18 Burst results for "Jack Henry"

"jack henry" Discussed on FinTech Insider

FinTech Insider

05:55 min | Last month

"jack henry" Discussed on FinTech Insider

"Financial services is different than fintech. Ron's at different industry. So take it. If you want to face is interesting isn't it. I mean and and to your point on the acquisitions. I mean they've go- they've got foam for doing this and doing that. Well to globally expense significantly and acids imply isn't buying a company to expand into a new geo whether rudy operating whether you already understand the regulator already you know have a a fully functioning operation supersede smart so But it's amazing isn't it i I remember when we started the show five years ago. Like five million seemed like a now. Everybody's raising you know hundreds millions and billions evaluations every week. You know it's just almost to your point round. The ticket size is getting bigger but the illness the The real problems were sort of starting to deal with which is which is exciting. And there's no there is something i'm concerned about dave. If you look at the bathing industry and how the technology's evolved especially here in the us. Maybe not so much in the uk. But why do we have. F i s and five serves and jack. Henry's today is because banks went out looking for best of breed technology. And then if i asked the spicer's jack henry's you'll consolidated all of that and you still have a real mess of an architecture because people went looking for the best of breed and i don't think enough attention is paid this banking service embedded finance or payment space that we could be going down the same path. Because you know you've gotta marchetto who's best of breed card issuance. You may have somebody who's best of breed in payment acceptance companies best of breed friend. Transfer a fun storage. There's so many or you don't even look at rails bank card's service credit as a service so it is a danger that for merchant or brand perspective that They're going to make a choice between one stop. Shop for banking as a service versus best of breed banking as a service and we could be going down the same path that banks went down. You know over the past thirty years. So if i was going to put a positive spin on that i would say that the difference here may be that because of this fun of more open finance paradigm these systems of being integrated through. Api is there. Were very clear. Seems between these kind of subsistence which are being bolted together. Which creates a situation wet. You don't have such tightly coupled components Both at the organizational level but but but also attend logically as well and so it means that switching out from his easier because they composed in a in a more decoupled way. So i think open finance may be able to play a role in ensuring that we are not rebuilding more spaghetti spunk ultimately kind of And up in the same same study at magazines a great point it is. It is interesting isn't it. You don't want to basically replicate a molten monoliths in terms of that setup around and i agree with you might almost the base level orchestration now of services Tapestry rather than building is is an individual thing. I mean it's interesting to your point ronn. Why did go get to that place. In the first place. I think is really interesting. I was speaking to the ceo of zeta. He was a a platform in that sense earlier on this morning and we were saying i personally think it was because they i mean in the nauseous possible way. But they didn't know what they were buying. Dude i mean like in the same sense like if you want me to buy wine. I buy like lamborghini or some shit. Like because i just don't know anything about wine if you don't know anything about technology you don't you don't buy it because it's good you buy it because other people have bought it and that's actually what we've seen for probably like twenty years in in banking probably longer and actually that sort of perpetuated by things like gartner magic quadrants which aren't really a scale of. Is this good. It's actually a measure of like who's bought it most frequently in what regions over places that are deemed to be strategic. Tonight just has a tendency to mean just because somebody's bolted. It moves further and further to the right rather than necessarily being that. It's good but almost like well we're getting is. We're getting people with a better palette for financial services technology joining financial services organizations therefore that trying to buy things that are good rather than just things that other people aboard if that makes sense. So i You know i'm usually. I'm usually quick to be like nervy stupid and blah blah blah blah. But in this sense like the small small small to people coming into those organizations being brew. And i think might point on that level of low level primitive orchestration new banking. But it's not new to leather industries. That all lateral to banking and bringing people within within that x with an experience means. Almost we've got you know smelly as of Financial services Technology which is probably. That's another shout for the title of this one lower producer. We'll we'll give the a second grow any any sort of points on this. Because i mean i feel like i feel like we slightly went off with from from rapid but this point around underlying deep sea to technology for banking. Actually how we get from where we all to that again. I think that's probably another hour was sation in itself. I definitely could go on for hours and hours about this but leave do need to keep on track today. That truce all right. We'll we'll move on then all right before. We moved back to the news. And the next part of the show we wanted to let you know Planning on ama. So that's an ask. Anything episode of intake insider where you can ask us literally anything that you want to call.

marchetto jack henry rudy Ron dave Henry ronn jack zeta uk lamborghini gartner us ama
"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

04:46 min | 8 months ago

"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

"Wants to read more so than wants to buy your book or whatever i'm not saying everything's you marketing but as editor going to your point. You really have to be careful about how you how you respond. You could quash people's spirits to the point where they quit writing. They may be the next big thing. You can really help them to you. Know i had somebody last year that they said this is the first time they got published by publication. I said okay great. Don't don't come over to before while go try to find other places now. Now you've got a bit of a gift and now you got some work that you put together. They came back to me almost a year later the ten credits already including mine so they obviously was starting to put things out there and and gain some confidence and it all started. Just one editor. Saying i'll take this. This is really worthwhile now. Need to go out and find some more yeah. I had a similar poet. That semi stuff. I didn't i it just it didn't fit. It was wrong. The work was fine but it just didn't fit what i thought the ideal that particular issue was but i said though. I said look this. This could be published. Other places is not here. I said when you written for year and submitted for your send me something else and and we'll just we'll take it one step at the time. Guaranteed send me something else. Wait a year and a year later. I got a poem set several cultures individual and they're fantastic. They matured to the point. Where you know enough rejection enough. Rewrites employer comment had really pushed what they're saying. I got a nice guy. Said that you cruciate me. Rejecting him when reasons i objected. And that that's kind of what keeps you guys editor Tight you know this. We all know this. We don't get paid and it's a lot of time. So is is the. It's the most enjoyable frustrating hobby could. How because it's many times you know. When i'm reading that thirtieth submission the same day some thankless job and then you find that you find that diamond and it's all worthwhile exactly. That's really how it works loud. Jack i really appreciate you coming on the show and talking about all these things and sharing your experiences. Folks you gotta you gotta keep in mind that as many as their editors out there that might not give you the best shake. You're going to have plenty of other folks that they are trying to do their best and you have to. You have to work with them so that us together you know as a as a creative team can really help each other to make more worthwhile and rewarding experience because it can be but like anything else in life you. You're going to have some folks that you know they're not going to make it that way and you have to still stay the past even with negative in an unfortunate People out there..

