37 Burst results for "IRA"

Fresh update on "ira" discussed on Clark Howard Show

Clark Howard Show

01:28 min | 5 hrs ago

Fresh update on "ira" discussed on Clark Howard Show

"Where the entire tax structure is set up to encourage you to invest. Now, of course, I always start with Roth IRA. Roth Roth Roth rot. Because you know that's going to be tax free earning and spending. But the thing is when you outrun the 6000, you can put in a Roth, it's not the worst thing in the world. In fact, it can be very productive in your life to put money in index funds or their cousin or sibling, exchange, traded funds, because you have such favorable tax treatment, and depending on your earnings, they're going to be a very, very, very low taxes that you have to pay when you do sell them down the road and they don't have to be held for retirement like things and retirement accounts. Now, who is it who earns enough who might consider looking at weirdo strategies with insurance? People who make over $500,000 a year. So that's you Krista and I don't know who else. So we're talking about almost nobody is earning that kind of money that you should look at insurance strategies as a way to minimize tax liability. Using fiduciary. Which is very hard to find with insurance. There are very few people that sell insurance that forgo commission in return for you paying them a fee to advise you on insurance as a strategy. Now in big for very wealthy people, business owners that own a business has been successful. There are lawyers that specialize in wills estates and trusts that will have insurance strategies. They want you to look at, but they will refer you to someone who is an insurance seller who is willing to be a fiduciary. The reason and the insurance industry being a fiduciary is talking about somebody's mama is it leads to much lower income for them because they're doing what's best for you instead of what's best for them. The insurance industry from the ground up is wired to be hostile to doing what's best for a customer..

Roth Roth Roth Roth Krista
Fresh update on "ira" discussed on WTOP 24 Hour News

WTOP 24 Hour News

00:31 min | 8 hrs ago

Fresh update on "ira" discussed on WTOP 24 Hour News

"You need to know is that even if you are someone who takes the standard deduction and never got to write off your charitable contribution previously for just 2020 and 2021 you can take a deduction for cash contributions you make to a qualifying charitable organization the limit is $300 that you give away as a single filer $600 married filing jointly So again if this is for standard filers who never got a tax deduction you'll get it So Uncle Sam is going to encourage you to be charitable this year Also want to remind folks that if you are an itemized or you are used to giving away money and taking that deduction you get expanded limits of your deduction for 2021 Again this is temporary So just know this that there is some there's another reason to give and certainly we hope that people are generous this year Yes indeed some good suggestions Now if you're a senior making charitable donations what do you need to know about the qualified charitable distribution First of all this is like the most unsung hero of all of tax rules And the reason is that a lot of people who are fortunate enough to have money that they've saved they've done so more in their retirement accounts than in non retirement accounts And so you used to have this situation where you'd have to take money out of the account you'd pay tax on it then you give it to charity Well a qualified charitable distribution allows you to make a grant of up to a $100,000 from your IRA account to an eligible charity Couple of things about this You have to be over age 70 and a half to do it And you have to do it again to the directly to the charity You can't go to a private foundation or donor advised fund And you've got to be very careful about it But the cool thing about it is if you don't need this money and I know a lot of people need it but if you're fortunate enough not to need it this could satisfy your required minimum distribution You can just direct it over to the charity You don't get a deduction for it but you don't have to pay tax on the money that comes out of that IRA account as long as it goes directly to a charity.

Uncle Sam IRA
Biden Admin Wants to Add Political Directives to Your Retirement Savings

Mark Levin

01:27 min | Last month

Biden Admin Wants to Add Political Directives to Your Retirement Savings

"And looking at this Department of Labor proposes roll to add political directives to retirement say to this Fox News this is how they destroy us And destroy you and everything of value They use the power of every federal office division unit administration department every corner of the vast bureaucracy Not just to push their agenda but to impose their agenda they use our tax dollars they use the law they use the regulatory power they abuse it again To impose their will on us While Democrats in Congress negotiate over trillions of dollars in new spending this is actually The Wall Street Journal the Biden administration is quietly advancing its agenda through regulation Witness a little notice proposed rule last week by the Labor Department that will add new political directives to your retirement savings They're going to add political directives to your IRA 401k whatever you have directives The administration says the rule will make it easier for retirement plans to offer 401k funds focused on environmental social and governance objectives they're doing this in our corporations In fact the rule will coerce workers and businesses into supporting these American Marxist policies Do you hear

Biden Administration Department Of Labor Fox News The Wall Street Journal Labor Department Congress
Mike Speaks to Ashli Babbitt's Husband Aaron

Mike Gallagher Podcast

01:53 min | Last month

Mike Speaks to Ashli Babbitt's Husband Aaron

"Had a chance to sit. Down with aaron babbitt ashley baboots husband and i wanted to share my conversation with you here. On the mike gallagher show. We've spent a lot of time on this. Show talking about the tragedy of ashley babbitt. I know her husband wouldn't wanna referred to as a tragedy but the nation became very familiar with her her Her story as she went to the capital on january sixth. And as we've said over and over again was literally the only person who was killed as a result of any of the actions of the Of those who were demonstrating at at at the capitol. Aaron babbitt has been. I think a voice. That ashley would be very proud of representing her her memory representing her life talking to the media and as this sunday i believe is ashley's birthday. There's gonna be a rally to to lift her up into lift up. Aaron joins us here on the mike. Gallagher show aaron. Thank you for taking time out of your day to to visit with us. I know i speak for millions of people who who want to share with you. How sorry we are for your loss. And how how. How just awful. This journey must have been for you to to watch your wife. Go off to washington. Dc january sixth and have happened. what happened. it's the it's been the longest nine. Plus months of my life are but also the quickest. I realized that january six twenty twenty twos just the bowling of an ira and it's it's already been a year now but you did hit the nail on the head to where when i kissed my wife goodbye on on january. Never for a second thought. She wouldn't becoming home me. It's been difficult

Aaron Babbitt Ashley Baboots Ashley Babbitt Mike Gallagher Aaron Joins Ashley Gallagher Aaron Washington Bowling
With the World Distracted, a Degenerating China Intimidates Taiwan

The Dan Bongino Show

00:59 sec | Last month

With the World Distracted, a Degenerating China Intimidates Taiwan

"But the situation in China right now has gotten very serious and I'm just stunned more people aren't talking about it The place is degenerating into madness The real estate market is collapsing Everyone is invested in their real estate market because there's no financial system to do IRAs or anything like that The country is going to descend into chaos if they don't clean this mess up soon So I believe they're doing this with Taiwan right now to distract their population from the domestic madness that's happening on its own sure and to distract you from the bombshells that are about to drop about coronavirus One of them being that it's now clear as day the Chinese Communist Party engineered this virus that has killed an infected millions millions of people and they don't know what to do to make this story go away So the best way to make it go away is oh what the hell Maybe we should just invade Taiwan We got domestic strife anyway What better time Screw it It's not going to get any better and you got this feeble bag of bones in the American White House He's not going to do anything about it

Chinese Communist Party Taiwan China White House
Lindsey Graham Defends Horseback Border Patrol Agents, Calls for 'Incompetent' Mayorkas to Resign

Mike Gallagher Podcast

02:11 min | 2 months ago

Lindsey Graham Defends Horseback Border Patrol Agents, Calls for 'Incompetent' Mayorkas to Resign

"You know they put. They put fences around capital but the borders wide open to the tune of two million criminal immigrants to this invasion thus far and as democrats report from the border but twenty five percent of them have the wuhan and they're not tested and they're just laughing at you knuckleheads putting on your man. Who put your mask ron. I'm going to the supermarket really a. Why don't you pretend the supermarkets the emmys or barack hussein's party or the border senator. Lindsey graham was talking with show favourite martha mccallum yesterday about the disasters of this administration. Play that clip. Give me real quick quick. So all i can say is what biden has done is he surrendered the border to drug cartels cody's and human smugglers. He surrendered afghanistan to terrace. The taliban and al qaeda in a major terrorist attack is gonna come our way because between the combination of allowing afghanistan to fall back into terrorist hands and have a completely open and broken border here in the united states is just a matter of time that the terrorists come through that border to kill a bunch of us. And here's what. I want to say to the american people. The man on horseback is there to protect your family. The people rushing our border have put us all under siege. And i think the most inhumane things going on right now in america is that the men and women of the border patrol of been completely abandoned. Them god's scapegoat and treated like dirt by elected officials in the democratic party and this administration. So i'm not unhappy. I am pissed secretary. Marcus needs to resign. He's completely incompetent. The border is not closed. It has been surrendered. A man senator. Lindsey graham and bali needs if if if the democrats have the lord and the constitution and the love of america may orcas would be out. He's not incompetent. He's doing what he's being ordered to do. It's you got gotta look up the chain. The handful of people controlling those strings on biden's ira- ira- iraq. You could practically his job moving. They need a little more. Wd forty that jaw just like a puppet. Now

