40 Burst results for "Money"
Fresh update on "money" discussed on WTOP 24 Hour News
"Money minute. Insurance companies are bracing for hurricane Ian, one analyst notes this third quarter has been unusual for a lack of name storms, but Ian is a reminder he says the hurricane season doesn't end, the insured loss potential is in the billions depending upon the storm's path. We'll see if stock investors are able to take a breather today after yesterday's slide of 6 tenths to one an attempt percent that sent the Dow into a bear market. The director of research at FBB capital partner says central banks want to slow the economy down, but companies want to keep as many workers as possible on the payroll to avoid being left out when the next recession ends. And they are still looking for workers, but there is a new problem. It's being called the paper ceiling, the barriers that requirement for a college degree pose for job hunters
Alex Marlow, Editor of Breitbart News, on a Shocking New Video
"With us right now is Alex marlowe from breitbart dot com, Alex is one of the smartest guys on the entire conservative landscape, and he runs one of my favorite websites, breitbart dot com, which I am a daily visitor Alex. Welcome back to the program. Charlie, it is a pleasure to be on with you. I'm so grateful that you're offering your audience for my news and opinion. So Alex, I want to play this tape here just to refresh our audience's memory, which is there was a shocking video. That was released out there. About a nonprofit, a 5 O one that was paying people to make anti Trump videos, but not just anti Trump videos. Flagrantly trying to influence an election. And showing that the $65 million pot of money was being used against what the regulation codes would say, let's play cut 37. I was just offered $400 to make an anti Donald Trump propaganda post related to the January 6th investigation that is completely not true. So first thing first, I get an email from somebody with the good info foundation. Jane sent me a message letting me know she represented the good info foundation and that she was willing to offer a paid collaboration to discuss some topics related to January 6th. So we have other clips to build this out, but first Alex, you saw this and as a journalist, this disturbed you and you decided to do something about it, tell us about it. Yeah, Charlotte, I guess we're breaking some news here on the show. And I don't even know if this is me as a journalist. It is to a degree, I guess, because everything in my mind, I'm sure you feel similarly, is content at some point because I'm on the radio, and I got a website. But this is as much me being a citizen here. This is a flagrant example of someone admitting if what he says is true. And a breitbart we've spoken to this individual and he does not appear to be a Trump supporter named Preston Moore, Harvard trained lawyer. And if what he says is true, we're seeing flagrant violations of 5 O one rules that forbid people from participating in politics, both directly or indirectly. And you would think Charlie and an era where we're talking about adding 87,000 new IRS agents. This would be front and center for the IRS. So earlier today I filed a complaint and I filed a compliant yes as a journalist, but also as an American individual who thinks that this is clear corruption and I don't trust the government to look into it unless someone like me reaches out.
Fresh update on "money" discussed on Bloomberg Daybreak Europe
"A Bloomberg circle is spring together developers and entrepreneurs from around the world to continue building on the momentum of the ecosystem surrounding USD C we'll hear from thought leaders and change makers on where the digital asset industry is today and more importantly where it's headed. Join us in San Francisco for circles converge 22 from September 27th to the 30th to shape the future of money and a digital asset ecosystem. Go to converge that circle dot com to register and
McDonald’s to Face $10B Race Discrimination Suit From Byron Allen
"It says McDonald's will face a $10 billion lawsuit against them for not advertising enough on black owned media. Now, let me just explain who this helps in who this hurts. The fact that the plaintiff are the fact that and I believe it was a black man that did the suing. The fact that we're suing people because you're not advertising junk food enough on black networks. It's asinine to me. Now the people who are making money from advertisement who wants to sell out the black community because they don't care nothing about your health, you know, one of the leading cause of deaths for black people in America is heart disease and diabetes, hypertension, I mean, literally obesity is rampant amongst the black community. However, you get people who want to sue McDonald's because they don't spend enough advertising to black people. That's like saying, why don't you sell us more stuff to kill us? How dare you, not sell things that's going to destroy our community on our network. Why won't you sell destructive things in our community on our network? Why you just sell it on a white people network where black people ain't listening to? But no, it's about money. Says the federal courts this week ruled that McDonald's will have to face a $10 billion lawsuit allegation that is discrimination or discriminates against black owned media channels by refusing to advertise on them. It says media tycoon, Bryant Byron Allen, a company Alan media group, we're bringing the suit against the fast food retailer with the U.S. district judge for Nando, outgoing, all going, I think it's how you say his name. Clearing the way for Allen to attempt to prove his claim in court. So they're
Fresh update on "money" discussed on Bloomberg Daybreak Europe
"London rush, you'll find the London Russia I'm Bloomberg dot com, and of course, on the terminal coming up next, we will be speaking to Monica defend head of the amundi institute as we see a slight turnaround in markets this morning guilty of falling the pound gaining some strength and equity markets are gaining more of that in a moment. This is Bloomberg. Circle is spring together developers and entrepreneurs from around the world to continue building on the momentum of the ecosystem surrounding USD C we'll hear from thought leaders and change makers on where the digital asset industry is today and more importantly, where it's headed. Join us in San Francisco for circles converge 22 from September 27th to the 30th to shape the future of money and a digital asset ecosystem. Go to converge that circle dot com to register and learn more. If you love them enough to listen to them practice the same song on tuba. Please be done. Over and over and over and over and over. Then surely
Bob Frantz: The GOP Contract Is for Every American
"Of all, yes, I am a mega Republican. In fact, when Donald Trump even announced he was going to run for president before anything else came up, being a person that also ran a business of my own over 30 years manufacturing in that. I figured it's about time we get somebody in there that knows how to run things. All right. I don't want to take a whole lot. I like that. But anyway, I want to go ahead and I want to add on. First, I'm proud to see that the Republicans are at least going ahead and got this contract out. I think that's very important. Now the next thing, and here's the thing that they should add on to that. This is a contract like you sign a contract. He's signing this contract. They are with every American, whether it be Democrats or Republicans or whatever. Every American. That means that we're going to hold them to that contract. It's like a contract. And here's something that people are missing too in this whole system. We are the government. Everybody that walks around and talks about the government. No, that's you and I. If it wasn't for the money, we spend to put them where they are, then what's happening is the fact that they couldn't exist. So here's another thing that we have to keep with Americans first in war. In line with. And that is that being that we are the government, then that means we are giving you money to be able to do the things that we want, not what you want, what we want. So that's number one. Now,
Fresh update on "money" discussed on WTOP 24 Hour News
"Business day this Tuesday, November 27th, 2022 from Bloomberg this early morning. This is a Bloomberg money minute. Amazon raised pay recently to make workers happier. But now it wants to claw some of that money back. Business Insider reports Amazon used an older stock price to calculate bonuses so they were higher than intended and instead of honoring the amount, now it's sent out an email saying sorry those bonuses will be smaller than promised insider says as many as 40% of workers promoted this quarter were affected. The ecommerce giant may be a little worried about the holiday season, so we'll week after target plans its deal days, Amazon is bringing back prime days on October 11th and 12th. It's the first time it's ever done prime days twice in a year. Experts expect inflation will have people holding back spending unless there are bargains to be had. What sparked inflation in the real estate sector? The Federal Reserve bank of San Francisco says it was the shift to working from home that economists say the move to remote work drove more than half of the 24% increase in home prices in the two years that ended last November. From the Bloomberg newsroom, I'm Joan doniger on WTO P. I knew I had a problem, but I didn't know what to do about it. I tried counting calories. I took pills, eating, and eating, and then more eating. I really wanted to stop, but nothing could make me stop. At one point, it was so bad that I just felt like giving up. I felt so alone. Like nobody else could possibly understand. We understand. We're overeaters anonymous, and we have helped thousands of people just like
Adam Laxalt: We Need to Stay Focused on the Threat of China
