35 Burst results for "Moser"

"moser" Discussed on Motley Fool Answers

Motley Fool Answers

04:18 min | 3 months ago

"moser" Discussed on Motley Fool Answers

"But who knows so. I would say given the uncertainty and given the fact that you really don't have to worry about this until september and maybe even later i wouldn't be in a hurry about that. Just pay attention to it and see what happens. I'm going to guess that if it does happen it certainly wouldn't be the whole twenty thousand dollars. It would probably be less as you point out because you're ag is pretty high. You may not qualify. To begin with the second question is just whether you pay off this debt. Sooner rather than later you know. There's there's usually a couple of extreme situations right. Someone is credit card debt if your credit card debt you want to pay that off as soon as possible even before investing in most cases if mortgage debt these days because of bargains rights. Most people have refinanced whether debt is less than three percent. That's a situation where i think most people shouldn't be in a hurry to pay it off. You're probably going to be better off investing money over the long term. It's pretty easy. Debate that hurdle rate of two point seven five percent of whatever is on your mortgage. Your interest rate is is kind of in the middle. It's five point two percent so this is a situation where. I don't have a strong feeling about whether you should be in a hurry to pay that off or not But just from what you said it seems to me that bothers you. And there's always a psychological component to paying off debt. So if you know once the whole school loan thing is worked out government wise and pay off wise if you then or at a point where you have to decide whether you to pay it off early or not. I would say do what feels good. You're probably in a good situation. Anyhow you have a good income. Ideally you're maxing out your 401k's and ira's if it just feels better to you to pay off that debt..

"moser" Discussed on Motley Fool Answers

Motley Fool Answers

04:27 min | 3 months ago

"moser" Discussed on Motley Fool Answers

"You'll oftentimes you'll see before these deals close There are arbitrage plays that are just being made constantly with investors trying to figure out ways to profit from the delta between the acquirer acquire. That's not something we really get mixed up with his investors here at the motley fool is just as a bit beyond our our specialty right. That's not our point. That's not our focus. I mean we obviously are very focused on just owning good businesses for long periods of time. And we leave all that other sort of trading behavior to Folks that have have you know advantage on us there. So then it becomes an in an idea of cable wendy you sal in order to maximize your prize. That becomes a little bit more difficult right. I mean that that that is kind of timing the market and so you're probably going to see that price creep up closer to that one hundred and forty three dollars per share target the closer we get to this deal. Closing in. this deal should close by the end of calendar. Two twenty one. So that means you know we've got somewhere in the neighborhood five months or so. This deal should be done. It could be done sooner. It could be a even even a little bit later but my suspicion is will see this close by the twenty twenty one when you sell that. That honestly is going to be up to you and you have to acknowledge that there is going to be an opportunity. Cost here is if you are looking to maximize the value zeilinger share and sell it as close to one hundred and forty three dollars as you possibly can while you may be. I'm not guaranteeing guaranteeing this but you may be waiting for a little while. I just don't know it's it's really difficult to say given the day to day gyrations of the market but if you are waiting for some time you may be foregoing another opportunity that may exist right if you're not selling those shares to reinvest that money Well you may be missing out on another opportunity..

"moser" Discussed on Motley Fool Answers

Motley Fool Answers

03:03 min | 3 months ago

"moser" Discussed on Motley Fool Answers

"Before or after closing to maximize my value. My gardener craftsman continuum. I have no idea what that is is around one point five so i'm working to concentrate a little bit more. What is the gardner crespin. Continuum does anyone now. Don't you listen to rbm. Come on as and rick. Rick rick who edits the raker pass. When was like all right. Rick all right. Drop some knowledge on us. The the concept is that you should owned as many stocks as you are years old. So you're you're ratio of age to stocks in your portfolio should be one or higher interesting twenty five years old twenty five. Dr g k score is one little rule of thumb about how much you should have you over time. It sounds insanely unscientific but okay. It is totally unscientific. It came of a random conversation between craftsman and david and it's has since become candidates so she'll be done. Wgn your gardner. Craftsman continuum is one point. Five respectable. I think is that good. That's good rick. Yeah that's good okay. It sounds like he's trying to concentrate a little more to concentrate a little bit more right. Yes so because his his his is one point five which means he owns any okay it. I would not say too many. And as as both. David have said on the podcasts..

gardner crespin Rick rick Dr g rick Rick Wgn gardner david David
"moser" Discussed on Motley Fool Answers

Motley Fool Answers

05:34 min | 3 months ago

"moser" Discussed on Motley Fool Answers

"I convinced him to add a little invest in five motley fool picks that i chose for him. He's leery of the market because of a bad experience. He had with a margin call in two thousand eight wiped him out and put him on a path to bankruptcy. An unscrupulous broker had convinced him to max his margin on some inherited stocks to settle debt for failing business anyway. He's concerned about what he's going to leave us. So i'm trying to convince him to invest more up to fifteen percent or twenty percent of his net worth to increase his gains and hedge against inflation given his income is fixed. he's a very sound mine could easily hang around another ten years or more his mental state rivals any thirty year. Old curious what your advice would be for him. He's concerned about hanging onto his cash. Casey ever needs it for healthcare reason. Totally understandable but i feel like he can afford to do a little more by the way i started him with parcels of into it. Mocatta libra idex labs disney and amazon because of his love for south america. Cats walt disney budgeting in books. So far he's doing very well. Ninety days in maryland. I might actually have the same dad because this ready much. Sounds exactly like my my dad's not into like cats and walt disney but like everything else. It sounds exactly like my dad so moral we maybe need to talk. Actually it's funny. Sounds a lot like my mom as well recently widowed and and everything and maybe a little more comfortable with stocks but definitely can get scared of that stocks just also point out that she's been widowed for less than a year already. Two guys have tried to kiss her. So hey even if you're in your eighties it's never too late. But let's get the murals question. Sally so i think merle's pointing his dad in the right direction. Theoretically every study. I've read about asset allocation and retirement every model. I've seen from.

Mocatta walt disney Casey south america disney amazon maryland merle Sally
"moser" Discussed on Motley Fool Answers

Motley Fool Answers

01:36 min | 3 months ago

"moser" Discussed on Motley Fool Answers

"Look to companies. I mean look at look at google for example right alphabet. I mean. I don't know that inflationary times are really going to impact how much we actually use a google search engine or watch things on youtube right. I mean we're going to be using that stuff in good times and in bad i think that google alphabet is a good example of a business. You're not gonna have to worry so much about a inflation. I think good. Insurers are another a another opportunity. There i think even banks during inflationary times when those rates start going back up that gives banks an opportunity to earn more On net interest income. And we've seen they've had such a tough time here over the past several years because rates have perpetually been so low so there are certain that will prosper better than others during inflationary times but i think that regardless i think what buffett says is right owning part of a wonderful businesses the best way to combat inflation. I wouldn't be looking to bitcoin gold or things like that. I mean you can't if you want. But that's just it's not my speed. I'm focused on owning those wonderful businesses. Because the longer yellen on the more it makes sense. And you're looking twenty five years out. That would be the mindset. I would approach this with steve assumptions. That he's using his retirement calculator. Five isn't return on his portfolio. Have a say a low assumption there a conservative and always hopeful that you do better but if not you you know what happens if people assume ten percent a year then they get to their fifty s and six season. It's too late to make up for scott. Prepare for the worst snow for the best right. Bro sounds good to me man..

google yellen youtube buffett steve scott
"moser" Discussed on Motley Fool Answers

Motley Fool Answers

05:19 min | 3 months ago

"moser" Discussed on Motley Fool Answers

"Is you recognize the gain. Because you're in such a low tax bracket you actually pay no taxes on that capital gain and you do not have to wait thirty days to buy that stock back. You could sell it today by it back tomorrow. The tax bracket is surprisingly not as low as you might think so in two thousand twenty one you can pay zero percent of your capital gains if you're single and have taxable income less than forty thousand dollars and that's after the standard deduction so you're actually over fifty thousand dollars and that's double that it's more about eighty thousand dollars if you're married so you can still have some pretty significant income but still pay zero percent on your long term that's important partial long term capital gains and these years are also good. Start doing some roth conversions. Moving some money from but traditional account to a roth account any money convert gets added to your taxable income kinda of ordinary income but then grows tax free as long as you follow the rules. The key for jeremy here is that you don't want to do too much of it because then that does move you up into these higher tax brackets in these points where you will start paying some taxes on these gains or conversion so most of the the big name tax software providers or tax companies like agent. I block into it tax act. They have these tools online tools. That will.

roth jeremy
"moser" Discussed on Motley Fool Answers

Motley Fool Answers

05:44 min | 3 months ago

"moser" Discussed on Motley Fool Answers

"Medicare premiums when you retire. So it's a great idea to stuff your hsa as much as possible and then.

"moser" Discussed on Motley Fool Answers

Motley Fool Answers

05:56 min | 3 months ago

"moser" Discussed on Motley Fool Answers

"We hear a lot about with the podcasts in with members. What is that magic number. How many stocks should i own in as bad as it sounds and i know it's going to sound like a little bit of a cop out here maybe but it is different for everyone. It really is Some folks are very happy owning a very concentrated portfolio of just ten to twenty different stocks. Some folks really Feel better diversifying in owning fifty. One hundred stocks even. I don't know that i would worry. So much about the Your gains tapering off. Like an index fund If you look at just the snp. For example i mean that's essentially five hundred of the most important businesses around the world. I mean that's five hundred now. There's there is an argument to be made that that a small portion of those five hundred really drive most of the returns So what we focus on here at. The molecule obviously is finding good businesses that we can invest in and own for long periods of time in the longer that you own these businesses. The longer that you keep building up your portfolio the more. You have the more of an opportunity for that wealth to compound over time and so that sort of that sort of mitigates that concern i think of your your your portfolio looking like an index fund so to speak but yeah i mean personally i own thirty different stocks I could probably over the couple of more. But i don't feel like i really need to because i also own snp index fund to kind kinda. Protect me from myself so to speak. Is the others. Like shelby davis investor from from Days back and i think he. I think he passed away with something. Like a thousand or more holdings he collected stocks over the course of his life and that worked out very well for him as well so i think you can do you can do it any number of ways but but feel overwhelmed or that you have to play catch up..

shelby davis
"moser" Discussed on Motley Fool Answers

Motley Fool Answers

04:09 min | 3 months ago

"moser" Discussed on Motley Fool Answers

"I need bros. pessimism to tell me all the emergencies. I'm not prepared for scare me bro. Well mad. I'm afraid. I won't be able to scare you too much since i think you've got it right. It seems like you have most of your basis covered and if something does happen you actually do have cash out aside for that car. Purchase or plane ticket that you could use if necessary nasty told me you had a mortgage and kids and other large ongoing expenses. I think differently but it sounds like you could live. Lean if you had to But i will offer you a few things. I think about first of all One thing to consider you may already have this as renter's insurance that protects your stuff in case it gets stolen or damaged even while you're traveling by the way and it provides some liability protection in case you get sued you know maybe someone trips in your apartment or something like that. You mentioned having money to buy a new car. But you don't mention if you already have one but a large repair would be one unexpected big-ticket expense that you might want to have some cash on the side for and also find out how long it will take to actually begin receiving unemployment benefits if and when you become eligible often takes a few weeks and sometimes longer depending on the state i will say just to make clear that when it comes to that three to six months. An emergency fund. It's three to six months of must pay expenses like just the things that you have to pay so it's not as big as often people think i'm also another benefit to having the emergency fund isn't just having cash on the side but it's cash outside of retirement accounts because the vast majority of americans their saving happens in their 401k's and their ira's and if you need that money before you're fifty nine and a half you you either may not be able to get a hold of it..

"moser" Discussed on Motley Fool Answers

Motley Fool Answers

01:46 min | 3 months ago

"moser" Discussed on Motley Fool Answers

"Multiple answers alston southwick. And i'm joined as always i. Robert broke camp olympic hopeful and personal finance expert. Here at the motley fool highbrow alison. How are you in this week's episode. Jason moser senior analyst. Here at the motley fool will go for gold answering your questions. Including what is the right number of stock stone. How does stocks reactivation and whether to sell or sit when a company you own is about to be acquired all that and more on this week's episode of multiple answer jason moser. It's been way too long. How's everybody it's really been a year since we've had you on the show absolutely literally is a year. Yeah i guess that's you know. I mean you just keep busy and things just keep flying right by and then all of a sudden yeah i'm like where's molly volumes. Life thankfully bag appreciate it. We appreciate you coming on and helping us out here. So i guess we might as well just get into it all right. Our first question comes from matt. Thank you all for. You have done.

"moser" Discussed on Judaism Unbound

Judaism Unbound

02:13 min | 5 months ago

"moser" Discussed on Judaism Unbound

"Lay moser welcome to judaism unbounded so great to have you thanks. It's really nice to be here well. I'm excited to have this conversation. I was poking around your blog recently. And i came across the blog post. That was actually from about a decade ago. So i don't specifically necessarily what ask about the post i in the case. You don't remember post from ten years ago but the particular blog plus that you wrote. That's one about how their are similarities between coming out his trends and converting judy them and i found that really interesting because it was a connecting topics that i think people don't necessarily tend to connect and when i've been thinking about it i've been thinking a lot about the idea of trends these days helping people understand that the gender binary is not necessarily a binary. And maybe that's also true. Judaism maybe it's just not jew and non jew. There's more interesting stuff going on there. And i was wondering if you could talk a little bit about some of those connections and also others that that you've seen on this journey if i'm remembering correctly the post you're referring to like a like a list of a number of ways in which he ing transgender is similar to being a garrett setting a convert to judaism and i think that that's a comparison that you know that really has hit me early on in my transition process and stayed with me throughout the process really because i myself am emit convert to judaism right. That's my own story And also because i've ended up you know over the years working quite a bit with other folks who are either converts or who are in the process of converting that that's kind of a big meaningful thing to me. In both cases the whole journey is structured around the idea of there being sort of a point of arrival not for everybody but for at least many folks who are transitioning. There's sort of a sense that one has of. This is the place that i wanna get to you know. Many people's gender transition journey involve a movement toward something right and the eye. An implicit in the idea of a movement toward is the idea that there's a destination to get to.

ten years ago Israel william liam moser Jewish today talmud kabbalah both Jersey both cases Harriet jewish Al ridgewood new judy first synagogue a decade ago one case judaism jew
Trans Jewish Fiction - Leiah Moser

Judaism Unbound

02:13 min | 5 months ago

Trans Jewish Fiction - Leiah Moser

"Lay moser welcome to judaism unbounded so great to have you thanks. It's really nice to be here well. I'm excited to have this conversation. I was poking around your blog recently. And i came across the blog post. That was actually from about a decade ago. So i don't specifically necessarily what ask about the post i in the case. You don't remember post from ten years ago but the particular blog plus that you wrote. That's one about how their are similarities between coming out his trends and converting judy them and i found that really interesting because it was a connecting topics that i think people don't necessarily tend to connect and when i've been thinking about it i've been thinking a lot about the idea of trends these days helping people understand that the gender binary is not necessarily a binary. And maybe that's also true. Judaism maybe it's just not jew and non jew. There's more interesting stuff going on there. And i was wondering if you could talk a little bit about some of those connections and also others that that you've seen on this journey if i'm remembering correctly the post you're referring to like a like a list of a number of ways in which he ing transgender is similar to being a garrett setting a convert to judaism and i think that that's a comparison that you know that really has hit me early on in my transition process and stayed with me throughout the process really because i myself am emit convert to judaism right. That's my own story And also because i've ended up you know over the years working quite a bit with other folks who are either converts or who are in the process of converting that that's kind of a big meaningful thing to me. In both cases the whole journey is structured around the idea of there being sort of a point of arrival not for everybody but for at least many folks who are transitioning. There's sort of a sense that one has of. This is the place that i wanna get to you know. Many people's gender transition journey involve a movement toward something right and the eye. An implicit in the idea of a movement toward is the idea that there's a destination to get to.

