17 Burst results for "Most"

"most" Discussed on Most Foul Podcast

Most Foul Podcast

23:01 min | Last month

"most" Discussed on Most Foul Podcast

"Hi i'm andrew karston and this is most foul.

"most" Discussed on Most Foul Podcast

Most Foul Podcast

04:17 min | 3 months ago

"most" Discussed on Most Foul Podcast

"Welcome everybody to episode two of most foul knocking back. It's so good to be here carson. I cannot wait to talk about my research from this week. And for this episode. I know it's it's a really. I mean we've talked a little bit about this. We're talking about a case that there are literally entire podcasts. That are all about this topic. In fact i found some podcasts. That were just about subsets of our topic. Which i'll i'll refer to later but yet there's just so much information here we could go on forever. I think we said it lasts episode by giving the listener another sneak peek behind our process. Is we talk to each other as we're researching but really make it a piece of not knowing what each other of written and kind of some of the details of what decides that we're going to cover are so that it's exciting and fresh. Yeah i just really. There are some crazy things that i dove into that. I cannot wait to talk about given these little teasers. Which by the way squad nightmare. I think you know what i'm talking about and we'll get to that more later. Yeah yeah there's just there's so much go into and now that we have one official episode completed a bonus episode a mini episode and some other things. And we've had a chance to listen to our our episodes. I am going to other things besides excited this time. I'm going to be enthralled gonna be pumped. I'm going to be jazzed. Because last time i was just excited about everything which in the end is not very exciting. And i'm also going to have more responses than. Wow and whoa giving you nonverbal or verbal. I guess feedback during your apart andrew but the thing is is just what comes naturally you you tell me some of this wacky staff and i'm just as all i can think of that. I'm going to do better this time. Come.

carson andrew
"most" Discussed on The Most Hated F-Word

The Most Hated F-Word

02:03 min | 4 months ago

"most" Discussed on The Most Hated F-Word

"Now for people listening who are positive psychology. They might be thinking the book the secret. Or if i think happy be happy. Can you explain. So you said some key words there. This study of psychological wellbeing flourishing. Can you help distinguish what is positive psychology and maybe also what is not positive psychology while even just the words positive psychology. Everyone thinks it's like we're walking around faintest the positive. I know your house is on fire but you know. Look the other way right. And that's really not what positive. Psychology means the positive in positive psychology. Just means that we study the plus side of psychology. Too when you think about it. Most of psychology has been in the study of mental illness. What's wrong with us. How to cure people how to fix people and that's actually good because people are suffering we want to know how to help people but just because you are not mentally ill does not also mean that. You're flourish shane. And so positive. Psychology is the study of. How do we take people who are. Maybe just languishing getting through life. Or just surviving actually flourishing living optimally. So that's really what the study of positive psychology is about so leaders will use it for example to say. How can i keep my people very motivated. Inspired doing their bath. Leveraging their strengths coaches will also use it on. How can i help. People improve their goal achievement. What is some of the science behind us. That can help. People achieve goals or schools will use it to teach kids how to be resilient. How'd you bounce back from adversity. How to improve your confidence and go after what you really want in life. I mean there's a you know a thousand other topics that i can talk about that. We study in positive psychology. That really is designed to improve your life and improve your psychological wellbeing and that also improves your physical wellbeing. Go hand in hand.

louisa Yesterday june sixteenth
"most" Discussed on The Most Hated F-Word

The Most Hated F-Word

02:01 min | 5 months ago

"most" Discussed on The Most Hated F-Word

"All have our own money stories. Is there anything. Guess is outside the research again. I apologize for that. However this is this is our story but looking back now zooming out and looking back at your past are learning moments are situations are teachings that your family taught you about. Money are things you observed now as an adult that drew you to being interested in family finances. Yeah couple of things. Come to mind my. I have awesome parents. So couple things one when i always about probably about ten years old and i'm one of five kids parents my siblings and me down and off. We'd been acting like kind of spoiled or entitled recently. But they sat down and they got out the monopoly in we had and they counted out in monopoly money. They said this is how much we make every month. And it's like a tenure. Although wow like so much money and from that stack. They counted out this. How much are mortgages every month. You know just to live in this house. It cost this much and then they counted out. This is how much our cars cost. This is how much we have to finish to buy groceries and just eat food utility. Just be warm and be able to turn their lights. And basically once they got through all the necessities there was like a a whittal stack at the end and so that was hugely. I opening at the kid to you. Know i. there were several take First of all. We're really lucky. We have all our needs met and we even have a little bit leftover the end you know and just a realistic view of this is how much real world costs. Life is expensive and then You know just to lessen title that we can have some of the things that we want. Kids were really blessed but this is why we say no to some things because this is the lowest staffer working with the end of the

ashley lieber black
"most" Discussed on The Most Hated F-Word

The Most Hated F-Word

02:15 min | 10 months ago

"most" Discussed on The Most Hated F-Word

"We've all heard about becoming a millionaire. But how about a mindful millionaire flake. It or not you me and everyone else. We all have a relationship with money and for the most part. It's a complicated one. My name's shawn maverick. Welcome to the most hated effort. Podcast as a certified financial planner own. Take you on a journey as we throw out the technical finance books shift our focus towards our minds are money and what matters. Most if you're looking to improve your relationship with money and build true wealth you're in the right spot finance. It does not need to be the most hated edward. Today's show lisa discusses how she gracefully weaves together her twenty years of spiritual teaching with her twenty years of financial experience to create mindful millionaire perspective. We then talk about becoming financially conscious how to break out the financial matrix how destructive having a scarcity mindset is and how meditation can improve your financial health in how she integrates the four thousand year study of shockers with our money relationships and so much more. Welcome back to the most hated effort. I am super excited to have our next guest. Lisa peterson and before we jump into the conversation. I wanna read a bio so that everyone gets a feel of who you are. So lisa is on a mission to help a million people. Their financial consciousness by the true are sorry by realizing their true value. Her work includes coaching executives. Sales people on the news and emerging leaders who want experience a life changing shift in their existing paradigms. Lisa has supported thousands of leaders when it comes to finding clarity in the truth finding oh. I got a big glare on my computer by me. Keep going finding clarity and the truth of your being. While at the same time navigating parroted marriage wealth and business development and advancing your thought leadership as a workshop facilitator and a spiritual leader lease a helps groups of people create the rewarding fulfilling an abundant lives. They desire most..

shawn maverick Lisa peterson lisa edward Lisa
"most" Discussed on The Most Hated F-Word

