36 Burst results for "Howard"

Fresh update on "howard" discussed on Howard and Jeremy

Howard and Jeremy

01:43 min | 18 min ago

Fresh update on "howard" discussed on Howard and Jeremy

"Syriza the Washington Capitals last night in a pretty big way, owning Washington from start to finish in a five to win over the Capitals, and they spoiled Nick Backstrom is 1000 game in the NHL. Buffalo getting goals from Sam Reinhart Victor all of sin to kick things off. Meanwhile, the kids they took over from there. Are his case. The middle Scott Middle Stat scored shorthanded, which was the game winning goal. Meanwhile, honors Bjork and teach. Thompson also added goals to help two Buffaloes. 5 to 2 Win, meanwhile, doesn't tocar ski He managed to stop 27 shots on 29 shots face to earn his first NHL win since December 12th off 2000 and 15. The sabers are Back home to face the Penguins tomorrow. They'll practice today before getting ready to face off with Pittsburgh at three o'clock with the Palm wine belts Pregame show's starting at two tomorrow with Brian Co zeal and reminder that tomorrow's game will be televised on Nbcsn. So the only place to catch Dan Dunleavy and Rob right on the call is right here on W gR. Meanwhile, yesterday, Jason Karmanos was officially introduced as the new associate general manager of the Buffalo Sabers. You can listen to what Karmanos and Kevin Adams had to say yesterday, available at w gr 5 50 dot com of note From that conference call the Kevin Adams said that Jack Eichel does not need surgery yet on his neck. They're still going to allow him to rehab his neck before making any further decision. Some scores from around the NHL last night. The Bruins earning a 41 win on home ice over the Islanders is Taylor Hall scores his first goal with the Bruins. Meanwhile, the Rangers they gotta for nothing when shutting out the devil's once again this time at Madison Square Garden on the football the bills. They were informed yesterday that offensive tackle Trae Adams has announced his retirement. Adams was part of the practice.

Dan Dunleavy Kevin Adams Jason Karmanos ROB Jack Eichel Nick Backstrom Brian Co Buffalo Sabers Karmanos 27 Shots 29 Shots Trae Adams Taylor Hall Adams Syriza Madison Square Garden Thompson Buffalo 5 Yesterday
17-Year-Old Invents Color-Changing Sutures to Detect Infection

Charlie Parker

01:45 min | 1 d ago

17-Year-Old Invents Color-Changing Sutures to Detect Infection

"A 17 year old teenager from Iowa. Saying 17 year old probably didn't need to throw in the teenager part that goes without saying, I think Her name is deja to Taylor. Been working on her science fair project since October of 2019 and is now the winner she has invented. Suit your thread. That changes color when a surgical wound becomes infected. She uses beat Die or beats to die. The thread Yes. So there isn't Yeah, exactly. And it turns from bright red, too dark pepper or excuse me Dark purple when there's an infection now she'd already won a state science fair in Iowa. With the invention, she became one of 40 finalist in the national competition. And the Regeneron science talent search. It is the country's oldest and most prestigious science and math competition for high school seniors. She hopes that our color changing suitors will one day be able to help patients realize their surgical site has an infection is earliest possible, so then get medical attention as soon As possible. Now she's currently waiting to hear back on some college admissions after she graduates from high school. She says she hopes to attend Howard University and study both political science and to become a lawyer.

Iowa Taylor Howard University
Kenosha Officer Who Shot Jacob Blake Won't Face Discipline

Clark Howard

00:27 sec | 2 d ago

Kenosha Officer Who Shot Jacob Blake Won't Face Discipline

"Killed. No suspects are in custody and down in Kenosha office Arrested Chesky is now off of administrative, leaving back on active duty after he was not charged and not found of any wrong doings in the shooting of Jacob Blake that left him paralyzed last summer, according to police chief Daniel Miskin ish husky was investigated on multiple levels. It was found that he acted within the law while being consistent with his training. The skin is acknowledging that many will not be pleased with this decision. But he says Officer Cesky will

Chesky Jacob Blake Kenosha Daniel Miskin Officer Cesky
New York Pauses J

NPR News Now

00:55 sec | 2 d ago

New York Pauses J

"York. Say they're joining other states. In suspending use of the johnson and johnson covid nineteen vaccine. The cdc and fda have raised concerns about rare blood clots following administration of the shot npr's. Brian man has the latest federal agencies. Say they've identified six cases where women developed blood clots after receiving the j. and j. vaccine they've called for a pause in its distribution new york health. Commissioner howard zinn healthcare provider. Statewide will follow the recommendation. So said people in new york who have an appointment for the j. vaccine will instead receive a dose of the pfizer vaccine so far roughly seven million doses of the johnson and johnson vaccine administered. Nationwide soccer noted that adverse reactions appear to be extremely rare. But he said people who've received j vaccine should contact a health provider if they experienced severe headaches abdominal pain leg pain or shortness of breath

Johnson Commissioner Howard Zinn CDC NPR FDA New York York Brian Pfizer Soccer Headaches Abdominal Pain Leg P
Red Wings upend Hurricanes with 3-1 victory

