33 Burst results for "Insurance Premiums"
Inside Biden’s $1.9 Trillion Stimulus Bill
"Start right there with a pass of that. Covid stimulus bill in the senate on saturday night. I do need to preface this by saying it does have to pass the house again because there were some changes made by the senate so it's not passed into law just yet but we'll go for what this bill will include when it goes through the house and i'm going to try my best to sound like i'm not rattling off just a bunch of dollar amounts but there's a danger. It might sound like that but just bear with me. There might be something in there that would be useful for you. Your family someone. So for helping the unemployed it extends that three hundred dollars a week plus the state unemployment end it makes the first ten thousand two hundred dollars of that non taxable for households making less than a hundred and fifty thousand dollars it also fully funds cobra. Health insurance premiums so that employees who have been laid off can remain on their employer plan for free. There's also going to be another round of checks fourteen hundred dollars for a single taxpayer. Twenty eight hundred couples indy. Get fourteen hundred dollars per dependent now the starts to taper off at seventy five thousand for individuals or one hundred and fifty thousand dollars for couples ended completely gets phased out at eighty thousand dollars for a single tax payer and one hundred and sixty thousand dollars for a couple it gives state and local governments three hundred fifty billion dollars to cover expenses related to covid through twenty twenty four gives schools one hundred and thirty billion for k. Through twelve in forty billion dollars for colleges and that's to help them reopen safely so parents can get back to work for businesses. they'll be twenty five billion dollars going to restaurants and bars. This max out at ten million dollars per company in five million dollars per location additionally there will be seven point two five billion for the paycheck protection program once again forty. Six billion dollars will be going to state local and federal governments to help with testing and contact tracing as well as fourteen billion dollars to help speed up. The vaccine distribution for healthcare there will be financial assistance for aca affordable care act premiums and this is just looking to get the number of people covered by insurance to increase into further incentivize. The south to expand medicaid since they're sort of the holdouts town there. The republicans are blocking that there are also increases in tax breaks to parents who have kids up to three thousand dollars per kid if their age six to seventeen and thirty six hundred dollars per kid if they're under six years old and that spread out over the twelve months according to analysis this plus the fourteen hundred dollar check would cut the number of kids in poverty by more than half. In addition there's changes to the earned income tax credit for this year in extends to people without children. And if you're looking for how much that would be for low to moderate income folks. It'll be somewhere between five hundred and forty three dollars in one thousand five hundred and two dollars. Lastly in the rental and homeowner category it gives thirty billion dollars to help low income and unemployed folks afford rent and utilities and at the state level states and tribes get ten billion dollars per homeowners. So all in all. I think thing that really struck me. Was this tweet that i saw saying that. Isn't it kind of crazy. That biden asked for a one point nine trillion dollar stimulus deal and he got a one point nine trillion dollar stimulus deal like i think that makes biden a pretty good politician. One of the main criticisms of obama was at he started out by compromising with republicans and gave them the compromise offer in the first place instead of starting out high. You can't say that for biden so far in this could be a sign of good things to come but like. I said they're hoping that this gets signed into law by the end of the week after the house passes it sometime this week.
#Blackout4Ed: Teachers across Indiana wear black to protest school choice bills
"In Indiana wore black today as part of hashtag black for Ed Day that the movements aimed to draw attention to issues. They say you're putting them in an untenable position. Needed. Cox has been a Hammond teacher for 20 years. She says a legislative proposal would divert some $70 million from public education to charter schools and voucher programs. Private education. And argues it's needed in public schools. I've seen your after year. My classroom size get bigger. My access to resource is get smaller. My pay gets smaller. My insurance premiums go off teacher since surrounding states of being prioritized for covert vaccines to return to in person learning Indiana's doing vaccines based on age And Cox and others think that's unfair, A statement from the state of Indiana says in part age is the number one cause of hospitalizations and deaths due to covert 19, who shares aged 60 and older account for 93% of covered 19 deaths statewide there. Police
Lawsuits filed against auto insurers over rates in pandemic
"Not driving half assed much. Auto insurance customers are suing 10 major insurers in Nevada. They're accusing the companies of charging excessive insurance premiums during the pandemic, even though driving and collisions declined. The class action lawsuits acknowledged that some insurers provided discounts but argue it wasn't meaningful relief that reflects the reduction and cars on the road. And reduce driving during the pandemic. The Consumer Federation of America has also said the relief from insurance companies wasn't enough while claims dropped in auto crashes declined. That's Fox's GeneCo's Sola mornings at 87 35. I'm Natalie Rodriguez News radio. 6 10
Millions to receive relief payment via debit card
"I have needs. It has to be its consumption. And that's the thing want debit cards can also be cheaper than checks for people who don't have bank accounts cashing a cheque cost them money. But with a card says shantelle boyens with the urban institute there is a network of. Atm's where you have the car you can access your funds without any feeds but people can only make one withdrawal for free from an out of network atm after that. It costs two dollars boy in says the income people are more likely to pay those fees. They may be located in areas where they don't have as good of access to in network. Atm's the cards also come with terms of service. An ira rheingold. Executive director of the national association of consumer advocates says some of them put card users at a disadvantage. You consumer if you have a complaint you cannot go to court. You cannot be part of a collective action. A class action members of congress sent a letter to the treasury this week asking it to remove those clauses and reduce any fees. I'm justin ho for marketplace lawmakers tucked a provision banning surprise medical bills into this latest relief. Package those are the unexpected charges from out of network healthcare providers that can add up to tens of thousands of dollars. One thing. that's not yet. Clear is how this might affect insurance premiums marketplace's nancy marshall genzer explains. It's a nasty shock without realizing it. You retreated by a healthcare provider. Who was out of network surprise. You're stuck with a huge bill. Jen taylor with the consumer advocacy group families. Usa says some of the biggest unexpected medical bills. Come from air ambulances where people were getting a fifty thousand dollar bill and they were unconscious and put into an ambulance and had no say in the matter. Once this surprise medical bill legislation goes into effect in
Workers With Health Insurance Face Rising Out-of-Pocket Costs