"Cortez masto that's Adam laxalt a liberal opponent The campaign digital director promoted Minnesota freedom fund that later bailed out accused murder I know what she's going to say oh was it me All right Well it's your digital You got a digital director paying money to bail out accused murderers on the campaign I mean you really think this is going to play in Nevada That's got a crime problem Most states are sadly now do ever since these liberal values have taken over in some of these places But let me get on to it I just got about a minute left Your thoughts just briefly I wanted to use the foreign policy question I don't do it often with candidates but you will be in the Senate China it's a growing threat right now We've seen it threats to cross the strait invade Taiwan Big problems if we don't get our heads out of our bots foreign policy wise but then I got about a minute left Yeah look I'm former navy and Iraq veteran and we need to stay focused on our primary threat which is China And I'm 44 years old I've never taken a vote on anything in my life I've only been in former AG I don't know what these guys were doing Republican and Democrats when they were doing so much with China and relying on somehow to be beneficent Trump did an amazing job turning this debate around We need to get back to that policy and be consistent that this is I agree with you
Fresh update on "money" discussed on Bloomberg Daybreak Europe
"Now the paper review on Bloomberg daybreak Europe. The news you need to know from today's papers. By the front pages dominated by the turmoil and markets on Monday after we saw the pay and touching that all time low against the Darla, the Financial Times says UK government costs suffer historic rise after a hit to guilt, the times headlines blood emojis and sleepless bankers as the pan tumbles in the telegraph says Britain is on sale and the bargain hunters are circling leann garran's has been looking through these stories for a slim, what does the Financial Times reporting on this morning? Good morning to Steven, so government borrowing costs on course for the biggest ever monthly rise and mortgage rates are set to rise as well as you and Anna have just been discussing. And this is following the bond market meltdown triggered my quasi Quartet so called mini budget that was announced on Friday, according to the FT, the ten year gilt yield has increased by 1.45 percentage points so far this month to 4.2% and the bulk and the bulk of the guilt sell off has come during the last two trading sessions and the turmoil in the guilt market is also hit the housing sector with mortgage lenders such as virgin money and Halifax halting new home loans in response to the soaring yields and volatility and people also wanting to re fix their mortgage before that does run out. What about the times and their slightly well, I'm fascinated. What does that mean? They headline emojis and sleepless bankers. So this is just reaction and to what we've been seeing and you know the social media platforms and we might not be up to date with them where you are, but I'm not, but they've been full full of emojis and now according to the times newspaper, this is an interesting insight in the pubs around the square mile yesterday. There was plenty of talk according to the paper about parity with the dollar in traders had warned that it will be a severe disappointment if the Bank of England did not act this week. The financial pages of Saturday's papers were full of stories about the how the pound's plight was following quasi quantum's announcement that really spooked markets. These concerns are really still reflector on the front pages of today's newspapers if you pick them up and have a look which are dominated by the turmoil in UK markets yesterday. We really like this headline this morning and I know Anna did too and when it comes to humor, I think the daily star crushed it front page reads honey I shrunk the quids. And they were also retro jokes. But apparently kids know about honey, I shrunk the kids. Anyway, and memes are also doing the rounds on social media making merry of Stirling's demise with blood emojis and also referencing it with a bit of a funky word to Bitcoin. A rude word that rhymes with Bitcoin, you can figure out actually I'm guaranteed thank you very much for that spin through the papers this morning coming up next Bloomberg's Charlie Wales will be joining us talking about the
Adam Laxalt: Opponents Rely on Out-Of-State Donors
"Your opponent is a radical radical leftist This isn't hyperbole She supported this Minnesota freedom funding where they were actually bailing out people who were rioting and burning down America's cities If that were a Republican like you doing that you'd be in jail right now in a gulag in Washington D.C. This is a radical Don't let her get off with this moderate crap It's all an act Yeah look the only reason some of these races are tight it's because these Democrats have unlimited money and my opponent has for example 90% of her money comes from California New York and they're showering in these small dollar donations And all these things our candidates got so outspent over the summer that they're buying these races They're recasting themselves this centrist a lot of our candidates couldn't respond over the summer and now that we're all up on TV and we're actually able to tell the other side of the story It doesn't matter how much she pretends like she supports law enforcement The reality is all the law enforcement that supported her in 16 when she was a former AG she got law enforcement They all flipped to me because they knew that during BLM and during the last few really tough years for law enforcement she was nowhere to be found And every major national vote where she could have made her third she voted with the Democrats And as she does for the economic agenda for the border policies and so they just are willing to say whatever it takes to win and we need small dollar donors And I know by the way I know it's a tough time And the inflation crisis is hitting our donors Much harder than is their rich donors from San Francisco and New York But they need to dig deep they got to help candidates like myself and Adam Lang sol dot com And these key races
Dinesh Shows Why Trump's 'Crime' Is Completely Bogus
"Donald Trump is under multiple investigations and attacks from the left. As I've said before, it's almost overkill. And when you have overkill, you'd begin to suspect that the guys who are flinging multiple arrows are flinging so many arrows because they don't have a single arrow that's sure to find its target. There's a kind of searching here for something that they can get him on, and the latest comes from letitia James, who is the New York attorney general, and she is trying to get Trump really for his business dealings that long proceed his ascent to the presidency. So this is not, this is not about colluding with Russia. This is not about taking classified documents. Those, of course, are supposedly offenses. I think they're fictional offenses, but their offense has nevertheless that are timed within Trump's tenure in the presidency, but or at least in the campaign leading up to the presidency in the case of Russia collusion Trump is colluding with Putin and all of that turned out to be nonsense. But here what letitia James is saying is that Trump's business, the Trump organization, over valued its assets in applying for loans from large financial institutions. Oh, wow. First of all, it should be said that all these loans that letitia James is talking about have been fully paid back. So this is not a case where Trump took loans. He couldn't pay them back. He's somehow refused to pay people back. He owes the money. None of that. The argument is simply this that in order to get the loans in the first place Trump exaggerated the value of his assets. He gave them, if you will, a higher appraisal than they were truly do.
Biden administration to propose new rules for airline fees requiring more transparency
"President Biden is said to announce a new initiative aimed at allowing travelers to see the true cost of airline tickets The White House says the transportation department's new rule would stop airlines from hiding things like baggage and change fees That would help consumers save money upfront and encourage more competition among airlines to offer better fares The president this afternoon will push other agencies to take similar actions focused on boosting transparency on hidden fees that can balloon true costs The administration's taken similar actions on bank and credit card fees The moves come as The White House looks for more ways to lower costs amid high inflation
Gov. Gavin Newsom rejects mandatory kindergarten law
"Kindergarten will not be mandatory in California Governor Gavin Newsom vetoed legislation Sunday Night the would have required children to attend kindergarten before entering the first grade at a public school He pointed to the costs of mandatory kindergarten about $268 million a year Money he said is not accounted for in the California budget Those who want to require kindergarten say it could help close the academic opportunity gap for low income students and students of color
Gavin Newsom, California And Rita Foley discussed on AP News Radio
"Kindergarten will not be mandatory in California Governor Gavin Newsom vetoed legislation Sunday Night the would have required children to attend kindergarten before entering the first grade at a public school He pointed to the costs of mandatory kindergarten about $268 million a year Money he said is not accounted for in the California budget Those who want to require kindergarten say it could help close the academic opportunity gap for low income students and students of color as well as help children develop important social skills before the first grade I'm Rita foley
Why Does NO ONE Remember Black Wall Street? Larry Elder Explains
"Here's the big question. Now, it's a surprise to me because I didn't grow up in the 1930s in Harlow. I don't know what black Wall Street is, but how the hell did they manage to deep 6 this memory from black America? How do they manage to allow black Americans to just burn the hard drive of the prosperity? They lived in. It's a great question. You know, I was watching the Super Bowl last year. And there was a commercial Citigroup commercial. And black guys walking down the hall and he's talking about the Tulsa massacre of 1921. What he didn't tell you and what we explore in Uncle Tom two is that that area that became known as black Wall Street after it got rebuilt was we built within a matter of a few years bigger and better than before without a dime of government money. So the idea that there was some prosperity until the white man big footed everything and then we were back to slavery down the line. And it wasn't, as I said, even called black Wall Street until after it was rebuilt better than ever.
