35 Burst results for "More Than 25%"
The Plant Movement Podcast
Nova Hardscapes' Nasir Acikgoz on Thriving in Uncertain Times
"Think right now the way the economy is the way things have let's say slowed down the way interest rates have risen Politics, okay world governments and all this stuff that's going on They they you know, I feel it in the air that people just want to like curl up, you know And and they don't want to continue to push in a certain way It's kind of like let me hold all my money whatever I have left and I'm not gonna let it go, you know But you have to invest to create if you don't invest you can't create don't be scared to do that when it comes to what he's selling but My question for you is all of this stuff that's going on and you are full throttle you have I see you in the venture 36 -foot venture with quad 500 Merc's And you're flooring the throttles Why do you feel that way? When it comes to that, are you scared about anything that's coming up or you just go based off of off of what? Opportunity vision what I I don't stop I go full throttle all the time and What drives me that when I wake up I think I said I mean God has a plan and I believe in God and I I in he says it work be honest work and it's gonna happen and In this country opportunities are limitless. I mean, there's no limit. There's no There's no product you're gonna say all about people are yes, they're they're holding off They're not gonna they're you know, they're not gonna spend I will never think that way I still keep bringing and I'm gonna bring it We're gonna invest as a matter of fact The green industry has an advantage one of the biggest advantages that I've noticed is if the people are stressed They're stressed with things politics and all that how do they relax of course they go they do sports and stuff One of the things they'd relax is they work in the garden. They work in the backyard They work, you know, they do things or just looking at plants to look at plants. What did what does it do to you relaxes you? One of the things that I'm realizing because we do a lot of pool pools and you know Like we sell a lot of natural stone for pool pool decks and pool coping like for pool products That business is still booming because During the pandemic, obviously people were spending time outside and whatnot But also after the pandemic still that kept going it never stopped And the green industry picked up right right during the the pandemic. Yeah, it keeps going crazy boom Yes, it's still going. Yes. It's a little bit see slow down a little bit, but it's not gonna stop Nobody's gonna stop buying things. Well, we saw wasn't normal first of all. Yeah, it was out You know, it wasn't normal normal growth, you know normal growth year over year at least for me was 20 20 percent growth Correct, maybe 25. So I was able to do 20 to 25 percent more than I did the previous year Let's say that's normal. That's normal average, you know, but you have guys that went up a hundred two hundred three hundred percent in two years You know, so it's just a lot like even the the smaller landscapers they were used to doing, you know Three four hundred thousand dollars to say a small landscaper and a lot of them crossed a million in in two years I know, you know the Amelia 1 .5 to 2 .5 and how did that happen because of this crazy boom? So now what they're seeing is the slowdown effect a lot of people weren't prepared for this to slow down They weren't they didn't let's say understand what was going on or see what was going on And they didn't think it was gonna, you know finish so I hope everyone put you know something away for For this if not, you're gonna learn the next one. You need to yeah, you need to save obviously I'm not saying you need to spend everything but you know It's a cycle then the economy is a cycle four years five years up and then four year five years down four years So if you don't invest when it's down Obviously within your you know budget and and and means and means You're not gonna gain when it picks up again So what I'm doing is when it's up you keep investing anyway when it's down you keep going Obviously, I'm not in I'm investing. I'm actually reinvesting per se Not so aggressively as I did it during the pandemic because the demand was huge. Yeah, you saw it's still going I'm still going like I'm like, okay, so I was adding maybe five products back then but now I'm adding one two But I keep adding because I'm trying to prepare myself for the next rush. Yep, you know Hopefully we'll see those numbers again, but you know, it's gonna be tough. You'll see those numbers as more people use
Food Addiction, the Problem and the Solution
Recovering Food Addict Colleen Y. Shares the Ups and Downs of Her Journey
"On the podcast, our guest is a recovered food addict, Colleen Y. Welcome Colleen. Colleen Y. Thank you. It's a pleasure to be here. Susan Branscombe Yeah, it's great. I heard about your story. I've read about your story and I'm looking forward to sharing it with our listeners. We're going to talk about your story and how you found recovery from food addiction. I understand you became abstinent at 55 years old in 2018 when you joined a 12 -step food recovery program. Talk about that and what brought you into recovery. Colleen Y. Yes, it was late getting into. I had never heard of any 12 -step recovery programs. I had never heard about food addiction. I was just a person who thought I had a moral issue that I needed to diet, that I didn't have willpower, that that was the only way that I could overcome the excess weight. I was getting up there. I was 250. I was up to 300 pounds when I finally went into the rooms. So up until that point, I just thought that I just had no willpower. But it got to the point where all I could do was think about the food. I could not function unless I was thinking about food. So that's what brought me into the rooms. Talk about you got into recovery when you realized that you needed help in this way. And then you relapsed after two months. What happened there? Well, actually, it was after five years. I was in the program for five years. So for the first two years following the program, I was good. I followed it. I lost weight. I was working the steps in the program. But then I thought I didn't need it anymore, that I knew what I was doing and slowly started deviating from the program to the point where I left it and just started doing diets again and the weight started creeping back on. But I was still not eating the sugar flower wheat. So that's what I considered as still being abstinent. But the weight came on. I was still eating high fat. And then finally, after five years, I just couldn't white knuckle the diets anymore. And I relapsed. And in that two months that I relapsed, I gained over 25 pounds and really came to believe that I had a serious problem with food addiction. I just could not function at all over that two months. And I just did not want to live anymore. I just did not want to wake up in the morning. It was a brutal experience for two months. For critical level food addicts, some of us can get suicidal, where we just can't see a way out and that we're always going to suffer from this and food controls our lives. Yeah, I prayed every night that I wouldn't wake up in the morning. And that was the thing. And then I'd be so devastated that I had another day in this disease and that somehow I had to function. So talk about this history then. You got into recovery, five years, doing well, lost weight. Then you relapsed. Tell me about the weight that went off and came back on. You said you gained 25 pounds. You got up to 300, but were you close to maintenance weight during that five years? I had never been a normal weight my entire life, never. So I got close. I had lost, by this point I started at 300, so I was probably down to 170, which was just absolutely new territory for me. Then I gained some weight back, but then I knew I could not get abstinent on my own. It didn't matter what I did, I could not keep it. So I tried to go to Renasant and Renasant was running an outpatient program and I signed up for that. And then just before they were going to run it, they contacted me and said that they weren't prepared to run it anymore. And I was devastated. I ended up getting in touch with Dr. Vera Tarmon, who is a director at Renasant, and she told me about, in fact, was going to run their intensive for their students. And Esther usually does it in Iceland, but this time she was actually doing it in Ontario where I'm from. So it's like three hours away from me, I had this opportunity. So I jumped at it and I went and did that intensive where Esther Helga had Amanda from Shift come in and run the intensive. And it was mind -altering. It changed everything about the way that I looked at food addiction, totally, totally opened my eyes.
The Doug Collins Podcast
"When Is Later?" Doug's Lovely Wife Lisa Shares Her Travel Advice
"People today, and you mentioned COVID and I appreciate you doing that. Um, because people, you know, beforehand we're traveling COVID sort of shut a lot of that now, uh, right now, is it safe to say that travel is back to people ready to go and get out again? Uh, definitely people are ready to go out and see the world and realize that, uh, they may not have tomorrow. And so they want to experience all that they can today because we have no problem. Oh, you know, that's an interesting statement. I hadn't thought about that. Lisa is we, as we talk about this, you know, people, we, we sort of wait, we sort of wait, we sort of wait and, you know, we'll do it eventually, do it eventually. And you know, you and I both come from small towns in Georgia and, you know, we have been, you know, able to go a lot of places in the world, but you know, even we've talked about times where we'll, we'll do that later. Um, what would you say to somebody right now? Who's maybe thinking about, you know, traveling and they say, well, we'll do it later. When is later? Later never gets here. Yeah. You think never get, you know, later never gets here. Does it? No, we always fish it off. So never have enough money, never, you know, and the biggest thing I can say for those people is go ahead and plan it, plan it out. You know, you don't have to pay it all at one time. Uh, you can budget it out over a year. I mean, there's, you can make reservations up to, you know, through 20, 25 now in a lot of places. So you, you can do 18 months out without any problems.
The Café Bitcoin Podcast
A highlight from Bitcoin Bull Market & Beginner Q&A with Tone Vays, D++, and Ant - November 14th, 2023
"Hello, and welcome to the Cafe Bitcoin Podcast brought to you by Swan Bitcoin, the best way to buy and learn about Bitcoin. I'm your host, Alex Dancic, and we're excited to announce that we're bringing the Cafe Bitcoin conversation from Twitter Spaces to you on this show, the Cafe Bitcoin Podcast, Monday through Friday every week. Join us as we speak to guests like Michael Saylor, Lynn Alden, Corey Clifston, Greg Foss, Tomer Strohleit, and many others in the Bitcoin space. Also be sure to hit that subscribe button. Make sure you get notifications when we launch a new episode. You can join us live on Twitter Spaces Monday through Friday, starting at 7 a .m. Pacific and 10 a .m. Eastern every morning to become part of the conversation yourself. Thanks again. We look forward to bringing you the best Bitcoin content daily here on the Cafe Bitcoin Podcast. Good morning. What is up, you Cafe Bitcoiners? What up? Hey, Alex, can you hear me? Yeah, man. Damn, the service is amazing. It's fantastic. I was going to have you co -host today, but if you have terrible interwebs, then we'll have to do it again a different time. Yeah, I'm sitting solid right now, but it's my last day in El Salvador, so it's touch and go, but it feels good right now. It feels real good. I people hear laughing and enjoying themselves in the background. Man. Yeah, that's Blake just got out of the surf, and now the homie Paul's taking my fish out, got a session in. I mean, this place is next level, but don't come here, the surf sucks. How you been, man? How's everyone doing? I know I've been off for a little bit, but keeping track of everything and saw that the SEC got dealt another, what looks like a little legal blow. Their legal department is, are they even batting 500 at this point? I don't know. I didn't hear anything. What are you talking about there? I thought I read some about Binance getting granted a confidentiality ruling that basically blocked a bunch of information from the grasp of the SEC for clients. I don't know. I just headlined Reddit, so don't quote me. Didn't dig a lot into it, but saw that that had occurred. Yeah, I didn't hear that. It would suck to be Gary Gunzler right now. Yeah, dude. They're sporting like city attorney type numbers, just getting mopped up, but I don't know. What do you mean? I'm sure he's gotten a job offer for BlackRock. He's sitting pretty. Oh, that's a good point, actually. Anybody want to take odds on Peter's thought there? I think Peter's probably right. I would say the likelihood of that is probably fairly high. That's a hell of a trifecta there. You should take that with Joe Carlos, sorry, Peter, like a ETF still within 2023 on top of a BlackRock job acceptance from Gensler thing. It's got to be like a hundred to one. Yeah, the theta on that is pretty high right now, so no. Yeah, that's like Buster Douglas numbers. It's wild. You know, we were joking in here the other day. Joe came in and we were talking a little bit about the ETFs and Joe was like, I don't understand why we're not seeing an ETF where you can see the actual addresses for the ETF you can verify on chain and then you have redemption directly to shareholders from the trust. And I was joking. I was like, man, somebody is going to do it. We should do it. Me and you, Joe. Let's do this thing. So people were tweeting at me like, is Swan going to do an ETF now? And it's like, dude, I was totally freaking joking about that. That's classic. Where's American HODL this morning? He was caffeinated up on fire yesterday. Dude, he was cracking me up and that guy is funny as hell. I was trying to hack a coconut up in El Salvador and I almost chopped my pinky off. Mickey Koss, good morning, Shelly. Good morning, Terrence. Good morning. Good morning. Good morning. So we're going to have a pretty chill day today. We're going to be doing some beginners Q &A. We have a couple of news items to discuss. There's a lot of Bitcoin mining rigs getting plugged in apparently. Also, we're going to revisit. It's fun to, you know, the Internet's an amazing thing. You can come back and revisit stupid shit people said about Bitcoin. You know, Bitcoin is dying. This is dying. That's dying. Bitcoin is going to boil the oceans, all that. There's some interesting comments from Dave Ramsey that we're going to bring back up. Apparently, the central bank over in England wants all systemically important stablecoin firms to back their issuance with non -interest bearing central bank deposits. I mean, that's like a full on lizard move, in my opinion. We'll discuss that a little more too. But yeah. All right. Let's do the intro to the show. You're listening to Cafe Bitcoin. Welcome to Cafe Bitcoin. This is episode 476. Shout -outs to supporters on Fountain Nosterness. Our mission for the show is to provide signal in a sea of noise, teaching the other seven billion people on this planet why there is hope because of this bright orange future that we call Bitcoin. Today is November the 14th, Tuesday, 2023. Man, we're on our way to the next halving. It's coming up. Where's Ant when I need him? Here he comes. Yeah, man. I think, Ant, I'm going to just like lead off right with you if you're ready. I don't know if you can hear me right now, but we should start with some stats. Let's get some orientation. We haven't done stats in a long time. So let's begin with the stats and get an idea of where we are. Ant, are you there? Are you ready? Yeah, I got some stats. I got time chain stats up right here. Let's go. Taco, talk to us about this impenetrable freedom force field. What's it at? Current USD price, $36 ,587. We are at block height, $816 ,745. Current hash rate, seven -day moving average is around 435 exahash per second. Let's see, mempool transaction is still full a little bit. We got $211 ,000 climbing. The fastest fee right now is around 79 sats per v -byte. Good news, we got 161 days about to the halving, and we are currently up 25 % on the 200 -day And right now, let's see, sats per fiat dollar, is that how you say it? It's 2 ,732 sats per dollar right now. The last block was found by Antpool, and the total subsidy and fees was just over 7 Bitcoin. And I think it was around 10 % of that block was fees, so very interesting. We're 88 % into the halving. $23 ,254, we just hit a block. Block's left. And that's pretty much it for now. I think that's it. Sats per dollar. You can buy 2 ,734 sats per dollar. I didn't hear you if you said that, so I'm just saying it. That's okay, it moved. Technically two different data points. And we have also, there is also 93 .05 % of the total supply of Bitcoin that will ever be mined in the history of mankind has already been mined and distributed. So you might want to get some just in case this thing catches on a little bit. Hey, Ant, if you're in a stable situation, let's get you up as a co -host, my man. Okay, I'm going to switch networks. Okay, you let us know when you're ready. D++, good morning. Thank you for joining us. I know it's super early for you over there on the West Coast. Good morning. I have a huge smile on my face because I'm actually driving over to Club Lab here in Austin, and I feel like I just got the weather report. I felt like I was experiencing the future in real time for a minute there, hearing all of the stats on what Bitcoin's up to. I want that every morning. It's so good. Isn't it cool? You know, to me, it's like an orientation thing. It's useful to know where you are to figure out where you're going. You have to know where you are to figure out where you're going or how you're going to get to where you're going. But it's also really useful because when I started hearing stats like this when I was a newbie Bitcoiner, I didn't know what they meant. I was like, you guys are saying all these words that I don't know the meaning to. And it caused me to look them up, which forced me to learn about it, which was awesome. Also, 435 ExaHash is crazy. Last I checked, it was 420. And it's just so crazy to me how the hash has completely decoupled from the price. I mean, going on for probably a couple of years now, ever since we left China, it's just wild. But the big news for me today is I am driving to PlubLab. As you guys know, it's the Bitcoin startup accelerator and community accelerator in Austin. You have to come through if you're ever in town. And what I'm so excited about is I am enrolled in Nifty Lisa Nye's Taproot class. So I'm taking her Taproot class. She's pretty much one of the only people on the planet that can teach it because what we're doing is we're taking the spec, which is to say the BIPs, and we're implementing them, which is to say we're creating our own library that makes Taproot happen. And she's one of the only people that can really do this because she's one of the only people who can translate from the BIPs into the code because there are certain things that are kind of missing or glossed over. Obviously, it's all in there, right? But it's pretty hard to take the BIP and to just translate it into creating your own Bitcoin library. So it's so fun. It's very challenging. Definitely, this class is for experts only. But if you ever wanted to learn how Taproot works, I highly recommend taking her base 58 class.
