17 Burst results for "March April Last Year"
"march april last year" Discussed on Accelerate Your Business Growth
"If your business isn't growing, then it's dying. And so you always need to be looking for the future of what that entails. And we are recording this at the end of 2021. The world's just been through a tumultuous couple of years. And I know that the businesses that planned, well, no, no one planned for COVID. But because I had the skill of planning, that were able to navigate a lot better through. So you never know what's going to happen. And I think that it becomes very very important when you don't know what's going to happen to have a skill of planning so that when the next thing happens, whatever that might be that you're ready to hit the ground running and go forward. And because otherwise, you just aimless. And you just heading off in any direction and you don't have that clarity of where you're going. I love that phrase, the skill of planning. I've never heard that before. That's really great. Well, I saw that my business culture, I actually worked with now on doing something consulting work with him. And when COVID hit in Australia in March April last year, the businesses that had done the hard yards of building the skill of planning got through it so much easier easier than the ones that didn't I felt like they were well behind the 8 ball because I'm panicking trying to figure out what to do. Yeah, and then you're trying to figure it out in a stressful, sometimes panicking situation where your brain doesn't work well then anyway. Right? The crocodile brain here in Australia, but it's probably the alligator branded in the world. Exactly. Exactly, right? Yeah, I think that's really, really valuable. And it really does mean looking at every aspect of your business and making sure that you are getting the right advice, the right input, feedback, you know, whatever all those things are. And one more question for you. So having said all of this,.
"march april last year" Discussed on The Big Story
"June bentiu. The big story the podcast. Maybe the headline making news for you. And i'm your host and let's round of talks between. The two countries comes on the heels of repeated intrusions by chinese troops in the basement starting from thirty first august more than one hundred billion soldiers entered attractions bara hoodie region according to hindustan times report. The bela troops damaged a footbridge before retreating to the side and then on twenty september over one hundred fifty soldiers entered a not petitions young. Say near the devan region and according to an inexpensive even had a minor altercation with the indian troops now coming back to the talks both sides blame the other for the failure. The indian delegation the proteins under the talks was led by left in general begic men and major general. Lewellen that the chinese side. This of talks was focused on hot springs area. Also known as patrolling point. Fifteen or fifteen because last fiction point the manami wants to dissolve as disengagement has been completed in the other areas according to the statement. It made gordon good. Constructive suggestions and emphasize that resolution of the remaining areas would facilitate progress in bilateral relations. However china's defense ministry in a statement released just a few hours after the meeting slammed india for persisting in its gordon court unreasonable and unrealistic demands which added difficulties to the negotiations and in global times which is china's communist party mouthpiece. A statement read that india. Putin could not get the bottle debate. Once and that. If gordon good india starts award it will definitely lose. She concord policies that china statements reflect a breakdown in communications between the two sides given that notes regarding statements are exchange well before they're published reminding these not right extreme positions be barely statement the unreasonable unrealistic expectations of india and bill more caustic comments from the google. Times would stay tune about Thirteen will not a border. There wants to and also the current state of affairs on the motor in the past one and a half years so be it reflects to breakdown in communication between the tool in gender the north on exchange well before and soybean surprising they have used these wars which means there is a problem in communication between the two sides so that it was a very significant common rover times has made which means days no going back on wing back on china's strength so the statement from lower times was new delhi needs to be clear about one thing to get the border the way it wants If it starts award it. We definitely loads any political. Maneuvering and pressure will be more by china. So that comment Indicates that Betty's no further discussion on that issue. They want to start from his strenght. Points and previous escort commander level talks. Both sides agreed to back down and four out of the sixth section points which be fourteen in golden valley seventeen eighteen gocha post and the de escalation of patrolling troops on the north and southbound sipping also. Now be fifteen. Which is the hot springs. Area of been a point of contention previous talks well. According to an inexpensive both from april china had agreed to pull back troops but then later refused to vacate data however boots is in april agreed to reduce the troops sense from a company level which is about one hundred one twenty soldiers to platoon level. Which is around thirty soldiers along with military vehicles according to an inexpensive put. Bp fifteen was an important post even during the nineteen sixty two conflict where it served as a company headquarters for the minami and that report for the states that people fifteen is an area in which both sides agreed on the alignment of the so. Why is john refusing to budge on the hot springs area. What strategic significance doesn't hold mr kondapalli basin and you remember the b. Since march april last year the tension points on the lawn engine points at hot springs. Attention points for because there were frequent Rhinestones and then on june fifteenth. You had these bob. Wide fencing bats and the state of the the nails started You know acts and of course there were also these reportable starring role insane. You know smashing hits the springs here. The ordinances geopolitical location. Because that would have given passages to be salt boned and did not gone northbound tour debut. Donut bay gordy and solve bone ports. The uncle so so it is strategically located in two directions. Not insult Is important because from debut the foothills of the karakoram ranges darkies petrol. Point one to ten of those points have to be affected by the by the military moments so the road that was built between a double shock and the debu not that rolls up to the karakoram ranges the southern foothills of the karakoram ranges so hard spring is midday and so it would have equal kind of equidistant between the not and the south marty's strategic significance of our things Because the chinese oxford in advocating this so it would have consequences for applying towards if there is a situation in debut on our will incomes of the karakoram ranges. china's reluctance to disengage hot springs is concerning given that it has now started building infrastructure on their side of the bottle on the eve of the meeting army chief-of-staff general nominee at an the conclave. Said that the belda by china in the eastern deduct region is a matter of concern and signals that they are gordon. Code here to stay. Boots is currently have fifty thousand to sixty thousand troops each along with auto guns air defense assets and tanks at the border responding to a question. Gentlemen ravening added that the build up of forces along the border suggests that the chinese are hugh to stay for a second continues window and that couldn't could be be a kind of a line of control situation similar to the india-pakistan bottle. Mr kondapally agrees militarized. In in winter. Months is a possibility but believes that. India and china and not be able to afford the heavy troop deployment and military resources revived for long-term their teams to be short view. I believe me be headed in their direction. Bartended medium to long-term. I do not think china can afford this. India can afford this to amply militarize the water areas. It's not practical..
