17 Burst results for "Josh Jilin"

"josh jilin" Discussed on 77WABC Radio

77WABC Radio

01:34 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"We get a look at the numbers of housing starts for may. The Dow closing up twenty two points, NASDAQ up forty eight s and p up to Yankees hosting Tampa Bay Mets in Atlanta. If work ask the Ramsey Mazda weather center, tonight, cloudy, humid. Rain at times, lows in the upper sixties tomorrow, cloudy continued human with periods of rain, highs and lows. Seventies Wednesdays outlook cloudy, humid, still the chance of a shower or thunderstorm with highs in the low seventies the Ramsey Mazda weather center. Seventy five degrees in central park and seventy three in Perth, Amboise, traffic, and transit of nex, and the seventy seven WABC news. Ascom. Bob brown. Next update at seven thirty twenty four seven coverage at WABC radio dot com. Seventy seven. See. In the morning. Supreme court to include on the census a question about whether you're a citizen or not that you be basic question. So of course, California, which is the legals really sanctuary cities globally goes they want all of them to count on the census days after Burns's in the morning now on echo devices release. Here with me in the studio is Josh Jilin ski host to the financial quarterback which airs every Sunday morning from eleven to twelve on seventy seven WABC. You've got that offer that you've made Josh, what is the name of the book, and what is this book going to help our listeners with, well, there's state planning smarts, which is how to protect your money, and.

Ramsey Mazda weather center WABC Josh Jilin Burns Tampa Bay Mets Yankees Amboise Bob brown California Perth Atlanta Seventy five degrees
"josh jilin" Discussed on 77WABC Radio

77WABC Radio

03:28 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"Webinars. If you wanna do that. And you get a twenty seven point financial checklists, so final call the our go ahead. Jennifer your Josh Jilin ski the financial quarterback. And folks, if you want the three for one special, call right now, eight eight eight nine eight eight five six seven four eight nine at Josh go, Jennifer. Thank you. So I have a pension to do. I have Michael. My husband also has a pension. He's already collecting he has to take the monthly allowance I have the choice of the one some versus a monthly allowance, and I'm not sure tax wise, which is better. Our plan was to take the lump sum obviously, to invested immediately rolled-over. So I'm not really sure which would be best for us. There are couple options one you do a rollover to do. Can you have it remained within their or if it remains in there, you have to get a monthly paycheck? Yeah. No, I would, I think, I haven't pretty sure I have to take it out as a monthly paycheck or is a lump sum. Rollover, I can do either. Okay. So one of the things we would do is a analysis of your income needs. And if you don't need the income, you may want to transfer it actually technical rollover from your pension to an IRA of your choice. But we'd want to figure out what is the income, you're getting expressed as a percent rate of return, and then figure out could you beat that on your own you may or may not be able to beat it on your own never two. You may not need the income, but you may be able to take that income invested into something else pay the taxes. Now while rates are lower. So we would want to do a couple things. One an income analysis. Right. Who attacks analysis, meaning is it better for you to pay taxes now put it in a Roth or something that grows tax deferred and can be pulled out tax for like life insurance or. And then the three wanted to females to make sure you know, you understand the risks and costs of doing a rollover so you wanna do a tax analysis. Number one, a fee analysis, number two, and the three an income analysis, and we could do that with you. If you call eighty eight ninety eight Josh, but a lot of people blindly do a rollover, when they should do the analysis I because, in many cases, pensions are based off of old treasury rates. So you may be, you know, you may be giving up something that you don't wanna give up, you know, just because everybody says, do a rollover doesn't mean it's the right thing. Although in many cases, it can be if you want freedom of choice in investing, if you wanna pick your own investment options, if you want more growth potential, but maybe you're in the more protection, and you wanna know the income, so you have to do an income analysis of fee analysis, and you may also want to do a risk analysis. Meaning if you pull the money out of. Four one K or pension. And you put it into the market, are you comfortable if the market goes down, can you withstand a market downturn? So give us a call. Eight nine eight Josh for the three for one special that three for one special is yours. When you schedule and keep your no obligation view, so call us now. Eight.

