20 Burst results for "Kiel"
"kiel" Discussed on Ringer FC
"Stop by the name of god to see a humanity again. Aw man long enough to see believe. Even they wouldn't the name of the see what's happening ta a..
"kiel" Discussed on Ringer FC
"Now so tom. Checkout fibers. apparently unbelievable go. mexico has question. I think initially as down to the caution. Because you don be paying off managers when you have no income from tv money by also think that clubs maybe austin to move away from turnovers dissolution as well. I think there are some clubs. Just understand that. This is kind of poverty deo. I've i've said this before a lot. What am i. My big wishes though the cycles in football were more obvious. More accepted because i think it would just make funding way more fun. I mean it was interesting. For example the dortmund bide five when they did. I think that's because he only had a few months left on his contract anyway and it was probably some kind of agreement Shocker oversleep was scrambling and trying to plug. All the holes as ship was sinking. Who knew christian grows to secure. That i win. We've talked before about the premium. Be coaches league and showing what a coach can really do to bring out the best players. You see onslaught alberton for example. Just one exalt blue really developing squirt and to social credit. What social has done a manchester united. Like gotta tune out of so many players that were not really at the best before erupt pull pope in particular thing so much happier You know socialize ready. Reconfigured that side in brought so much confidence tactical now too as well to give credit.
"kiel" Discussed on KQED Radio
"Tear Holstein Kiel. This is the first time in 12 years that buying a failed to reach the semifinals off that competition. Remarkable. Good news, though. For Mauricio Poverty, nose, got the first trophy of his managerial career only took him three games into his reign as the Paris and German boss. They won the French super cut. They beat Marseille two goals. So one. Now the final of the copper Libertador X. This South American Champions League equivalent will be in all Brazilian affair at American our stadium in Rio de Janiero later this month. That was after Palmeri speak River Plate 32 on aggregate in Tuesday Semifinal and Santa Speed Bocca Juniors three nil Last night after the first leg of the bomber Baron in Buenos Aires finished nil nil. It will be the first all Brazilian final. Since 2000 and six you can watch the highlights of those matches on the BBC sports website in the MBA. LeBron James scored 26 points in the L. A Lakers routed the Oklahoma City thunder on Wednesday nights, Their franchise record seventh straight road victory to start the season and in crickets Treblinka really struggling against England, they're 84 for five. Batting first against England. The first test in goal more sports has ever online at BBC dot com Forward slash sport. James. Great, thank you very much. Indeed. Now Kenya is in danger of losing half of its heritage sites along the coast to the effects of climate change. Country has nearly 50 such sites, which have preserved the history of the region from as far back as the 12th century..
Boston's Cam Newton leads New England to a come-from-behind victory against the New York Jets on 'Monday Night Football'
"The Jets air now, Oh and nine into tonight's Monday night football game. The Jets mid fourth quarter led by 10 points, the Patriots came back to win the game 30 to 27 on a 51 yard field goal. On the final play. New England drove 45 yards in 45 seconds to set up the game winning kick from Nick Folk who is three for three on field goals. Cam Newton with two touchdown runs to the Pats End a four game losing streak. New England defensive backs to fund Gilmore Without Tonight Wide receiver knew Kiel Harry out with a concussion, so Jacoby Meyers had 12 receptions 169 yards, including a 20 yard catch just before the game winning kick.
"kiel" Discussed on GSMC Book Review Podcast
"Welcome back to the. Gmc Book Review. Podcast you have seen my book nervousness and now you have seen a little bit of my Theological Church nerdiness. Let's go ahead though and not talk about my nerdiness anymore. We'll go back to that interview with Kiel. Okay we could. We could have a whole huge long philosophical theological conversation about predestination as Free will and I I don't yeah We could do that but you do. You do touch on that. A little bit in terms of free will and predestination in the book. Will you be exploring those themes further in the next two? Oh Yes oh yes. They're definitely they're you know one thing. I would like to use the example of the Christian Bible the As Paul the Apostle Paul every was called Saul before he was converted to a good guy to an apostle but he was a nasty guy and he was a persecutor of Christians. He was probably a murderer in many sense of the word. And all of a sudden poof. God comes in and changes they now. He's one of the greatest apostles that have been documented. And it's okay you know. Isn't that sort of the same kind of thing? Where control is exerted over an individual to get them to do something that they never would have done had. Not a supernatural element been inserted here. So that's that's kind of the one thing in my head the one example in my head. I guess that that's always stands out. Yeah interesting and again we can have another huge long conversation about And and we could argue whether or not. Paul was still a jerk after he converted. That's that's another story So you said you started writing about two years ago. Is it something that you'd always wanted to do? And kind of had in the back of your mind. Well Actually I. I kind of started writing when I was a kid and I would write short stories a couple of three pages whatever when I was nine or ten years old and did several of those. I wish I still had him. Actually it'd be fun grandson but And then I wrote my first book. It was a child's book Back in the mid nineteen eighties And then get it published at the time. Of course she didn't have so publishing back then. Pretty much Like you do today with Amazon and everything and then two years ago I decided if I was ever going to get serious with this I needed to really step back from my professional career and get to it and actually do it And Financial I was able to do it and So it It worked out but Really seriously for probably always wanted to do it but never really had the time raising a family working fulltime etcetera etcetera and. He just didn't really have the time to devote to it and until I retired from my professional career two years ago in the biography on the back of the book. You mentioned your grandmother who is also an author flew reconquering. Yes yes we're concl- she wrote Mostly children's books Back in the I guess from the fifties Nineteen fifties and She's always she was always an inspiration from me. I mean I loved her books and She was always a special person for me. So that's why I mentioned her on my first book. Yeah I love that So from your journey to published author. Do you have advice for aspiring authors? Well thought about that question and I write only if you enjoy writing. You shouldn't right if you think you're going to be on the New York Times Bestseller list or a movie gig. 