Moser Garrett
Chicago Loyola Basketball Coach Porter Moser Leaves For Oklahoma

SportsCenter All Night

00:26 sec | 7 months ago

Chicago Loyola Basketball Coach Porter Moser Leaves For Oklahoma

"Of legendary Oklahoma men's basketball coach Lon Kruger. The Sooners have their new bench boss, now former Loyola Chicago head coach Porter Moser. Moser went 1 88 and 1 41 in 10 seasons with the Ramblers, including three conference championships in a final four. The 52 Year old has a head coaching resume that also includes Arkansas, Little Rock and Illinois State. No word yet on if Sister Jeanne is also part of the steel, probably not to March madness on

Lon Kruger Porter Moser Sooners Loyola Moser Oklahoma Basketball Ramblers Chicago Sister Jeanne Little Rock Arkansas Illinois
LaMelo Ball Is Out Indefinitely With a Wrist Injury

The Rich Eisen Show

00:25 sec | 7 months ago

LaMelo Ball Is Out Indefinitely With a Wrist Injury

"Ball rookie of the year favourite for charlotte took a really bad fall. You could see him grabbing his wrist or in the game wo zhe and everybody saying fractured wrist. Isan such a bummer. Because he was so exciting to watch made the hornets kinda league past favorite team. How exciting they were with hayward and rosiere devante grandma's back. Pj washington but Bummer news lamelo going to miss the rest of the year.

Charlotte Rosiere Hornets Pj Washington Hayward Grandma
Notable Developments on the College Basketball Coaching Carousel Scuttlebutt

CBS Sports Eye On College Basketball Podcast

03:45 min | 7 months ago

Notable Developments on the College Basketball Coaching Carousel Scuttlebutt

"A lot of movement on the coaching carousel. Over the past couple of days the big. One of course was indiana firing archie miller. After four seasons. We talked about that on a previous podcast. So go find it. We're not going to spend any time on that here but let me walk you through the other notable developments richard patino out at minnesota and as up tuesday morning. He's the new coach at new mexico. State has quote parted ways with steve. Prohm depaul finally took. Dave laid off the hot seat list. Boston college hired earl. Grant penn state hired mike castrucci berry dead leg spin a pretty good right now. It's spinning man. Yeah listen we give the. We are gearing up for this tournament. We got we got more than forty eight hours till. We're gonna tip the first game here so as expected. We've had some movement on the carousel. So we'll let's get into a little bit of this This scuttle but here kind of take it job by job. Best job openings indiana. Let's kind of go in order. I guess second best job. That's open. I would say iowa state is a better job than minnesota steve. Prohm gets fired late monday night. His jamie pollard was on the selection committee so he traveled back as he should have to meet with promo person and do what he what needed to be done You and i both seven the podcast in january. We expected steve prone to return next season. But we also didn't expect iowa state to never win a game like he just got to an irreversible point. so he's done. He put out a classy statement on tuesday morning. And i don't know whether or not steve prohm will land somewhere else head. Coaching position this coaching cycle but he will be a head coach again. He did take iowa state to three inch tournaments he was really good prior to that at murray state and certainly qualified for. It's just a matter of Is there anything out there. That he would be offered or anything out there that he would want as for the job. The candidates we're early. But i'm told that this is certainly a coach that you know quite well as well i'm told jamie pollard definitely will be considering. Unlv head coach. Tj burger near the top of his list. I can't say that he is the favorite. I just think that it's objectively true. That tj also burger will be under consideration for the iowa state job along the likes of. You're going to hear puerto moser connected to multiple jobs on this podcast because let's face it especially if he wins at least one tournament game. He's just a hot name. And he's going to be attached to iowa st paul minnesota. I i don't know if you'd be a favorite for state. But i think his name makes sense. I think utah. State's craig smith might make sense and then a high. I do have a wildcard one. Uab's andy kennedy has gone to the sec. Good job at ole miss. He's just one year and at uab but he had he had a really good year. In fact i think he won more games in his first season. This past season than just about anyone. Maybe all of all of the first year coach coaches. So i think that's a fact no first year coach at a new program. One more games this season than ak i. It's just i'm lobbying out. There is a name that should be considered. And then i did see fran for shila tweet this and i do. I do think there's something to it. Like a baylor is a one seed could be in the final four. Hey first time since bill henderson all that good stuff tang is a is a high level power conference assistant that is deserving of an opportunity would come at a power conference level. I don't know. But i think it's only a matter of time before jerome tank. Its job as well. So i'm just tossing him in knows the league as potentially someone that They should consider or at least at the very least interview sets an initial pool of

Jamie Pollard Iowa Archie Miller Richard Patino Prohm Depaul Grant Penn Mike Castrucci Berry Prohm Minnesota Steve Prone Indiana Steve Prohm Steve Boston College Tj Burger Puerto Moser Earl New Mexico Dave
"moser" Discussed on The Original Jeek Podcast

The Original Jeek Podcast

09:10 min | 1 year ago

"moser" Discussed on The Original Jeek Podcast

"Loser Pat Riley's being a sore loser. He needs to shut his mouth on this subject dead. This out people have been making this argument in my opinion and and I feel very strongly on this. I'm very interested to see what you think on this. I think this Championship is very this goes down as one for the for the record because the demand mentally on those athletes to do what they did was incredible given the circumstances of what was happening culturally given the demand of what was happening in their in their family lives. There was threat of covid-19. I think the Bucks would have beaten them with a home court advantage. I think a lot of things would have been different. I think it would have been La vs LA and and I think it would have been a much better series wage. I don't think the the Blazers would have made in the playoffs. I think so many things didn't happen. That would have happened had it been a normal year. I still think LeBron would have one but this is a sore loser take I don't buy it. Love Pat Riley, but I I was floored when I read this I was like are you seriously saying this come on? This is a sore loser take and the fact that your players got hurt. Guess what? That's what happens. That's not LeBrons fault. Yeah. I don't know what I don't know how that's their fault is part of the game. Well, you know you need today. It sounds like something Max listen to when we talked about the bubble and the bubble effect because we have said pretty much exactly all of that page two episodes. I did not listen to that episode, but I can't like I don't know how people can dog this playoffs. I don't know how they can the playing field is level for everybody can't see with level but it was different. I we we both agreed that the heat would not have made the finals on a regular non bubble playoffs. The Bucks definitely probably would have one and this is a difficult situation. It's never happened like this before. We've Dave's never had a situation like this where there's gotta be where there's a pandemic and you've got this enclosure and it's a different style of basketball and we talked about that death and Lapis episode. So if you want to hear that in-depth watch the last or listen to last episode we go in depth about why there's differences could Skype in and make comments about it off. I'm proud, but also I'll keep the greatest. Yes that if LeBron one somebody was going to come out for sure. I said multiple people that they were going to say. This one doesn't count because this this this and this you were correct. I feel like I mean, I feel like Pat Riley could have came up with a better excuse than oh, yeah. Well two of our key players are hurt. Like I don't buy that either off because you can I mean you can use that excuse on any finals that was that was a point. I was going to make if you didn't say it. Yeah, every final says so, you know like you go all the way back to you like well, you know home, you know, well, you know, you know if Kareem would have gotten hurt against the Sixers. They probably wouldn't even case gained. Yeah. Well if you know if if Isaiah doesn't get hurt along with that ankle, you know, the Pistons went in eighty-eight. Well if magic hamstring isn't hurting 89 than the Lakers went in eighty-nine if Kobe no tears but his is Achilles goal would have gone on a ray. Come on. They would have gone. Yeah, come on board. Absolutely. You know, I don't don't don't injuries. I mean, there's there's eight million reasons dead. Why you could put an asterisk on this entire season upgrade but injuries are not one of them even is the fact that it was a chance injury not a city street didn't even be in the conversation. It's just the one reason makes zero sense to talk about Covent Rally's she'll be grateful his team was even there. Oh that is ridiculous that the heat were even there that like it was it was border like that alone could be a reason for why you could make an argument that LeBron shouldn't get credit for a title because they were playing the Heat. Yes that nobody not even loyal Heat fans were like, they weren't might be going to the finals there like crazy. They matched up so poorly against the Lakers. It was a Jimmy had to play out of his mind twice. He played his I was mine the entire series but those for two particular gangs. Yeah, I know but he had to he to play out of his mind just to have a chance to win his point. I think King and yeah, I mean he as much as I respect Goron dragic. Yes, he was dead. These scores are leading scorer leading up to the finals since when is Goran dragic been that type of a difference-maker for any team? He's been on is good, but he's not that not that dude. He's not a d e a t level. He's not that level dude and Bam is good and bad probably should be the most improved player of the year, but bam also is not that dude. Now now they suggested by winning, you know without bam and without God so like don't don't don't act like, you know without these guys you would have been completely sunk cuz clearly you weren't Petrol, he's crying. Well, he's trying he's still shocks me is that he's in a shocking to reason why like bro, there's that's what I mean. Just you can walk in dressed. Oh, yeah, it's it's asking about yeah injuries like so then the no one's a real champion because you know what? Yeah, everybody has somebody got hurt so, you know, you know bird gets her well that that one doesn't count cuz Birds no birds back as her name Isaiah. Don't buy it. Come on ridiculous part of life. That's part of our goal people moving on it. November 27th 2020 is the release date for the Nike Kobe 5 protro Bruce Lee's gentleman named copper drop Give a click on the link if you haven't seen him there Max I have I've seen him. I just wanted to look at a picture of him again so I can give my deep analysis. I'm shoes that I'll never buy crack. Oh my gosh. No, this is I mean, I'll sure I'll cop them. But I mean like I don't know if my wife is going to let me cop him. I mean like that's kind of right off. I mean like what I look really fly and hip with it. Yeah. I'm sure I would but I just don't think I don't know if it's going to work. I the what's the price point on this maybe a hundred thousand man? Yeah. That's a that's a deep price point for me. My friend. That is that's something else. It's a sweet looking shoot. It looks great. It's going to look great on a lot of high schoolers Feats wage that I hang out with right. I would like those shoes. Can you repeat are going to look really cool and they're going to go all slushy in the snow or go home and wash them. That's true. Yeah. I'll cop them. Just in time for Thanksgiving. Yeah, right just in time, right? I actually yeah, I love them. I think they're great. I would definitely help him. I actually prefer the ultimate color better the water black, but I know the yellow and black is classic Bruce Lee. So I understand why they did that but dude the I'm just seeing the ultimate does way better. I agree the alternates way better. Those are those. Yeah. Those are amazing God. I really like the ultimate, you know by looking at it now like I read the alternates where it's at. You're right. I like these I'm going to agree like the alternate to me. The alternate is better only because I can walk to where it was something. Yeah. I love my car's yellow. I like yellow yellow was my daughter's favorite colors. My mom's favorite color. I did. Gelo. I don't own any yellow so I got nothing that's going to go home. Is that and I'm not about to go buy a Bruce Lee, you know yellow with the black stripe jumpsuit to go with my non-existing yellow, you know motorcycle whatever like I've got nothing to age. It's just in time for Christmas you always get it at the top price. It'll ever be at though. Yeah, you pay like $300 for the typical 200 you pay an angle happen. If your choice I will spend it on another pair of 11:00 and then I mean, I like these and if I had the disposable income, I would probably cop them but I would probably cop the alternate just took us again. I'm not about to start dekha now and yellow, it's just don't think it's going to make me look good either, you know, all that yellow looking like a lawyer a big field of like big bird or something like that. I am trying to have that but I think there'd open for people who can pull off yellow if I had the other motorcycle if I could Rock the old like that it would be a most definite cuz they look great job..

Pat Riley LeBron Bruce Lee Bucks Lakers Isaiah LA Blazers Goran dragic Covent Rally Bam Max Dave Kareem Goron dragic Kobe Jimmy Sixers Pistons
"moser" Discussed on The Original Jeek Podcast

