35 Burst results for "Lang"
Working With Your Anxiety
"Over the last year. We've all been through a lot. In addition to the many major costs there have been smaller. Subtler costs as well. One thing i've really noticed is the friction. That's been added to almost any decision that gets made whether it's trying to participate at work effectively. Keep up with friends or even just go to the grocery store this whole new level of thought and effort is involved in most every decision this friction pervades our lives and it's natural for that. Increased friction to lead to increased anxiety would might have once been reserved for particularly stressful events and experiences is now well kind of everywhere so today. We're going to be talking about fear and anxiety particularly we're gonna work through a specific experience of anxiety that somebody might have and create a kind of plan start to finish for addressing. that experience. talbot's do that. I'm joined today as usual by. Dr rick hansen. So dad how are you doing today. I'm good and i'm really psyched about this topic This is one of my favorite topics. Yeah i tend to be a little anxious by government and also it's one that's very profound because it gets out what could be called a kind of underlying crime lang zaidi. This hard wired into us as animals in our evolution. Living in the wild you know vulnerable to being attacked on hedin at any moment potentially. So how do we grapple with this. Underlying sense of uneasiness apprehensive nest world is threat level. Orange deep wonderful topic.
Testimony Continues in Derek Chauvin Trial
"On Derek Calvin's use of force is expected today in the trial of the former Minneapolis police officer charged in the death of George Floyd yesterday, prosecutors showed how show been violated department policy with his knee on Floyd's next for more than nine minutes. Police Chief Materia are in Dondo. It is contrary to our training. To indefinitely. Thanks. Your knee. Morning. You can come Individual your doctor Bradford Lang and fell to pronounce boy dead, testified he believed it was lack of oxygen. It was One of the more likely possibilities. Sheldon's lawyer blames Boyd's death on drugs and on cross exam. Asked if that can cause hypoxia or lack of oxygen, which the doctor agreed with.
Biden Mourns the Deaths of 10 Killed in Colorado Mass Shooting
"Today mourned the deaths of 10 people killed in a mass shooting at a grocery store and Boulder, Colorado yesterday was out to the families of the victims and the survivors. I want to. I want to commend the heroic actions of Officer Eric Tally the father of seven Children who left for work yesterday morning assuming he'd be able to go home. The president called on Congress to tighten the nation's gun laws. The House has passed two bills to require expanded background checks for gun buyers. Senate Majority or Chuck Schumer says he'll bring them to the Senate floor for consideration. Local authorities have announced charges against the gunman constructed of killing 10 People in Boulder. The 21 year old man faces 10 counts of first degree murder as Matt Bloom from member station Kunc reports. Community is reeling from the country's latest mass shooting outside of the store where the shooting took place. Hundreds of residents are paying their respects to the victims. Lang bouquets of flowers at the base of a chain link fence now surrounding the entrance. Local pastor Michael being taped up a sign reading Pray for Boulder. He's worried the pandemic may limit how the community mourns the killings. I think people are confused with, you know, everything falling, loosening up. Come outside, and then this happens. And so people are just locking themselves back up again. So we're here to offer hope? Because this isn't all there is. Motive for the shooting is still unclear, and an investigation is expected to take several days for NPR news. I'm map BLOOM in Boulder. Jury
Making The Leap Into Starting A Hair Salon Business Together With Jack Mead And Lydia Wolfe
"Delighted to welcome onto the hell to cut. Podcast jap made and lydia wealth. Welcome along the pair of you. thank you say. It's an absolute honor to bring you on. We've been building up to this little. Hey do to have just gone from strength to strength. we're gonna be talking about your cell and you're going to take us back. I want to learn about your journey. But let's just clear up with the audience. You two are a couple we are. We are partners and business crime matrimony. Where did you pass crossing. How come on take us back to that early moment. You're help people's completely crazy rich thousands of people but that's totally true story. We literally have to water our story down because people wouldn't trust stuff. Yeah we trust us house looking back because we've come on the show. We've been so of reminiscing over the last week and Honestly we are still in our shaun king. We do that. Hey how long have you been to give it so we have been together for two years two years and did you. Was it hairdresser because may my wife both hairdressers and everybody always asks us. Did you meet through hairdressing. And actually we didn't but i'm gonna ask that question. Did you as she meet through headdress. In yes yeah basically story off like it's a big. It's a big story so you go to like yeah so i. We had each other as friends on facebook. We met on facebook basically. Yeah yes So of and yeah. I've we had each other. It's friends on facebook for ages and never never even knew each other identity. You have faced with friends like that but same many hairdressers. I've never. I've never interacted with but we facebook friends. And then i was doing some international with goldwell and my solemn oath where he and at the time taniwha hairdressing and and i really needed a male model wanted somebody with a certain length of hair. So i thought i do. Facebook shouts out just to see if anyone could help out. And that is when jack got back to me. And he said you know i'm hairdresser. I do more lang well. And that is the first time we'd have taken seriously so you saw the shoutout then jackson. That's interesting so you know you do modeling modeling bodily jack i. I'm sorry into an agency. But the ceylon is on main priority. And i'm kind of completely fixed on that so i don't really get to do as much especially obviously we've covered so so i'm still still doing a bit slow down a law. Say that spot. Then jack hurley right from you know with meeting lydia model. Well so what happened was an icon lydia to say that i had long hair and She needed a male model. I was a hairdresser. So i was willing to do it. You know quite cheap. Because silence. National and i know what it's like. Been hairdresser try to find models and she message back saying that you'd be you'd be great and i was actually inside purse at this time. My family live inside purse to site. I because my unfortunately my grandmother wasn't very well said liddiard could do and then basically i had to cancel on her. Because unfortunately my grandma passed away when i was in cypress so i had to. Yeah i to lay down but she was so cheered obviously about so nice about it. We just started talking a little bit. Because she had selena's well he signed funny. Because i didn't think we did know was an. Es four really fancy but that didn't come into your interview that much. I bet no one believes because obviously he's quite a handsome man. Guja says well lydia so tight that bid away so blue agency. I think i think automatically just being in the same room as jack makes me attractive than just offer
How to Master LinkedIn from a LinkedIn Guru: Moritz Lang
"So. I'm gonna ask you a difficult question. And it surrounds the lincoln algorithm which is a mystery to me. It's a complete mystery. I have no idea how it works. Why some post resonate in some fall flat. Why people who rate one line posts get tremendous engagement and other posts. Don't get any at all. What do you know about the album. What kind of secrets can you tell us. Because linked in to be honest doesn't say much at all. It's almost like they've got the secret and they really don't wanna tell anyone because for whatever reason you have any thoughts on what makes the algorithm work what makes content resonate. I always from the start. I actually thought about what kind of tried to think logically from the lincoln algorithm. So what would make sense for the algorithm to to to show so basically starting from the high goal of lincoln wanting you to spend as much time on the platform as possible right because that's one of the main ways that they make money so the wants to show every user basically content that interests them and they will keep their attention on the platform so by providing this kind of content you will automatically be shown a lot and then it's about figuring out what kind of content that people that you're speaking to or that you want to speak to will capture their attention so i think one of the most important things and that's that's not really a secret but like the you know when you have the first few lines of your of your post. These are like the most important words can right. Because you want to draw people in and then also make people spend time on your post like Since half year or something that the dwell time is has has become much more important. So i really try to also have like you know like a story to tell and be interesting but i you have to capture people's attention and of course that works also really good if you're providing consistent content so if you know okay mortars posting and previous posts and there were quite interesting. My my first lines can don't need so much power to convince anymore because he will automatically think that read my post so like being consistent i thing helps and also building relationships so if you like if people know and like you. They're much more likely to retire. Post and if they if they don't like you so i think these are like little things to keep in mind of course. There's a ton of things that you should keep in mind. The post more readable for solo using lot of white space without hitting enter a lot so easy to reach and not like huge text blogs using some emojis may be to make it more appealing asking questions so that people also start to read comments which also counts as the twelve time i suppose at least and all this other people something to read So there's a lot of little things that that you can do. Of course. I always start to think from the main. The main reasoning of what does lincoln wants. What do they want to promote. And how can i sort of provide that in a way not only to be linked but also to help me and also the people that want to talk to because i mean tests to be interesting for them so it's a win win
New York Repeals 'Walking While Trans' Law
"It's 2021. There's no reason that people should still be profiled and police based on how they look or dress this week, New York State repealed all love. It's commonly been called the walking while Trans Bam! And it is a decades old law that has allowed police to stop people in the street for loitering if they were suspected of prostitution, and many advocates and legislators say enforcement of that law has disproportionately affected women and especially transgender women of color. Women have been arrested simply for walking home for standing alone. Talking with friends. W my sees Emily Lang unpacked the news of the repeal and what it means for many transgender women in today's episode of Consider this a news podcast from NPR and W N. Y C. Is that conversation with Rebecca Ibarra? Emily activists have fought for years to repeal this 1976 anti loitering law. So what was their immediate reaction? Activists are definitely relieved. For many. It's hard for them to say that they're elated or happy because they're still so many different ways that black and brown trans women can be harassed under the law or by police. And I mean this is the third time since 2017 that a repeal proposal has had Momenta Min, the state Legislature. So a lot of people are mainly thing. Finally. Um, but for someone like T s candy, who I spoke with men, she's essentially been one of the main faces of this repeal. Candy says, you know, after running up and down the halls of Albany trying to get people to listen now eating my words that she feels like she's now eating her words. We need to clarify Emily that this repeal does not mean people will stop being arrested for engaging in prostitution that's still illegal, right prostitution is still illegal. However, the fact of the matter is that 19% of all trans people and 47% of black trans women have engaged in sex work. And that's according to the U. S Transgender survey, just due to discrimination that trans folks across the board face Sex work is a way to earn an income were as an alternative to relying on homeless shelters and food banks. So while lot of lawmakers who voted for the bill do not support decriminalizing sex work The majority of trans rights activists see this repeal as leading them towards decriminalization. So what, if anything happens to people who have been previously arrested under the law? So this bill Included the ceiling of prior convictions and why that's important is because someone charged with this violation has a criminal record that isn't sealed, and so it can impact their access to housing employment on been many cases, their immigration or asylum seeking process so Norma Oh, Torrio is with make the road New York, and she's a trans right activists and immigrant before the vote. She was speaking at a rally about how being arrested under this statute impacted her ability to apply for residency in the U. S. The visa was arrested in Pacifica. Those can tango, no empathy doctor never off the narrow, which, after two years she still hasn't been able to gain So ceiling could help many people with their immigration status. Leslie what is New York's track record so far protecting the trans community and in that context How big of a change is this? Actually, So In recent years, groups have managed to secure support from Governor Cuomo and passing the Gender expression Nondiscrimination act also known as agenda, which tremendous the human rights law to prohibit discrimination based on gender, identity or expression. They've gotten him to ban conversion therapy on minors. But when the walking while Trans Coalition speaks to a new era, the majority of folks are referring to their fight to de criminalize sex work, which in Albany, there may not be the same support that there was around this repeal, so to be interesting to see how lawmakers respond. That's W and my seat producer Emily Lang talking to Rebecca Ibarra.