'cause you probably won't. There are thousands of new books published every day now and yours will be a drop of water in an ocean But when you do publish don't be shy about telling anyone you know and even those don't know It's best to have as many evangelists of you know for your book as possible Kind of building a team social team. If you will that will help evangelize your book for you and that definitely I know it helped me and sure it would be advised to just about any particularly new author. Okay thank you for that When you take the time to read for Yourself Who are your favorite authors Or genres well mentioned Stephen King earlier. He's certainly one that I've had for a number of years And actually I have a postcard. We sent him a little postcard Back in the seventies. I think we read the stay in one of his earlier. Ones and send you a postcard sent. How was and he sent a postcard back. It was really Kinda cool. Still have it other than King? I love ask them off And like Sanford pretty well child. So and you mentioned your grandson earlier I always always nosy about what people are reading especially at various different ages. So do you read with your grandson not too much yet but it's probably something. I will be doing that you know. I gave him a some excerpts. He's he's his name actually is used in book. Two and I gave him some excerpts that look at And he was like. Wow this is really cool. That knee said sure it could be used so but Yeah he's he's He's he's a very talented kid. Very bright kid and a US probably not out of my five grandchildren. I think he's probably the favourite right now. Oh I'm not gonNA touch that one so I know you have a website so if you can Share your website as well as where people can find you and interact with you on social media. Sure website is just one word. My name DOT COM Facebook On facebook and twitter handle is at Barron Katie. So we've talked a little bit about the book and series Is there anything that we haven't covered in this interview that you want to share about writing or the book Anything that we haven't touched on one of the things I'm thinking about doing Just started thinking about the last couple of days because of all this virus nonsense going on but looking into seeing if I can get on Amazon. Just offer the digital copy free It's already free. If you have a kindle subscription I guess but You know readings a great way to pass the time when you're stuck at home or in a hospital for any length of time so if I could give it to people free to help them get through there a couple of hours of their day. I wouldn't mind doing that so I'm Gonna. I'M GONNA look into that with Amazon and see what what has to happen. Or if there's cause I have to share with that or anything. Yeah that's Really Nice. Thank you well. Keel. I WanNa thank you so much for taking the time out of your day to speak with about the book. It is called Shepherd of destiny. Oh what's book to call the other title to It's it's GonNa be shepherds destiny The book to part will probably be replaced or maybe to some title. I don't know what that is yet. Okay well I wanNA thank you so much for speaking with me. I really enjoyed chatting with you and interested. I'm definitely interested to find out what's going to happen in the next book. And where Christian and Aaron and possibly someone new or going to End Up going in time. Okay sounds good. Thank you once again to Kiel for taking time to practice social distancing and talked me over the phone to record this interview. I really appreciate it again. The book is Shepherd's of destiny. It is book one in what looks to be a trilogy. Possibly with some standalone stories as well and it is out. Now you can also win a copy of this book if you simply go to. Gmc facebook twitter or instagram pages and comment on this post episode to twenty interview with Kiel. Bronco tell me in the comments You need to comment in order to enter the giveaway. Tell me where in time you would like to go if you could pick one moment in time. We're not talking like going back in time and spending twenty years. We're talking one moment in time. Where would you go? That's really hard. There's too many moments in time that I would want to go back to but in order to win. A of shepherds of destiny go to facebook twitter or instagram. Gmc Book View facebook twitter or Instagram comment on episode two twenty interview with Kiel Barnow. And tell me where in time you would go if you had the opportunity to go one place in time. Thank you as always to you my listeners. I appreciate it. I hope you had a lovely Saint Patrick's day whatever that involved. I hope you're staying safe. I hope you're washing your hands and staying healthy and Please don't hoard toilet paper please. It's just it's not cool. Don't do it bill. The book Ford Build Do do other things but but don't hold the toilet paper. I I'm asking you from the bottom of minority little heart. Thank you as always for joining me. Join me again next time. In the meantime perfect chance to get lost in a good book. As you practice social distancing. I'll talk to you next time. Thanks you've been listening to the Golden State media concepts book review. Podcast part of the Golden state media concepts podcast network. You can find this show and others like it at. Www dot P. S. MC podcast DOT COM download. Our podcast on itunes stitcher sound clock and Google play this type in Jesus Mc to find all the shows from the golden state media concepts podcast network from movies to music from sports entertainment and Evens Weird News. You can also follow us on twitter and on facebook. Thank you and we hope you have enjoyed today's program..