House GOP Unveils 'Commitment to America' Agenda Ahead of Midterms
"Republican Party wants to give us a little hope. They came out with their commitment to America plan. It outlined a few things, but here are some of the here are some of the specifics of the plan according to Kevin McCarthy. The House minority leader under the first thing an economy that's strong, Republicans outlined the following. They want to fight inflation and lower the cost of living, curb wasteful government spending that is raising there and bring stability to the economy through pro growth tax and deregulatory policies. Okay, I think they need to get a little more personal. They still sound too wonky. Make America energy independent and reduce gas prices. They need to refill the strategic petroleum reserve. Another thing they don't list on here, they need to get rid of these CRs. These continued resolutions, where they can spend as much money as they freaking want because we don't have an annual budget. I'd like to see them force Joe Biden's hand. Make America energy independent and reduce gas prices is the second thing by maximizing production of reliable, cleaner, American made energy and cut the permitting process time in half to reduce reliance on foreign countries prevent rolling blackouts and lower the cost of gas and utilities in essence they could have said what Sarah Palin said, drill baby drill.
Newt Gingrich: There Will Be a Bigger Republican Tsunami Than Expected
"This is what Newt Gingrich talked about the midterms and what he thinks is going to happen in the midterms. And I hope nude is right. I don't want you to take your foot off the gas. Pretend as if we are going to lose. I think the house, listen, we'll do a decent job. The Senate, in my opinion, I know there's better polling out there. They seem to our candidates seem to be polling better. Send your money, they need help now. And make sure you take somebody out to vote, but do not let your foot off the gas. Do not take freedom for granted this year. But I do want to play what Newt Gingrich had to say. Here's what he said. Audio clip number one, pothole. Okay, all right, so Newt Gingrich was talking about the midterms and he said he believes that it will be a much bigger Republican tsunami than people currently expect.
Charlie Isn't About to Let This Matt Gaetz Smear Job Go
"We're talking about the structure of the United States Constitution amongst many other news items that are here. And this Matt Gaetz story just really fires me up. It's not going to get the coverage it deserves in the activist media. They're just going to bury it and move on. Despite the fact that they wrote repeated story after story after story after story after story after story trying to destroy his character and his reputation and it can happen to every single one of you any one of you. They can reputationally ruin you by leaking something by rumor mill. It is a penalty by rumor mill. Not an indictment, they could have kept an investigation quite, first of all. They should never have had an investigation into this in the first place. Considering the lack of evidence, the political nature of it, in fact they're not even investigating actual sex traffickers in our country. They're going after Matt Gaetz. Why? Because he's a very articulate charismatic, well spoken, factually focused member of Congress, who was really starting a congressional maga movement, and they had to stop that. They had to create a little bit of a fog of uncertainty, make it harder for him to raise money, harder for him to do events, harder for him to go on television. In fact, he wasn't allowed to go on cable TV for quite some time, not allowed, but meaning people are like, I don't want to do it. It's toxic. I don't like it. Now we of course, at turning point, I'm very proud of this. I'll say it again. We had him speak at our events. We came under huge attack for that. Massive attack, Charlie, what are you doing? Charlie, there's this aura of a looming indictment. I said, I don't care. In this country, you are innocent until proven guilty.
Rep. Matt Gaetz Has Been Smeared for the Past 18 Months
"Until proven innocent, 18 months ago, the media was fed reports that Matt Gaetz was about to be indicted by federal law enforcement. For sex trafficking, he very serious accusation. Because of this, a smear campaign was launched. So that anybody that would dare get close to Matt Gaetz would think twice. Now, at turning point USA and turning point action and the Charlie Kirk show, we kept on having Matt Gaetz on, but many other Republican establishment groups wanted nothing to do with Matt Gaetz. Matt Gaetz with charisma with energy with precision of arguments, one of the youngest, most outspoken people in Congress, they had to go after him and they went after him hard, but they didn't indict him. Instead, they kind of kept him in legal purgatory that he might be indicted at every moment you should stay away from him. Again, the punishment is the process because the government has unlimited money, they can string this thing along for years. And it's kind of a constitutional loophole. Because it's not, it's not cruel and unusual constitutionally because they haven't indicted you. They're just investigating you, but they're leaking along the way that they're investigating you. Going after Matt Gaetz for potentially human trafficking a baseless claim where they allowed Bill Clinton to go free with everything he did with Epstein island and Lolita express, which we will never quite understand the depth or the complexity of, but today Matt Gaetz received some welcome news from The Washington Post, the very same Washington Post that leaked the story originally. Might have been The New York Times, but whatever the point is at the media, career prosecutors are now recommending no charges for Matt Gaetz in sex trafficking probe. So all those 18 months of smearing his character of trying to keep him in a penalty box, preventing him from speaking, preventing him from raising money, trying to hope he'll resign. Now Matt Gaetz employed a very risky media strategy. He went all in. He leaned in. And I remember a lot of people that I talked to said, boy, if this works for Matt Gaetz, he is certainly setting a precedent, kind of around the Trump behavioral model of lean in, do media, don't sit down and shut up, career prosecutors recommend no charges for gates and sex trafficking probe. He stood up to the bullies. He stood up to the entire Department of Justice and FBI, and now they're saying oh, just kidding, we're not going to charge you.
Rep. Guy Reschenthaler: Crime Rose When Democrats Defunded the Police
"Here is congressman guy Russian thaler talking about how many police officers they want to put on the streets. In Pittsburgh, you have roughly a one in a 130 5 chance of getting killed downtown. This is a mess. But we ought to look at what got us here. And I can tell you, it's defunding the police. And it's amazing that in 2020, that whole summer, and then in 2021, we were told that we needed a defund the police, the police were the problem. So the Democrats did that. They defunded the police. You look at New York City. They cut a $1 billion, not a million, a billion with a B, a $1 billion from their police budget, crime rates soared. LA cut money. Seattle, Portland. All of these municipalities, all these cities, cut their police budget, reduce the amount of police on the street and crime rate went up as the funds went down. So one thing we have to do and what's in the commitment to America is we want to make sure that we fund police that we add 200,000 police officers to the streets to make sure that crime is coming down. All right,
Kevin McCarthy Rolls out House GOP 'Commitment to America'
"Breaking now on the Mike Gallagher show. Republicans in the House of Representatives unveiling the commitment to America. This is similar, I think, in terms of the vibe to Newt Gingrich's contract with America. Here is the man who we all believe will be the Speaker of the House after Nancy Pelosi gets fired from that position in a couple of months. Here's Kevin McCarthy in Pennsylvania. We're going to talk about it today. We want an economy that is strong. That means you can fill up your tank. You can buy the groceries. You have enough money left over to go to Disneyland and save for a future. That the paychecks grow, they no longer shrink. We have a plan for a nation that's safe. That means your community will be protected. Your law enforcement will be respected. Your criminals will be prosecuted. We believe in a future that's built on freedom. That your children come first. They're taught to dream big. And we believe in a check and balance that government should be accountable. No longer special interest. We should work for you, not the other way around like it is today.
Dinesh and Debbie Discuss Venezuelans in Martha's Vineyard
"The latest development with regard to Martha's Vineyard, let's remember the martyrs vineyard was the venue to which Ron DeSantis sent illegal migrants to. It's like, hey, you want them. You're a sanctuary city. Here, you have them. And it was just a small number. I think 50 or so apparently a bunch of those guys were from Venezuela, mostly Venezuelan. It says. And evidently, when I first read this, I sort of had to take a double take. It says that the Venezuelans who are undocumented immigrants in Martha's Vineyard are filing a lawsuit against Ron DeSantis and I'm like, wait a minute. I thought these were like, these are guys who are destitute, they're trying to survive. Well, it turns out they are being manipulated or organized by a Boston based group called the lawyers for civil rights. So the lawyers for civil rights get with these guys and say, hey, listen, we have a way to make some money for you. We'll pay all the costs. You don't have to pay anything. We're going to sue Ron DeSantis. They're asking for $75,000 for quote economic emotional and constitutional harm. This is right out of the playbook of the left. It's kind of an operation can we find a sympathetic judge, sympathetic jury, can we get a ruling in our favor? Can we politicize this in a way that's going to result in a win for us? That's why they're doing it. Look, I know these are my by Thanos, okay? These are from my home, my home country, but listen. They are, as you say, they're being manipulated, and they don't actually understand the political parties in America. They actually think that the Republicans are like the chavistas, and they think the Democrats are like the opposition in Venezuela, but in fact, it's the exact opposite. The Democrats are the socialists. They are the communists. They are the ones that will turn this country into Venezuela.