"march april last year" Discussed on KOMO
"Combat 1/5 wave of Covid with another mask mandate as Cuomo's Brian Calvert reports. There are very few exceptions. Maybe your office is a space that isn't accessible to the general public or you work by yourself. You are an exception. The rest of us must cover our faces. It's frustrating all the back and forth in general. I think you know it seems to work and it seems to lower the cases, which is great. It was pretty aggravating because everyone pretended not another rules. Even though I think most people did everyone age five and up must have a face covering whether you go out to eat, Go shopping, even going to the gym, But we got to do we've got to do in order to get this under control. The mandate does not cover outdoor situations. At least not yet. For now, you're being strongly encouraged to put on a mask. If you're outside with a bunch of other people close by Brian Calvert. KOMO News Mariners fans will need their mask when they grabbed their hat and glove before games the rest of the season. Washington Governor Jay Inslee statewide mask mandate is now in effect requiring anyone older than five to wear a mask while in indoor areas starting with the team's next home game on Thursday, fans must wear a mask in all indoor areas of the park. The return of our state's indoor mask mandate appears to be welcomed by hotel and restaurant operators. Anthony Anton, CEO of the Washington Hospitality Association, says they're aware that mass have been a polarizing issue. But he says he's heard nothing. But positives from people in his industry were well over 12,000 restaurants in 800 hotels, So I can't say everyone's always got a universal opinion. But overwhelmingly, I think people have viewed this as a positive, proactive step that hopefully gets us ahead of any decisions that would further Business for jobs. Anton says They also expect to put out some legal guidance soon for businesses thinking about a vaccine requirement for patrons. He also hopes he'll be patient with hospitality workers. Who have to make up for an industry that is about 30% short of the workers it needs from lumber. Two new cars to coffee syrup at Starbucks businesses continue to suffer major product supply chain disruptions. The issue goes back to the start of the pandemic when manufacturing shut down. But the fix is taking far too long for some businesses Co most Carlene Johnson reports, lumber prices are beginning to fall as supply picks up to meet the demand, but the ripple effect still being seen in home prices. Daniel Stanton is an expert in supply management. What we're seeing today in the construction industry. It is a bunch of this turbulence a bunch of these bullwhips That we're actually triggered by this really radical drop that we had in February, March April last year, the price of a 1600 square foot house that closed in June last year was $329,900 in Clark County. The price for that same home this month. 425,000 an increase of nearly $100,000 not just construction. You've got car dealers with hardly any new vehicles on the lot, mainly because of a global shortage of computer chips. The vehicles need Charlene Johnson. Come.
"march april last year" Discussed on KOMO
"Seattle, the state of Washington will combat 1/5 wave of Covid with another mask mandate is Cuomo's Brian Calvert reports. There are very few exceptions. Maybe your office is a space that isn't accessible to the general public, or you work by yourself. You are an exception. The rest of us must cover our faces. It's frustrating all the back and forth in general. I think you know it seems to work and it seems to lower the cases, which is great. It was pretty aggravating because everyone pretended not to know the rules. Even though I think most people did everyone age five and up must have a face covering whether you go out to eat, Go shopping, even going to the gym, But we gotta do we gotta do in order to get this under control. The mandate does not cover outdoor situations at least not yet. For now, you're being strongly encouraged to put on a mask if you're outside with a bunch of other people close By Brian Calvert Common use Mariners fans will need their mask when they grab their hat and glove before games the rest of the season. Washington Governor Jay Inslee statewide mask mandate is now in effect, requiring anyone older than five to wear a mask while in indoor areas. Starting with the team's next home game on Thursday, fans must wear a mask in all indoor areas of the park. The return of our state's indoor mask mandate appears to be welcomed by hotel and restaurant operators. Anthony Anton, CEO of the Washington Hospitality Association, says they're aware that mass have been a polarizing issue. But he says he's heard nothing. But positives from people in his industry were well over 12,000 restaurants in 800 hotels, So I can't say everyone's always got a universal opinion, but overwhelmingly, I think people have viewed this as a positive, proactive step, but hopefully gets us ahead of any decisions that would further Business for jobs. Anton says they expect to put out some legal guidance soon for businesses thinking about a vaccine requirement for patrons. He also hopes he'll be patient with hospitality workers who have to make up for an industry that is about 30% short of the workers it needs. State Land Commissioner Hillary Hillary friends wants all wild land firefighters to be vaccinated, She says. The Department of Natural Resources is hoping to make vaccines available at all fire camps in the state. But France is also asking the federal government to mandate the vaccine for all interstate firefighters. From lumber. Two new cars to coffee syrup at Starbucks businesses continue to suffer major product supply chain disruptions. The issues go back to the start of the pandemic when manufacturing shut down, but the fixes say, taking far too long for some businesses. Cuomo's Carlene Johnson reports, lumber prices are beginning to fall as supply picks up to meet the demand. But the ripple effect still being seen in home prices. Daniel Stanton is an expert in supply management. What we're seeing today in the construction industry. It is a bunch of this turbulence a bunch of these bullwhips that we're actually triggered. By this really radical drop that we had in February, March April last year, the price of a 1600 square foot house that closed in June last year was $329,900 in Clark County. The price for that same home this month. 425,000 an increase of nearly $100,000 not just construction. You've got car dealers with hardly any new vehicles on the lot, mainly because of a global shortage of computer chips. The.