"kiel" Discussed on GSMC Book Review Podcast
"Your host. Sarah and I want to issue a happy Saint Patrick's Day yes. It is March seventeenth and Despite social distancing which I am trying to practice it's not hard for an introvert to practice social distancing but despite that I pretty much celebrated Saint Patrick's day the same way I do every year which is to Where Green and where ridiculous Shamrock socks of some sort ridiculous Saint Patrick's Day socks of some sort that that's kind of how I celebrate most holidays with silly socks and and themed things I drink my coffee out of a Shamrock Mug. Whatever yeah see. I don't get out much so social distancing not a problem at any rate one nice thing about having a book review podcast wherein a do all of my interviews via Internet means that I do not have to cancel interviews with authors. I can still chat with them about their books because we are not in the same room. We are definitely not succeed. Apart in fact my interview today the author was in Florida while I was in California. Definitely social distancing in that case the author that I'm speaking with this week is Keel. Barna cove and we are talking about his debut novel. It's called shepherds of destiny. It is the first in a series and here is the description of that book. There are many who believe that there is no such thing as coincidence. That events are guided by Providence. To a predestined outcome in shepherd's of destiny PROVIDENCE INCORPORATES. The supernatural and futuristic medical technology to oversee and guide critical events both past and future to defeat attempts by evil forces to enslave humankind. So that's description and there's science fiction in this book. There's time travel. There is set in the not too distant future. There's some pretty impressive medical advancements and technologies that are employed in this story at the that enabled the story to happen in a lot of ways. Y- There's a lot going on in terms of science fiction not necessarily leave fantasy science not magic but definitely in that that that realm of science fiction and historical fiction because there is some time travel. There are three incidences of time. Travel to the past once to the civil war wants to World War. Two and one to the future some are in the twenty fifty s. I believe if I'm remembering correctly So you get some historical fiction. With the battle of Gettysburg and encounter between King George and Winston Churchill. So you've got various things as I said going on here. Science fiction historical fiction and Pretty much cliffhanger giving I don't you know I'm not really giving any spoilers by telling you that this is the first in a series and it ends a little bit abruptly. You're like well okay. Clearly I'm going to need to tune into the next book the second book Very sneaky. He'll he did that well. At any rate the book is called Shepherds of destiny. I do have copies to give away so stay tuned until the end of the podcast to find out how you can win a copy of shepherds of destiny by Kiel Barna Cove in the meantime. Let's go ahead and get to that interview with Kiel. He'll welcome to the PODCAST. Oh thank you. It's wonderful to have you here. We are here to talk about your new book. It's called shepherds of destiny. It's the first in a series Before we get to the book though if you could share a little bit about yourself that would be wonderful sure. Well I'm down here in Sunny Florida where the The virus is spreading quickly From a mainly from travelers. Coming in from Other parts of the country and they were coming from Europe. But they're not anymore so maybe that's a good thing for a little while but anyway. Yeah I live in Florida now and I spent most of my career in the aviation industry so a lot of it with a couple of different airlines and and I went into the airport industry where the airports actually manage Their operations and all of that was under the realm of it he will been an IT director it manager for a number of years and two years ago. I like to this to step back out of that and start writing It's been great I've enjoyed the time off. I've enjoyed writing so.
Chinese Lunar Exploration Program
"China national space administration launched Chung three it was the first probe to actually land on the moon in nearly forty years Joan Johnson free studies China's space program at the US Naval War College she says right from the start the Chinese have sought to explore space differently than the US did during Apollo they saw that we had an attitude of landing on the moon and sadly kind of looking around and saying been there done that got the belt buckle and we went home so they decided that they were going to develop their lunar program in a very different way the Chinese have a step by step approach each step is ambitious but not too expensive and not too hard here's why I ran the chief designer China's lunar exploration program speaking earlier this year on state television unlike the space competition during the sixties and seventies the funding and manpower investment of China space exploration has been relational restrained and scientific Wu was speaking at the landing of China's latest probe Chung move for it touched down on the far side of the moon the first time any nation has landed there Bob Weber is a scientist at the university of Kiel in Germany who built a radiation detector for Chunga for he says the speed at which the Chinese work is astonishing European missions are extremely slow Americans are about twice as fast and the Chinese are another factor of two to five faster than the Americans from the moment he got funding to the moment his experiment launched was just over a year which is nothing for space mission it's just incredibly intense China isn't the only one with eyes on the moon India launched its first lunar orbiter Chandrayaan one in two thousand eight you can see the vacant sorting instead of high into the sky majestic in its second mission which includes of lunar lander is set to launch next week Sri rom beer of ours to is a researcher at the lunar and planetary institute in Houston Texas he says the launch of Chandrayaan one turbocharged Indian science they include the item was super high just ignite cared park in the Indian reset as I look back on them I started my A. B. H. B. right up come round