37 Burst results for "Health Insurance"
Fresh "Health Insurance" from The Ramsey Show
"Gc dot e. D u Certified to operate by Chef news. I'm rich Dennison, President Biden one state and local governments to use available funds to help stop evictions. As courts have ruled. The administration can't extend the moratorium that expired over the weekend. He also wants pauses in eviction proceedings, even appealing directly to landlords to hold off for a month or sell foxes. Gurnal Scott Health and Human Services Secretary Javier Becerra is urging more Americans to take advantage of the Biden administration sign of extension for health insurance under the Affordable Care Act. We'd like to do what we can to add to the two million people. Already under the special enrollment that President Biden called for have signed up and gotten. A good health care insurance plan. The deadline to sign up has been extended until the 15th of this month..
Fresh update on "health insurance" discussed on The Daily Zeitgeist
"Anyway. Doesn't friggin matter. I'm going to be in student debt. I'm going to raise the tired. Doom sleep all weird. Probably if i'm in massachusetts ga- yeah forget that. Forget that almost savior go local. I'll never forget there's like. My cousin didn't get into like a school that he wanted to get into fine. They probably give a lot of homework anyways. really take one on the chin like a champ. My man yeah with something that you think is underrated sharing okay. I'm gonna give a shout out to my local clinic underrated. There's this health clinic. If you live in los angeles and you have a china you should go to s p a clinic and even if you don't have health insurance or like have horrible health insurance you can go there. You can get a birth control. You can get an abortion. You can get your boobs checked. You can all this good stuff for free. So i wanna give a shout out to that clinic. I if you don't live in los angeles you can go to Yellow fund on instagram. And then they got links to like. If you're in like florida or one of those states they will ship you that plan b if you need it for free. Oh wow i should. Fpu he family planning a so something with an as a baby. Yeah i realize that place but it was just like i was in a group that with a bunch of my friends and one of my friends went there and she just shared it with everyone and now everyone goes there and like the doctors great. The staff is fine and dr staff is. It's not one of those places that you walk near like. Wow it's one of those places that you walk in. You're like okay great. I'll get medical care. This'll this'll do. Tv in the waiting room playing like maury or something extremely inappropriate where you are. Not the father. And i was like. Why is this braying here. No writable viewing for before you get an abortion looking at any kind of your. Yeah that's swirling in your mind and you're just watching you go. Yes yes yes right and then like broken but he you know you can go there and get like tests and all that good stuff So i wanna say that that's underrated because people are out here trying to figure out where to get checked and knows nothing about their insurance and stuff and it's like you don't have to stress. Just go here so you love to hear it because yeah especially with like a world in which people like. If i have. I have insurance. And they're like oh. Your mental health is not considered here. Your reproductive health is not considered. It's like if you break your leg. Yeah maybe we can do that but very bare minimum. So it's always good to have those resources people so shutout. Pa shout out pa. We'll figure out what that is after this break. We'll be right back.
Dr. Dre Ordered to Pay Almost $300K in Monthly Spousal Support
"Dre, We're going to talk about this. Is ordered to pay his ex wife $293,306 a month. And spousal support. It covers homes in Malibu in Pacific Palisades and her health insurance. That is to stay in effect until she either marries Or dies. So that's a win for her is what I'm saying
Factoring Health Care Costs Into Your Retirement Fund
"Are the most important steps in retirement planning is basically determining how much it'll cost however this could be a challenge when the price tag of one of the biggest items in your budget could be anywhere between a hundred and fifty thousand dollars and more than a million dollars lace. That is how much a sixty five year old couple couple retiring in twenty twenty one could spend on their lifetime. Retirement health care expenses according to health few services. The range is so wide because the cost will depend on all kinds of factors such as where you live even your incomes. It's medicare premiums are based on your tax return. You know your current health health status and of course any future ailments that may happen to you and to add. Insult to the cost of injury. That estimate doesn't even include the possible price tag. A term care. Actually it turns out that healthcare is unique among the retirement expenses for three reasons. I it's likely to the expense that will go up the most when you retire unless of course you go out and buy rv or something like that. Bank estimates that on average the cost of medicare premiums are almost triple the amount that employees paid for health insurance coverage when they're working people who retire before medicare eligibility at age sixty five can expect to pay more than six times what they're paying for employer provided coverage secondly most expenses actually stay flat or even declined over the course of retirement. The one big exception is healthcare healthy services estimates. That kurt retiree should expect their costs. Will rise five point nine percent a year every year for the rest of their lives and then third healthcare likely be the most unpredictable expense. You'll have in retirement. The amount you spend on things like you know housing food transportation entertainment. They'll be within somewhat narrow ranges that are at least somewhat within your control out but healthcare costs. They're gonna vary up on all kinds of things like government decisions. The healthcare industrial complex and most importantly whatever maladies afflict. You over the rest of your life.
A Farewell to Robocalls?