last year Jack ten credits a year later one editor first time a year and thirtieth submission one step almost
"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

03:59 min | 8 months ago

"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

"You know email here something like that. I mean something that makes sense of people because folks then have a right to do whatever they want. Yeah he goes my poem. 'cause it doesn't say anything guidelines that you don't want that even though i don't want it that's funny that's that's i don't have much to add to that but yeah that's that's true. I mean you gotta have a perspective. I suppose and interesting now that i think about it. You know because of my mic conundrum with guidelines on seriously considering making low heroin love songs invite. Only i know that kind of makes it a little more static will more insular. I suppose. But i'm not afraid to ask people. I don't know to send me some. And i know a couple of people that do that and it makes it easier on them but the downside is that you know if you like a certain style of writing you ended up getting twenty five poems. That are pretty much the same kind of home. And that's really not what i mind but i'll figure it out i got. Submissions are open. Now i think people are sending. I try not to check my email until i close which is usually a month later but we'll just drifted in something there. Yeah well it's it's a. It's an ongoing discussion with a lot. Of editors i have that there are struggling to find what the best thing is for them. You know. there's a few the few that they've solved it by making like every other episode of their magazine. A one so you know on on march it's purple sunsets and april. It's a aliens may talking about flowers and that's fine too. I wanna feel that. That's a good idea because at least it does for temporary way anyway. Give some sort of definition but it's still better than just having all that blase technical stuff to me. It doesn't sound very literary to sounds like you haven't decided where you wanna go. But somehow i'm supposed to trust you right. Yeah i- i toyed with the theme idea for a while and i just. I just can't do it i just. That's nothing i wanna do. I not not aero charges against it. But i used to. I used to be the assistant editor a publication. that's all they did was themes and to about a year and a half with them. I wanted to scream and throw everything out the window. So i tried to wrap up that last issue and i said i'm gone. I can't do this team crap anymore. You know the tough guy deemed a pretty girl. Themed the nights in white satin team. This is getting ridiculous and i. it's very hard to write things to the theme when so weird and then of course how. You're going to know that. A lot of these writers out there happen to have a poem in their inventory to even fits as crazy ass team uses game. It was just too. It was just too weird. There is a call. i. I'm an adb in on a literary magazine group on facebook on 'cause they need some help getting started and there was a journal. That had a call. I can't remember what the topic was. But it was so vague that i had asked. I'm like what does that what it was like Like the theme of sunlight or something like that. It was something i think it was. I think it was sunlight. And that was the beam. And i'm like what does that mean and the comment back was like we want poet to explore.

twenty five poems facebook a month later april march a year and a half couple of people
"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

05:45 min | 8 months ago

"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

"Stop writing. You should be writing to to express some emotion feeling a thought a a truthful statement. Whatever you should be presenting something. I i'm so tired of sifting through lollipops in unicorn bombs Just like yeah. It does d. Don't impress me. You don't impress me and you really shouldn't try to impress me. Because that impresses me more but come on lollipops in unicorns need to go. And and it's just i don't know it's it's it's funny. How many people still subscribe to that god of all the the diagram gotta fill each box gotta make sure it works to whatever criteria. It doesn't trust me. i died twelve. I had a twelve word. Palm accepted by a very fringy journal. opponent could never read to family god forbid or really anyone without blushing as twelve words and the editor came back and it started as a five line poem. He came back he goes. I like the first two lines. But i don't like the last three and he said i'm if you can edit it. I'll accept that. And you know when i was younger i would've been like screw that i'm not gonna. I'm not gonna do that. Come out you didn't accept it the way it is on the writer. I'm always right. But i made the edit became toward palm accepted. It is published in april. You know there's not a lot of people in my mind there ones essay. Edit you know most of your pole down something that makes sense to me. But i guess those two lines spoke to him and that's what matter and then he made it work for him good. We'll do this. I submitted a short fiction piece. Where the academic journal actually had a board where they had to review everything and he came back with the conclusion that i need to beef up the middle of it and they were still willing to consider it if i did that so after i did that. The reconsider it again and then they published it. And ironically. When i look at it even though i felt comfortable.

twelve words twelve word april two lines five line twelve each box first two lines three ones
"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

05:46 min | 8 months ago

"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

"Had. And you know or surely for academia. The economy crashed in. I had to go get a real job. And i never made it into teaching. Which in retrospect is fine. But you know it's all part of the thing you know academia to me is is. There's so many ways to get degrees degrees. Just a piece of paper doesn't matter where you're from where you get it from it. It's all about. You know what you know in what you bring to the table and what you can express and i'll tell you i've rejected people in eighteen seventy a lot and because they sent bios and i never asked for bio but they were sent them in so i'm always suspicious with vile okay phd. Dr so-and-so from accent at this university been published in the new yorker and this and that and the other impress me. i don't care. You know what i want to know is can you right and rejected people like that. And i know i shocked them. Because this is a little piss ant publication. No one reads it. You know circulation maybe a hundred hits two hundred hits if i'm lucky. Don't resent and they get upset because rejected from. That is insane absolutely insane. I've had a few instances just like that. And when i told them in a nutshell is if you're willing to put this bio on certain things about yourself. It means that. When i judge your work i have a right to ask for more from it than than the guy down the street. You know. who's who's selling some incense and in between as thrown out a couple of three poems verses you and you'll do it and then. I'm looking i'm looking at the stuff going. Really you hit on one of your students and this is supposed to be your best work. It's ridiculous right right i. Yes the one. I can think of This this god. I got the submission i read. I did what i do first. Few lines attempts like this is terrible. And then i read the the bile in.