one was launched is India's research community gets going he says the nation wants to go to other destinations to lying on the floor exploration and also for the Mars in the coming years John Johnson freeze of the Naval War College says just like during the Cold War a lot of this new enthusiasm for space is very much grounded in earthly politics India and China are competing for geo political points in Asia and they hope their space programs will make them look strong spaces always signified technological advancement so both India and China are very anxious to show others in the region that they are the country that they should want to work with it's no coincidence that this new moon race is happening in a period of heightened global nationalism agrees Emily locked Waller of the planetary society every country is going to be saying look at the great things that we can do in space it's kind of like performance at the Olympics you know where it's it's gonna be your drum but in a positive way in she says it's been decades since anyone has visited the lunar surface there's still a lot more for humans
"kiel" Discussed on The Majority Report with Sam Seder
"But I think that's like way too low because like all the money that you put into the IRS that includes like everything, right? But if you were nearly to target to to enforcements, you know, I've seen the make estimates of ten to one on something. And you know, I mean, I've talked to Irish people who are working on audits that have hundreds of millions of dollars that are at issue. It's almost impossible count, the IRO our those. I'm those cases, you know, someone who's making a hundred twenty thousand dollars a year, and he's gonna come out with an audit that results in tens of millions of dollars in tax. Sometimes there's just off the charts in terms of what comes back. All right. Well, it's it's fascinating stuff. And it doesn't seem like it's going to the I mean, it's not going to be till twenty twenty. And I would imagine every year or two that goes by with less and less institutional nal. College is that much worse. Right. Yeah. No. It's it's it's going to get worse before it gets better. But I mean, it would be really big -til for that process to to turn around and for to start to rebuild itself. But that is something that I think definitely has to happen. If you're looking at, you know. These big, you know, tax proposal that you mentioned are are being put forward. I mean, I guess the good news. There is good news. Is that a lot of this is easy money in terms of? It's an easy solution. Right. It's like, there's no there's no downside to it. Funding the IRS. So there's something that, you know, democratic administration. If there is one in twenty twenty one could look forward to in terms of increase revenue Paul Kiel propublica, we will put a link to your piece at majority dot FM..
"kiel" Discussed on The Majority Report with Sam Seder
"You wanna you wanna make sure you you make a habit of it? They could have called it habit. But no who's been that interested in habit, but ritual has connotations than have it. I was actually just reading one of the the stuff in there is both boron magnesium. And there was a big study that was out recently about magnesium and and bone health when you get older like I'm I'm convinced I'm on that. And then apparent you need, the boron and the vitamin d three. So that the magnesium is is absorbed. I'm not a doctor. All right, folks. We're gonna take quick break. When we come back. We'll talk to Paul Kiel about how the IRS was gutted. We are back Sam cedar on the majority report a pleasure to welcome to the program. Paul kill covers business and taxation over at propublica. Paul welcome to the program. Thanks. So this piece it's there's a lot of talk. Obviously right now about taxation in the context of of MTV. And as Democrats talk about proposals for Medicare for all and universal health child care, baby, bonds, etc. Etc. How are we gonna pay for this at the end of the day? It really doesn't matter. How much you tax? If you don't clicked, and that's becoming a bit of a problem, isn't it? Yeah. So I think it's probably best to start out with where we are. And how we got here and really starts with Republican congress coming in and twenty seven after midterms twenty ten and they start attacking the budget across the government. But there's a special emphasis on cutting IRS budget and early on it really has a lot to do with the Affordable Care Act, and that's because the IRS major role in implementing knees. And so after the IRS was seen as a way sort of kneecapping, the which obviously they weren't able to do through straight up legislation. So the budget cutting starts immediately as soon as the House Republicans get in there, and then twenty thirteen comes there's a big scandal around, you know, there policing of political nonprofits lowest Lerner scandal without getting too far down that rabbit hole. Like, you know, the bottom line is that was something that became a really big Republican issue seen as you know, you heard a lot of. The Obama I r s bomb a, you know, it's going after a leaning on profits using the government as as an instrument of democratic politics in that became a larger justification for for for slashing the budget. And so it went there's a major cut in twenty third teams another big one in twenty fifteen this sort of scandal kind of kept on going, and we wanna do pieces sort of step back and say, what is the what the cumulative effect of all this. And he would affect is that the budget is down something like two point five billion in today's dollars from twenty ten which is the peak. They've lost a third of their force staff. A third of their enforcement staff. Right. So I talked to a lot of people the IRS, and they're all like, basically you start out your keep a cold. It has four people, and then there's three people and then there's two people. That's basically what's happening across here. So what happens, you know? They they can't be good. What happens? We wanted to do is gonna put all these numbers together. What are the human affect band? So audits are down forty percent doing to show that there's dollar hits in terms of what's being collected. You know, the government is taking in our number was eighteen billion dollars less than a year..
