21 Burst results for "Management Accountant"
"management accountant" Discussed on Go Beyond Disruption
"Kpmg report suggests that that ransomware attacks have increased during kovic With specific examples being criminals tricking people into downloading malicious software claiming that it's for example free video conferencing software and then wants us it onto a laptop that takes control of your of your computer system and it can freeze and entire organizations access that computers until run since being paid and there are examples in the uk of universities councils and other organisations being hit by ransomware attacks. I'm during covid nineteen site. I think it it's just increasing the the ingenuity of these criminals and trying out different ways of getting hold of money just because we're saying that criminals are desperate to we're not empathizing which is saying that. We have to bear in mind that they are trying even harder to commit fraud on organizations and professionals and that is something which we cannot afford to ignore atoll just remind us what types of roles does this report focused on is it just management accountants. The focus of the report and israeli for for finance professionals management counts whatever business or organization that working in large organizations have compliance teams in which case it might be that management. Accountants are kind of secondary to that level of defense but in smaller organizations. It might be the finance professional who ends up taking the lead. I do think it has relevance to to nonfinancial professionals day. I'm on non accountants because a lot of the skills that we talk about being really important on specific to management accountant. So it's about having a commitment to ethics to doing the right thing is about having a mindset of skepticism of approaching work with an inquiry mon- mindset in questioning things when they don't seem right say is certainly has a wider relevance excellent so definitely relevant professionals in other context not just management accounts. So give me a sense of who typically should be overseeing into living an organization's fraud responses. Will these only be the team members. The colleagues have the word fraud in their job. Titles where people have fraud in that job titles absolutely clearly. That's that's going to be that role take lead on it. But i think it's really important to recognize that actually anyone with an organization can be making a difference on these things and quite often. It's not the person with fraud that job title but it's the person he's spending the whole day in the accounts he's knows the business who understands when something has changed he can actually have the biggest impact so although you might have a fraud expert setting up these processes has those resources that doesn't mean the other people can kind of take step back and put the hands up and say it's no responsibility. It's everybody in an organization and especially those people who are working with the financial data or sensitive data to make sure that they're switched onto the risk of fraud constantly making sure that that approaching things without enquiring mindsets in ensuring that that aware of what's going on around them and then they'd work with other colleagues in other roles who pepsico the teams. How about the role of a compliance team compliance teams. I'll absolutely the case..
"management accountant" Discussed on Dumb People Town
"Baby. So Prison. All the game and absolutely no. Need so little gang to get some action at a women's prison. Don't you think though that the helicopter pilot at some point was trying to make him sick like taking it a little too tightly in the circles. Can I ask you a question I mean like so we're we're in a women's prison. They got nothing they're board. Something? Middle Management Accountant vomiting it's certainly he's like a fake gun circling your prison vomiting out of it when you watch a car chase on TV first of all mesmerizing second are always kind of rooting for them to get away. The Fun of like this accountant hanging up vomit. Close to his lady, he just wants would you pay to have been watching that? I would. To, seen this just the gathering of the prisoners to look up and cheer at what's going on because you know the woman down there was like that's my man. That's. Also, when you open the armed guards buddy, what do you think's GonNa Happen when you get down here. We could shoot you down now. Right outboard we want to watch we watch. More. How come they didn't do lower the. Ladder and leading charbonnet hang on and then swinger Oh that's very team that accident is. Her up out of this place the pilots that lads on the pilot was then instructed to fly to a nearby towns south of the Belgian capital where a getaway car was waiting in a carpark. Guyland was later found I love this with his fifty year old adoptive father. Which means? Is. Just trying to prove to this void. He loves him. You don't. Look. You. Real Dad would do this. We'll drive. Always drive your getaway car. You think a real dad with Dr. Getaway. Here I hear a man that had an affair with his secretary that was sort of like I will see you like my son I'm gonNA. Fell brand actual side, but I. I. I want to find out the I didn't make a big. Are My thoughts. Are you saying that this guy was married to another woman then he had an affair with his secretary he said he cannot keep this baby. She said, I'm keeping it and I'm putting up for adoption and found that baby. As. I will. Support. You..
Roblox leads cloud gaming revolution
"This is a message to all the accountants out there. If you are worried that a robot is going to take your job become a certified management accountant, you see we are only programmed to mine data and crunch numbers. You'll have control over the strategy and the decision making so become a CNA and robots like me will help you not hurt you unless we short-circuit then all bets are off the certification. You've gotta earn it. Visit certification dot org for details. Hello. From the newsroom the financial times in London. I'm season blimp. Som Ray blocks a California-based online gaming started valued at t- point four billion dollars. In offend raising round lost year has taken the US by storm. And is now I in Europe's thriving market Malcolm more discusses the rise of cloud gaming with Alli ram and timber chew. So I can you tell us what is roadblocks? How's it evolved? And how come so many kids in the US playing it? Yes. Well, it's extrordinary. They claim to have half of all nine to twelve year olds in America's uses and they have said they have more than ninety million monthly users around the world. It's a gaming platform in which uses children mostly designed that own games and games, kind of become more or less prominent based on how many people are playing them and how much they're enjoying them. And based on that. It's become really big. So you can go onto it you can design a game. And then you can play the game that you've designed nor shall the game with your friends. You can play the game you've designed you can play your friends games. They can play your games you can make a business out of it. You can make money off it. Okay. So that makes it very different then from games like foot night and Minecraft. Yes. So the models different. Because instead of building your own features in an existing world, you actually build your wealth from scratch as a user, and you can do that either by dragging and dropping features that roadblocks has designed and office to you to choose from or you can actually code elements of the world and the game that you want to create in that world yourself does that sound about right? Tim a decent. There are some overlaps in a way with fortnight in the foot night in his current geysers. This battle royale game where there's one hundred people competing to get down to the last man standing at the it's sort of become a mole flu. Would space than just that. Because you have concerts being held there. You have people using it as effectively just kind of place to hang out with their friends in that respect that both kind of virtual worlds, the have given a new kind of place for people to make their own entertainment in a way, it's not quite as prescriptive as trying to complete a level the kind of traditional videogames of old. This is the phenomenon that is cold in the industry, social gaming, and is becoming increasingly popular, and it's a kind of gaming community in which playing games as one tiny part of what they do. And a lot else of what they do is communicate with friends with strangers and share experiences online. The ideas sort of originally goes back to Facebook pre mobile, so