"We might finally be closer to see the end of those dreaded. Robocall i gotta tell you it cannot happen soon enough detroit. Free press columnists susan. Tom for writes about this for money. That usa today dot com major us voice service providers are now required to use caller authentication to identify calls and to reassure customers. That phone call. They're getting his real not something spoof to make it look like it's coming from a local business or another local play another local agency so going forward consumers are more likely to see something like a checkmark or other idea on their mobile phones to indicate that the phone number on the call that they're getting his legit according to the federal communications commission this caller. Id authentication which is supposed to be in place for big carriers. By june thirtieth. According to this report makes it easier for phone. Companies to block illegal illegal robocalls in the first place or label them potentially as spam. So this should help with that troublesome issue of calls that you think are safe because they share the same area code as your phone but they're actually spam. Yeah and i get these constantly. I used to get these constantly. I write about this stuff fairly regularly for us to bread. As you know and i know you've done something to pass to but It's very bothersome you know when you can't even pick up the phone and answer the call because you think you're going to get some kind of a scam thrown at you This is just the latest attempt by the fcc. Crackdown on rebel collars. So they'd see pass regulations a year ago for this caller. Id technology an providers were supposed to have implemented by the first of this month Meanwhile the fcc continues to to find violators back in march it issued its largest ever find a two hundred twenty five million to texas telemark marketers. Who had sent about a billion robocalls falsely claiming to sell health insurance for aetna bluecross blueshield and other
COVID-19 Long Haulers Get Specialized Help
"Early. In the pandemic there were some reports of people with odd symptoms such as fatigue and memory issues that continued long after their acute infection. Now these long haulers are getting some specialized help more and more. Data's coming out about long cohen. That's serious physical and mental effects that can last half the year after people. I get infected. The latest study came out last week in the journal. Nature medicine researchers looked at health records for a few hundred people in bergen norway. That was almost everyone in the city. Diagnosed with cohen. During several months in twenty twenty overall sixty one percent of the group had symptoms six months after they were first infected. Their most common problem was fatigue followed by difficulty concentrating. Disturb smell or taste memory trouble and a hard time breathing to striking things about these patients. One was that many had just a mild or moderate case of kobe at the star. The other was that a were young age. Sixteen to thirty other. Studies have reported similar symptom cluster. Such as one by university washington. Researchers that found about thirty percent of people was covered. Had these lingering troubles to doctors know what's causing these problems. That still a mystery. Tanya some people have organ damage related to the virus infection but some do not doctors are trying to figure out how best to treat them. Siam contributor melville newsome wrote this week about new covered recovery clinics that treat the whole patient rather than making people run from a lung doctor to a neurologist to an immunologist patients say the coordinated care helps and they feel more hopeful since they're being taken seriously and not dismissed as crank cases the nih is also taking it seriously spending about a billion dollars to study the disease. It now has an official job breaker of name post acute so calais of sars kobe to infection melba notes. However there's racial imbalance showing up at these clinics overwhelmingly. The people referred there are white but people of color are more likely to get cove it so access barriers. Such as lack of health insurance are likely keeping care away from many people who need it. It's yet another burden added to the healthy body. that's already hurting people. In the
New Data Released on Long Covid
"Early. In the pandemic there were some reports of people with odd symptoms such as fatigue and memory issues that continued long after their acute infection. Now these long haulers are getting some specialized help more and more. Data's coming out about long cohen. That's serious physical and mental effects that can last half the year after people. I get infected. The latest study came out last week in the journal. Nature medicine researchers looked at health records for a few hundred people in bergen norway. That was almost everyone in the city. Diagnosed with cohen. During several months in twenty twenty overall sixty one percent of the group had symptoms six months after they were first infected. Their most common problem was fatigue followed by difficulty concentrating. Disturb smell or taste memory trouble and a hard time breathing to striking things about these patients. One was that many had just a mild or moderate case of kobe at the star. The other was that a were young age. Sixteen to thirty other. Studies have reported similar symptom cluster. Such as one by university washington. Researchers that found about thirty percent of people was covered. Had these lingering troubles to doctors know what's causing these problems. That still a mystery. Tanya some people have organ damage related to the virus infection but some do not doctors are trying to figure out how best to treat them. Siam contributor melville newsome wrote this week about new covered recovery clinics that treat the whole patient rather than making people run from a lung doctor to a neurologist to an immunologist patients say the coordinated care helps and they feel more hopeful since they're being taken seriously and not dismissed as crank cases the nih is also taking it seriously spending about a billion dollars to study the disease. It now has an official job breaker of name post acute so calais of sars kobe to infection melba notes. However there's racial imbalance showing up at these clinics overwhelmingly. The people referred there are white but people of color are more likely to get cove it so access barriers. Such as lack of health insurance are likely keeping care away from many people who need it.
Powering the Age of Connected Insurance with Shannon Goggin, CEO at Noyo
"Shannon really really fascinating talk to us about how exactly you guys are are adding value to the ecosystem to know you'll is the api layer for insurance distribution. What that means is we build all the infrastructure all the that make it possible under the hood for soft eric companies to connect with insurance companies and specifically software companies that are helping people understand their benefits coverage. Maybe they're helping them. Shop for benefits get different quotes about what plan options are available to them and then get enrolled in those plants and importantly make sure that they know the status of their fridge and the reason that this is important for healthcare is health insurance is really the gateway for people to use healthcare in this country. There are very expensive. If you don't have health insurance to go to the doctor get the care that you need and everybody needs really great insurance coverage but many people don't have it not everybody has access to it in this country and so the work we do is really. Let's focus on making it possible for people to take any fetching out of that process as possible to get access to health insurance that they need which ultimately. Let's get the health care that they need. Yeah interesting so there's basically that point in time where people are deciding what insurance to get how specifically to use their insurance coverage they have. It's really that whole process right so you guys are are helping aggregate data for other software companies helping people to do what they do. That's right. We really facilitate the secure data exchange between health insurance companies and any software that their customers might want to use. So you know if you think about this. In a financial services comparison and the in a sort of banking world people can use then mo right to send money to their friends after the go to meal together and then mo had next to all the different banks and all the different financial institutions to make it possible for people to have that access But there's another company between ben mo and most of those banks which facilitates the actual connections the actual sort of infrastructure under the hood that takes of the security of saying who can have access to what account and make sure that it's properly encrypted and protected and epa data is structured appropriately. We play a similar role in the health insurance
Supreme Court in 7-2 Ruling Rejects Challenge to Obamacare
"Despite worries by Democrats that it might be overturned. The U. S Supreme Court ruled that the affordable Care act better known as Obamacare remains valid, rejecting a claim by a group of conservative states that a recent change to the law made it unconstitutional by 7 to 2 vote. The court said challengers did not have legal standing to sue because they did not make us strong enough showing that the law harm them in their descent. Justices Samuel Alito and Neil Gorsuch said the court should have taken the case and declared it unconstitutional. The law's challengers 18 Red States, led by Texas Urged the court to rule that Obamacare's requirement for nearly all Americans to obtain health insurance or pay an income tax penalty, known as the individual mandate was unconstitutional. And for that reason, they said, the entire law must be
Supreme Court in 7-2 Ruling Rejects Challenge to Obamacare
"It was a texas challenge to the affordable. Care act the. Us supreme court tossed out this week. From austin ashley lopez reports. The ruling came down as more. Texans are relying on the law for healthcare coverage texas attorney. General ken paxton along with more than a dozen other. Conservative states argued that the law also known as obamacare is unconstitutional. The court ruled that the states were in no position to make that case because they couldn't prove they were injured by the law. This ruling means that the affordable care act and programs like the online marketplace created by. The law will continue to offer health insurance plans to people who don't get insurance from an employer or any of the country's safety net programs according to the episcopal health foundation. More texans have enrolled for these plans through healthcare dot gov this year compared to last year. Federal data shows enrollment is up sixteen percent with more than one point. Two million texans now signed up for those plans.