Endangered Hawaiian monk seals keep getting eels stuck up their noses and scientists want them to stop
"Sort the Hawaiian monk seal research program said it had to remove an ill. From among seals knows. The yield may have been cornered and tried to escape in went into the nose. Or may have been eaten by the seal. They say and came out the wrong way. Apparently, this has actually happened. A handful of times in the past few years either way I feel for this seal who is now on an even. In Kiel after the yield was removed from its nose for real well done here. I will tweet a fixture at Jeremy Hobson, the good news. Lisa, by the way, is that. They're actually a lot of monk seal pups that have been born a record number in the White Nile this
"kiel" Discussed on KOMO
"It's Harry Chris of Kiel mortgage, Vic Mike's had a lot of coffee this morning. He's over there. Dancing. Michael, man. I've been here since six so yeah, I'm on like my third or fourth tumbler of the KOMO coffee at this point. So yeah. Strong to the force is strong with this one these at IV hooked into right? I know. So I was watching I saw the article from the northwest multiple listing service. And the splash line was slower market. Means homebuyers have found newfound ability to negotiate. So that's kind of an interesting tagline. They were talking about seven months of steadily rising housing inventory and the amount of pressure that some of the sellers are currently feeling and if you read the headlines like one in three homes had price drops. And and all this. That's currently out there is that just is that just a matter of October, November December is that a real true slowdown. What do you guys think I love headlines, and that's exactly what they're saying? Is technically true. But when you're talking about seven, eight months of increased inventory, I mean, you're talking about from April March April. That's when people start listing their homes and then steadily over the months. Yes. More and more inventory. Come. So so technically, it's correct. I think the portion that is really headline worthy. Is that the that that increased inventory didn't get bought up? And and there there's a moment in time. Especially in may when this head tax thing came out that people they've been looking over their shoulder waiting for. We've had increased inventory, excuse me increased at values for the last three years and people have seen their neighbors sell for huge dollars. There was nowhere else to go. So now cash, you know, we're going to put our house on the market and see if we can get that the same big dollars. So yes, right now, we've had we have a lot of inventory and sell and buyers do have the upper hand, I gotta say talk. What do you think? No. I'm she hit run that bridge hit right on the head. And that's the great thing about is that but again, look at the headlines, it's not like we've like you said, we've never had a run up is what happened is we all talked about earlier a couple of months back in the show that the market shifted way earlier than it has in the last couple of years. So this happened in the beginning of summer were typically the slowdowns in August. This Cumulus screeching halt Rohan summer. Hit in that inventory people. Like, okay. Here's a perfect timing because as agents, really, oh, the perfect title sells this month and this month or this quarter. This quarter will things changed quickly. People came on the market. And now they're still kind of sitting on the market if they're overpriced. Because that's what the market was dictating at that time. So you really have to take a step back and assess what your market is doing now. Tickets to call for example, from last October of two thousand seventeen you had an average as a market of twenty five. Now this October sixty four this is the entire price rate. This is this is the entire price points. You know, you had new listings of forty listings last October of two thousand fifteen this year thirty so you're actually down twenty five percent. So you have to look at the numbers or some headlines because headlines a scary sometimes, but you've got to really dig down the numbers and really assess what's going on in your each individual neighborhoods. Right each each neighborhoods different. Right. I mean, that's just the reality of it. And if the house is still presentable and in a good demand area, it's going to sell. Well, you have to also think about when there was such little inventory, and there were still so many buyers for every home. There is ten prospective buyers that really really one of that house. Many of them had been burned pre inspections had lost out so many times, and there's always gonna be that one person who's willing to pay crazy money. So they can stop the sanity. So here we have. Month over month, people that are paying insane prices. Well, you know, when there are now, a lot more lot more home competition, you have to reverse psychology and start pricing and start preparing for not having that crazy person willing to pay big dollar. I'm sorry to cut you off. No, that's okay. So what I've been seeing out there is you actually have to have either the perfect house or the buyer pool needs to feel like it's a great deal. That's wherever say is that she. I thought he did. Last. Perfect. And that's the key is that use. They're still a pool of buyers out there. So if you price your house, right and get your house listed properly. You only have two point six months of inventory in which before it used to be like point eight point six percent, even normal. It's not even average. Yeah. So the last year I use as close offices located but one point seven last October, two two points, Sixers October Heller British to get nailed it is that you have to have your listing dead ready priced out perfectly because you still have a pool buyers are still are those opportunities where you might get most offer still is still kind of a little competition going for your house. It won't be the ridiculous numbers of people throw money at it to get it off the market. So it can just end the insanity. You know buyers are feeling empowered now because we're getting beat up so bad the last couple of years now, they're like, hey, wait a minute. I can go she now I could ask for closing costs. Right. Could ask for this wreck? Indigo sheet on the inspection. Yeah. You can't or you could even by contingent right now. That's not as that's. Joy to my heart. Because there there've been so many people who would be able to move, but we're the idea of writing a contingent offer in a highly competitive market is laughable, can you tell her excited about this guys are excited about that? I you know, I. Kitchen offers are great for the consumer. I mean, the reality is that you're putting together a deal and possibly another deal. That's going to assist them. They have to sell in order to buy. I mean, that's just the reality of the mortgage market these days. I mean, you know with all the quality mortgage rules, which is a good thing. People. Are you know, they're they have to do certain things they have to sell sometimes to buy, and that's just common sense in in it, totally works. But you're seeing more contention offers even playing field is best for the market, in my opinion, that doesn't mean as a buyer, you should sit there and nit pick every single certain your your industry is still a playing factor in this is that people sit away to the silence. What will I could pick and choose from houses? Yeah. Watch interest rates are going up as well. Can't pick. Yeah. I mean in a raising rate environment. It's always difficult especially for the consumer which we're always trying to look after and make sure that they're getting good, honest advice and a quick spot. And so sometimes those type of things come up. We'll talk about that a little bit more. Mike say yelling at me that we gotta go to break, folks. A number of the shows eight four four forty four on it..
