35 Burst results for "Hollander"
"hollander" Discussed on The Crossover NBA Show with Chris Mannix
"PER the way that John hollander created PER is that if you have a PER 15, that's the league average, always always always 15 is the league average in any given season for anybody. But so below 15 is below league average and above 15, if you're, you know, if you're at 16, 17, yeah, you're good, you're decent, you're a little bit so 20 is a pretty good measure. And he's at 22 last time I checked marketing. He's never been at that tier in his career. So again, I think a little bit of let's wait and see how, well, he could sustain this is fair to say. The second question is, are they when we say playoff team? So now the top 6 in this modern era with the play in tournament, the top 6 are the guaranteed playoff teams. So here's a question to ask, we don't have to answer on all these. But are the jazz really better than Memphis, Denver, Dallas, New Orleans, the clippers, I know the clippers are really weird right now. The warriors under the lawyers really weird right now. The suns. So that's like 17 teams that I think should be better than the jazz. On paper and track record alone, depending on which team we're talking about, so and yeah, look, we've got some weird stuff going on, right? Like the warriors are just kind of dragging in the clippers. I don't know what the hell's going on with Kawhi Leonard. Mavericks certainly have issues beyond Lucca. But still, those are all teams that should be ahead of the jazz and then the third question was the one we already covered, which is this what the jazz really want. And I don't think this is what the jazz really want. I think they would rather be in the lottery, they blew up this team for a reason. And I'm not saying that they blew up just for web and Yama. They blew it up because they'd reached a plateau with Mitchell and Gobert as their core and it was time to try something new. That it happened to come at the same time as a generational talent in the draft. Might be less than coincidence. More than coincidence, more than coincidence.
"hollander" Discussed on Winning Plays
"Here. The rumors will not stop at this point, but we'll be around. Did you see John hollander? Did you see John hollander mentioned devonte Graham as a potential option? I want to say it didn't because that would have like, I don't know. What is devonte Graham? Just my mind went there when we were talking and you know, I get it. What do you think about the whole Dallas scuttlebutt with? That was makes sense. That's where he's from and they could obviously use a guy like him. So like, and there's at least a couple intriguing names down there. I don't know if they're willing to move or not, but runs in and finish Smith and cleaver, like all those guys, yeah, you could see some sort of deal coming together there that makes sense for both sides. It's interesting because I just thought Mark Cuban would never trade kleber and maybe get to the point where he's okay with that. I like Jalen Brunson. I don't know if it's the ideal that it's probably a big step back defensively, right? And from Martin smart. But I certainly like the player. What is he going to earn this off season? Are you willing to pay that? So there's a lot of question marks there. I get that that one makes sense. Geographically, just I'm sure Marcus, he always plays well in Dallas, and Oklahoma City and all that. But I don't know, I still just can't. No one has hit me with a Marcus smart tradeoff that I said, yes, that makes sense. Until the NEA swoops in with two first round pass. And Jordan Clarkson. Yeah, I'm trying to keep trying to think the shooter you could pluck out of Utah. It goes out, but he's like, that's very the only thing in his 30s, so it's like, all right, well, what are you really getting out of that deal? Nothing. You're not training smart for cap space, because unless you have a great idea that you're getting your point guard of the future. Over the summer, you're not, you're not, you're not going that route. Yeah. So what do you think of wizards or doing this? Like code red in it in Washington right now. And so Bradley Beal, you wonder, I read some of those quotes after that clever squad. She's like, we shouldn't have been back in this game in the first place. I shouldn't have to slip back in. They're falling apart, right? And they're certainly can't feel good about all the good vibes from the first half season are gone for them..
"hollander" Discussed on Making Podcasts Great Again
"And I tell you what as great a year as we had last year this year, we've had some serious heavy hitters, some serious strong effort. I mean, there's no Roy den hollander this year. You know, I was just one of the great, you know, just one of the great people. Men's rights, of course. But we had radical left actors, radical left singers, you know, strong, if we had Fauci, we had scaramucci only fans we had only fans. We had, you know, and we'll hopefully be having only fourth lives. Pretty soon. And so it's been a year of a lot of people thought with sleepy Joe in office. Oh, I guess making podcasts great again won't be great again. Guess what it was this year? Greater again. It was even greater. So yes, the Patreon, the bonus content, every month, nobody regrets joining it. That I can tell you. Everybody says sir. I didn't join, and then I joined, and now I feel like my life is complete and I can't stop enjoying all the patriotism. So do it. Do it today. And by the way, one last thing before we get to the stories. These people need to start leaving reviews. We have so many listeners and they don't go some of them are Patreon, people we understand that we think of doing the review because they listen on the Patreon. But to every single person who's hearing this, you got to leave 5 stars. We got to get to 2000 5 star ratings. Or else they're going to like cancel us. I know, your dream of three K is very well, you know, it's very far away. And if there's anything I would say was not an a plus success, it is our very weak lazy ratings and reviews. They've been very strong with their support, but not in that area. If you give the president one Christmas gift.
"hollander" Discussed on Tatooine Sons: A Pop Culture Podcast
"At the sand during him. Entering ham added close. Yeah estate in norfolk england. Diana decides to leave her marriage to prince charles. This is about prince charles and princess. Diana's and i'll just say that as someone who grew up in the eighties this was like the story really and I will say that kristen stewart. Who is playing her. They have got her looking identical to princess. Diana it is really creepy. How much they look alike. So anyway. I of course it stars kristen stewart timothy spall and jack neilan the studio is neon again. It's studio that nobody's heard about so. This is going to get a ton of oscar. Nominations the directo is director is pablo. Lauren is rated r for some language. A lot of language some language on that all right. We had a lot of trailers since we live. We have river uncharted which is actually movie. I'm looking forward to. This story is a prequel to the games. It is starring tom holland as a younger drake. Showing starring tom hollander younger. Drake showing us details of how he came to meet and befriend soley played by mark. Wahlberg interesting fact. The he's playing the younger brother. Whose name is nathan. While the older brother older brothers name by four years is named sam yet. So like the diana spencer thing. Now we've got this. This is getting here. We also had the flash teaser kind of thing. I'm not sure what they decided to call that. But it was practically a teaser. The plot is unknown. Still and i think it will be for a long time a heck. You don't even know what the heck nhs going out of the teaser than we did in the two flashes and all that stuff we're in the band painted like a flash so yeah. I have no idea what that was but it was exciting to see ghostbusters afterlife. International trailer but it was still an english. One oh yeah. The international this log line is single. Mom and her two kids arrive. In a small town the beginning to discover their connection to the original ghostbusters and the secret legacy their grandfather that behind. That's awesome terry. it was on sale..
"hollander" Discussed on Ideas
"Of the best is always the worst thing that can happen down. They go dante and virgil to the bottom of the cone of hell passing circle to circle. It's a journey into absolute depravity. But it's achieved with such technical mastery such range of reference depth of emotion and with such an enormous cast of centers spread over thirty four. Cantos that it's worth pausing here and there to take a closer look at them. In the second circle devoted the lustful the shades of a man and woman suddenly pier. Paolo and francesca. Francesca tells their story own one day to pass the time in pleasure. We read of lancelot. How love enthralled him. We were alone without the least misgiving more than once that reading made our eyes meet and drain the color from our faces. Still it was a single instant. Overcame us this man. Who shall never be parted from me. All trembling kissed me on my mouth that day. We read in it. No food robert hollander that whole scene and the lancelot story at the very end and that day we read in it no farther that line is a paraphrase and probably a citation of the crucial moment in saint augustine confessions when he hears a voice outside the wall and picks up the book and reads as the voice of saying taken read. Taken read. andy. Reid put heat not on the lust of the flesh but put you on the lord. Jesus christ that moment is the moment of saint augustine conversion he says and i did not wish to read any farther and that's almost exactly what francesca said and we did not read any farther. So you have this one book which if read well would take you in the right direction. And they are reading the lancelot romance in such a way as to let it convert them to sin and death rather than to eternal life while reading about the adulterous affair of lancelot. And when aveer. Francesca and paolo become adulterers themselves. Francesca is married to powell's brother listening to the tail. Faded love.
"hollander" Discussed on Revision Path
"Yeah that's it was amazing. You know in. There's a side note. But the jonah of tokyo satsuki vr troopers. Power rangers common writer. All that stuff as a really cool story. i think i saw it on netflix. They process how that gets localized and arrives to us. And then this relationship that we have with. I think it's the company that licensed power rangers. Here they have a specific relationship with the original source that they are allowed to take the fight scenes in reedited to add in actress from the us. And oh and that's a hyme sabban right. Yes that's the one thank you. Yes so if you end up. Watching shows like vr troopers shows like common or power rangers. The original content has a completely different story. But the battles will be the same in a lot of ways. Or they'll be. You'll recognize certain battles certain confrontations experienced in the us version. And so cool thing there but the that's amazing. Oh what a what a life to live to go from. Vr troopers to game designer. But a lot of what. I remember him saying from that. Interview was about how he kind of had to jump from place to place to really sort of almost like cobbled together the skills that he knew he was going to need once he got on in the industry because one school. Maybe didn't have this or another school. Had it so. He's sort of that process of transferring and for him. It sounded like he kind of just learned more working in the field. As opposed to going to school to prepare to be a designer. I relate to that in a lot of ways that i think in that time period when you you said that there are a lot of universities trying to figure out what was doing how to do it correctly. I think similar to who you just mentioned. I'm sorry that a what was her name again. Michael hollander michael. Thank you similar to michael's experience. We weren't the only ones kind of knowing that. I think we could see that. Universities were also trying to figure this out and we're trying to figure out. Where can we get the best education with limited resources as far as research goes in there. It's not like there was a university out here. Just being championed by by others in the industry saying i graduated from here and this is the space that taught me the best. You know everybody was kind of flying by the seat of their pants. Unfortunately for some people who are seeking education in that space you flew by the at the risk of your wallet. So there There's that aspect there in landed somewhere and you said this is close so maybe this is the one that i'll go with because i don't wanna go through registration again He said the same thing..