farmville throwing sheep and things like that which were sort of big on Facebook probably almost a decade ago now, but kind of dropped off when Facebook moved onto mobile because it wasn't the same abilities to create. Mini games. Insides the Facebook out as the was on the desktop and so companies like Zinger at pine it that area died away a little bit and a lot of social mechanics that they were using more about trying to recruit new users than genuine the spending time with your friends or playing case, your friends, and that started to change with titles like was with friends while you were playing scrabble against people online. But that's now starting to come back again come full circle. And so he still Snapchat has just launched its knees social gaming platform Myer actually in your chats with your friends playing a little game right in now. Which is an idea that was really popularized in China with we chat, and the we chat many games platform. So there's lots of different attempts in lots of different ways now to create this sort of social gaming idea. Do you guys think that the audience for social games is different from the audience for traditional console games? Or are we looking at situation where the audience migrates from one to the other? Oh, I think one of the things that's marked out the the sort of lost decade in the advent of mobile gaming is it has broadens the number of people who play games regularly, whether the you'd looking at things like angry birds or candy crush all those kinds of things and those by and large were still solo activities, but people who might not want to sit down and play cola juicy or even for that muscle full night for an intensive period of time of got more used to this more casual form of gaming, and so that's in a way, why when the smartphone I came out, and they are obstacle launched. There was a lot of concern in the industry that would cannibalize console gaming actually it just increase the size of the market overall. And so the console gaming market was more for the hardcore gamers and the PC gaming mauka, even more dedicated players. And then there's a large number of people playing less frequently or less intensively on the smallest green and phones and those lines now really starting to blur. Okay. But with things like the roadblocks platform and others. Sort of social games are the best enjoyed on a mobile or on a desktop, and if their best enjoyed on a desktop where does that leave mobile games where they go in the future? It's a Google is trying to square that circle with its new games Jimmy platform stadia which was unveiled a couple of weeks ago, and is designed so that you can play exactly the same game on any device whether that is your phone or a PC or the TV sets. And so because all of the processing is done in the clouds and the same way as Netflix extremes videos to your screen. Whatever size comes to be. It will stream a fully-fledged game with really rich graphics, and you're not constrained by the processing power that you have runny particular device. And so it's not yet clear what games are going to emerge from that have been very little titles announced fill stadia so far. But that promise that you can play the same game everywhere was kind of established with full night. And it was something that started off as a kind of PC phenomenon. The only really took office his huge cultural movements, especially among younger players when it go onto Android denial s early last year. I think all these different gaming platforms catering to slightly different audiences are one of the major things that roadblocks is targeting is the developer community, so one of the big pitches that they make is that as a user of roadblocks. You can monetize a game yourself by building something that becomes popular goes viral. You can sell features within that game to other uses and Tun into a business, and I spoke to some developers who have built games on roadblocks, and it seems possible to make tens or hundreds of thousands of pounds. They claim some people have made millions of pounds on the platform by doing this. So I think some of these platforms addressing slightly different communities of gamers. I mean I mean, in a in way. a way this was the promise of second life more than a decade ago. Right. This was supposed to be an infinitely flexible virtual world where people could spend their time. And I think the problem the second life had part from the fact that the graphics were fairly poor and the connection was fairly terrible. Was that people go there, and he didn't really know what to do. And so very books solves out and vote night solves that by saying a case of start with it's a game and you come here primarily to play a game. And then they give you the tools to create something different out of that. And that's where roadblocks is definitely pioneering this vastly more inventive and creative type of gaming platform. So for large in the United States, but they are now expanding elsewhere. Yes. So they say they've seen much faster growth in Europe than in the US, and that focusing on the French and German market, they've launched a platform in French and German. They've also launched it in Korean and simplified Chinese and traditional Chinese which suggests they've got that is also firmly fixed on the Chinese massive. Market of gamers, so yeah, I think the next phase of the growth as the head of international expansion explained is overseas. How does roadblocks make money out of all of this of all these users and developers coming onto its platform and making their own games? Well, develop has got to keep a quarter of the money that's spent in that games, and very blocks takes away the rest, so they make money that way primarily and they claim that that model has allowed the business to become cash. Flow positive in the games. You mean uses buying certain items all lives or other things? The treasure chest type stuff that you can buy inside of games. Yes. So uses spun real money to buy a virtual currency, and then they can spend that virtual currency on things like clothes for that avatar or new features as part of the game. Enough to pay to play. They don't have to pay to play. I think that's a very keen business model innovation. These games are having in fortnight night is another great example of it. If you're trying to create an online space that is a genuine community you need to be able to kind of attract as many people as possible. But if it is a place where you are being yourself and hanging out you will want to kiss out. So the theory goes your avatar with something that establishes your personality, or nor density in the virtual world is the same way as you buy clothes fashion in the real world. And so the two things kind of Fito feature. Okay. And then just one final full them as the audiences for these grams grow in these communities and lodge. You know, are we going to face situation where safety becomes a problem? How regulators going to address what happens in these virtual worlds blocks has a kind of amazing and horrifying story about a child's avatar character who was right on the platform. And that was last year they said that the platform was hacked, and that's how. How that happened and they claim to have addressed it. But of course, as with all of these tools when you have children playing socially online, probably without being monitored. By parents does going to be a lot of concern about what happens in that context. And whether people who want to abuse that can leverage that game to do that. And I think that's just the nature of the beast. So for instance, roadblocks does own that problem, and they very vocally say that they want children to play on blocks, and that therefore they're going to have to deal with really complicated safety issues and invested not to make sure it's safe for them, the verification point, an how parental consensus grunted, whether it really is parental Cassandra disgrunted or just a kid taking a Boggs is a big unsold problem. Right. The way across this industry at the moment. And I don't know if that's going to be regulated into a solution something that the industry comes up with themselves. But it feels like that's gonna keep being an issue until something more a bus. Is put into place the but stories up a whole other set of questions around how much of your identity you want to share in verify online. So it's a really tough problem. Okay. Thank you very much. Batch was Malcolm law talking into our tech with voices alley ram, and Tim Bradshaw. Thanks for listening. Remember, if you're not ready subscriber and would like to discover more not content. He can find our latest subscription of F T dot com slash.
