36 Burst results for "Hundred Thousand Dollars"

Fresh update on "hundred thousand dollars" discussed on Murder Minute

Murder Minute

00:47 min | 10 hrs ago

Fresh update on "hundred thousand dollars" discussed on Murder Minute

"Was dead. The sorensen's family doctor had been treating mods for an enlarged heart so he concluded that the cause of death was heart failure. The next day bell collected somewhere between five thousand and eight thousand five hundred dollars the two policies equivalent to over two hundred thousand dollars today but not everyone was convinced that the widowed bell had just been victim of misfortune. The family of maud sorenson demanded an inquiry. They believed that martin had been poisoned and wanted. The body exhumed bell decided that it was time to leave eleanor. She took the money and her three remaining children to laporte indiana and bought a farm. It was there in april of nineteen to that. She married her second husband. Another norwegian immigrant named peter gunness. Peter was a butcher and a recent widower himself with two daughters of his own. Who needed a mother to care for them. Within a week of their marriage peters infant daughter mysteriously died while alone in the house with bell by december bell was a widow once more. Peter met his end when a sausage grinding machine allegedly the high shelf and crushed his skull. The coroner found bells story suspicious upon viewing peter's body. He allegedly muttered..

Maud Sorenson Bell Sorensen Heart Failure Peter Gunness Eleanor Martin Indiana Peter Peters
Home Buyer Tips For December

Bo Knows Real Estate

03:48 min | 1 d ago

Home Buyer Tips For December

"A december first when we're talking about sales records. We're talking about what we sold. During the month of november previous year at this time period so During the month of november twenty nineteen we sold a total of three hundred fifty one houses. Compare that to six hundred thirty three this year so sales again once again our way up compared to twenty nineteen most expensive house this month. So for one point seven million in headingley and in fact during the month of november we sold ten houses at a million dollars or more. So let's go into in a little bit more detail again. December i twenty twenty last year. At this time we had fourteen hundred and twenty houses available this month. We have seven hundred fifty. Four virtually has many houses on the market as there was last year but sales are almost twice as much. So you can see. This is not a sustainable situation buyers far outpaced the listings. Seven hundred and fifty four is down a little bit from the previous month yet when we had nine hundred fifty five houses breaking it down across price ranges entry level houses under two hundred fifty thousand last year. We had four hundred ten district. We've got two hundred twenty seven eight range to fifty to five hundred thousand last year. We had nearly seven hundred on the market right now. We have three hundred six and luxury homes. Three hundred fifty one last year december first today. Two hundred twenty. One incidentally starting in january twenty twenty one. I'll be doing something a little different. I will be giving a separate luxury housing market report. That's all houses over. Five hundred thousand in manitoba got the luxury home marketing institute classifies anything over five hundred thousand as a luxury home. So i'll be delving a little deeper into the details in this price range. Okay now let's take a closer look at the sold numbers during the month of november entry level. Last year we sold one hundred five this year. Hundred and forty two mid range prowse's last year. During the month of november. We sold two hundred eight this year. Three hundred and fourteen and even luxury homes last year result. Thirty eight this month. The during november we sold seventy seven. That's basically twice as many as year. Same time so we can see that the number of available listings are about half and sales are about double. How do we put that on paper. Does it look in graph form. That's when we come up with a to called days of inventory. This basically explains it. There are no more listings. Come into market today at the current pace of sale. How long would it take us to sell everything. That's out there here. The lower the number the hotter the market entry level houses under two hundred fifty thousand last year. It would have taken us one hundred seventeen days to sell everything that's out there. This month is just forty. Eight days super hot. But it's even hotter in the mid range prices two hundred and fifty to five hundred thousand dollars. There was a house by the way last week. A twelve hundred foot bungalow in river heights listed at four hundred was four hundred thirty thousand sold for five hundred thousand dollars. This is a seventy year old house. It's been redone done up to the nines. Look really great but a half million dollar price tag so in that price range. Last year we had one hundred days of inventory this month. Twenty nine so in other words if nobody else listed their house in that price range going forward it wouldn't even take us a month to run out of everything that's out there and now luxury homes there too much hotter market than normal last year. Two hundred seventy seven days to sell everything. That's the level of inventory this month eighty six days. That's probably the hottest that i've seen it. Not price range now. the one step

Home Marketing Institute Headingley Prowse Manitoba
Electric Car Chargers: When Supply Drives Demand

The Indicator from Planet Money

06:56 min | 3 d ago

Electric Car Chargers: When Supply Drives Demand

"Suddenly we are now looking at cars that can go three hundred miles on a single charge right and while they're still too expensive for many people they're expected to get a lot cheaper in the next few years but now people are worried about how long it takes to charge. Yeah and that's a. That's a fair question i guess how. How long does it take to charge and electric vehicle. More than fifteen minutes less than two days. Yeah that's not helpful right so i could throw a whole bunch of numbers that you to explain why there are so many variables that affect this but the most important thing actually isn't the numbers. It's the fact that most electric car owners most of the time charged their car like this. My name is duane ross. I live in corrales new mexico. And i have a two thousand thirteen tesla model s when i bought this car headache. Standard tesla charger installed in my garage. And you just plug that in and of course the charge and then he goes in his house and lives his life. Yeah in the case of someone like duane. Ross and others. It doesn't really matter how long it takes to charge. Because you just leave the thing there overnight right right and it would be parked anyway. Yeah also more convenient than having to go to the gas station from time to time. Plus it's cheap like a lot cheaper than paying for gas is the way i understand it I could see how this works for daily driving. But let's say. I want to take a big road trip right across the whole country. What then that's where. Fast chargers come in. Joyce bryner has a tesla model three. She recently stopped to charge up at a brand new super charger in gettysburg pennsylvania. It sounded like this can hear the power ramping up there. So this is a gonna charge me fast and Let's see what car says here. Looks like of got twenty five minutes to get to eighty percent charge. This is kind of staggering so charging the car at home would take hours and hours charging on the go using one of these fast chargers takes. What like twenty thirty minutes half an hour. Maybe not much more than that. That's amazing yet. That is really quick. There aren't very many fast chargers. That actually are that fast. You might take longer especially at an older charter. Though pricier i take it then then obviously charging it at home because it's well i guess it's just it's it's almost free at home right right and this case. Brynner's charged cost a little over eleven dollars not too bad compared to gas but more expensive than home. Okay so even at a state of the art charger. It's obviously still a lot less convenient than a gas station just because it takes awhile right but remember for most drivers. that's also not a very frequent experience. Mike davar needs with the market research firm s. Clint and he says if you ask people who are considering electric vehicles they really focus on the idea of waiting to charge. Is i think psychologically waited more than it deserves. And the inverse of that is the fact that they don't tend to appreciate how much they'll benefit from nocco gas stations so even though fast charging this rare occurrence for most drivers a lot of companies are really focused on making it as fast as possible and putting up as many fast chargers as possible. Yeah i could see how that would get people over that mental hump so that they just by the thing and then after that they're they're mostly just charging it at home. Yup that's the psychology. Are you ready for the economics. Are you seriously asking me. If i'm ready for the echinacea. All right here. We go the fastest. Fast chargers are super expensive to install like more than one hundred thousand dollars per charger. That means you can only really make money off of them. If people are using them a lot if the utilization rate is really high but remember most people mostly charge at home. Oh there's another hump to get over sure. I spoke to end smart. She's the vp of public policy at charge point which is charging company. And with the fast charger you often have low utilization. Not because it's not an unnecessary piece of infrastructure but because it's in a location which is vital to two drivers occasionally but not necessarily used frequently every single day so in other words. People really want a fast charger to just be there. And in fact they won't buy an electric vehicle unless they're already confident that there are fast chargers everywhere and they're super fast and in fact way faster than they are right now. They want the whole package but they don't actually want to use those fancy chargers all the time it's easier and cheaper to charge at home. It's actually better for your battery too. So it's kind of like if everyone wanted a gas station nearby but they could just get the same gas at home for a fraction of the cost right and in that situation. And you're the gas station. How do you make money. Well i mean you can always just get money from the government. The taxpayer That is happening as i understand. Yep charging are also cutting deals with utilities and of course they're they're joining forces with automakers right because they want to chargers to exist so that people buy their electric cars. The automakers do. Kathy's oy is the ceo of vigo which is fast charging network and they have a deal with gm essentially agreement with general motors is building a bridge between where there's enough cars on the road to make money which is a little time in the future to two right now. So that helps us will build the of demand because general motors has come to the party and is helping make a contribution to the building that infrastructure so he also says look people right now mostly charge at home but that could change in a few years once more. People who don't have garages start buying electric cars. So maybe utilization goes up and this is really interesting camilla because like we normally think about how demand drives supplies like people want man for something. They're willing to spend money on it. So you know. Accompany supplies it Here's always saying that. Like no once the supplies out there. Then it's going to drive up demand so build chargers and people will buy the vehicles to use the chargers she also says maybe you can get a bunch of shipping transportation companies to use these fast chargers and that'll help cover their costs. So companies are optimistic. Then they see a path to profitability. Here yeah but. I think it would be fair to say that. It's a lot easier to get there. If people were a bit more rational. If people used fast chargers as much as they worry about fast chargers they're either be a lot more charging or a lot less worrying. Yeah and in either case. Just less of a conundrum

Duane Ross Tesla Joyce Bryner Brynner Mike Davar Nocco Gas Corrales Charge Point Duane Gettysburg Headache New Mexico Charger
Cryptocurrency and Domains: Real Estate in Cyber Space

Bitcoin Radio

04:54 min | 4 d ago

Cryptocurrency and Domains: Real Estate in Cyber Space

"Was listening. Talk about domain. That how you view them as as real estate in cyberspace almost as well as a fixed asset like you find correlations. They're not to get to deviated from cutting your story but like when you look at bitcoin you see any parallels domains or about digital scarcity only one person can own the word voice on the dot com network so the dot com is like the main chain dot. Edu a secondary chain dot io or or dot org. These are all secondary change but the dot com was the primary domain chain. Only one person own voice. One person can own strategy or wisdom or mike or michael and early on. I was very obvious to me that if you owned domain that people understood that they could spell that they could type. That was a much better idea than having the company which is hard to spell and hard to type like imagine. Misspelling a word today as the name of your company it used to be marketing. Guys would say misspell the word. So it's unique but if you try to type a misspelled word into your browser. The spell checker corrects it. So you gotta like a won't correct voice won't correct mike and it won't correct strategy but it will correct strategy with two is and so you can't name. Your company's strategy with two is a why because you can't type it into the browser. It was very obvious to me back. Then that only one person could own the word wisdom on the dot com work. I and they were dirt cheap so i thought i mean not. I couldn't buy from nineteen bucks. But i could buy it for one hundred thousand dollars and if you had one hundred thousand dollars lying around you could buy the word wisdom well. How many people know demeans couple of billion how many people have been taught for eighteen years to the meaning of wisdom and how to spell with them. So you're talking about there must be two three four billion people on the planet that actually know how to find you. If you're sitting on the wisdom domain so so that was the idea behind domain scarcity relates to bitcoin because bitcoin is about digital scarcity all crypto so bitcoin is the main chain dominant chain. I mean there's a theory and then there's car donna and there's llosa and everything else that falls off it's not unlike dot com is the dot. Edu is dot io is the dot. Tv walk clearly. You want to be on the main chain if you can and you want to own scarcity and so i got excited about it back then. Here's what i thought like. If you have the word voice for the next thousand years voices going to mean voice in the english language and if there's ten billion human beings to learn how to speak english even if they spread all the way across the stars voice is going to be voice. And what's what's great about a brand well if you name your company or your product that thing and if a billion people can hear it in one second remember it spell it type it find it valuable. I mean that's worth a billion dollars to own tone a fundamental word on the main chain. So that's why. I bought them and held them. And eventually i sold voice for thirty million dollars last year. I didn't want to but it's the highest quality ears right. Yeah i did. It's the highest price. Anybody ever paid for naked domain. And i kind of wanted just to create a comp and the market so people would realize these things are valuable so the next one goes for one hundred million and the next one goes for five hundred million and the next goes for a billion. But you're talking about owning the english language. What's that worth just like. Bitcoin is about owning one. Twenty one millionth of everything. There's ever going to be like what's that worth right. If more than twenty one million millionaires. Everyone can own a bitcoin right. The only issue is is is dot com the main chain and is bitcoin. The main blockchain right. And what makes it the main one. Well at the fact that everybody uses it. What makes it the main one. And so of a billion people go there first and if they end their conditioned goes to google dot com amazon dot com apple dot com facebookcom numbers going to facebook dot tv so so once you get hundreds of billions or trillions of interactions on a main chain it becomes dominant and that becomes a dominant network. And so i got into that.