'Obamacare' survives: Supreme Court dismisses big challenge
"The Supreme Court has dismissed another challenge to the Obama era health care law preserving insurance coverage for millions of Americans the Supreme Court has just ruled the ACA is here to stay Senate Majority Leader Chuck Schumer was quick to hail the ruling by seven to two vote the justices left the entire affordable Care Act intact ruling that Texas and others who sued to have it scrapped failed to show they have the standing to attack it as unconstitutional they've gone after the laws mandate that people have health insurance or pay a penalty but that requirement became toothless when Congress reduced the penalty to zero four years ago meanwhile poll suggests the law has grown in popularity something president Biden and other Democrats like Schumer are looking to build on and now we're gonna try to make it bigger and better established once and for all affordable healthcare as a basic right of every American citizen Ben Thomas Washington
High court dismisses challenge to Obama health law
"The Supreme Court has dismissed a challenge to the Obama era health care law by seven to two vote the justices left the entire law intact ruling that Texas other Republican led states and two individuals had no right to bring their lawsuit in federal court the law's major provisions include protections for people with pre existing health conditions a range of no cost preventative services and the expansion of the Medicaid program that ensures lower income people including those who work in jobs that don't pay much or provide health insurance also left in place is the laws now toothless requirement that people have health insurance or pay a penalty Congress rendered that provision irrelevant four years ago when it reduced the penalty to zero Ben Thomas Washington
Understanding User Intent with Openstream's Raj Tumuluri
"We're trying to see how we can understand what the users to intent our goal is as opposed to just literally following what. The user is asking the guessing point. Let's take the case of a health insurance company offering this this kind of an assistant what you tend to their members so the member could could be interested in knowing whether there are are there any court centers nearby so the literal answer for that would be yes that off a note that should really satisfy the constraint and maybe a slightly better You know what would say. They're not three which three geico does nearby ensure them probably on the map but nothing beyond that but if you go beyond that in understand true goal of the end user as to why they asked this question what we call as goal based i log model so optique scientists is actually dr phil cohen. Since you mentioned city he was the original one that that helped write the city from with adam shot and he is so out of bag on the foundation so strong in that space so we are on to the next level which is goal based dialogue engine. So when you ask this question so we kind of understand the plan of the user. The battle of the user is not to merely know Percents nearby but rather like to probably go there and get tested so when that is the case you have to be a good watch losses to insured basically understand okay to find out which ones are closest and then try to find out more information about them whether the renew obstacles in executing the plan of the end user for example if the it could simply say that there are three close by the nearest one is one way but that doesn't have any appointments but the next one these twenty minutes a day and that take walk ins. Shall i get actions for that. And that would be a really powerful thing and this you should be able to do the script fashion. We are not playing to cord and like most other people do are just follow Prompts so that this has an approach and then when you apply that to since pledged up on the insurance domain the policy documents other things tend to be really complex and they're kind of Oftentimes they're legally binding so a lot of language. Therefore you know is is not something that is easy for a common man understand. Why a lot of information could be presenting those documents. You still have to call the are calling your health healthcare payer to get an approval for for the next procedure or next bragged that you're trying to play take or you want to find out why your claim is Declined or your naoko. Claim of property claim in trying to find out what. Your limits are You know whether the whether you have got the plane processed so all these things Required knowledge of knowledge and relationships among various entities present in these documents so one should be able to glean from that The information and and kind of pro dancers To to the end users without requiring in law data staff to sit there and write a lot of ccording to expect these documents so we tied to automate that process
"health insurance" Discussed on The Minimalists Podcast