VW takes on Tesla
"Time. This is a message to all the accountants out there. If you are worried that a robot is going to take your job become a certified management accountant, you see we are only programmed to mine data and crunch numbers. You'll have control over the strategy and the decision making so become a CNA and robots like me will help you not hurt you unless we short-circuit then all bets are off the certification. You've gotta earn it. Visit certification dot org for details. From the newsroom of the financial times in endan, I'm season blimp. Som Volkswagen has been working on its tesla killer since late twenty fifteen but this is not an electric car. It has the underlying chassis or platform the building block for fifty different models of electric car that VW promises to mate by twenty twenty five. Tim Bradshaw discusses the German car companies plan to dominate the electric vehicle market with patriot in the game. Country. Tell us how much volume is investing in electric car developments, and what form as this investment taken. So far. Going to bed that over the next five years alone. It will spend forty four billion euros a roughly fifty billion US dollars on future technologies. And then the vast bulk of that thirty billion euros is devoted exclusively to electric cars. And where is it right now? What's the sort of scale of VW's electric business at the moment? And how's that compared to tesla electric plein air for pests with far far away? I mean, Volkswagen only sold forty thousand pure electric cars and sixty thousand hybrid cars last year, which may be too small a number, but it's a fraction of the ten point. Eight million cars that base old globally there. The world's biggest carmaker, but they're nowhere near the world's biggest carmaker when it comes to electric cars. Maybe it's worth knowing Volkswagen is the Volkswagen group. Right. Spread over twelve brands and the most profitably Audi maybe the sexiest being Porsche. But this also includes Bentley spaghetti see us, go to Lambert Jeanie, and this is a massive company and since the Volkswagen scandal in two thousand fifteen they're under new leadership, and they've just shifted direction drastically in the direction of electric vehicles. But they're doing it in the. Dramatic slow and steady ways that we're only seeing the first electric cars built on this new bespoke electric platform later this year, and it's slow and steady the ROY approach for the electric car market at the moment. How quickly is it growing role? And is it growing on pace or is it like nine so everyone says the German carmakers are late to electric car party. And I've been saying for years that they're late. But this is a pretty exclusive party, right? Even in China where electric cars are most popular at least among the big markets, including places like Norway. You know? It's only two point four percent of car sold in China last year where electric so you know, if you consider that your major carmaker selling millions of vehicles, this is non exactly a market that you're actually really missing out on in terms of volume. So they've been doing the slow and steady approach to figure out what their strategy should be. But once it begins to be implemented and twenty twenty more than twenty nineteen is really the year that they'll begin releasing these on mass once it begins to be implemented. Then I think they're actually going to do this really fast. And there's gonna be a wave of. Electric car models coming out in the first five years of next decade. So it just seems slow, but it seems slow because they're being methodical. I mean, if they sort of rushed out with a bunch of electric cars, they probably would have all sorts of mistakes. And in fact, this is criticism that you hear among the German carmakers towards tesla that this is incredibly innovative company, and there's really no CEO's that I speak to that would deny that. But everyone knows there's also lots of production problems and even differences between different cars of the same. All right, so model threes introduced a year and a half ago are actually different in many respects than ones coming out right now, which to a German production mindset is sort of blasphemous and the certain way. Savita lead the skateboard platform that they're coming out with is crucial to that expansion in the electric call market in the coming years. Just explain a little bit about how that works and how does that difference away? 'cause a traditionally built Shafie is called M E B, and it really is critical. Because of course, folks, I can already sell electric cars. The problem is they don't have the same range as tesla cars, and the reason is pretty simple, and it's that to build electric cars today and most incumbent carmakers this is what they do. They have a platform sort of car architecture that built for the journal combustion engine. So when they're building electric cars, they centrally just don't put in the power train. And then they try to stuff batteries and electric motor wherever will fit the result is just compromise. So the way tesla is superior in one respect, I think very central respect is that they started with a total clean sheet. So they built an electric car from the ground up when they built the model S in two thousand twelve and so as a result, just everything they. Did was built for an electric car. So they have this huge battery, you know, weighing six hundred kilograms it sits beneath your feet, and it just opens up all sorts of possibilities for the design, and you know, Tesla's famously has what's called a front of front facing trunk basically because there's no combustion engine sitting there so opens up new possibilities because the electric car market is so small incumbent carmakers just haven't had the resources or vision to really follow in those footsteps, but Volkswagen is now convinced and for regulatory purposes, they sort of have to be convinced that electric cars really are the future, and they just have the capacity to build up an EMMY be electric skateboard chassis, and they're gonna have it up and running in eastern Germany later this year, and then by two thousand twenty two actually have eight different factories churning out the vehicles, and so the idea is that you can create lots of different designs on top of the same platform is that right? And is that how that was interesting 'cause yeah, not to get too key here. But there's something that looks like an introduced called modular. Suction is sounds wonky. But it's really really important. So if you sort of go back in the history of automotive what you find is that there's always been efforts to use the same parts in variety of different cars. There's this famous magazine cover of the nineteen eighties. Where GM executive is sitting in front of four cars that are are sensibly different. And they're all based on very similar parts. And it's more infamous than famous because the four cars, basically, all look the same that wasn't sort of GM's intention. And that's always been the problem that if you use the same parts you end up with cookie cutter monotony and would Volkswagen pioneered about a decade ago with combustion engine cars something called modular production. And what that meant was that instead of sharing tangible parts and components they began to share abstract things, so fixed dimensions. And what that meant was that you could sort of plug and play where something went, and you could differentiate the quality somehow. So if you have maybe like one hundred different engines, and they can all fit in the same way. But then you can sort of have a spectrum of engines that are ranging from cheap ones that are used in to the expensive ones that are. Using outy, but you can plug and play in a variety of ways. And so you're sort of achieving cost savings as well as Riecke it's sort of the holy grail. These two things that are supposed to be contradictory. But em QB the platform where they've done this for internal combustion engines with never really this huge cost saving success, and it's because Volkswagen with so enthusiastic about their variety that they never really got the cost savings down. So only in the last few years have they really clamped down on the righty that's offered. And they're going to do this to like a sort of crazy degree for m e b so the electric cars Volkswagen is offering is going to have far far fewer steering wheels or seats or something that you're allowed to have the customer purchase. But the result will be a huge huge boon in simplicity both in engineering and sales for folks second and does that bring the cost down as well. I mean VW's obviously goes regulatory imperative to invest in this platform and the suddenly plenty of competition. It's going to catch up with. But it's also going to sell these things that are. Consume as one that can go distance that they need is that happening. Is there evidence that they can get the they haven't released actual prices all they release said is that their first hatchback electric car a car known as the ID Neo is going to cost the same as a diesel. That's about thirty thousand euros. But whether it ends up being twenty nine or thirty two nobody quite knows. 