36 Burst results for "Jennifer"

Fresh "Jennifer" from KYW 24 Hour News

KYW 24 Hour News

00:32 min | 3 hrs ago

Fresh "Jennifer" from KYW 24 Hour News

"The 1st 100 days. The president and first lady Joe Biden were in Texas today, getting a firsthand look at the damage caused by that deadly winter storm. It was his first trip as president to a disaster area. Mr. Fein declared a major disaster in Texas last week as hundreds of thousands went without running water, electricity and heat and frigid temperatures. Meantime, a day after her confirmation his new energy secretary, Jennifer Granholm, entering her job is much of the country rebounds from severe weather that stressed utilities, ultimately crippling Texas is independent power grid. Looking out on area roads and Delaware and overnight full closure on 95 will catch up with the traffic center next It's 11 21. Hey, now J. Scott Smith here, and I know it's difficult to keep up with all the news is flying engine throughout your work day, and that's where I come in to get you caught up on your way home on one of 3.9 of them, or if you're working from home. You can check us out on your smart speaker. Just ask Alexa to play. Okay? Why? W news radio. No one wants to cut corners on a good night's rest. So why sleep on sheets that are just good enough? If you dream of comfortable sheets at a.

J. Scott Smith Jennifer Granholm Texas Last Week Delaware Fein 1St 100 Days Today Alexa First Trip 3.9 Joe Biden Hundreds Of Thousands First Lady 11 21 ONE A Day 95
Former Michigan Gov. Jennifer Granholm confirmed as energy secretary

The Savage Nation with Michael Savage

00:28 sec | 1 d ago

Former Michigan Gov. Jennifer Granholm confirmed as energy secretary

"Today, confirming another member of President Biden's Cabinet. Former Michigan governor Jennifer Granholm was confirmed the energy secretary on a 64 35 vote Grant home. His pointed to her experience leading a major auto industrial state is experienced needed to carry out President Biden's green economy agenda to respond to climate change. Republicans have been critical of those policies and have opposed nominees morning of job losses, especially in energy producing states.

President Biden Jennifer Granholm Cabinet Michigan
Senate confirms Jennifer Granholm as Energy Secretary

WTOP 24 Hour News

00:24 sec | 1 d ago

Senate confirms Jennifer Granholm as Energy Secretary

"President Biden's Cabinet is beginning to take shape. The latest now from reporter Stacy Lynn. Former Michigan governor Jennifer Granholm has won Senate confirmation to be the new energy secretary. Earlier this week, the Senate voted to return Tom Vilsack to service Secretary of Agriculture Linda Thomas Greenfield was confirmed as ambassador to the United Nations. Merrick Garland's nomination for attorney general will head to the floor for a vote next

President Biden Stacy Lynn Jennifer Granholm Senate Cabinet Linda Thomas Greenfield Tom Vilsack Michigan Merrick Garland United Nations
As hospital numbers fall, fatigued staff get relief at last

AP News Radio

00:41 sec | 1 d ago

As hospital numbers fall, fatigued staff get relief at last

"The US has seen a dramatic turn around since December and January when hospitals were teeming with patients after a surge officials thought might be caused by holiday gatherings and pandemic fatigue seventeen percent of adults in the U. S. have gotten at least one dose of a crowd of virus vaccine and the number of people hospitalized with the disease has dropped by eighty thousand in the past six weeks it's providing some relief to frontline health workers like respiratory therapist Joe Kowalczyk at mercy hospital St Louis where on a recent shift there were only about twenty coronavirus patients down from as many as a hundred at the peak of the winter search many states are saying hospitalizations dropped as much as seventy to eighty five percent hospitalizations nationwide or not what about the same level as earlier peaks in April and July I'm Jennifer king

Joe Kowalczyk Mercy Hospital St Louis U. United States Jennifer King
Jennifer Granholm confirmed as energy secretary in bipartisan Senate vote

Chicago's Afternoon News

00:19 sec | 1 d ago

Jennifer Granholm confirmed as energy secretary in bipartisan Senate vote

"Jennifer Granholm will be leading the Department of Energy. The Senate confirmed grand home as energy secretary on a bipartisan vote of 64 to 35 Today. Democrat Grand Home is a former governor of Michigan. Her nomination from President Biden faced no serious hurdles. She vowed to put a key focus on climate change and renewable energy during her Senate confirmation hearing.

Jennifer Granholm Grand Home Department Of Energy President Biden Senate Michigan
Texas customer sues over $9,000 power bill during blackout

KYW 24 Hour News

00:52 sec | 1 d ago

Texas customer sues over $9,000 power bill during blackout

"Jennifer Keiper CBS News A Texas woman who received more than a $9000 power bill this month, is suing her electricity provider for price gouging. It's the first of many expected lawsuits after last week's extreme cold. Brought sky rocketing energy prices for thousands of blackouts for millions of others, and CBS News correspondent Jenna Shyamalan spoke to some of the residents dealing with this ongoing crisis. The catastrophic storm on top of a pandemic is taking a toll in Irving. The pipes burst and Carrie's apartment complex. There's no water, which is challenging with her husband's Crone's disease. They can't afford to move out. She lost her job during the pandemic and now earns significantly less. Now it takes three paychecks, sometimes four. To pay my rent The chaos of the

Jennifer Keiper Jenna Shyamalan Cbs News Texas Irving Carrie Crone
Andrew Cuomo accused of sexual harassment by former top aide

The Vegas Take

00:45 sec | 1 d ago

Andrew Cuomo accused of sexual harassment by former top aide

"Administration is offering new details regarding her allegations of sexual harassment. Lindsay Boylan is a Democrat running for Manhattan borough president She worked for more than three years, is an economic adviser in the New York governor's administration. She tweeted in December, the Cuomo sexually harassed her now in a post on the Web site medium. She says Cuomo. What's kissed her on the lips without consent after a meeting will go out of his way to touch her and joked that they should play strip poker. She says she first met Cuomo in person and an event in January 2016 and that her boss informed her the governor had a crush. She described it as an uncomfortable but all too familiar feeling. The struggle to be taken seriously by a powerful man who tied her worth to her body and appearance. Almost spokesperson says Boylan's claims of inappropriate behavior are quite simply false. I'm Jennifer King. Tonight's Vegas Golden Night's game against rival

Cuomo Lindsay Boylan Manhattan New York Boylan Jennifer King Vegas
Houston-based generator company overwhelmed as demand surges due to winter storm outages

Houston's Morning News

00:43 sec | 1 d ago

Houston-based generator company overwhelmed as demand surges due to winter storm outages

"For home generators going through the roof manufacturers having some trouble meeting that demand. Jennifer Keller on her husband own grassed in generators. They've been in business in Houston for 12 years and business was doing great in January. We actually tripled our numbers from last January, and we were having a pretty great month. Well, then the storm hit and we're actually the best rated generator company in Houston. They were having trouble finding generators to fill orders before the storm, and now the phone's ringing off the hook. And because demand is outstripping supply. If you called today you might not be able to get a generator even by August hurricane season. Keller's suggestion order now,

Jennifer Keller Houston Hurricane Keller
Former aide says Cuomo kissed her, suggested strip poker

AP News Radio

00:57 sec | 2 d ago

Former aide says Cuomo kissed her, suggested strip poker

"A former member of New York governor Andrew Cuomo's administration is offering new details regarding her allegations of sexual harassment Lindsey Boylan is a Democrat running for Manhattan borough president she worked for more than three years as an economic adviser in the New York governor's administration she tweeted in December the Cuomo sexually harassed her now in a post on the website medium she says Cuomo once kissed on the lips without consent after a meeting will go out of his way to toucher and joked that they should play strip poker she said she first met Cuomo in person and event in January twenty sixteen and that her boss and former the governor had a crush she described it as an uncomfortable but all too familiar feeling the struggle to be taken seriously by a powerful man who tied her worst her body and appearance personal memos written twenty eighteen obtained by the AP indicate that more than resigned after she was confronted about complaints that she had belittled and yelled at her staff well and says the records released to the media as part of a smear campaign Cuomo spokesperson says Boylan claims of inappropriate behavior are quite simply false I'm Jennifer king