The Most Hated F-Word

03:18 min | 11 months ago

"most" Discussed on The Most Hated F-Word

"Having a lot of <Speech_Male> fun over there and <Speech_Male> super passionate about <Speech_Male> being there. Actually there <Speech_Male> is <Speech_Music_Male> talking towards <Speech_Male> this young <Speech_Male> mindset. <Speech_Male> I'm sort of <Speech_Male> trying to be <Speech_Male> the person. I wish i <Speech_Male> had when <Speech_Male> i was growing up lower <Speech_Male> income <Speech_Male> as a kid and i <Speech_Male> didn't know people who are <Speech_Male> successful and i didn't know <Speech_Male> how money was supposed <Speech_Male> to work and <Speech_Male> i i really target <Speech_Male> content towards <Speech_Male> of inspiring <Speech_Music_Male> <SpeakerChange> those people. <Speech_Male> There i take part. <Speech_Male> I <Speech_Male> appreciate <Speech_Male> your videos. <Speech_Music_Male> <Speech_Male> <Speech_Male> Okay <Speech_Male> well thanks a lot and <Speech_Male> <Advertisement> have a good <Speech_Music_Male> day out in colorado. <Speech_Music_Male> Thank <Speech_Music_Male> <Advertisement> you you too <Speech_Music_Male> <Advertisement> <SpeakerChange> <Speech_Music_Male> <Advertisement> <Speech_Male> <Advertisement> well. I hope you enjoyed <Speech_Music_Male> <Advertisement> today's conversation <Speech_Music_Male> <Advertisement> with dr brad <Speech_Music_Male> <Advertisement> clones as <Speech_Music_Male> <Advertisement> you can tell. His <Speech_Music_Male> depth <Speech_Music_Male> of knowledge in this <Speech_Male> field is <Speech_Male> unbelievable. <Speech_Male> He has spent <Speech_Male> decades researching <Speech_Male> psychology <Speech_Male> in money. <Speech_Male> And today <Speech_Male> were able to see <Speech_Male> what dr <Speech_Male> broadcloth <Speech_Male> perspective is on <Speech_Male> some of these so <Speech_Music_Male> incredibly important <Speech_Music_Male> topics here <Speech_Music_Male> are my three <Speech_Music_Male> main <Speech_Music_Male> takeaways <Speech_Male> number one. <Speech_Male> Is we <Speech_Male> all have <Speech_Music_Male> a money story. <Speech_Music_Male> <Advertisement> And for most <Speech_Music_Male> of us it's unconscious. <Speech_Music_Male> <Speech_Music_Male> <Advertisement> And as he mentioned <Speech_Male> we tend to <Speech_Male> be actors and actresses <Speech_Male> that <Speech_Male> are playing out this <Speech_Male> <Advertisement> script in <Speech_Male> <Advertisement> our money stories <Speech_Male> and that script was <Speech_Male> <Advertisement> unconsciously <Speech_Music_Male> <Advertisement> given to us from <Speech_Music_Male> <Advertisement> generations ago. <Speech_Music_Male> <Advertisement> And <Speech_Male> <Advertisement> when we don't <Speech_Male> come to terms to understand <Speech_Male> where <Speech_Male> net script came <Speech_Male> from to make sense <Speech_Male> of it in our lives <Speech_Male> it can be <Speech_Male> destructive as he <Speech_Male> said our <Speech_Male> money. Stories have <Speech_Male> large predictor <Speech_Male> of our financial <Speech_Music_Male> outcomes <Speech_Male> number two is <Speech_Male> entering the <Speech_Male> observer brain. <Speech_Male> <Advertisement> I really liked <Speech_Male> this frame. <Speech_Male> That dr brad <Speech_Male> collins did as he <Speech_Male> talked about <Speech_Male> getting to <Speech_Male> a place where we can put <Speech_Male> space between <Speech_Male> stimulus <Speech_Male> <Advertisement> and response <Speech_Music_Male> <Advertisement> and i <Speech_Music_Male> <Advertisement> like how he talked about. <Speech_Music_Male> <Advertisement> It's been aware <Speech_Music_Male> <Advertisement> of your thoughts <Speech_Music_Male> <Advertisement> and feelings <Speech_Music_Male> <Advertisement> by interrupting <Speech_Music_Male> <Advertisement> those patterns <Speech_Music_Male> <Advertisement> and stepping <Speech_Male> <Advertisement> back to examine <Speech_Music_Male> <Advertisement> them instead <Speech_Music_Male> <Advertisement> of just reacting on <Speech_Music_Male> <Advertisement> them. We talked about <Speech_Music_Male> <Advertisement> the viktor frankl <Speech_Music_Male> at this point. <Speech_Music_Male> <Advertisement> It's important <Speech_Music_Male> <Advertisement> to note <Speech_Music_Male> <Advertisement> as he said to <Speech_Music_Male> <Advertisement> be an observer <Speech_Music_Male> <Advertisement> not a reactor. <Speech_Music_Male> <Advertisement> And <Speech_Music_Male> <Advertisement> i think for me. <Speech_Music_Male> <Advertisement> That's incredibly <Speech_Music_Male> <Advertisement> important. Because <Speech_Music_Male> <Advertisement> often the stimulus <Speech_Male> <Advertisement> happens and we <Speech_Music_Male> <Advertisement> are hardwired <Speech_Music_Male> <Advertisement> to react <Speech_Music_Male> <Advertisement> in a certain way <Speech_Music_Male> whether that's our money <Speech_Music_Male> or anything else <Speech_Music_Male> and number. Three <Speech_Male> is financial <Speech_Male> literacy is not <Speech_Male> enough. We see <Speech_Male> <Advertisement> through the research <Speech_Male> <Advertisement> year after year. <Speech_Music_Male> <Advertisement> canadians. Americans <Speech_Music_Male> <Advertisement> are becoming more <Speech_Music_Male> <Advertisement> and more in debt <Speech_Male> yet. We have access <Speech_Male> to more information <Speech_Male> or <Speech_Music_Male> financial literacy than ever <Speech_Music_Male> before <Speech_Male> <Speech_Male> to make real change <Speech_Male> to make <Speech_Male> paradigm <Speech_Male> shifting change. <Speech_Male> We need <Speech_Male> to look at our money. Stories <Speech_Male> are financial flash <Speech_Male> points <Speech_Music_Male> what beliefs around <Speech_Male> money are <Speech_Male> we holding <Speech_Male> and our actions <Speech_Male> are <Speech_Male> reinforcing. Those <Speech_Male> beliefs often <Speech_Male> unconsciously. <Speech_Music_Male> And <Speech_Music_Male> when we do <Speech_Music_Male> that we can change <Speech_Male> the framework <Speech_Music_Male> on how we <Speech_Music_Male> <Advertisement> see and feel <Speech_Music_Male> with money <Speech_Music_Male> and would we <Speech_Male> <Advertisement> to enter that space. <Speech_Music_Male> <Advertisement> Then everything <Speech_Music_Male> <Advertisement> does change. <Speech_Male> <Advertisement> <Speech_Male> <Advertisement> Thank you <Speech_Male> <Advertisement> so much for tuning in. <Speech_Music_Male> <Advertisement> If you're enjoying <Speech_Music_Male> <Advertisement> this shows if you're joined <Speech_Music_Male> <Advertisement> the guests please. <Speech_Music_Male> <Advertisement> Hit over to <Speech_Music_Male> <Advertisement> apple <Speech_Music_Male> <Advertisement> are spotify <Speech_Music_Male> <Advertisement> and leave. A review <Speech_Music_Male> <Advertisement> <Speech_Music_Male> <Advertisement> really helps <Speech_Music_Male> <Advertisement> to get more <Speech_Music_Male> <Advertisement> guests. Dr <Speech_Music_Male> <Advertisement> brad <Speech_Music_Male> <Advertisement> thank you very much.