'cause they haven't announced it, but if you sort of put that into the realm of what attest to sell for in Germany, the model three starting prices fifty five thousand euros. So I mean, I wouldn't want to compare hatchback right, which is sort of a lesser vehicle beneficial on Saddam like the model three, but nevertheless, just on the price point comparison. I mean, if you want to buy an electric car in two thousand twenty folks that I can should have a considerably cheaper option. But they've even said that by two thousand twenty two or two thousand twenty three they wanna be able to sell a compact SUV that's electric for just eighteen thousand euros. That's like a third of the price of the current model three in Germany. So if they're able to actually execute on this that would be. Pretty pretty amazing whether they can actually create profits from it. It's a totally different answer. But certainly Volkswagen has a Connie's of scale that very very few carmakers can rival. And so how much of a head start? Tesla have against an is it planning to bring its prices down as well. It seems to have been a bit of a struggle with the three. At least meet the advertised affordability that they had originally promised. Catholics are funny. One isn't it? Because when we can say that the main thing for tesla in twenty eighteen was problems in production in God knows a lot of media stories written about that. But I mean, they managed to double their production just between the second quarter and the third quarter. I know he was a major disappointment with tesla came out for the fourth quarter. Just last week. Tesla said they they built something like ninety thousand vehicles and the street was disappointed because they were expecting ninety two thousand well, okay, fine. But that was more than double from the prior year. So tesla is ramping up at an incredible pace. I think the problem for tesla is I haven't yet had an annual profit. And given just the cost of lithium ion batteries and co balls and everything that has to go into an electric vehicle this really could be a con MI of Gail game. And that's where group like Volkswagen, but also GM also Toyota could really thrive. The main differences maybe worth pointing out is so much of this. Of course, the battery and tesla does have this unique strategy gigafactory of being far more involved in battery development than really any other car maker that. No. And how does this extend to the infrastructure for electric 'cause must be a huge differentiator for tesla. In terms of having the supercharge network rolled out across the US and increasing the around all the pulse of the world's is that problem being sold as well. And how much does the comic themselves have to get involved in this point. I think Volkswagen in probably all the carmakers have been reluctant to adapt. If you think of Henry Ford, and every carmaker sense, they just have not had to consider where you put petrol into your car. This is a different industry. But for whatever reason electric cars that just hasn't been the case. I mean, I guess with Pessoa having no super charger network to rely on it just built it it self and now other carmakers have sort of been pressured do the same thing because they know that nobody's going to buy their cars, if it's not easy to charge them so Volkswagen had a few different strategies. It's hard to say it in a single sentence. But you know, they have this joint development with the other German carmakers and Ford the company called honesty, that's releasing charging stations across Europe. And then they also have some more interest. Things. So, you know, if you have a cell phone, you probably have power Bank to charge it once in a while when you're on the go when you're on the train and they've actually just released and they're going to put into series production. I'd sort of giant power Bank that can charge four cars at once. And the idea that they can set them up in locations, and sort of gauge whether or not there's a demand for charging that works there. So you can sort of serve a gauging demand perspective. But also, let's say I don't know you had Woodstock being held over the course of a week and series of fields Volkswagen could sort of deploy these things within a few hours notice. And so people could drive their electric cars. So I don't know it looks like and thinking in a holistic sense in which they've never really had to before to make sure that there are charging stations and that they're also powered by renewable energy. So folks, I made this big push to say, you know, it doesn't make sense for you to buy an electric car. If you're just gonna fuel it by coal. So they're making sure that you can actually purchase energy. That's only coming from solar and wind. My final question is we've talked a lot about electric cars akals, the right electric vehicles will these companies to be. Vesting in the moment. I've written an awful lot about the crazy amounts of money that had going into electric scooter sharing companies electric bike sharing companies, and then I'll making the vehicles themselves by and large. They're just buying them from supplies primarily in China. But you sort of feel like as the world goes electric, the Volkswagen trying to create something that's maybe a bed of Tyler made electric called and adopting their existing models. But there's an opportunity says more radically rethink while the car is at this point, whether the hospice Gutu rule, something kind of smaller is that the right approach a cities congestion problems going to be sold by just having some all electric cause rather than gas-guzzling ones. Think if I was folks back in shareholder, and I certainly am not one. It would be my biggest concern, which is that they're spending billions upon billions, right? Thirty billion euros just in the next five years on electrifying, everything and they have really no interest or capacity to be involved with the micro mobility scooters that you mentioned individual ownership could die in favor of robo taxes and all that and Vokes. Have all companies just is not really at the forefront of that stuff. It's not to say that they don't have anything, you know, if you want to subscribe to a variety of Porsche's right now, you can do that with the Porsche passportprogram, but they're not really at the forefront of it. So I do think it's sort of based on the idea that individual owners are still going from a to b but in a sense, maybe it's premature to be thinking too much along those lines. I mean, you know, they did sell ten point eight million cars last year that was more than the previous year on even in a place like China where the market actually shrank for the first time since nineteen ninety Volkswagen was able to sell more cars and actually increase its market share. So you know, I think there's what ninety million cars sold a year, not many people really think that's actually going down between now and two thousand twenty five. And so really that's the market. They're going after right now tens of billions of car sold year. But more and more of them are going to be electric, whether this sets them up well for post two thousand twenty five is really a whole different question. And it's really hard to gauge. But even when you talk about rubber taxes, everybody involved wants those to be electric too. So the to sort of. Should go hand in hand. But it definitely true the tournaments he'll cut technologies way more of a revolution than simply changed powertrain internal combustion engine. Elector? Thanks very much
"management accountant" Discussed on FT Everything Else
"Podcast on itunes, Stitcher, or wherever you get your podcasts. Gruesome? Gruesome and everything else is produced by David waters and our music composed by. This is a message to all the accountants out there. If you are worried that a robot is going to take your job become a certified management accountant, you see we are only programmed to mine data and crunch numbers. You'll have control over the strategy and the decision making so becoming a CNA and robots like me will help you not hurt you unless we short-circuit then all bets are off the CNA certification. You've got earn it. Visit certification dot org for details. Financial times podcast is supported by cabin on capitol. One is building better Bank one that feels acts nothing like.