AP News Radio

00:43 sec | 3 d ago

Red Wings upend Hurricanes with 3-1 victory

"The red wings play spoilers as Adam Ernie and Filip Zadina scored two quick third period goals in a three one victory over the hurricanes Sam Gagne added to clinching empty netter and Jonathan Bernier finished with thirty seven saves wings forward Dylan Larkin says Bernier what's the story after not being moved at Monday's trade deadline he was stressed and and he wants to be a red wing and and he showed it tonight and I know incredible performance showed up with a professionally as Howard prepares no matter what he's facing Bernie eight like Carolina until Nino Niederreiter maybe two one was sick so six to play the loss keeps hurricanes at Tampa Bay tied atop the central division with fifty eight points each team has fifteen games remaining I'm Dave Ferrie

Adam Ernie Filip Zadina Sam Gagne Jonathan Bernier Dylan Larkin Red Wings Netter Bernier Nino Niederreiter Bernie Howard Carolina Tampa Bay Dave Ferrie
Will Smith's Slavery Film 'Emancipation' Pulls out of Georgia Over Voting Laws

Clark Howard

00:37 sec | 3 d ago

Will Smith's Slavery Film 'Emancipation' Pulls out of Georgia Over Voting Laws

"2.5 weeks after Georgia and extra restrictive new elections law appear of Hollywood heavyweights changed their plans to film here. Will Smith and Antoine Fuqua are seeking a new state for their production of emancipation, citing Georgia's new law, stiffening absentee voting rules and allowing the GOP controlled state election board to take over county elections. Emancipation was set to begin shooting in June, with Smith playing Peter Horrifyingly whipped Louisiana Man who Escaped slavery. Georgia has enticing studio tax breaks, but Pu Kwan Smith say is the nation is trying to achieve racial justice. They cannot in good conscience provide economic support to a government that annex regressive voting laws designed to restrict

Georgia Antoine Fuqua Smith Peter Horrifyingly Hollywood Pu Kwan Smith Emancipation GOP Louisiana
Will Smith Movie Pulls Production Out of Georgia Over GOP Voting Law

Clark Howard

00:37 sec | 3 d ago

Will Smith Movie Pulls Production Out of Georgia Over GOP Voting Law

"2.5 weeks after Georgia and extra restrictive new elections law appear of Hollywood heavyweights changed their plans to film here. Will Smith and Antoine Fuqua are seeking a new state for their production of emancipation, citing Georgia's new law, stiffening absentee voting rules and allowing the GOP controlled state election board to take over county elections. Emancipation was set to begin shooting in June, with Smith playing Peter Horrifyingly whipped Louisiana Man who Escaped slavery. Georgia has enticing studio tax breaks, but Pu Kwan Smith say is the nation is trying to achieve racial justice. They cannot in good conscience provide economic support to a government that annex regressive voting laws designed to restrict

Georgia Antoine Fuqua Smith Peter Horrifyingly Hollywood Pu Kwan Smith Emancipation GOP Louisiana
Amazon Workers In Alabama Vote Not to Form a Union

Clark Howard

00:29 sec | 6 d ago

Amazon Workers In Alabama Vote Not to Form a Union

"Forming a union and foreign, dashing the hopes of organized labor for a ground swell of support. The retail wholesale in department store union filed an objection with the National Labor Relations Board, saying Amazon interfered with the vote by spreading disinformation. Amazon is one of the few American employers to add jobs during the pandemic. It has fought off every unionization attempt in its 26 year history. That's a B C's Aaron Carter. Risky Airlines have grounded dozens of Boeing 7 37 Max jets again

Department Store Union National Labor Relations Board Amazon Risky Airlines Aaron Carter Boeing
Johnson

Clark Howard

00:41 sec | 6 d ago

Johnson

"Site. site. Noonan Noonan primary primary care care doctor doctor Cecil Cecil Bennett Bennett says says Unless patients are having allergic reactions, like rashes or shortness of breath, he can't understand halting vaccinations. This is where again the United States of America. We expect everything to be perfect, Bennett tells WSB, nausea, dizziness or aches and pains are normal. You could take Goody's headache powder and have side effects. There's no perfect medications. No perfect. Vaccine and a handful of individuals out of hundreds. It's not a good reason to close on the side, but those are manageable side effects, he says. The vaccine benefits outweigh the risks of temporary discomfort. Veronica Waters 95.5 WSB, Florida congressman Matt Gates, making his first public appearance since her health at House Ethics Committee began an investigation into

Noonan Noonan Cecil Cecil Bennett Bennett Allergic Reactions United States Of America Dizziness Goody Bennett Nausea Headache Veronica Waters Matt Gates Florida House Ethics Committee
Bucks Fastbreak: Milwaukee wraps up 6-game road trip

Clark Howard

00:56 sec | Last week

Bucks Fastbreak: Milwaukee wraps up 6-game road trip

"Was a big deal. The timing of the turnovers, I think also adds to, uh, you know, the collective loss here and frustration. You know, you look at your holidays deadline. It wasn't as clean as others. That lines for him during this road trip for this season was not a great night for your holiday candidly. Three turnovers is not. I wouldn't say it's backbreaking, but Did they all came in the fourth quarter. Two. Maybe in three or four possessions at a time where the bucks were still clinging there, Justin looking like okay, Here we go. It Z leader starting to grow. We'll just knock it down a shot here and you'll be fine. But they were. I want to say it was two and three or four possessions right away in that fourth quarter that helped contribute to the mass running away. So juiced that line not pretty tonight. Three turnovers, but to it a really critical moment I thought in the game in the fourth was having kind of a tipping point for me one of many things but really stands out when those happen in the fourth quarter.