"hollander" Discussed on KNBR The Sports Leader
"Welcome back. I'm David Hollander, also known as the Sandman, and I'm definitely not a senator's son. Welcome back to protect your assets. We are celebrating the Fourth of July this weekend and I hope you're going to have a great fourth with your family. Hope you'll Be out there barbecuing and enjoy the amazing weather. That we continue to pay for here in California. And aren't we lucky this year to be able to enjoy going out and just going to the store and just watching fireworks tonight? Boy, Don't I feel fortunate. So this morning, we've been celebrating your financial freedom and your ability to create the freedom to walk away from work next Tuesday or say in a month or two. If that's what you want to do. And we get so much joy and delight from helping people. Established their ability financially to do that, with 100% confidence. That is something that really makes us feel great, and that's really what we do at the Liberty Group, and we're so happy to do it. So today we've been talking about The highlights of what I have created known as financial freedom, and we are going to be doing a webinar this Tuesday night You'll be back at work you Five oclock so you can check out and put on the webinar where I'm going to go into a lot of detail about what I've been talking about today. Uh, if you missed any of it, so the way to sign up for that is you can go to py a events py a events dot com py events dot com and you can register right there like to wish them happy Birthdays. Andrea Schnall,.
"hollander" Discussed on KNBR The Sports Leader
"With David Hollander Business and Technology report, women running big name companies saw dwindling numbers and a declining median pay in 2020. That's according to The Associated Press. While most female CEOs did see a pay raise last year, there were only 16 of them of the 342 surveyed. That's down from 20 in 2019, and that's what caused a slight drop in median salary. The top earning female CEO is right here in the Bay Area. Advanced Micro Devices. Lisa Sue, whose compensation packages worth about $27 million. Coming in at number two, G. M's Mary Barra at 23 Million, followed by north of Romans. Kathy Warden at about 20 million. Stocks are split the Dow up 135 points, but the NASDAQ is down 20. This has been the Protect your assets with David Hollander. Business and Technology report concerned this recession will ruin your dream Retirement. Learn more. Listen to David Show every Saturday Morning on Kay and beyond or call 1866 protect. No back up. Murph in Mac on KNBR, 1045 and 68. Vz sports leader comes and bombs Tuesday Post holiday styles of Monday tradition. But given a three day weekend and then given the fact that my cocoa came on early this morning, that's usually we do humps and bumps. Created water Boy got creative with the schedule. We've lodged the home baby's probably did. Giants and Mike talked on Friday night Logan Web in the Bath Saturday afternoon evening and to Bond Slater and Gausman on Sunday. Awesome Now I got to bring in the bomber. Hmm. On you know, we're going just gotta start number one man. This story made national news. The fan incident in Boston with Kyrie. Irving is a bum, baby. The young man's name is he's a 21 year old from Braintree, Mass. Nowhere..
"hollander" Discussed on Are Weeb There Yet?
"It's true that it is everywhere Welcome to are we there yet and exploration an education in anime. I'm your enemy idiot. patrick dugan. I'm an anime expert de hollander and i'm brennan mccullough. Your oregano chipmunk icy chipmunk. You come up with that one in real tower.
"hollander" Discussed on Democracy Now! Audio
"Can't find my way home by ellen. Mcilwaine this is democracy now. Democracy now dot org the quarantine report. I mean he goodman. I want to go to another clip from the mauritanian. When muhammadu slaw his character meets with his lawyers. Nancy hollander and terry played by Shading woodley and jodie foster. There's no evidence find trust. You trust me. I am innocent. I am innocent to believe this. It doesn't matter what we believe matters is what we can prove a like my interrogators. Just like.
Ex-U.S. Olympics gymnastics coach charged with sexual assault
"Of the sport's most prominent coaches, who had ties to the to the notorious sports doctor, Larry Nassar has killed himself. John Getter, took his own life just hours after he was charged with two dozen crimes, including human trafficking. And sexual assault get led the U. S women's gymnastics team to a gold medal at the 2012 Summer Olympics. Joining us now is NPR Sports correspondent Tom Goldman. Hey there, Tom. Hi, Mary Louise. What else do we know? Well, we have confirmed that John get hurt, killed himself. Hours after he was charged. He was supposed to turn himself in this afternoon. He'd been investigated for the last three years. His investigation grew out of the Larry Nasaa retrial. Yes, sir, of course, was convicted of sexually abusing many, many female athletes, including some of the most famous U. S Olympic women, Jim Nous, and throughout his investigation get, ERT steadfastly maintained his innocence and that he wasn't aware of what NASA or was doing. Well, what else do we know about this? There were two dozen charges that the state of Michigan announced today. What what exactly was getting accused of having done? A Michigan attorney General Dana Nessel, um announced yes, the two dozen charges and 20 of the 24 counts for for human trafficking and forced Labor and Attorney General, Nestle explained. Human trafficking charges in a press conference today, it is alleged that John Getter used force fraud and coercion against the young athletes that came to him for gymnastics training for financial benefit to him. Victims suffer from disordered eating, including bulimia and anorexia, suicide attempts and self harm, excessive physical conditioning. Repeatedly being forced to perform even when injured Extreme emotional abuse and physical abuse, including sexual assault. Now. Mary Louise, Um Attorney General, Nestle acknowledge that cases like this don't often involve human trafficking, she said. We think of it predominantly is affecting people without the means to protect themselves from this type of crime. But she said, it can obviously affect all types of people in this case, young elite female athletes and she said. The alleged victims still carry the scars of those crimes to the state. Yeah. I said there are ties between Get ERT on Larry Nassar. What were the ties? Yeah, we'll get her was AH, longtime owner and coach at a gym near Lansing, Michigan on Git was there where hundreds of women say Larry NASA are abused them. Now Starr was the team physician and in house medical expert and get her. It's Jim for about 20 years. One of the charges today was that get lied to police about Nassar's role as the physician at his gym get hurt, allegedly told police he had never heard any complaints about Nassar's treatment of athletes. Although at least one prominent athlete contradicts that. She said she was with a group of fellow Jim Nous and get hurt, and she mentioned that NASA had abused her, She says her teammates gasped. And get hurt. Didn't react. USA Gymnastics suspended Get her during the nests are scandal and get retired in 2018. And finally today following his death by suicide, Rachel den Hollander, the first to publicly accused ness or of sexual abuse. Tweeted this so much pain and grief for everyone to the survivors. You have been heard and believed, and we stand with you. Thank you for telling the truth. NPR's Tom Goldman reporting. I think you told me you're welcome.
"hollander" Discussed on KNBR The Sports Leader
"Are they? What do they know that I don't and what are they saying this week, there's only one man with all the answers. And here is David Hollander, the sand man. So here's one, they say. They say that hiring a financial advisor is a good first step to retirement. And it's not always true. Not always, eh? So what I mean by that? Well, I'm heard you've heard the saying before Announce of prevention is better than a pound of cure. What I mean by that is not understanding the difference between the different types of financial advisors. And so just to start out with the business, the basic big broad strokes you've got a fiduciary standard for one type of advisor. And then you have something called the suitability standard for another type of advisor. And just as the financial advisors can be holistic planners They can also fall into one of these two camps regarding what's called known as the level of care that they are. This is important legally required. To take when they advise you. And so if you're looking at a fiduciary standard of care, and what that means is legally they have to put your interest ahead of theirs. And if it's a suitability standard, then they just have to recommend to you. Investments, which they believe not what you believe what they believe are suitable. It doesn't necessarily mean it's the best thing for you. It just means that it's suitable and there's a big difference legally. In terms of liability between the two So when hiring financial advisor First thing you want to ask them is are you acting as a fiduciary? And make sure they give you a written agreement. Where a contract that spells out exactly what they're going to be doing for you. Next. The next big mistake I see all the time is that people don't vet and advisers credentials. And again, I talked about that term, the financial advisor. Think about that to catch all title. That doesn't really mean anything. A person could be an investment advisor. They could be an insurance agent, or they could be a holistic financial planner. Before you even seek to hire a financial advisor. Get clear. On what you are looking for. Are you trying to lower your taxes each year? Are you trying to figure out how to not outlive your money in retirement? Are you concerned about the volatility in your portfolio? What about the medical bills that you're going to pay? If you have to go on Medicare if you switch jobs These are all very good questions. And these are all questions that a properly trained financial advisor again. Could help you with if they have that sort of experience. So designations like the certified financial planner or chart ified financial consultant. Those air holistic focused And that means that these advisers have had training in Setting goals and reaching those goals, Taxes risk management. And so find out when you interview multiple advisers and their clients. What sort of experience they've had. Because I'll tell you what I see this all the time. Many advisors are very nice people, and you like him instantly. And so the first one you meet you may say Okay, that's it. I'm ready to go. But that doesn't mean you're process should end there. And so as part of the research that you should do interview multiple advisors to make sure there is a good fit. Personally. And that the investment style that they use matches what you're expecting. So if you interview multiple advisers, you're more likely to identify which traits are more important to you with one adviser than another. In order to truly succeed with an advisor. You need to find one.