The KonMari craze
"This is a message to all the accountants out there. If you are worried that a robot is going to take your job become a certified management accountant, you see we are only programmed to mine data and crunch numbers. You'll have control over the strategy and the decision making so become a CNA and robots like me will help you not hurt you unless we short-circuit then all bets are off the certification. You've gotta earn it. Visit certification dot org for details. Hello from the newsroom of the financial times. In london. I'm Josh noble. Marie condo is the Japanese. Tidy and grew with the blunt black fringe and a vast wardrobe of white card agains, she claims to love mess. But of course, the sensation among Netflix subscribers with a new series on decluttering. So what exactly is the Kameri method? And does it really spark joy Horatio Harris discusses the phenomenon with F columnist. Joe ellison. I've gone don't restore. Does getting your. Big above. Joe? Okay. So we've just heard a clip from the trailer overseeing Marie condos being on the scene for a while cleaning up in every sense since her book was published into an eleven you've been watching the Netflix show. What do you think of it? Well, I was definitely a condo. Virgin until the Netflix documentary. Although I've sort of heard about her through other people in via other people who have testified to her life changing magic. I haven't seen it myself. And I think it's quite interesting as a TV phenomenon because oversee Conde herself is this kind of incredible personality and the orthodoxies of her cleaning methods are also quite extreme. So this weird combination of this L flake person who walks into people's lives and transforms them, plus her kind of extraordinary folding techniques. They're just very fascinating for starting you for the cross you should try to Paul them. So the to stand upright on their on these. Now, I do the most freight how to four and then I found myself literally looked into wanting to try out her technique. So obviously, then I'm box on of ever perjure the weekend, which I found really quiz. That's fine. I found the program with Li boring. It's to suit of couples being quite touchy with each other. But as ching it I found myself with handfuls of sock. Suddenly, and was just sorting stuff out oversee for those who don't know the principal, fundamental logic of her cleaning is that any object that you own or have in your house should spark joy in the beholder. So her whole principle is about holding an all jet touching objects deciding whether it's spokes joy in you. And then you are the Chuck into a trash can or you keep and cherish it forevermore. So I think that's the thing that I mean, it's actually quite boring watching people touching sort of hundreds of thousands of object. Within the house. And also does that argument that cleaning is agenda specific thing to be doing? So is produced quite low of controversy. I think about how we live our lives. So of that social history angle has been quite an interesting thing to follow because you will call them. Go some responses that seem quite gendered. Brought up questions of the household division of labor did a prompt those conversations in your household. I think yes, I mean, I'm quite smug in that I fail as they as a couple were quite toity quite a tidy couple. But I think we definitely have gender specified cleaning duties, I'm very much of the Theresa May school of Baluch should do the bins because is a man's job. And I also found my husband cleaned out the seller whilst I tackled the wardrobe. So I think we I mean, it is it's sort of like the home of some slightly uncomfortable trades and the truth is I have an awful of clothes, which I like to argue is part of my job requirement as a fashion it you have to. I think that has led some friction the past what some person wants to cherish, and what the other partner doesn't think his worthy of cherishing is oversee quite contentious in every household, and I think the program constantly highlights. The bloke has a massive collection of baseball cards. The wife has a huge collection of Christmas decorations and. One person doesn't rate the others. So it's all about the value of objects. But also, I think the show has exposed the incredible hoarding acquisitive culture that we are and the sort of ease at which we can just look things out, which is I think possibly has been most alarming about it is like western culture is disgustingly acquisitive thing. And of course, in your case, you clean, your jeans drew posted a photo on Instagram got lots of acclaim for doing. So we've got a lot of response. I think the thing is that D cutter and cleaning does sort of engage people everyone's got their own methodology. Everyone's got their and thoughts about this little skein of conversation that you don't really understand until you start. And then suddenly everyone's going opinion. And everyone's quite ferocious about it. Now, how many gene should a person own? What we should you do it should you stock should he fold should you? And I think part of that interest is also because we're in a very peculiar. Time now with the so little clarity on anything, politically or economically. And you know, you've got America, and I'm not trying to make too broad a political analogy, but you've got real problems in the US with the government shutdown. We've got this weird horrible specter of Brexit where no one knows what's happening and a d think there's a sort of keep calm and carry on motivation and just giving three sub jewel renite going through Smalls in working out. What you need to keep them. What you don't need to it sort of gives you a some sense of older in your life. That might be missing in the broader picture, I think who've Theresa May and husbands still taking out the been. So at least one thing is going to plan. It's very army years ago. I can't remember which general it was, but he did a Harvard address. So he did one of those big graduate addresses and his first point of order to all the graduates who will coming out of the Marine Corps was make your bed the point being that by doing that you've accomplished your first task for the day. And I think that's very much. You know, it's about the. Order of life. And I think tidy people do tend to be more productive Chavez Lee Darrow. I say. And obviously a big part of the con- Mary method is this folding aspects. Are you going to reorganize all of your stuff? Or was that one drawer is that Nuff you I like thinking about objects in terms of whether or not they actually met you happy. And are they worth keeping what I find a bit more worrying as what on earth happened to the stuff that doesn't make happy? I want to make sure that it ends up somewhere that isn't a landfill. Ideally, my eighty four percent of all craving does increase any more of kitchen appliances and bits of plastic tap that we've accumulated I sometimes feel beholden to kind of hold onto it because I don't know where else is going to go. And I felt as their environmental cost is going to be too great. If just shocking in the bin. But I guess that license was slightly given to us by Conde who's very much like fill up the trash cans and get rid of it all and I know you express some worry about the ecological consequences throwing out CNN did a report on thrift stores in the US only being just since the show came out. I think. On New Year's day. They've been inundated with stuff, a huge, spike. I think in requests for recycling bags and requests into various different charities about. Whether they take all this old stuff, whether or not there's any staff, and if these operations to actually process the stuff remains to be seen amid the Cabeza over sooner may of cramp coming to chart shops all over Britain, and the US which is slightly worry about also whether there's actually the infrastructure to handle it. But I think the whole thing's giving us an opportunity to think about what we have the way we treat. What we have what we should be repairing what we should be looking after and how we should be cherishing. It one thing that people seem to have criticized her for is take on books that seems to have really stood up lot of ill will because she personally keeps only thirty books in her home. She kind of in an hour is not you get a you read it, and then you move on a total heresy. Nightclub one one out strategy. The lot of people seem to find really appalling. Do you have any quibbles with her philosophy? I think isn't it. The point though that you keep what gives you the joy. So I suppose if you are made joyful by your three thousand book stock of ancient manuscripts that you look at and feel great about then you should keep them. And I've certainly got quite a lot of books at home. But I do think having a little bit. So on your shelf is sort of form of intellectual snob. Raise just as flashy. I think of the time there's owning an antique painting or a chair. Yeah. Oversee Marie Connell. Isn't the first person that we've come across who's urged us to clean up stuff? I was desperate to mention Kim and Aggie a British TV show where they went and with Mira goals and bleach, and essentially sort of swings of clean, the, original queens clean. But these things seem to have come in phase. Faces. Do you think that the condo converts will will we stick with this process? Will she's been going since two thousand eleven or at least probably before that. I mean, that's when her first book came out, and obviously it's loosely based on what seems to be some sort of spiritual mantras. Well, it's not merely getting the bleach out or just hiding according to upset and method. So I think it's very in keeping with this new atmosphere and drive towards the wellness Konami where everything you must do must be spiritually enriching. And it's not just about getting your garage looking gray. It's about will say Philly wonderful about it. And then but Lessing that space and having gratitude for it. But I mean, if we even back to say, MRs Beeton, it was household management. I mean, she was offering people kind of mandate for how to run their households. Efficieny I hope that in several tens of decades since that hasn't become a woman's duty anymore. It's a bit more split. But I still think running a family home as a massive problem for a lot of people. And I think anyone is prepared to give a really really strict guidelines is always going to be quite successful. But I'm sure we'll shift into some new epoch of cleaning and the inst- come.