The Original Jeek Podcast

06:31 min | 1 year ago

"moser" Discussed on The Original Jeek Podcast

"Actually that you know same with magic magic. May I love James Worthy but magic made James Worthy. The Hall of Fame that he is James wasn't going to be that Hall of Famer. If she doesn't have magic feeding him the way he does like when you can put up those numbers and you have other stars that still look like stars that puts you in that upper berth. Echelon so that's why I had bird over over Braun that fourth championship and the way he's done it, you know, obviously the numbers and all that now I have him above bird. But God he he going to go above Kareem and he going to go above Mike now, I will say this before we end this tangent I was cuz I I enjoy these debates wage I want to I was hoping LeBron would have made a real strong case for goat in Miami cuz I believe that all four years they had the best team as they would have four. Then you have a streamlined strong case for the brawn to argue with goat cuz he would have done something that nobody since 2 in the modern, you know, post eighty thousand posts and post-merger had done is for Pete Mike. And that was one of the big things when Mike 3. He was like look, I'm not saying I'm better than say I'm not seeing him better than bird. I'm not seeing on better than magic, but I should have done this that they could not do none of those guys 3. Matt burden ever won back-to-back the Pistons repeated the Lakers repeated but no-one people weren't they weren't dead repeating three painting became a decade of finals appearances as a heck of a feat and I I think people are a lot of people in that eventually they they do but however when you get there, you've got to win and not read when you lose and when nobody cares about second when you and now you're in that when you've been swept multiple times, I didn't I agree and you're supposed to be last week. I'm just saying that argument is in my opinion very fair. And I think it speaks to the longevity of his career absolutely took in my listing with that unfortunately has he has he does plain a watered-down league because of continued expansion. Yeah, we'll see. I mean the Warriors can't help the error that you play in either like not only play the competition you play it. The Warriors are pretty good. They're similarly players here, but it's not the Stacked teams. Like it used to be off West because there's more teams correct. The eighties had less teams that you have more Talent on those teams every every team that have star back then we've got teams right now, but no one can even name anybody know his Orlando Magic Wok in the biggest name on Orlando, Florida and that's because of dump great. Well, I mean, but no me Aragorn's a big his name he has for Orlando and that's because the dunk contest now because of how good of a player he is, but because he can dunk. Where I can't argue we're we're back in the day. Like every team had at least one bona fide star player. You can't say that now with all these expansions that have taken place since since eighty-nine essentially when Orlando and Charlotte in in Miami in Minnesota came into the league and then the new Charlotte. It's like you just keep on doing that hurt, but when you had twenty-six teams and you had all these guys on them and they were going to war and nowadays no one wants to go to war know they know and you know, all that stuff but I love Braun I give him his props to give him his followers. I'm just not going to I'm not going to overrate him because of the guys have gone to you know, nine ten finals, you know and all that stuff and walk in the thing about Brian is not even him. It's his fans who like to just there was a post out there on the internet. This said LeBron has 56% chance of making spouse's career dead. And Michael Jordan only made 54% of his field-goal. So that's so amazing stat. I'm like what? Why are we comparing field goal percentage to the percentage of chance to make the finals otic that makes that's why Brahms go. That's why Brahms ago. He has a better chance of making the finals did Jordan had to make his shot. So I was like, okay that's stupid. Let's do this. Hmm, Sam Jones. He went to the finals. Let's see ninety 2% of the time of his career. Let's compare that to the bronze free throw shooting LeBron's are 78% free throw shooter. It's crime comes out there channels, which the five ninety percent of the time it's it's idiotic. So my thing is Ron is not Brian himself. It's his fans like, you know faith and Nick right out there. Just making things up on Nick, right? Yeah, but let's talk about different go. Let's talk about football goats. Who was your football goat and I'm talking about Goldberg. It's Tom Brady is Tom Brady Tom Brady. It's Tom Brady this man of discussion. I did not expect. Wow. Okay, so here's so when I heard you were from I heard you lived in Jersey. I was like, oh man cuz Lawrence Taylor is number two for me, right? It's it's Tom Brady Lawrence Taylor. Oh, that's that's right. Now my strong list and then as I thought out loud about it, Jerry Rice was in my mind to thank you. And and so that's that's really where I'm landing but I'm landing on Tom Brady for a few reasons one this season is going to solidify that Tom Brady is the best the Patriots bought a small they look horrible and and Cam Newton is a very good quarterback. The leader that Tom is he's not he he does not have a leadership. I'm not in the wrong to judge Cam Newton's leadership ability. So I'm not going to speak we might be speaking it on t i loved me but I but but my Twitter, okay. My Twitter header is Cam Newton when he's like leaning back and he's like wage. I mean, I I I'm a I'm a big Cam Newton. Yes. I'm a very big Cam Newton fan actually, but I think with Tom Brady what I really appreciate is is again the same in this the same conversation. I think with like LeBron in the sense of longevity of career to keep the Excellence rolling at the AG has I mean, we kind of saw Peyton to see Peyton have a couple of good years towards the end there with Denver then kind of fade that's not happening with Tom and he's he's elevating Tampa Bay. Obviously, they're bringing everybody in but I think Tom Brady is is really the best and I think the quarterback is the most unfair position because it gets all the criticism but also all the glory..

Tom Brady LeBron Cam Newton Tom Brady Lawrence Taylor Pete Mike Michael Jordan Orlando Tom Twitter Nick Warriors Hall of Fame Braun Miami Brian Kareem James Lawrence Taylor Brahms
"moser" Discussed on The Original Jeek Podcast

The Original Jeek Podcast

06:44 min | 1 year ago

"moser" Discussed on The Original Jeek Podcast

"Broke his arm so I can play the game finish the game had 20 solo tackles cheese with a broken arm when an animal and I'm like, how did you do that? He's like he's like I was back there and I chanted killed the entire game. Show me why don't mess with my father. That's why that man is crazy. Yeah, dude. Yeah. I yeah, my that's not my football story and suck. Never claimed that his my football story. Your dad's going to have that and God speed and that's the same thing built like that no more. No, this is built different. That's all that is. It's all that is that's old school hardcore. Seriously, dude guys crazy. So like so would it comes to like, yeah. I know. I don't I don't know why he didn't get the chance to play at next level or even higher cuz you know, it's it's wild but play the best XI play the best 11. That's it should be it's play the best 11:11 roll from there, you know, and in invest living can be you know, guys that don't have maximum talent but not are coachable. They know what to do. They direct their their precise. They make things happen, you know, cuz I can't imagine any full-back being the best athlete out there really odd, but hey, you do your job. You work hard. You're listening you coachable. Don't like you're you're one of my top guys. Yeah for sure. No doubt. Yeah. So definitely you mentioned obviously that you're that you're doing the dog. In part on the Youth Level, where does your football go as far as the professional level Army kid, then you kind of travel around if you ever get a loyalty. So the loyalty is the Vikings game, right? And and this is like this is we have to suck there's three. Yeah. Yeah. All right. Let's have a good one. See you guys later. Right? So now it's any consolation of being a Vikings fan does that we do proud ourselves. Now, we're at the point now where we're doing that kind of response to ourselves. Really? What are you doing? Why why do you like them so much I would so so, how'd East what are you guys fans of are we talking Giants? Fan Pittsburgh fans? Philly fans. What are we talking here? We're lions lions. Oh Jimmy Christmas. Well, never mind. Then. I feel like I'm just then I feel above you now. I'm back to being about. How about this? Come on now? Yeah before I was like, oh man, there's some history over there with those teams, like know the lines and others not we're good know our history our history on our history Barry Sanders. It's Barry Sanders dead. Make it make it art history is Billy is Billy Sims. Can't forget about the first. Yeah. Okay. We're at least hymns Barry Sanders Megatron. That's it and effort because you can't even you can't even finish a Mount Rushmore if you wanted to Matthew Stafford wouldn't be your fourth. I mean it was Saturday would be the Forum know that dude. There's there's so much better to Santa Claus. Don't discuss number nine. All right. I'm sorry a while for us to do a Mount Rushmore. We'd have to go pre Superbowl error for sure have to go all the way back to Doak Walker and The nineteen fifty-something episodes Championship. We won. Yeah. So yeah, we're we're yeah, we're in as long as Megatron and Barry Sanders are there. She probably can't go wrong after that. It took doesn't matter. He picked out of that. That's fair process, but it's still sad it really it really is but we got more wins this year than y'all do. Oh, yeah, we're garbage this year. We're hot garbage. We we need to blow it all up. It's all gotta go but I've been on the fire Mike Zimmer bandwagon for two years like we've been on the fire Mike Matt Patricia, you guys should have kept it all tired. You should have kept calling kept I said we could sneak. Yeah, I've been saying that Caldwell knew what he was doing called when nobody was Patricia. Patricia is in that job. Hey, if it keeps getting worse in New England and maybe we'll keep Quinn and have Quinn bring in hoodie because that person from New England, I'll take all the other ones. I'm not interested in but that one I'll take you wouldn't take the enemy right now from Kansas City cuz I don't like from New England home. I'm sorry. I was just speaking like head coach coach be if you look at the lines the Lions front office and roster. It's full of full form of New England people except for the one that counts the most. Yeah, you're right. I mean I don't understand to have we have we heard anything from Jamie Collins this year. No, but you don't even exist. Amendola call to pass did you guys I think the lines are better than New England right now at least. I would say that I would take I would take the lines right now. That's that's what I would think I would take the Lions simply because I think Stafford's better than Cam Newton in my opinion. I would think Stafford her. I don't know where you guys are dead. You are speaking pretty crazy thoughts about Stafford. Stanford's a baller. I just got to make sure I cook him on the show. I'd Stafford was a dude. What are you talking about? He's awesome. He's awesome student game when he took last week. What are you guys talking about? But we'll see but that but that was that was that was against virtually nobody. I mean, okay. Well, first of all that virtually nobody team beat my team case we need to contact number bad. They curb stuff my team. They walked into our house. They beat us up. Okay, that is true. Hey, we barely made. I know you took it out. It's like the last play to do it. Oh, here's a big shock. You guys don't like Stafford. I'm not that we don't like Stafford hater. I just feel like we could do better and we're not dead. Anywhere with him like yeah. Yeah, like we don't this point. We don't dislike Stafford. We we learned effort. We just know that he's not going to get us over the hump fair that we know and we know that wage for the lines if they would be the smart. They do traded him two or three seasons ago and gotten value for him cuz now he's Thirty-One thirty-two years old. He's coming off a major back surgery and he has no more trade value dead. Now two years ago. They should have sent them to Jacksonville in Jacksonville had an elite defense and need a quarterback to get into the Superbowl. Wow to trade him then while we could have gotten some pics for me to got some value for him. But now he's he's he doesn't know what's going to give a first no one. Can I give a fourth-rounder for Stafford right now? Yeah, I don't even think I don't even think through the lens of a lions fan. Like I can't even imagine what you guys have gone through your home. Look at your whole life. Like it's not like this lot like for us it's like, okay this year is just hard but we've had a couple of good years the last couple of years. Yeah. You guys haven't had any of that know we well what what time? Five years ago that we got screwed against Dallas. Yeah that one and the one against the Packers. Oh, yeah. I mean the Dallas game playoff game, but that would have got would get into the playoffs..

Matthew Stafford Barry Sanders Lions Mike Matt Patricia New England Vikings Mount Rushmore football Dallas Giants Pittsburgh Mike Zimmer professional level Army Packers Jamie Collins Billy Sims Doak Walker Jimmy Christmas
You will be with Me in Paradise (Luke 23:43)

Pray the Word with David Platt

04:49 min | 1 year ago

You will be with Me in Paradise (Luke 23:43)

"Chapter Twenty three verse forty-three. Jesus said to him. Truly I say to you. Today you will be with me in paradise. Those, not some of the most beautiful words and all the Bible. Spoken by Jesus as he's hanging on a cross. He's being mocked. Is being murdered in the most cruel form imaginable in that day. And he looks to this criminal hanging beside him who realizes that? Jesus has done nothing wrong realizes and we don't know all the details but. He realizes who Jesus is. In such a way that Jesus says to him, truly I say to you in other words market down. This is guaranteed today you will be with me in paradise. Like today not in the future. But as soon as you breathe your last breath, you're gonNa be with me in paradise this word for heaven this word for the place where we're finally with God free from Sin Experiencing. Eternal life in Darnell. Joy An eternal peace in him today you will be with me in paradise light let that soak in. That for all who trust in Jesus is. And what she has done on the cross. In the moment you die on this earth. That day that moment you will be with Jesus in Paradise. An heaven you will experience the hope of salvation. You will experience freedom from all sin and all suffering and victory over death Jesus, we praise you for this reality. Even as I think about the anniversary of Mind Dad's death just a couple of days ago. And fresh tears. Crazy you. That the moment he breathed his last breath. When he had that sudden heart attack like that moment that day was with you in paradise and today he's with you and for the next ten trillion years, he's going to be with you now based on what he had done based on who you are and what you had done to save him from his sins and for that hope, I have that hope that each one of us has that no matter what happens today or tomorrow or next month or next year. Ten years from now you're fifty years from now whenever it is, we breathe their last breath that in that moment on that day, we will be with you in paradise. All Glory be to your name. Jesus we trust in you with our life we trust in you with our death. And we break a replay for. People who don't know this confidence who don't have this whole people who've never even heard this hope. A reprieve for the Moghal people in Pakistan, we lift our hearts. Our voices together. For them right now all one point three, million of them. No. Moguls who have put their trust in Jesus that we know the. I. Know Moser who died a will be with you in paradise. God We pray for that to change. Got Pray for the Moghal to hear the good news if you're love the. Greatest News. In the world that deaths been defeated and eternal life as possible and you gotta re pray for the spread of that news for the sending of. For the mobilization of Your Church take the Gospel to the Moghal in Pakistan. In God, we pray the help us to share this good news with somebody else today knowing nobody we interact with today is guaranteed tomorrow. So Al Buster made the good news of who Jesus is what Jesus has done known today. Even as they live with this rock solid death to find confidence. That on that day, we will be with you and Baird is. We. Love you Jesus, and we can't wait in a sense for that day to live is Christ and to die is gain. We. Praise you for that reality. Pray these things in your name. Amen.

Jesus Paradise Pakistan Darnell Baird Moghal Al Buster Moser
July Mailbag with Jason Moser