HASHR8
A highlight from Chinese Communist Bitcoin Miners? And Lobbying For Bitcoin Mining W/ Dennis Porter
"Welcome back to the mining pod on this week's show. We're joined by Dennis Porter of the Satoshi Action Group to discuss Bitcoin mining and Politics we're mainly focused on the national security concerns when it comes to Bitcoin mining So we discussed with Dennis about moving into state houses and lobbying on behalf of the Bitcoin mining industry as a note Dennis is throwing a dinner at the end of this week on Friday at the North American blockchain summit Be sure to use promo code mining pod to get 25 % off your ticket. We'll be seeing you down in Fort Worth Do you have dinner plans November 17th? Well you do now down in Fort Worth, Texas at the North American blockchain summit Satoshi Action Group is hosting a dinner along with a lot of our friends in the Bitcoin mining industry You can join us November 17th at 6 30 p .m By going to Satoshi dinner calm and using promo code mining pod to get 25 % off your ticket again That's Satoshi dinner calm use code mining pod to get 25 % off your ticket. We'll be seeing you there Did you know that you can make more money by merge mining other networks check out make more money mining dot -com for information on bits 300 and 301 a proposal to bring more revenue to Bitcoin miners through side chains and merge mining called drive chains increase your mining revenues And learn more about participating in Bitcoin governance by visiting make more money mining dot -com Are you a miner who wants to activate Bitcoin improvements check out activation dot watch see what Bitcoin improvements the Bitcoin community? Developers and miners are considering and show support by signaling for one of many bits up for consideration activation dot watch Is your mining operation happening ready take control of your own future with the right energy strategy Link coin energy training platform is a tool used by miners to design monitor and seamlessly orchestrate sophisticated energy strategies within electricity markets such as or caught New York and PJM avoid penalties Participate demand response programs and capture hundreds of thousands of dollars per megawatt per year by deploying the right block and index strategy secure your competitive edge at link coin calm Are you a retail or institutional investor interested in Bitcoin mining companies the minor mag brings you free data and analysis from all major Nasdaq listed Bitcoin mining operations to know who stands out check out visualize metrics and data dependent stories at the minor mag Welcome back to the mining pod. Dennis is joining me today. Dennis Porter. Welcome to the show. How are you today? I'm doing excellent. Just coming back from a break. So are ready to dive into a jam -packed week of back -to -back calls Yeah, nice and tan back from your travels, right? Yeah, this is as tan as I get too So it's like, you know, ten days ten days in the Sun and this is as good as it gets So just everyone's prepared for that Are you ready to jump back into the Bitcoin grind or did you like really stop when you were vacationing? I oh, I never really truly fully stopped working the tweets keep coming, huh? Yeah It's an unfortunate byproduct of working in a 24 -7 365 non -stop nascent ever faster moving Industry that is Bitcoin Bitcoin mining when it combines two crazy worlds the one that I work in which is Bitcoin Bitcoin mining side which is the 24 -7 365 thing and then it's the Political realm which is just a total mess all the time. So it's a great combo. Yeah, I remember talking I want to stay sane Yeah, exactly my point. I was about to make you took the words out my mouth I remember talking to you like a year ago about the political side of things I was like, I don't know why anyone would ever want to get in that world at all. You're like, oh, I love it I love the I love the pool. I love being in the midst of it and still today don't get it Probably won't ever but I'm glad there's people like you who care about it And we you know agree on most things when it's firstly when it comes to Bitcoin mining so glad that's there Okay was transition over to Satoshi Action Fund. So you're the president and CEO you founded it. It's been two years Or so, it's a little over a year. We launched in June of last year and I am yeah I'm the president CEO I say CEO and president of Satoshi Action I'm there are two organizations now actually one is Satoshi Action Fund and one is Satoshi Action Education one I'm the CEO of and one of the president of so for simplicity's sake we just say it's all under the Satoshi Action umbrella But yeah, it's been going really really well We've had a ton of success and I'm sure we'll jump into that But I launched that in June of last year and we've been off to the races ever since Yeah, let's go into a little bit and then we have much more talking to show specifically We brought you on to talk about all the recent headlines with like rural Bitcoin mining and like the pushback We had a New York Times article about that there's some stuff in Arkansas going on So we'll get to that probably towards the second half of the show But let's talk about Satoshi Action Fund some wins recently and then maybe like a little more Flushed out what you guys are trying to to work on is like the product if you could say that for I guess a lobbying organization Yeah, yeah I mean it's good and that's that's probably one good area to start though with when it talk what comes talking about Satoshi Action is The one big difference between us and let's say like a lobbying organization or even a trade association Is that we don't we don't actually like do most of the lobbying. In fact, we hire lobbyists and we don't have members We have donors like more or less the premise of Satoshi Action Is that if you believe in the mission that we have pursued which is to make the United States? One of the best places in the world to be a Bitcoin miner or to be a Bitcoin er Then you want to support us if you agree with you know having the opportunity to stay here in America That's thriving off of this new technology versus being forced to move abroad You know that again is why I created Satoshi Action I think it's why people buy buy into the vision and the mission of what we're doing but we're very very structured very very different from from any of these other organizations that you might see out there and Once we launched Satoshi Action, the first thing that we wanted to do was try to go out there and show Right off the bat. What could we do? How could we be successful? How could we show that we can be effective because one of the most dangerous things that you can do with a political organization is You know get out there do all this, you know, make all this noise and then you don't produce any results You can do that a couple times you can even do it for years But eventually people will grow tired and they will move on and they will want to hear from someone else They will want to see someone else produce results There's definitely two the unfortunate part about politics Is there sort of two things you have to do one is you do have to produce results and the other is you have to? market your results market even what you're trying to do so that you can get people to buy into that they should buy into what you're trying to accomplish and fund essentially fund your operation because 100 almost 100 percent aside from our like You know, two three little s19 miners that we have plugged in that were donated to us The vast majority of our money comes from either donations or people that we get to come to our events was essentially a form of a donation So we rely a lot on on our donors to support the work that we do on a constant basis But right away we wanted to make sure that we were proving to our donors that we were having success So we said, okay, what can we do? We we got to the drawing board right away We brought on Eric Peterson who is our current policy director. Who's a wizard on the policy world and We had my two co -founders Mandy and Syria and we sat down we were like, alright, what are we gonna do? We started crafting public policy model policy For the Bitcoin Bitcoin mining space and what that means is that we created sort of like this like, okay here is a Example of a bill you could pass in your state that helps you advance this industry You know what we would do is we'd go in we'd say okay We have this great bill that we wrote up and we think you should pass it It'll really help you and they'll say like, you know, why would you want me to do that? Like we go in we pitch we say okay Bitcoin mining is great for jobs Great for local investment grid stability environmental cleanup the ability to enhance green and renewable energy projects really any energy project But policymakers particularly like when you can help solve some of the problems with green energy And then we win then we give them that bill the most popular of those bills that we did We know we have four of them Two of them have sort of moved or I should say three of them have moved around like have been introduced Or been worked on at the state level So far only one has passed into law which is a very big accomplishment but not to say only one but yeah I'm pretty yeah, it's pretty big deal Yeah, just one. It's just one of dates. So yeah so in then, um that bill ended up being called our right to mine bill initially originally was called the Digital Protection Act and then it transformed into becoming the rights mind bill and essentially that bill just protects Bitcoin miners from various forms of discrimination We saw real -time discrimination taking place across the country and we created real -time protections for that form of discrimination And we ended up being able to pass that bill into law in two states, Arkansas and Montana in fact in Montana is one of the states where Two things happen one. We actually saw some of the discrimination taking place where I don't know if you heard of the Missoula County there Where they changed the zoning laws and they like went drove a twenty million dollar bank when mining operation completely bankrupt because of it so Completely wiped them out all because they were concerned about things that were not true about Bitcoin mining, you know environmental concerns Oftentimes we see at the local level not necessarily in Montana But a big one is a concern is around Chinese mining particularly CCP mining I should say not Chinese owned but just that they're concerned that the CCP controls them So we saw real -time discrimination taking place in Montana We solved that problem the other problem. The other thing we discovered while we're there that we learned is That we can add things to this bill And we'll get into sort of like where we got to from that point But it was an important moment in the history of Satoshi action We added in a ban on any additional taxes on Bitcoin when uses a form of payment Which is critical because in the state of Montana, you know If you let's say you sell me a car like they'll tax that like peer -to -peer transaction Let's tax it like right off the top. So if I just sell you some Bitcoin or pay you in Bitcoin They would do the same thing. They'd be like, oh are we you owe us a tax for that? So we banned that which was great. And um, yeah, we'll talk about a little later but that was our big initial success huge success a small tear came down my eye when I When I passed my first bill into law Eric was like, you know done 10 ,000 times So he didn't he didn't really care as much but it was it was a big moment But I was like, we've done it. We've done it, you know, like he was like, ah Alright now I'm time for the next one right? So yeah right to mine. How'd you guys come up with that? It's like a very it's very catchy right and it's hard to argue against that Yeah, I don't know. I just can't use Brilliant top ahead. Okay, I came up with it sent it to I sent it to someone and said hey You should call this right to mine. I didn't even we didn't publicize it a really large news account I said hey just call it right to mine. That makes more sense. Yeah, and they did and then it just took off. Yes It was interesting for sure it's very amenable in a good way Okay, so you guys have passed some bills you're creating like this donor network to be able to to move it forward You've told me about a few wins here. I want to hear about some of like the obstacles which you already kind of alluded to so and we'll get to that later in the show the discrimination which we're seeing pop up right now, whether it be Chinese Bitcoin miners who are being Unfairly maligned for being associated with the CCP or not. And then also just like other Bitcoin miners who are unwelcome in certain areas But to the obstacles, what are some things that you've sort of like learned about why you come through this process creating Satoshi Action Fund and moving forward into these different these different State houses to lobby on behalf of Bitcoin Yeah, I would say that an overarching theme to the work that we do is that Things can go wrong very quickly and can be can be unrecoverable. They can be recoverable, but they can also be unrecoverable You know politics is very much like the real world so when real -world actions occur, there will be Consequences or there will be you know, either good or bad, right? You'll have good things or bad things happen because of real -world actions I'll give an example of a positive real -world example that Leads to us to do where we are today having a lot of success and that is the current consistent worry and fear around central bank digital currencies, so for some reason Which I definitely am aware of I Can't share too much on the story but definitely aware of a lot of Americans became very very concerned around central bank digital currencies and so Eventually, what happened was you had governors across the country including Governor Noem and Governor DeSantis eventually Working to ban central bank digital currencies at the state level There was this big huge kerfuffle around it and everyone was like doing everything they could to like stake their claim Literally Governor Noem took out like a steel Stamp of like a veto stamp and was like like stamped it into the bill. Like it was very it was very cool Actually, I loved it. Um so all of a sudden this like firestorm picks up where central bank digital currencies become this thing that Generally, I would say conservatives are against or Republicans are against but like really really opposed to like hyper opposed to it more so than I have seen anything in the The crypto space broadly I would I would consider CC central bank digital currencies to sort of be adjacent to the to the crypto space and because of that fervent Fear and concern around central bank digital currencies we've actually been able to use it as an effective way to demonstrate the value of Bitcoin because What happened was initially when they said Oh central bank digital currencies are a problem people started to say oh Well Bitcoin is a digital currency Is that also going to have the same problems as a CBDC and of course, we know we started education right away No These things are like way way different and then we just started to realize that it was best to classify them as polar opposites because they literally are like one is You know authoritarian sort of at least you when used on the retail level go ahead Yeah, send a CBDC between a bank or an institution. I don't I don't care at all force it on individuals In the United States without proper regular regulations and regulatory frameworks and then all of a sudden you have something that could be used in a way that you know is Sort of unimaginable to some extent to manipulate human behavior. So We started saying okay, these things are opposite and now when we're going into these states and we're saying okay, you should pass this bill It's pro Bitcoin. Also, it's anti CBDC people are like, oh hell yeah, let's go like we want to pass that bill So that's what that's one positive example of like how real -world things have had a really positive impact on what we're doing There's a lot of headwinds around creating or doing anything that you can to oppose CBDCs and so and as we pitch Bitcoin Bitcoin mining and You know all of our digital asset policy where there's always that thought in mind of how can we tie this into? Concerns around CBDCs which are valid and are linked We are not making some sort of leap here Bitcoin and CBDCs couldn't possibly be more more polar opposite. Gotcha Tell tell me about the some other stories Involving I have one video in mind of you going to Montana and speaking in front of Yeah, and there was someone before you who was just like going off and like kind of rabid It was good. And then you came in after and like kind of calmly presented some is Counter information this typically how the process is? Because I just think you are basically working in like the Parks and Rec version of Bitcoin. You have to like go deal like these Officials and like they don't know anything about it and they're like China bad Bitcoin bad That's that's my understanding every time I see this which is a really unfair characterization of it, but it's also it's stuck in my mind So lay it on yeah. No, it's it's you got you got it. You nailed it, right? Is the funnest example of Just how wild that can be out there So we go and we are getting ready to testify and every time we testify You know Especially because it's around Bitcoin mining we do get some sort of pushback usually at the local level typically from environmental groups Which is unfortunate because there's so much. I mean everybody knows in the mining space There are so many benefits from the methane component to balancing renewables to balancing the grid there's so many benefits that the You know Bitcoin mining space can offer to those that have come from even staunchly environmental the staunchly environmental realm so Needless to say there was two Opponents strong opponents to the bill one was a gal from an environmental group. She didn't get too out of control but the second guy he was a young a young gentleman from from Montana not originally and he worked at UCLA and he Was very opposed to Bitcoin and he started to go on this like speech like this really long drawn -out like monologue and Eventually at one point he says that that Montana will will like Die on the cross of Bitcoin essentially, right? It'll burn on the cross of Bitcoin I can't remember the exact word he uses but it's like very extreme very dramatic and Then he goes on to say that people are dying because of Bitcoin mine houses. I wish the camera was on me There's these cameras in every single Hearing room generally speaking every state Capital building when you're testifying in front of these hearings like they have cameras just like DC but obviously a lot lower tech But I just remember when he said that people are dying because of it He was so people are dying because of Bitcoin. He was so serious about it I just remember looking down my notes and just my face looked looking up at him was like So confused and I just wish the camera would have caught it because it would have been a perfectly it would have been a meme Like forever, but yeah, fortunately, there's a lot of great policymakers out there and actually, you know sometimes you love to rag on these guys, but You know, they do a good job a lot of these guys. They do a good job one guy asks him he says You know, he tries to run out actually that's part of the stories and this is important part of the story So let me backtrack so he finishes his speech. He tries to leave right away, which you don't do never do very rude tries to leave And as he gets to the door one of the people was like hey before you go even you usually we do questions at the End let's have you do some questions right now. We want to be able to talk to you a little bit Bring him back up to the podium He's like now son You made some pretty egregious claims there around Bitcoin mining Do you have anything to back up the statement that Bitcoin mining is killing people and the guy just is like well I don't have it here with me, but I can I can get it to you and He just like this this guy just is like, I mean you gotta remember this you see you sell a guy's like 22 years old he's a kid. Yeah Great great on him though. Great. Love the love the getting active at a young age, but he's just like son if You're gonna come in here and make egregious claims. You better have something to back it up and The kid just was like so upset like cuz he just got he's gave this great speech And he wanted to just walk out like drop the mic and walk out So he just blew him up I was anyways, it was it was definitely the most entertaining moments in the entire history of my experience And it's only been a year and a half So I I'm really looking forward to other stories that I can tell in the future Please catalog all these because I just like very Specifically remember watching that entire video and laughing pretty hard because it was it was pretty funny Okay, let's keep diving into this a little bit more. What have you been seeing in a lobbying front? That's been sort of helpful that you would encourage other people to look at we've had the call lines We've had the emails. We've had people going speaking to people I Think for the Bitcoin community we can all take like a breather and be like a lot of what we've been doing has not been working What has been working to speak with these people in state houses who need to learn about Bitcoin because Bitcoin's coming their backyard What has been working from your year and a half of doing this actively and putting boots on the ground? The things that have helped the most are Well, first of all getting clear of FTX collapse. I mean that is this is what I just tweeted this out yesterday. It's like I Still can't believe that we passed two bills into law in the middle of that collapse and it was a very testy time in the space so getting clear of FTX is Only gonna help us the other is just the way we Approach the conversation around Bitcoin and Bitcoin mining the way we pitch it is that we really focus on the benefits We do not talk about the technical side We do not try to explain how Bitcoin or Bitcoin mining works We give a very brief overview if they want more information Of course, we will dive deeper with them and we are very good at doing that you always have to be ready for those questions, but It's very important to just keep it as simple as possible Most of these policymakers have not made up their minds at all about any of this stuff They hear it in the news over there. They're their nephews trading crypto You know, like they're it's like they've got stuff all over the place, you know, you got some hardline anti -crypto anti -bitcoin Democrats You know, you've got some vocal Republicans, but they're not really like hardline yet. Like there's just not a lot of like really built -in statements or viewpoints on this on this technology and So what we do is we just go in and we say okay like Out of everything you've heard a lot of some of it is true some of it is not but most importantly what we're here to do is try to explain to you the value of Bitcoin mining for your state so we pitch Bitcoin mining and we it's a five benefits I mentioned earlier it can bring jobs local investment great stability Environmental cleanup and the ability to enhance green and renewable energy projects and out of those five No one ever says anything bad about it But out of those five usually a policy maker will say oh What kind of jobs does it make or like, you know, oh I I didn't know it could clean up the environment it's like an instant like gateway to being able to have a conversation about something they care about because usually you're hitting on something there like if it's not the economy if It's not the environment if it's not energy like at the local state level like those topics are huge Because the vast majority of energy policy is set at the state level. The vast majority of job creation is done at the state level And then a lot of this these like sort of decisions around how much green energy they're going to be building done at the state Level a lot of environmental stuff done in the state level Yeah, DC throws around big pockets big buckets of money at everybody and they certainly have regulations But a lot of these decisions are made by local state policymakers And so they care if they care a lot about these issues probably themselves, but also their voters care a lot about those issues Particularly the jobs one comes up a lot because we we know in the mining space that we create a lot of rule And jobs and jobs and economically depressed zones where it's very difficult to create jobs nearly impossible to create like long -lasting jobs So the moment you say oh we create jobs in rural areas. They're like boom the brain turns on like well How do you do that? Because that's really important to me As an example in New Hampshire, we've I've been there a few times now In the there's an area called the North Country. There's like no jobs It's a whole thing like they call it jobs for the North Country is like one of their pitches So when we go there and we talk about Bitcoin mining, we're like jobs for the North Country jobs for the North Country It's because it's true and it's something they care a lot about so that yeah, that's that's generally how we pitch it We do not talk about Too much about Bitcoin in the past We haven't talked too much about Bitcoin to the extent that it's like oh you're gonna need this because it's good as hedge for inflation or XYZ like we sort of stay away from that and focus on things that Like mining that we know will deliver value now, we've expanded our policy. We've expanded the way that we that we talk about it But we haven't gone into this new legislative cycle yet So yeah, that was all done everything that we just talked about that we've done and that we have done It was done in early 2023. We prep for it in early 20 or in late 2022 Now we are prepping for 2024 in late 2023 So we got we sort of have an idea of where things are gonna go and what we're gonna do and we're in a really Great position. In fact, we could be active in up to 20 states we probably won't be active in that many but we have the opportunity to be active in up to 20 states and as a Form of context we only introduced law or excuse me introduced policy in seven states, so we were only able to actually convince seven states to Try to pass our bills Whereas like this cycle, I think that number will be closer to like 10 or 15 only seven states That sounds like a lot of airline miles to me so it can be yeah. Yeah, this seems seems like a lot of work Okay, so we got a lot of that laid out Let's go and talk about some of the more aggressive headlines We've seen recently and we're speaking about the New York Times article that dropped to believe a week ago for listeners Check out that in the show notes will include that I think we also talked about the news roundup last week Essentially, there's a Cheyenne Wyoming based Bitcoin miner They are owned and operated by a Chinese national group that has some ties according to the New York Times to the Chinese Communist Party essentially the story boiled down to Microsoft is near this plant it's Bitcoin mining plant the US government has a missile siloed nearby an Air Force base nearby and Microsoft is worried that this Bitcoin mining base could be used for foreign intelligence reasons Then we also have the story down in Arkansas, which we'll get down to in a second But let's start with this first one this this thing with Chinese nationalist groups Bitcoin mining obviously to to you and I is more of an energy game and it's very simple, right? It's just like plugging machine. Let it hash I'm gonna collect some Bitcoin and then there's those five benefits you talked about to outsiders though. They're not thinking about that They're thinking about all these people coming into rural areas and even foreign investment Has that been a struggle when you've been talking to lobbyists groups or talking to people in state houses have they brought this up to you? Yeah, definitely it's um, it's a major concern I would say Most Americans like average American especially rural Americans care a lot about the encroachment of the CCP on on the United States from from a physical perspective so like from a geographical perspective they don't like the idea of a CCP owned controlled or even highly influenced business You know being next to them and then definitely not being in and around me sort of military installations I believe the location in Cheyenne is near a Also, is that the one that's also near a nuclear plant or a nuclear missile site as well? So yeah, something like that Yeah, so I share the concern like that I think the premise is like Do you want foreign adversaries to be in and around any sort of? Military installation any sort of critical infrastructure You know generally I like my stance is like I'm very like pro people coming here starting their businesses You know trying to accomplish the American dream, but at the same time We also have to be concerned about whether or not those businesses have strong links to You know the CCP or you know A lot of people care a lot about also like Russian oligarchs and their ability to influence America American politics American infrastructure you know the big argument today is that the electrical infrastructure is a critical part of national security and That we need to be doing everything we can to protect it and I agree I think that's important all of those things are important that we should we should keep an eye on them The the thing that I don't like is when the New York Times tried to spin this article as if like Bitcoin mining was some sort of like really powerful tool in the hands of the CCP like next to these sites I don't think it really matters what business was there.