new yorker one lines first seventy two hundred hits three poems eighteen hundred couple
"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

05:52 min | 8 months ago

"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

"Abstract but they tied together. So there's like two columns and i've written several of those poems. Not everyone gets it. I submitted this one poem called out to kill rabat's it's in. My opinion might my best poem in the poem. I loved the most which doesn't mean anything to anyone else but to me it got rejected probably at least ten times ten plus times and then i submitted to another journal. They put it on the short list. You know co- case the wait longer. I hate waiting. And then i get noticed back that you know. They're accepted as a featured poem. And i got paid for it and i'd never been paid for a single poll in nineteen plus years of submitting to journals. Never wants if. I've been paid for a single poem i've been paid for groups paul. I've been paid for journals. I've been paid for books but for a single poem and it was this poem. After ten rejections could not have been could not have been happier. It was in. That's what keeps you going. That's what makes you think okay. I'm going to do that again. And again and and i hope in my editing. I help people with the same kind of thought process got rejected here. Let me keep going try somewhere else. You know it's probably one of the most popular if not the most popular subject and writing his is rejection. You know what you do with it but you don't do it. I remind a lot of a lot of riders. 'cause i've had a lot of a lot of jobs in the academic and independent press world before i decided just to do my own publications. I think clearly that. In many instances they they worked on slots and once. They finished putting in their friends and relatives and the couple people english chairs that they wanted to get put in from another university. They have like six seven slots the good chance that when they send you your thing back with a form letter they probably never even get a chance to read it because they really filled. Everything wanted to do so. I remind a lot of writers that you have to keep in mind that does happen. I'm saying that happens all the time but it happens enough in academic press especially that. Why should you feel terrible about getting this so-called rejection because maybe you're not really rejected. My opinion is if they're not reading your work and judging it you're not reject it. They just put it to the side. They sent it back who she come up with. A new word because rejection wouldn't be accurate. And why should you go to the dress and the stress and sometimes even the depression that some folks go through and it's all for for counterfeit reason right. Yeah that's that's an interesting comment when i was quote unquote unacademic. They the school. I was at asked me to put out there i journal. And they wanted to be academic journal. I remember going to the dean of the school of the program. That the guy in charge and i said what do you mean by professional..

ten plus times nineteen plus years two columns one single poem english six seven slots one poem single poll ten rejections least ten times a single poem couple people once
"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

03:39 min | 8 months ago

"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

"There's a chance that i might be able to fit into. And they did. And i was. I was very happy with that. That's all you really see. Because i'm one of those people if you listen to some of the shows enough. I preach the writers all the time that there's a portion of the rejection. It's your responsibility because you didn't do the research at all to found what kind of magazine usa million to i. Send it over the hell's going on do you go right now. You're you're you're one hundred percent right and you know. It's one of the things that i've discovered too with on the writing side. Is that if i get accepted somewhere on for example aerial chart if i accepted your journal you're not gonna see me responding or sending something else for six six months maybe more maybe a little less but generally i just keep moving around because in my mind you know i don't wanna get stuck in one groove. I don't wanna just assume because then if you say oh this is going to hear. This piece is going to fit there. Then you're presuming that you're you're fulfilling something and you're denying yourself with got art is all about your art should be just what you write and not for someone or something you just write it you express yourself and you know sometimes sometimes you submit it. Sometimes you don't. I mean you've seen pieces from from my book. That's coming up dragged with crazy Alive that i would never submit. I know they're good poems. I've had several editors read them. Say these are great. You should submit them somewhere. But i won't because it will fit a box it it'll fit someone's ideal what you know something should be. I don't wanna be that. That's that's not who i am. I want you to think you know. I have no idea what that guy's about. That's i want everyone to say that for the rest of their lives. I still don't know what he's about. And i've known him twenty five years that's to me is what my writings all about is about discovery. It's about being bold. It's about being untethered to any expectations. It's about being as honest as you feel you're capable of being and then pushing yourself even further and when i read is an editor. That's what i want to see as well. I want someone to write something that they're so afraid of. They would show it to anyone but me and if you know and then they when someone gets something like that accepted they're terrified that send it to you and you accepted the feeling that writer. Has i know that as an editor. I i know what that means because i feel it too so when i reject someone nine times out of ten. I'll say oh doesn't fit. I'm very brief. I'm very blunt that puts people off. This doesn't fit. This doesn't work can't use this but every now and then and it's happening more and more like i like this. This is good stuff doesn't fit what i want. You should try fear in. And i'll give them a list of of journals to consider because just because one person doesn't take your work doesn't mean somebody else will and i've proven that i've had a short a short story. I had a poem. I wrote for the book. It was in a different style. It's it's what i call it. Do larry palm where you have. One side of the poem is very in your face up front in the moment and in the second side of it.

ten twenty five years second side six six months nine times one one hundred percent One side one person things one groove one of those people
"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