Travis Barker Is Reportedly Kourtney Kardashian’s Punk Rock Prince
"Courtney kardashian and travis barker are finally dating a source tells us. They've been casually dating since december and may have been neighbors and friends for years. First of all. I i have to stop you What is casually dated. You're either dating or you're not casual. Just just have anything. Baby bump uglies lang you've been kinda sorta seen each other like in the neighborhood watch weedy maybe taken meeting after party at each other's houses and they were playing with the now there's serious for sure you have to be careful about dating neighbor because you never want your man to think that you have been kicking it with the neighbor for too long there. There was something you know. Nefarious going on behind the scenes. But i mean take a look at these two up all they look good but wait isn't scott. The neighbor doesn't he got to keep it all in the fan community. What he's the neighbor. All everyone in the neighborhood is having a big love. This i think the crash into the cuban in calabasas because the secrets get stuck behind those gates. You didn't mean stays in calabasas not really not here on this.
The Story of Auld Lang Syne
"Well when this time of year rolls around you probably will hear one song and one song in particular seemingly over and over again. Quick note here. I was listening to my christmas traditional songs. And i kept hearing it. But what song am i talking about. Well i just told you old. Elaine sign it does have a rather big nostalgia meaning to it and along with it here in the united states. A bit of sadness and usually marks an emotional scene or we action. The song. old lang sign was originally written in scottish. When taken apart and put back together again. An- actually means old long sense and is translated yet again to mean all times sake or for the sake of old times this song that is mostly sung and means the emotional conclusion to another year. And don't we need that. It also means that one must remember people from their past and raise a toast to them. Originally it was written many many years ago as a scottish celebration song. Old lang zayn is actually a scottish language. Written by robert burns in seventeen eighty eight and set to the tune of a traditional folk song. But did you know that. In the netherlands. It is a soccer anthem and in japan. It is a song about firefly's and and south korea. It was the national anthem until nineteen forty eight. It is known as being easily adaptable and mostly all musical styles. That is why it is so cool but at its core it is well known and many countries especially in the english speaking world. It's traditional use. Being to bid farewell to the old year at the stroke of midnight on new year's eve it is also sung at funerals graduations and as a farewell or ending to other asians the international scouting movement in many countries uses it to close jamborees and other functions and a little note here when i was watching the crown on netflix day. Sung it when they said goodbye to the prime minister. Certainly most of us know the song old lang zayn but to quote from the first stanza of the english version of the james watson ballad. Here it goes should be aware since be forgot and never thought upon the flames of love extinguished and fully past and gone is thy sweetheart now grown so cold that loving breast of nine the thou cast never once reflect on old lang zayn in scotland. It is common practice that everyone joins hands with the person next to them. To form a great circle around the dance floor at the beginning of the last verse. Everyone crosses their arms across their breast so that the right hand reaches out to the neighbor on the left side and vice versa win the tune ends everyone rushes to the middle while still holding hands when the circle is re established everyone turns under the arms to end up facing outward with hands still joined in countries other than scotland. The hands are often crossed from the beginning of the song at variance with scottish custom. And did you know. The scottish practice was demonstrated by queen elizabeth second at the millennium dome celebrations for the year. Two thousand some press outlets berated her for not properly crossing her arms. She was unaware that she was incorrectly. Following the scottish tradition and because of its easy tune and melody it was also used as a song to signify for the war to end having the title. I wish the war was over and it was a popular anti-slavery song entitled fling out. The anti slavery flag both were using old anxiety as the basis for those songs. If you listen closely you can hear the song all lang sign and many movies too. Well did you know that these movies are we willie winkle a nineteen thirty seven. Shirley temple movie when her character sings to console a dying soldier. Mr smith goes to washington the nineteen thirty nine movie. Ocean's eleven the original of nineteen sixty as background music and the poseidon adventure one of my favorites that was made in nineteen seventy two ghostbusters and nineteen eighty nine. When harry met sally in nineteen eighty nine as well forrest gump in nineteen ninety four and elf and two thousand and three and most notably the very last song that is in the movie. It's a wonderful life with jimmy stewart. It is after all probably the best feel good ending in a classic movie ever with plenty of emotion for the main character at the last scene of the movie which brings george bailey the main character to tears as he acknowledges how great life really is and it is always at the stroke of midnight composer guy lombardi would play it on the radio and continued the tradition for fifty years afterwards. Dick clark took it up to play at the stroke of midnight on. Dick clark's new year's rocking eve. Every year and new york city as the big ball dropped at the stroke of midnight but after dick clark retired from the show ryan. Seacrest did the same at the stroke of midnight every year. They all had something in common with playing the song. It was an remembrance of those that came before and at the same time to mark the new year. All the fans and celebrators would sing along to the classic song so this year twenty twenty when the clock strikes. Twelve a m sing along to this classic song. Even if you don't know all the words we are indeed saying goodbye to twenty twenty
Living with cancer (with guest Celina Be)
"A forty nine votes single kids age between fifteen to twenty one in march two thousand and sixteen nineteen was diagnosed with stage to press council of her left. Breast yesterday tells the constant Polity unfortunately the council is now ten. No and there's no cure In words she's just flying time. Not just being an advocate for breast cancer since diagnosis. She's been interviewed by all genres of media local to her wishes based in south africa as well as internationally she also has a facebook breast cancer awareness page and she founded a private breast cancer center. Group helps women and their loved ones through their emotional mental and physical activity of the journey. One in eight women will be diagnosed. Suppress is indiscriminate age gender nationality. And you don't need a genetic predisposition to get rest council please note will include all relevant support links and details on our website page for this episode so for now. Let's welcome nadia to the show. Let's say not yet. Thank you so much for agreeing to come on the show today and talk about your experience with really on it and privileged to have him sauce. So we fest met on a facebook group. The three of us on Medicine up until the moment. You shan't story. I just assumed you just a regular key to mom. You're trying to do is a bit of winning coming up with some new recipes but when you said that you battling council on that it was ten. No we were completely oil struck. I mean you always come across as really vibrant positive industry. Help happiest time. And can i ask you. How do you manage to stay so positive in the face of such as not isis seem. It's absolutely wonderful to be speaking to you. Ladies first of all. I'm not always happy to get that straight. I'm always happy. Can't say he's a journey right so we can have a good days and days however i am single mom of four children and that quote him shoulder but they really adults house. They range from fifteen to twenty one years old. We just try to win each day for a day and then be go onto the next day and by. We need each day for me. Winning means taking the rule sips waking up in the morning getting into the shuttle eating well trying to exercise communication with the kids for me. That's winning the day. Yeah so. I suppose that probably does radiate a positive attitude but by no means am i positive. Twenty four hours a day seven days a week. 'cause i mean you still managed to get through. All of this is just absolutely amazing to me so oversee you've been battling cancer for fee has now how have you changed as a pass throughout janney however you when you first diagnosed compared to how you are today give you a little brief history that goes beyond the bio that you probably have given about me so i was diagnosed in march two thousand sixteen. So that's more than four years and eight months into this journey. To be absolutely honest. I was really different person. I was absolutely my vibrant. You would not catch me sitting on the sofa for five minutes a day. I was a go getter. I empty force so a few years ago for financial reasons. I had to go out to work. So i was working six days a week coming home and slow doing my thing as a mom suddenly without any warning with no symptoms no genetic predisposition. I actually decided to go to the gynecologist and she said to have you ever done a mammogram and took i said no. I have not interested. Okay let's just appointment for you and they'll say rent. Mary way. I remember sitting in the offices now off the mammogram department. And not thinking anything thinking okay. I'm becky tomorrow. Lang dollars is the bid looking at women's is i think something's flickering is. I looked and she said we need to do this. The spot to gain an immediate felt cold. Show going down my soul. I think it was and The coming office. And i remember the so clearly. She asked assistant to. Please give me a couple of key. And she said you know these a lump and ninety five percents malignancy without even doing a biopsy from presenting itself the mammogram scan in terms of appearance size and positioning. We are ninety. Five percent confirmed malignancy and it was almost as if i was watching a movie or somebody else. I was expecting this. I knew i to come homing cooking dinner for my kids. Get back to work. The next day. I got into my car and drove home in nyc state and the minute they got home called the meeting with my kids and broke dollars. This is what they found in. We're gonna have to gather together as a team and get through. This and my life changed on that day. Competely competely cancers the journey. It affects a person on every level from a mental state of mind to an emotional state of mind. It's fix the body physically. It debilitates the body search. Ernie you get into complete dock spaces and you can have fine the strength in your veins to pull yourself out to face the next day and what is being my safe said. I fought back on of very strong. Mindset that has kept me going in addition to my a being completely open with my community and in a larger scale my social media community about my diagnosis taking out to people creating awareness encouraging women to go for mammograms is that is being catharsis to be absolutely honest with you in a nutshell.