Cuomo Governor Andrew Cuomo Lindsey Boylan New York Manhattan AP Boylan Jennifer King
Red-hot US housing market: January new home sales jump 4.3%

AP News Radio

00:42 sec | 2 d ago

Red-hot US housing market: January new home sales jump 4.3%

"New home sales figures for January show housing remains one of the strongest segments of the economy demand for new homes surged four point three percent in the U. S. this January according to the commerce department the annual adjusted rate nine hundred and twenty three thousand is stronger than economists were expecting sales of new homes are nineteen point three percent higher than they were last year at this time Robert Frank an economist with navy federal credit union says sales would've been higher if builders could build faster the median price of a new home sold in January was three hundred forty six thousand four hundred dollars persistent demand at low interest rates have pushed prices by percent higher from a year ago outpacing wage gains and the cost of labor and materials like lumber is also rising I'm Jennifer king

Commerce Department Robert Frank Navy Federal Credit Union Jennifer King
Frances McDormand Explains Why She Turned Down Press Requests for 10 Years

Daily Pop

02:25 min | 2 d ago

Frances McDormand Explains Why She Turned Down Press Requests for 10 Years

"Okay. We're going to move on to actress. Frances mcdormand so. She just made this bold confession. She says she turned out interviews for ten years and chance. Good recent the oscar winner told the new york times. It gave me a mystery back to who i was. And then the roles performed. I could take an audience to a place where someone who sold watches or perfume and magazines could not ooh that she a pull that off. Talk to me like with the studio. And say i'm not going to do any interviews. Well that is interesting. But you know who was famous for that trend's prince dude and that's why everybody loved him. He was so mysterious. He's one of the most mysterious unicorns ever. That's why i always say. I miss the days of times when we didn't know every single thing about celebrity. It's the reason why tom cruise came up and came up so hard. It's the reason why. Julia roberts has survived for so long because they gave you that. We didn't know about what they were eating about. What was in their frigerator as we didn't know where they were on vacation. But you also have to just remember that. This was years ago was ninety six when she started this remember. We only had the rag magazines and we had the big magazines and television shows. We didn't have all of this social media so now that's why everyone is putting everything out about what they do. Were like okay enough already. I don't do. You said about the scenario so i i think it was brilliant. Does it do you think they're still shame because to me i. I don't care if if i see a big celebrity coffee or watch or on a magazine cover. It doesn't really lowered their celebrity to me. I still value their are. And i don't mind seeing them in the movies. That doesn't distract me. Dad there's an opposite there's two sides to every story because there are some actors who look down on other actors can't get those endorsement deals. Who aren't you know making that extra coin but i think for for francis and garment. This is about her craft and she never wanted her craft ever be. I don't wanna say soil because it's not really solid but she didn't want white diamonds but i'll hawks. I'm white. i'm here for a chat about the art and her choices in the character because her first come out character was what fargo was in. That was a big deal so in order for you to maintain that you have to pick roles that bring that kind of eat. Attention or people is hollywood.

Frances Mcdormand Oscar The New York Times Julia Roberts Tom Cruise Francis Fargo Hollywood
Miami Doctor Charged With Hate Crime Against Hispanic Man

Coast to Coast AM with George Noory

00:20 sec | 3 d ago

Miami Doctor Charged With Hate Crime Against Hispanic Man

"A South Florida doctor is facing hate crime charges after allegedly attacking a Hispanic man. Hi Aaliya Publix grocery store. Police say the victim was checking out when he asked Dr Jennifer right to give him proper social distancing space right, followed him to his car and harassed him in the parking lot, punched him and keep the back of his car. She was taken into custody and released on

Publix Grocery Store Dr Jennifer South Florida
Bone cancer survivor to join first private SpaceX flight

Red Eye Radio

00:25 sec | 4 d ago

Bone cancer survivor to join first private SpaceX flight

"Who's now a physician's assistant will be on Space X is first private space flight this fall. ST. Jude Research Children's Research Hospital, says Hayley Arsenault will serve as its ambassador and become the youngest American in space. She figures after beating cancer as a child rocketing into orbit should be a piece of cosmic cake. Show launch alongside Tech and entrepreneur Jared I. Zigman and two yet to be chosen contest winners. Jennifer Keiper,

St. Jude Research Children's R Hayley Arsenault Jared I. Zigman Cancer Jennifer Keiper
Repeal of Virginia's death penalty headed to governor's desk

AP News Radio

00:43 sec | 4 d ago

Repeal of Virginia's death penalty headed to governor's desk

"Virginia lawmakers are moving to end capital punishment Virginia's democratic governor Ralph Northam is expected to sign legislation that was given final approval by Virginia lawmakers on Monday it would make Virginia the twenty third state to stop executions the Virginia Senate's now approve the house bill advancing it to the governor on a twenty two to sixteen vote Virginia's democratic majority pushed the repeal effort arguing that the death penalty has been disproportionately applied to people of color the mentally ill and the indigent Republicans raised concerns about justice for victims saying some perpetrators deserve to be executed for especially heinous crimes Virginia has used the death penalty more than any other state executing nearly fourteen hundred people two men remain on Virginia's death row the legislation would convert their sentences to life in prison without parole I'm Jennifer king

Virginia Ralph Northam Senate Jennifer King
Naomi Osaka beats Jennifer Brady to claim her 4th Grand Slam title

World News Tonight with David Muir

00:15 sec | 6 d ago

Naomi Osaka beats Jennifer Brady to claim her 4th Grand Slam title

"And tennis star naomi osaka winning her fourth grand slam title. She defeated twenty five year. Old american jennifer brady in two straight sats. The australian open osaka is on a twenty one match winning streak including her championship. At last year's us open

Naomi Osaka Jennifer Brady Tennis Osaka
Naomi Osaka routs American Jennifer Brady to win Australian Open, fourth Grand Slam title

News Radio 920 AM Programming

00:32 sec | 6 d ago

Naomi Osaka routs American Jennifer Brady to win Australian Open, fourth Grand Slam title

"Naomi Osaka made quick work of American Jennifer Brady to claim her fourth career Grand Slam title. It's her second and Melbourne 6463. The 23 year old joins Monica Salis and Roger Federer as the only players to win their first four Grand Slam finals. Sock is now 12 and no. One she reaches the quarter finals of a major. The wind will move the former number one player in the world back up to number two in the world rankings. Brady settles for runner up But the 25 Year old is the first former college player to reach a Grand Slam finals since

Naomi Osaka Jennifer Brady Monica Salis Roger Federer Melbourne Brady
Seattle area's Alaska Airlines among those planning to ask passengers for contact-tracing details

WBZ Midday News

00:42 sec | 6 d ago

Seattle area's Alaska Airlines among those planning to ask passengers for contact-tracing details

"Some airlines plane to expand the practice of asking passengers heading into the U. S for contact tracing details. CBS is Jennifer Keiper says Two airlines have been doing this since late last year and industry trade Group says joining Delta and United and asking passengers to make their names, phone numbers and addresses available to the CDC. Will be American, Southwest Alaska. JetBlue and Hawaiian Airlines Airlines for America, says the goal is to give the information to health officials so that it can be used for contact tracing during the pandemic and ultimately lead to the lifting of restrictions by the U. S on international travel. Requests are voluntary, and United Airlines says that since December, most international customers have provided the

