38 Burst results for "Jennifer Jennifer Jennifer Jennifer"

Fresh update on "jennifer " discussed on WTOP 24 Hour News

WTOP 24 Hour News

00:31 sec | 31 min ago

Fresh update on "jennifer " discussed on WTOP 24 Hour News

"When we vote probably after November. More senators and House majority and the House majority elected November to get this bill to my desk. CBS News brief, I'm Jennifer Kuiper. What's for dinner, burgers? After last week, no thanks. Avoiding foods due to fear of diarrhea, gas bloating, stomach pain or loose oily stools, it may not be just stomach issues. It could be EPI, or exocrine pancreatic insufficiency, EPI can cause uncomfortable symptoms because it's a condition where the pancreas doesn't release enough digestive enzymes to break down food

Jennifer Kuiper House Cbs News Diarrhea
Lucia Navarro Joins Jim Hanson to Discuss Latino Values

America First with Sebastian Gorka Podcast

01:50 min | 1 d ago

Lucia Navarro Joins Jim Hanson to Discuss Latino Values

"So we have a member of a new organization that I am very thrilled to introduce you if you haven't heard of them called americano media that is speaking from a conservative viewpoint to the Latino community and joining us now is Lucia Navarro and award winning journalist from americano and Lucia. I'm glad we finally got you on it was my fault, but good to hear from you. It is a pleasure. Thank you, Jennifer the invitation. We're very happy to be with you and very happy to share the news of poor American. What is a purpose with all the communities? And the whole community there in the United States. Well, and that's just it. You guys are speaking in Spanish, which we have historically been bad at. You know, I mean, most Americans know exactly none languages were marginally competent in English. But now we've got people in their own language hearing the views that mirror their beliefs, mirror their their beliefs in God and country and entrepreneurship and all that. So tell us tell us how it's going at americano media. I know, I know it's going well. I want to hear how well. Well, it is very well let me tell you, because as you just said, we explained Latinos. The real views of the politics in the U.S., we do not believe that all Latinos are Democrats because they think that they are the parties that are going to really fight for them. We do not believe that. And we're sure that many Latinos are just blind. I mean, they don't understand that the values that we share is Latinos. Those that we were raised with are Republican

Lucia Navarro Lucia Americano Media Jennifer U.S.
Fresh "Jennifer   " from WTOP 24 Hour News

WTOP 24 Hour News

01:26 min | 10 hrs ago

Fresh "Jennifer " from WTOP 24 Hour News

"Mike Jakarta is our producer. And our top story is the weather we've had severe thunderstorms moving through, but things do seem to be calming down, Mike's Jennifer is standing by with more Mike, there still is one storm out there. There is, and that's in Montgomery county on two 70, especially once you get north of Rockville, you're in some very heavy rainfall through Gaithersburg all the way to Germantown. This is reducing visibility. And of course, there's a lot of ponding of water on the interstate there. So, did you watch out for that? But the good news we see the back edge of this cell moving toward the interstate, it'll be out to the east of the interstate about 15 or 20 minutes and I don't think we're going to see much if any more severe weather the severe than a storm watch will expire at 7 o'clock tonight. Just took up a shower, thunder shower tonight show around midnight, but the threat for severe weather pretty much coming to an end and especially once we get this cell out of Montgomery county. We should be all clear, but there could be more severe weather tomorrow afternoon tomorrow evening as a cold front comes in. And I'll be back in just a couple of minutes with your complete forecast. Mike Jennifer there, now a number of delays and cancellations at area airports on this busy travel early evening. Hundreds of delays are reported now at BWI Marshall at dulles, and of course at Reagan national, along with about 60 canceled flights, locally so far. WTO's Acacia James reports from Reagan national. I paid three times what I would pay for this flight, 6 months ago. And the service is poor. This man had trouble with his layover and he waited hours for his luggage to arrive as a result

Mike Jakarta Montgomery County Mike Gaithersburg Rockville Germantown Jennifer Mike Jennifer Bwi Marshall Reagan National Acacia James Dulles WTO Reagan
School shooting suspect may testify at parents' trial

AP News Radio

00:52 sec | 4 d ago

School shooting suspect may testify at parents' trial

"The suspect in a deadly school shooting in Michigan may testify at his parents trial Ethan crumley is accused of killing four fellow students at Oxford high school James and Jennifer crumbley are charged with involuntary manslaughter for failing to reasonably care for their son Judge Cheryl Matthews says some text messages can be used at the trial I actually asked my dad to take me to the doctor yesterday but he just gave me some pills and told me to suck it out And quote my mom laughed when I told her unquote Shannon Smith is an attorney representing Jennifer crumley She says this is not about the charges against Ethan crumley He can answer questions that are not covered by the Fifth Amendment So we can call him as a witness Smith says calling the son to testify is not about the parents wanting to throw him under the bus or make him look bad It's about her clients defending the case I'm Ed

Ethan Crumley Oxford High School Jennifer Crumbley Judge Cheryl Matthews Shannon Smith Jennifer Crumley Michigan James Smith
Fresh update on "jennifer " discussed on WTOP 24 Hour News

WTOP 24 Hour News

00:36 sec | 11 hrs ago

Fresh update on "jennifer " discussed on WTOP 24 Hour News

"Of loudon, fuck here, and Prince William counties. Right now, some of the fiercest activity is happening from bull run all the way down towards subtly, although that's not warned and subtly. It falls short of that area. Elsewhere we're seeing some strong storms in your middle bird, too. So watch for these as they continue moving toward the district. Right now we have a temperature of 87° in fairfax in 89° on the mall. Some more details on your storms from like Jennifer coming up also is Vladimir Putin making a big mistake by continuing to hold WNBA

Loudon Prince William Fairfax Jennifer Vladimir Putin Wnba
COVID vaccines saved 20M lives in 1st year, scientists say

AP News Radio

00:56 sec | Last week

COVID vaccines saved 20M lives in 1st year, scientists say

"A new study estimates that nearly 20 million lives were saved by COVID-19 vaccines during their first year Scientists at imperial college London used data from a 185 countries excepting China to create their model The main finding was that a catastrophic 19.8 million COVID-19 deaths were prevented by the vaccination effort in the first 12 months That includes 1.9 million people in the United States alone The model was based on estimates of how many more deaths than usual occurred using only reported deaths the number saved to still a staggering 14.4 million lead author all over Watson We estimate that one in 5 deaths that occurred due to COVID-19 in low income countries would have been prevented if those targets had been reached Out of Ben with the university of Bristol medical school says the findings underscore both the achievements and the shortcomings of the vaccination campaign We can't just say oh well we've learned what to do now and just give them access to everyone and be fine It's more complicated than that I'm Jennifer King

Covid University Of Bristol Medical London China Watson United States Jennifer King
At Pride, celebrations amid a darker national environment