dr brad <Speech colorado collins apple
"most" Discussed on The Most Hated F-Word

The Most Hated F-Word

04:18 min | 11 months ago

"most" Discussed on The Most Hated F-Word

"So that's a long. That's great no. I appreciate you giving that insight and you could tell it your tone in the words in everything that you you care about this and in my head popped in. Maybe the title of this episode. Either but how. To take time back. I think is a lot of what what you just said there is. That's what you guys are in a healthy way. That's what you're training and i appreciated. That goes sure you need to know the the the mechanics of real estate investing. You guys are you guys are taking this way beyond that and i think it's phenomenal so yeah that's bank well same with you. That's why i honestly feel like i sense that a new maze on just how we how you interact with all of all of your guests and how you phrase your questions because you really want that essence to come out as kidding about money. Yeah i love how you name the most hated f word. It ain't about finances financials it. Ain't about the money it's about life. We're all human beings but the man. Well thanks for sharing your journey. Because that's that's the goal is. Let's let's live this in a different capacity one where we challenged that standard narrative and i think i blinked an hour and fifteen minutes went by. I apologize that. I ate up fifteen minutes. I'll good appreciate yes. Thanks so much tim. i really enjoy. You've taking the time to be on the show and have a good conversation today. Thank you you too well. I really hope you enjoyed that conversation with tim. Tim has an incredible story. His journey is inspiring as he's went through ups and downs. But one thing that tim does is. He has a positive outlook. He learned from his mistakes. He doesn't ignore them but he does the learn from them and questions how that can serve him in life so here are my key takeaways from my conversation with ten number one is to really feel what's going on in our life as tim said he was making six figures but he was feeling depressed and depression almost took his life so despite that we might seem like. We have everything the six figure job car..

tim Ai
"most" Discussed on The Most Hated F-Word

The Most Hated F-Word

05:59 min | 11 months ago

"most" Discussed on The Most Hated F-Word

"Money away for rainy days and for retirement. That's it and then you give a hard working young guy that the motto in you just you go have you. The life out of you and times are very different now. Most of us. I mean i'm in my late thirties. Our parents are in their sixty. Some in their seventy sometimes and they came from the end of the industrial age in this very different. We'll live industrially we live in the information age now where we are exposed to a lot more information different lifestyles different options a lot faster and quicker now and so again. It's human nature. We get tempted. We want to do things and you know we have that idea where we can justify getting what we want because we will work so hard for him and so again. I bet you people are just wondering okay. Thirty years old retired yourself. How did this happen. So let's for. The people are interested in knowing what you did. We understand real estate. But maybe provide some specifics. And then you can. You can lead us into what trust your talent is about right now. Because i think i believe treasure talent was an impetus of retired yourself at thirty and like you said you're sitting there. I want to touch on this too. You're sitting there thirty years old retired in yourself but yet you're depressed. Mafele not fulfilled and as a planner planner. This but at the age sixty and sixty five people still feel bad. This identity of you know. Jim the plumber for thirty years than they retire. Their jim the sonoko king or whatever they're doing trying to fill that void and los identity. A big thing right now is fire. The financially independent retire early community. I liked the notion. It challenges the rat race. I really really enjoy it. However a big proponent of adinan what would you do what are you. What are you running from. And were you running to so You know we talked. You talked a bit about traveling. I wanna go traveling. i needed. No my destination got nowhere. I'm going but if i don't know my destination i'm just flying in the air and i don't think that'd be a fun vacation unless it was on. Warren buffett airplane up might be fun. I find that a lot of people now are challenging rat race which is great. But then we don't know we're running too so I'm kind of pivoting this question into for people who are trying to get out of the robberies trying to change the narrative which is great. What would you say about running towards something. Like i'm going to retire at thirty or thirty five hard-nosed number like what would you caution them from not just creating their own their own version of rat race versus finding what gives you joy and things like that yeah again. Love that question big western. I'm.

Warren buffett Jim
"most" Discussed on The Most Hated F-Word

The Most Hated F-Word

08:29 min | 1 year ago

"most" Discussed on The Most Hated F-Word

"Really good cup of coffee. So that's one of the things that one of the highlights days that i i. I like to have a nice cup of coffee. And so i'm i'll say this right now. Mukasey snob. I wrote my own coffee beans. Oh not only because it's cheaper because it is significantly cheaper run to roast your coffee beans but it just tastes amazing so it's cheaper annotating. I'm very connected to my car and it's also saving them money. I like maps. I like you know the ability to in the middle of the day. Take a nap at two o'clock or whatever back. When i used to ride my motorcycles going out and just enjoying fresh air you'll be. Sympathies drove so much of my pleasure. And i kept thinking for the longest time when i was younger. It's all about attaining things. Like mc fancy cars in in all that stuff and you know those are nice. But when i think about what actually is driving the happiness of my day to day life today. It's so simple pleasures. Which don't actually cost a lot of money. But i will say this one less thing. I benefited from being ill you know. Eleven years ago. Twelve years ago to the point where i thought legitimately that i was going to die so again when when we talk about hitting like raw bottom something that drives some kind of behavioral change. Change my perspective on important to me and that was the fork in the road. Moment for me as to reevaluating. What are the things that i wanted to life. Do i wanna work nine to five or someone else. You know monday to friday with a couple of weeks vacation per year and just sort of keep on doing that for decades. Where do i want something else. And i would never taken that shift in perspective if that didn't happen to me and so it's kind of tough one we need that. Elective shifter in your life. I think for many people. That's not something. I can just sort of give people. I can't force a bad thing to happen to them to force them to reevaluate things. But i guess whatever you can do to think about what truly makes you happy is a good step when i think of this reimagining financial advice. I'm glad we recorded this. Because that last statement to me by god like when i think about reimagining that speaks to my soul. Exactly what you just said. And i think when we talk about stories earlier we might not have these moments in our lives. That put us knocking on. Death's door. but i feel like the more stories we share we start thinking about our own said steles in our own story. So thank you so much for sharing. That i really. I think that was very impactful. Like i said. I'm glad we recorded that. He's been so. Where can people find you and your podcast. Your website cheer direct people. Yeah i mean the main hub would be my personal website. Pri banerjee dot com. If you prefer video you can go to youtube and if you search pre pandemic find me as well fairly quickly. My podcast is called mostly money. I don't publish it on a rare basis. Nor do i post my videos on regular basis all publishing content and scheduling has gone out the window in the last couple of years especially with school work in various other projects launching money absent. Not but i've been in the last year of my research for the last couple of years. If you know what. I mean. But i think i am actually in the final stretch so i think i will be back to publishing more regular contents back in two thousand twenty one but while twenty twenty has been an absolute whirlwind. I can't believe were already into. The end of the year is wild and i do really enjoy your podcast so i urge people to go over there and youtube channel. I enjoy that one as well. I do find myself refreshing my podcasting the mostly money. I have a few episodes in the cancel a couple of next couple for sure. All right pre well. Thank you so much for john with me today. Yeah my pleasure sean. Thanks so much for having me on. Yeah okay well you have a great day. All right thanks man. What a great conversation with preet as i mentioned crete has been tone who i've looked up for many years and it was a delight to have him on podcast. Here are my three main takeaways talking to preet banerjee titi number. One is viewing expenses as a commitment. I like how preet frames because normally we look at our expenses as oh yeah. This much money left over at the end of the month. I can make that payment preach example car payment for seven years. We look at our expenses and if we can afford that payment we say yeah. I'll go ahead. But i like help. Free we frames this to sane that it's a commitment so to quote pre around this topic. He speaks about debt. For example borrowing money is like negotiating he kept with your future self. I love that and again. It goes through commitment so my willing and wanting to enter a seven year commitment of his vehicle payments which. I know that it's going to reduce the amount of time. Have for the next seven years because after work turn them money to pay for the vehicle so again. It's this is about re refrain and really like how she talks about in terms of community. So i can look at my budget and see. How many financial commitments do i have in the next year. Two years five seven years. And how much time is that can reduce my reduced for me on the flip side is if i could reduce some of these commitments. How much time do i get back. And that's what's really important that time. That's fine nate. We all have we all want more of so. Maybe looking at our financial commitment is a good way to get some of that time that we all want that number two is communication and money are critical. Fruit talked about his research and how they saw that families that reported a higher level of financial communication had a higher level of positive wellbeing. And that's something that we want. We have high levels positive well being and it makes sense the more we talk about money the more we feel that it's okay to talk about money and is not taboo and especially for couples or individuals who have children there is if we're not talking to his about money they're going to aid assume that money too bad thing. We can't talk vote but also they're gonna try to make sense to piece together. What you feel an apparent around money and the issue with this is immature binds and kit meets sense of money will try to figure something out and then they often fold these truths as you grow older children. So communication romani is critical. And the last one is around. Aligning our spending priorities. This one really resonated. Well they all did but especially this one. Because i'm a big believer new online expenses our values or pretense our priorities and also lump in our conversation around why financial plans him be useless. And when i say financial plans and we talk about the documents forty pages that nobody lots of graphs that nobody reads and the reason why i'm lumping. These in often feel like the big financial plan can find successful successful financial life for them. If they don't include our priorities or values did they are in essence useless. So i really liked talked about is if someone shows me their expenses and shows me the priorities. I'm able to see if they're back to disconnect and often there is so my third takeaway is wining expenses with our. Thanks so much for listening this week. I hope everyone enjoyed this episode. If you have few minutes police head over to apple podcast or spotify and leave a rating and review as it really helps with getting great yet on the show. Thanks so much. Have a great day sir..

