18 Burst results for "Kate Flanders"

"kate flanders" Discussed on 860AM The Answer

860AM The Answer

09:18 min | 3 weeks ago

"kate flanders" Discussed on 860AM The Answer

"First. And here's your host, Dr Sebastian Gorka. Won this election by hundreds of thousands of votes. There's no way I lost Georgia there's no way we won by hundreds of thousands of jobs. I'm just going by small numbers when you add them up there many times the 11,000 the people of Georgia rag, the people of the country are angry, and there's nothing wrong with saying that that you've re calculated because In 2000 to 36 absentee ballots. I mean, they're all exactly Numbers that were done by accounting firms, love firms and center. And even if you cut him in half, cut him in half and cut him in half again. It's more votes than we need. Mr President did challenge that you have is the data you have is wrong. Can you consensus seriousness in that man's voice? Sexual states Rapids burger, the ominous telephone call between the president and that spineless that inverter but politician Which is making the rounds in the fake news. I'm Sebastian Gorka, This is America. First, another perfect telephone call. There was no Attempt to generate votes toe distort the reality of that election. Just a common sense request. Do your job. Find if there was fraud. If there was fraud, re calculate the results. That's all that we are asking for. But of course, the rhinos the swan, which isn't just in D. C. They've got better things to do Latest news. I mentioned it in the second hour of the show, but this is important. According to the U. S. Defense Department, Mayor Muriel Bowser off Washington, D C has put in a request to have members off the National Guard on the streets. D. C. Starting tomorrow, General, fifth, six and seventh to help with the protests. How strange Professor shad Yes, sir. What was the national gods relationship to mend Bowser in recent history? I think you reminded me about something I forgot. Well, if we go back just a few short months ago, while BLM was parading through the streets of RB nation's capital, but trying to bed down churches attempting attempting Buckling and successfully. And were dispersed because of it. 1000 raised a huge hubbub and eventually got them all kicked out of our nation's capital. So apparently apparently it's okay for you to bring in church. The National Guard was being too ham fisted this time around, but if you are coming out here to cast doubt on the results of the election And you're apparently dangerous and worth. Clamping down to think comparison you saying there's a political motivation? Look, I would never cast any sort of claim like that on any of our elected officials. Of course not. She might hate the families. She might hate the sauce, but you know she can't be political. Have you heard about this? The mambo sauce thing I have not heard about the bomb process for those who don't know. Huge deal in D C Educated, a huge deal in D. C. It goes back many, many years to make sure plum sauce barbecue sauce. It's really great, actually might not think it is. And it's huge in the local culinary scene. She hates it hates. It hates this'd important Is this a source for barbecue? It's a sauce for everything, preferably eaten on pizza. What? Yes, it's a maybe plums. Did you say no plum plum sauce? So the stuff that you like the salty plum sauce that you would get a Chinese restaurant, love the pumps and barbecue sauce mix together. It's like Sweden, Tammy and she hates it, and she hates it. And the thing is, it's all these people in D. C. No, this is D. C culture, and she's above it. She's above report. She thinks it's lower class and Vicky. Only we bring you Discussion off palm source with barbecue sauce on the national out. No, I'm sorry. No other show does this Because the team we bring together Thank you. I have been educated and I've been reminded It's just pure curry. I maybe went to that word, but it's perfect for Mayor Muriel Bowser. It is utter utter hackery. Okay, let's talk about the sex. It will now be patrolled by the National Guard vice president Pence. That's give you the facts off the matter has said challenging the results is absolutely fine. His office three gave out a statement from the vice president. I just read a small excerpt of it. The vice president shares the concerns off millions of Americans about voter fraud and irregularities in the last election and quote Welcomes the efforts of members of the House and Senate to use the authority. They have under the law to raise objections and bring forth evidence before the Congress and the American people on January the sixth, so there you have it. He's doing his constitutional duty, and he is agreeing with those who are raising concerns. In the meantime, something called inward is posting this This is the right three guys. If Pence is arrested Secretary Mike Pompeo will save the election. Pence will be in jail awaiting trial for treason. He will face execution by firing squad. He is a coward and will sing like a bird and confess all One word, Linwood. Get some professional help because you're loony. Let's stay on this topic. Let's go to Jared Dayton, Ohio, Line one. Welcome to American person Happy New Year. Happy New Year to you, Dr. Gorka, I'm so excited to talk to you. I gotta say I've seen you many times on YouTube. I don't watch regular TV all that much, but having been a hoodie and since the mid eighties, Okay. Proud of mess started inside. Best Doctor. Come on town. Who's the best up to, huh? My first was Peter Davison. His daughter's married to a doctor. I got to go with Peter. Oh, my gosh. That is a very unusual choice, although they do say your last one is always the most important, So I have to respect that. Not not a very popular doctor. But I respect no respect, at least not Colin Baker. You got that point that point on the Andrews Arnie. The Andrews Arnie miniseries were superb. So Yeah. Kate Flanders that likes all right. Let's get too serious or less less serious stuff. Go ahead. Well, I I do have one thing I would like to say, And then I have a question. So I believe I know the answer to our good reverend. From from the other day, Go ahead. So a friend of mine was actually going to get married and they had talked about possibly me. Officiating, having never gone the seminary. My only option was to go online and get ordained. Oh, my God, I believe that is how he is a good reverend, and why he doesn't understand the meaning of our men. It's possible he got one of those online reverend ships. It is possible. So did you do that? Did you read my mind? Did you go online? You can get a card and a certificate. It's wonderful. It's sort of now. They ended up going another route. But I joke with people. Whenever I say, bless you when they sneeze, and I said, you know, it does hold a little water because I am or date. You really, really not raising the Tony? What is your question? Jarrett? Okay, So do you believe that are good? Who I have a tremendous amount of respect for I'm from the state of Indiana. Will Mike Pence actually have the guts to set aside These unconstitutional in my opinion results from some of these states like Pennsylvania and Michigan. And do what's right and let it be decided by our Congress. Will that happen or are we just doomed? So there's two parts to the answer for that question? Number one. I'll talkto talk about my personal experience. Having worked in the White House for the president, and having got to know Mike Pence a little bit during that time, I consider him based upon my personal experience to be One of the few honorable people in politics in America today, let's say in Washington. I don't know all the politicians across the country, one of the few honorable men I have no reason to doubt that he will do. What is right, But here's the second part of my answer. He doesn't have the power constitutionally to nullify the election. We're going to break it down where everybody wants to know this such ignorance with the way the electoral college functions or the Constitution permits and does not permit that the rest of this hour..