Jennifer Keiper Two Airlines Hawaiian Airlines Airlines U. CBS Southwest Alaska Delta Jetblue CDC United America United Airlines
Naomi Osaka beats Jennifer Brady to claim her 4th Grand Slam title

NPR News Now

00:19 sec | 6 d ago

Naomi Osaka beats Jennifer Brady to claim her 4th Grand Slam title

"Open. Naomi osaka has won her fourth grand slam tennis title. She beat jennifer brady. Six four six three in the women's final today. Osaka is now the first woman to win the first of four grand slam finals of her career since monica seles in one thousand nine hundred one. This

Naomi Osaka Jennifer Brady Tennis Osaka Monica
Naomi Osaka Beats Jennifer Brady to Win Australian Open

Ric Edelman

00:06 sec | 6 d ago

Naomi Osaka Beats Jennifer Brady to Win Australian Open

"And in the Australian Open, Naomi Osaka winds and straight says defeating Jennifer Brady. It's her fourth

Naomi Osaka Jennifer Brady
"jennifer" Discussed on Experts on Expert with Dax Shepard

Experts on Expert with Dax Shepard

05:46 min | 8 months ago

"jennifer" Discussed on Experts on Expert with Dax Shepard

"Welcome welcome. Welcome to armchair expert on Dan Shepherd I. AM joined by Monica Mouse, but she's just not here in this hotel room with me where I record this intro on a work trip. We have an incredible bonus episode today with Jennifer Eberhardt. Jennifer Lynn Abraham is a social psychologist who is currently a professor in the Department of Psychology at Stanford University Jennifer received her PhD from Harvard University joined the faculty at Yale, university in the psychology and African American departments and later joined the Stanford Faculty in Nineteen Ninety Eight. Her work highlights the negative impact that racial bias can have on us and provides clear direction on what we can do about it. Amid unprecedented inequality and growing polarization around the world. She is enlisting science in the fight for equal justice. Please check out her new Ted talk how racial bias works and how to disrupt it? Please enjoy Jennifer earhart. He's not birds. Jennifer you're busy. You're a professor and I have to imagine with.

Jennifer Lynn Abraham Jennifer Jennifer Eberhardt Jennifer earhart professor Monica Mouse Stanford University Dan Shepherd Harvard University Department of Psychology Yale Ted
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

01:37 min | 10 months ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Hundred or in some cases we can work it out to one hundred and twenty never know. I wrote this book to let people know that there is a better way and a safer way so please take some time to think through this okay. The truth of the matter is most people spend more time planning their vacation or a wedding or family reunion and some other type of that than they do planning their retirement making the wrong decisions can be cost me and you get paid for it for the next twenty to thirty years so Jennifer. What you are saying is retirement plan and can be pretty challenging if you have not appeared ahead of time for life and the changes of life. Yes that's right. The changes of life does good is important to assess your savings for retirement through out but he becomes more critical during their term. It Red Zone. Remember ten years before or after retirement regarded as a red sock. Okay how your retirement portfolio behaves during this time determines your standard of living after you retire now. The good news is that you can prepare for a happy to move retirement by knowing about the challenges of this time period. So where shall we start? Okay.

Jennifer
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

03:16 min | 10 months ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Welcome to independent wealth. Planner strategies with Jennifer Lang helping pre retirees and retirees build preserve and protect their financial assets. You today's volatile markets. Welcome to today's Webinar. I'm mike pain and your host for today. Is Jennifer Lang? Jennifer is an author speaker and a licensed financial services professional. Who found her love for financial literacy the hard way her career goals were on track as she tackled the hustle and bustle of working in New York City as corporate manager. That is until life through her a curveball. That would change her direction. Her mother became ill and Jennifer only had one choice. She left New York and became her mother's full time. Caregiver was during this ten-year period that Jennifer learned firsthand the importance of how life insurance protects individual and family while they're alive as well as having long term care benefits in place can empower family members and relieve burdens. She found a new passion and purpose to help the underserved. Middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently. She works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities she is contracting through one resource group and you can contact are through her website. Jennifer Lang financial services DOT COM so without further. Ado Jennifer take it away. Thanks Mike I like to welcome and thank everyone for attending today. My Name's Jennifer Lane and this Webinar is being recorded and will be available for rebroadcast leader on so please submit all questions via our website. Jennifer Lang financial services dot com. Today's presentation is going to be a little different. We'RE LAUNCHING OUR FINANCIAL EDUCATION E book series and volume. One is now available on my website for free. It's entitled how women can prepare for retirement now at today's presentation is going to be a replay of a phone interview. I DID WITH MARCUS. Heart on the transform. You Network so if you have any questions or concerns. During the course of his presentation I invite you to take advantage of our complimentary phone consultation during the consultation. We can discuss your questions and begin the process of helping you develop a financial strategy customized your goals and time horizon. So let's find out all about the book. Hello and welcome here with our guest Jennifer Lane. By the way I'm Markus. Jennifer is an asset in retirement protection company. Specialists Jennifer specializes in work with people who are near retirement or already retire we wealth management income plan and asset protection strategies and..

Jennifer Jennifer Lang Jennifer Lane DOT COM mike pain New York City Mike I New York
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

03:17 min | 11 months ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Hey guys this is Jennifer lank and I'm the host of independent wealth planner strategies with Jennifer Lang an estimate implies. We're going to talk about money but more importantly how to protect and grow your money without stock market risk and I get not. Everybody can afford a financial adviser from Wall Street and a lot of people struggle with debt. And don't have a savings. Well I WANNA help you with that. So join me on spotify anchor F. M. Iheart radio wherever you get your podcast fix. We've got a lot to talk about that. Independent wealth planner strategies with Jennifer Lane. See so welcome to independent wealth. Planner strategies with Jennifer Lang elbing pre retirees and retirees build reserve and protect their financial assets. He'd today's volatile markets. Welcome to today's Webinar. Might pain and your host for today. Is Jennifer Lang? Jennifer is an author speaker and a licensed financial services professional. Who found her love for financial literacy the hard way her career goals were on track as she tackled the Hustle and bustle of working in New York City as a corporate manager. That is until life through her a curveball. That would change her direction. Her mother became ill and Jennifer only had one choice. She left New York and became her mother's full time caregiver. It was during this ten-year period that Jennifer learned firsthand the importance of life insurance protection individual and family while they're alive as well as having long term care benefits in place can empower family members and relieve burdens. She found a new passion and purpose to help the underserved. Middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently she works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities she is contracting through one resource group and you can contact her through her website. Jennifer laying financial services DOT COM so without further. Ado Jennifer. Take it away. Thanks Mike. I'd like to welcome in. Thank everyone for attending today. My Name's Jennifer Lane and this Webinar is being recorded and will be available for rebroadcast later on so please submit all questions via our website. Jennifer Lang financial services dot com. The Chad is open. So tell me. Your name and where you're from and I'll get to questions as time allows. I see some names in the chat box already. Hi Denise from Louisiana good to see you Tasha from Ohio. Good to see you too. I SEE CHRISTOPHER FROM UTAH. Glad you made it awesome. Well thank all of you for joining. Today today's Webinar is entitled Investment Strategies for.

