in value as many other people agree. They want that authentic digital drawing a cat. And you're like seriously digital yes. Ten years ago. A guy named chris torres created the animated. Meam niane cat. You know it as the flying cat with a pop tart for a body and it's leaving a rainbow trail behind as soon as you google. It you're going to be like. Oh cat i totally know what you're talking about. So in february torres created an nf t version and put it up for auction and it sold for nearly six hundred thousand dollars following a last minute bidding frenzy other f- tease out there. William shatner is dental x ray digital baseball cards photos of lindsay lohan. And the first tweet. By jack dorsey just sold for two point. Nine million. don't feel too bad because the proceeds argos support a charity. So there's that and if t. Are definitely booming right now with probably more speculators than collectors and fans driving up prices but experts looking beyond the boom. See a great opportunity for a new way to guarantee authenticity. So for example nike already has a patent to create. Nfc's attached to shoes to guarantee their authenticity. Called crypto. kicks so when you consider that. A pair of air jordan twelve flu games are worth more than one hundred thousand dollars. Yeah i think. I want an fte with that purchase. Please and maybe you're still skeptical like a bunch of people in the comments of the articles. I read but seriously. How is this all that new and different. It's not like people buy sneakers art or baseball cards for the value of the materials themselves. They buy them for the aesthetics. The design the rarity as the new york times quoted. Marc andreessen. ben. Horowitz a two hundred dollar pair of sneakers is like five dollars in plastic. You're buying a feeling and right now the feeling that. Fte's is similar to one a stamp collector or baseball card collector or art collector or fashion. Or even a speculator might feel. It's that feeling that you are special because you own something someone else wants.

NFC Mitchell Mitchell Clarke Wired New York Times Leon Grimes Chris Torres Mona Lisa Mario Bhai Jack Dorsey William Shatner Torres Baseball Lindsay Lohan Google Nike FLU
The COVID Effect is a Boon for Kids Online Gaming

Business Wars Daily

03:19 min | 9 months ago

The COVID Effect is a Boon for Kids Online Gaming

"If you had to guess one company that saw revenues absolutely skyrocket in twenty twenty. What would you say you might think. I don't know what zoom maybe peril others another brand benefiting from a rough twenty twenty. It's roadblocks and online game that counts middle schoolers as its biggest fans. Don't ask me how. I know if you have a preteen noah preteen or are a preteen. Chances are you've heard of blocks. He lets users around one hundred fifty million a month build and play video games without needing to know how to write code. It's free to join. The company makes money through the sale of in-app purchases using its own virtual currency users can buy costumes for their virtual characters or jump up a level or two game and when i say roadblocks makes money i do mean a lot of money. Roablock says revenue jumped seventy percent between september twenty nineteen and september twenty twenty two more than six hundred million dollars. The motley fool reported that the games daily users number over thirty million people. Those figures have investors drooling and last week. They got a chance to buy into roadblocks wild success when the company went public the platforms value soared sixty percent to forty seven billion dollars after its first day of trading so who would have thought an online kids game would be exploding in popularity right about now. Well anyone who has a middle schooler at home. If kids seem extra attached to their tech devices at the moment. they're not alone. The amount of time kids spent on screens doubled in the first half of twenty twenty. As compared to the same period the prior year so reports the new york times custodio which tracks device usage kids ages four through fifteen called the cova effect socially isolated kids largely stuck at home made for quite the captive audience and that meant more money for games like roadblocks one reddit users summed it up nicely. Kids who distance learning always have tabs open and roadblocks the user wrote quote and nowhere. Mommy leaves her purse unquote. But roadblocks isn't the only game out there benefiting from all those open internet tabs minecraft has been making microsoft quite proud parent company as of late the game which bills itself as an open ended online video game saw twenty five percent increase in new players in the early months of the pandemic. Unlike roadblocks minecraft users pay up front for access to the game that netted them over four hundred million in revenue last year. Nowhere near roadblocks is twenty twenty revenue but both companies have turned quite the prophet in a year that decimated several industries but the so-called cove effect is only expected to last as long as well. Cova does right best of secret. Even roadblocks said so in its s one filing they wrote quote. We do not expect these activity levels to be sustained and in future periods we expect growth rates for our revenue to decline unquote whether or not usage rates. Actually plummet is more kids. Go back to school. Long-abandoned screen time rules claw their way back into homes that does remain to be seen but one thing is clear. The roadblocks rage has taught us to never underestimate the power of a kid with access to a technological device and knowing where to find a credit card is helpful to come on. Don't just blame the ipad

Roablock The New York Times Reddit Cova Microsoft
Alexander Mikaberidze takes us through the history of the Napoleonic era

Based On a True Story

03:18 min | 9 months ago

Alexander Mikaberidze takes us through the history of the Napoleonic era

"Let's start by setting up the hoof the two main characters that we see throughout the movie are gabrielle. Farrow and our montebourg who are both lieutenants in napoleon's army. Were they real people. Kind of the story of you're a ridley scott chose direct a screenplay drafted from ninety seven availa from the famous author joseph conrad but away the noble a was published as dual in britain. But it was kind of the point. Honorary night it stays and you can still find the first edition of in used. Bookstores and condo story was supposedly inspired by this real duels olga. He clearly to liberties facts and the story was about the duel between two officers of napoleonic army. The historical individuals of peer won't The town and francois leotard lavazza. Who became ill baer and finkel in the movie and both of them are very collar for the interesting individuals. Do point was born in chaban as in shock and in western france in seventeen sixty five like many of his generation. He first saw action I military action. During the french revolutionary. Wars in fact he fought that battle. Volney really important. Battled all of the then. He served in the rhineland and by seventeen ninety seven. He's already a general so he would have been all league thirty two years old and a general widely respected for his Martial abilities He supported napoleon in seventeen ninety nine when that general sees power to our and then he couponing pollyanna campaigns. All is distinguishing himself. I mean he. This guy was quite successful in quite capable. Man fought at morongo for that Allback where he he did. Do really remarkable defense with barely five thousand man. He was able to stop and australia. That was five times larger and then he earned accolades for he's exported. Ooh macron's rheinland in the sauna zone and with such a stellar record. He had much to expect from the future of maybe even marshal's baton right as new polian savings says every soldier right in. My army carries marshals. Donen in these anyone could carry. It probably will Dupont was one of them but it all changing in eighteen eight. Napoleon sent dupont you. Spain with motley crue of a of the provisional battalions new new recruits swiss troops. That wayne pressed into service. No one over. Dick league cited fighting and he's tasked was to secure the southern region of of spain and initial successes. He found himself surrounded by the largest army and in the remarkable decision affected. He's entire life. Dupont decided to surrender with some eighteen thousand men at violin in the news of this french. Defeat him in the worse than they surrender right but shock europe. Napoleon is range. Dupont is sent to court martial deprived of his rank and his title kashir and then sent to a military installation into to be imprisoned there for the rest of the only any wars

Montebourg Napoleon's Army Napoleonic Army Francois Leotard Lavazza Chaban Volney Joseph Conrad Farrow Ridley Scott Allback Finkel Gabrielle Olga Baer Rhineland Britain Donen Morongo Dupont Napoleon
Door Dash Shares Fall 16 % After Release of Company's First Earnings Report

Motley Fool Money

01:46 min | 9 months ago

Door Dash Shares Fall 16 % After Release of Company's First Earnings Report

"Shares of jordache falling sixteen percent on friday after the company's first earnings report as a public company revenue was higher than expected but door dash lost hundreds of millions of dollars. Ron shouldn't a business like this. Be doing well at a time when food delivery is higher than normal. They're doing well but it's an expensive business to run and just haven't reached the level yet that they expect to see that that that path to profitability that relatively early stage companies like to talk about a little context. The ipo in december was priced at one. O two went up around percents the first day if you recall for somewhere in the high one fifty s today as you said first quarterly report as a public company. It was mixed results solid guidance with soft revenue up two hundred and twenty percent total orders of two hundred and thirty percent obviously covert. Is the main driver. There reported a loss of as you said of several hundred million. Three hundred. Twelve million dollars for the corridor That was bigger than last year's loss of one hundred and thirty four million so increased expenses lower profitability there. They did have adjusted ebitda. That was positive so cash flow was positive at ninety. Four million so that. That's one bright spot. The guidance expects fewer customer orders reduced or frequency smaller average orders in the back half of the year as the vaccine rolls out allows people to get back to restaurants again. I don't think we should be surprised about that. There was some artificial growth here built in because we were all stuck at home. It doesn't mean the door. Jordache isn't relevant and doesn't have a business model that will make sense in the future but it's going to go back to a more normal business. Looks like for them

Jordache RON
Cerence Announces Record First Quarter 2021 Results

MarketFoolery

03:26 min | 10 months ago

Cerence Announces Record First Quarter 2021 Results

"Gonna start today with severance the automotive. Ai developer came out with record results in the first quarter and yet shares of severance down. eight percent. today is this evaluation thing. Is this people in the market. Saying look it's up. Four hundred percent of the past year where we're taking some profits. I think that's a reasonable. That's a reasonable assumption. There are some things in the call that could lead you to believe maybe the near term there might be some challenges. But yeah i mean there's no doubt it is a it's a business it's not profitable yet and and so that is one of those things. That's the biggest risk to to a stock like this today is is typically going to be valuation given how far it's run in such a short time if you just been a tremendous perform for us in our services and it's really turning into a fun little company to follow the valley. It shows the value. I think that spinoffs can offer. Because if you remember. Sarah is it used to be a part of nuance communications and spun off from nuance to to become. Its own own little company but but really servants for folks who don't know. What does i mean. This is a company that focuses on conversational envision. Art official intelligence based products for the automobile. And so it's essentially getting in your car in being able to operate things primarily with your voice but they also have audio or visual components. They're they're working with a partnerships to develop a augmented reality windshields so all sorts of things they're developing as the car becomes next frontier and i. It's the neat thing about this business. I is when you when you actually go through. What they do in the primary focus today is on the automobile but they also they also like to tout the market expansion potential and adjacent markets including get this. Chris cruise ships two wheel vehicles and elevators so so modes of transportation of all sorts. I mean they're really looking to get into all sorts of different modes of transportation. It really the car is the primary frontier for this this business but to your point it was a great quarter. Revenue grew by twenty three percent. They had called incidentally for ten to sixteen percent previously so they said they really surpassed guidance there so ninety five million dollars for the quarter versus versus a year ago setting a new quarterly record. They've continued growth in billings per car and interestingly too they won back a major european. Oem deal for the quarter so so generating some new infotainment designs of for a major european and that production will start in two thousand twenty three. So there's a lot of cool stuff on the horizon. I mentioned there. Were some signs that maybe some near-term challenges in primarily that was noted in a supply chain constraints. Semiconductors in i i think management is being pretty upfront with that. We've seen that mentioned before and other calls. The company are referred to on motley. Fool money this past week synthetics they noted the same thing that there are just some supply chain constraints in the semicon semiconductor industry. Right now that are that are putting some businesses in a little bit of a pinch. That's a near term thing. That's not a business specific specific things so so for me. I look at what this business is doing the regardless of the selling off today. I think they really still are. They're delivering what they say they're going to deliver in. And i'm really encouraged.