Barack Hussein Martha Mccallum Lindsey Graham Afghanistan Biden Cody America Al Qaeda Taliban Democratic Party Marcus Bali IRA Iraq
There Are Very Few Julie Kellys in the World of Journalism

America First with Sebastian Gorka Podcast

02:01 min | 2 months ago

There Are Very Few Julie Kellys in the World of Journalism

"Sad truth. Is that people of your elk. And i always tell people checkout american greatness love american greatness. We had chris on the editor and founder for for an hour. Just a few days ago people of your ilk this about maybe five of you so people who do the research aren't afraid and publish the truth. That the mainstream legacy lying media will never ever ever ever ever publish even if you put a gun to their head. They wouldn't do it. What makes you do what you do. Total millions of listeners. Why do you do julie. Well i i don't know i'm always surprised when people say thank you for your courage and i think we'll i'm just reporting what's happening. I don't view it as anything but you know back to the old reporting days where you go through the court documents where you actually talk to people who were involved that you listen to the court hearings. I mean that's basically what i've been doing. Although i will say on january six like i said about my grandparents i thought about them and i thought they would be laughing at the thought that this is a huge battle. One of the darkest days in american history. I mean i remember watching an ira. There's some rabble-rousers but the overblown and by ninety percent of the right to and we're talking about friends of ours. Who immediately jumped on the insurrection. Condemning them this is not the mind maybe not friends. Well you're antisocial though you just go through friends and they didn't call it the problem. They're furry so just you would think after everything we've seen. The past five years in russia collusion the covington hoax counteract. The people would pick up on. What we're seeing is not real. This is not actually what's happening And so. I don't know where i was from the beginning. And then just hearing these heartbreaking stories about what's happening to americans

Chris Julie Covington Russia
Iran to Allow UN Nuclear Watchdog to Service Monitoring Equipment

Monocle 24: The Globalist

01:55 min | 2 months ago

Iran to Allow UN Nuclear Watchdog to Service Monitoring Equipment

"Yesterday an agreement was reached between the head of the united nations nuclear watchdog and iran's nuclear chief. It's hoped this will prevent another crisis looming over the prospect of restoring. Iran's two thousand fifteen nuclear deal. The hastily-arranged meeting comes after the international atomic energy agency. The ira released to worrying reports sharing the agency's concern over iran's nuclear program. Holly digress is senior fellow at the atlantic council and curator of the iranian newsletter. She joins me now to discuss this. All you can you tell us what was within those reports. What are the. Ira ea specific concerns. Well these two reports were confidential and so what we learned about it basically. Was that the two issues. The international atomic energy agency had noted specifically was that iran had not given urgent access to some of its monitoring equipment to swap out memory cards and the other one. Was that There hadn't been any There there were actually still for the past year looking into investigating uranium traces. That were found at several old undeclared sites and iran had yet to provide answers for them. So these were too large concerns. The iowa had about iran's nuclear program and so there was some worries last week When these two reports came out because of course There hadn't been any talk since june. And the fact that raphael grassi there were talks that he would visit tehran and that these memory cards had actually ran out of space so they had they have to be switch every three months and without these memory cards on these security cameras. That monitor iran's nuclear program. They wouldn't be able to see what's going

Iran International Atomic Energy Ag Holly Digress Atlantic Council United Nations IRA Raphael Grassi Iowa Tehran
Episode 52 My Relationship with Abortion and Planned Parenthood - burst 13

The Manic Pixie Weirdo

02:48 min | 2 months ago

Episode 52 My Relationship with Abortion and Planned Parenthood - burst 13

"Is gaping as a gaping hole in it. But that's not. That's not what we're here to talk about right now That's a different episode that we will cover at some point. Do not fear it really. It really affects those those socioeconomic groups and minorities allot those are the chew food groups. I guess that it will affect the most and who hot button issues. yeah so i was. I was about twenty. When i found out that i was pregnant. And i didn't find out that i was pregnant until the second trimester now. This is not true for every woman that gets pregnant. This is just happened to be true for me When i was pregnant the first time. I didn't show very much. I didn't it just kind of looked like i was getting a little bit of weight but i wasn't showing like my belly. Wasn't you know huge. I wasn't. I was definitely like eating more and iras lake more hungry I don't remember having any like weird cravings or anything like that My weight has always been like a really big issue for me We'll talk about that on a future episode as well but it never like it. Wasn't plainly obvious that i was pregnant. it definitely just looked like i had been you know gaining some weight which was normal. I later found out which is normal for For me my mom when she was pregnant with me Because i'm the oldest. She found out she notoriously has said that people asked her you know. Are you sure you're pregnant. Because she wasn't showing she just wasn't showing and i have met many many many other women who have had that same experience where you know your pants just kind of fit a little bit tighter and you feel like you're just kinda gaining weight. You're not you don't really know like unless you have a reason to now Or to suspect that that could be the case that you could be pregnant. You don't it's just not like plainly obvious. Let's just not something that you do and i especially. It didn't really occur to me to think that i was pregnant. Because i was on birth control I was taking the pill at the time. Ever this view. The don't know about the pill. I am not a huge advocate for the pill just because of my own personal experience of the pill You have to take it like every single day like at the same time every single day. And it kind of renders the birth control useless. If you like skip a day or you like don't take it at the same time and i was.

Viral Human Anxiety Depression Mental Health Peace Hope Love Relationships
Episode 52 My Relationship with Abortion and Planned Parenthood - burst 02

The Manic Pixie Weirdo

02:48 min | 2 months ago

Episode 52 My Relationship with Abortion and Planned Parenthood - burst 02

"Is gaping as a gaping hole in it. But that's not. That's not what we're here to talk about right now That's a different episode that we will cover at some point. Do not fear it really. It really affects those those socioeconomic groups and minorities allot those are the chew food groups. I guess that it will affect the most and who hot button issues. yeah so i was. I was about twenty. When i found out that i was pregnant. And i didn't find out that i was pregnant until the second trimester now. This is not true for every woman that gets pregnant. This is just happened to be true for me When i was pregnant the first time. I didn't show very much. I didn't it just kind of looked like i was getting a little bit of weight but i wasn't showing like my belly. Wasn't you know huge. I wasn't. I was definitely like eating more and iras lake more hungry I don't remember having any like weird cravings or anything like that My weight has always been like a really big issue for me We'll talk about that on a future episode as well but it never like it. Wasn't plainly obvious that i was pregnant. it definitely just looked like i had been you know gaining some weight which was normal. I later found out which is normal for For me my mom when she was pregnant with me Because i'm the oldest. She found out she notoriously has said that people asked her you know. Are you sure you're pregnant. Because she wasn't showing she just wasn't showing and i have met many many many other women who have had that same experience where you know your pants just kind of fit a little bit tighter and you feel like you're just kinda gaining weight. You're not you don't really know like unless you have a reason to now Or to suspect that that could be the case that you could be pregnant. You don't it's just not like plainly obvious. Let's just not something that you do and i especially. It didn't really occur to me to think that i was pregnant. Because i was on birth control I was taking the pill at the time. Ever this view. The don't know about the pill. I am not a huge advocate for the pill just because of my own personal experience of the pill You have to take it like every single day like at the same time every single day. And it kind of renders the birth control useless. If you like skip a day or you like don't take it at the same time and i was.