Jennifer Lang Jennifer Jennifer Lane Jennifer lank DOT COM spotify New York City F. M. Iheart CHRISTOPHER New York Denise Tasha Mike UTAH Louisiana Ohio
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

04:37 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"So what's the alternative? Well we can convert our retirement savings into three separate ten year payout periods each one with a certain guaranteed income and the third one with a guarantee to continue the payout for as long as we live even if we live into our hundreds these payout periods are referred to as income buckets and they can replace the uncertainty of interest rates stock dividends bond yields in market valuations with the certainty of a regular and reliable guaranteed monthly income. It's like having our own personal pension plan. What's more income buckets enabled us to safely and confidently take as much as thirty percent more income during the first twenty years of our retirement because we know with certainty and assurance that we will have sufficient income guaranteed during the second twenty years of retirement or for as long as we live. What's more we can do it. All without any risk of taking out too much your too little and without any dependence on interest rates bond yield stock dividends or market valuations. So we never need to worry about the safety of our money or the need to carefully manage our investments. Here's an example of how it works. The first income bucket might begin at age. Sixty or sixty five and pay out all of that money over the first ten years of our retirement before it would be replaced by the second income bucket so the second income bucket would begin at age. Seventy or seventy five and pay out a new monthly income guaranteed for another ten years to age eighty or eighty five and this second ten year pay out can be higher than the first ten year. Pay Out in order to offset the rate of inflation. Now the third income bucket would only begin the payout if we make it to age eighty or eighty five and this third bucket would be guaranteed not just for another ten years but for as long as we live even if we live to be one hundred twenty hand if we don't make it to age eighty or eighty five hour airs will receive annual installments until all the money we put into. That bucket is paid back out. Would you like to know how much more money you can get with an income bucket? Plan talk with the financial security professional or the retirement planning specialist. Who asked you to watch this video as you get closer to retirement? It's important to start planning your retirement income strategy or you may need a refined or updated incomplete that helps you achieve your specific retirement goals if you would like assistance with exploring options potentially outside of your 401k plan assessing your current strategy and taking steps to meet your goals you need to make sure you have a trusted adviser or agent to help you. A great agent will walk you through the entire process. Our agents have helped hundreds of individuals move their retirement savings into the safety insecurity of life insurance products and fixed annuities contact us today if you are recently retired or have stopped contributing to your retirement savings account. We can show you your options to ensure that your retirement is as hassle-free in predictable as possible log onto Jennifer laying financial services dot COM in simply request a free no obligation phone consultation will be happy to help you. Alright well unfortunately limited by time. But you'll be able to view articles and learn more about life insurance and retirement. Planning from my sucked. I'm proud to announce that I have been named at contributor for communal news so log onto Jennifer. Lang financial services set com to learn more. We have loads of information content available for free. Which will not only help you to increase your knowledge Bates but save you a lot of time. You can also watch and listen to more podcast episodes from our homepage. So don't forget to like share now for your next step contact us today and schedule a free phone consultation. We handle annuities for a one K. Rollovers Roth IRA conversions and life insurance. Planning thank everyone for attending and have a great day until next times..

Jennifer Bates
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

06:37 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"League Straw from Yes uh-huh yard act HMM Think about the house you live and the amount of expenses you must pay to maintain your household every do you pay all these on your soul income or do you share the cost with a love. Did you know that seven and ten American households are dependent on two incomes? This needs at seventy percent of households are at risk of losing the house. They call home. Should they lose a source of income due to illness disability? For even more this is where the importance and the why of mortgage protection insurance comes mortgage protection insurance ensures that your loved ones can continue paying more niche faith in the event of your untimely passing never having to deal with the fear of losing their home mortgage protection. Insurance is a smart strategy to help. Protect your mortgage a Jennifer Lane financial services dot com. We have agents in your state. Contact us today. Jennifer Lang financial services dot com. Welcome to independent wealth. Planner strategies with Jennifer Lang elbing pre retirees and retirees build preserve and protect their financial assets. Today's volatile market. Welcome to today's Webinar. I'm mike pain and your host for today. Is Jennifer Lang? Jennifer is an author speaker and a licensed financial services professional. Who found her love for financial literacy the hard way her career goals were on track as she tackled the Hustle and bustle of working in New York City as a corporate manager. That is until life through her a curveball. That would change her direction. Her mother became ill and Jennifer only had one choice. She left New York and became her mother's full time caregiver. It was during this ten-year period that Jennifer learned first hand the importance of how life insurance protecting individual anti-family while they're alive as well as having long term care benefits in.

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

07:47 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"She found a new passion and purpose to help the underserved. Middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently. She works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities. She is contract one resource group and you can contact her through her website. Jennifer laying financial services DOT COM so without further. Ado Jennifer. Take it away. Thanks Mike. I'd like to welcome and thank everyone attending today. My Name's Jennifer Lane and this Webinar is being recorded and will be available for rebroadcast later on so please submit all questions via our website. Jennifer Lang financial services dot com. The Chad is open. So tell me. Your name and where you're from and I'll get the questions as time allows. I see some names in the chat box already. Hi Denise from Louisiana good to see you Tasha from Ohio. Good to see you to some. I C- Christopher from Utah. Legitimated will thank all of you for joining today. Today's Webinar is entitled are Fixed Index Annuities Prime for growth in his Mike mentioned. A person can either learn things that easy way or they can learn things the hard way in my case when my mom got sick. I learned the hard way I like. Most people thought that life insurance was just something you had in order to pay for a funeral. I didn't know that it was such a powerful wealth accumulation in protection vehicle. So I do these webinars and I speak the businesses and organizations because I want to help as many people as I can reach their hopes and dreams and boy that financial learning curve that I went through. So let's jump in. We did a survey and we asked consumers to create the ideal financial product to help them during retirement. We wanted to see what kinds of things might they ask for? And these were their responses. I want guaranteed income every month. Just like a pension. I don't WANNA run out of money even if I live until one hundred. I don't want to lose any money period over to get everything out that I put in. I don't WanNa lose money when the stock market takes a dime and I don't WanNa miss out on getting when the stock market is doing well. Either if I die before retirement I want to be able to pass money onto my kids. Grandkids favorite chatter charity etcetera and a want access to some or all of that money in case something bad happens and without their knowing. They actually described in index annuity. So let's talk about. What a fixed. Annuity is and how they work now. If you're looking for safer financial instruments other than the stock market gamble a fixed index. Annuity may be of interest to you. The number one thing to bear in mind is that annuities are not for investors annuities are for savers got it saving versus investing requires two totally different mindsets fixed indexed annuities allowed to keep your hard earned money protected while enjoying tax deferred equity index linked asset growth potential with a fixed index annuity. You'll have the ability to take advantage of index performance tied growth retain your money growth avoid risking assets and follow. Tau Investments like stocks and prepare for financially confident future. So let's start with the basics. What is a fixed annuity? A fixed annuity is an interest. Paying contract issued by an insurance company. The categories of annuities can be either deferred or immediate like other annuities. A fixed index. Annuity is an insurance contract you own. It's a fixed. Annuity which earns interest provides benefits to the performance of an Equity Index. Examples of indices are the S. and P. Five hundred the Nasdaq or the Dow Jones Industrial. But there are several others five thousand to be exact so to be clear. Fixed index annuities do not directly participate in any financial markets. The value of the index may be tied to a stock index or another index when the index records positive change. The interest is credited to your annuity value. This interest rate is calculated using a formula based on equity index changes. It also comes with a minimum guaranteed interest rate so your principles as protected in the event of negative index changes to recap a fixed index. Annuity is a contract between you and an insurance company. You pay premiums and the issuer promises to make periodic payments to you in the future premium payments can be made in one lump sum or in installments over time. Now One of the biggest myth about fix six index annuities is that you can compare them to the stock market when in reality despite the temptation comparing these two investments is not an apples to apples. Exercise it's more like apples to oranges fixed index. Annuity don't actually participate in the stock market as say a mutual fund would by definition a fixed index. Annuity provides principal protection in a down market and some opportunity for growth something. The stock market isn't designed to provide the interest a fixed index. Annuity earns does not come directly from the stock market instead. Vix index annuities credit interest based on the movements of a key stock market index. So does the S. and P. Five hundred the Dow Etcetera excluding stock market dividends. So again to be clear. A fixed index annuity does not include dividends that you might otherwise earned from equity market investments. But this also means that your money inside a fixed index. Annuity will never be exposed to stock market risk. The trade off of less growth potential in exchange for principal protection is one of the hallmark features of fixed indexed..

