20 Burst results for "Mintel"

"mintel" Discussed on WBBM Newsradio

WBBM Newsradio

03:46 min | Last month

"mintel" Discussed on WBBM Newsradio

"Lenders are really nervous. We've seen substantial Pullbacks, for example, according to Equifax. The most recent data on credit card originations was from the middle of May and back Then there were about 60% fewer credit cards originated that weak versus what we typically saw in 2019 so there's really been a substantial pullback. What are some of the tactics of the credit cards? Credit card companies have used to make sure they keep things in check. They've really slashed across the board, so they've really cut back on marketing. For example, Mintel has data that says that credit card offers that were mailed in May. We're down by about 3/4 versus what we saw in February, so they're not marketing as aggressively they're not courting new customers, not approving many of them. And they've even pull back on some of their existing customers Credit lines, So it's definitely an anxious time that said, If you have a good credit score and a steady income, you still have a chance. And for those new customers that do get approved. Ah, lot of times the sign up bonus spending threshold has been doubled from three months to six months. So it's really a subset who can actually get a card these days. But if you can, there are some breaks in your favor. Ted, you mentioned a good credit score what is considered good by the companies these days? We used to say that anything above 6 70 let's say was good. And anything above 7 40 was excellent. And I say used to say you know, that was recently is probably February or early March. I think the rules have changed here. I think nowadays you probably need a credit score of at least 700 to get approved for most cards, if not 7 40 you know, In many cases they really are looking for on Ly the most creditworthy. Borrowers. They're looking for steady incomes where this hurts people. The most is on balance transfer cards because for five months ago, you could have gotten a 0% balance Transfer card with a 6 70 credit score right now. That's almost impossible because this is a group that, by definition has debt. Unfortunately, there's demand. There's just not really supply for that right now has the pandemic affected delinquencies and defaults and how companies handle them how they go after the money? What's interesting is that despite all the fears, we really have not seen delinquencies and default spike in any noticeable way so far, some of that, I think, is the stimulus programs that have really helped and getting cash. Two people, including the expanded unemployment benefits, some of it or the hardship programs that lenders have rolled out. There's a fear, though, that maybe these delinquencies were delayed, not totally avoided. So we're not out of the woods yet, but so far so good on that front and what does the industry need to see or want to see before loosening some of the restrictions? I think they definitely want to see a stabilization of the jobs picture. You know, they really want to see unemployment go down. The thing is that a lot of the time the unemployment rate Really mirrors the eventual charge off rate credit card bills that are completely unpaid. That's what happened during the great recession when we saw more than 10.5% of credit card bills go completely unpaid. Right now, With the unemployment rate even higher than that the fear was the charge offs would go higher. It hasn't happened yet, but they're closely watching the job market and same thing for consumer spending. In much of the spring credit card spending was down 30 to 40% of late. It's down more like 10%.

Equifax Mintel Ly Ted
"mintel" Discussed on KYW Newsradio 1060

KYW Newsradio 1060

02:07 min | 2 months ago

"mintel" Discussed on KYW Newsradio 1060

"There have to be an understanding that call the guidelines are being adhered to by everyone the assumption and sometimes the explicit discussion they will do the same for you pediatrician Katie Lockwood at the risk of infection can be reduced when children are taught and encouraged to wash their hands thoroughly wash and wash them well and when to do it and she says well there have been questions about whether children should be expected to wear masks she says that's the number one non medical intervention that can lower communities at risk of getting and spreading the virus really likes wearing socks either but we eventually got him to think it's gonna take a little bit of practice and modeling as a parent what about swimming concentrations of chlorine may well kill the coronavirus slacks his concentration of chlorine in pools rarely is constant and Dr Kaufman points out that there can be a lot of splashing sputtering and frankly spewing at swimming pools in sadly that is the way corona viruses are spread across because that's K. Y. W. newsradio twenty five on K. Y. W. time for money news use Jessica summers from Bloomberg with doors opening their doors consumers are entering a new and more technology focused world of shopping from browsing to checking out shoppers are interacting with store workers less consumers are going to remain focused on being sanitary having been a very shopping and they want to know that retailers are getting another option and protecting them and technology really helps you with that Mintel retail analyst Alexis dissolve the Kahler retailers from Macy's to Verizon have reduced human contact with in store mobile checkout consumers have had to adapt to using more technology online grocery ordering zoom calls for work mobile restaurant orders to solve a Kahler says that's making people comfortable with the changes in retail they're realizing that it's actually beneficial this is actually a more frictionless way need to continue with money news from Bloomberg on K. Y. W. I'm Jessica summers will go to great lengths to make the places where we live look good.

Katie Lockwood Dr Kaufman Jessica summers Bloomberg analyst Macy Verizon Kahler Mintel Alexis
"mintel" Discussed on The Horse Racing Radio Network Podcast

The Horse Racing Radio Network Podcast

01:49 min | 1 year ago

"mintel" Discussed on The Horse Racing Radio Network Podcast

"I was like nine until I. Awful. When I played ready ready to wrong. Then put me on a satellite Roma first race like the most up to that. Wow. Three. Should I'm saying. That's that's crazy. And but at the same time that will teach you impeccable balance and leg strength, and I can't even imagine doing that Chilean Mets the buckle. Most definitely. What did your uncle do? Once the race track. Close. You said they were trainers and one was a trainer was a jockey. Did. They also moved to the states. No, they both now needs pain nowadays. They don't I mean, they all there. So they they're not working on the truck. And how was it for you? When you first moved to the states yourself was it a bit of a culture shock, obviously, you were you were young still. But what was that like for you? You so much different. Like when I'm first movie, I speak, not a word of English. No one word. So that was a little difficult the beginning. But, you know, you'll learn and yeah, so much different. The culture. And but I was lucky that my family was here. So this there's a and that made it easier. Yeah. You said your mother and father were here and brought you over now did your brothers and your sister come over to the states as well. Able to my brothers are here as well. Keep up to Spain. Jogging Julian pin Mintel joining me tonight on jock talk presented by Tito's handmade.