Fading Memories: Alzheimer's Caregiver Support
A highlight from Mindful Gifting for Caregivers and Dementia Navigators
"Remember the joy of unwrapping a thoughtful gift that was just the right fit for you? Well, being a caregiver doesn't diminish that need, it just changes it. Today, I have the pleasure of welcoming Elizabeth Miller from the Happy Healthy Caregiver podcast, who brings with her an array of gift giving ideas for caregivers and those living with dementia. Our conversation zigzags through a spectrum of unique gifts, focusing on both physical items and shared experiences. Welcome to Fading Memories, a podcast for caregivers of loved ones with dementia. I'm your host, Jennifer Fink. My mom had Alzheimer's for 20 years, and when I went looking for answers, I had to start a podcast to find them. Join me as we navigate the challenges of dementia caregiving together. This podcast is your beacon of support and empowerment. Let's share our experiences, find solace, and discover the strength within us. Get ready to embark on a transformative caregiving journey with Fading Memories. If you're looking for additional advice, be sure to sign up for our weekly email newsletter. It's brief, gives you great advice, you can read it in less than five minutes, and you know where to find the link. It's in the website, on the show notes. We're working on subscriber -only information and specials, so you're not going to want to miss out. When I learned that despite eating as healthy as possible, we can still have undernourished brains, I was frustrated. Learning about neuro reserves, Relev8, and how it's formulated to fix this problem convinced me to give them a try. Now I know many of you are skeptical, as was I. However, I know it's working because of one simple change. My sweet tooth is gone. I didn't expect that, and it's not something other users have commented on, but here's some truth. My brain always wanted something sweet. Now fruit usually did the trick, but not always. One bad night's sleep would fire up my sugar cravings so much they were almost impossible to ignore. You ever have your brain screaming for a donut? Well, for me, those days are gone. I believe in my results so much that I'm passing on my 15 % discount to you. Try it for two or three months and see if you have a miraculous sweet tooth cure, or maybe just better focus and clarity. It's definitely worth a try. Now on with our show. Hello, hello, you guys are gonna love today because we're talking about gifts and gift giving for people with dementia. And it's a perfect day to discuss that because today is my daughter's birthday. So I would wish her a happy birthday, but she's not a listener. So what I will do is thank Elizabeth Miller from the Happy Healthy Caregiver podcast for coming on and sharing her gift guide and her knowledge. So thanks for joining us today, Elizabeth. Thank you for having me, I'm excited to be here. Awesome, I know we haven't done one together. I was on your show a while ago, but you haven't been online. Yes, vice versa. Yes, I love Fading Memories and I love that it's part of the whole care network. Definitely, so. We're all part of the same family. So you've been podcasting for six years as well, right? Yep, I'm in my sixth season. I launched in November's National Family Caregivers Month. So happy National Family Caregivers Month, everybody. And that was a launch. I try to do some kind of special every year, but I think I don't really have a launch this year. Just keep on keeping on. I've been really focusing on the speaking part of my business and really trying to get out there as far as reaching different companies and organizations to scale the caregiving support. Yes, it's definitely something we need. So where should we start? Do you wanna start with gifts for caregivers or gifts for people living with dementia? Let's, I mean, I'm always one to put the caregivers first. So like - Sounds like a plan. Yeah, so I think when it comes to buying gifts for caregivers, anything is probably going to be appreciated, right? We're just so grateful that somebody has been thinking about us and has us top of mind. But there's a lot of different things you can do, I think, for a family caregiver. And of course I also like self -care focused ones because not only are you giving them a gift, but you're giving them a tool of something that can help them mitigate burnout. So anything from like stuff that they would use like every day, we just had this in the fall, we have a sister's weekend and we do this favorite things party. Have you ever heard of that? Where we decided we were gonna each bring three things. We were gonna be $25 or less. This might be a great idea for someone to do as a swap exchange for their book club or their caregiver support group or whatnot. But I brought three of the same things. We kind of presented them, they're not wraps. But I got a lot of good ideas there this year for things like we had the things to clean our glasses, which would be a good thing for, they're called peeps. They're good for caregivers and for care recipients. Anybody who's wearing sunglasses even because they get grody, right? Very practical gift constantly. And then we had things like I'm wearing it now, actually. I love this Maybelline Lifter Gloss. It's affordable, it tastes good. Not that you're eating it, but you're gonna get some in your mouth on something. Smells good, it stays on decent. So I had brought that as part of mine. And then there was some cool body scrubs and lotions from, I think it was called La La Licious. So I think anything that can help us, oh, a boom stick was another one. It was like stuff that, this would be a very handy little makeup tool for a caregiver because you can put some quick color on your face, you can use it on your lips. Like it's one of those try it anywhere type of things. That's something you could like throw in your purse or your bag and when you look in the mirror and go, oh, it kind of looks so painful. Emergency, emergency. Yeah, put it, throw it in your self care tote. So I think little things like that, everybody's got different budgets these days as far as stuff that you can use. We did this, I do a Happy Healthy Caregiver virtual cafe is kind of every other month I do different kind of support where I wanna do some kind of a unique event for caregivers and introduce them to something. We had a Zentangle consultant come and teach us how to Zentangle. And it's basically like you're creating patterns. It's an abstract art, but it's very meditative. And she had given away as part of a prize this Sakura Zentangle artist tool set, it's like $20. But the thing with Zentangle is you use these little paper and you use like a micro tip pen. And so it's the little kit for that. And I like it because it's portable. You could throw it again in a self -care tote bag and pull it out just to kind of like, I need a mindful moment quick. Cause I'm a journaler, I love my journal of course, but I got that here too, the Just For You daily self -care journal, it's a prompted journal. And this is one form of meditation and doing that, but the Zentangle and an art journaling is another type of where it just gives you calm and peace. I can tell you, I felt very differently at the beginning of that session than I did at the end of the session. So something creative there. But I think too, when you're given a gift for anybody, whether it's a caregiver or care recipient, like just thinking about that person and what they naturally like and what they care about or what they maybe have mentioned to you in conversation could be something that would spark something. I was thinking, unless you know for sure they have a green thumb, don't give people a plant. They don't need something else to take care of. Yeah, I think as caregivers, right, we crave less things to take care of. The only exception I have to that would be the, I did get an AeroGarden one year, it's like for herbs. Right now I have basil, my basil is like taken off. And even if I can't use it in what I'm cooking, cause I'm not like this huge culinary chef, I learned this tip from another caregiver, Lisa Negro, where she said, she rubs it in her hands and smells the basil on her hands. I've been using it to freshen up my garbage disposal. Like I literally take some leaves off of it and put it in there to make it smell better. That's a really good idea. And I have a good idea cause I have the same issue. I have two pots with basil in it. I mentioned the other day, we needed to do a pasta dish with pesto. My husband was like, why? And he's like, oh, nevermind, I know why. Cause the plants are like big. It's pesto time. Yeah, it's like, and that's not something we normally eat a lot of anyway, cause you know, a lot of olive oil, it's not the healthiest sauce, but it is tasty. But I have been making basil mayonnaise and you basically just grind up, I think it's like half a cup of mayo and a third a cup of basil. I just do it to taste cause when I did it per the instructions, it needed a little more basil and I had a little more basil, so I threw it in there. And I am telling you, that is, that makes lunch just - Oh yeah, it's just like a little extra special and all you need is, you know, food processor or you know, maybe a blender, I don't have a blender. So I just use the food processor, grind it up and - Sounds yummy. It is really good and it's, you know, I throw just a touch of lemon juice in it just to kind of give it, you know, a little extra, what do they call it? Brightness, which that's a very strange culinary term, but yeah, it's delicious and it's, you know, you just plop in however much mayonnaise you need and then keep adding basil until it tastes the way you want it to taste, super easy. Never thought to use that. I think like little things like that, where you take something that people are doing all the time and you can maybe elevate it a little bit. So think about like, if someone's a tea drinker, you know, how could you make that special? Like, you know, tea, splurging on teas that they might not buy for themselves or the presentation of it and packaging it all together, maybe with some biscotti or something like that. Like it just like treat them, treat them to something spectacular. I also think anything pampering, like a massage gun or a silk pillowcase or a obviously nail appointment for their, you know, find out from their person where they go for those types of things and a gift certificate to that. I'm a big reader. So like reading is really fun for me, but sometimes, you know, there's lights now that you can get. I don't wanna hold a flashlight at night. I don't necessarily like reading a Kindle book all the time. So, but there's lights that you can light up and I can think of caregivers using that cause sometimes we're doing those things in very precocious types of places. What else would be good? I mean, any kind of activity that you can help encourage. I'm into pickleball recently. Have you tried to explore pickleball, Jennifer? No, there is a big pickleball teams in our community. I have very wacky vision. So I don't have depth perception. I have blazey eye and it wasn't corrected until I was four. So I could very, very much understand my mom's visual processing problems because I have similar ones myself. I don't realize, I know I don't have depth perception, but it's been this way my entire life. So, it's not abnormal for me, but I don't like balls getting hurled at me cause I'm ducking and I'm not trying to hit it back. I could probably play with the hubby, but you'd have to hit the ball gently towards me or else it's not gonna be very fun. Yeah, yeah. Well, I love it cause it's an accessible sport. It's definitely geared, it's for all ages, frankly, but something like that could be fun. Like, hey, let's, I think experiences are amazing. Let's take a pickleball lesson together. Let me take you on a hike. I got you this fun little hat and I looked up a hiking trail, something where you can really be someone's self -care cheerleader and have some kind of an experience together, a cooking class, a lesson of some sort where it's kind of a twofer, right? They're learning something and they're getting away from the caregiving world for a moment. And if you're looking for cooking classes, I did one through King Arthur Baking. It was called Pizza Perfected and it was on Zoom cause they're in freaking Vermont. So I'm not getting there anytime soon. Totally want to go, I use tons of their recipes, but yeah, it's like, I don't know how we got into just really, we really like to make our own pizza at home. We haven't done it for a while cause life, but it's not that hard, especially when somebody walks you through it and they sent you the video after, you know, like the next day. So you got to do it live and I think it was like 40 bucks. It wasn't expensive and it was at least two hours. And I have the video, it's saved in my Dropbox files and I can access it if, you know, cause there's some techniques that you don't necessarily know, you know, and I mean, just learning that technique was worth the 40 bucks, but it was a nice experience. So if you can't get out or, you know, I don't, I live in the Sierra foothills, so I don't live near things, even though I'm only an hour north of the state Capitol. It's like, there's some pros and cons to smaller air, quieter areas, depending on the day, sometimes the cons outweigh the pros, but yeah, there's, and I'm sure there's other places that do online cooking. I bet there are. And even, you know, maybe your person, your caregiver is not a person who enjoys cooking at all. And then, you know, I know for me, I used to dread the question as a sandwich generation working caregiver, like what's for dinner? And I'm like, oh, why do these people have to eat all the time? So something like that could be, you know, a subscription to like the green chef or some kind of prepared meals, or even like a Uber Eats or a DoorDash gift card for those, what are we gonna eat emergencies? I think all of that, I mean, just putting yourself in the mind of all the things, if you're a caregiver listening, like what you wish you had and what would have been helpful for you, having someone mow the lawn, like, or I'm gonna do your laundry this week. Like there's a lot of things too that even if you don't have a budget, like just showing up for someone else and doing something, taking something off of their plate would be amazing. Yeah, you could offer to help put up decorations for the holidays or you could offer to help do some deep spring cleaning, which the only reason that's coming to mind today is my golden retriever goes to the dog park regularly and the dog park has its own lake.
Fading Memories: Alzheimer's Caregiver Support
A highlight from Mindful Gifting for Caregivers and Dementia Navigators
"Remember the joy of unwrapping a thoughtful gift that was just the right fit for you? Well, being a caregiver doesn't diminish that need, it just changes it. Today, I have the pleasure of welcoming Elizabeth Miller from the Happy Healthy Caregiver podcast, who brings with her an array of gift giving ideas for caregivers and those living with dementia. Our conversation zigzags through a spectrum of unique gifts, focusing on both physical items and shared experiences. Welcome to Fading Memories, a podcast for caregivers of loved ones with dementia. I'm your host, Jennifer Fink. My mom had Alzheimer's for 20 years, and when I went looking for answers, I had to start a podcast to find them. Join me as we navigate the challenges of dementia caregiving together. This podcast is your beacon of support and empowerment. Let's share our experiences, find solace, and discover the strength within us. Get ready to embark on a transformative caregiving journey with Fading Memories. If you're looking for additional advice, be sure to sign up for our weekly email newsletter. It's brief, gives you great advice, you can read it in less than five minutes, and you know where to find the link. It's in the website, on the show notes. We're working on subscriber -only information and specials, so you're not going to want to miss out. When I learned that despite eating as healthy as possible, we can still have undernourished brains, I was frustrated. Learning about neuro reserves, Relev8, and how it's formulated to fix this problem convinced me to give them a try. Now I know many of you are skeptical, as was I. However, I know it's working because of one simple change. My sweet tooth is gone. I didn't expect that, and it's not something other users have commented on, but here's some truth. My brain always wanted something sweet. Now fruit usually did the trick, but not always. One bad night's sleep would fire up my sugar cravings so much they were almost impossible to ignore. You ever have your brain screaming for a donut? Well, for me, those days are gone. I believe in my results so much that I'm passing on my 15 % discount to you. Try it for two or three months and see if you have a miraculous sweet tooth cure, or maybe just better focus and clarity. It's definitely worth a try. Now on with our show. Hello, hello, you guys are gonna love today because we're talking about gifts and gift giving for people with dementia. And it's a perfect day to discuss that because today is my daughter's birthday. So I would wish her a happy birthday, but she's not a listener. So what I will do is thank Elizabeth Miller from the Happy Healthy Caregiver podcast for coming on and sharing her gift guide and her knowledge. So thanks for joining us today, Elizabeth. Thank you for having me, I'm excited to be here. Awesome, I know we haven't done one together. I was on your show a while ago, but you haven't been online. Yes, vice versa. Yes, I love Fading Memories and I love that it's part of the whole care network. Definitely, so. We're all part of the same family. So you've been podcasting for six years as well, right? Yep, I'm in my sixth season. I launched in November's National Family Caregivers Month. So happy National Family Caregivers Month, everybody. And that was a launch. I try to do some kind of special every year, but I think I don't really have a launch this year. Just keep on keeping on. I've been really focusing on the speaking part of my business and really trying to get out there as far as reaching different companies and organizations to scale the caregiving support. Yes, it's definitely something we need. So where should we start? Do you wanna start with gifts for caregivers or gifts for people living with dementia? Let's, I mean, I'm always one to put the caregivers first. So like - Sounds like a plan. Yeah, so I think when it comes to buying gifts for caregivers, anything is probably going to be appreciated, right? We're just so grateful that somebody has been thinking about us and has us top of mind. But there's a lot of different things you can do, I think, for a family caregiver. And of course I also like self -care focused ones because not only are you giving them a gift, but you're giving them a tool of something that can help them mitigate burnout. So anything from like stuff that they would use like every day, we just had this in the fall, we have a sister's weekend and we do this favorite things party. Have you ever heard of that? Where we decided we were gonna each bring three things. We were gonna be $25 or less. This might be a great idea for someone to do as a swap exchange for their book club or their caregiver support group or whatnot. But I brought three of the same things. We kind of presented them, they're not wraps. But I got a lot of good ideas there this year for things like we had the things to clean our glasses, which would be a good thing for, they're called peeps. They're good for caregivers and for care recipients. Anybody who's wearing sunglasses even because they get grody, right? Very practical gift constantly. And then we had things like I'm wearing it now, actually. I love this Maybelline Lifter Gloss. It's affordable, it tastes good. Not that you're eating it, but you're gonna get some in your mouth on something. Smells good, it stays on decent. So I had brought that as part of mine. And then there was some cool body scrubs and lotions from, I think it was called La La Licious. So I think anything that can help us, oh, a boom stick was another one. It was like stuff that, this would be a very handy little makeup tool for a caregiver because you can put some quick color on your face, you can use it on your lips. Like it's one of those try it anywhere type of things. That's something you could like throw in your purse or your bag and when you look in the mirror and go, oh, it kind of looks so painful. Emergency, emergency. Yeah, put it, throw it in your self care tote. So I think little things like that, everybody's got different budgets these days as far as stuff that you can use. We did this, I do a Happy Healthy Caregiver virtual cafe is kind of every other month I do different kind of support where I wanna do some kind of a unique event for caregivers and introduce them to something. We had a Zentangle consultant come and teach us how to Zentangle. And it's basically like you're creating patterns. It's an abstract art, but it's very meditative. And she had given away as part of a prize this Sakura Zentangle artist tool set, it's like $20. But the thing with Zentangle is you use these little paper and you use like a micro tip pen. And so it's the little kit for that. And I like it because it's portable. You could throw it again in a self -care tote bag and pull it out just to kind of like, I need a mindful moment quick. Cause I'm a journaler, I love my journal of course, but I got that here too, the Just For You daily self -care journal, it's a prompted journal. And this is one form of meditation and doing that, but the Zentangle and an art journaling is another type of where it just gives you calm and peace. I can tell you, I felt very differently at the beginning of that session than I did at the end of the session. So something creative there. But I think too, when you're given a gift for anybody, whether it's a caregiver or care recipient, like just thinking about that person and what they naturally like and what they care about or what they maybe have mentioned to you in conversation could be something that would spark something. I was thinking, unless you know for sure they have a green thumb, don't give people a plant. They don't need something else to take care of. Yeah, I think as caregivers, right, we crave less things to take care of. The only exception I have to that would be the, I did get an AeroGarden one year, it's like for herbs. Right now I have basil, my basil is like taken off. And even if I can't use it in what I'm cooking, cause I'm not like this huge culinary chef, I learned this tip from another caregiver, Lisa Negro, where she said, she rubs it in her hands and smells the basil on her hands. I've been using it to freshen up my garbage disposal. Like I literally take some leaves off of it and put it in there to make it smell better. That's a really good idea. And I have a good idea cause I have the same issue. I have two pots with basil in it. I mentioned the other day, we needed to do a pasta dish with pesto. My husband was like, why? And he's like, oh, nevermind, I know why. Cause the plants are like big. It's pesto time. Yeah, it's like, and that's not something we normally eat a lot of anyway, cause you know, a lot of olive oil, it's not the healthiest sauce, but it is tasty. But I have been making basil mayonnaise and you basically just grind up, I think it's like half a cup of mayo and a third a cup of basil. I just do it to taste cause when I did it per the instructions, it needed a little more basil and I had a little more basil, so I threw it in there. And I am telling you, that is, that makes lunch just - Oh yeah, it's just like a little extra special and all you need is, you know, food processor or you know, maybe a blender, I don't have a blender. So I just use the food processor, grind it up and - Sounds yummy. It is really good and it's, you know, I throw just a touch of lemon juice in it just to kind of give it, you know, a little extra, what do they call it? Brightness, which that's a very strange culinary term, but yeah, it's delicious and it's, you know, you just plop in however much mayonnaise you need and then keep adding basil until it tastes the way you want it to taste, super easy. Never thought to use that. I think like little things like that, where you take something that people are doing all the time and you can maybe elevate it a little bit. So think about like, if someone's a tea drinker, you know, how could you make that special? Like, you know, tea, splurging on teas that they might not buy for themselves or the presentation of it and packaging it all together, maybe with some biscotti or something like that. Like it just like treat them, treat them to something spectacular. I also think anything pampering, like a massage gun or a silk pillowcase or a obviously nail appointment for their, you know, find out from their person where they go for those types of things and a gift certificate to that. I'm a big reader. So like reading is really fun for me, but sometimes, you know, there's lights now that you can get. I don't wanna hold a flashlight at night. I don't necessarily like reading a Kindle book all the time. So, but there's lights that you can light up and I can think of caregivers using that cause sometimes we're doing those things in very precocious types of places.
The Bitboy Crypto Podcast
A highlight from Is Solana The Next Ethereum Killer
"Can a Solana overtake Ethereum? We're seeing a lot of metrics that have a lot of people, their heads are spinning. They're surprised. They don't know what's happening. They don't know why Solana keeps continuing to pump, or we're seeing a lot of positive numbers. We're seeing active users skyrocketing. And also we're getting listed on Perpetual's futures on a very major exchange. You're going to want to check this out. This is Discover Crypto. Thank you for joining everybody. Welcome back, Rodney. We're talking about some altcoins. And now we're not going to talk about ranked 8 ,000 meme coins. Is that okay? We're talking about Solana. I guess we could talk about... Everybody's talking about Grok, I thought. That's right. Grok. Well, yeah. It was like, what? Maybe a top 200 at this point. Hit $186 million market cap. I just saw Kyle Chasse tweet, or Chasse tweet. He's like, I bought the top. Ah. You know, so it happened. As they do. Did you get in on Grok, Rodney? I did not get in on Grok. I faded Grok at 20 million. Sorry. Excuse me for not buying a meme coin. You know. It went up to 150, right? So you missed out on about a seven and a half X. It's still sending, yeah. All right. So you're only missing out on a 10X so far. So far, it's a 10X. But Rodney, you just got in last night, correct? Yes, sir. Yeah. How was that? How was it flying into the Atlanta airport? I heard it's... My fiance, she has Follow Atlanta now, and they're shutting down the whole airport. Apparently, it's like, you know, entire hallways are like two foot wide. What was your experience? Well, I actually drove here from Charlottesville, Virginia, so it was an eight hour drive, but very nice. Got to listen to Joe Rogge on the way here. Some of my favorite cryptocurrency channels. Okay. Yeah. All right. Well, speaking of cryptocurrency, let's just get right into the stories here, folks. We are going to talk about Solana in a bit, but first, let's look at the crypto market. We have Bitcoin down about 1%. Let me go ahead and hit refresh just in case we're getting a little bit fresher. All right. Bitcoin down 1%. But Ethereum is up about 2 % right now, XRP down 2 .5%. Solana is cooling off, folks. Solana is almost down to 5 % along with Cardano, but both of them had a positive week. Solana just had a 10 times better week than Cardano there, 38 % to a 3 .8 % pump there. So if you're holding Solana over Cardano, you're feeling pretty good. If you're holding both, you're wondering, you're looking at your Cardano bag, poking it with the stick, like the meme, come on, do something, do something. It'll happen eventually, folks. Just trust me. Then we have Chainlink down to 5 .5 % as well, but Matic is up. But we look, look at Celestia, Tia, Tia is up. We were talking about Tia, Tia is up 25%, 125 % for the week. Now, TJ, did you see any Tia actually, you saw Celestia? I mean, I know it's Drew's wife's name, so he's been big on it, but he actually, I think was talking about Celestia. Yeah, we did a short on it a while back. We noticed it when it very first popped out. Obviously it's strong in some of the Asian markets, a competitor, so to speak, coming out of nowhere. We're seeing, we're moving up very quickly through the top 100. I think it's ranked 65, 68, something like that right now. I mean, it was under 100 a week or two ago when we first covered it. Definitely something to keep an eye on. And this is something that's important that I wanted to mention on today's stream. As we're getting into a new bull market, there's a lot of different ways to look at different altcoins and value different things. When you're building out your portfolio, there's something to be said for projects that have been around for a little while that you know are going to perform into the bull market. Again, we've looked at them a lot. They're in the top 20s, top 50s, the Maddox, the Mutables, the avalanches, the Solanas, kind of the big performers of the last cycle. However, the ones that tend to have the most explosive gains can be the things that are launching around this time, the newer things. It'll be interesting to see if that trend proves through in this cycle. But Tia, Celestia would be one of those ones that it looked like tech had been around for a while, the team had been around for a while, and they were waiting for the right time to launch to really capture attention in this bull market. So watching how those perform over the next few months, I do think is going to be key. We're going to be doing a deep dive on Celestia coming up in the next week or so. I have some of that going into the works. But watching layer ones, layer twos in the narratives, obviously, in this cycle, I think is going to be a good strategy if you're looking to make those gains. All right. But speaking of gains, we also have the other side of the coin, and that's the losses, folks. The biggest loser is Rollbit for the day, down 10 percent and then Kronos. But if you look at the week here, the biggest loser is Trust Wallet and then followed by XRP. Oh, no. XRP was the number two loser for the week, folks. So it's just interesting to see a top five coin be one of the biggest losers right there. Nio, Nio as well. Nio is down now. Nio is on a video I'm working on right now, the top five coins out of Asia, everybody. And Nio is one of the five. So that might be one. All right. I'll be joining in in a second here. But I think it's time for us to talk a little Solana here. Now, Rodney, what are your broad thoughts on Solana as a sign in real quick? Yeah, well, I think that could be one of the bigger comeback stories of this next run, because really the reason why it dumped down so much, because look at everything dumped during the bear market. But the reason why it dumped down significantly was the negative association it had with Almeida Research, Sam Beckman Fried and stuff like that. But now that we're putting all that stuff behind us, it's probably going to recover. I mean, beside what the occasional network outage is, it's actually a pretty solid project. So a lot of people bought that dip understanding that the reason why it was down wasn't because of function. It was because of the negative publicity. Just like Elon Musk going on Joe Rogan's show, smoking some, you know, green and then dumping Tesla stock. Yeah, I always talk about that podcast. I saw that podcast and I remember thinking, oh, wow, this guy is incredibly bright. I would want to own Tesla stock. A lot of people say, oh, yeah, let's dump it. Well, Solana is overtaking Ethereum by active users after a 70 % spike. Everybody let's look at some of the numbers here. So this is according to Arnimix, they had 356 ,000 unique users on Saturday beating Ethereum's 330 ,000. So beat them by 26 ,000 right there. The milestone was driven by a sharp uptick with the network hosting only 200 ,000 just one week ago, less than a week ago. So it was $100 ,000 less. For comparison, ETH consistently holds around 300 to 350 with two brief spikes above 400k in a surge of more than 1 million wallets. But the price of Solana has plummeted. Is it still more than 96 % from 2021 high of 250 bucks? Does that sound right? I don't know about 96%. Yeah, no, no, that's not right. At one point, at one point when it fell to $10 in January, active addresses on the network shrank 85 % from over a million, 1 .28 to around 200 ,000 this September, according to the block. But Solana refused to stay down and now it is up 145 % just in the past four weeks. So everyone holding on to the profit feel good. And then some analysts have been quick to pronounce that Solana has flipped Ethereum by active users due to the recent uptick. However, the ecosystem has expanded beyond its base layer with the majority of ETH activity now taking place on layer two. So Solana may surpass Ethereum, but there's a giant asterisk because if you want to incorporate little activity, two well, Ethereum, the EVM as a whole greatly surpasses Solana there. But TJ, what do you think about Solana ever surpassing Ethereum as far as, you know, being the number one chain? What odds would you, would you put it less than 5%, less than 1 %? No, I think what you just said really matters there by what metric, right? You know, so you've got transactions, you've got daily active users, you've got a market cap, you've got volume, you know, there's so many different metrics to measure a chain by. So I could see it passing it in transactions one day. That's what it's designed for, right? If you get some good, if you get some good games running on it, you could see it hit higher active users, higher transaction or, you know, but volume, probably not, you know, like DeFi is going to most likely live on Ethereum for the foreseeable future. We talked about that a little bit last week. The ecosystem really matters there. And so I think what we're seeing right now in price gains in the short term, sure, it could, it could outperform there. And I think part of what we should talk about here today is why we saw all that price movement happening over the weekend. And I think, I think you've got my screen here, BJ, you can pull it in here, but some of the factors that came up on this article on Cointelegraph, why Solana Price woke up this week, it really has to do with, you know, obviously FTX getting reopened back up. A lot of people thinking there's less likely for Alameda and what's held on the FTX balance sheet, less likely to dump.