"kiel" Discussed on 850 WFTL
"Eight fifty w Kiel news break. Former President Barack Obama will hit the campaign trail in south Florida ahead of next week's election. The Florida Democrat party announced today that Obama will appear at ice palace film studios in Miami. On Friday, he'll be joined by US Senator Bill, Nelson and democrat nominee for governor. Andrew gillum, go to our website. He fifty W F T L dot com to learn about the twelve amendments on the mid-term ballot in plain English hope fading that any survivors will be found after a crash of an airliner in Indonesia, one hundred eighty nine people were on board the lion air flight which crashed shortly after takeoff from Jakarta. It is expected to become the second worst aviation incident in Indonesia with little hope of finding survivors bills him for NBC News Radio mail bombing suspects as our CEO, quil pier. In a Miami federal court for a hearing today is accused of sending pipebombs to several high profile Democrats. Embassy's Kerry Sanders says that he was no stranger to law enforcement in the past CEO coups extensive criminal history includes pleading guilty in two thousand two to making a bomb threat as well as other cases of grand, larceny fraud and possession of a controlled substance. Fifty six year old faces up to fifty years in prison. If convicted governor Rick Scott has asked the F HP to increase patrols at synagogues after this week's deadly shooting in Pittsburgh, Diku synagogue, mass shooter is expected to face the judge today, the suspect Robert Bowers is facing Twenty-nine charges from the mass shooting that killed eleven people for officers were also injured people from all faiths came together to stand up against bigotry and hate at the Palm Beach synagogue Sunday afternoon. A room.
"kiel" Discussed on KOMO
"People at Kiel anyway, it has been my pleasure to be your host of the show. Wish you very nice weekend. What's left of it? And go hawks. Go hawks. The preceding program was paid for by the advertiser and does not necessarily reflect the views and opinions of KOMO management and staff. KOMO Seattle KOMO FM Oakville. From ABC news, John. Forever before we get back to normal. Wools woolsey. Ryan Hartman lives in hard-hit, Panama City, Florida in hurricane flatten Mexico Beach, Florida cruise with backhoes and other heavy equipment scooping up splintered boards, broken glass chunks of asphalt and other debris that used to be homes and roads, the mayor says he's hoping that the two hundred fifty or so residents who may have tried to ride out the storm will turn up, and here's how you can die in a hurricane since Michael tore through Virginia causing deadly flash flooding Virginia state police have been searching for sixty two year old ruby Allen. She was swept away by floodwaters. When our car became stranded on a bridge will now police say a rescue team has found her body officially bringing the death toll in Virginia to six five were drownings. The other a firefighter who was hit by a tractor trailer while responding to a storm related crash Nikai Nellie ABC news searchers have located the remains of a third person several days after raging floodwaters overtook a small city in west Texas injunction an uptick for president. Trump in the latest ABC news Washington Post poll the poll indicating the President Trump's approval rating jumped five points to forty one percent one of the highest of his presidency. Democrats however held an eleven point advantage in house races among registered voters that democratic advantage showing a wide gender gap. Women registered to vote support. Democrats by nearly sixty percent to just under forty percent for Republicans white men are more evenly split with two percent. More preferring, Mr. Trump and Republicans Andy Field ABC news. President Trump considering a new immigration proposal. The Washington Post reporting the parents illegally crossing the southern border could stay in family detention with their child or allow children to be taken to a government shelter for other relatives or guardians to seek custody. Saudi Arabia denying any connection to the missing Washington Post columnist last seen at the Saudi consulate in Istanbul. You're listening to ABC news..
"kiel" Discussed on KOMO
"These unexpected expenses. It can be hard to just make saving a priority when you have unexpected expenses, but definitely important. Yeah. So I guess couple of tips. There is the first thing you need to do if you're thinking that a house is in your future. And you're a millennial the first thing you need it need to do is set a plan. You set a plan you establish that. Hey, I definitely want to. To perhaps by maybe it's not this year. Maybe it's in a half a year, or maybe it's in two years, or whatever it is. And you need to start practicing the payment. Right. So if you think you're going to be having a mortgage payment of fourteen hundred dollars, then you need to try to find ways to practice that payment. Typically, there's a lot of good resources for down payment. There's down payment assistance in Washington state, which is fantastic. It's also located in different counties each county has their own Washington state bond program that's put on by the Washington state housing authority, which is fantastic typically clients that use that program are very amazed that it's out there for limited down the other thing about Washington's state bond program is that the income requirements used to be like seventy seven thousand and below. And now they've moved that up to one hundred and forty four thousand so more people are qualifying for that. Loan, and it's basically a zero percent interest loan it sits on the back of the loan until you either refinance or sell the house, but you're not actually making a payment on the down payment portion of it. And we have a fantastic. Class at Kiel mortgage October thirteenth. I believe the classes it's a free to come down to it's four or five hours. You get a certificate, and it walks you through not only the Washington state bond program, but you know, all the different options for home buying now. But Jonah, what do you think? Millennials. You see a lot of activity with millennials. Yeah. Absolutely. And as a matter of fact, we've started to see some activity with them reselling their homes as a matter of fact, I just met with some clients the other day, and we were talking through quite a bit of what might be happening in the future with them, whether they sell and buy or they rent what they currently own and by and they although currently bought the own right now, they they have been through this experience before, but they have been only as buyers so educating them on the sale the sale of their home is a new aspect, which is kind of exciting. Yes. So that's interesting. So you went through the process with them as buyers, and now you're gonna go through the process with them. Cellars. So that's always a different experience. Right. The reality there. Absolutely. Especially with the change in the market. They're they're coming onto the market or they're going to come on the market in a different condition than they purchased in a lot of cases because they may have bought in the last three or four years. It's so important that next time around when they do sell this next property that they invest wisely into the next property. So that they don't get too much to over their heads type of things people are typically, you know, obviously using the I sell the house is a by pass for the second one. Right. Yeah. Absolutely. And that's a big chunk of change for people that bought recently. Let's see we got to run to break. So folks, the number of the show is eight four four forty four own it that's eight four four forty four own it. Everything you missed while they work update and unwind on the way..