02:41 min | 8 months ago

"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

"It's it's it's across the board. So i just i just i am. I tried to be open. I literally i think about that. I don't ask anyone that say what your pronoun is. I mean it's important. I get it. I understand why people are pronoun sensitive. But i don't i don't mark it up. Say their them are there. He or she doesn't matter to me. These are just people writing. Good stop that resonates with me and if no one else leads. Eighteen seventy or heroin lop songs. I don't care because i do those journals for myself. This is what i want to read. This is why gonna see posted if others want to jump on the bandwagon. That's fine but if no one else reason i don't care. This isn't alad for these poets. They can say i was published. I hear or my latest work is here and i really encourage all different groups to post into get published submitted. Because i'm like anyone else. I go out. I submit submit between you know some months maybe five pieces and other months. It might be one hundred pieces and i get rejected. Probably ninety percent of the time and to me each rejections opportunity to become something better. And so i actually kind of look forward to it. You know if i'm rejected. I won't necessarily ask why. Because i'll read something out figured out understand that either didn't understand the guidelines where i didn't read what the journal prince or i didn't do something right or it was just a shitty poem it doesn't matter it gives me the opportunity to grow so i tried to present that and that's really where my writing and my editing blend is one. I consider good work. It has to resonate with me. There's no weeding board. There's no other editors is just me. It's me and my journals and east of the radio. Show that i did with rob and we just you know. It just has to resonate. If the work's good is good. There's nothing you can do to to make different. It's just because you're you know. Lgbt or or you're disabled or whatever. I'm not putting down any of those groups but the work isn't there. Sorry on the publish. It it's just not happening makes it makes sense to me. I i read a couple of those issues of the eighteen. Seventy so once i did that. I'm like okay. This guy really is committed to for this eclectic more diverse vision. And i'm okay with that because it means then..

ninety percent five pieces one hundred pieces Eighteen seventy eighteen each rejections Seventy Lgbt one
"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

02:11 min | 8 months ago

"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

"Funny and you know you you offer this suggestions and sometimes there are no hard. I'm not gonna change it and that's fine go somewhere else But most times poets will work with the especially international. And it's really it's really funny. Yeah we get them here now and then and have the same the same issue. I always just remind folks that they can't. They can't find the translated to english. the same one that that that they can translate a parking ticket or the back of a margarine bottle creek creativity. Writing is a much different types of translation it's more nuance and it's much harder to do. Because you have a lot of people that submit stuff after. They do a thorough translation. And i it sounds like craig and frankenstein right exactly. Yeah that's i i haven't looked at eighteen. Seventy and a wild have put a call out but a little afraid. Because i start getting more of those those international post it. It's all good. I love them all. I really do that. It's is just part of the process that i enjoy that. And their thing. I like is is formatting physical document when i was putting him on lulu or or even as a chap book creating right flow putting right poets in right order Really i really spend a lot of time on that Not so much eighteen seventy. Because if i accepted i posted done but Heroin love songs. That's kind of been the hallmark of that that a publication is the ability to to get things to flow and get the right writers in it and you know every now and then it hasn't happened recently every now and then i'll send out some say. Hey i need. I need something from you because it would fit right here. And it would make the whole journal look a lot better and flow really well with your unique vision. And so sometimes i get the opportunity to reach out to some some interesting characters in the world and get them to contribute..

eighteen seventy english eighteen Seventy a craig lulu frankenstein
"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

03:52 min | 8 months ago

"jack henry" Discussed on Strength To Be Human --Literary Podcast, Hosted by Mark Antony Rossi

"Folks and welcome back to the strength to be human. I'm your. I'm your host poet and playwright mark antony rossi with doing another one full interview segment which i'm always happy about because you know between the scheduling and everything else you know. It could be a bit of a an intimidating terror but other times once it comes together you know i. It's a real learning experience for everybody involved including the listen especially since i actually get more emails responses from interviews and i do my own standalone shows. I'm not sure if that's a comment on me or not but nevertheless that's that's how it works. Now we have jack henry with us. He's not only a poet and a fabulous writer but he's also the editor of heroin love songs and and eighteen seventy press. Jack henry thank you very much for for coming on the show this evening thank you. I appreciate being invited. Oh yeah you've had a long invite me and jack. We've had a number of months where we just try to connect you know between the personal things and schedules and stuff like that. You have to work with people in the end if you want on the show because not everybody is just suddenly. I'm ready next. Thursday doesn't really work that way. I wish i of all the interviews. I've done and this is the third year the show starting january. I've only had one person out about twenty five literally said you. I'm good food as a now. Everybody else's you have to navigate the planet to do it. Yeah well i as you know went through a lot. Since we first started talking so with the holidays. I wanted to do before then but now seems to be the time so i'm here. Yes definitely I'm definitely excited. Because oftentimes when i talk with somebody that has the real direct role expanse of being a writer and then also being an editor many times they choose one or the other and they just not interested in talking about bolts. So i was happy to hear that you didn't mind sort of mixing in both subjects over the show. I mean you could determine how much how much how little you wanna do that. But it's a nice thing because it'd be great for here. Editors here about how as an editor. Let's say you know the the writing spirits might help shape. You how you judge somebody else's writing all maybe vice versa. So you know i. It's good if people can hear something about that. Yeah for sure whatever. You wanna talk about therapy one. That's that that would be great. Yeah okay so yeah. I on the editor of heroin love songs. That's been around for on and off for about twelve years Used to be published on lulu primarily online only electronic. And then this last go. Ron tried my best to chap actually printing Stapling on putting them together. That was more expensive than i expected. So going forward. I may change that around and then the other one i did i'm doing still is some called eighteen seventy press and that came out of frustration i had with content a lot of journals like Jeans whatever you wanna call it We're prohibited sometimes in content. Language style definitions. Whatever and so. I just started that one just as you know one of those days. We have extra time i started up. Put it out there. I called it. Eighteen seventy because that's the year that Rhumba went to france. Paris france for the first time. And i just been reading about it that day and for some reason that stuck with me and so eighteen seventy press. That's really the only meeting kind of went poetry for me. Started was at year so.