"hollander" Discussed on KNBR The Sports Leader
"Delta Airlines is still painfully aware of passenger hesitancy to get on an airplane during the Corona virus pandemic. Has announced they will continue to block out the middle seats and limit flight capacity through April of 2021. Delta spokesman Bill Lynch said the airline wants customers to have complete confidence. And they have told Delta that more space provides peace of mind. Delta will continue to reassess C blocking based on case transmission and vaccination rates. Meanwhile, the airline is the on Lee won in the US that is currently blocking middle seats. This has been the Protect your assets with David Hollander. Business and Technology report concerned this recession will ruin your dream Retirement. Learn more. Listen to David Show every Saturday Morning on Km Beyond or call 1866 Protect time for some foreplay with Papa in London. I'm Dirk Diggler. Four chunks of audio that really get you going. I have a gift, and I'm trying to not be selfish about it. But to use it on KNBR 1045 Inch 68 v sports leader, a real quick couple of pieces of know before we get to the foreplay, Clay Thompson is out of his walking boot. And the 40 Niners have given Josh Rosen one year contract. So possibly he'll be around stuck. People would wanna know that anything Hello? Anything anything? All right, let's get to the foreplay. The four pieces of sound. You have to know today, many requests for this on the text line. The streaker and Kevin Harlan. Remember Kevin Harlan had the great call. It was 40 Niners in Ram's. He had a call on a Monday night game. It was Giants and we're trying to think of the other team was, But it was Giants I know was always the cat. It was the cat. On Monday night football. I believe, and it was the Giants against somebody I forgot. And then last night The columnist Stryker, But he wasn't a streaker. He was in a pink one piece bikini. He was promoting a porn site. So here is Kevin Harlan with the so called streaker. Play by play in the Super Bowl. 503 to go. Someone has run on the field. Some guy with a broad and now is not being chased. He's running down the middle of 40 arms in the air in the victory salute. He's pulling down his pants..
"hollander" Discussed on KNBR The Sports Leader
"Do they know that I don't and what are they saying this week, there's only one man with all the answers. And here he is. David Hollander. The same man. All right. So here's one that they say I hear this all the time that the average long term care stay is 2.5 years now is that true? Wow. Well, I went deep on this one. I'm trying to read the fine print here on the where I got this from. This is the uh W w w dot a l t c i dot or g'kar. Alright. If you wanna go to the learning Center, this is it. This is the kind of the Yoda of long term care. Check this out. The average claims. From different insurance companies for long term care. For male. This is the longest male claim. You know what it is? 19 years and three months for one carrier. The shortest on this list was 13 years and two months can you imagine? And then for women, you probably think Owen must be much longer, Actually not The longest female claim was 18 years, one month. And the longest with another company. He was nine years and 10 months. So you're talking anywhere from nine years to 19 years. In terms of claim. All right. Think about that one. All right, next on our retirement checklist. Is Inflation. Now I know inflation is just not something that sounds very sexy, does it And earlier I was talking about health care, so I'm gonna keep it real simple. Here. As you look at the expenses that you have, you should add about 2.65% as an inflation cost. Those expenses each year. And just take that all the way through your life. So as you build this plan, make sure you put inflation in there because it is one of those silent things that creeps up on you out of nowhere. Now, the next deal on this list next segment. Has to do with evaluating your goals. Now, this is this is important because I like to say this when you get ready to retire, and even when you do retire, you have to Maintain it. It's kind of like your house or, like your bike or if you have a car, or, you know, kind of a gearhead kind of guy. So if you if you like bikes In our cars. You can't just go to the racetrack and, you know, blast out of that car and then put it in the garage and then do the same thing next week. It's just at some point, Something's going to fail in the car. Like your brakes when you're going 110 miles an hour to the corner, and you gotta stop like the brakes won't work. And that things happen. So you know, so you've got to annually I'd say at least annually do an evaluation of where you are, and I think right now for 2020. This has been a good time, too. Sort of stressed has that And so one of the things again for your list here as you build this list out. I want you to look at your Social Security statement every year. Now, you may say that's kind of boring or how do I get that Go toe ssh dot gov ssh dot gov Get your Social Security statement there and look at a teacher because that's where they publish. All of your benefits all your earnings history what they're paying you and you need to make sure it's right, because if it's not, it's really on you to fix it. And I know right now we're trying to call them your sit on the phone for hours because they're understaffed and they're cutting budget and all that kind of stuff, But still, it's on you. To make sure that's right so once a year do that Next. I urge you to simplify your life. Hear what I said. Simplify your life. You may say it takes too much time. I don't know. I mean, stop complaining. Just do it. All right. What I mean by that you've got stuff all over town. So consolidated. Consolidate you may say, Well, it doesn't make sense to have it all one banker, one brokerage account. Okay, then maybe you have to have your banking with one bank and then do all your broker's with of one brokerage. Why It's just going to make your life so much easier when you can just log in at one place and see everything. Do you have to go chasing all these things all the time when you do this And think about your family because of some happens to you. Tomorrow you walk out and something gets Shit. Happens, right? I'm gonna find all that stuff. I mean, we work on the state's all the time help people deal with this stuff, and I'll tell you what I learned about things. Every week. Joe had that. Are you serious? How do we find out? Well, because a year later, when the 10 99 comes, we had this account way over there and it was You know, $25,000 just forgot about it. So make make your beneficiaries life easy, and you do that by consolidating. Also, you need to review your income plan. Your income comes from all kinds of sources all the time. One of the big one Social security of a jumper that in a minute But you've got to evaluate that. Because right now is interest rates are at all time lows and let's face it. They're going to stay here for a while. Why? Because the feds put so much money in the system so much money. Because they have they got to keep rates low to afford to pay that back its debt. So rates are going to remain low for a really long time. And so if you're relying on income off your portfolio off bonds off of stocks You need to evaluate that because that world has changed dramatically this year. When you talk about volatility, the bond market's been just super volatile. Still is still underwater in a lot of areas, So you got to evaluate that you've got to make adjustments for next year's income plan. The way we do it is I like to budget one year in advance. So when our clients come in in November, when we usually do this before the next year, so last November 19 December, clients were coming in or were on the phone with him, and we're saying Here's your income plan. Here It is for 2020. So for all of 2020 their checks, we're going out on a monthly basis and stuff started to happen. We said Don't worry about your good Really? Yeah. Don't worry about it. We'll talk about in November December. Okay, then November summer's gonna roll around. We'll see what happens. The election. No one knows. Then we're gonna do it again for 2021. That's just how we do it. So that way you've got it lined up. You've got different pools of money that are that are rolling over and ready to do things. Manages building a diversified income plan, which is much different than accumulating money. To evaluate that make adjustments really important to do that. And check your risk out, would you? Is right now the markets in certain areas have come back. And so if you've taken a lot more wrist and you feel you maybe don't even know how much risk you're taking him. I mean, this happens a lot. We have people come in. We evaluate their portfolio. They're way more risky than they think they are. And they said, I don't want that. So if you're getting ready to retire right now backed out of question. This came across one of our webinars we do today. You know, Should I stay more in equities right now? And I said Absolutely not. You got three years to go. You're no. You're ready to retire. Now. Why would you want to take all that risk to try and make one or two or 3% more when you can retire? Right now, where the markets have come back. So bank that sticked out away save it. He had no idea how much risk he.
"hollander" Discussed on KNBR The Sports Leader
"What do they know that I don't and what are they saying this week, there's only one man with all the answers. And here he is. David Hollander, the same man. So here's one. They say they say that when you pass away Your widower or widow could end up paying twice as much in taxes. Is that always true? Well, it depends. But in this case we've been talking today about Tim and Ron. And if you missed the last segment I was talking about Tim and Rhonda. You've been married for a long time, and they were super best friends and very close and everything was great. Him had worked many many years of his job and retired and had a nice pension and An adviser through their 401 k who set things up for them. And All of a sudden, Tim got covert over the holidays and has passed away. Iran is sitting here trying to figure out what to do because their life was essentially mapped out. And, unfortunately, um Big divot of as occurred in the road, and now they can't pass. You can't pass the road and she's got some pretty heavy decision she has to make right now so May give you some of the facts here. Rhonda has to replace one of the social security incomes because Tim's social Security was 3200 month, and hers was 2100 month and now because he's passed away, she's losing one of those incomes. And so 3200 is more. She's going to keep that, but she's gonna lose 2100. And unfortunately, as I went over the last segment the way they chose the pension Was not the best option and they're losing another 3500 month. Because that's gone. So Where is she going to go to replace that $5600 a month of income that now is gone. Well, the 401 k right. I mean, that's that's the biggest next asset. They've got. They diligently funded and put money away in that all those years and yes, it's a good size account, and that's what's there. But that could be a bad decision. But it may be the only decision in this case. There's more to know about the story. So The 401 K is known as a tax deferred investment, which means that all the time you're putting money away into it. You didn't pay taxes on it, And when you go to start taking it out, which, in this case Rhonda's gonna have to do or she's gonna have to sell our house. She doesn't want to do. That's a bigger tax bill. And you may say, Well, how is that Because their income before was what it was and not really changing. So how's that occurring? Well, here's how this happens when a surviving spouse Transitions on their tax return to a single filer. It often results in something that we call to phenomenon in our business. We call the Survivor trap or the widow's penalty in this case. And why That is because single filers Get a smaller standard deduction. Then joint filers do Single fathers get 12,400. Where a married filing jointly gets 24,800. So If you're over 65, which they are you getting additional 2600. But still now Rhonda will be filing single. With Tim Social Security, and as I said, she's going to have to take out money from his 401 K to live off of or seller house. And so what That's going to do is it's going to push her into the next tax bracket. She's gonna paying 10% more in federal tax for 21. So how is that how that happened? Well, before all this happened, the couple was enjoying a federal tax rate of 12%. And now that Tim has passed away and she's going to be forced to file single for 21. How she's going to be in the 22% tax bracket because she's going to be taking this income out of his for a one K That's it. It's just that simple. So there's more you know, there's more She's gonna end up paying more taxes on her Social Security income. Again. It was Tim's, but now it's hers. Because there's a surcharge on Medicare. And there's also another surtax on net investment income. That they were not subject to when they were filing jointly. So All these additional taxes now. That are part of this problem that she's already facing. Just going to keep adding up and adding up and adding up, and unfortunately she's got a pretty long road ahead of her. And it's not gonna be easy. Which means tough decisions. So what could she have done? What could her adviser have said before all this happened? These are the things I want you to think about this morning. Forest happens to you. First She could. They could have understood their Social Security benefits a lot better and made some better decisions around that before they did it. Fortunately, advisor didn't even talk to them about it, probably because he didn't know how to do it. If one or both of them. In this case, Tim was going to get a pension. They should have looked at how They could maximize that benefit by selecting different options, and they chose before they did that. And if they decided to go ahead with the option that they chose, they should have had a back up plan. Like life insurance. That could.