Motley Fool Answers

44:21 min | 1 year ago

July Mailbag with Jason Moser

"The. Multiple answers I'm out Southwick and I'm joined, is always by broke camp. Personal Finance expert here at the Motley Fool. Hey, BRO, well! Hello Alison. It's the July mailbag where we answer your questions and this month it's with the help of multiple analyst Jason Moser. Should you buy a house now? What is modern portfolio theory and also here Jason's thoughts on a lot of stocks all that and more on this week's episode of Molly fully answers. Jason thanks coming back. you know I mean i. told you you invite me. I'M GONNA. Be here every single time. Thanks for having me back. I mean we appreciate it because we know you're a busy man, and so we do appreciate that you carve out time for us in our little show, don't. Always always make time for those important people in my life rule number one make time for allison and Bro I love. It sounds like a good one to me. Everybody wins. All right well, I guess we should just get into it, so the first question comes from Darren I've subscribed to the full for over a year and I'm really pleased with the service. I would like to know your thoughts about my holdings in Shop Affi- I've bought several times over the last three years, and it's now over thirty five percent of my portfolio and I. Don't know if I should continue holding or trimmed down. What would you advise a good problem to have I was gonna say that exact same thing? That's a good problem have? In a very glad, you have subscribed to our services in your really pleased. That's that's what we aim to to do. We aim to please help you make money and so yeah. This is one of those situations that we will find ourselves in from time to time as investors. A nice problem to have but something you do need to address at some point because it is going to be a little bit different for everybody. In so coming from the perspective of I, also own shop, a Fi stock in it's it's a wonderful investment. It certainly is taking up a bigger. Part of my portfolio a not at thirty five percent where you are. I think for me. It really does boil down to. That sleeping at night test in other words, you need to be able to go to sleep at night without worrying about this kind of stuff, and if you feel like shop, a Fi represents too much. Of your portfolio if you feel like you're overly allocated their, then, you may need to consider pulling it back a little, but now I mean it's. It's I think it's always important. Note you know. It's a big difference between building up a position buying a position to make this size to make this type of allocation in your portfolio. It's another thing entirely to have position grow into beat into becoming that size i. mean that that is that is in a little bit of a different dynamic there, so people all the different ways, some sometimes folks will, they will just sort of looking at it from the house money, concept or you. You just sell enough shares to recoup your initial investment, and then you let the rest of it go. Some people are perfectly fine with thirty five percent. Some people are not. They want a pair back so i. do think you need to kind of figure out what helps you sleep at night I do think that shop by a great business. I think the biggest risk in only shop, if I right now is valuation, just because it's dominating, it's space, but it's not making any money yet, and it's probably going to be a little while until they do so that valuation risk is there, but ultimately yeah I think determine. Where you feel most comfortable with it, and if you feel like you need to put a little bit of that money off the table, and he thirty five percents a lot, certainly very understandable. If they've said something you need to do if you do decide to pair it back a little bit. You've made multiple purchases, so you can identify the shares to sell to manage the tax consequence if this isn't a brokerage account and not an IRA. All right next question comes from Steven. If you are forced into unemployment, you are paying federal income taxes on unemployment payments are not contributing to social security nor to Medicare. How does this affect your future calculation of social security benefits and can one contribute to the social security fund during unemployment to mitigate any adverse effects on benefits, it is a little bit adding insult to injury, but you do owe federal income taxes on your unemployment benefits, and if your state charges has a state income tax, you probably have to pay state tax on that, although there are a handful of states that exempt unemployment benefits, so that's good news. And by the way you, you could have taxes withheld from your unemployment benefits you file. This form called form w four V. if you want, they withhold ten percent, or you can do quarterly estimated payments if you wanNA avoid that big tax bill at the end of the year, but if you're strapped for cash is probably just better to get the money now worried about your taxes later Eh. Stephen notes out. You do not pay payroll taxes. Those are the things that go into social security and Medicare so. So. It could result in a lower social security benefit, however, keep in mind that social security is based on your thirty five highest earning years, so if you enter the workforce at say twenty two and you work until you're mid to late sixties. That's more than forty years where the working so hopefully. If you miss out, if this year is not so good somewhere among those other forty, five or so years, you've had thirty five really good year so that this year won't be that big of a deal. So it probably will be okay. And then to address the last question. Unfortunately, no, you cannot make voluntary contributions to social security. There is at least one academic working paper out there. That suggested that people could buy into social security by like extra credits as opposed to contributing to your 401k, but so far that has not been passed by Congress I had an ex. Question comes from Sam. I heard to stocks discussed on another full podcast. When I read articles about them, it mentions they are thinly traded. I have two questions one I'm sure my position would still be quite small so I think I'd still be able to get in and out, but are there other things I should think about when it's a thinly traded stock and question number two. Is there a certain amount of? Daily volume you like to look for when considering a stock foreign investment. What volume do you want to see to not be? Quote thinly traded stock. Yes very good question in thinly traded stock just refers to the either the amount of shares or the dollar volume of shares that would trade on any given. Market Day and so. The. Thinly traded stock. The the problem is that you may not necessarily able to buy and or sell at the prices. You necessarily think you might be able to in other words when you look at a stock's price and you're looking through the. What what's going on throughout the day on the market, you'll see that did ask spread, which is essentially the bid. Ask spread is it's what someone's willing to pay for the stock versus what someone is asking to be paid for the stock? Because you know you have a buyer and a seller on on in every transaction they're. Normally most cases, these business business bread is very tiny, the couple of pennies maybe for most stocks because they're. They're heavily traded right there. There are plenty of dollar volume. But there are a lot of smaller companies small caps in particular in in you know a micro cap, specifically that don't necessarily meet these kinds of thresholds, and so you definitely have to be aware of that now I'll go back in time just a little bit, too. When we were running the service here at the fool called million dollar portfolios Roman Romani portfolio that we help manage members, and it was never really a problem, but we did have a condition in there. We were always looking for at least ten million dollars in average. Trading volume total daily volume now understand I'm not saying the number of shares saying the amount of money so basically shares times price, but we're always looking for at least ten million dollars. That wasn't set in stone it. It was an idea for us. It wasn't ever really a problem because we had a very diversified portfolio with a number of different types of companies, but when you're looking for smaller companies, you would've just keep that in mind that did ask. Spread is is something that just because it says the stock is twenty dollars. That doesn't necessarily mean you'll pay twenty dollars if there is a a big spread there between the bid, and the ask in so I think whenever you're considering stocks that have any lighter trading volume or thinly traded stock. Just be sure to use limit orders. Limit Orders of let us stipulate the price that you are willing to pay for or that you're willing to. To accept a if you're selling a limit, order is just a really good way to protect yourself from any unwanted surprise thinly traded stocks. You might not always necessarily get them when you want them, so you might have to lead that limited are in there for a little while, but but a limit order is a great way to protect you from any unwanted surprises. Next question comes from Randall. I'm in my late thirties now, but earlier in my life. I was very very bad with my money. Collection Calls Welfare and bankruptcy or not strangers to me. I've been at the bottom then I met the love of my life, and she convinced me to turn things around ten, and a half years later and I have done a complete one eighty, I took control of our finances rebuilt my credit and started investing and listening to all you find folks all. I opened it investing account with the goal of saving and building enough a down payment on a home. I'm happy to say we've now reached that goal. I recently sold at a profit because I didn't want that. Money tied up in the market. If we are close to needing it for a house, but now that we're here, I'm not sure what to do. We currently rent a basement apartment and our neighbors general living situation are less than ideal to put it mildly. So, we're champing at the bit to jump into the housing market that being said the experts have been calling for a drop in the housing market for a while, and that was before the pandemic hit now I'm worried that if we buy right away a year or two or three from now, interest rates will spike, and we could be put in a difficult situation. I live near Toronto. Canada or the housing market is already highly inflated in relation to the rest of the country should I be worried? While Randall first of all congrats on turning your financial life around love hearing success stories like that so good job on that. So I'll start with my standard answer with the rent versus buy decision, and that is just pull up spreadsheet and compare the all in cost of renting, including what you could earn on the money that use for down payment versus the all in cost of buying including the opportunity cost of putting down payment as opposed to having invested as well as insurance and taxes and maintenance, and all that stuff and project, where you might be in five to ten years based on various scenarios on what happens to stocks, if you. Rent an invest the down payment versus what happens to? What you'd look like depending on where home prices go. Generally speaking. If mortgage rates go up, that could way down on real estate prices we did see mortgage rates. Go Up for a bit a few years ago, but the housing market did find, but you could certainly envision a scenario where rates went much much higher, making houses, much less affordable and prices would have to adjust. But I don't expect that to happen anytime soon. I think we're. GonNa have low rates for awhile, but beyond that I don't know I've given up trying to predict where interest rates are going or even paying attention to people who try to predict where interest rates are going, so who knows? That said since you live in Canada. I thought I'd check. In where rates are these days and I and I got a brief reminder that things are actually different in Canada so I did a little bit of research. And then realize I had reach out to someone who knows, I reached out to Canadian Motley fool analysts Jim Gillies, and he had some thoughts so first of all just for you non-canadians out there. It is really different so in America. We get this thirty year mortgage than we have the same payment for thirty years. It's fixed. They don't have that in Canada. What's the most common is a twenty five year? But only the first few years or fixed. And then adjusts so in that context you can understand why Randall is worried about interest rates going up because over the next depending on which alone he gets the most popular is a five year fixed, and then you basically have to go get a new loan probably. So that put that in context, a little more, but also Toronto, really is crazy expensive. Vs from the end of last year that put it as the most overvalued real estate market in the world behind Munich. As Jim pointed out in our call here in the US we had our housing peak in two, thousand, six, two, thousand seven, and then we had what he called a reset, which is basically prices came down significantly candidate and have that slight downturn at home prices, but then they just kept on going up, so it really is different there, so when Jim explain all this to me, the difference in mortgages and the difference in home prices. Frankly he was inclined to say to this guy. You Might WanNa rent for while more and see what happens, but he also had the good advice of okay. What if you buy in prices? Come Down Fifteen percent twenty percent. What if they come down to a point where he upside down? You owe more than the home is worth. Are you okay with that? If. You're okay with that. Maybe it's okay to do that. But it certainly sounds like dicey situation than if someone were telling me like I'm thinking of do this in Dubuque Iowa or something like that. couple of other differences. In case you're curious about Canada in the US. Your mortgage is portable in Canada south. You Buy A. Get the five year mortgage, but then move get to take the mortgage with you for the next house and interest is not tax deductible. US Look at you, Robert, broke? Camp Can Canadian real estate experts there you go. Next! Question comes from Chris. I was on twitter the other day and saw that one of your contributors Brian Feroldi tweeted that he doesn't believe in a long list of technical trading terms and then modern portfolio theory. Can you help me understand what not believing an MP? T with mean this? He believed that diversification doesn't reduce risk. Also every financial adviser I've ever talked to his preached empty, so I would love to hear the counterargument. Jason you're not Brian for all the. Question I am not Brian for all the do get the talk of Brian Pretty good bit though. I I must admit I. Don't know what he said here in regard to modern portfolio theory and all of these technical trading arms. But I think I can take a guess. Generally speaking I agree with them, and I think you could sit there and look up the portfolio theory in you know read about it as much as you want. Just go to google modern portfolio theory, and you can dig right in there, but in a nutshell ultimately, what modern portfolio theory is the intention behind it? It's meant to reduce risk while maximizing returns. It assumes that investors don't like risk. They prefer less risky portfolios to riskier ones in order to achieve a certain level of return so right there. I kind of kind of lost me right there because I don't believe that every ever investors risk averse I think some investors have a very. Healthy, appetite for risk, and frankly I would say I got a pretty high tolerance for risk when it comes to investing, made it just because of what I do for a living but I. You know to me I like having that trade off least unhappy. Happy to take some risks there. If I feel like that upside, it's going to be potentially worth. So with modern portfolio theory, it introduces a lot of fancy math in the form of variances and correlations in order to come up with this. Quantifiable, investing strategy that ultimately helps reduce risk while allowing the investor to achieve. Certain returns in. Maybe it works for some not I'm not dismissing it personally I. Don't use it, I don't personally subscribe to it I. Don't need it. I think honestly for us. In a really believe it's extends to to most people in our full universe is that is individual investors I think a more meaningful way to reduce risk. is to just extend your timeline like invest longer. So like Tom Gardner said a number of years back when we were. Working on Motley, fool one basically take your take the time line that you think you want to own any individual stocks you buy shares of starbucks and I plan on owning it for you know five years. Okay, we'll just double it. Cloning it for ten in all of a sudden right there. You've given yourself more time. Time is one of the big advantages we have is individual investors. Money managers don't have that advantage, Wall Street done generally handed abandoned, either, but if you can be patient and just invest in good businesses. That risk really starts to come down over time. There are plenty of studies out there. That show that risk comes down the longer you hold onto those stocks, which into me, just renders modern portfolio, theory, more or less not useful mean on things, not useful for everybody, but it's not useful for me and based on Chris. Question It sounds like a agree with what Brian was saying there. We think I'll add to. That is I agree that risk is really not that much of a consideration if you are saving for retirement. But once you are in retirement man, and just say like you know what the market's not I'm going to extend my time highs in ten years. Because you need to spend money in that situation, I think diversification is important. It's important to have assets that don't always move the same direction at the same time. For some fools. That's just as simple as keeping any money need the next five years in cash, so you're right out any ups and downs, and that can be fine. But I. do think it makes sense to have. A mix of investment so that right now, technology stocks are doing very well, and we hope that continues to do well, but we remember was that happened in two thousand from two thousand to two, and there were down for quite a while anyone who retired in one, thousand, nine, hundred nine, or so it was very happy to have some small caps value maybe a. A little international, some reits to ride out the storm Yeah I think we talk about that often like recognizing where you are as an investor in life, are you in the grow your wealth stage, or are you in the protector stage, because they are two very different strategies, and we're all hopefully going to be in both of them at one point or another right? I personally and still on the grow your wealth stage I. Think we all probably are, but you will at some point get to where you need to focus on protecting the wealth that you've made so that you can then have that money to spend, and that definitely will dictate your investment strategy things that you're invested in and whatnot. Generally speaking I do like the idea for people who are just risk averse and have this notion that investing is just too risky. I mean the fact of the matter is not investing as far away greater risk like not investing. You will never grow your money if you don't the best, so if if if risk is a problem, I think generally speaking. Along the lines of diversification idea that that bros. talking about him, he just invest in invest in SNP index fund is something that just follows the progress and p. you know you're going to be participating in and if you look at that over the over the stretch of time, their five ten twenty thirty years, I mean that trend does go one way. It, but clearly the older you get, the more you need to start focusing on protecting your wealth, and that will change the way you view things. Right next question comes from Alex from Alexandria if I buy Muny bonds from another state in my IRA. Is it still taxable and Alexander with who we have a bond on and we do have a bunch. I know Alex up super excited about having a bunch on in Alexandria to I can't believe I haven't been there. It's like two miles from my house, but we still haven't been oh i. know because there's a global pandemic going on and we. saw. Alyx if we buy me bonds from another state in my IRA is still taxable. Bro, help him out or her or so Muny Barnes. People Invest Immunity bonds because they're free of federal taxes and in many cases. If you're buying bonds issued by the place you live, they might be free of state and local taxes, so that can be doubly triply tax free. That's why people buy 'em. There are some times, however that if you own immune, abound outside of an IRA. Pay Taxes and this surprises some people. There's something called the minimum tax. If you buy immunity bond at a discount, and then it matures at par. If you buy a distress, Muny bond for like you put an eight thousand dollars, and you sell it later for ten thousand dollars as a capital gain. You'll be taxed on that. So, there are some times when you would pay taxes on media. Now, Alex is asking what if it's an IRA? Do I have to worry about paying tax interest. If it comes from another state and the answer is no, you won't have to worry about that. The only thing I would say is. Generally speaking immune bond already has built in tax advantages, so you wouldn't keep it in an IRA, unless there's the example of the stuff I was saying previously like for. It's one of those exceptions when him UNIBOND would result in taxes than you might WanNa keep it an IRA, but generally speaking. If you're going to buy Muny Bond, keep it out of an IRA. Next question comes from Boone. I just did my first. Roth conversion and looked at that old account for the first time in. There was the expected dividend producing fund I remembered, but there was a stock chesapeake energy that I had completely forgotten about since I purchased the stock in two thousand, six fifteen. It's down way down like eight point five percent off the purchase price. What should I do with it now? It's in