"management accountant" Discussed on FT World Weekly
"Activists does definitely a growing sense of resignation because they've tried lots of different things. They tried peaceful protests in the streets. They tried civil disobedience they tried to get elected to the legislature in the number of them said were we're kicked out. So they've tried different things. And they haven't found anything that works and now facing much higher penalties than the government where they're blurring the lines in terms of committing crimes whether the government accused them of committing things that no one full crimes before facing potential serious jail sentences. So that oversee details a lot of people if you avenues effective action or reducing and the potential punishment for opposition is rising people feel like they have to give up. But I think it's a very unpredictable situation. Was speaking to one Hong Kong academic the other day, he made a compound. Jason with Catalina on the Franco where they face. They're very significant repression for very long period of time. The language was heavily tailed at cetera. And people said, you know, would be the death of Catalonia. But obviously off the off the Franco things still reemerged and sort of a consciousness of a people and their faith in that place is really hard to to radically eight. So we just don't know what would bring people back out onto the streets where I fell to try and oppose in different ways. But I think with each new incident that sort of a growing resignation now special. Okay. Well, we'll leave it there for now. But obviously it's going to be a big story in the coming weeks and deed the coming. Yes. Thank you both very much. Thanks to Ben bland in Hong Kong and victim no longer in Hong Kong. That's it for this week until next week goodbye. This is a message to all the accountants out there. If you are worried that a robot is going to take your job become a certified management accountant, you see we are only programmed to mine data and crunch numbers. You'll have control over the strategy and the decision making so become a CNA and robots like me will help you not hurt you unless we short-circuit then all bets are off the CNA certification. You've got earn it. Visit CNA certification dot org for details.
"Morning six tenths of a percent the footsie100 up a quarter of one percent the cac karen six tenths of a percent higher xetra dax up three tenths of a percent really this follows from strong session in asia asia pacific was up by one point two percent by the close at the chinese market hong kong market and the japanese market fooling pretty strongly in fact the chinese company shanghai compensate up by nearly two and a half percents by the end of the trading day we've got here in europe some of the mining still doing quite well rio tinto at one point three percents anti fa and cavs minerals up by more than two percent hp also percents say strengthen the copper price and strength in the mining sector seems to be one of the themes of this morning we'll the air franz komo by more than seven percent this morning david pulled you some traffic stats over the last few hours or say in other assets the dollar a little weak of this morning in fact that weakening trend for the dollar has gained momentum through the morning we down by two tenths of a percent on the other side the pound is high at the pound is high up by half a percent in european trade is little sluggish during the asian session on the back of the resignation of david davis the practice secretary we've yet to hear about who his replacement will be but at the moment it doesn't look like a leadership challenge each plant currently and therefore we see the pound continuing it said trajectory higher that we saw on friday so that's a quick look at the fx
"management accountant" Discussed on Bloomberg Radio New York
"And the ad council about your broker dealer i love that i can call in and get expert advice i loved that you answer the phone and that i'm not a number i love the sense of community the culture is great and i love the service real quotes from real advisers in fact advisers are head over heels about commonwealth financial network ranking us number one in satisfaction among independent broker dealers why so smitten maybe because we've been putting relationships first since one thousand nine hundred seventy nine starting with our accountability to you and your clients alone the consistent investments we make to ensure you have every possible tool support and competitive advantage and the fact that you can trust us to have your back through both good and challenging times visit commonwealth dot com and find out what it feels like to be swept off your feet member finra sipc a registered investment adviser number one in satisfaction based on wealth management 2016 sixteen independent broker dealer report card survey asking advisers from independent beads to rate their overall experience from one to ten arranger station to report a bear hug campfire and smokey bear hug me so you drowned the fire you stirred it drowned it again and felt that it was cold he's just letting you know you did good air hug from smokey bear status update i'm gonna let you go now there are many ways to start a fire but one sure way to put it out learn how you can do your part at smokeybear dot com sponsored by the us forest service ad council and your state forester a commercial message from the chartered global management accountant designation i'm here with.
"management accountant" Discussed on Bloomberg Radio New York
"Global management accountant designation i'm here with more police senior vice president and controller at bj's wholesale club inc find out how the cgi can help position your finance team for the future learn more at cigna dot org slash radio asset managers who sees change to launch new strategies at distribution channels or expect new technology to reengineer the investor experience are often rewarded however in an industry paralyzed with complexity few act with agility decisively few run their business strategically yet the most competitive managers in the market no with the right partner in a flexible operating platform you can go boldly toward change with sei investment manager services determination and operational strength are both essential factors for growth and asset management i'm steve meyer president head of sei's investment manager services to this we know that disruptive forces prayed opportunities around the world if you see potential and change our industry specialists will maximize is if integrated platform of data risk management global investment operations complied support investor services position your asset management business success come grow with us with sei investment manner major services you lead the charge in a competitive marketplace learn more at sei c dot com slash cs change this is your.
