18 Burst results for "Marguerita"

"marguerita" Discussed on The Rich Eisen Show

The Rich Eisen Show

02:41 min | 2 weeks ago

"marguerita" Discussed on The Rich Eisen Show

"If you wouldn't mind. I would love to to role play with you. Just real briefly. Okay where. I play the role of somebody that i'm kind of familiar with and you play the role of somebody that you are familiar with. If you don't mind i'm going to play a guy who went to michigan okay. He's a leader in his field. his name is tom. And you play the role of tight end with a hall of fame resume. Okay and time going to be Let's go November first two thousand nineteen in the future not too distant future. Would you mind if we quickly role. Play the south one. Okay here we go one scene here. We go ready. Chris say action when you got okay. Right guys ready yes action. Hey roberts tom how you been good man. I've been doing great man. You're killing you're like forty two years old now. I mean yeah i know you miss do i do gronk. Do man we. It's not just me. It's it's everybody we all miss you and you know things are going great bills a pain in the ass. But it's really you know it's really. It's really something that could be better with you would you. Would you think of coming back and playing with me. Rob i mean you know. I miss you too. I missed the is but man. I'm down in the bahamas right now. Just relaxing gotten chip in my water. And i got. I got your electrolyte jimmy. Worry worry baby. I got electrolytes in the water and i'm sipping on a protein marguerita time. So thank you i love you. I missed you. But there's your three lacking homing there's no chance rob. This is tom. Tom you know. Call me when you get to the playoff. Probably rob your natural man you are. Could it sounded. That was lifelike to me. I thought two touchdowns last night ninety yards. I mean dude..

roberts tom gronk tom michigan Chris bahamas Rob jimmy rob Tom
"marguerita" Discussed on Courage to Fight Again

Courage to Fight Again

30:48 min | 8 months ago

"marguerita" Discussed on Courage to Fight Again

"Welcome to we serve now. What were we seek to answer. The questions. veterans and their families are already asking that stays question is about a relatively new. Va program called va solid. Start and on today's show. We'll be answering all your questions about this program. What is it. who's it four. What's the goal of the program who's eligible and perhaps most importantly the actions that you need to take to not only take advantage of this program but also to take advantage of ball. The va benefits that you've earned through your military service. And i thought who better to answer this question than the person who came up with the program. So some of you may have heard of dr paul lawrence who is the head of the veterans benefits administration. Well his second. Command is a lady by the name of margarita devlin and she is an absolute well of knowledge. Not just from the. Va solid start program. But about so much more as well hello. My name is aaron perkins. I'm a. Us army combat veteran husband to a beautiful wife. Father to two amazing kiddos on the author of resolve a step by step guide. That takes you the veteran through the journey of rediscovering purpose. Meaning and passion in your life after you've left the military and if you hadn't guessed on the host of this podcast and when we come back my special guest will be here so sit back. Relax and enjoy my conversation with margarita. Devlin who am i. Why am i still here. How can i uncover who. I was meant to be during my own transition from the. Us army the wounds of war especially those not visible continued to plague my through the pain of job loss of ptsd diagnosis at crippling anxiety by finally discovered the reason. I'm here on the earth. And i knew i couldn't keep it to myself so i wrote a book. Simply titled result. Resolved is a book that has one apologetically faith-based a step by step guide designed for maximum effectiveness in the context of a small group of other veterans resolve provides veterans everywhere with the tool to help you step into your new life a life full hope purpose and vision for the future to pick up your copy of resolve head over to courage to fight again dot com. That's courage to fight again dot com. Well i am here with margarita. Devlin and i just want to take a minute to thank you margarita for being here on the show. This is going to be so so great. I'm super excited about it. But i want to take a minute just to kind of introduce you. And i don't want to steal your thunder because i'm going to give you a chance to introduce yourself as well but margarita devlin. She is the principal secretary for benefits in the department of veterans affairs. She's held that position since may of two thousand eighteen. Now that title in itself obviously a mouthful right. But i will let you. Margarita explained what your role is and all of that and kind of dive into a little bit more for listeners. Basically she second in command at veterans benefits administration so veterans benefits administration. Va that's your va. Va home loan disability compensation of oak rehab life insurance transition assistance and speaking of transition assistance marguerita has a lot of different advancements in military to civilian transition and also suicide prevention to include. What we're talking about today and that is the. Va solid start program so margarita. It is so good to have you. I just want you to want you to take a few minutes and introduce yourself but is so great to have you here. Welcome to we served now. What inky so much. It's really my pleasure to be here. Thank you for inviting me to be on this podcast And i guess what. I areas like to tell people as i've been in the va for twenty five years It's my passion to serve veterans in in various different roles throughout my career. i'm also mom of inactivity serving marine And also the mom of a college student Dad was a navy veteran brother served in the army so Military family close very close to my heart this mission so really happy to be here and talk about the solid start program haas of also weived definitely excited to have you and again on this show. We do our best to answer the questions that veterans and their family members are already asking and one of those questions is what is the. Va solid start programming. And that's question. Maybe we can just lead off with that. What is the. Va solid start program. Absolutely i'm happy to just dive right into that. so solid. The solid start program is really part of the military to civilian transition journey. That really looks at the fact. That transition does not end when you get the d. to fourteen at the end of your military service in fact those of you who have served you know this right. That's really when everything starts to actually happen and no amount of preparation With the military can really prepare you for what what your situation is gonna be like after we heard this from veterans so this program really seeks to connect with veterans in that first year after separation starting at about three months and then we follow up beginning six months in a year and it really is an opportunity for us to start out with. How is it going for you. How's your transition going. How're you doing what's going on in your life. What are you worrying about. And really letting the veteran drive the conversation about what he or she needs the moment how it's going and then our agents are very well trained to pick up on those cues from that conversation and provide that veteran with specific resources in guidance on how to continue their transition in the most successful manner. Possible that is that is huge. I remember. I remember when i got out at the end of two thousand fourteen. It was a kind of a drinking from the fire hose. Except i didn't even know what i was supposed to be drinking. You know it's like hey here's a bunch of benefits you might be eligible for good luck and so it's funny so we started this podcast in the summer of two thousand eighteen and it wasn't until i started this podcast and started doing some research that i learned about more benefits. I could've taken advantage of when i first got out. You know four years prior and so the fact that this this solid start program is tackling that specific issue. I think is great. So what what. Problems specifically is the program trying to solve will it is really a suicide prevention initiative and it came from the fact that we heard from veterans. That sort of felt like all the services and support sorta stopped When they separated from the military and because it was like drinking from a fire hose. They really didn't know where to go to do And who to connect to and it was really difficult for. Va to connect with veterans who were not engaging with our with our systems already so we entered into this agreement with department of defense and homeland. Security is coastguard is under homeland security to get data feet of all the military members when they were separating so that we can start those phone calls so that we can call everybody and by the way we do call everybody that we have information for that includes regardless of character discharge We will call these veterans and we will make sure that they get connected to services and resources that are that are specific to their needs so again suicide prevention. We recognize that. There is a a real. There's a reality about transition stress Which is very different than what you might think about with clinical rate with post traumatic stress disorder. Which is a clinical diagnoses Comes with its own required treatment in the mental health arena. But this is just It's stress around. All the life changes that happened with transition. And what you said you know sometimes they. You're hearing so much about so many benefits while you're in the process of separating that when you get out you might not realize that you didn't take advantage of all of them right right. That is so true. That is so true. So so the the tap program transition assistance program or the army's version i think is a cap or something. It is this part of that is essential that the tap program still exist. How does it factor into all that. They're they're connected. They're two separate things but connectors so the transition. Assistance program does still exist Dod really owns and operates. Don on any of the military services of course puts their own branding on their part of the program via has an entire day where we come in and we teach about. Va benefits was really great. We were able to get it to a full day. Always didn't always look like that but even in that full day where we teach it's really It's a classroom experience right so you're Before covid you were in a room with twenty twenty five other service members and as much as we try to make it engaging and make sure that the servicemember can tie all the benefits to their own personal situation using interactive workbook. All of those things. It still was a classroom experience. A not individual not one on one We do still have benefit visor. Available for one on one support with and they. They advertise that during the class. Now when we went into the code environment we go to virtual So we we are still pretty much in the virtual environment. We've we've started working on getting a little bit more in person presence with tap classes but of course as you can imagine Safety is the number one concern And so we think about this way. Transition assistance program is about teaching. You what you might need to know and getting you prepared in the right mindset for transition. Solid start is like okay. Now we're gonna talk to you after this happened after you got out of the military to see. How are you doing ended. All that stuff makes sense. What questions do you still have. And it's one on one so rather than having to listen to what everybody has to listen to if you already have a job and that's not your concern or you're already in college and using your education benefits that's not your concern but maybe you need to get into a medical appointment. You don't know how to navigate. That will work with you on justice. If that's what you need is maybe you have issues with your children. You need some some other resources. We have access to information about state department of veterans affairs benefits that can sometimes filling gaps were. Va can't Provide a service to really is personalized the comments we hear from veterans. I know you've been seeking feedback from veterans. As well is that they're surprised that va's calling and they're so thankful for it because they were maybe not sure who to call her how to ask about a particular benefit so it's been really interesting seeing the positive reaction from our veteran community. Absolutely and you know. I think that you know this is my opinion. You based on my own experience and the experience of know friends and other veterans who gone through the transition systems program. There are getting ready to get that to you to fourteen right. So all of those briefings. I shouldn't say all but a lot of those briefings are at least in the transitioning servicemembers. Mind it's it's a check the block it's like all right. Let me just get through this thing. So i can go home. Take off this uniform for the final time and get on with my life so the fact that you're contacting them throughout that first year i think they're going to be a whole lot more receptive to hearing. What the benefits are. Because it's not like you're not keeping them from you know from going home you know. You're not you're not saying. Hey you have to be here. This is your place of duty right now. So you mentioned covid nineteen and a lot of things have gone. virtual has there been any other impacts to the program. I know the program still pretty new but have there been any other impacts of the program as a result of the pandemic like are you behind or ahead or anything like that. A solid start actually was in a great position to react effectively to the covid nineteen situation. All of our agents were telework ready and all of our equipment works from telework standpoint. So they haven't skipped a beat they are not behind. They are on target When we first created the program we weren't sure what kind of response we were gonna get so when we created the program We we have to have a performance measure right so we said well. How many people do we really going to answer. The phone won't va calls. You know think about yourself right if your cell phone rings and you don't recognize the number what's the chance you're gonna answer it. Probably not your let it. Go to voicemail right. And if that person's important deli new message so we kinda thought we might get that sort of a reaction so we kinda started. Set the bar low. We said fifteen percent our goal was fifteen one. Five fifteen percent of veterans we reached out to we would be able to actually engage with. They would answer the phone and engage with our with our representatives. It's been just phenomenal. The actual result actually have your with me the december twenty twenty report since we began the program. We have reached over. Eighty seven thousand veterans and the fiscal year. Twenty twenty today fifty seven point. Five percent have responded and engaged. Yeah i know it's it's been just an incredible Response and we also prioritize veterans. Who we know from the information from dod if a veteran had mental health appointment In that last year of service before they left the military prioritize them and we also know that for that population. We need to make sure we get them connected into. Va healthcare and with that sub population. The percents