Mike Pence Mayor Muriel Bowser Dr Sebastian Gorka National Guard vice president president Congress Washington America Mr President fraud Georgia Andrews Arnie Peter Davison BLM Sweden YouTube
"kate flanders" Discussed on Optimal Finance Daily

Optimal Finance Daily

04:47 min | 4 months ago

"kate flanders" Discussed on Optimal Finance Daily

"How I use the principles of minimalism to make eight thousand dollars by Scheib of simple slow lovely dot com. . If you told me a few years ago that minimalism or simple living would lead to generating money. . I would have laughed away of living helping generate income sounds too good to be true. . and. . Right now, , you're probably wondering how I'm going to spin this and if it's actually as good as it sounds right. . Well from one skeptic to another I, invite , you to open your mind to new possibilities. . Let go of preconceived ideas about how making money should look which for most people looks like being employed and let your imagination lead you because I believe that when you let go of clutter both physical and emotional and embrace freedom, , there were many opportunities for your finances to benefit. . So here we go. . Let's break it down. . Making money was a byproduct. . I never set out to use the concepts of minimalism to make money. . My pathway to simple living was forged through many years of living in the land of busy and overwhelmed. . I chose to slow down and simplify, , and one of the consequences was an opportunity to make money. . It didn't happen overnight. . I spent a couple of years emptying my home of the things that I didn't need anymore drawer by drawer box box. . That's the only way I got there. . There were many times that I wished the process would go faster, , but it just didn't work that way and going slower allowed me to apply and environmental mindfulness to the process. . As ID cluttered and simplified I gained freedom. . When I got to a certain level of empty a few shelves here and there a barebones closets I began to dream of things I'd previously deemed impossible. . For instance, , a family sabbatical overseas seemed a little bit more doable less to pack less to store less work to prepare for. . Okay. . Okay. Enough . Preamble I'll cut to the chase for you now. . Making the money. . So. . How exactly did we make eight thousand dollars as a byproduct of choosing to live more minimally. . We were able to rent our beautiful home over the summer. . We live in a beautiful part of New Zealand with the best, , beach in the world only seven minutes drive from our home. . It's a sought after location for New Zealanders and many foreign tourists to we'd heard of other people renting their houses out as holiday homes and knew that it could be a profitable venture but laden down with four too many possessions. . I never seriously considered this as an option for. . Making money the preparation to get the house ready would have been absolutely enormous and completely unattainable when I left my fulltime job to set about restoring sanity and balance to our house. . We knew that renting our house out would be a great option to help replace a bit of my income, , and by the time we decided to go ahead and advertise I had a couple of years of decluttering under my belt. . There was still work to be done, , but it wasn't overwhelming and having an external goal to hold me accountable helped to push through some of the harder decisions about what state or got donated I'll be honest with you though we do not look like minimalists are home does not have that scandi minimalist look. . We still have stuff. . We still have excess stuff. . In fact, , I'm often embarrassed if anyone sees her garage, , but it's one hundred percent better than it was three years ago. . So. Now, . , let's talk about how minimalism might help you make some money. . How could minimalism help you create extra income? ? Sell items. . I sold a few things but donated most I was already pretty time poor. . So I decided on the more efficient way to purge items. . But if you have some extra time, consider , at least selling your bigger ticket items but also you might hold a garage sale or list your things on a local facebook garage sale page the excess items you no longer want could translate into hundreds of dollars if you want them to. . Buy less. . Put yourself on spending ban and save the money you might have spent. . You might be surprised how much you spend each month on non subsidies? ? Yes. . I'm talking takeaway coffee makeup homewares, , etc. . Check out the year of less by Kate Flanders for more inspiration. . Do what we did. . I highly recommend considering renting out your home for a period. . It won't be for everyone, , but you may not know until you try. . But also if you aren't quite there yet you could consider using the extra time you have by not having as much to clean organize and maintain to earn a little extra money on the side. . Perhaps you have a creative pursuit that you might be able to earn some money from free up your time, , and this could become a profitable reality. . I get that many people do this they rent their whole house or part of it without identifying as minimalist or a slow living advocate. . But I'm giving this way of living full credit for being able to take this opportunity. . I'm so thankful that I'm on this journey to simplify and slow down it's not always easy but there are always hidden gems along the way. .

New Zealand facebook Kate Flanders
How I Used the Principles of Minimalism to Make $8,000 by Emma Scheib