Justin
Biden Takes Initial Steps to Address Gun Violence

Clark Howard

01:01 min | Last week

Biden Takes Initial Steps to Address Gun Violence

"Today that he is taking executive action to try and help curb gun violence. Among the items on his agenda. Asking the Department of Justice to draft rules about keeping guns out of the hands of people facing mental health issues create new rules around so called ghost guns and a review of how stabilizing braces for pistols are regulated. Some of Georgia's state lawmakers and federal law lawmakers weigh in on President Biden's gun control measures were just state representative Emery Donohue tells WSB. He believes President Biden's executive actions on firearms pick on law abiding citizens. Asked about the Atlanta Spawn mass killer who bought his gun legally the same day. Well, we're gonna have one person here and there that basically We're going to step out of line, Congresswoman Lucy McBath says. While the actions are modest, they are a start on which lawmakers can build these air tangible efforts that he's willing to put forth right now he and Vice President Harris to make sure that we're keeping our families safe. Veronica Waters 95.5 WSB

President Biden Emery Donohue Department Of Justice WSB Lucy Mcbath Georgia Atlanta Vice President Harris Veronica Waters
Professor Tom Eisman: The Real Reason Why Startups Fail Now

The Small Business Radio Show

02:11 min | Last week

Professor Tom Eisman: The Real Reason Why Startups Fail Now

"One of the eternal questions in entrepreneurship is why do so many startups fail here with some answers. Is tom eisman. Who's the howard h stevenson professor of business administration the harvard business school and faculty co chair of the arthur rock center for entrepreneurship thomas. Authored more than one hundred s case studies and his writing has appeared in the wall street journal. Harvard business review in forbes. He's the author of a new book called. Why startups failed tom. Welcome to the show area. Thanks for having me well. How have you been surviving through the pandemic. just great it's A great time to write a book and it turns out. I know i'm ready to yeah plenty of quiet time. So why do startups fail. That's the first question we gotta start with sure Startups fail because they run out of money and they can't raise more Which i guess isn't very helpful. It's like the coroner saying This this person died from loss of blood and so it is because i always say that every business fails because they run out of money and i think that's important because so many entrepreneurs don't value cash flow. They keep looking at sales. So i think it is instructive especially protect startups. Where where there's a tolerance for For losing money under the expectation that if you can big enough you're to make some money but but boy If you get in trouble along the way and you can't raise the next round when you when you're burning through cash you you're on the way failure or you don't listen to customers actually help fund your business in those smaller things that perhaps just a service oriented company exactly so do starts fail also because not. Everyone is meant to be an entrepreneur. I think that over the last. I guess since the internet bubble of the early two thousands. We've kind of romanticized. Starting a business as a get rich. Quick scheme i mean we know we think of mark zuckerberg and elon. Musk is it because sometimes the wrong people start businesses yeah. I don't think there's there's no doubt about that. I think some some sizable fraction of of new businesses fail. Because people aren't cut out for it.

Tom Eisman Howard H Stevenson Arthur Rock Center For Entrepr Professor Of Business Administ Harvard Business School The Wall Street Journal TOM Mark Zuckerberg Elon Musk
The Real Reason Why Startups Fail

The Small Business Radio Show

01:41 min | Last week

The Real Reason Why Startups Fail

"Well one of the eternal questions in entrepreneurship is why do so many startups fail here with some answers. Is tom eisman. Who's the howard h stevenson professor of business administration the harvard business school and faculty co chair of the arthur rock center for entrepreneurship thomas. Authored more than one hundred s case studies and his writing has appeared in the wall street journal. Harvard business review in forbes. He's the author of a new book called. Why startups failed tom. Welcome to the show area. Thanks for having me well. How have you been surviving through the pandemic. just great it's A great time to write a book and it turns out. I know i'm ready to yeah plenty of quiet time. So why do startups fail. That's the first question we gotta start with sure Startups fail because they run out of money and they can't raise more Which i guess isn't very helpful. It's like the coroner saying This this person died from loss of blood and so it is because i always say that every business fails because they run out of money and i think that's important because so many entrepreneurs don't value cash flow. They keep looking at sales. So i think it is instructive especially protect startups. Where where there's a tolerance for For losing money under the expectation that if you can big enough you're to make some money but but boy If you get in trouble along the way and you can't raise the next round when you when you're burning through cash you you're on the way failure or you don't listen to customers actually help fund your business in those smaller things that perhaps just a service oriented company exactly

Tom Eisman Howard H Stevenson Arthur Rock Center For Entrepr Professor Of Business Administ Harvard Business School The Wall Street Journal TOM
Great news if you're saving for your grandchild's college