"management accountant" Discussed on Bloomberg Radio New York
"You're busy so what better time than now let's begin raise one finger if you're a man ladies none yet oh counting your head if you're driving now three more fingers for everyone over sixty two over fifty one over forty one more if you're not physically active mother finger if anyone in your family has type two diabetes another if you've got high blood pressure if you're overweight raise another finger to if you're very overweight and three if you're really overweight you've just taken the world's first audio prediabetes test and if you're holding up five or more fingers visit do i have prediabetes dot org or talk to your doctor there's no excuse because prediabetes can be reversed brought to you by the ad council and its prediabetes awareness partners a commercial message from the chartered global management accountant designation i'm here with laura police senior vice president and controller at bj's wholesale club inc laura why does bj's invest in a program for its finance professionals listen jimmy program gives my finance professionals the ability to think about different industries different case studies and allows them to take that information and bring it back to our organization and apply it it really gives them critical thinking skills about business cases that are real life and allows them to be able to deploy that thinking into our organization so it's an investment in the people to allow them to help make our company work better and have more influencing skills think about things differently to help bring greater value overall our organization and members.
"management accountant" Discussed on Bloomberg Radio New York
"What would you say about your brokerdealer i love that i can call in and get expert advice i love that you answer the phone in that i'm not a number i love the sense of community the culture is great and i love the service real quotes from real advisers in fact advisers are head over heels about commonwealth financial network ranking us number one in satisfaction among independent brokerdealers why so smitten maybe because we've been putting relationships first since 1979 starting with our accountability to you and your clients alone the consistent investments we make to ensure you have every possible tool support and competitive advantage and the fact that you can trust us to have your back through both good and challenging times visit commonwealthcom and find out what it feels like to be swept off your feet member finrasipc a registered investment adviser number one in satisfaction based on wealth management 2016 independent brokerdealer report card survey asking advisers from independent bds to raise their overall experience from one to ten a commercial message from the chartered global management accountant designation trying here with laura police senior vice president and controller apd's wholesale club inc laura how does the cdma finance leadership program enable bjs to bring more value to the business finance plays a massive role helping the organization move forward we've moved from just analyzing i'm reporting data like you would think of a finance organization in the past to actually helping make the decisions that add value to our members and our organisation as a whole this cj may finance program enables that thing gang and learning by.
"management accountant" Discussed on WLS-AM 890
"To you so if they're all those advantages to having a mortgage might have some people still pay all cash what seems to come down to what your comfort level is for some people there's nothing like knowing that your house is completely paid for no debt no mortgage no lanes free and clear there's a lot to be said for that because think about it if you've lost your job you wouldn't have to worry about paying the mortgage or if you had other financial emergencies you wouldn't have to pay possibly choose between paying the mortgage or pain the doctor and beyond all that some people just like to stand out in front and look at their house and think i own that free and clear and all that helps them sleep like a baby however for other people it's the exact opposite many people who do choose to have a mortgage might have a completely different comfort zone for those people owning their home free and clear that's not what they need they need money in the bank the asleep much better at night knowing they had a couple of hundred thousand dollar socked away in the bank or a 401 k or a cash management accountant so that if anything ever happened they have plenty of money to cover it and of course some people don't really have to choose wouldn't that be nice they can still had a few hundred thousand dollars in the bank and own their house free and clear now that's awesome so how 'bout you what would make you sleep better at night knowing that your house's completely paid for free and clear or that you had that much cash in the bank that you.
"management accountant" Discussed on Bloomberg Radio New York
"By fema and the ad council a trade around the world and minimize your cost to maximize your returns with interactive brokers we are your gateway to the world's markets offering direct market access to products and more than one hundred markets in twenty four countries with transparent low commissions low margin loan rates and best price execution for more information visit ibkrcomsavemore that's ibkrcomsavemore the art and antiques world is constantly evolving trends come and go fashions change but the one constant is exquisite eighteen thcentury english furniture always in good taste always in style in business for fifty years hyde park antiques showcases the most extensive and finest inventory of pure eighteen th and early nineteen th century english furniture on either side of the atlantic simply set foot in our 20000 square foot gallery and you're transported to another time living with antiques brings a feeling of continuity with the graciousness of the past and the sense of assurance into the future hyde park antiques acquires antique furniture from states and from across the globe no reproductions each piece is absolutely genuine and of the period represented see our stunning collection online at hyde park antiques dot com that's hyde park antiques dot com hyde park antiques where good taste never goes out of fashion a commercial message from the chartered global management accountant designation annually seamline down corporate controlling for both corporation sin how does the cdma program help find.
"management accountant" Discussed on Bloomberg Radio New York
"Hey steve now get time no problem or d help reveal a new boyfriend i know a great place to be boys pleaded nice single bold nevermind i that's my scream as a pair there are no perfect answers you have to be perfect to be a perfect parent thousands of teens in foster care will love lowcost event for more information on how you can adopt visit adopt us kids dot org a public service announcement from the us department of health and human services adopt us kids and the ad council a commercial message from the chartered global management accountant designation and you would paul stevens a senior finance leader at at t paul why does at t invest in a siege ema program for its financial professionals one of our core values at at t is a leaching are you men capabilities and one element of that is investing in our people so they have the appropriate skills to drive value throughout the business the cdma progamme provides a great opportunity to bridge the gap between the technical skills that the finest organization is always had and these soft skills such as decisionmaking strategic thinking collaboration communication skills which are required to perform at a high level i believe the cdma program is a great investment to help our finance team dry transformation throughout our business painted pas did this in your finance team for the future learn more at cdma one media.
"management accountant" Discussed on Bloomberg Radio New York
"Shin on how a master's degree from bentley can upgrade your pay grade visit bentley dot edu slash upgrade a commercial message from the chartered global management accountant designation i'm he would khiam why del corporate controller for both corporation jim how is the cgm a program and learning helping you futureproof your finance organisation the business world has recognized that in order to take things the next level and respond to the business disruptions out there that finance leaders need more they need to understand a different pass to the future and the cdma program gives our professionals the framework that they need to feel good about it so that comes with a set of tools set of thoughts influence skills that really help our professionals come to the table with confidence and help our business leaders it's really a great program that finance organizations and leaders can leverage across they're whole organization to be a finance function of the future thank you jim this in your finance team for the future learn more at cdma dot org slashed radio it only takes a minute to find out if you may have prediabetes and you can do it at do i have prediabetes dot org but you're probably not going to know i'm sure you've got a perfectly good exteriors kids work i get it you're busy so what better time the now let's begin raise one finger if you're a man ladies none yet oh count counting your head if you're driving now three more fingers for every one over sixty two over fifty one over forty one more if you're not physically active leather finger if anyone in your family has type 2 diabetes another if you've gone high blood pressure if you're overweight raising.