"march april last year" Discussed on KOMO
"Washington will combat 1/5 wave of Covid with another mask mandate as Cuomo's Brian Calvert reports. There are very few exceptions. Maybe your office is a space that isn't accessible to the general public, or you work by yourself. You are an exception. The rest of us must cover our faces. It's frustrating all the back and forth in general. I think you know it seems to work and it seems to lower the cases, which is great. It was pretty aggravating because everyone pretended not to know the rules. Even though I think most people did everyone age five and up must have a face covering whether you go out to eat, Go shopping, even going to the gym, but we got to do we've got to do in order to get this under control. The mandate does not cover outdoor situations at least not yet. For now, you're being strongly encouraged to put on a mask if you're outside with a bunch of other people close By Brian Calvert Common use Meritus fans will need their mask when they grabbed their hat and glove before games the rest of the season. Washington Governor Jay Inslee statewide mask mandate is now in effect, requiring anyone older than five to wear a mask while in indoor areas. Starting with the team's next home game on Thursday, fans must wear a mask in all indoor areas of the park. The return of our state's indoor mask mandate appears to be welcomed by hotel and restaurant operators. Anthony Anton, CEO of the Washington Hospitality Association, says they're aware that mass have been a polarizing issue. But he says he's heard nothing. But positives from people in his industry were well over 12,000 restaurants and 800 hotels. So I can't say everyone's always got a universal opinion. But overwhelmingly, I think people have viewed this as a positive, proactive step that hopefully gets us ahead of any decisions that would further harm business. Four jobs. Anton says they also expect to put out some legal guidance soon for businesses thinking about a vaccine requirement for patrons. He also hopes you'll be patient with hospitality workers who have to make up for an industry that is about 30% short of the workers it needs. The state Lands commissioner wants vaccines to be mandatory for wild land. Firefighters more from Cuomo's Jeff Pooja love crews coming in from other states have had to be turned back due to covid infections and numerous federal firefighters have had to be quarantined because of outbreaks. Lands Commissioner Hillary France says that's making a bad situation. Even worse. Firefighters are exhausted and we have limited resources. We have limited resources in the air. We have limited resources on the ground, so she's having vaccines made available in every fire camp in the state and asking the federal government to make them a requirement for deployment. Jeff Podollan, come on news. And from lumber. Two new cars to coffee syrup at Starbucks businesses continue to suffer major product supply chain disruptions. The issues go back to the start of the pandemic when manufacturing shut down, but the fix is taking far too long for some businesses. Cuomo's Carlene Johnson reports, Lumber prices are beginning to fall as supply picks up to meet the demand. But the ripple effect still being seen in home prices. Daniel Stanton is an expert in supply management. What we're seeing today in the construction industry. It is a bunch of this turbulence a bunch of these bullwhips that we're actually triggered. By this really radical drop that we had in February, March April last year, the price of a 1600 square foot house that closed in June last year was $329,900 in Clark County. The price for that same home this month. 425,000 an increase of nearly $100,000 not just construction. You've got car dealers with hardly any new vehicles on the lot, mainly because of a global shortage of computer chips. The vehicles need Charlene Johnson KOMO news Come on news time is 7 40 from the Beacon Plumbing. Sports Desk. Mariners opening a baseball series against the Athletics in Oakland tonight at the top of the fourth right now one, Astros zero Seattle Mariners Sandals basketball championship franchise was it was honored in the other Washington today, details from Cuomo's Bill Schwartz. It's been a tradition since 18 65 presidents invite great teams to the People's House for it. Congratulations ceremony. 2020 w NBA champion Seattle Storm just played a Sunday game in Washington D C. So they stuck around to meet the commander in chief President Biden. Thank you so much for welcoming us into the White House as people We're part of women's sports. Um, it feels good to be back in this place. There's Sue Bird and the storm, the first W. NBA team to accept the invitation since 2015 Seattle concludes its basketball trip tomorrow at Minnesota. The Seahawks have trimmed their roster to 80 players waving quarterback Alex Magoo and defensive lineman Cedric Lattimore. Linebacker Ben Burke Curve in a receiver John nurse would go to the injured reserve. The Hawks host the Chargers Saturday night in the last preseason game and Tony Fee now won the first leg of golf's FedEx Cup playoffs, defeating Cam Smith in a one hole playoff at the Northern Trust. The final round of that tournament delayed a day when hurricane or re rolled through New Jersey sports at 10 and 40 after the hour. Bill Schwartz come on, is If you love scratches from the Virginia Lottery, you love the $70 million explosion scratcher loaded with prizes from 100 to $600 Drive your nearest favorite Virginia lottery retailer. Now that's an everyday win, either winning any price 29.13. The United States is among the most dangerous developed nations in which to give birth. It's not fine, but together we can do something about it. Help March of Dimes give every mom and baby the best.
"march april last year" Discussed on KOMO
"Says Colleague named Emily. I had to call over to the pediatric ICUs one day and asked for a Beanie baby to give to a 12 year old while I turned off the supporting her dad died like I don't want to do that. What can you say? I know the depth of grief that I would feel if I couldn't be with my loved one as they died. So I take the responsibility very seriously, too. Love That person is if they were my own family member, um, provide them with a death. That's dignified and honorable as much as possible. And then I see you. That is sterile and cold and and forgiving. I think it's you know, it's been a struggle to show up every day. But we've been here and You know, my team has been here and I'm really I love being a nurse like I love being a nurse. But this has been really hard. And I'm really proud that I've continued to show up. They wanted you to hear what they're going through. And they beg you to consider the vaccine if you haven't already and that people could see what a day In our life looks like and you know, I think it would. It would be a way to wake up Call Brian Calvert. Camo News Come on news time 509 from Lumberton. New cars to coffee syrup at Starbucks businesses continue to suffer major product supply chain disruptions that began in the pandemic. Lumber prices are beginning to fall as supply picks up to meet the demand. But the ripple effect still being seen in home prices. Daniel Stanton is an expert in supply management. What we're seeing today in the construction industry. It is a bunch of this turbulence a bunch of these bullwhips That we're actually triggered by this really radical drop that we had in February, March April last year, the price of a 1600 square foot house that closed in June last year was $329,900 in Clark County. The price for that same home this month. 425,000 an increase of nearly $100,000 not just construction. You've got car dealers with hardly any new vehicles on the lot, mainly because of a global shortage of computer chips. The vehicles need Charlene Johnson Co Mo News. And companies time 5 10 Seahawks have to do some roster, trimming ahead of Saturday's final exhibition game. Details from commas Bill Swartz at the Beacon Plumbing sports desk there down to 80 players. E. J was a costly Saturday night home field loss for Seattle linebacker Ben Berg, Kervin and receiver John Ursula both suffered season ending knee injuries. Just too many mistakes by quarterback Alex Magoo and tight end dumb would Anderson. They've been waved along with defensive lineman Cedric Lattimore, a big two game hardball series for the Mariners in Oakland begins at 6 40 Tonight. Seattle is 17 of its last 10. There are 3.5 games out of the wild card. The East Lake All stars from Sammamish face an uphill battle tonight at the Little League World Series. Challenged him. That's in the hole that's going to get through. That's going to bring diarrhea for sure..