Chris Cruise Sarah Motley
A New Study Says Money Really Can Buy Happiness? Not Exactly, Says the Author

Motley Fool Answers

03:16 min | 10 months ago

A New Study Says Money Really Can Buy Happiness? Not Exactly, Says the Author

"So alison what's up. Well bro as the old adage goes. Money can't buy happiness. I mean just look. At the twenty. Ten princeton study by economist angus deaton and psychologist daniel. Carlson they found that happiness goes up. The more you make put it plateaus once you get to about seventy five thousand in income doesn't matter how much you're gonna make after that. Your happiness just really doesn't improve that much the red pepper takeaways from this. Dare i say landmark. Study one being that once you have the basic necessities in life more doesn't make you much happier and the other takeaway being that the wealthier you are the more you compare yourself to the joneses and are ultimately left jealous and wanting to keep up. I mean look at richard corey. He owned one half of this whole town but was he happy. No now don't you feel better. So enjoy working in his factory but then warns matthew killingsworth had to come along with his study justice last month and restore that feeling of glueck schmierer's the germans have a word for feeling bad about the good fortune of others. Killingsworth collected one point seven million data points from more than thirty three thousand participants who provided in the moment snapshots of their feelings during daily life. So essentially it was an app it would ping them throughout the day and ask them. How are you feeling right now. And this measured what's called experienced wellness. He also asked people generally how happy they thought they were their overall happiness and apparently that's called evaluative being anyway. So what did he find. Did he confirm that. Once you look at people with income over seventy five thousand dollars happiness plateaus and you just don't get that same happy bang for your buck. No matter how much money you make well as it turns out you continue to get happier as your income rises and the study didn't find any sort of plateau and happiness after a certain level of income neither in evaluated or experienced wellbeing. Why is this well. The researcher believes that higher earners are happier in part because of an increased sense of control over their life to quote him. He says when you have more money you have more choices about how to live your life. You can likely see this. In the pandemic people living paycheck to paycheck who lose their job. Might need to take the first available job to stay afloat. Even if it's one they dislike able with a financial cushion can wait for one. That's a better fit across decisions. Big and small having more money gives a person more choices and a greater sense of autonomy and quote. So what's the lesson. go out there and make as much money as you can. Because your happiness will just keep skyrocketing actually no because the study also found that people who equate having money to success are actually kinda miserable. They often work long hours and are stressed out about their time. Whoops there goes your sense of autonomy ultimately the takeaway from the study is that money is just one factor happiness and while having money certainly beats not having money. It's ultimately about the sense of control power and autonomy that money affords you and a bunch of other factors too. I mean i'll bet. Richard cory didn't get a lot of hugs growing up so bro. Go hug

Angus Deaton Richard Corey Matthew Killingsworth Glueck Schmierer Carlson Alison Killingsworth Princeton Daniel Richard Cory
NAACP LDF Announces Marshall-Motley Scholars Program

The Takeaway

01:02 min | 11 months ago

NAACP LDF Announces Marshall-Motley Scholars Program

"Of peril but also a time of tremendous possibilities. The head of the end of the Legal Defense and educational Fund says the organization wants a new generation of civil rights lawyers in the South. Now it has a $40 million gift from an anonymous donor to put them through law school. Here's NPR's Carrie Johnson. LDF president, Caroline Eiffel says the scholarships will focus on the place where most of the LDS cases originate. The South is a critical region in this country for civil rights activism. It is still the region where a majority of black people live. The program is named after two LDF alumni late Supreme Court Justice Thurgood Marshall and Constance Baker Motley, the first black woman to be a federal Judge. The scholarships will cover tuition, room and board and other training. In return, applicants agree to spend at least eight years working on civil rights cases in the South. Eiffel says they're likely to handle voting rights disparities and housing and education and other cases. Carrie Johnson NPR NEWS Washington This

LDF Carrie Johnson Caroline Eiffel Justice Thurgood Marshall Constance Baker Motley NPR Supreme Court Eiffel Washington
Anonymous $40 million gift funding 50 civil rights lawyers

AP News Radio

00:41 sec | 11 months ago

Anonymous $40 million gift funding 50 civil rights lawyers

"An anonymous donor gives forty million dollars to the N. double ACP legal defense and educational fund to use for scholarships for racial justice law students the LDF says with that money it plans to send fifty students to law school in return they must commit to eight years of racial justice work in the south starting with a two year postgraduate fellowship in the civil rights organization the LDF chose Martin Luther king day to announce the Marshall Molly scholars program named after former Supreme Court justice Thurgood Marshall and Constance Baker motley as lawyers both played a pivotal role that led to the courts brown V. board of ed ruling outlawing racial segregation in public schools I'm Julie Walker

Acp Legal Defense And Educatio LDF Civil Rights Organization Marshall Molly Constance Baker Motley Martin Luther King Thurgood Marshall Supreme Court Courts Brown V. Board Of Ed Ru Julie Walker
"motley" Discussed on Pantheon

Pantheon

03:30 min | 1 year ago

"motley" Discussed on Pantheon

"That's kind of a new tattoo kind of falls in there with without you name song but this was the album that should have come out after dr feelgood. If they were if they were going to continue to be motley crue that would have been the album. That should came out then another song on this album. That really good is a song called fake. Which is my favorite. It's a quintessential motley crue song. Yeah see i look at that. I forgot about fake. That's my favorite drag for sure. Yeah i guess as good as hell on high heels is i'll put it in second place behind fake because fake is so good i still think how high heels is the best thing on there and then you like a lot of stuff on here. I don't like because. I don't like to strip superstar the worst song my easily in my opinion is i ban on the moon. That's terrible no new taxes. I like that. it's so bad. But i love okay. We're gonna have to agree to disagree there. But this was molly crew being what molly crew always was. They weren't trying to be different like they were on ninety four. They weren't trying to be pretentious like they were on generation swine. This was legit. You know this was real motley crue in and it's no wonder at this time tommy lead in want nothing to do with this. You know i get imagine he probably like you know motley crue ninety four was what they should have stuck with and then when they got vince back but still tried to do the like the four sort of direction with the i mean because i mean tommy lee is way is all over generation swine. You get so much sampling and much weird triggered drums and things like that and his own song which is awful to go from that to know. Now it's time to do. Dr feelgood part to totally understand. Why tommy leading one. Nothing to do with that but the rest of the band was like this is what we should have been doing all along well to make a comparison for why this album doesn't really do a lot for me is similar to kiss fans that don't get a big rise out of sonic boom or it kind of feels like we're trying do what we should have done. I don't feel the chemistry here. It feels like they'd been apart for too long and they weren't getting along and it sounds like the result of a band not getting along also missing a giant piece of the puzzle. This album i think should be called vinci's revenge or subtitled. I told you so by vince. Neal because vince obviously went along with what crew was doing for generation swine and it didn't work and so this was his chance to say. I told you so. This was the album we shoulda done all along but in the end it didn't really matter because when this came out nobody cared about molly crew except for maybe the three of us in the thousand people listening to this right now it. May i bomb pretty bad. And i i saw the tour for this and no disrespect or any kathy awesome drummer. Maybe there's some chemistry missing there but you definitely can't take that away from him because he cast steals one of the greatest rock drummers of all time. That's almost like if you can't have tommy lee here's randi castio. It's like okay. All right we can make this work. I saw them at the amphitheater..

tommy lee dr feelgood vince motley vinci randi castio kathy Neal
"motley" Discussed on Decibel Geek Podcast

Decibel Geek Podcast

05:05 min | 1 year ago

"motley" Discussed on Decibel Geek Podcast

"Then yeah pull those out and set everything back to nine thousand nine hundred eighty nine and then let's record this bad boy. Do not disagree. I think the title tracks the best thing on. It's absolutely I'm a little partial down at the whisky. Yeah i like that. It's kind of like one of those like we talked about when we started this today. The the story songs that motley crue are good at and that what what better story to tell than your own you know and it's got a good kind of a an early motley crue kind of feel to it another one that you guys probably think he's weird meet alike but i always kinda wondered what the animal in me would have done if it was released as a single off a doctor feelgood instead of without you what would how would that have affected the world better than you. I do like that song. I agree see i do too. I i listen to that and say if that was released in eighty eight eighty nine that would have been massive. Not a lot of love for chicks sequel trouble. No that's probably the worst one. I think pretty easily the worst one just another psycho is cool. I like that that just on their psycho kind of reminds me of like john karate song echinacea that would have been better with john karate. Singing it in ninety four white trash circus. Don't really do it for me going. I was swinging his pretty cool about a family. That one. yeah motherfucker. The years kinda. That's that's six. am song for sure. But this ain't a love song. I think is a good one. I think that's your. I think that would this ain't a love. Song would probably be my number two behind down at the whisky and then probably the title track. Is that the one that says the sign a love song. This is a fox. sounds stupid. i don't know it's kinda cool. I like the music. I guess when you say it is not cool but when vince neal does it it's different you know. I'm not a school with vince. Neal so he. That's exactly what i'm trying to say to me. It just didn't come off as motley record that yeah yeah it was. It was cool to have something with their name on it. Come out at that time because it was at a time like chris was saying you know when new tattoo came out. And i'm going. Yeah molly crews got a new alimon. People going really. I had no idea this one people were actually kind of excited about because it was at that time where everything changed by. Then you know at at a time. When new tattoo came out people still made fun of you for liking molly crew. At the time saints. Los angeles came out. Everybody loved motley crue. It's kind of weird with with new tattoo and also this..

vince neal motley Los angeles molly john chris
"motley" Discussed on Motley Fool Answers