Mintel Spain Tito Julian
"mintel" Discussed on KTRH

KTRH

07:23 min | 1 year ago

"mintel" Discussed on KTRH

"Percent of us. Don't and Mintel just found out that Americans. Now, it only nineteen percent give themselves a name for their financial knowledge. Only nineteen percent Eighty-one percent of Americans say, yeah. Eight out of ten of us say I stink this, and it's not your fault because mom and dad never taught you anything about money K through twelve. Did you have a class on money? No. When you went to college. Did you take a personal finance course? No does your employer. Tell you anything. No. Well, no wonder you don't know much about this subject, and that's the battle that we're trying to win and these days one of the most common ways people are investing very different from what I started in the nineteen eighties. These days. The most common investment vehicle used in America is the mutual fund or it's more recent cousin the exchange traded fund very similar in how they operate. And yet, according to this survey only thirty nine percent of Americans know what a mutual fund is which I find fascinating because other surveys show us that fifty percent of US households mutual funds. So let me get this straight half of us own them. But only thirty nine percent know what they are. Now is it just me? Or is there a problem there? I I don't think there are too many items in your home that you own that you have no idea what it is. So let me try to help you out with that. So picture this picture that you have some money, and you would like to save it for the future. Now, you could go buy an investment that means you got to know what it is. You wanna go by you, gotta know how investments work you got to go to the trouble of doing. You gotta monitor them and maintain them and. Handle the tax recordkeeping and reporting issues cumbersome, it's complicated. Time consuming requires a lot of knowledge nuisance. Here's an alternative take your money and put it into a bucket. And a bunch of other people will do the same thing with their money. Everybody puts money into the bucket. Everybody puts in whatever amount they want you put in a little bit of money. Somebody else puts in a lot of money or vice versa. It doesn't make any difference. All the money that goes in the bucket. You have a pro Radha share? So if you put in a dollar and the collective total is ten dollars. Congratulations. You own one tenth of it. So you own a pro rata share and the money's in the bucket and everybody has their interest in it. Everybody has a mutual interest in the bucket. The bucket is called a fund. And that's where the phrase mutual fund comes from. Oh, technically under the law. There's no such thing as a mutual fund. It's called an investment company based on the investment company act of nineteen forty but you don't know about that. You don't care about that. So you've got this mutual fund. Now, the money's in the bucket. How is the money going to get invested? You don't know what you're doing? You don't have the time for it. You don't wanna do it? So. What are you and your friends do who all have money in the bucket? You hire. Someone you hire a bucket manager. Oh, sorry. A fund manager. This fund manager is a Wall Street executive a Wall Street pro a professional investment advisor or manager. And this person's job is to take the money. That's in the bucket that everybody has placed there and goes and buys investments. If you have a stock fund, the manager will go buy stocks. It's a bond fund though, by bonds makes sense simple and easy is that when they do this. If the stocks, they buy go up in value, then your share goes up in value proportionately pro rata along with everybody else if the investment in value. Well, then so does your share you can take your money out of the bucket whenever you want every single day the stock market's open for business, you can take your money out of the bucket. You can also add more money the bucket anytime you want you can put your money and take your money out. And the value is always based on. On the current market value of what's happening in the marketplace. It's really that simple. So that's what a mutual fund is simple easy. Then there's a different kind of a mutual fund that is sometimes called an index fund. And this is what I find really fascinating. According to the survey only thirty nine percent say they know what a mutual fund is. But forty nine percent say they noted index fund is that doesn't make any sense. It's sort of like saying, I don't know what a car is. But I do know what a Cadillac is. That doesn't make any sense. If you don't know what a car is. How can you know, what a Cadillac is a Cadillac is a kind of a car? Now, I could see the other way around. I've never heard a Cadillac, but I do know what an automobile is. But that's not what these people said they said that they don't know what a mutual fund is. But they do know what an index fund is which says to me, they don't even know what they don't know talk about confusion. Here's an index fund is when you're fund manager goes out to buy stocks is your manager going to pick the stocks, or are they just going to replicate the stocks that are in a list because there are lots of lists. You've heard of the Dow Jones industrial average that's a list of thirty stocks big industrial companies you've heard of the S and P five hundred. That's another list. It's a list of the five hundred biggest companies in America. Then there's The Wilshire five thousand which is a list of every stock in the United States. There are actually twenty thousand different lists out there. So you can have a manager who goes around trying himself or herself to pick the stocks for your bucket, or they can just replicate a list. What's the advantage and disadvantage? Well, if you're going to buy yes. Five hundred list, you're going to get the returns of the S and P five hundred. You're not going to do better. You're not gonna do worse. You're going to get the average. Like the name the Dow Jones industrial average for this example, I'm not taking into account the fees and expenses and taxes. So do you want to return, that's average? Or would you like to get a return that's higher than average? So people who hire an active manager are trying to beat the average. The problem is the overwhelming majority of them fail to beat the averages. And they cost more. They take higher risks. They often incur higher taxes. But they end up without getting the better returns. The investors are looking for. And this is why those who invest by the indexes. Tend to be more popular these days as a result. So those are just two of the basics mutual funds and index funds. If you have other questions about your investments, if you own things, and you really don't know what they are. Did someone sell you an annuity a non traded reach a closed end fund. And you really don't know what these things are an IRA a 4._0._1._K SR CEPA Sep IRA, call us, we'll be happy to give you the education and information, you need to help you make sure.

fund manager Cadillac United States America Mintel Radha advisor executive thirty nine percent nineteen percent Eighty-one percent forty nine percent fifty percent ten dollars
"mintel" Discussed on We're No Doctors

We're No Doctors

05:13 min | 1 year ago

"mintel" Discussed on We're No Doctors

"I had a friend who says area inborn, and he'll get up in the middle of a movie and walk out of the theater through the screen. So you. Amazing dad joke. That's a dad joke. Let's leave the movies. We can whatever we want. My favorite joke guy goes guy goes into store. He buys bread peanut butter milk eggs, and he goes to pay for them and check out and the girl scanning and she looks at him. And she goes you must be single. And he's like, oh, yeah. How could you tell she goes, you're ugly? That's great. Here's here's my favorite joke. And this is this is a great joke. The first two people that that superman was a bird and a or a plane. What's all the excitement about? Bird. Okay. It gets funnier. The more you visually. Okay. All right. We've got about ten minutes left. Do you guys have any upcoming medical procedures to talk about? I did say, my sinus surgery. I do I feel went well how long? How long has it been a year? It's been on. No, no may end of may. And I was fucking miserable June member. Okay. So post sinus surgery, I had two weeks that were great. And then it was a fucking how hall from like mid June until mid August through when I Well, I I was so stuffy, and then I lost my sense of smell, which means you can't taste. It was a fucking nightmare. And then it started like it just fucked with me, and I thought I was losing my mind. And then I went to air vedic, Dr we did talk about this on the pot. Didn't I didn't. I talk to you about the erotic phone with the oil on my forehead and all that shit. Yeah. In august. And they do that. Because you didn't have time to just take money and throw it in the street. Dana make all the jokes you fucking want. But guess who censor smoke back and lean? By the way for went to my doctor at cedars. And he literally gave me the like put the cameras up my sinuses. And he's like, yeah. I don't I don't know. I guess at work. It's a miracle. Yeah. He he was like, I don't know what I gotta sugarman. Well, sugarman, and Schnitt, man, Schnitt Mintel. Lyle should guys just for you guys. Belinda. Sugarman. Yeah. I have. Okay, guys for you guys here and survey in Los Angeles, there there are these famed EMT's sugarman, and Schnitt man, and they used to be partners. And like anyone who does any sort of vocal work goes to sugarman Hirschman? And then they broke up. And so then you're like either camp Schnitt Mun or camp sugar, but they're in the same built in the same building one floor of that should remember to surgeries that I had that I didn't talk about earlier. Did snap Najrah on my vocal chords Weiss and they had to lock them off Schnee. Did it will also Schnittke will also to thing? We vacuums out your nose share sugarman does what is that? Get your nose vacuumed out. It's also it's it's very to go, Tim, they go up into your sinuses. I take a cotton swab soaked with something and they stick that right up. And then they put a tiny vacuum hose. Oh, I thought I didn't see the waitress thought I was in the Disney on at mansion. He put the little hose puts a tiny hose and just vacuums out your sinuses. And you see the stuff. See them taking all your treasures is yours. You guys ever? I'm certain video ever read that story Courtney love clan when she was getting kalanick's that she saw a Barbie doll shoe come out her butt and go down the cleared up Barbie that she shoe that she had swallowed when she was six. You don't believe it. What when you were six Courtney love, not me. No, no. I know that. But I don't believe court people for a plethora of reason. He held onto that fucking Barbie doll shoe. Stick of gum. I hope it's true. I would believe that she passed a shoe that Kirk obain swallowed that. That. Up. But then one time one time a Mark flew into my ear, dude..