"hollander" Discussed on KNBR The Sports Leader
"Really the big dog in the room. It's that is the thing that continues to either push things up. Or move them down, and that's really the way it is. So this week, we had a couple interesting economic numbers coming out so first, the Big one will say for last, but the first was the jobless numbers always talked about on Thursday. So Thursday, jobless numbers came out. Under 900,000. Finally, for a while was 8 47 estimates were looking at 8 75. So that's a generally a good direction to go, but still again, way off from where we wanted to be. We don't want to see that get worse. That would not be supportive of my overall thesis. So at this point hanging in about the same the Case Shiller home Price index. This is an index that rate rates home prices. Across the country, and there were some sizable gains year over year. As you could imagine, real estate prices are seeming to go higher, seeming to start forming some sort of Ah They're a new, uh, support level or a bubble. That's sort of where we are right now. And so this is a This is a good sign for the health of the over our real estate market. Hopefully, that will continue with rates and that brings me to The next big item that happened this week, and that was the takeaway from Chairman Palace of Chairman Powell, who's leading the Fed came out and he spoke. And the decision ultimately was, of course not to raise rates, but it was very dovish. His commentary was very neutral in town. Very a nun alarmist. Nothing's going to change and again as you know, that's one of the foundations. Of our thesis is that as long as the Fed keeps rates low, that's going to be good for the overall market. And so it was his interesting because through the commentary Chairman Powell on the federal FOMC Was saying that they really had little or no concern that their policy is that that what they were doing was having any Ill effects they call it ill effects on asset prices. So I don't know if I believe that because the high price of stocks right now in real estate that's being driven by what low interest rates and stimulus from the federal government. Both those things were helping prop the market up. Sharing palace, saying, Well, I don't really think as any effects on it at this point. Or investor risk tolerance or potential valuation or dislocation and market multiples. All that Does. He doesn't think it's having any effect like Bitcoin, corporate bonds, things like that. So that's sort of a statement is bullish for stocks. Because it's basically saying, Look, I don't think these outside forces that you're seeing and feeling right now are affecting our decisions. Therefore, we're going to keep doing what we're doing. That's basically what he said. And he didn't. He also said What I thought was important was he doesn't see inflation as a problem right now. And as you know, I've been talking about that for a while that one of the things that could derail all of this would be some spiking and inflation that shows that They will be raising rates at some point in the future. If that starts to come back on, so I think with this ultimately means is that they're not going to do anything. Until the economy recovers. Ah, bubble forms or inflation starts to come on in a way that makes them stop all this. So I think it's fair to say that this year we're not going to see your recession. Go ahead and say that today I don't think he's gonna be recession this year, which overall should be pretty good for the market. And we're just gonna have to see what happens. But that that zest sensually what I'm saying They're so what could go wrong? What could cause the Dow to go down? Say another 5 10% from where? Right now? I'm talking about this for a while. All the things you need to be looking out for are the markets get worried about tax hikes. So Treasury Secretary Yellin Reference tire, corporate taxes and markets realize that certain Senator Bernie Sanders now is going to be chair of the Senate Finance Committee. Is going to be crafting tax policy, so the risk for higher taxes it's real. And the markets At some point, we'll address that. And so when he surprised there Good cause this pullback that I'm talking about. And so the next key event that we want to be watching is how does this legislative process come out around the 1.9 Trillion stimulus that President Biden's been talking about so all those sort of things. We've got to keep our eyes on, because that could cause further pull back and then the other one we've got is the stimulus disappointment, so we don't get the sort of stimulus that the market's expecting right now. Then again, that could be a problem. And the third one is obviously the vaccine disappointment since November markets have really been looking past this current covert situation. Let's face it. It's getting worse today is we're gonna be talking about that we had Someone close who passed away suddenly from this new strain that's out there. So you know the markets At some point you have to deal with that either. This is gonna this is gonna end. Or it's gonna drag on longer and the vaccines are going to get out there and then the markets not gonna like it gonna pull back so that so all these things are out out there right now being balanced, and that's just the way it is. So next week. Pay attention to Monday. The PM I manufacturing index. It's coming out that talks about inflation, so we'll see if that's normal. I I expected to be Tuesday. Fizer is going to be announcing their earnings and I'm sure they're gonna be talking about The availability and what their production is gonna look like. So that'll be an interesting call on Tuesday, Amazon UPS and Google all reporting Tuesday and then Thursday again, we got the initial jobless claims and Friday the unemployment number for January, so it's going to be a pretty big week overall. So pay attention to what's happening out there. If you're in your fifties or sixties right now, and you're dreaming about retirement or you've just retired. You need to find out what just happened to Tim and Rhonda. Because I don't want this to happen to you. You've been listening to the Protect your assets show with David Hollander. That's me on the sand man will be right back. What if all this volatility has.
"hollander" Discussed on KNBR The Sports Leader
"David Hollander and the team at Liberty Group use certain tax strategies to minimize what Uncle Sam takes from you in retirement. They can help you create a custom plan. So your retirement is as tax efficient as possible. Find out more in their tax guy. Call 1866 protect for your compass. Injury Tax Guide from Liberty Group called 18667768328. When taxes go up, Will you be ready Call now? 1866 Protect investment advisory services overthrew Liberty Wealth Management LLC registered investment adviser investing involves risk, including the potential loss of Principal Liberty Group may not give tax advice. Let me be straight with you. This is a radio commercial for three small business insurance with three Your entire business is covered. So while you can't see the following scene just know that this contractors business is protected by three. Hey, toss me that drove. Yeah. Heads up man looks expensive. Now, This is an insurance moment. But three's got it covered. Three is a product of Berkshire Hathaway. Direct insurance company three. No nonsense. Just common sense. Paid for by Get upside, man. How can you afford gas for that big SUV? I pay less for gas and everyone else. I got the free get upside gas app. They get up to 25 cents a gallon cash back every time I buy gas hold, Hold hold. You get up to 25 cents off the gala with the free Get upside gas app while I'm paying full price, You know, people aren't over. Million dollars last year. You just got to take a picture of your gas receipt and bam up to 25 cents a gallon cash back..
"hollander" Discussed on KNBR The Sports Leader
"And now it happens. You're in a pinch. You sell some off of your investments or worship dip into that bank account. Or maybe you borrow against your equity line. That's not the way to do it. So with rule number one, you have 5000 your checking account. You give each of those dollars a job. Dividing that 5000 into various categories. 500 for your 401 k Because, remember, you're gonna pay yourself first. 1000 attacks is 2000 Mortgage 802 food Bill 5 50 DEA car payment insurance. You get the idea. Your friend invite you to go out and get some sushi. You don't look at your $5000 account balance the same way do you anymore? No. Now you look at it. And you're gonna eat out your readout budget for the month is 100. You wince and you say, OK, why'd you come over and we'll get a pizza 15 bucks. Few days later. Some bills come in. And guess what you pay them with these Well done, Private. Give yourself a pat on the back. So No climbing This rope ladder is tough. I know that changing your habits is tough, otherwise it wouldn't be worth it. So I'm gonna throw you a line this morning. I want you to feel bad because you're not alone. The majority of people we talked to are not prepared for retirement. But you're trying to do something this morning, and that's what counts. So I'm going to show you how to turn your nest egg your savings into something that you can retire on. And it can last 10 2030 years. Call this number right now to get our fact finder 866 protect. Don't open the phone lines. Right now. You can remove the gray area, wondering if your accounts we're going to do the job they need to when they need to. Calling this number 866 protect when you talk to a live person on my team right now, because we are here on a Saturday morning answering the phones, let them know you want the retirement checklist I've been talking about. It's absolutely complimentary, but you have to call this number. 866 protect Now coming up here on protect your assets. It's time for our popular, they say, segment where they say you need a certain number to retire. Is that really true? Find out there's so much more to come and always paid you to keep it tuned right here. You're listening to the protector acid show with David Hollander. That's me will be right back..