france january Ron Thursday mark antony rossi Stapling Paris france third year about twelve years jack henry both subjects one person Jack henry first first time about twenty five jack one this evening lulu
Banking on Voice - ENACOMM & Bank Independent

The Voice Tech Podcast

10:47 min | 1 year ago

Banking on Voice - ENACOMM & Bank Independent

"Us about about the project and so what what does the Alexa skill that you guys have developed do? And what was the? What was the thinking behind? When we first started our conversations with an accom- we didn't know what to expect. We didn't even know what to do with really St- I think Stacy said it best. Is that so we started with the thought of? How can we take our typical telephone banking system? That's that technology has been around for four. Seems like forever and so we were like. How do we repurpose that into modern technology and modern use cases so partnering together with an Economy Fintech provider? They are really at true partnership here. We were the very first one to come out with a fully functioning Alexis skill in the community bank space. Now some of the larger institutions the international banks that are housed here in America or even some of the couple of super regionals they were already doing some of the s but really we felt like our customers were longing for that as well to be able to say. Hey if a bank of America or chase would have this type of service. Why can't wait? I see we have the same type of access to your systems so they came from a customer. Need they actually the customs approach to and also this. Will you a proactive and thought well? We need to get ahead of this before they do. It was really more proactive. Because of our customer base being very tech savvy and especially our newest market which is the Huntsville Alabama market. We felt like we need to make sure that in order for us to compete against the larger institutions especially from a tech perspective. We needed to be proactive in this space. So when I say fully functioning that's the differentiation between us and some of the other banks or credit unions that have that they may have an Alexa skill. But it's more informational sharing like where are we wears locations. What's our hours of operation? We really wanted it to be truly as said an extension of our other tools that we offer to art whether it'd be mobile or online or telephone so they log in and get account information for me. Personally I've got a college aid's daughter and so was the question we get from her. Hey Dad I need some money so then I can go and just by walking through the house. Tae Alexa Transfer money from account to my daughter's account so those are some of the use cases that we have and we're continuing to expand that working on some other use cases right now to expand as far as card management for the debit cards. The credit cards and those kind of things as we continue to move forward. I see okay focused on the the most common actions that people form on their accounts festival implemented those and then now you looking for the more advanced features those in as well. That's great okay. Great Stacey tells about the project from your side then what what was it like to Cra? Alexis go four bank whether any particular challenges that you had to face. And what advice would you give to someone? Who's WHO's looking to do the same. Whose is taking on a project to the signs. That's a great question because there is a specific answer that it's really got nothing to do with how we build a skill it has to do with multiple parties involved in the thing you have to look out for the difficulties run into is the larger companies involved Talked by Google Amazon Right Amazon. The company that is the keeper in the approver of these skills and so's Google on their side. I will go to that side of the house but Amazon. This is the first real step into a retail banking application type of thing right in my past i. I did this for Mobile APPs with apple when they first had their APP store open. Add it for banks and it's the same type of learning curve with working with Amazon going through the approval process Amazon not understanding how everyone thinks they understand how a bank works. And I'll say that just exactly the same. Everyone believes they understand. How Bank works when you work with. Community banks. That'S NEAT. Learn how they actually work and each one little different from another one and you can try to define a process for which you wanNA bring on these skills right for Elixir. Whatever but these skills for getting the weather has total different requirements than the skill for your banking and we had compliance issues. We have enrollment issues. We have Lincoln account issues. We have all these things you have to do and be compliant with on our side and actually I was walking Amazon through the process. Of sometimes you have to change the way you're thinking because this is not a weather APP. This is not a joke. Gap does not attribute this is banking and there are some things. The banks are already doing to link accounts that may be at to adjust your expectations. How Link Accounts Right? That's just one example and going through the approval process with Amazon and it different iterations. That's really probably. The most complex part of working new technologies into banks is yet. There's a third party provider like Amazon or Google. Who has to approve these things and has certain expectation on their side of how the system will work in. We have to really Kinda match the expectations and the realities. What a bank needs right to? Does that mean that there were those pushback on the on the platform side on the new Google side because he went meeting standards was it the other way round. What did you need things from them? They weren't providing up front. And you have to be kind of both. It's kind of both so the expectation that you're starting from scratch realized that a bank might already have a method for linking accounts for example in Kelly States. Bank independent already. Lincoln accounts through methodology in order to enable their voice banking on the phone system for that and so there are some things that instead of confusion users like it's a brand new system to create new pin number. You all this new stuff. Sometimes Caesar let them allow them to use what they already have and so it was sort of both. We have more things than they expected. Amazon's system wasn't really built to take an existing system. Like what we had at the same time. You know there are some things we have to come up to snuff on on voice engagement right conversational banking conversational. Technology is different than a menu driven technology in Kelly. Had said we're reiterated extending what we're doing on the voice baking side telephone banking but it's extending the feature functions but the way you engage with it is different. So there's a learning curve on our side to to make sure you have the conversational structures. Correct your engagement that so it was both sides. This is very typical of bringing in a new technology into an existing market place. That has its own high level of rules right. There's a high bar a ruling compliance and you have another system as brand new that is trying to create rules of compliance rights. And so we put those two together in. This is typical this. This is exactly how it was with mobile APPS. And I think that's what you're gonNA see. It's GonNa have that ramp right now. It's early in the curve for adoption and over time as voices getting across all these other channels and the software whether it's Amazon or Google on all these channels whether it's in your smart tv or on your phone it's going to accelerate. The friction is gonNA remove overtime when it sounds like they would have lended as as much from the experiences as you guys have. That's going to streamline things for everyone the projects that come along in the future exactly my question around that was about the the iteration of this is kind of new and we got a lot of the ground truth from the feedback from users and looking at the data of course financial transactions quite private and a bank's not going to want to publicize those will hand them over to supplies in the same way as maybe health data. So how did you get that signal back? That's a find out whether the user interaction was working. And how did you guys work together to to solve that problem like you said? One of the biggest concerns with this was around security and especially traditional banking where we're not always the the ones that are willing to step out and do things so from especially from security and privacy perspective because that is paramount to who we are as an institution to ensure that we are taking care of our customers and making sure that their information secure safe and that they are comfortable not only them but then also with a stacey said our regular regulators and auditors and those things pile up over and over again to make sure that that we have the right security protocols in place and so that was some learning curve for both US and Amazon that we all had to mature and continue to grow as far as making sure that we have the right information we partner with our processing companies Jack Henry and associates and so they do a fantastic job of having a pathway for us to get to our information securely safely as well so with our connectivity points between in a calm and Jack Henry that is very tightly controlled. We manage it with monitor it. We reporting we have security protocols that are in place between all of us to ensure that is safe for our customers. Massoni went to Jack Henry Do. Where did they come into this? Yeah Sure Jack. Henry is the company that houses our customer information as a whole and so they have an open banking platform that we're able to connect to and be able to partner with the fantasy like the end of the world to be able to safely securely have access to their customer account information you can anonymous data and Sharon Saddam. Okay right so there's a way to share it without revealing the details of the people. Are I in this talk about the voice banking how it's being used and I saw one example on your website believe about bank independent Kuzma? Who's using the Alexa skill right now? It's eighty nine years old. That's fantastic Zurich. Tell us about that. And the the interest made on his or her life. Sure after we went live with this we were live several lines and we really wanted to see who was using and honestly we knew because this is new technology. We weren't expecting a hockey stick type of acceptance and usage of this tool out of the gate and so it has been a slow growth and kind of leveling but again we wanted to be out there early and this is exactly why because you know. The mission of our institution is to make a positive difference in people's lives and this is a prime example. Where we've done that. So as we begin to look one of our most active users we reached out to Kim specifically into. Can you tell us why you're using it? And the first words out of his mouth. Were you changed my life. And which can you explain that in so this gentleman was eighty nine years old? He had macular degeneration so from his perspective. He couldn't really manages finances. Just because of the vision issues vision issue. And so now he's like you now have control of my personal finances again by doing voice banking and he can control that here. What's going on? What's going on manages money in the way that he wants to be able to manage his