Motley Fool Answers

44:21 min | 1 year ago

"motley" Discussed on Motley Fool Answers

"The. Multiple answers I'm out Southwick and I'm joined, is always by broke camp. Personal Finance expert here at the Motley Fool. Hey, BRO, well! Hello Alison. It's the July mailbag where we answer your questions and this month it's with the help of multiple analyst Jason Moser. Should you buy a house now? What is modern portfolio theory and also here Jason's thoughts on a lot of stocks all that and more on this week's episode of Molly fully answers. Jason thanks coming back. <hes> you know I mean i. told you you invite me. I'M GONNA. Be here every single time. Thanks for having me back. I mean we appreciate it because we know you're a busy man, and so we do appreciate that you carve out time for us in our little show, don't. Always always make time for those important people in my life rule number one make time for allison and Bro I love. It sounds like a good one to me. Everybody wins. All right well, I guess we should just get into it, so the first question comes from Darren I've subscribed to the full for over a year and I'm really pleased with the service. I would like to know your thoughts about my holdings in Shop Affi- I've bought several times over the last three years, and it's now over thirty five percent of my portfolio and I. Don't know if I should continue holding or trimmed down. What would you advise a good problem to have I was gonna say that exact same thing? That's a good problem have? In a very glad, you have subscribed to our services in your really pleased. That's that's what we aim to to do. We aim to please help you make money and so yeah. This is one of those situations that we will find ourselves in from time to time as investors. A nice problem to have but something you do need to address at some point because it is going to be a little bit different for everybody. In so coming from the perspective of I, also own shop, a Fi stock in it's it's a wonderful investment. It certainly is taking up a bigger. Part of my portfolio a not at thirty five percent where you are. I think for me. It really does boil down to. That sleeping at night test in other words, you need to be able to go to sleep at night without worrying about this kind of stuff, and if you feel like shop, a Fi represents too much. Of your portfolio if you feel like you're overly allocated their, then, you may need to consider pulling it back a little, but now I mean it's. It's I think it's always important. Note you know. It's a big difference between building up a position buying a position to make this size to make this type of allocation in your portfolio. It's another thing entirely to have position grow into beat into becoming that size i. mean that that is that is in a little bit of a different dynamic there, so people all the different ways, some sometimes folks will, they will just sort of looking at it from the house money, concept or you. You just sell enough shares to recoup your initial investment, and then you let the rest of it go. Some people are perfectly fine with thirty five percent. Some people are not. They want a pair back so i. do think you need to kind of figure out what helps you sleep at night I do think that shop by a great business. I think the biggest risk in only shop, if I right now is valuation, just because it's dominating, it's space, but it's not making any money yet, and it's probably going to be a little while until they do <hes> so that valuation risk is there, but ultimately yeah I think determine. Where you feel most comfortable with it, and if you feel like you need to put a little bit of that money off the table, and he thirty five percents a lot, certainly very understandable. If they've said something you need to do if you do decide to pair it back a little bit. You've made multiple purchases, so you can identify the shares to sell to manage the tax consequence if this isn't a brokerage account and not an IRA. All right next question comes from Steven. If you are forced into unemployment, you are paying federal income taxes on unemployment payments are not contributing to social security nor to Medicare. How does this affect your future calculation of social security benefits and can one contribute to the social security fund during unemployment to mitigate any adverse effects on benefits, it is a little bit adding insult to injury, but you do owe federal income taxes on your unemployment benefits, and if your state charges has a state income tax, you probably have to pay state tax on that, although there are a handful of states that exempt unemployment benefits, so that's good news. And by the way you, you could have taxes withheld from your unemployment benefits you file. This form called form w four V. if you want, they withhold ten percent, or you can do quarterly estimated payments if you wanNA avoid that big tax bill at the end of the year, but if you're strapped for cash is probably just better to get the money now worried about your taxes later <hes> Eh. Stephen notes out. You do not pay payroll taxes. Those are the things that go into social security and Medicare so. So. It could result in a lower social security benefit, however, keep in mind that social security is based on your thirty five highest earning years, so if you enter the workforce at say twenty two and you work until you're mid to late sixties. That's more than forty years where the working so hopefully. If you miss out, if this year is not so good somewhere among those other forty, five or so years, you've had thirty five really good year so that this year won't be that big of a deal. So it probably will be okay. And then to address the last question. Unfortunately, no, you cannot make voluntary contributions to social security. There is at least one academic working paper out there. That suggested that people could buy into social security by like extra credits as opposed to contributing to your 401k, but so far that has not been passed by Congress I had an ex. Question comes from Sam. I heard to stocks discussed on another full podcast. When I read articles about them, it mentions they are thinly traded. I have two questions one I'm sure my position would still be quite small so I think I'd still be able to get in and out, but are there other things I should think about when it's a thinly traded stock and question number two. Is there a certain amount of? Daily volume you like to look for when considering a stock foreign investment. What volume do you want to see to not be? Quote thinly traded stock. Yes very good question in thinly traded stock just refers to the either the amount of shares or the dollar volume of shares that would trade on any given. Market Day and so. The. Thinly traded stock. The the problem is that you may not necessarily able to buy and or sell at the prices. You necessarily think you might be able to in other words when you look at a stock's price and you're looking through the. What what's going on throughout the day on the market, you'll see that did ask spread, which is essentially the bid. Ask spread is it's what someone's willing to pay for the stock versus what someone is asking to be paid for the stock? Because you know you have a buyer and a seller on on in every transaction they're. Normally most cases, these business business bread is very tiny, the couple of pennies maybe for most stocks because they're. They're heavily traded right there. There are plenty of dollar volume. But there are a lot of smaller companies small caps in particular in in you know a micro cap, specifically that don't necessarily meet these kinds of thresholds, and so you definitely have to be aware of that now I'll go back in time just a little bit, too. When we were running the service here at the fool called million dollar portfolios Roman Romani portfolio that we help manage members, and it was never really a problem, but we did have a condition in there. We were always looking for at least ten million dollars in average. Trading volume total daily volume now understand I'm not saying the number of shares saying the amount of money so basically shares times price, but we're always looking for at least ten million dollars. That wasn't set in stone it. It was an idea for us. It wasn't ever really a problem because we had a very diversified portfolio with a number of different types of companies, but when you're looking for smaller companies, you would've just keep that in mind that did ask. Spread is is something that <hes> just because it says the stock is twenty dollars. That doesn't necessarily mean you'll pay twenty dollars if there is a a big spread there between the bid, and the ask in so I think whenever you're considering stocks that have any lighter trading volume or thinly traded stock. Just be sure to use limit orders. Limit Orders of let us stipulate the price that you are willing to pay for or that you're willing to. To accept a if you're selling a limit, order is just a really good way to protect yourself from any unwanted surprise thinly traded stocks. You might not always necessarily get them when you want them, so you might have to lead that limited are in there for a little while, but but a limit order is a great way to protect you from any unwanted surprises. Next question comes from Randall. I'm in my late thirties now, but earlier in my life. I was very very bad with my money. Collection Calls Welfare and bankruptcy or not strangers to me. I've been at the bottom then I met the love of my life, and she convinced me to turn things around ten, and a half years later and I have done a complete one eighty, I took control of our finances rebuilt my credit and started investing and listening to all you find folks all. I opened it investing account with the goal of saving and building enough a down payment on a home. I'm happy to say we've now reached that goal. I recently sold at a profit because I didn't want that. Money tied up in the market. If we are close to needing it for a house, but now that we're here, I'm not sure what to do. We currently rent a basement apartment and our neighbors general living situation are less than ideal to put it mildly. So, we're champing at the bit to jump into the housing market that being said the experts have been calling for a drop in the housing market for a while, and that was before the pandemic hit now I'm worried that if we buy right away a year or two or three from now, interest rates will spike, and we could be put in a difficult situation. I live near Toronto. Canada or the housing market is already highly inflated in relation to the rest of the country should I be worried? While Randall first of all congrats on turning your financial life around love hearing success stories like that so good job on that. So I'll start with my standard answer with the rent versus buy decision, and that is just pull up spreadsheet and compare the all in cost of renting, including what you could earn on the money that use for down payment versus the all in cost of buying including the opportunity cost of putting down payment as opposed to having invested as well as insurance and taxes and maintenance, and all that stuff and project, where you might be in five to ten years based on various scenarios on what happens to stocks, if you. Rent an invest the down payment versus what happens to? What you'd look like depending on where home prices go. Generally speaking. If mortgage rates go up, that could way down on real estate prices we did see mortgage rates. Go Up for a bit a few years ago, but the housing market did find, but you could certainly envision a scenario where rates went much much higher, making houses, much less affordable and prices would have to adjust. But I don't expect that to happen anytime soon. I think we're. GonNa have low rates for awhile, but beyond that I don't know I've given up trying to predict where interest rates are going or even paying attention to people who try to predict where interest rates are going, so who knows? That said since you live in Canada. I thought I'd check. In where rates are these days and I and I got a brief reminder that things are actually different in Canada so I did a little bit of research. And then realize I had reach out to someone who knows, I reached out to Canadian Motley fool analysts Jim Gillies, and he had some thoughts so first of all just for you non-canadians out there. It is really different so in America. We get this thirty year mortgage than we have the same payment for thirty years. It's fixed. They don't have that in Canada. What's the most common is a twenty five year? But only the first few years or fixed. And then adjusts so in that context you can understand why Randall is worried about interest rates going up because over the next depending on which alone he gets the most popular is a five year fixed, and then you basically have to go get a new loan probably. So that put that in context, a little more, but also Toronto, really is crazy expensive. Vs from the end of last year that put it as the most overvalued real estate market in the world behind Munich. As Jim pointed out in our call here in the US we had our housing peak in two, thousand, six, two, thousand seven, and then we had what he called a reset, which is basically prices came down significantly candidate and have that slight downturn at home prices, but then they just kept on going up, so it really is different there, so when Jim explain all this to me, the difference in mortgages and the difference in home prices. Frankly he was inclined to say to this guy. You Might WanNa rent for while more and see what happens, but he also had the good advice of okay. What if you buy in prices? Come Down Fifteen percent twenty percent. What if they come down to a point where he upside down? You owe more than the home is worth. Are you okay with that? If. You're okay with that. Maybe it's okay to do that. But it certainly sounds like dicey situation than if someone were telling me like I'm thinking of do this in Dubuque Iowa or something like that. <hes> couple of other differences. In case you're curious about Canada in the US. Your mortgage is portable in Canada south. You Buy A. Get the five year mortgage, but then move get to take the mortgage with you for the next house and <hes> interest is not tax deductible. US Look at you, Robert, broke? Camp Can Canadian real estate experts there you go. Next! Question comes from Chris. I was on twitter the other day and saw that one of your contributors Brian Feroldi tweeted that he doesn't believe in a long list of technical trading terms and then modern portfolio theory. Can you help me understand what not believing an MP? T with mean this? He believed that diversification doesn't reduce risk. Also every financial adviser I've ever talked to his preached empty, so I would love to hear the counterargument. Jason you're not Brian for all the. Question I am not Brian for all the do get the talk of Brian