even higher seventy three point. Six percent have responded to our agents and our end have engaged with them on the phone. Wow that is really really great. How surprised were you at the at the numbers when he finally saw them. In the beginning. I was very surprised. And then you know we had a town hall with are Representatives the ones who are actually making the call and it was really interesting. Many of them are veterans themselves. Some of them are you were military spouses. And some of them even used to work in the tap program and and they're so passionate about their work and they're always submitting new ideas about how to improve the program here in the anecdotes That they shared with me about what some of these veterans were telling them and how grateful they were for this phone call. One thing we do is we did put it on the caller. Id so in most with most cellular services You you'll it'll save veterans affairs on your phone so you kind of notes the. Va calling so kind of helps to increase the the response rate but yeah. It's it's been an amazing response for veteran for so happy that this program is reaching them in making impact. Yeah definitely that's great. That's great so. Va solid start. It's for those who are basically brand new to the civilian world right so for those of us like myself and a lot of our listeners who are not newly separated what resources are available for us for helping us understand available that that we can take advantage of so a couple things you're right. Solid start is for those that are recently separated so for veterans of any era. Were here for you as well. And you know i always. I'm always very sensitive to that that you know if you Or vietnam era veteran. We care about you. We want you to call us if you if you never got connected to your benefits. Please call us and we will walk you through. There's a main toll free number which is one eight hundred eight two seven one thousand and that is our main call centre. Those agents are trained across the entire portfolio benefits as well and they will help you identify. What eligibilities you might have In the benefit side and they can even connect you to healthcare If you if you haven't signed up for your healthcare so they can. They can kind of connect you regardless of when you got out of the military And if you are a veteran that just got out in the last year and you haven't gotten your solid start call. I say the information we get from dod his last information we had about the servicemember. Sometimes people change their phone number They changed their email address. We do try and reach out by email First before we make that first phone call so call us. And if you're in that last in the first year after separation just asked to be transferred to the solid start program very cool very cool and you just taught me something with this eight hundred numbers at eight hundred eighty two seven one thousand right cracked. Okay so i could you know after we finish this conversation i could off here. I could call that number and find out the benefits that i'm eligible for. Maybe i'm not taking advantage of. Yes and really. What what they're gonna do is they're going to ask you some questions. What type of benefit are you thinking about. you know. and because we haven't education call center so if you said hey. I'm really wondering if i'm if i'm eligible for the gi bill. They'll transferred to gi bill experts. Right if you say well. i'm really kind of thinking. What kind of employment types of benefits or what about disability benefits So you know they'll help you with those benefits. It's a little bit different than solid. Start in that There are more got react to what you're needing in the moment whereas are solid start agents are trained to sort of prompt And get information out of the veteran to help navigate the whole suite of benefits they might be entitled to and i also wanna say your state department of veterans affairs. They have offices in in different states. We have regional offices. One day hopefully will be able to meet in person again. But in addition there's the veterans service organizations in. They're out there to help. There's a lot of resources but yes feel free to call us. Anybody listening to podcasts. Give us a call one. Eight hundred eighty two seven one thousand and we'll try and get you connected to your benefits above love it and so speaking of benefits and this is it's kind of a curiosity question. I guess what is the most overlooked benefit that veterans typically. Don't take advantage. There's a couple and we actually make it a point to focus on these in the beginning They're time sensitive so one thing for example is life insurance benefits. There is a time limit on when you can convert your service group. Life insurance to veteran group life insurance. And if you don't do in that timeline you kind of miss the opportunity It's about a year and a half out from from when you leave the military so We tell them always about life insurance and that's always kind of a tricky thing right. Nobody ever wants to think about end of life. Especially you know you. A young twenty five year old veteran and twenty six year old. And they're thinking while life insurance okay. You know if they're single and they don't have a a spouse children they might not be thinking about it so we want to make sure they understand the value of having that life insurance policy and so that they make an informed decision potentially to take advantage of it another one is dental care the eligibility for dental care which is time limited in a lot of veterans miss out on that because they don't fully understand it so there's a couple of the ones that we know are are critical sensitive And honestly we've heard some some of our veterans who say they didn't file for disability benefits. Because they didn't feel like they should take that benefit away from another veteran so we do spend some time explaining that they don't take benefit from another veteran. It's a it's a mandatory benefit. Were any veteran. Who's eligible for the benefit and it also opens up the door for healthcare. And you know if you're young and strong now but but you know that you had injuries orthopedic injuries for example. But you're okay and you can kind of deal with the pain right now. Well one day you're going to need healthcare it might worsen You know this is. This is not a handout. It is an investment in that veteran. Making sure that they can stay strong and half the care that they need to to For the rest of their life if needed sure sure so that is some really really great information. But it's not every day that i get to to the principal. Deputy undersecretary for benefits at the veterans benefits administration or being translated. Second command right. So i have a couple of questions that they're they're along the lines of transition but not solid start specific right sure all right so one thing that i'm incredibly passionate about is helping veterans rediscovery since of purpose and meaning after the military and so finding that sense of purpose in that sense of meaning after military service is. It's really the single most challenging part of a chat challenging part of the transition and so one question. I wanted to ask you is how does the. Va help with this aspect of post military life. It's interesting that you bring that up because our research also validates that is one of the biggest challenges. In fact we did. We just started last year. A post-separation study of veterans. Who went through the top programme while they were in uniform to kind of see the retrospective look right. Because it's one thing we can really high marks in the classroom right there. The ninety six percent are highly satisfied with our tap class. But what we wanna do is wait to your veteran in the naski. Look back on and say okay now. How well prepared did you feel you were and we also bounce that against data to see are they employed you know are they using our benefits and we ask them for information about how they're doing so in that study we found the open comments that we got from veterans were very much around that loss of sense of camaraderie. That loss of sort of feeling that you're part of a community unit cohesion that you had the military you don't have that in communities today And just that that loss of sense of purpose and mission so we're just now starting to lean in to explore how the can help with that. We can't solve the problem ourselves right because we're not going to be that sense of community for them but we can connect them and we've been engaging with a lot of organizations nonprofits and via so organizations that provide that connectivity that sense of community in that sense of mission And we're starting those conversations to say. How do we infuse that into the solid. Start program so that we can start connecting veterans in a different way to give them that sense of community. they're looking for. It's really going to involve have to involve a partnership model via. Can't do this alone. Sure sure on love the fact that that the va is realizing this and is like you said leaning into that so now this is a this next question for you is potentially a touchy question. But i don't need to tell you that. A lot of veterans are like. I don't like the va about experience for those veterans who have had that experience or they're just like man. I've heard so many bad things. I don't even wanna try it you know. It's probably not worth the hassle. What what would you say to them if they were if they were asking like. Okay what should i do. Should i do anything. What would you say to them right now. A couple of things first of all. I wanna say avenues. Cells and good news typically unfortunately does not get the same kind of traction. There are so many good news stories out there. And if you look for them you'll see them. I would say comback triumphs again. It's not the same. va that. It was a few years ago. We have come such a long way in the healthcare system with the hospitals in the end the outpatient clinics in our regional offices are outreach is is so much different and we understand better how to improve the experience for our veterans. So i would say it's been a couple of years maybe had a bad experience comeback to us get another chance and if your experience is not absolutely stellar fabulous edit. It doesn't make you turn around your opinion of va. Reach out to us. And i would say in the healthcare system. We have Advocates in every medical center. Go talk to the patient advocate. Tell them about your experience. Let us change something. If there's something specific that's not quite right. Sitting in our via regional office asked to speak to the leadership team. We have lead dan so hard on getting feedback from veterans and making changes across the entire enterprise. It's it's just not the same. Please try again in comeback. That's what i would say. Sure sure so of just just anecdotally right so my family. And i we live in alabama and so my closest a regional center is in birmingham. And so you know i. I've been there a lot over the past few years. And when i compare the service and the facilities and everything like that to a to a more local hospital more local medical facility. It is night and day difference. I mean bring. Va clinic is just top of the line. So it it is really an and again. I know everyone is different but it even from. When i used to go to the va we lived in texas to go into the va. Here it is. There's so many positive changes that have been made in at so honestly i'm really really happy with with the facilities and the care receive and everything like that so glad to hear that. Yeah absolutely absolutely so what's a big takeaway here right. So what does something. All veterans and newly separated veterans or. Otherwise what should they really remember from our conversation. Today i would say remember that. Va is here for you We probably have a benefit or a service that you might not have been aware of And we wanna be there. We want to be partners in your military civilian transition. We want to be partners in your life and help you with any issues that you might have. We're not the answer for everything But we also have connections with community resources and just reach out to us if if you need anything don't try and go it alone and again if if you had a bad experience in the past comeback to us i promise you it should be a much better experience now and like i said if there's anything you encounter that that you have an issue with let us know we're here to be part of it. I mean my personal story. My brother who is an army veteran wouldn't go to the. Va for the longest time. I finally got him to go and he's been so thrilled he was. He calls me up and he's like says they're offering me services that i didn't even ask for. They're they're doing this. They're doing that. And i said yes. That's what we call wraparound services when you come into a va. We are not just looking at the problem that you presented with. We're gonna ask you how else we can help you. And he's been so impressed with that. He wishes he would start in the. Va system a long time ago. It really is We've really made some great advances. So please come see as awesome awesome so here on the show. We like to give our listeners. Some practical next step. So when this podcast finishes playing what should they. Do you know the context of our conversation today. What should they do because today's question is. Hey what's the. Va solid start program. And obviously you've answered that more than we could ever imagine and in so having you on the show has been just absolutely outstanding but what should their next steps be right after listening to this podcast. I would say if you're curious about the benefits and services we offer You might try to going to our website. Www dot va dot gov easy to remember And when you go to. Va dot gov. You'll see sort of things grouped into logical sort of life domain issue. So you'll be able to kind of navigating see. Wow you know what is what does the. Va half for me. And then you can actually apply for many of our programs online. Some of them Were still working on getting online. But you get the application online so that would be one thing and then if you just don't wanna talk to somebody some full more comfortable calling on the phone and talking to somebody call that number i gave earlier one eight hundred eight two seven. One thousand You know we're here for you. Take that step. Check us out If you're already enrolled in one of our programs you know good on you but there might be something else that he don't know about so check us out. Sure well margarita. Devlin this has been so so rate again. You have answered the question. What is the a solid star program. Frankly answered a whole lot more questions as well. So thank you so so so much for coming on serve now. What really enjoyed having him my pleasure and thank you for what you're doing to. It's really important work. I hope you've enjoyed my conversation with margarita devlin. So what are your questions recorded voice memo on your phone and send it to podcast at courage to fight again dot com or joined the post nine eleven veterans and families facebook group. And post your question there. We all have a lot of questions but the most important question we can ask ourselves is this have. I accepted the forgiveness of sins. That only comes through faith in jesus. Christ we'll i'll see you right back here. Two weeks from day and the nixed veteran question. We'll be asking is this. How do i use my post nine. Eleven gi bill. Well until next time. Thanks for listening. We serve now. What is a production of courage to fight again.