"kiel" Discussed on KOMO
"I, think that it's much overdue we needed to, level out this market and it's exciting to be here I, think I'd like to carry you know what do you feel like with rates and how is that working with your, buyers right well we never really talked about rates on the radio because everyone's, situation is always different so we always encourage, folks that are thinking about looking at current mortgage rates to contact Kiel mortgage directly but. Beyond. That I would say that I you know, last few weeks for myself I have a lot of to be determined buyers that are in contract now and you know I was sitting with probably fifteen or so and then. All of a sudden boom boom boom they're starting to, find home so they increase in inventory has really sparked a lot of People being able to purchase I mean do you guys are you seeing that as? Well too on your side? Of? It, Mark. No. For sure I mean I just recently got in a couple of couple of first-time homebuyers we got under contract for list price and we were able to. Keep our inspection contingency we're able to keep our financing contingency so. It's really it's just a great shift because before or depending on I mean, obviously we're trying not to generalize. Here because you know we really, it's a, compartmental business where depending on your price point depending on your neighborhood things can really? Fluctuate. So, there we're still seeing a lot of competition in certain price points and certain areas. For shar so we don't want to try to make a blanket statement here but it's just a really. Refreshing to have, a conversation about house value, rather than, how we win the competition. Because you know how it's just you know when we have that competition with. The buyer how, do we get this home wherever the value, the home seemed to be the, secondary, conversation, you, know what you mean Shawna. Yeah absolutely market it was a lot about strategy and how How, to be competitive in the market and now it's about the value and what you're getting where you're buying lots and product which of course we, always advocate, for our buyers to buy the best lot, and the best piece of property but to your point Mark we're talking more about that than? We are about how we? Can? Win, against other. Buyers because it was less about you know Doing the comparables and checking what the value what the cops are really dictating about a house my com comparables and that's how we really determined value of a. Home and it was more about okay who else is going to be at that table with us. Competing for that home and how can we match or succeed and we, had a lot, of good strategy we still do putting together a strong offers a. Really important, piece of our conversations with our buyers buyer side of it has definitely, come to the forefront where people are, actually slowing down they're not doing crazy things like they were doing a few months ago, waving this and waving that I'm a very strong proponent of not waving financing contingencies doing the inspections doing things. Correctly making sure that, you, have a quality transaction throughout the entire process I mean when people start waving things that puts you in a financial, risk position It's perhaps not the brightest decision to make I understand the market. Is competitive and it still is even with the increase in inventory but waving contingencies when you're doing. Finance he just typically you know like not to see that type of, transaction hit your, desk and we were even finding that some sellers were getting really. Uncomfortable with, that part of the business so we were seeing in some offer letters The seller was telling people to not drop certain contingencies which I. Really appreciated did you see that out there Yes absolutely which has been pretty exciting that that's now no longer. So. Much, the norm I. Think maybe we can dive into that a little bit more Mark after the break and yeah that sounds good we can definitely kind of address that and kind of take a look at the specifics of that transaction and kind of, how? It. Walks through the process and and what what puts a, person in the best. Possible position to win right yeah And we were all..
"kiel" Discussed on KOMO
"Is for you here's your host of own it's harry krista kiel mortgage fakey you for listening on this beautiful sunday and we definitely appreciate it hey just it's just a coma listeners know although we have fancy titles recognized loan officers we're here to help you out if you have a question if you have you're not sure you have a friend or a relative a family member that's going through a buying process and they have questions you can call us without feeling any type of pressure we'll try to answer your your calls and requests honestly straightforward just give you honest advice and then you take a look at you know kind of what we can present for you as well or whatever you need even if it's just to double check someone else's numbers were happy to do that at kiel mortgage you know the the number one title after our name is mortgage adviser and we are here to advise and there's no charge for that that's just part of what we do is what honestly is what we like to do that's the fun part me mortgage let's face it it's not the most exciting thing in the world are you kidding me i know thing in the world well there's a reason why the root work well you know the the root word of mortgages mort which is death because it's a death death pledge the fun part is is working with people carrying those relationships in assisting people to you know let's face it home ownership is the american dream we all want it say we all want it most of us want it we know that it's a great way to to just you know stabilize your financial situation and it's helpful when when when you know when people are going through the process i mean a lot of people start online right they do the whole online thing they look up articles yada yada you're looking at different types of loan programs but when it comes down to it talking to a qualified mortgage professional that's actually explaining what things mean is so important it's it's critical because a lot of times you know folks go through you know you think you can just do an online and then then what who's talking to you about your financing contingency who's talking to you about inspections obviously hopefully you have a realtor but if you don't you need professional advice.