a tax deferred accounts so I. Don't think the loss is realized until I. Start to pull money out of the account and that might not. Not Be for fifteen years current value of all my shares will be about one percent of the value of the account after the conversion. Do I sell in the very little value? I had left and depend on E. Trade to keep up with lost for me or should I hold on based on the slim chance. The stock will be worth more in the next ten years. Oil Stocks do act unusually on occasion, only oil stocks. Stock everything else makes that usually. Chesapeake has been really. Interesting Story to follow and frankly. I don't I. Don't know that I would look at it today. As a business that I'd WANNA own so typically if I. You know I think it was yet idea. Didn't sound like a position are actively building united investment didn't work out. I mean that that happens to all of us. We don't get them all right. We have a philosophy here at the full. A lot of do we like to? Water flowers and pull the weeds, and that's just a nice way of saying. Add to our winners in to get rid of losers in. This I think is more than likely slated to continue being a loser I mean. Chesapeake has lost a lot of value. In it does sound like based on when you purchased this, these is absolutely busted I mean. There there are all sorts of reasons to sell one of them is if you thesis busted and the reason why you invest in the company is is no longer the case, and I would he probably is the case with Chesapeake so to me like you know, you could sit there and let it go, but but what's the goal trying to get back to even, or are you trying to get back a couple of bucks for me a lot of times? I'll I'll take a little opportunity here and there to just go ahead and pull those weeds sell it. Be Done with it. In even though it's just unique out a little bit value there, you can still take that money and do something more productive with it. So. Yeah T to me. I can't tell you to buy or sell obviously, but I can certainly understand. Selling in this case, but I you know. As as oil and natural gas energy can can turn around. This is going to be one that has a lot of headwinds in in. You might be waiting a very long time to to get any of this money back. I point out here that I it seems that maybe boone has a slight misunderstanding of how taxes in aries work because he talked about realizing the loss when he takes the money out and trade keeping track of the loss for him, it sounds to me that he thinks that he can write the loss off whence he takes the money out. That may not be the case, but just to be clear. One of the great benefits of an IRA is you don't pay taxes on the gains, interest and dividends from year to year. But. One of the drawbacks is. You can't take a capital loss on that as well so there's really no no way to benefit on your tax return from this loss. Next question comes from Benjamin. You recommend seeing a fee. Only financial adviser for check in every so often I know there is the Garrett planning network and others to help find an advisor. But what questions do you ask? And what answers do you listen for when trying to find one that is worth his or her one hundred fifty to two hundred fifty per hour. So I would say start first with asking yourself some questions. What are you looking for? You could go for the whole launch. Lada where someone is managing your money analyzing retirement plan helping new save and a five twenty nine. Maybe even doing your taxes with some financial planners do help with the state planning, or are you looking for something more targeted? You just want advice about am I saving enough for retirement, or are you close to retirement? You're like I just WanNa make sure that I'm doing right when terms like choosing my Medicare plan and claiming social security at the right time, so first of all just be very clear of what you're looking for. Then if it involves investments in any way, you WanNa, make sure that you find someone who is at least in the general same area philosophically and I say this, because many financial planners are hardcore index. And if you come to them as a motley fool, listener member with a lot of individual stocks. They may say okay. I'll give you some general asset allocation guidance, or they'll say I don't care if you like to pick. Stocks are not my advises, sell the stocks and go to index funds, so you want to make sure that if you're gonNA, ask for any sort of investment. Advice that you wanna find someone who's someone somewhat at least aligned for what you're looking for. Once, you've got that then. Just asked some of the typical stuff. You might expect so credentials certified financial planner. Are they a CPA either their personal financial specialist. How long they've been in the business. There are lots of people who. have not been in the business very long. Even though they're not young people, a lot of people choose financial planning as a second career, which I think is great, but just because someone may be look like they're in their forties or fifties. Sixties doesn't mean they've been in the business that long, and you WANNA. See if they've worked with someone like you right so if you have. Maybe. You have a large amount of wealth large income huge portfolio. You WanNa make sure that they have experienced with dealing with those issues, but on the flip side to if if you have, are you know middle income, decent size portfolio, but nothing too complicated. You don't WanNa. Go to someone who's used to dealing with someone who's wealthier partially because those people charge a lot more. You want to find someone who's kind of a little more lined up with what you're doing. Then make appointments with three folks. All of them will do get do free. Get acquainted means, and you're just looking for someone who you feel comfortable with. Since, you mentioned Garrett Big Fan of the Gary Planning Network and other is is not for the National Association of Personal Financial Advisers. But Garrett on their website has a how to choose an adviser section. Just Google attitude visor Garrett Planet Network has a great chapter from a dummies book that they wrote about how to choose adviser, and they have a good questionnaire that you can print out in US asking lots of good questions of financial planner. It's tough. Choosing a financial planner like my mom just went through that Bro! Is You know and she didn't really have a lot of options in Boise Idaho. Maybe two and one of them, she I never called her back, and never got back her, and the other one was just so busy just so busy, and just she just never. It's it can be rough. Finding a financial planner can be I. Think what we'll see is one of the consequences of this. Of the coronavirus pandemic. Just, like we are all used to working from home, many financial advisors and financial planners an now working from home. So in what they're doing is they're becoming licensed in more states. So, if you are more comfortable, working with someone over zoom remotely I think you don't have to stick with someone in your area. You can go beyond your locations, but you know some people don't feel comfortable that if if they're going to have someone managing their life savings, they want to be able to meet them in person. That's just a personal choice. All right next question comes from twitter. Is that right from sully what I hear? Okay? I just listened to the episode mentioning Your Weakness Two. Shopping carts and Tj, Maxx that me or you Jason. Accused me. Thoughts on the stock. If I had a war on Amazon, basket would be Costco TJ maxx Home Depot tractor supply. What would be your basket against online retail? That's funny. Well okay, listen I wouldn't have basket against online retail, because online retails where it's at. The whole idea. The whole idea behind the basket approaches to find a long term trend that you feel like the world is headed toward and so the war on cash basket, for example that was always one about people using cash war, traffic payments now with that said I get the spirit of the question some going to answer it because I do like some of these ideas. And I I would definitely include Costco in their in Home Depot's well. Home Depot gets a lot of my money. Doesn't, but they have a very loyal fan base of customers that just are happy to renew year in year out. So I love those membership models there, so costco and a Home Depot for sure you know I'm going to give a little shout at my wife Robin I. Know that she would approve of my adding target to the mixer. She hasn't been raving about targets APP and ordering on the APP the able to go to the store. Just pick it up right there I've talked with Ron Gross on more than one occasion about target and how this really has. Become a twenty first century resale right they're doing. They're doing everything online and in physical stores. What they call Alma Channel and then my fourth and I'm GONNA. Take this. You probably aren't expecting this when Alison. I'm GonNa Shock and all you. I'm ready. I'm ready Alta. We're going. Make up my I know my daughter's love. It ugly ugly Mug like this. What do I know about makeup? Tell you what. Get! A House with two daughters and a wife. That's what I know about make. There's a lot of it in an Ulta is a really really good business. They actually have a very nice diversified revenue stream. They've got the salon a`dynamic of the business which encourages people to go there they do have an online business. They have an augmented reality function there at where you can actually like. Try things on makeup to see how it looks. Mary Dillon just a phenomenal other adults of that's my fourth, their Ulta but they I appreciate the spirit of the question I like the idea I'm not saying this is the basket. I'm not tracking this basket in a not a not backing this basket, but in the spirit of the question if I had to develop. A basket, such as this one I think it'd go with those four. Yeah, I mean I guess you just have to think about what retail out there is something that you would still physically go to. Because the actual retail experience is being in the space is the experience and what you're there for? And I know I mean before Corona virus we I would go to target and just just couldn't believe how much money I had spent from walking through a few of the aisles. TJ Max is just a phenomenal business I mean what they've done through the years. Is really capitalized on the nature of the business, the advantage they have in that treasure hunt kind of nature like you go to TJ Max, maybe not necessarily looking for something, and then you end up finding a lot of things, and it can be a little bit lumping at times, but but generally speaking like management's a very good job of running that business, and they know how to exploit the advantage of experience. I think they're online game. Though I think they could probably get something going with online, and they just have not have not yet and so I. Haven't since Corona Virus for example. I haven't spent a single dollar there, but I continue to still shop at. Home Depot I. Think Yeah! We still shopping at home depot because we're doing. You know you gotta buy lumber somewhere. And I know my grandparents out in my my inlaws out in rural Virginia. They love tractor supply store, but that's not. That's not in where we live, but. Still New deck at the house there allison. I mean you, can you see? A big exposed beam behind me and some drywall work that needs to happen. Have lots of drywall work that needs to happen now though. Yeah Anyway get to that. All right next question comes from Matthew. I got married to my amazing wife nine days ago in a small Kobe nineteen wedding in our front yard after we postponed it from its original date in April all. It was definitely different, but still very special. My question is in relation to this wonderful event. My salary has been at a level that has allowed me to fund a roth. Ira I love the optionality of it, but after marrying my bad ass, wife are combined. Salaries are now over the limit that would allow me to fund the Roth. IRA does this affect occur immediately? Do I need to now open up a traditional. IRA and begin funding it or do I have until the end of the year. Matthew wants a Roth Bachelor party one last. Well Matthew I have bad news. When it comes to most things in taxes, your status and your age and things like that depends on where you are on the last day of the year, said if you're married on the last day of the year, you were considered married for the whole year. So that means if you contributed started contributing to a Roth IRA for twenty twenty. You need to call up your brokerage. Firm and re characterize that as a traditional. Now don't have any other traditional IRA, as it's very easy to do the back door, Ross which we've talked about before you can just google it or even when you call the brokerage, just say I want to do the backdoor. Roth and they'll tell you what to do. If, you have other traditional IRA as you can still do. It just becomes more complicated and you'll probably pay more taxes. So you, but you may not be totally out of luck and I should say that's only if you have a traditional IRA doesn't matter if your wife has traditional areas. One exception by the way of of what I just said. In terms of tax status and last day of the year is distributions from retirement accounts before it's age fifty nine and a half, you actually have to be age fifty nine and a half to avoid that ten percent early distribution penalty, unless some of the many exceptions that are out there exist. Right next question comes from Warren Warren Buffett. Maybe I don't know that's why I was thinking. He's asking about coq, so maybe maybe. Once James Opinion on coke. By? Or hold? Wants to now. I'd give buffet night give. Kiesel Warren of the same advice and I would say. For some I'm not buying it. Not Buying it I'm not holding it if I own it. I guess that means sell it. Even Atlanta Georgia person like you i. feel like it's almost sacrilege. I am pretty close to probably not being ever even invited back. But the facts are the facts. Okay, I mean you do have to look at the stock itself has been ain't bad stockton for the last five years. I mean I do understand why when you look at it what they do, I mean they have. Four hundred master brands, and less than fifty percent of them are the big global brands that are actually responsible for almost all of their revenue when I say almost only ninety eight percent, so it's a business. It's very reliant on on. You know a small portfolio of really successful grants. The problem is now. We've always talked about cocoa beans such a great distribution story and that's true. They've got a distribution network. It's just phenomenal, but the problem is now. They're what they're distributing is is being seen as not so good for you in so you're seeing them. Have it into to essentially pivot away from what you know brought them all of the success for all these years. Years in soda and that that's not going to change I. Mean you're always GonNa have people to drink soda? People are not to drinking as much soda going forward in the numbers of just kind of the kind of shown that through that through the quarters in the years of Coca, Cola and Pepsi Pepsi. Has the salty snacks division, which I've always been very. Impressed by I, mean I love a good Cheeto, and so I mean anytime you can throw a bag of those cheetos in my Patriot Amok GonNa, turn it their coq. Interrupting, but I think this is also very important point. You tried the Jalapeno White Cheddar crunchy cheetos. The White Shit or so. I've tried to Jalapeno ones but I've not seen the white Cheddar White Cheddar Jalapeno crunchy cheetos. Don't get the puffy. The poofy ones are not as good, but the crunchy white Cheddar Jalapeno Cheetahs. them by them. They're amazing. I have to back. Pain you. I'll get those next time. I promise I, mean Eh. One. crunchy wants the puffy ones, so that people won't you're not? You're not seeing poopie. Who using poofy Joe Copy? We'll be Coca doesn't have that dynamic of their business. They don't have that dynamic to their business, and they've suffered from that Pepsi's Pepsi's outperform coca-cola over the last several years. It's not safe. Pepsi or coke get it back. I'm sure they probably can. But what I am saying is I think there are a lot of better ideas out there, and so I wouldn't be putting new money into Coca Cola and frankly if I did own it. I probably would look at selling it and you know if you've got a beverage company, maybe own starbucks. It seems like the science coming out in support of coffee, right? It's coming and telling you that these sodas. They're gonNA. Make you fat. Coffee, it could extend your life. It could help you live longer. SMART Mexican looking this a starbucks as well is. That sounds like study from the copy roasters of America. Do! Something that Chris Hill sent me the other day. that. We sleep at night. I'm glad I've been drinking coffee as long as I have God knows what I would look like otherwise. You're a good looking man. Rick. good-looking next question comes from. A. I'm trying to save money for my kid's College. Fund while the five nine is a great option. I'm limited to investing in mutual funds, which means at best I'm going to get what the market gets assuming I do some sort of low cost index fund and I be a capital F. Fool investor have been doing much better than the market in the last three years of being a member of. Of Stock Advisor Enroll breakers, even during this pandemic mess by listening to every full podcast and following David and Tom's and yours and every one else's in the full universe. My portfolio of about one hundred stocks is up here today. Thirty percent to the market's down five percent as of day as of today weighed down by three sluggish five to nine plants that are also down five percent each. I feel like throwing away money by using the five to nine, and not being allowed to select my own great companies in which to invest. What's more, my understanding is that the five to nine does not count as an asset for the kid when applying for student aid, but the coverdale does. So I come to you with a simple question. Can I have my cake and eat it, too? What if I wanted to use the coverdell to buy individual stocks? Until the child is nearing college? At which point I then converted to a five to nine. This allows me to get better returns and avoid it being an asset for financial aid and get the favorable tax benefit. So, chose this question, because first of all Dune does a good job explaining the benefits of the coverdell over the five twenty nine, you can buy individual stocks. You can buy and sell them all day long. We recommend that, but you can. Whereas with the five twenty nine, you can only make two changes to the investments a year, and it's all mutual funds. So. That's you did a good job of explaining that. I will point out with the coverdell. It's gotta low contribution limit of only two thousand dollars a year, so for some people save more for college, but they can max out to cover it out, but then put the rest in a five twenty nine. One thing that doomed does not have quite right. Is The financial aid treatment the financial aid treatment? Coverdale's and five twenty nine is identical. They're treated as assets of the parent, not the kid that is favourable from a financial aid perspective. It's not negligible doesn't mean it doesn't have any effect on financial aid, but it's better than an asset that is owned. By the kid. He can. Transfer money from the Coverdell to the five twenty nine. If for some reason, he decides to do that, but you can't transfer it. The other way around so were convinced to try out the covered. You have money in a five twenty nine. You can't move it from the five twenty nine. To the coverdale. What other interesting thing that he pointed out is that he is doing very well with his investments, and he owns about one hundred stocks. We get this question a lot. Either on the show, or on the full live that we run every day for members of full services, and that is how many stocks should I own, and if I owned too many are not just owning index fund watering down my returns, but here's an example if someone owns a one hundred stocks is still crushing the market. Idol last question comes from Cameron thoughts on the valuation of Stone Co in light of the corona virus for a fragile country like Brazil. This could be the tipping point after so many other headwinds. But how does that affect stone? coz Business Jason I. Don't even know what Stone Co is. What is still business? Yes, don't Coz a payments company that's focused on Latin American markets in Brazil and particular in so I guess it could be. Draw you can draw a parallel to to a with square through pay pal at, but generally speaking I mean it's payments. Company focused on Latin America. Primarily Brazil. Is the big money making market kind of like Marco Libra, they're. In I, I, it's a it's. A NEAT opportunity, gained a lot of headline recently, when and it was, it was seen that Berkshire hathaway. Warren Buffett's company Berkshire hathaway taken a five percent position in the company, which is pretty considerable i. Think in the near term. You have to acknowledge the fact that. They're gonNA, be some real headwinds in in Brazil particularly because of the pandemic I mean. The flip side of that is role in same boat kind of in that regard. The entire world is dealing with it, so it's not specifically you know it's. It's not particular to one economy or one country some. To get hit harder than others I, do feel like Brazil. Be at a place where they can recover from this given You know some of the other businesses in the area. I mean that that that I think is. Who knows ultimately how? That's GONNA shake, but generally speaking. I think the move away from cash towards cashless. Transactions in and financial software that's not stopping if anything, this hastens that which which is what I think, Cameron's talking about there and for a company like stone. Co, neither are other companies in the space pags bureau in roquetas libra to but you know moving money around is a big big market opportunity, and there's nothing that says they won't be able to expand well beyond the Latin American markets, too, so I I'd say cautiously optimistic I mean I