How Taiwan is dealing with disinformation on Social Media
"Corona virus and disinformation are two of the big challenges that have demanded the world's attention in two thousand twenty in the last days of the year. The news about vaccines for covid. Nineteen seems fairly positive. Even though that news of course needs to be fact checked as well but it may be that. Fighting mass-scale disease is in fact more feasible than fighting mass-scale disinformation but foreign policy magazine has drawn attention to some innov- it's to tackle this information in taiwan including a collaborative fact checking bought created as part of a public private partnership between the taiwanese government and the owners of taiwan's most popular messaging app. Which is called line. Indeed the authors lang and do lay say that in american tech circles. Taiwan has become a model for the fight against disinformation laying a former social media manager and speechwriter for taiwanese president side on when and do on is a national security advisor to the institute for security and technology as well as being an adjunct professor of politics at the university of san francisco. And i'm very pleased to say that. They both join us now on sunday. Extra welcome libby and doer. Thank you for her. It's great to have you. Can i start by just asking you to give us a brief outline libby of what that app line is and why this information on the line out has been a particular concern so in taiwan line is essentially the messaging app more than ninety percent of the population has the app on their phone. It integrates a news platform. It has closed chat groups You can read comics on it really like anything you can think to do on tech app you can probably find a way to do online and i suppose the this information element is particularly important because while we often focus on things like facebook and twitter. It's the private messaging where a lot of this material is distributed. Does that ring true to you. Do one yeah. Domains of new innovation of this digital accountability. Project is that it embodies or would call Distributed of dictation and do is think about the volume of information we face on a daily basis in the information environment right. The volume is so massive we cannot to professional fact checking trying to balk. Wet the rising volume office information and to me. The most innovative side of the story is that let the users have access to fact checking as well as built a database of corrected information so people can easily access such information in a very distributed manner and to me like this kind of distributed authentication is only possible through recall public and private partnership because the skill is only possible when both sides of this equation or together tech companies have tried to solve this problem but essentially they don't have the right incentive structures to do it as long as they have no pr issues and to me. I think that's the main thing. No innovation that the taiwanese government was to crack the code on. Indonesia is also another example but few governments they may talk about triple. Ps but very few governments have been able to crack the code on it. We tend to look at the shiny object right. This bought fact checking infrastructure right but behind that invasion. I think there was a lot of like we. Wholesome political leadership absolutely and there are some really interesting things to explore there. There's the technology but then also the human interaction which you've rightly pointed to do on and the fact that it's done as as a public private partnership as well so let's let's dig into all of those three aspects. Starting paps with the technology libby laying line has a fact checker and fact. Checking is a concept. I think everyone's familiar with these days. But we tend to think of a sort of separate major organizational or unit that does sort of human research and publishes its results whereas online the line fact checker is what you've called collaborative fact checking bought which sounds very impressive. What it means. What is a collaborative fact checking bought. How does the line fact check work. So the basic concept is that this line bought anyone can add it as a friend and once you have it as a friend you can copy and paste any link to a news article or perhaps a paragraph that contains information. You're not quite sure about. And you can send this message to the bought. And then once the bought receives the message. It runs the content that you sent it against the existing database of fact checked information that it has and it kind of spits backout evaluation to you about whether the information is false whether it needs more information to be sure and it also provides related links. Like if you're asking a question about a certain topic and this has been fact checked before they might show you. Oh you might be interested in this factual story right and it's doing all that using in an automated way and the reason that it's collaborative in understanding this that it it's actually pulling more than one fact checking source together. Yes so it's actually with line and then it's with some different third party fact checking platforms As well as taiwanese government so it's cooling essentially these public and private resources together and then making this single that keeps all this information in one place
Trump International Hotel Washington DC sale put on indefinite hold
"It appears the Trump family has put hold put on hold plans to sell the Trump International Hotel in D. C. They asking price had been a $500 million. But people familiar with the talks say none of the bids came close to that in several work for less than 250 million's. Jones Lang and let's sell. The company involved in the sale confirmed to CNBC that efforts to sell the hotel are on indefinite
Hospitals overwhelmed as U.S. sees record new COVID-19 cases
"The coronavirus in this country fronton center in this election, the virus tonight pushing hospitals in some places in this country to the brink, the average of new cases. Now, approaching seventy thousand a day in the US that's the highest yet. And this graph tonight showing cases over time we're now at a third peak moving even higher Friday and Saturday set a record forty, eight hours more than one hundred, sixty, five, thousand new cases in those days alone. This evening more than two hundred, twenty, five, thousand lives have been lost El. Paso Texas with a record breaking number of cases extra beds now intense outside University Medical Center Utah fearing the patient load could lead to prioritizing who gets care I police in Albuquerque cracking down on mass gatherings as cases rise again in New Mexico and there is news tonight on that eighteen-year-old in Ohio College Freshman among the latest to die because of the virus. Here's ABC's Marcus for tonight. Tonight fears of colder weather and more time indoors fueling the spread of the virus. Now, a reality, the country marking the highest number of new cases in a forty eight hour period since pandemic began hospitals in. El. Paso Texas are at capacity medical teams scrambling to airlift critically ill patients to nearby cities and these search tents put to house the staggering influx of covid patients a fairness this. So we realized that this is the unexpected. This is something that we've not had to do before the city urging residents to stay home for two weeks to stop the spread. By next Wednesday we're going to need another two hundred plus. Hospital Rooms, Utah hospitals warning they could soon be forced to ration ICU beds and prioritize younger patients I did not see we were ever going to get to a point where we were going to deny people cater in the ICU age or how sick they are. If that's starting to happen already, we have many many weeks of this surge to go I. AM starting to get concerned that we may get into trouble hospitalizations, hitting records in sixteen states last week death. Now rising in twenty-seven, no corner of the country spared Ohio saw record number of cases over the weekend. But Ohio State football fans spotted crowding together without masks would. Psalm defined. Today officials begging the public to keep wearing masks even when they're uncomfortable. What else is uncomfortable? Being debated. Sheena. Loved one on a ventilator. Dr Anthony Fauci saying maybe a national mandate is needed if people are not wearing masks, then maybe we should be mandating it and tonight in Illinois they are mourning the loss of college freshman. Michael. Lang. who was taking classes remotely the eighteen year old passing away after complications from the virus.
Hospitals overwhelmed as U.S. sees record new COVID-19 cases
"The coronavirus in this country fronton center in this election, the virus tonight pushing hospitals in some places in this country to the brink, the average of new cases. Now, approaching seventy thousand a day in the US that's the highest yet. And this graph tonight showing cases over time we're now at a third peak moving even higher Friday and Saturday set a record forty, eight hours more than one hundred, sixty, five, thousand new cases in those days alone. This evening more than two hundred, twenty, five, thousand lives have been lost El. Paso Texas with a record breaking number of cases extra beds now intense outside University Medical Center Utah fearing the patient load could lead to prioritizing who gets care I police in Albuquerque cracking down on mass gatherings as cases rise again in New Mexico and there is news tonight on that eighteen-year-old in Ohio College Freshman among the latest to die because of the virus. Here's ABC's Marcus for tonight. Tonight fears of colder weather and more time indoors fueling the spread of the virus. Now, a reality, the country marking the highest number of new cases in a forty eight hour period since pandemic began hospitals in. El. Paso Texas are at capacity medical teams scrambling to airlift critically ill patients to nearby cities and these search tents put to house the staggering influx of covid patients a fairness this. So we realized that this is the unexpected. This is something that we've not had to do before the city urging residents to stay home for two weeks to stop the spread. By next Wednesday we're going to need another two hundred plus. Hospital Rooms, Utah hospitals warning they could soon be forced to ration ICU beds and prioritize younger patients I did not see we were ever going to get to a point where we were going to deny people cater in the ICU age or how sick they are. If that's starting to happen already, we have many many weeks of this surge to go I. AM starting to get concerned that we may get into trouble hospitalizations, hitting records in sixteen states last week death. Now rising in twenty-seven, no corner of the country spared Ohio saw record number of cases over the weekend. But Ohio State football fans spotted crowding together without masks would. Psalm defined. Today officials begging the public to keep wearing masks even when they're uncomfortable. What else is uncomfortable? Being debated. Sheena. Loved one on a ventilator. Dr Anthony Fauci saying maybe a national mandate is needed if people are not wearing masks, then maybe we should be mandating it and tonight in Illinois they are mourning the loss of college freshman. Michael. Lang. who was taking classes remotely the eighteen year old passing away after complications from the
South Carolina vs. LSU Football Preview
"Certainly one of the most eagerly anticipated games of the day tomorrow night in Baton Rouge between South Carolina and Lsu. Castaneda joining us from down there Quin. Thank you very very much. Appreciate the time, and it looks like a weather. Is An issue for what's going on down there right now? Well, just for the moment I'm across the street Tiger Stadium's to my left in their facility straight across the street I'm about to record up and advancer for tomorrow and had a little lightening. got. Dark severe winds and pouring but you can see the nicer weather up on the horizon. So things should be back to normal about ten minutes. We'll good because. That is a place that doesn't need Louisiana does not need any more bad weather. Quinn let's talk a little bit before we get to the game just about your job this year it's different I'm sure. A lot of zoom calls a lot of unusual situations caused by the pandemic. How would you describe the the obvious difference between this and every other year you've been on the sidelines for ESPN and ABC. Well, it's taken a lot of the fun out of it taken a lot of the things that I enjoyed get on campus to meet with the coaches to talk to the strength coaches just to get a vibe for how that team's doing and you learn so much whether it's Roman down the hallway and talking to a tight ends coach or bumping into a recruiting intern about video, they just paint so so that. Part of my investigation is is far less exciting. This year there's no social aspects in terms of our TV crew, our TV team so it's just zooms and when I'm on the road I'm the only one here are our broadcast crew will will broadcast this from Bristol. I'm the only one here. So I kind of treat this like I'm a spy, I don't touch anything I talked to strangers and I couldn't. quit. There's always a challenge on the sidelines especially. When there is weather but is it any or how different is it i? Guess I'm trying to ask dealing with the crew. Fifteen hundred miles away or maybe longer or farther right upstairs nothing you can see them but you at least know that they were seeing the same thing you're seeing. Yeah there's a little bit of a time delay in the audio so it can be anywhere from two seconds four seconds. So I've been on a crew with Jason Bonetti and Rod Gilmore. The last couple years Mike spent hot the whole game this year I've changed crews almost every week, and because we're doing it remotely. They can't have my mic on because we'd be talking over each other. So we do it old school and I'll talk to the producer I talked back and say, Hey, after the third down, play I wanNA talk about upon her coming out for hey, if they make a first down here I want to talk about how they're tight ends doing a great job so. Do it old school and go through the go through the producer in the in the remote truck. In order in order to get on air whereas in the past I could just talk and we were seamless. Clean on the sidelines I mean to say the least there are restrictions what are they and how much do you have to tiptoe around? It's really not bad. I mean we won I. Did a game not they actually made me call the game from the stands in the front row was good seat but I really couldn't get a feel for what was going on on the benches since then they've just widened appalled widen areas it's actually easier now because there's less hangers on, there's less alums, there's less NFL scouts until the sidelines are vacant and it makes my job a lot easier. I also feel pretty secure in that the players and coaches have all been tested recently as recently as Friday or Saturday morning. So I, feel good in that regard So it's actually almost easier less fans less crowds more space. Speaking of testing. How often do you have to be tested? we test once a week it's either an ad home test, and then you mail it in test results come back in about thirty six hours or it's an onsite tasks on a Thursday afternoon then you quarantine. And then Friday, they released you so so far knock on wood six for six negative tests. That would be Kinda. Nerve wracking you show up at a game and you have to sweat it out and you hope you don't get a a Nick Sabin positive. Let's talk about the game because. It's a really interesting game. Let's start with South Carolina just your. As I know you do gather as much information as you can you probably would like to. Be Able to gather more in person but. Your impressions of what you've seen to them and and what you expect. Well they beat Auburn as you know, and they got the three turnovers and converted those in touchdowns. My issue was South Carolina's they're operating an offense with very limited downfield wide receiver threats shy Smith is a natural slot receiver. Colin Hill is is working Mike, Lobos offense efficiently and their offensive line in running backs or carrying the day. Okay. That's with this team is I'm not sure they're ever going to be a high scoring team defensively they're really good corners who can shut you down they add to the box so. I think South Carolina given that Lsu has a freshman quarterback. I'm leaning towards them having some success defensively in this ball game. So I kinda like Carolina's ability to negate lsu with a freshman quarterback but Carolina's physical they're tough. They're not nothing flashy about him and I think big plays are hard for them I. Think they have to manufacture find ways to manufacturer big plays but I think this team is definitely moving in the right direction I. Think they've improved each week. And the other side of that you alluded to the quarterback situation team that has struggled mightily on defense quarterback play has been pretty good I. Know I know it's impossible to gauge because we don't really have a lot of information but. What have you what have you been able to learn about where they are right now? Yet, teach gets the start a freshman Ponchatoula high school. He's gigantic six, six, two, hundred and forty two pounds nets down from to sixty s a big toll righty and you watch his high school tapes just drops in the pocket and he conflict the ball and it goes forty yards without him even trying he seems like he's calm. He's Louisiana product of this dream for him the ADRENALIN will be running. Also expect to see, Max? Johnson. The son of NFL, quarterback Brad Johnson a lefty also tall but more of a dual threat and when you think about calling the game around a freshman quarterback making his first start, you know any kind of run game would be beneficial and to put the quarterback in successful positions. Early in the game, get him hit but but get a couple first downs give him some easy throws and I think that'll be on the mind of lsu going to be a little more conservative game plan I'd. Imagine. You know he's got targets downfield terrace Marshall their running game I thought was anemic Missouri game that was the most disappointing part of the game in my eyes Missouri was without three defensive tackles in that game and Lsu had no running game whatsoever good news for the Tigers to get Ed Ingram back at left guard. But this is an offense through the air with Miles Brennan that's been outstanding. But now you've got a new freshman quarterback. So expectations drop again, I'm seeing a little bit more of a lower scoring game here. In Clinton's you've seen them. The. Biggest used on defense. Would give. Horrible And coach today sentence embarrassing. Alignment. Very, often they're they're moving at a snap making checks that is when the coverage changes on the fly because of emotion because of formation change that has been a dismal day of given up big play after big play against Mississippi State, it was more catching and run the air raid defense was was atrocious quite honestly continued to play man defense got shredded by crossing patterns but I was at the Mizzou game and That game was defined by busts. I mean just blatant bus where I got him. No you got to I got you got him guys wide open touchdown in the running game. Their linebackers are not playing physical. They're not playing north not playing north. They're not getting to the line of scrimmage and engaging blockers to waiting for runners they're missing tackles remember the tyler beatty runs Missouri fiscally untouched broke attack Lens. Gone So. Those are the headlines here new quarterbacks for Lsu and a defense that has had no answers.