Bitcoin Mike Michael EDU Donna Google Apple Facebook
'World's loneliest elephant' Kaavan starts trip to Cambodia

AP News Radio

00:56 sec | 5 d ago

'World's loneliest elephant' Kaavan starts trip to Cambodia

"Command dubs the world's loneliest elephant after languishing alone for years in a Pakistanis who is ready for his flight to a century in Cambodia and the much needed company of other elephants the mammoth task of getting him into a metal box for transport took several outlets perhaps the most crucial step in rescuing him from the diet conditions he's lived in for thirty five years following the loss of his nation twenty twelve command would spend his days throwing his head from side to side a sign of boredom and misery in an elephant's Martin bell is a spokesman for full polls international finally after many of them American singer and actress Cher also arrived in Islamabad last week following her long standing efforts to raise awareness about rescuing coupon from the suit shares animal welfare group free the wild has worked with full force to relocate Kavon and mission that's cost about four hundred thousand dollars I'm Sarah Bassett

Cambodia Martin Bell Cher Islamabad Kavon Sarah Bassett
The Upside of the condo downshifting

Toronto Real Estate Unfiltered

05:32 min | 6 d ago

The Upside of the condo downshifting

"I want you to do something a little different today. I want you to think of your real estate journey like a game of monopoly. I literally want you to go to your monopoly game or any game. That's gotta dice in it and grab the dice just one. You only need one obviously with every dice. They're six sides to that dice. So what i'm telling people to do in some of them are some of them. Think that have already had some breakfast. Beer which i did not have today That's only for special occasions and closing days Breakfast wine or breakfast champagne. Only certain days not everyday otherwise. It's just not special. So what i want you to do is grab a dice of any kind. Roll it against the wall or on the floor and see what number you get. What happens then is if it says four. Then we're going to start looking at places that are within four hours of toronto or wherever you are right now. I'm talking to a lot of people in toronto and gpa. And then we're able to do something called the drive til you qualify program which is going to be a game changer. For a lot of you. Those of you. That i'm speaking to right now especially this week. I've been talking to a lot of people with condos in the downtown core and some of them are experienced a bit of a down shoplift so there actually is some condos that are not doing as well as others. Now what you have to do what you have to look at is not the disadvantage of the downshift. You have to look at the advantage. I actually want you to think of it as the upside of downshift. And that's why i called at that. This is the upside of down shift in the condo market rule number. One as i've said before. Is you make money when you buy. So what you need the focus on and and it doesn't mean you're going to buy i. You're going to make sure that you sell. I can get what you need out of your property. Hopefully that will let you know what you can do next. But if you're looking at a property where if you're looking at the potential where you can sell your condo for five six seven hundred and you're able to buy a house for about that much that could easily improve your quality of life Reduce your condo fees Give you more room to roam give you some greenspace build up and build a workout studio or a garage With your dream. Jim all that kind of stuff that i'm helping people do right now. I want to do that for you over the years. That's been the side benefit for me is actually and this is something i really do. This is not an exaggeration. I used to work in the fitness industry for a decade. So i took apart treadmills. I put together workout machines. So i've actually designed people home gyms and i still do that. It's a really fun thing. I like to do And customize it to each person's knees not everybody wants to body build so for some people it might just be peleton bikes for some people may just be a regular bike set-up workout bench could be as simple as that some people in each in a bar. Some people don't Totally off to the side. But that's just part of this sort of the dice. Approach that i have so. If you're in a position where you can make a move meaning that you can just work from anywhere and you've kind of now. It's kind of been established where you'll be able to do their Or possibly you could just work from go into another office Like your company has an office. You know a couple of hours away That might be a really great idea in the six and the number six. Obviously what that does is that takes you right to off. And i've had a bunch a record number in my in my case. I'm record number of people moving to ottawa with me this year. I i've got some amazing people out there. That are ready to help you. But i'm i'm eating moving people further out so obviously i will say between one to six and obviously it's up to you where you end up moving but the further out you go within about two or three hours if you if you start looking at those prices compared to what you're going to be You know paying for something in the city you'll be blown away. You'll see these incredible houses in places like coburg for four hundred thousand dollars and again you'll be blown away by what you can get and this is all Again one shopping with me. That's the best part. I'll connect you to the right people that are out there. Do not make the mistake of connecting with someone out there before you've screened. This has been a nightmare for me over. The years is trying to undo that bullshit. Don't be that person. Don't connect with anybody outside the city until you know who you're dealing with and you've actually have some Some some way of knowing their patterns. Okay because words don't mean anything you go on a screen you type in someone's Where they were blah blah blah kingston ottawa. Whatever words don't mean anything actions even if they said oh yes i. I sell twenty places A day you'll see those ads also don't believe that it's patterns. It's the way people respond when they're put to the test especially this year. So you want someone on the other end who's account and that is a huge thing and when they're working under me meaning i actually refer them to you and i do get paid for this but you don't pay me. This is this comes from them. So they're actually accountable to both you and make and if they don't make me happy as well as you they don't get another referral alcott that referral lineup. And i have many times with in a heartbeat

Toronto JIM Ottawa
Using Big Data to Solve Economic and Social Problems

Sway

09:06 min | 2 weeks ago

Using Big Data to Solve Economic and Social Problems

"Fake data tends to get a bad rap and it often deserves it from facebook's tools being used to abuse privacy to amazon knowing everything you buy two apps tracking all of your movements kids data minefield for consumers these days but in the hands of the right person big data can actually be a force for good or at least one hopes a force for good policy and raj. Chetty is trying to do just that. He's ahead of harvard based opportunity insights research institute. That's working solve america's inequality problem one data set at a time chetty has been tracking millions of people doesn't of years and tens of thousands of american neighborhoods in the process. He's learned that the country could be losing out on millions of inventors and that a move of just two miles might alter the trajectory of a third grader. But jetties research isn't just sitting in long excel. She's on dusty shells. It's helping drive. Bill gates spends his billions of dollars of philanthropy or how president elect joe biden crafts his pandemic economic recovery plant. But one thing he does best was all his piles of facts and figures is to make it easy for even the nandi to rock and there's an explosive term for that you do. Things apparently called chetty bombs. I'm not sure you love that name do like that. you mind. i guess. I guess they're unique insights where you can visually see something to do. Visualization of. What's happening. And i think some of the ones that i thought were much more effective was around covid. Which is where spending is happening or not happening so talk a little bit about what you're doing around cove it so in kobe. We're using data from a bunch of different private companies to track. What's happening to various key outcomes spending employment levels business activity and so forth in in a nutshell. What we basically find happened in the past six months is that high income folks started to spend a lot less like thirty percent less billions of dollars less per day primarily because of health concerns so lots of folks have the capacity to work remotely to self isolate and as a result they started to basically go outside their houses less and spent much less in person services. Local restaurants shops and so forth. Those businesses particularly small businesses then lost an enormous amount of revenue and in particular business located in affluent areas to think about for example the upper east side of manhattan or the highest income places in san francisco. They lost something like seventy or eighty percent of their revenues so just a massive impact in contrast in some of the less affluent places. Like if you think about the bronx or parts of queens you see more like twenty or thirty percent declines in revenue so much less than what you're seeing and appetizers and so then you got all these businesses that have lost a ton of money so what you can do with these data has asked. Okay how do they balance their books. Like what are you gonna do when you have much less money. Well naturally you see these businesses start to lay off lots of their workers and in particular. They lay off their low wage workers. If you look at some of these crops you can see very clearly this pattern where for low income workers people making less than say twenty or thirty thousand dollars a year. Somebody who works in a sandwich shop in downtown area of san francisco for example exactly seventy eighty percent of those workers have lost their jobs whereas that same worker if they weren't even at the same chain so you're working at a report layers something like that and you happen to be working at a branch that was in a less affluent area. You were much less likely to lose your job. Just because spending happened to fall less in those areas perhaps because essential workers are still out in about behalf to be outside their house because of the nature of their jobs were as time can folks can typically self isolate and so what's ended up happening is basically because of this production spending by the rich. It's lower income people who born the incidence of chuck and losing their jobs and finding now is we've had essentially a v shaped recovery for high income. Folks were their employment levels are back to where they were pre covid where it's lower income folks. You're still twenty percent below six million jobs below where you were where they've gone the brunt of the economic distress which i think anecdotally people get which is interesting one of the things that someone was talking about the statistics around the trump voters that wealthier people did vote for trump and mike while they're doing okay more than you think and their income is the same so they're not upset about this issue particularly jibe. That's right karen. I think what's more though as you can see. It's not trust lower income folks in general but in very particular areas right so in the past in previous recessions but you tend to see is that it's lower income folks in less affluent cities who took the hardest head turns out in this recession. It's actually flipped so silicon valley. For example has some of the highest rates for low income. People serfs there exactly because it's the opposite of what you might have thought because of the mechanism you just talked about. So this is one example of i think what you can see in these data but importantly as you touched upon you can basically have folksy this for themselves by just plotting the data in a very simple. I'm just finishing on covid with the cares act. Does the stimulus. Bill have an impact. Then you have this data now that you're showing this. They still haven't passed one. Maybe that's a good thing because they didn't get to see this data yet and they were just sort of shooting in the dark. Essentially isn't going to be a wakeup call or are they going to change their behaviors of where the money is going to be seeing the stated. How does that translate. Well i mean. That's the aspiration so what we're hoping going forward and i've been talking with a bunch of folks and the president elect and folks the biden team. I think there's a lot of interest both among those folks and on the other side of the isles who have been speaking with in trying to understand how we can do better invite of having these sorts of data. Because you know of course. They're always political debates about what we should focus on. But i don't think anyone is in favor of just spending lots of money and ineffective ways so talk a little bit about that concept of understanding effect understanding results in action take in the context of the current crisis the important paycheck protection program about five hundred billion dollars of loans to small businesses to try to keep people on zero again in the context of kobe to try to keep the economy going to stop businesses from laying people off so the way that program was designed. Lots of businesses were eligible in particular businesses with fewer than five hundred employees. And as you said you know there was kind of a hope that maybe giving these firms this money is going to keep lots of workers on the payroll and will make the recession. Not as bad. So what we did is using data from payroll companies which are cutting paychecks for millions of workers. We basically compare trends and employment for firms that had fewer than five hundred employees and hence were eligible for the paycheck protection program versus firms. That more than five hundred employees and ends were not eligible. So you can make an analogy there to sort of a science experiment. You've got a treatment group. The firms that have fewer than five hundred employees that got this extra assistance and the ones that up more than five hundred employees service kind of a control group. They tell you what would have happened if you didn't get this ski enough and so what you end up. Seeing the data is you can follow employment levels week by week and you can see very precisely that after april third that when when this program went into effect employment did start to go up a little bit at the smaller firms relative to the larger firms by about two percentage points. But the problem is it's only a two percentage point impact of fortune for every cost five hundred billion dollars so it it cost about three hundred thousand dollars per job that we saved as a result. Some of these are low wage. Jobs jobs that are paying about forty thousand dollars a year typically. So you know. You're spending an enormous amount of money to save these jobs now. I think people started to figure out over time that lots of firms might be taking up this program who weren't gonna lay off any workers anyway and as a result it wasn't super cost effective but we figured that out only several months afterward and so the kind of vision. We add some of this big data. Work that we're doing. And this is why i think it can be a moral force for social good as in agean. You could see as you're gonna steering the economy to three weeks later while this is kind of working but maybe we need to target it at firms that lost a lot of revenue or redesign it a bit so that it's more effective or in specific geographies like this area doesn't need any money. This area does exactly what specific sectors right. there are certain sectors particularly hard. You can take a really data driven approach and in private companies. This would be second nature right. I try to sell this product. I figure out within a couple of months people are clicking on this. They're not buying us. I'm going to then tweak it. In some way and i think we could do that from a social perspective for for policy with in my view much larger stakes.