"Every month you within you need insurance just for win or you're gonna be paying out of pocket every single month either way that needs to become part of the budgeting and yes. I think our system in our costs are skyrocketing. They're out of control. Medical debt is responsible for more People being financially bankrupt than just about anything else at this point edge problem but in order for it to not be a problem in our own lives it just becomes part of our budget so we understand that if i'm a business owner if i'm a creator and i want health insurance while then i'm going to have to plan for that just like i'm gonna play plant for rent or whatever other expenses i have in my life. Yeah it's so fun. I'm like thinking of few different to people who need insurance. Who can't afford to pay for it outright on their own every month like one thing i'm thinking about is no that let's say you go to the emergency room. You know god forbid you have an emergency. You don't have insurance. You go there That you get this huge your bill. If you don't have the income you know there's a certain level of income if you don't make that that will get subsidized. I'm not encouraging people to go and take advantage of you know like of of subsidizing her medical bills. I mean that's not what i'm saying but there are options for emergency type situations like that another another thing. She asked my friend who. I was having this conversation with about retirement. I'm like dude. How much a year would you pay to not have. The stress is worth the eighteen thousand dollars a year. And he's like yeah like you put it that way like i would definitely you know as long as you can afford it so So yeah i mean you know. Ask yourself Meredith like what is it worth for you to go out on your own Yes you have to pay an extra three hundred bucks a month for your insurance a lot of money but maybe it's worth taking that stress away. Another thing i was thinking too is like there's there's medicare right i mean it's not it's not the best insurance in the world. But it is isn't medicare medicaid medicare medicaid. If you're over sixty five right. Yeah so medicare i mean i know people i know I have friends who are starving artists. And that's what they're on. No it's not the best option for insurance. It's not this cadillac insurance. But when they get sick they have something to fall back on. So it's not I just don't want meredith to to feel completely hopeless. I mean there are some things that Yeah maybe it's not as good as the insurance you have right now. But they're certainly options that you can look at Outside of you know what your employer pays for you. It seems like maybe there's a difference in with between just in case items the difference between a cable you know and health insurance. Is that the risk associated with not having a cable. When you need it is very small right the risk associated with not having health insurance when you need it could be catastrophic and emergency. Yeah that's why. I look at it as one of those things that are absolutely necessary and in fact What i will tell you is that because a patriot and we found a number that works for us monetarily. We're gonna make sure. So we see sean and jordan. Here we also have jess on our team We're gonna make sure everyone has health insurance once. We reach a certain number of patrons so that we can afford to pay for health insurance for everyone on the team as well. Pop loose is actually doing that right here. It's just going through. That's beautiful so giving patriot in away given us opportunity with keeping the podcast. One hundred percent advertisement free but still being able to. You know we. We always joke that this up. So the minimum is brought to you by nobody because advertisements suck but the truth is it's brought to you by you patrons and has brought to everyone but the few people who are willing to support and i know podcast sean. His entire family he is. I dunno thirteen kids or something Who knows how. Many kids jordan has He doesn't even know yeah. He claims non on his taxes But yeah what what we've learned is. Hey we wanna be able to provide that as well as a as a sort of benefit to the team to say. Thank you so thank you to the patrons from for supporting us and providing that as well emma on it's amazing alright. We hope you found value in that standalone quickey episode. If you enjoyed it. And you want more ryan. And i record a long form maximal episode each week over at the minimalists private podcast find all the details and all the good stuff including additional private podcast episode every week over at the minimalists dot com slash support..
Lack of Paid Sick Time Could Be a Barrier to Vaccination
"Of today everyone sixteen and older is now eligible to receive a covid vaccine in every single state more than two hundred million shots have already been given in the us so far about half of all adults have received at least one dose. The vaccine is free whether you have health insurance or not but even minus the massive logistics of distributing the vaccine there are logistics involved in getting it and some workers are having trouble getting paid time off to get their shots or to deal with side effects from the workplace culture desk. Marketplace's megan mccarthy carino has the story when washington dc software engineer lori. Barth got the vaccine last month Kind of kicked her but headache chills. brain fog. I don't think i could have read taxed on screen comfortably. Loan sit up in a chair. Barth didn't have to worry about working through the pain because she got her vaccine on a weekend and she has plenty of paid sick time. She could've used but not all workers do says vicki shavuot a senior fellow with new america. And you could very easily see how it would be financially impossible and potentially job risking for a worker to be able to get a vaccine. There is no national requirement that employers offer any sick leave much less a couple of days to get vaccinated and low wage. Essential workers are among the least likely to have paid time off says elite schools with the economic policy institute. They may not have a lot of power negotiate for when the best time is to have the vaccines that they make sure. They don't have to work the next day. In case there's side effects said that impact them thirteen states and several dozen cities do mandate some form of paid sick leave and many employers like mcdonald's starbucks and wal mart have offered paid time off for employees to get vaccinated doric rice a law professor at uc hastings. Says it's important. That workers have vaccine time off on top of their usual sick leave.