Optimal Finance Daily

04:47 min | 4 months ago

How I Used the Principles of Minimalism to Make $8,000 by Emma Scheib

"How I use the principles of minimalism to make eight thousand dollars by Scheib of simple slow lovely dot com. If you told me a few years ago that minimalism or simple living would lead to generating money. I would have laughed away of living helping generate income sounds too good to be true. and. Right now, you're probably wondering how I'm going to spin this and if it's actually as good as it sounds right. Well from one skeptic to another I, invite you to open your mind to new possibilities. Let go of preconceived ideas about how making money should look which for most people looks like being employed and let your imagination lead you because I believe that when you let go of clutter both physical and emotional and embrace freedom, there were many opportunities for your finances to benefit. So here we go. Let's break it down. Making money was a byproduct. I never set out to use the concepts of minimalism to make money. My pathway to simple living was forged through many years of living in the land of busy and overwhelmed. I chose to slow down and simplify, and one of the consequences was an opportunity to make money. It didn't happen overnight. I spent a couple of years emptying my home of the things that I didn't need anymore drawer by drawer box box. That's the only way I got there. There were many times that I wished the process would go faster, but it just didn't work that way and going slower allowed me to apply and environmental mindfulness to the process. As ID cluttered and simplified I gained freedom. When I got to a certain level of empty a few shelves here and there a barebones closets I began to dream of things I'd previously deemed impossible. For instance, a family sabbatical overseas seemed a little bit more doable less to pack less to store less work to prepare for. Okay. Okay. Enough Preamble I'll cut to the chase for you now. Making the money. So. How exactly did we make eight thousand dollars as a byproduct of choosing to live more minimally. We were able to rent our beautiful home over the summer. We live in a beautiful part of New Zealand with the best, beach in the world only seven minutes drive from our home. It's a sought after location for New Zealanders and many foreign tourists to we'd heard of other people renting their houses out as holiday homes and knew that it could be a profitable venture but laden down with four too many possessions. I never seriously considered this as an option for. Making money the preparation to get the house ready would have been absolutely enormous and completely unattainable when I left my fulltime job to set about restoring sanity and balance to our house. We knew that renting our house out would be a great option to help replace a bit of my income, and by the time we decided to go ahead and advertise I had a couple of years of decluttering under my belt. There was still work to be done, but it wasn't overwhelming and having an external goal to hold me accountable helped to push through some of the harder decisions about what state or got donated I'll be honest with you though we do not look like minimalists are home does not have that scandi minimalist look. We still have stuff. We still have excess stuff. In fact, I'm often embarrassed if anyone sees her garage, but it's one hundred percent better than it was three years ago. So. Now, let's talk about how minimalism might help you make some money. How could minimalism help you create extra income? Sell items. I sold a few things but donated most I was already pretty time poor. So I decided on the more efficient way to purge items. But if you have some extra time, consider at least selling your bigger ticket items but also you might hold a garage sale or list your things on a local facebook garage sale page the excess items you no longer want could translate into hundreds of dollars if you want them to. Buy less. Put yourself on spending ban and save the money you might have spent. You might be surprised how much you spend each month on non subsidies? Yes. I'm talking takeaway coffee makeup homewares, etc. Check out the year of less by Kate Flanders for more inspiration. Do what we did. I highly recommend considering renting out your home for a period. It won't be for everyone, but you may not know until you try. But also if you aren't quite there yet you could consider using the extra time you have by not having as much to clean organize and maintain to earn a little extra money on the side. Perhaps you have a creative pursuit that you might be able to earn some money from free up your time, and this could become a profitable reality. I get that many people do this they rent their whole house or part of it without identifying as minimalist or a slow living advocate. But I'm giving this way of living full credit for being able to take this opportunity. I'm so thankful that I'm on this journey to simplify and slow down it's not always easy but there are always hidden gems along the way.

Scheib New Zealand Facebook Kate Flanders
"kate flanders" Discussed on Being Boss: Mindset, Habits, Tactics, and Lifestyle for Creative Entrepreneurs

Being Boss: Mindset, Habits, Tactics, and Lifestyle for Creative Entrepreneurs

19:00 min | 1 year ago

"kate flanders" Discussed on Being Boss: Mindset, Habits, Tactics, and Lifestyle for Creative Entrepreneurs