AP News Radio

01:05 min | Last week

At Pride, celebrations amid a darker national environment

"LGBTQ communities across America are celebrating Pride Month but activists say this year feels different Big crowds are expected Sunday at pride events in places like New York City San Francisco and Denver In a return to large in person events but organizers describe a renewed sense of urgency commemorations that in the recent past have felt like victory parties for civil rights are grappling with a darker atmosphere that includes a rise in hate speech online legislation in Florida and Texas a more conservative Supreme Court in the arrest of 31 members of a white supremacist group in riot gear accused of plotting to disrupt a pride event in Idaho Their real life consequences real people who are affected by this At a Trebek a film festival pride event earlier this month Emmy winning trans producer and actor Laverne Cox talked about the struggle We have to draw on our ancestors and transistors in these moments to know that we can and will overcome Michael Adams is an advocate for LGBTQ elders He says a tax going on around the country are about trying to make them invisible which makes this year's pride events especially important I'm Jennifer King

New York City Denver Laverne Cox San Francisco America Supreme Court Florida Idaho Texas Emmy Michael Adams Jennifer King
US coach makes dramatic rescue of artistic swimmer at worlds

AP News Radio

00:49 sec | Last week

US coach makes dramatic rescue of artistic swimmer at worlds

"A quick thinking coach prevented tragedy at the swimming world championships in a dramatic rescue Artistic swimmer and two time Olympian Anita Alvarez lost consciousness and slipped to the bottom of the pool after completing her solo free final at the world aquatics championships in Budapest on Wednesday Her coach Olympic medalist Andrea Fuentes dove in fully clothed to pull the 25 year old swimmer to safety Fuentes told a Spanish radio outlet that when she noticed something was wrong she shouted at the lifeguards but they didn't seem to understand and the few seconds that passed before she jumped in felt like an hour Alvarez was not breathing when she was rescued but Fuentes says the swimmer is doing well after getting some water in her lungs The coach compared swimming to other endurance sports saying we push through limits and sometimes we find them U.S. artistic swimming tells the AP the swimmer has been evaluated by medical staff and will continue to be monitored I am Jennifer King

Swimming World Championships Anita Alvarez Andrea Fuentes Fuentes Budapest Alvarez Swimming AP U.S. Jennifer King
1/6 panel to hear of Trump's pressure on Justice Department

AP News Radio

00:54 sec | Last week

1/6 panel to hear of Trump's pressure on Justice Department

"The select committee investigating the capitol riot will hear from former Justice Department officials about an Oval Office showdown as Donald Trump sought to overturn the 2020 election The 5th committee hearing will shine a light on a turbulent stretch during president Trump's last days in office as he tried to bend the Justice Department to his will Lawmakers will hear from Jeffrey Rosen who was acting attorney general on the day the capitol was breached as well as top deputy Richard Donoghue and Stephen engel who was the assistant attorney general who ran the Justice Department office that provided legal advice to the executive branch According to Donahue's handwritten notes made public last year Trump directed Rosen over the phone to just say the election was corrupt and leave the rest to me and the Republican congressman during a tense meeting on January 3rd the officials threatened to resign en masse when Trump proposed replacing Rosen with loyalist Jeffrey Clark the acting head of the civil division who supported Trump's bogus claims of election fraud in Georgia Jennifer King Washington

Justice Department Jeffrey Rosen Donald Trump Richard Donoghue Stephen Engel Oval Office Rosen Donahue Jeffrey Clark Jennifer King Washington Georgia
Tennessee GOP leaders urge delay of toddler COVID-19 shots

AP News Radio

00:51 sec | Last week

Tennessee GOP leaders urge delay of toddler COVID-19 shots

"Some state lawmakers are taking aim at the distribution of newly available COVID vaccines for children under 5 Top Tennessee Republican House leaders are urging governor Bill Lee to delay the state's health department from distributing and promoting COVID-19 vaccines that are now available for infants toddlers and preschoolers In a letter sent Wednesday to the Republican governor State House leaders including Tennessee House speaker Cameron Sexton and House majority leader William Lambert said they had too many concerns surrounding the vaccine for those under 5 years old the lawmakers claimed that the COVID-19 emergency has long passed in Tennessee though that statement is disputed by public health experts The letter comes just days after Florida raised eyebrows for being the only state in the country not to pre order the vaccine for its toddlers Florida's Republican governor Ron DeSantis said he wouldn't facilitate their distribution but the shots are available to those who want them I'm Jennifer King

Top Tennessee Republican House Governor Bill Lee Tennessee House Cameron Sexton William Lambert Covid State House Tennessee House Florida Ron Desantis Jennifer King
Catastrophic Security Failure: Joe DiGenova on the Events of January 6

America First with Sebastian Gorka Podcast

01:12 min | Last week

Catastrophic Security Failure: Joe DiGenova on the Events of January 6

"Brad raffensperger many others appear in front of the January 6th. I'm going to use a phrase one of my code is used inquisition. It's either a star trader or an inquisition. Give us your take to date in the last few weeks, judge Jennifer in terms of your experience working as U.S. attorney for the district, working as a special counsel for the DoJ as a lawyer to date. Your description of this event. On January 6th, we were in your studio. Yes. When this happened and my immediate response after watching it was this was a catastrophic security failure. And everything to date that has come out of these hearings has confirmed that. It shows that they purposely did not want to be prepared. They had insecure fencing. They had insufficient number of police officers, no National Guard, no U.S. troops, the fencing that exists at the Supreme Court in anticipation of the road case, the Dobbs case is the kind of fencing that should have been up. It wasn't. What they had upward bicycle racks and all sorts of things. They had their civil disturbance, 50% of them were on leave that day.

Brad Raffensperger DOJ Jennifer U.S. National Guard Dobbs Supreme Court
Powell: Fed will decide on rate hikes 'meeting by meeting'

AP News Radio

00:53 sec | Last week

Powell: Fed will decide on rate hikes 'meeting by meeting'

"Federal Reserve chair Jerome Powell is underscoring the fed's determination to slow inflation Price pressures have spread to a broad range of goods and services Addressing the Senate banking committee Jerome Powell says the Central Bank is keenly aware of the problems dogging the U.S. economy as it struggles to recover from the pandemic We understand the hardship that high inflation is causing We are strongly committed to bringing inflation back down Powell came under fire from both sides of the aisle senator Elizabeth Warren got the fed chair to acknowledge that raising interest rates won't reduce gas or food prices Rate hikes won't make Vladimir Putin turn his tanks around and leave Ukraine After blaming President Biden's $1.9 trillion stimulus package for exacerbating inflation senator Tom tillis is North Carolina accused Paolo of taking too long to raise rates The fed is largely boxed itself in to a menu of purely reactive policy measures Jennifer King Washington

Jerome Powell FED Senate Banking Committee Senator Elizabeth Warren Central Bank President Biden Powell U.S. Senator Tom Tillis Vladimir Putin Ukraine Paolo North Carolina Jennifer King Washington
South China floods force tens of thousands to evacuate - The Associated Press

AP News Radio

00:40 sec | Last week

South China floods force tens of thousands to evacuate - The Associated Press

"Major flooding has forced the evacuation of tens of thousands of people in southern China Floodwaters from heavy rainfall have collapsed roads submerged houses and factories and swept away Carson crops in the manufacturing hub of Guangdong China regularly sees flooding in the summer months but this year is considered the worst in decades officials have suspended school office work in public transportation in the South China province amid rising waters Chinese state TV showed city streets waste deep in water In neighboring junkie rescue crews and inflatable boats evacuated residents trapped in their homes in inundated villages storm warnings have been issued with more rain expected in eastern provinces including the capital Beijing I'm Jennifer King