Josh Josh Jilin Jennifer Michael Four one K
"josh jilin" Discussed on 77WABC Radio

77WABC Radio

01:49 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"Thirty one and the risen five in sports, the Mets and the Yankees both off today. NHL playoffs. Game forward today with the Bruins at the blues. Boston leads that best seven series two games to one sunny skies this afternoon. The high seventy two your forecast from the Ramsey Mazda weather center, mostly clear tonight, the low fifty three more sunshine tomorrow, the high seventy one I'm Debra Valentine on seventy seven WABC where New York, the decision it should not be advertising. This ad is sponsored by case illegal media attention. This is important message for anyone that has been diagnosed with cancer after being exposed to round up or other weedkillers, the internal agency for research on cancer warrant that overexposure to roundup and two other weedkillers may increase the risk of develop. Non-hodgkin's lymphoma Monsanto, the manufacturer of roundup may have known that roundup and other weedkillers were likely linked to organ damage and cancer. This information was hidden from the public as proprietary trade secrets, since nineteen Eighty-one and Monsanto may have failed to warn of the potential risk of cancer. If you were a loved one has been diagnosed with cancer after being exposed to round up or other weedkillers, you may be entitled to significant compensation. Call this now at eight hundred four eight five four seven one our network of attorneys are ready to fight for you. You'll pay nothing unless there's a recovery in your favor. Call now for a free consultation at eight hundred four eight five four seven one. You must protect your legal rights. Call eight hundred four eight five four seven one again, eight hundred four eight five four seven one. We're here with me in the studio is Josh Jilin ski host to the financial quarterback chairs every Sunday morning from eleven to twelve on seventy seven WABC. You've got that offer that you've made Josh, what is the name of the book, and what is this book going to help our listeners with, well, there's a state planning smarts, which is how to protect your money, and.

WABC Monsanto cancer Josh Jilin Ramsey Mazda weather center Mets NHL Yankees Boston Bruins Debra Valentine Non-hodgkin New York
"josh jilin" Discussed on 77WABC Radio

77WABC Radio

02:54 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"Call eight nine eight Josh, that's eight eight nine eight eight. Josh now let's get back in the huddle with a financial quarterback. Josh Jilin quarterback. And we have Pat good, Pat. Josh, I have a two part question. Tax deferred account. Beneficiary. I pass away. He gets a hundred percent of that. Is he affected by this new law? Get you lived out his life, according to my readings spouses are affected. It really hurts children and non spouse beneficiaries that takes me to the second part. I have to children married to children point. My children would be the beneficiary upon the death of my husband and myself. They would split that tax, fifty fifty would it be beneficial to change my child takeout? My child who has two children and put that those two grandchildren in place. So then upon the death and my husband and I one child who single get fifty percent, and they remain to go twenty five twenty five to two grandchildren who? Babies in their income level is nil right now. Yeah. But the problem is, then you have the kiddie tax. So if it's a significant amount in IRA's, they're inheriting. It'll go on the on the parents bracket. Anyway. So the way around that is number one, you could look at Roth conversions number two. You look at how old are you? If you don't want me, asking, you could look at taking out a little bit every year and funding a life insurance policy that way, it will go tax read your kids, and then, then it'll go, then they put that into tax rethink that goes tax redo their kids. So it's a better way to do it. I think you know, look at look at those two options, okay? Any other questions that? Kiddie tax. Oh, that information. You know, I it still may be advisable, like if they're in their twenties. But I would rather you plan now for the taxes, we have a strategic window of opportunity where you of the seven, you're basically, seven years of the tax code left. So you can spend a little bit out of your IRA every year convert to raw look at other tax advantaged options like cash.

Josh Jilin Pat hundred percent fifty percent seven years
"josh jilin" Discussed on 710 WOR

710 WOR

01:53 min | 2 years ago

"josh jilin" Discussed on 710 WOR

"Is. Josh Jilin skied the financial quarterback coming to live. Taking your calls on anything financial that you wanna talk about this is your show. So the time to chime in is now what I love about our show. Is it is not canned? It is not scripted, except when you call you ask a question, so you can dictate the content of our show. There's a lot going in on the world of Wall Street in San Francisco tech money doesn't buy happiness. In a Weiner of the New Yorkers writing about the conflicts facing the city of San Francisco as a wave of new tech IPO's crashes over the city. This is a lot going on in the world of finance them just going to tell you some stories of the week from Ducasse Linden public relations, the great Email of convincing some of the greatest newsworthy stories in the world of finance, bitcoin tycoon. Barry Silbert thinks bitcoin will replace gold. He's launching a multi-million dollar marketing campaign titled drop goal, which includes a year of national TV ads telling the investors to sell golden favor. Bitcoin. And I don't know how it's way with that. But you know, that's an market manipulation will see US fines billions for Wall Street fraud..