"management accountant" Discussed on Bloomberg Radio New York
"And the ad council a commercial message from the chartered global management accountant designation i'm here with laura police senior vice president and controller it bjs wholesale club inc laura how does the siege ema finance leadership program enable djs to bring more value to the business finance plays a massive role helping the organization move forward we've moved from just analyzing i'm reporting data like you would think of a finance org innovation in the past to actually helping make the decisions that add value to our members and our organisation as a whole the cj may finance program enables that thing gang and learning by giving the finance folks the skills and the empowerment to be able to make decisions and add pete their the thing treated thoughts up thirty in two a collaborative percent while a trend way labour a and think total of ninety broadly three percent and laws strategically from people went home thinking thinking that they had something laura quite valuable find history out how the losing cgi billions dollars making today help well position here's your the stock finance retires team for going the future up in the after learn hours more at cdma aca gma my dot org that slash stock is up radio six point seven percent exchangefreighted in the after funds do the tech hottest firm trended massachusetts institutional they go investors nestle don the huge ten point and growing seven range billion of all dollar market cap get coming up to out with speed its latest with quarterly the institutional release atf a fourth 2 quarter blocks revenue from sixty bloomberg six breasts hundred and sixty it's three million dollars with all that's a the facts beat you need estimates to design a winning from etf analysts strategy were six hundred as forty well as nine invaluable point one million insight from and industry the first leaders quarter just it eps with datadriven sixty nine cents explanations a share so at the that real six world cents market better examples than it's now the what comprehensive wall street was guy expecting to etfs that so every investor as i mentioned needs that stocks give me the one institutional that room be watching etf a toolbox into tomorrow is because available it's up about now six point three wherever percent books in the or after salt hours and and asset i'll mention managers net gear who sees to change out with results to launch in occurs new strategies the at big distribution maker of networking channels equipment or exploited new technology to reengineer the investor experience or often rewarded however in an industry paralysed with complexity few.
"management accountant" Discussed on Bloomberg Radio New York
"Always in style in business for fifty years hyde park antiques showcases the most extensive and finest inventory of pure eighteen th and early nineteen th century english furniture on either side of the atlantic simply set foot in our 20000 square foot gallery and you're transported to another time living with antiques brings a feeling of continuity with the graciousness of the past and the sense of assurance into the future hyde park antiques acquires antique furniture from states and from across the globe no reproductions each pieces absolutely genuine and of the period represented see our stunning collection online at hyde park antiques dot com that's hyde park antiques dot com hyde park antiques where good taste never goes out of fashion a commercial message from the chartered global management accountant designation i'm he would seem like down corporate controller for both corporation tim how is the cdma program helping you finance team dr better decisionmaking decisionmaking is critical in today's business environment because of those choices that you make as a business leader affect the results and affect the entire company cj may has really help provide a broader comprehensive framework to our finance professionals that are helping our business leaders navigate those decisions it provides both the hard skills and the soft skills and capabilities than our professionals need to ask more complete questions and drive a better depth of understanding of the business.
"management accountant" Discussed on Finding Your Frequency
"And welcome back to find a you'll frequency i'm your host jeff's benard i'm your cohost ryan treasure welcome back the in we have a very very special guest with us today uh michelle and lecter how would you sharon i am fantastic and delighted to be here we are low we are very happy to have you let me give the audience a little background will pick it up from there ought chevron lecture is internationally recognised as a financial literacy expert in keynote speaker she is a new york times best selling author successful entrepreneur philanthropist license epa in chartered global management accountant she is the founder and ceo of pay your family first a financial education organization providing the tools and mentorship supporting families women in entrepreneurs sharon has a passion for financial literacy in entrepreneurship to inspiring individuals and businesses for over three years credited as the genius behind the rich dad brand showers current currently partnered with the napoleon hill foundation as a driving force behind beach to mega brands sharon his demonstrator entrepreneurial vision and expertise empowering audiences with messages of hope and prosperity showers the author of the bestselling books thinking woolwich for women outwitting the devil three feet from gold and rich dad poor dead in fourteen other rich dead books.
"management accountant" Discussed on Money Box
"And one of those three out of ten have an overdraft i'm one of those will be worth off so in fact among overdrove customers it's twothirds vetrov onethird will be whistle the customers who will be worse off we really focusing on those where you'll be significant those figures include people be one penny worse off said willis change cost loyd's money or will you breakeven it will cost us money so that you'll make less movie jobs than you do the moon we will we will so this will you voting other johnny's up because somehow you've got to pay feel free in credit banking we've got absolutely no plans to do that at all as listeners who were thinking my management accountant i've got enough money item painting a vision of challenges they're not guides the other charges rising than that nuts stay smith while with me as gareth show he's head of which money online and gareth well good news for customers with small and brief overdrafts but not so good for the others yes that's right paul i think the one thing to focus on here is quite radical change lloyds of of got rid of unplanned overdraft fees and that sir i really really big step in that has been a lot of focused on the cost of a unplanned were informal borrowing is some banks collates the competition markets authority has put a deadline on banks to cap that charges but a monthly maximum fee lots of them are doing that lloyd's is the first to police head of the powerpacked and get rid of those fees altogether yes and it's getting rid of the faith of bouncing payments there that's a big deal isn't it it is yes lots of banks charge between six eight maybe ten pounds for for rejected payments and of course under the sea amazed at new rules they'll be they'll be capping those but that still adds up it's a it's a huge amount of money that.
"management accountant" Discussed on Bloomberg Radio New York
"Good good morning morning i'm i'm here here in in moscow moscow on on bob bob main main bloomberg bloomberg bill bill first first word word is is brought brought to to you you by by c c gm gm eight eight chartered chartered global global management management accountant accountant the the cg cg on on a a designation designation an an program program delivers delivers critical critical skills skills your your financing financing means means to to succeed succeed learn learn more more at at sea sea gm gm a a dot dot org org the only way you can reconcile in tier point it is unconventional is i would argue extraordinary monetary policy global late which has brought so much liquid indy that obviously that's impacted yields but it's also created a search for you know that i think ultimately is going to be equity market can push valuations we saw the pickup in trading due to the braxton due to a lot of the treasury movements we've seen do you think that so blip or do you think in the industry trading is going to pick up i think fixed and country being has been challenge and i would characterize it is went out foley out of the woods so toward the ten year all the way down to a one thirty five let's call it now backup to a one fifty five it's still in a zone and then i think a lot of our core investors.