China Guangdong Carson South China Beijing Jennifer King
Nobel sold for Ukrainian kids shatters record at $103.5M

AP News Radio

00:40 sec | Last week

Nobel sold for Ukrainian kids shatters record at $103.5M

"A Nobel Prize sold off Monday night raised a staggering amount for Ukrainian charity The Nobel Peace Prize auctioned off by Russian journalist Dmitry muratov to raise money for Ukrainian child refugees sold Monday night for a $103.5 million shattering the old record for a Nobel No word on who bought it muratov said in an interview after the auction I was hoping that there was going to be an enormous amount of solidarity but I was not expecting this to be such a huge amount muratov has said the proceeds will go directly to UNICEF in its efforts to help children displaced by the war in Ukraine just minutes after bidding ended UNICEF told the auction house It had already received the funds I'm Jennifer King

Muratov Dmitry Muratov Nobel Prize Nobel Peace Prize Unicef Ukraine Jennifer King
Production at bedeviled baby formula factory halted by storm

AP News Radio

00:47 sec | 2 weeks ago

Production at bedeviled baby formula factory halted by storm

"Severe weather rolling through the Midwest has led to more problems at Abbott's baby formula factory in Michigan Production has halted at Abbott nutrition's large baby formula factory in Sturgis Michigan less than two weeks after it started up again Abbott spokesman Jonathan Hamilton says they need to assess the damage and re sanitize after severe thunderstorms and heavy rain late Monday led to flooding in a few areas of the facility The plant was shut down in February after the Food and Drug Administration began investigating bacterial infections among infants and found numerous violations at the plant The company was allowed to reopen when a severe shortage of infant formula drew nationwide attention Abbott says they are at 95% of their pre recall formula output from different factories and had prioritized ramping up production of its elika specialty formula so it can meet that need for now I'm Jennifer King

Abbott's Baby Formula Factory Abbott Nutrition's Large Baby Jonathan Hamilton Michigan Sturgis Midwest Abbott Food And Drug Administration Jennifer King
WHO: COVID-19 deaths rise, reversing a 5-week decline

AP News Radio

00:46 sec | 2 weeks ago

WHO: COVID-19 deaths rise, reversing a 5-week decline

"Global deaths from the coronavirus are back on the rise In its latest weekly assessment the World Health Organization says 8700 people buy globally last week from COVID-19 a 4% increase coming after 5 weeks of declines The largest jump in deaths were centered in the Americas and the western Pacific coronavirus infection cases in general continued to fall with about 3.2 million new cases reported last week but large regional spikes of infection were seen in the Middle East and Southeast Asia The organization says the figures are likely an undercount because so many countries have reduced testing and surveillance hosting a meeting of the COVID-19 global action plan in Washington U.S. Secretary of State Antony Blinken warned health officials about relaxing their guard as the detailed plans to send additional pediatric vaccines to nations like Nepal and Mongolia I'm Jennifer King

Covid World Health Organization Western Pacific Americas Southeast Asia Secretary Of State Antony Blin Middle East Washington U.S. Nepal Mongolia Jennifer King
What we know about how Pence's day unfolded on Jan. 6

AP News Radio

01:00 min | 2 weeks ago

What we know about how Pence's day unfolded on Jan. 6

"Today's January 6th committee hearing will focus on former president Trump's last ditch efforts to pressure vice president Mike Pence to overturn the results of the 2020 election Mike Pence won't be testifying at this afternoon's hearing but he will be in the spotlight as the focus of the committee turns to former president Trump's attempts to persuade his vice president to somehow reject the electoral count and deliver him a second term so that committee vice chair Liz Cheney The select committee will examine president Trump's relentless effort on January 6th and in the days beforehand to pressure vice president Pence to refuse to count lawful electoral votes As a federal judge has indicated this likely violated two federal criminal statutes The committee is expected to hear from Greg Jacob former council vice president Pence and pence's informal adviser J Michael Ludwig a retired judge for the U.S. Court of Appeals who called the plan incorrect at every turn The session is also expected to divulge new evidence about the dangers Pence faced that day as the mob stormed the capitol Jennifer King Washington

Mike Pence Donald Trump Liz Cheney Greg Jacob Michael Ludwig U.S. Court Of Appeals Pence Jennifer King Washington
Retail sales in May slip 0.3% amid surging inflation

AP News Radio

00:49 sec | 2 weeks ago

Retail sales in May slip 0.3% amid surging inflation

"The government reports that retail sales fell unexpectedly in May The commerce department reports that Americans trimmed their spending last month with retail sales unexpectedly slipping .3% the fall was led by a sharp decline in auto sales and the figures look worse when you adjust for inflation and exclude sales from gas stations showing how higher prices at the pump are accounting for more shoppers overall budget The national average for a gallon of gas is up 56 cents from a month ago and 60% since last year retailers say customers are also turning away from pandemic priorities The government report found sales at food stores and restaurants were up but building and garden supplies are slowing furniture home items electronics and online sales in general fell roughly 1% despite a record job market Andrew hunter with capital economist tells the AP surging prices may be finally taking their toll on real consumption I'm Jennifer King

Commerce Department Government Andrew Hunter AP Jennifer King
Republicans gain House seat in special election in Texas

AP News Radio

00:57 sec | 2 weeks ago

Republicans gain House seat in special election in Texas

"A Latina House candidate is being hailed by Republicans after beating her nearest democratic challenger in the heavily Hispanic and soon to be redrawn 34th congressional district of Texas In the Rio Grande valley of Texas Republican Myra Flores narrowed the House democratic majority by getting over 50% of the vote in a special election to serve the remaining months of a seat vacated by a Democrat She'll have to run again in November Speaking to supporters in San Benito Texas after her victory Flores talked about a conservative wave and thanked Donald Trump We can not accept the increase of gas of food medication we can not accept that And we have to save the facts that under president Trump we do not have business in this country Audio courtesy KRG She made history flipping the district red as well as becoming the first Mexican born woman to be elected to the U.S. House I'm Jennifer King

Latina House Myra Flores Texas Rio Grande Valley San Benito Flores Donald Trump House U.S. House Jennifer King
GOP's Rice loses, Mace stays on after challenges by Trump-endorsed candidates

AP News Radio

00:56 sec | 2 weeks ago

GOP's Rice loses, Mace stays on after challenges by Trump-endorsed candidates

"I'm Jennifer King reporting South Carolina splits the difference between two Trump targets and Tuesday's primaries 5 term U.S. representative Tom rice who supported the second impeachment of Donald Trump was defeated in the GOP primary for South Carolina's 7th congressional district which includes Myrtle Beach This see doesn't belong to me It belongs to the voters right And so it's what they want not what I want Audio courtesy WPD Rice lost a state representative Russell fry who was backed by Trump but U.S. representative Nancy mace who criticized the former president over his role in the January 6th insurrection held on to her seat in South Carolina's first district defeating Trump back challenger Katie arrington Maestro endorsements from high profile Republicans like Mick mulaney and Nikki Haley Trump did congratulate mace on her victory and predicted she would win in November To see that unity come forth is a really big deal to keeping our party together and moving forward in the low country and winning in November Audio courtesy IV I'm Jennifer King

Jennifer King Tom Rice South Carolina Wpd Rice Russell Fry Nancy Mace Donald Trump U.S. Myrtle Beach Katie Arrington GOP Mick Mulaney Nikki Haley Trump Mace
1/6 panel to hear Trump campaign manager, probe election lie