Jennifer Mike Jennifer Lane DOT COM Jennifer Lang principal Tau Investments Legitimated Ohio Christopher Dow Jones Industrial Denise Utah Tasha
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

06:48 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Do talk new sixty and over. Is your term life policy expires and has your health decline. Says she bought your policy. If so are you concerned about providing for your family stitcher term life? Extender could help turn life. Extender is a unique imports. Split Dollar Loan Program that museum easier for you to maintain and aboard your valuable life insurance coverage. Keep your financial options. Both men and regain control of your family's financial security talk to us today about Term Life. Extend find out how you can maintain your valuable life insurance coverage controlled future clocks. Keep your options open and increase the value of your policy. Contact us today. Jennifer LINE FINANCIAL SERVICES DOT COM. Welcome to independent wealth. Planner strategies with Jennifer Lang elving pre retirees and retirees build preserve and protect their financial assets. Today's volatile market. Welcome to today's Webinar. I'm mike pain and your host for today's Jennifer Lang. Jennifer is an author speaker and a licensed financial services professional..

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

06:12 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Do talk new sixty and over. Is your term life policy expires and has your health decline. Says she bought your policy. If so are you concerned about providing for your family stitcher term life? Extender could help turn life. Extender is a unique imports. Split Dollar Loan Program that museum easier for you to maintain and aboard your valuable life insurance coverage. Keep your financial options. Both men and regain control of your family's financial security talk to us today about Term Life. Extend find out how you can maintain your valuable life insurance coverage controlled future clocks. Keep your options open and increase the value of your policy. Contact us today. Jennifer LINE FINANCIAL SERVICES DOT COM. Welcome to independent wealth. Planner strategies with Jennifer Lang elving pre retirees and retirees build preserve and protect their financial assets. Today's volatile market. Welcome to today's Webinar. I'm mike pain and your host for today's Jennifer Lang. Jennifer is an author speaker and a licensed financial services professional..

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

03:17 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"So to recap plant financially today Tariq the benefit later make strategic financial plants. Such as stop living from paycheck to paycheck saving the three months. Pay always say the maximum when you can and reach out to a financial professional if you need help at Jennifer lying financial services dot com. We know that financial planning and saving for retirement can be complex. We will work with you to find the best insurance back product that will not only protect your principle but provide you tax free retirement income living benefits and the ability to leave an inheritance to your heirs. We have a team of great agents that will walk you through the entire process. Our agents have helped act hundreds of individuals mood their retirement savings into the safety insecurity of index universal life policies and annuities. Contact us. ACIDINI if you're ready to start contributing to your own retirement savings account you can get started saving with as little as one hundred dollars a month and we can show you your options to ensure that you are on the right track log onto Jennifer Lang financial services dot com and simply request a free. No obligation consultation will be happy to help you all right well unfortunately limited by time. But you'll be able to view articles and learn more about life insurance and retirement planning from my side. We have loads of information content available for free which will not only help to increase your knowledge base. But save you a Lotta time you can also watch and listen to more podcast episodes episodes from our homepage. So don't forget the license so for your next step contact us in schedule a free phone consultation we handle 401k rollovers Roth IRA conversions and life insurance retirement planning thank everyone for attending and have a great day until next day your bureau employers lawyers are offering peniche and these if you own a business chances are you're caught between a rock and a hardly you WANNA keep operating in cost but you also want to help your employees Jennifer Mantle services dot com. We've got you covered With Life Insurance options that can provide benefits than a traditional 401k. We will work with you to find the best planned to fit your retirement visit US online and Jennifer lame answering services dot com. Protect your retirement. From the and to market downturns we offer annuities or incapable and no market risk retrial. Planned visit US services.

US Jennifer Lang Jennifer Jennifer Mantle Jennifer lame Tariq
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

11:58 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Should they lose a source of income due to illness disability for even more and this is where the importance and the why of mortgage protection insurance comes mortgage protection insurance insures that your loved ones can continue paying more niche faith in the event of your untimely passing never having to deal with the fear of losing using their home mortgage protection. Insurance is a smart strategy to help protect your mortgage a Jennifer Lane financial services services dot com. We have agents available in your state contact us today. Jennifer Lang financial services dot com welcome to independent wealth planner strategies with Jennifer Lang elbing pre retirees and retirees build preserve and protect their financial assets. Today's volatile market Welcome to today's Webinar. I'm Mike like pain and your host for today's Jennifer Lang. Jennifer is an author speaker and a licensed financial services professional. Who found her love for financial literacy the hard way her career goals were on track as she tackled the Hustle and bustle of working in New York City as a corporate manager? That is until life through her a curveball. All that would change her direction. Her mother became ill and Jennifer only had one choice. She left New York and became her mother's full time caregiver. It was during his ten year period that Jennifer learned first hand the importance of how life insurance protecting individual anti-family while they're alive as well as having long term care benefits in place can can empower family members and relieve burdens. She found a new passion and purpose to help the underserved middle class protect against the emotional physical physical and financial stresses caring for their loved ones. Currently she works with businesses and families in all fifty states to acquire business. Loan's life insurance and annuities. She is contract or one resource group. And you can contact her through her website. Jennifer Lang financial services dot com so without without further ADO Jennifer. Take it away. Thanks Mike. I'd like to welcome and thank everyone attending today. My Name's Jennifer and this Webinar is being recorded in will be available for rebroadcast later on so please submit all questions via our website. Jennifer Lang Lang financial services dot com. The Chad is opened. So tell me Your name and where you're from and I'll get the questions. This time elapsed. I A see some names in the chat box already. High Thomas From Virginia. Good to see you Teresa from Arkansas. Get to see too awesome. I see you Joseph from Ohio. Glad you made. It will thank all of you for joining today's this. Webinar is entitled financial. Planning for millennials no market risk tax free retirement solutions. Now it is Mike mentioned. A person can either learn things that easy way or they can learn things the hard way and in my case my mom got sick. I've learned the hard way I like. Most people thought that life insurance was just something you had in order to pay for funeral. I didn't I didn't know that it was such a powerful wealth accumulation and protection vehicle. So I do these webinars and speak to businesses and organizations Sion's because I want to help as many people as I can reach their hopes and dreams and a void that financial learn curb that I went through so so let's jump in millennials face the most uncertain economic future of perhaps any generation in America since the Great Depression three decades of stagnant wages were followed by the recession in the year. Two thousand which left over fifteen percent of those in their early we twenty out of work and the income and the net worth gap between the rich and the middle class is at its highest level in the past. It's nine years though. The job market has improved in recent years millennials face wage stagnation. Thanks in part to a twenty twenty year. Trend of decreasing labor market mobility labor market mobility started to stagnate in the year. Two thousand just says the oldest millennials were entering the job market when workers. Don't move around but from job to job and from region to region employers. I have more power when go shading wages which translates into employees getting paid less and unfortunately for young people well whose careers coincided with this trend. It's difficult to make up lost earnings from early slow years. The effect of initially low learnings is compounded when subsequent raises are lower and people are less able to save and invest in ways that would provide income in the future after this financial reality. The record amount of de mainly from student loans that this generation is caring and you had the makings makings of severe economic dilemma. As the adage goes the longest journey begins with a single step. Make make the first step a good one by getting a handle right now on where you've landed financially so you can start building for the future. So let's look at where we are. Look at our struggles. Look at some solutions and take some strategic actions. Many millennials have a hard time finding a job after college especially one that can pay the bill when it comes still looking at the top three financial struggles of millennials you have student loans miscellaneous debt and in some cases low wages ages according to a recent survey more than half of millennials that actual number is fifty five percent. Don't don't have a retirement savings account such as a 401k or an IRA not to be overlooked a full forty. Five percent of millennials do have a retirement account but opening an account is only the first step twelve percent are not actively contributing to their retirement account. Study after study shows that the sooner you begin saving for retirement the more money you will accumulate for. Oh retirement that's due to the miracle of compound interest which takes regular investment contributions and uses them to feel retirement account account growth. Well as long as you don't take money out with retirement fund of coupes now. This short video explains the power of compounding interest is compound interest the greatest invention the world has ever seen Albert Einstein's alleged response when asked Mr Einstein. Would you consider to be man's greatest invention he didn't reply the wheel. The lever for the theory of relativity equals MC squared. He's reported to have said compound compound interest. Once you understand power of compound interest you'll be the equivalent of an Einstein among a group of family personal friends but koby laws for just just a moment while we explain how compound interest works. Bring out the Chalk Board. And let's breakdown. How compound interest can add your piggybacks interest starts compounding once it's calculated incubated and added to the principle of an investment? All past interest received also earns interest. This is an important concept for investors. Here's a practical example. Imagine the fictitious patty goodyear investing two thousand dollars a tire store and earning ten percent. Return each year that investment if she was a twenty one year old woman and who invested the two thousand dollars until age sixty five she would have over one hundred and thirty two thousand dollars to spend a retirement if the same patty. Goodyear was a fifty year old woman. Investing being the same two thousand dollars at ten percent each year until age sixty five she would only have about eighty three hundred dollars to spend your retirement that reveals powerful value of compound interest the above example also demonstrates to essential points I compound interest isn't important investment tool and second. It's it's even more powerful. When investors time on their side that's because the measurement of time plays a significant role and compound interest calculations? The old saying that the rich getting richer is mainly based on the concept of compound interest if investments are allowed to continue to grow over extended timeframe without reducing the principal or interest Christain Feinstein compound interest is. The greatest invention world has ever seen so it's time to take action action. That means we have to be intentional when saving money. Here's a question. What are the the three things we need to know about saving while number one interest rates? Rack up too much debt number. Two the best time to save is now and then number. Three saving should be a daily conscious habit. That being said let's take a quick look at the spending. Habits of millennials millennials spend more on comforts and conveniences cases such as sixty percent of millennials spending more than four dollars on a single coffee. Seventy percent of millennials will spend a little extra to eat at the hip restaurants in town and then sixty nine percent of millennials by closed for reasons beyond basic necessity. Therefore eighty five percent of their money. Goes to buying stuff and fifteen percent of their money goes to ensuring for their future. Now let's look at some characteristics of money smart people money. Smart people are future oriented. They are calculated. They are patient and they are able to delay gratification so water what are three habits of money. Smart people remember saving is a habit right so money smart people they plan and budget wisely. They live within their means and they always find additional income sources. and Yes promise you you gotta you got it right you gotTa have that side Hustle. So where should your money go every month. Because because we've all had those w two moments when we look at our yearly W to ask. Where did all this money go right? And when you're getting started you need to make sure you are covering four thing. Okay Number One your Emergency.