sugarman Hirschman Schnitt Mun Dana sugarman Kirk obain Courtney Los Angeles Schnitt Belinda Lyle Schnittke Schnitt Mintel Tim Najrah Schnee Weiss kalanick ten minutes
Alabama police officer killed in the line of duty; suspect in custody

24 Hour News

00:25 sec | 1 year ago

Alabama police officer killed in the line of duty; suspect in custody

"Eighteen percent increase in opioid overdoses can be directly linked to how drugs are marketed. The doctor's prescription opioids do have a place in medical practice. And so I'm certainly not calling for us to pull back and stop prescribing them, they they are an important part of how we manage acute and chronic pain in this country. I certainly am not arguing otherwise. But doctors are human and humans are subject to marketing and pharmaceutical companies know, this he says even something as simple as a drug company reps taking a doctor to lunch can have an influence, but the pharmaceutical companies. Do much more paying for education cost travel expenses honoraria and more on a study found the drug companies spent almost forty million dollars in just over two years on marketing to doctors and countries that had more opioid marketing to doctors had higher rates of overdoses from the opioids. They prescribed wins. News time to twenty-six and our Bloomberg money. Watch on ten ten win. Sponsored by Zaman Schnur urban and minor personal injury attorneys SUNA maker of chocolate milk. Mix might sell a purple colored walnut. And blueberry milk part of Nepalese new embrace of the booming market for vegan food, but I it's gearing up for its biggest push yet into the market. The incredible burger to be introduced under the garden gourmet label in the spring big names like Unilever and Nestle you're competing with new companies like beyond meat backed by Bill Gates and Leonardo DiCaprio opportunity that consumers are taking to try to get more of vegetables into their diet. Plus, they're also looking at. Get more protein in their diet and a plant based burger seems to meet both of those directions. Beds. Billy Roberts senior analyst for food and drink at Mintel, not necessarily a concern about animal welfare or even concerns about the planet. We find that consumers are much more interested in their own personal health the millennial generation, especially Nestle says it's plant based business reach more than a billion dollars in sales within a decade. Bloomberg money watch at twenty six fifty six past every hour. I'm Ed Corry for ten ten wins wins news time to twenty seven.

Bloomberg Nestle Zaman Schnur Ed Corry Suna Maker Mintel Unilever Leonardo Dicaprio Bill Gates Senior Analyst Billy Roberts Milk Forty Million Dollars Eighteen Percent Billion Dollars Two Years
Non-alcoholic cocktails are on the rise – but don't call them mocktails

KCBS Radio Weekend News

03:28 min | 1 year ago

Non-alcoholic cocktails are on the rise – but don't call them mocktails

"Because we use higher quality ingredients? Rare ingredients we put more time and effort into going from a wrong into the final product. These zero proof cocktails are now in restaurants and bars in cities big and small and some of the most famous including three Michelin star restaurant eleven Madison park in New York City and American Bar, the longest surviving cocktail joint in London Keila. Bryant is a senior beverage analyst at Mintel and says the rise of alcohol free cocktails is partially driven by Americans. Placing more value on health and wellness. The consumer gets that delicious flavorful complex drink and the operator is going to make more money on that higher margin beverage genie says she often socializes with her friends at bars, but doesn't always wanna drink. Now. She doesn't have to miss out. This is probably one of the most complex and interesting things that I've tasted in a while. And it has no booze in it. I just it blew my mind when I I it is very easy to make juice. You just juice fruits. It's already non alcoholic. We know how that works. It's very easy to make soda you. Take sugar you add other ingredients carbonated we understand how that works. We don't want to make that as the non alcoholic option. Here. We wanna make something new that doesn't exist yet, which is a cocktail or something that drinks like a cocktail that just doesn't have alcohol and this movement extends well beyond the bar Heineken just released its first non alcoholic beer and see lip became the world's first non alcoholic spirit, essentially booze out the booze.

Mintel Michelin London Keila New York City Bryant Madison Park Analyst
Non-alcoholic cocktails are on the rise – but don't call them mocktails

KCBS Radio Weekend News

03:30 min | 1 year ago

Non-alcoholic cocktails are on the rise – but don't call them mocktails

"Are now in restaurants and bars in cities big and small and some of the most famous including three Michelin star restaurant eleven Madison park in New York City and American Bar, the longest surviving cocktail joint in London Keila. Bryant is a senior beverage analyst at Mintel and says the rise of alcohol free cocktails is partially driven by Americans. Placing more value on health and wellness. The consumer gets that delicious flavorful complex drink and the operator is going to make more money on that higher margin. Beverage genie 'em says she often socializes with her friends at bars, but doesn't always wanna drink. Now. She doesn't have to miss out. This is probably one of the most complex and things that I've tasted in a while. And it has no booze in it. I just it blew my mind when I I it is very easy to make juice. You just juice. It's already nine alcoholic. We know how that works. It's very easy to make soda you. Take sugar you add other ingredients, you carbonated we understand how that works. We don't want to make that as the non alcoholic option. Here. We wanna make something new that doesn't exist yet, which is a cocktail or something that drinks like a cocktail that just doesn't have alcohol and this movement extends well beyond the bar Heineken just released its first non alcoholic beer and see let became the world's first non alcoholic spirit essentially booze without the booze. And that CBS news correspondent Kenneth Craig. It's MoneyWatch time on KCBS for that. We turn to Jeff Bellinger, gender equality has come to retailing. The woman will stop for the man, but these days Jim Shea

Jeff Bellinger Mintel Michelin London Keila Jim Shea New York City Madison Park Bryant Analyst Kenneth Craig CBS
"mintel" Discussed on The ThomaHawk Show