AP News Radio

00:54 sec | 2 weeks ago

1/6 panel to hear Trump campaign manager, probe election lie

"The House committee investigating the January 6th riot at the U.S. capitol will hear from more witnesses Monday The select committee delves deeper into former president Trump's unsupported claims of mass voter fraud and his effort to overturn the election today Trump's 2020 campaign manager Bill stepien who according to a subpoena oversaw the conversion of Trump's presidential campaign to a stop to steal effort is likely to face questions about what those in Trump's inner circle were telling the president about the election results The committee will also hear from a former Fox News political editor Chris stirewalt who stood by an election night decision to declare Biden had won Arizona A second group of witnesses will be made up of election officials investigators and experts including a former U.S. attorney who resigned after Trump pressure Georgia state officials to overturn his defeat committee members are saying they have uncovered enough evidence for the Justice Department to consider a criminal indictment against the former president Jennifer King Washington

Donald Trump Bill Stepien House Committee Select Committee Chris Stirewalt U.S. Fox News Biden Arizona Georgia Justice Department Jennifer King Washington
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

02:29 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"The social security administration will then have a decision to make it will have to rely more on the inflows from payroll taxes and possibly other funding measures. You know those raising taxes things we don't want to think about in order to keep up. Its promised benefits payments to future generations retiree before the pandemic crisis so security was looking at its reserves being depleted by roughly twenty thirty five but now over twenty million people have lost. Their jobs is the result of the spread of the crawler buyers. That is ten percent of the us workforce payroll taxes. That would be pouring into the us treasury. From everyone's paychecks had less than two considerably and as a result so security has been dipping further into its reserve funds. In order to keep up its promises to retirees and other benefit recipients so things are changing for social security. Teresa ghilarducci is leading retirement research and authority. She thinks the timetable for social security depleting deserves has moved up based on her estimates. The date may have moved up to year. That means we have their teen years left until social security. The system of social security is the plead the financial meltdown of two thousand eight. 'cause over five percent of all retirees aged sixty two and up to start claiming benefits early. Why because they had lost their jobs and had no other meaningful source of income. History could repeat itself in the near future intern. That would be responsible for the reduction of time until social security runs out of reserves. However this isn't a reason to panic. Benificiaries will continue receiving their social security benefits payments justice..

us treasury social security administration Teresa ghilarducci us
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

01:43 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"And helps ensure a steady income. For however long you might live. Yeah that me ask you a question. What was the original annuity The original annuity. I don't know what was their social security. Social security is the original annuity and we love social security right. Indeed it gives it gives guaranteed income for as long as we live in. That's what an annuity does. An annuity is a contractual guarantee. That you will never lou money. Now that's put to into together so we can understand the why of your question okay. The secure at which president trump signed into law december twentieth of last year twenty nineteen eases rules so employers serves offering a 401k. Plan.

lou money
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

03:57 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Has done for decades even if the reserves were depleted it was still maintain payments to beneficiaries. However the amount of monthly income they would receive might be reduced so workers at every age has to take control of their financial future at Jennifer laying financial services dot COM. We offer a free complimentary consultation and we can help you with no market risk. Retirement planning strategies along with asset management for your stock portfolio stock portfolio..

"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

02:23 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"So Jennifer for those of us who are not in the red zone and we're under the age of fifty nine and a half. What can we need to protect our retirement savings or even a portion of okay? Yeah if you're still working and saving for retirement maybe you can take these market drops and strive because your investments have time to recover but if you're within a few years of retirement or recently retired. This volatility is a reminder to adjust strategy big losses especially in the early years of retirement could derail your finances if you haven't planned for them economist. Muhammad L. Ariane Tolsey NBC on February the twentieth of this year and investors should hold off on buying equities. That were hit hard. In the latest KHURANA virus driven plunge as Mr L. Aerienne said and I quote I stress. This is different unquote. The chief Economic Advisers said on Squawk box interview a day after the Dow Jones Industrial Average plunged over one thousand points or three point five percent and its worst single session in more than two you just because buying market dipped has worked in. The past does not mean. It's going to work this time. He said I would continue to resist as hard as it is to simply by the dip disruption to corporate earnings and economic growth from shock events. Such as the corona virus tend to stick around longer them more fundamental downturns Elliott. Now we're going to have a lot of risk aversion on the part of economic factors. It's going to take time. He said economic sudden stops are hard to restart. So what do you do if were still working? And under the age of fifty nine and a half the Internal Revenue Service implement certain rules for when you can and must.

Muhammad L. Ariane Tolsey Internal Revenue Service Jennifer Mr L. Aerienne
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

02:43 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"While you're drawing on them for retirement INCA examples. Say you're retiring with a nest egg of a million. Oh and you plan to withdraw fifty thousand dollars per year with a slight increase every year for inflation meanwhile your remaining assets that remaining mystic is still invested instill subject the ups and downs the mark now. Of course we can't predict those ups and downs. You know your sequence of returns but let's say for example that in your first year retirement you get a really good return. You're up twenty seven and the next year you get another positive return and you're up nine not as good as your first year but you know still positive then three a little less of seven but then you're for the market drops and you take a loss of negative fifteen in your damn now with compounding your average a good positive return over those four years of six percent so this that's keep repeating sequence of turned in the exact same order until your annual strollers have completely use up the asset now in this example that thirty eight years of income. And that's not bad. But what would have happened if you had started withdrawing money in a down market to find out. Let's take those same numbers. And this time will were burst the order. You still get the same compounded average but this time you're starring out with a significant law. So let's say you're down fifteen then an okay game the next year up seven right and then a better game the next year you're up nine and then a really good game you're up twenty seven and as for four will keep repeating sequence until your annual draw have completely used up the asset but in this example happens about thirteen years sooner you have lost thirteen years of income and only because you've got the same returns in a different order now of course there's no way to predict the the order of your returns whether it'll be an upmarket down market or flat market when you start to retire however there are potential retirement income solutions that can provide protection against losses due.

"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

01:37 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Hundred or in some cases we can work it out to one hundred and twenty never know. I wrote this book to let people know that there is a better way and a safer way so please take some time to think through this okay. The truth of the matter is most people spend more time planning their vacation or a wedding or family reunion and some other type of that than they do planning their retirement making the wrong decisions can be cost me and you get paid for it for the next twenty to thirty years so Jennifer. What you are saying is retirement plan and can be pretty challenging if you have not appeared ahead of time for life and the changes of life. Yes that's right. The changes of life does good is important to assess your savings for retirement through out but he becomes more critical during their term. It Red Zone. Remember ten years before or after retirement regarded as a red sock. Okay how your retirement portfolio behaves during this time determines your standard of living after you retire now. The good news is that you can prepare for a happy to move retirement by knowing about the challenges of this time period. So where shall we start? Okay.