"Talk a little bit about health insurance costs. I feel like We don't talk about this that often ate like When's the last time we chatted about this topic? Yeah, The data is always so murky and sexy any more, You know, like it's in the world of, you know. Over 19 and China trade deals and contested elections. Health insurance deductibles just doesn't rate high like itjust doesn't sell, you know, Thank you for being it's not something that people love hearing about because it's also mostly bad news. Yeah, sure. Well, I mean, here's the bad news folks. Healthcare premiums have climbed 55% since 2022 since 2010. On average. That's more than double the rise in wages or inflation, So that's huge. I mean, the average Annual cost of a health plan covering a family today is $21,342 now. Yes, the worker on average only pays for about a quarter of those premiums. If you look at the entire market, so you know, a little bit less than six grand. But all of a sudden you just had, you know millions of people that no longer have that employer piece too. Cover them with that. So if you are laid off, suddenly you're still paying that that health insurance premium from the most part, But you're paying all of it. And did you touch on deductibles? I did not touch under dust balls. Want to go there? So so here's the other piece. That those health care insurance premiums have gone up by that 55% that might mentioned at the same time that deductibles the average deductible for an individual plan. His increase from $646 in 2010 to 16 44. So it's not even a case where it's just in apples to apples, 55%. You gotta factor and that you gotta pay way more in terms of deductibles now in out of pocket maximums that used to As well. And so when you look at this, that the question that Every single person should be asking is why Why is this the case? There's there's a few different reasons. There's no one thing that you can point to. You can't just say doctors make too much like you can't just do that. You can't just be. You know, old man yells a cloud. We can't do that. Okay, There's a few different reasons. Some of them are legit. Some of them are like, Hey, we need to fix this, okay? Here's some that I think are legit. Mike, I want you to chime in on these as well. Part of this is that we have a whole bunch of new treatments since 2010 that do happen to be really expensive. Like you talk about some of the hepatitis B treatments that we have now that you know, cost like $500,000. I'm sorry, like $80,000 for a treatment. But, hey, at least we don't have to do transplants for half a million dollars. These are things that are now covered by insurance that we're paying for for more people, But we just didn't have them previously. So like these cost wouldn't have been In the system. So some of it is new drugs for things for treating things in ways that we couldn't previously and I think those were the good reasons to have health care prices going up is if you can treat new things that you couldn't previously I'll pay more for that. I'm okay with that. What? Your stocks on that part? Yeah, I guess I would want to see more data on you know how much have we expanded? You know these these really radical new drug treatments over the last decade compared to the previous decade and what it actually Do with results, right? I mean, it's amazing that you know if we can treat I mean, we can come here to speak now. Obviously, we couldn't write. But is it doing anything on average for no overall health results, I guess is a big question. Two. Is it moving the needle in our overall nations health, I think would be another good measurement to look at. That's
California Health Insurance Rates Increase Slightly for 2021
"Insurance premiums are going up in 2021 but not by much. Covered. California announce premiums will go up 0.6% next year covered, California Executive director Peter Lee credits the low increase to the Corona virus pandemic, saying more healthy people are buying insurance during it. A new
As Climate Changes, Taxpayers Will Shoulder Larger U.S. Payouts To Farmers
"Support for this podcast and the following message come from Google from Connecticut California from Mississippi to Minnesota. Millions of businesses are using Google tools to grow online learn. How Google is supporting businesses in your state at Google dot com slash economic impact when disaster hits U._S.? Farmers like the floods this spring in the Midwest tax payers end up paying part of the bill because of government subsidized insurance the U._S. Department of Agriculture now says as a result of climate change the cost to taxpayers is likely to increase in the future. N._p._R.'s Dan Charles has the story Robert Henry is giving me a tour of the land where he'd love to be planting soybeans right now near New Madrid Missouri smells kind of Raunchy don't. And the swamp yeah we're GONNA leave this. It's water as far as I can see covering this flood plain between the Mississippi River and the levees land where Henry normally grows crops thousands and thousands of acres curse and some of the based land in the world but he won't grow anything here this year even has a tractor and harvesting equipment still stranded on an island out in the middle of all that water but here's the good news he'll get a check from his crop insurance not as much money as he'd have gotten from soybean crop but enough to help and get by his better than going under you know most grain farmers by crop insurance. It's a good deal for them. The federal government pays most of the cost of the premiums in fact the federal government spends on average about eight billion dollars a year on crop insurance for farmers. It could be a lot more this year U._S._D._A.. Officials expect to pay up to a billion dollars to farmers like Henry who couldn't plant their crops. Farmers who planted crops but get poor harvests will send their claims in later Robert Henry's hoping that this year's flooding won't turn out to be a taste of the future night they global warming but I don't think so I think we're in a cycle of wet and and we'll cycle out of it and will be dragging their billions of dollars riding on whether he's right the scientists of course say the climate is changing and a team of researchers at the U._S.. Department of Agriculture just tried to figure out how it might affect these these crop insurance payments economist Andrew Crane Grosz led the project we used five climate models some of which are more optimistic and some of which are more pessimistic in terms of warming and precipitation change in general these models show a future forty or eighty years from now in which farmers harvest smaller amounts of the country's biggest crops corn and soybeans reductions and yield almost across the entire country that sounds bad and it probably is for anybody who needs corn and soybeans but for farmers the pictures. Is Different because that's smaller harvest sells for higher price to the degree that climate change lowers production it will increase the value because of basic supply and demand and the government has to pay bigger subsidies for crop insurance premiums. It's ensuring something that's more valuable also the model show more volatility more booms and busts so more farmer claims more government payouts for bad harvests now craned Roche is quick to point out. This is not really a prediction addiction. The models don't include all kinds of other things like how much of the corn and soybean crop gets exported so there's just a lot of stuff that we can't capture and that's why this work is only the beginning. There's a lot more to do on top of this is studies attracting attention though partly because the work may not continue at least not right away or within the U._S._D._A.. The U._S._D._A.'s Economic Research Service which carried out this study is getting relocated from Washington D._C.. To Kansas City Secretary of Agriculture Sunny produces.