Jennifer Jennifer Lang Jennifer Lang Lang Mike New York City Albert Einstein Virginia New York Ohio Chad Teresa Chalk Board Joseph Sion Goodyear koby America
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

08:19 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Begin receiving distributions solutions later you can also buy limited rider options for things like inflation adjustment and return of premium which increased overall cost of purchase. Note that with qualifying longevity annuity contracts or with culex there are no variable interest rates participation rates floors or ceilings as you'd see with variable index or buffer annuities. So what is it Q.. Do for you. How does it help you? Well a qualifying on jeopardy annuity contract. Let you shift some of the money in your qualified retirement account into an annuity. Neth why would you WanNa do this. Well there are two main reasons. I you can. delay required minimum distributions. Those arm deeds on the money in your Kulich culic with out of Hugh lack. You'd be forced to start taking distributions. Based on the total value of your retirement account at age aged seventy two remember formerly under the old law. It was seven and a half and then paying income tax on those distributions. You're being shins. Many individuals don't need distributions at that age and don't want to pay tax on that money yet with a Q.. Lack you won't have any are. MD's on premiums paid until age eighty five the second reason well in a word uh-huh longevity if you are worried about outliving your funds A. Q.. Lack solves the problem and provides guaranteed monthly income. As long as you live. Plus you get the amount you promised et purchase no matter what's what's happened to the stock market or interest rates in the enter your affectively transferring that risk to the insurance insurance company. Okay so what changed for Twenty Twenty well the irs increase the dollar limit on on allowable premiums paid as of January first twenty twenty. The IRAS increased the lifetime limit from one hundred thirty thousand one dollars to one hundred thirty five thousand dollars the maximum amount you can pay in to a key. Lack is now the lesser of either one one hundred thirty five thousand dollars or twenty five percent of your aggregated traditional. Ira Count as the prior December. THIRTY FIRST STATE STATE MINUS PREMIUMS PAY for other qualifying longevity annuity contracts and some cases we found that many many clients don't necessarily need there are MD's for day to day use and are more interested in using the funds to leave a financial santeuil legacy. We now have insurance back products that are designed to not only help you comply with the rules around arm dis but to also help address the impact of taxes while also helping you use the R.. MD to your advantage to leave a financial legacy into your beneficiaries. Our annuity products offer a variety of indexes and crediting methods or index allocations as well L. as a fixed interest allocation offering retirees potential to continue to grow the financial legacy while helping to address the the impact of taxes. In addition to offering a tax deferred growth opportunity are annuities protect principle and credited edited interests which helps ensure your legacy is protected from market downturns so to recap plan ahead headed. It's wise to plan ahead and prepare for RND to avoid any last-minute mistakes at year end if you've missed the December thirty the first deadline or failed to withdraw the proper amount. You may have to pay an excise taxes to the IRS which could be up to fifty percent of the amount. You didn't take out so number one. Determine your personal our. MD deadline for qualified plans. If married trade your spouse should also determine their deadlines be sure to include. IRA's Roth IRA's and qualified plans. That you aunt I ant or your spouse inherited number to estimate the armed mounts and whether you will use them for retirement income or was set them aside for future savings or legacy clans third consider various financial strategies and products for those are. MD's you you do not need for retirement. Income such as gifting savings non-qualified annuities or other investing and then fourth meet meet with a financial professional and tax adviser who have knowledge of the arm De Rules and additional possibilities for your MD's Jennifer Lang financial services dot com we know that the RND and distribution phase of retirement can be complex. We will work with you to find the best insurance back product that will not only protect your principle but providing guarantee lifetime income long-term long term care benefits and ability to leave an inheritance to your heirs. We have a team of great agents that will walk you through the entire process hits. Our agents have helped hundreds of individuals move their retirement savings into the safety insecurity of an annuity. Contact us today. Hey if you are recently retired or have stopped contributing to your retirement savings accounts we can show your options to ensure that your retirement is eh hassle free and predictable as possible log onto Jennifer Lane financial services dot COM and simply request a free no obligation phone consultation. We'll be happy to help you alright. Well unfortunately I'm limited by time but but you'll be able to view articles and learn more about life insurance and retirement planning from my side. We have those of information content available for Free Rave which will not only help to increase your knowledge base but saved the amount of time you can also watch and listen to more podcasts episodes. It's from our homepage. So don't forget to like a sincere so for your next step contact us and schedule a free consultation consultation we handled 401k rollovers Roth IRA conversions and life insurance planning thank everyone for attending and and have a great day until next time. Have you ever walked into a store and had a salesperson. Try to sell you something. That didn't quite it. Just because that's what they had in stock. Well when you buy life insurance directly from an insurance company or from an agent who only represents presents one company you can only get what they have to offer. You're buying my insurance right off the rack. Here's a better idea. Contact Attack Jennifer Laing financial services dot com where independent agency and we represent many insurance companies. So we can find life insurance sure and that is the right fit for you and at a price that fit you to log onto Jennifer Lang financial services dot dot com and Jennifer Lang financial services dot com we. Fine great insurance quotes..