"most" Discussed on The Most Hated F-Word

The Most Hated F-Word

07:57 min | 1 year ago

"most" Discussed on The Most Hated F-Word

"The how people see me in therefore founding a cell for debt-free or resource desk? Times. Because I don't want four more salt into the wound of myself work astor comes to me from my version of how I hated the F., word. Just making it no here. Thank you. Now this is probably hard question just because you're so well read certainly in the I'm GonNa link to your books on open gifts. It could be your gifts but in alignment with our conversation, is there book that you would recommend based on the concepts we were talking about today and certainly your books are what we're talking about. Yeah. So great question recently, I was asked what time in my response to the earthquake was on personally reading is what West ass. From a shelf. I think there's you pricing L. House north. Continues to change certain cleans the library. Very. Sparse or home. It's a great question Depended on sort of the profile individual entire learner that the individual is a book for me might be a podcast for somebody else offer somebody might be actually a course somebody remand need a one on one staff. So for somebody who values the story in terms of where to pull lessons from I wrote unhooking gifts first version second version now on the third version to tell a story of individual. Ever in suits, we call brass ring right the gold uses everything the ad because he didn't realize how much. in that story out I'll share out is. Not Book. Sale. But If there's visual on our guest today from his zero listening to me man a large water bottle spartan water right left right in the bottle cap. I looked at my life day in day out day in day out bottle that was in my left hand that was always still north flowing with what was wrong while was working what I didn't ask in the more I focused on it the more over the. Which side of the thimble was too great for. Much time I did see too much room ruined rush in there because this one on my last time was overwhelming. I was taught. The hard way is lessons come that I can reverse. My hand is how I saw things was up to me and I can practice getting reps in filling the car. Recognizing that I would say this happens more often than not John The saints people have told themselves that they want for their life. So the most part they already have one at home now and a family wanted to create along experience -cations, Navy. The roof has got raised in terms of now that looks like but for the most part we've got exactly what we focused in what we said what? So Mike Story of of writing about his character was for him going through the journey. She's a bit of my story focusing on I didn't have as opposed to what I had searching for more of it. Missing juice relationships. Experiences is the quest was keep moving on. It's gotta be something else next next next validate my worth and I missed things malicious game by text I was very fit but I wasn't very healthy dose in Chris. So stories I think are great in that day the individual whole from that story wherever they are there also how to write. List you know link. Where that I it is I don't want to interrupt you but all that story gave again this is like the second or third goosebumps. Pursuit of money problem your bottle bottle analogy is that really and this is what I would be wrapping my head around with this idea. The most hated effort is that it's all in her mind like you said, we have what we need right now and I'm thinking here is a financial planner or so guilty of giving projections to people showing the massive disparity gap between like Oh you if you want to retire, here's what you need. I'm going to shame you for probably unintentionally. But shame you for being like you don't have near enough money. You had heart start saving instantly. Then we go into scarcity mode and don't enjoy what we have right now. So I actually think some financial planners we have big responsibility in perpetuating that feeling of not having enough right now or looking just at a grateful the small bottle cap green point and you may I'm sure it's like any group trying to help the person get where they want to go an unintended outcomes. Making, me feel bad for where I am right in wouldn't put that on the Anorak coach. Much mind. The world maybe that validates night in my insecurities by listen to that as you say that one of the great things that I think I spent time on in will continue if only for my benefit. A great part of climbing mastery mountain right in life, which is non without a top you never get. They're always planning is to be able to be with wherever you are any relationship with any situation to be with it as it is and as isn't without a need to change anything at the time that you're in it out doesn't mean there's not aspirations, roles me something that gives us juice in yet in my case, if I'm running towards something therefore running away from something a missing experiences. Time was back. In so perhaps as you described that at the value in sharing with someone in Los Angeles, take a look. Switch you bottle to the hand. Got Doesn't. You don't want more doesn't need on need more. Okay. It's a look. There's a lot to be grateful for here in matrixed wheelhouse still. A struggle through yet if I talked to someone about the abundance in. End Slowdown long enough a yeah. There's chaos watch the news now, the social media what's going on quarantine? Oh. Yeah. I. Focused stance pause long enough, and if you give you any of my children fresh warm air outside your California, right? How far that come from that former self in what I truly have to be grateful for the gift of this conversation with you allow my forgive myself permission to do that data is full filling now maybe later on these tomorrow, the only time I have this now that has gone. So You have a good foreign certainly speaks to me. Honestly Mac. Thank you that statement answered my next question and because I'm wrapping up. So I'm GONNA use that as an answer but I just every time I hear you talk it just fills me with energy and joy, and I just appreciate your insight so so much and all of our conversation Shirley minute we talked about money but I think again like I said earlier, we talked so much about being present in our lives, which is the outcome back to your idea of making money company money can be the outcome but living life is important. They'll come is the money that helps us facilitate it but if we miss the living part I don't know what the opportunity costs as a financial term is, but that's huge to miss. Ten Years of my say thirties from thirty to forty. There's no way to quantify that number of Naxi not living in mind with with your values, but as mastercard is that's priceless. So I think this conversation is much needed in the personal finance space I. Think I need to do more of these conversations and thank you so much for spending the time in Venice an extra twelve minutes of your time. I will. I. Would like you to point people towards your website and where they can find copies of your book and I say this from. Personal experience. My staff working with Max team is legitimately changed my life. So thanks MAC and working people find more boat you your books.