Chetty Kobe San Francisco Joe Biden Bill Gates Harvard Amazon Bronx Queens Facebook Manhattan America
Can Seattle arts groups survive the pandemic?

KUOW Newsroom

05:52 min | 2 weeks ago

Can Seattle arts groups survive the pandemic?

"Corona virus is a public health crisis of course but it's also devastated the economy it's been especially destructive businesses that depend on people gathering together in person tourism restaurants and the arts. Kyw's arts and culture reporter. Marcy silman has been monitoring the health of the regional arts and culture community. She spoke with kim. Malcolm about what. We might see moving forward so marcy for the past couple of months. You've been doing some deep dive reporting on how the pandemic has impacted our cultural communities. How would you describe what you found across the board. Kim organizations are treading water. If they haven't already drowned you might remember last march. When governor inslee issued his social gathering restrictions. everyone had to shut down operations museums and some art galleries have started to welcome back visitors. But they're at twenty five percent of normal capacity which just does not sound sustainable. And marcy you and i've talked about how performing arts groups and musicians have been streaming content and how it just doesn't cover the costs for many of them. So what are arts leaders telling you about this pivot to digital when it doesn't pay the bills. Peter bowl who is the artistic director at pacific. Northwest ballet told me that he pivoted digital because he wanted to give some work to the dancers musicians backstage artisans and other staff who would otherwise be unemployed. According to a new study from the seattle advocacy group arts fund. Thousands of area of workers are still jobless and even though as we said. Some venues have reopened. This survey found only about nine percent of local artisans and been rehired many back part time or reduce salaries but kim beyond providing jobs. I think that this pandemic has really forced performing arts groups to reckon with the digital age in a way that they hadn't done before the pandemic kit. And what do you mean by that. Well for at least a decade arts groups have been trying to figure out how they compete with free or low cost online content that arts fund study that i mentioned found that every responding group plan to permanently integrate digital content into their arts program offerings the ceo of arts fund. Michael greer told me that's partly because audiences are really leery about heading into enclosed spaces with lots of people that component that new revenue component is going to be essential to kind of filling the void of individuals. Trepidation do moving back into the theaters or just a general reorganization of how society interacts with itself. Not even just in the arts bottom line marcie will most arts groups survived this pandemic. It's really hard to say for certain. But to quote the head of seattle's office of arts and culture randy angstrom. The sector is on the knife's edge getting people to value in compensate artists and creatives for their time was already a challenge. Then the pandemic it and it was devastating. And i think that that devastation was disproportionately felt by by park organizations and artists because they've been underinvested and undercapitalized for so long and i'll just note here by poc refers to artists who are black indigenous and people of color. What is happening with these communities. Well this summer one worries alicia. Johnston told me that they only have the funds to make it through the calendar year. I did check back with her earlier this week. And she says that right now. They've got about half the budget for twenty twenty. One heart of that came from contributions sparked by black lives matter but she told me those have tapered off and even though she describes herself as one worry self designated worrier about money. She's pretty hopeful that they'll raise the two hundred thousand dollars. They need to keep this community cultural center going. Marcy i know can county. And many private funds have funneled relief. Money to the arts sector. What are arts leader saying about what they need to survive. Many hope congress will enact another significant stimulus measure randy. Angst room would like to see a twenty first century version of the works progress administration. That was the depression era program that funded arts projects across the country. Local artists have already stepped up. And they've been making murals. And creating digital arts lessons plan for the public schools angstrom and many other folks think it's time to fairly compensate them for that work. And how optimistic is he that that might happen. I'm gonna let him answer that. I am hopeful because the creative community of the city gives me that help. I am hopeful because of the incredible resilience. I've seen and we need to meet that resilience with dollars and faith in their work but angstrom says the city cannot finance this on its own. They really need a major influx of federal dollars. At this point. Who knows when that's going to happen. We'll mercy speaking of resilience. I have to acknowledge. Even though i don't want to that this is most likely our last on air conversation about the arts as you retire from k. u. o. w. after a remarkable thirty five years. Marcy i just wanted to say thank you we're gonna miss you and all the attention and the advocacy for the arts. That you've paid Here in this part of the world. I'm just grateful for all the work and thankfully that still lives online. It does indeed. It's been migrate pleasure working with you as the all things considered host. And i'll miss you. And i won't be gone from the world of seattle's arts and culture still always keeping my eagle eye on it.

KYW Marcy Silman Regional Arts And Culture Comm Marcy Governor Inslee Peter Bowl Northwest Ballet KIM Michael Greer Randy Angstrom Arts Fund Seattle Malcolm Marcie Pacific
NFL Fans Donate Money In Honor Of Buffalo QB Josh Allen's Grandmother

Boomer & Gio

00:42 sec | 3 weeks ago

NFL Fans Donate Money In Honor Of Buffalo QB Josh Allen's Grandmother

"This is kind of cool. The bills are in arizona this weekend. Now in honor of josh allens grandmother bills fans donate who passed away. Bills fans donated money to a children's hospital mostly according to the story in increments of seventeen dollars to represent his jersey number. It looks like according to the story this morning. They have surpassed three hundred thousand dollars now in donations and here was alan yesterday. I know my family and his for you know in engraved here and Myself included in. And i don't. I don't ever wanna leave obviously and I wanna play here for for as long as i can Givebacks nudity and get back those mafia. That's very

Josh Allens Bills Arizona Alan
Their Service Entitles Them To Low-Cost Loans. But Veterans Often Pay More.

NPR's Business Story of the Day

04:27 min | 3 weeks ago

Their Service Entitles Them To Low-Cost Loans. But Veterans Often Pay More.

"John. Four is a retired marine corps. Colonel he served for twenty seven years. Did you see the big fish jumped for is giving me a virtual tour of his harbourside house in a development in punto gorda florida. He's got a dock and a little powerboat and can you see the pool. Oh yeah oh. That's gorgeous yeah all right. Can you see the kayaks and the dock. Actually four is making me kind of jealous of his house at the start of the year interest rates were falling and he wanted to refinance with the. Va loan that has alone backed by the us. Department of veterans affairs vets and service members are supposed to be able to an extra low interest rate and better terms that way so you started calling around and he says the company loaned depot told him we can do. Va loan for you. But it's going to be at three seven five percent interest and they had a lot of fees in there but it was a lower rate than he had at the time so he says he was just about to do the deal with lump depot when he happened to see an ad for. Va loan to a company. Called own up. He went through them and he says he paid lower fees and got more than a full percentage point lower on the rate on his three hundred and thirty thousand dollar loan. That means about twenty five hundred dollars a year in lower payments. He he says when he went back and told loan depot about the better deal. They then offered him a much lower rate to as a veteran. You expect you're getting something from the government. I i was shocked that they didn't just tell me outright. What the best rate. What's a lot of veterans. Assume the same thing according to patrick boy adji. He's the ceo of own up. It's a new company that helps people find a good deal on home loans through a group of different lenders. He says veterans think. They're supposed to get a really good interest rate on a. Va loan so many. Don't shop around but says while these loans are backed by the va they're made by private companies and he says some will head people with much higher costs and basically a worse deal than they qualify for. And they're veterans the. Sit there and think to yourself that this person who served our country is now going to get taken advantage of. And they had no clue they had no idea so in his company did a study. They're releasing it today. They took the top twenty lenders for va loans and looked at the annual percentage rate that the companies charged borrowers on all the loans they made last year and so when we looked at the spread candidly. We were quite surprised that it was as wide as it. Was that the best lenders. And the worst lenders were so far apart from one another. The study found that navy. Federal credit union offered people. The lowest rates at the other higher cost end of the spectrum was a lender called new day. Usa it's a new day for veterans. Who want to refinance at me as a vet. The company is a sponsor of the army navy. Football game it runs. Tv ads with plenty of american flags. We wanna do whatever is best for the individual service person. The study found that of the top twenty. Va lenders new day charged. The highest interest rates more than a full percentage point higher the navy federal which over the life of three hundred thousand dollar thirty year loan is more than seventy thousand dollars. More in interest payments new day in a statement said that the study has a quote serious flaw. It said that's because the study lumps together different types of va loans. That are not the same but michael. Hoon is skeptical of that explanation. He's the president of the non-profit center for responsible lending. The information from this lender does not explain their borrowers are being charged so much more than other lenders are charging. Their va borrowers as far as loan depot. The company that john four. I talked to the study. Found that during two thousand nineteen. It's rates were about average. The company is also a recent financial supporter of npr biology. With own up says the big takeaway from his study for him is that people need to shop around and find the best rate that they can and negotiate for the best rate. Because if you don't it could be one of the most costly mistakes you make in your financial life that's good advice for. Va loans and other types of mortgages to chris arnold npr

VA Punto Gorda Patrick Boy Adji Department Of Veterans Affairs Marine Corps Colonel Federal Credit Union John Florida USA Navy Army Navy
How two blind brothers became Two Blind Brothers for a cause

AP News Radio

00:51 sec | Last month

How two blind brothers became Two Blind Brothers for a cause

"Two brothers have started their own clothing brand for a clause Brian and Bradford manning's companies call two blind brothers it's more than just about clothes we do that by giving a hundred percent of the profits from the project back to pre clinical research prizes and that's all because Brian I have a rare eye condition called Stargardt disease the Mannings have raised more than seven hundred thousand dollars selling ultrasoft shirts cozy socks knit beanies and sunglasses their sales pitch is unique just a blank page with a question will you shop blind and therefore price points no info and the only promise we make is we will try to give you more than what you spend to Brian and Bradford say when someone shops blind they prove something remarkable that genuine trust is real I'm at Donahue

Bradford Manning Brian Bradford Donahue
What Economy Are You Voting For?