Brees Loveland Abigail Apple Texas South Alabama Bill
Facial Recognition Tech: Open Your Eyes to Radiation

The Darin Olien Show

02:51 min | 2 months ago

Facial Recognition Tech: Open Your Eyes to Radiation

"So infrared radiation. Which is the thing that we're using the tool that they're using for this facial. Recognition is thermal radiation is more electro magnetic radiation spectrum and a certain wavelength above red visible light between seven hundred nanometers and one millimeter. That's the wavelength and then there was a study done on and this is brutal. I'm sorry that this happened to the rabbits. However i am anna site. This study in service of the rabbits that unfortunately were brutally killed in this process. A hate that studies are still doing this. But this is something that was done study was done in new zealand to look at potentially harmful effects of this infrared radiation. This i are standing. For infrared radiation on the either rabbits were exposed to varying amounts of the i. r. then were unfortunately. This is where it's brutal. I'm just telling you they're heads. Were cut off. So then they were able to look at the lenses and the retinas and all of that stuff immediately after that and they concluded that the protein of the islands is very very sensitive to this infrared radiation. And that's the difference. Infrared radiation really doesn't do much in this form to the scan into the body but when it's directed at the i that's where things can go sideways and actually can contribute to cataracts. The exposure of the rabbits was up to ten minutes and keep in mind that that is not the exposures usually ten seconds for the phone. But what we don't know yet is how little and how much will create the damage. But if you're opening your phone multiple times a day than that adds up and then over time over length of you using your phone and weeks months and years and decades. Now you're starting to get the hint. That infrared radiation going into your eyeball is not a great idea. According to the international commission on non ionizing radiation protection is c. n. i. r. p. They made a statement of the i. r. energy from ira an i. r. b. poses a risk to the human eye the penetration depth of these. I are bands varies from one point. Two and three micrometres therefore the corner the lens and the retina can be damaged due to the thermal effects associated with the i. r. exposure

Anna New Zealand International Commission On No
Ravens Working out Le'Veon Bell, Devonta Freeman Following Justice Hill's Achilles Injury

First Things First

00:20 sec | 2 months ago

Ravens Working out Le'Veon Bell, Devonta Freeman Following Justice Hill's Achilles Injury

"Are talking baltimore ravens this morning. Dealing with a bunch of injuries already running backs jake. Eight dobbins injustice still both out for the year two of lamar's top weapons out wide receivers rashad bateman and miles boykin. They're starting the season on. Ira with all the injuries. Baltimore worked out. Free agent running back lead bell and devante freeman

Baltimore Ravens Rashad Bateman Dobbins Miles Boykin Jake Lamar Baltimore Bell Devante Freeman
Francis Chan Discusses Inheriting Enemies and His Book 'Until Unity'

The Eric Metaxas Show

02:07 min | 3 months ago

Francis Chan Discusses Inheriting Enemies and His Book 'Until Unity'

"You have a book out called until unity just came out a few months ago and you preached a message on unity. That really moved me. It was just an amazing mazing message. And i know it's online. I've shared a lot of people have watched it. But you said something there which i'll never forget. You said that you looked at mike. You looked at me and you said. I'm i'm standing with you and you said when you stand with someone you inherit their enemies that was a huge statement Just say a little more about that because that's just the beautiful you know. I think you know sometimes in the christian world we're like. Oh yeah unity. I love your ira. This is great. This is beautiful and they don't realize the cost in that a there's a cost for you having me on your show right now Suddenly am using veep viewers. Like crazy right. Now they're just don. You're not even listening anymore. Yeah those followers drop off. I mean it is anyone who has an issue with me going. I can't believe eric would have him on his show and in the same way. I don't know if you're aware but some people don't like you as well. I know i know just just going to believe that. So now suddenly is like francis. Went on the eric metaxas show. I mean this is just this satanic. Let's tear them apart. Let's get them afraid to become friends it you know. Here's jesus commanding. You and i who are spirit filled people who trust the jesus died on the cross were sons of god and yet we feel this pressure like what we better not get too close even though jesus commanded us to love each other as much as he loves. I uh that we're feeling this pressure from the quote unquote christian world to kind of hold each other arms laying. Then there's all this pressure to do the exact opposite of what jesus

Eric Metaxas Mike Eric Francis Jesus
Athletic Performance Coach Erik Huddleston On Managing Squatting and Squat Training

Just Fly Performance Podcast

02:38 min | 3 months ago

Athletic Performance Coach Erik Huddleston On Managing Squatting and Squat Training

"We could start there so someone who can't get down. Get low on the court. They have a problem with that. I know titles but on the show talking about squatting in an elevator. I think to me. That's the easiest way i just see. That is the ability to manage the pelvic floor. But i'd like to get it from the feet up to and and like the early stance amid stance. So could you maybe kick it off by sharing a little bit about just getting into low position. Level changes what that means from. I mean yes squatting but also like the the stance the phases a stance and the feet. Right yeah so from from squatting standpoint start there is like i sure that everybody almost everybody is listening to. This has has recognized or current before with the people that they work with that. You know there is this kind of forward orientation that a lot of people have so. We're being driven forward from behind Kind of like which look at when you look at gate with that is like a constant falling catching yourself as you go forward. That's necessary for certain things will get later but I think the most important thing to recognize. I is that you know if you exaggerate this. If anybody listening stands up and just like leans forward like for your tibia ghettos and so as you get handed this this more anterior translation of your tibia. Those are movements that are going to be as long as the heels on the ground. those are movements towards middle potion. so i'm as soon as the cal- kenya's breaks your into later phase of propulsion But if tibia isn't isn't vertical on starts to break forward you're moving towards the middle worship propulsion and. That's more of an ira bias general. So let's say like someone comes and they're squatting in noticing a ton of like horizontal pelvic displacement so their hips are going back there chested dumping ford. It looks very much like what she would want. If you're going to have them do a trap or dead lift if they're already biased towards that middle point ocean they're going to continue to follow this to be forward and so they're going to be unable to to have any type of vertical displacement of their elvis down in a squat That's there already in heaven i. Ira bias there. So they're going to follow that forward. Because i are doesn't allow for a lot of what we consider like. General movement qualities suid variation in movement. irs compression i are. Is you know force production. It's not necessarily not necessarily like fluidity of movement or you know. Look people would consider mobility

CAL Kenya Ford IRS
The Daily Mail Reports AMEX Staff Forced to Undergo CRT Training

Mark Levin

01:11 min | 3 months ago

The Daily Mail Reports AMEX Staff Forced to Undergo CRT Training

"Also show MX created an anti racism initiative and so forth, and so on. The event with Mohammad called Conversation about race in America reflecting on our history and the American dream took place in September. The A Web stream. Mohammed described capitalism is racial capitalism and said a max, and it's definitely complicit in giving privilege to some races over others. He said. American Express has to do its own digging about how it sits in relationship to this history of racial capitalism. Anybody have an American express card? Anybody have a 41 K or an IRA or Invested in a series or collection of mutual funds and That would include American Express. Why don't hundreds of you if not thousands of you shop at their next public shareholder meeting? Why don't you show up with the next shareholder meeting? Or if you wish. Cut up your American Express card if that's what you would like to do.

Mohammad American Express America
Shiny Treasuers: A Story and Meditation for Your Bedtime Routine

Be Calm on Ahway Island Bedtime Stories

02:05 min | 4 months ago

Shiny Treasuers: A Story and Meditation for Your Bedtime Routine

"Our story today is shiny treasures. Sira the sand crab was a little crab who loved to dig on her big beach for terasury. There's the other. Sand crabs would stay near the water but sira was brave and adventurous. She loved to dig for shiny things things that she couldn't ever find in the ocean sira loved the things she found. They made her wonder about other creatures in parts of the world that she hadn't experienced herself yet every time she found something it was like finding a treasure. Just hiding in the sand for sira to dig out. Sira collected all kinds of treasures from shiny bottle caps. Two beautiful shells to pretty white feathers. Sira would bring her treasures to the big banana leaf that she called help. The leaf covered a shallow hole. She had dug up on the beach far enough away from the water that tides would never flood it at night. Sira would snuggle up under the big banana leaf with her treasures. She would wake up when the sun shone through her leaf and start her day by digging for breakfast and for new treasures of course but one sunny afternoon. A gust of wind suddenly blew cyrus. Banana leaf away. Oh no thoughts. Ira there goes my leaf. It's sunny right now. But what if it rains. My treasures will get all wet at first. Poor sira didn't know what to do so she took a deep dragon breath and out

Sira Cyrus
Doc Washburn Explains How Hydroxychloroquine Saved His Son's Life

Mark Levin

01:58 min | 4 months ago

Doc Washburn Explains How Hydroxychloroquine Saved His Son's Life

"So a couple of weeks ago. I was in a group text with One of my sons and some of my friends. And it was like on a Wednesday a couple weeks ago and my son and he said, uh I'll pray for me. I got the covid and been able to eat solid food since Friday and like Whoa, wait, wait. We What? And so I call our family doctor down in Panama City, Florida and spoken to him. In several years. And was able to get a prescription for a Hydroxychloroquine and I ivermectin and the doctor through in a steroid. To help with the work faster. And the pharmacy. Slow walked it. They made Andy wait. 24 hours. To get the prescriptions. Which the doctor thought was very unusual since Hydroxychloroquine he told me is the most Prescribed drug in America right now, which came to the shock. I didn't realize that but because some states it's easy to get it. Sometimes it's hard to get it. I live in a state where it's hard to get in Arkansas. But anyway By the time And he got the prescription. He was Yeah. Gasping for air. Having a very hard time breathing. My wife was crying. I'm sure Andy's mom and stepfather were very, very concerned. Also. But eventually over time. The Hydroxychloroquine. The IRA met and worked. His appetite came back. He's fine. Now he's back at work. But I'm just so thankful because I believe that hydroxychloroquine and the Avermaet and saved my son's life. I was concerned. That we might have lost him.