New Orleans, ACA And Casey Steagall discussed on Hammer and Nigel
"And in New Orleans a federal appeals court has heard arguments for and against getting rid of the affordable Care Act boxes Casey Steagall plaintiffs lawyers maintain that the ACA hurts more than it actually helps asserting that the law because many people's health insurance premiums to skyrocket many folks could not keep their doctors as promised and a lot of the debate has also been centered around this individual mandate adding it is the government's overstepping its bounds
Drug prices in TV ads may not lower costs
"The transparency as it would seem with drug prices being announced in TV ads could we as consumers trust that information. Here in light some of the challenge in the devil's always in the details. Right. So the complexity by which drugs or Baden sold in the United States is is immense. And what I mean by that is drug marketplace actually worked a lot like the stock market does or the commodities market, it fluctuates daily based on what's called, the Awa WP or average wholesale price. And so here in lies the challenge of drug manufacturer posting a price online because what secretary as our wants them to do in. The Trump administration wants them to do is have to list their eight of UP, but that changes almost on a daily basis. So there is some some decal they're gonna need to be ironed out. The other thing that consumers need to be aware of why what is going to be posted. If it's the VP is not what the consumer will pay at least not directly because the consumer is going to pay whatever their insurance co payment or co-insurance level is at the end of the day and that formularies varies based on which. Insurance company are using here's the indirect way that the consumers paying for it though. And why I'm glad that this is a ruling a rule that's going to be impl- implemented, the consumer's always paying the price of the drug whether that is through a co payment or whether that is through insurance premiums at the end of the day, eventually the consumers paying for most consumers don't know what the true costs of drugs. Are they only know what their co payment is? And if we want to start to reduce the cost of healthcare in the United States, the consumer needs to understand the entirety of the cost, generally speaking. I know that the pharmaceutical companies do not like this proposal is that because they're trying to hide something or because it actually is complicated. Based on the way, you explained it before. I it's a little bit of both the primary thing that the pharmaceutical industry doesn't like about this is the latter. It's it's it's it's the amount in which that's going to be disclosed on what the. The cost of these drugs are now understand though that in the distribution market of this. It's not just a pharmaceutical company that hates this. There's a lot of stakeholders or proverbial hands in the cookie jar prescription drugs. If you will and the main one is what's called the pharmacy benefit manager, the PBS of which most are owned by insurance companies, you talk about a conflict of interest, and they really don't want this out there because PBS make their money. I e v insurance companies make money based on the spread what I mean by that is the insurance company via the PBS will buy the drug at a price market up, and then resell it to the end consumer through the formularies structure, and that's how insurance companies owned owning PBS make a lot of money. And so this is going to allow the consumer to start to see behind the curtain of all those hands that are that cookie jar. So there's a lot of people that do not want this to
"insurance premiums" Discussed on Chrisley Confessions
"And you guys do Britney joy when I watch you. And it's it's great. I also wanted to tell tie. I am a your camp as I am fifty eight years old. And no one believes my age, she thinks my thirty sometimes. So like you I take care of my skin. And I would love to see you guys here in New York. So please, please please come to New York because I would love to meet you love your show. Love your family. God bless. Evatt you hot fifty eight year old thing you look at you teasing us fifty year olds. I am. So glad that you called in. And listen, I love New York. I used to not love New York. But now I have such a greater appreciation for it. Because I love the energy. I love the diversity. I don't love it. It's not clean. Right. And you're going to be there in like a couple of weeks for a day. Yes. I'm there on business. So I mean, we I do fly in and out of New York quite often. So maybe you and I'll run into each other hang out kind of towards the central park area. To see you soon hunt, next caller place. High Totten Julie my name is tasha. I'm calling from Henderson Nevada. Love the show of the podcast. And I was just simply calling to hope that you guys will come to the west coast, maybe Las Vegas, and you elect podcast. I'm sure it would get filled out of media because everybody loves the Christly family. I would love to come to you guys. I thank you have great tasha. I don't know that that would work because I couldn't keep Jillian my mother out of the casino and Judas supposed to be on the podcast in order for it to work. You can do it inside a casino. How great with that be? Because then people's not gonna be listening to me. They're gonna be busy trying to chase their dreams of there. Love to do Vegas. Yes. My mother would actually join us in. She would definitely join us the podcast to me right over at Caesar's. Exactly. Listen to absolutely love Vegas. So that's absolutely a possibility next caller place. Hey, cotton to allay, this is Ashley from Ohio. I'm twenty two years old. And I think that's I I have a really bad relationship with my parents, which is really bad right now. My brother has brain cancer. And honestly, probably only have the couple months Elizabeth she's lucky and the hospital can no longer home, my brother, and I also have a husband and a three month old little girl..
"insurance premiums" Discussed on Chrisley Confessions
"I'm not going to pay for chases insurance for him to be and some titty bar. I'm not going to be paying for chase. They have juice lung all over him. At magic city. I'm not going to be paying for savannah to be shopping at Saks Fifth Avenue and not covering her insurance. So I made that decision what year ago? Yeah. Are more two years ago two years ago that we're leaving you on our policy? This is a this is a courtesy courtesy for you. This is what's your premium breaks down to you will pay. This each mind, and you will also be responsible for your copay. Yeah. You know, wet savannah, and I literally just had this conversation yesterday because savannah, chose to go to a doctor outside the network, and she had all these medical bills, and they're not being covered by insurance. She made that decision to go to a doctor outside the network. These are adult the adult made that decision. I said Honey, maybe you should look at a different doctor and founded doctrine side your network. Well, I really like her though, and I get that you like her. So if you like her that good, then you're going to have to pay for it. Exactly. So I believe if your son is twenty four years old bet you he's going out. I bet you his hanging out with his buddies bet you he's dating if he's not living at home that he's got rant. If you can't afford Joe insurance. You probably can't afford to go out and club it up. Exactly. So rene. I hope that helps you and he has a problem with what I've said having to tune into the podcast and calming. Next caller place morning, Julie. And Todd this Yvette from New York, I must be your number one New York we in fan. I love your show. Love your podcast to every every week..
"insurance premiums" Discussed on Chrisley Confessions
"We're ready to get rid of it. Well, it's like this Kate Becton sale. Who was absolutely one of the most stunning women on television. But she's got to have some truly eft up opinions of herself goes who's this young kid twenty something years old? Yeah. Davidson Davidson, she's dating this chick has dated every person that she could have babysat for a search before she became an act thing is is that. Yes, she's a beautiful woman. She really is. She is so ugly on the inside from her own personal perspective for her to think that it's okay to be. Here. Screw in twenty year olds at forty something years old, and she's got a child. She's got a child that's half the age of the people. She sleep in Webb. She's got a child that's around the same age twenty euro. Because if you do this podcast is going into she does oaks if something happened she's twenty she's almost grown. If something happened to me. Julie I am not dating someone of that's the same age as one of my kids if I can make yacking date. You thing is I want you to check held her childhood love chase. I love him with my heart and soul. That is my child. But anybody that would be friends with chase? I cannot imagine having anything in common with a twenty something year old Bowie because. What they are. Boys at twenty year. Thank they think. Because then go here and screw that. That makes them a man. But yet what happens when they get when he's girls pregnant daddy. Daddy, daddy. Nah. You ain't a man to you. Stop needing your daddy forty six and this guy is twenty four twenty five I think so twenty one year age difference. Now, folks, if this was a man dating someone twenty one years younger, hey would be called every name on the face of the book. But it's okay..