Pretty good bit though. I I must admit I. Don't know what he said here in regard to modern portfolio theory and all of these technical trading arms. But I think I can take a guess. Generally speaking I agree with them, and I think you could sit there and look up the portfolio theory in you know read about it as much as you want. Just go to google modern portfolio theory, and you can dig right in there, but in a nutshell ultimately, what modern portfolio theory is the intention behind it? It's meant to reduce risk while maximizing returns. It assumes that investors don't like risk. They prefer less risky portfolios to riskier ones in order to achieve a certain level of return so right there. I kind of kind of lost me right there because I don't believe that every ever investors risk averse I think some investors have a very. Healthy, appetite for risk, and frankly I would say I got a pretty high tolerance for risk when it comes to investing, made it just because of what I do for a living but I. You know to me I like having that trade off least unhappy. Happy to take some risks there. If I feel like that upside, it's going to be potentially worth. So with modern portfolio theory, it introduces a lot of fancy math in the form of variances and correlations in order to come up with this. Quantifiable, investing strategy that ultimately helps reduce risk while allowing the investor to achieve. Certain returns in. Maybe it works for some not I'm not dismissing it personally I. Don't use it, I don't personally subscribe to it I. Don't need it. I think honestly for us. In a really believe it's extends to to most people in our full universe is that is individual investors I think a more meaningful way to reduce risk. is to just extend your timeline like invest longer. So like Tom Gardner said a number of years back when we were. Working on Motley, fool one basically take your take the time line that you think you want to own any individual stocks you buy shares of starbucks and I plan on owning it for you know five years. Okay, we'll just double it. Cloning it for ten in all of a sudden right there. You've given yourself more time. Time is one of the big advantages we have is individual investors. Money managers don't have that advantage, Wall Street done generally handed abandoned, either, but if you can be patient and just invest in good businesses. That risk really starts to come down over time. There are plenty of studies out there. That show that risk comes down the longer you hold onto those stocks, which into me, just renders modern portfolio, theory, more or less not useful mean on things, not useful for everybody, but it's not useful for me and <hes> based on Chris. Question <hes>. It sounds like a agree with what Brian was saying there. We think I'll add to. That is I agree that risk is really not that much of a consideration if you are saving for retirement. But once you are in retirement man, and just say like you know what the market's not I'm going to extend my time highs in ten years. Because you need to spend money in that situation, I think diversification is important. It's important to have assets that don't always move the same direction at the same time. For some fools. That's just as simple as keeping any money need the next five years in cash, so you're right out any ups and downs, and that can be fine. But I. do think it makes sense to have. A mix of investment so that right now, technology stocks are doing very well, and we hope that continues to do well, but we remember was that happened in two thousand from two thousand to two, and there were down for quite a while anyone who retired in one, thousand, nine, hundred nine, or so it was very happy to have some small caps value maybe a. A little international, some reits to ride out the storm Yeah I think we talk about that often like recognizing where you are as an investor in life, are you in the grow your wealth stage, or are you in the protector stage, because they are two very different strategies, and we're all hopefully going to be in both of them at one point or another right? I personally and still on the grow your wealth stage I. Think we all probably are, but you will at some point get to where you need to focus on protecting the wealth that you've made so that you can then have that money to spend, and that definitely will dictate your investment strategy things that you're invested in and whatnot. Generally speaking I do like the idea for people who are just risk averse and have this notion that investing is just too risky. I mean the fact of the matter is not investing as far away greater risk like not investing. You will never grow your money if you don't the best, so if if if risk is a problem, I think generally speaking. Along the lines of diversification idea that that bros. talking about him, he just invest in invest in SNP index fund is something that just follows the progress and p. you know you're going to be participating in and if you look at that over the over the stretch of time, their five ten twenty thirty years, I mean that trend does go one way. It, but clearly the older you get, the more you need to start focusing on protecting your wealth, and that will change the way you view things. Right next question comes from Alex from Alexandria if I buy Muny bonds from another state in my IRA. Is it still taxable and Alexander with who we have a bond on and we do have a bunch. I know Alex up super excited about having a bunch on in Alexandria to I can't believe I haven't been there. It's like two miles from my house, but we still haven't been oh i. know because there's a global pandemic going on and we. saw. Alyx if we buy me bonds from another state in my IRA is still taxable. Bro, help him out or her or so Muny Barnes. People Invest Immunity bonds because they're free of federal taxes and in many cases. If you're buying bonds issued by the place you live, they might be free of state and local taxes, so that can be doubly triply tax free. That's why people buy 'em. There are some times, however that if you own immune, abound outside of an IRA. Pay Taxes and this surprises some people. There's something called the minimum tax. If you buy immunity bond at a discount, and then it matures at par. If you buy a distress, Muny bond for like you put an eight thousand dollars, and you sell it later for ten thousand dollars as a capital gain. You'll be taxed on that. So, there are some times when you would pay taxes on media. Now, Alex is asking what if it's an IRA? Do I have to worry about paying tax interest. If it comes from another state and the answer is no, you won't have to worry about that. The only thing I would say is. Generally speaking immune bond already has built in tax advantages, so you wouldn't keep it in an IRA, unless there's the example of the stuff I was saying previously like for. It's one of those exceptions when him UNIBOND would result in taxes than you might WanNa keep it an IRA, but generally speaking. If you're going to buy Muny Bond, keep it out of an IRA. Next question comes from Boone. I just did my first. Roth conversion and looked at that old account for the first time in. There was the expected dividend producing fund I remembered, but there was a stock chesapeake energy that I had completely forgotten about since I purchased the stock in two thousand, six fifteen. It's down way down like eight point five percent off the purchase price. What should I do with it now? It's in a tax deferred accounts so I. Don't think the loss is realized until I. Start to pull money out of the account and that might not. Not Be for fifteen years current value of all my shares will be about one percent of the value of the account after the conversion. Do I sell in the very little value? I had left and depend on E. Trade to keep up with lost for me or should I hold on based on the slim chance. The stock will be worth more in the next ten years. Oil Stocks do act unusually on occasion, only oil stocks. Stock everything else makes that usually. Chesapeake has been really. Interesting Story to follow and frankly. I don't I. Don't know that I would look at it today. As a business that I'd WANNA own so typically if I. You know I think it was yet idea. Didn't sound like a position are actively building united investment didn't work out. I mean that that happens to all of us. We don't get them all right. We have a philosophy here at the full. A lot of do we like to? Water flowers and pull the weeds, and that's just a nice way of saying. Add to our winners in to get rid of losers in. This I think is more than likely slated to continue being a loser I mean. Chesapeake has lost a lot of value. In it does sound like based on when you purchased this, these is absolutely busted I mean. There there are all sorts of reasons to sell one of them is if you thesis busted and the reason why you invest in the company is is no longer the case, and I would he probably is the case with Chesapeake so to me like you know, you could sit there and let it go, but but what's the goal trying to get back to even, or are you trying to get back a couple of bucks for me a lot of times? I'll I'll take a little opportunity here and there to just go ahead and pull those weeds sell it. Be Done with it. In even though it's just unique out a little bit value there, you can still take that money and do something more productive with it. So. Yeah T to me. I can't tell you to buy or sell obviously, but I can certainly understand. Selling in this case, but I you know. As as oil and natural gas energy can can turn around. This is going to be one that has a lot of headwinds in in. You might be waiting a very long time <hes> to to get any of this money back. I point out here that I it seems that maybe boone has a slight misunderstanding of how taxes in aries work because he talked about realizing the loss when he takes the money out and trade keeping track of the loss for him, it sounds to me that he thinks that he can write the loss off whence he takes the money out. That may not be the case, but just to be clear. One of the great benefits of an IRA is you don't pay taxes on the gains, interest and dividends from year to year. But. One of the drawbacks is. You can't take a capital loss on that as well so there's really no no way to benefit on your tax return from this loss. Next question comes from Benjamin. You recommend seeing a fee. Only financial adviser for check in every so often I know there is the Garrett planning network and others to help find an advisor. But what questions do you ask? And what answers do you listen for when trying to find one that is worth his or her one hundred fifty to two hundred fifty per hour. So I would say start first with asking yourself some questions. What are you looking for? You could go for the whole launch. Lada where someone is managing your money analyzing retirement plan helping new save and a five twenty nine. Maybe even doing your taxes with some financial planners do help with the state planning, or are you looking for something more targeted? You just want advice about am I saving enough for retirement, or are you close to retirement? You're like I just WanNa make sure that I'm doing right when terms like choosing my Medicare plan and claiming social security at the right time, so first of all just be very clear of what you're looking for. Then if it involves investments in any way, you WanNa, make sure that you find someone who is at least in the general same area philosophically and I say this, because many financial planners are hardcore index. And if you come to them as a motley fool, listener member with a lot of individual stocks. They may say okay. I'll give you some general asset allocation guidance, or they'll say I don't care if you like to pick. Stocks are not my advises, sell the stocks and go to index funds, so you want to make sure that if you're gonNA, ask for any sort of investment. Advice that you wanna find someone who's someone somewhat at least aligned for what you're looking for. Once, you've got that then. Just asked some of the typical stuff. You might expect so credentials certified financial planner. Are they a CPA either their personal financial specialist. How long they've been in the business. There are lots of people who. <hes> have not been in the business very long. Even though they're not young people, a lot of people choose financial planning as a second career, which I think is great, but just because someone may be look like they're in their forties or fifties. Sixties doesn't mean they've been in the business that long, and you WANNA. See if they've worked with someone like you right so if you have. Maybe. You have a large amount of wealth large income huge portfolio. You WanNa make sure that they have experienced with dealing with those issues, but on the flip side to if if you have, are you know middle income, decent size portfolio, but nothing too complicated. You don't WanNa. Go to someone who's used to dealing with someone who's wealthier partially because those people charge a lot more. You want to find someone who's kind of a little more lined up with what you're doing. Then make appointments with three folks. All of them will do get do free. Get acquainted means, and you're just looking for someone who you feel comfortable with. Since, you mentioned Garrett Big Fan of the Gary Planning Network and other is is not for the National Association of Personal Financial Advisers. But Garrett on their website has a how to choose an adviser section. Just Google attitude visor Garrett Planet Network has a great chapter from a dummies book that they wrote about how to choose adviser, and they have a good questionnaire that you can print out in US asking lots of good questions of financial planner. It's tough. Choosing a financial planner like my mom just went through that Bro! Is You know and she didn't really have a lot of options in Boise Idaho. Maybe two and one of them, she I never called her back, and never got back her, and the other one was just so busy just so busy, and just she just never. It's it can be rough. Finding a financial planner can be I. Think what we'll see is one of the consequences of this. Of the coronavirus pandemic. Just, like we are all used to working from home, many financial advisors and financial planners an now working from home. So in what they're doing is they're becoming licensed in more states. So, if you are more comfortable, working with someone over zoom remotely I think you don't have to stick with someone in your area. You can go beyond your locations, but you know some people don't feel comfortable that if if they're going to have someone managing their life savings, they want to be able to meet them in person. That's just a personal choice. All right next question comes from twitter. Is that right from sully what I hear? Okay? I just listened to the episode mentioning Your Weakness Two. Shopping carts and Tj, Maxx that me or you Jason. Accused