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"josh jilin" Discussed on 77WABC Radio

77WABC Radio

08:47 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"Back is Josh Jilin's. He would Dr Harvey Manus talking about his book, collecting, art for pleasure and profit. And who do we have next for the Dr Richard go ahead? Your Josh Jilin skin. Dr RV Manas. Tomorrow, Dr good morning. Josh Josh, great show is always happy by the state. So you and your family so Sunday tomorrow. Couple of questions for the doctor. I inherited some Honey Kurland Hw Kurland. I don't know. The doctors familiar with her. My questions are not only. Are you familiar with who will give me a fam- market value without taking advantage? Not raking me over the coals and possibly sell it for me as well. Yeah. I I don't sell art. I'm not a dealer. I can tell you. I could give you a commission about other dealers. But I'm not a dealer Kurland. I'm sorry. I never heard of krill ender. So look it up on the internet put the name in and they'll give you different sites that have prices to this particular office. And that's what most people should do. You get the name of the artist put it on the internet. And you'll get the the previous prices for the artist. If there are no previous prices, then it's up it's up to you. If you like the peace, and you think it's a good value, then buy it. Otherwise, that's not the kind of odd. I buy I've only by on which has an investment potential. Also, your value. I'm sorry. What was that? I I don't know the value. You have to look it up on the internet. This is somebody that would sell it for me. Oh, yes. I, you know, I know dealers that could possibly sell it to you. But you know, I I don't think I should get many buddies named right now on the phone. Sure. So I could give it to Josh later. You can call back and maybe Joshua give the name of the deal. I off the off the air. Sure. Eighty today on Josh. Josh as far as my book, they could actually call my office. And if somebody wants to buy my book, they can call my my office, which is six three one two two six three three eight zero six three one two two six three three eight. Oh, that's my doctor's office. And they get by through my office, or they can go on on Amazon or EBay and buy the book there. Thank you. Sure. Yeah. Or Vokes is call us eighty eight nine and a Josh. We'll we'll buy a copy for you. If you schedule and keep your, no obligation review. What they did eight nine at a Josh. We have do we have next Loretta go on your own. Josh jalousie the financial quarterback and Dr Harvey menace talking about collecting art for pleasure and profit. Good morning. Thank you for taking my call. I own a Royo pink thing Lucia per Sundo. It's thirty six by twenty eight original artwork by Royal? And I'm at the point now that I would like to sell it. I've had it for maybe twenty years, and I believe it has gone up in price. We originally paid about sixteen thousand dollars. I I really don't know. How to go about? I heard you previous call and the gentlemen, also seem to want to sell his work. How do I go about this tool to why just contact one of the famous art dealers in New York City, or what did you a suggestion? Okay. First of all like, I told the previous caller go on the internet, but the artist name in there and see if they has any history. At the alternate houses or or all at net artsy from previous sales. If there's a history regarding this of August. And if there is you could bring it to subsidies or Christie's, and they can sell it or you could bring it to just a general art dealer, and they can sell it. If there's no history chances are they're not going to sell it. And it's really not saleable unless you yourself put it on EBay or put it on Amazon and try to sell it that way. I guess pack it up and sell it to the person on EBay. How do I I mean, this is a lodge painting? It's at thirty six by twenty eight and that's not easy to pack up and and ship. So I. Loretta. That's not so big as much larger paintings, and you can go to FedEx or UPS, and they would package for you. And and send it is not an expensive as much less money than you than you might think you could sell it on Amazon if you know how to do that. History. If there's a price history for this artist could bring it to Christie's sub base or bottom filler. Teratogen is you know, a number of altern houses. I just mentioned Christie's and Sotheby's as the big ones, but Phillips is very large. Heritage bottoms swan is a whole bunch of a altern houses. Very good. Thank you. I appreciate your input. And we will take care of it that way, thank you so much help folks. And folks, if you want the book collecting art for pleasure and profit, it's our free giveaway when you schedule and keep your no obligation review at eighty eight nine a Josh we Barbara but first before we go to bar, Marsha we've Marsha before. You are you hearing one of the groups of sort of advisers that I'm a part of we're part of the sort of the study group and we've put a dig in a charitable remainder trust, are you hearing of that more a lot a lot of people using their art for a charitable. Deduction. Yes. Myself included. I created a an art foundation. And I donate pieces to the foundation. So if I bought a piece for the wall that I bought the ten thousand dollars, and now it's worth a million dollars. I donate the peace to the foundation, and I get a million dollar right off. And then the foundation has to loan the pieces to museums schools alive varies art shows and that and that's the way the foundation works. But yes, you can get a very good right off, especially if the increase in value, just like a stock donating stock to charity or foundation, you'd get you can write off the the the fair market value. And and not what you paid. So you don't have to pay the capital gains tax, and you get a beautiful tax write off, and there's even a greater benefit. If you're giving it to a charity directly. If you have control of the foundation, it's it's a significant right off, but it's a little less than the normal one. So there are great opportunities. And then one of the things we can help show our listeners if they want is had a link that and use that right off to offset taxes from Roth conversion, so call us at eight eight hundred eighty Josh folks, if you want to learn how to do that next up. We've marsha. Am I on? Yes. Who have guy? Good morning. I just wanna tell you. Josh, she'll wonderful you go to every Saturday morning at any rate. I have a question to about Theresa Bernstein. Have you heard of Theresa Bernstein? No, no. My fiance is Merrill Bernstein. I'm sorry. I'm kidding around. No. I never heard Theresa Bernstein. Oh, I'll let only because she is at the metropolitan I met her in New York, many moons ago with the New York historical society, and she was quite a lady, she's dead. Now, she died over a hundred years old, but for her. Yup. Yeah. Yeah. I just thought maybe you heard of because I have one of her pieces, and she was a charm liquor liquor up on the internet. You want to know the value? It's it's quite easy,.