Mike Story astor Navy Los Angeles matrixed wheelhouse Max California Venice Shirley
"most" Discussed on The Most Hated F-Word

The Most Hated F-Word

15:01 min | 1 year ago

"most" Discussed on The Most Hated F-Word

"So much money. So I really really liked how you frame this actually. So I'm supposed to be doing like media outreach is like part of my job. Time on one of these shows just like all right I'm going to go on this. Great. That counts as your child. Right no kidding we'll get everywhere. They can find you and about your college at the end here. But I want to circle back to something that's going to take way to my point here but you talked about earlier how you said sometimes like for example, you going on vacations people like, Oh, I can't afford a vacation then you broke down the car example can pay for three vacation something is really important because I think we all have again you would know the psychological tendency of this but like people might say, Oh, I can't do that because I have a kid or I can't do that because I have kids and I understand and recognize those barriers but I think the Sentiment that I. DON'T WANNA get lost is not that everybody should go without a car like you said, some people might need a car, but everyone can to some degree focus on those fixed want your case the car so that they can decrease it. I, think your message is not everybody loser car it's be aware be conscious and trying to make your own decisions that are personal for yourself would that be correct? Yes. Absolutely. Yeah. I'm not saying that people should live my life. No, absolutely not I ever ridiculous silly like people should do this for themselves and be deliberate about it be. Time in not ridiculous longtime an hour or to think about where your money's going and then see where can we cut back and really not stop report right and I wanted to said that are put that out just because I know. I guess I'm saying this because I'm human and I know about that is sometimes your brains like Oh, my situation I've got three kids already got kids. Matt doesn't have kids doesn't apply can't do that. The messaging here is just everyone can take a look at their expenses. When I first started graduate school, one of the older Grad Students Law has a married guy and I think-i had three kids. He might have had four and he was making let's say in today's dollars like seventeen thousand dollars a year as a Grad student. Okay. This is a few years ago for something like that and his wife didn't work. So one earner household seventeen, thousand a year he had at least three kids so bad dude could make it work than you can't. Bright. If you've got dueling her household that you can make worth doing for yourself, make these sorts of yourself. But I worked with clients who have had the kids and we do the budget and do you need to be sending both of your kids to private school or fifteen thousand dollars a year each you need to be spending thirty thousand dollars a year will how bad is your local up of will you can't do that you need to be buying them these certain designer because they're going to grow out the constantly etre et Cetera et Cetera I don't have kids so I don't have great examples spur had. Not having kids is a great way of save money I've found but do that same thing for so do we really meet? The answer's No you don't, and I'll say with the kids, they'll save you money but those little things do bring a bundle of joy. It's still gives you purpose that I don't have. Yeah. Well, I mean people finding different ways. So this is my last point you've alluded to already is when we have the ability to spend above are fixed needs I mean we're in a good position financially where we have extra money, some people aren't fortunate. So some of this conversation wouldn't resonate with them because like you said, they're experiencing. Stress because they're trying to meet their fixed expenses are needs as a system of the financial planning to financial services industry I feel like it's incredibly broken. The most planners focus at high affluent individuals with a lot of money something that I've really seen that you're dedicated to is kind of breaking the way financial literacy is provided or even new ways I don't even know financial. There's these provided in those network meeting more asset management, but can you explain the pro Bono Work you've been? Doing, how your help trying to help the system, the people who might not get exposure to financial literacy can you just talk about what you've been doing? So I think it's incredible that you're doing your part to help the overall system. Yeah. I spent the majority of my time in that world doing that work through a university and I would say that is probably the easiest way to get started doing network. It's sustainable because the goal of that work is not to turn a profit. Provide a service for people the work that I was doing this funded by grants of one of them by the federal government that was in the millions of dollars. So if you take the profit motive out of it. Then, you're freed up to do a lot of work. I also worked with a few nonprofits some like the YWCA that a lot of people occurred of Job Corps is a government program. Operation? Hope is another large national nonprofit in the United States. So the larger that these nonprofits are it again, breezy up to not worry about how can I in my business and then you can go to work. There are folks out there who are like on the client side they want to get help look to some of these nonprofits lookit the local university there's other pro bono work being done by the Financial Planning Association by Foundation. Or Financial Literacy I'm blanking on others large nonprofits that are doing this work. So that's a place that you can go. If you're looking for help, it's a place that. You can go looking volunteer. especially if you're in a large city, there almost always is a pro bono community. Now whether they meet once a year as is the case of news or whether they're having ongoing classes you figure that out if you want to expand them than you were there then I think in those worlds in that nonprofit world, there's been a lot of change in the last save five years ago when we started out seven years ago, a lot of the pro bono work would be some financial adviser who as you said were. At work clients comes in and gives a talk ab two teenagers as we did with Job Corps or to college students or whatever, and the talk that that person is giving is the same basic talk that they would give him to their high net worth people. So I remember going job or in. The. Canadian. Listeners not familiar with job for this a federal agency that basically tries to give education tries to give another opportunity to people who dropped out of high school in the United States. So you dropped out of high school, your whole life be screwed up from that point on your hard to get a decent job with a high school degree. So job shows up and says, we're going give you job training. We're going help you get on on your feet if you're sixteen years old, I think the twenty years old. He's Mowing come people. These are people by definition don't have an education and they're young. They're sixteen and seventeen years old a lot. So here's this person coming in our remember because it was the first. Word that, and she's talking about a good reason to buy a home in this by the way in San Francisco where the average home price back was at one point two million she's like a good reason to buy a home is for the mortgage interest deduction which cuts on your taxes and even back then only like twelve percent of people qualified for the mortgage interest deduction. Now, it's down to like four percent of Americans offers. The richest four percent. So it's like know your audience right club. It's all these people like wait what what is the deduction? What is interest? So that was seven years ago. Now, when I'm doing this work, I see people focusing more on wear audiences now. Allies that behavior change happens when someone can say, what can I do today? It's not aspirational in forty years. Maybe when I buy a house, I might get this deduction that might not even this useless. It's what can I do? So in ask same talk. After the financial planner was done talking about mortgage interest deduction want lost everybody that I start talking about what does it mean? So open up my account with Credit Union is a bank camp. That was my half I talk about what a bank account for all these people who until this point maybe didn't have a bank or they didn't trust. They didn't understand what it meant to give your money to. Institute. was getting was like if you give your money to a bank, don't they just steal it right these basic financial literacy things so that we spent a half hour talking to bat lab more people focus on that low level and more importantly what can you do now the better off we're going to I think that's where the field has come in. Again that's only lasts seven years. So again if you're on the client. Side involved with that another bid non-profitable the university world. Another big one that I want to point out is also basically brand new and I, think the future of a lot of financial literacy Bolivia. Is In companies going into workplaces. So a financial literacy company will partner with a corporation in a different opening and as part of the employee benefit package. The employees, they're independent financial advising independent financial education. These sort of disturbances historically were provided by companies like the -delity which was already managing the whole in k. one. That's really clear conflict right that the company that makes money off of you dumping money in the 401K or whatever. The Canadian version of that is is also giving you advice right? There's a clear conflict there. So I think a lot of employers have decided we wanna get unbiased embroiled in. There's companies popping up all over the United States others one here I live outside Atlanta and there's one in Atlanta of that I think is well regarded smart So plug them there's others around the United States there by any means. The only one in those companies went from not existing a few years ago to now working with hundreds of thousands of employees of these different companies that is a sustainable business model. It's a model that I think is really good because it's working with people who have that same like I. Need to make decisions now just in time and there are people who otherwise couldn't afford to go higher financial adviser Act to me I think is a big missing middle. We've had the nonprofits around for a while we've had financial advisers around for awhile, but we didn't really have anything for this missing middle and so those companies have totally taken off. You if you're listening and you have an opportunity to meet with one of these companies in your workplace, go for it usually free. So you know by all means go get some advice from those those nice. All right now. So many good things here we have gone over time so I want to be mindful your time. So appreciate that q till everyone where they can find more information about yourself. The work you're doing, and then just one book that you would recommend that you feel goes in line with this conversation, it might be happy money. It's happy. Money started namedrop have. Norton and What is her name Liz was done Don. Yeah. And done and Norton or Norton. Happy money that's the book. Do. You WanNa, learn more about me. I am a professor be American College of services. If you search for my name, in Google Maps Boren G. O. R. E. N., and the American College on the first one that POPs up easy. That's the way to find me I, currently in training the trainer at the American. So my students now are themselves financial advisers and the focus of my work is on the shoes we're talking about how do you work with clients to help the client have the best life? That, they can so rather than being the one to meet with clients myself, I teach something around like two thousand people a year two, thousand advisors. So then they go out and meet maybe with fifty clients every year multiplying effect that's the idea American college as we were talking about before we started recording it's the oldest financial planning higher education institution in the United States may be in the world and we still teach more financial advisers than anybody else, and if you're thinking about a career in financial planning. By. All means look us up. We're happy to have you as a student. It'd be fun I like. The, you'll have me as your professor probably they. Can reach me I've got a radio show that's currently on hiatus nothing on the about money. Can go listen to all the old episodes. That's it. There you go that a good. One I I was checking your podcast. I really like your guys is like short little like skits youtube around money. So I recommend people go check it out nothing funny about money. All right. Well, thank you so much Matt I'm going to say my goodbyes we're going to stop recording and I really appreciate you taking the time to speak with us today. I, just love having these conversations. Here are my three main takeaways with my conversation with Dr, Matt Korn Number One material things do not make us happier. The research is clear. It has been researched countless times. and. In fact, in many cases, material things can actually do the opposite of making us. Happy. So. Dr Matt Gorens Advice Amongst many others is to spend our money on experiences in not stuff we adapt to stop we get used to stop experiences on the other hand we get excitement of anticipating it before we go on experience then we get excitement of doing experience, and then we get the excitement and reliving.