me. Thoughts on the stock. If I had a war on Amazon, basket would be Costco TJ maxx Home Depot tractor supply. What would be your basket against online retail? That's funny. Well okay, listen I wouldn't have basket against online retail, because online retails where it's at. The whole idea. The whole idea behind the basket approaches to find a long term trend that you feel like the world is headed toward and so the war on cash basket, for example that was always one about people using cash war, <hes> traffic payments now with that said I get the spirit of the question some going to answer it because I do like some of these ideas. And I I would definitely include Costco in their <hes> in Home Depot's well. Home Depot gets a lot of my money. Doesn't, but they have a very loyal fan base of customers that just are happy to renew year in year out. So I love those membership models there, so costco and a Home Depot for sure <hes> you know I'm going to give a little shout at my wife Robin I. Know that she would approve of my adding target to the mixer. She hasn't been raving about targets APP and ordering on the APP the able to go to the store. Just pick it up right there <hes>. I've talked with Ron Gross on more than one occasion about target and how this really has. Become a twenty first century resale right they're doing. They're doing everything online and in physical stores. What they call Alma Channel and then my fourth and I'm GONNA. Take this. You probably aren't expecting this when Alison. I'm GonNa Shock and all you. I'm ready. I'm ready Alta. We're going. Make up my I know my daughter's love. It ugly ugly Mug like this. What do I know about makeup? Tell you what. Get! A House with two daughters and a wife. That's what I know about make. There's a lot of it in an Ulta is a really really good business. They actually have a very nice diversified revenue stream. They've got the salon a`dynamic of the business which encourages people to go there <hes> they do have an online business. They have an augmented reality function there at where you can actually like. Try things on makeup to see how it looks. Mary Dillon just a phenomenal other adults of that's my fourth, their Ulta but they I appreciate the spirit of the question I like the idea I'm not saying this is the basket. I'm not tracking this basket in a not a not backing this basket, but in the spirit of the question if I had to develop. A basket, such as this one I think it'd go with those four. Yeah, I mean I guess you just have to think about what retail out there is something that you would still physically go to. Because the actual retail experience is being in the space is the experience and what you're there for? And I know I mean before Corona virus we I would go to target and just just couldn't believe how much money I had spent from walking through a few of the aisles. TJ Max is just a phenomenal business I mean what they've done through the years. Is really capitalized on the nature of the business, the advantage they have in that treasure hunt kind of nature like you go to TJ Max, maybe not necessarily looking for something, and then you end up finding a lot of things, and it can be a little bit lumping at times, but but generally speaking like management's a very good job of running that business, and they know how to exploit the advantage of experience. I think they're online game. Though I think they could probably get something going with online, and they just have not have not yet and so I. Haven't since Corona Virus for example. I haven't spent a single dollar there, but I continue to still shop at. Home Depot I. Think Yeah! We still shopping at home depot because we're doing. You know you gotta buy lumber somewhere. And I know my grandparents out in my my inlaws out in rural Virginia. They love tractor supply store, but that's not. That's not in <hes> where we live, but. Still New deck at the house there allison. I mean you, can you see? A big exposed beam behind me and some drywall work that needs to happen. Have lots of drywall work that needs to happen now though. Yeah Anyway get to that. All right next question comes from Matthew. I got married to my amazing wife nine days ago in a small Kobe nineteen wedding in our front yard after we postponed it from its original date in April all. It was definitely different, but still very special. My question is in relation to this wonderful event. My salary has been at a level that has allowed me to fund a roth. Ira I love the optionality of it, but after marrying my bad ass, wife are combined. Salaries are now over the limit that would allow me to fund the Roth. IRA does this affect occur immediately? Do I need to now open up a traditional. IRA and begin funding it or do I have until the end of the year. Matthew wants a Roth Bachelor party one last. Well Matthew I have bad news. When it comes to most things in taxes, your status and your age and things like that depends on where you are on the last day of the year, said if you're married on the last day of the year, you were considered married for the whole year. So that means if you contributed started contributing to a Roth IRA for twenty twenty. You need to call up your brokerage. Firm and re characterize that as a traditional. Now don't have any other traditional IRA, as it's very easy to do the back door, Ross which we've talked about before you can just google it or even when you call the brokerage, just say I want to do the backdoor. Roth and they'll tell you what to do. If, you have other traditional IRA as you can still do. It just becomes more complicated and you'll probably pay more taxes. So you, but you may not be totally out of luck and I should say that's only if you have a traditional IRA doesn't matter if your wife has traditional areas. One exception by the way <hes> of of what I just said. In terms of tax status and last day of the year is distributions from retirement accounts before it's age fifty nine and a half, you actually have to be age fifty nine and a half to avoid that ten percent early distribution penalty, unless some of the many exceptions that are out there exist. Right next question comes from Warren Warren Buffett. Maybe I don't know that's why I was thinking. He's asking about coq, so maybe maybe. Once James Opinion on coke. By? Or hold? Wants to now. I'd give buffet night give. Kiesel Warren of the same advice and I would say. For some I'm not buying it. Not Buying it I'm not holding it if I own it. I guess that means sell it. Even Atlanta Georgia person like you i. feel like it's almost sacrilege. I am pretty close to probably not being ever even invited back. But the facts are the facts. Okay, I mean you do have to look at the stock itself has been ain't bad stockton for the last five years. I mean I do understand why when you look at it what they do, I mean they have. Four hundred master brands, and less than fifty percent of them are the big global brands that are actually responsible for almost all of their revenue when I say almost only ninety eight percent, so it's a business. It's very reliant on on. You know a small portfolio of really successful grants. The problem is now. We've always talked about cocoa beans such a great distribution story and that's true. They've got a distribution network. It's just phenomenal, but the problem is now. They're what they're distributing is is being seen as not so good for you in so you're seeing them. Have it into to essentially pivot away from what you know brought them all of the success for all these years. Years in soda and that that's not going to change I. Mean you're always GonNa have people to drink soda? People are not to drinking as much soda going forward in the numbers of just kind of the kind of shown that through that through the quarters in the years of Coca, Cola and Pepsi Pepsi. Has the salty snacks division, which I've always been very. Impressed by I, mean I love a good Cheeto, and so I mean anytime you can throw a bag of those cheetos in my Patriot Amok GonNa, turn it their coq. Interrupting, but I think this is also very important point. You tried the Jalapeno White Cheddar crunchy cheetos. The White Shit or so. I've tried to Jalapeno ones but I've not seen the white Cheddar White Cheddar Jalapeno crunchy cheetos. Don't get the puffy. The poofy ones are not as good, but the crunchy white Cheddar Jalapeno Cheetahs. them by them. They're amazing. I have to back. Pain you. I'll get those next time. I promise I, mean Eh. One. crunchy wants the puffy ones, so that people won't you're not? You're not seeing poopie. Who using poofy Joe Copy? We'll be <hes>. Coca doesn't have that dynamic of their business. They don't have that dynamic to their business, and they've suffered from that Pepsi's Pepsi's outperform coca-cola over the last several years. It's not safe. Pepsi or coke get it back. I'm sure they probably can. But what I am saying is I think there are a lot of better ideas out there, and so I wouldn't be putting new money into Coca Cola and frankly if I did own it. I probably would look at selling it and you know if you've got a beverage company, maybe own starbucks. It seems like the science coming out in support of coffee, right? It's coming and telling you that these sodas. They're gonNA. Make you fat. Coffee, it could extend your life. It could help you live longer. SMART Mexican looking this a starbucks as well is. That sounds like study from the copy roasters of America. Do! Something that Chris Hill sent me the other day. that. We sleep at night. I'm glad I've been drinking coffee as long as I have God knows what I would look like otherwise. You're a good looking man. Rick. good-looking next question comes from. A. I'm trying to save money for my kid's College. Fund while the five nine is a great option. I'm limited to investing in mutual funds, which means at best I'm going to get what the market gets assuming I do some sort of low cost index fund and I be a capital F. Fool investor have been doing much better than the market in the last three years of being a member of. Of Stock Advisor Enroll breakers, even during this pandemic mess by listening to every full podcast and following David and Tom's and yours and every one else's in the full universe. My portfolio of about one hundred stocks is up here today. Thirty percent to the market's down five percent as of day as of today weighed down by three sluggish five to nine plants that are also down five percent each. I feel like throwing away money by using the five to nine, and not being allowed to select my own great companies in which to invest. What's more, my understanding is that the five to nine does not count as an asset for the kid when applying for student aid, but the coverdale does. So I come to you with a simple question. Can I have my cake and eat it, too? What if I wanted to use the coverdell to buy individual stocks? Until the child is nearing college? At which point I then converted to a five to nine. This allows me to get better returns and avoid it being an asset for financial aid and get the favorable tax benefit. So, chose this question, because first of all Dune does a good job explaining the benefits of the coverdell over the five twenty nine, you can buy individual stocks. You can buy and sell them all day long. We recommend that, but you can. Whereas with the five twenty nine, you can only make two changes to the investments a year, and it's all mutual funds. So. That's you did a good job of explaining that. I will point out with the coverdell. It's gotta low contribution limit of only two thousand dollars a year, so for some people save more for college, but they can max out to cover it out, but then put the rest in a five twenty nine. One thing that doomed does not have quite right. Is The financial aid treatment the financial aid treatment? Coverdale's and five twenty nine is identical. They're treated as assets of the parent, not the kid that is favourable from a financial aid perspective. It's not negligible doesn't mean it doesn't have any effect on financial aid, but it's better than an asset that is owned. By the kid. He can. Transfer money from the Coverdell to the five twenty nine. If for some reason, he decides to do that, but you can't transfer it. The other way around so were convinced to try out the covered. You have money in a five twenty nine. You can't move it from the five twenty nine. To the coverdale. What other interesting thing that he pointed out is that he is doing very well with his investments, and he owns about one hundred stocks. We get this question a lot. Either on the show, or on the full live that we run every day for members of full services, and that is how many stocks should I own, and if I owned too many are not just owning index fund watering down my returns, but here's an example if someone owns a one hundred stocks is still crushing the market. Idol last question comes from Cameron thoughts on the valuation of Stone Co in light of the corona virus for a fragile country like Brazil. This could be the tipping point after so many other headwinds. But how does that affect stone? coz Business Jason I. Don't even know what Stone Co is. What is still business? Yes, don't Coz a payments company that's focused on Latin American markets in Brazil and particular in so <hes>. I guess it could be. Draw you can draw a parallel to to a with square through pay pal at, but generally speaking I mean it's payments. Company focused on Latin America. Primarily Brazil. Is the big money making market kind of like Marco Libra, they're. In I, I, it's a it's. A NEAT opportunity, <unk> gained a lot of headline recently, when and it was, it was seen that Berkshire hathaway. Warren Buffett's company Berkshire hathaway taken a five percent position in the company, which is pretty considerable <hes> i. Think in the near term. You have to acknowledge the fact that. They're gonNA, be some real headwinds in in Brazil particularly because of the pandemic I mean. The flip side of that is role in same boat kind of in that regard. The entire world is dealing with it, so it's not specifically you know it's. It's not particular to one economy or one country some. To get hit harder than others I, do feel like Brazil. Be at a place where they can recover from this given <hes>. You know some of the other businesses in the area. I mean that that that I think is. Who knows ultimately how? That's GONNA shake, but generally speaking. I think the move away from cash towards cashless. Transactions in and financial software that's not stopping if anything, this hastens that which which is what I think, Cameron's talking about there and <hes> for a company like stone. Co, neither are other companies in the space pags bureau in roquetas libra to <hes>, but you know moving money around is a big big market opportunity, and there's nothing that says they won't be able to expand well beyond the Latin American markets, too, so I I'd say cautiously optimistic I mean I