How Three Women Re-Wrote the Story of War
"Before the vietnam war there was a law that banned women from reporting on the front lines of any war for the us. When president johnson refused to officially declare a state of war in vietnam in opening appeared no ban a handful of pioneering women bought one way tickets into the battlefield they had no editors no health insurance and little or no formal training reporter elizabeth becker former washington post war correspondent in cambodia and then npr's foreign editor and then national security correspondent for the new york. Times has just published. You don't belong here. How three women rewrote the story of war. Chronicling catherine lewa a french. Photojournalist franky fitzgerald an american long form journalist and author and kate webb in australian combat reporter elizabeth. Welcome to on the media will thank. You broke his great to be with you. I wanna start with where you started. You give your initial experience very short shrift. When asked why did you cross the ocean to cover a war. When you're so young you said the short answer was a nightmare. I was all too keen to leave behind. My masters adviser had rejected my thesis on the bangladesh war of independence after. I refused to sleep with him and he said one wasn't related to the other. Just tell me what happened. This was nineteen seventy two and there weren't that many women in graduate school and he made a move. And i said no. He pressed on and i said no he rejected. The thesis. said. I had to work harder on it. Then resisted any idea that one related to the other. That even made a pass at me. So you know you're young enough that you think that you have your whole life ahead of you and wary enough that i said i'm not leaving my life in this guy's
All Houston Adults Qualify For COVID-19 Vaccine
"Houston adults now. Qualify for covid nineteen vaccine today. Texas becomes the most populous us state to expand eligibility to residents sixteen and older. It comes as excessive ability is increasing throughout the houston area. Residents can add their name to the harris county vaccine waitlist on the county's public health website or by phone and the houston. Health departments. waitlist is at houston. Emergency dot org. Houston's can also learn about new appointment opportunities through email text message or push notifications via alert. Houston dot org pharmacies. Cvs don't have wait. Lists but open vaccine appointments on a daily basis. The federal government is providing the vaccine free of charge regardless of immigration or health insurance
How to Avoid Vaccine Scams
"No secret. Scammers will jump on any topic to get you to part with your money or your personal information from the coronavirus. Stimulus checks the latest target for scam. Now vaccinations joining us now. Is usa today tech columnist mark saltzman to discuss how to avoid these vaccine scans mark. Thanks so much for being here. Pleasure gents thanks for having me. So what are some examples of vaccine scams that are going around right so the fbi and other government agencies like the us department of health and human services there warning that these scammers are trying to get to through telemarketing calls. Whether it's a human or a robo-call text messages social media platforms and even door to door visits. So in some cases people have been asked to pay a fee to get their vaccine. Which you know you should not be paying for any of that or you pay to get early access to a vaccine or to get on a prioritized waiting list maybe closer to you or with the With the vaccine of your choice in other cases people are not just being duped under their money but as you hinted at mike also revealing their personal information which can be used for identity theft and scamming the system. You know government agencies and things like that Medical agency. So yeah no that these scams are out there and please share with your maybe more vulnerable relatives. Who may be less than tech savvy or more naive to believe that these scams are real. They're not the there. There's this is all phony. Vaccination related scams needs to be aware of will be beyond kind of word of mouth Where some steps that listeners can take to to protect themselves and their family or friends or whatever from these scams martin. Yeah so number one again. You'll never be asked to pay for a vaccine or be charged for any admin costs or co pays or co insurance fees or anything like that you will not be denied vaccination if you don't have health insurance coverage or if you're under a shirt
Tarrant County urges residents to register for vaccine ahead of increased Dallas-area availability
"Terry County officials urging residents to register online for a covert 19 vaccination appointment. Catherine Sire has the story. Tarrant County Public Health has an online portal that allows eligible residents too easily register for a no cost vaccine for residents with or without health insurance. Quantities of the vaccine are expected to increase over the coming weeks as manufacturing and distribution ramps up. Residents are encouraged to pre register on the website now so that Tarrant County and its partners can better plan for and distribute the vaccine. All adults ages 16 and up are eligible for the vaccine beginning March 29th
Obamacare enrollment period extended beyond May as new insurance subsidies kick in
"Americans. Now have even more time to sign up for health plans under the affordable care act. President biden had already added a special enrollment period through mid may and with a lot of people still signing up he just extended so now people will have until the fifteenth remember. The aca or obamacare offers some options and possibly some discounts. If you aren't already getting insurance through an employer typically though you only have limited time at the end of each year to change your health insurance plan unless you have a so-called qualifying life event like a recent job lahser change so this second extension through mid august is a big change
Inside Biden’s $1.9 Trillion Stimulus Bill
"Start right there with a pass of that. Covid stimulus bill in the senate on saturday night. I do need to preface this by saying it does have to pass the house again because there were some changes made by the senate so it's not passed into law just yet but we'll go for what this bill will include when it goes through the house and i'm going to try my best to sound like i'm not rattling off just a bunch of dollar amounts but there's a danger. It might sound like that but just bear with me. There might be something in there that would be useful for you. Your family someone. So for helping the unemployed it extends that three hundred dollars a week plus the state unemployment end it makes the first ten thousand two hundred dollars of that non taxable for households making less than a hundred and fifty thousand dollars it also fully funds cobra. Health insurance premiums so that employees who have been laid off can remain on their employer plan for free. There's also going to be another round of checks fourteen hundred dollars for a single taxpayer. Twenty eight hundred couples indy. Get fourteen hundred dollars per dependent now the starts to taper off at seventy five thousand for individuals or one hundred and fifty thousand dollars for couples ended completely gets phased out at eighty thousand dollars for a single tax payer and one hundred and sixty thousand dollars for a couple it gives state and local governments three hundred fifty billion dollars to cover expenses related to covid through twenty twenty four gives schools one hundred and thirty billion for k. Through twelve in forty billion dollars for colleges and that's to help them reopen safely so parents can get back to work for businesses. they'll be twenty five billion dollars going to restaurants and bars. This max out at ten million dollars per company in five million dollars per location additionally there will be seven point two five billion for the paycheck protection program once again forty. Six billion dollars will be going to state local and federal governments to help with testing and contact tracing as well as fourteen billion dollars to help speed up. The vaccine distribution for healthcare there will be financial assistance for aca affordable care act premiums and this is just looking to get the number of people covered by insurance to increase into further incentivize. The south to expand medicaid since they're sort of the holdouts town there. The republicans are blocking that there are also increases in tax breaks to parents who have kids up to three thousand dollars per kid if their age six to seventeen and thirty six hundred dollars per kid if they're under six years old and that spread out over the twelve months according to analysis this plus the fourteen hundred dollar check would cut the number of kids in poverty by more than half. In addition there's changes to the earned income tax credit for this year in extends to people without children. And if you're looking for how much that would be for low to moderate income folks. It'll be somewhere between five hundred and forty three dollars in one thousand five hundred and two dollars. Lastly in the rental and homeowner category it gives thirty billion dollars to help low income and unemployed folks afford rent and utilities and at the state level states and tribes get ten billion dollars per homeowners. So all in all. I think thing that really struck me. Was this tweet that i saw saying that. Isn't it kind of crazy. That biden asked for a one point nine trillion dollar stimulus deal and he got a one point nine trillion dollar stimulus deal like i think that makes biden a pretty good politician. One of the main criticisms of obama was at he started out by compromising with republicans and gave them the compromise offer in the first place instead of starting out high. You can't say that for biden so far in this could be a sign of good things to come but like. I said they're hoping that this gets signed into law by the end of the week after the house passes it sometime this week.