aaron perkins Margarita margarita devlin marguerita twenty five years margarita today first four years prior fourteen one Devlin second about three months two thousand fourteen department of defense two amazing kiddos dr paul lawrence first year two thousand
A highlight from S6 E3 - What is VA Solid Start?

Courage to Fight Again

30:48 min | 8 months ago

A highlight from S6 E3 - What is VA Solid Start?

"Welcome to we serve now. What were we seek to answer. The questions. veterans and their families are already asking that stays question is about a relatively new. Va program called va solid. Start and on today's show. We'll be answering all your questions about this program. What is it. who's it four. What's the goal of the program who's eligible and perhaps most importantly the actions that you need to take to not only take advantage of this program but also to take advantage of ball. The va benefits that you've earned through your military service. And i thought who better to answer this question than the person who came up with the program. So some of you may have heard of dr paul lawrence who is the head of the veterans benefits administration. Well his second. Command is a lady by the name of margarita devlin and she is an absolute well of knowledge. Not just from the. Va solid start program. But about so much more as well hello. My name is aaron perkins. I'm a. Us army combat veteran husband to a beautiful wife. Father to two amazing kiddos on the author of resolve a step by step guide. That takes you the veteran through the journey of rediscovering purpose. Meaning and passion in your life after you've left the military and if you hadn't guessed on the host of this podcast and when we come back my special guest will be here so sit back. Relax and enjoy my conversation with margarita. Devlin who am i. Why am i still here. How can i uncover who. I was meant to be during my own transition from the. Us army the wounds of war especially those not visible continued to plague my through the pain of job loss of ptsd diagnosis at crippling anxiety by finally discovered the reason. I'm here on the earth. And i knew i couldn't keep it to myself so i wrote a book. Simply titled result. Resolved is a book that has one apologetically faith-based a step by step guide designed for maximum effectiveness in the context of a small group of other veterans resolve provides veterans everywhere with the tool to help you step into your new life a life full hope purpose and vision for the future to pick up your copy of resolve head over to courage to fight again dot com. That's courage to fight again dot com. Well i am here with margarita. Devlin and i just want to take a minute to thank you margarita for being here on the show. This is going to be so so great. I'm super excited about it. But i want to take a minute just to kind of introduce you. And i don't want to steal your thunder because i'm going to give you a chance to introduce yourself as well but margarita devlin. She is the principal secretary for benefits in the department of veterans affairs. She's held that position since may of two thousand eighteen. Now that title in itself obviously a mouthful right. But i will let you. Margarita explained what your role is and all of that and kind of dive into a little bit more for listeners. Basically she second in command at veterans benefits administration so veterans benefits administration. Va that's your va. Va home loan disability compensation of oak rehab life insurance transition assistance and speaking of transition assistance marguerita has a lot of different advancements in military to civilian transition and also suicide prevention to include. What we're talking about today and that is the. Va solid start program so margarita. It is so good to have you. I just want you to want you to take a few minutes and introduce yourself but is so great to have you here. Welcome to we served now. What inky so much. It's really my pleasure to be here. Thank you for inviting me to be on this podcast And i guess what. I areas like to tell people as i've been in the va for twenty five years It's my passion to serve veterans in in various different roles throughout my career. i'm also mom of inactivity serving marine And also the mom of a college student Dad was a navy veteran brother served in the army so Military family close very close to my heart this mission so really happy to be here and talk about the solid start program haas of also weived definitely excited to have you and again on this show. We do our best to answer the questions that veterans and their family members are already asking and one of those questions is what is the. Va solid start programming. And that's question. Maybe we can just lead off with that. What is the. Va solid start program. Absolutely i'm happy to just dive right into that. so solid. The solid start program is really part of the military to civilian transition journey. That really looks at the fact. That transition does not end when you get the d. to fourteen at the end of your military service in fact those of you who have served you know this right. That's really when everything starts to actually happen and no amount of preparation With the military can really prepare you for what what your situation is gonna be like after we heard this from veterans so this program really seeks to connect with veterans in that first year after separation starting at about three months and then we follow up beginning six months in a year and it really is an opportunity for us to start out with. How is it going for you. How's your transition going. How're you doing what's going on in your life. What are you worrying about. And really letting the veteran drive the conversation about what he or she needs the moment how it's going and then our agents are very well trained to pick up on those cues from that conversation and provide that veteran with specific resources in guidance on how to continue their transition in the most successful manner. Possible that is that is huge. I remember. I remember when i got out at the end of two thousand fourteen. It was a kind of a drinking from the fire hose. Except i didn't even know what i was supposed to be drinking. You know it's like hey here's a bunch of benefits you might be eligible for good luck and so it's funny so we started this podcast in the summer of two thousand eighteen and it wasn't until i started this podcast and started doing some research that i learned about more benefits. I could've taken advantage of when i first got out. You know four years prior and so the fact that this this solid start program is tackling that specific issue. I think is great. So what what. Problems specifically is the program trying to solve will it is really a suicide prevention initiative and it came from the fact that we heard from veterans. That sort of felt like all the services and support sorta stopped When they separated from the military and because it was like drinking from a fire hose. They really didn't know where to go to do And who to connect to and it was really difficult for. Va to connect with veterans who were not engaging with our with our systems already so we entered into this agreement with department of defense and homeland. Security is coastguard is under homeland security to get data feet of all the military members when they were separating so that we can start those phone calls so that we can call everybody and by the way we do call everybody that we have information for that includes regardless of character discharge We will call these veterans and we will make sure that they get connected to services and resources that are that are specific to their needs so again suicide prevention. We recognize that. There is a a real. There's a reality about transition stress Which is very different than what you might think about with clinical rate with post traumatic stress disorder. Which is a clinical diagnoses Comes with its own required treatment in the mental health arena. But this is just It's stress around. All the life changes that happened with transition. And what you said you know sometimes they. You're hearing so much about so many benefits while you're in the process of separating that when you get out you might not realize that you didn't take advantage of all of them right right. That is so true. That is so true. So so the the tap program transition assistance program or the army's version i think is a cap or something. It is this part of that is essential that the tap program still exist. How does it factor into all that. They're they're connected. They're two separate things but connectors so the transition. Assistance program does still exist Dod really owns and operates. Don on any of the military services of course puts their own branding on their part of the program via has an entire day where we come in and we teach about. Va benefits was really great. We were able to get it to a full day. Always didn't always look like that but even in that full day where we teach it's really It's a classroom experience right so you're Before covid you were in a room with twenty twenty five other service members and as much as we try to make it engaging and make sure that the servicemember can tie all the benefits to their own personal situation using interactive workbook. All of those things. It still was a classroom experience. A not individual not one on one We do still have benefit visor. Available for one on one support with and they. They advertise that during the class. Now when we went into the code environment we go to virtual So we we are still pretty much in the virtual environment. We've we've started working on getting a little bit more in person presence with tap classes but of course as you can imagine Safety is the number one concern And so we think about this way. Transition assistance program is about teaching. You what you might need to know and getting you prepared in the right mindset for transition. Solid start is like okay. Now we're gonna talk to you after this happened after you got out of the military to see. How are you doing ended. All that stuff makes sense. What questions do you still have. And it's one on one so rather than having to listen to what everybody has to listen to if you already have a job and that's not your concern or you're already in college and using your education benefits that's not your concern but maybe you need to get into a medical appointment. You don't know how to navigate. That will work with you on justice. If that's what you need is maybe you have issues with your children. You need some some other resources. We have access to information about state department of veterans affairs benefits that can sometimes filling gaps were. Va can't Provide a service to really is personalized the comments we hear from veterans. I know you've been seeking feedback from veterans. As well is that they're surprised that va's calling and they're so thankful for it because they were maybe not sure who to call her how to ask about a particular benefit so it's been really interesting seeing the positive reaction from our veteran community. Absolutely and you know. I think that you know this is my opinion. You based on my own experience and the experience of know friends and other veterans who gone through the transition systems program. There are getting ready to get that to you to fourteen right. So all of those briefings. I shouldn't say all but a lot of those briefings are at least in the transitioning servicemembers. Mind it's it's a check the block it's like all right. Let me just get through this thing. So i can go home. Take off this uniform for the final time and get on with my life so the fact that you're contacting them throughout that first year i think they're going to be a whole lot more receptive to hearing. What the benefits are. Because it's not like you're not keeping them from you know from going home you know. You're not you're not saying. Hey you have to be here. This is your place of duty right now. So you mentioned covid nineteen and a lot of things have gone. virtual has there been any other impacts to the program. I know the program still pretty new but have there been any other impacts of the program as a result of the pandemic like are you behind or ahead or anything like that. A solid start actually was in a great position to react effectively to the covid nineteen situation. All of our agents were telework ready and all of our equipment works from telework standpoint. So they haven't skipped a beat they are not behind. They are on target When we first created the program we weren't sure what kind of response we were gonna get so when we created the program We we have to have a performance measure right so we said well. How many people do we really going to answer. The phone won't va calls. You know think about yourself right if your cell phone rings and you don't recognize the number what's the chance you're gonna answer it. Probably not your let it. Go to voicemail right. And if that person's important deli new message so we kinda thought we might get that sort of a reaction so we kinda started. Set the bar low. We said fifteen percent our goal was fifteen one. Five fifteen percent of veterans we reached out to we would be able to actually engage with. They would answer the phone and engage with our with our representatives. It's been just phenomenal. The actual result actually have your with me the december twenty twenty report since we began the program. We have reached over. Eighty seven thousand veterans and the fiscal year. Twenty twenty today fifty seven point. Five percent have responded and engaged. Yeah i know it's it's been just an incredible Response and we also prioritize veterans. Who we know from the information from dod if a veteran had mental health appointment In that last year of service before they left the military prioritize them and we also know that for that population. We need to make sure we get them connected into. Va healthcare and with that sub population. The percents even higher seventy three point. Six percent have responded to our agents and our end have engaged with them on the phone. Wow that is really really great. How surprised were you at the at the numbers when he finally saw them. In the beginning. I was very surprised. And then you know we had a town hall with are Representatives the ones who are actually making the call and it was really interesting. Many of them are veterans themselves. Some of them are you were military spouses. And some of them even used to work in the tap program and and they're so passionate about their work and they're always submitting new ideas about how to improve the program here in the anecdotes That they shared with me about what some of these veterans were telling them and how grateful they were for this phone call. One thing we do is we did put it on the caller. Id so in most with most cellular services You you'll it'll save veterans affairs on your phone so you kind of notes the. Va calling so kind of helps to increase the the response rate but yeah. It's it's been an amazing response for veteran for so happy that this program is reaching them in making impact. Yeah definitely that's great. That's great so. Va solid start. It's for those who are basically brand new to the civilian world right so for those of us like myself and a lot of our listeners who are not newly separated what resources are available for us for helping us understand available that that we can take advantage of so a couple things you're right. Solid start is for those that are recently separated so for veterans of any era. Were here for you as well. And you know i always. I'm always very sensitive to that that you know if you Or vietnam era veteran. We care about you. We want you to call us if you if you never got connected to your benefits. Please call us and we will walk you through. There's a main toll free number which is one eight hundred eight two seven one thousand and that is our main call centre. Those agents are trained across the entire portfolio benefits as well and they will help you identify. What eligibilities you might have In the benefit side and they can even connect you to healthcare If you if you haven't signed up for your healthcare so they can. They can kind of connect you regardless of when you got out of the military And if you are a veteran that just got out in the last year and you haven't gotten your solid start call. I say the information we get from dod his last information we had about the servicemember. Sometimes people change their phone number They changed their email address. We do try and reach out by email First before we make that first phone call so call us. And if you're in that last in the first year after separation just asked to be transferred to the solid start program very cool very cool and you just taught me something with this eight hundred numbers at eight hundred eighty two seven one thousand right cracked. Okay so i could you know after we finish this conversation i could off here. I could call that number and find out the benefits that i'm eligible for. Maybe i'm not taking advantage of. Yes and really. What what they're gonna do is they're going to ask you some questions. What type of benefit are you thinking about. you know. and because we haven't education call center so if you said hey. I'm really wondering if i'm if i'm eligible for the gi bill. They'll transferred to gi bill experts. Right if you say well. i'm really kind of thinking. What kind of employment types of benefits or what about disability benefits So you know they'll help you with those benefits. It's a little bit different than solid. Start in that There are more got react to what you're needing in the moment whereas are solid start agents are trained to sort of prompt And get information out of the veteran to help navigate the whole suite of benefits they might be entitled to and i also wanna say your state department of veterans affairs. They have offices in in different states. We have regional offices. One day hopefully will be able to meet in person again. But in addition there's the veterans service organizations in. They're out there to help. There's a lot of resources but yes feel free to call us. Anybody listening to podcasts. Give us a call one. Eight hundred eighty two seven one thousand and we'll try and get you connected to your benefits above love it and so speaking of benefits and this is it's kind of a curiosity question. I guess what is the most overlooked benefit that veterans typically. Don't take advantage. There's a couple and we actually make it a point to focus on these in the beginning They're time sensitive so one thing for example is life insurance benefits. There is a time limit on when you can convert your service group. Life insurance to veteran group life insurance. And if you don't do in that timeline you kind of miss the opportunity It's about a year and a half out from from when you leave the military so We tell them always about life insurance and that's always kind of a tricky thing right. Nobody ever wants to think about end of life. Especially you know you. A young twenty five year old veteran and twenty six year old. And they're thinking while life insurance okay. You know if they're single and they don't have a a spouse children they might not be thinking about it so we want to make sure they understand the value of having that life insurance policy and so that they make an informed decision potentially to take advantage of it another one is dental care the eligibility for dental care which is time limited in a lot of veterans miss out on that because they don't fully understand it so there's a couple of the ones that we know are are critical sensitive And honestly we've heard some some of our veterans who say they didn't file for disability benefits. Because they didn't feel like they should take that benefit away from another veteran so we do spend some time explaining that they don't take benefit from another veteran. It's a it's a mandatory benefit. Were any veteran. Who's eligible for the benefit and it also opens up the door for healthcare. And you know if you're young and strong now but but you know that you had injuries orthopedic injuries for example. But you're okay and you can kind of deal with the pain right now. Well one day you're going to need healthcare it might worsen You know this is. This is not a handout. It is an investment in that veteran. Making sure that they can stay strong and half the care that they need to to For the rest of their life if needed sure sure so that is some really really great information. But it's not every day that i get to to the principal. Deputy undersecretary for benefits at the veterans benefits administration or being translated. Second command right. So i have a couple of questions that they're they're along the lines of transition but not solid start specific right sure all right so one thing that i'm incredibly passionate about is helping veterans rediscovery since of purpose and meaning after the military and so finding that sense of purpose in that sense of meaning after military service is. It's really the single most challenging part of a chat challenging part of the transition and so one question. I wanted to ask you is how does the. Va help with this aspect of post military life. It's interesting that you bring that up because our research also validates that is one of the biggest challenges. In fact we did. We just started last year. A post-separation study of veterans. Who went through the top programme while they were in uniform to kind of see the retrospective look right. Because it's one thing we can really high marks in the classroom right there. The ninety six percent are highly satisfied with our tap class. But what we wanna do is wait to your veteran in the naski. Look back on and say okay now. How well prepared did you feel you were and we also bounce that against data to see are they employed you know are they using our benefits and we ask them for information about how they're doing so in that study we found the open comments that we got from veterans were very much around that loss of sense of camaraderie. That loss of sort of feeling that you're part of a community unit cohesion that you had the military you don't have that in communities today And just that that loss of sense of purpose and mission so we're just now starting to lean in to explore how the can help with that. We can't solve the problem ourselves right because we're not going to be that sense of community for them but we can connect them and we've been engaging with a lot of organizations nonprofits and via so organizations that provide that connectivity that sense of community in that sense of mission And we're starting those conversations to say. How do we infuse that into the solid. Start program so that we can start connecting veterans in a different way to give them that sense of community. they're looking for. It's really going to involve have to involve a partnership model via. Can't do this alone. Sure sure on love the fact that that the va is realizing this and is like you said leaning into that so now this is a this next question for you is potentially a touchy question. But i don't need to tell you that. A lot of veterans are like. I don't like the va about experience for those veterans who have had that experience or they're just like man. I've heard so many bad things. I don't even wanna try it you know. It's probably not worth the hassle. What what would you say to them if they were if they were asking like. Okay what should i do. Should i do anything. What would you say to them right now. A couple of things first of all. I wanna say avenues. Cells and good news typically unfortunately does not get the same kind of traction. There are so many good news stories out there. And if you look for them you'll see them. I would say comback triumphs again. It's not the same. va that. It was a few years ago. We have come such a long way in the healthcare system with the hospitals in the end the outpatient clinics in our regional offices are outreach is is so much different and we understand better how to improve the experience for our veterans. So i would say it's been a couple of years maybe had a bad experience comeback to us get another chance and if your experience is not absolutely stellar fabulous edit. It doesn't make you turn around your opinion of va. Reach out to us. And i would say in the healthcare system. We have Advocates in every medical center. Go talk to the patient advocate. Tell them about your experience. Let us change something. If there's something specific that's not quite right. Sitting in our via regional office asked to speak to the leadership team. We have lead dan so hard on getting feedback from veterans and making changes across the entire enterprise. It's it's just not the same. Please try again in comeback. That's what i would say. Sure sure so of just just anecdotally right so my family. And i we live in alabama and so my closest a regional center is in birmingham. And so you know i. I've been there a lot over the past few years. And when i compare the service and the facilities and everything like that to a to a more local hospital more local medical facility. It is night and day difference. I mean bring. Va clinic is just top of the line. So it it is really an and again. I know everyone is different but it even from. When i used to go to the va we lived in texas to go into the va. Here it is. There's so many positive changes that have been made in at so honestly i'm really really happy with with the facilities and the care receive and everything like that so glad to hear that. Yeah absolutely absolutely so what's a big takeaway here right. So what does something. All veterans and newly separated veterans or. Otherwise what should they really remember from our conversation. Today i would say remember that. Va is here for you We probably have a benefit or a service that you might not have been aware of And we wanna be there. We want to be partners in your military civilian transition. We want to be partners in your life and help you with any issues that you might have. We're not the answer for everything But we also have connections with community resources and just reach out to us if if you need anything don't try and go it alone and again if if you had a bad experience in the past comeback to us i promise you it should be a much better experience now and like i said if there's anything you encounter that that you have an issue with let us know we're here to be part of it. I mean my personal story. My brother who is an army veteran wouldn't go to the. Va for the longest time. I finally got him to go and he's been so thrilled he was. He calls me up and he's like says they're offering me services that i didn't even ask for. They're they're doing this. They're doing that. And i said yes. That's what we call wraparound services when you come into a va. We are not just looking at the problem that you presented with. We're gonna ask you how else we can help you. And he's been so impressed with that. He wishes he would start in the. Va system a long time ago. It really is We've really made some great advances. So please come see as awesome awesome so here on the show. We like to give our listeners. Some practical next step. So when this podcast finishes playing what should they. Do you know the context of our conversation today. What should they do because today's question is. Hey what's the. Va solid start program. And obviously you've answered that more than we could ever imagine and in so having you on the show has been just absolutely outstanding but what should their next steps be right after listening to this podcast. I would say if you're curious about the benefits and services we offer You might try to going to our website. Www dot va dot gov easy to remember And when you go to. Va dot gov. You'll see sort of things grouped into logical sort of life domain issue. So you'll be able to kind of navigating see. Wow you know what is what does the. Va half for me. And then you can actually apply for many of our programs online. Some of them Were still working on getting online. But you get the application online so that would be one thing and then if you just don't wanna talk to somebody some full more comfortable calling on the phone and talking to somebody call that number i gave earlier one eight hundred eight two seven. One thousand You know we're here for you. Take that step. Check us out If you're already enrolled in one of our programs you know good on you but there might be something else that he don't know about so check us out. Sure well margarita. Devlin this has been so so rate again. You have answered the question. What is the a solid star program. Frankly answered a whole lot more questions as well. So thank you so so so much for coming on serve now. What really enjoyed having him my pleasure and thank you for what you're doing to. It's really important work. I hope you've enjoyed my conversation with margarita devlin. So what are your questions recorded voice memo on your phone and send it to podcast at courage to fight again dot com or joined the post nine eleven veterans and families facebook group. And post your question there. We all have a lot of questions but the most important question we can ask ourselves is this have. I accepted the forgiveness of sins. That only comes through faith in jesus. Christ we'll i'll see you right back here. Two weeks from day and the nixed veteran question. We'll be asking is this. How do i use my post nine. Eleven gi bill. Well until next time. Thanks for listening. We serve now. What is a production of courage to fight again.