Molly Jason allison Darren
"motley" Discussed on Motley Fool Money

Motley Fool Money

04:03 min | 3 years ago

"motley" Discussed on Motley Fool Money

"People in the program is interest in the stocks. They talk about in the motley fool may have formal recommendations for against syllabi herself stocks based solely on what you here. Welcome back. The motley fool money Chris hill here in studio. Once again, Jason Moser Andy cross and Ron gross. Our Email address is radio at full dot com. And with the big game on Sunday. This is a very timely Email from Bill Davis. He writes, there was a great New York Times article this week about the huge growth coming in sports gambling based on recent legal changes and attitudes and outlooks in the sports culture. Can you talk some about this expanding market opportunity, and maybe suggest a basket of stocks in this area? Jason we've talked about the war on cash basket. The health and wellness basket is a sports gambling. Approach this from the perspective. I'm not a big gambler. So it's hard for me to actually see worthy competitive advantage lies in any one particular entity where I do feel like there is an advantage. No matter what that money's got to go from point eight point beans. I've talked often about how with this move. I think that all of these payments providers have an opportunity to make some money from this market. So the war on cash basket certainly applies there to a degree. But I'm also gonna push Bill over to our a reason episode of industry, focus Janury fifteenth, Nick and Osset did a whole show on casino, stocks and sports gambling. It's like an hour long. And they really dug into a lot of that stuff. So I I would encourage him to go back there. Listen to the January fifteenth episode of of industry focus Bill because I care about you and listeners I did a little research here. These are not recommendations, but the the main players here you want to check out the stars group. William Hill Boyd gaming and if you're fan of the fan duel type. Companies Patty power bet fair out of Britain actually acquired fan duel. So that would be a way to play that William Hill. No relation. No, no. Before we get the stocks on our radar any prop bets for the game of interest to you guys because the one that always gets me is the over under on the singing of the national anthem. I feel like like you Jason I'm not a big gambler. But I look at that. And think gosh that seems like the easiest thing in the world to fix, and it's usually really great fodder for the stern show that following Monday. Is they always have fun with that. And then juxtaposing it with Robbins efforts the national anthem one time ago. Funny stuff, you could bet this year and most years on the color of gator aid that will be poured over the winning teams. Wow. Seems like you could get a little insight info on that too. Absolutely. I'm happy to share some news. It is really the best kind of news earlier this week, our friend and colleague, Matt singer became a father. Jaber a healthy baby. Boy, and I'm sure Matt did a great job standing next to her in the hospital while she did all the work everyone's doing well. We could not be happier in part because all of us around this table. And also behind the glass, we were all fathers. And so we all know just how sleep deprived match the next year or so so with that in mind, we've got a very special stocks on our radar this week. It is stocks for baby ARGUS singer not that Matt is not a great investor. He is. But we're going to offer up some ideas for this baby boy, and we'll be conservative in our time line. Because look, you know, what this kid has a head of him many more decades of investing. So we'll put together some ideas for when he turns twenty years old so radar stocks for twenty thirty nine St. bride is not only going to suggest a stock of his own. But he's he's going to pick one for the baby to double doubts. We're gonna have a five stop. Portfolio. Ron you're up. I all right. If little baby arguing or is going to be a snappy dresser. Like is dad. I've got to go back to Carter's, cri. The leading manufacturer of children's clothing in the US under names like Carter's Oshkosh b'gosh as I said, they are the dominant player here..

Jason Moser Andy cross Matt singer Bill Davis William Hill Ron gross Chris hill Carter New York Times Osset Oshkosh ARGUS US Britain Robbins Jaber Janury Matt Nick twenty years
"motley" Discussed on Motley Fool Answers

Motley Fool Answers

04:14 min | 3 years ago

"motley" Discussed on Motley Fool Answers

"Right before you, retire timing, the market, factoring pensions and social security into your asset allocation, and so much more. All that. And more on this week's episode of Molly full answers. Hey, Sean, we'll get back. Thanks. It's good to be back. Thanks for coming in and helping us tackle this mailbag. And you're gonna be coming back soon as well to help us with a series that we're going to do with motley fool wealth management. A sister company of the motley fool on different life events. So I'm excited about that. Weaver exciting, I read all the comments about how your voices are so wonderful for podcast, but they don't talk about how nice your faces are. Well. Well, thank you very much. We do have faces for pot. All right. Let's head to the first question. It goes to bro comes from Jeff. I'm sixty five years old and a little less than two years away from my planned retirement date. Congratulations over the past two years, I've been investing my sizable IRA into allocations close to those recommended in the our why are model portfolios for someone in retirement just to be conservative. Oh, they're listening to your advice. I know. As a fool subscribers since the early two thousands. I'm pretty comfortable with buying and holding stocks for the long haul. I am not comfortable in the world of bonds and have only bought into bonds via the bond allocation recommended in early retirement about two months ago. I sold all the bonds in the IRA to cash I do get one point nine percent on my cash in the IRA. So I'm not too anxious to get my money back into bonds. But when should I be thinking about putting all that cash back into bonds? And is it better to be in bond funds or in actual bonds bonds bonds bonds, so Jeff thanks for subscribing retirement. Of course, so Ed food on the broken, right? So the model portfolios for people in retirement is that classic split sixty percent stocks forty percent bonds. Although really the forty percent is out of the stock market. So it can't be bonds could be cash in particular, particularly with what we call the income cushion, which is three to five years worth of portfolio provided. Income that you're supposed to get from your portfolio. That's part of that forty percent and that really should be safe. And and I'm perfectly fine with that being in cash because and we saw this last year bonds do go down, particularly when interest rates go up the fed hiked rates for times last year, the prices of bonds dropped, but because of the interest there essentially flat for the year. So they did underperform cash historically bonds outperform cash by about two percent a year. I'm cautiously optimistic that cat bonds. Well, we'll beat cash this upcoming year because the fed is not going to raise rates for times. But I'm just only cautiously optimistic about that. Because there still be could be a couple of rate hikes on the way. Plus, and we got a question about this to regarding something I had mentioned in previous episode. And that is when you look at the bond market. It is riskier particularly the corporate bond market much. More of the corporate bond market now is made up of debt. That is just on the verge of falling to junk territory. So the bottom line, I think is a I'm perfectly fine with you being in cash instead of bonds, certainly in the short term. Over the long term. I do expect bonds outperform cash, but just by like one or two percent and the risky the makeup of your bonds. The more likely they actually will drop during the next recession, and we saw copper corporate bonds dropped during the last great recession. So basically if you wanna play it safe, I'm fine with cash, if you're gonna go into bonds pay attention to the quality of the bonds, and if you're going with bond fund, you can look at that and MorningStar click on the portfolio tab, they'll tell you what's in there. And the other question was whether individual bonds are safer, they provide more security, but they take more work, but you can easily by individual treasuries straight from San at treasury direct dot gov. Next question comes from Jim I was discussing 4._0._1._K plans with a friend recently..

IRA fed Jeff Molly motley Sean Weaver MorningStar San dot Jim I forty percent two percent two years sixty five years sixty percent nine percent
"motley" Discussed on Motley Fool Money

Motley Fool Money

02:50 min | 3 years ago

"motley" Discussed on Motley Fool Money

"Stocks on our radar. Stay right here. You're listening to motley fool money. As always be on the program may have interest in the stocks. They talk about in the motley fool may have formal recommendations for or against so don't buy or sell stocks based solely on what you here. Welcome back to motley. Fool money Chris hill here in studio, which as an Moser Andy cross and Ron gross shares of United health group up seven percent this week after reporting strong profits in the fourth quarter chasing, the United health is a two hundred fifty billion dollar behemoth. And it's only getting behemoth her. The use of that word there. I'm gonna take that one home this weekend, and you keyed in really on. My first observation is this company is just so impressive in its scale. And that scale is such a tremendous advantage in relation to their core business, which is essentially writing healthcare policies for the country. And really a lot of markets around the world now full year revenue is up twelve percent. Two hundred twenty six billion dollars. They brought on the top one the medical care ratio for the year was eighty one point six percent down slightly, and that's a good thing. And they typically keep in that eighty one eighty two percent range. I interesting thing on a call. I noted this this quarter. You're hearing them talk more and more about using digital channels, which is just code for telemedicine. These days in that word. This quarter was mentioned seven times on the call you go back two years never mentioned the ones on the call. So they're talking even more and more about that stuff and you'll see some advertisements on TV as well. So I think there's a lot of buy into that market. And you may remember the United Healthcare is our United health group is a is a component of my healthcare and welfare basket of stocks closing in on one year. And man, these guys have a performance Bill Belichick would be proud says just keeps on doing its job. It's up seventeen point six percent for the year versus the market's point six percent over ten years is up nine hundred percent versus two hundred and fifty percents of the most impressive business, atlassian is not a household name. But maybe it should be second quarter results for the software company were good enough to send shares of atlassian to an all time. High on Friday, atlassian makes collaborative software for companies we use them here. They're trello solution EPS of twenty five cents for thirteen cents last year versus twenty one cents for the estimates subscription revenue up fifty six percent operating margin on on an adjusted basis increased to twenty five percent from twenty two percent. So things continuing to do well for atlassian as they're growing they passed sixty five thousand. Thousand customers for their JIRA product, which is their real core solution so lots of software innovation at atlassian and delighting customers around the globe American Express closed out.

atlassian United Healthcare motley Bill Belichick Chris hill Moser Andy Ron gross American Express six percent Two hundred twenty six billion two hundred fifty billion doll eighty one eighty two percent nine hundred percent twenty five percent twenty two percent fifty six percent twelve percent seven percent
"motley" Discussed on Motley Fool Answers