"insurance premiums" Discussed on Chrisley Confessions
"And then when I stopped doing that was because I was working all day. Right. And then I gave you two house, right? Let's just be clear shade they're saying in the begin. I'm not doing that now. So when Julian I I got married the only thing I did not do in a house was cook. I cleaned mopped. I did laundry bathed kids, I did all of this stuff. And then when my career started going in a different direction and required me to be out of the home more than of course, Julie took over the day to day running of the home. But then I hired housekeepers to help her. So you know, this woman that I'm talking to we're gonna call her. Valerie Valerie comes from a divorced family. Her. Father's divorced three times mother's divorced twice. And now she's on her second divorce, and she's thirty two years old. Guess EMMY children Valerie hands how many three. To from the first marriage one from the second marriage, right? Neither father is present. In these three children's lives. She doesn't have a good relationship with her father. And her mother is well, I had to get through it. You'll have to do the same thing. And Valerie's perspective on marriage is is that her husband should have to be doing the exact same things that she's doing. And if he's not then it's not a fair marriage. She's thirty two so she's a little bit older than I don't maybe would be like an older an old millennial. Okay. So need we say more? So her husband when he comes home from work now, he works and he's in construction. So he's out for twelve hours a day. So he's out for twelve hours a day. And then when he comes home, she expects him to Baid these shoulder to get them ready for bed, and if she cooked he needs to clean up the dishes. So my question about now, what is it that you're doing all day because she's got two children that are six and eight and then she's got a four year old so four six eight. Now the eight year olds in scope. Sure. So then what is she doing all day that she can't put her food on get her house cleaned up? Take her kids to school and pick them back up. You did it. Yes. And added do that and match shoulder will tell you chasing, savannah will tell you at my kids to school every day of their life. And I picked him up every day of their life until they started driving this except those four or five times that I did right that I let them be late because I didn't want exactly because you don't want to get up early. So I think it goes back to. And I see exactly what you're saying. And I have to real UN sometimes because sometimes you go to the whole other extreme. But I agree with you on this again, this Valerie, it's very tit for tat. I would never have. We would never have been married. Six months. Six months had. I had that mindset. And you know, what my son has said this to me chase. Then don't make women like you anymore. I mean, he said that to me which I consider to be a huge compliment..
The Fight to Change Frat Culture
"And dozens Doug fear, burgers, a lawyer. He specializes in cases, where young people have gotten hurt at school. He calls it school violence law in erms of the number of families represented whose children have died fifteen or so and others who've been tremendously hurt dozens and dozens Doug is taken a particular interest in the target rich environment of negligent fraternities or as he calls them dirtbag. Fraternities? We've taken the time to understand exactly how miss guided. The fraternity system is a dangerous. It is the sexual assaults perpetrated at frat parties the hazing related injuries and deaths. Doug says these aren't surprising one off tragedies. Their predictable products of reckless. Institutions every journey house across the country is essentially managed by popularly elected eighteen nineteen twenty year old who as history shown or statistics shown, part of a group of is the largest known binge drinkers and college campus, then individual with little training is often called upon to make life and death decisions or to intervene in circumstances that may cause harm to women in time. And again, it's failed. According to Doug, the way fraternities do business would seem odd in any other industry when national Greek organizations insurance premiums rise because they're getting sued for hazing or sexual assault. They don't take actions to prevent hazing or sexual assault. They just pass those higher insurance costs on the frat members who pay annual dues. Doug knows of one company that insures frats, and you can see they have had six thousand claims in more than sixty million in payouts. You know, how many women have been raped in the districts? You know, how many people who've been hurt to get the million a lot? But these financial pressures have put frats out of business or prompted any great reckoning. So people who wanna see the system change have been taking fraternities to court last week three yell university students sued their school for sex discrimination for allowing what they call a toxic frat culture to dominate the. All social scene all three students are winning. They all say they were grouped at frat parties in their first semesters at school their proposed fix. They want the frats to start admitting women and non binary students as members a CBS report noted a seeming contradiction in the case, if I am someone who goes into a party, the only place available for me to socialize which is a fraternity and I'm being groped and sexually assaulted and in an environment that I think is unsafe. Why do I want to join the fraternity why Doug things cases a bit of a stretch too? I have a hard time seeing how the laws going to force them to be gender neutral. But the suit against Yale shows, how people who believe the fraternity industry is fundamentally rotten are throwing everything at it. Just to see what sticks today on the show. I'll talk to Doug fear. Berg about some recent attempts to force fraternities to chain. Wjr in. Why so many of them have failed? I'm Christina Ricci filling today for Mary Harris. You're listening to what next stay with us.
As Insurers Offer Discounts For Fitness Trackers, Wearers Should Step With Caution
"Support for this podcast and the following message. Come from internet essentials from Comcast. Connecting more than six million low income people to low cost high speed internet at home. So students are ready for homework class graduation and more. Now, they're ready for anything millions of Americans use wearable devices that track how much they move how much they eat how. Well, they sleep how their blood pressure changes many insurance companies offer incentives to use these high tech trackers. But is your better health really what they're buying as they collect your data? Stephanie on Neil reports. Okay. You guys ready? Khaki Clinton Nelson Costa Mesa California is heading out on a walk with her two dogs Kona a boxer and max a small white dog of questionable pedigree ARC's with eager enthusiastic. Okay. But he'll Clooney Nelson says she rarely engaged in regular exercise, especially after a long day at work, but about three years ago, her employer the auto club of southern California made her enter colleagues and offer she couldn't refuse Donna Fitbit. Walk every day and get up to three hundred dollars off her yearly health insurance premiums. I thought why don't I try this? Maybe it will motivate me, and it really did this year. An estimated six million workers worldwide will receive wearable fitness trackers for workplace wellness programs. Many of these voluntary programs offer employees free or discounted wearable trackers and annual financial incentives that range from about one hundred dollars to more than two thousand dollars depending upon the company for Clooney Nelson. The incentive money does the trick. It. Encourage you to get up and move. I mean, how many times do you get to the end of the day? And you think gosh, I didn't really get it from my desk at all today. Encouraging workers to get fit makes financial sense says United Healthcare spokesman, we'll Shanley the health insurance giant offers employer. Sponsored plans that promote three walking goals with an easy to remember acronym. It's called fit frequency intensity and tenacity. Those who each day moved frequently walk with moderate intensity, and log ten thousand steps can earn more than a thousand dollars a year toward healthcare spending. And Shanley says it's not just the already fit who are signing into the program the participation rates for people with chronic conditions. Especially people with diabetes is actually significantly higher than for people without those conditions, but just how much fitness trackers contribute. If at all to better health into lower healthcare spending. Isn't yet known among the studies that cast doubt on their effectiveness is one published by the university of Pittsburgh in two thousand sixteen. It found young adults who use fitness trackers lost less weight than those in a control group. Andrew boy teaches biomedical and health information sciences at the university of Illinois at Chicago. The clinicians are trying to figure out what is the most effective use of this technology in order to engage patients while Boyd urges caution before trading data for dollars. It's important to be aware of the type of information or tracker is revealing about your health. He says and to know exactly how it will be use your incentives could offer a clue if they're offering you two three times the amount of money that every other insurance company is offering you there's something else they value in the data that they're giving you the cash for for instance, he says if the Affordable Care Act is ever repealed. Insurers could use the fitness data that they're collecting today to deny you coverage based on a medical condition. Your tracker picks up United Healthcare's Shanley says his company collects only step data. The same goes for Oscar the tech driven health insurer that serves. The individual market senior. Vice president Sarah Weinberg says fitness tracking is done through Oscars app. Where customers are encouraged to log into other healthcare services that save them in the insure money. When people start engaging in step tracking. They engage in other parts of our product more than others do like Intel medicine, Kathy Clooney, Nelson says while she sometimes does worry about what could happen to the personal data her Fitbit collects she's grateful for the financial incentives that keep her walking at the office and at home. It's just that nudge, you know, get up and walk do something productive. And that kind of has been helpful for me for NPR news. I'm Stephanie O'Neil.