Clark Howard Show

01:07 min | Last week

Great news if you're saving for your grandchild's college

"For years. I have cautioned grandparents that do most of the savings for college for grandkids. Much more than parents are able to save for kids because parents let me tell you there in the weeds. They've got all those expenses paying for their kids saving for their own retirement paying their mortgage or had and all the various demands on their money and if their ambition is to have a kid to college. It's a precious. Few parents are able to save for a kid's college without hurting their own retirement. And is you've heard me say your highest priority is saving for your own retirement because kids can pay college a number of different ways number one. Is they go to a cheaper college number. Two they work number three. They got scholarships

Philadelphia Eagles agree to terms with RB Jordan Howard

Fantasy Football Today Podcast

01:00 min | Last week

Philadelphia Eagles agree to terms with RB Jordan Howard

"Philadelphia signed jordan howard and they resigned boston scott last week and the bengals awesome good. That's just that's okay. If i will stay with the bengals released giovanni bravo. Go to the eagles this matter. We're just glossing way where we're just going to gloss over geelong we'll come back to that start with the eagles does. Does this matter. Jordan howard and boston scott back and again. The boss scott was not a surprise. They tendered leave so they did. We knew he was coming back. But now jordan howard joining the fold does this matter for miles sanders. Obviously scott matters more. I wonder if he'll become their version. Of nahim hines. And kinda sorta was already and jordan. Our coming back i. I'm not sure why. I don't know what they saw. In jordan howard. When he was in miami that makes them want to put him on the roster that maybe the roster spot is in guaranteed that would probably be the case We'll see it's not gonna make me any more nervous to draft miles sanders still think sanders worth a top thirty pack

Jordan Howard Bengals Giovanni Bravo Scott Scott Back Eagles Boston Miles Sanders Nahim Hines Philadelphia Jordan Miami Sanders
Sports and Georgia: MLB, the Masters, and Beyond

ESPN Daily

01:33 min | Last week

Sports and Georgia: MLB, the Masters, and Beyond

"Tea masters. Golf tournament starts today. Augusta georgia it is one of sport's most premiere events and enormous platform but the energy all leading into it has changed pretty dramatically. Because of what's happened with baseball and georgia in recent days and be move the all star game out of georgia because of the new legislation. The state passed. that makes it harder to vote. So i i just need you to tell me about this georgia law. What does it do. What law really. Sp two oh two would it really is all about is the ways to keep the traditional high numbers of african american voters doubt howard. Bryant is a senior writer for espn and the author of the henry. Hank aaron biography the last hero when you look at what this potentially allows the georgia legislature to do that. It takes over from the secretary of state and election. It allows individual members of the board to be dropped if they're unpopular the governor's or the secretary of state's behest if you can do those things but you can essentially overturning election which is essentially what this whole thing was about back in november and so these details of that. Bill aren't getting anywhere near the attention. They deserve if these laws were in place last november then. The road had been paved to give president trump specifically what he wanted. Which was the avenue to overturn in election based on friday had not been proven. That's what this whole thing is really about

Georgia Georgia Legislature Augusta Hank Aaron Golf Baseball Bryant Espn Howard President Trump Bill
Head of the Class Is Getting Rebooted

Direct from Hollywood

00:31 sec | Last week

Head of the Class Is Getting Rebooted

"On the hills of saved by the bell. Rebe another vintage sitcom set the comeback head of the class nineteen eighty-six sitcom being reimagined issue. Max though it will stay true to its roots somewhat being filmed in front of a live studio audience. The teacher at the center of the story originally played by howard. Hessman will now be played by a woman. Isabella gomez a show centered on a gifted and talented class. Whose teacher thinks students should focus more on life and graves creative team manning. The new version is the same ted lasso and scrubs before late this year or early next year

Hessman Isabella Gomez MAX Howard Ted Lasso
Holiday, Milwaukee Bucks ink 4-year extension worth up to $160M

Clark Howard

00:28 sec | Last week

Holiday, Milwaukee Bucks ink 4-year extension worth up to $160M

"And breaking Bucks news this afternoon, according to the athletic Shamsher Rania The Bucks and Star Guard drew holiday reaching an agreement on a four year Max contract extension valued at $160 million locking apology for the long term. The box acquired holiday is part of a 14 deal during the off season. He's averaged over 17 points and five assists for Milwaukee this year. It's also second in the NBA with nearly two steals per game again the box and drew holiday, agreeing to a four year MAX contract

Shamsher Rania Bucks Star Guard Milwaukee NBA
Identifying Rare Compounds with A.I.

Talking Biotech Podcast

02:06 min | Last week

Identifying Rare Compounds with A.I.