United States Matt Korn Job Corps Financial Planning Association Norton federal government Credit Union San Francisco Dr Matt Gorens professor Atlanta university world partner Institute.
"most" Discussed on The Most Hated F-Word

The Most Hated F-Word

07:47 min | 1 year ago

"most" Discussed on The Most Hated F-Word

"Years. So what are your values live your life and that way and the easiest way to reach that financial independence is to increase your income while stripping off wasteful spending. So that's not to say get food budget to four dollars, but you don't need to go to the fancy restaurant every single night of the week or maybe you don't need the giant house or the expensive car it. Those things are not aligned at all with your values at there's a lot of people who can live billing life not have to work all the time and the happy cheaply. Okay. Would you were talking about the values part in your perspective on that I don't mean to sound cheesy here, but it's true. My hair is on my body were standing I'm like yeah that's what I feel. So obviously I, feel the same I think it's such an important thing and I wrote find out what your values are and how to design our live a life around them and I think to me I laura. Idea financial independence I was thinking like, yeah. We've got the numbers perspective like you can live off your asked income but what about just like detached from our money and like actually being financially independent meaning I don't have to depend on my money to make me happy shirt amplifies it, and sure it can spend things that are going to make me happy. But like for example, when things came crashing to a halt on March fifteenth at least in Canada, what do you think happened? To those people who drove downtown New York every single day I don't know if they drove her to subway but downtown New York and their identity was wrapped around driving a nice car to the subway station whatever they do. But we're in that fancy sue going up the escalator are the elevator in in that whole process of the external recognition gone I. Guess my question is how dangerous is it from a psychological perspective if we put so much ourselves worth on these external things. There is a psychologist who Passed away for about ten years now is named Michael Curtis and he came up with this whole theory called contingent self esteem what Is. Your self worth wrapped up in things that are contingent on something out in the world, and the more that people had that kind of values system versus the alternative is yourself or is rooted in yourself. The more people had this convention self esteem a worse off they were in the long run in eggs. Sample. You're talking about if your money is. Of sense of self worth is wrapped up in how much money is in your brokerage account. and. Then anytime, there's a market crash and you lost twenty percent or. You might feel twenty percent worse about yourself. You might awful if that's all your life is than that can be pretty miserable because that's mostly outside of your control. And the same thing is true with anything that if wrapping your identity around things, you can't control your setting yourself up to be miserable pretty regularly for some people it's money for other people might be how many downloads is your podcast get any given day there was a lot of these little numbers that we can get obsessed with. Though, yeah, I would say trying not to be too obsessed with money another thing that I find very interesting. The personal finance world is being more people micromanage their finances the more people think about money the worst they are at managing their money. Say That again say that again, just it sinks in. The more micromanager finances the worst off they are so you. Know these. You're looking at their bank accounts every single day or during the day trading and so on and so on. Because human beings are pretty bad at managing money they make mistakes and the people who leave either money alone don't make those mistakes their not allowing their biases to come in people leave everything alone tend to do better on average. I, don't mean be completely ignorant of where your money's going and never look at it never have a sense of what's going on but this idea of the every single day extreme micromanagement tends to backfire and for everyone who became an overnight millionaire with Bitcoin or whatever and thousand people who lost a lot of money if you're next fire who've. In your thinking about how can I get to that dollar value? How could it get micromanage this and that and the other thing you're probably worse off setup the abbots set things in motion check maybe three months that things are going the way too, and then live your life, and your hopefully is not wrapped up around how much money that the dollar is in your Burji cow, it's. Day. To Day life like you have good social connections, you have friends you acted be having fun that sort of thing matters more than exactly how much money's left paycheck. Okay I don't want me to come across negative towards the fire movement I think it's great in the sense of it's kind of shook up our current narrative of personal finance. But I think what you're saying errors are I guess what I like about it. It's shifted more attention towards their money, but I really agree with your perspective of the micromanaging. So you talked about your value here's something that I find fascinating is how difficult it is for us to actually understand. Values as a human because I'm going to read a quote read from you. It was an article and really this summarizes I think what distorts what we think our values and why some people might have that big house when really might not be core value your quote is from pop stars to rap stars to popular figures in the media. The image of worshipping money has been used to psychologically conditioned the minds of people both young and old desire to desire more money. So my question here is. How does someone with all of this mass advertisement with all of this manipulation going on how do we actually know what is a core value versus like a really good manipulation ad that we think that we like. I don't know that that was me that both bats as. Ever. Say. I am. It was it was it was in an article and maybe I couldn't tell if it was your quote or the interviewer and. I didn't want to misquote it. So I said the rap star. Yeah I think I'd say rapper who knows? But the. Get back to your question though. I think. A lot of us are not all that introspective. So if you haven't been introspective in the past, maybe start there what do you actually care about a because a lot of us don't think about our values. On you know any point normally. Where a lot of her values come from is the culture we grow up in Canada and I would say even more in the United. States itself materialistic culture. It's a culture about accumulating possessions having more status in a as exemplified by the things that you own. So look at how large are houses have become. Over the last few decades. The typical person go back to nineteen boarding nineteen fifty lived in a house that by today's standards would be considered far too small. It would not never gonNA live. You'RE NOT GONNA fit to people like a husband wife couple of when we'RE NOT GONNA fit them in a thousand square foot house. That's absurd. needs.