VA Veterans Benefits Administrati Margarita Devlin Department Of Veterans Affairs Devlin Dr Paul Lawrence Aaron Perkins Us Army Margarita Marguerita Department Of Defense And Home Traumatic Stress Disorder Army Ptsd Navy
"marguerita" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

06:30 min | 1 year ago

"marguerita" Discussed on WNYC 93.9 FM

"To come on the forum more on the ancient city ins warriors and horse lords and what we can learn about them from what others rage can we rely on reports from ancient Greek historians or other claims that the city ends well uncouth barbarians an exaggeration on what might be the reason why the city in this distinctive culture abruptly disappeared my guess is still with me so don't go away we'll be back after the BBC news summary BBC news with Tom what's China has warned the United States and we'll take firm countermeasures off to presidents trump signed into law a bill in support of pro democracy protesters in Hong Kong China accused the US of sinister intentions after the legislation was approved requiring the states departments to specify that Hong Kong retains enough autonomy to justify favorable US trading tabs he's in Hong Kong researching classrooms as the polytechnic university for any remaining protest as as an eleven day siege is finally being brought to an end specialist units a clearing stash of unused petrol bombs the authorities in the US state of Texas have ordered sixty thousand residents in four towns to flee their homes after explosions at a petrochemical plant where huge fire has been burning for hours officials in post nature is east of Houston gave the order to evacuate a planned three day general strike in Lebanon to push for the formation of a new government has been called off by its organizes was an open ended strike by petrol stations that began on Wednesday is continuing the New Zealand government's together with the country's national airline have for the first time apologize to the families of over two hundred and fifty people who died in a plane crash in Antarctica forty years ago the disaster was originally blamed on the pilots with an inquiry later accused the outline of a cover up because it did change the plane's navigation system without telling the crew the husband of a Chinese woman who was found dead inside a freezer in Sydney has been detained by the authorities in China howling lot left Australia this week with the couple's two young children a day before his wife's body was discovered scientists in Britain say they're creating a blueprint for bands and pop stars enabling them to perform live music without negatively contributing to climate change the power line will be based on data related by the band massive attack BBC news welcome back to the forum from the BBC world service I'm Bridget Kendall and today I'm talking about the city ins the engine to medic people from southern Siberia my guess all archaeologists doctor Marguerita clever professor Hammond pop singer and somebody coming and if you're interested in other remarkable societies from the distant past such as the Spartans golf commands Ozora Austrians one don't download put costs on them from a web page which you can find through BBC world service dot com many of the citizens were accomplished soldiers so when they arrived in Mediterranean lines and started interacting with the Greeks especially in the area around the Black Sea where there are a number of Greek colonies they soon find employment as bodyguards well mustn't raise but what appreciating masculine strength the Greeks also seem to make fun of the civilians tell us why Margarita well Greek written sources from historian Herodotus to the playwright's Aristo Phanes perpetuate the stereotype of drunkenness among the civilians and the likely reason behind this is that set the ins did not makes wine with water which was something that Greeks always did so for Greeks this seems like a very barbarian an inappropriate thing to do if I exit the ins were not alone among the ancient people still have the trepidation among the Greeks so did the Celts and so many of the Germanic tribes and I'm sure berry can tell more about that but one was an important element all of us at the end social rituals for example a blood brother which when a mixture of wine and blood was drunk from the same vessel by two warriors to create a sort of special unbreakable sacred bond or also for communal consumption of wine by warriors who had slain an enemy that sent civilians did know how to throw a good party if we look at what was consumed at the funeral feast of the royal corps going off like some trouble one of the largest ones ever built there was evidence for no less than four hundred seventy nine Greek Cup one AM Friday from thirteen different Mediterranean centers and even musing minimum calculations that would amount to about seven thousand litres of wine and of course they did not only drink this was accompanied by a about seventeen thousand kilograms of meat which suggests the presence of between four and six thousand people quite a party he does some might question party home and with the other accoutrements which suggests that they were keen on polishing but I don't know if parting the sea right work but of course you know what they mean and it's clear that many ancient civilizations had enormous feasts and these phenomenal feasting still starting in their in their lithic and through other periods and didn't do it into CCN sawing distribution in a way and of course what is important especially when does it you need to call god it was not trust a huge amount in below this one great before the mount and this excavation social showed before the mount was really built this was at a ritual this was putting in fifteen the ceremony off the birdie L. off as such in the person's enforceable in international and huge cook on victory excavated from the late seventh century BC in southern Siberia into a we had for example a sacrificial places there was a kia planning of building the cook islands and of course if you have such an idea that there was first a huge feast a U. ceremony processions perhaps then you understand why dis four hundred and something I'm for us offline and all these things if you can't trust part of one huge ceremony which is very important and in one a mentality of the cook islands of the burial mounds corresponds to it monumentality of the ritual and this is what the Greek historian Herodotus had to say about the feasting which accompanied the burials of even ordinary civilians when one of them died his nearest if can lay him upon a wagon and.

seventeen thousand kilograms seven thousand litres forty years eleven day three day
"marguerita" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

10:38 min | 1 year ago

"marguerita" Discussed on WNYC 93.9 FM

"Me Bridget Kendall it took many decades to work out that these magnificent objects non mostly found in Russian and Ukrainian museums came from a group of nomadic tribes what we call the civilians or in other languages scallions in the first millennium BC they inhabited of false territory stretching from the borders of Mongolia in East Asia all the way to the Black Sea taste of Eastern Europe what we know about the city and has changed a lot since the error of Peter the great should not connecting spree and it's still evolving as archaeologists arm geneticists keep making new discoveries so to find out what the current thinking is I'm joined by three experts on city in archaeology doctor Marguerita Glover from the Ludwig Maximilians university of Munich professor Herman pop singer president of the Prussian cultural heritage foundation and professes the body come live from Oxford university not the city of the hard to pin down not just because they flourished ever an extremely large area and a very long time ago but also because they left no written documents so Barry what are the main sources of all knowledge about them what what makes him so interesting is that we've got a variety of sources the most important I think and we is all coaches would say that is the archaeological evidence the really hard data that we find from excavations particularly of these that burial mounds such a cold curtains there are hundreds of thousands of curtains and many of them have been excavated over the last two three hundred years so we have a lot of data from those burials we also have of course texts from observers of the citizens as you said we don't have tax from themselves but people who observe them mostly Greek texts the road to to see father of history roots extensively about the Scythians and he probably came into contact with them and and certainly talked to some so his evident sees is broadly contemporary dates to the fifth century BC and quite a lot of other stuff even hu mentions men mill codes on the step on the north side of the Black Sea but in addition to that we've also go to them some Syrian techs can form text because the Scythians came up against the Syrians in Asia minor and then just finally we've got images images is that the Persians carved of civilians and images which the Greeks made in the fall the Scythians off themselves some of their way of life so a lot of data and the beauty is that you can compare one looked with another and balance up what is fact and what is fiction we will come back to this written sources in a moment but first let's talk a little bit more about the burial sites these curtains as you said there are thousands of them scattered through the cross lines with the citizens flourished but in the punch expected modern day Ukraine and further east in the foothills of the Caucasus and further he's still in the mountain valleys of the old high range between Russia and China Margarita what is the typical Kokan looked like and what's inside well the tricky answer to this question is that there is no typical krogan but essentially a core gonna is an artificial mile and that would have been constructed over a pit dug into the ground to contain a burial and depending on the geographical area you just mentioned that they stretched over a very wide area the period and the status of the deceased the size the complexity and the inventory offer Grogan would have varied quite substantially so effectively no two programs are alike most of them would have been fairly simple and small rarely exceeding one meter in height and just a few meters in diameter they would have contained only one possibly two burials possibly a horse and some weapons and vessels but at the other end of the spectrum we have the fuel monumental giant Corgan's the so called royal mountains that especially in the fourth century BC in the Pontic region can reach over twenty meters in height this a five story building and over eighty meters in diameter that's almost like a football pitch and they would contain multiple human burials course burials of human sacrifices as well as a very wide range of rich burial goods sold weapons vessels trappings of course sis and so on and the curious thing about this is that we're only recently starting to understand how complex the architecture all of these giant Corgan's was there every excavation all farm Alexander opened one of the largest oil so the amounts excavated in the nineteenth century in fact that was the first scientifically excavated subservient Corgan has shown on that it was constructed in the very specific stages first there was a ring DH that was dug around the area of the future mount then the funeral pitch itself was excavated to that would contain the the main burial off the the city embroiled couple lavishly dressed and likely containing huge amount of weapons vessels and other burial woods unfortunately the burial was Ralph in antiquity so we don't know in fact what was there but it was surrounded by a fifteen course burials then the cat to calm was covered by the earth and part of the mountains are using pieces of turf that would have been excavated from the surrounding step and to to do that a merry about sixty five hectares would have had to be excavated through to create this amount that was about a hundred and thirty thousand cubic meters so at a huge undertaking at the end this would have been covered with a stolen coat and tie the foundation protected with giant four meter slabs of stone and finally the Clinton would have been surrounded by a ditch four meters deep and another wall but outside of that that would have been again put about a meter or two toll so the whole affair would have taken about six to seven months to complete and involved probably between four and six thousand people well is you mention Margarita that's what is human remains archaeologists have often found horses inside the Cogan's sometimes a dozen who'll skeletons well sometimes more than a hundred we know that the domesticated horse was crucial to the city more of life since they would know months heard is and breeders but how much do we know about why they would sacrifice and bury these horses in these coke ovens well or what the heck and graceful as both of belongings and the property in a wave also is reflecting the status and we have a huge if you need to click on for example in all genres offense Iberia but there are more than two hundred horses there are others which have less and for example a simple normal Lori L. which I trust the deck into pot for example one holes in the burial chamber or trust beside the burial chamber so the number of forces in a way is reflecting the status to social status of the warriors and for example would be escalated huge cool gun assassins Iberian on John we found fourteen horses and B. two D. O. G. in AT and T. forty horses belong to twelve different haplotypes this means forty horses from twelve different hurts and horses measuring and analyzing all the anatomy have begin the best age ready strum horses so it was not there the way that they said well we have to sacrifice was a stick stick a few old ones we talk almost useless but they selected really the best tools is the youngest of from tools is from different hurts really to sacrifice them in the grave office section let's see if he is in king or whatever many of the curtains had been looted well before modern day archaeologist like yourselves so even eighteenth and nineteenth century collective had a chance to excavate the fights but even though only a fraction of the city in precious objects inside these burial sites remain it's not to demonstrate one thing the city didn't seem to have been particularly fond of gold I'm Margarita some of these city in gold objects have become really quite famous under very intricate I believe in some grades the been several thousand gold objects kinds and sizes indeed the burials of have not been tips often contain thousands of golden objects and these can range from tiny plaques that have decorated the garments all of the very men and women and sometimes there are literally thousands of them just one single person to quite large vessels personal ornaments and particularly weapons that are I think rightly regarded today as some of the most spectacular pieces of art ever produced by human hands and many of them are of course decorated with the so called animal style showing the stylized you raise a wild animals such as stags leopards wild boars are galley sheep and even smaller creatures such as rabbits birds and and even insects but I think some of the most evocative examples of this of the in art are those that include the representations of the Scythians themselves and one such all object is bell shaped golden helmet to that was found in the the D. of I'm a delay in that then yes creation and you're quite an eastern part of the Ukraine which is dated to the fourth century BC it is decorated with relief figures off so the and warriors and there are two groups of these combatants in in each of them an older bearded man is attacking one kneeling and one standing younger man on these younger men on the traits this beard less so that's how we know their age of their weapons their scabbards those swords and Gloria toy these a special containers full bows and arrows of Sabaeans carried are shown in great detail and that the whole scene has this distinct freeze frame quality that something's going to happen and what is going to happen is not going to be very nice but setting the violence of the scene aside these are among the most detailed images all the city as we have all the figures have shoulder length hair they wear trousers that talked into ankle length boots on and belted sleeve jackets that extend to mid thigh and these jackets of exquisite decorations and trimmings on that suggests that they were made of four which is of course confirm them by fines we have from Siberian grades were organic material survive each.