The ThomaHawk Show

02:55 min | 1 year ago

"mintel" Discussed on The ThomaHawk Show

"When I was there. I was listening to this album. And I was there like I very vividly. Remember driving around Cleveland when this episode of the Tomahawk podcast came out and being so excited to listen to it that I would literally just drive random places. So I could play because I just wanted to hear the story about Billy Vegas. So that is that's honestly one of the most memorable episode before I even became a car the show. I do think that because Baker Mayfield is in place that we can sort of look back here in Cleveland on Johnny Mintel tenure and appreciate it for like the absurd wild ride that. I remember when he when you guys beat Tennessee when he threw those two long touchdown passes to Travis Benjamin and everybody I was downtown at a friend's house watching it and downtown was crazy. I remember like walking around. I lived on the west side of Cleveland. So I could like walk over the bridge over to a high. Oh city where I lived, and it was just nuts. And then so that was like the peak, and then the lows were just so many, but. I do I do think that in Cleveland now we can finally like look back at that. And laugh because we found Baker Mayfield. And we can just like a there's got to be a thirty for thirty on. Johnny Manziel is time in the NFL coming eventually. And I think we will be able to watch it with laughter instead of maybe possibly tears hopeless push over you think the the Tomahawk show makes the thirty for thirty. Are we gonna do Harder they to ask? ask the front of it. It's like I mean that was a big deal. The first time he decided like not only confirming that that entire thing happened because for such a long time it was like there's no way he really was in Las Vegas with a wig. And he was Tomahawk show. The photo he said the photo to post. So people always ask how do we get them to tell the story? The story is again, Johnny was at a point in his life like back, then where things were well, we knew kind of what was going on just like being around him. He wasn't like that in the facility. But it was a rough tiring. We knew that he had problems issues going on the coaches and upstairs did they know? I think they did. And we were more like yo you can't put this guy in like, this is a bad idea. Everyone knows the bad idea. But there are other interests at risk. And they just felt like it was the thing to do. So we never really quite blame. Johnny because anybody who was around knew he had a issue going on at the time that being said at the time of this interview, he was doing a lot better. He was trying to put his life together. He was getting engaged. It'd be. Married and even up to now, he's done really, really. Well, he's still playing in the Canadian Football League won a couple of games play really wasn't on a stretch. And he's still putting the pieces together of his life. When he did this interview when he started getting cleaned up. He sent a message to Joseph the message to me just kind of apologizing for his time in Cleveland because he said as leaders on that team he felt like he let us down and he apologized. Which I mean, that's that's professional football. You know? But I we appreciate it the Justice. Hey, can you come in a Tomahawk show?.

Cleveland Johnny Baker Mayfield Johnny Mintel Billy Vegas Johnny Manziel Las Vegas Travis Benjamin Tennessee football Canadian Football League NFL Joseph
"mintel" Discussed on Here & Now

Here & Now

02:45 min | 1 year ago

"mintel" Discussed on Here & Now

"Marketing at CCD helmsmen, a culinary innovation firm and Emeryville, caliF and CARA you start with the Australian influence. I'm trying to think what that is. I don't think I can think of Australian cuisine. What is that? Well, think about avocado toast and recognize that that item was very popular in Australia before it was popular here. Also think about overnight oats and porridge we say overnight, oats. Is that soaking them overnight what right which is already very popular on social media. You'll see all kinds of recipes for soaking oats, plus seeds, different types of grains, nuts fruits strike fruits, and you soak them overnight and they're ready to go in the morning. We, you know, I I. Can just hear someone saying, oh, please. I mean, that's why they make Quaker, you know. I can see people reacting to this idea of we have to have new trends and food. The New York Times did a piece to is what to expect in two thousand nineteen that this idea of healthier and more. Do it yourself is huge. If definitely is more and more people are really figuring out what they want to eat for themselves, and what's going to work for them. So for example, that could be one of our other trends cheeses, made from plants or very often from cashew nuts, and we see more and more plant based cheeses and choices. Whether it's a cream cheese or a fresh cheese or a pub dipping cheese or even a multiple Mozarrella type chief we're going to see more choices like that next year. Well, and the New York Times again points out that the plant based main course is really hot. And for instance in Los Angeles somewhere in the city council. There is proposing a law that would require a vegan protein entrees would be available at at movie theaters. And when you. Talk about diets one of your colleagues if someone at least in this field. This is Hannah Spencer. She also tracks the food service industry for the company Mintel said the Kito diet might be on its way out something called peak in think. Yeah. Yeah. What's that? It's it's crossover like paleo vegan. And it's things like this. I have to say the do 'cause if you is to roll. But so that's going to be focusing. Not on things like grains and highly processed sugars, which all kinds of people are deciding they're less interested in and a bigger focus on really good healthful, fruits and vegetables cauliflower has become kind of the new kale. And we now are seeing cauliflower pizza crust all over the place. Okay. And somebody just fainted somewhere. You know? No don't do that to my pizza crust. But people are what is going on with mushrooms. I'm hoping down the road to speak with Paul Stam. It's who is a my college. Who's apparently.

The New York Times Hannah Spencer Emeryville Paul Stam caliF Australia CARA Mintel Los Angeles
"mintel" Discussed on Here & Now

Here & Now

02:45 min | 1 year ago

"mintel" Discussed on Here & Now

"Marketing at CCD helmsmen, a culinary innovation firm and Emeryville, caliF and CARA you start with the Australian influence. I'm trying to think what that is. I don't think I can think of Australian cuisine. What is that? Well, think about avocado toast and recognize that that item was very popular in Australia before it was popular here. Also think about overnight oats and porridge we say overnight, oats. Is that soaking them overnight what right which is already very popular on social media. You'll see all kinds of recipes for soaking oats, plus seeds, different types of grains, nuts fruits strike fruits, and you soak them overnight and they're ready to go in the morning. We, you know, I I. Can just hear someone saying, oh, please. I mean, that's why they make Quaker, you know. I can see people reacting to this idea of we have to have new trends and food. The New York Times did a piece to is what to expect in two thousand nineteen that this idea of healthier and more. Do it yourself is huge. If definitely is more and more people are really figuring out what they want to eat for themselves, and what's going to work for them. So for example, that could be one of our other trends cheeses, made from plants or very often from cashew nuts, and we see more and more plant based cheeses and choices. Whether it's a cream cheese or a fresh cheese or a pub dipping cheese or even a multiple Mozarrella type chief we're going to see more choices like that next year. Well, and the New York Times again points out that the plant based main course is really hot. And for instance in Los Angeles somewhere in the city council. There is proposing a law that would require a vegan protein entrees would be available at at movie theaters. And when you. Talk about diets one of your colleagues if someone at least in this field. This is Hannah Spencer. She also tracks the food service industry for the company Mintel said the Kito diet might be on its way out something called peak in think. Yeah. Yeah. What's that? It's it's crossover like paleo vegan. And it's things like this. I have to say the do 'cause if you is to roll. But so that's going to be focusing. Not on things like grains and highly processed sugars, which all kinds of people are deciding they're less interested in and a bigger focus on really good healthful, fruits and vegetables cauliflower has become kind of the new kale. And we now are seeing cauliflower pizza crust all over the place. Okay. And somebody just fainted somewhere. You know? No don't do that to my pizza crust. But people are what is going on with mushrooms. I'm hoping down the road to speak with Paul Stam. It's who is a my college. Who's apparently.