Jennifer
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

02:15 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"To lose some of the money and still live comfortably. But if you are asked or near retirement. I can't stress this enough. You should definitely be in the green money circle which is money that cannot be lost. Due to market the con- many people believe that all retirement money should be agreement. Personally I think that makes a lot of sense. Many people I work with regardless of their age. What one hundred percents green money? Because they know they can have upside market participation with out except in any downside market with you know we heard and read a lot of stories of people who are in their retirement years. And don't have the money. They thought they would have. I mean because a lot of risk Yeah it's really it's really scary. Okay is really really scary when you look at the numbers. Forty percent of Americans forty percent of Americans over the age of sixty. Who are no longer working fulltime realized solely on social security for their income the medium benefit is about seventeen thousand dollars a year every day. Ten Thousand Americans reached the age of sixty five and twenty twenty four. That number will crest at about twelve thousand a day and every year fewer and fewer of them have traditional employer sponsored pension to support them the system that was supposed to provide for them. Shot through with hope. According to a Boston College study that was completed before the pandemic it and potentially made the prospects even worse half of Americans are at risk of not being able to.

Boston College
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

04:58 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"And they always grow tax to for because taxes are another enemy of growth causing losses to your account Jennifer not. Everyone can afford a financial adviser from Wall Street. But I remember hearing a quote about Warren Buffett who is wanted a richest man in America. Who said there are two rules that every investor should live by? The first rule is never lose your money. The second rule is never forget the first room. Yeah Warren Buffett. The Oracle of Omaha is funny. He's funny too but he's serious because losses are never good and no losses of any kind or allowed in our retirement preservation strategies with our no market risk plans you gain when the market game and you do not news when the market goes down. In fact I can show you examples highlighting the possibility of gaining even though losing market. You can never lose to market losses and this is guaranteed by multibillion dollar A. Rated Company so after a down you'd never have to take even more risks trying to get back to even because you never took a loss in the first place once the market starts going up again. You get a nice portion of the game. The bottom line is that the clients we work with are people who have money. They can't afford to lose. It's important it's so important to remember that making money is not trying to get back to. Even it's gaining while never losing money in the first place we can structure plans with penalty free exits and rollover strategies to maximize your gain. Jr and remove risk of lot. So how does a person know if no market risk retirement planning is right for them? That's a good question. Now when I speak with clients I usually ask each one of them. If they're ready to give up the worry and anxiety for some security and safety and here's another question ask how much of your money is currently in the market fifty percent eighty percent all of it. Did you make a conscious decision to have that? Particular percentage exposed to market risk. Or did it just. Oh just sort of happened now. There's a reason I'm asking as I've said before the markets go up and the markets go down. How much of your life savings you allow to be? Exposed to market risk is a very important consideration. That is why I strongly encourage everyone to think about their money in terms of colors for example red money and green money now as I read. Money and green money may sound odd. But I believe that they'll help us understand a very important concept. Red Money is money that you are willing to expose to market risk in hopes of higher returns you accept the possibility of losses even significant losses in hopes of greater game red money is is exposed upside and downside market risk. Green money on the other hand is about safety and security with Green Money. You are not willing to accept the risk of loss so instead you are willing to accept a lower return in exchange green money does not have downside market risk so red money is exposed to upside and downside market risk and grey money has only upside market potential which one is better well in the real world. There is no right or wrong answer because neither one is inherently good or bad. It really all depends on a person's risk tolerance the real questions you should ask yourself are what percentage of my money should be in red money. And what percentage of my money should be in green money..

Green Money Warren Buffett Omaha Jennifer America A. Rated Company Jr
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

06:21 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"You can count on now. I often say that I learned about retirement planning and aging the hard way. One Minute corporate manager working in New York right and overnight my life changed my mother got sick and I left New York for what I thought would be two to three weeks. You know a week in the hospital. We out of the hospital in a week to make sure she was really okay because in. My mother was superwoman right. She was a schoolteacher and she never ever ever took a sick day she never ever ever let whether stopper in fact. Nothing's doctor so I figured she kicked whatever this was and life would be okay but it didn't work out that way. She was sicker than I knew. And what's worse? It was debilitating sickness so those two to three weeks turned into ten years as your full time caregiver. That's what I mean when I say I've learned the hard way I learned the hard way about retirement plan. I learned the hard way about long term care and how much it costs. I learned the hard way about the realistic meat of aging. So by the grace of God I've been able to use that experience to help individuals families and small businesses. Business owners be proactive rather than be reactive because at the end of the day as we deal with corona virus right. I think we can all agree that when you get hit by something you didn't see coming and you don't already have a plan in place there's fear there's chaos in a lot of cases there's financial destruction right so being that we know retirement is coming aging is coming. I wrote this book to help. Give people a tangible tangible plant after going through all of this with a mother one of the things. I focused on in the book is Long Term Care. Planning one of the biggest misconceptions about long term care. Is that people. Think that Medicare will pay for fact is Medicare only pays for one hundred day. So if you're not back on your feet in one hundred days what's your plan B. How are you going to pay for? And where's the money going to come from? My Mother didn't have a plan for long term care. We had to pay out of pocket for extra help to come into the home and help because my mother needed twenty four hour care. And you know I couldn't do it all by myself so I kept the cost. Capped at thirty five thousand dollars a year but for ten years. That's three hundred and fifty thousand dollars cash out of pocket. Now the average cost of a nursing home nationwide is one hundred thousand three hundred seventy five dollars per year for a private room and although the costs vary state by state if we had to pay one hundred thousand dollars for ten years that would have easily been over a million dollars and that's not factoring in the cost of inflation so including long-term care provision in my retirement. Planning Strategies is very important to me because aside from the ever increasing cost of medical care in this country. Making sure that as you come to the end of life you need to be able to face it comfortably and with dignity. Wow that's a lot to think about. We never look at elderly people say one day that will be me. We always see ourselves indestructible. You Know Jennifer. The virus is showing US just. How FRAGILE OUR HEALTHCARE SYSTEM IS HEALTHCARE? Workers can only handle so many patients at a time. Exactly you know. In addition to the current America's healthcare system is going through huge changes in preparation for the rowing medical demands of the baby boomer generation over the next three decades the United States will see unprecedented growth in its senior population as the baby boomer as the baby boomer generation which is defined as those born between nineteen forty six through nineteen sixty four as they age increases in healthcare demands will be seen through out the healthcare industry but the greatest impact anticipated in hospitals skilled nursing assisted living and residential care facility. Many Americans don't want to think about the day can no longer live independently and take care of themselves. But the truth is seventy percent of Americans five and above will probably require some form of long term care due to old age illness injury accident and unfortunately many individuals make the mistake of waiting too long to plan for long term care sometime just too late and they already meet long-term care so when is the best time for long term care. Plan the short answer right now. Long-term CARE in the United States are high and the elating having a good plan could significantly affect your finances for my come a time where you can no longer be able to carry out some of your daily living activities so taking the necessary measures to ensure that you get.