How to Land a Sponsorship Deal
"I did learn sales and i had a talent for sale so i knew that whatever i did i can always find work because people always need somebody to sell for them but then of course i said we'll let strike out on my own and start these businesses but the businesses Did not work. So i took that job and it was just a really toxic situation. I had to work with people. I didn't like and sometimes at lunch i would just go down on my car and cry and then i was in that abusive relationship for four years because basically i had no self-confidence the one thing that precipitated me leaving that job was my boss moving in with me in the same office and i had kind of a jerry maguire ending where i said forget it. I can't be here anymore. I had no job to go to when i broke up with the abusive boyfriend. I had no other relationship to go to. But i just kinda knew that everything would work out for me I love your story. And i relate to it especially this part of your story where we always have naysayers in our. We have people who say we can't do something or we shouldn't do something and usually they're the closest people to us there are family. There are close friends. The other relate to is this whole business class thing. I started as an econ. Major and quickly realized i wasn't jiving with the not kind of class i got into film and you grew up with art being centerpoint. As you've just said. I know one of the people who's both special in your life but also was that early. Naysayers your father. Keene talk about your relationship with him and how played a role in your life. Yeah well i've always had kind of a good relationship with my dad in. I admire him very much. And my father is all of five foot three. He's a very small man. And i'm not even by feet tall so i definitely take after him in a lot of ways but after the two failed businesses. I said dad. I'm going to start another business and remember all had was art school training. So what would you say to a crazy kid. Who said okay. I'm going to do another one. He said you're crazy. He said you're not qualified. You're living in a dream and it was really really hurtful to me and we didn't talk for about a year. We had a rift between us. I didn't really come to family functions. But i gotta tell you that my father. He did come around. He called me and he said. I am so sorry for anything that i said that was hurtful to you and linda. I m so proud of you. And i want everybody. Who's listening to this. If you have children please tell them how proud you are them every day because they are dining your it. I thought my heart would absolutely burst wide open when he said that. And now my dad is my biggest fan. Where so close. It's embarrassing. I have a daddy date every sunday. And he's really helping me through this time. The pandemic linda. He says i grew up in the depression. We didn't cast. We didn't have when people we had bread lines and we were so isolated. I want to tell people that are listening to us. Maybe you have a great support system. Maybe dull and i didn't. I didn't have the support my family. So i listened to things like this podcast. I went to entrepreneurial groups. I found a group of people who could support me and hold my business in light. So you've gotta find that group who can support you and who you can learn from also remember the people in your life habit agenda. My dad had an agenda. He was being protected dad. He didn't wanna see me fail again. He didn't wanna see me get hurt. I see that now. But i was a little too immature to see it at the time Yeah and i think they do have our best interests at heart and it just comes out in a different way. By the way you lead your an emotive person and so You know. I relate to that sale side. You've found your sales side. I found my sales side. You say sponsorship says the relationship is. We'll get into that in a minute before we get into that. You know the other thing that you talk about as you got third business idea. Which was your bag business. You said you were there with your cat. Your cats are business partner kind of sitting on your kitchen table and you had this idea and you became your name and your brand became the wealthy bag lady. Talk about that experience. And then how that led to the women's small business expo which really opened your eyes to this world sponsorship. Well the bag. Business was a business that i started with. My best friend cheryl being an artist. I had always collected with beautiful graphics and one day my mother your survivor of a jewish mother. You'll know what i'm talking about said. I'm coming by your apartment now. I was living in a little rent controlled apartment. And what you do with everything. That's laying around. I had all these bags
Spider-Man Remastered for PS5 changes a lot, including Peter Parker’s face
"Five. So we know that there's been a lot of drama around the remastered for Marvel's Spiderman, which originally launched on ps four as an exclusive, and we'll be coming as a remastered version for playstation five. This Week INSOMNIAC released a couple of new assets showing exactly what they have upgraded for this version and boy. Oh boy, you would think people would be excited but ladies. People are not excited about this at all and I. was just weird because like it's it's predictable is really what it is officer. Culture. So it's I'm youngin announced that for the remastered version of Marvel Spiderman coming to ps five that it has recast the model of Peter. Parker the announcement about changes in the PS five version not the studio replaced the face of model. John Boonnak with Ben Jordan. The CTO said the Jordan is a much better MAC match for Yuri Lowenthal facials capture movement. So to be clear, Yuri Lowenthal is the voice actor that plays Peter Parker the original model was a man. Named John. Bosniak boob Nick Saban I don't know how to say your name John and then Bend Jordan is now the new model he looks pretty noticeably different to more boyish like the RC Cola version of Tom Holland rights. Gamespot. So I'm going to stop the bureau here for a second so that I can show everybody the side by side comparison of what all three of these models look like. If you guys have missed this and you haven't seen it yet. On. The Internet the Internet? Yes. Let me find it here in our not isis lead all these photos. Thanks. There you go. Okay. So I have up on screen here the three. So we've got the top is the original. Peter Parker on the bottom is the new Peter Parker a completely different person right? Like he's got a cleft to know is that you call it? Yes. He does have a little bit of a cleft Chin the ears are different. The jaw lines different I mean the cheekbones I literally everything different it's. Different people the eyebrows are somewhat similar just better. I mean, yes. The hair is actually quite quite better. I will say they did a much better job and I pull the photo of the Real Tom Holland. The actor, of course who plays fighter man in the Newest iteration of Spiderman. Know Him from. Avengers and obviously all of the spider movies and he of course, is famously cast in the upcoming uncharted film that is yet to be released, which he said is going quite well, which is exciting to hear but I think the reason why I wanted to pull this up because it's very clear that he looks this new model looks a lot more like Tom Holland than old model did this is the actual model Okay. So the actual model looks strikingly like, Tom Holland. Yes. I think they just happened to also really handsome dude. I was like Google guys. Oh hello sailor. You're probably twelve which is unfortunate for me but. He he definitely looks like like some of these pictures he looks like a cross between Tom Hollander Andrew Garfield. Oh Yeah Andrew the field had lighter colored hair in a different nose. Yeah. But he? If. This is him. That looks like townhall in this photo for sure. Nah Face the faces a little different hair think is was throwing the hair definitely look similar. So as you can imagine everybody people on the Internet are upset shocking I know according to Gamespot. The changes led to some complaints from fans of the original Peter Leading Lowenthal the voice actor again to issue a tweet blaming the stupid stupid bones in his face. Apparently, the bones in his face made motion capture animation difficult in a way that I guess only animators would understand. Continuing on the story other changes made for the remastered include a graphics overhaul with improved models and materials ray trace reflections, NBA shadows, true reflections of the buildings and windows. The characters themselves have been modeled with higher fidelity skin. Eye and teeth shakers, teeth, teeth. because. You know you don't teach shares everybody it's very important. I. Mean. It would make sense if you wanted to get them correct and like lighting or whatever sort of situation you know what the look. Weird I mean you don't want that on Kelly uncanny valley either. Either obviously can make or break an uncanny valley moment. supermassive games actually when they're doing with their mouth and then their teeth just look it looks like they go on forever like Thursdays so many. Ramadan so All the teeth are not the same size. So. It's like, yeah. When you look at other people yes you kinda knows it's not like why are like match your face? Remember they're talking like this I like. The loading screens, the low day screens would just it would be as if you were at the dentist with those things that they. Just you look like that. And it's horrifying. Wow. Oh, that'll the hot my dreams tonight outsider. Oh, no. Weird. Now that she has lowered Oliver her hands. So
6 Life Areas Youre Avoiding: And 4 Ways to Face Them Head On by Ingrid Y Helander
"Six life areas you're avoiding, and for ways to face them head on by Ingrid Y Hollander of Ingrid why Hallander Ellum T. dot com? You might call avoidance being lazy unmotivated, depressed freaked out or disliking conflict. But if you are human, you probably know the warning signs when you start avoiding avoiding can become a way of life. If you're not careful robbing you of time relationship money fun and other pleasures here are few target areas and examples of voidance that I see in my office every day. Work Life. You're successful career requires consistent task completion, and suddenly you are online shopping. Crazy. Physical Health. There are two wasteful hours before you get ready for work and rather than going to the gym you roll over and go back to sleep. Relationship. Small disagreement happens and use sullenly walk away from your partner. Social. A friend's invitation weights in your inbox and you tell yourself you'll think about whether to attend or not later. Spiritual Your Yoga, Mat and journal sit in the corner and you daily pass them by. And? Financial. Six bills said in your mail pile. He said Masai knowing that a simple check could pay them tomorrow. Sound familiar. What's happening when you avoid and what can you do about it? Avoiding is seldom a fully conscious choice. Elizabeth Scott s explains this frustrating tendency. This way quote avoidance coping also known as Avoidance Coping Avoidance Behaviors and escape coping is a maladaptive form of coping that involves changing our behavior to try to avoid thinking or feeling things that are uncomfortable and quote. Basically avoidance is bitch will coping skill aimed at reducing pain that is reinforced each time you do it. Sadly. The more you avoid the parts of your life that feel uncomfortable. The more shame you're likely to feel about those parts of your life to shame intern causes more discomfort and hence more avoidance. If you tend to worry in are easily overwhelmed, it can be significantly difficult to simply face tasks and situations and do the thing before you is not your fault and is not a joking matter. Just do it is a great model for selling shoes, but it's not so easy for anxious people to implement. So. What can you do today to head on face those things in life you tend to avoid and do so without crumbling in a corner later Here four ways to face her avoidance had on. Now and very gently. Number one acknowledge avoidance without beating yourself up. So. Yes. Maybe you don't WanNa talk to your loved one about a particular topic. Perhaps you have not exercised or prayed or meditated in many moons maybe the bills are on the back burner your friends wonder if you don't like them anymore, this happens to the very best of people simply acknowledging own that part of you is avoiding with as much compassion for your human self as possible if you get very upset with yourself or anyone else in this process, stop breathe and offer yourself at least one moment of compassion. Number. To write down everything you imagine you'd like to do if you weren't avoiding. Off of the suggestion for a few reasons, some people feel like they are lazy or. When in reality, they're getting nearly everything done in fine fashion for people who are highly driven or perfectionist, but don't own this about themselves. One way of keeping on task is constantly telling yourself that you are avoiding things for others. There's so much shame beneath the surface. This exercise can help you get a glimpse of hidden pain and allow this part of you to be seen by you. Then you can access more help with a therapist to get feeling better. And finally you may just be so accustomed to avoiding that imagining moving forward in a more confident manner is a wild new concept if soul be much easier to move toward the picture that you create in your mind's eye using all of your senses so play using your imagination. For example, in my fantasy world i. Any bill, write a check and send it off. Take my wife's hand and talk it through when I feel stressed wake after eight hours of sleep hop in my Wesson and head to the gym. Just play with it. The purpose is not to make you feel guilty. This is an exercise to increase your creativity and curiosity. Let your body and mind enjoy the play and possibility of doing everything in a way you would like to do it. You may feel inspired ready to embody what you imagine or maybe the thoughts feel to threatening and cause increased. Shame. Conversely, you discover that you are in reality facing a large portion of life, but you habitually use the mantra that you are avoiding. Just notice and write down. Will you discover? Number three start with a small change in the easiest of the six targets. See found some area of avoidance and you can see how you'd like the situation to feel different. Great. Begin by choosing from your list of avoidance is just one little action. You can take thou fuel really terrific or at least good when it's done, make it one with just enough challenge to pursue but not so much challenge that it is emotionally overwhelming for you. You really want to succeed on the smaller items here. So feel free to break any task down into a smaller portion. Maybe, spend one minute meditating this week rather than entire yoga or meditation session. Perhaps, he do fifty push-ups before work. Instead of going to the gym, you could write your partner, a letter of appreciation or reply to a couple of work emails.