Motley Fool Answers

03:09 min | 3 years ago

"motley" Discussed on Motley Fool Answers

"Larry sweat dro-. He's the author of your complete guide to a successful insecure retirement. And I'm gonna take us shopping at CAS Luke's all that and more on this week's episode of Molly. So brow. What's up? Well, I got three things for you. Allison number one the returns over the past twenty years now most of us have heard especially listening to the show that over the long term US large cap. Stocks have returned ten percent a year that number usually comes from Ibbotson associates beginning in nineteen twenty six. However, a recent Barron's article looked at the returns of the past twenty years when I take a guess with the s&p five hundred returned over the past twenty years now, I hate guessing at things looked like a big oil eighty well, I'll tell you five point five percents disappointing. It is split because obviously because of the to bear markets, we dot com than the great recession so half of the historical average, right? It really is half historical average because if you looked at what the stock market returned when you looked at nine hundred ninety nine remember this because that's when I start writing for the motley fool at that point US large Cassar returned eleven percent a year. So if you are. Doing your retirement plan right now, I go. Well, stocks return eleven percent a year. So though, it all the numbers in there calculate only need to save this much. If you didn't alter that since then twenty years later, you're coming up short because you're portfolio didn't return what you hoped it would. So for me, the main lesson for this is there's the historical returns. And there's what you're going to actually see we don't know what the future will look like they're to actually there's a silver lining to this. And then not so silver lining. The silver lining is historically when you've had a twenty year period with significantly below average returns it's been filed by twenty year period with very good returns. However, as we'll talk later on the show with my interview with Larry sweater. Oh, unfortunately, stocks are still highly valued. So today retirement planner should not assume that they're going to get that ten percent. Now, you keep saying that I know I know anyway, so that's number one number two living dangerously. America. So as of this taping the partial government shutdown is still in effect, which means, you know, hundreds of thousands of federal employees, either not working not getting paid or are working getting paid. And then there's the estimated four million government contractors who are not getting paid. And then they're all the people who have businesses related to the government. For example, the businesses around national parks and all that like those folks are suffering. But a recent stats from an article from CNBC really highlighted that. It's not just the government workers in this article the one the stats is right there in the headline. It's by EMI Martin. And the headline is the government shutdown spotlights a bigger issue. Seventy eight percent of the US workers live paycheck to paycheck. This the stats from a study from careerbuilder. It's worse for women. Eighty-one percent live paycheck to paycheck versus seventy five percent men. More than fifty percent of the respondents, save.

US Larry sweat government Luke Ibbotson associates Larry sweater Molly Barron Allison CNBC careerbuilder EMI Martin America twenty years eleven percent ten percent twenty year Seventy eight percent seventy five percent
"motley" Discussed on Motley Fool Answers

Motley Fool Answers

03:09 min | 3 years ago

"motley" Discussed on Motley Fool Answers

"Larry sweat dro-. He's the author of your complete guide to a successful insecure retirement. And I'm gonna take us shopping at CAS Luke's all that and more on this week's episode of Molly. So brow. What's up? Well, I got three things for you. Allison number one the returns over the past twenty years now most of us have heard especially listening to the show that over the long term US large cap. Stocks have returned ten percent a year that number usually comes from Ibbotson associates beginning in nineteen twenty six. However, a recent Barron's article looked at the returns of the past twenty years when I take a guess with the s&p five hundred returned over the past twenty years now, I hate guessing at things looked like a big oil eighty well, I'll tell you five point five percents disappointing. It is split because obviously because of the to bear markets, we dot com than the great recession so half of the historical average, right? It really is half historical average because if you looked at what the stock market returned when you looked at nine hundred ninety nine remember this because that's when I start writing for the motley fool at that point US large Cassar returned eleven percent a year. So if you are. Doing your retirement plan right now, I go. Well, stocks return eleven percent a year. So though, it all the numbers in there calculate only need to save this much. If you didn't alter that since then twenty years later, you're coming up short because you're portfolio didn't return what you hoped it would. So for me, the main lesson for this is there's the historical returns. And there's what you're going to actually see we don't know what the future will look like they're to actually there's a silver lining to this. And then not so silver lining. The silver lining is historically when you've had a twenty year period with significantly below average returns it's been filed by twenty year period with very good returns. However, as we'll talk later on the show with my interview with Larry sweater. Oh, unfortunately, stocks are still highly valued. So today retirement planner should not assume that they're going to get that ten percent. Now, you keep saying that I know I know anyway, so that's number one number two living dangerously. America. So as of this taping the partial government shutdown is still in effect, which means, you know, hundreds of thousands of federal employees, either not working not getting paid or are working getting paid. And then there's the estimated four million government contractors who are not getting paid. And then they're all the people who have businesses related to the government. For example, the businesses around national parks and all that like those folks are suffering. But a recent stats from an article from CNBC really highlighted that. It's not just the government workers in this article the one the stats is right there in the headline. It's by EMI Martin. And the headline is the government shutdown spotlights a bigger issue. Seventy eight percent of the US workers live paycheck to paycheck. This the stats from a study from careerbuilder. It's worse for women. Eighty-one percent live paycheck to paycheck versus seventy five percent men. More than fifty percent of the respondents, save.

US Larry sweat government Luke Ibbotson associates Larry sweater Molly Barron Allison CNBC careerbuilder EMI Martin America twenty years eleven percent ten percent twenty year Seventy eight percent seventy five percent
"motley" Discussed on Motley Fool Money

Motley Fool Money

03:49 min | 3 years ago

"motley" Discussed on Motley Fool Money

"As always people on the program interested in stocks. They talk about on the motley fool may have formal recommendations for against so don't buy or sell stocks based solely on what you here. Welcome back to motley. Fool money Chris hill here in studio once again with Andy cross Aaron Bush and wrong gross. Our Email address is radio at fool dot com. Question from Mattie peering in New York City. She writes as a fairly recent grad, I've started to take a stronger interest in my investment portfolio. Currently it mostly consists of ETF's, but I wanted to get your thoughts on stocks such as Salesforce and oracle I've found these two systems to be lifelines in my current company as well as many of my friends also at first glance, the seemed to be reasonably priced and growing would love to get your thoughts on investing in them. Or what you see in their futures? A great question and kudos to Mattie for taking hold of her financial future. Aaron Bush Salesforce oracle, what do you think? I mean, I saw just want to say congrats on having that. Of awareness there. There's totally value in and looking around at your daily life and finding companies that are relevant, and I think in particular in this case, you're starting to see the investment merits of enterprise software companies in general, they're increasingly relevant their mission critical their various sticky and software at scale is very profitable the next step. I challenge you to think about is which of these software companies defining the future. Sometimes typically, it's smaller companies still ramping up, but sometimes it is the larger companies that fit the mold too. And I'd say Salesforce in particular is one of those companies that fits the mold. It's the world leading provider of customer relationship management software. It has a massive backlog of companies that want to work with it continues to improve its platform. Oracle is more legacy. It probably isn't defining the future as much as Salesforce a lot of that. Because it started back in the eighties. It's had a tougher time taking advantage of the cloud and new database technologies. Like what's coming from mongo DB, for example, are potentially threatening that said. It still is a respectable company and a lot of businesses rely on it has resources to reinvest. But if I had to pick one of those two I'd probably lean toward sales like Salesforce, Aaron it's a hundred and twelve billion dollar company Oracle's one hundred seventy billion so they're catching up to it. It's it's from evaluation perspective more expensive. But it's also growing far faster at twenty five thirty percent a year question from Ted Sloan in lawrenceburg Kentucky. I'd love to hear your analysis of Ford Motor. I keep hearing about how they're implementing a turnaround strategy and getting a jump on the electric car boom and sitting on a pile of cash, and yet they're share price cratered in two thousand eighteen and I have followed it all the way down Andy a year ago shares a Ford Motor. We're closing in on fourteen dollars a share by the end of two thousand eighteen it was below eight. Unfortunately, the turnaround is still in the works. And it's not over as four he continues to announce these billion dollar initiatives. Whether it's electric cars or. Or cost cutting which has been a big initiative Jim Hackett as he's come on board, a CEO, and they announced a continued trying to restructure the European operations, which has really struggled. So, unfortunately, the stocks reacted to that news. And you look at it as oh, it's a potential of value play here. I think it's much less about the future with Ford, and I would probably at these levels not be looking to buy the stock today more than a decade ago recognized it as a potential value play and the I can commiserate with the question, it's been tough. I abandon it years ago. And I think it's just going to flounder on last week show. We did our preview of two thousand nineteen for investors and included are reckless predictions for the year some of those predictions were about business, but Ron humane a different kind of prediction..

Salesforce Aaron Bush Oracle Ford Motor Andy Mattie motley Chris hill New York City lawrenceburg Jim Hackett Ted Sloan Ron Kentucky CEO twenty five thirty percent twelve billion dollar
"motley" Discussed on Motley Fool Money

Motley Fool Money

05:01 min | 3 years ago

"motley" Discussed on Motley Fool Money

"We're going to check in on the scene at C E S. So stay right here. You're listening to motley fool money. Welcome back to motley fool money. I'm Chris hill this week more than one hundred seventy thousand people descended upon Las Vegas for C. E S, the largest consumer technology trade show in the world. Motley fool analysts Rex more is one of those people, and he joins me now not just from sin city, but you're on the trade show floor Rex I am right here in the middle of it. Chris it looks like more than one hundred seventy thousand people to be honest. It's zoo. Thank you for joining us from the middle of the zoo. Let's start with your headline for. Yes. This year. Well, I mean, one of my areas of coverage is auto technology. And I think once again autos are dominating out here self driving cars or huge. But I think what people have to remember, you know, they hear about it. And they think of the auto companies, and what have you, but there's so much technology behind the scenes here that people investors should be paying attention to. Let's talk about vehicle to everything communications. They call it V to X. When all the cars are connected and everything you've got to have these cars talking to one another and this kind of ties back into five G when that gets rolling out that will enable all of this communication. You're talking about charging technology. You're talking about batteries. How 'bout software companies the constant downloads the updates the firmware pushes. There's so much going on behind the scene. In so many areas that we have to look out for his investors. Rex I'm reminded of when apple unveiled Apple Pay for the first time and Tim cook. When out of his way to talk very directly about security because he knew that security was so important in terms of people's money. How much is security part of the conversation and part of the presentations that you're seeing when it comes to self driving cars because as someone who's been driving for a long time. That's number one on my list. Yeah. And we didn't rehearse this ahead of time. Did we Chris? But I'm gonna I'm gonna tell you. My inbox has been flooded with companies that are offering security for self driving cars, and connective cars. So it's a huge part of the equation. Over the last five years automakers have had an increasingly large presence at sea ES, pretty amazing. When you consider that next week, they're going to have their own show in Detroit with all the automakers that see this year. Did you get a chance not just to kick the tires of anything? But you get to take anything out for a spin. Well, I actually did. And it's a it's a company that really I'm kind of intrigued about an it's I think it's one to watch the self-driving space. It's from a company called Yan decks. And you've probably heard of it a lot of people probably haven't. But it's the Google of Russia so called, and I was in one of their self driving cars, and they're actually offering rides here in Las Vegas. The first time in the US, and they do not have drivers behind the wheel to act as a safety backup. So that kind of shows you how far along their technology is. And the company intrigues me because it does have that Google business model, and if you think about Google's market cap, I'm going to talk roughly here about seven hundred fifty billion by do as nother with this ad revenue generated business model there about fifty billion yen dex around ten billion. So I think somebody looking for a smallish company that may have some upside might wanna look at that. Of course, there are the geopolitical situations going on right now. But still it's an intriguing company what was your comfort level when you were in the vehicle. I was perfectly comfortable I've been in maybe half a dozen self-driving cars by now. And so it's really kind of stands out for how boring it is. It just drives along like a good driver. You know, what that's what I think we all want when it comes to self driving cars we want boring predictable and safe. Yes. And reminds me I'll soul stopped into the BMW boots..