The New York Times Hannah Spencer Emeryville Paul Stam caliF Australia CARA Mintel Los Angeles
"mintel" Discussed on WLS-AM 890

WLS-AM 890

08:47 min | 1 year ago

"mintel" Discussed on WLS-AM 890

"I've been a financial advisor for about thirty two years. And when I wrote my first book the truth about money, which was published back in nineteen Ninety-seven that book was designed to be a primer. It was designed to be a textbook one on one kind of approach to help people who didn't understand the very basics of money because back in the nineteen eighty s and nineteen ninety s most of us didn't know anything about money, you probably never owned a mutual fund in the nineteen eighties. You probably knew nothing about financial planning had never even considered college planning never heard of estate planning. And so over the last couple of decades as I've been doing this radio show now almost thirty years. I think I sometimes forget that they're still lots of Americans who don't know about any of this stuff. And so I want to go back to a couple of the very basics here. And the reason is a survey that just came out from TI and Mintel TIAA survey revealed that only sixteen percent of American adults have a high level of financial literacy eighty four percent of us. Don't and Mintel just found out that Americans. Now, it only nineteen percent give themselves a name for their financial knowledge. Only nineteen percent Eighty-one percent of Americans say, yeah. Eight out of ten of us say I stink at this. And it's not your fault because mom and dad never taught you anything about money K through twelve. Did you have a class on money? No. When you went to college. Did you take a personal finance course? No did your employer. Tell you anything. No. Well, no wonder you don't. So much about this subject, and that's the battle that we're trying to win and these days one of the most common ways people are investing very different from when I started in the nineteen eighties. These days. The most common investment vehicle used in America is the mutual fund or it's more recent cousin the exchange traded fund very similar in how they operate. And yet, according to this survey only thirty nine percent of Americans know what a mutual fund is which I find fascinating because other surveys show us that fifty percents of US households owned mutual funds. So let me get this straight half of us own them. But only thirty nine percent know what they are. Now is it just me? Or is there a problem there? I I don't think there are too many items in your home that you own that you have no idea what it is. So let me try to help you out with that. So picture this picture that you have some money, and you would like to save it for. In the future. Now, you could go buy an investment that means you got to know what it is. You wanna go by you, gotta know how investments work you gotta go to the trouble of doing it. You gotta monitor them and maintain them handle, the tax recordkeeping and reporting issues cumbersome complicated. Time consuming. Requires a lot of knowledge what a nuisance here's an alternative. Take your money and put it into a bucket. And a bunch of other people will do the same thing with their money. Everybody puts money into the bucket. Everybody puts in whatever amount they want you put in a little bit of money. Somebody else puts in a lot of money or vice versa. It doesn't make any difference. All the money that goes in the bucket. You have a pro rata share? So if you put in a dollar and the collective total is ten dollars. Congratulations. You own one tenth of it. So you own a pro rata share and the money's in the bucket and everybody has their interest in it. Everybody has a mutual interest in the bucket. The bucket is called a fund. And that's where the phrase mutual fund comes from. Oh, technically under the law. There's no such thing as a mutual fund. It's called an investment company based on the investment company act of nineteen forty but you don't know about that. You don't care about that. So you've got this mutual fund. Now, the money's in the bucket. How is the money going to get invested? You don't know what you're doing? You don't have the time for it. You don't wanna do it? So what are you and your? Friends do who all have money in the bucket. You hire. Someone you hire a bucket manager. Oh, sorry. A fund manager. This fund manager is a Wall Street executive a Wall Street pro a professional investment advisor or manager. And this person's job is to take the money. That's in the bucket that everybody has placed there and goes and buys investments. If you have a stock fund, the manager will go buy stocks, if it's a bond fund, go buy bonds, make sense simple and easy is that when they do this. If the stocks, they buy go up in value, then your share goes up in value proportionately pro rata along with everybody else if the investments go down in value. Well, then so does your share you can take your money out of the bucket whenever you want every single day the stock market's open for business, you can take your money out of the bucket. You can also add more money the bucket anytime you want you can put your money and take your money out. And the value is always based on. On the current market value of what's happening in the marketplace. It's really that simple. So that's what a mutual fund is simple easy. Then there's a different kind of a mutual fund that is sometimes called an index fund. And this is what I find really fascinating. According to the survey only thirty nine percent say they know what a mutual fund is what forty nine percent say they noted index fund is that doesn't make any sense. It's sort of like saying, I don't know what a car is. But I do know what a Cadillac is. That doesn't make any sense. If you don't know what a car is. How can you know, what a Cadillac is a Cadillac is a kind of a car? Now, I could see it the other way around. I've never heard a Cadillac, but I do know what an automobile is. But that's not what these people said they said that they don't know what a mutual fund is. But they do know what an index fund is. But says to me, they don't even know what they don't talk about confusion. Here's an index fund is when you are funded manager goes out to buy stocks is your manager going to pick the stocks, or are they just going to replicate the stocks that are in a list because there are lots of lists. You've heard of the Dow Jones industrial average that's a list of thirty stocks big industrial companies you've heard of the S and P five hundred. That's another list. It's a list of the five hundred biggest companies in America. Then there's The Wilshire five thousand which is a list of every stock in the United States. There are actually twenty thousand different lists out there. So you can have a manager who goes around trying himself or herself to pick the stocks for your bucket, or they can just replicate a list. What's the advantage and disadvantage? Well, if you're going to buy the S and P five hundred list, you're going to get the returns of the S and P five hundred you're not gonna do better. You're not gonna do worse. You're going to get the average like the name the Dow Jones industrial average for this example, I'm not taking into account the fees and expenses and taxes. So do you want to return, that's average? Or would you like to get a return that's higher than average? So people who hire an active manager are trying to beat the average. The problem is the overwhelming majority of them fail to beat the averages, and they cost more. They take higher risks. They often incur higher taxes. But they end up without getting the better returns that the investors are looking for. And this is why those who invest by the indexes. Tend to be more popular these days as a result. So those are just two of the basics mutual phones and index funds. If you have other questions about your investments, if you own things, and you really don't know what they are. Did someone sell you an annuity a non-traded reach a closed end fund. And you really don't know what these things are an IRA a 4._0._1._K Asare CEPA Sep IRA, call us, we'll be happy to give you the education information, you need to help you make sure that what you've done is what you thought and more importantly what you need to be doing. Just give us a call triple eight plan RIC. That's triple eight seven five to sixty seven forty two or visit us online at rice, Delman.

fund manager Cadillac Mintel advisor United States America Mintel TIAA TI executive thirty nine percent nineteen percent eighty four percent Eighty-one percent forty nine percent thirty two years sixteen percent
"mintel" Discussed on WMAL 630AM