Josh Josh Josh Jilin Theresa Bernstein Amazon Honey Kurland Hw Kurland Josh jalousie Josh EBay Dr Harvey Manus Christie I. Loretta Dr RV Manas Kurland Dr Richard Dr Harvey Merrill Bernstein Lucia per Sundo Joshua New York City New York
"josh jilin" Discussed on 77WABC Radio

77WABC Radio

01:51 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"Look at the markets overnight. Not surprising at all of why did the president decide to do that? Now. We'll talk about that coming up here in a little bit. Here's your national forecast. We're going to continue to see the potential for more flooding, especially in the southern plains Texas, specifically where there have been multiple flash flood watches and warnings issued throughout the past week upwards of five inches possibly more for the week ahead in eastern, Texas, Dallas today with a high of eighty four and a chance of thunderstorms that band of five inches or more rain for the week ahead will extend up through the Mississippi delta up along. I fifty. Eighty five into the lower Tennessee and Ohio valleys, expect more flooding flash. Flood watches and warnings this week for communities up and down the Mississippi River next in line to receive the most rainfall for the week ahead. We'll be the mid west where spring planting has been affected by the deluge of rains over the past several months, Chicago set to see some rain today high of fifty seven it'll be sunny in Atlanta high today of eighty three eighty four Denver under mostly sunny skies. There's your national forecast from Red Eye Radio. I'm meteorologist John trout. You're listening to Red Eye Radio from the pilot flying j studios. Here with me in the studio is Josh Jilin ski host to the financial quarterback which airs every Sunday morning from eleven twelve on seventy seven WABC. You've got that book offer.

Red Eye Radio Texas John trout Mississippi River Josh Jilin WABC Flood president Mississippi pilot flying j studios Tennessee Chicago Dallas Ohio Denver Atlanta five inches
"josh jilin" Discussed on 77WABC Radio

77WABC Radio

01:47 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"Me in the studio is Josh Jilin ski hosts to the financial quarterback which airs every Sunday morning from eleven twelve on seventy seven WABC. You've got that Brooke offer that you've made Josh what is the name of the book, and what is this book going to help our listeners with well. There's state planning smarts, which is how to protect your money, and how to give your money to the people you love in the causes you love, and if you don't care about that and you care about retirement planning, there's a twenty fifteen retirement decisions guide fresh out by Ed slot. It goes over one hundred twenty five ways to save and stretch, your wealth over nudity, social security's IRA 4._0._1._K's TSP's life insurance, whatever financial question. Securities offered through American portfolios financial services incorporated. Member FINRA SIPC advisory services offered through wealth quarterback American portfolios and wealth quarterback unaffiliated entities. Investing made. While the risk of loss of capital. Introducing the flex collection from van Heusen from the brand that brought you the revolutionary flex collared shirt comes a whole range of innovative sport shirts. Solos fleece, zip up, sweaters and pants all that gives them the freedom to move. Whether it's three sixteen natural stretch fabric. A flexing waistband or a collar that stretches up to half an inch one thing is certain on comfortable clothing, just became history. Experience expandable comfort from van Heusen. Shop the collection now, Kohl's JC Penney. Amazon Affleck's collection from van Heusen. Your welcome seventy seven..