University of Dayton student passed away due to complications from COVID-19
"Of Dayton, has died from Corona virus complications. The school says. Illinois native Michael Lang died yesterday He was in the hospital for quite a while in school President Eric Spike Spina said in a letter to the school that the school is keeping Lane's family and friends in their thoughts and prayers, laying left school to go home and continue his studies in mid September.
The Hippie Trail Killer Charles Sobhraj
"We're all born with the need to be nurtured and loved we cry out for our parents when we're hurt or when we're scared for those whose please go unheard however, the desire for affection is sometimes unbearable and can lead down a dark road. Charles Sobhraj. Never felt the love and support of a stable family. He was born in the spring of nineteen forty four in Saigon French Indochina better known today as Vietnam. His mother was a shop girl named Chen Lang Fun who went by Noy and his father Hotan Chun Sobhraj was a wealthy Indian textile merchants but the union wasn't to last when Charles was only. Two years old noise took her son away from Hotan after learning he had another wife back in India. Fortunately, for Noye, she found a new start with French army Lieutenant Alfons Doro they fell in love and married in nineteen forty eight when Charles was four but Charles wanted nothing to do with his new stepfather and long to be reunited with coach and his real family. He got his wish in one, thousand, nine, hundred, forty, nine when they moved to France with Alphonse and sent five year old Charles to live with his father. But the reunion didn't go as Charles expected just like his mother Ho Chun had remarried and started a new family amidst the growing number of half siblings. Charles struggled to compete for hotel son's attention and felt unbearably neglected. Vanessa's going to take over and the psychology here, and throughout the episode please note Vanessa is not a licensed psychologist or psychiatrist, but she has done a lot of research for this show thanks Greg unlike some of the serial killers we've discussed in the past Charles never faced physical or sexual abuse. Instead, he endured a different kind of childhood trauma. He was ignored in favor of his half brothers and sisters according to psychiatrist Bruce, Perry, feelings of parental neglect can lead to increased aggression and cruelty. He adds that one of the most disturbing elements of this aggression is that it is often accompanied by a detached cold lack of empathy. Charles started showing signs of this developing aggression over the next three years. He joined a gang of street thugs who attacked and robbed on spending tourists. Unsurprisingly, his criminal activity didn't win his father's affection. In fact, when Noyon Alfons returned to Saigon in nineteen fifty to poach on sent eight-year-old Charles. His mother it's likely that the feeling of being unwanted by both parents haunted Charles for the rest of his life. In Saigon, Charles was still a handful. So in an attempt to curtail the unruly behaviour, Stepfather Alfonse formally adopted Charles, but it made no difference. The young boy was beyond caring about the acceptance of his family worse as he got older Charles started showing signs of Machiavelli Anisim the psychological trait based around manipulation and his favourite victim was his half brother. Andre. Andre, idolized his older brother which made him. The perfect target for Charles's machinations when Charles was ten years old, he convinced two year old Andre to steal from a shopkeeper when the toddler was caught under a confessed to their mother that Charles put him up to it to which Charles proudly scoffed I can always find an idiot to do what I want. It was clear to know that something had to be done before things got out of hand. So in. Fifty Nine Nov moved the family from Saigon to Marseille hoping the change would help to manage Charles's behaviour and further his education she enrolled the fifteen year old and an agricultural school, but it didn't help though he did display an industrious nature that December Charles tried to make some pocket money by selling Christmas cards on the street but his sales tactics were aggressive. The troubled teen was arrested for threatening people with a knife when they refuse to buy his cards in another bid to reform her son noise secured Charles a job at a cafe in Paris perhaps, some menial Labor would straighten him out that year. Charles Bounce from one Parisian restaurant to. Another either working as a busboy or kitchen hand peeling vegetables and washing dishes Charles, hated the work. But no, he refused to let her son slide. He needed structure Charles moved up in the ranks of fine dining and near the end of nineteen sixty became a busboy at la, Cupola of favorite eatery for the Parisian elite according to journalist Thomas Thomson at La cooply. Charles caught glimpses of high society from his place in the back. Those few seconds is the kitchen door flapped open were enough to inspire Charles to strive for more to be rich like them,
Federal officials stockpiled munitions, sought ‘heat ray’ device before clearing Lafayette Square, whistleblower says
"So We're learning more these about air, small what federal businesses authorities of were these thinking air bars and restaurants and planning and retailers just before Lafayette also Square the airlines. in the nation's capital Anyone was who's cleared really of reliant protesters on back travel in June, these all days for President is Trump that to some walk across risk the there street some and beneficiaries hold a Bible of in that front as of the well. church. For those, Arrest of laying for example is following of Mike the story do for the business Washington Post with and people spoke who with are Como's making below. road Neil trips. Marissa, It seems Where as though federal officers you know there's a were perception preparing for and probably quite reality a confrontation that we're There safer they seem if we stay to have within been. the They confines were trying of our own to automobile. paint a number On of the different other hand, weapons. Tom of there And are we just interest found out that rate they were sensitive also stockpiling sectors on the housing live ammunition. sector is really Thousands at the top of rounds of the list of live that ammunition are benefiting from the environment in the D. C armory. that is a feature Now, perhaps of low more eye interest opening rates and record we're hearing low mortgage about, rates. We you know, deafening highlighted devices that in our story and even about a great heat dot Ray. com with That the is record right. low mortgage Yes, rates once but again, there's and two that's different course devices set off a that refinancing Department boom, of Defense officials even were with asking millions about. of Americans who could still Right before better these off that from protests refinancing onto you. and shop, First. several One of them is $2 L off rad, their monthly which a payments long range here, acoustic all right, device And let's talk that a is little actually bit about pretty common what has to not have happened a protest. in Washington It can regarding in the the very economic definite relief measure. your Not piercing only is noises. that an To disperse issue as crowds, millions of Americans but more often are it's still without used to make those benefits, loud but also announcement. we've got the shutdown So, looming. for example, Yeah, I'm reminded at a protest of for things they're allowed. my elementary People chanting school criticism L Rod from teachers could be used said to make I announcements was not for living up many to my blocks potential. that people It could feels hear like elected that officials what was in less Washington surprising Commies are following in that the heat model. ray that You know, would we have be called the active Economic denial relief system. legislation that really does need to be That passed is a to continue weapon the that was developed heightened A number of on years a point ago of benefits that that relies payroll protection on technology program very similar plenty to of microwave. need out there. There Send has out these been, I invisible would say some improving beings. rhetoric And if you're on caught all sides in it here lately, heats up the president's the water signaling molecules that he'd in be willing their skin. to sign something well And about make what it the Senate feel had like failed to your advance. skin is burning. We'll Is see whether there any they sense make progress as to why such and oh, a by drastic the way steps were being looked funding at? the You know, federal it's government hard is slated to say to run out and this but mark, way I think they in the will early end up days passing of the a protests continuing resolution out here in D. to C address and that. Alright, there has Mark. Thanks been as some always, unrest for your in insights the nights before that there is was Mark a fire. Hamrick, senior There was economic looting, vandalism, analyst etcetera. for bankrate dot A com. number And of that's cities Como's on Tom at Hudler. the early Come days on news of these time. cursed 1 50 back in Time late for your May or Propel early Insurance June. Money update. And Technology federal shares officials led have stocks said to a that broadly they lower were preparing finished for today escalation that out Jones industrials in part dropped 130 because of that, points But the S on and P the 500 day that this these will 2 happen 28. June The 1st tech heavy NASDAQ the protests composite for slid 140 By and large, peaceful. or one By all and a accounts, quarter percent. folks out there were Among singing the day's and chanting. notable decliners was There a was software no looting. stock that There were a took lot of more self policing than more than happening. doubled in Protestors price in its yelling market at each other debut yesterday. for throwing items Shares that police of Cloud officers Computer Company and Snowflake then when The tumbled rapid 10.4% escalation happened on today. the ground. It was First actually well ahead Solar of has nighttime. announced a It wasn't secondary dark at offering the mayor's some curfew 8.6 hadn't million taken shares effect. So its it's really stock unclear being sold what by an early investor they were planning and for what the solar they panel thought company won't they would need. receive These any devices proceeds for from the sale. you know the ammunition might be First easy enough solar to get. shares But today did they skidded get either 11%. of those other devices? That's your money As now. far as I could tell? They did No not. man. They were asking No woman around different agencies, no one see if anyone left had behind it, but Right for now. It the V doesn't F appear W that they were able It's a to credo obtain either that one. stands Have along we heard after anything our in fighting terms of a days response are over to these requests because our To service this point, never the stops. has Natural We're resources still serving, Committee of Congress which is why is we pledged you are to help doing our it own ongoing investigation. no matter where they That's are in part or when why they need some of us, these allegations came standing to the surface. in lockstep The person with who those brought who forward stood is so a whistle courageously blower in the case, for everyone even major else. in the DC National It's what Guard. makes us the V Says F he was W pretty appalled by Learn what more he saw on at the ground, V f w so lawmakers dot org's are looking into it. I know that Hi. I've heard today I'm Dr from Anita a number Chandra of folks who with are today's tip appalled for kids by what from they're the American hearing. Academy of So Pediatrics sure this is not the last to keep your we'll hear family about healthy all of this. and safe. That's Marissa It's important Lang read to be ready. more online If disasters at washingtonpost happened. dot
Lange Twins Old Vine Zinfandel 2017
"Cheap. Wine. Dot Com. Review we put on the. CHEAP WINE FINDER DOT com website Levin years, and going strong. And today we have. Wine. Let me grab the bottle of lane twins. State. Older, by Zinfandel. Lodi. LISTSERV fifteen dollars and I found for twelve ninety nine for this is not an expensive why? And the stateline they own. Several vineyards. ONUM. It's all bears and the Lodi Appalachian, which is the Central Valley. Most. Most wind come from the coast central coast to coast. Lodi Clarksburg are a little bit of different they're. there. They're in the river valleys to the San Pablo Bay, which is the northern part of. This is a fairly well, I wanted to state wine. Not, single vineyard state by. The Lang twins are actually identify wins the. Fourth Generation. Family started. Farming in Lodi in the eighteen seventies in their first vineyard and the ninth eighteen sixteen. which is not that unusual. If you look you look into some of these big name Lodi. wineries they go back a hundred hundred and fifty years. Fairly regular basis and while there are wineries, other Appalachians have. Long Histories. Load is everywhere. and. Why is old vines? And there's a wine axioms. Wine Grapes half the struggle. To become. Complex. And best vineyards in the world are some of the worst land. Almost. No nutrients wraps through. No moisture. Justice not. Survive and thrive. Old Vines since they're old and. On their own without having any additions around them. So you KINDA GET A. Rape fine that is doing what you wanted to do. Donna dependent. From where what? Agriculture land is around. Old Lines are. kind of like highly sought after. These low dial binds are from. Before prohibition and they made communion wines. Church. Oceans communion wine. During prohibition. Kept him going and then the white Zimba trades the sixties planted. Zinfandel everywhere I just keep up the craze in those vineyards which are so so back mid day are sixty seven year old vineyards that are kind of. Little, jewel? How is the? State. Just. Kind of. Like about Lodi. There's a dealt with the same. There tends to be a bit of. A BIT OF A. Local resemblance or they're kind of. The kind of the middle I really liked that. Really High in Norman's infant infantile snappers those fast robles. Tend to, be more classic. Like it when you get this rougher edge to not a lottery rough that just just a little bit. That's my favorite. They tend to be less expensive on top of and there's a lot of great simple producers in California. Really great producers in California. Lodi does a for me may not prices usually right I'm gonNA, take a SIP. Tend to be less expensive clean here you get a single vineyard away a state multiyear Weinberg Thirteen. Don't really find that with some of the bigger producers, their winds there. Are More expensive to not only is it a style that I liked? Cheaper and we actually won DOT com. Also. There you go.