"Today. We're going to talk about what's happening in the area of artificial intelligence and the discovery of new plant compounds. We're speaking with dr jim flat. He's the co founder and ceo of bright seed so. Welcome to the podcast. You great thank you for having us. kevin Of love talking about what we're doing in both howard can impact agriculture food and health. So looking forward to the discussion today. Yeah that's kind of the triad that i like to shoot for here because we talk about all three of those things usually not in one episode but the other thing that i really would like to kind of maybe extract from you if we can during the course of this is that it seems like you guys are playing on the cutting edge and we have so many students and others who are listening who are trying to think of what the heck am i gonna do it. My career where everything is moving so fast. And i you know if you could help us understand insurer how these new edges reveal themselves that would be so cool but let's start off by talking about You know your idea. Your search here is identified novel plant compounds and we already know. So much about this by metabolic tableau. Mix all. These methods are great. So what's really left to discover. Yeah so kevin. That's a great question and you know this is what's so fascinating really dive into plant. Biology is you know from your own research. Plants are often referred to as nature's south foremost chemists. They have to They produce a number of small molecule compounds of phytochemicals of that are essential for their growth and survival and as it turns out. You know we have Evolved around These plants and these compounds in terms turns out that a subset of these compounds actually have important health benefits in we call these small molecules that are health beneficial fighter nutrients

Dr Jim Flat Kevin Howard
"howard" Discussed on Clark Howard Show

Clark Howard Show

01:48 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Manage for you there's a website that people are polarized about called ask trim dot com ask trimmed dot com that shops around to see if they can lower your monthly bills for you and coming up in just a few minutes i'm going to get into how you deal with the big money that you spend every month follow me at facebook dot com slash clark howard when you got a question for me go clark dot com slash ask colas with us on the clark howard show cole you're trying to stretch your food dollar tell me about that how you doing today clark rate thank you hope you are good yes it's your day yeah terrible habit of just spending too much money a week on food and i'm good spender when it comes to other things but when it comes to food i just do terrible and it's probably about a hundred dollars a week if not more more and i just recently purchased a house so i wanna to get my i want to create a monthly budget is my goal i was wondering if you could recommend any any help actually i like looking at food different way rather than budgeting by dollar amount i like to look at it from the ground up for your meals per week how many of them are you eating out how many eating home probably i'd say like seventy percent i'm eating out that's it that solves it your problem is solved yeah i'm serious because eating out is so frightfully more expensive than eating home and don't try to go from seventy percent out zero.

clark howard facebook seventy percent hundred dollars
"howard" Discussed on Clark Howard Show

Clark Howard Show

02:46 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Cheryl is with us on the clark howard show hi cheryl cheryl you have a question for me about a used car what's happening my son's fine used trucks that he's looking at of extended warranties because of you know the mile on the truck it and we just wanted some advice on which is a good company and just tips to look for how many miles does the truck have on it that he's looking at by so you said eighty thousand yeah right now at eighty thousand he's not likely to be able to buy a real warranty or extended service contract because a real one means one that's issued by the manufacturer of the truck that he's considering buying standalone yeah and those those as a general rule aren't worth the paper they're written on and certainly aren't worth the cost the premiums he'd pay and i don't care how impressive they are with the language and all the things they say they cover and all that it usually is completely smoke and mirrors and so the cost of that peace of mind suppose the peace of mind are you looking at is your son looking somewhere in the range of a couple of thousand forty eight months forty eight thousand mile warranty for fifteen hundred dollars so the fifteen hundred is better kept in his pocket and us for the unexpected repair that might come up because there's a reason the manufacturers of vehicles don't wanna write in extension at that age that mileage because they can't quantify the risks and a third party company the problem with that business so often is it's got a lot of people in that are not majit that engage in what are known is bust out activities where they will sell a significant number of warranties for a period of time they collect the money they want and before they have to deal with any large number of claims they vanish in the night with your son's money in everybody else's it's a very poorly overseen and regulated industry that has made it really easy for despicable players to become involved.

Cheryl clark howard thousand forty eight months fifteen hundred dollars
"howard" Discussed on Clark Howard Show

Clark Howard Show

02:13 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Great to have you here on the clark howard show where it's all about you and that walla yours i want you to learn ideas to me so you can save more spend less and don't let anyone ever rip you off you follow me facebook dot com slash clark howard coming up in just a few minutes in today's clark rage a new investigation on crypto currencies are they something that you should be investing in the first thing that would be carre gis is even using the word investing for crypto currencies and later here we are on the edge of summertime and wouldn't you know it what a coincidence consumer reports has come out with its new information on wet send screens or worth your money and which ones are not i'm going to give you an update on what is the best way to protect yourself and your family seeing my family we had quite an exciting weekend my eighteen year old graduated from high school and it was that such a right of passage and i think about the valedictorians speech yesterday and how important it is and life that people step outside their comfort zone and it was it was really really instructive and i looked around because we were sitting in the upper deck where the seats were cheaper at the graduation actually is free and it was funny because i was looking at the seniors and they were all kind of nodding off and look at around and they were missing the message which i thought was a fantastic message about put yourself to where you're uncomfortable and don't just do what feels easy for you do what makes you uneasy and make a difference in your life so to the class valedictorian.

clark howard eighteen year
"howard" Discussed on Clark Howard Show

Clark Howard Show

01:37 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Natural advisor bloem is so simple in fact the hardest part about this is remembering there are three in bloom goto bloom 401k dot com slash save answer promo code save and get your first month free and see the difference bloom could make in your retirement drake joins us on the clark howard show hi jake jake you have a question for me no one has ever asked me hit me with it so got married last october and the the wife have you know so far kind of kept our financial separate but you know we discuss them periodically be sure on the same page in so i mentioned to her maybe getting joint savings account or saving up for a down payment on a house and she went and found in an f that out there that is really they sell theirself is that spore you know couples to save together and and keep each other accountable so i wanted to see if you had any experience with any apps like this and had any he is certainly do with this one and i'll tell you don't do it because it is not an fdic insured account okay what i would with thinking go ahead are mop all just get a joint how you'll savings account through one of the you know the ones you talk about you took the words right out of my mouth because it's funny this this insurance company with their app is paying people only a third of the interest that you can earn in an online savings account.