Bridget Kendall two three hundred years sixty five hectares eighty meters twenty meters seven months four meters four meter one meter mill
"marguerita" Discussed on Power Of The Purse Podcast

Power Of The Purse Podcast

09:37 min | 1 year ago

"marguerita" Discussed on Power Of The Purse Podcast

"And then don't have to help you. This is very helpful. Helpful one of my clients this that was extremely helpful. Because she didn't want to say no to his kid but he was also worried that his kid would never learn the other thing. That's interesting that I tell clients if your child is asking for help of course you want help I would never tell a client. Do not help your kid but if your kid is p keeps returning to the Bank of Mom and dad and they're going on vacations or driving the latest and greatest car and they're asking for help but then like no. That's not your business. Well they just ask you for help. Their personal finance has become your business. So Oh it's okay for you to be asking about their business because their business European that's right and when I the client like he high five. He's like this like the back meaning like you can go home now now damaging flooring we help yes and don't you find that you are often made out to be the bad guy but you know they can say well. I'm sorry. I talked to my financial planner today. And I it's just not gonNA be possible. It makes it so much easier to blame us. It is being the bad person because the thing is i. This goes back to being the fiduciary and doing what the client's best interest and I didn't say they couldn't couldn't help their their adult. I've just been you know what if your adult child needs you to pay one hundred percent of the mortgage. It's GonNa be a little bit difficult because you're gonNA have to withdraw with too much money it's going to go the next ah tax bracket you can help them but just not at that level. Because then you'd be harming yourself but absolutely I feel like I WANNA fix everybody's problems like I don't feel fulfilled unless I solve the world's problems and I wanNA tell you I think most women would say the same thing. Yeah I know we want everybody to be happy we do. I feel like when I'm putting out multiple fires and everybody's smiling right. I still yes. Yes yes it's great like. Let me switch this conversation around something that I really would love to know. And that is your relationship with money from the time that you were a child. We heard about what your father taught you. But how about your first memory around money. Gosh my first money memory. I mean I would have to say my first money. Memory is So as I mentioned my dad is Chinese my mom. It's American so my first money memory is probably my grandmother. Giving the red envelopes red red envelopes is what you put money in for Chinese New Year. It was so special to me. I would say that's probably my first money. Memory receiving a red envelope. It was something very positive house a kid. So that's good I guess right now. What did you do with the money that was in that envelope when it became Chinese New Year? Did you spend it on some. You know what we're allowed to spend it but I think I say that you know my kids are the same way like my son will have a stack of cash. I'm like where did this money come from. He's like oh well. Oh my birthday money on Chinese New Year money this money so in some ways. They're very much like me from under way so I would say that's my first memory That's a very positive money memory but then but that is my first money mean memory there is the money memory. That's not so positive. That was early on. I remember that and this is why my dad. It was very insistent on talking about money not to the point where he is obsessed about it. You just thought that this is philosophy. If you don't talk about it doesn't mean there's he's not gonna be issues and if you talk about it doesn't mean there won't it's important for everybody informed so a money memory. That was a little bit traumatic as I remember. My aunt died side and he. She didn't have any life insurance. She had four children as she was married but she was more at the state home. Mom The caregiver and my dad didn't judge in my dad paid for the funeral. He didn't say why. Don't you have life insurance. My died he has a very practical. But he's like you know what everyone should be able to. Did you have a service. And he cared a lot about dignity and so he's like no. You don't need me back I'm GonNa pay for the you know my hi dad was always prepared What would you say is the most threatening to your financial security me personally my financial mansell security I mean I would say if I have a chronic disease Like our concerns. My Dad had had Parkinson's my parents. My Dad had long term care insurance. He did or did I know that he did he did. I recommended that he get it. So if you would ask me what is like threatening like if I were to get a chronic condition like that like I mean I have listeners. Margarita has disability insurance Margarito. Life Insurance. Margarita has long term care but and Margaritas husband is a federal employee. She has good health. Insurance Marguerite likes insurance but still still like if I were to have a condition like that. I think it would compromise my ability to leave like a C- to my children. Yes and that's important to me okay. Why I think it's important because you always want to? It doesn't mean that you wanna do everything for your children but I know that my dad only came here. He didn't come here that long ago. Maybe fifty five years ago. He died five years ago if think that leaving a legacy. It doesn't really matter what that is but that will be for my kids and their kids so that's important to me So they don't have to start from on-track okay What are some of the best and the worst financial decisions you've ever made? Oh I can tell you what the worst first one is. So the worst one is kinda funny remember. I said you never should let money. Be The deciding. Factor walks violated that rule. I was an exchange student. I lived in Tokyo Japan at that time. Tokyo was actually more expensive in San Francisco and New York City. Manhattan Man I. I wanted to be frugal. I wanted to make my dollars last so I lived in a place that was a little bit. Japan is a very safe country but the place I lived with a little bit industrial if the neighborhood undergoing transition put it this way. It wasn't the safest neighborhood so I gotTa talk and attack and I had to move and it's at that point one like I realized that I didn't necessarily he dad's advice and didn't lecture. Sure me he actually came to visit me to make sure I was okay and so that was a bad decision I made with my money. No one got hurt. I mean I'm okay. At that time my mom was like you should come home to America. I'm like no mom. This semester is already started. What am I gonNA do in America Lake in at home not be able to go to school? My daughter asked me. What do you think you should do and I said you know what that I think? I need to continue with school here. I came here to study if I go home. I'm losing everything. Everything and I think about the other people who applied for the scholarship an opportunity and didn't win and that wouldn't be fair for them. Somebody like well okay. I'm glad you're talking through this. and He came came to visit me and then I moved to another place that was closer to the city where I didn't have a long commute. So that they by decision a good decision is I scrimped and scraped and I saved money and I bought my house in Nineteen Ninety seven right after we had my daughter. Okay so you scrimped and bought. The house was your husband in on that he was was very serious he saw was very serious. Because I had saved twenty percent of the down payment and I was like I think we I think that we should like by how and so he knew that I was responsible. And he's like okay so And of course I would say understanding the time value of money and saving being an paying myself I and investing in the future but competently speaking is buying a house in ninety seven Okay and is it's the same house you're living in now. Yes yes all right so I would say a series of decisions would be like lying house getting insurance when I was young and and Taking advantage of tax deferred and tax free account. So it's three all right. Well said financial planner you get stars stars for that okay. Well I think we probably need to wreck this up here because I could keep asking you questions all day long but thanks to my guests. Margarita Chang and Margarita. Tell people how they can get in touch with you. If they have additional questions you can get in touch with me by the team Website Blue Ocean Global Wealth Dot Com. You can also send me an email and the Chang at well ocean global wealth DOT com. Okay I think.

Margarita Chang Japan Manhattan Tokyo mansell Parkinson Marguerite America Lake America San Francisco New York City Margarito
"marguerita" Discussed on Power Of The Purse Podcast

Power Of The Purse Podcast

02:23 min | 1 year ago

"marguerita" Discussed on Power Of The Purse Podcast

"Off the lot but you need talent liable transportation so if you're calling out let's say is for five years and there's nothing wrong with your car when it's paid see if you can extend the life the asked beyond five years you paid for it if you had a car and it's a five year payments and you pay it off and it and it still running meaning. It's not a money pit the if you can keep the car and extend the life of the car even to like seven years or eight years. I know some car and it depends on the weather where you live that might not be appropriate so so it's a balancing act. It can hold you back from reaching your goals but sometimes we do have to have that like if we need reliable transportation tation like sometimes it would take a long time take. Public Transportation sometimes may be better served having a car because your time is money so it's a balancing act it is and I think the last one we have to talk about before we run out of time here is one that is really really significant in in this day and age and that is don't solve their problems for them let me just set that up. Parents like to fix things for their kids. We don't like to they are children suffer. Unfortunately alleviating the pain associated with bad financial decisions fosters financial ignorance even if it's As simple as fronting the money to your ten year old to buy the latest video game after he nickeled and dimed away his allowance. That is so true. That is what people do all the time. We have to stop doing nap. Because that's really what lets them know that there's always the Bank of mom and dad to rescue them if they make any bad decisions or if they just can't seem to come up with what they need to get what they want absolutely aiming I have retired clients who are in the situation. I understand illness job. Lot that disability these happen and sometimes it can be very difficult. Get the call for my client to say. No that their kid. They want to help their kid. But they're worried about their retirement and clients companies. Like what should I do and I think working with them in a financial planning relationship helps guide the conversation. I can say to the client..