Canada New York Michael Curtis
"most" Discussed on Most Useful Podcast Ever

Most Useful Podcast Ever

03:12 min | 3 years ago

"most" Discussed on Most Useful Podcast Ever

"Buddha amazing drawer like Mary. I would love to get rid of Moore of it. But yeah, these things are just. So great if we could figure out how to sweepstakes. It's just like would you like everything in Alex, Alex, drawer, dad, or fifty bucks? Fifty bucks. I'm not gonna ask about a mouse. But let's go I wanna go for this black Brad another still making one called the cue key to. I forget what it is. But it's the most recent blackberry phone from two dozen twelve now, it's I forget how many months ago came out. But it it's got the full keyboard, like the old school blackberry. The space bar is a thumb. It's like a fingerprint scanner that to a lock on lock it the rest of the phone runs version of Android, and you use it to turning on. Yeah. It's the I mean, obviously, it's very, but it doesn't look like mean, it doesn't look like it looks cool. It's got a headphone, Jack, which is kinda cool. But it's remember a couple years ago. And I think compassion tweeted about mourning the loss of not making a new version of the viper that she was asking for. And I think you know by they've been trying to make a new versions of it. I it's really tough to us. It's funny. I remember when the. Iphone first came out and keyboard was really rough to get used to. Just trying to type and you're like my thumbs are, Hugh, and these were still still had a hold on that. I think we've all transitioned over so go back to buttons strange. I haven't typed on little tiny buttons. It's hard to get used to pick. Were you a psychic? I never had one. I I had to do this the t nine do you remember being really good at t nine and being able to like BBB BBB good, and we were much more lax on spelling back, then now it's like if you misspell something the iphone, you feel a little stupid right because you manage to spell so poorly that. Check it. So my question for you, Alex is what happens next with the store. How long will this door be the crazy forever? It's funny. Never changed. I know you add things to try and get of pretty regular. It's funny. How being kind of a wash and all the stuff that I would have been Christmas morning for me as a kid or before. I even had this job. You know, you're just like, okay. It's the next version of exits the new this phone, so I'm pretty eager unless we have touched. We have a need to hold onto it to tested again. So it products pretty ready to recycle it or send it back to the manufacturer more often. A lot of the job is finding. Here's the best headphones. Gaming, console whatever. And just have that be the Sarabhai wish you test the other one. So that's what it's there for. Yeah. People come by giving Cabo use charter that kind of thing. Taught as our video for you need any cables down through the no Alex guy. A few times I keep having these fantasies of turning that from a rational of wires into some nicely organized thing, like sewing resembling Roy's tool arrangement. I was going to take Massey cables to the grave, so they won't. And he's on the same day..

Alex guy Moore Roy Buddha Brad Jack Massey Hugh Mary
"most" Discussed on Most Useful Podcast Ever

Most Useful Podcast Ever

02:37 min | 3 years ago

"most" Discussed on Most Useful Podcast Ever

"So we have a ton of very special guests in the podcast room today. It is the entire cast of Mythbusters junior, which is launching January second on the science channel. Welcome guys. Welcome welcome. Everybody. So what I wanted to ask you guys, what was your favorite? Maybe some one person can tell me this or a couple of people. What was your favorite myth that you got to bust this time? I think they can't say whether it was what was the best one that you like the one you most enjoyed taking on the method. I enjoyed testing the most was actually the can use a fire extinguishers infective jetpack in space, and the reason I like this one so much is because I got to ride a hovercraft on nice rink. That sounds amazing. This will be like kind of a dream gig for you guys. Right. I mean, you're all very, very smart. We were talking earlier we were doing some videos, and you guys were all telling us your expertise is and some you're in college cannon, right. Yes. I mean, that's amazing. You're all like thirteen to fifteen is that about right fifteen or younger, and some absolute, incredible achievements. So this has to be just amazing to get to ride things like hovercraft on ising. What what other sorts of things? Did you guys get do that were really fun cannon actually got to drive me? H n Adam in this car on duct tape tires around. This crash. Course we were. It was just so cool. Like cannon will me. Rachel had this bucket of water to see how much water we would lose to see if the tires were like going to be more bumpy than normal tire. Well, I feel like the producers just put that bucket in there. Just to get me and Rachel soak. Because more flying everywhere all over us, it literally flooded me. Okay. So whatever can take turn. It would get me and not one drop again on Justice. In the water smell group. Is like defend my favorite probably had to be where we got to blow up a car. The myth was whether or not air freshener kidding night. These really serious. Have you guys thought you didn't like that? Because you completely miss exclusive. End up missing the explosion. But I mean, still we got to blow the car, which was amazing amazing. If it's legal. All right. So let's see the barricade, and we were trying to see we had basically to miss in one episode. So it was like seeing if a chair can barricade adore and seeing if what technique barricades adore the best and using all types of furniture. So we brought in big.

cannon Rachel ising
"most" Discussed on Most Useful Podcast Ever

Most Useful Podcast Ever

03:20 min | 3 years ago

"most" Discussed on Most Useful Podcast Ever

"So you just put it in your spare great on things, but it soak for ten minutes what is an oxygen bleach versus a bleach. What is a question that one of us is not prepared to answer. We'll find out. What's your view? Yeah. But I spread on it for ten minutes. We're into off that'll take care because the Oxy clean penetrates the commercials know, should we talk about what happens if you're grabs is out of control and these cleaning methods from George you don't work. That's a good idea. And you have to take it out. And replace it. Oh, that's a lot of wasn't sound fun. But he was saying for a little jobs easy. Grout rake when it so his crowd. That's like a quarter inch wide or narrower than that. Just this little like six and ten tool that you pull back down through the grout pops it out of the joint on for a larger job you get to use a big oscillating multi tool like that's fine. Yeah. And then just the oscillating blade goes down in and just takes it takes chip. Wouldn't you chip your tile while you're just in the grout part? And that's she got to be good at it. Yeah. I think he just don't screw up. Don't miss and then Kevin is also here because you were talking about even more complicated Clinton while so full disclosure. This isn't cleaning this is like repairing. So we're going to worry about chimney repair. And I just talked to Rhonda Sarah's, I'm sorry. Ronnie if I her name wrong of the chimney chap, which is a great the chimney. Amazing. Yes. There are currently chimney sweep because this there's an eastern Massachusetts. And I was like, you know, I'm from California. It's a newer housing stock. There's not a lot of houses with chimneys. But in the Boston area, I thought probably our and she's like, no there's a time like every house has a chimney in like in our town that we serve there's like seven other chimney sweep companies. But probably has good of a name is chimney chap. That's okay. So basically chimney, many chap. So if your guests are going to go up on the roof and check out your chimney, well, or you don't want to die of like carbon monoxide poisoning light your house on fire. Yeah. Well, so you're supposed to get this inspected once a year, which I didn't know, Peter. Maybe you did do you have a fireplace. Oh, no think the building used to but they come up. So once a year the fireplace and the chimney most teams have to flus no one for the fireplace in one for like your actual central heat one for your gas heater safety. All this stuff inspected. So basically when they come and clean. They're cleaning is called creosote in. That's basically like the up that's created from all this Nash growing up, and that can be flammable, but it also can degrade. So you have like the bricks on the outside of the chimney. But the inner the flu is lined with clay tiles. So the creosote can degrade those. And so what she said basically chimneys 'cause that's not repairs that it's like a domino effect starts at the top. So the very top of the chimney has. It's called a crown which is like cement, finish the basically protects bricks so that water doesn't leak in. So that gets cracked, and you don't see it because it's up on top of your roof. She's ten water, and then it just sort of like slowly works its way down and destroys everything because the water starts degree the bricks. Anyway, if you're a homeowner the rule of thumb is sort of like if you feel safe getting on the roof stuff on the outside of the chimney. You could probably do with yourself, but anything like on the inside of the flu, you should probably call someone see Mary. Poppins? Look, you're going to get dirty bad things. We'll happy. Yeah. I live long also never really put together that like literally they just had like orphan kids climb inside blues. And then it's how they clean them back in the day. Yeah. I just I thought that was fantastic or something. But it was like, no. That was just actually the source of labor for England small people. Yeah. That need to flu. So on the outside. You can do the grout thing, which is funny is similar to or not grout..