Planet Money

06:47 min | Last month

What Economy Are You Voting For?

"Pandemic policy ease economic policy. So let's make the first thing we discuss what is Joe Biden's pandemic policy as it relates to his economic policy. Sure. So Joe Biden is very much focused on containing the corona virus. Yes. He wants badly as any of us do for there to be a vaccine and pharmaceutical companies to stay at work on that but he also is saying look until then make sure that we have the virus as reigned in as possible, and here's a line actually from his website. That really struck me says, Biden believes we must spend whatever it takes without delay to meet public health needs and deal with the mounting economic consequences i. mean he's really saying one can't happen before the other you can't have the economy bounced back without corona virus at least to some degree really hemmed in. So to do that, he's encouraging a lot of. Things like mask wearing that sort of thing more testing. But one other thing he has said is that the CDC Centers for Disease Control needs to come out with clear guidance for states and localities on. Okay. Here's what you should be opening and when based on how Corona virus looks in your area. So of Corona virus is really bad maybe you shouldn't. Have Schools Open right now indefinitely, not restaurants or concerts or whatever. But if things are looking better, maybe you can open schools. But what he's saying is this is not necessarily an all or nothing thing but we need clear guidance from scientists on exactly what to down in one. So it's fair to describe this as a somewhat detailed approach as opposed to. Thinking of it in binary terms like everything locked down or everything stays open, it's an attempt to find out. Okay. What are the details that matter and then let's apply those on a situation by situation basis right I mean the way he makes it sound as nuance, but also to some degree simple or at least clear like, yes, there might be gracious between. States, but we at least want to give states some sort of guidance on exactly what they could or should be doing in one. Let's go on to the second part of his economic policy agenda that we're talking about here, and this has to do with Joe Biden's proposed spending programs, which are a lot higher than say what Donald Trump is proposed. So why? Don't we get into that what? What is Joe Biden proposing spending money on? All right. So the umbrella that he has put all of these policies under he is calling build back better. Well, I've heard better alliterative strokes of genius but fine we'll stick with that build back better and what's in that this isn't about marketing card if this is about economics so. The first is manufacturing making sure that there are more manufacturing jobs and he's clear on this. He wants them to be unionized manufacturing jobs. And also to make sure that there are supply chains here in the US to make sure people can get the goods they want, which is something that we have seen laid bare a bit by Covid number two green infrastructure. So yes, he wants to build roads and bridges the way that we think of infrastructure pretty traditionally, but he also wants to make sure that lower pollution methods of transportation for example, are encouraged like light rail's in cities, electric car production, that sort of thing. Three racial equity. Close some of the really gaping economic gaps that we have between races and ethnicities in the country and I know you guys have reported on this on your show the very big for example, unemployment gaps between black Americans and white Americans also Hispanic and Asian Americans there are some huge gaps there likewise the big wealth gaps and finally caregiving he wants to make sure that people are able to get quality and affordable care for their kids and also for their older relatives when they need it. Yeah that. One's interesting Tesla Memorial. The approach to cure giving that Joe Biden is pursuing here sir, and this is really a of course important right now because Kovic has shown us as we're all staying home and his kids are not at school that caregiving is a really important for people to be able to do their jobs and participate in the economy, and in fact, we've seen people falling out of the workforce because they didn't have access to childcare and elderly care. Yes. Most definitely. So what Biden is proposing? Is Pretty ambitious I mean what he wants to do is universal pre-k available to all kids. He wants there to be higher pay for childcare providers. He wants them to be able to unionize collectively bargain and he wants to grow the number the supply of childcare establishments around the country to make sure people can get that childcare aside from that in terms of spending and making it more affordable. He wants to make sure there are refundable tax credits to low and middle class families to help them. Pay For childcare. So that's a lot of stuff and child care. I know you know it's a complicated thing to make sure everybody can get it to make sure there's enough that it's high quality that it's affordable. So it's a tough needle to thread, but this is his attempt at doing that. Okay and let's get to the third part of the agenda, which is sort of the flip side of the spending, which is where are the tax revenues to pay for some of this spending gonNA actually come from. People in corporations moon that's it. We're done next on you. Okay. So it's not gonNA come from middle income or lower income folkston is what Biden missing right so what he wants to do is raise taxes for households with incomes above four, hundred, thousand dollars a year limit their deductions, and also he wants to increase the top corporate income tax rate from twenty one percent where it is now to twenty eight percents. Now, president trump, you'll remember lowered these. Taxes with the tax cuts and jobs act that big tax bill that Republicans passed in twenty seventeen. So Joe Biden is saying look I wanNA roll a lot of that back I want to change things back now. So in terms of those income tax changes. Yeah. That would overwhelmingly, of course, the highest income people. There is some question about what the corporate tax plan would do I mean how much that would be knocked on if at all to. People at the lower end of the income spectrum, it's possible that it would be to some degree but again, you compare it to those income tax changes in it's nowhere near what a change those would be essentially looking at the last four years in saying I'm undoing some of this and I'm putting in place the agenda I prefer instead of the one that president trump has preferred, right? Yes. Now listen we're laying out all of these economic plans here's. What Joe Biden wants to do would do in his perfect world has theoretical I get everything I want world. But of course, he won't get everything he wants he can't. Okay. But what's your priority in violence cases are going to be green jobs? Is it going to be this tax plan is going to be childcare what does he do? I decide to spend all of his power on

Joe Biden Donald Trump Corona President Trump Cdc Centers For Disease Contro United States Tesla Memorial Kovic
Ex-cop-turned-lawyer admits cheating 9/11 worker of $900,000

AP News Radio

00:43 sec | Last month

Ex-cop-turned-lawyer admits cheating 9/11 worker of $900,000

"A former New York City policeman turned lawyers pleaded guilty to cheating the U. S. government and a fellow police officer by withholding nine eleven compensation funds Gustavo Vela was a police lieutenant and then became a lawyer helping a friend to receive compensation money because John Ferreira had contracted cancer after working at the nine eleven World Trade Center site but villa pocketed nine hundred thousand dollars of Ferreira's one million dollar reward from the nine eleven victim compensation fund Phillip pay this taxes and gave money to relatives lying to Ferreira about what he was due Vela said as he did it and says there's no excuse under a plea deal he faces jail time and has already been disbarred I'm Jackie Quinn

Officer Gustavo Vela John Ferreira Phillip Jackie Quinn New York City World Trade Center
What Is Bidenomics?

The Indicator from Planet Money

07:12 min | Last month

What Is Bidenomics?

"Three parts of Joe Biden's economic policy agenda with Danielle Kurtz Laban reporter on NPR politics team. Then now here's where I want to start. You said something interesting to me recently, which is for both of these candidates pandemic policy ease economic policy. Let's make that. The first thing we discuss what is Joe binds pandemic policy as it relates to his economic policy. Sure. So Joe Biden is very much focused. On containing the corona virus yes. He wants as badly as any of us do for there to be a vaccine for pharmaceutical companies to stay at work on that but he also is saying look until then make sure that we have the virus as reigned in as possible, and here's a line actually from his website that really struck me it says Biden believes we must spend whatever it takes without. Delay to meet public health needs and deal with the mounting economic consequences. I mean. He's really saying one can't happen before the other you can't have the economy bounced back without corona virus at least to some degree really hemmed in. So to do that, he's encouraging a lot of things like mask wearing that sort of thing more testing but one other thing he said is that the CDC centers. For Disease Control needs to come out with clear guidance for states and localities on. Okay. Here's what you should be opening and when based on how Corona virus looks in your area. So of Corona virus is really bad. Maybe you shouldn't have schools open right now indefinitely, not restaurants or concerts or whatever. But if things are looking better, maybe you can open schools but what he saying is this is not. Necessarily an all or nothing thing but we need clear guidance from scientists on exactly what to close down and one. So it's fair to describe this as a somewhat detailed approach as opposed to thinking of it in binary terms like everything locks down everything stays open. It's an attempt to find out. Okay. What are the details at matter and then let's apply those on a situation by situation basis, right? I mean the way he makes it sound as nuance, but also to some degree simple or at least clear like, yes, there might be gradations between states but we at least want to give states some sort of guidance on exactly what they could or should be doing in one. Let's go on to the second part of his economic policy agenda that we're talking about here, and this has to do with. Joe Biden's proposed spending programs which are a lot higher than say what Donald Trump is proposed. So why don't we get into that? What? What is Joe Biden proposing spending money on all right. So the umbrella that he has put all of these policies under he is calling build back better now I've heard better alliterative strokes of genius but fine we'll stick with that build back better and what's in that This isn't about marketing. This is about economics. So okay the first is manufacturing making sure that there are more manufacturing jobs and he's clear on this. He wants them to be unionized manufacturing jobs and also to make sure that there are supply chains here in the US to make sure people can get the goods they want, which is something that we have seen laid bare a bit by Cova. Number two is green infrastructure. So yes, he wants to build roads and bridges the way that we think of infrastructure pretty traditionally, but he also wants to make sure that lower pollution methods of transportation for example, are encouraged like light rail's in cities, electric car production, that sort of thing. Three racial equity he wants to close some of the really gaping economic gaps that we have between races and ethnicities in the country and I know you guys have reported on this on your show. The, very big for example, unemployment gaps between black Americans and white Americans. Also Hispanic and Asian Americans. There are some huge gaps there likewise the big wealth gaps and finally caregiving he wants to make sure that people are able to get quality and affordable care for their kids and also for their older relatives when they need it and that one's interesting. Tell us a little bit more about the approach to caregiving that Joe Biden is pursuing here sir, and this is really of course important right now because cove has shown us as we're all staying home as kids are not at school, that caregiving is important for people to be able to do their jobs and participate in the economy. In fact, we've seen people falling out of the workforce because they didn't have access to childcare and elderly care. Yes. Most definitely. So what Biden is proposing is pretty ambitious I mean what he wants to do is universal pre-k available to all kids. He wants there to be higher pay for childcare providers he wants them to be able to unionize to collectively bargain. And he wants to grow the number the supply of childcare establishments around the country to make sure people can get that child care aside from that in terms of spending and making it more affordable he wants to make sure there are refundable tax credits to low and middle class families to help them pay for childcare. So that's a lot of stuff and childcare I. Know You know it's a complicated thing to make sure everybody can get it to make sure there's enough that it's high quality that it's affordable. So it's a tough needle to thread, but this is his attempt at doing. Okay and let's get to the third part of the agenda, which is sort of the flip side of the spending, which is where are the tax revenues to pay for some of this spending to actually come from higher income people incorporations room. That's it. We're done. That's not okay. So it's not gonNA come from a middle income or lower income folkston what Biden is saying, right so what he wants to do is raise taxes for households with incomes above four, hundred, thousand dollars a year, limit their deductions, and also he wants to increase. The top corporate income tax rate from twenty one percent where it is now twenty eight percents. Now, president trump you'll remember lowered these taxes with the tax cuts and jobs act that big tax bill that Republicans passed in two thousand seventeen. So Joe Biden is saying look I, WanNa roll a lot of that back I want to change things back now. So in terms of those income tax changes yes that would overwhelmingly, of course effect the highest income people there is some question about what the corporate tax plan would do I. Mean how? Much that would be knocked on it all to people at the lower end of the income spectrum. It's possible that it would be to some degree but again, you compare it to those income tax changes in it's nowhere near what a change those would be essentially looking at the last four years in saying, I'm undoing some of this and putting place the agenda I prefer instead of the one that president trump has preferred, right? Yes. Now listen we're laying out all of these economic plans. Here's what Joe Biden wants to do would do in. His perfect world has theoretical I get everything I want world. But of course, he won't get everything. He wants he can't. Okay. But what's your priority in Biden's cases are going to be green jobs is going to be this tax plan is going to be childcare. What does he do? I decide to spend all of his power on right you've got to prioritize because you're not going to get everything you might not get anything you are true right? Yeah. But in speaking with you today tomorrow I am getting everything I want what a pleasure