Chris hill Rex Motley Las Vegas Google Tim cook apple Detroit US Russia five years five G
"motley" Discussed on Motley Fool Answers

Motley Fool Answers

03:53 min | 3 years ago

"motley" Discussed on Motley Fool Answers

"We're going to offer actionable advice on how to tackle the top New Year's resolutions around health and money all that. And more on this week's episode of multiple. So brow. What's up? Well, Alison, very soon. You'll start receiving those year end account statements. From your brokerages, your 4._0._1._K, all your investment accounts. If you haven't already start to receive those and you'll get an idea of how your portfolio fared in two thousand eighteen and you'll want to know how you did on an absolute basis because obviously how much or portfolio grows or doesn't grow. We'll have an impact on when you can accomplish your financial goals when you can retire. How much you're gonna have for the kids college education all that type of stuff? But you also want to know how you did on a relative basis compared to relevant benchmark. So you can understand why your portfolio did what you did. And if you need to make any changes. So I figured we'd spend this time doing a bit of an investment autopsy on two thousand eighteen so people can understand what did well or not as well look at their own returns and see how they compare. So let's start with the major indices indices, and by the way, all the numbers, I'm going to give our total return. So that's the price as well. As. The dividend. That's included. So for two thousand eighteen the s&p five hundred dropped four point six percent. So while the index was down for the year one hundred sixty stocks actually did make money so a little bit more than two thirds lost money about thirty percent actually did make money. The Dow is down three point seven percent. And the NASDAQ was down just one percent. So those aren't horrible losses. But I'm guessing that for most people with a diversified portfolio of the actually did worse. That's because the market those market indexes are market cap weighted, which means the biggest companies have the biggest influence smaller companies didn't do so. Well, so for example, while I said the S and P five hundred was down four point six percent. If you equal weighted all the companies within the s&p five hundred it was actually down seven point eight percent. There's actually an SNP four hundred index of mid cap stocks that was down eleven point two percent and the s&p six hundred index of small cap stocks was. Down eight point five percent. If you look at the Russell two thousand which is a broader and more well known index of small companies they were down eleven point one percent. So the smaller your average holding was chances. Are you didn't do as well another factor was style, meaning growth versus value? So if you the S and P five hundred growth ETF, which just sort of tilts, the holdings towards the more growth oriented companies that was basically flat for the year. The value ETF was down nine point two percent. So did you find value real quick too? So value, basically is is by various measures it cheaper stock lower PE lower price, the Sal sales, maybe a higher dividend yield something like that. So was out of favor last year. And it's been that way for a couple of years when you look at sector, the three top performing sectors actually made money, but just barely. They were healthcare utilities till the imagine and consumer discretionary, the three worst sectors in two thousand eighteen energy materials and industrials so the manufacturing companies and the companies have related to stuff like oil and things like that. They did not do as well case, you're curious about what the best performing stocks were in the S and P five hundred last year. They are in order advance Micro Devices, otherwise known as AMD was up. Seventy three percent followed by a Biomed Ford Annette, which is not to be confused with fortnight because if that were a stock that would have done well advance auto parts Tripadvisor, and because I know motley lot of motley fool listeners own this doctor pill to Poland was the six best performing stock and the s&p five hundred up forty six percent. Sent..

Biomed Ford Annette Alison Micro Devices Poland AMD Russell one percent six percent two percent Seventy three percent forty six percent thirty percent eight percent seven percent five percent
"motley" Discussed on Motley Fool Money

Motley Fool Money

03:00 min | 3 years ago

"motley" Discussed on Motley Fool Money

"What about you a favorite company in my household is fast, casual Mediterranean restaurant kava, and they have recently acquired publicly traded Zoe? Kitchen. So I'll give them a little time to digest that acquisition decide what they want to do with all the Zoe's locations. But then let's take the whole darn thing. Public some great capital that they can use for growth to kind of take the world by storm and expand the concept. Have they given any more color on what they plan to do with those locations because I remember we talked about that aquisition on this show. And the only thing that surprised me was the fact that they they really seem like, no, we're not necessarily gonna turn these all into Kavas. And I think our general reaction was why not? Yeah. I seen more along the lines of making some menu changes changes to the way the kitchen operates to be more efficient and have offerings that are more appealing to the consumer. All right. Just a couple minutes left reckless predictions for twenty nineteen. What do you got Jason? Yes. I was thinking about going with the Red Sox repeating as World Series champions. I thought about it. That's not that far fetched. Really, chris. I'm calling it. They're going to repeat, and that's not my reckless prediction. So I will go with a more business related story. Here today, and I was talking earlier about the potential acquisitions that apple could be looking at here, and what would stop them from wanting to acquire square. I mean, you wanna look at expanding your business and becoming a little bit more integral part of the commerce seen here. Not only domestically but globally, really, I think square and apple have a lot in common companies that have they're in the business of developing sleek hardware that people like the us generating some pretty strong brand loyalty there. And then we know, of course, the payment space is one that's growing very quickly. So I'm not saying it'll happen, but it certainly an acquisition that apple would be capable of executing. So, hey, maybe maybe maybe it will happen when a little off the rails here. Chris there's going to be more definitive signs of previous life discovered on Mars in twenty nineteen and that's going to build off of the work done by the Mars curiosity Rover Rover, the earlier in two thousand eighteen found some or. Panik molecules, and we'll figure out where those actually came from and build on that they're not gonna be any signs of actual martians running around. But I think we're gonna see more will they're gonna see signs of some some previous life. All right, reckless prediction, number two wrong grows, and Jason Moser will be heading up. The new motley fool space investing service to launch either late two thousand and nineteen or two thousand twenty. So that sure I'm just going to say that regardless of where free agent Bryce Harper and south get a Washington nationals are going to the World Series. Wrong, gross guys. Thanks for being here. That's going to do it for this week's edition of motley. Fool money are engineer is Dan Boyd producer macrey on a well-deserved vacation this week. I'm Chris hill. Thanks for listening. We'll see next week.

Chris hill apple Jason Moser Zoe Kavas Red Sox Mediterranean engineer motley Bryce Harper us Washington
"motley" Discussed on Motley Fool Money

Motley Fool Money

03:46 min | 3 years ago

"motley" Discussed on Motley Fool Money

"How do these companies saw? Solve for all the privacy risks that people seem to be somehow aware of these days that they weren't aware of years before how do they prevent kind of all the vile, the deceptive behaviour without damaging free speech and freedom of expression on the platforms. I think these are big challenges and throwing money in bodies as we've seen Facebook to. I'm not sure that's going to be going to solve it. I think it's a lot of innovation, and I really don't doubt Facebook and Twitter can do it. But I think there's a real chance we actually see a tipping point those nineteen where the powerful network effect has sucked into so many users over the years to these platforms starts to weaken. And we start to see meaningful to declines in time spent on the platform, I think it'll cause a reset of the business in terms of trends errand, what's got you excited in two thousand nineteen augmented reality, and I think it's been a long time since we've had a big new consumer facing technology to to really invest then. But I have a hunch that a are and probably VR associated with it. It's going to be one of. The next big waves. Even though some of the hype around it seems to fizzled out. And so I think I might be off by one year, but two thousand nineteen could be the year in which good Air Products are revealed by at least one major company probably apple for apple makes sense. They've been acquiring companies with AR tech since two thousand thirteen they're released their AARP kit. Their developer tool kit and late two thousand seventeen and they have all the pieces in place, controlling the hardware and the software plus that developer community to make it happen. And they probably recognize that winning over the a market might be as big of a deal one day as winning the smart form smartphone wars was some of it if you on timing, but I'm really excited to see the pieces start to come together. And you never know apple might have a big a are glasses or something outs. In late two thousand apple has a chance I'm saying that they need to do this. Because technology is going to pass mart phones services won't be. Enough so fingers crossed. All right. The cash that apple has on the balance sheet that probably also helps helps a little bit in terms of trends, Mattie. What about you? Well, big trend this year, the past you already, but even bigger now this your sports betting taking off and I've been known to place a better to in my time. I think they're actually broader implications for the economy. I think the world is far more efficient for innovative win. It becomes game fide, and, you know, a competitive marketplace of ideas and dollars that are wagered. I think an efficiency ten get streamlined out. It's it's interesting. If you go back to this fall, I mean, you could place real money on which party was gonna lead the house of representatives. After the November election, you could placed money on Amazon was going to open its second headquarters. We kind of talked about down the show, but imagine betting on things like what the weather's going to be like tomorrow who's going to succeed Warren Buffett SEO berkshire-hathaway, what's the over. And under on the minutes. It's gonna take for dominance deliver my pizza. These might seem like silly things to bet on. But I think when you're wagering really dollars at scale. Allies in state. They tend to be incredibly informative to the marketplace. And they make the economy more efficient. I'm just excited about all the innovations that I think are gonna come out of sports betting, especially when it becomes so much more of a mobile application, well and one of the ripple effects that we saw twenty eight teen in terms of sports betting in the legalisation played out in media where you look at in the subsequent months pretty much every major network both on the regional level on the national level started to roll out programming aimed specifically at betting. Yeah. It all the time now up next where can investors find upside in twenty nineteen? We've got a few thoughts. Stay right here. This is motley fool money. Motley fool money facility in studio with.

apple Facebook developer Twitter Warren Buffett Motley Mattie Amazon one year one day