Panama City Andy Florida Arkansas America IRA
Why Our Emotional Health Should Be Our First Priority

Anxiety Slayer

01:56 min | 4 months ago

Why Our Emotional Health Should Be Our First Priority

"Today we're discussing. Why are emotional. Health should be our first priority. Welcome back nanga. Haitian always lovely to record a new podcast with you and today. I think that our conversation about emotional health is going to be so helpful for all who listen in because often are emotional. Health is pushed on the back burner and it really needs to be put at the front of the line. Yeah it's the thing we live through. We live by our emotions and we feel colors. Everything in my life. And ira veda told me the emotional. A mental wellbeing comes first before the herbs. Actually there's a hierarchy of of hailing in ira- vita which goes at the top of the list emotional a mental wellbeing then diet and lifestyle then herbs because if we're suffering with our emotions affects everything affects our ability to take medicines take herbs to digest. Our food affects everything it really does. And i love the quote that you found for us this week by dr caroline leaf. That says you can eat all the organic kale in the world. But if you don't heal your mind you're still gonna feel unhealthy and that is incredibly true. Yeah and then i reverted teaches that we're not what we eat. Where what we digest so even the healthiest food becomes unhealthy. It can even become toxic to us if we eat when we're angry or upset then you know again. We can be to really healthy meal. But it's how digesting it if we stressed anxious angry or upset we're not going to digest it well in it's not gonna service for so emotional health i

Ira Veda Dr Caroline Leaf
Celebrity Fitness Trainer Don Saladino on Taking a Minimalist Approach to Workouts

The Model Health Show

02:30 min | 4 months ago

Celebrity Fitness Trainer Don Saladino on Taking a Minimalist Approach to Workouts

"Stronger is like a big part of our longevity now allow the scientists point to even a muscles are kind of like a reservoir for aging hormones. And this is so great to have you here to talk about this because you know right now in our society. There's a lot of challenge with our health. And i think that it's routinely unfortunately kinda downplayed. How important work is that. You provide which is helping people because functionality. Physical literacy is such a part a big part of our longevity and our survival as a species right in so the the tool that you bring to the table. I feel like we need to have a renaissance or and i it can be happening right now hoping that it's happening right now towards looking to how can we become more physically literate and also just overall improving our strength as species. So how do you see that playing into things right now with all the issues going on wall. It's interesting because i look at what you talk about is the i. It is the most important stuff from the sleep and the Nutrition and all. These other things for me exercises is somewhat. It gets complicated. Sometimes because i'm not expecting people to be the way that i am like a shot a content with a friend this morning we train for probably two and a half hours. Which is excessive. I would never expect anyone do that. But we got to muscle beach then. Be trained in gold's venison did all this old school staff and we had fun. But i'm not expecting anyone to do that nor my even telling them to do that. I'm just asking them to move ten minutes a day or five minutes a day. And if they're one of these people who are like donna. Just i want to want it. I just want to be able to get off the couch. I want to just start with something very a take. A minimalistic approach break sweat move. Get your ira pumping allow your body to just gain a little elasticity and let's build some confidence and an in time. Maybe the question is who let me. Let me try ten minutes today. The problem that i have in our fitness world is that it's becoming very fluffy and even though we're getting people off the couch and we're getting him to move it's all about on. What new sexy exercise can i show. And then people are looking at this and they haven't really earned the right. Even i mean most people don't earned the right to do any of the stuff being put on social. Unfortunately but when you take someone who's not used to moving sitting for eight to ten hours a day and they're trying to do A headstone bosun ball. Something bad it's going to happen. It's a bad example. But i think you get where i'm getting at. Is that what. I'm trying to do with the people that i work with. I get them moving

Donna
"ira" Discussed on Life Transformation Radio

Life Transformation Radio

05:31 min | 4 months ago

"ira" Discussed on Life Transformation Radio

"Have you been done MMA fighting? Not a problem. I was in boxing and Muay Thai. I've been punched. I've been beat up, not a problem, but but Heights know. And so here's how we translate this. I'm going to give back to the story, but here's how we Translate. Overcoming physical fear to overcome and psychological fear because there's going to be some things that you are called to in your life in the area of your purpose and your dreams, just serve other people that will legitimately terrify you. And it could keep you from being who you were created and called to be your the man of action. And most people don't take action because of some some kind of psychological fear and it has a death grip on them. So I am not impressed by people Who can do amazing things and be absolutely Fearless. That doesn't impress me, show me the man or woman, who does the thing that scares them to death, and they become Fear Factor less, they allow fear to have less control over their action. They can do that, they recalled to do, right? If you're not scared to dive out of the stratosphere from the Moon onto the Earth, some Red Bull guy did, I'm not impressed. Show me the guy who's sweating under his armpits and his knees are knocking and he does it anyway. Oh yeah. That's the guy that I want to follow. That's the guy who can lead me to the stratosphere, right? And so I'm here today to tell you that Ira Davis is not a Fearless guy. I just choose to fear less I love. I know the other side. I'm only other side of what I've been called to do. There are some people who are counting on me. They are watching my example as That will inform what they can or cannot do in the area of their assignment. And so, man, I was sitting there watching this film and I told you in God said, hey, you don't have to become a skydiver and I was like time out. I don't, I'm TJ out of heights and here's what he said to me that changed my perspective. He said I have too many people who were speaking and teaching and preaching things that they don't live the analogies that they don't live. You won't be one month. And so when you start diving out of planes, The whole world will stop and look because you're not the kind of guy who dies out of planes. You're not the kind of guy who does it fearlessly. You're the kind of guy who does it because it's going to be example for other people. And so that is why I dive out of planes. And that is why I take people diving out of planes because it is a commitment and an analogy that solidifies obedience sacrifice investment and going all-in on the thing that you created to do, that's bigger than you, if you've been called to something that's bigger than you, it's going to terrify you. Like I was watching that video off getting short of breath when your dream is bigger than you, it's going to get you short of breath, every now and then it's going to make you pee on yourself. Every now it's going to make you look at yourself in the mirror said, are you crazy or am I crazy, right? Your thoughts, are you crazy or a crazy guy? And so, and so, that's the same thing that's going through the mind when I'm on the plane and on the mind of my clients when they're on the plane, like are you crazy or a month? Crazy. No, we're about to die for these crazy dreams and when we get back on the ground, when I saved you back to the thing that you would call to do, there.

Ira Davis boxing
The Good, Bad and Ugly From the Yankees-Mariners Series

Yanks Go Yard: A New York Yankees podcast

01:33 min | 5 months ago

The Good, Bad and Ugly From the Yankees-Mariners Series

"The yankees did win. Two out of three from the mariners. And i've actually won three of their last. Which is weird. That doesn't feel true but it is the reason it doesn't feel true though is because one of the winds was seven innings long chattering closer came after world champion already blown a game like an hour and a half prior and then to the wins game in ten. Pm eastern games and the loss in the mariner series was the finale which aired at four pm eastern which everybody watched and went up yankee suck getting one hit in seven innings by a righty reliever who you know looking. Gilbert is good. Logan gilbert is good. He's good good rookie. He's got a lot of potential but he entered the game with a four. Ira you gotta get more than one. Head against logan gilbert so. That's our my expectations unreasonable. Now i don't think they are. They're also colored. By what i know about the new york yankees so i go into that game to go all right absolutely you know. Do they have to sweep this series when the series starts no but after you win the first two and the first one is a twelve one pounding and the second one your starter goes and inning. And it's nick nelson and somehow you're able to survive a five four victory. That should be the hard one like once you get the second one and it's impossible it's like okay now that we got that under our belts at one in the morning while most of yankees nation was asleep. Now we have that one under our belts. Let's go get the third one which is jordan. Montgomery who sort of steady this year. You can expect six innings. Three runs and sure enough. He gets into the seventh gives up just as reruns. Yeah you lose four. Nothing they get one hit offloading. Gilbert started major