WMAL 630AM

08:56 min | 1 year ago

"mintel" Discussed on WMAL 630AM

"Washington comes to talk. Welcome back to the show. I've been doing this program for almost thirty years identify Nansha adviser for about thirty two years. And when I wrote my first book the truth about money, which was published back in nineteen Ninety-seven that book was designed to be a primer. It was designed to be a textbook one on one kind of approach to help people who understand the very basics of money because back in the nineteen eighties and nineteen ninety s most of us didn't know anything about money, you probably never owned a mutual fund in the nineteen eighties. You probably knew nothing about financial planning had never even considered college planning never heard of the state planning. And so over the last couple of decades as I've been doing this radio show now almost thirty years. I think I sometimes forget that. There are still lots of Americans who don't know about any of this stuff. And so I want to go back to a couple of the very basics here. And the reason is a survey that just came out from TI and Mintel TIAA survey revealed that only sixteen percent of American adults have a high level of financial literacy eighty four percent of us. Don't and Mintel just found out that Americans. No it only nineteen percent. Give themselves a name for their financial knowledge. Only nineteen percent. Eighty one percent of Americans say, yeah. Eight out of ten of. Let's say I stink at this. And it's not your fault. Because Monod dad never taught you anything about money K through twelve. Did you have a class on money? No. When you went to college. Did you take a personal finance course? No does your employer. Tell you anything. No. Well, no wonder you don't know much about this subject, and that's the battle that we're trying to win and these days one of the most common ways people are investing very different from what I started in the nineteen eighty eighties. These days. The most common investment vehicle used in America is the mutual fund or it's more recent cousin the exchange traded fund, I similar in how they operate. And yet, according to this survey only thirty nine percent of Americans know what a mutual fund is which I find fascinating because other surveys show us that fifty percent of US households owned mutual funds. So let me get this straight half of us own them. But only thirty nine percent know what they are. Now is it just me? Or is there a problem there? I I don't think there are too many items in your home that you own that you have no idea what it is. So let me try to help you out with that. So picture this picture that you have some money, and you would like to save it for the future. Now, you could go buy an investment that means you gotta know what it is. You wanna go by you, gotta know how investments work you gotta go to the trouble of doing it. You gotta monitor them and maintain them and handle the tax record keeping and reporting issues cumbersome. It's complicated. Time consuming requires a lot of knowledge what a nuisance here's an alternative. Take your money and put it into a bucket. And a bunch of other people will do the same thing with their money. Everybody puts money into the bucket. Everybody puts in whatever amount they want you put in a little bit of money. Somebody else puts in a lot of money or vice versa. It doesn't make any difference. All the money that goes in the bucket. You have a pro rata share? So if you put in a dollar and the collective total is ten dollars. Congratulations. You own one tenth of it. So you own a pro rata share and the money's in the bucket and everybody has their interest in it. Everybody has a mutual interest in the bucket. The bucket is called a fund. And that's where the phrase mutual fund comes from. Oh, technically under the law. There's no such thing as a mutual fund. It's called an investment company based on the investment company act of nineteen forty but you don't know about that. You don't care about that. So you've got this mutual fund. Now, the money's in the bucket. How is the money going to get invested? You don't know what you're doing? You don't have the time for it. You don't wanna do it? So what do you and your? Friends do who all have money in the bucket. You hire. Someone you hire a bucket manager. Oh, sorry. A fund manager. This fund manager is a Wall Street executive on Wall Street pro a professional investment advisor or manager. And this person's job is to take the money. That's in the bucket that everybody has placed there and goes and buys investments. If you have a stock fund the manager will go buy stocks if it's a bond funds. They'll buy bonds make sense simple and easy is that when they do this. If the stocks, they buy go up in value, then you're share goes up in value proportionately pro rata along with everybody else if the investments go down in value. Well, then so does your share you can take your money out of the bucket whenever you want every single day the stock market's open for business, you can take your money out of the bucket. You can also add more money the bucket anytime you want you can put your money and take your money out. And the value is always based on. On the current market value of what's happening in the marketplace. It's really that simple. So that's what a mutual fund is simple easy. Then there's a different kind of a mutual fund that is sometimes called an index fund. And this is what I find really fascinating. According to the survey only thirty nine percent say they know what a mutual fund is. But forty nine percent say they noted index fund is that doesn't make any sense. It's sort of like saying, I don't know what a car is. But I do know what a Cadillac is. That doesn't make any sense. If you don't know what a car is. How can you know, what a Cadillac is a Cadillac is a kind of a car? Now, I could see the other way around. I've never heard a Cadillac, but I do know what an automobile is. But that's not what these people said they said that they don't know what a mutual fund is. But they do know what an index fund is who says to me, they don't even know what they don't talk about confusion. Here's an index fund is when you are funded manager goes out to buy stocks is your manager going to pick the stocks, or are they just going to replicate the stocks that are in a list because there are lots of lists. You've heard of the Dow Jones industrial average that's a list of thirty stocks big industrial companies you've heard of the S and P five hundred. That's another list. It's a list of the five hundred biggest companies in America. Then there's The Wilshire five thousand which is a list of every stock in the United States. There are actually twenty thousand different lists out there. So you can have a manager who goes around trying himself or herself to pick the stocks for your bucket, or they can just replicate a list. What's the advantage and disadvantage? Well, if you're going to buy the S and P five hundred list, you're going to get the returns of the S and P five hundred you're not going to do better. You're not gonna do worse. You're going to get the average like in the name, the Dow Jones industrial average for this example, I'm not taking into account the fees and expenses and taxes. So do you want to return, that's average? Or would you like to get a return that's higher than average? So people who hire an active manager are trying to beat the average. The problem is the overwhelming majority of them fail to beat the averages, and they cost more. They take higher risks. They often incur higher taxes. But they end up without getting the better returns that the investors are looking for. And this is why those who invest by the indexes. Tend to be more popular these days as a result. So those are just two of the basics mutual phones and index funds. If you have other questions about your investments, if you own things, and you really don't know what they are. Did someone sell you a new itty a non-traded reach a closed end fund. And you really don't know what these things are an IRA a 4._0._1._K SR set a call us. We'll be happy to give you the education and information, you need to help you make sure that what you've done is what you thought and more importantly what you need to be doing. Just give us a call triple eight plan RIC. That's triple eight seven five to sixty seven forty two or visit us online at.

fund manager Cadillac Mintel United States Washington America Nansha Mintel TIAA TI Monod advisor executive thirty nine percent nineteen percent thirty years eighty four percent
"mintel" Discussed on KOA 850 AM