advisor clark howard jake jake fdic 401k
"howard" Discussed on Clark Howard Show

Clark Howard Show

01:54 min | 3 years ago

"howard" Discussed on Clark Howard Show

"It's my pleasure to welcome you to the clark howard show where it's all about you and that walla yours i want you to learn ideas meeting can keep more of what you make and other way you can follow me facebook dot com slash clark howard we are doing a series called back to basics first installment of it was about buying new and buying used cars and also had to pay for them and you can find that podcast information if you missed it on radio or you didn't hear the podcast of it you can hear it if you go to the car buying section on clark dot com today's topic is buying a home which is if you think about it we did cars now we're doing homes and this is a continuing series a back to basics topics because cars and homes of the two biggest holes in anybody's budget right so knowing how to do it knowing how it's played how the system works is what's so important so in today's installment i'm going to talk first about had finance the house and then later i'm going to talk about the home buying process so let's get right to it with what are the things you need to know about financing a home and i'm like for you months before you plan to buy roughly somewhere around four months out i want you to do something normally i would not recommend and that is i want you get copies of all three of your credit reports macro fags trans union and experien all at once.

clark howard four months
"howard" Discussed on Clark Howard Show

Clark Howard Show

02:09 min | 3 years ago

"howard" Discussed on Clark Howard Show

"I'm so glad you're with us here on the clark howard show where it's all about you and that walla yours i want you to learn ideas so you can save more and spend less and don't let anyone ever ever not ever rip you off follow me at facebook dot com slash clark howard and today instead of a clark rageous moment we're gonna talk sizzling deals i got some for you in the world of travel as we move closer and closer to the summer travel season when there are things you need to know about saving money on travel i'm gonna make sure you have that info and later we're gonna talk mother's day you know i i treasure so much my late mom and taking care of the moms in our lives is so very important and i'm gonna talk to you talk with you about ideas about ways to be thoughtful and make it affordable to do something wonderful for mom talk about a change in the law talked about yesterday in my television work but today i wanna bring it to you on radio and that is that now any new car you look at from any manufacturer any vehicle is finally they're all going to by law have backup cameras backup cameras have saved so many lives and i think about the tragic things that have happened over the years particularly with sev's where parents have backed up over their own children because you just can't see over the cell of an suv when you back up the backup camera changes everything about it and i was in a rental car rental cars most every week.

clark howard sev facebook
"howard" Discussed on Clark Howard Show

Clark Howard Show

02:02 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Glad to have you here on the clark howard show where it's about you and that walla your sent to learn ideas me so you can keep more of what you make and you can follow me at facebook dot com slash clark howard coming up in a few minutes wow apps illegally tracking children twelve and under it is a crime and it's happening all over the place and later yet i wanna talk about something you know we're in the age of personalized pricing where the price i get maybe different than the price you get different than the person the car next to you gets on the same exact item from the same exact store i'm going to tell you how this plays what you need to know moving forward to save money and i want to address the tragic loss of life in the south th west aircraft flying from new york to texas in having to divert to philadelphia and i mean a lot of people have at base anxiety about flying and the idea somebody being sucked out of an aircraft is just so horrific and so the kind of nightmare people who are anxious about flying might have and so this woman who apparently was fantastic soul was partially pulled out of the plane passengers pulled her back into the plane but turned out to be too late the injury she suffered after the engine exploded and busted out the window where to severe and she didn't make it now that engine on that plane is one that has been an issue before not on that particular plane but that engine.

walla clark howard new york texas philadelphia facebook
"howard" Discussed on Clark Howard Show

Clark Howard Show

02:30 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Glad you're here with us on the clark howard show where it's about you learning ways to stretch every single dollar that's right i want you to be able to keep more of what you make follow me facebook dot com slash clark howard coming up later new staff out about how many people at retirement age still have a mortgage i find that upsetting i wanna talk strategies about how to handle housing so that it doesn't become an albatross around your wallet in your life so speaking of your house in florida there was a citizens initiative that overcame the dirty money of the power monopolies in florida and made it possible for people in the state of florida to install sewer at their homes and businesses now i want you to think about how crazy that is monopoly companies using their influence in state legislatures like florida's got through laws that kept you from putting in essentially your own power plant and the people of florida rose up through citizen initiative and taught the power companies lesson and this is an ongoing fight because in the states that still use the antiquated system of having these very politically powerful monopoly energy companies those energy companies stifle innovation and choice and that's a terrible problem for american competitiveness an awful for you as an individual homeowner or is a business owner because he end up paying a lot higher rates state of texas opened up its energy markets and created a system where there are power producers that compete for you to buy energy from them often indirectly through whatever company you decide to get your retail energy from.