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"Has done for decades even if the reserves were depleted it was still maintain payments to beneficiaries. However the amount of monthly income they would receive might be reduced so workers at every age has to take control of their financial future at Jennifer laying financial services dot COM. We offer a free complimentary consultation and we can help you with no market risk. Retirement planning strategies along with asset management for your stock portfolio stock portfolio..
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"Take early qualified or required distributions from a 401k retirement plan or an IRA you can face tax penalties of ten percent to fifty percent if you don't understand and follow these 401k withdrawal rule to protect your retirement savings under the age of fifty nine and a half you could consider an inservice rollover through a qualified distribution..
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"And they always grow tax to for because taxes are another enemy of growth causing losses to your account Jennifer not. Everyone can afford a financial adviser from Wall Street. But I remember hearing a quote about Warren Buffett who is wanted a richest man in America. Who said there are two rules that every investor should live by? The first rule is never lose your money. The second rule is never forget the first room. Yeah Warren Buffett. The Oracle of Omaha is funny. He's funny too but he's serious because losses are never good and no losses of any kind or allowed in our retirement preservation strategies with our no market risk plans you gain when the market game and you do not news when the market goes down. In fact I can show you examples highlighting the possibility of gaining even though losing market. You can never lose to market losses and this is guaranteed by multibillion dollar A. Rated Company so after a down you'd never have to take even more risks trying to get back to even because you never took a loss in the first place once the market starts going up again. You get a nice portion of the game. The bottom line is that the clients we work with are people who have money. They can't afford to lose. It's important it's so important to remember that making money is not trying to get back to. Even it's gaining while never losing money in the first place we can structure plans with penalty free exits and rollover strategies to maximize your gain. Jr and remove risk of lot. So how does a person know if no market risk retirement planning is right for them? That's a good question. Now when I speak with clients I usually ask each one of them. If they're ready to give up the worry and anxiety for some security and safety and here's another question ask how much of your money is currently in the market fifty percent eighty percent all of it. Did you make a conscious decision to have that? Particular percentage exposed to market risk. Or did it just. Oh just sort of happened now. There's a reason I'm asking as I've said before the markets go up and the markets go down. How much of your life savings you allow to be? Exposed to market risk is a very important consideration. That is why I strongly encourage everyone to think about their money in terms of colors for example red money and green money now as I read. Money and green money may sound odd. But I believe that they'll help us understand a very important concept. Red Money is money that you are willing to expose to market risk in hopes of higher returns you accept the possibility of losses even significant losses in hopes of greater game red money is is exposed upside and downside market risk. Green money on the other hand is about safety and security with Green Money. You are not willing to accept the risk of loss so instead you are willing to accept a lower return in exchange green money does not have downside market risk so red money is exposed to upside and downside market risk and grey money has only upside market potential which one is better well in the real world. There is no right or wrong answer because neither one is inherently good or bad. It really all depends on a person's risk tolerance the real questions you should ask yourself are what percentage of my money should be in red money. And what percentage of my money should be in green money..
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"Welcome to independent wealth. Planner strategies with Jennifer Lang helping pre retirees and retirees build preserve and protect their financial assets. You today's volatile markets. Welcome to today's Webinar. I'm mike pain and your host for today. Is Jennifer Lang? Jennifer is an author speaker and a licensed financial services professional. Who found her love for financial literacy the hard way her career goals were on track as she tackled the hustle and bustle of working in New York City as corporate manager. That is until life through her a curveball. That would change her direction. Her mother became ill and Jennifer only had one choice. She left New York and became her mother's full time. Caregiver was during this ten-year period that Jennifer learned firsthand the importance of how life insurance protects individual and family while they're alive as well as having long term care benefits in place can empower family members and relieve burdens. She found a new passion and purpose to help the underserved. Middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently. She works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities she is contracting through one resource group and you can contact are through her website. Jennifer Lang financial services DOT COM so without further. Ado Jennifer take it away. Thanks Mike I like to welcome and thank everyone for attending today. My Name's Jennifer Lane and this Webinar is being recorded and will be available for rebroadcast leader on so please submit all questions via our website. Jennifer Lang financial services dot com. Today's presentation is going to be a little different. We'RE LAUNCHING OUR FINANCIAL EDUCATION E book series and volume. One is now available on my website for free. It's entitled how women can prepare for retirement now at today's presentation is going to be a replay of a phone interview. I DID WITH MARCUS. Heart on the transform. You Network so if you have any questions or concerns. During the course of his presentation I invite you to take advantage of our complimentary phone consultation during the consultation. We can discuss your questions and begin the process of helping you develop a financial strategy customized your goals and time horizon. So let's find out all about the book. Hello and welcome here with our guest Jennifer Lane. By the way I'm Markus. Jennifer is an asset in retirement protection company. Specialists Jennifer specializes in work with people who are near retirement or already retire we wealth management income plan and asset protection strategies and..
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"Hey guys this is Jennifer lank and I'm the host of independent wealth planner strategies with Jennifer Lang an estimate implies. We're going to talk about money but more importantly how to protect and grow your money without stock market risk and I get not. Everybody can afford a financial adviser from Wall Street and a lot of people struggle with debt. And don't have a savings. Well I WANNA help you with that. So join me on spotify anchor F. M. Iheart radio wherever you get your podcast fix. We've got a lot to talk about that. Independent wealth planner strategies with Jennifer Lane. See so welcome to independent wealth. Planner strategies with Jennifer Lang elbing pre retirees and retirees build reserve and protect their financial assets. He'd today's volatile markets. Welcome to today's Webinar. Might pain and your host for today. Is Jennifer Lang? Jennifer is an author speaker and a licensed financial services professional. Who found her love for financial literacy the hard way her career goals were on track as she tackled the Hustle and bustle of working in New York City as a corporate manager. That is until life through her a curveball. That would change her direction. Her mother became ill and Jennifer only had one choice. She left New York and became her mother's full time caregiver. It was during this ten-year period that Jennifer learned firsthand the importance of life insurance protection individual and family while they're alive as well as having long term care benefits in place can empower family members and relieve burdens. She found a new passion and purpose to help the underserved. Middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently she works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities she is contracting through one resource group and you can contact her through her website. Jennifer laying financial services DOT COM so without further. Ado Jennifer. Take it away. Thanks Mike. I'd like to welcome in. Thank everyone for attending today. My Name's Jennifer Lane and this Webinar is being recorded and will be available for rebroadcast later on so please submit all questions via our website. Jennifer Lang financial services dot com. The Chad is open. So tell me. Your name and where you're from and I'll get to questions as time allows. I see some names in the chat box already. Hi Denise from Louisiana good to see you Tasha from Ohio. Good to see you too. I SEE CHRISTOPHER FROM UTAH. Glad you made it awesome. Well thank all of you for joining. Today today's Webinar is entitled Investment Strategies for.
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"She found a new passion and purpose to help the underserved. Middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently. She works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities. She is contract one resource group and you can contact her through her website. Jennifer laying financial services DOT COM so without further. Ado Jennifer. Take it away. Thanks Mike. I'd like to welcome and thank everyone attending today. My Name's Jennifer Lane and this Webinar is being recorded and will be available for rebroadcast later on so please submit all questions via our website. Jennifer Lang financial services dot com. The Chad is open. So tell me. Your name and where you're from and I'll get the questions as time allows. I see some names in the chat box already. Hi Denise from Louisiana good to see you Tasha from Ohio. Good to see you to some. I C- Christopher from Utah. Legitimated will thank all of you for joining today. Today's Webinar is entitled are Fixed Index Annuities Prime for growth in his Mike mentioned. A person can either learn things that easy way or they can learn things the hard way in my case when my mom got sick. I learned the hard way I like. Most people thought that life insurance was just something you had in order to pay for a funeral. I didn't know that it was such a powerful wealth accumulation in protection vehicle. So I do these webinars and I speak the businesses and organizations because I want to help as many people as I can reach their hopes and dreams and boy that financial learning curve that I went through. So let's jump in. We did a survey and we asked consumers to create the ideal financial product to help them during retirement. We wanted to see what kinds of things might they ask for? And these were their responses. I want guaranteed income every month. Just like a pension. I don't WANNA run out of money even if I live until one hundred. I don't want to lose any money period over to get everything out that I put in. I don't WanNa lose money when the stock market takes a dime and I don't WanNa miss out on getting when the stock market is doing well. Either if I die before retirement I want to be able to pass money onto my kids. Grandkids favorite chatter charity etcetera and a want access to some or all of that money in case something bad happens and without their knowing. They actually described in index annuity. So let's talk about. What a fixed. Annuity is and how they work now. If you're looking for safer financial instruments other than the stock market gamble a fixed index. Annuity may be of interest to you. The number one thing to bear in mind is that annuities are not for investors annuities are for savers got it saving versus investing requires two totally different mindsets fixed indexed annuities allowed to keep your hard earned money protected while enjoying tax deferred equity index linked asset growth potential with a fixed index annuity. You'll have the ability to take advantage of index performance tied growth retain your money growth avoid risking assets and follow. Tau Investments like stocks and prepare for financially confident future. So let's start with the basics. What is a fixed annuity? A fixed annuity is an interest. Paying contract issued by an insurance company. The categories of annuities can be either deferred or immediate like other annuities. A fixed index. Annuity is an insurance contract you own. It's a fixed. Annuity which earns interest provides benefits to the performance of an Equity Index. Examples of indices are the S. and P. Five hundred the Nasdaq or the Dow Jones Industrial. But there are several others five thousand to be exact so to be clear. Fixed index annuities do not directly participate in any financial markets. The value of the index may be tied to a stock index or another index when the index records positive change. The interest is credited to your annuity value. This interest rate is calculated using a formula based on equity index changes. It also comes with a minimum guaranteed interest rate so your principles as protected in the event of negative index changes to recap a fixed index. Annuity is a contract between you and an insurance company. You pay premiums and the issuer promises to make periodic payments to you in the future premium payments can be made in one lump sum or in installments over time. Now One of the biggest myth about fix six index annuities is that you can compare them to the stock market when in reality despite the temptation comparing these two investments is not an apples to apples. Exercise it's more like apples to oranges fixed index. Annuity don't actually participate in the stock market as say a mutual fund would by definition a fixed index. Annuity provides principal protection in a down market and some opportunity for growth something. The stock market isn't designed to provide the interest a fixed index. Annuity earns does not come directly from the stock market instead. Vix index annuities credit interest based on the movements of a key stock market index. So does the S. and P. Five hundred the Dow Etcetera excluding stock market dividends. So again to be clear. A fixed index annuity does not include dividends that you might otherwise earned from equity market investments. But this also means that your money inside a fixed index. Annuity will never be exposed to stock market risk. The trade off of less growth potential in exchange for principal protection is one of the hallmark features of fixed indexed..