"march april last year" Discussed on KOMO
"You're in the middle of 20 Minutes of nonstop news on Como at 306. And certainly ELISA. The news is the question that's on everybody's mind these days. Yeah, it really is. You might be wondering how bad is it? How bad is this Fifth wave of covid? Almost Brian Calvert says he found the answer in a group of nurses. Things are so crowded at peace held Southwest in Vancouver, Washington, Hospital spokesperson says they've set up a big tent outside the building incredibly busy. For the last month. We've been seeing a steady surge. If the patient surge continues to grow, as we expected, we might have to expand this space. Even more were so full that we can't accept other patients that need care. And it's really alarming to think about if something did happen that are. I see you wouldn't be able to accept anyone else because we are so full of Covid. Kristen is a nurse just down the freeway at Oregon Health and Science University. I'm actually coming in for overtime today because they're really short staffed, so I'm actually just come. I just came in and I'm just picking up an extra couple hours to help the team out a lot of overtime in the medical ICU. We've been all covid all the time for the past couple of weeks. It's taking a toll both physically and mentally, says A colleague named Emily. I had to call over to the pediatric I C u one day and asked for a Beanie baby to give to a 12 year old while I turned off the support, and her dad died like I don't want to do that. What can you say? I know the depth of grief that I would feel if I couldn't be with my loved one as they died. So I take the responsibility very seriously, too. Love That person is if they were my own family member, um and provide them with a death. It's dignified and honorable as much as possible. And then I see you. That is sterile and cold and and forgiving. I think it's you know, it's been a struggle to show up every day. But we've been here and You know, my team has been here and I'm really I love being a nurse like I love being a nurse. But this has been really hard. And I'm really proud that I've continued to show up. They wanted you to hear what they're going through. And they beg you to consider the vaccine if you haven't already and that people could see what a day In our life looks like and you know, I think it would be a way a wake up Call Brian Calvert. Camo news well from lumber. Two new cars, coffee syrup at Starbucks businesses continue to suffer major product supply chain disruptions. The issues go back to the start of the pandemic when manufacturing shut down, But the fix is taking a lot longer than some businesses would like. Here's more from GMOs, Carlene Johnson. Lumber prices are beginning to fall as supply picks up to meet the demand. But the ripple effect still being seen in home prices. Daniel Stanton is an expert in supply management. What we're seeing today in the construction industry. It is a bunch of this turbulence a bunch of these bullwhips That we're actually triggered by this really radical drop that we had in February, March April last year, the price of a 1600 square foot house that closed in June last year was $329,900 in Clark County. The price for that same home this month. 425,000 an increase of nearly $100,000 not just construction. You've got car dealers with hardly any new vehicles on the lot, mainly because of a global shortage of computer chips. The vehicles need Carlene Johnson. Come on news. Pax West is back after going virtual because of Covid 19 last year, the Seattle staple will return in just under two weeks. Past West. A global gaming culture celebration is set for September 3rd through sixth at the Washington State Convention Center, operated by Penny Arcade. Pax West will require a proof of vaccination or negative PCR test for entry and will enforce A mask mandate for everybody inside. Speaking of games 3 10 Seahawks cut a QB loose and lose two players to season ending injuries, the latest from Bill Schwartz at the Beacon Plumbing Sports Update as well. The fans got to watch Saturday night, at least Rick and they couldn't have seen too much to like the Seahawks falling big time to the Denver Broncos. 32 3. Thank goodness. It's only exhibition. But the bad news. They lost a couple of players to a CL knee injury, John, you and, uh, Bbk put those guys got hurt. Seriously and breaks her heart. Mm. This is a rough game, and sometimes it takes its toll. Those two kids are hurt. There's Pete Carroll talking about receiver John Ursula and the former Washington Husky linebacker Ben Burke. Curve in both go on Seattle's injured reserved today, quarterback Alex Magoo had a nightmare game against the Broncos two picks in a fumble. Today he's been waved along with defensive lineman Cedric Lattimore. Big two game Baseball series starts tonight for the Mariners in Oak Town. Oakland, California Seattle is 17 of its last. 10. The ace of dropped seven of their last 10 and Seattle's basketball champs were in the spotlight this afternoon at 1600, Pennsylvania Avenue. And what makes this team remarkable as they Don't just win games, They changed lives. There's the president in 15 Minutes on co Mo news. The long tradition of sports teams honored at the White House. You know when it started 18 65, So it didn't really yes with Andrew Johnson. We'll tell you more sports updates a 10 and 40 After the hour, Bill Schwartz come owner Was Bart Starr there for that one?.
"march april last year" Discussed on Masters in Business
"An extraordinary crisis and all all crises are extraordinary but one of the things which was most extraordinary about mosh twenty twenty was that it. Markets fell very quickly. We've seen that before. But then they reverted remarkably quickly and really the most similar crisis In terms of market action that you can put your finger on since the second world war Was the october eighty-seven crisis so That that very rapid full you had followed by an almost equally rapid recovery. So so that might say well. You know if you fitted if you've sort of tested you crisis protection on all these slow crises. Then maybe you do to uh in this foster crisis. Nice actually not what we found so we found that We hadn't quite good strength of strategies during the march april period so for example futures trend following something. We talk about quite a lot Did you really rather well in march and april of of last year But we also talk about for example rebound saying and and and trying to stop rebound thing Which can can have the nasty effective Of buying the losers. And then if the lease carry on fooling than you dammit you just bought a whole bunch of loses time for another month full and we found that if you if you have strategies which try and control your rebound thing but they have to have a relatively row they have to be quite fun strategies and that would be my real point so most of our protection strategies are quite fos the signals that quite quick they use data That goes back typically a few weeks And they can meet positions around quite rapidly and that worked pretty well in march april last year. If you do much slower strategies you would not have had the protection characteristics right and and to put some numbers on on the speed of march. Twenty twenty we s and five hundred fell thirty four percent That was the fastest thirty percent drop in history. And i believe it was just a day under a month maybe a few days under a month and then the recovery from the end of march beginning of april was back to break even by august. That that's a pretty astounding turnaround a arguably faster than the recovery of from nine eighty seven Which was itself. Pretty quick wasn't absolutely so it was just totally extraordinary and from that perspective. You know the past and give you a particularly good guide as to how how that crisis would would unfold. Maybe that's sort of retrace my point a little bit that you come you come bill protection strategies to really trying to put your finger on exactly what's going to happen you have to. You have to be aware that you focusing ability is poor And you really go to have a strategic response. and that's why we call the book strategic management. It's really a set of strategies that the plan and you can't make the plan on fly. You know when you really the worst thing you could have been doing. Last year is making protection strategy. Deer in march of twenty twenty was too late by that point yet to make his view protection strategy in the months and years before then and then you had to be implementing it during march twenty twenty so there was a quote of yours i really liked and i wanna ask you about this quote. We are in a risk your environment than we have been in the past twenty years for the foreseeable future unquote the past twenty years really. There were a lot of risky events that took place from nine eleven to the great financial crisis to the pandemic. What makes this a riskier environment. And why do you see this as Being a persistent risk for the for the next foreseeable future so the reason that i think we're in this highly much riskier. Investment being is because markets much less diversified than at any point in my career. And so you know. I started trading markets. When i was a high school in the late nineteen eighties and at that time. People got very worried that the japanese market was found fifty percent of the. Mci will vote today. The us market is two thirds of the world. So it's spend that's the highest. It's ever been highest rate that any one country has ever been in the global equity index. And then if you not digging within the us market and this is a little tougher to do But if you dig into. The proportion of the market made up by tech and the reason is difficult to stay change the classification system a couple years ago. Then you'll see. The tech is a bigger portion of the us equity market than it has ever been including and the late nineteen ninety s in the tech bubble. So you have an incredibly concentrated equity market both globally into the us and also by sector Within the us and for me that means that you know this is not sort of looking at the vix today tomorrow yesterday. Whatever more strategically The market feels much more likely to be able to produce Unpleasant outcomes Because the only free lunch you haven't financed the diversification you. You have the least diversification i've ever seen that's kind of interesting. So we have concentrated non diversified portfolios. And one of the things we've seen is domestically the us seems to be a higher poor proportion of global equity markets and then within the us. The text actor continues to increase. Its waiting when the s&p five hundred what does that mean for the future of of risk and managing it..