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"josh jilin" Discussed on 77WABC Radio

77WABC Radio

01:56 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"And y dresses the woman on the go sportswear tooting, dresses, shoes, head bags and sport. One hundred percent real one hundred percent fresh one hundred percent de que and watch shop on DKNY dot com. Or at your local Macy's store. One hundred percent. Introducing the flex collection from van Heusen from the brand that brought you the revolutionary flex collar shirt comes a whole range of innovative sport shirts. Holo sleep. Zip up, sweaters and pants, all that gives them the freedom to move. Whether it's three sixty natural stretch fabric of flexing waistband or a caller that stretches up to half an inch. One thing is certain uncomfortable, clothing, just became history. Experience expandable comfort from Ben Husic shop the collection now, Coles JC Penney Amazon the flex collection from van Heusen. You're welcome. Rosenberg here, you consider Mazda the premium brand, US news and World Report. The two thousand eighteen best brand they build some of those technological SUV's. Of course over available today. One we his act of technology, more power and performance out of their engines one of the best places to test drive. The muzzle c five or Mazda c x nine is Ramsey Mazda on route seventeen and scenic Bergen county New Jersey dealer rate on the best deal ship in New Jersey. How do they do that? They open express buying experience. No waiting around you, get your prices payments, right away. There's lots of choices for Nobel try this you've Mazda c five is a great choice. If the third row seat bigger family. The most ac- nine is a premium SUV for you, folks. Visit Ramsey must for your test. Drive today. Special offers available to qualified buyers subject to primary lender approval all cost be paid by consumer except for Texas license. Registration sale ends four thirty nineteen. Courtesy were here. With me in the studio is Josh Jilin skate.

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"josh jilin" Discussed on 77WABC Radio

77WABC Radio

01:53 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"Card to help your organization avoid paying taxes or likely be sentenced to two years and federal prison. Mike Anderson, the new head coaches Saint John's now you forecast Ramsey Mazda weather center tonight for the start of Passover cloudy with rain rumbles of thunder. Rain becomes heavier overnight flooding possible when you have a flash flood watch in effect, low sixty one tomorrow, mostly cloudy with periods of rain on a thunderstorm possible in the morning, a scattered shower in the afternoon, high sixty four tomorrow night cloudy with scattered showers early then partial clearing overnight low. Fifty four Easter Sunday. Partly cloudy in the morning, then more clouds by afternoon. Scattered showers early in the evening with rain becoming heavier overnight. A high of sixty seven Mondays outlook mostly cloudy with scattered showers and a high of sixty seven once again for the Ramsey Mazda weather center, it's currently sixty six degrees in New York of sixty nine degrees in union, traffic and transit up nex. I'm Bob Brown on seventy seven WABC where New York comes to talk. When sportstalk starts to sound the same. Sports opinions or diamond dozen when you were sports Sundays are lacking. Sit sports Sunday near life spectacular. Grace guests winning picks. Biggest headlines the never stops trusted trust. Sid sits voice Sunday nine to eleven AM every week. So least seven W ABC and WABC radio dot com. Started. So you'll hear and with me in the studio is Josh Jilin ski host to the financial quarterback, which is every Sunday morning from eleven twelve on seventy seven WABC. What is the recommendations that you're making an events in retirement to finance your preparation that has to go into this many people think about growth asset accumulation they're trying to grow that nest egg.

Ramsey Mazda weather center WABC New York Sid Mike Anderson Josh Jilin Saint John sportstalk Bob Brown ABC sixty nine degrees sixty six degrees two years seven W
"josh jilin" Discussed on 710 WOR

710 WOR

03:07 min | 2 years ago

"josh jilin" Discussed on 710 WOR

"J O S H. Now, let's get back in the huddle with the financial quarterback. Exactly. Special. True. Exactly. Haven't heard that song. A while. That's a good one April. Birthdays, courtesy of Bob g. Who picks out the songs that I like every week every week. We we are kindred musical selectors. We play the stuff they don't play anymore. So go ahead. I don't know why that will play that the and they play a lot of mindless drivel. So go ahead. Gordon your Josh Jilin ski the financial quarterback. Good morning. At one time, at least there was a thing as a G and and a certificate. In fact, I had one at one time, and I wondered if the still existed, and it's so is it a good investment a good investment onto sun circumstances. It's okay. It's sort of old school. I mean, it was great like twenty years ago ten years ago for the last ten years, the I'm looking at a benchmark called the bloom bark for Bloomberg Barclays US Ginnie Mae index symbol LG an MTR. You you it averaged about three point two one percent over the last ten years five years two point four seven so not much more than a CD. Now, you used to be able to get a superior returns on these. And there.

Bloomberg Barclays Ginnie Mae Josh Jilin Bob g LG Gordon ten years two one percent twenty years five years
"josh jilin" Discussed on 77WABC Radio

77WABC Radio

01:36 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"Josh jelenski the financial quarterback. We're gonna talk later on Larry cudlow is saying the fans should immediately cut rates. And why I'm saying maybe they should just hold them. And I don't know why you know, it's interesting. You know, I think the fed hike swirl little bit suspect. But why should we keep cutting rates? I I don't see the point. So go ahead. We're going to the phone lines. And we have Scott your own with Josh Jilin ski the financial quarterback lead. Josh thank you for taking my call. Enjoy your show very much. My question is I'll be sixty six and a couple of weeks. My wife is sixty four and we have very similar earnings for social security, and I'm trying to figure out what's the most beneficial way to take social security, and maybe take advantage of file and rescind or spousal benefits and those type of things. Yeah. I will give you some tips. But I always encourage everybody. And since it's been a while since we offered it. We will offer the maximize my social security conversation where I'm going to give you some tips on taking social security, but you want to find the best strategy to maximize lifetime benefits my recommendation..