Amazon Alexa Google Alexis Jack Henry Lincoln America Stacy Hockey Huntsville Alabama CRA Apple Stacey KIM Kelly States
"jack henry" Discussed on Learn to Code with Me

Learn to Code with Me

04:26 min | 2 years ago

"jack henry" Discussed on Learn to Code with Me

"I soon realized how does desire, this degree was when I landed my first internship with hardly any experience under my belt. Okay. So what was the actual like name of the, the degree that you graduated with? So it's business in management information systems. Okay. Got it. It's business. And then I like to say, how explain it is business in than it integrates IT with it as well. Right. What was your first internship that? You got. You said he didn't really have much experience before landing in does. So my first internship was with a company called Jack Henry associates, and I was doing project management. But the company at self was a software company. So I was not just doing your typical project management. I was also including a technical aspect to it. And Jack Henry associates actually does financial software in. I wasn't super familiar with the company just because when it comes to financial software. That's not a huge up. Incoming thing right now in the news. But the more I started working with the company, it's actually one of the top. It's like number one IT company right now on Forbes. I believe or a while. Yeah. I don't think I ever heard of more. So, so it's making financial software for other companies for banks and credit unions as well. Gotcha yet, Lehrer with that, internship, located. So it was actually located in Springfield, Missouri. Is that is that where you live currently I am from Raleigh, Missouri, even smaller than Springfield? I'm from a small town in that's actually where my schools at and the school is called Missouri university of science and technology. And we are part of the UM system. So if you're familiar with like Mizzou, we are the engineering school. We are the elite engineering school in Missouri. I have to admit that a lot of my Missouri knowledge from the show. Ozark TV. She say, well, I'm somewhat but no. But now I feel like like sorry, I'm like, sidetracking give the one son in the show to go to Mizzou. I was talking about Mizzou. That's actually get pretty upset in those are speakers of how it protrays Missouri or like, okay, it's not quite like that. But I guess where you go. Anything could be like that. No, I I totally get it. I had some on the show recently this was before we actually hit the record by talking about it because he was from Connecticut. Yeah. And he was mattanen, Connecticut that there's a TV show based on called, gosh. American housewife. Yes. In a gas. So he so they some people, the town don't love the portrayal. Ever sidetracking? So you okay, so you studied at right that in Missouri. This internship was located. So it wasn't remote. Basically, like you were traveling there every day to work. There actually was it's two hours from where I went to school in where I live, and so I was living there, all, I mean, I shouldn't say all by myself, it was a forty hour job, and I was living by myself, but that's just part of being an adult. So yet I moved there for the summer work forty hours every week and I caught a lot of great experience that I had not had prior, so. Yeah. And I believe you had a few other internships. Right after this one. Correct. So after that, one, I started noticing that it was a lot more desirable. I had some internships while I wasn't school in those were not as technical oriented, those were actually marketing internships, which I wanted to gravitate towards just different aspects of business. So I could be a well rounded person. So I had. A marketing internship, and then one of my bigger internships was with MasterCard. And that was in St Louis, Missouri. And that was a big step for me. I had always just thought. Oh like it's MasterCard. It's they're always, you know, on the news or something in a good light. So I was really excited to have that opportunity in I was doing project management technical project management there as well since it is still software oriented, right?.