"marguerita" Discussed on Power Of The Purse Podcast

Power Of The Purse Podcast

14:34 min | 1 year ago

"marguerita" Discussed on Power Of The Purse Podcast

"And your value system of allowances of buried hard topic at that point when I was growing up. I saw that it's got straight as and nate got as for the report card. I never asked my dad. Where's my money? GotTa Get Street as I'm smart enough to know there with that but I remember my dad said this to to make your job is to do perform well in school. My job is to make sure you have. You can imagine seeing the clothes on your back food on the table and a roof over your head but why am I going with. This is really wanted to know that we have the skill to teach your children to work. You know whether that's Babysitting babysitting tutoring math coaching swimming taking swimming lessons. Maybe they're going to digital photography. It is not the money they make but it is how they're learning to communicate it also helps them build confidence So ultimately I think it's very important for families to do what is comfortable for them and consistent with their values and their family structure but the takeaway is we all have skills and talents uh-huh and it goes beyond the eight and twelve fifteen dollars that your kid will make It teaches them. They feel very empowered in Consett. It worth far more than the money they earn. Yeah I agree second one was to give your children vision. Explain what that means so give them vision. Help them that goal. It doesn't even have to be a big goal. So here's the naming is my youngest daughter just entered high school. She started high school years. So yes as parents we do know best. But I think it's also important as your kids become more mature to get their input and that's part of vision. So what would they like to do what interested they have because to me telling hit. There are certain things that our kids have to do. They have to brush their teeth. They had to take English to graduate from High School. They have taken that. I get that what is far as electives and things that they enjoy to do. Oh how they want to spend their summer. What class they want to take you know? Let them verbalize but then express their goals. That's part of having vision. I think that's really important. I do too. Yeah and I don't think a lot of people really have those kinds of conversations with their kids. They tell them what they want them to do. You know you will start taking tube lessons this summer while what if I don't like to us well you gotta learn some musical instrument so I don't agree with that. I think people need to really encourage your children to to dream and to think about the kinds of things that they love and pursue pursue them. I think that's great. Number three was to help them learn to save and we know all we all know that works but I thought you had a very very interesting objective in your savings plan but was that when I was a child of told me before we started our conversation precision that one so I okay sure. So I'm the oldest of three girls and I've always been good with my money mean when I had when my nine grandmother so I used to get money for Christmas and also get money for Chinese New Year and I get money for my birthday. I would never squander my money. I would say that my splurge purchase. I think that it's important to allow kids to have vision or a goal. WHAT THEY WANNA do with their money so so mine I splurge purchase was ray band? I wasn't gonNA buy cheap sunglasses and I took care. Maybe the case I'm serious I with ten years old and when I tell my in that they think I'm very cool to like They're still out today. Come out that old so I mean I think money is i. My Dad told me this money's for spending but you need to spend wise the the word in manage really important. We're using a lot today but I think my dad was spending within pension a long time ago. I think so and I love the fact that your first purchase was something that was expensive. It was something that was something really. You wanted it and so you saved for. You didn't really care what people thought about what you were doing. And I think that's great. I think we sometimes lose that piece of at that saving for something that might appear to be a luxury. Three to others is something. That's very self satisfying when you can accomplish and it's spurs you on to do more and I think that's that was great. You and your ray bans. I love it and the fourth one was to talk to them about investing now. That could be a very difficult conversation to try to explain. Explain to children what that all means. So how would you suggest that people talk to their kids about investing. I tell you when we were talking to your children about money. The first thing that you have to do is make sure it's age appropriate and relevant so if you have a toddler screaming in a toy store are and you're like no. We're not buying that. You can tell them you're putting money into five twenty nine plan. That's not gonNa make sense right but as your kids get older maybe eighty like middle school late. Elementary school middle school high school. You can when the statements come again. This is you have to pay to your family and what you're are comfortable with. I thought it was important that my children see. Hey when the statements come. This is money for your college. I save money every months We're GONNA do this together so I think that I it's important When my daughter had her first job for internship she was actually offered She was eligible to participate in the 401K. So that's another opportunity to talk about it so I think it's important to make sure that it's something you're comfortable speaking with. And it's relevant in age appropriate. So I didn't just talk about investing in the sky so if we're talking about colleges colleges we talk about how much money we have set aside and what's possible and then also lead the conversation about you know student loan debt and what's comfortable. What's sustainable and what's not I think we'll get to that one in a minute but the other one that is teach them to give how I love that idea and I love the reference you made to World Vision. That is a wonderful opportunity to teach children about choosing using practical gifts such as chickens goats and clean water for children and families in other parts of the world. I don't think they really understand anything anything. Beyond I'm saying younger children beyond the world ups their school and the kids they hang out with in their neighborhood. I think that exposure exposure to other children around the world is it's a wonderful opportunity for kids to get to know that it's not like they're house house everywhere actually still. I'm my dad's Chinese. My mom is in American. I was born here. I grew up here my husband and his Chinese Indonesian. So he's of He was born in Indonesia and he's multiracial. So we would take the children either in an agent melted and then each developing nation. And you know I remember one time are why I have. A printer wasn't working and it is hard shift like when things aren't working fast. You're under deadline It's frustrating when technology doesn't work that but I think visiting other people and seeing other parts of the world help them really appreciate what they have so joe my husband. His family had Internet fast. But when you go to the country more rural areas there there might not be like a hot shower there might not be high speed Internet cable. TV And so it really makes appreciate what you have. That's a little bit far from home. The closer to home Thanksgiving not just Turkey baskets. That's very important but diapers and baby food and formula for families. These things are expensive and so we would put together are these baskets and we have this tradition of doing that and then supporting the giving tree because you have about earning money saving money spending ending money but now it's like sharing number six to show them how to budget and you suggest maybe through an APP which to them and in their world today that would be the ideal place to start. How do you teach children how to budget? I mean you can start so you can. As I mentioned you can make it age appropriate and relevant so even pack to school shopping. You can start there maybe When you're getting in school supplies you look? What's on the list? You see what you have around the house and this actually in a relate because it sometimes if do you buy in bulk paper but you may not need everything and so you can buy in bulk and then set aside what you don't need and then pack backpack for other children maybe in a neighboring community who don't have a brand new backpack with new gears so you can use apt opt but you can also just say. Hey here's our budget. Here's what you need to get. The other thing. is they tend things in a shopping Encarta online and they can say it and then you can go in there and check and if you don't think anything belongs in there you can always ask them to remove it so there's ways in which you can then engage your kids and make it a learning experience The other thing is like we're talking about digital and APPS. My kids are all very good about out like searching for to ponder. That's great that's really good. You also mentioned it inherited as soon as your child is old enough to start filling up piggy-bank they can begin saving when the Piggy Bank is full. Set up a savings account. Let them manage it. Have you done that with your children. Actually they all have savings accounts. The older ones have checking accounts. Obviously the younger one. Can't have a checking account and it's really helpful because it also teaches them budgeting they cannot move too much from their savings accounts because I think the financial institution Shen limits the number of transactions. When I'm here to tell you they're all pretty like responsible and I think they'll appreciate me because my daughter? My eldest daughter said to me like mom like I'm helping my friend with her student loan. Where do people find out this information? I'm like they don't yeah that's true they don't and you talk about debt. That's a perfect segue to warn your children about that. You mentioned good good debt and bad debt. I think we should probably define that. Because there's some debt that's good. I mean tomato traditionally that means things like mortgages for a home because the the equities building hopefully in a home. But there's also bad debt and I think that for a lot of kids especially those in college They used to push a lot for children to sign up for credit cards and they never explained aimed at them that you can put anything you want on a credit card. But there's this bill that comes at the end of every month and you have to pay it and I have seen Seniors Juniors and seniors in college come to me in tears because they have no idea how all all of this happened. It just kind of snowballed and they are looking at a situation where before they get out of school with a degree in their hand. They've got twenty thirty thousand dollars worth of credit card debt and then we add on top of that college tuition debt. So let's talk about. How do we explain the value of debt and the the warnings about debt to children's one in high finance finance professors? Explain this sometimes yet. There's good debt and there's bad debt but let's define what's good. Let's define what's bad so to borrow. Money need to get an education. That's not necessarily a bad thing but you need to make sure that the money you're borrowing you can be. You can afford to pay back so that's not to say that you should not pursue certain degrees. You just need to make sure that you're borrowing just what you need just that's because you're eligible for alone doesn't necessarily mean that you need to take it out. If you have scholarships or you work. You may not need that. Unsubsidized is loans. So don't take it. Don't take that unsubsidized loan and then go to Mexico for spring break because it's really going to be costing you know my daughter told me that's what people do. She's like mom I I don't know how people do it. They say that they're broke. But then they take these loans out that they don't really need them they're going to spring break. That's an example. A winning I. I WanNa make sure that I'm not nurturing. People and thing they shouldn't borrow money for school bar what you need but don't borrow anymore. The other thing is the my professors said. When you're barring look at the life asset look look at how long you'll have the acid so listening? No one likes the car note but if your car Maher is high mileage in it's not safe time is money and your safety and your well being number one so if you have to have a new car or you need a better car maybe you don't get a brand new one.

High School Elementary school middle schoo Consett nate Indonesia Piggy Bank Mexico Maher
"marguerita" Discussed on Power Of The Purse Podcast

Power Of The Purse Podcast

13:59 min | 1 year ago

"marguerita" Discussed on Power Of The Purse Podcast

"A certified financial planner board of Standards Ambassador. Margarita helps educate the public policy makers and media about the benefits of competent ethical financial. Planning she serves as a women's initiative advocate and member of Diversity Advisory Board for the CFP keyboard she served on the Financial Planning Association National Board of Directors and is a past president of the Financial Planning Association of the National Okay Capital area. Welcome Rita or thank you so much for having me. I'm so excited to be here today. I'm glad because we have so many wonderful. Thanks to talk about today and I just I'm just going to jump right in. I just read that article that you wrote a couple years ago and as you told in the off air was around father's Day and the inspiration for this article came from some lessons that you learned from your father. which in and of itself is a real anomaly because most young women don't learn much about money from their fathers but your father apparently was visionary who saw that there was some value in explaining first of all what is what what is the definition of wealth? I don't know if you remember writing those words in the article but it was really brilliant. It was that you said his mantra entre was that financial wealth alone does not represent once true wealth and he taught you not define yourself by how much you had by by what it did with but what you did with what you had and you said you learned early on not to let money be the sole determining factor for the decisions you made in life safe but also learned that. Although money couldn't buy happiness it could provide peace of mind freedom and flexibility. And obviously you're very thankful for but is that your father explained to you. I think it's unusual. That first of all your father was an immigrant. He came to this country with. I think you said seventeen dollars in his pocket and he taught you some values around wealth that most American children today you never hear ever what were some of those values. Well thank you so much so my dad Fled Communist Communist China and he went to university in Taiwan. The time line gets a little bit fuzzy. Because my dad's birth certificate was burned. He knows he was born somewhere between nineteen thirty one and thirty three and so he picked his birthday is ten ten thirty two. He's there the Taiwanese military exactly like I can remember ten ten double ten day My Dad had my dad's family lost everything and he had to rebuild his life twice and he told me that at a very young age that money doesn't buy happiness but it does give you peace of mind and more money brings you or opportunities and you should not squander those opportunities. My Dad was also very. This is very funny. I'm the oldest of three girls else and in China for traditional families. Boys are favored. When my dad came to this country people would say to Paul? That's I'd English name. You know as he settled down and expanded his family with my mom. My Mom and dad had three girls and my dad was always so funny. People would say Paul you have girls. How are you going to pay for these weddings? And he would joke. 'cause my dad's Chinese my mom's American. He's like Chinese culture and the boy pays for the wedding. I was just so funny but my dad really chance your question my dad had the mindset that money for everybody meaning. I don't care if you're a boy I don't care for your girl. You need to know this stuff now. My Dad was a little bit strict. I wrote this down. He took back to a whole new level. He said Rita you need to know about money. You need to know about cars and you need to know about technology now. I wish he pushed me to learn more about Home Improvement but that's another conversation for another day. Those cars money and pack. I think have certain really well but he basically basically told me that education was not an expense it was an investment it was an investment in my future and that I should never stop learning and I should never be complacent. My Dad was a very intense. If you ask the question you know he wouldn't just give give you the answer it would be. He would want you to try to discover the answer on your own and either even when it came to calculations he was brilliant at math. He wouldn't allow me to use the calculator like I had to do everything by hand and then he allowed me to use the calculator. And it wasn't enough to you. The scientific I tip calculator or financial calculator. I had to learn how to use both very. Yeah but that must have served you when you sat for the CFP exam because those HP whatever they call them those crazy calculators we had to use to to figure you're out of present value and future value and discounted values. Man I was. That was tough. If you know how to play with those things more the power to you that was pretty awesome. So it's interesting. You say that because I believe that the financial planning profession is an amazing opportunity for everybody but particularly women and actually how I built. My confidence was because I'm actually good at math and I liked map. So you're right it it did. Serve me well that. HP told see how you like. I knew how to do all the time. Value calculations days clients a lot of credibility credibility and trust in me. Because if someone asks me you know on that grass why does it go up and why does it. Why does it spike out and drop down or or what's this net present value? What does this mean like? I could explain to them and it helps me become more confidence. I I might not have been be best. Salesperson clients knew that I knew what I was talking about. Exactly that. And that's wonderful. That's really great to hear that because because I think that was one of the biggest issues that most women had to overcome early on in this in this profession that the assumption Shen was the girls weren't good at mass. So if you were good at math how could you possibly be good financial planner when just about everything you did was about numbers but girls are. Winning are good listeners. Three haven't seen is very powerful. PEOPLE WANNA be heard already want to be understood they do and select. Let's go into something before I get in all that other stuff that I really WanNa get back to the things your dad taught you. We're going only down a path of something that I think is critically important that we talk about and that is in your role as ambassador to the CFP board of Standards Standards Your Ambassador to try to help people and especially women enter this profession. And as we've talked about out offline a little earlier both of us understand the significant difference or differences between the way men and and women operate but how we function as financial planners and there is a difference. Why don't you tell me about what you said about how? Oh you see the differences playing out so my role as a certified financial planner board standards or CFP would embassador is to educate the public policy makers in media on the benefits of ethical financial. Planning advice probably also includes people who may be interested in joining our so and that includes people who are not your yet or for people who are here in our our professional helping them find a way women and men do have differences and because people are different. That's actually not a bad thing. It's actually a good good thing because it allows clients to be able to have access to more options and strategy Women are more as I mentioned collaborative and relational when it comes to wealth management and financial planning in these differences can only only their attitude. They are not taking anything away. They can only improve the client's experience. Yeah I agree. The pinion diversity of perspective actives very helpful. Because then you can see the world through someone else's land and I think you're right when you say diversity is not not necessarily diversity ethnically Nikolai sex sexual gender. We're not talking about that kind of diversity. We're talking about diversity of thinking and I think that people well don't really understand that that difference in thinking is as you said it's additive it is something that only enhances the relationship but but the problem is the fact that when we are trained most training programs for certified financial planners take the perspective of how many think and and how men place priorities on certain types of focus when they're talking about about financial planning such as I think men are more interested in looking at performance of investment portfolios ellios and judging the value of relationships based on how well they outperformed what everybody else has been doing. They also think it gets important to talk about the nuts and bolts of things. How do you How do you structure a certain type of investment portfolio? How much do you put it? Certain assets and allocations of certain assets women on the other hand. I think are far more interested in snowing about. How do I reach the goals that I I want? I don't really care about the numbers and I don't really care about whether or not you beat the guy next door for. I want to know that you're gonNa tell me how I can achieve the goal that I want and I'm not saying that men don't care about that but I think women woman place a higher priority on that in choosing a relationship with a financial advisor than men do that your experience it actually is with my experience and when I think about the sales training I received. It's true you I've heard people say you cannot be what you cannot see but when I entered the profession you know I was a young mom. I had a three year old and a six month old and I was very coach. -Able I did what my managers told me to do. But then it the point in time when I'm like you know what I am I am I am. I am a Margarita. I'm doing what they're telling me to do. But at the end of the day I realized that clients actually wanted to to hear from me. They wanted to hear my story and they told me in these anonymous surveys. So they're not even surveys that I created our firm Would send out these surveys to benchmark benchmark really truly it was benchmark. Maybe I should say measured faction to be tension and it wasn't until will my results started coming back where people like will be to. What are you doing i? I really focused on the process. I off the focus on the KROG. Rest that the client clients are making in that yes that resonates more with women but guess what men value that too. So I definitely agree with you. That Dhamma Times advisors in general like over emphasize portfolio management or the performance and. That's not to say that's not Important we can't retire. We don't have money but making it more personal and relating it to the client. Schools is really very valuable especially talk about the the threat of Robo Advice. Mobile advisors are going to be good asked allocators. They're gonNA deliver good performance but a robo is not necessarily going to be able to have meaningful meaningful enriching conversations and explain how strategy. ABC is going to help the client Being more intentional with their wealth and reach the goal. Yeah I agree. Let's go back to where I dropped off here. We went down this path. But you your father taught you some very important important lessons about money and I just love to have your comments about these. The first one was to teach your children to work hard and then you referenced the fact that you teach your children that they get paid to do the work they do and if they don't do the work they don't get paid need. I don't know how that would resonate with many parents day because I think children just expect an allowance it not in exchange exchange for any work but just because their kids. That's very different than what your father taught you. and I wonder what your comments or something like that. So when I talked to the media about kids and money the first thing I see is you ultimately have to do what is consistent with your family Hanley.