Rep. Ben Cline Unpacks Biden's Request for $22B in COVID-19 Aid
"Is up now with the Biden administration on 22 billion more in COVID funding? That is a pretty ridiculous request on their part when they've got so much left over, they are in the face of rapidly declining numbers. Trying to prop up this pandemic policy where they can continue to funnel money to health districts to big pharma to all of their favorites in the name of this pandemic, which is we have continued to see declining numbers. So I don't know where that number came from. I think that if I never have to wear another mask, I'll be a happy day. And for them to continue to push for more PPE and more masking and more of this stuff is just the wrong direction. And so I don't think there's going to be support for it in Congress among Republicans or for more money for Ukraine or for attaching even at gay marriage bill to a funding bill. I think there's talk of that, but that's been discounted by our product and Democrats.
"money" Discussed on BiggerPockets Money Podcast
"Thank you so much for having me on today. We are talking about things that our younger listeners can do to set themselves up for financial brilliance or at least not financial devastation. So this episode is really aimed at our younger listeners. If you're coming out of high school coming out of college this is right up your alley and mom and dad. This is a great episode to listen to when you are driving with your kids in the car and have a great discussion about this. So we who. Let's jump right into it nathan. Let's learn a little bit about you. Where'd you start. Well honestly i see guys. Thank you so much for having me on. Yeah i mean from a very young age. Don't wanna do the full life story thing but money was always a topic that my mom wasn't afraid to speak about and i that's serve me pretty well through my life just kind of having an awareness of it and sort of knowing the value dollar but in terms of financial literacy. You know it took me a while to actually figure out that. I was not where i would like to be. Think fast forward university. I'm going out. I'm spending money a little bit recklessly. But i'm ignorant to the fact that i think that i'm good with money just because my parents would talk about it with me and i'm like aware of it sort of moral humble background but i actually didn't know the fundamentals i wasn't you know making a budget. I wasn't doing anything like that. And so what happened for me. That was sort of like my aha moment was on a whim. I just was like. How much money did i spent just going out when semester. You added it up and it was like twenty five hundred dollars like i was floor like absolutely taken aback. Just was like okay. This is. This is not cool. I am not who. I am kind of moment. And so i really had to humble myself and i kind of just dove into every financial literacy content. Podcast books audio. Books blogs blogs are huge. Mr money moustache all that kind of stuff really just dove right in. Never never turn back. And so i just fell in love with it so much. So that fuse later. I started the podcast and now i talk about it and that's pretty much where i am now. I wanna go back just a moment. You said you spent money recklessly. typed it out. I spent money recklessly in university. But i thought i was good with money..
"money" Discussed on How to Money
"Yeah yeah yes. Like on all of the government buildings like it's on like the letterhead and and that's really because like our city rose from the ashes after this burning to rebuild and to retain relevance in our country and so yeah the the first. At l. financial lesson that we're gonna cover today. is that no matter how bad the devastation is. You can always recover just like atlanta did in the eighteen hundreds that's true. Yes never so bad. That you can't find a way to rebuild another takeaway from the defining historic moment. Is that being properly. Insured is crucial. We talked in depth about insurance products. That folks should really consider getting back up to thirty three Willing to that shutouts but not having the right kind of insurance When terrible things happen when disaster strikes can turn a hardship into tragedy. And so whether that's having just the look the proper health coverage and getting life insurance or making sure that you've got renter's insurance if you don't own the place where you're living so again we want to encourage folks that you can always rebuild and sometimes man i think when you find yourself in a massive hole of debt and it only seemed like you're digging yourself deeper and deeper sometimes. We don't talk about this often but sometimes bankruptcy could be the best path moving forward. Sometimes it takes essentially burning your financial world down to the ground in order to start fresh and move forward and so again. That's not something we often talk about. But given your circumstances that might be the right option for you can before you just pull the trigger on that. You're gonna wanna talk to a not for profit. Debt counsellor we. We've talked to people that work for like the national foundation for credit counseling or money management international on on the show before willing to those in the show notes but yeah like get some counseling and in fact matt like my parents declared bankruptcy when i was a kid and their financial situation is great now and that was a almost traumatizing experience..
"money" Discussed on Slate Money
"The you know air conditioned porsche over any bumps in the road without badly feeling them and they have a sits mercedes. Sorry and they have that cocoon that they live in and the kim's struggling and subterranean and yet that does seem to be this kind of which family you would you say was the happy family. I say money absolutely does buy happiness. I think we've talked about it. Buys kindness. it buys grace when the kim's do get a little bit of money. They have their little party in their in their own apartment where they have the chips and beer and they're super happy because they got some money. So yes. I don't buy the line like money can't buy you happiness. Of course it does go to a point zero. No go ahead now. I think they're both miserable in different ways. And i think that there is look. They're enjoying themselves. Happiness is like true inner emotion. No one in. This movie has any happiness. The mother is like distraught and crying all the time. The i mean mrs park despite being rich. She is completely alienated from her children when she does have some kind of like intimate moment with her husband. They don't even face each other. They keep their pajamas on. I don't think that there's any kind of like joy. There you know. Comfort yes happiness. I don't think so. And i think the moment that you're talking about for the kim family again. They have some fun time drinking. They're sitting there with anxiety about being discovered they're talking about what would happen if the family comes home. And they're kind of focused on like how do we keep this in not lose it and so there is no room for happiness because there's like a it comes with a fear there do they have one night of like sitting around a table drinking and i. I don't think that's necessarily happiness. And they were doing that when they were poor. They ate dinner together then to we. Don't ever really see the parks. Eat a whole meal together as a family which is something that the kim's do and i just think they're both kind of miserable and with one. There's like a bathtub and with the others. There's like a toilet that you can't use different kinds of of misery. But i do think you know. The reason that the sun puts the wealth rock in a stream like if he thought money bought having us he would keep it you know. He tries to like return it to earth. Because it's like it. It hasn't brought anything good. I mean that was powerful. I can't really dispute it. Just gonna let it be nothing. Don't fight the dodo by brings this a long time ago. Yeah sam fight it and the thing is we talked about their talent and skills. And i think the son says to jessica like oh you know you could be a great con artist. But they don't even wanna you know they don't wanna like completely bilk people out of there like straight up. Crime is like not their goal. So they're trying to find some kind of pseudo honest means but it's not like it's bringing them happiness. There is some joy in pursuit in the little wins. In fact like the whole sort of macguffin right which gets revealed to the way through the film that there was this bomb shelter built into the house that the great architect was too embarrassed to admit existed when he sold. The house is a you know it's a physical manifestation of paranoia and embarrassment and the way that even when you have something as magnificent as this like there's always something to be ashamed of that and fear of of losing it a fear of losing the house and then maybe it's too interlopers. Maybe it's a nuclear war. I mean it's also that it's korea and they're literally like fifty miles away from north korea. It when you live in seoul and i think that the fact that it's there and that there's someone in it is also indicative of lake. Are you living comfortably with this. There's like an escape route just in case you know. How happy can you be. If you're afraid you might have to go underground. It is also like every dream i ever had when i lived in new york city of having a secret room or or whatever uh bookcase. There's more there's more square footage. I'd be really mad if no one tells the architect. I bought my house from. Didn't tell me about us huge bunker. What the now. It's a selling point that has to be included in the price per square foot. Somehow otherwise you're not maximizing. It's really interesting that it was so hard to open. You know it wasn't like oh and you just push button and you like slip into this thing. It's like you needed to go up a wall and put you know there like a whole endeavor just to get in there and then they lost the thing that you could wind up. It was like the hardest. There were a lot of drama going on with entering and exiting and closing off the exact. You're absolutely right in in the real world. Just be a bucking right. You'd pull a book on the bookcase. Exactly it was like way too involved for these. I mean can you imagine if what does she like four eleven. Mrs parker had to try to get in there for some like. She's like this tiny thing. How would she push that. I mean anyway just saying that was uh was the it had got stuck because something had fallen underneath..