Judge Salas: 'We are living every parent's worst nightmare'
"New Jersey Federal judge Esther Solace is going public for the first time since her son was killed and her husband was shot at their home last month. A madman Who I believe was targeting me because of my position as a federal judge came to my house. The federal judge who lost her son in ambush attack is demanding change. We're living Every parent's worst nightmare. Making preparations to Barrett Bury our only child. No. Judge Salas said the family was cleaning up after hosting a birthday celebration for 20 year old Daniel and Daniel said, Mom, Let's keep talking. I love talking to you, Mom. It was at that exact moment that the doorbell rang. And before I could say a word. He sprinted upstairs. Within seconds. I heard the sound of bullets and someone scream. No, police say the alleged gunman, self described anti feminist attorney Roy den Hollander killed himself the next day in my case. The monster knew where I lived. And where and what church we attended. And had a complete dossier on me and my family. At the moment, there is nothing We can do to stop it and that Is
Federal judge speaks out after gunman killed son and wounded husband
"Weeks after a gunman shot and killed the son of a federal judge in new. Jersey wounded her husband that judge is now speaking out of the powerful and heartbreaking video statement and Thompson has her story. The weekend was glorious when. It was filled with love and laughter and smiles. Painfully angrily federal. Judge. Esther. Salis describes the weekend she and her husband Mark Andrew celebrated their son Daniel's twentieth birthday and lost him. and. Daniel. Said Mom, let's keep talking I. Love Talking to you. and. It was that exact moment. At the doorbell rang. And then looked at me and said Chris that. And before I could say a word. Sprinted upstairs. Within seconds. I heard the sound of bullets. And someone screaming no. Daniel Being Daniel. Protected his father. And he took tutors. First Bullet Directly to. The. Test. The monster than turns attention to my husband. And began to shoot at my husband. One, shot after another. Mark was shot three times. Salis. Reveals the Shooter Attorney Roy. Den Hollander who appeared in her court had a dossier on her family from where they live to where they worship personal information about judges she says should be private while my husband is still in the hospital recovering from his multiple surgeries. We are living every parent's worst nightmare. Making preparations. To Berry Berry. Our only child? A, plea to prevent a repeat of the tragedy that's broken her heart. This is a matter of life and death.
Investigators believe New Jersey judge was target in deadly family ambush
"Is new reporting tonight in the deadly attack on the family of a federal judge. Authorities say the suspect was found dead and tonight. Is he connected to another murder? Here's Stephanie, rebels. Tonight authorities uncovering disturbing twists as they investigate the attack on New Jersey federal judge. Esther Solace as family that left her only son, debt and husband in the hospital. Law Enforcement sources revealing suspect Roy den Hollander is also being investigated in the killing of Mark Andulucia this month in California mark with an angel here on her, and he will be greatly missed. Sources say the gunman in Angela. Cheese killing was dressed similarly to den, hollander, wearing a Fedex uniform. When police say, he opened fire on Solace says twenty year old son, Daniel and husband Mark Andrew on Sunday a two thousand fifteen. Fifteen case in which den Hollander a lawyer and self-described anti-feminist represented. The plaintiff was presided over by judge. Saleh's before another lawyer took over in June. Twenty nineteen authorities seemed removing boxes from his New York City apartment sources say den. Dan Hollander killed himself in upstate New, York, on Monday. The names of dozen others were found in his car, including New York State. Chief Judge Janet fury to guns and cash were also found. Sources say North Brunswick mayor a solace family friend says the town is in shock. Every time I would ever speak with mark about Daniel. Marx is would light up. David sources tell ABC News Den Hollander had been diagnosed with cancer. Officials are now investigating whether these attacks were grudge. Killings committed by someone who knew they were
Gunman kills son, wounds husband of New Jersey federal judge; suspect dead
"Authorities believe a lawyer found shot to death in New York state with a self inflicted wound was the attacker who shot and killed the son of a New Jersey federal judge Our Julie Walker, reports, officials say 20 year old Daniel and Roll the only child of U. S. District Judge Esther Sallis was killed in the attack, which wounded her husband, Mark Andrews, a criminal defense attorney. Sallis was in the basement at the time and wasn't injured. Sallis was just assigned the case against Deutschebank involving Jeffrey Epstein. Another high profile case you presided over was really Housewives of New Jersey reality TV Stars Teresa and Joe Giudice, who she sentenced to prison. It already say Roy Hollander was found dead today in the Catskills.
Suspect in federal judge's home ambush railed against her in misogynistic book
"Has identified the gunman who allegedly killed the son of a federal judge in New Jersey. Yesterday. The judge's husband was wounded is NPR's Brian Man reports. The suspect himself was found dead today. The FBI says Roid and Hollander went to the family home of Judge Esther Solace in New Jersey on Sunday, fatally shooting her 20 year old son, Daniel. And wounding her husband, Attorney Mark and Earl Solace herself was uninjured. Then Hollander's body was found across the state line in New York by state police taking part in the manhunt. It's widely reported he died of a self inflicted gunshot wound. The authorities have yet to confirm any details. They also haven't identified a motive. Then Hollander was an attorney who described himself as a specialist in anti feminist litigation. This deadly shooting comes as the U. S marshal Service has reported a sharp increase in threats against judges.