"That is that you speak to no one other than your friend so don't use that as a crutch to like show up but not actually show up for anyone other than the friend all right now in a talk about getting really narrow with some of those inside our people and talk up business besties because everyone wants to cultivate a wolf pack you should these are your some right in die boss homeys who are going to a ride or die 'cause you're not writing and dying or not I mean if you're on recycle may maybe so ride or die boss homeys who are going to support you and answer questions and all those things actually maybe writer is business best the cause wolf pack is like I could ride or not guy I'll ride with you but I'd rather not die business besse's will die they'll take it with you perfect okay then AH stay in corrected I stand corrected Your Business Best Easier writer die let's talk about this group of people I would say especially yeah I mean continuing the conversation of introvert extrovert or maybe regardless business best the is one of my favorite kinds of relationships because not only are they the people that you WanNa hang with or the people that you want to have an ongoing intentional relationship with I didn't really know what a business was until I had one I think we made it up it was me and you yeah I think we made it up and I will say that you really need it happened like really put forth the effort of saying hey let's hop on skype all the time I was like okay I was just going along with the ride then every time we got on skype conversations were getting deeper because even at these conferences places where you can have dinner with someone or coffee and the conversations can you know go pretty deep there is something to be said for like the frequency of conversations and building trust and intimacy you really being able to get vulnerable with someone where you're talking about money out pricing this is like my favorite thing to talk to business about is literally pricing everyone has pricing questions how should I price myself it's a long conversation how much experience you have how much expertise you have how much are your bills how much money do you need right now it's really an ongoing conversation and it just depends like pricing is always it depends and it's not always what you're worth because sometimes you got a price yourself maybe below at your worth or way above of what you're worth so I think that this is the perfect kind of conversation with business bessie so a business bessie emily helped me define it what is a business bessie I think it's someone that you can talk to about anything like you would a best friend like no topic is off bound and and everything is conversation so you're not coaching your business best easy like the two of you are talking through things together and with the added perk in the business bessie relationship being that you're both business people so like my best friend I'm probably not talking business breath you know like my my besties my like life besties aren't business people my business besties our business people so they add in that additional value of being able to dive into all business things with you as well and to really understand your work and a different way and maybe you don't like enrolled together maybe you do you're not sharing in all the life stuff that you would with your best friend probably or likely but you you're sharing in all the business stuff yet if you've ever said to anybody nobody understands what I do you might need a business busty someone that understands what you do the INS and outs of what it's like to work for yourself and they're going to help you problem solve so earlier you said this isn't necessarily coach I think that there can be some coaching in a business bessie relationship I even know for you and I especially now because we're real life friends were business partners in his mess `this right exactly so we kind of sometimes have to define hey I need to have a business best ecommerce -sation and then we know that this conversation's probably going to be about pricing about branding about scaling it's going to be something that taps into the other a person's expertise without there is something to be said though without crossing boundaries of will you could just hire me at this point you know because like you know how to hire braid creative you have before I know how to hire you I have before and I probably still would and you probably still good so we have this really interesting area where we know how far we can push it which to be honest at this point is pretty far but we've developed that over almost a decade of business bessie friendships so that's the kind of relationship that really takes time to understand how far how far it can go yes and I'll throw in here this is one of those things I'm totally going to butcher because these are things and help me here because there's something around like a friend will want to pay you and in not friend will expect you to it for free or something there's like there's something heroin it is there something around like a real friend is going to want to pay you what you're so a all that to say a business relationship is not one where you are expect can you get their expertise completely for free you would be completely willing to pay them for their expertise when that line is getting crossed or there's even exchange that early in my business I did a lot of trade to get experience and to Kinda just show up and to get to know people and everyone's helping each other out 'cause everybody's broke it's kind of like the college version of being young creative entrepreneur so everyone's working on trade then everyone's getting a little bit other and is able to start charging what they're worth quote unquote and then I don't know I've come full circle where I would probably be willing to workout trades again because I feel so confident in my expertise and being able to pinpoint what someone else's expertise as well and seeing if we're on the same playing field for sure for sure all right let's talk about or who are some of your business besties and how did you find them well you and that happened from blogging yet some of my other business besties are Paul Jarvis and Jason Zuck yet boss boyfriends and what does that look like so for them it's actually the four of us so it's almost like a little will mastermind but I could see having a conversation individually with any one of those people and so for us it's really we schedule a monthly call and before we get off those calls is usually on Google hangouts and I'm usually the person that's literally making the appointment in the calendar I'm sending it to everybody's emails we have a Zoom Lincoln there but we also have a slack group together so sometimes last minute in the slot group where like where are we meeting Google hangouts around zoom I know that I'm can you the really boring parts of how this business besting com conversation works but like this is the real life of it right so anyway we're hopping on video call fighting with each other and we're talking about things like let's say our publishing deals suits and and said president and giggles ear you know and so we're just sharing stuff and I will say that I've actually really I having dudes as business besties has I've been able to identify some of the gaps that people talk about that I didn't know existed did until I got see them firsthand anyway I'll stop that conversation there because I could get in hot water and then the most important thing when that happens in order to maintain this relationship is at the end of every call we schedule our next call so that is my biggest piece of advice when it comes to maintaining a bit assists bessie relationship is scheduling the next call before you hang up Another one of my business besties is my friend Jesse artigue of silent pepper our and our relationship looks like mostly Marco Polo we're just Marco Polo going back and forth so that's been a really cool APP that I love using for maintaining relationships apps and the few others that aren't quite business besties or probably more wolf pack but I have ongoing email conversations with them so like my friend Kajol I am Kate Flanders who we've had on the podcast before I send her emails every once in a while says not quite I would say business best the territory but it ease it could go there if I wanted to say hey let's hop on a call like if I could initiate and get more intentional about it how about you I love it I have I have a couple as well so one one is similar to what we do with Paul and Jason where Meghan flat who is a funny she just pivoted her business and I talked to her last when she was pivoting I don't know how she pivoted so we we're actually talking this week I don't know why she does right now for a long time she's done Momma CEO coaching in our last conversation she was doing a pivot we speaking this week and often you talk to her how are they never even heard of this person you have heard of this person Kathleen so We talk every month we talked a month and I met her years ago and a business program that I did were there was like a facebook group where we were in this group together we ended up reconnect attending at at the Highbury in San Francisco or in Mill Valley last year whenever I went to speak at their entrepreneur lab conference and we reconnected she had actually been in our book signing at Highbury several months before that right and since then we've talked every month and just doc life and business stuff and like Pollen Jason before we get off every single call the flash thing that we do is schedule our next call so I'm excited to see what she's been up to and then last month I also talked pretty regularly with Sammy Jo Johnson who was a podcast God probably two years ago now she's a maker boss and we've been talking maker stuff so as I'm navigating Almanac she's been really fun to connect with on the level of just product business and what it looks like to navigate that space and I also do a mastermind group so pure mastermind group with a group of bosses who we meet every other week so we have a standing meeting where we get together every other week it's viscous moon and Maya toll from the herb and and Kelly night from modern mystic and I get together every other week to chat about business bridget from biddy Tara Oh and I.

two years Mill
"kate flanders" Discussed on Optimal Finance Daily

Optimal Finance Daily

02:00 min | 1 year ago

"kate flanders" Discussed on Optimal Finance Daily

"This is optimal finance daily episode. Eight fifty two how I paid off seventeen thousand dollars of debt in one year and what I tell my twenty year old self about money, both by Kate Flanders of Kate Flanders dot com. And Hello again. I'm dan. I'm the guy who's here each weekday reading to you from some of the best blogs on personal finance. And if you have any requests for us any topic requests, something you'd like to hear us cover visit old podcast dot com and share those ideas with us, if you would that's old, podcast dot com, and I have to post for you today from Kate Flanders. So let's get right to them as we start. Optimizing your life. How I paid off seventeen thousand dollars of debt in one year by Kate Flanders of Cape. Flanders dot com. Since coming out to my family and friends about my debt, and this blog the number one question I get asked is how I've paid off so much debt in particular my credit card debt. I know I've mentioned a few of these things in older posts, but it's been interesting looking back on the last year. And seeing all of the steps it took to get me where I am today. I I moved home. Yep. I did the one thing no twenty-something wants to do and moving home isn't easy for anyone in a family as the child, I'd built up enough independence that I felt foolish for needing help. And for my family, I was another person in the house, who had basic needs good days. Bad days at cetera. It's not an easy decision or adjustment for any family to make. But I'm so incredibly grateful that my parents, let me move home. Otherwise, who knows where my finances would be right now. I made a plan when I was maxed out, I had four different debts my car loan about eight thousand three hundred sixty dollars. Mike consolidation loan eight thousand eight hundred my credit. Cards, sixty five hundred and some tuition four thousand four hundred fifty five dollars that my parents had paid for my first plan was deciding which debts to pay off..