US New York Medicare America Jennifer
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

03:16 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Welcome to independent wealth. Planner strategies with Jennifer Lang helping pre retirees and retirees build preserve and protect their financial assets. You today's volatile markets. Welcome to today's Webinar. I'm mike pain and your host for today. Is Jennifer Lang? Jennifer is an author speaker and a licensed financial services professional. Who found her love for financial literacy the hard way her career goals were on track as she tackled the hustle and bustle of working in New York City as corporate manager. That is until life through her a curveball. That would change her direction. Her mother became ill and Jennifer only had one choice. She left New York and became her mother's full time. Caregiver was during this ten-year period that Jennifer learned firsthand the importance of how life insurance protects individual and family while they're alive as well as having long term care benefits in place can empower family members and relieve burdens. She found a new passion and purpose to help the underserved. Middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently. She works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities she is contracting through one resource group and you can contact are through her website. Jennifer Lang financial services DOT COM so without further. Ado Jennifer take it away. Thanks Mike I like to welcome and thank everyone for attending today. My Name's Jennifer Lane and this Webinar is being recorded and will be available for rebroadcast leader on so please submit all questions via our website. Jennifer Lang financial services dot com. Today's presentation is going to be a little different. We'RE LAUNCHING OUR FINANCIAL EDUCATION E book series and volume. One is now available on my website for free. It's entitled how women can prepare for retirement now at today's presentation is going to be a replay of a phone interview. I DID WITH MARCUS. Heart on the transform. You Network so if you have any questions or concerns. During the course of his presentation I invite you to take advantage of our complimentary phone consultation during the consultation. We can discuss your questions and begin the process of helping you develop a financial strategy customized your goals and time horizon. So let's find out all about the book. Hello and welcome here with our guest Jennifer Lane. By the way I'm Markus. Jennifer is an asset in retirement protection company. Specialists Jennifer specializes in work with people who are near retirement or already retire we wealth management income plan and asset protection strategies and..

Jennifer Jennifer Lang Jennifer Lane DOT COM mike pain New York City Mike I New York
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

03:17 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Hey guys this is Jennifer lank and I'm the host of independent wealth planner strategies with Jennifer Lang an estimate implies. We're going to talk about money but more importantly how to protect and grow your money without stock market risk and I get not. Everybody can afford a financial adviser from Wall Street and a lot of people struggle with debt. And don't have a savings. Well I WANNA help you with that. So join me on spotify anchor F. M. Iheart radio wherever you get your podcast fix. We've got a lot to talk about that. Independent wealth planner strategies with Jennifer Lane. See so welcome to independent wealth. Planner strategies with Jennifer Lang elbing pre retirees and retirees build reserve and protect their financial assets. He'd today's volatile markets. Welcome to today's Webinar. Might pain and your host for today. Is Jennifer Lang? Jennifer is an author speaker and a licensed financial services professional. Who found her love for financial literacy the hard way her career goals were on track as she tackled the Hustle and bustle of working in New York City as a corporate manager. That is until life through her a curveball. That would change her direction. Her mother became ill and Jennifer only had one choice. She left New York and became her mother's full time caregiver. It was during this ten-year period that Jennifer learned firsthand the importance of life insurance protection individual and family while they're alive as well as having long term care benefits in place can empower family members and relieve burdens. She found a new passion and purpose to help the underserved. Middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently she works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities she is contracting through one resource group and you can contact her through her website. Jennifer laying financial services DOT COM so without further. Ado Jennifer. Take it away. Thanks Mike. I'd like to welcome in. Thank everyone for attending today. My Name's Jennifer Lane and this Webinar is being recorded and will be available for rebroadcast later on so please submit all questions via our website. Jennifer Lang financial services dot com. The Chad is open. So tell me. Your name and where you're from and I'll get to questions as time allows. I see some names in the chat box already. Hi Denise from Louisiana good to see you Tasha from Ohio. Good to see you too. I SEE CHRISTOPHER FROM UTAH. Glad you made it awesome. Well thank all of you for joining. Today today's Webinar is entitled Investment Strategies for.

Jennifer Lang Jennifer Jennifer Lane Jennifer lank DOT COM spotify New York City F. M. Iheart CHRISTOPHER New York Denise Tasha Mike UTAH Louisiana Ohio
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

03:17 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"So to recap plant financially today Tariq the benefit later make strategic financial plants. Such as stop living from paycheck to paycheck saving the three months. Pay always say the maximum when you can and reach out to a financial professional if you need help at Jennifer lying financial services dot com. We know that financial planning and saving for retirement can be complex. We will work with you to find the best insurance back product that will not only protect your principle but provide you tax free retirement income living benefits and the ability to leave an inheritance to your heirs. We have a team of great agents that will walk you through the entire process. Our agents have helped act hundreds of individuals mood their retirement savings into the safety insecurity of index universal life policies and annuities. Contact us. ACIDINI if you're ready to start contributing to your own retirement savings account you can get started saving with as little as one hundred dollars a month and we can show you your options to ensure that you are on the right track log onto Jennifer Lang financial services dot com and simply request a free. No obligation consultation will be happy to help you all right well unfortunately limited by time. But you'll be able to view articles and learn more about life insurance and retirement planning from my side. We have loads of information content available for free which will not only help to increase your knowledge base. But save you a Lotta time you can also watch and listen to more podcast episodes episodes from our homepage. So don't forget the license so for your next step contact us in schedule a free phone consultation we handle 401k rollovers Roth IRA conversions and life insurance retirement planning thank everyone for attending and have a great day until next day your bureau employers lawyers are offering peniche and these if you own a business chances are you're caught between a rock and a hardly you WANNA keep operating in cost but you also want to help your employees Jennifer Mantle services dot com. We've got you covered With Life Insurance options that can provide benefits than a traditional 401k. We will work with you to find the best planned to fit your retirement visit US online and Jennifer lame answering services dot com. Protect your retirement. From the and to market downturns we offer annuities or incapable and no market risk retrial. Planned visit US services.

US Jennifer Lang Jennifer Jennifer Mantle Jennifer lame Tariq
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