Joe Biden Donald Trump Corona Danielle Kurtz Laban CDC United States NPR Reporter Disease Control President Trump
3 Simple Ways to Make Your Webinars More Engaging

Marketing School

02:53 min | Last month

3 Simple Ways to Make Your Webinars More Engaging

"Welcome to another episode of Marketing School I'm Eric Su, and I'm Neil Patel and today we're GonNa talk about three simple ways to make your webinars more engaging. So we're in two thousand twenty right now and webinars are still a very effective way to get sales. You look at the people out there such as click funnels they see it's still use a ton of webinars. So again, webinars are basically could be like zoom meeting could you can use this offer like live storm or whatever but you're basically teach people get them to indoctrinate them a little bit and then closed them at the end so if you want. To start with number one, number one is asked people questions within your web, an arm and most people the they have these powerpoint presentations are going. They're doing a pitch that eventually selling but ask people questions throughout it because that'll also give you their objections and make sure you answer each of those objections within your wapner. Even if it's at the end in May, because not only will keep people on longer 'cause you're answering their questions, but you'll also get more sales from it too. Yeah. Number Two I. Guess this is the only one for me but I think this is the most important thing from my perspective is. During a Webinar to focus too much on teaching and because all I did was teach I gave them stuff to do. So maybe I did seven ways to do something but I seven. So you're immediately I'm going to go take some action after ideally what you do is you give them a couple of Aha moment. So maybe two or three all moments let me give you an example. So the consulting school program that we have where we teach people how to build an agency or service type of business for that one. Originally again, I had video, it was teaching people five things you should be doing that are different. To grow your consultancy. Now, what it is is I teach them to think strategically right. So what what am I saw moments was, oh, you should think of your agency not as a long term, it's going to be a big business but more. So for most people, you WANNA think of it as a launch pad business. So you take that drive the income for yourself to hundred, two, hundred, thousand dollars a year, and then make a casual business, and then you go invest and other things could you need to build your wealth that way? Right so it's a good launch pad business. So that was one of the Aha moments. And it's different perspectives from other people, and that's what makes it a little unique and people are like, oh. That sounds amazing and what we do is they're trying to close them. We try to drive them to a phone call and our conversion rates literally shot up after it qualified people quite a bit more to get on the phone call. So I would just say instead of trying to teach too much maybe teach a little bit maybe like ten twenty percent but the rest focus on how moments one, two, three, Aha moments that will really blow people's mind and then just tried to drive up to the next action and. Last but not least in a Webinar recommend that you have someone from your team or hire a contractor to help you and man the chat you won't be able to respond to everything. But if you're actually engaging with people and responding to the comments and the questions right when the come in, you're going to be much better off people stick around they engaged and increase your sales as well.

Eric Su Neil Patel
'Who the hell elected you?' Big tech CEOs grilled in US Senate hearing

Democracy Now! Audio

01:11 min | Last month

'Who the hell elected you?' Big tech CEOs grilled in US Senate hearing

"Were about to turn to a segment on big tech The C. E. O.'s were grilled Wednesday on Capitol Hill about how they moderate election disinformation extremist content we there were accused by. Republicans of Censoring Conservatives. But before we go I wanted to ask you about how facebook design changes to its news feed algorithm in two thousand seventeen to reduce the visibility of Progressive News sites like Mother Jones Your News Organization according to the Wall Street. Journal some policy executives at facebook voice concerns in two thousand seventeen about pending changes to the news feed algorithm that they thought might have a larger impact on right-leaning news sites like the daily wire. So engineers made changes to the algorithm that would have a bigger impact on the traffic to left leaning sites. Meanwhile Mother Jones Editors wrote in two thousand and nine thousand nine. The site had seen a sharp decline in its facebook audience which translated to a loss of around six hundred thousand dollars over eighteen months and apparently according to the Wall Street Journal. Zuckerberg himself signed off on these changes,

Facebook Wall Street Journal Mother Jones Progressive News Zuckerberg E. O.
3 Lessons Small Businesses Need to Learn to Grow

Growth Experts with Dennis Brown

05:09 min | Last month

3 Lessons Small Businesses Need to Learn to Grow

"I'm back people and today we're GonNa talk about three lessons that small businesses need to learn in order to scale their business first off when I talk about Scaling Your Business, I'm not talking about going from start up to a hundred thousand dollars in sales that is very guerrilla that's very startup oriented. That is very driven by the founders of that business I'm talking about scaling. Up from six figures to seven figures, possibly eight or even nine figures when you study growth and you study companies that have scaled rapidly from six to seven to eight and nine figures, which you're gonNA notice as they have some similarities today, I'm going to point out three similarities and three things three lessons that you need to learn in order to effectively scale your business number one. Is You need to understand the difference between sales and marketing, and yes, they are different. But for most small business owners, they look at them as one in the same. But in reality they have a tendency to do very sales oriented activities but they don't focus enough on marketing. I know that was my case. I, know that's exactly the the bucket that I fit into when I. Was a young entrepreneur just starting but once I realized the difference between sales and marketing and the importance of both and I started deploying strategy around both of those areas. That's when my business skyrocketed marketing is all about creating awareness in getting people interested in your product or service whereas sales are the activities leading up to the sale. So some examples of marketing that I really choose. The strategies and channels online paid advertising blogging podcasting video on youtube direct mail, direct email. I've done all of those different strategies and used all those different channels in various businesses to help scale my business. Now on the other side of the coin sales again, those are the activities leading up to the sale. For example, cold calling social selling following up with inbound leads discovery calls presenting. Solutions to different challenges that are product specific pricing proposals, overcoming objections, and everything in between you know I've seen a lot of small businesses get the six, even seven figures without a lot of diversification sales and marketing. But the fact is to try to go to eight or nine figures without having a good mix in good strategy around both sales and marketing, it's going to be challenging. At best particularly in this day and age the second lesson that small businesses need to learn in order to scale their business, is it systems and technology are not optional. The fact is in order to be successful in business you don't have to always create new technology, but you are definitely going to have to leverage the best technology out there to make yourself innovative to stay ahead. Of the curve and be competitive, and the same goes for strong systems. Creating documenting systems allows you to create a duplicate -able a repeatable process that allows you to not only land customers, but to support in service customers at a very high level consistently throughout your organization. Quick Story when I first started my logistics company back in two thousand three, we decided because there was a huge. Gap in the marketplace, a huge lack of innovation in and around the logistic space that we were going to develop our technology and over the course of my career there we invested well over a million dollars in our software systems. Even if we weren't innovating on new processes was going to cost us at least six figures per year just to maintain the great thing about being an. Entrepreneur today is in most industries you don't have to do that. It's not gonNA cost you a million dollars in order to have the software that you need in order to grow your business. There are tons of software and technology providers out there. That are offering a variety of solutions, tons of innovation in almost every single industry, and you can literally use license and leverage that software. For Pennies on the dollar compared to what it costs me to build my systems for my logistics company if I were to develop my logistics company today and just launched today in two, thousand, twenty, two, thousand, twenty, one, I definitely would not build my own software. I'd be leveraging existing software that was out there. I can't say enough about the timing for entrepreneurs and how you do. Absolutely, need the leverage technology and systems, but you don't always have to build and the third lesson that small businesses need to learn in order to scale their business is the in order to grow you need to learn how to hire and retain top talent. The fact is if you want to scale your business, it's not just about how hard you work or how talented you are. It's all about how hard and talented you are at building a team a real team that can help you grow

Youtube
How to Lead with Practicality

The GaryVee Audio Experience

05:32 min | Last month

How to Lead with Practicality

"I- Melody Harm from Yahoo Finance and I'm so excited to be speaking with Gary Banner Truck. Today. Thanks for joining a scary. Thank you melody. The theme of this year's Am SS road to recovery. Tell us what you're seeing veer media. Your focus has always been on innovative experiential marketing of course that has sort of been thrown out the window to a certain extent Tell us how you've been able to give it. During time, it's really funny. The way you've been structured that I totally get the positioning of us being innovative or disruptive or things that nature. But in actual business meetings with big and small brands I've always clarified kind of my persona or like the vibe around us. I've always said look people think that were innovating. I think more practical I. think that most people talk about today in a very confused way most companies really put yesterday on a pedestal what used to work and they think of today as the future, but it's actually today. So ironically is thought we were practical versus disruptive or innovative. So to your point in the way you set that up. We were never doing vr a are like the things I talk about what consumers are actually doing now like I think we can all agree that consumers give their attention to this device. and. So when we're doing media and creative in these channels and Ott facebook instagram, Youtube, Tiktok, whatever they may be linked in for B. Two B. Companies. We think it's practical. We think it's underpriced no different than that to Yahoo, and early there's a yahoo that ad product Yahoo Google ads like Yahoo ads that was driver for my family's business in ninety, nine, two, thousand, two, thousand, one, two, thousand people thought Yahoo ads was so futuristic but if you were doing them, you knew they were practical you were doing business. So what's actually happened for us is people have thrown out yesterday. And Have Opened Their Eyes Today Aka the biggest brands in the world that we work with. A starting to understand paying six hundred thousand dollars for production to run on television. Might not be the best use of their money and have leaned into e COM. And content and media being together in digital channels to drive business results, and this has been the greatest era of CMO's and real marketing individuals at the highest levels becoming more practical and practitioners. So we're seeing a lot of growth to be frank. And we're seeing people finally have the You know I was reading about this on Yahoo or Wall Street Journal or Ad Age, but I never took it seriously because I put yesterday on a pedestal. And now I actually see what you meant I can't believe facebook ads and creative can drive my business so much. So we're seeing a big seachange in Madison Avenue. And even start a planned to a degree and and obviously we're excited about it from our perspective. Ran We see this wide divergence when we look at the industry, right that are actually sending those ad dollars even if they're rejecting their budgets of course, retail financial services are two of the top senders. When you look at even the growth that's happening twenty twenty. How are you seeing that manifest in your business? Are there any particular bright spots that you can call out or perhaps laggards in the face? Overall? The the bright spots for me are. I can't believe how many whether it's craft or proctor pepsico the conversations I'm having where the actual sales data. is becoming the KPI, not the internal A. Or. Nielsen Brand Studies. So. You, know. I. Actually see a lot of if we're very heavy CPG we're heavy financial services as chases client like. We're seeing we weren't. We weren't in airlines or hotels like we got lucky is the only word I can use our client mix was. Berry. Benefited by Govan to be honest in the short term. In that timeframe because they're worried about supply chain to be honest, right our clients are much more worried about making more of their stuff than anything else. I think it's just affirmation of my prior statement which is. The bright spots or the advancements are as following. We are seeing bigger allocation to marketing because we finally got clients to measure on how well they're doing on Amazon dot com or proving to them that we're moving product at Kroger or Walmart or Home Depot. So what's happening investing more because the debate went out the window because they weren't lazy with their money because nobody can do TV productions. So you're seeing the real world of haves and have nots. The industries that were most affected are obviously in trouble more so than others and the industries that most benefited from it food necessities. Were unable to spend their marketing money. The way they're they're accustomed to. Meanwhile what was happening was the way they were accustomed to big productions on TV and then doing matching luggage to that TV spot on digital was for the last decade wrong or at least wildly overpriced.