The Bitboy Crypto Podcast
A highlight from Crypto News Updates: Solana, XRP & ADA Pumping!
"Are we back? Altcoins are pumping, stablecoins are getting an upgrade, and the NFT community is joining hands. I'm Hannah and I'm going to fill you in on this week's events in cryptocurrency. Chainlink is up 34 % this week and the hype surrounding LINK is something to pay attention to in my opinion. The Grayscale Chainlink Trust, GLNK, has been trading at a 200 % premium to the spot price of Chainlink, LINK, indicating strong institutional demand for the cryptocurrency. This is the highest premium that GLNK has ever traded at and it suggests that institutional investors are bullish on the long -term prospects of Chainlink. The fact that GLNK is trading at a premium to the spot price of LINK suggests that there is more demand for shares of the trust than there is for Chainlink tokens themselves. The strong institutional demand for Chainlink is a positive sign for the cryptocurrency overall as it suggests that institutional investors are becoming more and more interested in investing in digital assets. And they think that Chainlink is a valuable one. XRP surged nearly 10 % this week and surpassed Binance Coin BNB to become the fourth largest cryptocurrency by market cap. This pump was likely due to two key announcements from Ripple, including approval to operate in Georgia. The National Bank of Georgia selected Ripple to develop its central bank digital currency or CVDC. This is a major win for Ripple as it shows that governments are increasingly interested in using Ripple's technology. Ripple also received approval to offer its services in Dubai. This is another major win for Ripple as Dubai is a global hub for financial services and crypto. These two announcements show that Ripple's technology is in high demand and this is likely driving the recent surge in XRP's price. Ripple is also facing a number of positive legal developments which is further fueling investor confidence. Overall the outlook for XRP is very bullish at the moment and I think XRP is worth paying attention to. Cardano has also pumped 10 % over the past seven days and this is due to a number of factors including a recent conference, the Cardano Summit, that was held in Dubai. Circle, the issuer of the popular stablecoin USDC, has recently announced a new upgrade to the USDC and EURC smart contract. This upgrade, known as V2 .2, includes a number of improvements that will make USDC and EURC more efficient and user -friendly. One of the most important changes in V2 .2 is the addition of support for EIP -1271. This will allow smart contract wallets to authorize transfers of USDC and EURC which will improve support for account abstraction and make it easier for users to pay network gas fees in USDC and EURC. Another important change in V2 .2 is the optimization of the block listing check. This will make it significantly cheaper to transfer, transfer from, transfer with authorization, receive with authorization, burn, and mint USDC and EURC. These improvements are likely to boost the adoption of USDC and EURC, especially among developers and users of Layer 2 blockchain solutions. The Layer 2s that are used by USDC and USDT, such as Arbitrum, Optimism, Base, and Matic, are likely to be the most relevant. Okay, so how will this impact the further adoption of stablecoins into the geopolitical landscape? This is likely to be accelerated by the improvements in V2 .2. This is because stablecoins offer a number of advantages over traditional fiat currencies, such as speed and efficiency, low cost, and transparency. Overall, the improvements in Circle's USDC V2 .2 upgrade are a positive development for the stablecoin industry, and these improvements are likely to boost the adoption of USDC and EURC, especially among developers and users of Layer 2 blockchain solutions. The co -founder of Yuga Labs and board ape yacht club Gordon Goner on X is single -handedly saving NFTs. This guy is a Chad. He mentioned in his bio that he's taking a break for health reasons from Yuga Labs, but he still claims to be an ape until he dies. Now that Gordon has parted with Yuga in some ways, he's decided to show love to the NFT projects that have been building during the bear market. Gordon posted photos of his newly acquired NFTs over the past week, and some of the projects include CryptoPunks, Pudgy Penguins, Sappy Seals, Goblin Town, and many more. Shoutout Gordon for bringing good vibes and a sense of community to crypto Twitter amongst all of the chaos. Grok is a new AI assistant developed by Elon Musk and his company X. It is designed to be able to answer questions in natural language, even about complex topics. Grok has access to real -time information via the X platform, which might give it a significant advantage over other AI assistants. Grok is currently available as part of an X premium subscription service that also includes other premium features on the app. However, Musk has said that he plans to make Grok available to everybody for free in the future. Musk has said that he envisions Grok being used as a general -purpose AI assistant that can help with a wide variety of tasks. Grok is designed to be witty, funny, and sarcastic. Elon Musk has said that he wants Grok to have a personality and to be able to interact with users in a fun and engaging way. For example, when asked for a step -by -step guide to making cocaine, Grok responded with a tongue -in -cheek answer that included suggestions such as obtain a chemistry degree and set up a laboratory in a remote location. I've been seeing a lot of screenshots of Grok interactions on my timeline, and it's cracking me up. Grok is still under development, but it has the potential to be a powerful and versatile AI assistant in the future. OpenAI engineers have allegedly come out stating that Grok is mocked in machine learning and AI communities and is analogous to a third -grader CS project. Would you place your bets on Sam Altman's ChatGPT or Elon Musk's Grok? Let me know in the comments below. The Simpsons is a popular animated sitcom that has been running for over 30 years. The show is known for its satire humor and its ability to predict the future. Over the years, the show has made a number of predictions that have come true, including the rise of Donald Trump to the presidency and the COVID -19 pandemic. In their 2023 Halloween special episode, The Simpsons predicted the rise of NFTs. In the episode, Bart Simpson becomes an NFT artist and his creations become incredibly popular. The episode also parodies the NFT community, showing how it can be full of scams and hype. Does this mean that NFTs are about to go parabolic, die, or does it mean nothing at all? Place your bets in the comments below. The Grand Theft Auto 6 trailer is coming out next month, confirmed by Rockstar Games on November 8th via X after announcing that Rockstar Games is turning 25 years old in December. We have been waiting for the Grand Theft Auto 6 trailer for nearly 10 years since GTA 5 was released in 2013. This announcement has everybody on X very excited. Which blockchain will Grand Theft Auto partner with first to bring the metaverse to the masses? Could GTA be the catalyst that onboards traditional gamers to Web3 or is there no possibility? Finally, I have a question for you guys. If you had 10k to spend right now and you had to pick one, would you rather put it in Chainlink, Solana, Cardano, or XRP? Comment down below. If you watched this whole video, I appreciate you. Please hit the like button if you haven't already and subscribe to the channel to be notified when we post a new video. I'll see you all next week.
The Maverick Paradox Podcast
A highlight from Aim to be above your business
"In this short talk episode I speak to Jonathan Jay about his experience in buying and growing businesses over the past 25 years. Jonathan bought a total of 53 businesses over the course of six years with five being before the pandemic and 48 during the pandemic. In this conversation he shares the top five mistakes entrepreneurs make when buying a business and the importance of identifying game -changing acquisitions based on the financial numbers, knowing when to sell business at its peak and the value of not being emotionally attached to the business. I create clear thinking and decisive leaders who can amplify their influence. Contact me to find out how I can help you or your organisation. And today our guest is Jonathan Jay. How you doing Jonathan? I'm very good thank you Judith, thank you for having me on. No thanks for coming on board. Now tell me, what's your favourite thing ever? I was expecting this to be a question about buying a business. My favourite thing ever? Oh my goodness, that's such a broad... my daughter, there you go. Can't get better than that. No you cannot, I bet she's gorgeous when she smiles. Even when she's grumpy she's fairly gorgeous. Brilliant. Jonathan tell us a bit more about you. Well this coming year, 2024, is my 25th anniversary of doing buying, selling, owning, growing and all those sorts of things in business. I've actually been in business longer but my first business was sale in 1999, so coming up to the 25th anniversary and it feels like yesterday in some ways and it feels like a very long time in other ways and I'm going to take it a lot easier from next year onwards, spend a little bit more time doing things other than businessy things. Interesting, so when you buy these businesses do you onboard a management team or do you become the CEO for a while or what do you do? Well it's an all depends answer on the different situations. I'm not particularly interested in operations and I'm not very good at it either. I'm not really the people person that's required to do that sort of thing so I always prefer other people to do that. Okay it's always good to know so many CEOs, founders as well they sort of get trapped into running it when they're not the right person. Well yes that's right because at the beginning you do everything yourself don't you? You are the business in every way possible so it takes quite a mind shift change to say that's not going to be me and there aren't any rules about when it stops being you. Does it stop being you after 12 months or 24 months? There's no rule so it just ends up being you all the time because at the beginning you can't justify anyone else being involved. You can't afford anyone else usually but it is a trap so the work on your business rather than in your business, massive cliche now but when Michael Gerber wrote The E -Myth over 35 years ago I think, it was quite a revolutionary change in people's thinking and he encapsulated it so well with that phrase work on rather than in and now I say to people work above the business so you become the investor rather than the doer or just the owner. And how easy is it to do that? I've never heard of anyone talking about being above the business. How easy is it to get there? Well there are very few things in business that are easy because everything takes discipline, effort, hard work, dedication and all of those things but I think it's important because if you do get dragged into the day -to -day you become the bottleneck in your own business and the growth of your business is going to be throttled by your time and your energy and to have boundless energy in our 20s and 30s past the age of 50 maybe the energy level is not quite what it used to be and we look forward to an early night and a good night's sleep so therefore capturing the energy and enthusiasm of other people allows you to do far more than if it was completely dependent upon you. Okay that makes sense. So in the last three years you've bought 48 businesses so tell me about that journey. Yes it's more than that actually, 53. So yeah I did a buy and build in 2019 which is what's that like that was five years ago actually five years back that I've been thinking about for a year prior to that so it really goes back about six years and I bought five of these businesses before the pandemic, 48 during the pandemic and it was stressful at times. I've got to admit that it wasn't plain sailing, very few people I've ever met have done that. There's only one person I can think of who's done it that aggressively and I ran out of energy. I was helping my daughter with her spelling homework and she was reading through the words for her spelling test that coming that coming week and one of the words was unhappy and she looked at me and she said that's you. Wow. And I said oh okay okay I let it go and the next day I said why did you say that and I said what makes me unhappy and she said work and I thought I've just suddenly become a very poor role model and at one point I was hospitalized. I'm not trying to put people off buying a business, I'm trying to put people off buying 53 businesses in like it was actually two and a half years. The stress started to get to me so no amount of money or no obsession with business is worth your health, your relationships, your family and all of those things and I think that early on in our careers we put everything behind our business and our career and then I think again when you tip into maybe when you tip into your 40s then you tip into your 50s you realize that you've got to get your priorities right because you start saying life is too short way too many times you've only yourself repeating that again and again life is too short life is too short so I think it's getting that work -life balance again yeah that was a kind of a new phrase 20 years ago and now it's work -life balance this that and the other but it's but it is very important. So you risked your health doing what you did but why did you do that? No one had a choice to be fair it kind of crept it kind of crept up at me I wasn't intentionally doing that. I had these stomach pains that wouldn't go away and one particular night you know I just didn't sleep the entire night I was just such agony and I was googling appendicitis and that was actually on the other side so it wasn't appendicitis I thought I couldn't figure out what it what it was I always thought my stomach was kind of in the middle and it's not actually it's to the to the side so I figured it was my stomach so I went to the doctor which I don't you know not something I've ever done on a regular basis and the next day I was having a colonoscopy which is not my favorite medical procedure out of all the medical procedures there are available a colonoscopy is not my most favorite one and they couldn't find anything which was good in some ways but what what was causing these the the stomach pains and it was all stress related so that was when I decided I've got to make a bit of a life lifestyle choice here and however big the pot of gold at the end of the rainbow if I'm not here you know because I'm as long as possible and I can't risk um you know I can't risk my health sort of suffering because of something which is let's face it financially based so um so yeah yeah it's a very common trait though isn't it entrepreneurs pushing themselves far too far um because I suppose you just get used to it and then it makes then it becomes harder to let it go oh I mean I I I have been and to a certain degree even now addicted to my phone I mean it's like it's like I get uncomfortable if it's not in my hand or I can feel it in my pocket which is bizarre I mean I shouldn't be looking at my emails at the weekend should I I mean it's like what's happening at the weekend nothing's happening at the weekend so so why am I even looking um so so it's but but I but I also remember the very very first day back in I think it must have been the mid -2000s when someone showed me how I could actually get emails on my phone and it was like oh my goodness I don't have to sit at my desktop to get my I can actually get them on my phone and you think that um you know if you if you again if you go back 20 25 years where we didn't have Facebook and we didn't have social media we didn't have um phones of any description but we still managed okay actually this is going back 30 years we still managed okay and we managed with a fax machine and uh you never hear anyone saying they make more money now than they did back then because they've got phones and technology yeah it it it is meant to improve communication but I don't remember anyone ever saying communication was was bad it was just you worked with what you've got and you didn't expect an instant yeah people these days you send them a whatsapp message and you don't reply instantly it's like a it's it's it's considered to be rude um where you know no one ever got upset when you faxed them and you didn't fax back immediately had it changed for the better not necessarily yeah why did you buy all those businesses in such a short period of time and it was in opportunity um that uh it was an opportunity to grow a grow a a pretty sizable group the fourth largest in the sector um within a short space of time and the pandemic was good in some ways business -wise bad in other ways um and one of the ways it was good it was because there were we just went for it um what it was it was just opportunistic that's all what type of businesses are they are these were all uh child care oh wow okay that made do you do you still have those no well my my business partner took over when I I I decided like I said the pot of gold at the end of the rainbow was not was not as enticing as I thought it was going to be so she took over um uh and and she was the child care expert I I was just the guy with the idea so my contribution was I had the idea and I knew how to do the deals and get the deals done um apart from having a child I I don't really know anything about uh how to run a child care business it's all highly regulated and you know I'm not qualified to do that anyway okay that makes sense so how did you know which of those businesses were good businesses to buy next to other businesses that you didn't buy uh because I looked at 500 so I looked at 500 first and it was kind of like a one in ten um of the of the 500 uh despite that you know some of them were better than others because they're not all created equally um and and some had some inherent cultural issues uh some had reputational some issues had financial issues uh you never get a perfect business right every business something that isn't appealing to someone else um maybe as the owner you live with it but to a new owner they wouldn't think it was um a good thing uh so so yeah so so the the bottom line was having choice of looking at looking at 500 in quick succession so if somebody was sitting there and they were thinking I need to I want to buy a business yeah is there any key things other than the fact that obviously you know the financials if you take the financials out is there any key things that people should be looking at well it is actually the financials the largest part because you want a business that's that's making good money and if you're going to buy a business why would you buy a business making 50 000 a year when you can buy a business making 500 000 a year with the same level of effort um as actually is easier to buy the larger business and the smaller business the larger business is going to be a better business than the smaller business um so they're uh yeah so the financials actually are are absolutely critical uh it's got to have enough staff enough people because you always get some when you buy a business you always get some people you want something that if you've if you've got a business with five members of staff and two leave you've got yourself a big problem uh if you've got a business with 50 members of staff and five leave or six leave it you know you don't notice yeah sometimes they were surplus to requirements anyway uh you've got to have a business that's big enough to be able to afford some good people to run it because you don't want that if uh it if it if it's you and you just bought yourself a job uh and even though it might be a well -paid job yeah we've kind of created that bottleneck that we were talking about earlier yeah and how did what sort of weight do you put on things like the culture of the organization well the that's the hardest part so you know if you buy two businesses one has a nine to five you know you walk in at one minute to nine you leave at one minute to five and then you've got the other which is work hard play hard and you know we're on call we're available anytime we'll do what's required to grow this business you try and put those two groups of people together and they won't mix so that cultural match is is really difficult and getting the staff on side is really important and that you know we did it really well and we did really badly yeah so and everything in between and sometimes it's practice slightly outside of your control as well so um you know you you might have a seller who who is a reluctant seller and some for some reason doesn't want the buyer to be successful and definitely doesn't want the buyer to be more successful than they were doesn't want to show doesn't want to be shown up so they they spike it a little bit with the staff and it's amazing how many people sell a business and then keep in touch with the staff and want to know everything that's going on they can't let go oh i suppose after 20 years of ownership i get that i understand that but uh that that makes things a little bit tricky so the the people aspects are typically the hardest okay thank you that's really that's really a good point so what are you doing now then um i go on holiday a lot and i take my daughter to school i pick her up from school um i watch uh dancing uh uh shows uh gymnastics competitions the other night last night and uh and i i do that i i i fill my day um helping other people buy businesses and benefiting from my experience over the last 25 years so uh these are either business owners already who want to expand by buying another business or they're entrepreneurially minded people quite a few property investors recently are not getting a very good return on property um and uh and see an opportunity in business so it's a it's a combination of all of uh all those different types of people and i i have sort of groups of business owners and entrepreneurs who come together and i guide them through the business buying process so they don't make all the mistakes and there's a lot of mistakes you can make and i've made all of them so i can help people avoid them that sounds really good so is there a top five mistakes that entrepreneurs make when they're trying to buy a business yeah um this is in no particular order because it's off the top of my head but uh definitely uh letting uh emotion rule the decision so ahead so it you turn into a motivated buyer you want to buy it and therefore you've got to make the deal work even though the deal shouldn't work it actually would help you if the deal didn't work um buying a business that's too small so you end up um getting involved because you have to and the business can't afford anyone to replace the exited owner um another mistake is using your own money you should never use your own money when buying a business why would you do that um you know we can we can finance the the acquisition without you having to reach into your own pocket and that's why people can buy multi -million pound businesses without being a multi -millionaire uh you don't need the money to to do that you just need the knowledge and the three mistakes that people make uh mistake number four um is that uh let's see um they uh get the numbers wrong so they don't do sufficient due diligence to understand exactly how much profit the business makes uh what the business will continue to make under the new ownership you know they rush the deal they rush this part of it because it's not very exciting due diligence um it's a little bit like waiting for the house survey to come back when you've already want to buy the house and even if there's a hole in the roof and you're gonna buy that house so people ignore the due diligence or skimp on it that's four thing four mistakes that people make i've done a video i've done actually done a video series of 12 mistakes that people make uh and uh so let me think of one of those for number five for you um so i i think going into an acquisition without enough knowledge of what to do so feeling as though you can make it up as you go along you can pick up bits of information of the internet i mean goodness me if you spend enough time on the internet you'll you'll be so confused because people say different things what you need is a process you need a system to follow you need to say like this is the first thing i do this is the second thing to the third thing and every time i see someone follow the system they get the result if they don't follow the system they don't get the result and it becomes frustrating or it becomes expensive or they end up just not doing it so i think it's really important to follow that process follow that system so there you go there's five mistakes that people make they're really good ones actually and they're things that you don't automatically think of and that i like the idea about not being a motivated buyer because you make mistakes because you just need and like you say you just need to buy it when it's been going on for ages so it's just like i've put i've already invested x amount of time so now it's i might as well just do well it um yes or i've spent x amount of money and yeah i feel as though i i have an obligation to follow through uh which is just not some not a good idea uh at all you you are looking for a motivated seller you're looking for somebody who wants to sell because if they don't want to sell why you know what you're going to do you're going to try and persuade them to sell to you does that sound like it's ever going to be a good deal so you want someone who wants to sell and you'll find that the more they want to sell the better the deal for you so out of all though millions of businesses out there i think you're probably better off finding someone who really is motivated to sell rather than someone who doesn't want to yeah and i suppose the other thing to think about is if you've got another business or other businesses is how does this one adds to the portfolio or does it distract from the portfolio i guess another one isn't it exactly and and it becomes a distraction it becomes a bad distraction if it's small and it sucks up time but doesn't give you anything back uh it's a good distraction um if it's a game changer acquisition and that and that's what uh um that's always what we're that that is a game changer or just something that you want to do how do they how can they tell the difference uh it's usually down to the numbers right okay to give an example a father and son duo who just bought their first business recently with my help um eight million of revenue 1 .1 million of pre -tax profit that's a game changer deal where you know you buy a business 20 that makes 000 pounds a year well that's never going to set the world alight right it's just like why put the effort in you might as well go and buy the bigger the bigger business okay and do you have any thoughts about knowing when to sell when someone should be thinking about it's time to sell yeah when things are going well but no one wants to sell when things are going well because i say well why would i sell things are going well now that's when you get the um most value and things don't go well forever no business goes up and up and up and up and up and up and up every business you know it goes up and down it's like a roller coaster so you need to know when you're going getting up to the top of the the peak and when you're going up to the top of the peak that's when you sell when you reach the top the only way is down and that's when you get the worst value and that's when you become seriously motivated to sell you should be motivated to sell because the business is doing well not motivated to sell because the business is doing badly. That makes a lot of sense and I guess you need to not be emotionally attached to the business because that's when it's difficult to sell. You get the best value if you're not emotionally attached. If you are emotionally attached your value goes down every single time. This is really useful. Thank you so much for that. Before we finish is there anything Jonathan you want to add or leave with the audience? Can I give a plug for my YouTube channel? Yeah go ahead and do it. If you type my name Jonathan J J A Y into YouTube I've got over 200 videos on buying a business and all interviews with my clients who've done it, me doing presentations to groups of people, all different types of videos and there's some free training videos there as well. If anyone's interested in doing this check out the Jonathan J YouTube channel. Brilliant and I think that will help as you said it's always good to have a bit of a template a bit of a process and an idea of what to expect rather than getting super excited and go I've got some money I can do something. Yeah and keep your money in your pocket don't use your own money when buying the business. Brilliant thank you so much for coming on the show. My pleasure thank you Judith. You're welcome and thank you out there for tuning into the Maverick Paradox podcast. I'm Judith Germain your host and thank you very much for listening to us today. The Maverick Paradox. Judith Germain is an author, speaker, consultant, mentor and trainer and the leading authority on maverick leadership. She is the founder of the Maverick Paradox which supports organizations to enhance their leadership capabilities and to help business owners develop and grow their businesses. Judith enables individuals, business owners and organizations to improve their impact and influence. She is also HR Zones leadership columnist and her expert opinion has appeared in national, international and trade press.