Google walkout: Employees protest over sexual harassment scandals
"Communist party warned of what it called profound changes in the external environment, not to the tariffs imposed by the United States, one key omission from the meeting was an announcement about the dates for a plan of key autumn meeting. Analysts suggest the delay of the meeting which is expected to focus on economic policies could suggest lack of consensus among China's leadership over how to handle the cooling economy NPR's. Rob Schmitz reporting. Stocks are trading higher this hour on Wall Street, the Dow was up two hundred twenty points, the NASDAQ up ninety seven. This is NPR news in Washington. This is WNYC in New York. I'm Rebecca era. The city of Newark is facing questions about the quality of its drinking water after state tests found elevated levels of lead mayor raspberry says part of the problem is with privately owned service lines that carry water to people's homes, but star ledger reporter Karen Ye says another factor recently came to light this month, the city acknowledged that. There's also a problem with how they're treating the water. And when you have highly corrosive water that excess debates the problem, right? It's sort of eating away more than it would before the city is handing out water filters to residents and changing the way it treats water today is the first day of open enrollment consumers can sign up for or change their health insurance plans, including coverage under the Affordable Care Act in New York more than four million people get their insurance including Medicaid through the state run exchange political reporter, Dan Goldberg says insurance. Premiums in the state have gone up nine percent since last year. But most customers received subsidies, that's given New York officials confidence that the market will remain stable. It was stable last year. In fact, it had one of its best seasons in twenty eighteen despite some of the turmoil coming out of DC, and they're looking for much the same in two thousand nine hundred New Yorkers can sign up for health insurance at NY state of health dot org, and a Catholic Bishop in the New York archdiocese has stepped down from public ministry after being accused of sexual abuse cardinal. Timothy Dolan says a decades-long allegation lodged against auxiliary Bishop John genetic of Our Lady of refuge in the Bronx was quote credible and sustained genyk has denied the allegations. This is WNYC support for NPR comes from Newman's Own foundation working to nourish the common good by donating all profits from Newman's Own food products to charitable organizations that seek to make the world a better place. More information is available at new. Newman's Own foundation dot org. This is all Alison Stewart, and you have been listening to attract called walk and funny of Christian mcbride's, John six time, Grammy winning jazz
John Hancock wants to turn life insurance into a wellness game
"Hancock life insurance has a product called vitality and the whole. Vitality is that it's designed to get you to improve your health over time, and you get rewards for doing. So it's a lot like the tie-ins that companies have often with the Fitbit platform where they monitor what you're doing your health and all the rest, and the, you know, you achieving certain goals physically like how many steps a day and all that they monitor that stuff. And then they reward you for doing those things because employers are trying to lower the cost of their health coverage and reduced absenteeism and the rest, so this is the same idea with the John Hancock vitality is you qualify for health insurance premium it, sorry life insurance premium the premium is established. But effectively the price is one word if you do things that reduce your risk of dying and the folks. John Hancock or actually really clear about why they do it. And they do it simply because if they can get you to live longer it saves them money. They are not gray about that. At all. They're like, hey, you got longer life. We're not paying on as many policies. We win you win. And who knows if people will grab hold of this so far this is as best. I know the John Hancock. When is the only one that I know of that exists. But I think that that the variable insurance kind of thing is a concept. That's got a lot further to run down the
Zimbabwe officials wait to release vote results
"Syria. Through Turkey For evidence to lead, the suspect and he Activities all of that and more coming up after. The knees Hello I'm Julie. Cantor with the BBC news Malaysia civil aviation chief has resigned following, the release of an official report. On the missing Malaysian Airlines m h three seventy passenger plane the aircraft disappeared almost without a trace for years ago with two hundred and, thirty nine people on, board Celia Hatton, reports. In a statement Malaysia civil aviation authority chairman as Herodotus Abdul Rahman said the long awaited report into m h three seventy s disappearance had highlighted. Failures by air traffic control to comply with standard operating procedures there was no record that air traffic controllers. Had alerted the authorities or had continuously monitored the plane's disappearance. The report which was released on Monday, said there was evidence the plane had been. Manipulated off course but it, was still unclear who was responsible the election authorities in Zimbabwe say they're confident there was, no rigging serious cheating in Monday's presidential and parliamentary polls First results are expected, shortly ruling Zanu, PF candidate president. Emmerson Mnangagwa and the MDC opposition leader Nelson Chamisa have both said, they're confident of victory from Harare. His name Saco it is an offence in this country to announce results before they are actually announced by the electoral commission so there is, a lot of anticipation, in the next, few. Hours there could be results that will be announced but those results possibly Harlem mentally results and we are told that vote counting has almost been. Completed across the country but what is happening at this stage is that the electoral commission is very fine. Those results before even making an official announcement it's emerged that. The man who carried out a suicide, bombing at an Ariana GRANDE concert Manchester arena. Last year was rescued from, the civil war in Libya by British navy ship three years earlier Solomon Abadie kill Twenty two people including seven children. Caroline Davis reports Salman Abidi is thought to have been on holiday in Libya in August two thousand fourteen when the security situation in the country deteriorated he and his younger brother. Has seem were among more than one hundred British citizens taken on the ship they sailed from Tripoli to. Malta on HMS enterprise before they were flown home Abadie was being. Monitored by security services when he travelled to, Libya but his case was closed a. Month before he was rescued an Arab Israeli poet has been sentenced to five. Months in jail for inciting violence and supporting a terrorist organization in social media posts. The case of Doreen tattoo who was arrested. Three years ago and convicted in may has been taken up by free speech advocates in, Israel during her lengthy trial Doreen detour setup Howie must misunderstood and did not call, violence well news from, the BBC this This is WNYC in New York I'm Richard Hake governor Cuomo was ordering. A state regulators to deny insurance, rate hikes attributed to the president's attempts to weaken the Affordable Care Act governor Cuomo says insurers have asked for an average of a twenty four percent rate increase in response to the repeal of the individual mandate Cuomo says he would direct the state's department. Of financial services to reject any increases motivated by White House continued efforts to. Undermine the healthcare law insurance premiums must be based on actual cost. And not political manipulation insurers asking for the increase say that. With fewer healthy people in the pool their costs will go up the attorneys general of New York New jersey are joining with other states six others to file suit against the Trump administration over its decision to allow a company to publish downloadable blue prints for three d. printed guns WNYC's Yasmeen Khan reports the, lawsuit comes just ahead of an August first release date for the manufacturing. Plans The files will be made available online from Texas based group called defense distributed after years of litigation and a June settlement with the Trump administration New York and New Jersey state officials are protesting the, so-called ghost guns because they can't be traced and could allow people who want them to evade background checks officials, say the availability of, these weapons also circumvents existing state gun control laws, children under the age of to make, up more than a. Quarter of kids in foster care in, New Jersey advocates for children of New Jersey executive director Cecilia Zelkin says the data around abuse victims is stark but not surprising you can explain. It because there's certainly. More vulnerable but to me it raises questions about what are the policies in place To. Look at young children's needs differently it's the group's first report focusing, on data for. Children up to the age of three looking at. Health indicators for, the state's youngest residents mostly cloudy today this is WNYC Hello and welcome. To news after the BBC World Service we are coming to.