KOA 850 AM

03:11 min | 1 year ago

"mintel" Discussed on KOA 850 AM

"We are treated to montages of people around the globe glued to their TV's and radios has Armstrong steps onto the moon. A sensibly to show. This was a heroic moment for mankind. But it is a horrific moment for white men who are allowed to be leaders of the future. Also, let's not forget that as a white man walked on the moon, people of color and women. We're still fighting for their rights on earth. And there have been plenty of other movies and books about that element of. And if you want to tell that story, you can tell that story it it's you could expound also it's a movie is about to maybe be less than two and a half hours. But it's a long movie how much do you stop in? And how much you do it at the expense of the story itself to go. It's extraneous to this story. I wanted to mention that listen, we know that the racism of the era was much much more profound and toxic. Then than it is. Now, we can't deny that. And we all know that we should know that. But you can also tell that story and change things dramatically because you're changing history. Listen to this kind of mentality. We're talking about the social Justice Mintel, and I've spent hours and hours explaining what social Justice is the left perceives it is. And what it isn't that? I don't want to get into that right now, they are consumed with this everything is political and his political in the interest of advancing their agenda. There are so many other serious problems facing this country and other countries that isn't part of their agenda, and they ignore all of that. Yeah. Here's one more thing. This is from real clear life, which is a division of realclearpolitics. It says nothing like the last month in America shows the cracks in the American melting pot in the impossibility of the cultural. Wow, the impossibility of a cultural. We I mean, they're basically saying that melting pot doesn't exist in this country. Most. Semi woke people sometimes during the hundred and forty one minute running time will notice the absence of people of color in speaking roles, not there in the massive screen, not their historically not in space and then in parentheses and possibly absent from the audience. Well, you know, I think that's insulting. Because if I'm a person of color, I don't wanna see this movie just because they're white people in it. This is a massive part of US history. And I would think that perspective is matters to anyone of any color, and I don't need to be the same color as the man who walked in the moon to appreciate that. Well, put Marla break when we come back. I do want to talk about bad times that Elroy l only in the interest. This is a public service of a suggestion that you don't see the movie, and I think we're gonna have to save the Redford movie till finally we had more movies to review in getting good. Then we then we have time for instead of dragging out a couple reviews on terrible movies. Are you gonna watch the Halloween or the oath next week? Because I don't think those two are up your alley. That I have a duty to watch a lot of movies that I know I'm not gonna like some of them which surprised me, and I do, but I don't have to watch every movie. Okay. I don't like I've taken the bullet Alexander Solzhenitsyn once said to taste the c one needs only one gulp, I think to taste Halloween. You only need one gulp at that. There are people who like it. I understand. You just asked me doesn't do anything from. Okay. All right. Stay with us. One more segment coming up. Getting a handle on that crash.

Alexander Solzhenitsyn Justice Mintel Armstrong US realclearpolitics America Redford forty one minute
"mintel" Discussed on WBT Charlotte News Talk

WBT Charlotte News Talk

01:46 min | 2 years ago

"mintel" Discussed on WBT Charlotte News Talk

"Had. Won this, election What would even know their names What we know what we, have heard. Anything about Russian collusion probably nuts and your point is My. My. Point is we have a corrupt Justice department and all I gotta say? Is Lois Lerner okay what what does this have to do, with Neil. Cavuto what he said Because Donald Trump is attack every okay. I'm. Done with this I'm so done with this poor Donald Trump is attacked Seriously I'm. Sick of this garbage Can we just stick to the point here and, and can you answer the question what what? Did you think of. Neo cover that was the question what did you? Think of Neil Cavuto, has commentary you agree with? It? Do you disagree with. It. Why that was my question In what a go. Around the mulberry Bush boy I'm sure glad Hillary? Clinton did get elected. LA LA LA I'm so? Tired? Of hearing this crap Am I glad Hillary Clinton. Lost, absolutely do I want to continue to watch this, man, lie. After lie after lie after lie no And there's no accountability? Whatsoever All. Right let's try this again let's go out to Mintel Lee good morning Lee Good morning I was just wondering where where was? The outrage Oh gosh goodbye goodbye Lee Lee Listening what are we doing here folks we're. Going to, get. Away. With it.

Hillary Clinton Donald Trump Neil Cavuto LA LA LA Lee Lee Mintel Lee Lee Good Lois Lerner Justice department
"mintel" Discussed on The Ben and Ashley I Almost Famous Podcast

The Ben and Ashley I Almost Famous Podcast

03:25 min | 2 years ago

"mintel" Discussed on The Ben and Ashley I Almost Famous Podcast

"This is the Ben and actually I almost podcast with iheartradio absolutes a little different today. I'm Ben and I am Colton. Oh, we have a special co host Colton under Colton. Welcome to almost famous podcast. Your a guest on this typically, but today you're taking a new seat. I, yeah, I'm gonna. Let us her to guide me and helped me out the you are co host nece episode. We're gonna talk everything, bachelor in paradise. We're going to pick on Colton a little bit. We're going to get the true scoop on exactly what happened in paradise where his head was at where he went crazy. We're also gonna talk about the mental all. We're gonna flash back a little bit because I had questions the Colt, and I know and the Colton, I love and the Colton have hung out with was not to Colton. There isn't meant was there at mental all? And I want to ask why in figure out why with that? We're gonna have a couple of special guests. He's going to bring on some friends. We're going to get the dirt. We're going to get the juice, but before we do that, Colton, you holding up. I'm good man. I'm good you. Okay. Before we, we just gotta get started a couple of weeks ago. We watched Mintel all Colton. Jason was the co host on that episode with us. And I said, man, Colton had something he came in angry about walk me through so because, hey, this whole is crazy. It brings out the wildest sides in us. Walk me through mental. Were you angry about paradise at the time where you sensitive to the people around you? Was there somebody that kind of like really made you upset or was just this just take that unit have when you sat down with all these guys to protect yourself? No, no. And just like you said in the intro to, it's like everybody was just like, whoa, what side of Colton is this? And I think for me, you know, you get to see such a small portion of our personalities on the bachelorette and that's always been somebody I am. I'm not afraid to speak my mind. I'm not afraid to stand up for who I am and you know, during the season I was taught. Talking about serious things going on, whether it's my virginity, whether is Tia when there is, you know, bringing her home to my family. So nobody really got to see that edge. And that's something I like to, you know, I haven't edge to me and I stand up for myself. How does it edgy usually come out? I mean, I think you said at once during paradise recently during you know your your sports career while your professional athlete, you kind of how he's had this edge, but you had to hold in a lot of your motion. You can see that you can let anybody see you her or upset now in life. How do you typically let that edge out. I mean, just by being authentic and being genuine. I mean, I mean the one thing that coming off of the bachelorette and bachelor impaired ICES I'm so I'm much more comfortable in my own skin now. And I think where I would, you know, sort of bit my tongue in the past nam not afraid to sort of have loose lips and speak my mind. I mean, if it's something on my on my, if there's something on my mind, I'm saying that's e e bring up a great point there coming off the bachelorette incoming off bachelor in paradise. You're more confident in speaking your mind what we've talked about it many times in the show, Ashley and I do, and we bring it up that you know, this show is innocence therapy as the contestants kind of mold into their own, maybe true identities while on the show, especially if they're there long enough, what do you think it is about this show that allows the contestants to truly be themselves?.