11:58 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Should they lose a source of income due to illness disability for even more and this is where the importance and the why of mortgage protection insurance comes mortgage protection insurance insures that your loved ones can continue paying more niche faith in the event of your untimely passing never having to deal with the fear of losing using their home mortgage protection. Insurance is a smart strategy to help protect your mortgage a Jennifer Lane financial services services dot com. We have agents available in your state contact us today. Jennifer Lang financial services dot com welcome to independent wealth planner strategies with Jennifer Lang elbing pre retirees and retirees build preserve and protect their financial assets. Today's volatile market Welcome to today's Webinar. I'm Mike like pain and your host for today's Jennifer Lang. Jennifer is an author speaker and a licensed financial services professional. Who found her love for financial literacy the hard way her career goals were on track as she tackled the Hustle and bustle of working in New York City as a corporate manager? That is until life through her a curveball. All that would change her direction. Her mother became ill and Jennifer only had one choice. She left New York and became her mother's full time caregiver. It was during his ten year period that Jennifer learned first hand the importance of how life insurance protecting individual anti-family while they're alive as well as having long term care benefits in place can can empower family members and relieve burdens. She found a new passion and purpose to help the underserved middle class protect against the emotional physical physical and financial stresses caring for their loved ones. Currently she works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities. She is contract or one resource group. And you can contact her through her website. Jennifer Lang financial services dot com so without without further ADO Jennifer. Take it away. Thanks Mike. I'd like to welcome and thank everyone attending today. My Name's Jennifer and this Webinar is being recorded in will be available for rebroadcast later on so please submit all questions via our website. Jennifer Lang Lang financial services dot com. The Chad is opened. So tell me Your name and where you're from and I'll get the questions. This time elapsed. I A see some names in the chat box already. High Thomas From Virginia. Good to see you Teresa from Arkansas. Get to see too awesome. I see you Joseph from Ohio. Glad you made. It will thank all of you for joining today's this. Webinar is entitled financial. Planning for millennials no market risk tax free retirement solutions. Now it is Mike mentioned. A person can either learn things that easy way or they can learn things the hard way and in my case my mom got sick. I've learned the hard way I like. Most people thought that life insurance was just something you had in order to pay for funeral. I didn't I didn't know that it was such a powerful wealth accumulation and protection vehicle. So I do these webinars and speak to businesses and organizations Sion's because I want to help as many people as I can reach their hopes and dreams and a void that financial learn curb that I went through so so let's jump in millennials face the most uncertain economic future of perhaps any generation in America since the Great Depression three decades of stagnant wages were followed by the recession in the year. Two thousand which left over fifteen percent of those in their early we twenty out of work and the income and the net worth gap between the rich and the middle class is at its highest level in the past. It's nine years though. The job market has improved in recent years millennials face wage stagnation. Thanks in part to a twenty twenty year. Trend of decreasing labor market mobility labor market mobility started to stagnate in the year. Two thousand just says the oldest millennials were entering the job market when workers. Don't move around but from job to job and from region to region employers. I have more power when go shading wages which translates into employees getting paid less and unfortunately for young people well whose careers coincided with this trend. It's difficult to make up lost earnings from early slow years. The effect of initially low learnings is compounded when subsequent raises are lower and people are less able to save and invest in ways that would provide income in the future after this financial reality. The record amount of de mainly from student loans that this generation is caring and you had the makings makings of severe economic dilemma. As the adage goes the longest journey begins with a single step. Make make the first step a good one by getting a handle right now on where you've landed financially so you can start building for the future. So let's look at where we are. Look at our struggles. Look at some solutions and take some strategic actions. Many millennials have a hard time finding a job after college especially one that can pay the bill when it comes still looking at the top three financial struggles of millennials you have student loans miscellaneous debt and in some cases low wages ages according to a recent survey more than half of millennials that actual number is fifty five percent. Don't don't have a retirement savings account such as a 401k or an IRA not to be overlooked a full forty. Five percent of millennials do have a retirement account but opening an account is only the first step twelve percent are not actively contributing to their retirement account. Study after study shows that the sooner you begin saving for retirement the more money you will accumulate for. Oh retirement that's due to the miracle of compound interest which takes regular investment contributions and uses them to feel retirement account account growth. Well as long as you don't take money out with retirement fund of coupes now. This short video explains the power of compounding interest is compound interest the greatest invention the world has ever seen Albert Einstein's alleged response when asked Mr Einstein. Would you consider to be man's greatest invention he didn't reply the wheel. The lever for the theory of relativity equals MC squared. He's reported to have said compound compound interest. Once you understand power of compound interest you'll be the equivalent of an Einstein among a group of family personal friends but koby laws for just just a moment while we explain how compound interest works. Bring out the Chalk Board. And let's breakdown. How compound interest can add your piggybacks interest starts compounding once it's calculated incubated and added to the principle of an investment? All past interest received also earns interest. This is an important concept for investors. Here's a practical example. Imagine the fictitious patty goodyear investing two thousand dollars a tire store and earning ten percent. Return each year that investment if she was a twenty one year old woman and who invested the two thousand dollars until age sixty five she would have over one hundred and thirty two thousand dollars to spend a retirement if the same patty. Goodyear was a fifty year old woman. Investing being the same two thousand dollars at ten percent each year until age sixty five she would only have about eighty three hundred dollars to spend your retirement that reveals powerful value of compound interest the above example also demonstrates to essential points I compound interest isn't important investment tool and second. It's it's even more powerful. When investors time on their side that's because the measurement of time plays a significant role and compound interest calculations? The old saying that the rich getting richer is mainly based on the concept of compound interest if investments are allowed to continue to grow over extended timeframe without reducing the principal or interest Christain Feinstein compound interest is. The greatest invention world has ever seen so it's time to take action action. That means we have to be intentional when saving money. Here's a question. What are the the three things we need to know about saving while number one interest rates? Rack up too much debt number. Two the best time to save is now and then number. Three saving should be a daily conscious habit. That being said let's take a quick look at the spending. Habits of millennials millennials spend more on comforts and conveniences cases such as sixty percent of millennials spending more than four dollars on a single coffee. Seventy percent of millennials will spend a little extra to eat at the hip restaurants in town and then sixty nine percent of millennials by closed for reasons beyond basic necessity. Therefore eighty five percent of their money. Goes to buying stuff and fifteen percent of their money goes to ensuring for their future. Now let's look at some characteristics of money smart people money. Smart people are future oriented. They are calculated. They are patient and they are able to delay gratification so water what are three habits of money. Smart people remember saving is a habit right so money smart people they plan and budget wisely. They live within their means and they always find additional income sources. and Yes promise you you gotta you got it right you gotTa have that side Hustle. So where should your money go every month. Because because we've all had those w two moments when we look at our yearly W to ask. Where did all this money go right? And when you're getting started you need to make sure you are covering four thing. Okay Number One your Emergency.

Jennifer Jennifer Lang Jennifer Lang Lang Mike New York City Albert Einstein Virginia New York Ohio Chad Teresa Chalk Board Joseph Sion Goodyear koby America
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