Discerning Hearts - Catholic Podcasts
A highlight from Sunday of the Thirty-Second Week in Ordinary Time A Time of Lectio Divina for the Discerning Heart Podcast
"A time of Lectio Divina for the discerning heart. Sunday of the 32nd week in ordinary time. As you begin, take a deep breath and exhale slowly. For the next few moments, surrender all the cares and concerns of this day to the Lord. Say slowly from your heart, Jesus, I trust in you. You take over. Become aware that he is with you, looking upon you with love, wanting to be heard deep within your heart. A reading from the Holy Gospel according to Matthew chapter 25 verses 1 through 13. Jesus told this parable to his disciples. The kingdom of heaven will be like this. Ten bridesmaids took their lamps and went to meet the bridegroom. Five of them were foolish and five were sensible. The foolish ones did take their lamps, but they brought no oil, whereas the sensible ones took flasks of oil as well as their lamps. The bridegroom was late and they all grew drowsy and fell asleep. But at midnight there was a cry. The bridegroom is here. Go out and meet him. At this, all those bridesmaids woke up and trimmed their lamps, and the foolish ones said to the sensible ones, Give us some of your oil. Our lamps are going out. But they replied, There may not be enough for us and for you. You had better go to those who sell it and buy some for yourselves. They had gone off to buy it when the bridegroom arrived. Those who were ready went in with them to the wedding hall and the door was closed. The other bridesmaids arrived later. Lord, Lord, they said, Open the door for us. But he replied, I tell you solemnly, I do not know you. So stay awake because you do not know either the day or the hour.
Leading Saints Podcast
A highlight from Is Mental Health Healing Possible? | An Interview with Steven Shields
"Have you ever heard of scrupulosity? This is a mental health concern that is impacting more Latter -day Saints than you think. Scrupulosity is religious, obsessive -compulsive disorder where individuals are hyper -obsessed about their worthiness and repentance. Sam Baxter, a former bishop, sat down with me to talk about his lifelong struggle with scrupulosity and how he got treatment. You can watch this interview for free in the Mentally Healthy Saints library by going to leadingsaints .org slash 14. This gets you 14 days free access to Sam Baxter's interview about scrupulosity and 25 plus other interviews about ministering to those who struggle with mental health. The content is priceless for leaders, so visit leadingsaints .org slash 14 for free access.
Mike Gallagher Podcast
A highlight from The Mike and Mark Davis Daily Chat - 11/10/23
"Turbulent times call for clear -headed insight that's hard to come by these days, especially on TV. That's where we come in. Salem News Channel has the greatest collection of conservative minds all in one place. People you know and trust, like Dennis Prager, Eric Metaxas, Charlie Kirk, and more. Unfiltered, unapologetic truth. Find what you're searching for at snc .tv and on Local Now Channel 525. Camelot, Camelot, I know it sounds a bit bizarre. Sounds a bit bizarre. Let's guess the birthday, Mr. Mike. Bizarre. Bizarre is the word of the year. Richard Burton, born this date 1925. You know how old he was when he died? He was a young guy, right? 58. Now proving that alcohol is not a preservative. Actually, that wasn't really what got him. He had a lot of health things. I'm not sure the alcohol helped. No, it probably did not. And you know what I watched the other day? You ever do cable laps, dish laps, and you just land on something and you go, oh, this will be worth five minutes, and an hour and a half later, you're still there? The that spectacle was Cleopatra. I mean, the very beginning sort of of their relationship, Richard Burton and Elizabeth Taylor. I don't know if the movie is that good in terms of, it looks kind of primitive in the early 60s special effects, but it was amazing for its day. And it was just incredible to watch their interplay. And so happy birthday there for Richard Burton, born this date 25. Keeping it in the show business realm and musicals, I saw last night online, a group of Broadway performers got together in tribute to the children who've been kidnapped and are held hostage in Gaza. And they performed Bring Him Home from the musical Les Miserables. And it's a beautiful ballad. And they changed the lyric to bring them home. Oh my gosh, Mike. And Mark, it's beautiful. I mean, it is absolutely magnificent. And you know, and it's, I brought a tear to my eye. I'm going to play it on the show today. I hope everybody will look it up because it's really a good moment. And here's the moment that I love. And now you're going to get, you're going to lose your mind because one of the most toxic, vicious, lefty entertainers on the planet is one of the performers. That would be Debra Messing from Will and Grace. Oh sure, the red haired lady. Yep. And boy, she just despises Trump and conservatives and everything else. This is a time of strange bedfellows and odd allegiances where a lot of hard, hard lefties realized that the antisemitism of note today is on their side. Let me let you finish though. But it's one of those triangulation moments. No, but that's my point. You made my point for me beautifully, better than I ever could. That's what I like about moments of unity, even in a time of darkness. And I mean, boy, we are in such a dark time right now. And what's so difficult is how people are delusional and not being able to see good versus evil and right versus wrong. And so you're right when there's a moment like this where people can get, and the person who retweeted the musical tribute that I saw an ex last night was Patricia Heaton from Everybody Loves Raymond. She's a conservative, she's not a lefty. And so, and she did a big shout out to these Broadway performers for this beautiful moment. Listen, it was put together by Seth Rudetsky. He's like a sassy Broadway guy who I've listened to for years on satellite radio. And believe me, he's no conservative. They hate Republicans, but you're so right. This isn't about that. And I'm just praying for some clarity, for some wisdom. I saw Hillary Clinton yesterday on The View.
Tech Path Crypto
A highlight from Macro-Economy vs Crypto with EconomicNinja
"All right, so lots of influential factors right now in the markets today from real estate, what we're dealing with, with inflation, and also banking issues that really could affect your strategy going forward around crypto or real estate, all those kinds of things. We're going to bring in a special guest today to kind of break this down. This is going to be a good one. My name is Paul Baron. Welcome back into Tech Path. Joining me today is the Economic Ninja. If you guys don't follow him, hit him up over on YouTube as the Economic Ninja. Great to have you on the show, Ninja. Hey, Paul, thank you so much for having me on. So let's get into a couple of topics around the current state of the markets, we'll call it. Some of the things that are happening right now, obviously around jobs, we saw, of course, COBY kind of reporting on this, 150 ,000 jobs in October. This was below the expectations of 180. And it's likely that this is highly underreported in the sense of real job loss overall. When you look at some of the research and the data that you're doing, I know on your own YouTube channel, you look at the current situation with jobs as they are and where those jobs are coming from, because they're coming from places that are not necessarily even job growth areas. Do you feel like this is a major catalyst for a potential oncoming recession or do you think this is kind of a natural evolution of these down markets? Well, you've got a couple of different factors at play. One is that the government is not reporting the truth in the way that it should be reported. It actually gives out the facts and figures. But one fact and figure that they really go a little light on is the headlines come out and they say that employment's increasing, employment's great. But what's increasing is part time jobs, not full time jobs. When you see it seems to be right now about for every one full time job that's taken away, taken off the market, that's somebody that's fully employed, has hopefully some type of benefits package, has insurance, things like that. For every job that's taken away full time, we add about three to four part time jobs. And a lot of this is because of government overregulation where governments have stepped in and they tell employers, hey, if your employees are employed at a minimum 30 hours a week, that's considered full employment. So we want you to give them benefits so easily. And it makes sense. Companies go, OK, we're going to start pulling back and giving certain employees like twenty eight hours a week so that they stay right underneath that threshold. So that's one factor that's really not explained very well. Another thing is that the Federal Reserve is hell bent to raise unemployment. And this is what normally happens during a tightening cycle. The reason why the Federal Reserve has to tighten anything is because inflation got out of control. The Fed has always had an inflation mandate. Their numbers are two percent, which we all know inflation runs a lot hotter year after year, over two percent. But again, they're moving these metrics are changing the goalposts. And so now that inflation has gotten away, they need to tighten. One of the ways to tighten is to cause unemployment. Well, how does the Federal Reserve cause employment? It puts the pressure, turns the screws on to the employer in the form of less money being lent out into the market, higher interest rates, things like that. Do you feel like this is just the beginning of the iceberg in terms of jobs available, true unemployment spiking into possibly some people out there have even pushed out into what we could see? If you look back at some of the recessions in the past where we see double digit unemployment over 10 percent, do you think that is even possible with the current status here in the United States? Yeah, 100 percent, I completely believe that by the time we hit a bottom, we will be well into double digit unemployment numbers. Let's give the car industry as an example, we've seen numerous auto lenders completely pull out of the market. The latest large auto lender that pulled out of the market was Bank of Montreal. Now, if you think about it just from that aspect, that means that there are less lenders lending into the market, allowing people to be able to buy a car because most people and I'll tell you, I've got a car for sale right now around nine thousand dollars. There's not a lot of phone calls. My phone's not ringing off the hook. And the reason why is because people don't have the cash to buy it. They need to finance nine thousand dollars. And so they're having a harder time because their interest rates are so much higher. Why? Well, one of the reasons not only the Fed raising rates and the bond market going crazy, but also since there's less lenders in the market, a lot of these auto lenders have to take a certain stance on risk. And they go, hey, if we're going to loan at a certain amount of money into the market with the certain average credit user or the person that needs a loan, they have a credit score of X or they've got bills of Y. They've got to ask higher rates. So the problem is now you've got employment being affected there, too, because if there are less car loans going out, there are less auto salesman employed. There are less people working behind the desk giving those loans out. I know that might seem real small, but when you look at it from a twenty thousand foot view perspective, you start really thinking about just one little step where the Federal Reserve makes it so impossible for a bank to loan money to someone that chain effect that going down the stairs, stepping down from one job loss, two jobs lost, three job loss after a while, it starts just multiplying. So a lot of factors here that you're mentioning and you look at this because we're talking about potentially still job numbers going up, if job numbers and when I say job numbers in the sense of unemployment, if it does go up, wouldn't that kind of align with what Powell's directive is, which is job loss goes up, inflation numbers start to reduce and we see what we could see, which is maybe that target of two percent. Do you think that's achievable in, say, the next two to five years? What is your thoughts on what Chair Powell is looking at in terms of hitting that target? Yeah, so I actually believe that you're going to see a two percent inflation rate in five years, maybe six, and the reason why is because we're going to have an epic crash before then. The Federal Reserve historically does not start touching or pivoting its rates until we see about 20, 25 percent taking off the major indexes of the stock market. It takes a lot more than just a housing correction to do that. If you look back on when the Fed started to really pivot last time was 2007, which was in line with not only a housing correction, but also the stock market indexes started really trending lower. It wasn't until it hit its crescendo between September of 2008 and the spring of 2009. But you also have to remember, too, the Federal Reserve did not have its repurchase window open until January of 2009. So we'd already seen a massive haircut off of stock market indexes. We saw a massive haircut off of home valuations well before they even opened up the repurchase window. Now, what's different this time is that the repurchase window has been opened for quite some time. We have over 700 banks failing. That's from the Federal Reserve, not from me. We are seeing an epic crash in the banking sector. But tying this back into like what you were saying with the pivot and the unemployment numbers, the unemployment numbers are actually showing positive. If people don't really disseminate them, it's showing that employment strong, but it's strong in the wrong way. We're getting more part time and under employed employees and we're losing these full time jobs. As a matter of fact, we are already seeing the month of October has been impressive as far as job losses because we're seeing companies shave 10 percent of its workforce or at least are announcing that they're about to lay off 10 percent. Even Citigroup came out September and they said we're going to lay off an undisclosed amount of people and then we'll really let you know in a couple of months. And the reason why they said that they're preparing people. They don't want everyone jumping ships. They don't want everyone to know exactly what they're doing. But at the same time, they're trying to appease their shareholders because they're trying to keep their shareholders from selling their stock. And they're saying, hey, we've got a plan. Don't worry, everything's be fine. Very similar to what happened with WeWork. WeWork gave you the idea in the last couple of months. Hey, we don't see ourselves really going forward in the normal direction. We're going to have to start talking to our creditors and starting to try and renegotiate leases. And now you find them in bankruptcy. So we're in that situation where CEOs are trying their hardest to keep their shareholders calm. We saw that with Lowe's and Home Depot back in the spring where they said the consumer has changed. And they're trying to give you very interesting ways of wording or wordsmithing. Please don't panic. Don't sell our shares because we're essentially screwed right now. Some of the things I want to kind of point to, Fed has lost control, bank collapsed, commercial real estate disaster, pension fund devastation. Something is running up quickly. This is kind of the topic around what's happening overall. And then I want to play a clip from Peter Saint -Ange on what's happening in Switzerland. Let me just jump to this clip real quick and let you listen in. In an ominous sign for our coming financial crisis, Switzerland is considering locking people into failing banks using capital controls that would stop depositors from withdrawing their money. I talked about this in a previous video, so -called friction tech that would lock depositors into dying banks, forcing them to go down with the ship so no banker is left behind. The Fed has also been pushing such controls in a series of papers ever since Silicon Valley Bank went down back in March. So specifically, Switzerland's considering limiting withdrawals to 50 ,000 Swiss francs per year. Franc is about a dollar. Larger withdrawals would be subject to a three month notice period. So you'd have to wait three months. I'm going to pause it there. So it isn't, in fact, taking place in Switzerland, but they're looking at doing this. Remember, if you look at the European Union, about six months ahead of us in terms of the economic cycles and they're obviously already in a recession. If something like that, if the Fed were to come in and put those kind of controls in to kind of avert what happened at Silicon Valley. How do you think consumers would respond to that retail? I mean, because everybody is already on edge with this and now I'm going to have a limit on what I could pull out of my bank. What are your thoughts on how Americans would say, OK, we're OK with that? This has actually been happening for over a decade. We've seen times of banking crisis and I guess the ruble would be one of the most recent examples. And there was some examples in certain Slavic countries where they were told that they were only allowed to withdraw a certain amount of money per day when there's an actual banking crisis. And it's happening in America right now in cryptocurrency. If you have a Coinbase account, you know if you deposit some money, wire it that day, it shows in your account. You could buy Bitcoin with it all day long, but you can't withdraw that Bitcoin for 72 hours. It's because they are insolvent. That's a derivative. And most people don't understand how that works. And so these are great signs when you see countries start to say, hey, we're looking at doing this or you look at what's just going on with Bank of America and some other key banks just a few days ago where they had a quote unquote glitch. And I'm going to tell you, this is sort of the conspiracy theory side. I don't believe that these are glitches that just accidentally happened. There are some that happen, but it's also a test to see how depositors react. And that test was a few days ago. Your deposits were coming into your bank, but it might take a day or two or maybe three for you to be able to access that money because there was a glitch. And really what that is, is the ability for bankers to be able to see how the public reacts to such an event. And those are things that I'm reporting on all the time. I'm sure you are. And I think people need to take heed. So what can you do? First thing is separate your risk. And that is big multinational banks, local regional banks and credit unions. But then also, you don't have to have all of your finances in paper as well. You could actually get alternative assets.
The Crossover NBA Show with Chris Mannix
A highlight from Milwaukee's Growing Pains & Early Season Observations
"The best part of a Ford truck is right behind the wheel, you. That's because strength is in your DNA. The 2024 Ford Ranger truck is designed for those seeking a new adventure, the type that puts a new meaning behind knowing a good lunch spot off the beaten path. The 2024 Ford Ranger truck includes Ford Co -Pilot 360 driver assist features like pre -collision assist and rear view camera. Tap your screen now to learn about the 2024 Ford Ranger truck, built Ford tough. Tis the season of making the perfect wish list and the perfect playlist with Bose Quiet Comfort Ultra Earbuds and Headphones. Breakthrough immersive audio uses specialized sound to bring your fave holiday classics to life and world class noise cancellation ensures a not so typical silent night and an epic holiday party of warmth. It's everything music should make you feel taken to new holiday highs. Visit Bose .com forward slash iHeart this holiday season and shop sound that's more than just a present. People are excited about what AI will do for them at IBM. We're excited about what AI will do for business, your business introducing Watson X, a platform designed to multiply output by training AI with your data. When you Watson X your business, you can build AI to help coders code faster. Customer service respond quicker and employees handle repetitive tasks in less time. Let's create AI that transforms business with Watson X. Learn more at ibm .com slash Watson X IBM. Let's create. Welcome back to another episode of the Crossover Podcast. I'm Rohan Nagani, joined today by the former host of the Open Floor Podcast. He's a senior staff writer at the ringer, Michael, the pod, Pina, Mike, how's it going? I am doing terrific, Rohan. How are you? Pretty good. Um, you know, just trying to suss out what you got going on in the background there. Mike's got a blurred background for the first time in the history of all our podcasts. Um, I can only imagine what you're hiding. I explained this to you before we started recording. I did not make my bed. It's a messy bed in the background. That's the only reason I didn't want to keep you, you know, waiting before we started recording. I know you're a busy guy. You woke up immediately before the podcast. Um, all right, Mike, I just want to run through basically as many teams as possible today. I know you're watching as many games as you can, and I want to hit as many teams as we can, but I'm going to just, I'm going to throw them at you in the form of some buyer cells. If that works for you. And we're going to start in the Eastern Conference. Um, just, just, we're going to rip hot right off the jump here. All right, Mike, buy or sell. The Sixers are currently the best team in the East. Like currently? Like today? As of this moment, I'm not talking about record. I'm not talking about any of that. I'm just, just vibes, feels, talent, et cetera. Uh, yeah, I, I'm, I'd have to buy, I, I would have to buy. They're playing great. They just beat the Celtics who technically have a higher net rating, but you know, that game could have gone either way, et cetera. Cut it off. It's a, hey, Kirstaps Porzingis wide open three with five seconds to go. It was also like a 13 point game with two minutes left and it took like a very, I said, I'm buying. I said, I'm buying. But then you immediately started caveating it very quickly. I'm buying, um, I bought it very skeptically. I love, uh, I think Nick Nurse's impact is pretty transparent to anyone who's watched this team play their offense, ball movement, pace, all that sort of stuff. Tyrese Maxey looks really good. One player of the week in the opening week of this year, player of the month, whatever player of the week. I don't even know. Whatever. He's been really awesome, um, averaging just all star numbers and efficient shooting splits and he looks really great. He is him, Luca and Jokic are the only guys I think at like 25, five and five right now are 27 something crazy. It's just those three guys. I got to look up what it is. Didn't know that. That's very impressive.
Crypto Voices
A highlight from PE81: Bitcoin's Power Growth Trend
"Hey everybody, welcome. Today we're going to go back to the good old all -time power law trend line of the Bitcoin price. Alright, so here we are again with the good old Bitcoin price, all -time price history starting on May 22nd. It's my date, I'm roughly picking May 22nd 2010. Bitcoin pizza day where Laszlo, our friend, made the first recognized Bitcoin barter transaction. 10 ,000 bitcoins for two pizzas. So a couple months ago I was back on Peter McCormick's podcast with Peter and Danny talking about this chart. It's a favorite of theirs and of many have been publishing a variation of this for at least five years now, probably six years. a Based on couple good posts from Bitcoin talk back in the day, even though they were using a little bit of a different model than I am. There's four basic trend lines and statistics, a linear trend line and there are three non -linear trend lines, which would be logarithmic, exponential and power. This is a power law or power regression trend line where on log scale it grows pretty quick at the beginning, but then it's a little bit asymptotic, decays at the end. But that's just how it looks on log scale. That's just how it looks based on the formulas. If I go back to linear scale, it still looks exponential. It's just a little bit different than an exponential curve. Point is, with Bitcoin far and away, the best fitting statistical trend line curve that you can draw is a power trend line. I'm not saying for sure that Bitcoin's price will stay on this in the future. This is just probabilistically how the price has been behaving and we can draw some percentiles to suggest how price would be in the future. Do see my prior videos on explaining the different curves and looking at gold as well for these different trend lines. But anyway, 95 % R squared is a great fitting trend line for Bitcoin. So I just want to do a very, very quick revisit here on this episode. Here we had the 2021 boom, a little bit hidden by my tooltip, but it's a double top. They're getting over $60 ,000 per Bitcoin twice. Actually, let's zoom out just a little bit to get the tooltip not in the way. There we go. And so we see here again, once you draw that trend line. Using simple statistics, percentile bands, which are basically standard deviation bands, we can show based on every single day's worth of pricing data where that price data point fits at any given time. And unlike early days, these double tops here in 2021 were actually not so rare based on the all -time trend. They were above a one standard deviation move up, which means they were outside of two thirds of the time. So two thirds of the time, the Bitcoin price will be within these blue bands. And then what is the red band? What are the red bands? I should say that is a two standard deviation move or a 95 percentile move. It means that 95 percent of the time, based on the statistics, based on the data, based on the coefficients, we can expect the Bitcoin price to be within these bands. And unlike other models, which have been lauded and praised and then forgotten in prior years, this is just a very simple statistical model. It will adjust every day up or down based on the Bitcoin price. So unlike in earlier years, just a quick revisit here in 2011, 2013 and in 2017, we got to two standard deviation moves based on the all -time trend. Now, they were probably even more extreme at those particular times. But looking back, using all the data that we have, even until now in 2023, we can see that those were still extreme moves. They were still relatively for the time. And based on the power trend line, extreme moves. And 2021 was actually not so. Only one standard deviation move up. But of course, the main point of this video is in the last year, specifically from all of the scam coin crises here in mid 2022, culminating in the FTX bankruptcy in November 2022, Bitcoin's price also took a tumble and it took a pretty big tumble. You see here when we were about $16 ,000-$17 ,000 per Bitcoin in December 2022, we were at a two standard deviation move down. And so that band, that red band there. Let's just take off all the bands so you know exactly what I'm talking about. That red band there. It meant that Bitcoin was touching an event that only had happened five percent of the time in the past. So pretty rare. Pretty rare. It actually bounced right along that band. Again, this is not technical analysis. This is just basic statistics. It bounced along that band and then creeped back up. Even during the banking crisis of March 2023, where badly managing cash managed banks, mismatched asset and liabilities, banks had many problems, had to be pseudo bailed out in the US and other places. Bitcoin still rallied from the lows here at $16 ,000, went up to $30 ,000 mid year and into the summer, fell back down to about $25 ,000. And now I'm actually, I have the data as of today, as of literally this recording, we are about at $36 ,570 per Bitcoin, and we have had a nice little bump here from the high $20 ,000s in the last couple weeks. So this is where we are now. Now let's put the other standard deviation bands up to see where we are. We already have the trend line. We can see we're well under trend. Let's just quickly look at that. The trend line here based on today as of recording November 10th is $60 ,000 for Bitcoin, $59 ,918 per Bitcoin based on every single day of pricing history in the past. That is the trend line. That's theoretically where the price could or should be. And we have the actual price $25 ,000, $24 ,000 below that. And the two standard deviation down move, which would be a very rare move, which we did have a year ago, would be if Bitcoin tumbled back to $23 ,000 per Bitcoin. So they're all rising. All the trend lines are rising. Now let's look at one standard deviation down. We're above that as well. So what this means now, let's put one standard deviation back up. Let's even take away the two down means right now we're right back in normal territory. No matter what CNBC tells you, no matter what Peter Schiff tells you, no matter what Bloomberg tells you, we're actually right back in normal territory for Bitcoin. We're not even on trend. We're below trend. But we are in the territory that occurs within one standard deviation. It means within two thirds of the time, two thirds of the time, two thirds of the days analyzed, Bitcoin will be within this band. And we can see that it actually is right now. So we're within one standard deviation territory, pretty normal. If we were to get to say two standard deviations up, if we had a major major bull run, which I'm not claiming will happen anytime soon. But just so you would see a two standard move up. And this is where you can really see the not only the volatility of Bitcoin, but just the dynastic growth that has occurred as it's been adopted by millions of people around the world. In the last 14 years, a two standard deviation move up based on the numbers today, which would mean 5 % on the on the upside, it's actually two and a half percent on the upside. A very, very rare move. OK, so outside of 95 % of the of the observations, Bitcoin price would need to be $394 ,000 for Bitcoin. So that's where we are. As always, I'm pulling this chart out to 2030. And just if you're curious, I have had this many times shown this in many videos before. The trend line at the moment is roughly $600 ,000 per Bitcoin in December 2030. Again, the 95 % are squared. Trend line will move up or down every day based on new data that is fed into this model. This is what it is. Pay attention to it. And thanks for watching.