Colton Ben Mintel Ashley Jason
"mintel" Discussed on KNX 1070 NEWSRADIO

KNX 1070 NEWSRADIO

02:07 min | 2 years ago

"mintel" Discussed on KNX 1070 NEWSRADIO

"Questions, and refused, to leave I've been there myself representing the US radio networks. It seemed to me Kaitlan Collins was no less willing to leave the Oval Office than. Any other member of the, press contingent which on. This day included many European journalists you several of us were, shouting questions at the president he ignored the questions and the large scrim was slowly and loudly coaxed from the room in a statement CNN disputed the White House's association that Collins questions were, inappropriate saying this decision to, borrow Obama the presses for Taliban and nature and not indicative of an open and free press former Alaska Airlines pilot has been sentenced to a year in prison for flying under, the influence. Of alcohol his arrested on June twentieth two thousand fourteen that was, a day when he had flown planes full of. Passengers twice once from San Diego to Portland. And from Portland to, John Wayne airport in Santa Ana sinuous attorney Dennis Mitchell tells can't ex- after the pilot landed in. Orange County, he was randomly chosen for drug and alcohol testing. So he was subjected to to Breathalyzer tests and those both came I'm back the, first one came back at his blood alcohol level. At point one three four in about fifteen minutes later after that His, alcohol. Level. Was point one four to each case it was more, than triple the permissible limit for commercial pilot being. Point zero four. Four sentencing prosecutors told the judge that during his twenty year career the pilots struggled, with, alcoholism and kept it concealed it's two fifty Jackie bunny with Adrienne Mitchell Mintel is a big, market lose, her after hours after the bell the El Segundo toy maker said it is cutting twenty two, hundred jobs it's weak earnings report shows, the impact at Toys, R Us. Is demise Mattel shares sinking in. Late trading the Bluebird headline says it all Facebook results fiasco dragging down. NASDAQ futures revenue and user numbers came in lower than. Expected and Facebook shares plummeting after hours shuttered meal kit makers getting new life, Newport, Beach investment. Firm true food innovations has bought shift times reports they'll, use El Segundo shaft to expand.

Kaitlan Collins Adrienne Mitchell Mintel Facebook Portland Orange County El Segundo US Dennis Mitchell Taliban Oval Office Alaska Airlines Mattel Santa Ana Obama San Diego CNN White House John Wayne Late trading
"mintel" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

03:08 min | 2 years ago

"mintel" Discussed on WNYC 93.9 FM

"Song ever Spotify saying boy talk to Louis blanc At, one point eight billion times that's been swan Spotify since it was released by cheer spot on eventually not just Because some figures out later on financial results so we'll, get a flavor of how they're doing and what's. Becoming a. Really congested market with the likes. Of, Amazon and Google of course trying to get in there, as well so awesome Rebecca McGrath from the market analysts Mintel what the challenges ahead for Spotify were See. If three main players currently of Spotify apple and Amazon? With Spotify leading the? Pack we announced on say other players come? In, gay shame has just released music which is Google's new attempt to try and crack this inscription market so going forward really going. To see much more intense competition, between these major players what are you looking out for in their number stay what really. Interests, you what will tell you how Spotify getting on. Well. It will be interesting to see how some of the new licensing agreements have impacted on prophet with artists who weren't on sports FIS needs people like Taylor swift some of the biggest artists in the world that they've come to an agreement with two now those artists agreed to. Have their music on Spotify yes and also they sort of came up with more favorable agreements is some of the major record, labels allowing for sort of exclusively agreements in terms. Of having. Content placed just on premium for. A. Couple of weeks and kept off there A free version and in return they received more favorable rights agreements they will hang had, pay, less each songs which could have fairly significant impact on, prophets Spotify as you kind of made reference to his well they. Completely exploded the music industry market in when they came on the scene but do. You think prompts if in a little slow to innovate? Since then and I'm? Thinking in terms of apple in particular an? Amazon, who have now got involved with smart speakers they have the technology to run their streaming services through another piece of technology that. They make listeners can listen to, it is that somewhere that's kind of develop yeah I'd say falsify has definitely been ahead. Of, the game on many factors like discovery with Spotify. Discover. Weekly but the smart speaker impact is going to be very interesting because Spotify is already a disadvantage in fact that it doesn't have the hardware unlike apple unlike Amazon quickly compete in that marketplace so we've actually seen this fairly strong Rumors that Spotify will be releasing own smart speaker in order to try and sort of maintain a level playing field. With those, other players a, smart speaker and Taylor. Swift the the end of my current Thank you now rescue workers in Greece. Investigating reports about dozens of people who are still missing after wildfires which devastated an area near Athens on Monday night at least eighteen people died and hundreds jumped into the sea to escape the blaze police think some of, the fires were started deliberately the BBC's.

Spotify Amazon Google Taylor Louis blanc Mintel Athens apple Greece Rebecca McGrath BBC
"mintel" Discussed on Izzy and Spain

Izzy and Spain

01:30 min | 2 years ago

"mintel" Discussed on Izzy and Spain

"Have more of a microscope i think than most quarterbacks even in recent years where it's been i would say johnny menzel there was actually a cartoon i saw today that was baker mayfield looking in a mirror and the reflection that came back to him was johnny mintel and that's kind of the position that cleveland might find it self in tonight is trying to figure out if they're taking the same risk twice and should have the fool me once shame on you kind of thing but yeah other than man's zell who really did notice and feel that spotlight every second i think that these guys are going to get more pressure and more of spotlight than any recently also just take a second while we talk about i'm going to give cleveland a little love because that's how excited i am today sarah i'm so i'm so pumped for draft i'm finding positive show well verse to show love to the land i feel like there's a moment here where we love to to just jump all over johnny menzel and what a terrible pick it was but let's remember i never forget i was at a draft party that year and it was a packed place in nashville with fans from everywhere and as each team passed on johnny manziel the fan base for that respective team would grown and be like why did we not take johnny everybody had bought in to johnny fan wise so as much as it's easy to go back and look at cleveland and sort of pick on them for blowing it it's also you have to remember that this this science of this inexact science of draft content and general says hey everybody falls in love with jan johnny manziel right i completely disagree with you the problem is is that you're comparing fans who can easily buy in to the excitement.

johnny menzel baker mayfield johnny mintel cleveland nashville zell johnny
"mintel" Discussed on WSB-AM

WSB-AM

01:53 min | 2 years ago

"mintel" Discussed on WSB-AM

"That they can do this and not have to subscribe to uh uh the establishment mintel scott go ahead um i think i think that that could be done because um at this point because now after a 2016 we have uh near the game is change somewhat and you are a lot about organising she's out there and a lot of individuals who are who seek to who believe in the message they believe in the president's agenda and they're willing to support candidates who are willing to go against the established in its support that agenda it's never going to be easy but i think for the first time you know uh in many a year name our regular citizen politicians and a blue collar candidates are gonna be able to find sources of funding to basically insure the rim of the people is followed so in dark sheba other things you know if you look at historically yet many that major faced chefs in american politics it's always been technology you know uh uh roosevelt it was radio kennedy it was tv uh you know i don't really care for obama but he you social media trump twitter and the next phase phases what we call uh the use of data warehousing and a big data technologies that really help us do targeting but may kgb what's happened is a twoparty the gop establishment and the democrats do not make the data available to every day independent candidates that's how they control the entire process of quote unquote democracy in this country one of the things we're doing uh and uh you know given that i cut the four degrees from mit started a bunch of companies we've created an infrastructure that running to uh youths campaign that's innovative technologies part of what we wanna do is we want to make that technology accessible to all independent candidate it's really going to come down to levelling the playing field now the iphone has level the playing field smartphones to level the playing field it's going to.

president kennedy obama twitter mit iphone social media gop four degrees