Yankees Logan Gilbert Mariners Nick Nelson Gilbert Montgomery Jordan
"ira" Discussed on Money Rehab with Nicole Lapin

Money Rehab with Nicole Lapin

08:23 min | 5 months ago

"ira" Discussed on Money Rehab with Nicole Lapin

"Left on the 401k. All right well. Let's introduce you to another candidate. The ira ira stands for individual retirement account similar to a 401k. You can open an ira with pretax money. And you don't have to worry about paying tax until you need to use the money but unlike a 401k an ira is not offered through an employer. You have to set it up yourself and you keep that account forever and always no matter where you work hence the individual part in the individual retirement account. Ira's are all the rage these days that. How do these darlings of the retirement savings world actually work. I found out by opening one. When i was at cnn. I started a 401k. Because it was recommended to me. I never stopped to even consider that there were other options and now of course i wish i had live and learn from me folks when i finally did look into other options. I found that there were three major prose of an ira for me number one. The money i put in actually reduced my taxes. At the time i was in the twenty five percent tax bracket so when i put six thousand dollars into my ira by taxable salary or income was reduced by that amount that met my tax bill was reduced by a cool fifteen hundred bucks which is twenty five percent of six grant which is nice mean is not that i saved that money per se since tax refunds are. Technically you remember this. Just your money coming back to you. But i didn't have to pay more for it number two. i could still have a 401k. And if i had enough money to max both of them out. I cooled number three. The ira rules were withdrawal. Aren't super stringent. If you're using the money for medical expenses to buy a house for educational purposes you can even skirt around that ten percent penalty fee well. Ira is have a lot of pros. There is one notable con- you are limited by the amount you can contribute each year and that contribution limit is lower than 401k's by a lot in two thousand twenty one you can only contribute six thousand dollars if you're under the age of fifty seven thousand dollars if you're older than fifty you can do all of this at once or you can do it at any time up to tax day following the year for which you're making that so for example you have until april fifteenth of twenty twenty two to make the contribution for twenty twenty one assuming of course that's the actual date. It's going to be next year. Once you max out the ira as you should try to do. Annually the show's over until next year. So having an ira alone isn't going to catapult you into retirement rock stardom when i started working for myself. I really didn't know where to start when setting up an ira so here are the steps. That i took step once call companies that offer. Ira is like vanguard or fidelity you can also do this online step to go through the account. Setup process also easily done online step at three decide what to invest the money in index funds. And jill step for fund the account that is put your money in and woah. You have an ira step. Fis claim the amount you contributed as a deduction on your tax return but wait there is more. I have been saving the very best for last the superstar of the team. The roth ira roth ira's or just roths for short are a lot like traditional ira's except you put money in after you pay tax so unlike a 401k or traditional ira. You don't have to pay tax on the money when you take it out when you're an old sexy lady or an old sexy guy because you already paid for it. This makes your nest egg a lot easier to account for over time. I mean we can't see into the future. We can't predict what tax rates are going to be. In the year you retire but tax rates will likely increase so those investing in a 401k. Or ira have this unknown tax bill looming while those with a roth. Ira are going to have no surprises. The rule in twenty twenty one is that you're eligible for a roth. Ira if you make less than one hundred twenty five thousand dollars as a single person. So if you're given the option you should absolutely put money into a roth. Don't hesitate pas the podcast right now and. Please open up an account seriously. Yes you are paying taxes on whatever. You're contributing now but you're paying it before your money has even grown when you pay taxes later like you do with a 401k or traditional ira. You're going to be paying taxes based upon the amount that it has grown to assume you have eighty thousand dollars in the account when you want to take the money out decades from now with a traditional ira that eighty thousand dollars is all taxable as ordinary income. Which is the same rate that you pay tax on for the salary you make. If you assume a twenty five percent tax rate the amount of money you really have. After-tax is sixty grand in other words. You're going to have to give twenty thousand dollars to the government before you can use it for all the fun things you plan for with a rough you get to keep the full eighty grand. That's right you don't have to give twenty thousand dollars to the taxman when you turn fifty-nine because you already paid taxes on the money when you put it in the account in the first place the only thing you gave up on to get this awesome deal was a deduction when you made the original contribution you can't actually deduct the contribution to roth. Ira's lake you would if you qualify for a traditional ira. That would be double dipping. Sticking with our assumed twenty-five percent tax rate. You paid an extra one thousand five hundred dollars of tax when you started twenty five percent of six grand for the privilege to not pay twenty thousand dollars later. That's a very very good deal if you ask me which you are because you're listening to me right now sued. Don't pass up on making roth contributions if you can. Here's today's tip. You can take straight to the bank. A 401k can be good. It can be great but it all depends on you your death situation your goals and your company plan if your employer doesn't match contributions or there are high fees involved or the plan doesn't come with the right investment choices for you you might wanna rethink it if you're eligible for a roth. Ira start one today. The best time to do this is when you're in a lower tax bracket because you'll pay less now and still not later this money. Rehab is a production of iheartmedia. i'm your host nicole. Lapin our producers are morgan lavoix and catherine law money. Rehab is edited an engineered by brandon. Decker with help from josh fisher. Executive producers are men gap cheddar and will pearson huge thanks to the og. Money rehabbed supervising producer michelle lambs her pre production and development work. And as always thanks to you for finally investing in yourself so that you can get it together and get it. All when the brightest minds at the university of florida come together. Something extraordinary happens. Engineering empowers medicine data scientist rice. Agriculture geology fuel space exploration and artificial intelligence transforms learning and research. The ideas that go on to change the world. They're launching right from here. At the collision of big ideas and massive potential something momentous becomes possible at the university of florida ufl dot. Edu paper ghosts is a true crime. Podcast that returns with a new season investigating the tragedy that took place in a small ohio town where the massive farm house of a wealthy family erupted in flames. All four residents died but not because of the fire. My brother says carol. Something's up there is too much. Listen to pay per ghosts on the iheartradio app apple podcasts. Or wherever you get your podcasts..

ira Ira cnn Fis roth ira jill roth morgan lavoix josh fisher michelle lambs Lapin
"ira" Discussed on Money Girl's Quick and Dirty Tips for a Richer Life

Money Girl's Quick and Dirty Tips for a Richer Life

02:04 min | 5 months ago

"ira" Discussed on Money Girl's Quick and Dirty Tips for a Richer Life

"Ira is simply having an unknown tax future. If the government changed the rules and tax free withdrawals from a roth. Ira were no longer allowed. That would mean that you end up paying taxes twice as i mentioned. That's very unlikely. But some people believe it's a roth. Ira downside as you can see a significant factor in whether you should choose a traditional or a roth. Ira depends on your future income tax rate and that's.

twice Ira
"ira" Discussed on Money Girl's Quick and Dirty Tips for a Richer Life

Money Girl's Quick and Dirty Tips for a Richer Life

05:47 min | 5 months ago

"ira" Discussed on Money Girl's Quick and Dirty Tips for a Richer Life

"That apply when you've got a retirement plan at work and an ira. Another benefit is deferring tax. If you believe that your income or your tax rate in retirement will be lower than it is now deferring tax until you make withdrawals could be a very wise. Move for instance. Let's say you're middle aged or you know that your career earnings have peaked a traditional. Ira may save you money on taxes. Another benefit is timing. Your future tax. You can begin taking penalty free withdrawals and of course pay tax on them. Starting at age fifty nine and a half you get to avoid potential additional taxation since you only pay tax on traditional ira withdrawals that may give you peace of mind that your retirement funds could never be taxed twice in other words tax now up front and later on retirement. It's not likely that double-taxation on retirement accounts could ever pass legislation. But that's something that some people worry about with a roth. Ira in other words. They're thinking okay. What if i pay tax now and then later in retirement the government makes me pay tax again. I don't think that's an issue but again some people worry about it so now. Let's consider the main disadvantages of a traditional. Ira it's paying ordinary income tax rates. So when you take distributions and retirement you pay the regular income tax rate which is higher than the long term capital gains tax rate. That you would pay if your investments were in. Let's say taxable brokerage account in other words investment owned in taxable brokerage account get more favorable treatment than they do in a retirement account another disadvantage is paying our. Md's mentioned once you reach age seventy two. You must begin taking withdrawals and paying taxes. Even if you don't need the money in your traditional ira and paying early withdrawal penalties. That's always a disadvantage. If you take distributions before fifty nine and a half you must pay income tax plus that additional ten percent penalty however there are some penalty exceptions including using the funds up to a limit to pay for your first home to.

ten percent twice first home fifty nine and a half seventy two age Md Ira once
"ira" Discussed on Money Girl's Quick and Dirty Tips for a Richer Life