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"So to recap plant financially today Tariq the benefit later make strategic financial plants. Such as stop living from paycheck to paycheck saving the three months. Pay always say the maximum when you can and reach out to a financial professional if you need help at Jennifer lying financial services dot com. We know that financial planning and saving for retirement can be complex. We will work with you to find the best insurance back product that will not only protect your principle but provide you tax free retirement income living benefits and the ability to leave an inheritance to your heirs. We have a team of great agents that will walk you through the entire process. Our agents have helped act hundreds of individuals mood their retirement savings into the safety insecurity of index universal life policies and annuities. Contact us. ACIDINI if you're ready to start contributing to your own retirement savings account you can get started saving with as little as one hundred dollars a month and we can show you your options to ensure that you are on the right track log onto Jennifer Lang financial services dot com and simply request a free. No obligation consultation will be happy to help you all right well unfortunately limited by time. But you'll be able to view articles and learn more about life insurance and retirement planning from my side. We have loads of information content available for free which will not only help to increase your knowledge base. But save you a Lotta time you can also watch and listen to more podcast episodes episodes from our homepage. So don't forget the license so for your next step contact us in schedule a free phone consultation we handle 401k rollovers Roth IRA conversions and life insurance retirement planning thank everyone for attending and have a great day until next day your bureau employers lawyers are offering peniche and these if you own a business chances are you're caught between a rock and a hardly you WANNA keep operating in cost but you also want to help your employees Jennifer Mantle services dot com. We've got you covered With Life Insurance options that can provide benefits than a traditional 401k. We will work with you to find the best planned to fit your retirement visit US online and Jennifer lame answering services dot com. Protect your retirement. From the and to market downturns we offer annuities or incapable and no market risk retrial. Planned visit US services.
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"Should they lose a source of income due to illness disability for even more and this is where the importance and the why of mortgage protection insurance comes mortgage protection insurance insures that your loved ones can continue paying more niche faith in the event of your untimely passing never having to deal with the fear of losing using their home mortgage protection. Insurance is a smart strategy to help protect your mortgage a Jennifer Lane financial services services dot com. We have agents available in your state contact us today. Jennifer Lang financial services dot com welcome to independent wealth planner strategies with Jennifer Lang elbing pre retirees and retirees build preserve and protect their financial assets. Today's volatile market Welcome to today's Webinar. I'm Mike like pain and your host for today's Jennifer Lang. Jennifer is an author speaker and a licensed financial services professional. Who found her love for financial literacy the hard way her career goals were on track as she tackled the Hustle and bustle of working in New York City as a corporate manager? That is until life through her a curveball. All that would change her direction. Her mother became ill and Jennifer only had one choice. She left New York and became her mother's full time caregiver. It was during his ten year period that Jennifer learned first hand the importance of how life insurance protecting individual anti-family while they're alive as well as having long term care benefits in place can can empower family members and relieve burdens. She found a new passion and purpose to help the underserved middle class protect against the emotional physical physical and financial stresses caring for their loved ones. Currently she works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities. She is contract or one resource group. And you can contact her through her website. Jennifer Lang financial services dot com so without without further ADO Jennifer. Take it away. Thanks Mike. I'd like to welcome and thank everyone attending today. My Name's Jennifer and this Webinar is being recorded in will be available for rebroadcast later on so please submit all questions via our website. Jennifer Lang Lang financial services dot com. The Chad is opened. So tell me Your name and where you're from and I'll get the questions. This time elapsed. I A see some names in the chat box already. High Thomas From Virginia. Good to see you Teresa from Arkansas. Get to see too awesome. I see you Joseph from Ohio. Glad you made. It will thank all of you for joining today's this. Webinar is entitled financial. Planning for millennials no market risk tax free retirement solutions. Now it is Mike mentioned. A person can either learn things that easy way or they can learn things the hard way and in my case my mom got sick. I've learned the hard way I like. Most people thought that life insurance was just something you had in order to pay for funeral. I didn't I didn't know that it was such a powerful wealth accumulation and protection vehicle. So I do these webinars and speak to businesses and organizations Sion's because I want to help as many people as I can reach their hopes and dreams and a void that financial learn curb that I went through so so let's jump in millennials face the most uncertain economic future of perhaps any generation in America since the Great Depression three decades of stagnant wages were followed by the recession in the year. Two thousand which left over fifteen percent of those in their early we twenty out of work and the income and the net worth gap between the rich and the middle class is at its highest level in the past. It's nine years though. The job market has improved in recent years millennials face wage stagnation. Thanks in part to a twenty twenty year. Trend of decreasing labor market mobility labor market mobility started to stagnate in the year. Two thousand just says the oldest millennials were entering the job market when workers. Don't move around but from job to job and from region to region employers. I have more power when go shading wages which translates into employees getting paid less and unfortunately for young people well whose careers coincided with this trend. It's difficult to make up lost earnings from early slow years. The effect of initially low learnings is compounded when subsequent raises are lower and people are less able to save and invest in ways that would provide income in the future after this financial reality. The record amount of de mainly from student loans that this generation is caring and you had the makings makings of severe economic dilemma. As the adage goes the longest journey begins with a single step. Make make the first step a good one by getting a handle right now on where you've landed financially so you can start building for the future. So let's look at where we are. Look at our struggles. Look at some solutions and take some strategic actions. Many millennials have a hard time finding a job after college especially one that can pay the bill when it comes still looking at the top three financial struggles of millennials you have student loans miscellaneous debt and in some cases low wages ages according to a recent survey more than half of millennials that actual number is fifty five percent. Don't don't have a retirement savings account such as a 401k or an IRA not to be overlooked a full forty. Five percent of millennials do have a retirement account but opening an account is only the first step twelve percent are not actively contributing to their retirement account. Study after study shows that the sooner you begin saving for retirement the more money you will accumulate for. Oh retirement that's due to the miracle of compound interest which takes regular investment contributions and uses them to feel retirement account account growth. Well as long as you don't take money out with retirement fund of coupes now. This short video explains the power of compounding interest is compound interest the greatest invention the world has ever seen Albert Einstein's alleged response when asked Mr Einstein. Would you consider to be man's greatest invention he didn't reply the wheel. The lever for the theory of relativity equals MC squared. He's reported to have said compound compound interest. Once you understand power of compound interest you'll be the equivalent of an Einstein among a group of family personal friends but koby laws for just just a moment while we explain how compound interest works. Bring out the Chalk Board. And let's breakdown. How compound interest can add your piggybacks interest starts compounding once it's calculated incubated and added to the principle of an investment? All past interest received also earns interest. This is an important concept for investors. Here's a practical example. Imagine the fictitious patty goodyear investing two thousand dollars a tire store and earning ten percent. Return each year that investment if she was a twenty one year old woman and who invested the two thousand dollars until age sixty five she would have over one hundred and thirty two thousand dollars to spend a retirement if the same patty. Goodyear was a fifty year old woman. Investing being the same two thousand dollars at ten percent each year until age sixty five she would only have about eighty three hundred dollars to spend your retirement that reveals powerful value of compound interest the above example also demonstrates to essential points I compound interest isn't important investment tool and second. It's it's even more powerful. When investors time on their side that's because the measurement of time plays a significant role and compound interest calculations? The old saying that the rich getting richer is mainly based on the concept of compound interest if investments are allowed to continue to grow over extended timeframe without reducing the principal or interest Christain Feinstein compound interest is. The greatest invention world has ever seen so it's time to take action action. That means we have to be intentional when saving money. Here's a question. What are the the three things we need to know about saving while number one interest rates? Rack up too much debt number. Two the best time to save is now and then number. Three saving should be a daily conscious habit. That being said let's take a quick look at the spending. Habits of millennials millennials spend more on comforts and conveniences cases such as sixty percent of millennials spending more than four dollars on a single coffee. Seventy percent of millennials will spend a little extra to eat at the hip restaurants in town and then sixty nine percent of millennials by closed for reasons beyond basic necessity. Therefore eighty five percent of their money. Goes to buying stuff and fifteen percent of their money goes to ensuring for their future. Now let's look at some characteristics of money smart people money. Smart people are future oriented. They are calculated. They are patient and they are able to delay gratification so water what are three habits of money. Smart people remember saving is a habit right so money smart people they plan and budget wisely. They live within their means and they always find additional income sources. and Yes promise you you gotta you got it right you gotTa have that side Hustle. So where should your money go every month. Because because we've all had those w two moments when we look at our yearly W to ask. Where did all this money go right? And when you're getting started you need to make sure you are covering four thing. Okay Number One your Emergency.