"money" Discussed on Slate Money
"As you're saying and they're living a world of like heightened senses were everything is like lush enrich and you're using all your senses and these other people like they can't afford to other senses you know. They have to let the fumigation in and deadened their taste buds or whatever else and coat them in the in like what can get for free. It's true and even the sounds in that house. The sound of everyone slippers as the housekeeper shuffling around. It was pretty heightened an interesting to me. Yeah i just felt like the picture window and the lighting and the fruit and the light comes out of the refrigerator. You know and all these things just like it's so lush the way that they live and it's just another way of showing the the stark disparity because it's very like monochrome down in the basement where the kims are. The sun doesn't shine there at all. No sun doesn't shine and you can't get wifi. One thing that struck me a about that whole sort of layer of the movie with the way. In which mr park the patriots. He says quite explicitly a one point like the smell itself crosses the line like if you come into my house if you come into my car and you have that smell to you. Then that's too much. That's too close because smell does that. And of course the kid is the only one who notices that there will relate to these like they will smell the same. Do you realize this and the fiction that everyone is trying to perpetuate within both families. Is this idea that the poor on really that poor. They're rich enough to not smell. And so the kim family is trying very hard to not smell of smell differently. The park family is trying very hard to just you know. Live this life where they never need to so much as smell the ball and it reminded me a little bit of what's currently happening with the minimum wage with wage inflation. Where like there's a certain sense of entitlement among certain types of america or economists. Whatever saying like oh you know. Price inflation is bad because it invasion as bad when really what it is. It's poor people who provide the sandwiches or the healthcare or whatever it is you're consuming getting paid a decent wage and if you pay people a decent wage to provide these things and you're going to have to pay a little bit more for it and you wanna be able to pretend that these things just magically appear and made by like people who are not living on the edge of poverty even when they kill ya poor people to stay invisible. Both out of sight buried low. You don't want to smell them. You don't wanna see them. That's like the promise of capitalism. Basically right you don't wanna have to reckon with the cost and the cost is humans being treated less than human. That's always been the cost right. And of course the person who has the worst smell of all we discover at the end of the movie is the guy who's been living in the basement for the past four years and and in a way like maybe that's the one like pieces of colossal therapy. We'd see in films. Mr kim looks at mr park. Just barely being able to pick up the body to grab the car keys and not being able to abide the smell. And that's the thing that finally sets him off the midst. The cam feels that like that reaction. All of the puck to the smell of the guy who's been living in the basement for the past. Four years is so revealing of his character and how he thinks about all poor people. He's like well as porpoise. I'm going to retaliate at this point. Oh my gosh felix. I didn't realize he. He snapped because mr park smelling the basement guy. I thought he snapped. Because mr park was smelling mr kim Yeah that is some class right there. Although the matriarch. Mrs kim did kill him with a meat skewer. Do not mess with mrs kim. She she is not to be messed with no she was. I think she's like a low key. Mrs cam and the former housekeeper. They're like the low key heroes of the film like she kind of had her wits about her the whole time. I realized i didn't catch this myself. But i was reading something. And there's a scene where the kims are all drinking beer together. They've just gotten some money. The son and the daughter and the father all drinking like expensive beer but the mother is still drinking. The cheaper beer chicagoland's keeping her wits about her in a way that maybe the father Kind of isn't like he does say later. You can't have plans. But in the beginning he was all for plans. You know i. I just think i don't know. She seems like more practical grounded. Her job is by far the hardest. You know running the entire household where driving intermittent in the tutoring and the art therapy are kind of like on an hourly basis and she has more of a twenty four seven power position and in fact that's part of the downfall of everything because that's what allows peaches into the house you know and you know what i mean because she's kind of the gatekeeper for the entire and so once she's in charge i mean she the true woman of the house because mrs park is only as powerful as whoever's housekeeper very true and her kids screwed it up and husbands screwed the whole thing up when they tripped and fell into the bunker and gave their whole position away. I've gone differently. They lost their footing literally. Slate money is sponsored. This week by.
"money" Discussed on Millennial Money
"Because we're fearful then we're never going to be able to feel really empowered by our money so yes bill your emergency fund. Yes have savings but then go out from their start. Investing start in buying rental property. Whatever the heck it is for you it could be be something small but get out of that fear place Two is the awareness that you will probably lose money along the way. I have not met one single person who has not had something happen where they have lost money or made a decision that equated to losing money it just as human nature so i don't want you to be so tense that you can't make a mistake that you can't lose money it will happen. It's happened to me many times. it's happened to most people who are just alive and breathing so just be okay with that. It's not the thing not the worst thing number. Three embraced the idea that you already have enough. Gratitude will change things for you. If you're in a slump about your money and your feeling frustrated or stock take your eyes up look around look at everything that is around you and just count the things you're grateful for number four is just care about people when we care about people were kind to other people at actually does lot for ourselves and again it takes everything off of this monetary amount so it really is true when they say start with kindness and number five is earn. Y you're worth. And i know this is easier said than done but again we've had a lot of guests on the show that have talked about how to earn what you're worth. Reach out to one of them. If you're struggling but especially especially my female friends listening. And i know this. Because i am a female. We tend to undervalue ourselves. Time and time again. It's not necessarily just a female thing but that is definitely the the trend. So i want you to earn what you're worth. I want you to earn your way more than you're worth. Honestly if that is such a thing but i want you to have this place of abundance so more than anything your job this summer besides of course listening to new money on money episodes is to just embrace some ease with your money. You won't achieve everything One day or even on day sixty..
"money" Discussed on Millennial Money
"The host of the show. I'm a money wellness expert in entrepreneur. Tell everybody that. I am allergic to fluorescent lights. I'm a teacher speaker. A writer and a recovering certified financial planner. So idea behind this live. Podcast is to share all the things that you should be doing with your money without all of the overwhelm or stuffy talk it. Can we have such a great conversation. We have some powerhouse. Female money experts in different niches. Which is definitely the the thrust of this episode's we've got experts from passive income to real estate investing money foundation negotiationg career expertise so a lot of stuff here on on how to get our money should together. And we're gonna do our best to leave some some time at the end so if you have a question Feel free to just kind of sit tight there. Unless there's something really burning or if you wanna d m Any of us a question may be. Don't wanna ask it out loud. Like please feel free to go through during the during the podcast. But i wanna get this started. So i'd love for each of these amazing women to introduce yourself and tell us like. What is your money superpower. If you had to name your superpower what would that be and and winnie. Do you wanna you wanna start off. We'd like to so thrilled to be here. My name's whitney handsome. I am host of a podcast called the money nerds where i get to interview really interesting in cool people and learn a little bit about their secrets to financial success. I myself am a money nerd. I paid off thirty thousand dollars. Ten months started helping people for free in starbucks and eventually that led to my business. I'm really excited to share some of this with everybody tonight. My money supercar. I had a really hard time coming up with what. I'm not gonna lie so i would say i am very lighthearted when it comes to money i don't take seriously i think that's an amazing superpower Let's hop around so Rachel amanda jacqueline anybody..