Fifth Third bank goes 100% solar
"Kind to achieve one hundred percent renewable power with solar alone, and it did so with a single solar project. Scott Hassle. Fifth IRS Director of Sustainability says that the Hollander Harlem and solar facility went online last fall. The new facility spans roughly fourteen hundred acres in North Carolina. It's one of the largest solar installations in the state. It's very exciting. We brought into existence a project that generates as much power as we use a year roughly two hundred thousand megawatt hours of electricity. Hassle says the fifth third facilitated the solar projects construction by signing what's called a virtual power purchase agreement in order for a developer to build a power project. They need to be able to get financing. And, so, what fifth third is commit to purchasing the power at a fixed price? That help. The massive
Ancient Artifacts on the Beaches of Northern Europe
"Now speak with Andrew Curry a freelance journalist based in Berlin. His new article in science explores hidden treasures that have surfaced on the coast of the Netherlands. They include such things as neanderthal tools. A willy mammoth tooth and human remains from thousands of years ago. These remarkable fines lending significant insight into the ecological and anthropological history of the region. Hi Andrew All right. The story highlights a variety of people from a nurse to university professors who were studying the samples from vastly different perspectives. Generally speaking who were the scientists involved in the research so it's kind of an incredible array of different disciplines that are being brought to bear on the same questioner region there geneticists archaeologists geographers people who specialize in underwater mapping. And then. There's also one of the things that really interested me in a story. There's a big contribution being made by amateurs interested in the fines and spend time just looking for the stuff on each where it washes up right so these things are just washing up on shore. What are some of the most compelling fines that have been dredged up so some of the most compelling fines are stone and bone tools and human remains that date back seven thousand or more years ago some of which goes all the way back to fifty thousand years when the the area was populated by neanderthals? They're also finding animal remains. They found Bama's skulls all kinds of things that date back to a time when the shore off the Netherlands and the UK in the North Sea was actually above water. So how are these finds turning up on the beach in the first place? It used to be that these finds would turn up in fishing nets and sort of at random but in the last few years as the Netherlands has really focused on coastal reclamation and protecting their coast against sea level rise. They've been dredging sand and gravel offshore and bringing it and dumping it on the beach and in those massive hundreds of thousands of tons of sand and gravel that they've brought in from offshore there are bones stone tools human remains that slowly then get uncovered by the waves and they're amateurs who go out to the beach every day almost and just look for the stuff as it as it comes out of the sand. Pick it up. Send pictures of it to archaeologists then identify it and they work together to analysts. Awesome and like you said. These fines are eating found by all these different types of people. Could you outline some of the techniques being used to analyze the fines? There's actually geneticists who are scraping DNA straight off the sea floor and showing what kind of plants and animals live there when it was terrestrial land. The fines are one aspect of the whole effort. Devoted to trying to figure out what the landscape under the North Sea looked like before the last ice age ended and flooded the area so at one point there was an area three or four times bigger than Modern Day Holland. That was all above ground. There were forests there were rivers and it was probably heavily populated. Sounds pretty beautiful actually. Yeah what kind of DNA is being analyzed. So geneticists are using ancient DNA techniques to look at both the soil to get DNA from there and also analyzing human remains. The collectors have found on the beach. That are actually really well preserved because of the cold and wet at the bottom of the sea to get whole human genomes and you can then look at the ancient. Dna from these populations that lived in an area that is now underwater very cool. There's a specific item that surface that holds huge significance. And that's the landscape of the area being studied. What are some of the most important lessons learned about the landscape of this submerged region? I mean part of it is just that it's cool to go is one of the researchers. I talked to said. They're getting maps of a country that you can't visit so there's this massive landscape that was once above water and they're testing out all these different ways to look at it could also be applied to other coastal regions. That were once habitable. That were once passages to new lands like the landscape between Alaska and Asia for example Barron. Jia they call it yeah and look at how you know how these areas worked for human migration how humankind spread around the world. There are these key gaps in our knowledge because the sea levels today are thirty meters higher than they were twenty five thousand years ago right and you mentioned these maps that they're able to make out of information being collected and one of the sources of that information are these energy companies. Could you explain how these energy companies are contributing to the data collection? And what that data help discover sure. It's been a really interesting and sort of inspirational collaboration. Between scientists and industry in the North Sea is a is a tremendously important commercial area for shipping. And then there's a lot of wind farms oil. Well gas well drilling and so companies went out and did these seismic surveys to see what was deep under the ground. And for the archaeologists it was a very top level. That wasn't maybe commercially. Valuable but tremendously valuable. In terms of the knowledge it contains about the landscapes so they worked with the companies to get that data. And then we're able to start. These maps based on seismic survey data. There's also been some interesting collaboration. Between companies that dredged gravel for construction use and then led archaeologists have access to the stones and dirt that are dragged up from the bottom of the sea which was once land these maps and some of this information really revealing what humans were like thousands of years ago what civilization was like before this landscape changed. So what did this region? What does this research teach us about human history? The very end of this landscape was populated by modern humans. Just like you and me who were hunter gatherers. At first they were in a landscape that was probably a lot like the most fertile parts of England were Hollander Belgium today and then slowly over a couple of hundred years. Some of the research has revealed that as the water levels rose it transformed into more of estuary wetland area but people kept living there and they managed to adapt and change their lifestyle to the rising seas which I guess goes to show you. The climate change is an old story of course that that begs the question right. This begs the question of sea level. Rise impacted these civilizations and we can see it. Is that going to tell us? About our present. On the one hand they managed to deal with a certain level of sea level rise and then there came a point about seven thousand years ago when there were a series of nominees and the landscape completely disappeared. It was rendered uninhabitable su-nam as that's That's pretty familiar. Actually yeah I mean for a while. Archaeologists were reluctant to get into this one expert. Told me because they didn't want to be seen as digging after chasing after lost continents or Atlantis or something like that. But as the techniques have gotten more and more advanced it turns out that they can do some really scientific
Atlanta DA reviewing new evidence in James Brown death for possible murder investigation
"All family and friends media investigations of ask the question all along and today the Fulton County district attorney says he is considering opening a formal investigation into the death of James Brown brown died of heart failure in twenty oh six now woman named Jacques we Hollander has told the DA's office that brown's death was no accident you brought along a bin full of what she says is evidence DA Paul Howard says he will look into it
Coronavirus Has Hit the Stock Market
"Now what are the corona virus wise it affected the market in such a big way and why is that a risk that the market is paying attention to well it as you know it's it's a coronavirus came from China many citizens over there have been quarantined it is their holiday right now so they're expected to travel to spend a lot of money on airplanes which in turn affected the fuel prices hotels and retailers all of which suffer this week as a result of the corona virus because the country of China is quarantining many of its residents until they actually figure out what this is all about so it's interesting how when that happens it spills over into the travel airplanes retailers luxury goods hotels cruise ships the price of oil again this week costly again for the third week in and on this news slid more oil was down seven point four nine percent for the week to finish at fifty four point one nine and you may remember I talked about this a few weeks ago about the price of oil and how that could be the next driver of the next problem in the market we could be a serious problem what do I mean by that remember the price of oil is very important to sustaining the oil companies and many of the oil companies and oil service companies have a tremendous amount of debt that's out there right now this is called so called junk debt are highly leveraged debt and if the price of oil does not stay high and that debt could become in trouble because then they can't pay their obligations and that in turn could have a lot of defaults very much like what we saw in the financial bubble of two thousand eight so this could be the storm is brewing that again could pop if oil does not maintain its higher value which in turn keeps those company and everybody in business is involved in that area now some other wrist to keep your eye on our inflation as we saw this past week inflation is rising and also we always have that Middle East risk that still is out there so don't forget
The Crown And An HBO Cartoon About The Royals
"Robbie had this in his intercooler earlier about the animated show that HBO has ordered about the Royals hi I think I can interested in this really cute it's called the prince and it's based on on Gary genet he's Instagram account which I thought to rises six year old Prince George all you're kidding the son of prince William and princess Kate he right right for family guide I mean just the picture if you if you look up animated royal you know show up you'll see all the characters animated and prince Phillip his look in print see old really Hey it looks great that great high cheek bones I don't know why I act as a key holder like I didn't know that he was ninety believe that they're still alive no I think it's incredible because they're like she's a lady of the lake leisure I mean should what they're both in their nineties and she looks great yes love her and she always has like on a very colorful outfit you know like in a bright color I think the show will be kind of funny I can I'm I'm looking for dissing this animation the Royals just interest me I'm fine this guy now on Instagram I think it's because of the crown but you know I don't know I think with the death of princess Diana and and there's just you know with with watching her boys grow up on television yeah and yeah I just I'm so interested in just that life I am too it's just fascinating that it is real life yeah I know it's like they're living a fairy tale right well some of the some of them into a minute the situation but the cast is Orlando bloom as prince Harry Tom Hollander as both prince Philip and prince Charles and Alan **** as George's Butler when if and this is coming on the heels of Netflix saying that they're interested in working with Harry and Meghan on on the on the crown wait wait you know that's not gonna happen right well we can we afford to what I want to say about that yeah okay so as we if you if you're watching the crown you've seen are you watching the crown absolutely if you're watching the crown for those if you're listening you know that it's now we're kind of we're in a season hopefully I'm not spoiling this but we're going to see as the years go by so now we're seeing kind of how prince Charles evolved into who he was how he met Camilla which I'm like this is really all I can like I feel like I should know all these things see and I feel like I do it's so so I'm wondering I'm watching more to see how they present the story that I already now okay just from growing up in sure my mom was huge into the Royals and okay so you're waiting for what's happening next who's gonna play this we know yeah I've already cast princess Diana I think for the next season do we know who it is I've seen a picture of her and she looks very similar to princess Diana let you look that bad so you're thinking okay as the seasons progress we're gonna start seeing more of prince Harry prince William well not so fast prince Harry has no interest in having his life with Meghan Markle play out for all to see on the crown and he's a trip he there thinking he probably would attempt to have their narrative written out of the script so a biographer her name is Angela Levin she wrote a biography about prince Harry and she spoke to him and he said I'm going to stop any production if Netflix tries to center a season about me and Meghan see now this story I'm seeing Kelly is live in that it was revealed that Harry once joked to his biographer or that he was gonna make sure he stopped it before they got to him he he he was joking anything he actually like is