Money Girl's Quick and Dirty Tips for a Richer Life

01:46 min | 5 months ago

"ira" Discussed on Money Girl's Quick and Dirty Tips for a Richer Life

"Out a traditional ira. However some or all of your contributions may not be tax deductible depending on your income so if you're a high earner may be the case that you can max out that traditional ira and your retirement plan at work but it may mean that you just can't get the full tax deduction on your traditional ira contributions but they're still going to grow in the account on a on a tax deferred basis. So you know it's still a good idea as your ira. Investments grow in value. You are never taxed on those earnings until you take them out of the account in retirement or even before retirement if you qualify for an exemption now if you own those same investments in a regular taxable brokerage account you would have to pay tax on your investment gains every single year. You don't have to do that when they're in a traditional ira because that's the protection. That's the tax shelter that you're getting so a traditional. Ira allows you to defer paying taxes. You don't eliminate it you just deferred for both or contributions and your earnings until you withdraw money in the future and you can begin making distributions penalty free once. She reached the official retirement age of fifty nine and a half and you must start taking required minimum distributions or are. Md's after age. Seventy two if you tap a traditional ira before reaching age fifty nine and a half in most cases you must pay income taxes on the withdrawal plus an additional ten percent early withdrawal penalty. So that's why i never recommend breaking. Open your retirement piggy bank. It's just too expensive..

ten percent both Seventy two fifty nine and a half every single year Ira once Md
"ira" Discussed on Money Girl's Quick and Dirty Tips for a Richer Life

Money Girl's Quick and Dirty Tips for a Richer Life

04:00 min | 5 months ago

"ira" Discussed on Money Girl's Quick and Dirty Tips for a Richer Life

"For you and i'll give you some tips for investing your ira contributions wisely. No matter which one you choose the bottom line is that if you plan to have a financially comfortable retirement there is no getting around the fact that you should be using one or more tax advantaged retirement accounts and i'm a big fan of the individual retirement account or i. r. a. because it's available to anyone with some amount of earned income no matter if you're a teenager who has job you're a retiree who got part time income you maybe work for a small company. That doesn't have a retirement plan or your self employed. All of those people can have an ira. So let's start out with kind of the basics. What is an ira. And i think it's important to start out with kind of a fundamental concept which is an ira in itself is not an investment. An ira is just an account where you put your investments. So it's kind of like your house or apartment it's shelters and protects you but it's not you in a similar way an ira or any retirement account for that matter. It's just a shelter that protects your investments from taxation while you own them inside the akao and different accounts give different tax benefits which we're going to cover and you can put just about any investment in an ira. It could be stocks. Stock funds bonds bond funds exchange traded funds mutual funds index funds cds money market funds. And if you open a self directed. Ira you can even own less mainstream investments in an ira such as real estate or even businesses. But we're just going to focus on traditional and roth. Ira's here so let's cover a traditional ira first. And then we'll get to the roth as i mentioned a traditional. Ira is available to anyone with earned income that includes wages salaries commissions taxable alimony and self employment income and for the purposes of an ira. Some types of income are excluded so for an ira. You cannot count any earnings or profit from real estate or interest income or pension or annuity income for the purposes of an ira. They don't count as earned income. Note that before january first twenty twenty you had to be under age seventy and a half to qualify to make contributions to a traditional ira but that is no longer the rule. This is pretty cool. You can continue making contributions to a traditional ira. As long as you've got the earned income. That i just mentioned another critical point. Is that if don't have earned income but you are married and your spouse does have earned income you can qualify for what's called a spousal. Ira it's not really a different type of ira. It simply means that you can use your spouse's income to contribute to your ira for twenty twenty one. You can contribute an amount equal to your or your spouse's earned income up to six thousand dollars. However if you're over age fifty you can make an additional annual ketchup contribution of one thousand for a total of seven thousand.

seven thousand one thousand up to six thousand dollars seventy and a half twenty twenty one one january first twenty twenty over under age fifty
"ira" Discussed on Just Don't Lose The Money Podcast

Just Don't Lose The Money Podcast

04:35 min | 8 months ago

"ira" Discussed on Just Don't Lose The Money Podcast

"Monoxide of financial planning. You don't smell it you can't taste it but it's really truly affecting you and then once you realize you've been affected by is too late so to say so. We want to make sure that you have that tax strategy in place in when you turn seventy two and a half uncle sam says. Hey we've been kind enough to let you put this money tax deferred in t- account. We haven't tax you on that yet and we really want that tax money now because the economy's not doing so great so now you have to start doing the required minimum distribution. When you save this money you were under the impression that when you stopped working in when you started making withdrawals from this you'll be in a lower tax bracket then when you were when you were making the contribution from many people. That's not necessarily the case. Okay so one strategy that you can consider the help manage those taxes as roth. Conversions taxes are at a sale today in my opinion. If you're in the same opinion that taxes have to go up a strategy might be hit. Let's take some of my ira money less convert that to a roth. Ira pay the taxes at todays tax rate. Get it into the roth. Ira let it sit there for five years and then any withdrawal after that is tax free and all the growth is tax free so we have to feel the sting of paying the taxes now but long term it should be a net benefit for you in a net loss uncle. Sam yeah if you go to the store right now go to the department store. Look in the clothing. What's on sale right now. All the long sleeve shirts all the winter clothes. They're getting all that out of there. That's all on sale. Well that's when you buy that's when you're going to get your good deal there if you're buying short sleeves and shorts and swimming suits they're going to get you for full price right now. Taxes right now is john said are on sale. They're probably at the lowest rate that we're going to see them. They keep talking about raising taxes. So why not take advantage of this right now absolutely so by not doing this like you said now you money has to work harder for you. You might have to take on more risk to get a higher rate of return to get you that net amount that you need on a monthly basis. You look at one of the strategies that the irs has already taken away from us as that you were able to inherit an ira from someone..

sam roth Sam swimming john irs
"ira" Discussed on Just Don't Lose The Money Podcast

Just Don't Lose The Money Podcast

03:17 min | 8 months ago

"ira" Discussed on Just Don't Lose The Money Podcast

"The great thing about the roth. Ira down the road. The withdrawals attacks free okay. So there's no taxes on the growth but the issue that they have is that you have to qualify there's income limitation. So if you're a mary couple. In you're modified adjusted gross income is above two hundred. Eight thousand you're not able to contribute to a roth. Ira well one of the things that we've talked about in the past is that that limitations kinda thrown out the window if you're going to convert money over right. Yeah so there is this back door roth. Ira so not all is lost. If you're a high income earner the idea is to use the strategy that they called the the back door strategies with that is in twenty ten. I think there was a new tax code. That was created that allowed high income earners to legally make indirect contributions to a roth. Ira using the back door strategy in what it really is an individual's going to open up. An ira account told the pause at six or seven thousand into that account it will be a non deductible contribution so it's not like you put putting seven thousand into the ira and then you deducted that on your tax return so this will be a non deductible contribution then what happens is you'll convert that ira to a roth ira. So you'll take the ira converted to a roth now. That individual has a roth. Ira now moving. Forward that ira. Because the conversion that individual has to keep that money in there for five years before any withdrawals become tax free so that is one way using the back door strategy for high income earners to contribute to a roth. Ira where once before they couldn't another great benefit of a a roth ira is that. There's no required minimum distributions at age. Seventy two as we sting the. Irs has been kind enough to let you grow this money in your ira's tax deferred until eight seventy two then at seventy two. They require that. You take out a minimum distribution that you have to pay taxes on so the roth does not have that. So these are all things that are on. Everybody's mind right now taxes in the way you're thinking about it right now is what's coming out of my check. How much did i pay. How much did i. Oh how much am i getting back but when you get into retirement it kind of shifts a little bit you wanna think about how you're taking your money from a tax standpoint. You wanna have what we call tax forward thinking and putting yourself in a good position when.

roth ira Irs
"ira" Discussed on Business School

Business School

03:38 min | 1 year ago

"ira" Discussed on Business School

"But is there more to it. Because i don't think we're offered. This is an option. Most of the time. Well one thing that we are offered the internet. So i would go to a meet up group and start You know i would recommend number one networking with other investors. What are they doing. What are they investing in. What kind of returns to they see as you spend more time with without investors in asset sponsors. You see them doing deal after deal. If you're gonna invest somebody talk to people that have invested with them before. How did they treat you how. What was the return like. Did they communicate with you Did you get the funds that your promise that sort of thing so you just start doing your homework. I think there's some point where we began our allies. My kids call it adulting where you'd like kind of turns on. I'm probably not going to be twenty forever. So maybe i should do about the future. You know hey look a mom and dad over there like what they're doing so the light bulb comes on your plan for the future. I think we all heard the three little pigs. We all want to build our house a stone so that we can last store so when you start getting to that point. It's like you know you're about their when the when the thought cool minivan runs through your head if you said that ever even only to yourself. You're at that point. You can start thinking about saving for retirement. It's never too soon as guest. Guess what you're going to get like a freight train. It happened so fast and now it's time to retire in man. You have to be your own best friend. You got to save money. Fact go today. Write a check to yourself to your. Ira de retirement account. Pope money in their baby will get a tax break on. It comes time to file your taxes. You have to save for later You know it's just it's just too crucial. I don't know how you could possibly have enough money because you're saving today's right and then you've got inflation and it too much to consider say we have to take care of ourselves We have agreed. Cpa and he talked topping. early on. fifteen years ago..