Insurers warn of rising premiums after Trump axes Obamacare payments again
"News officials decide now is the time governor of his province of chiang rai announced that it was the day after three four days of practice the thai navy divers were leading this is also foreign divers involved will start the rescue operation now those boys and their coach twelve boys in the coach have been tracks in the case of the heavy rain now hanging over the top they will start that operation now we understand that over the last few days the boys have been giving some fractious they put on these fullface masks strapped on the compressed that they'll need to die through those flooded sections of the tunnels at the cave complex and they will start doing that very soon alex rossi sky news secretary of state mike pompeo traveled to japan after a twoday visit to north korea he says north korea must make the full commitment sanctions will remain in place until final fully verified denuclearization as agreed to by german kim occurs just hours after secretary pompeii arrived in japan north korea's kim jong un accused the trump administration of using gangster like demands for denuclearization calling the visit deeply regrettable insurance premiums for obamacare the affordable care act are expected to rise as the trump administration says it's freezing payments that protect insurers with sticker seduce me sicker patients from financial losses officials say the administration is acting because of conflicting rulings in lawsuits filed by some smaller insurers the program redistributes payments from insurance with healthier customers to those with sicker enrolls to prevent insurers from cherrypicking healthier customers.
"insurance premiums" Discussed on KOMO
"Month for medical insurance premiums then i i said to the group does anybody here work for kaiser permanente because i've learned don't start talking about anything unless you know who your audience is because that is my insurance carrier kaiser permanent day i love seeing that last part of it and sure enough there was an employee of kaiser permanent day in the audience and of course donald that changes my presentation right there 'cause i was about to complain that i pay fourteen hundred bucks a month and you know what i get for fourteen hundred bucks a month i don't get to choose my own doctor i don't i don't get to go to the pharmacy that is two blocks away from my home the pharmacy that i've gone to under my old insurance policy for what twenty years i don't get to do that anymore and on top of it you know the deductibles and copays and all that type of stuff it is so bad that i'm still paying out of pocket so now i've just got and i'm stubborn if you're if you're my age fifty four by the way if you're in x generation or the baby boom generation at some point you get a little cranky you know it's like i've got my do my doctor is the guy that i want to choose i don't care what kaiser permanent day says well that's problem paying fourteen hundred dollars for for not for nothing right i mean i just i just think it's deal here okay so up until that point in my presentation boom explanation might my tribe my listeners up until that point i am doing just fine but then i went one step further i should not have said compare that to medicare i cannot wait until i reach age sixty five because then i'm only then i will only have to pay one hundred and nine dollars in premiums and that's when the explosion occurred so apparently since the last time i checked premiums have gone up in the world of medicare and the audience let me know that very quickly most of the people in the audience paid one hundred and thirty four.
Federal program meant to help flood victims spends millions fighting claims
"Long traffic and weather together on the threes and breaking news when it happens the newswatch never stops wbz newsradio ten thirty and i heart radio station wbz news time eight thirty currently fifty degrees under partly cloudy skies on this tuesday the first day of may good morning i'm josh binswanger wbz news as governor baker seeks federal disaster relief for six massachusetts counties hit hard by the march second nor'easter a cbs news investigation reveals a big problem with the federal fund intended to protect flood victims the investigation revealed it often benefits private insurance companies instead and the national fund insurance program this twenty five billion dollars in debt we get more from cbs jeff glor run by fema the national flood insurance program is responsible for all flood policies in the us insurance premiums and taxpayer dollars fund the program about three billion dollars a year but fema doesn't administer all the policies it outsources to private insurance companies called writes your owns or w y.
"insurance premiums" Discussed on Clark Howard Show
"And insurance how do we tied those three things altogether in one call well eight like and help deciding whether it worth risking an increase in my homeowners and auto insurance premiums when i apply for a cause code visa so i'd love to take advantage of their rich cashback offer but given what happened last year i must say that i'm going to have to pay a very high price so i had to nature credit cards with a limit of about five thousand dollars when i changed um insurance companies in august of 2016 and then in october of that year i applied for another nature credit card to take advantage of an instore discount um and then in june of this year 2017 when my annual premium notice came it showed an increase of the about thirty percent right so with a thirty percent increase this is very suspect to me that that would be about you applying for another card because an application for another card should usually panshir credit score somewhere around a twelve points just kind of an average said that would not have led to uh you being suddenly assessed is a really high risk have you have you checked your credit score recently i i get and they with nothing act on it and what number was your score at the time it was about seven t e ken union inequity fat out lightly effect number but the app at the and a score like that that would not be why your credit why your insurance went up thirty percent so you need to have a conversation with your insurer there may have been something where they had trouble checking your score who knows because that's not the reason you're premia.
"insurance premiums" Discussed on WCTC
"Insurance premiums are no longer deductible so those those are going to force seniors to liquidate 401 k he's in order to pay and because they're doing that all of that money is um is taxable you know and in the past at least the medical expenses dutch and offset the taxable income created by liquidating those accounts but by liquidating the four one case you can find yourself pushed further and further into higher tax brackets with no relief making it it making money just not last as long salon this bill is far from final uh the cbo still has to score at that's the congressional budget office uh they have to estimate longterm care costs than the senate has got to introduce its version and the two bills have to be reconciled and of course between now and then lobbyists will be pressing their suits and going to visit all the congressional offices in droves in the coming weeks to make sure that their cases are heard to include or remove various elements in the legislation you can be sure things like the aa rp and different patient advocacy groups will be among the lobbyists trying to move this around so we're really not sure where it's going to go you know i didn't i didn't cover another section that was going to help people um it's a thing limited which is the ability to deduct state income taxes offer that so we'll see what happens with this um you know how the people with a medical the dutch for similar helping people affected by hurricanes people get her if i hear crans all the time and uh same thing with catastrophic els it's not anything that anyone can plan foreign to kind of uh uh the pay for that by having to pay higher income taxes simply for event that they couldn't control it is uh it is madam i don't know that it's all that their payment when we come.