florida business owner texas clark howard
"howard" Discussed on Clark Howard Show

Clark Howard Show

02:34 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Great to have you here on the clark howard show where it's about you and your wallet when you learn ideas to me see heat more of what you make you know that is a simple mission statement right to give you guidance information so you can fatten that while a yours but there are times that the advice the information the opinions i give may offend you or you may feel they're just wrong and i want that feedback from you and it's easy to do so you go to clark dot com go to clark stinks and post how you think i could do a better job at what i do and then once a week krista producer goes through your posts on clark stinks and shares her favorites with you on the air i should've never encouraged to speak much thing i'm pretty stupid maybe maybe maybe a right i hate it when you say they're my favorites get mad you don't see listening to us is i give krista big smile when i say that because you actually don't like reading criticisms of me well i just because i think that's how you learn this is true this is sometimes they're mean spirited they bother me okay dear mr howard come on you're not do that to be starting off you said you like this you made knack you human accusation against united airlines that just wasn't true yes airlines overbook they've always done this when a person buys an airline ticket is a contract that gives the airline the right to deny a seat to a passenger with compensation in this case because of overbooking you should know this mr howard the saul on doctor lau that you claim never happened united politely ask dr allowed to get off the plane when he refused to call the police and the chicago police pleaded deductor loud that he could not stay in the point on the plane when the chicago police could not reason with him the chicago police had no other option than to carry him off the plane injuries deductor la were self inflicted as he threw a temper tantrum while being carried off the plane video substantiates these facts there's a very serious problem in this country because of a lack of respect for law and order and thority there is no higher authority on an aircraft in the pilot none.

producer clark howard krista mr howard chicago
"howard" Discussed on Clark Howard Show

Clark Howard Show

02:14 min | 3 years ago

"howard" Discussed on Clark Howard Show

"So glad you're here with us on the clark howard show where it's about urine power with knowledge so you can keep more of what you make you can follow me at facebook dot com slash clark howard coming up in just a few minutes in today's clark rageous moment and old credit card billing scam is back i need to tell you what you need to know because people are stealing money potentially right under your nose and coming up later your car being connected all the time well let me tell you what you need to know your automaker may be up to or will be in the future so i'm gonna talk about being an entrepreneur wider reports lamenting that the number of americans getting out and starting their own businesses is not cycling up like expected is the economy is grown and one reason is the level of overhead that's involved in starting your own business but i wanna give an example of something that is working for people that is somebody that grew out of the food truck business last decade you know the food trucks when we were following the banking scandals where we ended up in that deep deep great recession lot of people were involuntary entrepreneurs and that's where the food truck thing came alive so people who could not afford to go renna space put all the tables and and do everything involved with opening their own restaurant either free standing in our shopping center adapted to the food trucks and the food trucks although they're not as big a deal as they were a decade ago that when seems to have stuck and there's a lot of food trucks still out there all over the country.

clark howard facebook
"howard" Discussed on Clark Howard Show

Clark Howard Show

01:57 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Hertha is with us on the clark howard show hi hertha hi glen like i have a credit card question ready what is the best number of them i should have a minimum number of credit cards you should have is to an ideal number is likely somewhere between two and four okay i have three so i'm good you're fine as long as they're from three different issuers okay you don't wanna have like some people might have two cards with one large issue like chase and citibank issue so many different cards that often people will have more than one card from the same issue or capital one is well so you wanna have those three different cards with three different issuing banks not like three mastercard you talking about banks yes so you could have you could have three mastercards have three visas you could have discover you have an american express but you wanna have them from different issuing bank's so if you re different mastercards in each mastercard is issued by different bank or credit union you're good i'm good okay and the thing with credit cards hertha one thing i want you to think about are you a net payer of cards do you pay in full or run balances never never a balance what kind of reward are you earning with the cards them i have one that's like a local regional store and there i get cash but then i also get you know benefits at the store.

Hertha chase citibank clark howard
"howard" Discussed on Clark Howard Show

Clark Howard Show

01:37 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Glad you're here with us on the clark howard show where it's about you and that well the yours i want you to learn ideas me so you can save more spend less and don't let anyone ever rip you off follow me at facebook dot com slash clark howard and coming up in just a few minutes is one of those lottery jackpots that's coming up this worth more than half a billion dollars billion with a b how in the world could that be a clark rageous moment i'm gonna fill ya and and later i just mentioned ceo my facebook page well facebook obviously is a pariah right now to so many people around the world because of ways your personal information is been manipulated i wanna tell you what facebook is going to offer you as a way to try try to make amends so don't know if you've heard there's a movement around the world just a tiny when here in the united states to make playgrounds dangerous again that we are sending messages to our kids that danger is to be avoided at all costs and there's this backlash to make playgrounds more adventurous again.

clark howard ceo facebook united states billion dollars
"howard" Discussed on Clark Howard Show