the do you think that he would be okay with him and Meghan being portrayed on the crown I don't think he has a say I don't think he has any say like you somebody could put a show on about our crew would that be entertaining and they've already done a movie about Megan and hairy I feel like once it gets to that point I think people will be tired of the crown I think what's interesting about the crown right now it's it it's not happening right now it's not all in our face it's what happened before really anything was that accessible back then to Americans the you know the crown the Royals weren't that accessible right they are now right so it's very interesting to see well that's how they lived because now we kind of know how they live they live real fancy now they live in little cottages are more like palaces but I don't know I am I wonder still get to maybe I have the wrong do you remember princess Stephanie I'm rob do you remember princess Stephanie she was kind of a trouble maker she dated rob Lowe does that ring a bell to you nothing's ringing on her really yes he may have been Monaco on come on if we did it was kid wishy no they got to get to forgive me they've got to get to Andrew see that to me is what's really exciting yeah she was Stephanie of Monaco so I don't know how it works with she was the the prince Rainier the third sign on and the daughter of Grace Kelly she's beautify now you know I'm looking at a bizarre Harper's bazaar has an article about actress Emma Corran C. O. R. R. I. and she's going to portray princess Diana she looks quite like her you think so yeah I mean she's got the hair I can see it I mean she's blind but the email do you like how the season is changed where the actors are different now I don't mind it it's growing on me yeah I don't mind I think a livia Coleman is amazing I I was talking with some girlfriends this weekend about it and they they hadn't started watching it but they had heard they were new new characters new actresses and actors right and they were hesitant to watch it because of that I said you're going to forget about it you're going to forget that they are not the same not this not clear voice I mean right it's different but it's it grows on you well what I like about it too is that it gives you know instead of making clear for a look older boy I think that's okay okay on instead of making her look older they're giving an older actress the gig but it's older isn't she supposed to be in her thirties and this season is that right clear forty is that age I feel like no think about it says it's a baby in her forties maybe in her forties because prince Charles in this this season is like eighteen nineteen yeah so I mean is he that young I think he's a he's a college so maybe he's sick twenty I don't know anyway I do I do it makes me like the queen even more see you see all the stuff you have to deal with you know and but you get a look at her behind the scenes that even though you know we're not watching a documentary he'll actually I get the Google machine out the entire time I'm watching it and like that this really happened to this really happened I mean it's very interesting how they take things the events that happened and put it in the show and make it so very realistic but it also makes he understand my Meghan Markle's like peace I'm out I'm not totally it by the way speaking of so they're in Canada now print tarian Meghan Markle are in Canada but they're still battling with the British paparazzi so a day after Harry lands on Vancouver Island his lawyers sent a cease and desist letter to on a bunch of news outlets in the U. K. and threat and that action will be taken if they publisher by photographs taken of Meghan and her son Archie or their son I should say taking a walk on the sun newspaper published the photos and NBC's today show aired them there are all over the internet right now but there are serious safety concerns according to this letter about how the paparazzi are driving in the risk to life that they are posing now I've got to imagine that Harry's got some you know does a trauma related to the way he lost his mother in a car crash while trying to escape the paparazzi back in ninety seven but according to the letter photographers have permanently camped outside the couple's home and they're using long range lenses to take pictures so even though they're not in England they're still going to get this they offer other mereka I mean that's just how it's going to be that sadly she does look real happy in this photo of her walking with a rich she and her two dogs and also the to what looked like security behind her yeah that's what I can get yeah well what's interesting about this picture that's everywhere of her with Archie like kind of strapped to her yeah do you see how she's holding it he looks a little I think she's got him he looks real happy and she looks like a normal person and leggings and boots and she got a hat on yeah great she looks adorable for her by the way season three and it looks like Queen Elizabeth is between thirty eight and fifty one I'm supposed to be in okay it's amazing how just their facial expressions can make them look like the queen yeah I'm sure they study they've studied her for a very long time an mazing if you're not watching the crown we highly recommend it
New Zealand volcano: Chicago family missing after deadly eruption
"And a family with Chicago ties ease unaccounted for after the deadly New Zealand volcano eruption the New Zealand red cross lists for members of the Hollander family as missing on a website set up to connect people separated by the White island abruption the conditions there are still too hot for many rescuers to show up and look for
Winning trainers Hollendorfer, Wong to collide in Berkeley Handicap
"You're listening to the spoken edition of the San Francisco Chronicle. Winning trainers, Holland or for long to collide in Berkeley, handicap, Jerry, Holland or for won training titles at fifty one Golden Gate fields meetings from nineteen eighty six to two thousand seventeen. Jonathan Wong has won the past two and is well on his way to a third straight at the current fall season. This seventy two year old hall of Famer and the twenty nine year old upstart clash in Saturday's grade, three one hundred thousand dollar Berkeley handicap in which Hollander for runs gee-gee writer and Wong runs. Gobbo's? Macondo and myth. Cal g g writer has long been a large presence in the northern half of Holland or for statewide operation. Winning fifteen of fifty starts fourteen for thirty eight at Golden Gate fields with seven hundred six thousand four hundred thirty nine dollars in earnings Saturday marks his fifth straight appearance in the Berkeley. Handicap having finished second in two thousand sixteen and fourteen third in fifteen and eight in seventeen during one for thirteen slump in GDF's other grade three rd. Races for older horses. Gee-gee writer has won the all American stakes twice and the San Francisco mile. He's lasted a long time. And he's a good solid horse has been very good to us Hollander for said he went for a period where he didn't do so. Well, and now he's doing better. He's well made some of them last a long time and some of them don't Hollander for denies having extra incentive to beat Gabon Macondo whom won- claimed from him for twenty thousand dollars on July twenty seven at the state fair. I don't think of things that way. He said if I'm entering a race. I'm trying to win no matter who's in their Gabon's Macondo followed the claim with wins in a first level allowance and an optional allowance sixty two thousand five hundred dollars claimer at F, and the bulldog handicap at the big Fresno fair I claimed him because he was still eligible for the twenty thousand dollar non winners of two and the first allowance condition and thought he could win that Wong said he's just exceeded expectations. Many trainers wouldn't claim from Holland door for figuring. He was getting all their. Was out of a horse. Personally. I think that's overrated. Wong said I think there is room for improvement on those horses. There are little things you can change and fix to help a horse out myth. Cows owners sent him to Wong after four poor efforts in southern California long. Ran him in seven straight claiming events from sixteen thousand thirty two thousand dollars with two wins. And then myth. Cal finished second in starter allowance and the rolling green stakes before being well beaten in the grade to city of hope mile at Santa Anita. The addition of blinkers has really helped him significantly Wong said he's been a better horse, the twelve Horsfield for the one and one sixteenth mile Berkeley handicap is headed by to southern California invaders with success at Golden Gate fields editor who won the race last year and flamboyant who took the San Francisco mile on March thirty first and there is g g writer who ran one of his best races in fast win on October twenty six my horses have to improve to win. But we'll see said they're both doing well. Larry stoops's. Freelance writer.
USOC goes nuclear on USA Gymnastics
"You're listening to the spoken edition of the San Francisco Chronicle. USOC goes nuclear on USA gymnastics, author unknown for sports, the US Olympic Committee is moving to revoke USA gymnastics status as the governing body for the sport at the Olympic level meeting out the nuclear option to an organization that has botched its own reorganisation in the wake of a sex abuse scandal involving former team doctor Larry Nassar in an open letter to the gymnastics community, Monday, US Olympic Committee, CEO Sarah Hersh land said you deserve better. And that the challenges facing USA gymnastics are more than it is capable of overcoming as currently constructed. The US Olympic Committee also has faced criticism for not responding quickly and appropriately to sexual abuse cases. And though the move was cheered by the gymnast whose revelations helped propel Nassar's years of abuse to the four. Thank you re tweeted, Rachel, din Hollander, others viewed it as a ploy to shift blame today's announced. By USOC seeks only to deflect from their total failure over decades to protect the gymnasts in their care said a statement from attorneys Michelle Simpson two-goal and moa Z's who represent Olympia tasha Schweickart and her sister Jordan in their lawsuit against USA gymnastics, and the US Olympic Committee this year, the US Olympic Committee said it was seeking to remove itself as a defendant from a number of lawsuits, including those filed by gold medalist Michaela, Maroney, Jordan Weaver, and Allie rice -ment claiming Nassar did not work for the federation nor were his crimes for Siebel by the committee the lawsuits claim the US Olympic Committee as the umbrella organization that oversees USA gymnastics should have done more when it learned of the abuse. Elsewhere Stanford women are top soccer. Seed defending national champion Stanford is the top overall seed in the women's NCWA tournament and will host Seattle in its postseason opener. Friday the cardinal entered the tournament on a school record forty one. Game unbeaten streak six longest in CWA history. Santa Clara is a number three seed in its portion of the bracket and begins play Saturday when it hosts Milwaukee in the same bracket, San Jose State plays its first game Friday at number two seed UCLA running the New York City marathon has set a record for the most finishers of any marathon worldwide fifty two thousand eight hundred twelve organizers said Monday, the total top the Mark of fifty one thousand three hundred ninety four from the two thousand sixteen New York City marathon, the race through the city's five boroughs Sunday was watched by more than one million spectators crisp fall day, Lisa deceased of Ethiopia and Mary kidney of Kenya where the men's and women's winners. Obituary Gianluca baron a World Cup downhill skier from Switzerland has died in a paragliding accident. He was twenty four the Swiss ski federation said Barron one of its best prospects at how fine. Speed races died Sunday morning.
Amazon profit more than doubles
"For the week the dow was off one hundred and fifty one points i was clearly the big loser for the week sap five hundred down point two three percent not a big deal the nasdaq was off point three seven again not a big deal and this was partly driven by some good news from the tech stocks that have been kind of language and we had amazon you've probably all heard the big news about amazon they had amazing prophets in fact their profits doubled i mean that's incredible new revenues just continue to accelerate the stock just for the week was up three point six percent it hit an all time high people i mean they say well they're starting to raise the price of prime those greedy anyway twenty percent or something you know they didn't raise razor for students anyway that's a good good deal but you know what i'm gonna pay twenty bucks more for my prime i like it so i'm sure it was the same thing they got us hooked that's what's happening there anyway there was some good news there and then also some real good news with the economy the economy first quarter rose two point three percent and people started asking why are you worried this time for a recession should we be getting out of the stock market right now and i dug into my little bag of tricks yesterday met with dr stephen lee we talked about this issue and he put together his the economic outlook he's an economist and anyway he says there's no recession coming not let me explain his reasoning we go back and relook look at charts and so we were looking at nineteen sixty eight and in one thousand nine hundred sixty eight what he uses it he uses the ten year treasury minors the one year treasury to see what the yield is the yield get closer or negative ben he says that's going to be a recession so he graph this out for me we're looking at nineteen sixty eight it looks like and there was a false warning but then nineteen seventy there was a recession you had one in seventy five eighty nine hundred ninety nine as we all know through two thousand and then of course two thousand seven i remember two thousand seven two thousand eight where we have the big sell off so all right nine actually right so these were these were what was going.