"health insurance" Discussed on Marketplace Morning Report with David Brancaccio
"<Music> <Music> <Music> <Music> <Music> <Music> <Music> <Music> Hey, it's <Speech_Music_Male> Kim host of <Speech_Music_Male> million zillion <Speech_Music_Male> a new podcast <Speech_Music_Male> for kids <Speech_Music_Male> from marketplace and <Speech_Music_Male> brains on. <Speech_Music_Male> <Advertisement> We know talking <Speech_Male> about money can <Speech_Music_Male> <Advertisement> be tough, which <Speech_Male> <Advertisement> is why we're here <Speech_Music_Male> <Advertisement> to answer all the <Speech_Music_Male> <Advertisement> weird and awkward <Speech_Music_Male> <Advertisement> questions that you <Speech_Music_Male> <Advertisement> and your kids <Speech_Music_Female> <Advertisement> have about money <Speech_Female> <Advertisement> and don't <Speech_Female> <Advertisement> worry. <SpeakerChange> We keep <Speech_Male> <Advertisement> it fun. <Speech_Male> <Advertisement> Listen to million. <Speech_Male> <Advertisement> Brazilian. A show <Speech_Male> <Advertisement> that helps dollars <Speech_Music_Male> <Advertisement> make more sense <Speech_Music_Male> <Advertisement> subscribe wherever <Speech_Music_Male> <Advertisement> you get your podcasts. <Music> <Advertisement> <SpeakerChange> <Speech_Music_Male> <Speech_Male> <Speech_Male> Let us take <Speech_Male> a moment to review <Speech_Male> the US China <Speech_Male> relationship <Speech_Male> it is not <Speech_Male> good. The US <Speech_Male> has blocked or restricted. <Speech_Male> Chinese. Tech. <Speech_Male> And infrastructure <Speech_Male> firms both countries <Speech_Male> have closed another <Speech_Male> EXC consulates <Speech_Male> and, of course, <Speech_Male> don't forget about <Speech_Male> the tariffs that are <Speech_Male> still in place <Speech_Male> on hundreds of <Speech_Male> billions of dollars <Speech_Male> worth of goods traded <Speech_Male> between the two countries. <Speech_Male> Is <Speech_Male> this geopolitical <Speech_Male> tension making <Speech_Male> it hard for us <Speech_Male> and Chinese companies <Speech_Male> to do <Speech_Male> business with one. Another <Speech_Male> are China correspondent <Speech_Male> Jennifer <SpeakerChange> pack <Silence> wanted to find <Speech_Female> out. Soon <Speech_Female> who supplies <Speech_Female> factories and data <Speech_Female> centers in China <Speech_Female> with water treatment <Speech_Female> equipment from <Speech_Female> the US <Speech_Female> he says, Chinese <Speech_Female> clients <SpeakerChange> still welcome <Speech_Female> American products. <Speech_Male> So <Speech_Male> you go Joanne <Speech_Male> Shida you <Speech_Male> govern cloud computing <Speech_Male> project in <Speech_Male> Junkie Province <Speech_Male> coup client owed <Speech_Male> me tensions <Speech_Male> between the US and <Speech_Male> China of between <Speech_Male> national governments <Speech_Male> don't <SpeakerChange> affect our <Speech_Female> business <Speech_Female> but that gap between <Speech_Female> geopolitics <Speech_Female> and business is <Speech_Female> shrinking says <Speech_Female> Kent Kettle with the Consultancy <Speech_Female> Group <Speech_Female> Control Risk in <Speech_Female> Shanghai even. <Speech_Female> So he says the <Speech_Female> signs of tension <Speech_Female> between the US and <Speech_Female> China like closing <Speech_Female> each other's consulates <Speech_Female> shouldn't cause <Speech_Female> businesses <SpeakerChange> to <Speech_Male> panic. <Speech_Male> Okay. So the question <Speech_Male> is so <SpeakerChange> what <Silence> so the closest counselor? <Speech_Male> How's <Speech_Male> that going to roll <Speech_Male> out and hit <SpeakerChange> Your Business? <Speech_Female> It <Speech_Female> all depends. <Speech_Female> He says, Chinese <Speech_Female> firms investing <Speech_Female> in the US are <Speech_Female> at a disadvantage <Speech_Male> because <SpeakerChange> of the anti-china <Speech_Male> mood <Speech_Male> getting tough on China <Speech_Male> is the only bipartisan <Speech_Male> issue we have <Speech_Male> in <SpeakerChange> in in <Speech_Female> Washington DC right <Speech_Female> now. But for <Speech_Female> American firms in <Speech_Female> China more <Speech_Female> depends on which <Speech_Female> Chinese city they're in <Speech_Female> and what the local <Speech_Female> government <SpeakerChange> they're <Speech_Male> prioritizes <Speech_Male> you have to <Speech_Male> be looking <Speech_Male> at what's happening in your <Speech_Male> industry and your sector <Speech_Male> among other companies here. <Speech_Male> Among your suppliers, <Speech_Male> what is happening <Speech_Male> to them <Speech_Male> house regulatory environment <Speech_Male> being <SpeakerChange> enforced <Speech_Female> on them <Speech_Female> Keto says, <Speech_Female> it's still a fantastic <Speech_Female> <SpeakerChange> time to <Speech_Male> do business in China. <Speech_Male> Companies are going to be <Speech_Male> hard pressed to find <Speech_Male> any other <Speech_Male> market around the world <Speech_Male> <Advertisement> that has the potential <Speech_Male> <Advertisement> to grow as <Speech_Male> <Advertisement> much in the next <SpeakerChange> twenty years <Speech_Female> <Advertisement> that China has <Speech_Female> <Advertisement> some sectors <Speech_Female> are doing better <Speech_Female> than others medical <Speech_Female> devices, biotech <Speech_Female> and health <Speech_Female> foods are flourishing <Speech_Female> for example, <Speech_Female> and it seems water <Speech_Female> treatment equipment <Speech_Female> to again <Speech_Male> Chinese businessmen <SpeakerChange> <Speech_Male> soon, Woo. <Speech_Male> With A. <Speech_Male> New, who could in <Speech_Male> companies <Speech_Male> advanced in innovation <Speech_Male> and technology? <Speech_Male> <Speech_Male> Search for water <Speech_Male> treatment equipment <Speech_Male> nearly <Speech_Male> seven out of ten <Speech_Female> suppliers <SpeakerChange> of Marican, <Speech_Female> and <Speech_Female> he says finding <Speech_Female> an alternative <Speech_Female> to US brands. <Speech_Female> <Advertisement> Same quality <Speech_Female> <Advertisement> is not easy <Speech_Female> <Advertisement> in Shell. <Speech_Music_Female> <Advertisement> Hi, I'm <SpeakerChange> Jennifer <Speech_Music_Female> <Advertisement> pack for marketplace. <Speech_Music_Male> <Advertisement> <Speech_Music_Male> <Advertisement> And in New York? <Speech_Music_Male> <Advertisement> I'm sorry. Bene- sure <Speech_Music_Male> <Advertisement> with <SpeakerChange> the marketplace <Speech_Music_Male> morning report. <Music>
"health insurance" Discussed on Millennial Money
"Month for health insurance. We got just downright walloped this year with health costs. Jeff had this weird back thing that happened a couple of months ago, and he couldn't even hock. And so I had to call the ambulance to our house, and they took him to the emergency room. We spent ten hours in the Burnitz he room and thank God. He's better. Everything was fine. It was just some weird strenuous reaction to drug. He was taking prescription drug prescription drug might I say, and so he. It's fine now, but but that was inexpensive expensive really short ride to the hospital because anytime you have to take an ambulance. Oh, just bring out the wallet. Because you're gonna have to pay up anytime you have to go emergency room. Oh, you better believe you're gonna hit all your deductibles, everything just just open your Bank account and say here, what do you want? You can have it. So that was one thing. And then we, of course, pay those bills and then right after that, my crazy who's ING my hearing thing happened. And so then there's mariah's and acupuncture and blood tests and doctors visits and hearing tests and all sorts of craziness just back to back to back. So our little health insurance plan has gotten coup height, the workout this year, we have totally maxed out our health benefits. But we had a plan in place in case that happened in those. That's something I want you to think about because we don't think about it very often. If you're healthy, if you've never been to the doctor or I won't say never been to the doctor. But let's say you go to the doctor couple times a year. You get sick. Maybe maybe go in for flu shot, maybe going for your annual physical something like that. They're not big deal things. You're not gonna pay a lot of money for those things. In fact, you're not it's not even going to be blip in your Bank account. You're not gonna notice that you paid for those things. Maybe you have a prescription drug or something you take every month, you pay a couple of bucks here there. But again, not a big deal. But if you're somebody who's had some sort of big medical something in your past. Or maybe you're in it. Now, you know, you're playing can get a really hefty workout. And I think the unfortunate thing is. Of course, we can't plan for any of this. Nobody has a crystal Paul. We don't know what's going to happen. So we don't know how to think about this. And so I think that's what brings up a lot of confusion with the health plan as well. I choose this plan. But if something happens to me, I probably rather this plan, but we don't know that. So we're just trying to decipher with the information that we've got at hand. So I did have a couple of questions about the difference between an HSA an FSA account. And I don't want to go into a ton of detail on this. I did a whole episode about eight HSA health savings.