Kate Flanders seventeen thousand dollars one year four thousand four hundred fif eight thousand three hundred s twenty year
"kate flanders" Discussed on Optimal Finance Daily

Optimal Finance Daily

05:40 min | 1 year ago

"kate flanders" Discussed on Optimal Finance Daily

"This is optimal. Finance daily episode eight oh five what it's like to shop after not shopping for two years part to buy Kate Flanders of Kate Flanders dot com. And I am your host and narrator of the show. I bring you some of the best personal finance blogs on the planet in audio form each and every weekday, and if you've got some ideas for us, maybe you've got a topic request something you'd like to hear me cover here on the show. Please visit old podcast dot com. And share those ideas with us now today's post is actually a continuation from yesterday. So if you are new here or if you're dumping around a little bit it would be best to listen to yesterday's episode. I that's episode eight oh four, but if you're all caught up and ready to go, let's hear part two from Kate as we continue. Optimizing your life. What it's like to shop after not shopping for two years part to buy Kate Flanders of Kate Flanders dot com. Unfortunately, even though I avoid visiting online stores. I still see ads all over the internet. The trick is to look past them. And that's also easy after lots of practice. I think the one thing that still gets me is seeing friends share pictures of the books they've read or loved on social media. I always add those to my want to read list, but I don't feel bad about that as a writer. You should read a lot especially in the same genre. You want to write books in. What I have changed is my habit of buying books. The minute I hear about them that doesn't happen anymore. I only by a book when I know I'm going to read it right away. And only if my library doesn't have it. I'm also really good at decluttering. My want to read list, which is a lot cheaper. When it's just a title ridden in a notebook versus an actual book that I paid money for only to let it collect dust on my shelf. So those are some of my general thoughts on what shopping looks and feels like now nearly four years after I started this journey to become a more mindful consumer I've realized shopping could be swapped for the word browsing and removed that from. List of hobbies. I don't go into physical stores unless I absolutely have to buy something and only visit online stores for the same reason. It's never to browse. It's always to buy a specific item. If I could sum up what the shopping band did for my actual shopping habits. I would say that it was this. It taught me how to take the emotion out of it. So shopping his strictly a transaction now, as it should be the reason I added as it should be because I wanna make sure that when we talk about shopping bands. We acknowledged that we still have to buy things sometimes. And that's okay. We don't need to add more. Shame around buying stuff. We're spending money there's enough of that elsewhere in the world, and holy moly. Has there? Been a lot of it during this press tour, so buy your stuff. I don't care. I wanna be really truly and crystal clear on this buying stuff, isn't bad and spending money isn't bad. So you are allowed to buy stuff and spend your money on whatever you want. I have just learned that it feels so much better to only buy stuff when you're actually going to use it because the value of an object comes out when we actually use it not simply because we own. It and that is how I shop now since the shopping ban ended in July twenty sixteen. I've bought lots of stuff. Are you shocked? Don't be that's life. I bought some camping gear a couple backpacks snow shoes and polls when I moved. I bought a new couch and rug from my living room, but I'm still living without a coffee table. I also bought a coat rack, and then got all the parts and put together an awesome DIY stand up desk. I've bought lots of books to and have even bought a few candles along with an essential oil diffuser the difference between the way I used to shop in the way, I shopped for these things is that now I wait until I have genuinely felt the need for it. And I'm a firm believer that something you want is also a need if it fits in your budget. So I am learned to live without things. And then when I'm done living without it. I buy it. No questions asked. No shame. I just buy it and start using it. So what does the living without it? Look like, well, sometimes it means living without a couch for three months or a desk for six months while figuring out what you really need and want other times. It means living. A new home for four months and eventually seeing that it's not set up to give you easy access to a front closet, but a coat rack would help you get your wet rain jacket off the floor. And I just realized I haven't said anything about clothing in the past year. I have bought exactly five pieces of it and only two were for regular daily. Life a sweater. Plus, new hiking shoes, the other three were for a wedding and something to wear for TV interviews and book tour stuff. So to this end. I don't stockpile or buy multiples of anything. I simply by what I need when I need it the beautiful thing about the way I shop. Now is that I genuinely appreciate all of the things I buy it was really easy for me to write that list of things I've purchased since the shopping ban ended because I can look around my home and see everything. And that's because I use them regularly and ungrateful for what they do for me. Or for what they helped me do old me didn't appreciate most of the things I bought because I did. So for all the wrong reasons. The most common mistake was that I used to buy things for more aspirational version of myself, but then never use them because the real meat didn't want. Two in waiting to feel the need for an object. I know it's something worth buying. And when I have the money, the real me buys it and uses it there are no justifications and no shame. I just buy it and use it transaction complete. You just listened to part two of the post titled what it's like to shop after not shopping for two years by Kate Flanders of Kate Flanders dot com. And that does it for episode eight oh five here at optimal finance daily. Hope. You enjoyed our episode today and all week long. And thanks so much for listening each and every day. I will of course, be back with you next week for more great posts swell. See there where your optimal life awaits.

Kate Flanders writer two years three months four months four years six months
"kate flanders" Discussed on Optimal Living Daily

Optimal Living Daily

01:51 min | 2 years ago

"kate flanders" Discussed on Optimal Living Daily

"This is the difference between living for the weekends and actually living your life. Let go of the big milestones. Happiness isn't found in your wedding day or when you get a promotion, our lives feel rich. When we make deliberate and purposeful decisions each and every day to do what we love. Again, you don't have to have it all figured out work day job. But every morning decide to show up and do something. You're passionate about gopher walk, read a book, talk with strangers and my case, I started a blog. I wanted to learn something new and push myself out of my comfort zone. So every evening I'd right and I still do is not easy or natural for me, but I wanted to put my stories out into the universe and see what happened of still waiting to see the full picture. But it doesn't matter even though I'm off in scared lost and even disoriented, just like that afternoon at London Heathrow, I still wake up every morning with hope in my heart, happy in the knowledge. I'm doing what I love. You just listen to the post titled what it really means to do what you love by Jennifer with Kate Flanders dot com. And thank you to thrive market. The revolutionary online marketplace on a mission to make healthy living easy and affordable for everyone. You could shop for thousands of the bestselling non GMO foods and natural products always at twenty five to fifty percent below traditional retail prices from food to snacks, personal care products, kitchen Staples, homegoods analog more shift, right to your door. All packaging is recyclable and zero waste and was really cool as he can filter their catalog by values that could be like sustainably farmed or fair trade and also filtered by dietary preferences. Like paleo vegan, Kito genyk. I haven't seen that anywhere else. It's really cool and is not at all overwhelming be as a curate the products..