"money" Discussed on Millennial Money
"Indiana hoosier and burger aficionado. Welcome welcome. I am so glad to have you here. We did an episode a few years ago. Now about henry's and well you just really loved it. So i thought it would make sense to circle back to this idea and kind of refresh. Our minds as dan mentioned the name. Henry is not very gender neutral right so for my fellow female listeners. Just separate from the name. Just focus on the idea. When i used to be a practicing financial planner. I can't tell you how many people would say to me. I earn a ton of money. Why am i not more well off. Or why can't i save. I make enough money. Why am i not yet wealthy. They're all great questions. And i really wanted to bunk a myth on this episode. That just because you earn a lot of money doesn't mean you are necessarily wealthy. This secret is that you can be almost on any salary on any amount of money you make. You just need a few tricks up your sleeve. Dan is the managing partner and ceo sincerest advisory which is in new york city based. Ria that works with more than one hundred and twenty families nationwide. He spent over the last fourteen years in the fee only space with a focus on providing independent and impartial investment and financial planning advice in this episode. Dan shares some financial sprints. You need to know. In some quick wins strategies that can translate into major achievements so excited to share this conversation with you. i'm shauna compton game and this is millennial money. We're talking about financial planning tips for henry's and as i mentioned to you. We did an episode a couple of years ago around. Henry's and the listeners. Just couldn't get enough of it so i thought you know what we need to do. A an updated version of this. But i wanna start back at the beginning for people who maybe are new to this idea of a henry. Tell me what henry is. And what makes them unique sure As some may know henry stands for a high earner not rich yet which is incredibly clever term in our industry unfortunately not completely maybe gender neutral but Nobody's come up with anything better yet. frequently these are people in large metropolitan areas in that wealth accumulation phase of their career. Kind of maybe the middle phase where they've got out of their entry level position and are starting to make what is real money to them They are building. their retirement. Accounts are building their other assets. There may be buying their first home and they're not quite what would traditionally wealthy but they're definitely on a trajectory. Bela so then. Would you classify someone. Who's in the henry category as as being rich or you know how do we like frame that That discussion around rich and wealth. And because i know a lot of people listening probably screaming at me like if somebody's making three hundred or four hundred thousand. Of course they would be. But i know there's another side of the coin we're we're talking about income And i'm sure you heard many times on your show. Riches definition of the quality of your life not a numerical.
"money" Discussed on Millennial Money
"For jackie. And you cannot miss. Hearing about jackie's love of magic wands. So let's get back into the conversation. Right right yeah. I like the idea of information. Share a lot and investing. You're talking about investing investing is definitely something. I hear a lot from from friends. They wanna learn this. The most whenever i send out a survey Podcast listening to what topics do wanna learn the most. I mean it's always investing so many episodes around investing. And i think the the feedback i get is like always the hardest part is just. How do i get started. How do i get started. What do i do if i just have this complete fear of losing money so i mean if we look at the statistics traditionally women have been a little bit more conservative investing I think women are maybe a little bit more conservative. I don't think that's a complete stereotype. But how do we sort of take that That momentum of wanting to start invest and actually put it into motion. It's a great question again. Because i think what happens to many of us especially with a market that's performing like it has in the last several months or cycles right e you think about it and you're like i just missed out on being able to afford to be in the market and invested right and and you're like why did i not take advantage of that that little differ- correction is a but let's be very practical about it. There's so many tools. As i said so i always look to people who are very conservative. And say what's your tolerance for loss. I particularly have not a gambler. I don't go to the casino and put a bunch of money. Ten on the table. But i will walk into a store and buy that pair of shoes. That's probably way too expensive right. So so i'm not. I'm not so conservative. That i don't see any of my money leave But what. I do as i say to people. What is the most comfortable outlet for you. Do you wanna talk to somebody. Are you a talker in. Wanna walk through this with somebody..
"money" Discussed on BiggerPockets Money Podcast
"Because he doesn't even really touch the money he just kind of like trust. I'm figuring it out for future selves but like i know what our like worst case scenario for right now is like i think about like what if we lost you know if we both had jobs and like what is our base that we need to live on. I don't even consider like oh we could pull out of our retirement stuff or sell off. Whatever It doesn't even factor into my like contingency preparedness planning so like we have a very low mortgage for our area especially and we do have a roommate. But it's like okay. In worst case scenario we could also rent out our family room to more people. And i could up the time in my garden and our finances could exist at a very very very low level if we had to but i think about it as like current self and i think it really is. It is helen's money. It's not my money it's not. It doesn't even factor into my day to day living. It's like once it passes the threshold of going to retirement. It's like it's a one way door. It doesn't come back. I love that you think like that. I'm trying to find my list. I was making a list this weekend. Like setting yourself up for success. And i said the biggest haluk to your finances that you can have is that you don't want stuff and you're not spending a ton of money and that doesn't mean you don't have things it means that you're not pursuing stuff that means that means something to somebody else so you can live on a very low amount of money and she's house acting as well. Yeah and that's fabulous. But saying for like he's he's lived with us for more than seven years now could. Could you walk us through at a high level like what that looks like sure. What when we bought our house. We were twenty three so we were the only people we knew that owned a house and so we had friends that needed places to live In our current roommate went to middle school with my husband and they ran into each other. Again my husband went to college after the military and so when he was in school so as our roommate and they ran into each other In the machinist program at the school they were both at and he was commuting via bus and and bus again to get to school because even a decade ago The seattle area's pretty expensive and we had a roommate move out and we're like. Hey do you wanna move in a. We live in the same city as your school. And he's like heck yes he did. He didn't drive drive either so being close enough for like a single bus to school was a big deal so he moved in and original plan. Was that at point. We were going to have a kid that we were gonna ask anyone who is living with us to not with us anymore because we were just going you.
"money" Discussed on Change Lives Make Money