Crypto Banter
A highlight from ETH Spot ETF Will Trigger A Huge Rally! (Buy These Altcoins)
"This has changed everything for the crypto market. News just broke that the iShares Ethereum Trust has just been registered in Delaware. The exact same thing happened for the Bitcoin Spot ETF, where BlackRock filed for registration just before they officially registered for the Bitcoin Spot ETF. So this leads me to believe that an Ethereum Spot ETF application is looming. And of course, if that's the case, then this could open up the door for a new trade in not only Ethereum, but also the Ethereum ecosystem. Will Clemente also pointed out a good point here that if BlackRock is feeling comfortable now filing for an ETH Spot ETF, then the likelihood that a Spot Bitcoin ETF will get approved is now much higher because obviously they wouldn't be filing if they didn't have confidence, right? So I want to talk about why this could be so massive, not only for the crypto market, but also for the altcoin market, because you have to keep in mind Ethereum is the leader of the alts and it has been Bitcoin's time to shine over the last few months, but with now signs of Ethereum starting to reverse versus BTC with Ethereum dominance increasing and now getting this BlackRock ETF filing, there could be some great news for Ethereum around the corner and definitely trades in the ecosystem that we've got to take a look at. The first thing I want to acknowledge before I get into specific altcoins, by the way, one of the altcoins I'm going to show you at the end of today's video is one of my favorite altcoins in the crypto market at the moment, is the current Bitcoin flush that we just saw. So open interest was steadily increasing, meaning the amount of leverage that was being taken by market participants to the long and the short side, but mostly the long side was increasing. But what we did see is a massive flush, a huge liquidation cascade where a lot of the late longs were wrecked. A lot of the altcoins also had massive weeks down, especially on a liquid alt. Some of these were down 20 to 25%, but the market did slowly end up recovering. And what we did see following this massive liquidation event is open interest essentially getting extremely wiped out to the point where OI is as low as it's been since October 24th, the lowest in over two weeks time. So the market completely flushed out all the leverage. And what I would say about this event is it's extremely healthy. There are a couple lessons here. One, obviously don't take aggressive leverage so you can be subject to these types of wicks. But two, setting limit orders in this market can be hugely advantageous. Let's look at a coin like Pendle. Look at Pendle here. It actually ended up dropping like 16 % just in a minute. And anyone that had limit orders for this coin, so people that wanted to buy the dip on Pendle, their limit orders could have been filled, albeit not all the orders would have gotten filled because they had a plan. So definitely when it comes to old coins, have a plan where you lay out your limit orders on your exchange. In case there are these flushes, then you can catch a nice bit at a key level. And using Pendle as the example here, you can see that this is a major level four Pendle as well that it hit the 84 cent region being a major resistance level newly turned into support. So this is just one example of why setting limit orders in the crypto market is a good idea. Now what about Ethereum? Well, Ethereum in light of the BlackRock ETF filing or the iShares registration in Delaware, it's now starting to reverse on the ETHBTC chart. And you guys know that I've been looking at this chart as pretty much my holy grail of Ethereum and altcoins because this chart tells me whether Ethereum is gaining dominance or losing dominance versus Bitcoin in terms of Ethereum as a trending coin. So what you can see here is Ethereum is now starting to break or at least attempting to break back into this range. So break back above and make this five five level into support. In previous times, for example, in June 2022, it did deviate below and then it ended up consolidating above and having a push to the range high of the ETHBTC chart at the 0 .082 level. So what we're seeing here is that Ethereum deviating below again looks like it wants to do something similar to what it did back in July 2022. The major level that ETH needs to break though once it holds back above the support line is this orange line here, which essentially indicates the trend for Ethereum. If it starts to break back above and make a higher low, that would be amazing for Ethereum as it shows ETH is gaining dominance versus Bitcoin. This BlackRock ETF may just be the thing that spurs on the Ethereum narrative. So that's what I'm looking at in terms of ETH. But what are the best altcoins to take advantage of this trade? Well, I actually don't think it's ETH. I think there are proxy bets to the ETH ecosystem, so ETH beta plays, which could outperform. Let's discuss a few of them in today's video. The first one I want to discuss is Lido and Rockerpool because these two are your ETH liquid staking plays. They also got flushed out massively during this liquidation cascade that we just talked about. So Lido, for example, went all the way up to 2 .4. It did end up coming back down to 1 .9. It's now consolidating in the 2 .1 region. You are watching this video two hours after I'm recording, so maybe it's somewhere in this range. But nonetheless, Lido is now starting to consolidate above a major support level at the 1 .98 region on the daily chart. So Lido for me looks good as an ETH beta play. So does Rockerpool, especially if it breaks above this $31 level on the weekly. Your next target is its range high of $40. So Rockerpool starting to wake up. Lido also looking good. One I'm also looking at is Arbitrum. Once again, this flush took it all the way back down to its support level at the $0 .92 zone. But Arbitrum looks like it wants to break above its major resistance at $1 .1. If it can break above, then we know its next target is 1 .31. Something interesting to note about Arbitrum is that it adheres to market structure really well. A lot of these new coins like Pepe, Arbitrum, they tend to stick to market structure because everyone's fulfilling prophecy. And I guess at the end of the day, this is what TA is, where Arbitrum actually obeys these levels super well. So these are the levels I am using in terms of Arbitrum. Something else I'm doing when it comes to these coins is I'm using Kyber AI to get better entries. So let's say, for example, it does close above retests on the daily, the 1 .1 level. If I want to get an entry into Arbitrum, what I would do is I would search up Arbitrum onto Kyber AI, because it's going to tell me what the trend is like in terms of the on -chain analytics. And I would see here whether the Kyber score is in bullish territory. If it's in bullish territory, this indicates that the market is willing to bid on Arbitrum based on a variety of factors, such as the number and types of trades, trading volume, net flow to whale wallets, etc. So I would use this Kyber score, I would use this data to my advantage to get more confluence to line that up with a break and a consolidation of trend. What I do like to see though, as one general rule of thumb when it comes to Kyber scores and using Kyber AI, is when you see these patterns here, where you get bearish signals starting to turn into bullish signals. So it might go from bearish, it might go up to the 70 to 80 Kyber score region. Once it starts getting into this region, that is assigned to me after two four -hourly closes above this level that you will likely start to see it target the very bullish territory, which is the 90 plus region as we saw happens in this occasion. So especially in the lower timeframes, this is a really nice metric to use when you're trading and you can use it for a variety of alts. So that's how I'm using Kyber AI and you can also use it using the link in the description to sign up for early access. I discussed at the start of the video, there was an altcoin that I was eyeing specifically as an outperformer in this category and that's actually Pendle. Pendle is super interesting because it has exposure to a few narratives. It has exposure to Arbitrum, which is an ETH L2 narrative because of the ecosystem fund that is currently occurring on Arbitrum. So a lot of the protocols are getting grants that they're distributing to their governance holders, which is super bullish for Arbitrum specific protocols. That's why I mentioned Arb as well as a play earlier in the video, but Pendle has exposure to that ecosystem. It also utilizes layer zero technology for its multi -chain strategies. So this is also interesting because it could be a proxy play for the layer zero airdrop as well. And it also gets some of the LSD fi rotation given the fact that Pendle is one of the platforms where you can trade your yield for LSDs and stake your yield. So let's say your staked Ethereum to earn an additional yield on the Pendle platform. So it kind of covers three narratives at once. One is the L2 narrative, one is the ETH LSD fi narrative and another one is the layer zero narrative. It's showing a lot of strength here on the chart and it was actually one of the altcoins that was bought up most quickly during this liquidation cascade here, which indicates to me that it's one of the strongest coins in the market. You can always learn a lot in the market when the market drops and it bounces. Always try and track which coins bounce the most. The coins that bounce the most, typically they are the best longs when it is time to long and Pendle is definitely showing its strength here. Yes, it's pumped a lot. I would love to be able to get some accumulation opportunities on major pullbacks, but for the traders out here, I think you can have a lot of fun trading this token if you're looking to long because it is looking like one of the strongest tokens in the market. I want to give a shout out quickly to one of my major sponsors of the show, which is SmartX. If you want to earn any yield across a variety of layer two ecosystems, but Arbitrum included, like we've just been talking about, you can head over to the platform using the link in the description and get access to some of the strongest APRs in crypto. But not only that, some of the most competitive risk adjusted returns in crypto due to the fact that they have introduced a mechanism to lower or mitigate the negative effects of impermanent loss. You can see here versus platforms like Uniswap on a typical Ethereum pair, SmartX often gets the much better results due to the mechanism that they've introduced. And you can look at on the homepage of the SmartX website using their compare function, how SmartX LPs track versus other LPs here. And you can also simulate the algorithm to see how their LPs actually perform better on chain versus a lot of other pairs, as you can see in front of you. So if you do want to earn some of the strongest yields in the market across any of the ecosystems that you can see on screen, you can use the link in the description below. They've built a nice product. And if you've used it before, you would know how smooth it is to use as well. So thank you to SmartX and thank you to Kyber AI for sponsoring this video. I hope you learned something. Definitely keeping my eye on the ETH beta plays at the moment. I think this could be a watershed moment for the Ethereum narrative because it was dead. Let's be honest, it was just Bitcoin. ETH was lagging. This could finally be what Ethereum needs to start to kick into gear here. Definitely keep your eye on that ETH BTC chart. I will see you in the next video. Hope you have a lovely rest of your day. Good luck trading in this crazy market. There's definitely lots of money to be made. Peace out.
Mike Gallagher Podcast
A highlight from The Mike and Mark Davis Daily Chat - 10/9/23
"Turbulent times call for clear -headed insight that's hard to come by these days, especially on TV. That's where we come in. Salem News Channel has the greatest collection of conservative minds all in one place. People you know and trust, like Dennis Prager, Eric Metaxas, Charlie Kirk, and more. Unfiltered, unapologetic truth. Find what you're searching for at snc .tv and on Local Now Channel 525. I don't think he was on the beach till the break of dawn. He might have been in the spin room till the break of dawn. Will Smith. There are two reasons to play Will Smith. Number one, go into Miami. And the other is Nikki Haley almost gave us a Will Smith moment last night. Keep my daughter's name out your voice or words to that effect. Wow. Let me just hand you the talking stick. You were the guy who was there. How did it go for you? Your coverage was great. Before, after, just spot on and wonderful. Thank you, Mark. And it was quite an experience starting with a Chris Christie by the pool spotting earlier in the afternoon at the hotel. It is true. I can confirm he was not in a bathing suit because I think the only thing more challenging than Mike Gallagher in a bathing suit would be Governor Christie. Neither of that would go over very well with anybody in the vicinity. But he was there with his wife and his kids and his friends. And he was jovial. And I'm kind of glad he didn't go, you know, full, you know, hardcore, full -blown anti -Trump last night. But the whole thing was always fun to witness and experience up close and personal. In the spin room, as you know, I mean, that's where they bring the candidates in after the debate. And true to form, Ron DeSantis spoke to no one. He went right to NBC and that was it. Chris Christie didn't go in. But we had a chance to interview the guy that brought the heat, Vivek Ramaswamy. We sat down with him in the spin room and I'll replay that interview on the show today. And, you know, interesting takeaway. You either loved it or you hated it. And I'm intrigued by every individual's reaction to Vivek Ramaswamy going after the RNC, going after Ronna McDaniel, who I also interviewed in the spin room, going after Nikki Haley. I mean, I have a hunch I know how you land on this. Well, let's go case by case. Going after the media culture, awesome. Making the comment from the stage in an oblique way where still people know what you're talking about and says, you know, I don't know if liberal networks are going to do the best job of covering Republican debates. There's certainly a spotty history of that in the past. That's fine. But hey, hey, you, Kristen Welker, I'm asking you, you know, about Russia collusion. Dude, dude, no, just no. If, if I know that the base like, awesome. Yeah, me too. There's a part of me that did that as well. But to me, it's a time now where if you're on a debate stage, here's your job, make more people want you to be president. And first of all, the Tucker Carlson base wasn't watching last night. There are people banging on us right now for talking about it. You ought to be talking about the Trump rally and we will. So I think that was largely a misfire, even though the material was good. Okay. Strongly disagree with you and let me tell you why the room erupted in cheers. That wasn't Tucker Carlson's base in that auditorium last night. The crowd loved it. They ate it up. And Mark, I got to warn you, my friend, and I love you. I love you like a brother. When you're defending Kristen Welker or NBC, you might be on the wrong side of it. Did, did they, did you expect them to bury the candidates with January 6th nonsense, questions bombarded from the left? I kind of did. They did not do it. No, no, no. By and large, they kind of did okay. Don't get, don't get me wrong. We're saying two different things here. First of all, I thought the debate overall was terrific. I thought they did a very good job. It was substantive. They, Hugh Hewitt, our colleague did a terrific job. Of course, he got his shipbuilding question in there. You knew that was coming. Ten minutes of shipbuilding. I was a little bit surprised. He didn't ask if Alger Hiss was really a spy or not. But, but, but listen, and Hugh was magnificent. He, I was so proud of him. And of course he's our friend and colleague, and I got to catch up with him before and after the debate, but the vague wasn't going after last night's debate. The vague was going after them for what NBC did to Trump all through the Russia collusion hoax. The vague was calling the mainstream media out for being the mainstream media and Don got it. Mark, you ought to salute that. You ought to cheer for that. And I do, and I, and sure, sure. Yay. Absolutely. I got a thing for our candidates playing hard and playing smart. The vague came off as an ass in that moment, an ass we like, our ass, if you'll excuse me. But, but it's just, just, just, it's, it's smacked of desperation. Him going after, him going after Ronna McDaniel is more fair game because it's about, and him going, and okay, then the third, third of the case by case is going after Nikki on Ukraine forever war is great. That thing about the daughter on TikTok, how dumb can a smart guy get? But the floor is yours. Tell me what you're doing. Let's rewind because first of all, you buried the lead. You and Ronna McDaniel agree that he went, he was an ass because that's apparently what she said. There were reports that people in the crowd heard her call him an a -hole from, from the, from the audience and was livid at him. Again, Mark, I love you, buddy, but you got to look in the mirror. You're on, you're siding with Ronna McDaniel on this. Can I roll the tape back 15 seconds where I said him going after Ronna McDaniel is completely fair game. But your reaction to him is exactly the same as Ronna McDaniel's. So you might want to check yourself. Ronna's reaction to him was because he came after her. The thing that she's most upset about, I'm not upset with him at all. You're wrong. Ronna McDaniel's reaction was about the daughter thing, the TikTok thing. Okay. Oh, do you think it was a really, do you think it was a good idea? Are you ready to go all in and go, you go Vivek. Are you, did you love the moment where he invoked Nikki Haley's adult daughter? Yeah, she's 25 years old. She's fair game. Did you think that was a good debate moment? Of course I do. Of course I do. Of course it was a good moment. He's calling out another candidate for saying you talk the talk with TikTok. He's desperate and he knows he's not going to be president. He just desperately wants the clicks and desperate. And I like the guy. I really do like the guy. It doesn't sound like it. This is intriguing to me. But you know what? Because it was a time for grownups. It was a time for grownups. Nikki Haley was quite the grownup in many ways. And DeSantis was a grownup in many ways. Chris Christie surprisingly looked like a grownup in moments when he wasn't back on track. Was she a grownup when she called him scum? No. You think Nikki was a grownup when she said you were just scum? No. Come on. I mean, no. She's establishment. And I got, I'm sorry. I'm at a point now where I'll, let's get it all out on the table. I got no use for her. I got no use for, at this point, DeSantis. I mean, I'm at a point right now where I like the disruption and I love Trump. And I love the fact that Vivek, listen, all the things we supposedly love about Trump, you seem to not like about Vivek. You think only Trump can be the disruptor? It's, you know, it's weird. Trump has a disruptor skill set that Vivek thinks he has and he doesn't. And you mentioned Nikki, you've touched on a perfect thing. So there's Nikki who said at one point to Vivek, you're just scum, which I totally understood, but it still was jarring. It's like, ooh, ooh, ma 'am, you didn't need to do that. But, and I instantly heard back and say, yeah, but if Trump did it, it wouldn't have been a problem. Pretty true because that's Trump all the dang time. And it's kind of baked in. I think he's a smart guy. I think he's compelling. I think he's absolutely a disruptor. And by the way, he evoked the scum comment. He got to her, which is the point of a debate. He did exactly, he got under her skin and he rattled her. And that's why, and listen, I mean, again, and maybe I'm partial. He came right over to our booth afterwards. We spoke afterwards for a few minutes. Well, that could be part of it. That's why you're done with, DeSantis was awesome last night. You just hate that he didn't come talk to you. No, I say I'm done with him. I do hate that because he disrespects you and my audience. He disrespects people who listen to my show. I'm going to be very blunt here. DeSantis has blown the Mike Gallagher show off for the entire campaign. And it's a mistake. Incidentally, last night, he also blew off Newsmax. He blew off Univision. He blew off town hall. He didn't have any use for anybody in that spin room instead of trying to win over hearts and minds. And incidentally, a major donor, this Bigelow guy for the DeSantis campaign, $20 million for DeSantis Super PAC, he says now he's probably out. He's going with Trump. That's a huge, huge blow to the DeSantis campaign. The dogs don't like the food. I don't know what, and you're right, DeSantis, like he always has done last night. He's great, but it may not have mattered one bit. May not matter one bit. And that's what you said before the debate. Will it matter one bit? And I don't know. I mean, but he was great. He said all the right things. He does all the right things. He's very controlled, very measured. I promise when I'm offended that he won't give an interview to this show. I'm teasing. I'm totally teasing. But no, I promise why I don't like it. It's my audience. He's disrespecting the audience. And it's also just objectively, we'd like all of our candidates to be really, really smart. Trump is a genius. Trump, not just because he'd go on with you, but he'd go on with a bunch of other hosts. He gets into the mix, takes calls, mixes things up, gets into the back and forth. He is so comfortable in his own skin. And that's what you kind of want for our standard bearer. And DeSantis is smart. He's capable. His answers are good on a debate stage, but he doesn't have that yet. That total comfort in his own skin. And newsflash in terms of accessibility, I probably could have Trump on any day that ends in Y on the Mike Gallagher Show. He's willing to come on. He gives interviews. I mean, I used to say he'd go on the Weather Channel if he was invited. He goes where the people are, you know? And he's a man. He really is a man of the people. And he's willing to go on Mark Davis Show. He will give interviews left and right, and DeSantis does not. Now, maybe that speaks to his team. I don't know. I don't know who makes these decisions. It could be one of his aides, but it's just dumb, and it just frustrates me. I was intrigued. I did have a good candid conversation with Ronna McDaniel. Boy, a lot of people calling her out. Charlie Kirk yesterday went scorched earth just saying she needs to be replaced. I don't know. Is that fair? I think she's over -criticized at times. But then there was Frank Luntz, pollster Frank Luntz, who's smart a lot of the times except when he's not. He said, boy, Ronna McDaniel is the GOP's secret weapon, a great speaker and a great strategist. I said, you got that right? It's a secret so deep, nobody can see it. And the last couple of election cycles, the last couple of election cycles do not speak to genius strategy, the RNC. So I don't know what we wanted to do, more of or less of. I don't know, but I don't know who'd be better. I mean, maybe, maybe a Harmeet Dillon should have won that post. I don't know. Well, you know, you could make a case if you look at Tuesday and here we go again with another rotten night for the Republican party. No way around this, Mark. And some people would say, hey, the blame goes there. Now, Ronna, I asked her about it in the interview. Again, we're going to play all these interviews today on the show coming up, but she told me, look, Virginia's a federal entity. We can't, there's only so much we can do in a state. She touted her own achievements, but I get that criticism. I understand it because Mark, like it or not, we got walloped Tuesday. Virginia, the whole legislature flipped.