Josh jelenski Josh Jilin Josh Larry cudlow fed Scott
"josh jilin" Discussed on 710 WOR

710 WOR

10:07 min | 2 years ago

"josh jilin" Discussed on 710 WOR

"Josh Jilin ski the financial quarterback. We're gonna talk later on Larry cudlow is saying the fed should immediately cut rates. And why I'm saying maybe they should just hold them. And I don't know why you know, it's interesting. You know, I think the the fed hike swirl. Suspect. But why should we keep cutting rates? I I don't see the point. So go ahead. We're going to the phone lines. And we have Scott your own with Josh jelenski. The financial quarterback lead. Josh thank you for taking my call. I enjoy your show very much. I'll be sixty six and a couple of weeks. My wife is sixty four and we have very similar earnings for social security, and I'm trying to figure out what's the most beneficial way to take social security, and maybe take advantage of file and rescind or spousal benefits and those type of things I will give you some tips. But I always encourage everybody and since it's been a while since we offered it. We will offer the maximize my social security conversation where I'm going to give you some tips on taking social security, but you want to find the best strategy to maximize lifetime benefits my recommendation. Would be. You could go to maximize my social security dot com. Spend forty dollars or if you spend an hour with us. We will show you the get what's yours the revised secrets maxing out your social security program by professor caught Lokov which will show you the optimal strategy for you with your individual numbers. But the first question I have is we're either of you born prior to January one nineteen fifty four. Yes, I was. Okay. So. That's interesting. If it's similar one of the things, I would I would focus on we meet for the program and this week will be in Long Island, New York City. Short hills, New Jersey Hackensack New Jersey, conserve New Jersey, red Bank and Princeton. So in round the country through the iheart radio app and webinars so call us at eight eight eight on Josh and get the free maximize my social security review, but you may want to look at you. Taking spousal off of your wife and leading hers. So she would collect you would take half of hers and let yours girdle seventy. Now, she can't do that for you. Because she's born after January one nineteen fifty four, but you may be able to do that does that makes sense. So that's a cool technique. Does that make sense for you or she would take the social security, so she would take her full retirement benefit at sixty six. Not only sixty four. Well, then that that may be an issue. But typically what she might do. So then, you know, that's why you gotta do the program. But one potential thing is she would collect at sixty six when she collects it sixty six she would get you would then file for spousal. Right now. You can't really get spousal until the other spouse collects, otherwise, you can get it off your benefit. You also may want to have her collect her own benefit. Now, you let yours girdle seventy. There's different tricks like that. You really don't know until you run all the scenarios, but I'm giving us some ideas that I've seen that are a little more counter conventional the sixty four so she would take it. Now, you would take it at seventy that's one option. Another option is. You would file right? Then she would take spousal when she turned sixty six then you would stop yours and let it grow for two more years. There's different little tricks. You can do. And sometimes it depends on imports. You put in the system, you know? Meaning if you put into the system, you're gonna live into the nineties, it'll tell you a different optimal plan is if you might live to your eighty five so life expectancy is also critical when you're doing these projections does that make sense. Understood. And there's a lot of different permutations and combinations. Of the right social security move. That's why I would recommend you you meet us for the maximize my social security review. But those are a couple of tips that are maybe outside the box. You know, you could also take yours right now. And if it's similar you can let hers grow. But she's not going to be able to do the file and suspend thing because of her birthday, right? Understood. Understood. So the tricks are more. On your side. But she could still do some interesting things. But but some of the counter conventional ones. Would be you know, she takes hers. Now, you let yours girdle seventy another scenario and these are all scenarios we would run with you in person. And then you also need to factor in life expectancy. Meaning if you tell the program, you're gonna live to a hundred right? It's going to tell you the same thing the ladle seventy right. So there's a difference between maximizing your benefit and optimizing, it is that makes sense. Could. And that's why you don't even just want to buy the software without me because one of free, but to it all depends on the inputs, one of the things I learned when I worked with some of these programs is there thinking, you're going to have two hundred you may, but you may not you know, what I mean? So I would rather put in what if you live to eighty six or eighty four eighty eight. And then because some of these things it's better to delay. If you live beyond eighty three or eighty four so if you lived about eighty three they're all the same which is kind of funny, but you know, when you factor in lost opportunity cost. Meaning if he took it early you could invest it or spend it see yet enjoyment any other questions on that. That's it. I'm gonna call for that analysis and thanks so much for your time. Josh, thank you. You get one hour with us. And and you get the free analysis. If you want the analysis done at the meeting, I always tell people bring in the essay dot gov green sheets because if you don't sometimes it takes two meetings, and that's fine. You know, we'll give you two meetings of you don't have all the documents ready, so eight eight eight nine at a Josh two meetings for the price of numb. Eight hundred eighty Josh next up. Gordo gordo. Go. Good morning. I'm glad you were brought up the. Of the lift IPO, which. Should've reminded me of a question that I had for a long time. And I'm sure you can help me clear it up where I live in Brooklyn, New York. And in my neighbourhood, I rarely see a yellow taxi cab cruising around the street looking for fares. Typically in my neighbor, right in I myself, use it if I need to go from one of my residents are the place, and there's no public transportation available. I call a car service, and you tell them I want to go from point eight point. Can you send a toll road to to pick me up and take me there? And when can you do it? Now, it's hard for me to. From what I understand. I don't know all the ins and outs list naturally. But it seems to me that this company is more or less a big car service. I wonder how we differ materially from from a smaller cost showbiz. We call and say you want to get from one place. And maybe they have refinements like they can put their drivers in some sort of a cue where? The nearest rival gets the picked up once CEO. And the next news drive. It gets to pick up the next fail. Available customer available. I was wondering if you could hide any, you know, not about this situation. I actually use the lift more than Uber. I find it easier for me for some reason I was at some airport. In the west coast, and lift was easier to get an Uber. They're over here in New York. Uber's easier. It's a ride it's a ride sharing app. But let's say you're cheap. Right. And you don't want to..