"Fucking <Speech_Male> <Advertisement> <SpeakerChange> <Speech_Male> useless. It is <Speech_Male> service <Speech_Male> that you receive <Speech_Male> for the twenty dollar <Speech_Male> bill that makes <Speech_Male> the money valuable. <Speech_Male> And so <Speech_Male> for you. <Speech_Male> If you wanna make more <Speech_Male> money than you <Speech_Male> need to seek to serve <Speech_Male> and not <Speech_Male> to make money <Speech_Male> because the more that you serve <Speech_Male> the more money <Speech_Male> you will make all right <Speech_Male> now your <Speech_Male> income will never <Speech_Male> grow your mindset <Speech_Male> ever so <Speech_Male> if you say you wanna make <Speech_Male> ten thousand dollars a month on my <Speech_Male> couch. You say that <Speech_Male> but like your <Speech_Male> financial thermostat <Speech_Male> is set <SpeakerChange> at three <Speech_Male> k every single <Speech_Male> time you make more <Speech_Male> than three thousand dollars a month <Speech_Male> you will find a way <Speech_Male> to sabotage yourself <Speech_Male> back down to three <Speech_Male> k. because that's refinancial <Speech_Male> thermostat <Speech_Male> is and so <Speech_Male> if you wanna make more than <Speech_Male> that then you need to reset <Speech_Male> your financial thermostat <Speech_Male> some ways <Speech_Male> to reset your financial <Speech_Male> thermostat is surround <Speech_Male> yourself with people <Speech_Male> that are doing better than <Speech_Male> you financially because <Speech_Male> i guess what guys <Speech_Male> like if you surround yourself <Speech_Male> with people that are making less <Speech_Male> money than you are people <Speech_Male> that are talking about how <Speech_Male> money doesn't fucking grow on <Speech_Male> trees or album <Speech_Male> always broken. The world <Speech_Male> is harder how nobody <Speech_Male> <Advertisement> has if you surround <Speech_Male> yourself with people that are like that. <Speech_Male> Guess what they're constantly <Speech_Male> fucking programming. <Speech_Male> Your mind like oh shit <Speech_Male> like the world is bad. <Speech_Male> There is no money out <Speech_Male> there. Like nobody's <Speech_Male> everybody's broke. This <Speech_Male> is shitty like you <Speech_Male> surround yourself with people <Speech_Male> that have different beliefs. <Speech_Male> You start to <Speech_Male> think different thoughts <Speech_Male> right. You need to surround yourself <Speech_Male> with people that make more money than <Speech_Male> you and you need to set <Speech_Male> goals. That are a little <Speech_Male> bit higher than your <Speech_Male> financial thermostat <Speech_Male> so you can constantly <Speech_Male> get a little bit <Speech_Male> like you push your company <Speech_Male> just a little <Speech_Male> bit more and like you need <Speech_Male> to commit to consistency <Speech_Male> because like you're gonna <Speech_Male> wanna self sabotage <Speech_Male> as you're getting closer and <Speech_Male> closer to that goal like <Speech_Male> you start serving. <Speech_Male> Start showing up. You start delivering <Speech_Male> value and then as <Speech_Male> you start getting close <Speech_Male> to your financial terms that <Speech_Male> you have to understand that. <Speech_Male> There's going to be this uncomfortable. <Speech_Male> Emotion that you'd <Speech_Male> have to push through <Speech_Male> because you're gonna want <Speech_Male> like reset <Speech_Male> back down your finance thermostats <Speech_Male> you going to have <Speech_Male> to grind it out <Speech_Male> and commit to consistency <Speech_Male> over self sabotage. <Speech_Male> That's it. <Speech_Male> that's fucking goat. <Speech_Male> Hopefully you guys got <Speech_Male> some value from this episode. <Speech_Male> The cell you <Speech_Male> start on monday <Speech_Male> we come in. <Speech_Male> Its monday when <Speech_Male> drop some value for. Yes <Speech_Male> thank you so much tuning <Speech_Male> in. This is the change <Speech_Male> lives. Make money on the <Speech_Male> podcast. The number <Speech_Male> one show from <Speech_Male> finnish coaches who are trying to go <Speech_Male> successful business. <Speech_Male> If you got value <Speech_Male> from today's episode <Speech_Male> a whether you can support the <Speech_Male> podcast is go to the <Speech_Male> podcasts. At school <Speech_Male> all the way to the bottom <Speech_Male> but like the episode <Speech_Male> all the way to the bottom <Speech_Male> bulimia star <Speech_Male> rating and review. <Speech_Male> I will give you a shout <Speech_Male> on the podcasts. <Speech_Male> He's love <Speech_Male> poteen. Talk to you guys <Speech_Music_Male> in the next episode. Let's <Speech_Music_Male> go on fitness <Speech_Music_Male> coach. Thank you so much for <Speech_Music_Male> tuning in. This is the number one <Speech_Music_Male> from the fitness coach. <Speech_Music_Male>
"money" Discussed on Change Lives Make Money
"A week for coaching calls. I answer all questions within twenty four hours and my clients are winning. And that's why. I'm making money. So i don't feel bad because i know that the money that i'm making is a result of the service that i'm providing and then actually deals fucking good because when i look at my bank account i know that that's a representation of all the service that i'm giving. Does that make sense. Making money feels fucking good. Because i know that the reason that i'm making money is providing service. Does that make sense. So instead of chasing money you need to be chasing service. Instead of chasing money you need to be providing value instead trying to make ten k..
"money" Discussed on Change Lives Make Money
"Once a week. You need to you lose weight by going to the gym a few times a week and getting consistent with your diet and so if you want to change the way that you think need to consistently think new thoughts and so if you've got past programming literally ingrained in your fucking mind in order to make changes you're going to have to get deep in you're gonna have to be consistent and finally the analogy that i went and got to think of is this. I want you to think about like walking into a dark room right so like when you walk into a room and it's dark and you want to brighten it. What do you do you walk into room. And the room is like pitch black and you wanna brighten the room. What do you do. i'm gonna wait for a second one. You guys answer if you walk into a room and the room is and you want to brighten the room. What do you do what do you do. It's got to be somebody that knows. The answer is not answer if you walk into a room and it's dark and you wanna bright in the room. What do you do what you do. What do you do you turn on the lights. Exactly you turn on the fucking lights and so when it comes to your money. Beliefs if you have a negative money beliefs and you wanna change the negative money beliefs. You need to turn on the fucking lights. Okay now let me tell you what the lights are when it comes to your money. Beliefs but dive into the two fundamental light bulbs that are the money beliefs that will help you. Start making more money okay. So many believed number one money itself has no value. It's the service that you give an exchange for the money that holds the value only got a twenty dollar bill. A twenty dollar bill by itself is completely fucking useless useless. Twenty bill by itself is useless. It's the service that you can get for that twenty.
"money" Discussed on Change Lives Make Money
"Oh shit like. I've got like a lot of money. And then that guilt or prevent you from talking about it to people that you know because you like all like fuck like i've got more than them like i feel bad talking about it because i know that they're struggling so i don't even wanna talk about it because it's like i feel guilty talking about money like a lot of people have some super twisted money beliefs and if this is resonating with you it's because this is definitely true for you right. This is society and it's fucked up. Think about it for a second. Why do you want more money. But then you also feel guilty about the money that you earn. I have a question. This is society right. Why is it that when you tell people that you wanna make more money and you start talking about money. It's almost like they shun you a little bit. And it's almost like they make you feel fucking greedy if you your social. I know this. Because i deal with this shit all time. If you on your social media ran out and you openly say. I want to make more money. Like there's going to be a lot of people that will like almost shun you and think that you're greedy or money hungry or but it's like for sure they fucking me money to like you can't pay your rent with feelings but if you openly talk about the fact that you have aspirations of making more money it's almost like there are a lot of people that will chung you or make you feel bad because it's greedy now for me. I have two fundamental beliefs. I've two fundamental beliefs. Right in my life about the amount of money that a making and i'm going to share them with you now i'm also going to be transparent with you guys and let you guys know that like when it comes to money like i come from some super like bad programming in terms of my when i was growing up like i was born and raised in a trailer park. A lot of my family looks struggled a lot financially right. And so i fucking love the shit out of my family like my family's amazing just had bad programming like passed down to us like my grandparents passed down bad programming too. My parents passed down bad program to me. I'm gonna say bad programming. Let me know if any of this resonates with you if you can relate to any of this like my parents used to say shit like what do i look like a bank account for like ten dollars for schooling. What do i look like a bank account or like my parents would say things to me. Like money doesn't grow on trees around here..