Missouri Mizzou Missouri university of science Jack Henry MasterCard Connecticut Springfield St Louis Raleigh Lehrer Ozark Forbes forty hours forty hour two hours
"jack henry" Discussed on MAD MONEY W/ JIM CRAMER - Full Episode

MAD MONEY W/ JIM CRAMER - Full Episode

03:19 min | 3 years ago

"jack henry" Discussed on MAD MONEY W/ JIM CRAMER - Full Episode

"The sector exposure they need without an interest rate risk you know i've been thinking about this ever since she called it's almost as if the stock of jack henry was created for this very moment so it's a stock with by among one concern yours expensive jack kennedy trason thirty three times next year's earning says that's almost double the average stock although the valuations have bit less daunting when you look out a couple of years sells for twenty six times that consensus estimates for twenty twenty one still i think it deserves that premium multiple i like the company i like the stock although of course i'd like to buy them weakness bottom line jack kennedy is a high quality financial technology company and i think it's absolutely worth owning so when we don't believe the bank stocks are going to come back in this anytime soon that's the one thing that i know could absolutely gene rail the story if the fans get the group back and money measure start selling the fintech and order swamp into the real financials ooh that could be trouble while i believe in jack henry's longterm prospects we're a hold off buying this one until friday when we start getting the big bank supports if they disappoint then jack henry your man tony masters it's tony tony holding you know what i'm thinking about taking syria marilyn sherry sherry hi jim michelle you ever know maryland how are you doing i'm doing well thank you for asking what's going on okay we live on bill you from annapolis maryland home of the united states naval academy my question is about lending tree kick a key or e of course we're not well because doug let this been on the show many times ceo how can i help yet well i saw him back in two thousand sixteen and i took a position in the stock around the seventy to eighty dollars price range and then earlier this year the stock at a high of four oh four right but over the past few months the price has been cut in half around the to twenty range and my question is with interest rates on the rise i want your opinion on the i buy more cell or you've got a great dane these takeout gerard your cost basis but this is a stock that deeply trades or more you just even though it shouldn't i'm on every bank call every housing call things are still good but it doesn't matter this stock is in the grip of higher mortgage rates so i think you had to take your gate let's go to frank in indiana frank jimbo y'all first of all how are you doing well how about you sir not too bad quick question for you have had black rock stocked with past kim eleven years of not tear within the path good little bit that the stocks fluctuating quite a bit should i stay in or get oh boy i tell you out i think larry thinks doing remarkable job and place right into the pass him investment seen larry is pretty much a certified genius and i gotta tell you the stock isn't really that expensive but cells at an average market mobile i think that's insane right even if you're not banking on the banks you can believe in the in the finn tax okay not the fence but the fintech more specifically jack henry that's if you want to jack up your portfolio and thank you so much to our viewers wow they swapped now more money drove maybe drill i'm cutting to.

eighty dollars eleven years
"jack henry" Discussed on MAD MONEY W/ JIM CRAMER - Full Episode

MAD MONEY W/ JIM CRAMER - Full Episode

02:01 min | 3 years ago

"jack henry" Discussed on MAD MONEY W/ JIM CRAMER - Full Episode

"And thirty four dollars it's up one hundred seventy three percent over the past five years trouncing the sixty nine percent gain in the s and p five hundred over the the same same period period it's getting nearly thirty percent over the last twelve months in that includes fifteen percent rally since the beginning of two thousand eighteen the crazy thing is the consistency of this move check henry just keeps chugging higher and higher with only the cajun wine of dip before getting right back on track why a lot of the strength comes from well just fabulous fundamentals and i'll get to the numbers second but there's a second factor player that needs to be addressed aside from yesterday's epic run in the bank's money managers have been credibly hesitant to own actual financials of late this dared of the banks they're scared however because so many of these funds may try to mimic the sector weightings of yes and five hundred that way you can never underperform the benchmark to bailey you kinda lot of firms that need to own something financial even as they refuse to own the banks hence the virtually mechanical peel the fin texas we call these are technology companies but group with the financials because they sell to the financials they give you that much needed financial exposure that any credit risk or federal dated worries that's definitely part of jack henry recent string however there's also the fact that it's a very well run company that happens to be firing when every single cylinder yet jack carries that years a consistent growth behind it and the companies taking market share left and right the secret to their success jack henry spent a lot of money on research and development from two thousand twelve three last year the company showed out anywhere from ten to fourteen percent of his not hardware revenue arm d that's a staggering figure and that investment is picked up substantially over the past couple years it's crucial when you're tech company even fintech you need to keep coming up better and better products can't rest on your laurels it's much easier to convince potential customers to dump the potential competition and switch to your.

jack henry one hundred seventy three perc thirty four dollars sixty nine percent fourteen percent fifteen percent thirty percent twelve months five years
"jack henry" Discussed on MAD MONEY W/ JIM CRAMER - Full Episode