"insurance premiums" Discussed on WSJ What's News
"And on top of this we are seeing democrats and republicans blaming each other for the increases water the arguments being made on both sides here well the republicans are saying 'look this lies not been working number of insurers have left the exchanges even before the election they say that a lot of the premium increases are just assigned that the affordable care act as it stands is is a flawed system the democrats are saying look a lot of this can be attributed to president donald trump as well as we'll be the inability of republicans to come together on a bipartisan plan that might help shore up these market and it what you're starting to see is what is really kind of surprising frankly is how much healthcare is becoming a campaign issue just in this tuesday night election exit polls showed that this is becoming a really key issue and you saw democrats make a lot of wind so i think they're feeling like they really want to run with a healthcare issue would fade look at the midterm elections yes into that point we saw that it reflected in races in virginia and main right yes very much so to exit polls in virginia where the democrat won the gubernatorial race showed that healthcare was beat central issue and in may maine there was a ballot referendum to expand medicaid and at path so you're are definitely seeing that there is some pushback and i the question is what is that gonna do to republican plans and now there's still a talk of floyd about picking up repeal of the aca again.
"insurance premiums" Discussed on WSJ What's News
"Welcome back everybody as americans select their healthcare plans during open enrollment many of them were seen their health insurance premiums rise and democrats and republicans are pointing fingers at each other over the increases wall street journal reporter stephanie armor joins us now to talk about what's behind those increases and what it means for consumers high stephanie thanks for having me stephanie who are we seeing get hit the hardest here by these increases people who are being hardest hit are people who buy like private insurance insurance for themselves and their families on the individual market or on the exchanges but they don't get financial help with their premiums they earn too much to qualify for that federal help so what they're seeing in many cases are really really big premium increases double digit some even higher net i'm hearing from lots of them it's it's really a significant spike for this group it is about an estimated seven million people i would say wow that's a lot and i wanted to ask you how much of this has to do with action that president trump took last month when he cut billions of dollars to ensures that was money that helped to offset subsidies under the affordable care act right yes that's correct how the analysts i'm talking to really say that that is the significant driver of a lot of the premium hikes were seen ensures you'll have to offer these subsidies under the law but now that the federal money that offset that has been cut off what many did was states allowed them to raise their rates for two thousand eighteen and some had filed higher rate to think case so premiums were already going up for a number of reasons but a lot of these sugars that we've talked to have have pointedly said that this increase is largely due to the the ending of that funding.
"insurance premiums" Discussed on WSJ What's News
"This podcast is brought to you by exxon mobil in our growing world it's important to provide energy while reducing co two emissions exxon mobil is research a range of solutions including new carbon capture technology for natural gas power plants two goals to capture co 2 and at the same time generate more electricity to meet the world's energy demands learn more from exxon mobil energy factor dot com what's news from the wall street journal top stories timely decides i'm marie for totally coming up a conversation about why health insurance premiums are rising but first these top stories next up on president trump's asia itinerary is vietnam where he'll attend an economic summit with business leaders trump and chinese president xi jinping or addressing the summit after the us and china announced billions of dollars in business deals the two leaders are expected to lay out slightly different visions at the summit in vietnam officials tell the wall street journal that the us will ask russia to allow twenty thousand peacekeepers in eastern ukraine western leaders are hoping approval signals russia's willingness to back on of conflicts their tensions erupted in 2014 when russia annexed crimea president trump may meet with vladimir putin leaders are in vietnam this week at t ceo says he's prepared to lift gate to defend the company's planned merger with time warner the wall street journal reports randall stevenson made his comments at an industry conference after the us justice department signalled at t might have to divest its turner television unit or satellite company direct tv as a condition of the deal at t n time warner are working with antitrust regulators to settle the deal at t offered eighty five billion dollars last year to acquire time warner coming up why health insurance premiums are rising this is what's news from the wall street journal.
"insurance premiums" Discussed on WPRO 630AM
"Workplace health insurance premiums we ever heard him talk about that in a while have we yeah but then again that that has a great chance of then doing what increasing middleclass tax at all that's basically what happens is the effect means you're not taking home was much money right uh health health care expenses that that deduction is one that could be that that could be hit but the most likely would not be uh real estate taxes while some experts include the cost of this tax break when they're talking about the deduction for state local taxes the government views this as a separate expenditure and last year this break which leads taxpayers right off taxes they pay on real estate cost the government uh thirty one point two billion via tax payer savings for 2016 through 2020 reduce federal revenue by an estimated two hundred eighty billion than they go to the state local taxes that they separated from property taxes and so you look at it all and you look at the 401 k and if they're not going to touch any of it that how do you make up the money that they claim they're going to need where does it come from and and that's where i saw yesterday after the 401 k came out are they back now to the where they're going to tax or they're not going to let you deduct state and local and property taxes yeah i dunno i mean they're going to have to balance it somewhere and again this goes back back to the the the bigger idea of white you many moving parts you have way too many moving parts clearly for the president he came out and remember uh the week before we went on vacation couple of weeks ago and said you know he heard about this raising taxes for the middle class in those on a fixed income because of the way it works out with certain deductions it would actually effectively raise their tax rate and then the same thing basically for the 401 k you're hitting the middle class there and so that's why he decided he was going to make that statement uh in response to the wall street journal right yesterday and in the story came out that he was angry that sources said he was angry when he realized that because of.
"insurance premiums" Discussed on WTMA
"Workplace health insurance premiums we ever heard him talk about that in a while have we yeah but then again that that has a great chance of then doing what increasing middleclass tax at all that's basically what happens is the effect means you're not taking home was much money right uh health health care expenses that that deduction is one that could be that they could be hit but the most likely would not be uh real estate taxes while some experts include the cost of this tax break when they're talking about the deduction for state local taxes the government views this as a separate expenditure and last year this break which leads taxpayers right off taxes they pay on real estate cost the government uh thirty one point two billion via tax payers savings for 2016 through 2020 reduce federal revenue by an estimated two hundred eighty billion than they go to state local taxes that they separated from property taxes and so you look at it all and you look at the 401 k and if they're not going to touch any of it that how do you make up the money that they claim they're going to need where does it come from and and that's where i saw yesterday after the 401 k came out are they back now to the where they're going to tax or they're not going to let you deduct state and local and property taxes yeah i dunno i mean they're going to have to balance it somewhere and again this goes back back to the the the bigger idea of white too many moving parts you have way too many moving parts clearly for the president he came out and remember uh the week before we went on vacation couple of weeks ago and said you know he heard about this raising taxes for the middle class in those on a fixed income because of the way it works out with certain deductions and it would actually effectively raise their tax rate and then the same thing basically for the 401 k you're hitting the middle class there and so that's why he decided he was going to make that statement uh in response to the wall street journal right yesterday and in the story came out that he was angry that.