Rita HP Financial Planning Association China Financial Planning Association Paul Margarita National Okay Capital CFP ABC Taiwan Dhamma Times
"marguerita" Discussed on Power Of The Purse Podcast

Power Of The Purse Podcast

02:21 min | 1 year ago

"marguerita" Discussed on Power Of The Purse Podcast

"Welcome to the power of the purse. podcast the only show connecting baby boomer women with professional peers advice. You can use to be more confident in your financial future. Inspiration to take control of your personal finances with Lynn s Evans certified financial planner. Good afternoon everyone. My name is Lynn S Evans and I am the host of power of the purse podcast. There was a time in my highlife not long ago when I believed three things about money. One women are not supposed to talk about or be included in any conversations since about money to women. Don't have the natural ability to understand anything about money and three men know best. How manage money and those truths I made up about money? Guided May for years until I realized money was not a foreign language or some other obscure academic exercise and it was something I could not only understand but teach to other women too many times. I've I've heard stories from women who ought to know better but didn't until they were forced to because of divorce widowhood job loss or the approach. Retirement retirement this podcast will add another chapter to an ongoing informative conversation of financial topics. Women's should be more you're knowledgeable about my mission is to help. Women reduced their financial illiteracy and develop a healthy continent relationship with money with that in mind. My guest today is Margarita. Chang otherwise known as Rida and Rita is the chief executive officer Sir at Blue Ocean global wealth. She's the past spokesperson for the AARP Financial Freedom Campaign and a regular columnist. Honest for investor Pedia and Kiplinger. She's a member of CNBC Digital Financial Advisor Council and she's a CFP professional. A chartered retirement. Planning counselor a retirement income..

"marguerita" Discussed on WNYC 93.9 FM

WNYC 93.9 FM

02:07 min | 2 years ago

"marguerita" Discussed on WNYC 93.9 FM

"Thanks for having me so in your reporting you tell the story of Darryl young can you explain to us who he is and and how you came to find him so I first heard about gel young from a couple whistleblowers who reached out to me who are concerned about the heart transplant program at New York Beth Israel and they said that it had been a bad two thousand and eighteen they just had bad outcomes and they told me about this man Daryl young who had unfortunately come out of the surgery and never woken up and then they said that the hospital was not really having conversations with his family about his prognosis and what his options were things like hospice do you you know do you wanna DNR like typical what they call goals of care conversation none of these are happening and that was because the hospital is really worried about its numbers and so they wanted to keep him alive when you talk about numbers of a key part of the story is the survival rate and the hospital in your reporting is very keenly interested in this stat can you explain to us what that is and why it's important to start yes so the regulator for. transfer and CMS the centers for Medicare and Medicaid services right that's correct what they call it the magic number is how some some people in the field of described it to me which is the one year survival rate the one you're number was a golden number so that means how many of your patients survive for one year after the transplant and so this was the number at the hospital is fixated on for general yeah and that's why they wanted him to get to his one year anniversary which was just this past September twenty first so you obtain tapes of several meetings of the hospital transplant team including one this past may the tape is a bit rough so preparatory we hear this tape what is this meeting whose voices are we gonna hear so this meeting is a weekly meeting of the whole transplant team so you know cardiologists surgeon you'll hear it doctor Marguerita Camacho first she is the surgeon who did Dalyell heart transplant and she does most of the heart transplant surgeries doctors after is the head of the heart and lung transplant program she's a director so you'll hear his voice as well so here's the tape the first one was.

Beth Israel Daryl young DNR Marguerita Camacho director Darryl New York Medicare Dalyell one year
"marguerita" Discussed on AM 1590 WCGO

AM 1590 WCGO

07:34 min | 2 years ago

"marguerita" Discussed on AM 1590 WCGO

"I don't want to say slows down, but there's a different ambience when you get debt along the coast, it's just much more relaxed. I think that's the whole idea Kevin, which include surgury is before we went to the break there on our last segment. We were talking about the new Margarita Ville resort family entertainment center in Biloxi understand. That's got some real expansion near renovation doing on. That is about to become more than might five of what it is right now they're building another hotel tower with a three hundred room and then they are all building huge amusement park, right over water. It's going to be really family friendly activities. Roller coaster fairground writes, things like that. I also have heard that they are a bar that is also a fairground right in a circle around a bar that it takes you thought. My view. Well, that's different. Okay. Yeah. So if you're spinning is not just what's in the Marguerita. You know there's something for all ages. Pretty much of the Mississippi coast Gulf Coast to. There are so many different things to do you touched on some of the festivals and assume mentioned during the break she wanted to talk about the aquarium. So let's go. Yes. So the aquarium is slated to open the end of this year, or very beginning of twenty and it's going to. On the north that downtown work again. Right. On the waterfront right opposite. Joan park, the harbor it is going to be an incredible Phillipi and defame building a three story time on the second floor you can take you can walk through a tunnel. That'll give you a three hundred sixty you of the of the actual tank, it fell to the whole thing is through that you can walk the whole way across this time. They also have you can bathing thing called each track, which are kind of like all diver's helmet that you can pull over your head. We go diving into that time. I want to do that. I get in with the fishes wonderful. Yes. Well, let's get you down here. Visit the open. That sounds good. Listenership formation to there's a new aquarium opening in Saint Louis later that sounds quite similar in the walk through to. But set there, but one of the unique things about it is they have they're going to have a saltwater aquarium, as well as a freshwater aquarium, which will feature all of the fish and so on reptiles, etc. And the Mississippi River so that's going to be pretty cool, too, but certainly not to take away for years. That sounds like it might even be a bit larger as well. That sounds wonderful. I, I think the main point aquariums that are opening right now with all really so case, the, the unique wildlife to, you know that live in that air itself. So this aquarium here at Gulfport is going to have a lot of exhibit on the local flora, and fauna to you said. They know more about outer space than we do what's in the ocean? That's which is nothing. Let's talk a little bit too about the outdoor activities because you, you have more than just the beach you have this wonderful place where you can go kayaking and tell us about the outdoors there. Yep. Though, there are first of all, we have barrier island if you're licking or real beat getaway referred for an hour for my black belt for out Schiff island, which is also where fort Massachusetts is, and it's a beautiful island so you can, you can stay out there on the feast at surrounded by nature within one or knowing. You said Massachusetts is in Mississippi. Okay. To make sure that was right. Interesting. They moved it from New England. Richard the fort, and that's another thing too, that I don't think a lot of people realize throughout the history of the United States. The Gulf Coast played a very important part in the defense of our nation. Even going back to. For example, the civil war there, it was a supply area for the confederacy and also in World War. Two there was a great deal of training that went on that. I don't think most people realize most of the training for the d day invasion, was done along the Gulf Coast of the United States. It's the great deal of history. There. Absolutely very so much history in this region. You know, from military history to the maritime and food industry history. I mean, we were one of the world, and that is such a group of heritage here that is so fascinating. And you know, you can take several excursions to learn about that. Shrimping is a great one. And you can also take as Gunar sale, which is a replica of the old. Oyster sooner if takes that out onto the Pacific found then you have the museum American and seafood industry museum, which really let you dive deep into the history here to there is a lot of history and culture in this area that people are, are generally unaware of, and you also have alone of the history on the blues trail, the country music trail, the Mississippi, freedom, trailed speaking of history, there's just a lot going on down there. Absolutely and hundred men hall and bay. Thank you, Jeff. Open Rachel now runs. It is phenomenal. And she's really bringing it back what to be that hall in bay Saint Louis. It may look unassuming the outside. But that place hosted amazing great, such as rate, Charles at a Jane, some of the most fabulous jazz musicians. Some back in the day, when you walk in there, you really feel the history in their tooth dot wonderful that, that reopen well. Had it been affected by the hurricanes. Yeah. In fact, most places and basing Lewis were pretty much obliterated after Beena, but they a really beautiful job of restoring it was slightly set back from the water. So it wasn't completely demolish, and they really done not to job of renovating it and it got a lot of the original features in it. Still too. I know a lot of those little tones that you referred to that are along the coast, that were affected by it. Definitely, you know, is in the public domain. They're listening to the names of those brought back. Yes, there were definitely hurricanes through your area. Touch and find.

Mississippi Gulf Coast Roller coaster fairground United States Mississippi River Margarita Ville Biloxi Saint Louis Kevin surgury bay Saint Louis Gulfport Joan park Marguerita New England Schiff island Massachusetts Lewis Beena
"marguerita" Discussed on REAL 92.3

REAL 92.3

05:38 min | 2 years ago

"marguerita" Discussed on REAL 92.3

"Hit us up six six two four six eight nine two three eight six six two four six eight nine two three blue face Cardi B Y T thought the official remix being boys neighborhood. Bringing dance. Dan. Gandhi. Right. Nancy? Busted. Yeah. Hi, I'm everyone was Spanish. I'm always told me I was don't break. I wanna see. Ben as she threw it back. So. Talk to myself. Relax on the debt load. Procure emergency. I never even heard of me. I want to see. Yeah. Idolize go. A break. Dan busted. Down. Now. God. Young young. I'm jay. I'm doing. A month. Give giving face. Plan b. On the dope. Broke broke. Bruce. Everybody game do. Oh, no. Daddy. What? Nason was down down yours playing. Thank god. Saint. Yana? I wanna see. Not break down. Dan. Down. Speeding. Was blessed? Bush. I. Seal the deal. Got you. You go down south. Was. Fashionable bus them smashing the plus, Dan. Him and meet Bustan pretty little thing. That's the bus, Dan. Donna. Right. China. Date. Up fan, New York City. Amount. Miami to women. Playing this game. Still getting framed from a Bank. Hi five. Twenty five. Piece Magrey I'm to do a pay pay for Halloween. Never asked out. We already made a mascot. Mom has plans. Ma. Santa marguerita. Really? May maybe. Noted. You are reading. The only ones. It take payday sitting on a bench already. Klay. When anybody? The money..

ma new york miami official china bank cardi b
"marguerita" Discussed on KOA 850 AM