Josh Josh Jilin fed Josh jelenski Larry cudlow New Jersey Long Island New York City Gordo gordo Scott New York CEO Hackensack New Jersey Brooklyn Lokov red Bank professor Princeton
"josh jilin" Discussed on 77WABC Radio

77WABC Radio

01:50 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"Josh Jilin ski. Steve financial quarterback. And we are. I'm writing the retirement reality. Check. Which is our our book that I'm coming out with our I guess our the collective it's like we as a host and radio listenership over the years. So very excited about the book very excited about some of the graphics in the book. And of course, it's going to be dedicated to my wife. My kids my mom and dad had just passed away. So they would have been so proud of this book. They really they they knew it was coming though. So they knew it was going to be a best seller, but it has to be bestseller because you pre-order it. So go to Amazon and preordered the retirement reality check, it is a fascinating new book. We have some new stuff in the book. And it's it's exciting. There is a lot of new stuff. What what I wanted to make in the book was I didn't want the same old same old. So like three or four chapters completely new. Perspective on money management. So we've got a lot to talk about. Open phone lines, folks, spin. It's been awhile since we did open phone lines on a Saturday. So now's the time to any financial question. Call me right now reach for your phone. If you have a financial question now is the time to chime in call us, and we are also on podcasts. So if you don't know how to.

Josh Jilin Steve Amazon
"josh jilin" Discussed on 710 WOR

710 WOR

01:33 min | 2 years ago

"josh jilin" Discussed on 710 WOR

"Josh Jilin ski. The financial quarterback. And we are I'm writing the retirement reality check, which is our our book that I'm coming out with. I don't know who our I guess our the collective it's like we as a host and radio listenership over the years. So very excited about the book very excited about some of the graphics in the book. And of course, it's going to be dedicated to my wife. My kids my mom and dad had just passed away. So they would have been so proud of this book. They really they knew they knew it was coming. So they knew it was going to be a best seller, but it has to be bestseller 'cause you pre-order it. So go to Masan and preordered the retirement reality check. It is. A fascinating new book. We have some new stuff in the book. And it's it's exciting. There is a lot of new stuff. What what I wanted to make in the book was I didn't want the same old same old. So like three or four chapters completely new. Perspective on money management. So we've got a lot to talk about open phone lines, folks, spin. It's been awhile since.