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"Begin receiving distributions solutions later you can also buy limited rider options for things like inflation adjustment and return of premium which increased overall cost of purchase. Note that with qualifying longevity annuity contracts or with culex there are no variable interest rates participation rates floors or ceilings as you'd see with variable index or buffer annuities. So what is it Q.. Do for you. How does it help you? Well a qualifying on jeopardy annuity contract. Let you shift some of the money in your qualified retirement account into an annuity. Neth why would you WanNa do this. Well there are two main reasons. I you can. delay required minimum distributions. Those arm deeds on the money in your Kulich culic with out of Hugh lack. You'd be forced to start taking distributions. Based on the total value of your retirement account at age aged seventy two remember formerly under the old law. It was seven and a half and then paying income tax on those distributions. You're being shins. Many individuals don't need distributions at that age and don't want to pay tax on that money yet with a Q.. Lack you won't have any are. MD's on premiums paid until age eighty five the second reason well in a word uh-huh longevity if you are worried about outliving your funds A. Q.. Lack solves the problem and provides guaranteed monthly income. As long as you live. Plus you get the amount you promised et purchase no matter what's what's happened to the stock market or interest rates in the enter your affectively transferring that risk to the insurance insurance company. Okay so what changed for Twenty Twenty well the irs increase the dollar limit on on allowable premiums paid as of January first twenty twenty. The IRAS increased the lifetime limit from one hundred thirty thousand one dollars to one hundred thirty five thousand dollars the maximum amount you can pay in to a key. Lack is now the lesser of either one one hundred thirty five thousand dollars or twenty five percent of your aggregated traditional. Ira Count as the prior December. THIRTY FIRST STATE STATE MINUS PREMIUMS PAY for other qualifying longevity annuity contracts and some cases we found that many many clients don't necessarily need there are MD's for day to day use and are more interested in using the funds to leave a financial santeuil legacy. We now have insurance back products that are designed to not only help you comply with the rules around arm dis but to also help address the impact of taxes while also helping you use the R.. MD to your advantage to leave a financial legacy into your beneficiaries. Our annuity products offer a variety of indexes and crediting methods or index allocations as well L. as a fixed interest allocation offering retirees potential to continue to grow the financial legacy while helping to address the the impact of taxes. In addition to offering a tax deferred growth opportunity are annuities protect principle and credited edited interests which helps ensure your legacy is protected from market downturns so to recap plan ahead headed. It's wise to plan ahead and prepare for RND to avoid any last-minute mistakes at year end if you've missed the December thirty the first deadline or failed to withdraw the proper amount. You may have to pay an excise taxes to the IRS which could be up to fifty percent of the amount. You didn't take out so number one. Determine your personal our. MD deadline for qualified plans. If married trade your spouse should also determine their deadlines be sure to include. IRA's Roth IRA's and qualified plans. That you aunt I ant or your spouse inherited number to estimate the armed mounts and whether you will use them for retirement income or was set them aside for future savings or legacy clans third consider various financial strategies and products for those are. MD's you you do not need for retirement. Income such as gifting savings non-qualified annuities or other investing and then fourth meet meet with a financial professional and tax adviser who have knowledge of the arm De Rules and additional possibilities for your MD's Jennifer Lang financial services dot com we know that the RND and distribution phase of retirement can be complex. We will work with you to find the best insurance back product that will not only protect your principle but providing guarantee lifetime income long-term long term care benefits and ability to leave an inheritance to your heirs. We have a team of great agents that will walk you through the entire process hits. Our agents have helped hundreds of individuals move their retirement savings into the safety insecurity of an annuity. Contact us today. Hey if you are recently retired or have stopped contributing to your retirement savings accounts we can show your options to ensure that your retirement is eh hassle free and predictable as possible log onto Jennifer Lane financial services dot COM and simply request a free no obligation phone consultation. We'll be happy to help you alright. Well unfortunately I'm limited by time but but you'll be able to view articles and learn more about life insurance and retirement planning from my side. We have those of information content available for Free Rave which will not only help to increase your knowledge base but saved the amount of time you can also watch and listen to more podcasts episodes. It's from our homepage. So don't forget to like a sincere so for your next step contact us and schedule a free consultation consultation we handled 401k rollovers Roth IRA conversions and life insurance planning thank everyone for attending and and have a great day until next time. Have you ever walked into a store and had a salesperson. Try to sell you something. That didn't quite it. Just because that's what they had in stock. Well when you buy life insurance directly from an insurance company or from an agent who only represents presents one company you can only get what they have to offer. You're buying my insurance right off the rack. Here's a better idea. Contact Attack Jennifer Laing financial services dot com where independent agency and we represent many insurance companies. So we can find life insurance sure and that is the right fit for you and at a price that fit you to log onto Jennifer Lang financial services dot dot com and Jennifer Lang financial services dot com we. Fine great insurance quotes..
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"Can also buy limited writer. Options for things like inflation adjustment and return of premium which increased Overall cost of purchase. Note that with qualifying engevity of new any contracts or with Q.. There are no variable interest rates participation rates floors or ceilings as you'd see with variable index or buffer annuities. So what is a Q.. Like do for you. How does it help you? Well qualifying engevity annuity contract. Let you shift some of the money in your qualified retirement account into an annuity. Neth why would you WanNa do this. Well there are two main reasons. I you can. delay required minimum distributions. Those arm deeds on the money in your Kulic Hewitt without pugh lack you'd be forced to start taking distributions. Based on the total value of your retirement account at age aged seventy two remember formerly under the old law it was seven and a half and then paying income tax on those distributions solutions. Many individuals don't need distributions at that age and don't want to pay tax on that money yet with a Q.. Lack you won't have any are. MD's our premiums paid until age. Eighty five the second reason. Well in our word uh-huh longevity if you are worried about outliving your funds A. Q.. Lack solves the problem. It provides Guaranteed monthly income. As long as you live plus you get the amount you promised at purchase no matter what's what's happened to the stock market or interest rates in the Inter. You're affectively transferring that risk to the insurance insurance company Okay so what changed for twenty twenty. Well the IRS increase the dollar limit on on allowable premiums paid as of January. First Twenty twenty. The IRAS increased the lifetime limit from one hundred thirty thousand one dollars to one hundred thirty five thousand dollars the maximum amount you can pay in to a key. Lack is now the lesser of either one one hundred thirty five thousand dollars or twenty five percent of your aggregated traditional. Ira Count as the prior December thirty first state state minus premium pay for other qualifying longevity annuity contracts and some cases. We found that many many clients don't necessarily need there are MD's for day to day use and are more interested in using the funds to lead a financial santeuil legacy we narrow have insurance back products that are designed to not only help you comply with the rules around arm dis but to also help address that impact of taxes while also helping you use the R.. MD to your advantage to leave a financial legacy into your beneficiaries. Our annuity products offer a variety of indexes and crediting methods or index allocations as well L. as a fixed interest allocation offering retirees that potential to continue to grow the financial legacy while helping to address the the impact of taxes. In addition to offering a tax deferred growth. Opportunity are annuities protect principle and credited. You did entrance. Which helps ensure your legacy is protected from market downturns so to recap plan ahead headed it's wise to plan ahead and prepare for? RND to avoid any last-minute mistakes at year end if you missed the December thirty the first deadline or fail to withdraw the proper amount. You may have to pay an excise taxes to the IRS which could be up to fifty percent of the amount. You didn't take out so number one. Determine your personal our MD debt by for qualified planets. If married trade. Your spouse should also determine their deadlines be sure to include. IRA's Roth IRA's at qualified plans that you aunt aunt or your spouse inherited number to estimate the armed mounts and whether you will use them for retirement income or was set them aside for future savings or legacy clans third consider various financial strategies and products for those are. MD's you you do not need for retirement. Income such as gifting savings non-qualified annuities or other investing and then fourth meet meet with a financial professional and tax adviser who have knowledge of the RFID rules and additional possibilities for your MD's Jennifer Line financial services dot com we know that the RND and distribution phase of retirement can be complex. We will work with you to find the insurance back product that will not only protect your principle but providing guarantee lifetime income long-term long term care benefits and ability to leave an inheritance to your ears. We have a team of great agents that will walk you through the entire process hits. Our agents have helped hundreds of individuals move their retirement savings into the safety and security of an annuity. Contact us today. Hey if you are recently retired or have stopped contributing to your retirement savings at camps we can show your options to ensure that your retirement is eh hassle free and predictable as possible log onto Jennifer Lane financial services dot com and simply request free. No obligation consultation. We'll be happy to help you alright. Well unfortunately I'm the mid by time but but you'll be able to feel articles and learn more about life insurance and retirement planning from my side. We have those of information content available for Free Rave which will not only help to increase your knowledge base but saved the amount of time you can also watch and listen to more podcasts episodes. It's from our homepage. So don't forget to likened since year so for your next step contact us and schedule a free consultation consultation. We handled 401K rollovers Roth IRA conversions and life insurance. Planning thank everyone for attending and and have a great day until next time. Have you ever walked into a store and had a salesperson. Try to sell you something. That didn't quite it. Just because that's what they had in stock. Well when you buy life insurance directly from an insurance company or from an agent who only represents presents one company you can only get what they have to offer. You're buying my insurance right off the rack. Here's a better idea. Contact Attack Jennifer Laing Financial Services DOT COM. Where an independent agency and we represent many insurance companies so we can find life insurance sure and that is the right fit for you and at a price that fit you to log onto Jennifer Lang financial services dot dot com and Jennifer Lang financial services dot com we? Fine great insurance quotes.
"lang" Discussed on Here's The Thing
"lang" Discussed on Here's The Thing
"I'm Alec Baldwin and you're listening to here's the thing long long had barely hit puberty when he and his father landed in Philadelphia from Shenyang the Curtis Institute of Music awarded long full scholarship but teenagers still need a high school education. I still remember my first day. If it had alpha in high school and I went into the class and they say so you introduce yourself and I said yeah I'm I'm playing piano. I come here to to study daddy classical music and everybody look. I'm east either seeing alien. You who what as I most hard are heard about that guy guy he. He's dead for many years while this is something you've been in a bubble. Oh we also record chapstick. I don't know that China did not know chopstick. I know topsy but so so so so the by me that my career would be over yeah so so one day you made them backstage often officer. There's a piano they were the rehearsal for two minutes and they can't stand anymore though they owe came out because they just couldn't listen to symphony and they say this is a piano there. Can you play h have steak and I was so I don't really know and then they showed me and I started but from that moment aren't we became really good friends. There's also a culture clash. Is Kind of you know we've been through that point out and then. I realized you know one day. I should help my friend and classmate to have a bit of music inspirations in the school. So therefore ten years ago we found it the denominator national foundation in New York and now we have almost sixty schools and I also want to thank but also I want to have this opportunity to Arctic because from the first time when we played concert Alec was to host already and then are- every every fundraising time he's always there and he's so so don't say no to you. Thank you know we really appreciate your call so the Foundation Bennett existence for how long now ten years ten years and sixty schools in the US around the world grow US yeah. How would you say to the extent that this is possible because I'm always quick to to undervalue or under a emphasize the American experience if you will but you are prodigy obviously there's not GonNa. I'm dead at the piano since you're five years. How much would you say the United States and in your experience of living in ended states helped to crystallize some of your town so you're a very lucky. I had this best teacher in a world guard Graffman so Curtis Curtis Peop- basically became a lifetime mentor to me and so because this this is quite important. There are many schools many different teachers UNIDO find someone who's having a great knowledge but but also fits your style way. Gary is absolutely the right one because he told me so much about different culture learning learning piano. This is not just playing the note you have to learn the culture and you have to learn the history you need to learn their culture roots folk music and somehow you're learning the culture of the world and you really need to dig into it and then I think the US it's a it's it's a really have so many different neighborhood. If you WANNA find more European neighbourhood like Germantown under the French quarter or you know so we always find people from different culture and they can share their culture of you and I still remember the first few years it was difficult for me to understand the culture and then Gary found a wonderful teacher who told me Shakespeare then after reading a few wealthed books than I starting to understand the western classic music you know the relationship between the music to our theme theme two novels to you have to have the surroundings and then of course not only. US is important. You also need to go to a Europe because of some of the greatest composers that go into Moscow and Peter Spirit going to Vienna go into Benin Humber Perez and or Madrid to get into the European culture now. What does a conductor have to offer you you this does at your level. When I was a teenager I had many great live experience with I'm Dr Snake Salish Mozelle and like my grandfather they're like totally different generation and from from a totally different time and so they told me how to understand Beethoven Brahms how to understand you know no way that is hard to who is playing in the schools but this is like face to face. They show you the feeling like they they basically even though Oh sometime they don't seem really well. They can really show what they want and those are kind of life experiences and this is something that I'm so treasuring because some of those master's already passed away and I still have a beautiful memories of my first time meetings about show our Mozelle and this is just tremendous experience for me name if you can't a couple of of conductors who you really love working yeah absolutely Gustavo. He's my it gray buddy. I I love him. We just played yes they before your stay away and then would you be to a number two and also do. I love the new conductor burning ramonic- career approach Inko which is going to be starting with Bernie Infield this season and of course enough to be Mehta he showed me oh the tricks what harvested with him the Rock Concert Oh and also number. He said this on is not good enough. I said why is that so so what do you think he said Yeah. I play with Arthur Rubinstein. He didn't take this so my source told me I don't know how to do that but he did like the. Are you still learn so here's the thing you know. Sometimes you need to a master class and you'll learn a lot a lot of things in that class and then afterward helps you a little bit of a few more weeks but if someone's someone really good real master you will hear a master class and that class will carry at least another ten years and every time mhm you'll think about you know what he or she told you on that that class is not just about how to make music but it's a really the way how are think about music on how you connect with your personality you know to the composers and how are you breathing your imagination into the music and how are you going to develop your next ten years so they basically make you think much more than we are. Few musician can really do that and they really brings you to think much deeper and to think about in a very different concept and I still remember working with Maestro Nicholas Hannam core I'll mold heart and of course I played many times concertos but that lesson I played He showed me something that I never seen Mozart. Come be described orientated in their way and that changed the whole time you you basically think Oh my God what I did was wrong and I'm going to relearn everything so some musician position have the power to really restart. You'll thinking of everything. Are you going to tell us what he said about Mozart aw love or is that a secret that an industry secret then another. I I play a little bit tougher. Now would be the perfect time for that. It's yeah it's a little bit hard to to to describe because it's a quiet. You don't need to describe it. I've got to of Asians from the twinkle twinkle variation.