Yahoo Facebook Youtube Gary Banner Wall Street Journal Nielsen Amazon Kroger Govan Berry Home Depot Walmart
Chelsea Handler explains shaming of Trump-backer 50 Cent: 'I had to remind him that he was a Black person'

The Breakfast Club

01:47 min | Last month

Chelsea Handler explains shaming of Trump-backer 50 Cent: 'I had to remind him that he was a Black person'

"Well, Chelsea handler as you know was upset at fifty, seven four saying that he was going to support trump because of tax purposes he didn't WanNa. Pay All those hefty taxes. If you make over four hundred, thousand dollars now, Chelsea handler is being even more vocal about what she would do in order to discourage fifty cent from encouraging people to vote for Donald Trump. Here's what she had to say on Jimmy Fallon I had to remind him. That he was a black person, so he can't vote for Donald Trump and that he shouldn't be influencing at entire swath of people who may listen to him because he's worried about his own personal pocket book. So I haven't heard back from him yet but I I am willing to you know seal the deal and more ways than what if he changes his mind and publicly DENOUNCES DONALD TRUMP I might be willing to go for another spin if you know what? I feel about Chelsea. Handler saying she had to remind fifty cents that he's black I get it. But now like fifty can be beacon be black also whoever the hell he wants, we can judge them for it but it's his right as an American citizen and just very you ain't black Joe Biden ish to me. Well fifty cent respect responded another spend. F. Donald Trump, I never liked him for all. I know he had me setup and had my friend Angel Fernandez killed but that's history ll. Then he added something handler and Jimmy Fallon trouble includes. A fifty fifty like fifty is performing. You know he's entertaining ninety five percent of the time. So it's just like you can't even hang onto his words like lake. People do. And just as a comedian. So you know it is what it is and she knows fifty cent personally they did. So I guess you can make jokes about whatever but it is a serious time. You know election is a week away. Deadline for voting are right

F. Donald Trump Jimmy Fallon Chelsea Angel Fernandez Wanna Joe Biden
"hundred thousand dollars" Discussed on WRVA

WRVA

02:12 min | 1 year ago

"hundred thousand dollars" Discussed on WRVA

"Out com that's rice dolman dot com read read to and ask Rick question you know you compose me your questions just send them to ask Rick AT rex element akame send your voice recording that's what Claire did here she is hi my name is Claire and I live in Fairfax Virginia thank you Rick for your podcast my kids and I are often listening to it as we passed by your big building my question is should we have our one hundred thousand dollars of savings somewhere else than just a savings account that's earning one percent everything else that we've looked at has just seem too risky when a portion of that savings should be our emergency fine and we are hoping to buy a single family home and pay for private school tuition for our kids within the next few years as a high interest savings account the best place for money right now thank you again that's a great question Claire and the answer is may be yes if you've got a hundred thousand dollars ordinarily might save yourself golly Gee will occur as a hundred thousand dollars sitting in a bank account were turned in zero point nothing she referred to a high interest savings account which only means earning one or one and a half percent instead of point one but still really earning one percent. that's a terribly low rate of interest so why does it makes so much sense to have so much money a hundred thousand dollars sitting in an account like that it's real simple. in order to determine how much money you should have in cash in cash reserves it depends on how long the money will stay there. so let me help you figure it out we need for you to maintain cash reserves an emergency fund as Claire put it a rainy day fund what happens if unexpectedly you lose your job in the paycheck goes away what if there's an unexpected major expense all the roof needs repairing or your child breaks his arm on the playground and you occur a couple grand and unreimbursed medical expenses or their an idea suddenly has a crisis and you need to spend a bunch of money helping around or Hey good news your sisters and now she's getting married for the third time then you need to buy a dress you need to buy a gift you need to throw a little bachelorette party you need to fly you to.

Claire Fairfax Virginia Rick hundred thousand dollars one percent one hundred thousand dollars
"hundred thousand dollars" Discussed on Bloomberg Radio New York

Bloomberg Radio New York

03:20 min | 1 year ago

"hundred thousand dollars" Discussed on Bloomberg Radio New York

"A hundred thousand dollars year the ones are gonna be facing the maximum amount of pain David and so that I could corrupt behavior that could corrupt voting behavior but if you look long term the economic fundamentals are still quite strong I think it would be hard pressed to see a scenario where we go into recession for the election moreover because of the trade uncertainty now I'm potential currency uncertainty and if you look at the specter of global deflation it is likely that the fed will cut again before the end of the year so those things will order well for the president that was former White House communications director and founder of skybridge capital's Anthony Scaramucci let's keep our attention on Washington where political rhetoric in general seems to be running hotter than ever these days an acrimonious congressional hearings appear to have reached a peak as must see political theater yeah they range from a heated confirmation hearings for Supreme Court nominee Brett Kavanaugh and oversight hearings where the trump administration officials have refused to answer questions to hearings were business executives have been called to task over the questionable practices so has the climate on Capitol Hill ever been quite so contentious well it turns out the answer is yes it has a you need look no further than this week in history back in nineteen forty seven for the answer Bloomberg's Bob moon has more in this report June ed long before lawmakers lectured and outright ridicule Facebook's mark Zuckerberg last year I say this yeah your user agreement socks we didn't take a broad enough view of our responsibility and that was a big mistake and it was my mistake and I'm sorry before Jeff Bezos any lawn muscular Washington's fire there was Howard Hughes like rich and flamboyant business leaders who have followed some elected officials didn't have much patience for the wealthy industrialist record setting aviator and dashing movie mogul living the high life in Hollywood for a million dollars has been paid by the government to the shoes Abby ation company and nothing has been thus by received what became of the forty million is what we want to know use have been contracted by Franklin Roosevelt's administration to create a military transport plane that would be the largest flying machine in the world he set about building the H. four Hercules a massive plane made of wood since other materials were in limited supply during World War two it was constructed of birch but got a nickname Hughes hated the spruce goose with his aircraft companies poor performance on government contracts during the war and questionable methods for obtaining those contracts Hughes was compelled to testify before the Senate war investigating committee on August sixth nineteen forty seven the showdown was a centerpiece in the two thousand four Leonardo DiCaprio movie the aviator missing use party for speaking loud but and then you have some difficulty hearing that's quite alright everybody knows on death I'm not gonna try to hide it life was actually more dramatic than anything Hollywood could dream up as Hughes used a special hearing aid set up in the room he has launched a media tirade against the bumbling committee in particular senator Owen Brewster who he deliberately sought to cross examine senator Brewster made.

hundred thousand dollars million dollars
"hundred thousand dollars" Discussed on Phil in the Blanks

Phil in the Blanks

03:39 min | 1 year ago

"hundred thousand dollars" Discussed on Phil in the Blanks

"But having to maintain the success that if they do go to the next level if you're in a certain zone, you know, maybe you're making hundred thousand dollars a year people make hundred thousand dollars a year live in neighborhoods where people make a hundred grand a year. They drive cars that hundred grand people drive their friends make a hundred grand a year, all of a sudden they're making two hundred grand a year, then well, that's different neighborhood. That's different car. That's a different vacation those are different things. And their biggest pressure is I got there. Now, I gotta stay there. And that's what worries people the most. That's their biggest anxiety. Biggest risks like okay got there. But can I keep it up and people feel like they're always one step ahead of getting found out? Like, I'm just a in one step ahead of this masquerades. I wasn't that good. I was lucky neck, and I keep it up. Well, that's something. I with freedom before the show. He was giving me toward a lot. I said how have you been able to sustain it for such a long long period of time? It's remarkable because it's hard work to be consistent to be offended. We're not talking weeks months years. We're talking decades here, and you're absolutely right. You hit. You said it perfectly one thing about much ration- is I have to be transparent because I go on every day. They great my paper. And they published a great every day because you get raging. She get over every day. Yes. They grade your paper, and they publish it. So. You've gotta do you gotta do. So any criticism that that you received by being in your position of learn to shake it off decades ago? And it's just because it's a lot is come my way by virtue of my career in the success and the attention, that's come my way. And as I wrote an lessons from prison misery loves company to a degree. I think in this college scandal case, I think, it's unfortunate. The pleasure that some people are taking the pain of these these defendants were Shadan Ford comes to mind. And if you don't mind educating me for a moment, how have you learned overcome the inevitable criticism? Well, look, you said it, right? It's inevitable criticism. Because I take positions a lot of people try and play it safe and just not ever take a position, they'll just introduce a topic. But I take bold positions, and you can be talking about a certain middle illness, for example, and there are two or three legitimate schools of thought about that particular, mental illness and if. I embrace one. The other two schools of thought are going to be critical. If I embraced one of those than these two schools of thought are going to be critical. So my attitude has been enhanced by I've never been afflicted with the need to be loved by strangers. I just don't and then my belief is you're going to get criticized. No matter what you do. So you might as well, do what feels authentic and right to you. And. I'm never reluctant to say. I don't know if I don't know. But if I believe it, I say it and. Disagreed. Okay. That's okay. What you just mentioned about Antic. I wish I didn't need a federal prison term to get there. Because I was someone in my twenties you tried to play both sides. Go down the middle of the road, not offend afraid to take positions, and then imprison when you've lost everything except your mind, and my family, you begin to say, I've got nothing left. Really? I've got to begin to take some positions, and I'm grateful..

Shadan Ford hundred thousand dollars
"hundred thousand dollars" Discussed on Biz Talk Radio

Biz Talk Radio

02:39 min | 2 years ago

"hundred thousand dollars" Discussed on Biz Talk Radio

"Hundred thousand dollars a year plan on retiring halfway through the year at some point this year. And then I wanna start my security after that I'm going to be way over that. I go wherever the seventeen thousand odd number does that mean that I cannot get social security this year what they're talking about the earnings test. Applies for months that you are receiving. Both a social security benefit and working. There is a one time option to use a monthly test. They take the seventeen six forty divided by twelve and if you are making more than that on a monthly basis and receiving a social security benefit, then they will do the reduction. But for a lot of people, I work until may I've made fifty thousand bucks way over the seventeen thousand number I retire in may I sign up and I start receiving my social security benefit in June. There was no time that I was working and receiving a social security benefit in the same month. I choose the monthly calculation in that year. Only one time I'm allowed to do. This is that of the annual calculation. I I'm good to go. I can get my monthly benefit since. I am retired in that respect. Even though I worked for part of the year where the annual where the limits come in is where I either already done the monthly or I research receiving my benefit, and I go back to work. It's. It's gonna mess you up. They're gonna mess you up. Right. But if it's just a refrigerator first time, you know, you've got the opportunity because that does happen. There are people who say I regret people retire in January January first of December thirty first relatively. Yes. That's right. So I'll retire somewhere else through the years somewhere else in the year. So you get to, you know, September October, and you want to hang it up, and you are mad between now and October. I made one hundred thousand dollars or whatever it is. And I'd sure like to start collecting because I'm done working. I am Siam stopped at. I wanna put off taking my scary for another couple three months. Right. So anyway, no, you do not have to do that. And again on the earnings test in the month. I'm sorry. If you turn full retirement age this year this year, you can earn more than seventeen thousand six hundred forty dollars. You can earn upwards of forty five thousand three hundred sixty unless that was last year's number. I think it might have been doggone it. You have it. They're willing to minute. All right. Checking checking we'll keep talking savings six nine twenty doggone it. Okay. Yeah. So we we we raise it by what twelve hundred bit by some number. Anyway, and they only count the earnings in the months prior.