Ira de retirement Pope
"ira" Discussed on Scientific Sense

Scientific Sense

05:24 min | 1 year ago

"ira" Discussed on Scientific Sense

"Fencer coming in at a rate that the you know the barely have time to keep up with 'cause he's these these are ecstatic events right. These are things coming up nearby galaxies in there as you know there are many galaxies and so the probability of these things happening is pretty large. So do we estimate of wadad of the frequency. I mean this is looking out out to the union rights anywhere to blackouts merging it will. It'll create absolutely so you know they but they have to be A large enough so that we could signal sit there signals and not so far away That i'm single becomes too week so I think the the expected event rate is pretty close. Extra little bit larger than they originally thought. So it's on the order of tens or twenty a month well and that's something that you can prove actually deal moral though. The event rate is something. We can't prove The event rate has to do with star formation densities of stars in regions. So what we do. Is we assume that two guys are gonna collide and if you give us the mass and forgiven mass spin that we can basically tell you what the signal is gonna look like okay so so. You'll have killed steak that they can mesh. Yes so we use. Oh i mean. I i should say what really happens. Is we give the experimentalist formulas for for the characteristics. And then they take it and they do very complicated analyses on it To to to make it to take that sort of raw prediction and make it to one which incorporates all the errors of the detectors and all the other details of the experiment that they do. The hard work is what i'm trying to say. Yeah so in conclusion ira. So does this have any implications for you know everybody's trying to get gravity into into a teary right to grant education. Does this caveney Well i think it..

ira
"ira" Discussed on WZFG The Flag 1100AM

WZFG The Flag 1100AM

01:50 min | 1 year ago

"ira" Discussed on WZFG The Flag 1100AM

"IRA Fox News. Former vice President Joe Biden says he's not declaring victory just yet. He spoke this afternoon as those continue to be tallied in several states. He said he sees things moving in the right direction and he had a message. Presidency itself is not Partisan institution. It's the one office. This nation represents everyone. It demands and duty of care for all America. The Fox News decision desk tally shows by needs to win just one more state to race the 270 electoral votes needed to become president. The Trump campaign was in Philadelphia this afternoon, announcing they have sued Pennsylvania, claiming a Republican poll watchers were forced to be 25 FT. From where votes are being tallied. Our poll watchers brought out a pair of binoculars. They were shut down on the binoculars. But then they were told. Well, okay, You can use the binoculars, so that's a concession that we are allowed to observe the ballots. Trump attorney Pam Bondi. The campaign has also filed suits in Michigan and Georgia and has called for a recount in Wisconsin. The balance of power in the Senate is still being determined. But several incumbents fought off tough challenges from Democrat huge hold in Maine, with Republican Susan Collins, defeating Democrats Sara Gideon in a critical race for the balance of power in the Senate. In South Carolina, Senator Lindsey Graham had the fight of his political life but held on against Democrat Jaime Harrison. Republicans also picked up a seat in Alabama with Tommy Tub. Orville, defeating Democrat Doug Jones, Senator Mitch McConnell expressed hope today he will continue leading the Senate, Fox. Mike Emanuel, the Fox News decision desk and now projected, Michigan Democratic Senator Gary Peters will survive a challenge from Republican John James to win a second term. On Wall Street. The Dow gained 367, the NASDAQ plus 4, 30 V. S and P and 74 points. America is listening to.

Joe Biden Senate Fox News IRA Fox Senator Gary Peters Senator Lindsey Graham Senator Mitch McConnell America vice President Michigan Trump Pam Bondi Mike Emanuel president Philadelphia Tommy Tub
"ira" Discussed on KLBJ 590AM

KLBJ 590AM

05:44 min | 1 year ago

"ira" Discussed on KLBJ 590AM

"And of course, I'm proud of that designation could not have done it without our beloved and most valued clients. So I put all the all the credit at the feet of our clients. The clients we love you. We thank you for the privilege of being your retirement plan. Now, one of the things that is, I would say one of the places where our clients have most of their money. And maybe you listening right now might be the case as well is in IRAs and retirement plans and that kind of thing. And so I want to talk with you in this segment about seven IRA mistakes to avoid. Okay, So I just want to have you not Achieve those kind of mistakes. Okay, So that's what we're going to talk about, and so let me go over these seven mistakes with you. So first of all, the first one is not having not rather not taking advantage of the increased contribution limits, so the limits the amount that you can put into an IRA has increased over the years and when it does increase, if you don't take full advantage of that, then those are dollars that could be growing for you. Either because you got a tax deduction, and you've got a bigger one by putting more money in or more money accumulating inside the IRA, either with tax deferred, which means you don't pay taxes till you take the money out or alternatively, if it's a Roth IRA, it grows without being taxed. And then when you take it out, it's tax free as well. It is a sweet deal. Take advantage of that. If you can to the max that you can The next thing is a mistake. Number two is forgetting that the non working spouse can make an IRA contribution as well. Okay, so if you if you're if you're married and your spouse is not working, that's the house can contribute just a cz. Muchas you can, depending on your age is but can also contribute and it doesn't take away from what you did so you could double up potentially. All right, so that's cool Number three. Saying unnecessary penalties on withdrawals of money meaning taking money out before you're 59 a half and not doing it the proper way. Okay, so you if you didn't know this, there's a 10% penalty if you take money out before 59 a half plus you paid attacks, so it's a lot, but there are ways of taking the money out. It's called 72 tea, where you don't pay that penalty, but you need to be aware of that. So that's a mistake. Number four is not listing your beneficiary. Is on your IRA correctly. I run into this one so often that it's it's I'm amazed by actually, you know you open an IRA years ago. You name your beneficiaries, and then you never look at it again. And meanwhile, you have new grandchildren. You've got married, all kinds of things that happened and your beneficiary designations are not correct anymore. The other thing that I see is placing. This is number five placing beneficiary of an IRA in a trust. Now with that one, you have to be very, very careful because there you can now under new laws put make the beneficial and IRA a trust. But you have to do it properly. There are certain words or certain ways. You have to do it that if you don't do it that way, then it all becomes taxable upon your death. Not a good idea. Okay, So that's a mistake. You won't avoid number six. Not taking advantage, not understanding. From an estate planning standpoint, that the 10 year rule applies now under the new law. So if you inherit an IRA, you've got 10 years to withdraw all the money out. Okay, Otherwise there are penalties for that. So Managing around. That is actually from my perspective as a planner kind of fun because, you know, let let's say you're within five years of retirement. So what happens is now you've got to take it out over 10 years, but you're within five years of retirement and you've just inherited an IRA while you're working you maybe in a higher tax bracket. So let's not take anything out for the next five years while you're working Now you retire. You drop into a lower tax bracket. Now, let's start taking it out at that time at that lower rate. Okay, so there's some strategies and plans Ning around that that you could do so be sure to make sure you're aware if you inherited an IRA that you have 10 years to take all the money out. And how you take it out, could be can have tax advantages or disadvantages. Number seven taking the wrong minimum at the distribution after a 17.5. Okay, so I'm sorry after age 72 So the new law says that you don't have to take required distributions until you're 72. Okay, That's one thing that's that's changed from the 70.5. But in addition If you don't take out the right amount. If you take out less than you should have been the minimum required distribution, then the penalty is 50% of that which you should have taken out. Okay, So if you were, if you should have taken out $10,000, then the penalty is $5000. And you have the income tax on top of that, So it becomes a confiscatory penalty, a draconian penalty and one that I am Sure you do not want to happen to you so make sure that if you are 72 are approaching that you are understanding what the required minimum distribution rules are okay, So those are the seven IRA mistakes that you won't avoid. They're probably others. But those are the main ones. So I want to tell you that if you are over 50 if you are retired or retiring soon Then you know we would love T meet with you and we'd love to see if we can help you. We look at the way we were primarily with people who are over 50 who are retired or retiring soon, So if that's you, then we would love.