WTOP
"more than 25%" Discussed on WTOP
"In more than 25 years complete work on the federal budget on time wtop's Mitchell Miller has more from Capitol Hill we are determined to to regular order the chair of the Senate Appropriations Committee Senator Patty Murray of Washington State regular order refers to something that doesn't happen much in the Senate anymore it's a process in which bills are brought up in committee amended and eventually taken up on the floor it's supposed to foster bipartisanship something it's clearly lacking in today's Congress Murray and the Appropriations Committee's ranking Republican Maine Senator Susan Collins recently held a markup of legislation the first time two women have led the committee Collins noted something else that's been rare recently we're actually having an appropriations markup something that has not occurred in two years the debt ceiling deal bill approved by Congress seeks to force the House and Senate to get the dozen appropriation bills passed ahead of start the of the new fiscal year on October 1st but with only a few weeks of work in July and in August recess it's highly unlikely that will happen also the House and Senate are far apart on spending levels GOP conservatives pushed for cuts that came in close to 120 billion dollars below the caps agreed in to the debt ceiling bill and Democratic senators have made it clear they won't go along with them Murray says her panel is determined to make good on our responsibility to fund the government in a timely way but Congress has not completed all the necessary appropriation steps for an on -time budget since so 1996 there are now two looming possibilities an unresolved clash between the House and Senate and a government shutdown or agreement on a short -term spending bill to get through the end of the year if a continuing resolution can be agreed to the House and Senate will have to somehow get to a final agreement something that could be tricky since House Speaker Kevin McCarthy has a conservative wing that can legislation hold without bipartisan support if no agreement is reached the new year will bring across board -the cuts of 1 % under the debt ceiling legislation on Capitol Hill Mitchell other WTOP news a quick look at the top stories we're working on at WTOP police in South Baltimore are investigating a mass shooting incident that happened overnight at a a block party 30 people have
Bloomberg Radio New York
"more than 25%" Discussed on Bloomberg Radio New York
"Finals game in more than 25 years. The Panthers take on the Vegas Golden Knights in Las I'm Julie Ryan North Carolina's former health secretary is set to be the new CDC director. Brian Shook has the details. Reports say President Biden planning is to give the position to physician Mandy Cohen. HHS Secretary Javier Becerra reportedly spoke to Cohen to congratulate her. The previous leader, Rochelle Walensky, June is stepping 30th. down Florida voters could very well decide if recreational marijuana should be legal in the Sunshine State. Brad Siegel has more. The state division of election says that backers of a proposed constitutional amendment have gathered more than enough petition signatures to put the question on the November 2024 ballot. It will now be up to the Florida Supreme Court to decide whether the initiative meets legal requirements to go before the voters. Opponents of legal recreational marijuana have until June 12th to submit briefs to the court. Supporters will until have July 5th to respond to those briefs. I'm Brad Siegel. Florida eighth grader Dev Shaw the is winner of the 2023 Scripps National Spelling Bee. P S A M M O P H I I L E semaphore. That is correct. On Thursday the teenager correctly spelled Sama file to win the 95th annual competition and the $50 ,000 grand prize. According to Merriam Webster, a sama file is an organism that prefers or thrives in sandy soils or areas. The Phoenix Suns are planning to hire Frank Ogle as their next head coach. That's according to ESPN, which said their franchise has begun working on term a long deal with the former Los Angeles Lakers coach Vogel led the Lakers to their 17th title NBA in 2020. The Suns parted ways with Monty Williams after the team was eliminated from the NBA playoffs by the Denver Nuggets in the second round. I'm Julie Ryan. And I'm Dan Schwartzman in the Bloomberg Newsroom. Here are some of the stories we're watching. Tesla has sold so many cars this year after prices cutting that the electric vehicle maker and battery making partner Panasonic will be receiving around $1 .8 billion in credits tax under the Inflation Reduction Act. Companies get credits for cars and batteries made in the US, which means Ford won't any receive benefits until 2025 because these batteries are made outside the States. General Motors expected and to LG get close Energy to are $500 million. The Federal Reserve should be open to raising interest rates by a half percentage point in July. That's according to former Treasury Secretary Lauren Summers in an interview with Bloomberg's David Westin. I think the lower risk is strategy for the Fed to raise rates in June. It's a close call, and if they don't raise rates in June, I think they have to be open to the possibility that they may have to raise rates by 50 basis points in July if the economy continues to stay way hot and if inflation figures are robust. To hear the full interview with Larry Summers, download the Bloomberg Wall Street Week podcast. Baby retail giant Bye Bye Baby might not be going away after all. Pairing company Bed, Bath & Beyond, which filed for bankruptcy protection earlier this year, to is looking auction off its assets, including Bye Bye Baby. Reports say that Babylist is interested and would keep 75 % of Bye Bye Bye Baby stores open. A growing number of administrative rulings have found that Starbucks has repeatedly violated federal laws. labor The story from Bloomberg's Charlie Pellet. Over the past 8 months, Starbucks has lost 16 of 17 cases decided by National Labor Relations Board administrative law judges. The violations cited in the rulings include worker intimidation, discriminatory rules, and unlawful discipline and termination of union organizers. A company spokesman refutes the notion that there is a corporate strategy to undermine the union. Charlie Pellet, Bloomberg Radio. Thanks Charlie. Tech fans are getting excited for Monday as Apple will be introducing its first new product category since the watch. The company is set to unveil its mixed use headset at Apple's upcoming Worldwide Developers Conference. The tech giant will also be introducing several new Macs well as as a range of software upgrades. After ballooning for years CEO pay growth is slowing down. Bloomberg's Amy with Morris more. The typical compensation package for chief executives who run S &P 500 companies rose less than 1 % last year to a median of $14 .8 million dollars. That's the smallest increase 2015. since Meanwhile the median pay for workers at companies included in the Associated Press survey was up 1 .3 % at more than $77 ,000. Amy Morris Bloomberg Radio. Thanks Amy. Global news 24 hours a day powered by more than 2 ,700 journalists and analysts in over 120 countries. I'm Dan Schwartzman and this is Bloomberg. Global news powered by more than 2 ,700 journalists and analysts in over 120 countries. I'm Dan Schwartzman and this is Bloomberg. Now let's check on Bloomberg Sports. You're listening to the Big Take podcast on Bloomberg Radio. I'm Wes Kosova. Today we're talking about Adidas's Plan to move the business. You may have heard about the
Bloomberg Radio New York
"more than 25%" Discussed on Bloomberg Radio New York
"This Bloomberg radio business flash, interesting to watch the Asian equities heading for a second week of declines being dragged down by chip giant TSMC and also the major Australian banks dragging that index day and the MSCI specific index today down almost 1% at the moment the hang seng in Hong Kong down by 7 ten to 7 move south for the CSI 300 index of Chinese shares. Euro stocks 50 futures are 8 tenths of 1% lower heading into the session. That would see it wipe out more than the gains that had finished up the day with yesterday, S&P E minis are three tenths of 1% lower this morning so that is where we are looking at the equity markets at this hour on the bond markets, the ten year treasury yield 3.3 basis points higher this morning. They were seeing the yield over now 4.24 .26 is where it's trading. That's the first time since 2008 that we've seen the ten year treasury yields moving that high. As we're watching all of the political turmoil here in the UK, the pound just half a percent weaker one 1182 was where that's trading at the moment and that is a weakness that we have seen carried on from yesterday when we had the announcement of this trust quitting his prime minister stronger dollar part of that story as well the Bloomberg dollar spot index is two tenths of 1% stronger this morning the Japanese Yan a 150 39 is where that's trading as well boosting speculation that more intervention will be needed to support the Japanese currency. Looking at commodity markets, oil prices, trading flop this morning brand creates $92 and 33 cents, as European natural gas features have started trading their down two and 2.4% now, a €124 a megawatt hour is where that's trading that index had seen a bit of a jump yesterday. This as European leaders are continuing to discuss the idea of a dynamic cap for gas prices that's the second day of the EU leaders so much happening today where they're focusing on that. We've also had those retail sales figures that we brought back from the UK at the top of this era worse than had been expected the contraction and retail sales 6.2% is the figure excluding fuel year on year for September. That's another part of the darkening economic picture that the new prime minister in the UK will be facing. That's your Bloomberg radio business flash and I heard the young garands with more on today's top stories. Steven, thank you Liz truss has announced her resignation as prime minister to just 44 days in office. Trusses premiership was undone after markets rejected her package of unfunded tax cuts, forcing her into the biggest U turn in British economic history, former Chancellor Rishi sunak and leader of the commons penny morden till both expected to stand in her place as is the former prime minister Boris Johnson, candidates will need the backing of 100 ettore lawmakers to be nominated with a final results expected to be announced a week today. Now fed officials are continuing to flag the need for higher interest rates, Philadelphia president Patrick carcass says rates are likely to be raised while above 4% this year before a pause sometime next year, separately, fed governor Lisa cook says inflation is to high and will require ongoing rate heights and then restrictive policy for some time from the FOMC. And snap shares have plunged after the bowel in New York after the slowest quarterly sales of growth ever and a decline in advertising spending dragged on results that make up of the SnapChat SnapChat app says third quarter sales rose 6% to $1.13 billion, snap also noted a revenue impact from increased competition, shares were already done a 77% this year. Global news, 24 hours a day on air and on Bloomberg quicktake, powered by more than 2700 journalists and analysts in more than 120 countries, amne guerin's at this is Bloomberg Caroline. Thank you so much. I guess, with our top stories. Okay, a week to fix on a new prime minister for Britain, the market favorite to replace the disastrous Liz tres appears to be the former Chancellor Rishi sunak, but who would bet against the former prime minister Boris Johnson making a return, meanwhile bond traders who helped topple trust have more power over the government now than they've had in decades, joining us now is Alex Dawson, global council's UK country director and a former special adviser to David Cameron and Theresa May, Alex welcome. Hi, very good to be here. Yeah, lovely to have you on the program. Can the conservatives unite finally around one candidate to lead? I think it's going to be tremendously difficult. That's because you have this power that the bond markets have over what the government does. And the fact is that what the bond markets won the government to do, which is to consolidate the fiscal balance sheet, we've got rumors that the OBR is going to demand about 40 billion pounds worth of fiscal consolidation. That is going to be very, very difficult for a lot of conservative MPs to swallow. Because that means either more tax rises, even further than what was announced by Jeremy hunt on Monday or spending cuts, which is what no conservative MP was elected on in 2019. Yeah. But it's not demand, is it? It's the result of the policies of government, the government, the Tories have been in power for 12 and a half years. This is the result of a recession looming of inflation of the cost of living crisis. I agree that kind of on paper does act as a bit of a hunt as a bit of a pack. And one of the problems they have is that they can't link, or they can't work out how Brexit fits into all of this. And arguably Brexit and the weakening of the UK's position in the global trading system makes a little bit easier to be picked up. But that's not something that's popular with conservative MPs who overwhelmingly post 2019, back Brexit voted for Brexit, voted for this very hard form of Brexit. The Boris Johnson delivered in 2020. So what does that mean then for where that pack moves next? Does that see them leaning back towards the road of Boris Johnson or towards Rishi sunak or someone else? Well, I think it's most likely that you end up with a soon act Johnson final two. I think it's going to be, I don't think anyone's going to run away with it. And I think you're going to end up with a party that's pretty much split in two. Then looks to the members to give an up or down to one MP or the other. Now I suspect that will be with Boris Johnson. And I think this is going to be one of the tensions that we'll see over the course of the next two years, if Boris Johnson does win, which is that he is much more popular amongst the grassroots than he is necessarily a monster's own colleagues, but its own colleague, but it is his own colleagues that he relies on to deliver his governing agenda. I also think there's going to be a challenge for Boris Johnson over being the very opposite of a good time p.m.. He's promised was always that he was going to end austerity. He was going to offer these summit uplands of a kind of a post Brexit Britain, but it looks like he's going to have to, for the second time round, deal with quite a sticky inheritance, partially of his own making. Yeah, absolutely. I mean, effectively, selling some measure of austerity, yeah, I mean, I think it took some privacy policy in terms of getting supposed to explain U.S. 16 rules recurring. I mean, it takes marketing messages, message data rates, apply, or replace, stop, stop. The pandemic has
WHUR-FM
"more than 25%" Discussed on WHUR-FM
"Back to what I said in the beginning of the interest, J Correct. What does that stand for? One more time. Juniors fragging there has pulled. Yeah. What Am I wrong for this? No, but you're not wrong. But the practice you laugh and Steve Harvey and you came back as a judge. Who do that single 90 day. See, Junior. Let me let me help you, dog. It ain't me. That's doing it is somebody that's out there working on my behalf. Mm, sit By a higher power. Mm, that are. Ah, no and give credit and glory to I have. No, I did. Junior. You think you're surprised? We gotta go, guys. Um, thank you, Junior. The junior. I do need a name for the shoulder because we just using as a work entitled, Judge, Steve, I don't know what I'm gonna call it. Love Judge Steve. Okay. We work on that. Thank you. Junior coming up in 34 minutes after more of the Steve Harvey Morning show right after this. You're listening to that Steve Harvey morning show. Mm. It's time for another look at headlines. Good morning, Renee. Thanks, Tommy. Good morning. Once again, everyone. Here's what's topping the news this hour. Will school bells are ringing this morning across Prince George's County has more than 130,000. Youngsters head back for in person learning today. Now school CEO Dr Monica goes and says safety protocols are in place will do in person, as well as virtually will continue to provide amazing programs for our students, But we're going to do it in a way that is safe for them and their families. Now, students and teachers are required to mask up President Biden is set to deliver a major address tomorrow on the next phase of his copay pandemic. Respond to come, says the Delta variant continues to search here in the US With kids now accounting for more than 25% of new infections. Crowds are forming this our enrichment to hail the removal of the nation's largest Confederate statue. The Robert E. Lee Monument is coming down today. That event will be like Streamed on Facebook and Texas has imposed now. New voting restrictions. Republican Governor Greg Abbott yesterday signed into law a bill the advanced 24 hour and dry through voting and imposes new hurdles on mail in ballots. That is a check of.
KIRO Radio 97.3 FM
"more than 25%" Discussed on KIRO Radio 97.3 FM
"Has kept going from moving more than $25 billion worth of Dreamliners. With almost all deliveries pause for nearly a year, Airlines have been able to use the delay to walk away from deliveries or negotiate concessions from Boeing. And it's now 5 23 time for Cairo radio. Real time traffic brought to you by Subaru Up, you wallop. Here's Harmon Shea. Just looked around to see if we can find more signs of life at this drive this morning, But there really is nothing. There's traffic is light all over and doesn't seem to be getting any busier. I five still 27 minutes effort to Seattle ever to build U 27 minutes that I five and four or five and you still got short time about 26 minutes from federal way to Seattle downtown to common off looking any busier. That was only a few cars on the road on either direction, 55 And that includes the commute direction. Of course, North bound there. No congestion at the highway 18 exit going out to I 90 18 looking like 28 or 29. 9 minutes from federal way to I 90 Valley Freeway all clear going through some of this morning north beyond through Auburn all of that very easy this morning and no collisions reported anywhere. However, radio real time traffic on the three times 15 minutes could save you 15% or more. My dad used to say that sure. Yeah, it's from Geico. Yeah. Whenever I would ask my dad for life advice, he'd sit me down and say, Son 15 minutes could save you 15% or more. And look at me now. A well adjusted adult with a drawer full of plastic bags. I'll never use okay. I'm confused. Was your data license? Geico agent? Nah. He was just a real good dad. Geico 15 minutes could save you 15% or more. Duncan is putting a whole new spin on pumpkin at Dunkin with our new pumpkin cream Cold brew. Smooth, bold cold roots out with velvety pumpkin cream Cold phone made with cinnamon and nutmeg, spices, and there's more pumpkin for you to love like the delicious fall classic Our pumpkin spice signature latte Richard Spencer topped with creme caramel drizzle and cinnamon sugar. That's how he pumpkin at Duncan Step into the fall season.
TalkRadio 630 KHOW
"more than 25%" Discussed on TalkRadio 630 KHOW
"The Taliban has gotten very aggressive in Afghanistan. They've taken a bunch of territory in Afghanistan, and a lot of Afghan people are incredibly scared about what's coming next for that country. Anecdotally, it seems like now that the passport offices are open again in that country. They're just long lines of people trying to get passports so they can get out. The Wall Street Journal says their plans for the US to retain as many as 1000 troops assigned to the embassy to play an advisory role for the government provides security for the compound and carry out other duties there. The Taliban say that that kind of force would violate an agreement that the Trump administration Made with the Taliban anyway. The story isn't quite over. But at least for now, America's participation in that war is about over. And although I realized that a lot of my very smart friends are not with me on this I'm glad it's time to be done. It's time to stop sacrificing American blood and treasure. They're not that we've lost a lot of people in recent years, but we've spent an immense amount of money again. All coming from my kids. Future earnings were everything is that at a deficit right now running a deficit. And I'm glad it's more or less over and the Afghans are going to have to figure out What they're going to do to save their own country, and if they can't figure out, figure it out. I'm sorry, but it can't be my problem. It can't be America's problem for 20 years for another 20 years, and another and another another. It can't be. Big day in American history. We'll be right back. Tell your smart device to play 6 30 K. How on I heart radio. Then you can hear news and talk that impacts your life getting 6 30 K. How from my heart Radio Denver's talk station available on over 2000 devices. Okay. A few people have asked me this recently. And maybe it's just because I'm not enunciating very well. People, said Ross. What exactly is the name of your window company? It's d m d windows like Daniel Michael Daniel. That I think where people are getting hung up as the M in the middle. It's an M. It's not an end. It's not an end. It's an M. D MD. Windows has been the number one certified installer of Pella windows in the entire state of Colorado every year. The second half of my adult life right? More than 25 years in a row, they're the best. Also, this is important. They give special discount to my listeners. That they don't give to other people. So you got to tell them. You heard about him from me, d MD windows dot com. If you've ever sold at home, you know it's a hassle. From the prep work to the open House is.
Newsradio 970 WFLA
"more than 25%" Discussed on Newsradio 970 WFLA
"Simple Is that and in the final moments of the show here, guys, we've got one more stock that we want to talk about. And this is also an energy company, but not a utility. We're talking about an energy producer. And that's Chevron. Chevron. Yes, $210.2 billion Market valuation. Dividend yield is just shy of 5%. Now I know what some people out there, Elizabeth. Maybe thinking, Hey, come on The energy feel I don't know it's been it's got beat up really bad. Uh, it's come back a little bit. But does that mean that my dividend is gonna fluctuate like crazy? Does that mean that they're going to stop paying our dividend and the bottom line is no. It doesn't mean that it doesn't mean yes, absolutely. Or no, Absolutely. But we We've got to say that again. That's why we diversify. That's why we like these different companies. The firm has raised its dividend for the past 33 consecutive years. So that looks pretty darn good, especially in the past year past two years where the energy sector has gotten beat up pretty good. Well, you look at the pandemic and you know when you think a chevron you think of gasoline, obviously and Look how consumption fell through the floor. Look how people were not on the roads and not driving for the better part of a year. So you know, these companies got hammered a bit. And you're saying that Chevron still paid out their dividend, right? Sure, dead, very conservative company, and they realize that in the end These are the bragging rights that a lot of dividend paying companies want to keep. And they want to be able to say yes, it's been 34 years of consecutive. You know, strong dividends or whatever that number is, so investors look at that very carefully, and it's a good thing to actually do your homework. If you're not sure, you know, But I also get a lot of people saying I wanted to talk to you guys, but I wasn't sure what I should call you or not. I wasn't sure if I was. This is the right time or not, And there's always the right time. Won't you say this is always the right time? If you're not sure to get in touch with us, and it's easy. Again. Imagine having a conversation with Stephen Elizabeth Holland. That's as simple as the conversation that I'm having with them here in the studio. It's It's really that easy, except it's gonna be one on one. It's gonna be personalized. For you. And you're gonna walk away with a second opinion. You're gonna walk away with a written plan when I say second opinion are Steve is known as the second opinion guy. And if you're currently with a different broker, a different advisor, there's nothing wrong. With calling Stephen Elizabeth Holland and saying, Hey, here's what I have to take a look. Give me a second opinion. What do you think you'll like what I have here? What would you do differently and that's what you're gonna get. You're going to get a written plan, and they'll let you know what they would do differently. Just call the office and set up a meeting. It's that easy, 7272286449. That's 7 to 72286449. If you want to go to the Web, all the contact Information's on the website it's the holland GRP dot com. I mentioned second opinion. Steve Holland's known as the second opinion Guy. You can also go to the website My retirement second opinion dot com You can also text the word retire. 47 47 47. The Hollands will get right back to you again. 7272286449 and Stephen lives with Holland would love to build you. Customized financial plan. Always do the right thing. Hi, it's Glenn back. That's how I was raised. Always tell the truth and do the right thing. Even now, when I'm looking for somebody to work with, that's what I want Someone who will do the right thing. Tell me the truth. About you Think about your financial advisor. Are they doing the right thing for you and your retirement Right now? I hope so. But don't you want to know for sure Get a second opinion on your retirement plan. Stephen Elizabeth Holland and their team at the Holland Group Retirement Wealth Advisors have been doing right by families in Tampa for more than 25 years. And they want to do the same for you. They're local independent. Their advisors who sole focus is doing the right thing for you and your retirement Give Stephen Elizabeth Holland and their team a call at the Holland Group Retirement Wealth Advisors..