seventeen thousand six hundred one hundred thousand dollars Hundred thousand dollars twelve hundred bit three months
"hundred thousand dollars" Discussed on WIBC 93.1FM

WIBC 93.1FM

02:35 min | 2 years ago

"hundred thousand dollars" Discussed on WIBC 93.1FM

"So Rob's like I'm doing it. Mirror. Started yelled at him break because she's like you have to be able to take tax and he's like, no, I don't. Hundred thousand dollars, this is I know he's thinking about it. Because here's the thing. You can't use your smartphone to take you can't use it at all. You cannot use it as a smartphone and use it as a telephone. Yeah. That's it. They'll give you like one of those old timey flip fans. And that's all you see you can't take tax. You can't get on the internet. You can this is what people don't understand you cannot use a smartphone. Why people are like, oh, I could do that. But then you remember that you are basically tethered to your phone every day. This is what people don't realize how attached to their phones they are until they actually get up in the morning and look at their nightstand and go oh have seventeen tax and I have four thousand emails that I'm checking on my smartphone. Right. Because it's convenient because it's carrying it around in your purse or your pocket. Yeah. They're looking at their phones all the time. They don't realize how much they're actually doing that. So you know, I know that millennials now are so used to that they have been raised with these things are generation, maybe not so much. Much. But you know, and then like my mom's generation, I think my mom could probably do that. She could totally do she's under seventy she could probably do it. So you could go and get the there's a submission deadline for this in which is January eight two thousand and each person can submit up to four entries. So it's a contest, right? It's probably like a drawing, or maybe it's even more complicated. Maybe they interviewed that you're really super dependent on your phone right now. I heard they are light detector tests that are involved with this. Monitoring you. Yeah. That's the thing. You've got to be monitored deterred. Yeah. That's not a cool. It's like basically having. With this. I mean, the worst that can happen to me is I don't have to get texts from you anymore. Excited about this. I mean, this is so the, and they say the winning entries are based on creativity and originality so you have to so it's not like you're just filling out a contact form. You gotta say something. Yeah. Culture on brand relevant humor and then quality of submission. So they there's. Yeah. So you there's some stuff that's involved in this. But yeah, by January eighth you gotta be able to transcend, but at the end of the year you've gone without a smartphone. They will give you one hundred grand. I mean at the, but you you we're understanding you could still use a laptop. They don't say anything in here about not using only say these are the only guidelines they list, they say you may not use any smartphone for three hundred sixty five days if texting is a pleasant experience.

Rob three hundred sixty five days Hundred thousand dollars
"hundred thousand dollars" Discussed on Radical Personal Finance

Radical Personal Finance

03:16 min | 2 years ago

"hundred thousand dollars" Discussed on Radical Personal Finance

"Five hundred thousand dollars. And. How much did you sell your house in south Florida for. I sold for over five hundred thousand absent ex in addition to this equity, and in addition to your pension, do you have other significant assets or other significant investments at this point? I do. I do. I have a because I was in government for a period of time to Florida. I'm sure you're familiar with the deferred retirement option plan or the draw a have a sizeable chunk of change in Eric. Right. Great. And of course, I get it for compensation for almost the entire time in my career. I have a nice chunk of change in deferred comp. We'll play seven well played with your with your pension. Is that guaranteed for your entire life at the same level. Yes, yes. I'm not going to change. I mean, I could get a coal, you know what? I'm not counting on colas. I mean, I'm not an f. r. s. under you familiar with that, I was a a local municipal plan, but it was not for us. Do you have any interest you mentioned putting the money in the stock market? Do you have any interest in owning other real estate other than the house that you live in actually have considered that fact kind of one of the things that I thought about it considered is is maybe do rental property is and in, you know, walk right here, northeast lower right now on enjoying and I'm liking it. I, I don't know if I'm gonna be this by forever place to stay. I mean, it's possible, you know, in five to ten years might one up of route and go somewhere else. So you know, maybe think about possibly, you know this home, this next home that we might buy might might later might later consider that as possible rental opportunity. So let's consider I would consider. Toes apart from that too. I mean, if it's a right deal and I've listened to you enough the note when people call about like, you know, trying to pay extra towards the mortgage, things heard you tell them, listen, say that money to invest it in Ben. And then once you once you feel like you have to pay it off, then pay off your mortgage, but don't just make those payments to make those payments to cut your mortgage down, things like that because it's hard once you once you've done that, you know it's hard to get that money out of your house. Then you gotta take out a, he lock or whatever. And I really don't wanna do that. I wanna try to avoid, you know, you know, taking money out of my home like that if possible. I'd rather a a, really, if I see a good opportunity having this money in in a long term equity. Index index fund gives me the opportunity to that if I do see a good investment opportunity, you know, I can jump on it and I and I can seize it. So here would be a few suggestions for you. I with regard to your business, your investments and your household budget. I think you should challenge yourself to live on your income and not to spend your capital. So if you had to spend your capital, obviously you could. You could take money from what you've saved here and spend it, but why do that go ahead and.

Florida Eric Five hundred thousand dollars ten years
"hundred thousand dollars" Discussed on The Adam and Dr. Drew Show

The Adam and Dr. Drew Show

05:20 min | 2 years ago

"hundred thousand dollars" Discussed on The Adam and Dr. Drew Show

"For one hundred thousand dollars i did some show that when we host like domestic showdown or something like that the best show i remember this show i remember saying hey listen whoever wins this thing that i'm hosting we need gimmick an escalade cadillac ask things out a role with the big blow on it or something and they're like and i just kept going around these guys are smart making it they're gonna compete for hundred thousand dollars we got to the day where they went and had a makita cordless rollers spray painted gold and like mounted onto a piece of mahogany here and i'm like this the cheapest or yeah we know it looks bad and i'm like remember eight weeks ago we had that whole conversation about how bad it was gonna look we didn't have of on they're like yeah well here we are but not making it hundred for real money thousand somalians it'll be the funniest crafting competition on tv i have no idea where the cimoli came from but gary look it up anyway let's not mr premiere hosted by poland nick offerman after america's got talent tuesday july thirty first on nbc all right what do you got up there four all right let's see okay doug thirty six akron do what's happening it's going on yeah did you have a joke counter on the mtv levin show bigly remember back in dry to choke counter different things yeah no yeah you had to count one time beverage suspended in the air for a while digital also at one that had dust dot member you pull out before they made that one i don't remember i i remember making that joke but i couldn't remember what was sort of a flip of flip thing with a couple of those on version but yeah drew he get his one a lot of joke for the year and it was a real joke and sometimes you use it to earlier in the run stuff that could i remember wondering if i just made that up or actually happen yeah it was a joke code they called it never joke tote isn't they call all right call it that yeah some mold and then down and yeah hold on how would you spell some mouland's i have no idea well how would you that's why i said everything this a m otis i didn't say how do you i said how would you ono some olien i go aso am oh l already to s m o s ns urban dictionary dictionary has s a m o l i n okay as money just means buddy no urban dictionary tamala jerry anything give me a moment they go spelled anyway you can look up just two small entomology now we're we're we oh it's doug drop off now he was going on i was going on she's still on how's it going yeah okay sorry but thanks and yes i remember that i haven't thought about that in a long time his brother using only donner eric thirty to wisconsin yeah thanks for taking my call i'm just having a little bit of an issue i have an older brother i'm the youngest three and for years now my brother has been using my older niece as babysitters he's gotta live the nightlife and my mother my mother he's married as well than married actually together with his wife since they were eighteen and fifteen and what it all what is the wife she didn't she leaves her children alone with a underage child yeah yeah and they go into the ours together and then they also you know they'll come home late very late how old is the oldest child she's she just turned sixteen in march okay so can we report the by her way what's very late probably wrapping up a night at five in the morning oh that's late so where are you wisconsin you can wrap it up at five in the morning at a bar yeah we got third shift bars you know they're open you know the reason i say this is used to babysit frequently when i was twelve thirteen fourteen like as young babysit my neighbor and kids reading ronnie this railing kids up the street bubba blonde you know sometimes they'd come home late but it would be like twelve or maybe twelve thirty or something can you do that anymore legally i don't know a look six i would be fine with a sixteen year old responsible watching my kids but the fact that they're coming home first off this isn't we're going to movie going.

one hundred thousand dollars hundred thousand dollars sixteen year eight weeks
"hundred thousand dollars" Discussed on Chris Hogan's Retire Inspired

Chris Hogan's Retire Inspired

01:39 min | 2 years ago

"hundred thousand dollars" Discussed on Chris Hogan's Retire Inspired

"Credit so how how much did you have a hundred thousand dollars in a hundred thousand dollars is there oh my goodness so what i mean what did you do to pay that off got his own tense we need these we also converted some of our whole life insurance to to turn and we had been we had hoped we had full life for twenty plus years so we ended up getting a pretty good jump at change and ended up putting all that money against against those loans gonna pay down you not only are plugged them but you also facilitated financial peace university of few times haven't you yeah yeah now wife and i are big fans we've done fifteen classes so far team yep oh dude you you are professional we love we love fu and it's amazing to see the change it can happen in those classes isn't it that's that's absolutely do it is we see we see lives changed and we just love we just love that feeling well tom thank you so much for taking the time to call you are definitely a success story you are an everyday millionaire that has done it being intentional and understanding what it is you're chasing down i'm very proud of you and your wife and i'm excited for what you all are going to be able to do in your financial future you may have a question or want to share a win call me and leave a voicemail that number to call is eight four four two eight three nine three eight three again the number to call eight four four two eight three nine three eight.

tom hundred thousand dollars
"hundred thousand dollars" Discussed on 790 KABC

790 KABC

02:13 min | 2 years ago

"hundred thousand dollars" Discussed on 790 KABC

"Six hundred thousand dollars of that was you know in one dollar bills there were gone for covered the you know the there were there were actual drugs and the suspect comes out anything is pajamas this was in cerita and then the next day lo and behold chief back and mayor eric garcetti do this big dog and pony show right they do their press conference look what we've got in done like they went out in the streets and did that and the guy is what solve this he's excited at the time he had he tell the story he's like he's like yeah we made this happen we did it but at that time he didn't realize he wasn't going to get paid and so year passes and finally he has to go to internal affairs he he starts with legal process he never never stopped working for the department even to this day as i speak to you you still undercover operative with the lapd that's what makes me wondered did they perhaps make just an jump to an assumption that an undercover operative wouldn't wanna be called out you know what i mean the credit he wants to get paid johnny so where is it my situation where i'm used to people getting my sunshine all the time one he makes a living off of that i so all of his handlers they call them control agents or handlers agree he came to us he told us about this crew they were doing he's the one that was in the streets with us you know he was the one that was able to infiltrate their group was able to help bring about that entire buzz he's old that money now there's a significant cases permission you're gonna have to tell us about those in a minute here i want to hear about him we're tired of course jazz mechanic you can follow her at jasmine at j s m y e this is a midday live lawrence von dr drew on talk radio seven ninety kabc abc has dependable traffic when you need it the most and if you're on.

cerita eric garcetti johnny Six hundred thousand dollars one dollar
"hundred thousand dollars" Discussed on KTLK 1130 AM

KTLK 1130 AM

01:44 min | 2 years ago

"hundred thousand dollars" Discussed on KTLK 1130 AM

"Hundred thousand dollars a year tax payers money to be that person as she's bragging about how she can't be fired now listen i've got an ironclad contract and i can they can be separation from the company but they have to pay me a lot of money except if i break the morality clause now there's a morals clause who's battery contract and i would imagine that there is a you're representing this school clause or a morality clause it's immoral which he wrote and if you put if you bring ila repute to your to your place of business whether it be a school or not whether you're tenured or not of course you'd be fired of course you can be what are what are what are you what are you stupid and the interest have you seen a picture of this woman she's a whole lot wider than i am an saying wider w h i t e r she's also wider but i mean that's that's a personal decision about working out or not but but the the fact is she's she's if i didn't know what her name or background was there might be a good like if she robbed a bank i think the description would be white woman you know what i mean i i didn't see her as somebody who's incredibly ethnic looking and again it's a it's a it's the identity politics that the left plays that gets her into this pickle why not why not be cognizant of the fact that you are representing the university want to be cognizant cognizant of the fact that your skin tone is lighter than most white people i've seen.