Kito genyk London Heathrow homegoods Kate Flanders Jennifer fifty percent
"kate flanders" Discussed on Optimal Finance Daily

Optimal Finance Daily

02:03 min | 2 years ago

"kate flanders" Discussed on Optimal Finance Daily

"Change. You just listened to the post titled on taking a big swing by Shannon McNair with Kate Flanders dot com. And thank you once again to ZipRecruiter for sponsoring this episode hiring used to be hard, multiple job sites, stacks of resumes, a confusing review process. But today hiring can be easy, and you only have to go to one place to get it done. ZipRecruiter dot com slash FT ZipRecruiter's since your job to over a hundred of the web's leading job boards, but they don't stop there with their powerful matching technology, ZipRecruiter scans, thousands of resumes to find people with the right experience and invite them to apply to your job as applications come in. ZipRecruiter analyzes each one and spotlights the top candidates. So you never miss a great match. ZipRecruiter is so effective that eighty percent of employers who post on ZipRecruiter get a quality candidate through the site within the firm. First day with results like that, it's no wonder that ZipRecruiter is the highest rated hiring site in America. And right now, my listeners can try ZipRecruiter for free at this exclusive web address, ZipRecruiter dot com slash, oh FT. That's ZipRecruiter dot com slash, oh FT ZipRecruiter, the smartest way to hire. And if you would like to hear similar content to today's Posta from another narrator, you can check out one of our other shows optimal living daily. That one is hosted by Justin and covers productivity. Minimalism personal development, all that good stuff. And for many of the authors that you here on this show including Kate Flanders. So it's sort of a mix of all the shows in our little network. And again that is optimal living daily, check it out, and that's going to do it for today here on optimal finance, daily. Thank you so much for being here and for being a loyal subscriber. And we'll be back with you tomorrow. I'll have a post from. Can I retire yet dot com? So I'll see there where your optimal life awaits.

ZipRecruiter Kate Flanders Shannon McNair Posta Justin America eighty percent
"kate flanders" Discussed on Optimal Finance Daily

Optimal Finance Daily

02:10 min | 2 years ago

"kate flanders" Discussed on Optimal Finance Daily

"Yes but i take issue with the way we spread this message you can't have a discussion about hard work leading to success without also talking about defining enough and what it means to be successful without this balance you are setting yourself up for a lifetime of discontent i've been there myself in my twenties i had a good job i owned my own town home and i lived a comfortable life but i never felt satisfied avoids inside of me kept telling me to work harder and whenever i stopped to rest i felt guilty looking back now i can see i'd set myself up for failure i've never define what success meant to me so it didn't matter how hard i worked i was never going to achieve it and this is the problem with how he discussed hard work i want my daughter to know that hard work is a means to achieve something that matters to you not a constant state of being on a final note i couldn't end this without acknowledging how grateful i am for how hard my grandparents and my mom of worked to give me a better life of course it's a privilege to be able to consider the role hardwork plays in our lives and for some it's a case of survival not choice just make sure you're not giving away your choice when you don't need to you just listened to the post titled of what i won't teach my daughter about hard work by jennifer with kate flanders dot com and thank you again to abby connect virtual receptionists for sponsoring this podcast abby connect is the leading live receptionists service which helps your business screen qualify and convert incoming calls did you know that eighty percent of business collars don't leave a message when they reach a voicemail and missed calls are missed opportunities abby connect offers guaranteed and professional call answering at a fraction of the cost of a receptionist or assistant the abbey connect receptionists are trained specifically on your business and provide the perfect mixture of high end call reception and cost efficiency businesses working with abbie connect report great savings higher revenue and more time to focus on growing their company our listeners will receive a free fourteen day trial and ninety five dollars off their first bill if they sign up at abbey connect.

jennifer ninety five dollars eighty percent fourteen day
"kate flanders" Discussed on Optimal Finance Daily

Optimal Finance Daily

02:13 min | 2 years ago

"kate flanders" Discussed on Optimal Finance Daily

"This is optimal finance daily episode five eighty five what i won't teach my daughter about hard work by jennifer with kate flanders dot com and i'm dan your host and narrator bringing you some of the best blogs on personal finance i'm here each weekday doing just that and if you have any topic requests please come and share those ideas with us at old podcast dot com that is oh l d podcast dot com now today's post comes from guest author on kate flanders site jennifer is a friend of cates and rights at simply fiercely dot com c you can find more about her there and before we get to jennifer's post did you know that eighty percent of callers hang up when they reach a voicemail whether you are busy or on the go abbey connects virtual receptionists delight and convert your business colors through the perfect mix of professionalism and charm missed calls mean missed business so sign up for a free fourteen day trial at abbey connect dot com slash finance but for now let's get to today's post as we start optimizing your life what i won't teach my daughter about hard work by jennifer with kate flanders dot com i'm a first generation american my mother was born in hong kong and she came to america with my grandparents when she was just seven years old like many immigrants my family came in search of a better life and they were willing to work very hard to make it happen and work hard they did by the time i was born my grandparents had opened a small chinese restaurant where they worked from open to close every day three hundred sixty five days a year almost every childhood memory i have of my grandparents is of them in the restaurant my grandfather cooking in the back and my grandmother's serving in the dining room the were no vacations and no holidays for my grandparents they would even work christmas day i remember watching them get up from our family dinner to cook and serve the pain customers seated nearby to this day i've never known anyone to work as hard as my grandparents except perhaps my mother who raised three children going to school and juggling two jobs with these role models it's probably no surprise that i learned the value of hard work early by age ten i was spending most of my.