WBUR
"more than 25%" Discussed on WBUR
"To play W B U R W bur Boston's NPR news station. Police in Germany say they've shot down one of the world's largest networks for sharing images of child abuse on the dark net in an international operation. That's also involved law enforcement agencies in the Netherlands, Sweden, Australia, the U. S and Canada. From Berlin. Damian McGinnis, please to describing this as a major step forward in the fight against child pornography out 400,000 users worldwide. Exchanging looking at images, videos off times very young Children, including toddlers. Officials say this shows the extent of the problem for men between the ages of 40 and 64 have now been tracked down there. All German citizens and three of them are in Germany. The other one is in Paraguay. Prosecutors in France of asked Magistrates to drop legal proceedings against five French military officers Linked to a massacre of ethnic Tutsis during the Rwandan genocide in 1994 huge Scofield reports from Paris. More than 25 years on the road of French forces during the Rwandan genocide continues to come under scrutiny. This case relates to one episode of the killings when it's alleged that French troops supposedly in Rwanda on a humanitarian mission stood by as Hutu militias hunted down tootsies in the business area Hills. But after years of investigation, the prosecutors have said there's no evidence of French soldiers helping the killers or deliberately failing to stop them in any way that could be interpreted as complicity in genocide. The European Commission has recommended easing restrictions on non essential travel to the EU as long as people are fully vaccinated with approved jobs. Or come from countries. The slow Corona virus infection rates Gene Mackenzie's in Brussels. The proposals would bring an end to the almost blanket ban on travel to the U and are assigned. It wants summer holidays to go ahead. Under these plans, Tourists who can prove they've been fully vaccinated will be able to enter without needing to quarantine along with travelers.
860AM The Answer
"more than 25%" Discussed on 860AM The Answer
"That's the queen calls him in the theories, his millions making sure that the press around side It's a very It's a very shabby business. Really, isn't it? Well, you know, I obviously I was born in America and having lived in the UK I I've got the British passport as well. But I I have just this unique perspective on it right? Because a large part of me When I hear these, these types of things is probably does what a lot of other Americans you like. Who cares, right? I mean, these people were born. They won the sperm lottery, as we would say over here. And I'm not Have Majesty. Queen is that the second is familiar with, but But, you know, I think it doesn't fly. Yeah, that's right. And then at the same time because of flip sides and go over to your side of the argument is that I get the feeling that he's He's kind of it's like Duke of Windsor esque almost like he, you know, because his brother is almost perfect. He's the one that is the outward face of the firm. On D. He's just kind of gone off on this back, you know, backstage kind of a thing like Prince Edward did back in the thirties and forties. I didn't He feels like it feels like that to me, you know? Yeah, There's two problems. I think one problem is quality control, because you know one generation to the next. You know, the quality of it goes up and down this lead some really, really tough, You know, kings and queens of really dust members of the royal family. The other thing is, there's too many awesome, but you know, in the old basic cable went quite quickly from you know the 19th century onwards, they seem to have now middle awful long time and so You know, the half of the throne and the next one. After that, they kind of generations now backs up for waiting for a seat on the front on Go. You get the kind of man Children really is very good, you know? They're behaving like that adolescence. You know, I'm waiting for money to die. This is not that is not a job. It's a terrorist occurred. Well, that's pretty much the dilemma right When you think about it. This is where Americans really have to really kind of takes back is that Mummy has been queen of England for more than 25% of the age of America. You have money? First Prime Minister, you know, instant. Yes, yes, so that puts it back. But there is a positive thing to be said for monarchy, which is tends to control the kind of political passions you can attach themselves, And I mean, it's it's hard to believe anybody would attach political passion to Joe Biden. You see what I mean? You know if the symbol of the state Is, you know unsatisfactory. Then, then people will be deeply unhappy and that the political division it's a symbol of the state is really or nothing to do with the day to day running to think it's just an interesting soap opera, miss. But I'm not actually give people something to unite around. It takes some of the steam out of political. They couldn't agree more, and it felt like to me when I was there that it was They were the runner and a rudderless society. You know when I think we're kind of going on E thinks on the problem in the way it needs to do because there's too many of them someone like Prince Harry like it's bad press child, They keep making your opinions felt on. Billy wants to know what do you think of the environment? Organic Gardens, architect that sort of thing that thinks it's Charles going on about while he's waiting for the first Prince Harry is like the work prints have been there, and he's telling us all not to fly on a private jet on me. To be honest, I'm still waiting for a chance. But this is the guy who does flying private jets, and it's always been kind of Yeah. Isn't that Hollywood affluence and they're talking to us A Ziff. There's an animal in the street. And you know this is not going over well in Britain, and frankly, there are people who are better at doing that in the U. S. You know, there's a highly professional world of show this Then people reading, signaling their virtues and telling us off using the wrong kind of paper bags. You know, we do it. We don't need to hear it from this. Right. Exactly right. Well, this is a perfect chance to take a quick break. Make sure you come back with us in a minute here, Dominic,.
Talk 1260 KTRC
"more than 25%" Discussed on Talk 1260 KTRC
"Company molding Corbin will talk to Dell about what's in the future. For most important Through. Tolson joins us now, though, from New Mexico Angels drew Nice to meet you. How are you? I'm good. Thank you, sir. All right, eh? So we're talking about business a little bit today, and we're talking about the business. New business in New Mexico. Clean business like film. We have green business like cannabis, which is what terror Vera's getting heavily into and other kinds of crops. And you are Angel kind of investors you're doing trying to bring money together with innovative ideas. That's exactly right. And all the people you just mentioned as a swell as Alice lawyer last week. We've got some superstars on your show, and you're contributing to what we all want to do is you want to bring People together with common interests to help our new Mexican entrepreneurs to do the things that they're good at so that our economy in the world could do better. I think you nailed it. I mean, what we all want is for people in New Mexico to do better. We have so many wonderful things going on, and we need to connect people with ideas with jobs where people can grow expand. And and feel, you know, like they're contributing into Mexico. So what is New Mexico Angels exactly? Yeah, you make snow Angels were membership organizations. So legally, where five A one c six. For those who care about that. We've been around for 20 years and over those 20 years we've mobilized more than $20 million to help start up and high growth businesses here in New Mexico to be able to do their thing. Such as Which has me a wolf, which we all know very well. When I was CFO over there A couple years ago, we went to the Angels, and we did what's called pitching or presented to them. Vision of how we're gonna grow, how we're gonna make money, how we're gonna make it to Las Vegas and then Denver on their group of folks said, Yeah, we're going to come together and we're gonna collectively write a check and participate in this And so they ended up joining for a fair amount of money. Nine of them ended up investing together as a group. On day. So we have worked with a number of New Mexico companies, including video ring IR If you go to our website, Uh, New Mexico Angels calm. We got a whole list of our portfolio. On. There's some really amazing Cos everything from technology to science to health, health care on Ben to entertainment. Okay, good. Um and you have an event coming up. We dono we just restarted were a little quiet and covert times. I'm the new president. I've only been out a couple months. And we're really trying to make things available to bring entrepreneurs together with Investors, stakeholders and industry experts so that we can all work together on a common problem. And so we started something called the Investors Roundtable. This is a quart of the event. We had more than 25 submissions of entrepreneurs with problems. We selected six with our partner. Ingenuity, CNN ingenuity with their fund called A B Q. I D and we're gonna be talking right before Valentine's Day on Friday, February, 12 All right. You know, I hated Drew when people like immediately self disqualify. Oh, I could never do that. That's not for me. I don't have the 90 of this big enough or these things are just you know, they're just a waste of time. Well, I mean, that's basically self defeating attitude. Um, but these things do work. I mean, they really do you come together with people who have been where you are with an idea. And then climbed all the way up the ladder. You know, T get iron out the problems get rid of the problems, bringing teams bringing investors bringing mentors. That's how Mount me a wolf started. I mean, without mentors and people, you know, going over the business plan, it wouldn't have happened. You're right. And you know what? The big thing is that this stuff takes work, right? Should I mean, you knew you weren't you weren't and DJ overnight or good radio interviewer. This is something that developed over time. And so are entrepreneurs need to have hard work and then need to be some patience and understanding. You know, this is something I get to do every day, which I'm really fortunate to do with.
NewsRadio WIOD
"more than 25%" Discussed on NewsRadio WIOD
"More than 25 years. And this this'll is motive for murder. A new podcast from Dateline, Listen and follow this podcast for free on the I Heart radio app number one for music, radio and podcasts. All in one free I heart radio app is number one for music, radio and podcasts All in one discover a new podcast from our library of over 350,000 titles Here's an I Heart radio Podcast Preview America from a dollies eye view. Is this a quivering mass of irreconcilable contradictions? I'm gonna be both. I'm gonna be adored by church, Ladies and the Gates. Yeah, the sexuality, the spirituality, sensuality. That's exactly who I am. She is just a beautiful fountain of good. Use me in terms of cultural power. I think she's like second to Walt Disney. This is Jack. I've been robbed from radio 11 more perfect. For the last two years. I've been following Dolly Parton around the world trying to figure out who she is. You'd be surprised to know who you are. That's why we're here. We're trying to find I know, but you're never gonna find everything out. I'm a mystery to most self trying to answer the seemingly simple question. What is Dolly Parton is America. Well. Cancer is coming soon on Dolly Parton's America Listen and follow this podcast for free on the I Heart radio at number one for music, radio and podcasts. All in one I Heart radio goes one on one with Phil from Def Leppard describing how the band picks they're touring set lists. We can do whatever we want. The only reason we stick to that formula is because we don't have upset fans. When we play on tour. You want to go down better. You want to have a better reaction. So you certainly want to balance it. We have to find spaces for these new songs will bring some in if they don't work after certain. Well, we can, um and just put something else in. So you do have to be mindful of the people coming to the show. It's a delicate balance. But you is something where you have to please your fans in that respect. Keep listeningto I heart radio from or from your favorite artists..
ESPN Chicago 1000 - WMVP
"more than 25%" Discussed on ESPN Chicago 1000 - WMVP
"More than 25 World, Syriza's and 20 All Star Games. During a prolific 35 year career, and I just want to mention about Pedro Gomez for many, many years. I worked on SportsCenter before joining these two gentlemen here in August, and I had the pleasure of interacting the Pedro a numerous occasions, mostly regarding baseball. Towards the end. He started covering Arizona sports in his beloved home state of Arizona with the Arizona Cardinals. But for the most part We talked Major league baseball and one thing I just want to say with regards to baseball's the one thing I remember about him more than anything, and we'll get into this throughout the course of the morning. Is He was most proud. Sometimes I'll take you behind the curtain just for one second. Sometimes you talk on television, and we just have two questions. And Pedro What did somebody say? Practice? It's great to see you again. Hey, I'll see you tomorrow. You're covering a Syriza's right to five game series of seven game series. I'll see you throughout. One day we got to talking and we were just delayed. We have something going on What's going on, man? You know, he said to me, he goes Suman. My son is about to play in the college world seriously, son, Rio, played at the University of Arizona. And for all the things that he did in his career. He said. The most proud thing I've done is not any The stories are filed or anything I've done. I watch my son play in the college World Series. You have to remember this is a guy that loved baseball. More than anything and to see his son playing the college world serious for the Wildcats. I can only imagine how Rio and his family are feeling this morning. Everybody at ESPN sends our prayers in sympathy to the Gomez family. Pedro Gomez has died at the age of 15. But Tampa Bay Buccaneers underdogs at home with Tom Brady just does his thing. How about that Just hit Super Bowl? It's hands down one of the greatest accomplishments in sports history. Where new airplane a great football team tonight and we got the job done. You want to get this far? You got to get the job done, and we did it..
KOMO
"more than 25%" Discussed on KOMO
"Of LaGuardia Airport in New York have been canceled. Because of a powerful winter storm. The airport tweeted out that all airline carriers have had to call off their flights there for the rest of the day, and the storm is also blasting Pennsylvania, Connecticut, Rhode Island and Massachusetts. Right now, there are some places expecting as much as 2 Ft of snow. We've learned a bit more about what Republican senators want to be included in a new coronavirus stimulus package. $600 billion plan calls to extend federal unemployment aid of $300 a week through the end of June. It also reduces stimulus checks to $1000 to singles making up to $40,000 a year. President Biden is expected to meet with a group of the 10 GOP senators today. Mass vaccination clinics were full all over the country. This past weekend more from ABC News correspondent George Stephanopoulos. More than 25 million people have received at least one vaccine dose out of the nearly 50 million shots distributed. We're joined now by Dr Stephen Hope he's the president Madonna, which produced one of the vaccines now being administered across the U. S a zoo. You know we're in race now to get his many vaccines as possible to as many Americans as possible as soon as possible. Is there anything more Madeira can do right now to ramp up production? Absolutely, and we're doing it is best we can mean. One of the big challenges is this is moved from a science exercise to really an engineering one. Like any complicated supply chain. There are many steps and making a vaccine that you need to plan for and as you ramp up production, you run into bottlenecks and what you need to do is attack those bottlenecks and develop solutions. We've been doing that, as have the other manufacturers really around the clock since the vaccines were first approved, and that's why you've seen this steady, hopefully progressive increase in the number of vaccines that have been delivered. And our intention is to keep working that problem until we get his many vaccines out to the American people if they're needed. Is there anything more you need from the government? Now you need from President Biden with the Defense Production Act help at this point. Well at this point, a lot of the logistical bottlenecks that we're running into our problems we can solve on her own. But what's been great is we've had partnership from the administration, throughout on have been able to work with them to identify. If there's been any supply chain gaps, any consumables any small things that we need. We've been able to ask for it, and they've been able to help us arrange relatively quickly access to those. So at this point, nothing dramatic more, but we're in good shape. But as you do that, of course, the variants are multiplying across the globe. Right now we have UK variant. We had the South Africa variant. I know you're trying to develop a booster to combat The about one of the variance. What difference will that make? What more needs to be done to address these variants, which are in a race with the vaccines? Great question. It's important to put a little context around this A couple months ago, we.
106.1 FM WTKK
"more than 25%" Discussed on 106.1 FM WTKK
"Republicans say the White House plan is filled with handouts to democratic constituents and that their version cuts those provisions. Boxes. Richards and the Northeast is getting buried by the snow storm that hit the Midwest. Some areas could get 2 FT. So I wouldn't be surprised to see some blizzard warnings later on today, as some of those wind gusts off the coast will be near Hurricane Force stocks, Meteorologist Dynasty and the U. S. Is calling a military coup in Burma alarming Urging the Burmese military to release Democratic leaders detain Americans listening to Fox News Staying connected continues with 1061 FM talk Hundreds of parents in students gathered outside of the governor's mansion in Raleigh Saturday to demand that schools be reopened for in person learning So far, Governor Cooper has left those decisions up to individual district's. Today the state's largest teacher's union will present their list of top priorities to members of the General Assembly, among them immediately adding classroom teachers to the list of those receiving vaccines. North Carolina's coronavirus metrics are at their lowest levels in weeks. Mac McClure has the numbers. Figures released by the Department of Health and Human Services showed there were 4899 new cases of the Corona virus confirmed the eighth day in a row. The number has been below 7000. The department also reported a continuing decrease in hospitalizations, a trend that began three weeks ago. Down now, more than 25% the number Sunday at 2780 to the states Percent positive test rate remained at 8.5. 5% I'm Matt McClure. A shooting early this morning in Durham left. One man. Injured. Officers responded to a report of shots fired on Danube Lane around 2 30 this morning. No suspect information yet. The victim of a fatal shooting Sunday in Greensboro, has been identified as a 15 year old boy from Charlotte Die Twan Gatling died as a result of shots fired on for place. No arrests as the investigation continues. Wake Forest University has named a woman to be their next president. That's a first for the university. Dr Susan went will take over for President Nathan. Oh Hatch July 1st College basketball. The Wolf Pack were in action Sunday. They fell to Syracuse. 76 73 The Blue Devils visit Miami tonight, tomorrow, Wake forests on the road at Notre Dame. North Carolina plays it, Clemson. Hockey. It was the canes over the stars. 43 came down to a shootout. Carolina travels to the Blackhawks tomorrow night. I'm Kyle Wilson. Body cold Monday afternoon. 43 should do it settling back to about 33 Tonight, Mainly cloudy Tuesday. We see a little bit more sunshine with a few clouds of northwest breeze and hide here. 44 meteorologist race digit from the Weather Channel. On what a 61 let them talk. Next news and 30 minutes. Follow us on social media go to one of 61 FM talk dot com To connect Bank of Clark County We believe in always making your life easier.
KOMO
"more than 25%" Discussed on KOMO
"From ABC News. I'm Dave Packard. More than 25 Million confirmed cases of Corona virus across the U. S. Nearly 420,000 Americans have died and yet California today expected to loosen its stay at home rules. If it happens today, it'll be an abrupt change in a strange time. On Friday, California reported its highest death toll ever from Cove it whether our growing recall effort against Governor Gavin Newsom is playing a role isn't clear. The governor is expected to say all regional stay at home orders air lifted, but counties can still keep rules in place L a county likely will is it's been hit the hardest in recent weeks, and throughout the pandemic, it's had the tightest rules. Alex Stone ABC NEWS LOS Angeles travel restrictions that had been lifted in the final days of the Trump administration will be put back in place by the Bidet administration and expanded Biden administration is planning to re impose a ban on almost all non U. S. Travelers from Brazil, Ireland, the UK and 26 other European countries. South Africa will also be added to that list because of concerns about a variant of covert 19 that has begun to spread beyond that country. Dr. Anthony Fauci, the president's top medical advisor on the pandemic on ABC is Good Morning America. Said the travel ban was quote prudent. I think the van, which was discussed very intensively by the group was the right decision. Karen Travers, ABC NEWS Washington The article of impeachment against President Trump to be delivered to the Senate this evening, the trial said to begin February 8th 17 Republicans are needed to join all Democrats to convict Trump. Some GOP senators calling the trial a move points and Trump is already out of the White House. But Democrats say the president's actions have left them with no choice. Congressional correspondent Rachel Scott. President Biden expected to sign an executive order today. Repealing restrictions on transgender people serving in the military. Former Trump White House Press secretary Sarah Huckabee Sanders announcing she's running for governor of Arkansas. You're listening to ABC News,.
WSB-AM
"more than 25%" Discussed on WSB-AM
"Have now been more than 25 Million covert infection cases in the U. S. And White House officials Confirm to CBS News Night President Biden is expected to announce a ban on most non US citizens entering the country who have recently been to South Africa, Brazil, the United Kingdom, Ireland and 26 countries in Europe. Some of this reverses what the previous administration tried to lift before Donald Trump left office. New band requires those seeking to travel to the U. S to show a negative covert test before boarding US bound flights on they'll be asked to self quarantine upon arrival. It's just one of several efforts to limit the spread of the Corona virus. As new and more contagious variants begin to spread around the world. CBS News correspondent Errol Barnett and the former Trump era White House coronavirus coordinator spoke to face the nation. Dr Burke says Getting the message out about this deadly pandemic was a challenge, especially because people in the White House and I think people around this country because I've had the privilege to meet them definitely believed that This was a hoax. She would urge Americans to wear masks but says You didn't see many in the White House. There were only two people who regularly wore a mask in the White House and President Trump wasn't one of them. But you have to figure out how to get that message out when you can't get it out from the head of the country's Daisy Lynn, CBS News, who sports smile playing under pandemic rules. With few fans on hand, the NFL has its Super Bowl matchup. Defending champ Kansas City versus many times champ Tom Brady. Now with Tampa Bay in the late game, Casey versus Buffalo for the A F. C title, Mitch hold this was at the mic for the Kansas City Chiefs Radio Network.
WTOP
"more than 25%" Discussed on WTOP
"River left lane blocked to 70 north bound local lanes beyond false road again this afternoon, slow and only single file. You're the work zone. Dave Tilden. W T o P. Traffic's gonna Lauren Rickets at Storm team for what a beautiful day it is out there. Plenty of sunshine temperatures are going to top out right around 50 degrees. There's gonna be another beautiful and vile day. Comparatively speaking. We should be in the low forties for this time of year, little disturbance going past her overnight. Really? Well, we're going to see his cloud cover and with the cloud cover temperatures were quite B. It's cold overnight and through tomorrow morning, so we'll start tomorrow morning in the upper twenties and low to mid thirties And then we warm too. Right around 50 degrees tomorrow is we have sunshine by tomorrow afternoon. Then, as we head into your Friday, lots of cloud cover temperatures are gonna be topping out on Friday in the low fifties, but expect some rain showers late Friday night and into early Saturday to some light stuff. And in Saturday morning a few wet snowflakes from Nixon, especially Northwest D. C, but we'll get some sunshine by late Saturday afternoon, mid forties on Saturday, Low forties on Sunday with plenty of sun I'm storm team for meteorologists, Lauren Rickets. Sunny out there. 51 degrees and Laurel. It's 50 degrees in Rosslyn and 50 it Farragut Square. 3 11 here on double duty. O P in other news this afternoon, and Randall County executive Stuart Pittman is modifying health restrictions as covert case rates, hospitalizations and deaths followed nationwide trends. New Executive order will permit outdoor dome seating at restaurants. Indoor ice rinks and roller rinks can now open a 25% capacity, but masks must be warned. The order also allows sports practices of no more than 25 people outdoors or 25% capacity.