"march april last year" Discussed on The No B******t Marketing Podcast
"That's because that's part of my unique ability so i actually didn't realize that that's hard for other people so it's been great for me but talk a little bit about how you help them see through their customers is. I'd love that I think i think you're right. david needed. it's we focus on what we do in every business and listen. Interestingly enough i do this for other companies is tough for me to do it for myself. You know i think there was a mathematician in the nineteen thirties. Mathematically proved you cannot see system when you're within assist up right so it actually takes the value of a coach to devalue hiring the experts you know because they see it from a different perspective and that's really a gift because we're so in our businesses were so in delivery which is so easy to get caught up in what we're doing rather the impact were causing. But i would say you know my first thing in enact. I actually found that. I went right back to the basics last year. know twenty twenty when the Pandemic kitten lockdown started I talked business. Owners that were essential services. And i talked to business owners that were completely shut down. They were invent staffing for example photography. They were completely shut down. Multi million dollar companies down to zero overnight and and and then in between and what was interesting. Is every single. One of them needed to go back and look at who. Now our target audience who create value for who wants what we have to offer and then what's important to them now like what do they want. What do they need. What are their challenges whether opportunities because it doesn't matter who your customers are it's changed and So you get right back to identify your target audience. What's important getting communication. Pick up the phone. You know subdue surveys find out not what you think. But what's really going on with them. And i found we've shifted again but i found you know again march april last year. It was just so easy to pick up a phone and people wanted to talk to you and and they were happy to talk about what their challenges were. And so now you can start figuring out based on what value i create when i have to offer to be positioned. Well you said a number of things that that Made an impact on me One of the things that you've done is you've continually grown and you have a growth mindset. I was doing a workshop about a week or two ago and in the middle of the workshop. I solve three different communication problems for three different companies and the person that chair. Running the workshops said how. I can't believe you did that in five minutes and i said no. That's a lifetime of work that got me to that point. And that's the same with you so talk about how that all morphed into up the book how you got the were without a put that together and how. That's all from a body of work that the entire career. Yes thank you well so the book up solutions the beinin. I love the byline..
"march april last year" Discussed on H-Hour: A Sniper's Podcast
"Saddle stitched a million times more than it needs to be honest with you. But it's a good stitch and yes that's why did you see. Did you change to business when during during a little bit. I mean trouble getting autism kit initially when st supplies and things in europe or slowed down and nobody. We'll be still gonna get hold of this that and the other but nothing nothing serious. There was a little bit with slump for about maybe two or three weeks and i think once people start getting furloughed. Everything went the other way so i was getting loads of orders because people were sat at home. They're still getting paid and they would. I'd land so they're gonna on internet and looking for stuff to spend their money and my my best sales so mechanisms word of mouth so if someone gets annoying i'll get a phone call off brother or father of a friend of and then leads to other people and so forth so that's how that's how it works but yeah it went. It went crazy so march. April last year was insane. And as i'm saying it's going to be six months. You happy to wait yet. It's almost like the the longer wait makes it more aspirational and so of wanted item. Which is preserved bizarre. Because i didn't. I didn't want to say it's going to be nearly half a year. But they go. Yeah no problem. No problem talking. I'm like okay great and protective order pop in the book and then you know weight goes in when i get around to get round to it. What about people wanting to see where it's made g did you. Because people can spend the money on something that you'll make it calms me of the emotional connection through life. Yeah yeah yeah. I mean after. Be very mindful of this and if if if i know people in obviously i'm happy to come round but i have to do a little bit of background on people sometimes because again all sorts of folks get into randoms..
"march april last year" Discussed on House of Cards
"Delivered in less than an hour by drizzly head on over to jersey dot com and order today and now get five dollars off your first order of twenty dollars or more when using promo code drink nineteen at checkout shop beer wine and liquor with drizzly dot com for those of you just joining us. I am talking with the managing director of sports. Betting for nascar. Joe solanki one of the great things about the advent of sports. Betting in this country is that it's creating a brand new workforce i. I mean i know colleges and universities are now offering curriculum because young people are so interested in getting into the field of sports betting. What led you to be the head of sports betting for nas car. Which i'm sure isn't a position that didn't even exist a couple of years ago. Now that's a great question. I appreciate you asking i. I always tell people that. I really kinda fell backwards into the world of sports betting my background prior to being in this industry was military and law enforcement. So it's about as far as you could get from From sports betting or the the world of sport But i had the opportunity to live overseas in germany. And while i was living over there this is about twenty fifteen. Two thousand sixteen and i saw how mature and culturally normal. It was the bet on sports in europe and even the places. I traveled outside of europe as well and that was around the same time when sports betting the conversation looked like it was accelerating in terms legalisation in the us. And i thought well overseas in germany. It's probably a good idea for me to get involved with this industry So that when we moved. When i do we've back over to the us Maybe it's something that that is a good fit for me. So i worked on the data side Overseas for two and a half years. And that's exactly what happened in two thousand eighteen when i moved back to the us Legalization happened right around the same time and i stayed On the data side in the us selling data to operators as the market was legalizing and being in that position With sport radar the data supplier That i worked for for five. And a half years. I saw how much not only leagues but financial institutions consulting firms accounting firms. Were looking and and not even looking but realized that they needed to build some sort of vertical for sports but because it was bleeding so much into their organizations and i i really wanted to kind of be the person who was in charge of that at a league or organization that was involved in sports betting using my overseas and domestic expertise. So this opportunity at nascar Came about Late at the end of twenty twenty. And i jumped all over it. I mean there's only so many so many major leagues in the us. And there's only one of these positions of each of those leaks So i jumped in full speed on that and luckily nascar selected me to to take this role. And it's been an amazing three and a half