"money" Discussed on Marketing Management and Money
"Welcome everybody to a fabulous episode of Marketing Management and Money I'm your host Ryan? Murray and I'm your host Rhino. So I. Had a pretty good mood right now. Because I had a chance to actually brush your teeth brush my teeth, yes. I'm I'm in a better. I had a chance, my my my wife, she was a sweetheart and she She planned a little getaway. Nice, and we just went and spent the weekend. Together and it was really nice. We got out. We did some hiking. It was wonderful, so. We come back to the hotel and right now you've got all of this, you know the covid. Nineteen stuff is still going on there, just relaxing and easing like the hotel that we stayed at there were still some restrictions in place It was kind of interesting. but as we were, there were sitting there. you know I I I flip on the TV find a a good old movie that you know that that I I really like It was on one of those you know cable networks, but riddled with commercials. And Okay I'm like. I'm I'm I'm going to do it. I'm going to put up with the commercial. So I'm sitting there. Watching this and the commercials are coming out. And it was driving me crazy because every single commercial was talking about how we're here to help through tough times. And at some point I'm sitting here. Watching this and I'm just like really are. Are you really here to help? Because there are people who? Have lost their jobs. They don't know what they're going to do. There's a lot of fear like. Are you really here to help? Or is that just the tagline that every single company has now jumped on board with this like oh? We're here to help and just to prove it we're going to. And it started. You know just grading at me because it felt so disingenuous on. That I thought to myself, and the problem is, there are people who are out there trying to help doing their best. Oh, yeah, for sure they. They've retooled their business to really make a difference, but then there's all those people who are just giving lip service. And and so I wanNA, talk today, and maybe maybe I'm going to rant a little bit. an and I apologize if I M, but but but there's there's some some key wisdom here. I WANNA. Talk about the importance of making sure that your marketing is. Like so many time, and it's tempting. It's very tempting to just say what sounds good in the moment you and You, know the they're companies that have a strong brand promise and they stick to that brand promise even when it's tough, and there are companies who try to sound like they have a brand promise. And they'll flip flop when the next. Thing comes around and and so I just I. Don't know and you've got a lot of experience with marketing. Yeah I'm sure you've seen this. How do you deal with? How do you not get stuck in that trap? I. I think one of the best ways to not get stuck in. That trap is is something you've already said is to stick to what you do. You know what I mean I? Don't think there's anything wrong with taking advantage of an opportunity if you have an opportunity to retool and make some money off of something going on. By all means, but don't. PUT The veil over it that. Is something other than what you're actually trying to do. Be Be on. Be Clear about it right? Okay, I think everyone's going to agree with that, but here's the slippery slope because when you're marketing. You're kind of saying what you want people to think about your company. And sometimes you're already there. Sometimes. You want to be there. Let me let me clarify what I'm what I'm getting at here. Okay, so if you say, we are the best at customer service, come to us, and like that's your marketing message. That's your brand. Promise is nobody beats our customer service, right? You might be in the process of still training your employees on. Or Service. That might be the initiative that you're taking on, and so you're going to put yourself out there and you're going to say like look. We are so committed to this that we are now going to tell people that we are committed to this. We're going to wash your walk. Talk the talk. We're doing it all. But a month ago we weren't there and so you know there's there's this point which is like okay. This is the direction we're moving, and so we're going to make this brand promise but I've seen too often where businesses. They will make a brand promise. And then they'll stick to that brand promise. In tell it gets a little bit difficult. You know. And so that's that's what I WANNA to talk about earth. That's what I'd like you to expand on shore and. Kind of what I was getting at isn't isn't so much of. A couple of things number one. I don't think that there's ever really that point. Right in which. You can now say that you offer great customer service. Right like if that's what you're committed to accompany if that's what means something to you, that's why you've started your business. Then tout of that from day one. Okay, but. Stick with that wind times get tough and I think that's the real slippery slope is that? People see something easy. They want to take advantage of it. They can take advantage of and make money at it as a small business, but. It's on they. They try to guys it as well I can't just look like a a company that wants to make money. How dare I? I've gotTA. Help people, and so it's like Oh. We're here to help. We're offering twenty percents off, so we can increase those, but don't tell anybody that you know, and and that's that's the part of the really just gets under my skin when I see these marketers coming out with messaging and the consumer base knows that like just like you or something. You're listening to all these. They may not like come out in consciously. Say Oh bullcrap. Whole Group of companies all these companies putting them into this box and they all. Have this fake messaging, but at some point. Consumers, are like bullcrap. We're not buying it. You know when every company out there is like we're here to help, so we're doing this. We're here to help, so we're offering ten percent off. We're here to help so ten percent of our proceeds will go to. We're here to help, so you can have this coupon code. We're help these local schools and it's like. Okay if you're really there to help. Just fricken help. You know what I mean just do something, and then if if that if you can use that and say hey, we were able to help. Do X. Y., and Z uh-huh, or if you do have free product or something that you're trying to get out there then. Yeah, by all means, say hey. What we can offer during this time, we know things are difficult. Unfortunately, we can't give things away, so we're here to help by doing what we can and currently. That's ten percent off or If you can do something for free. Just frigging do it, but if you have to advertise to get there, then do the advertising, but be clear about why you're doing it. Don't.
"money" Discussed on Marketing Management and Money
"Welcome back yet. Another episode of Marketing Management and Money I am your host Ryan Murray and I'm your host. Ryan Owens so last week we were getting into a rebuilding Your Business after you've gone through any sort of serious catastrophe calamity, those kinds of things, and at the end of the episode we started talking a lot about the belief system of money how money can expand and contract with without the actual dollar amount or I mean I guess wherever you are listening. Maybe you don't go by dollars. May maybe you have her? Back. But with without the actual currency, changing the amount of money can can fluctuate, and we talked about some some belief systems that cause that we gave the example of how if you know you loan me one hundred dollars then in your mind, you think you've got one hundred dollars, but I also feel like I've got one hundred dollars because you know I now have the money, but you have a an Iou and so it it it it kind of doubles and. And were overly simplifying the actual economics of that because that's not what we're going into or not. This is not a course on economic. This isn't helping you as a business. Understand what you can do to be her. Engage your customers, so they have confidence to buy you know so there. There's a lot of selling strategy that goes behind the belief of money. There's also some management principles that go into this belief because as a business. Wendy you wendy you invest in grow. Wendy you hold back. And History has shown us that oftentimes it's going against the grain that has created the biggest winners when everyone else's is holding back in there hiding under their rock, weathering out the storm and you're out. You know waving your flag. Then that's that's when success happens, or that's when a tidal wave comes in completely knocks you flat in and you learn some. Some really really important lessons. So you know, let's Let's talk about the belief of money and and how to use this as an entrepreneur to be more successful..
"money" Discussed on Motley Money
"Hi I'm league whistler. Welcome to model money. Thanks for taking a few minutes to be with me. Molly describes money is so many different things in our lives for many. It's a source of worry and dread experience shows that a solid foundation for managing money is the best way to eliminate money worries staying focused on fundamentals on getting results. I'll lay out the keys. That will get you positive results with money as an effective manager. You may not know. I was an independent financial planner for more than thirty years in Santa Barbara California. In addition to financial products and services my specialty was money management for people in complicated situations. I love making the complex issue to understand explaining what is complex and simple useful terms accountants. Where my number one source of clients? They referred their best clients to me for advice and assistance in the process. I became a pioneer in programs. Like debt cancellation 401k. Plans and asset allocation approach to computer assisted investing. You know that there is very little taught about finance in our kindergarten to twelve schools as an adult education instructor. I can help. I'll tell you stories and offer insights from my thousands of hours working with people just like you. Who needed solid information? You can take advantage of all this information. Knowledge by choosing to be a subscriber to these episodes accountants and financial focuses will find thoughts and ideas here that they can use an advising their clients. Whether you want to build a financial fortress are just get out of debt. The keys are the same. I taught these keys. As an adult education instructor of money management and retirement planning courses. You can use them as tools to build a solid foundation for managing money as a subscriber. You'll receive notice of every new post as each one arrives opened it and listen to it take those that will help you right away and put them into use. Save others for later when you'll need them subscribe to get all of them. Please join me. Click to subscribe now..
"money" Discussed on BiggerPockets Money Podcast
"Be more than ten years from traditional retirement age hopefully less than ten years from retirement, but you know when I think about. Four percent will I imagine not thinking back to it old Mr Money Moustache article here that Hey. It assumes that you don't have any cash. It assumes that you don't have other types of income like social security coming it. Doesn't soon as you don't change your spending, because obviously were all hopefully spending much less given that we're all quarantined now than we did a few months ago and we can go out and about do things right? It assumes no substitution for goods. It seems no inheritance it has assumes you don't spend less as you age and get older, and it also gives gives you don't have a cash cushion. And it assumes you don't. Get bored and start doing something with a side. Hustle that make some money. That's right. Yeah, let's say you actually don't need to spend as much of the first place. Just kind of walking through that. How do you think about this for someone who is thirty five and has gotten to the four percent rule like? How do they need to be thinking about the situation? Where Hey, you just stated his at three and a half percent rule, but what in practice? What's helpful way to frame this for someone in that situation? WHO's worried about? Like precisely what we're going through right now, so there are a few things that I would give to think about I i. do think at least when you're going to conservative baseline if we're starting there. I would pull my four percent number down to a three and a half at least just from fewer kind of the math of what it takes to run super long time periods where stuff like this does happen. Pretty much about once a decade like clockwork. you know we managed to inflict a recession on selves once every ten years, and we've flicked a really bad one on ourselves once every thirty years or so so this stuff happens, and we do need.