Josh Jilin Masan
"josh jilin" Discussed on 77WABC Radio

77WABC Radio

02:38 min | 2 years ago

"josh jilin" Discussed on 77WABC Radio

"Eight eight eight nine eight eight Josh that's triple eight nine eight eight J O S H. Now, let's get back in the huddle with the financial quarterback. And we're back. This is Josh Jilin linski the financial quarterback with Dr Richard Smith. Talking about uncertainty financial planning softwares and his own trade stops later on where where he has. He's going to give you some tips on what to do with stocks. You're holding to avoid catastrophic losses potentially with this simple system. So Dr Smith anything that I just mentioned the last segment that kind of made you think, oh, well, I got a good point to this. Absolutely. I love the idea of complexity science software, and I love the idea of helping people to realize that investing isn't so much about predicting a specific outcome. You know, we can't predict a specific outcome in in investing. It really is all about scenario modeling and being prepared for different scenario. So recently, I did an event with some colleagues of mine, I called it. The bull versus bear summit. You know, and we had a bulls on talking about why the market's going to be great in two thousand nineteen. We had bears on talking about why the market could be a total disaster in two thousand nineteen and I did that because I wanted people to really feel the you know, those that that contradiction. You know, I had very intelligent people on from both sides of the aisle, really debating it out and then saying to to our audience. Hey, you know, this is great stuff. You gotta be a Buller a bare human, right? We've got emotions. We got to choose the side of the aisle, but we gotta be prepared for both possible outcomes. So that's what my works all about. And so I very much sympathize, and I'm personally, very interested in this software that you're talking about because I do think that's what it's all about is basically, you know, anticipating different possible outcomes. And then having the best possible solution, you know, that you can manage to to a range of different outcomes. So I'm a big believer in that. And I found it fascinating was of the software was developed by my friend. He sold in that of selling it to a financial company, right? And the financial company changed it to sell product. They thought it was too difficult for the average financial advisor. Isn't that funny that that is interesting? I thought where you were going with it..

Dr Richard Smith Josh Jilin Dr Smith advisor Buller eight nine eight eight J
"josh jilin" Discussed on 710 WOR

710 WOR

04:32 min | 2 years ago

"josh jilin" Discussed on 710 WOR

"Eight eight eight nine eight eight Josh that's triple eight nine eight eight J O S H. Now, let's get back in the huddle with the financial quarterback. Josh Jilin ski the financial quarterback. And Jennifer has a question for Larry's Woodrow, author of the book your complete guide to a successful and secure retirement on the subject of q lack which is a type of deferred annuity. Go ahead. Yeah. Thanks for taking my call. I want to know what he thinks of killed the Q act and also income annuity. Well, unfortunately, I'm not familiar with the q lack but income annuities are the only type of annuities you should buy. You should never by a defer variable annuity. Yeah. You don't need the tax shelter provided by a new Witty's to invest in equities. And then you typically end up paying the higher expenses including the annuity. So you can avoid them but payout in new Witty's, meaning income annuities are the type to buy and we discussed the two types. And there's a chapter in the book. Josh, maybe you're familiar with the Latin my opinion, I have a slightly different been them. But but knowing Larry's opinion, he would love them. Because that should be a subject of your next book because you can put in fifty grand one hundred grand in basically, it is the type of annuity that give a delayed retirement credits and President Obama signed this into law. So basically, you could put in a hundred and twenty five grand up to one hundred and twenty five grand from your IRA, not pay any are MD's until you start. Taking the annuity payout. Basically. It's a deferred annuity a deferred income annuity that you get to pick. And you have to start taking it out at eighty five, but you can actually defer from seventy to eighty seventy two seventy five seventy to eighty five minutes late buying long jeopardy insurance. Yeah. I just wasn't familiar with the ads a very low cost talking about very low cost. It's a very low cost of Hewlett. And by the way, when you're looking at income annuities Q lacks, there's no internal. They pay a commission generally, very low something like zero to three percents to the adviser. So you're not paying that the insurance companies paying them. So that's an important consideration as well. I sometimes like them, I sometimes don't I mean my pony earlier. Is you got to really run the numbers because it depends on it depends on how much you have. It depends on can you construct a good ladder. It depends on the rate environment depends on you know, but generally. You could definitely you should definitely be shopping them to see, you know, what type of payouts, I mean, for example, you can put in like one hundred or fifty grand when you're sixty and eighty five, you know, you're getting like forty grand a year for life rates are different. And this is purely hypothetical, but you get a lot of income protection for very little premium when you acute lack, and if you can work that into an overall strategy could be very powerful. Yeah. And so the ad is absolutely right. I q lack is nothing more than a deferred annuity or can be there. And so I'm definitely in favor them in the tax legislation did provide four that. So that's worth looking at again, you wanna look ones that have the low cost. So you gotta shop is Josh stated. And we even a nudie shopping service. If you want that at eight eight nine eight, Josh, so okay. Thank you very much. Trouble them for you. Okay. Any other things we should discuss before we move on from a new I think we're done with the new. So we'll take our final break of the hour..

Josh Jilin Larry MD Jennifer President Obama Hewlett Woodrow eight nine eight eight J eighty five minutes