months that i haven't i haven't looked back I really enjoy the culture here. And i i love the family You know the the family structure of nascar kind of how at trickles down to all levels of the organization. You came from sport radar which is an amazing place to watch the balloon of sports betting. I mean generally speaking. What has sports betting done for all sports. I mean people who listen to this show. no that i'm fascinated by the fact that people in colorado bet large amounts money on table tennis. I don't get it but if people win betting and table tennis good for them. How have sports betting been good for the popularity of sports across the board. Yeah that's a great question. I think it. I think it has and there's a time and place for for each of these sports. I mean if you look at the popularity of of table tennis and the betting on it really was a result of of cova you know with with. Us major sports shutting down and march april last year. You saw that spike. There was articles in the new york times about betting on ukrainian table tennis and that that really is a function of not only it was the only live content available but it also is a very segmented segmented sport where matches very short You could place a bet and got a pretty quick return if you do win And you can kind of go onto the next thing and you could also live stream. It which is also a huge a hugely helpful tool in terms of engagement and getting people to watch sports when they're really deprived of it and age of covid. But even as we're talking kind of outside of outside of the age of covid for sure. I mean you know what i was when i was living in in europe There were people at third division german or check soccer games and a huge part of that. You know you looked at the sponsors there. People were sponsoring or betting companies sponsoring You know these kind of third division teams which would be akin to a betting sponsor in the us sponsoring a single a team or something like that. Which would probably probably won't see for a few different reasons but it really did allow for Engagement in the lower leagues Because there was so much volume of sports and like i said there was a time in season for so even when Soccer ended at the end of june. July and august was an opportunity for some of the other sports Even east sports to really pick up in terms in terms of betting volume. So i think it has been a boon for for all sports involved. And that's how we look at it for nascar as well would attract did you to the position add ask what did you see in nascar that made it a perfect fit for sports betting for me for sure it was kind of the i would say aggressive nature which nascar has has approached sports betting relative to relative some of the other leagues. I think I have an opportunity at nascar to you. Know to have a platform like like on the show with you dave. I can talk about what we're doing the sport And really not the ba- coded about it at all I'm happy to talk about kind of how we're embracing sports betting as a vehicle to to grow the sport promoting our partnerships in terms of. You know what we've done in the sport to to help you know. Use it as a tool. Not that for a revenue tool But more so. Like i said in the beginning of this this call was is for fan engagement tool in efforts giving me the the latitude to kind of go out there and be aggressive about how we approach partnerships how we approach how we talk about it how we educate fans on what is betting on nascar understanding how important that part is and being aggressive about Just the whole. Us landscape getting involved in the conversation of how nascar gets involved in state by state legislation Even in the states that have tracks That we don't own now you mentioned fan engagement. And that's one of the reasons. Why all this sport leagues are really jumping on sports. Betting what are the indications that sports betting is increasing fan. Engagement for nascar. So we've seen we've seen it from the top of the funnel down in terms of engagement so You know we look at this Kind of funnel of of betting and how it's permitted all sand engagements At the top of the funnel i would say is kind of the free to play side and we have a free to play game on on nascar dot com in partnership with national jackpot races and the the engagement on that Free to play game week over week has been quite strong and since sports betting has been legalized. We've made so many improvements and as our partnership with pen has grown We've really been allowed and allowed ourselves to make some more improvements on that kind of connecting it to to bedding down the funnel But but kind of inbetween betting and the free to play side is fantasy as well which i know that With the topic we were going to get to here but nascar had a strong fantasy product. And it's something that we actually revamped. Because of sports betting in two thousand eighteen or fantasy live product is a season long season-long product but we We introduced a new feature where we have a driver in the garage. So if you're watching a race And driver driver crashes or as is removed from the race or not in consideration. You can put that driver from your garage in the race. So kind of allows fans to be engaged. Even if one of the drivers that they picked no longer In in contention let's say and then in the batting side just year over year in terms of growth and We look at the metrics of handle or turnover We have seen especially since the daytona five hundred this year. A significant amount of growth in terms of In terms of the handle and turnover that's bet on nascar compared to even the daytona five hundred twenty twenty And i think that is in large part because of the offering that we put out there and our learnings from last year and the in race product. That's our.
"march april last year" Discussed on The Runchuks Podcast
"I hope it will be little better. It's like numbers are looking good. Now vaccination is going forward but still and then. It was march april last year. First lock down and while. I'm really calling it corona boom in online poker. That people went crazy. It was like all over the place just like the regular tables was just like one. K to k action was insane even more high stakes a running as well. And then. that's just me right than the competitiveness in my heart was just triggered. I can't do anything pretty much sitting here in my room In my office and play poker so yeah after all those years of playing tournaments. I got back into cash game but i mean. I'm not super overconfident. To say like yeah. I'm just way smarter than everyone. So i was definitely not one of the best so i needed to put lots of work in while again which was not the planet all but kinda the situation forced into that and Yeah so that was pretty much my last year putting a lot of work in And then playing a lot to be here now. Where i am again. Pretty much playing everything. That is running up to twenty k. When i think it's worth it so three that very very different plan outgrown came and says like okay. Now you're a fulltime high stakes poker player again because that's at least what is triggered. Neither this is my best option. Which i enjoy it actually. Yeah i enjoyed quite a lot. So it's lots of fun than like going through that process. Once more that in that way may be reminded me of two thousand fourteen fifty like those times where it was still for me about climbing up the stakes in reaching one level after another and Yeah so how did this transition happened. Because i know that. I remember we talked with you. I specifically remember one of the conversations. We had after the podcast where we were talking talking about. How comfortable you are and zoom grind and grinding the mid high stakes like the one k. Tables and stuff and you were just like. Oh you know it's it's so relaxing. I don't need to do much. I'm doing it..