jennifer kate flanders cates hong kong america abbey three hundred sixty five days eighty percent fourteen day seven years
"kate flanders" Discussed on Budgets and Cents

Budgets and Cents

01:41 min | 3 years ago

"kate flanders" Discussed on Budgets and Cents

"You're listening to honest money conversations a podcast for people who want to change their relationship with money and hear stories from others who have done the same might name is kate flanders am i name is kerry smith nicholson we are not financial experts we're just two friends who like to talk about life and work and the role that money plays in it all in this episode we're talking about sharing what you know and teaching others the things you've learned and being open to learn from them as well we also revisit various topics in episodes we've covered in the past we've been doing this for five seasons in we share some of the ones that were fun for us to record as well as some things that really really resonated with us in some of our favorite episodes yeah and i think okay so first of all i would say that there is one of the reasons that was so important to record this episode because it is a little different than anything we've done but it shows that you know just because you talk about a topic once it doesn't mean that you've remembered to include everything because there were definitely a few were like after we were done i'm like oh man i wish i had added that and so added it here but also to show that like as time passes and life changes happen and life and things just change that maybe you're where you're at with it changes and what it means to you now is different than it was maybe when we recorded so yeah i just think there's a lot of lessons in this not just like here's our favorite episodes there's a lot that comes up i think even just in talking about maybe what resonated then and what resonates with us now.

kate flanders kerry smith
"kate flanders" Discussed on Budgets and Cents

Budgets and Cents

02:00 min | 3 years ago

"kate flanders" Discussed on Budgets and Cents

"You're listening to honest money conversations a podcast for people who wanna change their relationship with money and hear stories from others who have done the same my name is kate flanders in my name is carry smith nicholson we're not financial experts were just two friends who like to talk about life and work and the role that money plays in it all end in this episode we're talking about different ways you can get creative with money in this one was actually a fun one because we took some time to reflect on our debt payoff journey as well as some of our a savings goals that we've come across in the past few years maybe some things you would have done differently in at some ideas that would come across since then to get creative with money yeah and i think one of my favorite things about this episode although maybe not so favorite for the show notes were going to have to put together is that we talked about so many different resources and just ideas and projects and stuff that we have come across in the past so this one is really great because not only do we kind of have some ideas that we throw out there and hopefully in the way that we describe it through words you're able to kinda visualize it but if you go to the website which is honest money podcast dot com there are links to everything that we've talked about so there's all kinds of like projects you can download like even work sheets that you can work through and stuff like that so there's a bunch of stuff for you to check out there's i would say like even those kind of just a fun one first a record it is jampacked with resources it really is in a feel like we're gonna hit on something for everyone to sime sure you'll be able to find something that will connect with you help you get more creative with many maybe get out about funk that you're having as we talk about everything like you said from visual to some fine colouring things and also some mindset shares changing out just a few words here and they're treating your money like a relationship legates lots of fun cool an interesting things yeah all right so season's five of honest money conversations is being sponsored by fresh books which is the cloud accounting software carry and i both.

kate flanders
"kate flanders" Discussed on Budgets and Cents

Budgets and Cents

01:53 min | 3 years ago

"kate flanders" Discussed on Budgets and Cents

"You're listening to honest money conversations a podcast for people who wanna change their relationship with money and hear stories from others who have done the same my name is kate flanders in my name is carry smith nicholson weird not financial experts were just two friends who like to talk about life and work and the role that money plays in it all in today's episode we revisit the topic of debt this is something that we talked about back in season one when it was called budgets incense and we wonder revisit that evolutionary process on we citizen the beginning it might sound weird but we were actually really excited to record this because this is something that at least for me like i haven't talked about debt on my blog even or anything in years so it's just i don't know it was kind of fun than refreshing to go back to the first episode and then just to talk about it again and see if anything's changed and just actually add some points we probably should've added in that first episode yeah i mean i'm right there with you uh it's not something that i've logged about recently either are my dead journey i will both of ours was severaly more than several years ago so i really like how we update ourselves where were at and talk about something that maybe we should be talking about more frequently even in our own minds into ourselves and it's really great to here where we were and where we're at now with it and sort of our beliefs and how we the volve since then agreed okay so season 5 of honest money conversations is being sponsored by fresh books which is the cloud accounting software carrying i both use for our businesses fresh books allows us to create and send invoices get paid faster keep track of our business expenses create reports and just hover really clear picture of what our business finances look like at all times.

kate flanders accounting software
"kate flanders" Discussed on Budgets and Cents

Budgets and Cents

02:00 min | 3 years ago

"kate flanders" Discussed on Budgets and Cents

"You're listening to honest money conversations a podcast for people who want to change their relationship with money and hear stories from others who have done the same my name is kate flanders in my name is carry smith nicholson we're not financial experts we're just two friends who like to talk about life and work and the role that money place in it all and in this episode we're talking about trusting herself we discussed how this is affected us in our lives recently and some of the calculated risk that we've experienced and how we are learning to trust ourself more in 2018 yeah and i love this conversation because at first i mean when we brought up the topic i was like yes i knew this topic right now for who for where i'm at in this moment yeah but i love that the conversation actually it went back quite a bit like we started talking about a ways we've had a trust ourselves in the past and that you know it's just something that we've been working on were were not proser experts of this kind of like what we said but yeah it's is something that we have continually sort of come up against ehden in life especially in the past five or six years i will say and just yeah what that has looked like and what it feels like sort of when you are trusting yourself and yet i don't know and also there was a quote that you've said in there that like blew my mind big if i was interested in getting more tattoos add probably throw it on my body right now that pai as i love it now it's true this as as usual in a we're talking about something that you and i have experienced recently is something where incorporating in our like more this year but also how it's formed our decisions up until now and how we built at confidence over time to trust herself maher so it's a really awesome one of my favorite topics so far i think oh for season 3 especially i also throw out something crazy into the universe just like a big idea vigor idea of someone who i would love to have on the show so i'm also trusting that by putting it out there.