MAD MONEY W/ JIM CRAMER - Full Episode

02:01 min | 3 years ago

"jack henry" Discussed on MAD MONEY W/ JIM CRAMER - Full Episode

"And thirty four dollars it's up one hundred seventy three percent over the past five years trouncing the sixty nine percent gain in the s and p five hundred over the the same same period period it's getting nearly thirty percent over the last twelve months in that includes fifteen percent rally since the beginning of two thousand eighteen the crazy thing is the consistency of this move check henry just keeps chugging higher and higher with only the cajun wine of dip before getting right back on track why a lot of the strength comes from well just fabulous fundamentals and i'll get to the numbers second but there's a second factor player that needs to be addressed aside from yesterday's epic run in the bank's money managers have been credibly hesitant to own actual financials of late this dared of the banks they're scared however because so many of these funds may try to mimic the sector weightings of yes and five hundred that way you can never underperform the benchmark to bailey you kinda lot of firms that need to own something financial even as they refuse to own the banks hence the virtually mechanical peel the fin texas we call these are technology companies but group with the financials because they sell to the financials they give you that much needed financial exposure that any credit risk or federal dated worries that's definitely part of jack henry recent string however there's also the fact that it's a very well run company that happens to be firing when every single cylinder yet jack carries that years a consistent growth behind it and the companies taking market share left and right the secret to their success jack henry spent a lot of money on research and development from two thousand twelve three last year the company showed out anywhere from ten to fourteen percent of his not hardware revenue arm d that's a staggering figure and that investment is picked up substantially over the past couple years it's crucial when you're tech company even fintech you need to keep coming up better and better products can't rest on your laurels it's much easier to convince potential customers to dump the potential competition and switch to your.

jack henry one hundred seventy three perc thirty four dollars sixty nine percent fourteen percent fifteen percent thirty percent twelve months five years
"jack henry" Discussed on The Nerd Soup Podcast

The Nerd Soup Podcast

01:44 min | 3 years ago

"jack henry" Discussed on The Nerd Soup Podcast

"Let's cooler than a billion dollars to billy two billion dollars a taco commercial you know why not both we want stakes in these movies and i do think some characters will die even rewatching age of ultra quicksilver death hits me more now because i kind of liked his portrayal of the character but i i think i i don't think the head guys the big guys maybe if evans just wants out that's how you replace him underrated actor to chris evans as really grown into the riot tyler johnson oh yeah he's great i like to see him come back in some you know thanos fucks up the universe and then they have to reshape it and quicksilver still alive and he doesn't have an accent and the expert here now mutants and and jack henry cavill the fuck you doing here in the second part of the question is the whole gender switch in movies i ghost busters indiana jones a good idea or should they stick to something original for women i think the problem is when they make something good in original and no one sees it for example annihilation which i still think is the best film so far twenty eighteen i just have problems at reboots and remakes general i don't care about the gender switzer anything like that you know studios are always going to try to make money on a sure thing which is why they will continue to get remakes and reboots and sequels and film over just want more original films in general so i think that's the problem is just the lack of rigid originality in hollywood but i think i think we're seeing a lot more of it i think red letter media makes a great point about nine elation i had the strong female lead lead casts and such a great movie and no one's propping it up no one wants to go see no one's talking about it but when it's like ghostbusters indiana jones that moves the needle more so studios are just gonna decide to do that instead the problem with ghostbusters to wasn't the fact that it was starring all women the yes the screenplay.

chris evans tyler johnson hollywood jack henry cavill indiana two billion dollars billion dollars
"jack henry" Discussed on Christpoint Church

Christpoint Church

02:37 min | 4 years ago

"jack henry" Discussed on Christpoint Church

"I'm not talking about a difficult uncomfortable inconvenient situation going on in your life we we move in with my job i work from home was very inconvenient it i didn't have intern i've been jack henry going on sixteen years and fourteen years i travelled home a week ghana weaken worked in in our corporate office in in mon it and then the last five and a half years i've worked from home and it was very inconvenient and not have internet is in the morning instead of getting up and drinking some extra cups of coffee in wearing it's gotten coal now we're in my sweats and my slippers not happens the drive to work changed i had i had to get ready for work i had to drive twenty five miles i thought it was an emergency but it leaden emergency it was an inconvenience and many times in our life we we we think that those types of themes are emergencies it gets hot in the ac quit such an emergency we i if i run out a barbed schroeck fear it it's an emergency if the jurado czar are not in the cab it it's it's an emergency ladies as you're having a bad hair day if the nails break give them make up's run and if the cars got a flat tire it's an emergency emergency it's not a matter of life and death we we act like it's an emergency i'm talking about real emergencies there's all types of emergencies are self types of crisis there's there's medical emergencies like i described or people's lives are hanging in the balance there's there's natural disasters earthquakes tornadoes floods we you know recently hauling i was down in louisiana it was back in may and we we we we were doing a revival down there they had had some some horrible weather down there we we see on the news of most recently like harvey fifty one almost fifty two inches of rain one million displaced people that that's an emergency forty five people died with with with no warning with you think about those situations and it's horrible national emerges like.

jack henry ghana harvey intern louisiana fifty two inches fourteen years sixteen years
"jack henry" Discussed on FinTech Insider

FinTech Insider

01:37 min | 4 years ago

"jack henry" Discussed on FinTech Insider

"Fini is based on lucy that which reserve a product developed in order to improve saver had factor that can handle astronomical workload that the crowd platform support machine learning at a service would would require interestingly enough they discovered that it it it could be used it should be used as an a for a forum for banking and i would watch them with with interest to see what the what else they do it's an interest one third stepping into a clough processing for during this stuff because actually it's necessary is a and i think this is almost it's a was the limitation of siri to a certain degree is arguably most of the major innovations come through data can activity so the point where like if on traveling around norfolk worry live on our g purist connection than series and emotional used to me because not she will the processing power in a more device can only do so much so yeah it's can be really interesting for the point where actually you've go much better connectivity and you've got much better cloud processing power than actually it can do amazing things on it will interestingly i mean this story got a lot of attention that the story that went somewhat under the radar was maybe six months ago may be more about another american organization called baxter credit union so it's a much smaller craig lenient but they piloted a very similar thing with the core banking than to say you week now and jack henry so we talk and they have the epas his core banking system so they claimed that the integrated amazon echo.

Fini lucy siri baxter credit union jack henry banking system amazon six months