"insurance premiums" Discussed on News Talk KOKC 1520
"Listen live a rama world at dina radiocom may german air boise idaho filling in for dana here on the danish show eight four four three four four dana eight four four three four four three to six to president trump with an executive order with an executive order wants to or has eliminated government subsidies as eliminated government subsidies to insurance companies for their health insurance premiums and the thing is i don't agree with it because i will i like punishing poor people i don't agree with it because screw them they're getting something i'm not that's not why i agree with it i agree with it because it's not the government's role to pay and care for everybody on the planet it's not it's not the government's role the subsidize insurance companies it's knocked it's not the government's role to keep big businesses going i don't care if it's a car company or a health insurance company on top of that what the government has been doing has not been lowering the cost of health care period it's not because i hate poor people if not because i hate single moms it's not because i hate elderly people i don't as a general rule i don't there are individuals out there i don't like who may happen to be one of those laws but how he will be painted will be from the media is already started from the democrat party already started use the grinch these literally killing poor people so how do we defend them i mean outside of saying it's not the government's responsibility how do we defend him because he's only going to get the fence from rand paul everybody else i guess they're busy right now eight four four three four four dana bill boorda you're on the day in the show go ahead yeah you do a man i wanna go a obamacare has been taking it ought to be a big big money for social security bonded as well as other allocated on a big to keep a low of all all get equal any all the minimum all the boy now i think is won't away post it the ball is the ball yeah this all give gandhi david guetta give a gift that's all uh but it also way to do that air wall with all the allowing in wall wall bob won't equate it wobbles all those people.
"insurance premiums" Discussed on WSB-AM
"Will cause insurance premiums to go through the roof reporting live bill caiaccio jio wsb the death toll tops thirty in northern california making these wildfires the deadliest in state history hundreds remain missing and nama county where the sheriff says they are whittling down missing persons reports reporter ed donahue says some progress is being made in the state warning is the emergency is not over not even close confidence though is growing and the fight in the foothill those fires are sick becoming significantly contained but cal fire chief ken pimlot says there are still a lot of areas they are worried about has areas cool searchers head into torch neighborhoods to search for bodies dozens of fellow security guards where yellowshirts to the memorial service for eric silva the 21year old guard killed in the las vegas attack the very helpful person he went on his latest bravery widen silva's considered a hero for helping concertgoers climb over a barricade and away from the gunfire in our area poses new legislation in the house and senate that would outlaw bumps stocks which turns semi automatic weapons essentially automatic it calls the legislation overreaching and it wants a review of the devices instead several bumps stocks were found in vegas gunman steven paddocks hotel room country star in georgia native jayson i'll dean resumes his tour after being onstage during the shooting eldine played tulsa last night after missing his past three shows the ap releases this sound believed to be the highpitched squeal the damaged embassy workers ears in cuba it's believed to be from a sonic weapon heather nauert with the state department defends the decision to bring home most us diplomats in havana we unfortunately cannot rule out that there may be additional people who have been affected they still don't know for sure if cuba's behind the sonic attack officerinvolved shootings in georgia are on the rise in fact the ajc reports seventy two people have been shot by law enforcement this year just five shy the total from all of 2016 24 of those shot by police this year have died there were three officerinvolved shootings this week alone the gbi as looking into each one of them amazon prepares for its holiday crush it plans dire 120000 temporary employees although it says many of those new hires could continue on with fulltime jobs after the holiday not hired about the same number last year target plans to beef up its workforce.
"insurance premiums" Discussed on Radical Personal Finance
"Yonder that way however also from like a budgetary perspective would you you in your guidelines or how much of their income spend on premium or vice versa how much um coverage to purchase as like a percentage of their asset level or now all i don't i don't know the answer to that uh i think that uh that good factfinding will help to to emerge um i don't like spending money on insurance premiums i found that there are people who worry about everything and loves spending all kinds of money insurance premiums in their people who just don't want to spend anything insurance premiums i personally am more towards the i don't want to spend money on insurance premiums so with regard to the budget i don't know how to do that with the rule of thumb her a percentage basis there's a big difference between somebody with a two thousand dollar monthly uh retirement budget and somebody with a ten thousand dollar monthly retirement budget and i don't see that i don't know rule of thumb there that would be helpful would i would talk through is the person's risk and their goals because different people have different goals with their income i if i ran into somebody who had a ten thousand dollar monthly retirement income was living on three thousand dollars which is not that uncommon in terms of somebody who has a very high income they don't need and their number one goal is to preserve their assets for the benefit of their children their grandchildren or a favorite charitable bequest they wanna make or something like that.
"insurance premiums" Discussed on WCTC
"That in premiums the insurance premiums on the rise sheeran jersey on if you had a chance to notice that or maybe you've have gone up on that is things are going onda salvage efforts that perhaps do away with the affordable care act lawmakers industry officials say those efforts that are going on are actually driving up health churns rates in jersey there is a push perhaps ghetto vote scheduled in the senate next tuesday on this say healthcare bill of this is even as the congressional budget office said their latest proposal would still leave over twenty two million americans without health insurance the alternative would be a repeal without a replacement now that number goes from twenty two million people with no one churns then it goes the thirty two million people with no one shirts but i'll see how that any better the drive to repeal and replace obamacare is being blamed for the insurance rates here jersey in the jurors themselves seeking higher rate increases than otherwise they would have requested now let's use horizon boop cross blue shield of the jersey's an example they are the largest ensuring their state they requested rate increases two to three times higher than the ones they would have without any actions of what's going on with the gop insurers who are selling policies under the affordable care act we'll they're fearing that the republicans will eliminate the requirement that everyone we have health insurance or pay a penalty president trump will stop payments apparently designed to hold down the of pocket expenses for low income policyholders congressman frank pallone of course representing jersey he says the.
"insurance premiums" Discussed on News Talk 1130 WISN
"The original hundred billion for states to drive down their insurance premiums i dunno if there is an an out clause on that like there wasn't the house bill i haven't gotten than answer on that yet it slows the growth of medicare but it's still an increase in medicare spending in ultimately cops it it does ozone loud the taxfree health savings accounts to pay for premiums which i like a watt you've got money for opioid crisis which the president under promised i understand that allows people to buy less inclusive insurance in other words those catastrophic plans that we talk about but a retains eight three point eight percent tax on net investment income for individuals that make money two hundred thousand or more which in new yorker california illinois is almost you know what the average person ends up making for a family of four or five and two adults working are you daca remember i'm great thanks for having on again um and it even talking about that rick here model 2012 um i really have raping by now they would have heard now well i i'm i'm just you know there's so many ways to do this a momoh's beginning to think all right if we're only get half a loaf and then promises to fix it later what if we just repealed now in completely repeal it and then say okay will fix it before the election in 2018 would that be doable in your mind i think it's doable uh i think they have you i what they've done now who were both world i will be the first affair with not let perfect stand in the way of progress but not meaningful progress muddying the waters even further more government funding more red tape more rule and i were trying to get two free market and anything but um we need yet more portrayed to pay more for her direct care but we need to repeal the bad mandate we we need to help people actually get health care not to focus on health insurance what grant from the federal to the state level make perfect sense because if the direct model you got like five doctors in your practice ring uhhuh okay you have about six hundred patients yourself and how many people come in and say i heard you on hannity seattle want europe i don't.