MD Jennifer Lang Twenty Twenty irs Jennifer Laing Kulich Hugh
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

08:15 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Can also buy limited writer. Options for things like inflation adjustment and return of premium which increased Overall cost of purchase. Note that with qualifying engevity of new any contracts or with Q.. There are no variable interest rates participation rates floors or ceilings as you'd see with variable index or buffer annuities. So what is a Q.. Like do for you. How does it help you? Well qualifying engevity annuity contract. Let you shift some of the money in your qualified retirement account into an annuity. Neth why would you WanNa do this. Well there are two main reasons. I you can. delay required minimum distributions. Those arm deeds on the money in your Kulic Hewitt without pugh lack you'd be forced to start taking distributions. Based on the total value of your retirement account at age aged seventy two remember formerly under the old law it was seven and a half and then paying income tax on those distributions solutions. Many individuals don't need distributions at that age and don't want to pay tax on that money yet with a Q.. Lack you won't have any are. MD's our premiums paid until age. Eighty five the second reason. Well in our word uh-huh longevity if you are worried about outliving your funds A. Q.. Lack solves the problem. It provides Guaranteed monthly income. As long as you live plus you get the amount you promised at purchase no matter what's what's happened to the stock market or interest rates in the Inter. You're affectively transferring that risk to the insurance insurance company Okay so what changed for twenty twenty. Well the IRS increase the dollar limit on on allowable premiums paid as of January. First Twenty twenty. The IRAS increased the lifetime limit from one hundred thirty thousand one dollars to one hundred thirty five thousand dollars the maximum amount you can pay in to a key. Lack is now the lesser of either one one hundred thirty five thousand dollars or twenty five percent of your aggregated traditional. Ira Count as the prior December thirty first state state minus premium pay for other qualifying longevity annuity contracts and some cases. We found that many many clients don't necessarily need there are MD's for day to day use and are more interested in using the funds to lead a financial santeuil legacy we narrow have insurance back products that are designed to not only help you comply with the rules around arm dis but to also help address that impact of taxes while also helping you use the R.. MD to your advantage to leave a financial legacy into your beneficiaries. Our annuity products offer a variety of indexes and crediting methods or index allocations as well L. as a fixed interest allocation offering retirees that potential to continue to grow the financial legacy while helping to address the the impact of taxes. In addition to offering a tax deferred growth. Opportunity are annuities protect principle and credited. You did entrance. Which helps ensure your legacy is protected from market downturns so to recap plan ahead headed it's wise to plan ahead and prepare for? RND to avoid any last-minute mistakes at year end if you missed the December thirty the first deadline or fail to withdraw the proper amount. You may have to pay an excise taxes to the IRS which could be up to fifty percent of the amount. You didn't take out so number one. Determine your personal our MD debt by for qualified planets. If married trade. Your spouse should also determine their deadlines be sure to include. IRA's Roth IRA's at qualified plans that you aunt aunt or your spouse inherited number to estimate the armed mounts and whether you will use them for retirement income or was set them aside for future savings or legacy clans third consider various financial strategies and products for those are. MD's you you do not need for retirement. Income such as gifting savings non-qualified annuities or other investing and then fourth meet meet with a financial professional and tax adviser who have knowledge of the RFID rules and additional possibilities for your MD's Jennifer Line financial services dot com we know that the RND and distribution phase of retirement can be complex. We will work with you to find the insurance back product that will not only protect your principle but providing guarantee lifetime income long-term long term care benefits and ability to leave an inheritance to your ears. We have a team of great agents that will walk you through the entire process hits. Our agents have helped hundreds of individuals move their retirement savings into the safety and security of an annuity. Contact us today. Hey if you are recently retired or have stopped contributing to your retirement savings at camps we can show your options to ensure that your retirement is eh hassle free and predictable as possible log onto Jennifer Lane financial services dot com and simply request free. No obligation consultation. We'll be happy to help you alright. Well unfortunately I'm the mid by time but but you'll be able to feel articles and learn more about life insurance and retirement planning from my side. We have those of information content available for Free Rave which will not only help to increase your knowledge base but saved the amount of time you can also watch and listen to more podcasts episodes. It's from our homepage. So don't forget to likened since year so for your next step contact us and schedule a free consultation consultation. We handled 401K rollovers Roth IRA conversions and life insurance. Planning thank everyone for attending and and have a great day until next time. Have you ever walked into a store and had a salesperson. Try to sell you something. That didn't quite it. Just because that's what they had in stock. Well when you buy life insurance directly from an insurance company or from an agent who only represents presents one company you can only get what they have to offer. You're buying my insurance right off the rack. Here's a better idea. Contact Attack Jennifer Laing Financial Services DOT COM. Where an independent agency and we represent many insurance companies so we can find life insurance sure and that is the right fit for you and at a price that fit you to log onto Jennifer Lang financial services dot dot com and Jennifer Lang financial services dot com we? Fine great insurance quotes.

MD IRS Twenty twenty Jennifer Lang writer Jennifer Laing Jennifer Line Kulic Hewitt pugh
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

08:37 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"To today's please submit all questions the our website jennifer lang financial services this dot com but chad is open so tell me your name and where you're from and get to those questions as time allows. I see some names in the chat box. It's already excellent i- carla from michigan good to see you brian from ohio good to see two. I c sherry from washington. Legislated awesome won't thank all of you for joining. Today's webinar is entitled three strategies that we'll help you protect your retirement principles from market volatility and it's mike mentioned a person can either learn things the easy way or they can learn learn things the hard way in my case when my mom does sick. I learned the hard way. I like. Most people thought that life insurance was just something you you had in order to pay for a funeral and didn't know that there were certain policies that could actually help you while you're ally so do these webinars on ours in a speak to businesses and organizations because i wanted to help this many people as a can reach their hopes and dreams and avoid that financial learning curve that i went went through and as a token of my appreciation everyone on the webinar today will be given access to a free e book that you can download after the cau- aw so let's jump in retirement income planning is completely different from investment planning. Everyone has different the needs. So why shouldn't your retirement income strategy be the same. Let's think about the six critical questions number one. How do you feel the the <unk> adviser put in place to protect her nest egg after the two thousand eight market correction number two. What was your reaction when in your advisory explain the difference between asset allocation and retirement income strategies number three. How do you feel about the steps. Your adviser took to help address exposure to market volatility number four. What options did your adviser outlined for you as an alternative ernie tip to wear your underperforming assets currently reside and number five when your adviser showed you the impact of you living tim years longer than you planned how comfortable where you with the changes it had on your retirement income and then number six. Do you understand the tax diversification strategies. Your adviser put in place in case tax rates change in this session. We're gonna take a realistic view at what lies ahead and look at some no market risk strategies to hedge against risk. That's good started by looking at the current marketplace that we're in. We're in a volatile marketplace and these images. I'm about to show you these from this week now. Even if you don't look at facts every day you've probably heard about all of the volatility in the market and seen analysts talking about inverted yield curves signaling mullaly a recession ahead. Here's an image from c._n._b._c. on monday august twelfth. The dow drops three hundred ninety points. Here's an image from c._n._b._c. on tuesday morning as evidenced by this guy and his smile hair the dow jumped five hundred and then we know what happened yesterday. The dow was down eight hundred points yesterday on the fourteenth really struggling to get any types zip gains whatsoever and yesterday was actually the worst drop in the market this year for two thousand nineteen now. If you're thirty years old in this happens it's not a huge deal. You have time but if you are sixty sixty two years old and your retirement is on the horizon very soon. This is a very scary situation that we're in at the same time think about things that are out of your control as well. This headline from c._n._b._c. sets hong kong protests more serious than u._s. Trade war for global markets so whether talking about is how chinese protests have been going on since june this year. These are things is that you can't control that also have a play in the marketplace regardless of what happens in the world what we can definitely count on and be certain about is that there will be change right. You're going to have change. You're going to have volatility. They're going to be things. Being stat will happen. That will be out of your control. Take a look at this article here from markets insider dated august fifth which released a global recession is likely on the way maybe early twenty twenty maybe late twenty twenty. Maybe at the beginning of twenty twenty one. We're not exactly certain but what it all really amount to is that a global recession is coming which really brings me to to this point when things volatile as a financial professional in the insurance industry. My job becomes that much more important important because to our clients who may be nearing retirement wanting to protect that retirement nest egg we can help them do that with fixed annuities and in this session we're going to compare three strategies side-by-side that will help you protect your principal for market market volatility. Here's another article it's an old article from think advisor dated september two thousand seventeen and it says clients like guaranteed lifetime income but not annuity isn't that funny so when you see that or when i see that you think of course they do right and in an uncertain time wouldn't having a guaranteed need lifetime income be such an amazing thing for you l._s. Everyone this question real fats. I know you can't answer me because you're muted needed on the call but let's think about this real fast. What is the original annuity. What is the original annuity. That provides guaranteed lifetime income moore. It's social security right and people love social security and what that does is. It really really tells me at the end of the day people love.