KOA 850 AM

07:44 min | 2 years ago

"marguerita" Discussed on KOA 850 AM

"This is off the internet. So it has to be true. Abraham LINCOLN said. The Margaritas often hailed as the quintessential Mexican cocktail. But just like. Surveys on the origins of the drink are not definitely Mexican. That's a horribly put together structured sentence is it on Wicca pedia. No. Oh. Vine pair dot com. Okay. Wind blog the mystery of who really created the Margarito simply put no one knows who dreamed up this delicious cocktail, but the stories behind the invention. The Margarito pretty colorful, even though only some of them actually, take place in Mexico. Carlos Danny Herrera, owner Tijuana restaurant Rancho LA Guardia claims. He invented the drink nineteen thirty eight what inspired him a picky dancer. It seems restaurant gore Marjorie king declared she was allergic to all spirits except the kilo but didn't like to drink the spirit straight. So Harare worked around the prototypical tequila shot, which is taking the salt lime and through together the Margarita while all bartenders can relate to the situation of an annoying customer. It was Herrera who claims to whipped up the instant classic. Or so says his obituary, by the way, he lived until ninety once again proving that alcohol is probably really good for you. It is very good for you. So there's one just prove that there is a lady who just reached one hundred twelve and she says she has an it'll be it a whiskey every night. So there you so here's what I find interesting about Margaritas. I really do. Enjoy the drink, but I just straight tequila better. That makes sense. That makes sense. What about you? I like both like if it's a good sip, sipping tequila. Really smooth. That's really nice. But I also enjoy it just one Margarita if I have more than I kind of get sick to my stomach, and it could be all the sour sweet and sour mix and everything that goes into it. I really like it is a challenge for me to go into a restaurant and particularly mix a Mexican restaurant and ask how do you make your Margaritas and invariably everybody has well, we have this machine over. Well, they all they all have mixes the all the all the Marguerita has to be tequila, and then a bunch of sugar and Crowley hours. We and everything else together, and I just look at them. And I say, well, I don't like sweet Margaritas. Can you do this and Alaskan can I just get the bartender? I just like Keila clutter or grant money. I don't care which one and lime juice. I don't want to be nectar at one anything else. But I also want I want a full glass, I don't want because I know the mix the mix is the filler. Right. So that's what I want. And I want a full cocktail glass or whatever your Margarita glasses. That's all I want in it. Some places almost every place will say, yes, I'll talk to the bartender. I'm sure we can accommodate your request the mistake that I make is not asking. What are you gonna charge me for that? Yeah. Forty dollars because some places will all come back. You'll be you'll be an eighteen dollar Margarita, which I think is absurd. It is. But some places do. Who's actually pretty good about doing this and doing it on the cheap chilies? Really? Yes. So they'll make it to your. Yes. And the most I've ever paid is it it's interesting because different chilies around the country, even different chilies within this kind of part of south south Denver charge, different prices one over in lone tree, I can get that for five bucks. That's good one over here. Close to university in county and see four seventy usually seven bucks Chili's. I just wanna burger it's not a bad place to go get a bird Chile's a lot then they went to their fresh Baja fresh remember that and everything's like Mexican food and fresh PICO de guy. I'm like, no, I want your burgers. I want your vehicle still good. Yeah. Are you still get the original Chiles chili burger whatever little slider? Siders loved absolutely loved those. Okay. Do you want to try any of these or you? I think I'll try the skinny girl just to say that. I did. I don't wanna finish the that one. What is that? With this in my my bar. No. These are going home in my refrigerator. Well, no put him on my bar. It really makes people mad. Refrigerate madrid? 'this. Do you have an extra class? I think that. Yeah. So what's new that? You're trying to I didn't wanna finish the Coyote gold. Oh, I didn't wanna mix. Boy. I see. So we we can put the kabosh. Right. Yeah. So what are the other two flavors of the Margaritas that you have spicy line spicy lime and sweeter Rita? I commend you. Want your taste anything new? That's right. You told me earlier you she's trying to be good for. She started. Good. We'll get we'll get through that pretty quickly. So I'm going to. Wonder it's been going on in here. Hot. We're fine. Because what what'd you get? So you're trying trying to skinny Margarita just the plane. That's awful awful. Hell, yes. It's chemical tasting. Gee. You wanna try to spicy line? Yeah. The. Smell this doesn't smell bad spicy line? Maybe it tastes bad. Interesting. Natural flavors. Says what kind of never Trumpers, I've never tried despic- lines Guinea girl. I'm done with that. So much for that. Is it bad? What was wrong with it? No lime. No spicy. Over they trying to make spicy the actual alcohol because they can see what's places you go you can find now. Find jalapeno Margaritas. Satire is crazy drives me crazy. So I think they were trying to do something like that. So does have a little bit of a kick to it. Got a little bit of spice. You can taste the lime. But to your point whether this is just you've put this in my head. It's got a chemical taste. Yeah. Yeah. Oh, they have to get the calories out of there. Well, evidently, not according to our math earlier sore back to the Cuervo. I think that's what it's my mistake. As I started with that. No, I'm good. Thank you. Maine. It's usually you tonight. I might you know, I still have to drive home. There might be texting involved later if I drink and the Cuervo pretty the Cuervo gold Margarita with grandma. It's not bad. I would say I would say, that's my favorite. So everything I've tasted it is. So now that I've realized that you've done the math.

Carlos Danny Herrera Cuervo Margarito Margarita Abraham LINCOLN Harare Tijuana Marjorie king Chile Denver Mexico Rancho LA Guardia Maine Siders madrid Rita Trumpers Guinea eighteen dollar Forty dollars
"marguerita" Discussed on The Steve Austin Show - Unleashed!

The Steve Austin Show - Unleashed!

03:34 min | 3 years ago

"marguerita" Discussed on The Steve Austin Show - Unleashed!

"It may just be the most warning thing you do today. Steve Austin show. Steve. And she joined by my luscious wife. Kristen. Austin family were in my podcast compound is I deemed it last Tuesday on the show. I've got a bunch of deer heads hanging everywhere. I've got my Pearl bear neon clock spinning around like a rotisserie chicken. I actually have a few clocks in my wife says why are you putting that clock right in front of you? What was my answer? I like to look at neon when I recorded my podcasts. Clocks when I talk. Anyway, I'm trying to get this hang out a little bit. I got to work Matt underneath me. I've got furniture pads everywhere tried to block of sound. I got the door shut. You talk about the other items in here. Well, again, we're doing some remodeling. There's a bunch of damn mattress bed frames and stuff like that. It looks like shit, man. I've been telling everybody for the past. I don't know how many months because as much as time fanatic. I am on a minute to minute second second our to our basis of the day right now, it's eleven twenty five and a half spot cast. I can't remember what I told you guys. I was gonna finally dropped my robots go ranch Margarita recipe. I don't never dropped. It just goes shit. I was doing other things, and basically too lazy to do it and felt a little bad about maybe dropping that recipe because I got it from this place. Kristen and I go to all the time in marina del Rey. And I didn't just want to infringe your copy their gimmick or their recipe verbatim. And then give it out without giving him credit was I didn't invent it. But I don't want to name the place where we got it from to give them credit because I don't want anybody to know where we go you refer. Find the recipe. Well, that's what I'm getting. Because I did refined. It I'm gonna give you both recipes because mine might be a little too stout for you. But I'm gonna give you the one that I got from them verbatim. Try that one out or if you are drinker like me, try mine out. It was a great recipe. But the thing is with the Margarita you've got to take your time and make it, and I know you'll sit there a lot of people that are bartenders or drink aficionados going to listen to podcasts your full of shit. You can make a Margarita fifteen seconds. Yeah. You probably can. But the way I hand craft and slowly construct mind. There's a lot of intelligence research tried and true research, my liver can speak for it passion and just extreme science that goes into my recipe and the way I manufacture each one. And then. You know, I have my basic formula, but dependent after I take that. I I might modify just two frogs hair and put one or more ingredients back into it to add to it. So I'm going to give you a couple of different recipes to precisely. I think the second one is the best one that's going to be my go-to recipe. But anyway, and what's the name of your recipe is brokers? Go ranch Margarita. Okay. And we've been drinking knees. We start off drinking men Danner, south, Texas, and let me give you my history with the Marguerita. And what's that evolution? Well, not really have Lucien but just with alcohol in general when I was in high school. I basically never drank because I was so dedicated to my pursuit athletics football and track. I was always the guy that was pumping iron on concrete patio, outside our bedroom..

Kristen Steve Austin Danner Matt marina del Rey Lucien Texas Marguerita fifteen seconds
"marguerita" Discussed on The Herd with Colin Cowherd

The Herd with Colin Cowherd

04:15 min | 3 years ago

"marguerita" Discussed on The Herd with Colin Cowherd

"So we do have to have context that they, they're like, we'll play anybody as long as you play him in our in our kind of neck neck of the woods. Let me ask you about Oklahoma, the, you lose a Baker Mayfield and you play against Florida Atlantic whose at a completely lower level. But Cuyler Murray does look electric. He's faster and maybe has a live or though much less accurate arm than Baker Mayfield your thoughts on watching. Oh, you against inferior competition too. Early to tell it really is after you, you know, it was a good team. It was a great story. The lane train with rolling in Boca Raton, but they're still, I mean they were completely overmatched known. Another reason. When they were three touchdown underdog, but still, I do think you've got to be pleased with your Lincoln Riley, I and I look at the big twelve and just the conference that it's really them in the ACC really. You know, it's Oklahoma, and then it's everybody else. Gene. Gene, let's Virginia, your investment dried got about West Virginia. Although I still kind of see wing was a pretty good win, but I still need to see them defensively, like if they, if they matched up tomorrow against West Virginia, I think Oklahoma's probably to touch now favorite and probably covers that. So I still think they're in a class by themselves, but he saw Texas lose Oklahoma state one, but they're replacing the quarterback. I have a lot of faith in Lincoln Riley and his offense have system. And if you continue to get the type of form, it's out of column or that you saw last night lookout packed with our look out the rest of the big twelve and just put Oklahoma back in the playoff because I really do at the plug and play system. And I know it's not easy to replace a Heisman Trophy winner. And the number one overall pick McCollum or more than comfortable. And like you were talking about the athleticism. I think Lincoln Riley utilizes that and develop some play calls like you saw just say, small glimpse of versus FAU. I mean, it's interesting that people in Arbor freaking out and well, Penn State needs overtime to survive app state, Michigan state. Too late Dr to survive Utah state. Nobody talking about that nationally because the Harbaugh thing Danny canal checkout. His football analysis on CBS sports HQ at Dan with Raja bell everyday at seven, AM great to catch up on the phone. Let's catch up in person very soon thing, and good luck to your Knowles tonight. All the best labor that Deandra Francois back for the Knowles. If you've watched the entre France while two years ago, a true freshman YouTube should be excited, be sure to catch live editions on the heard weekdays at noon, eastern nine AM Pacific. People are saying crazy things about this Khalil Mack trade Razi things about this Khalil Mack trade. Grazie we will real them back and get you ready for a great night in college football and a great weekend in the National Football League. There is look. There is a team out there that I don't necessarily love the long term prognosis of them, but short term, wow, seems like seems like they got a lot of dudes. We'll get. We'll get to that. There is a little bit of basketball to talk about what the Lakers finally agreeing to a buyout of Lou all dang ridding themselves of all. But I, I think they have like one guy left from the Mitch Cup, check era that cleared out thirty eight million dollars in salary cap space for next season member Kurai reagents k. d. free agent, Jimmy Butler free agent Klay Thompson free agent dad. The voice of the Lakers former Laker Klay grew up in Orange County, went to Santa Marguerita. High school. It all kinda mix. It's they're all kind of makes sense. I enough about basketball. It's not football. So in the in the if you're a hater, you are going to have a great night and a terrible night. All at the same time. Right. Like if you're a hater, there's things that everyone seems to hate of the hater variety. Does that make any sense yet? Does haters hate Duke basketball. They just do. They just hate all things do. Basketball haters will either hate LeBron or k. d. you could maybe picked Kobe Bryant as well..

Oklahoma Lincoln Riley basketball Lakers football Baker Mayfield Florida Atlantic Gene Khalil Mack West Virginia Cuyler Murray Boca Raton Knowles Virginia Utah National Football League Kobe Bryant Michigan McCollum Laker Klay
"marguerita" Discussed on Great Women of Business

Great Women of Business

03:21 min | 3 years ago

"marguerita" Discussed on Great Women of Business

"Spice ropes or braided yarn with spices attached door to door with her best friend to this day she jokes about how even though her parents supplied the overhead the business quickly turned a profit that type of tenacity earned her a spot at harvard where she enrolled in one thousand nine hundred eighty six to study history and literature would just keys interests were not initially in technology in fact she wanted to pursue a phd in economics and a career in academia however a series of summer jobs would soon disrupt that sentiment and fortunately for us alter the history of silicon valley every summer would just be would come home to silicon valley to work for a temp agency they would send her to different offices to do mundane tasks like filing at a doctor's office and answering phones for a garbage collection company as luck would have it one time the temp agencies sent her to a technology startup this let a fire in which isky she saw young creative inspired people working furiously towards their goal and she sought to join their ranks in her senior year of college she enrolled for a computer science course and then another she was slowly discovering that though it appeared more science based computer science could lead to an entirely untapped potential of human creativity which isky graduated with honors from harvard in nineteen ninety even then would just as mother esther would have sworn that she wanted to pursue a career in education however her first job after college was with an educational software startup called magic quest with an english major in hand would gysky wrote the content for that company after just a few short weeks she decided once and for all to pursue a career in technology but not before she finished her education first she got a masters of science in economics from uc santa cruz in nineteen ninetythree then an mba from ucla in nineteen ninety eight now fully armed with what only a physics professors daughter would consider a sufficient education susan which is ski moved to silicon valley she landed a job as a marketing specialist at intel which was and continues to be one of the world's largest semiconductor chip makers nineteen ninety eight was a big year for the thirty year old which is gay she married her husband dennis trope her a man she met at uc santa cruz and purchased a house that would not only change her life but would change the course of internet history in the fall of that year would just purchased to thirty two santa marguerita avenue in menlo park california for six hundred thousand dollars this is a substantial sum that today pushes one million dollars which isky needed help paying off the mortgage and to do so she turned to to graduate computer science students at stanford university their names were sergei brin and larry page fresh off a one hundred thousand dollar investment the too eager students were.

six hundred thousand dollars one hundred thousand dollar one million dollars thirty year
"marguerita" Discussed on Unhappy Hour with Matt Bellassai

Unhappy Hour with Matt Bellassai

02:00 min | 3 years ago

"marguerita" Discussed on Unhappy Hour with Matt Bellassai

"Really it should be like chili's up here somewhere you could stop and get like a lima rita some cool down corona the linemen turned upside down into a margarita glass we've been hiking for like five minutes how do they do that though how do they get that technology to work you'd think that the bottle the beer bottle which just empty into the marguerita it's i wanna make it clear to everybody here who just heard all of these struggles that matinee hiked maybe half a mile you know what that was far for someone who walks an average of fifty steps a day and guess what you reach the top you have to walk all the way back down unless you had a plan like me which was to stop moving and then shoot a flare gun into the sky until a helicopter came and rescued me but nobody did we had to walk all the way back down back through the rattlesnakes and then we finally made it back to the boiling hot car and escaped thoughts on hiking not fun not the greatest time if i'm being perfectly honest i know this controversial take but i don't like exercising color me shocked this is going to send ripples through the physical fitness community but i don't like working out all of my clothes a thin layer of bodily fluid on them i'm wet i'm cranky i wanna cookie that's all folks and then just like a tissue i had to throw away my gym clothes because one use is enough moving right along and our final segment everybody in la is just a ridiculous parody of a human being.

lima la five minutes