IRA Jason Moser Google Chris Hill Brian Feroldi Canada Starbucks Warren Warren Buffett Twitter Toronto Alison United States Muny Bond Brazil Alex
Benjamin Moser: Sontag: Her Life and Work

Bookworm

07:10 min | 1 year ago

Benjamin Moser: Sontag: Her Life and Work

"A biography of Susan's son tag her life and work which has been A controversial book as if a biography could be controversial but nevertheless this is the way it seems. Now do you think of the controversy that seems to have surrounded this book? Well I think a book about Susan Sontag. That wasn't controversial. Would NOT BE A book about Susan? Contact? I think she's somebody who elicited very heavy very visceral and sometimes violent opinions all through her life and I don't really see controversial this book. I see it more as just I hope something. Starting a conversation about an author that I think is more essential than ever man. Santiago was always associated with fashion. She was associated with With photography she was associated with being on the cover of Vanity Fair and the only possible American intellectual who have been on the cover of Vanity Fair. I think the real writers we actually care about are the ones who go on after their deaths. And who have these chances to be reevaluated? I can remember the first time I read. Susan Sonntags First Book. Which was against interpretation? Can you remember the first time you read against interpretation? Yes yeah I can't because I actually hadn't read it until I started working on this book really. I know I had read the photography stuff mainly and then I had read essays from against interpretation. I think I hadn't read the whole book. I'd read notes on camp. I'd read the title essay. Read some of the film essays but what was really exciting about going back to read. It now is that you see a world you see this time which is quite again. It feels contemporary. But it's almost sixty years old against interpretation but you get this whole Panorama of culture and of ideas. That feels very exciting to me. I have to tell you it was the first of her books that I read. I was astonished by it because of the enormity of range of what she's read I mean just when she makes a list of the books that she thinks of you think Oh i. you'd already read that in the early sixties. She was only in her early thirties to show thirty when that book came out before it became fashionable to event. Artaud Susan cared about our Dole. And in fact you know. She seems to know that the time she's living in as opposed to the time she died in was a time when people new things. I- slivered out some quotes from Susan. Let's hear Susan people want to be moved? Is a writer. Want to move people. I was very moved cried. Even a couple of passages that that I was riding this one line that made me laugh. Grimly where I WANNA say I say but I don't feel it's me I feel. It's the book says It it was a time when knowledge was fashionable. Philistinism was unfashionable. And I wrote that line with a great deal of Glee and grimness because the time we live in as a time in which knowledge is unfashionable and Philistine as it was very fashionable. I'm talking to Benjamin Moser. Sonntags biographer. That what you just heard was the very first time I sat face to face was. Susan was from our first conversation and you consider deeply the subject of knowledge and Philistinism and Susan's almost desire to attack the Philistines. Can you talk to me though? I think it's really funny. I think it's one of the great American questions. I think we're living in a time when Philistinism seems triumphant We don't have to name names. But I think we all know who I'm talking about and I think that there's a kind of feeling that we're always being engulfed by the gold escalator and that all the things that in her lifetime worse symbolic of middle-brow Ism whether it was life magazine in the book of the month club or elevator music. All these kind of things. Santi always stood for the opposite of all that crap. Now you you seem to think she becomes as she lives longer and longer harder and harder on the people around her. Tell me what you mean. Tell me what that use a lot of. It might have had to do with the fact that she was physically. Ill a lot of her life when she was forty two. She got stage four breast cancer and almost killed her and she was subjected to this. Very gruesome and horrifying treatment did end up saving her life. And that's in nineteen seventy five to seventy eight. So she's in her mid forties by then and it seemed to me that something did change in her where she got more impatient. She got more Intolerant of certain people. But I think that it's something that's interesting to try to understand what happens but then not dwell on it too much because what I'm really interested in Santiago and what I think makes her relevant is her writing and her ideas. I think that what we're talking about is the person who wrote in the introduction to against interpretation that we need an erotics of art not a Herman Excite Lard and she writes about her fondness for the supremes. Which at that time you take someone go take number of someone's whether it's Irving Howe or saul bellow listening to the supremes. They find it to be quite a surprise that a highly thought of intellectual is talking about the supremes by the end of her life. She's not talking about the supreme sending more and she's not talking about neurotic sue criticism. No well I think it's very important again to think about how old a lot of this is. This is again. It's almost. It's more than fifty years ago in that time in that me. That was really shocking. And it's absolutely hilarious to see the reactions that she got 'cause the thing about the supreme. It's not like she wrote about this frame. She says something about how she likes. The supreme one line nobody. It followed her her whole life. You Point Down Very well and intelligently and correctly in this book that cultural conservatism is has very little to do with political conservatism.

Artaud Susan Susan Sonntags Susan Sontag Philistinism Supremes Vanity Fair Life Magazine Benjamin Moser Santiago Herman Excite Lard Writer Santi Irving Howe Saul Bellow
Zoom Communications stock climbs as analysts cheer earnings and predict coronavirus boost

MarketFoolery

03:29 min | 1 year ago

Zoom Communications stock climbs as analysts cheer earnings and predict coronavirus boost

"Start with zoom video fourth quarter revenue for zoom video grew seventy eight percent one of those interesting stock moves because initially the reaction on Wall Street was well. That was good. Wasn't we're looking for a little more? And I realized the stock has had a run up but Zoom video was down at the open. It's bounced back up. It's up about seven percent so far it is at the moment. Yeah but Wait wait a little bit. You'RE NOT. You're not closing the books on that. Are you right now? We still have several hours to the trading. Yeah that was a great quarter and it's not only been Another great quarter resume which is in what now more likely appears to be the early part or the middle part of a great growth story But it has. It's it's doing well At this very moment in time Which distinguishes it from a number of other companies and is not going to be one of the companies Reporting Hey you know this. We did last quarter but we need to temper expectations for the future. Just the opposite for zoom just the opposite and Similar to what Jason Moser and I were talking about the other day with Tele. Doc you know this is Eric Von. Ceo At zoom video being very very measured and not saying something like boy this corona virus holy cow. This good for our business. He would never say that you would not want him to say that but holy cow is this. Is this whole situation like he wouldn't say that. But your Sierra putting those words into his head you don't you don't think he's had those one I'm just I'm just saying that he's a smart guy. You're absolutely had those words in his head. He's also smart enough not to say them out loud on a conference call if we got him on on online right now say hey. Have you been thinking that? Then he would. He would be smart enough. Say No of course not we're measuring or we're managing our business for the long term and so I think what they are getting a lot of people signing up for free trials right now which ultimately have good chance of being upgraded into part of the more expensive parts of the system the paying and Subscription part and. I think that a lot of businesses are being forced to try either zoom or products like zoom the the competition and systems Cisco SYSTEMS has a competing video platform. Right yeah did we used to use that. Yeah and well. Then we switch to And and so I think a number of places are gonNA find Just is one of the dangers for airlines. Right now is not just that. They're losing current Current trips but as businesses find. Oh we can do many things just as well Over Zoom is sending people around and in fact It's a lot cheaper That is what I think. People buying zoom stock today are thinking. Because it's it's certainly not cheap on almost any metric that you would come up with

Jason Moser Eric Von CEO
Teladoc Health Stock Rises on Earnings and Possible Coronavirus Boost

MarketFoolery

01:25 min | 1 year ago

Teladoc Health Stock Rises on Earnings and Possible Coronavirus Boost

"But we're going to start with the stock of the day and then as tele doc somewhere Jason Moser smiling because shares have tele doc up about twenty percent after fourth quarter. Revenue came in higher than expected. The loss was smaller than expected. And it's hard for all of the enthusiasm around the business of Tele Doc. It's hard for me to look at this and not think at least a little bit of the rise that we're seeing today with a telemedicine business is tied to current. Oh virus possibly It's hard to ask the market. What percent of the enthusiasm is About the results just reported in and what part is about Things to do with the headlines. Although the guidance is good and Really the company kind of avoided on the Call giving any any specific numbers about how current virus might affect the business but In a world where more people are staying indoors staying home looking for medical advice and prescriptions and help but not wanting to be out in public not wanting to spend time in hospital and a doctor's office the Tele Doc model becomes that much more attractive.

Jason Moser
Jackson, Ravens beat 49ers 20-17 to extend win streak to 8

AP News Radio

00:43 sec | 2 years ago

Jackson, Ravens beat 49ers 20-17 to extend win streak to 8

"Justin Tucker kicked a forty nine yard field goal as time expired to give the ravens a twenty to seventeen win over the forty Niners each team battle the wind and the rain mark Jackson through for a score and ran for another he rushed for a hundred and one yards while throwing for a hundred and five more forty Niners quarterback Jimmy Garoppolo through for a touchdown while Rahim Moser rush for a hundred and forty six yards including a forty yard score Jackson and the ravens had to fight for this when it's never gegen go going prepare you know ready for dogfight but on this one here was done if I came down on to fall down field goal Jackson became the first quarterback in NFL history to have four one hundred yard rushing games in a season Greg heist Baltimore

Justin Tucker Ravens Mark Jackson Jackson Baltimore Niners Jimmy Garoppolo Rahim Moser NFL Greg Four One Hundred Yard Forty Nine Yard Forty Six Yards Forty Yard One Yards
Lori Loughlin likely taking Felicity Huffman route, copping plea in college admissions scandal

The Daily Zeitgeist

07:09 min | 2 years ago

Lori Loughlin likely taking Felicity Huffman route, copping plea in college admissions scandal

"Let's I get into some social justice issues Felicity Huffman has been released from prison after only eleven days okay wow see we can finally exhale league release the last owner I did too and I would have it way weird it went from fourteen days to then they're like she'll probably do thirteen to like then eleven she must have been really well behaved in there with her new balances on it's just a colossal waste of money incarcerator well if you're going to do it for the Senate like a real person but the to me the symbol Alec thing that this was right really yeah you can't do this you like this made her cooler yeah honestly given her some restorative justice I would love to see her play like an aggressive amount of money like you know six hundred thousand dollars some but it needs to go directly to underprivileged into actually cannot afford college but can't get in with the pell grant but we don't know where her fine goes and and her jail time does nothing for society oh I think that's not pay for her whole thing do you know what I mean that pays for the cost of incarcerated which then just makes what prisons rich well somebody Investors Industry Invest Laurie Laughlin on the other hand she got hit with additional counts of bribery. Somehow cheering against her. Listen Laurie you fucked up as I I met Lori Loughlin right before this happened like before the operation had this but I was out having lunch with my lawyers and one of my listeners really big dog she walked up to so carefree white woman starts playing with the dog and it was like hey what's up guys just chatting with us she looks great skin looks great look so young I'm like Damn I guess she is gamed like like ten years in age since all this should drop is looking to one you saw that day to the photos you see now crime visor on yes she's the skin started to crack distress hit and I think that she really was living this life like I mean I am a beloved rich white lady on about the jail but she did that flex to openly was to open I seem flex they've got this ain't going to jail while I will watch it is it is to me it's pretty wild eighty syndrome is what it is yeah that's what she what I call it in what's happening she never had stress in her whole lot none and she's head Oh house money forever and Mossy Moser Mary's Mossy Mo and as well you don't think my money Anna Oh maximal got pulled from tar yeah okay we're in target so I'm good with money for a little bit 'cause I had all of them close and all them name was on the back of every middle-class housewives jacket for decades but I met her to this like before this happened and a USC game in the tailgate like rich She was she's glowing glow my God and I was like I was the same way I was like man this is a very attractive woman you have no stress none none Aniston look like that too yes yes because she's aware of what she has in the back for this backfire of that is you never faced stress ever so you don't know how to handle it you don't know mouth shut off when she said not guilty that first time I was like I guarantee the her her lawyers are like we're gonna I mean thanks for the extra money but you're we gave you advice no I think her lawyers may have been confirmed in her own bias in the beginning like I mean who are retired every time she walks in the room that song sounds like money can buy those the publicity from working with her and getting her off or nothing and when she went insane not guilty they were like no you made this so much harder for us and also to she is still refusing to take a plea deal and they're like and the prosecutor he sang you're the fucking book trying to do this you will be under- The jail we were trying to be nice but look what's that prison sentence GonNa be with the sixteen days also she keeps sitting button the fake money laundering for the fake charity. You tell me you don't know felicity you never saw her I wanted to make Australia events where I wrote checks to the charity that don't exist she went out here which one which she wrote a letter that was like look I'm so sorry my dog is sorry everybody my family sorry like why didn't you follow her lead also another rich white woman I guess she was probably like cute and like she had to keep getting jobs after my shows are done felicity was like I know how to act right but I wonder you know I mean that'll that'll be a messy petty episode where we dig up their bank receipts and figure out who's the one who's lifestyle is Mossy more or does have hallmark money that that's that thick and strong she's got she's got full house now we'll house but I'm curious no really today what's that full house residual check look like this syndication for I guess we haven't heard from Dave as ass they never have to do anything ever again why was awful and then she married a dude that doesn't after do anything and then they put that don't have to do anything money next to each other and then they made a beige anything and then they him to school right that girl was on like what like somebody who worked at USC I just wanted to get turned up and go to the drugs CARA scars whatever they she did give like that listened to that story about the guy who did all the stuff that got them in the schools they paid so much more money the Laughlin did oh yeah yeah so many more people like crazy and that's what makes me think that they have that kind of Q. Money whereas like I was just give them half a million dollars and we'll get them in happy enough and they're like oh ask for thirty K. dudes like what into US mother legacy yes yes that's all just doe school but it's not having to get in and then still pay tuition good but that's where a lot of the risk conservatives meet each other when they're younger and go on to do business bigger watering holes for that but if people were to send their kids who aren't worth Oh I think she and I could make between the two of us we understand how the world works different way she working in the the office in emissions counselor at the University of Pittsburgh sounds like a lie and it could be I don't know 'cause this is excellent would you it's only alive if you don't believe exactly

Felicity Huffman Laurie Laughlin Lori Loughlin Bribery Alec Senate USC United States Australia Dave University Of Pittsburgh Six Hundred Thousand Dollars Million Dollars Fourteen Days Sixteen Days Eleven Days Ten Years Thirty K
'Sontag: Her Life and Work' by Benjamin Moser