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"To today's please submit all questions the our website jennifer lang financial services this dot com but chad is open so tell me your name and where you're from and get to those questions as time allows. I see some names in the chat box. It's already excellent i- carla from michigan good to see you brian from ohio good to see two. I c sherry from washington. Legislated awesome won't thank all of you for joining. Today's webinar is entitled three strategies that we'll help you protect your retirement principles from market volatility and it's mike mentioned a person can either learn things the easy way or they can learn learn things the hard way in my case when my mom does sick. I learned the hard way. I like. Most people thought that life insurance was just something you you had in order to pay for a funeral and didn't know that there were certain policies that could actually help you while you're ally so do these webinars on ours in a speak to businesses and organizations because i wanted to help this many people as a can reach their hopes and dreams and avoid that financial learning curve that i went went through and as a token of my appreciation everyone on the webinar today will be given access to a free e book that you can download after the cau- aw so let's jump in retirement income planning is completely different from investment planning. Everyone has different the needs. So why shouldn't your retirement income strategy be the same. Let's think about the six critical questions number one. How do you feel the the <unk> adviser put in place to protect her nest egg after the two thousand eight market correction number two. What was your reaction when in your advisory explain the difference between asset allocation and retirement income strategies number three. How do you feel about the steps. Your adviser took to help address exposure to market volatility number four. What options did your adviser outlined for you as an alternative ernie tip to wear your underperforming assets currently reside and number five when your adviser showed you the impact of you living tim years longer than you planned how comfortable where you with the changes it had on your retirement income and then number six. Do you understand the tax diversification strategies. Your adviser put in place in case tax rates change in this session. We're gonna take a realistic view at what lies ahead and look at some no market risk strategies to hedge against risk. That's good started by looking at the current marketplace that we're in. We're in a volatile marketplace and these images. I'm about to show you these from this week now. Even if you don't look at facts every day you've probably heard about all of the volatility in the market and seen analysts talking about inverted yield curves signaling mullaly a recession ahead. Here's an image from c._n._b._c. on monday august twelfth. The dow drops three hundred ninety points. Here's an image from c._n._b._c. on tuesday morning as evidenced by this guy and his smile hair the dow jumped five hundred and then we know what happened yesterday. The dow was down eight hundred points yesterday on the fourteenth really struggling to get any types zip gains whatsoever and yesterday was actually the worst drop in the market this year for two thousand nineteen now. If you're thirty years old in this happens it's not a huge deal. You have time but if you are sixty sixty two years old and your retirement is on the horizon very soon. This is a very scary situation that we're in at the same time think about things that are out of your control as well. This headline from c._n._b._c. sets hong kong protests more serious than u._s. Trade war for global markets so whether talking about is how chinese protests have been going on since june this year. These are things is that you can't control that also have a play in the marketplace regardless of what happens in the world what we can definitely count on and be certain about is that there will be change right. You're going to have change. You're going to have volatility. They're going to be things. Being stat will happen. That will be out of your control. Take a look at this article here from markets insider dated august fifth which released a global recession is likely on the way maybe early twenty twenty maybe late twenty twenty. Maybe at the beginning of twenty twenty one. We're not exactly certain but what it all really amount to is that a global recession is coming which really brings me to to this point when things volatile as a financial professional in the insurance industry. My job becomes that much more important important because to our clients who may be nearing retirement wanting to protect that retirement nest egg we can help them do that with fixed annuities and in this session we're going to compare three strategies side-by-side that will help you protect your principal for market market volatility. Here's another article it's an old article from think advisor dated september two thousand seventeen and it says clients like guaranteed lifetime income but not annuity isn't that funny so when you see that or when i see that you think of course they do right and in an uncertain time wouldn't having a guaranteed need lifetime income be such an amazing thing for you l._s. Everyone this question real fats. I know you can't answer me because you're muted needed on the call but let's think about this real fast. What is the original annuity. What is the original annuity. That provides guaranteed lifetime income moore. It's social security right and people love social security and what that does is. It really really tells me at the end of the day people love.
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"Is that if you'd started on january first two thousand with one dollar in the s. and p. five hundred you would have had one one dollar and seventy one cents on december thirty first two thousand eighteen when we compare the rates listed to the fixed annuity average average rate of three point two nine percent suddenly fixed annuities are quite competitive especially when you include the other benefits they provide. Let's look at both sides has a certificate of deposit or savings account ever provided guaranteed. Not income you can't outlive has a stock market ever provided a written guarantee against lots. These are some of the realistic options for preserving your principal and even with today's historically low interest rates communities can figure into a huge part of the equation. This final video looks at the realities of retirement. How well can i live on a fixed income during retirement 'alliance answers when you plan for retirement. You're really deciding adding how much money you'll need for the rest of your life. Most people talk about living on a fixed income that includes social security because they're guaranteed to receive that income through retirement and to supplement that many people had savings of their own because social security may not cover all their wants and needs in his future is uncertain now. You may be thinking. It seems like a good amount of money. Now what's wrong with having a fixed income. A fixed income is fine as long as your expenses are fixed too and considering the overall trend inflation the money you save today could lose value over time and that might impact your purchasing power in ways. You hadn't planned say you're retired and you have a fixed income for now. It covers the things you have to spend money on like housing food fuel and healthcare costs as well close the things you want to spend your money on like a night at the movies trip to the mall or a special occasion. That'll be the case for a while but as the years go on you can bet your costs will go up and meanwhile your fixed income is well fixed so then what do you do well. You can't avoid your medical bills. Your housing costs are going away and there's only so much you can cut from your food budget. So you end up having to hold back on the things you really enjoy mike trying a new restaurant. You've been meaning visit or weakened out of town. And what about your grandkid's birthday. Gifts sounds a lot less fun doesn't it. If you're relying on sources that offer limited ways to increase income there could be some tough decisions ahead. That's why you may want to supplement your retirement savings with another source such as an annuity the provides the potential for your retirement income to increase through an income benefit errand while social social security may offer a cost of living adjustment that can help address the effects of inflation having an annuity that provides the opportunity for increasing income. Let you do more with your savings savings. You can still afford the things you have to spend money on sure as long as you live and when that income has the potential for annual increases. It's it's a way to maintain the standard of living you wanna have in retirement see you can spend your money on the things you really care about. That's the way it should be moving. Your life savings from one account to another is a huge event. You need to make sure you have a trusted adviser or agent to help up you. The great agent will walk you through the entire process. Our agents have helped hundreds of individuals move their retirement savings into the safety insecurity of fixed annuity contact us. If you're recently retired or have stopped contributing to your retirement savings account account we can show you your options to ensure that your retirement is as hassle free in predictable as possible all right back well. Unfortunately i'm limited by time and as a token of my appreciation everyone on the call will have access to a free book from safe safe money dot com entitled the retirement report this way you'll be able to grab a hold of things i wasn't able to cover in this episode simply go to my website jennifer lang financial services dot com and click on the yearbook section. We actually have three books available right now. Now feel free to download. Whatever booklet interests you. I've been getting a lot of positive feedback about the three booklets and since i'm a member member of sake my dot com. There's never a cost to you. Just let them know. I referred you so where it says enter the name of the referring adviser just type in jennifer laying and you can get the book for free also you'll be able to view articles and learn more about life insurance appearance and retirement planning from my side we have loads of information in content available for free which will not only help to increase your knowledge base but save you a lot of time and of course if you have any questions or would like to have a free financial needs analysis done contact contact me via my website jennifer laying financial services dot com and i'll get your questions answered as soon as possible. Thank everyone everyone for attending and have a great day until next time fewer.
"lang" Discussed on Independent Wealth Planner Strategies with Jennifer Lang
"Type in Jennifer Lang and you can get the book for free also at SEIC MONEY DOT com you'll be able to view articles and learn more about life insurance and retirement planning we have loads of information in content available for free on this swept site simply log onto member page independent wealth planner dot com to get access to all these resources for life insurance. 'em retirement information and of course if you have any questions questions or would like to have a free financial needs analysis done contact me the my website w. f.. G. Insurance quotes that come and as a special note. We have a new website designed to service service all fifty states if you go to W._W._w.. Dot We shop insurance quotes DOT COM. We can take care of all of your life. Insurance and annuity need no matter. Where are you live in the United States simply log onto we shop insurance quotes DOT COM for life insurance in annuities and I'll be happy to help you will thank everyone for attending and have a great day until next time as the owner of a small business one thing I never have enough of is time? I'm busy running my business. That's why I rely on professionals to help me..
"lang" Discussed on RobinLynne
"Lang the window kony ealy the right no man hello that that the third the first mm dan mm the mm the mm whoa the more the the people the day the the bird and both the gap there brown the fit two the big the the group of the people the bitten by two the look look mm.
"lang" Discussed on KIIS 102.7
"Lang lang nice swing yeah more simply that in the wall mass crash the north yemen the man that come plains of the wind and what regan goal and when you're what would you wish once play mom how many of which credit body in the nine that i see dr motti me james gunn look what one point of reference stay on the matter can make them which playing the result may be something jerry wooding hottie what i wish precisely this is kiss fm la's number one hit music station with ryan seacrest on italy's number one hit music station 102 point seven fm.