"march april last year" Discussed on Capital Ideas Investing Podcast
"He was an analyst. Chris covered us telecom an auto so cars and phones. He holds a bachelors degree in economics. In international relations from brown university lisa thompson is also an equity portfolio manager with new world fund among other strategies. She has thirty two years of investment experience with capital for twenty six and in her career as an analyst lisa covered emerging markets companies everywhere from latin america to emerging europe asia and africa to say that lisa has traveled. The world would be greatly understated. She holds a bachelor's degree in math from the university of pennsylvania and we have a second u. penn graduate In top salad men. Todd is an equity investment analysts. Who covers us and european aerospace airlines and us cruise line. So this is a guy who's been in the eye of the storm for the past year. He has twelve years of investment experience. Been with capital for eight. He got his mba at harvard. And again a bachelor's degree in economics from penn so christly so todd thanks for joining us. Great to have you with us. And i do want to go ahead and jump right in and kick us off chris. I might start with you and just ask you to lead off with your outlook for the us. Economy and markets. You know in your view. Are we indeed headed for a roaring twenty style recovery. And if so how long. They expect that to last thanks. Well i think it's useful. Maybe just to describe the experience last year we all lived through it but it's worth reflecting on most recessions that we have you know in this country and other countries around the world tend to be triggered by sort of a gradual process where the economy overheats the fed raises rates and we tip into recession and then account the economy slows down the fed cuts rates and we gradually recover As we all experienced last year was nothing like that Last year we had a a pandemic and in that pandemic some combination of people's preferences people didn't wanna go out government. Policies and health concerns led to a sudden stop and the economy and that was a totally different pattern of recession than we've seen before really kind of modern economic history and during that period of time there were some really strange patterns that don't you don't typically see in a recession for instance government policies in the us in particular but also other countries around the world were very supportive during the depths of the recession and so normally in a recession. You see incomes go down. Dramatically actually in this case incomes went up in many cases and the savings rate went up dramatically because people didn't have a place to spend that income This led to a huge boom in business for a number of companies that benefited from people being home and sorta locked up in their houses. So whether it was amazon delivering. Good your house peleton Allowing you to exercise at home zoom allowing us to do things like this as we are continuing to. These are all companies that benefited massively during the downturn and benefited in a way that i think permanently accelerated their business models. Now we're on the other side of it we have vaccines. Things are opening up and some of the things that you weren't able to do during the pandemic are now available for instance. It didn't really matter how much you wanted to go on a cruise. You know march april last year. They just weren't available It didn't really matter if where you wanted to go on your vacation. You had a pretty limited number of options and you certainly couldn't fly to europe. For instance now things are beginning to all the signs are that people really have a huge levels. Pent up demand to get out. And so there's there's a number of interesting data points here you know if you look at Bookings for cruise lines one of we met with one of the companies recently. They talked about how they're Bookings are already back to two thousand nineteen levels with pricing. that's actually above two thousand nineteen levels. Despite the fact that they're not able to cruise yet restaurant reservations. Show that in the states that have opened early were already back to pre pandemic levels of demand despite the fact that not everyone's vaccinated hotel occupancy has rebounded from low of around twenty percent of april and last year to the mid fifties. Not quite to where it was pre pandemic but pretty close. An airline demand is clearly recovering more rapidly than anyone expected in china which is one of the early countries sort of going in and coming out domestic airline traffic which is affected by the travel restrictions that remain in place is only six percent below pre pandemic levels. So as we go forward. I think it's pretty clear that there's a huge level pent up demand to do some of the things that people been unable to do during the lockdown period. And so i think what you're going to see is continuation of the trends. That are already in place. As cruising opens up people will cruise and people will probably cruise for several years and they'll be backlogged. Hotel occupancy will increase oil demand which was crushed by the lack travel And particularly the lack of airline demand is recovering and will likely recover for on a basis at the same time. I also think that many companies that benefited during the lockdown. We'll continue to benefit. They won't grow as rapidly this year next year as they did last year. But people aren't gonna cancel their netflix subscription. Just because things have opened up and they have a vaccine. People aren't returning their peleton's Just because things have opened up And anyways people's habits have changed and sort of a permanent way food delivery instances taken off and we've also learned to consume a little bit differently and probably will continue to so i think we've got a multi-year recovery In many of the industries that were hit hardest. and we've also permanently accelerated change To the benefit of some of the companies. That are really sort of going to where the economy will be over the next five or ten years. That's a great start. Chris and just to pick up on a couple of things taken. Good notes there Very different pattern. This time you know in in in some ways incomes weren't down but actually up and savings rates were so a lot of consumers have that cash in their pockets that's ready to be spent Into your point. Lots of pent up demand out there. Whether that's cruise lines and i know titled talk about that restaurants hotels airlines But also some of the beneficiaries of this will continue to do Potentially okay i mean. We're not going to cancel netflix's we're not gonna return our peleton's But some habit changes will indeed be permanent. Lisa let's bring you into the conversation. Maybe we expand our view to look more globally. You're global ambassador so similar question you know outside the us. How are you feeling about. International and emerging markets in light of this global economic recovery that. We're seeing. yeah. I feel i feel good. Thanks for asking. I'm being thank similar to some of the trends we've seen already manifested in the. Us and places like china already reopened to see some of the same trends appear in other markets luck. The reopening is just starting to happen in most countries outside of the us and china. And.
"march april last year" Discussed on Conscious Millionaire Show ~ Business Coaching and Mentoring 6 Days a Week
"That's aligned with your mission your core and your skills that has a path to making money. you know. There's got to be that opportunity. I think that's the magic. And i think the alignment piece in. And i think you hit on with your core your purpose. I think we all have purpose of reason for being on the planet. Some difference that we feel compelled to make and i agree with you completely frequently shared my story. If you've read my book conscious millionaire grow your business by making a difference the first eight pages of chapter one. I tell the story of becoming a millionaire and for me. It was just that. I grew up poor and at five and said i'm going to be a millionaire. Twenty five got there and three months later. I had a meltdown and i said oh. Got the house in the mercedes but my life Folks as i tell as you know it there's books on this right book wherever you go there you are and i still was there. I still was miserable and still up and still didn't like myself and still had not particularly functional relationships in a minute. I realized that i said oh. Something's wrong with this picture. I'm curious on your journey. We've known each other. I think eight years now goes back. Well what have been some of the major pivot points in terms of building. Your business why. I don't think it's a surprise to anyone of there's a lot of pivoting going on with covid So i'm sure a lot of your guests have spoken about what they've needed to. Do you know at spark six. We've we've run a did a distributed team for nearly ten years so there was a lot about our business that was already set up to work from home offices. And you know having you know kids interrupting and so forth A lot of us on the team of kind of dealt with that know even pre kobe. But i i think for us. It was adapting our mindset so when everything was kind of starting to bubble around march april last year You know we've at that time we've been around for almost ten years as an agency but even with that level of success he still get worried. And i think what was really important for for my business partner to do is to really just kind of get back to. What's our core What can we do to again. Take care of our families. I you know in our and our team members families and finding opportunities that were still available. 'cause we realized there was a panic but then life didn't need to continue so we saw that as a really good opportunity to you know help restaurants that were transitioning from you know in house dining to how do we make sure that their takeout programs amazing through digital you know in that can be said for lots of different companies that were lacking a digital presence at the time but needed to in order for their business to survive. So if you had one one piece of advice for entrepreneurs and coaches business owners about how to achieve financial success what would it be..