08:19 min | 2 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Begin receiving distributions solutions later you can also buy limited rider options for things like inflation adjustment and return of premium which increased overall cost of purchase. Note that with qualifying longevity annuity contracts or with culex there are no variable interest rates participation rates floors or ceilings as you'd see with variable index or buffer annuities. So what is it Q.. Do for you. How does it help you? Well a qualifying on jeopardy annuity contract. Let you shift some of the money in your qualified retirement account into an annuity. Neth why would you WanNa do this. Well there are two main reasons. I you can. delay required minimum distributions. Those arm deeds on the money in your Kulich culic with out of Hugh lack. You'd be forced to start taking distributions. Based on the total value of your retirement account at age aged seventy two remember formerly under the old law. It was seven and a half and then paying income tax on those distributions. You're being shins. Many individuals don't need distributions at that age and don't want to pay tax on that money yet with a Q.. Lack you won't have any are. MD's on premiums paid until age eighty five the second reason well in a word uh-huh longevity if you are worried about outliving your funds A. Q.. Lack solves the problem and provides guaranteed monthly income. As long as you live. Plus you get the amount you promised et purchase no matter what's what's happened to the stock market or interest rates in the enter your affectively transferring that risk to the insurance insurance company. Okay so what changed for Twenty Twenty well the irs increase the dollar limit on on allowable premiums paid as of January first twenty twenty. The IRAS increased the lifetime limit from one hundred thirty thousand one dollars to one hundred thirty five thousand dollars the maximum amount you can pay in to a key. Lack is now the lesser of either one one hundred thirty five thousand dollars or twenty five percent of your aggregated traditional. Ira Count as the prior December. THIRTY FIRST STATE STATE MINUS PREMIUMS PAY for other qualifying longevity annuity contracts and some cases we found that many many clients don't necessarily need there are MD's for day to day use and are more interested in using the funds to leave a financial santeuil legacy. We now have insurance back products that are designed to not only help you comply with the rules around arm dis but to also help address the impact of taxes while also helping you use the R.. MD to your advantage to leave a financial legacy into your beneficiaries. Our annuity products offer a variety of indexes and crediting methods or index allocations as well L. as a fixed interest allocation offering retirees potential to continue to grow the financial legacy while helping to address the the impact of taxes. In addition to offering a tax deferred growth opportunity are annuities protect principle and credited edited interests which helps ensure your legacy is protected from market downturns so to recap plan ahead headed. It's wise to plan ahead and prepare for RND to avoid any last-minute mistakes at year end if you've missed the December thirty the first deadline or failed to withdraw the proper amount. You may have to pay an excise taxes to the IRS which could be up to fifty percent of the amount. You didn't take out so number one. Determine your personal our. MD deadline for qualified plans. If married trade your spouse should also determine their deadlines be sure to include. IRA's Roth IRA's and qualified plans. That you aunt I ant or your spouse inherited number to estimate the armed mounts and whether you will use them for retirement income or was set them aside for future savings or legacy clans third consider various financial strategies and products for those are. MD's you you do not need for retirement. Income such as gifting savings non-qualified annuities or other investing and then fourth meet meet with a financial professional and tax adviser who have knowledge of the arm De Rules and additional possibilities for your MD's Jennifer Lang financial services dot com we know that the RND and distribution phase of retirement can be complex. We will work with you to find the best insurance back product that will not only protect your principle but providing guarantee lifetime income long-term long term care benefits and ability to leave an inheritance to your heirs. We have a team of great agents that will walk you through the entire process hits. Our agents have helped hundreds of individuals move their retirement savings into the safety insecurity of an annuity. Contact us today. Hey if you are recently retired or have stopped contributing to your retirement savings accounts we can show your options to ensure that your retirement is eh hassle free and predictable as possible log onto Jennifer Lane financial services dot COM and simply request a free no obligation phone consultation. We'll be happy to help you alright. Well unfortunately I'm limited by time but but you'll be able to view articles and learn more about life insurance and retirement planning from my side. We have those of information content available for Free Rave which will not only help to increase your knowledge base but saved the amount of time you can also watch and listen to more podcasts episodes. It's from our homepage. So don't forget to like a sincere so for your next step contact us and schedule a free consultation consultation we handled 401k rollovers Roth IRA conversions and life insurance planning thank everyone for attending and and have a great day until next time. Have you ever walked into a store and had a salesperson. Try to sell you something. That didn't quite it. Just because that's what they had in stock. Well when you buy life insurance directly from an insurance company or from an agent who only represents presents one company you can only get what they have to offer. You're buying my insurance right off the rack. Here's a better idea. Contact Attack Jennifer Laing financial services dot com where independent agency and we represent many insurance companies. So we can find life insurance sure and that is the right fit for you and at a price that fit you to log onto Jennifer Lang financial services dot dot com and Jennifer Lang financial services dot com we. Fine great insurance quotes..

MD Jennifer Lang Twenty Twenty irs Jennifer Laing Kulich Hugh
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

01:32 min | 3 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Type in Jennifer Lang and you can get the book for free also at SEIC MONEY DOT com you'll be able to view articles and learn more about life insurance and retirement planning we have loads of information in content available for free on this swept site simply log onto member page independent wealth planner dot com to get access to all these resources for life insurance. 'em retirement information and of course if you have any questions questions or would like to have a free financial needs analysis done contact me the my website w. f.. G. Insurance quotes that come and as a special note. We have a new website designed to service service all fifty states if you go to W._W._w.. Dot We shop insurance quotes DOT COM. We can take care of all of your life. Insurance and annuity need no matter. Where are you live in the United States simply log onto we shop insurance quotes DOT COM for life insurance in annuities and I'll be happy to help you will thank everyone for attending and have a great day until next time as the owner of a small business one thing I never have enough of is time? I'm busy running my business. That's why I rely on professionals to help me..

Dot Jennifer Lang United States
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

03:05 min | 3 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"New passion and purpose to help the underserved middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently she works with businesses and families in all fifty states to acquire business loans owns life insurance and annuities. She is contracting through one resource group and you can contact her through her website W. F. G. insurance quotes DOT COM so without further Ado Jennifer. Take it away. Thanks Mike I like to welcome in. Thank everyone for attending today. My Name Jennifer Lenny and this Webinar is being recorded and we'll be available for rebroadcast later on so please submit all questions Christians beer our website w. f. g. insurance quotes stockcar the check boxes open so tell me Your name and where you're from and I'll get to questions as time allows a see some names in the chat chat box already hi Jacob from Texas good to see Caroline from Virginia awesome good disea- to Yes choi actually you I see you from Hotlanta Atlanta Georgia. I see glad you made it awesome. Thank all of you for joining. Today's Webinar is entitled Creating Lifetime Income With 4. rollovers and Mike mentioned a person can either learn things easy way or they can learn things the hard way and in my case when my mom got sick I learned the hard way I like. Most people thought that life insurance was just something something you had an order to pay for funeral. I didn't know that there were certain policies. That could actually help you while you're alive so I do these webinars in speak to businesses in organizations because I wanted to help as many people as can reach their hopes and dreams and avoid that financial learning curve that I went through and as a token of my appreciation everyone on the Webinar today will be given access to free e book that you can download after the call. I'm a part of an online educational program called SAFE-MONEY DOT COM and save money dot com is a non biased guide to retirement income planning and wealth protection strategies strategies and I wanted to have access to information on this website right away because this has been a tremendous resource for people that I'm working with so regardless of where you are in your retirement journey. You will find that there are many helpful pieces on there now. Let's jump in a 4. Can be a great way to accumulate asset for retirement but it provides no certainty of what kind of standard of flailing you'll be able to afford once you retire whether you want to retire.

Jennifer Lenny Mike I Hotlanta Atlanta Georgia W. F. G. Jacob choi Virginia Texas Caroline
"jennifer  " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

02:19 min | 3 years ago

"jennifer " Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"She found a new passion and purpose to help the underserved middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently she works with businesses and families in all fifty states to acquire business loan's life insurance and annuities. She is contracting through one resource group and you can contact her through her website W. F. G. Insurance quotes DOT COM <HES> so without further ado Jennifer take it away. Thanks Mike I like to welcome and thank everyone for attending today. My name's Jennifer Lang and this Webinar is being recorded and will we'll be available for rebroadcast later on so please submit all questions via our website. The Chad is open so tell me Your name where you're from and I'll get to those questions as time allows. I see some familiar names in the chat hatbox already. Hey Bernadette Jacob good to see you Charlie. Hey killing glad you made it. Yeah thank all of you for joining. Today's Webinar is entitled protecting protecting your retirement income from market volatility annuity basics and as Mike mentioned a person can either learn things the easy way or they can learn things the hard way in my case when my my mom got sick I learned the hard way I like. Most people thought that life insurance was just something you had in order to pay for funeral. I didn't know that there were certain policies. That could actually help you while you're alive so do these webinars speak to businesses and organizations because I want to help as many people as I can reach their hopes and dreams and avoid that financial learning curve that I went through and as a token of my appreciation everyone on the Webinar today will be given access to a free e book that you can download after the call. I'm a part of an online educational program called safe-money Dot Com and I want you to have access to the information on this website right away because this has been a tremendous resource for people..

Jennifer Lang Mike I W. F. G. Insurance Bernadette Jacob Charlie