Bookworm

11:15 min | 2 years ago

'Sontag: Her Life and Work' by Benjamin Moser

"Today I'm very pleased to have as my guest the very brilliant Benjamin Moser who is the author of two biographies of Women Writers The I was a biography of Cou- reese the specter which did a good deal of bringing the Specter a writer who spent a good majority of for life in Brazil to the attention of American readers and the second is the biography of Susan's son tag her life and work which has been a controversial book as if a biography could be controversial but nevertheless this is the way it seems now what do you think of the controversy that seems to have surrounded this book well I think a book about Susan Santa that wasn't controversial would not be a book about Susan's contact I think she's somebody who elicited very heavy very visceral and sometimes violent opinions all through her life and I don't really see this controversial this book I see it more as just I hope it's something starting a conversation about an author that I think is more essential than ever Monsanto was always associated with fashion she was associated with with photography associated with being on the cover of Vanity Fair and the only possible American intellectual who could have been on the cover of Vanity Fair I think the real writers that we actually care about are the ones who go on after their deaths and who have these chances to be reevaluated I can remember the first time I read Susan Sonntags First Book which was against interpret Tation can you remember the first time he read against interpretation yes I can't because I actually hadn't read it until I started working on this book really I know I had read the Auger fi stuff mainly and then I had read essays from against interpretation I think I hadn't read the whole book I'd read notes on Camp I'd read the title essay I'd read some of the film essays but what was really exciting about going back to read it now is that you see a world you see this time which is quite again it feels contemporary but it's all most sixty years old you know against interpretation but you get this whole Panorama of culture and ideas that feels very adding to me I have to tell you it was the first of her books that I read I was astonished by it because Some of the enormity of range of what she's read I mean just when she makes a list of the books that she thinks of you think Oh my you'd already read that in the early sixties choose only in her early thirties to thirty when that book came out before it became fashionable to avert Arto Susan cared about our toll and in fact you know she seems to no that the time she's living in as opposed to the time she died in was a time when p do new things I- slivered out some quotes from Susan let's hear Susan people want to be moved on is a writer want to move people I was very moved cried even a couple of passes that I was riding this one line that made me laugh grimly where I wanna say I say but I don't feel it's me the book says it was a time when knowledge was fashionable Philistinism was unfashionable and I wrote that line with a great deal of Glee and grimness has a time we live in as a time in which knowledge is unfashionable Philipson as it was very fashionable I'm talking to Benjamin Moser son tags biographer that what you just heard was the very first time I sat face to face with Susan from our first conversation and You considered deeply the subject of knowledge and Philistinism and Susan's almost desire to attack the Philistines can you talk to me that I think it's really funny I think it's one of the great American questions I think we're living in a time when Philistinism seems triumphant we don't have to name names but I think we all know who I'm talking about and I think that there's a kind of feeling that we're always being engulfed by the gold escalator and the the all the things in her lifetime worse symbolic of Middle Brow Ism whether it was life magazine in the book of the month club or elevator music all these kind of things Santiago always stood for the opposite of all that crap now you seem to think she becomes as she lives longer and longer harder and harder on the people around her tell me what you mean tell me what that means a lot of it might have had to do the fact that she was physically ill a lot of her life when she was forty two she got stage four breast cancer and it almost killed her and she was subjected to this very gruesome horrifying treatment that did end up saving her life and that's nineteen in seventy five to seventy eight so she's in her mid forties by then and it seemed to me that something did change in her where she got more impatient she got more intolerant of certain people but I think that it's something that's interesting to try to understand what happens but then AH dwell on it too much because what I'm really interested in in Santiago and what I think makes her relevant is her writing and her ideas I think that what we're talking about is a person who wrote in the introduction to against interpretation that we need an erotics of art not a her renewed ix of art and she writes about her fondness for the supremes which at that time you take some on won't take any number of someone's whether it's Irving Hauer Saul bellow they're not listening to the supremes they find it be quite a surprise that a highly thought of intellectual is talking about the supremes by the end of her life she's not talking about the supreme sending more and she's not talking about neurotic criticism no well I think it's very important again to think about how old a lot of this is this is again it's almost it's more than fifty years ago in that time and in that year that was really shocking and it's absolutely really hilarious to see the reactions that she got because the thing about the supreme it's not like she wrote about this frame she said something about how she likes the supremes in one line nobody it followed her the whole life but you point down very well and intelligently and correctly in this book the Cultural Conservatives awesome is has very little to do with political conservatism. Well this is another idea that I think has been forgotten sondheim comes out of a world where out of me education where what she means a small C. conservatism is starting off with Plato and Aristotle and going up to Dante and Shakespeare through the great modern poets and that love that syllabus that Canon that became extremely unfashionable and now I think we're in a world where people aren't reacting against Beethoven you know they don't even know who Beethoven is Dante Shakespeare and so both the people who wanted to modernize that and expand it for example to feminist African American authors those people lost out just as much as the people who wanted it closed for political reasons from the right wing and what happens in that song tag is very perceptive about time and time again it said it all lose out to money it always is out to consumerism and so what happens is you know famous a great painting becomes an expensive painting a great song becomes a song that gets a lot of play on the radio a lot of clicks on the Internet and that's the thing we're in now come talking once again to Benjamin Moser Susan Sonntags biographer in a book from Echo called Sawa tag do you think that you're writing a biography of Susan or in addition a biography of her times well I think both the book is called Sante her life and work and those are two things that are complementary but I'd really there's a lot I'd like people to remember that people don't remember people don't member for example that it was quite common for women to write their husbands books as happened to attack yes fascinated yeah I had no idea will I didn't either I've inhabited this world of the great female intellectuals having done Clarissa Specter before and then Sante it's a world that generation of my grandparents grandmother's generation that I'm familiar with and so about three months ago this piece came out in the Guardian announcing that I had discovered that Sante had actually written the book upon which her husband's career was based book called for the mind with moralist and this piece went viral everybody was talking wrote me and they said are you kidding this happen to everybody nobody wire people so surprised and the reason they're surprise is that I think feminism has made so many gains is that people have forgotten what it was like so when you're talking about a history of her life and times when she applied she's got Souza's very brilliant student and she comes into the World king world and she applies for a job at a magazine and her friend a male friend says well the fact that you're a woman is a real problem but we're going to try to help them get over that and that was a totally normal thing to say to a woman at that time now you would get sued and you know rightly so a lot of the ideas that we think are able in in our culture whether you think about the position of African Americans do you think about the position of women are homosexuals or all these things they've changed really radically and one of the things I think a book like the biographies and Sonic can do is trace the evolution of these ideas so that's the part that I find fascinating because sometimes she's ahead of things and somehow she's behind wind and sometimes she's struggling to understand new ideas as they come into the world it's a fascinating

Specter Benjamin Moser Writer Sondheim COU Three Months Fifty Years Sixty Years
"moser" Discussed on KCRW

KCRW

02:41 min | 2 years ago

"moser" Discussed on KCRW

"That likes this. principal Jane Moser he want students to know what to expect at the Allegheny county jail high school. when you're in school and your learning. okay participate I can listen I can read I can write I have control in a place very little control Pennsylvania requires jails and prisons to educate miners the students here are all awaiting trial as adults for serious crimes like murder rape and robbery they know this could be one of the few chances to show they really want something different out of life because they're juveniles were not using the students last names sixteen year old Christian has been in jail for about a year he says going to school is freeing in a way so I'm not in jail actually feel like I'm all set. they're in jail takes away out in Barcelona Christian says he didn't used to like school at all but now he finds a more engaging in works harder he says his teachers are a big part of that is a really talk to me and really understand where I'm coming from either a come where I came from the criticism hate us favorite thing about. yeah. put yourself on the on the first day of school Christine Aden wreath asks students in her English class straight some facts about themselves to share with their classmates it's a school rule not to talk about criminal cases but ordinary says reading literature and writing poetry can compel students to confront their pasts that always brings out a lot of emotions so yes the students are very forthcoming and it's wonderful they're very honest they're very wrong the students also have a counselor who helps them to reflect on how their circumstances in decisions landed them behind bars and how they might stop that from happening again sixteen year old chadd says he feels more hopeful but his case is never far from his mind I want artists of I do here this does a seeing so I'm like I'm not trying to be in jail no more hopefully it helps that way I can get back into the real world despite such motivation jail data show most students will end up in juvenile detention or prison or H. out to the jails adult population principal Moser acknowledges they arrive with more baggage than you might find in other classrooms and that staff have just a short time to work with them trauma emotional issues. struggles in school and then we try to piece together this great thing that we do and we do it really well and I hope that's enough students who complete twelfth grade here.

Jane Moser Pennsylvania rape robbery chadd principal Allegheny county murder Christine Aden sixteen year
"moser" Discussed on KCRW

KCRW

02:42 min | 2 years ago

"moser" Discussed on KCRW

"In school Jane Moser he want students to know what to expect at the Allegheny county jail high school. when you're in school and your learning. control. okay participate I can listen I can read I can write I have control in a place very little control Pennsylvania requires jails and prisons to educate miners the students here are all awaiting trial as adults for serious crimes like murder rape and robbery they know this could be one of the few chances to show they really want something different out of life because they're juveniles were not using the students last names sixteen year old Christian has been in jail for about a year he says going to school is freeing in a way so I'm not in jail actually feel like I'm all set said they're in jail takes away our in Barcelona Christian says he didn't used to like school at all but now he finds a more engaging in works harder he says his teachers are a big part of that is a really talk to me and really understand where I'm coming from the load a come where I came from the criticism hate us favorite thing about. yeah. your stuff on the on the first day of school Christine ordinary th asks students in her English class straight some facts about themselves to share with their classmates it's a school rule not to talk about criminal cases but ordinary says reading literature and writing poetry can compel students to confront their pasts that always brings out a lot of emotions so yes the students are very forthcoming and it's wonderful they're very honest they're very wrong the students also have a counselor who helps them to reflect on how their circumstances in decisions landed them behind bars and how they might stop that from happening again sixteen year old chadd says he feels more hopeful but his case is never far from his mind I want all the stuff I do here sis does a seeing stone like I'm not trying to be in jail no more hopefully it helps that way I can get back into the real world despite such motivation jail data show most students will end up in juvenile detention or prison or H. out to the jails adult population principal Moser acknowledges they arrive with more baggage than you might find in other classrooms and that staff have just a short time to work with them trauma emotional issues. struggles in school and then we try to piece together this great thing that we do and we do it really well and I hope that's enough students who complete twelfth grade here can get diplomas but many will.

Jane Moser Pennsylvania rape robbery chadd Allegheny county murder Christine principal sixteen year
Trade war dims outlook for U.S. business operations in China

NPR's Business Story of the Day

04:03 min | 2 years ago

Trade war dims outlook for U.S. business operations in China

"A lot of american companies that make or buy products from china are starting to rethink doing that as a new round of tariffs takes effect this weekend. Import taxes are making king chinese goods more expensive in the united states but finding alternative suppliers. Isn't that cheap either. N._p._r.'s scott horsely has the story. Many american companies are facing rising costs because the tariffs ba- robert delorean doesn't have to worry the lawrence c._e._o. Of the x._l. Brands company which sells clothing the isaac mizrahi right and halston labels among others he began moving out of china some time ago not because of tariffs but in order to find faster more flexible suppliers who could jump on fashion trends and turnout clothes in just six weeks delores x._l. Now manufacturers in a variety of countries including indonesia india and sri lanka and is exploring production in central and south america. You never want to have all your eggs in one basket in terms of supply china was easy in retrospect. Probably we had ninety percent of your production. In china that wasn't good risk management planning the laura and has gone from making seventy percent of his clothes in china to less than twenty percent sent but it wasn't easy. He spent two years flying around the world trying to line up factories five deliveries to get it right everything that could go on clothes from the new factories didn't fit right but i or the fabric wasn't what he expected. Many companies are now going through a similar process s. of trial and error as they look for alternatives to chinese factories in hopes of avoiding the president's tariffs the truth is that the trade war is a little bit of a wakeup call for many companies jerry matias vice president with bain and company consultants based in singapore. He says rising labor costs in china. Were already causing some companies to look elsewhere for suppliers and the trump tariffs have accelerated that but uh other countries will need a lot of investment match the expert manufacturing base and the robot shipping shipping network that china's built up over the last two decades a survey by the american chamber of commerce in china which represents has business there says most companies that do relocate okay look to southeast asia the at phnom exports. The u._s. jumped thirty three percent in the first six months this year. Mexico is another popular popular destination. Roberto deraza works for company. They're called events that helps manufacturers set up shop in mexico also held three conference calls with potential clients in in a single day this week but for now he says most are keeping their options open. Not many of them are pulling the trigger. My feeling it's that many of them are gathering information nation and if the trail continues for a long time just making the decision of coming into mexico mexico offers the advantage of much shorter delivery livery times to the u._s. but it has risk of its own just three months ago president trump was threatening tariffs on goods made their trump has urged companies worried about tariffs to move production election back to the united states but only about six percent the american companies operating in china are considering that harry moser who runs the reassuring initiative estimates twenty five percent would find manufacturing the u._s. competitive if they took tariffs transportation and all other costs into account. Probably they made the right decision going to china when wages were so low probably should have reevaluated at five years ago but now that they feel they have to bring a lot of work out of china. Now is the perfect time to reevaluate the u._s. As an alternative but some companies are staying put louisiana-based crown crass makes baby blankets and other products in china ceo randall chestnut told investors this summer he looked at moving production to half a dozen different countries but ultimately decided it was cheaper to stay in china and pay the tariffs but we think we're going to have to bite the bullet according to the american chamber sixty percent of the u._s. This companies now operating in china have no plans to relocate

China Mexico United States American Chamber Of Commerce Roberto Deraza President Trump Isaac Mizrahi Robert Delorean South America Indonesia Vice President Singapore Bain Randall Chestnut Halston Lawrence Donald Trump Sri Lanka Jerry Matias
Its not an easy business.

MarketFoolery

13:13 min | 2 years ago

Its not an easy business.