washington jennifer lang ohio michigan chad hong kong brian mike twenty twenty advisor principal sixty sixty two years thirty years
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

10:37 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Is that if you'd started on january first two thousand with one dollar in the s. and p. five hundred you would have had one one dollar and seventy one cents on december thirty first two thousand eighteen when we compare the rates listed to the fixed annuity average average rate of three point two nine percent suddenly fixed annuities are quite competitive especially when you include the other benefits they provide. Let's look at both sides has a certificate of deposit or savings account ever provided guaranteed. Not income you can't outlive has a stock market ever provided a written guarantee against lots. These are some of the realistic options for preserving your principal and even with today's historically low interest rates communities can figure into a huge part of the equation. This final video looks at the realities of retirement. How well can i live on a fixed income during retirement 'alliance answers when you plan for retirement. You're really deciding adding how much money you'll need for the rest of your life. Most people talk about living on a fixed income that includes social security because they're guaranteed to receive that income through retirement and to supplement that many people had savings of their own because social security may not cover all their wants and needs in his future is uncertain now. You may be thinking. It seems like a good amount of money. Now what's wrong with having a fixed income. A fixed income is fine as long as your expenses are fixed too and considering the overall trend inflation the money you save today could lose value over time and that might impact your purchasing power in ways. You hadn't planned say you're retired and you have a fixed income for now. It covers the things you have to spend money on like housing food fuel and healthcare costs as well close the things you want to spend your money on like a night at the movies trip to the mall or a special occasion. That'll be the case for a while but as the years go on you can bet your costs will go up and meanwhile your fixed income is well fixed so then what do you do well. You can't avoid your medical bills. Your housing costs are going away and there's only so much you can cut from your food budget. So you end up having to hold back on the things you really enjoy mike trying a new restaurant. You've been meaning visit or weakened out of town. And what about your grandkid's birthday. Gifts sounds a lot less fun doesn't it. If you're relying on sources that offer limited ways to increase income there could be some tough decisions ahead. That's why you may want to supplement your retirement savings with another source such as an annuity the provides the potential for your retirement income to increase through an income benefit errand while social social security may offer a cost of living adjustment that can help address the effects of inflation having an annuity that provides the opportunity for increasing income. Let you do more with your savings savings. You can still afford the things you have to spend money on sure as long as you live and when that income has the potential for annual increases. It's it's a way to maintain the standard of living you wanna have in retirement see you can spend your money on the things you really care about. That's the way it should be moving. Your life savings from one account to another is a huge event. You need to make sure you have a trusted adviser or agent to help up you. The great agent will walk you through the entire process. Our agents have helped hundreds of individuals move their retirement savings into the safety insecurity of fixed annuity contact us. If you're recently retired or have stopped contributing to your retirement savings account account we can show you your options to ensure that your retirement is as hassle free in predictable as possible all right back well. Unfortunately i'm limited by time and as a token of my appreciation everyone on the call will have access to a free book from safe safe money dot com entitled the retirement report this way you'll be able to grab a hold of things i wasn't able to cover in this episode simply go to my website jennifer lang financial services dot com and click on the yearbook section. We actually have three books available right now. Now feel free to download. Whatever booklet interests you. I've been getting a lot of positive feedback about the three booklets and since i'm a member member of sake my dot com. There's never a cost to you. Just let them know. I referred you so where it says enter the name of the referring adviser just type in jennifer laying and you can get the book for free also you'll be able to view articles and learn more about life insurance appearance and retirement planning from my side we have loads of information in content available for free which will not only help to increase your knowledge base but save you a lot of time and of course if you have any questions or would like to have a free financial needs analysis done contact contact me via my website jennifer laying financial services dot com and i'll get your questions answered as soon as possible. Thank everyone everyone for attending and have a great day until next time fewer.

jennifer lang principal mike two nine percent one one dollar one dollar
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

01:32 min | 1 year ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"Type in Jennifer Lang and you can get the book for free also at SEIC MONEY DOT com you'll be able to view articles and learn more about life insurance and retirement planning we have loads of information in content available for free on this swept site simply log onto member page independent wealth planner dot com to get access to all these resources for life insurance. 'em retirement information and of course if you have any questions questions or would like to have a free financial needs analysis done contact me the my website w. f.. G. Insurance quotes that come and as a special note. We have a new website designed to service service all fifty states if you go to W._W._w.. Dot We shop insurance quotes DOT COM. We can take care of all of your life. Insurance and annuity need no matter. Where are you live in the United States simply log onto we shop insurance quotes DOT COM for life insurance in annuities and I'll be happy to help you will thank everyone for attending and have a great day until next time as the owner of a small business one thing I never have enough of is time? I'm busy running my business. That's why I rely on professionals to help me..

Dot Jennifer Lang United States
"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

Independent Wealth Planner Strategies with Jennifer Lang

02:19 min | 2 years ago

"jennifer" Discussed on Independent Wealth Planner Strategies with Jennifer Lang

"She found a new passion and purpose to help the underserved middle-class protect against the emotional physical and financial stresses of caring for their loved ones currently she works with businesses and families in all fifty states to acquire business loan's life insurance and annuities. She is contracting through one resource group and you can contact her through her website W. F. G. Insurance quotes DOT COM <HES> so without further ado Jennifer take it away. Thanks Mike I like to welcome and thank everyone for attending today. My name's Jennifer Lang and this Webinar is being recorded and will we'll be available for rebroadcast later on so please submit all questions via our website. The Chad is open so tell me Your name where you're from and I'll get to those questions as time allows. I see some familiar names in the chat hatbox already. Hey Bernadette Jacob good to see you Charlie. Hey killing glad you made it. Yeah thank all of you for joining. Today's Webinar is entitled protecting protecting your retirement income from market volatility annuity basics and as Mike mentioned a person can either learn things the easy way or they can learn things the hard way in my case when my my mom got sick I learned the hard way I like. Most people thought that life insurance was just something you had in order to pay for funeral. I didn't know that there were certain policies. That could actually help you while you're alive so do these webinars speak to businesses and organizations because I want to help as many people as I can reach their hopes and dreams and avoid that financial learning curve that I went through and as a token of my appreciation everyone on the Webinar today will be given access to a free e book that you can download after the call. I'm a part of an online educational program called safe-money Dot Com and I want you to have access to the information on this website right away because this has been a tremendous resource for people..

Jennifer Lang Mike I W. F. G. Insurance Bernadette Jacob Charlie