flu George Oxy Boston Massachusetts Rhonda Sarah Ronnie England Kevin Nash California Poppins Clinton Peter Mary ten minutes
"most" Discussed on Most Useful Podcast Ever

Most Useful Podcast Ever

03:00 min | 3 years ago

"most" Discussed on Most Useful Podcast Ever

"So after you've already like gotten all of your material goods, then you can make it sort of giving Tuesday wouldn't have been smarter at the Tuesday before people spend all their money too. But then people are like stressed out about like buying stuff for thanksgiving getting their Turkey, whatever the ninety second street y started giving Tuesday. Oh. Are you say she aided? Yeah. All ruined a couple. I'm I'm still still thankful. thankful. We should probably explain what you're only going to be here. Kevin Davis this week Jackie's independent. Yeah. Like across the whole ocean to ocean from here. So you're stuck a bus. But it's good news because we're going to do a little guide to buy a laptop since this is what people buy during the holidays. Yeah. I need one minds getting it's still works. But it's very slow. And just in terms of how old I think a computer should be mines like twenty thirteen MAC book. It's getting up there. Yeah. It is sad. When you read these things like this last three or four years, and then you have to spend another twelve hundred dollars on your next one. Yeah. Guess that's kind of the way it is. Now that we spend a thousand dollars on phones, maybe twelve hundred computer doesn't feel that bad anymore. Yeah. Let's get the, laptops. So I think everybody knows the CPU is the brain in the computer, but most of them are Intel there's another company that makes them called AMD. But nearly probably ninety percent of the laptops that you find are going to be until MD like no chime there's like a commercial true for while. They didn't make fast processor. So it's just the budget computers that it didn't really matter. But anyway, so for Intel you kind of want to have an I five or seven. Processor. They also have I nine, but that's if you're like a video or something. But the thing that I thought was interesting. You can see what generation it is. It's not like after they made I five they went I seven hell, they improve the performance of the I five with each generation. So you look at the there's a it's I five dash something. And so if it's dash eight seven zero zero that's it's generation I five oh, so they're up to nine now. So if it's seven that's two years old, and that's probably as far back as you wanna go to become trouble without just might as well spend the money for the one that's a little new. So that was an easy thing for buying a laptop just neither way to read it at least I five there are seller on processors that are probably in Chromebooks and things like that. Like a budget press five just don't really wanna mess with out. If you're doing Email and like a couple of web pages sell Ron's fine. But if you're gonna have even if you're going to have a lot of browser windows open or watching some video. Just don't worry about a little bit. And then GPU I learned from Alex is just the graphics processor for if you play reading about these a lot lately. Yeah. The nice thing was basically don't have to learn about them unless you're going to get a computer for gaming. Okay. Not really into. We didn't have to worry about that at all because most of them don't have discreet GP's. They're just built into the an optional thing if you really need the extra x gonna play games, you got separate GP you that's built onto there. And then it's just look for Invidia. Those are the good ones. And if you're gonna spend money, you get the tax ten seventy there's a ten fifty that's cheaper little slower ram. Do you feel? You're talking about this. You know, it was. Does the memory? Yeah. The random access memory..

Intel MD AMD Kevin Davis Chromebooks Ron Alex Invidia Jackie twelve hundred dollars thousand dollars ninety percent ninety second four years five dash two years
"most" Discussed on Most Useful Podcast Ever

Most Useful Podcast Ever

02:43 min | 3 years ago

"most" Discussed on Most Useful Podcast Ever

"And eleanor is here also straight from the twentyfirst straight from right at your desk right outside the straight line over here yes both of you worked on our how to camp in two thousand eighteen package which came out in our most recent issue and it has a lot of really fun stuff i'm a recent convert camping my mom hated it so we did not go camping when i was a kid she still thinks i'm crazy for going camping now but i kinda like it and i know not that much about it so i thought this was a really cool package yet well the good thing is there's so many ways to camp a lot of people think it's just sitting sweaty tent while you get rained on in a park and it can't be that yet but we highlight so many ways and places to camp starting with just like private campsites are sort of the biggest thing that competent last few years you've probably heard of tenter and hip cap and then in europe there's one called camping wait tenter how do you spell that tent are are are you never know very started being so tenders cool though because there's orient there as a nice ten nobody wants to use the term glancing but this basically what it is so you get a big canvas tent set up on a platform fire ring there's a little beds so certainly you just drive out to the sites and everything's therefore you and then there's extra add ons afflict the host raises chickens and stuff like that you can buy it doesn't eggs and then also like a lot of services like those local excursions and things like that you can get into okay since like airbnb for like nature yeah cami that i could convince people to yeah yeah that's software engineer to camping all the sites by the way are pretty big all like nine acres that's roughly nine you get a lot of space cost roughly but a hundred dollars a night but that's split a few ways and everybody is as nice time at the lake yeah that's and then hip camp has some established sets for structures but for the most part is just like a nice plot of land river near the ocean that sort of thing also kuwait that sounds great near a national park that maybe you couldn't get into so you know he's the same scenery in that sort of stuff in so hip camp is the largest of all these services at about forty thousand sites oh wow that's a lot yeah and then gambling is ten thousand it's a lot more stripped on nature's for people that are looking for a yard to park there are vn and it hasn't been services that's usually just like ten to fifteen dollars per person tonight okay cool and yet and what did you do for this package eleanor so i looked into packing food specifically for backpacking trip so when you're carrying all your food with you on your right which is tough yeah i started thinking about this because i grew up camping along with my family we do car camping lot but then i did a couple of backpacking trips my dad my dad loves being outdoors and he loves food but he's also very very strong so i never really realized how much stuff we were hauling along with us and then when i started camping by myself i was like this is a lie carry cast iron dad really cast iron pans xactly so i started looking into lightweight foods.

eleanor fifteen dollars hundred dollars nine acres