"kiel" Discussed on WTMJ 620
"Today we had numerous law enforcement resources on site within less than a minute including myself we began even thought search on the building and evacuated staff members to safety today as right now we have found no evidence or no gunman the parameters of the school the interiors of the school and immediate surrounding area of the school have been and are being searched at this time we're working on that statement later today with more details and just to convert there's nobody in custody at the no at this time we have no one in custody we have an extensive number of resources from the community and we're working as an active investigation again to reiterate no confirmed information that their actual shots fired the staff thought she heard shots fired horseman resources responded accordingly vetted head of the police department in kiel saying that this morning they are already had a heavy police presence outside of kiel high school because of a threat earlier this week staff member thought they may have heard some gunshots they have not confirmed that but of course when you're already prepared for this search situation that's why officers responded the way they did nothing confirmed no one in custody keel is cancelled for the day no classes at kiel highschool fifty two we'll give you some more details on that story when we return these wtmj from the wtmj breaking news center i'm eric bills that we've been following.
"kiel" Discussed on WGTK
"Paid advertisement today on bless israel with rebel you kiel exteam i think i know what jesus shot like in that trial because a night nineteen thirty eight as i was trying to leave chuckles who kia and go to israel and the nazis had taken over these nazi soldiers begin to choke me and makes board of me because i was jewish and they said cry out i'm a jewish pig uk then i knew dishes shrine he can call now he he said i thought they were going to kill me and welcome to our broadcast today iran bless israel with rabbi yikhiel eksteen you know when people of different races religions and backgrounds work together mutual respect love and cooperation takes place this is what the psalmist meant when he wrote in psalm 133 verse one how good and pleasant it is for brothers to dwell together in unity all that verse has been the theme of rabbi your kiel eksteen ever since he founded the international fellowship of christians and jews more than thirty years ago his mission is to bring christians and jews together and to build bridges of love understanding and cooperation between the two faith communities here at the fellowship we celebrate the historical bond and unity between jews and christians we all share the same love for god the bible and israel and together we worked tirelessly to fulfill god's purposes will today on our program we're going to feature a special discussion with.
"kiel" Discussed on The Herd with Colin Cowherd
"With eric dickerson so now this is very interesting so z kiel elliott of the cowboys he comes back what in two weeks two weeks right two weeks so his agent so what is what is he been doing since he's been off do you know that uh what his agent contacted me actually about three or four weeks ago and asked me about coming over to cobble two diamante resort uh eddie toby ziegler the you know been working on 900 me that at long thus him in i don't know if i may it over so yes me lansing make you make it over you know just for a day for mexico golden echoed kawkaba macab of san lucas i said okay komo for day so i went over uh when i go through that what is the day i forget today is not thursday so i went over on tuesday when it won't tuesday and spent the night uh we know we worked at worked out a little bit that day hannah zekan ah and i talked to him you know i i just had to talk with digital about live footage out talked a little bit of everything you know i talked about along with an joe talked about football and atto asked him i said what do you want to do would you expect he surmised when it went play football in on what they know about this kid is that i i liked him i i do like men again i just built it we first came out i think he was a fool of himself a lot of the side 22 years old and we often forget that we were 22 years old once upon a time and um he was like i just wanna i just wondering playful by automobile exhaust gas it as the most important thing i said you play for the dallas cowboys in a we might not liked the cowboys but the cowboys a here and the rest of the nfl is kinda right in terms of in terms of spotlight you're absolutely right true institute truth essen you have an owner that cares about you he key loves his football players as they play for some of these owners in the league that don't care if you will like the ones you did you will see the difference right quick assay so as a man as a you and.
"kiel" Discussed on KOMO
"To own on it with laura kiel and chris davies welcome back to own it that's your real estate so let's go to the phones adult to angie good morning angie chrissy what's your question this morning good morning well my own on buying oil along back here at home well that burst park in a so there's the quandary the quandary becomes the if the manufacturers in a park you do not own the land beneath the manufactured home so essentially it it it's not considered to be true real estate so typically if you buy manufactured home has to be on land and the title has to be eliminated so when when the manufacture homes in a park is still essentially has a title on it from the department of motor vehicles so it's not really a loan makes difficult does period fanny fatty is actually considering it the call it the i think i believe the colour should tell loans i think they they have something the works where they are looking at doing something but those interest rates on are not going to be the same as what you look at online when it comes to buying a single family residence all buying a condominium i mean let's face it it if the if the manufactured homes in the park there's nothing stopping you really from you know hook you up to to a truck and just just leaving is that makes us and and none killed that you while not playing by now playing it what declare parse purchase when you buy one typically what what if out inspection yeah that would be a doubt that would be a google thing heavy comes the i'm sure we can find a home expect that would look at the manufacturer home and give you sort of a you know this is the kind of shape that it's in but again it's not is not considered to be true real estate so from that perspective you know the price points a relatively low you could probably go to the bank and get an unsecured loan all secure it with this but again as pie is not going to be the same thing and you'd and it's going to be on a shorter term but on something like that you you better off dealing with the credit union dealing with a local bank again the.