IRA
"ira" Discussed on The Money Advantage Podcast

The Money Advantage Podcast

01:30 min | 1 year ago

"ira" Discussed on The Money Advantage Podcast

"Cannot attached to help an asset on your out if you're tried and convicted of a criminal offence. Not attached judgment to an asset Elvis your time. The reason why like acquaint got out? That's another big big big reason why I discover. Wealthy people use retirement is because of that asset protection feature in addition to the tax benefits, and as as as as a quick example I had A. Situation where I was talking to a woman who she had a few long for rentals inside of her self directed IRA. Primary Business Outside IRA was. AIRBNB business. When the warranty head within thirty days, she her business filed bankruptcy. Thing is is that those that income stream inside her retirement account is one hundred percent attacker right because even though her businesses going bankrupt, the courts can't touch any of that, so it's completely off the table so again. Just just another big benefit of. It make sense to hold assets in different places. That's great, so let's. You've you've been in this of all time? What are the pitfalls that you have to really worry about when you do this? What are some of the things that could go wrong in in in the situation? Yachts told the the biggest one is what I call self-dealing. Right, so there are like I mentioned earlier. There's.

IRA AIRBNB
"ira" Discussed on KTAR 92.3FM

KTAR 92.3FM

02:10 min | 1 year ago

"ira" Discussed on KTAR 92.3FM

"Logic of choosing rob over tax deferred IRA race is there a benefit to choosing differed over Roth for tax purposes I want to understand the logic well if you put arm five hundred Bucks a month into an IRA and you put into a Roth and that's six thousand dollars for and he did that for thirty years you have a hundred ninety thousand dollars in did that for thirty years that you put in that would have grown to over a million dollars in a good growth stock mutual funds okay so if you put a hundred eighty thousand in a gross too one million one hundred ninety thousand dollars if it isn't a traditional IRA you will pay taxes on one million one hundred ninety thousand dollars but you did not pay taxes yet on the one hundred ninety thousand or you could have already paid the taxes on the hundred ninety thousand which will be a Roth IRA and then the one million one hundred ninety thousand is one hundred percent tax free so the difference between the two is taxes on a million dollars in that example so it's a two hundred fifty three of fifty thousand dollars showing that's what it comes down to wow Ralph all wages is the best way to go unless you've just got a couple of years to invest and your growth is not going to be big at all which case you anyone not wanna be fooling with it all shop you know at the end of your life may be either traditional but otherwise your rock says most of what's in your account will be growth never to be tax free is always mathematically superior this is that a rancher how often can you get the.

IRA
"ira" Discussed on WCBM 680 AM

WCBM 680 AM

03:35 min | 2 years ago

"ira" Discussed on WCBM 680 AM

"Or qualified plan or house than such an account. This includes whole life, even the turn policies variable. Life because qualified plans contain one exception to this rule. No known as the incidental benefit, but for the most part life insurance is going to be excluded. The incidental role says a mandates that qualified plans are allowed to purchase a small amount of life insurance forgiven plan participant. However since the primary purpose of the plan is to provide remembers retirement benefits, the amount the death benefit must qualify as incidental compared to the balance of the plan. You know, there's types of positions. Sure, and any type of derivative trade that has unlimited or undefined risk such as a naked call writing or ratio spreads its. And this is because I are eight or designed provide retirement security so the use of speculative instruments such as derivatives. It's often disallowed. That's what happened led to the the the big great recession, you know, the derivatives that all these big banks are buying and what do we do? We just bail them out. They give us back in return nothing. No interest rates. Another is antique and collectables. An IRA owner who discovers a collectible or antique worth thousands of dollars on sale at a garage sale will not be able to shield the tax on the gain from the sale of this asset inside an IRA or other retirement plan stamps, furniture, porcelain antique, silverware baseball, cards, comics, works of art, gems and jewellery. Fine, wine electric, trains, and other toys cannot be held in these accounts under any circumstance an artwork is now. Excluded are was excluded from IRA's because during the early nineteen seventies. Some stolen art from the Nazi era was found and real estate for personal use excluded. You can't have that. In your IRA, contrary to what many believe, however, it is possible to hold real estate inside of an IRA. However, if the IRA owner they can benefit directly from the property in any sense such as receiving rental income or living in the property. It's therefore not possible to purchase once house with an IRA a retirement plan money, even though I get asked this question. It's a little confusing. Yeah. You know, real estate can be held in an IRA as long as investments are not in your personal name real estate expenses. And income must be paid in deposited into your IRA. He doesn't purchase your primary residence or any other vacation home point. Yeah. No, he doesn't buy or sell property already owned by you or any other disqualified person, for example, your spouse children or their spouses, parents grandparents, great, grandparents, grandchildren. You can't buy a house for your kids or grandkids in an IRA can buy outside of IRA. If you want to take the money out and pay the tax, and then you can buy it. But you can't buy it inside your IRA and keep it as a tax defer to camp also most coins, not all as with other types of collectibles, most coins made of gold or other precious metals are disallowed. There are some exceptions some of the allowed coins or are Merican eagles American gold. Buffalo coins American silver equals on. Austrian gold coins and Canadian maple leaves the bottom line is the list of investments, it cannot be held inside..

IRA
"ira" Discussed on KLBJ 590AM

KLBJ 590AM

02:06 min | 2 years ago

"ira" Discussed on KLBJ 590AM

"But not sure where to start or wet to invest in your thoughts. Well, first of all, congratulations. If everybody who was twenty one in the country began to think that way, we'd being a lot better shape. So. I think the first thing is to recognize that what your objective at twenty one. Because this seems so very far away is what I call financial independence. Really what you want? Is you want to accumulate enough capital enough money that there will come a time in your life? When you get up in the morning, whatever it is you do that day, you do because you want to and not because you have to because you know, you're never gonna run out of money. Now, you may want to continue to work because you love it or you may want. You may have a bucket list of things you want to accomplish volunteer, whatever the earlier you start the better off you are because called the magic of compound interest. So you want to start putting money away? And of course, at twenty one you don't have money or a lot of money. And so you want to do it on a regular paycheck basis? I completely agree with you. The first decision will be whether you do this and what we might call a tax deferred environment with. An IRA or a Roth IRA or do it in a taxable environment and chest habit in your own name, the benefit of the IRA or the Roth IRA is any dividends interest or appreciation isn't taxed also when you take the money out of a Roth IRA provided you're over fifty nine and a half. You don't pay any tax on it. And you're not required to ever take the money out an IRA you are required to begin to take it out at seventy and a half. But you may also get a tax deduction for your contribution to your IRA the beano deduction for your Roth IRA the big drawback when you're twenty one his loss of liquidity. If you needed that money for an emergency. Or you wanted to tap it for a down payment for a home. You're going to be subject to penalties in that environment. So against you're getting since you're getting started you may want.

IRA
"ira" Discussed on KFI AM 640

KFI AM 640

01:46 min | 3 years ago

"ira" Discussed on KFI AM 640

"IRA. Tim Conway junior show weeknights at six on KFI. Handel and the morning crew on a Wednesday January ninth as we finished handle on the news. Late addition, Jennifer Jones, Lee infra Wayne, John Thomas in me. And this song feels good kinda reminds you of this next story. The US cancer death rate has hit a milestone it's been declining for twenty five years. Because Jim tedious joining us next segment, and he's going to talk about this specifically. Well, DNA samples of staff at a Phoenix care facility are being sought because a woman who was in a vegetative state just gave birth. She's been in a vegetative state for several years. So the the allegation is that male staff impregnated her she was in the vegetative state, the chief executive Bill Simmons resigned on Monday because of this whole thing. Why does he resign? How is headed happened on his understand? But how is he responsible total theory nothing to back it up. But my guess is the staff member who in the woman probably have been reprimanded. They knew he was bad actor and the chief executive didn't do anything about it got it. Okay. Yeah. Because I can't just got to you got to be able to say there. You did. Yeah. There has to be because if it happens out of the blue. Yeah. What are you gonna do? DNA has cleared. The Golden State killer of one murder from nineteen seventy five..

Bill Simmons chief executive John Thomas IRA. Tim Conway Jennifer Jones KFI Handel US Phoenix murder Jim twenty five years