"march april last year" Discussed on Thriving Abroad's Podcast
"You cope with that that and it ended can expand your your life and enrich your life in so many ways if you're willing and able to work through it and move forward. Yeah yeah i think especially important thing to say about will if that is near that point acceptances new. I guess what takes the time that i remember doing put cast just off the first look. Everywhere started akin april march april. Last year was talking to a counselor and she was saying you know where we're at the point where everyone just needs to focus on accepting where we are because this is just so enormous indifferent it will take time to you know Undestand and get to the point that we can say okay. I can accept that. This is where i am announced accepted. I can stop meeting on. Doesn't mean great. You enjoy it you love. It just means that you recognize that. Actually you can't change this big pandemic but you can change the way you react to it. usc to spice as you were just talking about earlier and choosing spent time and taking some control for that So yeah i can see how that will fit together with that. Does that make that fit with what you were saying. Absolutely and you know it's also important to remember that everyone's different and watching someone else. Adapt and Positive way seems unreachable to you you. We shouldn't compare ourselves to others. We can take inspiration from them but we all have to do this in our own way and right now in the last four months i've worked with over fifty women around the world who are making kinds of changes during a pandemic during a recession in the face of job loss even laughter losing individuals. They love and so they were ready. You know they were ready to take control and they did it in very some very big sweeping way slide starting a business or even more ways like changing their ideas about what happened to them and how they want to tell their story and move forward so everybody does it in it in it at a different pace but don't.
"march april last year" Discussed on Change Lives Make Money
"And unfortunately a lot of people don't see their fullest potential and so they just kind of like settle with half assing when in reality like you actually can have any in this world like you actually can get anything like you built your business. We started working together in march the march april last year. And you build your business to ten k. You also how many people they have working with your business. Now when you're but right now. I have in total. There's six of us. But i have two coaches attritional specialists and than i have a couple of guys. That's an a year that's like a year that's so cool and the impact he gets on your clients. Lives is just like such a rewarding and incredible feeling right. it honestly isn't. It's nice because like doing a competition it forces you to put yourself in the position that you're telling your clients to do so like i tell my clients you know hager map grows like do your cardio but like i was actually forced to also do that because i had to check in with my own coach and so it's easier to you know it's easy to be like you guys like what are you doing. I actually felt the struggle with them. Because i was doing as well. What would you say it was like the biggest thing you learned from doing shows while building business. Gosh the biggest any learned is that like i don't know i feel like he can just do anything. It sounds so cliche but like that. Experience really taught me like i fully wholeheartedly believe that anything that you want in life. You can have like literally in this that competition. That experience taught me. That was like yo. If i can bug in place second at my first show ever and make ten thousand dollars in my first ten weeks like so. Accelerating business excels an athlete. And you know get my relationships on track like you can do anything in so a sense that i just have this mindset..
"march april last year" Discussed on The Voicebot Podcast
"Problem. And then when we told them when we showed them all the nameplates that we have enterprise it will bring holy. They just had this overwhelming relief. Moment that we trust you guys to do this. And so we spent a lot of time kind of educating our clients on what are capabilities. How you might be able to solve these problems. And how you can kind of you know. Sullivan piece parts. And that's that's been an incredible kind of experience for us. Yeah i think along those lines that you just announced. Maybe it was even today or this week. A new covert assistant. And i think it's very interesting this whole idea of whether you're communicating with employees you're communicating with patients. There's a lot of pieces of information that people need about something they've never encountered before people might know vaccines vaccines for covid and things like that. So maybe just like give the shorthand on the covert assistant. How that out of some of the things. You are already doing around flu. It's a very set similar set of problems. Like if i just take my parents for example. I texted them the other day. I said call your physician. Make sure you get in line for the also the vaccine there like we call them up anyway. I think this is perfect. Example of why. We're bringing what we call a coveted assistant in cohen bought to to the market. The coolest part about this is. It is not complicated problem. The answer the questions of folks relative to cova ninety five percent of the problems repeat so the logic tree the needs to be modeled in the conversational. I experience you know very well formed and well well well behaved. And it's not that difficult and so when we take. Our conversation is stuff to market. We say you're going to have like hundred thousand inbounds questions on uncultivated got to be answering the same you got three people on your in your call center. That are nurses. They're gonna be overwhelmed. We can actually put a digital agent in front of them and deflect like ninety five percent of that you can still might deal get three nurses but you can get away with six nurses not not sixty and we're bringing those capabilities of enterprise to to to the hospitals kind of deal with that and we can stand that stuff up really really quickly. We did a bunch of it. Back in march april Last year as screeners because people are calling up in they they. They probably needed to talk to a doctor. If they had a certain set of conditions so we would ask them digital agent would actually ask them. A set of ten questions is a fairly simple logic tree. If if they answered the you know they took the garden path in they ended up unfortunately probably having colon. We basically hand them off to a telehealth workflow with alive physician immediately. It's the same type of thing and that's you know that's basically the announcements that we've made around that and it's it's very much in the sweet spot of what we do so and so you had that covid insistent that you launched earlier this year. You've had experience with the flu vaccine in the past assistant for that. You mentioned ninety. Five percent is that is that the type of deflection rate. You're getting or the resolution rate that you're getting with the assistance for the for the for the for the simple stuff. It's really easy to have a really large percentage of deflections like like that. Because you know somebody like me calling. It's like i'll talk to the humor. I'll talk to the agent. But once i get the information i need. I'm i'm happy. I can kind of go back to my daily life so it's kind of like you're relieving this kind of pressure in. It's not that complex. You know if you're if you're dealing with a call center the percentages of the flash in like a complicated multi turn conversation you're dealing with a client that has a certain set of your products you know the election rate is is obviously not that high right on something against because in the the best part about this is weakened always if we can't complete all the terms in get the get them off off the phone we always want them over to hand them off to a live agent in its one of our claims to fame is that our agents were directly with human beings as as well not only that is if the conversations are going all that well we can aged involved in we can have the agent wash the conversation and then pick up the conversation to a warm hand off so the person on the phone may not even realize they flipped over to a live person but they have you know right right so but what you're saying is like for some of these healthcare assistance where you've got these questions around flu for example in the past maybe over ninety percent of the questions are answered by the digital agent the nuance solution and so that's you're basically doing one in twenty of the calls are actually going to you know one ten wanted twenty are going to the live context agents sandia. Yeah well so. Let's you brought up better prize. What did you say enterprise. I think you'd normally are talking about context or some other solutions. But there's a big part of your business and maybe the the sort of what a lotta people no nuance most four. I would i would suspect lesser and healthcare. They probably are more familiar with you. Know being one of the a giant players in the space. So i come from the healthcare side. But obviously you're you've got some responsibility for for everything now you know. How have you seen that space. Change over time i over. Let's say over the last ten years that you've been here and i'm interested in particular because i see a lot of people sort of getting into the space. Now who know there's obviously a bunch of legacy players you have competitors in the space you other people were doing other things and they use they use you as a complementary solution but i see a lot of other people who are comfort the conversations base. And we're doing it for like marketing sudden they're trying to do it in the context center So i think there's probably two things one is like. How specific is it. Because i think a lot of people don't know what they're getting into they get into the space but the second is like. How has this changed over the last ten years. Why why is it different than what you would have seen and not two thousand twelve. I think it's kind of evolved from simple you know. And i know you're an.