Hundred thousand dollars
"hundred thousand dollars" Discussed on Double Toasted

Double Toasted

01:36 min | 2 years ago

"hundred thousand dollars" Discussed on Double Toasted

"China scott there you straighten up but yes boy ninja over here he's been you know been in headlines and apparently making way too much money deuce doesn't formed me of how much this man is making a per month and how much is it again do five hundred around five hundred thousand dollars every five hundred thousand dollars to play twitch with celebrities or play fortnight on twitch with celebrities and have fun and into going and josh and joke around and and be good so you think if you were making that much money you would always be on your best behavior and you would you would know not yeah all right from fucking up and unfortunately you boy tyler he he apparently is a fan of a rapper named logic if you don't know logic as a rapper right now he had the big don't kill yourself song like the suicide suicide number song owed his call logic being biracial he talks about you know being white being black in he wants to while he might i personally don't listen to logic but i've heard some of his stuff and it's all right but he has a song out there and a friend our friend tyler ninja was on on twitch and it was like you know what i'm gonna play with a friend and i was going to you know side a few words from the song is i'm a bust of line for you guys and this is what he said on going back the nfl guy the yams applying wouldn't ecologically because smoke indica monday goes on the day live lays lay say leopards bitter that indicates.

China josh tyler nfl five hundred thousand dollars
"hundred thousand dollars" Discussed on WCBM 680 AM

WCBM 680 AM

01:59 min | 2 years ago

"hundred thousand dollars" Discussed on WCBM 680 AM

"Can get more out of what you've got you don't need to be a millionaire to make more money than a millionaire because the millionaires that have their money making you know two three four five percent aren't really getting that much out of their assets you know if you can have one hundred thousand dollars and be having multiple strategies generally double and triple digit returns then you can make a lot more money than a millionaire that sitting back doing passive investing and part of this just owning the fact that as someone actively involved with your success someone actively involved with your income you're going to do a lot better than if you were relying on someone else you're gonna do a lot better than if you're waiting for someone to bail you out because one of these we know the government has been clear you are on your own and you can choose to be a victim of that and lament that and complain about it or you can seize the opportunity and say yeah i am on my own i need to get myself educated i need to get myself trained so that i can put my full energy into realizing the great opportunities there are around me and when when you wrap your brain around that then you can start seeing the possibilities as a do it yourself investor where we can start taking actions that are going to provide not just for you and your family but for your future and you may be able to start taking strategies that can impact future generations since a part of the plan to not pay taxes event on friday april six is i'm gonna kind of lay out some of the strategies that you can use to really provide for your family and and basically your best estate planning tool right now is what we're going to talk about it the plan to not pay taxes program and so go to trading academy dot com slash baltimore go to the schedule get yourself registered for that friday april sixth but also to you know for those who.

one hundred thousand dollars two three four five percent
"hundred thousand dollars" Discussed on KVNT Valley News Talk

KVNT Valley News Talk

01:36 min | 3 years ago

"hundred thousand dollars" Discussed on KVNT Valley News Talk

"In your rainy day fund and zero debt you would have even more peace agreed correct which helps extend your like literally change your life literally for real yes so let's do that that's a big deal and stop all investing temporarily until you do that then we come back to your second question once you've done that when you get to baby step forward you ad money into retirement with a life expectancy issue or do you just build up some some money in your emergency fund are are in your in separate investing i probably wouldn't do some separate investing i'd love for you to like a hundred thousand dollars and a mutual fund that she you've invested in grown that is not in a retirement account okay and i have found it in an adviser who has the heart of it teachers but i'm excited good to be with him so call me back anytime you need some help you call it back i'll walk with you but i think we get that financial peace in your life and i think that'll help a lot so stop investing temporarily and walk your way right up into that baby steps when you get there i'm probably not using retirement accounts at this stage in public just going to vote on the mutual fund so that you've got access to it and it's liquid for you or your son depending on who needs it because at thirty five probably gonna have some cash needs before fifty nine and a half was the woman i've got some.

hundred thousand dollars
"hundred thousand dollars" Discussed on WTVN

WTVN

02:24 min | 3 years ago

"hundred thousand dollars" Discussed on WTVN

"Things that he talked about this is about forty five minutes into it is in it was interesting bob you said this is me and i didn't know this and you could expand on this a little bit nine forty about nine forty eight pm so 45 minutes under the present start talking about second chance you're and he started talking about uh criminals in essence and let's let's lesson the penalty let's not lock everybody in the world up and give give them a second chance endured a response to that was well that is the initiative that is being pushed very heavily by the coq brothers and their organization um they just had their annual meeting last week they have an annual meeting with all their contributors that have contributed a hundred thousand dollars or more in they just talk about what they the plans are for this year and what they want to get involved in this whole second chance thing is something they have been looking at it for a while and what they're doing is they're looking at individual states in some of the programs that are going on in in certain states that have been successful in they're trying to implement that um nationwide why would the coq brothers once the second chance what's the benefit to them um they look at it as you know a social value um you know helping people helping their families um obviously a lot of people in bad economic conditions are the ones that turned to crime and all that and they're trying to just lift um that that lower economic level up more and also the cost to society not just in in a coal true away but also in dollars and just the government money that has to go out to support victims or these uh these criminals that go back in and their families and all that so there's actually even ah monetary amount that you can put on you want to know what that monetary amount is and why he talked about that with the copremier's new of all people know the coq brothers sat out the election last election they didn't put money on on trump or any yet publicans the the coq brothers did not fund any election spending in this list last cycle that was a push share in a play to get mid money to reelect republican senators 2020 money a trait that's exactly what end.

hundred thousand dollars forty five minutes 45 minutes
"hundred thousand dollars" Discussed on LGBTQ&A

LGBTQ&A

01:58 min | 3 years ago

"hundred thousand dollars" Discussed on LGBTQ&A

"It was just when you know analoguedigital was changing and it was so difficult to pull together that's where the budget you know sparked was imposed on three hundred thousand dollars for something that if you shoot on video right now at with a film look should be something like tangerine which is like was very inexpensive you know to do so if people wanna do this sort of serie storytelling now he don't i how did you raised that much money back that free kickstarter pre kickstarter free cell phones i mean we didn't even couldn't even leave messages like that i guess her answering machines it was interesting i i sort of got in the post mode or you're like we have no money left home and i said well let me call everybody i know and asked them for like a dollar to and so you see on the credit to the film all the people who donated yes a long it's a long asked list which i think is quite findings he's my french um and you get a snapshot of the supporting community at that point so you see people like christine the schanz names on their or ruby riches names on their others who were involved in khorasan them in your like oh my god i don't even in a so for me the pre kickstarter moment of support is interesting it is so amazing to see we need community to to make work wait i'm sorry you raised three hundred thousand dollars by corn no we raised probably about defy fact checkers right all right in fact acura we raise probably about 10 10 you know something to get out of post so each faiza production really was a big you know mound of money and you know we are editors who are executive producers it you know donated or you know change that bill from you know we'll take executives earn you know you will have to pay us but this is how much it cost um but i think of the fun part about it was was that i did apply for a grant.

christine acura executive three hundred thousand dollars
"hundred thousand dollars" Discussed on The Big 98

The Big 98

02:06 min | 3 years ago

"hundred thousand dollars" Discussed on The Big 98

"Hundred thousand dollars with will now but rather house money but they all deadly donated it so an ohio coupled other was all close to goodwill and they include a double bagged stuff with about hundred thousand bucks in cash the workers at the shop thought the money was fake so they tracked down the couple and they were like this israel money it's all cash to they could kept it how the the guy had withdrawn a because they're going to buy a house and he thought it'd be safe to by putting it in the trunk of his car the why wouldn't be good look goodwill donate a luckily she had asked for a receipt because if she had asked for receipt but what an owner was and if you're work at goodwill and usually a hundred thousand dollars in cash are you my pocket twenty twenty what geez that's a very hard to give back wiz of right there a cold hard cash all but terrible resolve good town to get the tone every the says it with words bait as though i started right now aiming act while i this is a really cool story about a father and a daughter wear our he gave his kidney to his daughter he needed guinea father happened me a match them say not even a second thought you know for a data daughter finite second thought yeah bet the fact that he's a match they just isn't rare related doesn't mean that you can do it right correct carbonell odds are higher a few related i do believe via let's jim is a nurse for the past thirty years he's been donating blood on top of being a nurse every fifty six days he goes and give blood over his lifetime he's given sixteen gallons of blood what i'd like a record he's like the hero of blood donating is there i got on a bit sitting out like a lot like a gallon they he said he is the mvp of boston blood donors but use that you're the mbb the show that means nothing as as you say something listen i don't think to get an awesome thing but when you go he's the he's donated one hundred thirty six times the ally i like hey him other williams fantastic i feel like we i should donate blood and paul go ahead.

ohio jim mvp williams israel boston paul Hundred thousand dollars hundred thousand dollars sixteen gallons fifty six days thirty years
"hundred thousand dollars" Discussed on KTAR 92.3FM

KTAR 92.3FM

02:23 min | 4 years ago

"hundred thousand dollars" Discussed on KTAR 92.3FM

"Which is it like i'm not gonna listen due for many years back in two thousand my passed away with over a hundred thousand dollars for home for out for me that was my shooter and when the market crashed i wish time to they can your body when i handed him the starting to listen to some of the radio program everybody i went into what was in your life on him however i didn't and i got no in the middle of the collapse friend the minute you know the problem with get now dude when when you get back and he would be exactly right i never been so the most power and now i'm by myself with i agree secure job and appeared shouldn't and i wonder why penchant gonna be there are my retirement so my question the we're what to do with it i mean the catch i do have long beard well failing i don't have a reason to think you're pension is going to fail and so that maybe just one of those worries that you have had over the years as far as the fifty thousand i would you know woke up the baby steps that we have a war you debt free third and i'm story so it's a hundred and sixty five passion out of nowhere to be found there is still but i was trying to make this cast work from you know or my timing impeccable in that the mark didn't already so style i so the the ninety thousand in various and fresh months what is that in is they were just in no it's and invested in mutual fund okay and the one sixty five is just sitting in a catcher camp okay good and are you depth free of your home paid off you know sir good for you an excellent.

hundred thousand dollars