kate flanders maher six years
"kate flanders" Discussed on Optimal Finance Daily

Optimal Finance Daily

01:44 min | 3 years ago

"kate flanders" Discussed on Optimal Finance Daily

"This is optimal finance daily episode for 81 i'm finally on the rewards credit card train buy kate flanders of keep flanders dot com and i'm dan your host a very happy new year to you all of you thank you for joining us here in 2018 entities post comes from cape flanders that she's actually going to be doing a special episode on optimal living daily this week were she's going to narrate her own content so make sure you're subscribe to that show that's optimal living daily and stay tuned this week for that very special show but for now let's get right to our post as we optimize your life i'm finally on the rewards credit card train buy kate flanders of cape flanders dot com i've written about this topic a few times before i used to use my two credit cards like they were free money max them both out in june of 2011 finally finish paying them off in april 2012 and a full year later found that i still didn't trust myself to use them responsibly now i can look back and see it's not so much that i didn't trust myself it was that responsible credit card usage had never been part of my budgeting strategy i didn't get it i didn't understand how people could use their credit cards to pay for everything and managed to pay off the entire balance and never be charge interest house that possible in july it finally clicked the problem all along was that i'd always used credit cards to supplement my income i saw them as something that could help me by what i couldn't afford so of course i didn't understand the concept of using them to earn rewards and be charged nothing to do so that's not how they worked in my brain credit cards what helped me live the life i want it even when i couldn't afford it since starting this blog however i have learned how.

kate flanders cape flanders
"kate flanders" Discussed on Optimal Finance Daily

Optimal Finance Daily

01:50 min | 3 years ago

"kate flanders" Discussed on Optimal Finance Daily

"It's a minimalist monday vision of optimal financed daily episode four sixty six good grief and financial discipline by mrs picky pinscher with kate flanderscom and welcome everybody i'm your host dan i'm here each weekday reading to you from some of the best personal finance blogs on the planet and today's post comes from a guest author over at cape flanders site please don't forget also that we have four other shows in our podcast network where we narrate blogs for you kate flanders is also red overrun optimal living daily see might want to check that out and you can find all of our shows by searching for optimal living daily in the podcast app of your choice but for now let's get right to the post as we optimize your life good grief and financial discipline by mrs picky pinscher with cape flanderscom my mom was never one for jewelry but on one chilly november morning i remember clutching to her necklace until my knuckles were white it was black friday and we'd just celebrated thanksgiving with our family the day before but there we were in the er of the hospital getting the worst news you can imagine a very sympathetic doctor explained that my mom died and there wasn't anything else they could do everyone asks out feels to go through something like that crying isn't always the first reaction either my initial reaction was to vomit for a good thirty minutes all i wanted to do was hurl i was in shock and i remember i couldn't even cry until the next day when i sorted through my mom's things that's when we discovered she had a prescription painkiller addiction which ended up killing her i'll be honest i didn't have a fantastic relationship with my mom she had an untreated mental illness that made her impossible to be around she was the antagonists to our lives and was a source of nearconstant abuse i could write a book of all the terrible things we went through with her but she.

kate flanderscom dan cape flanders cape flanderscom black friday personal finance kate flanders thanksgiving thirty minutes
"kate flanders" Discussed on Optimal Finance Daily

Optimal Finance Daily

01:33 min | 3 years ago

"kate flanders" Discussed on Optimal Finance Daily

"It's a minimalist monday edition of optimal finance daily episode four thirty one why i finally decided to do a spending cleanse by chelsea harmon with kate flanders dot com and i am dan your host happy monday to all of you out there and financial podcast land i'm bringing you of course some of the best personal finance blogs on the planet this week i'm here each monday through friday doing that and today's post comes from chelsea herman it's a guest post on cape flanders site but before we get into a big thanks to story blocks were sponsoring today's episode you can get high quality stock images for a fraction of the cost with story blocks go to story blocks dot com slash finance to try it for free for seven days that's s t o r y b l o c k s dot com slash finance and you can download anything from four hundred thousand images and unlock discounts on millions more and now let's get right to today's post as we optimize your life sms why i finally decided to do a spending cleanse by chelsea herman with kate flanders dot com it was the lady at the post office that did it the packages for my online shopping sprees kept getting diverted to my nearest post office and i kept having to trudged they're not excited about the package awaiting me but dreading seeing the post office clerk idol online shopping had become such a habit that i sometimes lost track of what deliveries i was expecting during my last pick up in may i have three packages to pick up at once the clerk fetch them then said casually matza new clothes hey.

chelsea harmon cape flanders chelsea herman online shopping personal finance seven days
"kate flanders" Discussed on Optimal Finance Daily

Optimal Finance Daily

01:37 min | 3 years ago

"kate flanders" Discussed on Optimal Finance Daily

"By laying out these rules ahead of time you should be less likely to make an expensive emotional mistake and sell at the wrong time as for me in my case as a trend following investor i've written out a detailed plan for where to place my stoploss order and how to adjusted over time then in my longerterm retirement accounts i'm happy to continually dollarcost into diversified lowcost funds rebalancing periodically to get back to my target allocations so long as my businesses are generating cash now the key is just a stick with these good intentions conclusion the right time to sell his up to you as you can see there are a variety of factors that go into deciding when you should sell your investments so i encourage you to take some time to reflect on your personal situation and what exit strategies will work best for you but whatever you do just make sure you have a plan for when you'll sell and do it before you push that by button it's the only way to consistently avoid the biggest investing mistake out there sms you just listen to the post titled one big expensive investing mistake to avoid by j delaware th with money many blog dot com and before we go if you haven't done so already please check out our other podcasts we've got four other shows where we narrate blogs for you covering many different topics at a find them all you have to do is simply search were optimal living daily wherever you're hearing the sound of my voice and then be sure to subscribe and that's a rap for another monday show i'll be back with you tomorrow with a post from kate flanders dot com saucier there were your optimal life awaits.