"Thanks your to grammar Lee for supporting market. Fully Gramley is a communication tool that helps people improve their writing to be mistake. Free clear effective. You can start writing confidently by going to grammar dot com slash fool and get twenty percents off a grammar Lee premium account today. Monday may six welcome to market fuller. I'm Chris hill. Joining me in studio today, Jason Moser in the house. Thanks for being here. Alot we're going to dip into the full mailbag. Let's start with the Berkshire Hathaway meeting which always gives us a couple of headlines coming out of the meeting have you ever been? I've never made. I have. Yeah. It went. I think he was just once I win in. So of course, when you go with us. I mean, you get to go you have the press badge, and you sit up on the top and you get spoiled with the lunch and everything's easy in. So that was like no way, I'm topping that experience ever. So there's no way I'm going all the way out the Omaha just a wait in line to hear some guy say something I heard him say five years ago. You know, what else you can follow it on Twitter now, it's so robust and in. It's like you're there. I was thinking it's just like I don't watch a lot of baseball anymore. I love the Red Sox. But man, I tell you follow the Red Sox on Twitter, you I mean, they are that that's a. A great baseball Twitter presence right there. So you can do so much. Also, I think Yahoo finance has done. The livestream for people who are looking and watch the video I've talked to other analysts around here. It's like are you going out to along? Like, no, I'm just getting up and watching it in my pajamas really a lot of clips are still floating out there. So it's it's easy go over and over and over again. So let's get to a couple of headlines, and I up his craft Hines which. You know, it's it's impossible to read Warren Buffett's mind. But I'm wondering to what extent if any he's regretting the craft how the participation in the craft highs because Kraft Heinz came out and said that they're going to restate their earnings for twenty sixteen and for 2017 due to misconduct on the part of some employees. They say it's not going to be material. And I'm just going to go ahead. And grant them the benefit of the doubt and say, okay, it's not material. And if you look at the stock it's not falling through the floor. So clearly smarter more invested people literally more invested people than me are taking them at their word. Well, it's not falling through the floor any more. I mean like it's been an awful year date. It's basically been cut in half of horrible, twelve months and has really been a horrible existence ever since the merger in two thousand fifteen. So I mean at some point or another that floor kind of set itself, but you know, I started thinking about this with buffet. And so there was this one point like I dunno years ago where my wife kind of basically called me out on. It's you know, sometimes you as married couples. Do you talk with each other? And sometimes you just sort of the words are just kind of going in one ear and out the other. And and so whenever that would happen with me. And I would say something like, oh how about that? Eventually my wife figured out that how about that meant. Oh, I'm not listening. And so she called me on it. And I so now I can't do that anymore in with buffet. It's starting to feel like whenever he's like, you know, we're just going to give him the benefit of the doubt. It's kind of like he's just those words going in one you're out the because he does the same thing with with Wells Fargo, essentially, he's doing it with craft Hines. He kinda tends to do that. And that's fine. He's got billions doesn't really matter at the end of the day. But I do wonder how much this kind of grinds his gears because it has been obviously an awful existence since the merger. It is a very buffet style investment. I understand his perspective when he was asked about the long term value this company in regard to the brands that's kind of what he fell back on the brands. I don't know that I necessarily. We believe that going forward though, I think those brands are in in a bit of a bind. Red flags. Yes. And having to restate things, perhaps it's nice to see they're actually get out getting out in front of this kind of resolving and all, you know, I I don't know that I'm looking at this as an investment I want to have anything to do with anyway. So let's move away from Kraft Heinz for a second. When you see a company that you own shares of come out and say, hey, we blew the math. We have to go back and restrain like, I is it on a case by case basis because I was I was looking at this and sort of thinking through my own holdings and thinking to myself, you know, what depending on which company I own if they came out and said, oh, we're going to restate two years worth of earnings depending on which stock it is. I'm either rolling with it and saying, okay, you blew it. But it was lower level employees, and you're on topic. Whereas other stocks, I own I would think boy, I don't know this. This is one more check against you. Yeah. I mean, I think it is a case by case basis, but I will say. And we talk about these companies a lot on this show. It feels like for a while. It was Bank of America than it was Wells Fargo. So there are companies that get out there and are really in the spotlight, and they kick get out of their own way. Facebook is another one. I mean, it seems like every week we could just have that one segment of the show where it's like, you know, this week in Facebook screwing up again in so eventually privacy. Right. Eventually you get a little bit tired of it. Right. And so then you have to ask yourself is this really accompany worth owning? I in. I I think that is again, it's a case by case thing when I look at something like a craft Hines. I mean, it just don't see any kind of a competitive advantage there with the business to begin with. So this certainly would not be one of just sort of gloss over. I think it'd be one more reason to probably not want to own a so for this next story that comes out of the annual meeting it's worth remembering that? Last month. Yulon mosque said on Tesla's earnings call that tesla was going to be launching its own insurance product in the month of may and not surprisingly Warren Buffett was asked about that annual meeting and said point blank, it's not an easy business. And you know, there's some people online today said boy, he really called musk out there. I, you know, I don't know that I want to ascribe that to buffet. But she clicked, you know, the most generous interpretation of what Buffett said regarding tesla getting into the insurance business is good luck. But he did go out of his way to say. I'm not worried about them. I'm I'm more, you know, because Berkshire Hathaway owns Geico. I'm not worried about that. I'm worried about progressive. Yeah. Well, I mean, listen, given given EON Musk's track record of behavior. I mean is this really someone you want to be getting your peace of mind from seriously? Like, I mean, you wanna mind sure. From that guy. I don't think so. And I mean, I'm a big fan of you must listen very clear. I support what he's doing. I love is big picture thinking, I'm rooting for the I there are points in time where I feel like maybe he's just you know, that's kind of silly candy. I think that was probably pretty silly. And apparently that candy still coming out insurance pales insurance is hard. That's why we like great reputable insurers that requires a lot of capital. There are a lot of regulations in. It's not easy. I mean, it was it was interesting. I thought when when he was asked about this potential insurance product in he noted that they would be writing these policies based on data. I mean, we'll dumb that's all like all good insurance companies right there policies based on data. Like, there's an entire industry that you know, the actuaries to get out there and figure this risk out based on data. So I mean, I think that when you look at what musk is trying to do with tesla with spa. Sex solar city somewhere in there as well. Yeah. I mean, I is is insurance for this Jews really worth the squeeze. I don't think it is. I love the back and forth. I think you've got yesterday versus tomorrow and in buffet in musk and two guys. I really appreciate in in honestly love as an investor. But there's no question that insurance is a very difficult business to run. I'd have to believe if they were going to be writing insurance product, it would be with another partner that actually dozen sure. And then I would imagine it would be basically just for people who have a tesla. Like if you don't have a tesla. I don't know why you would get insurance from them. But I mean, hey, he says a lot of stuff what about dating app? I feel like you know, owning a tesla. That's a that's a bar to clear socially. And it was like start matching people up. Tesla owners. I think I don't know. I mean. Yeah. And instead of going to be helpful sure instead of swiping left and swiping, right? Like musk. I'm sure would add a dimension. Right. Instead of that. It'd be like swipe diagonally or swipe four D or something of that nature. He's always throwing a bit of a bit of a forward-looking twist on things so Starbucks got a surprising promotional boost this morning Twitter was all a buzz about Sunday night's game of thrones episode that is to be expected because it's the final season of game of thrones. What was not expected is the fact that apparently a Cup of Starbucks Coffee made its way into the episode of game of thrones people were posting video of this and screen caps of this a half to believe there's a production assistant who is in the process of getting fired today for leaving a Cup of Starbucks Coffee on their unless I don't watch game of thrones. Maybe there was a story line about the first Starbucks opening in west rose. I don't know. But but. That's amazing. Because you hear the phrase all the time you can't buy that kind of publicity. And I would say the majority of time someone says you can't buy that kind of publicity if you step back and look at a given situation. No, you really can this is a situation where really Starbucks couldn't have bought this. I yeah, I feel like sometimes there are situations where things like this. Are there not accidents there planned out, but they are made to look like accidents? Now, I'm not I I have HBO. So you think this claimed? Well, no. And that's what I'm saying. I don't think it actually was. I mean thinks in some cases these types of things are it does it does feel like this was genuinely just someone missed this. Now, I don't watch game of thrones. Which is fascinating because I have HBO. And I and I love it for whatever reason just never got into game with bronze. But it strikes me. That of the rabid fan bases out there. Starbucks and game of thrones are two very rabid fan bases to tie these two together. I mean, there is there is some serendipity here that I think is going to work out for both entities. I I don't think there is a downside for either. Now, maybe there is a production assistant out there who's who's out of a job today. I don't know who we just we won't even go there. But I I don't think there's really any downside to something like this happening not for Starbucks product placement has been around for decades. And if they had gone. The idea to go to the producers of gaming throws me. Like, here's ten million dollars. We just want to scar. And of course, the producers would be like, no that doesn't make any sense. But but I mean now all of a sudden, we're thinking, okay. Is there some type of is is there some type of of time-warp here in game of thrones that didn't exist it possibly now. Does is this how they continue to tell that game of thrones story after the end of this. He's who knows. I mean, we as the viewer or potential viewer. And I tell you like I said, I don't watch it. But now I'm feeling like I may want to start because who knows what could develop from this. But I have to believe they're gonna milk it for all. It's worth quick shout out to Gramley for sporting today's episode grammar as a communication tool that helps people improve their writing to be mistake free clear and effective day. Encourage everyone even the best students even the top professionals to use grammer to do their best work and accomplish even more their goals. They help people show their best self through writing. And it's available across platforms, including online. Extension. Desktop editor and mobile keyboard checker, it's available on multiple browsers, chrome, Firefox safari. It's on platforms like I o s Android windows. Mac their free product reviews critical spelling and grammar, but Graham, really premium looks out for spelling grammar, plus structure style within context vocabulary suggestions conciseness readability for different occasions. Whether you're writing a business proposal or an essay for school, whatever it's so easy to use. I've actually been using it and Graham really free is easy to use. But premium just gives you a lot more great suggestions on vocabulary. I have found anyway. So whether you're looking to polish up your resume or just look smarter in your emails at work. Do yourself a favor checkout Gramley, go to grammar Lee dot com slash full and get twenty percents off your grammar Lee premium account today, that's grammar dot com slash fool for twenty percent off

Starbucks Coffee Tesla Twitter Hines Warren Buffett LEE Gramley Musk Kraft Heinz Red Sox Chris Hill Omaha Facebook Baseball Production Assistant Jason Moser Yahoo Eon Musk Graham Berkshire Hathaway
"moser" Discussed on 760 KFMB Radio

760 KFMB Radio

01:54 min | 2 years ago

"moser" Discussed on 760 KFMB Radio

"Is that was really good just scratched the surface to. I mean, there's so many things we have talked about a really a nice fellow. Yes. And Moser's that right. I put my sheet away. Yeah. Great guy. There are snicker doodle muffins out there. Editors one in here too. He says patting his belly. I am very close to my all-time highest weight. Congratulations. Congratulations. As I said yesterday. I've let myself go a phrase that. I'd heard my entire life. Never really known. What a man, but I do know that I've done. Good. I clearly he really let himself go myself. Go. And it just seems to be there's an inertia to it. That is overwhelming me. Yeah. There's an inertia to it. Yeah. And then you get to a point. I've been this financially before you get to a point where you're in such a hole, you think my incremental efforts to get out of this. Wasted effort wasted. Right. Just relax and go with the current. I just sit on his inner tube and float downstream down the stream of fat. But I gotta I gotta get this under control. Going to send a new record. And then you get into like the Dow was there for a couple of years new record every day. Another new record injects, wait. Nice tie in a number never seen before. Right. I don't want to be adjusted for inflation. Oh, that's right. That doesn't count your actually fan. I just I I keep I keep this has got to be relatable for some people every day. I keep thinking I got a summons some sort of dread or worrier sense of urgency. That's what I need a sense of urgency about this ruining my next Muffin..

Moser
Amazon Announces All New Hardware

Motley Fool Money

00:22 sec | 3 years ago

Amazon Announces All New Hardware

"I'm Chris l. joining me in studio this week, senior analyst, Jason Moser, Matt, arguing her and Ron Bros. He was always gentlemen, hey, we've got the latest headlines from Wall Street. Bestselling author, Ashley Vance is our guest. And as always we'll give you an inside look at the stocks on our radar. But we begin this week with till Ray, be well known Canadian cannabis company. I've never heard of until this

Ron Bros Ashley Vance Jason Moser Senior Analyst Cannabis Chris L. Matt RAY
Amazon in Running to Acquire Landmark Movie Chain

Motley Fool Money

01:03 min | 3 years ago

Amazon in Running to Acquire Landmark Movie Chain

"That Amazon is in the movie production business. It looks like the movie theater business might be next reports out this week that I'm on is in the running by landmark Ziater's chain that operates in major markets like New York, Chicago LA, San Francisco and across the river in Washington, DC and Andy, maybe I shouldn't be surprised by this, but I'm a little surprised can ever accused Jeff as of not looking forward into the future. So I think here's my, here's my take on this. I think with potential changing regulatory landscape on studios potentially owning theaters, widening their distribution. I think Jeff Bezos and Amazon saying, hey, listen, we have an opportunity go after another dish Abune platform. It special marks specialize in the. Indian foreign space, which we know that Amazon prime videos have had a lot of success with. So I think Jeff Bezos saying, listen this, another distribution platform for us. Let's get in before the studio start changing that landscape and by ASA property cheap. And by the way, Mark Cuban who is a part owner of landmark is kinda shop in the business around two

Amazon Jeff Bezos Chason Moser Andy ZOE Mark Cuban Motley Ron Gross ASA Chris Hill Coke Andy Washington Ziater Content Producer San Francisco DC LA New York One Hundred Hundred Fifty Mill Three Hundred Million Dollars
Loyola-Chicago is the surprise team in the Final Four, but they're not surprised

CBS Sports Radio

01:18 min | 3 years ago

Loyola-Chicago is the surprise team in the Final Four, but they're not surprised

"Floor led by senior guard ben richardson's career high twenty three the ramblers surprise plenty of people but porter moser says i'm a surprise to them all summer long we were like why not us and the opportunity and how much they invested in it this is not something where it just started these guys have been investing for a long time on how hard they worked hard they believed and it's michigan up next loyola chicago the wolverines cut down the nets and the west region with a fifty eight fifty four victory over florida state michigan elder knowles to just thirty one percent shooting as they head to the final four for the first time since twenty thirteen john beeline sees a lot of similarities between his guys and loyal chicago a lot like us they got a bunch of good kids they play together they play defensively a bunch of guys who can shoot and joined differences they they have a wonderful non on the sidelines route in the mind and lots of prayer but we got some prayers on our team to we got some we got some people behind us to the nba scoreboard the sixers trump the t wolves one twentyone oh wait that six in a row for philadelphia the rockets have won eight shrink and twenty five of their last twenty six the latest one fourteen ninety one row of the pelicans teams harden at twenty seven inches three quarters of work that's where the lakers knocked off the grease one hundred ninety three hornets edge the one or two ninety eight the pistons handled the bulls won seventeen ninety five and the magic one zero five ninety nine off the.

Ben Richardson Ramblers Porter Moser Wolverines Florida John Beeline Sixers Lakers Hornets Pistons Bulls Michigan Chicago NBA Philadelphia Twenty Seven Inches Thirty One Percent Three Quarters
Everything you need to know for Sunday's Elite Eight games in the NCAA tournament

Chicago GameDay

02:30 min | 3 years ago

Everything you need to know for Sunday's Elite Eight games in the NCAA tournament

"Elgin illinois time here for these kids rebound news so there's kevin harlan on cbs and they beat illinois state to win the missouri valley conference sixty five forty nine the ramblers at that time twenty eight and five heading into the nc double a tournament and that's when they get their first round opponent as the eleven see they would face miami in the first round in the south region it's a game as we headed into this we saw the match up on selection sunday right we said well that's one of those seeds that those two teams are kind of equal even though the seating says eleven and a six it was a sexy pick it was the you know how you always need a twelve of setting a five this was it's not a twelve and a five but this was the this was the matchup that everybody was like willow loyal they play gritty style of basketball they're tough defensively they they take a lot of threes so they actually only shot thirty eight percent from three the miami shot forty four percent from three in that game but it was a game that was one of the first buzzerbeaters of the ncaa tournament and speaking of miami was on the free throw line they took the lead sixty to sixty one and then we had this seventy five percent i no the offense rebound grandpa richardson the word towns court top postal expires lawyer so there you go the big shot from dante ingram three pointer the assists remark is towns and you think back to that play in the conversation after it happened porter moser deciding not to call timeout you get the defensive rebound go the other way you have chaos on defense they can't get themselves set and attack and that was the key phrase that porter moser kept saying as the ramblers head on to the next round and that's when everybody was like okay nice reliable they were the sexy pick two in that game now now you're gonna face a real team right you're going to face a real team the tennessee vols the number three seed in the south region in the second round and you're the game kind of went back and forth.

Kevin Harlan CBS Illinois Miami Basketball Grandpa Richardson Dante Ingram Porter Moser Missouri Valley Ncaa Tennessee Vols Seventy Five Percent Thirty Eight Percent Forty Four Percent