Clark Howard Show

01:53 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Hello there mr howard how are you oh please call me clark okay i thought i'd throw that in there you just wanted to hear me say right i i haven't heard that term very often so i figured i'd i'd listen to response that way all right well how can i serve you done okay you have talked about credit karma several times and it sounds like a great service so i signed up for it and as soon as i go to use it this window pops up and it says that they cannot access my credit information because it's frozen which is also one of the things that you recommend right contradiction in terms i mean come on tell you to do one thing and you do that and then you go to the other thing and you can't do it because he did the first that that's right yeah you got to replace me i'm just totally letting you down here actually there are series of processes that i like for you to do before you engage in a credit freezing your case you'll have to reverse the order and one of them is to set up a mysocialsecurity account because one of the nasty things going on these days is criminals are taking over somebody's social security entity stealing their benefits yes and so with a my social security account you're able to set up dashboard where you're able to monitor what's going on with your social security and you can only set it up when your credit is thawed not when it's frozen.

mr howard clark
"howard" Discussed on Clark Howard Show

Clark Howard Show

02:14 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Susan is with us on the clark howard show hi susan hi clark thanks for taking my call certainly you want to get into the roth versus traditional for retirement savings i do because you were recently talking about how because changes in taxes now that it's so much better to go into to walk you know no question but i was just wondering for those of us that already have all of our money in a traditional 401k if it's worth perhaps moving some of that into a a raw only if your income is in a down year it's not worth it to take the risk of having to pony up all that tax because to make it work you've got to come up with the tax from savings you have outside of retirement and a road whatever financial cushion you have for rainy day in your current life not you're retired life so when i talk about pivoting if it's available to you into a roth for a one k instead of traditional it's really for money going forward okay so an example tell you examples though when it would make sense to do it currently instead of later let's say somebody's in a career path is a profession where it's a pretty common career trajectory the income will rise substantially over the course of a career and that would be maybe some computer fields medicine potentially in the law where where it's likely based on your skill set and training that you could have a huge increase and income over the years then making the short term sacrifice of converting existing money deposited in regular ira or an old 401k to to roth money would be worth the hit paying the tax up front.

Susan clark howard 401k one k
"howard" Discussed on Clark Howard Show

Clark Howard Show

02:19 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Perry i'm so glad to welcome you here the clark howard show where it's about you and your wallet and what you learn ideas me so you could save more and spend less i don't want anyone ever rip you off coming up in just a few minutes do you know you can go to and atm and it'll be out of service from your financial institution you go to the next location it could be out of service go to another it could be out of service what's going on i'm going to tell you about a new crime that is forcing banks to jewish shut their machines down for hours or even a day or more at a time and coming up later are you lying about money to your spouse or significant other how good an ideas that we're gonna talk so i wanna talk right now about a three further has me pretty concerned americans have pivoted from saving money which we'd actually gotten much better at at the beginning of this decade to spending false hill m borrowing at record levels on top of that americans are facing with debt higher interest rates is the interest rates that pass through the system from the increases in rates engineered by the federal reserve so much of the debt that you might carry is floating rate debt light think credit cards where the interest rates reset almost instantly when the federal reserve changes the interest rates it controls or home equity line of credit visit adjust automatically with the rates that are charged by the federal reserve so think about this americans today.

Perry clark howard
"howard" Discussed on Clark Howard Show

Clark Howard Show

01:34 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Joshua's with us on the clark howard show hello joshua hello clark howard you great thank you joshua are twenty two years old and you already bought your first home yes do you know you beat me by a year really i was twenty three when i taught my first home matters outstanding headed up and he has taken a lot of work to get where i met now so i'm i'm definitely very proud of myself but there's more work to do and and that's kinda wife college you today all right let's see if i can be of service well i wanna start i want to sort of retirement plan um for myself and my wife and i'm trying to figure out what's the best way to go ahead and get a head start on that without you know breaking the bank in the sense of the it costing a lot more than i am able to put in um i'm really looking for like less than a thousand dollars to started with um and then probably a year i could contribute you know 2500 but i'm gonna give you a couple uh since okay okay okay one of them is have you ever heard a betterment no right so betterment is a company that that offers investment in retirement accounts that are really really well thought out and very affordable and so you don't have to have a lot of money to open wine and you find it as you can over time for retirement and i.

Joshua clark howard thousand dollars twenty two years
"howard" Discussed on Clark Howard Show

Clark Howard Show

01:50 min | 3 years ago

"howard" Discussed on Clark Howard Show

"Pam is with us on the clark howard show hello pam high court thanks for having me pam it's so great to have you here because you fit perfectly with what i've just been talking about i notice or art what's happening with your credit cards well i finally ready to pay off my credit cards i'm so happy about that but i was wondering should i make an electronic payment it get it money order or do a personal check it doesn't matter the fact that are you put a smile on my face by the way the fact that you're paying off his great meal let me tell you one guy cheer when you pay off the balances the interests accumulates daily so you've got a call the credit card companies and find out what your balances on that day you wanna make a payment and include whatever daily interest calculation they're adding on iran what your last statement showed and then if you wanna make sure you hit it just right than you would wanna pay electronically are you saying that bat hey off balance is not going to be the same balance the his on the uh on the website correct or goes because it will be accumulating if you had an outstanding balance that was a revolving charge a hot there calculating a daily interest uh point dutta percent whatever that is and so it recounts your balance every day every day okay hiccuper i mean he's super that i know and so i want to hear how much burden at one time work credit cards.

Pam iran clark howard