"health insurance" Discussed on Millennial Money
"Absolutely. Is blowing my lined. So we're doing whatever we can hear tell people locally how people in our community. I'm gonna put only to the Red Cross and the LA fire department foundation in the show notes. In case, you wanna donate, those are two reputable places that you can donate, and you can help out because there are so many people who have lost their homes, and I know a little bit of the pushback on social medias like well, a lot of these are celebrities or people that millions of dollars in. Yes. Of course, if we're talking about Malibu, there are a lot of people there that have. A ton of money. So they lost their houses, but still they lost their house. And that's really it's really hard thing to comprehend when suddenly you lose everything. So the point is just an any tragedy that happens in the US abroad, anywhere. I think we can all pull together. It just it helps us feel human. I think certainly when I help out after tragedies it just makes me feel like, okay? You know, at the end of the day, there's all sorts of bad stuff out there. But we're all connected and genuinely speaking all really liked people. Now, I know there's some people out there that don't like to help people, but I would say on most of us really do have a soft heart and certainly like to help people. So I was thinking about today's episode. And I knew I wanted to do an episode about health insurance. And I wanted to come up with some way that you know, maybe we can make it a little bit more interesting. And then I was thinking about the different things that that we've been through this year, the different health challenges that we've been through and an open enrollment for many of you is still happening. Most of you open enrollment closes mid December December fifteenth. So I got a lot of. Questions particularly in the last couple of weeks about open enrollment how to make the best choice when it comes to health insurance. And I thought okay. All right. All right. I get the memo I'm up for the challenge. Let's just do an episode about health insurance. But maybe let's try to have a little fun with it. If we can I know that's that's a very daunting task. But let's see what we can do about it. So I did a little research about health insurance in the United States in the history. And I found this a little bit interesting. So health insurance in the US dated back to the eighteen hundreds. And of course, we wanted to do things differently than Europe. We didn't want to have the socialist system. We were America we were trying to do something different other. That's a good thing. Or not a good thing. I think we're all still trying to figure that out. But I found this article that had some really interesting history gonna read some bits from the so the earliest formalized records in America's history of health care. Dated towards the end of the nineteenth century. This was the time of the industrial revolution. Brought the steel mill jobs to the US many big cities had these steel meals and the dangerous nature of that work led to a lot of work price. Injuries. People getting hurt people were getting sick. And then as the manufacturing jobs really started to become prevalent, the unions grew and of course, everything grew out from the unions. But in order to really shield the union members from financial loss due to injury or illness. They began to offer these different types of they call them than sickness protection. And it was not working at all. And most of the decisions about who got healthcare and who didn't were serve on trial airbases. There was no standard for this. It was just okay doesn't make sense to give this person treatment or not and cover it a non and. So it was real, of course, totally antiquated system. But then the nineteen hundreds came along in the turn of the century. There was really this big push in the US for organized medicine, and that led to the American Medical Association AMA, and the AMA was growing stronger and stronger at gained about sixty two thousand doctors during that next decade, but because the working class the United States, it wasn't supportive of the idea of this type of healthcare..
"health insurance" Discussed on Money For the Rest of Us
"Would like healthy employee's because it's cheaper for them i remember when at our company when our founder got a brain tumor we're really concerned about his health eventually passed away but we were also concerned what is this going to do to our health insurance premiums because our health insurance companies they can rewrite and raise the rates as employers they don't want sick employees because it costs more money it should be separated from the employer situation so that we could take our insurance and we could be under rat writing underwritten based on the true risk individuals but instead because essentially health insurance companies compete on amenities and do things to encourage healthy people to join and discourage sick people bluecross ovide who doesn't one reason they have fifty thousand dollar premium or deductible for out of network is that i don't go to the cleveland clinic to the heart specialist there because that might mean that i'm sick or have health condition so they limit to a small region because if somebody's seeking specialists they're less likely to want to go to blue cross veto but if they're healthy and just want somebody that pick up the cost of going to the doctrine regular basis or dental care vision sure they'll take that because again they're not able to they're not able to underwrite based on the specific individual and because we're able to go to the doctor for fifty dollars then we do and so good men rights because it typical insurance contract reduces the out of pocket cost of care to patients they have a perverse incentive over consume healthcare because the same contract pays doctors according to the number of visits tests and procedures they order they have a perverse incentive to over treat in order to control cost there for ensures typically engage in all manner of.
"health insurance" Discussed on Money Radio 1200AM
"That is the samoan health insurance advantage now i can be used with any insurance plans generates income for the employer educates encouraged that blaze become healthier is cloudbased so it's very secure and the wellness programs are expensive don't reduce health spending i'm actually harm somebody employees one time insee say programs don't work either one of the things that this does is encourages people to become proactive encourages people to become educated and take responsibility for their own health if you've got the thrall bull risk factor you should have to pay more for your gall smoke your gall drake your call do all these things you you should pay a little bit more you're not saying don't do it but if you do what you're i'll pay more political point we have to take responsibility for our actions we can no longer afford to pay for other people's risk factors that they can control obviously they can't control genetics obviously they can't control certain things but the ones that are controlled weight high blood pressure cholesterol smoking alcohol use etcetera those are the ones that they are able to control and they're the ones who should be paid uh if they don't want to do it they don't have to but then that the pay the high cost the program we we develop this patented uh and what it happens in his per person comes into the program company they can start decreasing health costs as their risk factors be pretty so as they lose weight they are going to pay less money as a club comes down they'll pay less and what they were ordinarily fat when the blood pressure comes out less money paid etcetera so that's a winwin situation of patient the employee kept the both come more healthy and these scholars that their pain we'll go to the employer the key more.
"health insurance" Discussed on NPR's Business Story of the Day
"Nine million kids get their health insurance through the federal children's health insurance program congress though has let the program expire and it's unclear whether lawmakers will save it now more and more states are running out of money to keep the program going and pierce allison kojak takes a look at how this is affecting parents arial help miss try and keep track of her two year old son as she shares on her daughter who's peddling away i'm a tricycle in front of her home in pittsburgh it's a beautiful morning but how it was stressed out about her kids health insurance so we are like a low middleclass family rate i'm studying my husband's working and our insurance right now is twelve percent of our income just from my husband and i and it's not very good insurance either really it had high fees for doctor visits a big deductible and it doesn't cover her kids luckily little rosen nani are covered by the children's health insurance program chip is for families who make just too much money to qualify for medicaid but states like pennsylvania are starting to run out of the money they have left for chip houten says if chip disappears she tried to scrape together the money to add her kids to her insurance but the hundred and fifty dollar copayment honor policy would mean she'd think twice before actually take in them to the doctor that's not a small deal to a family like mine hundred and fifty dollars if you have to pay that you ask yourself like are these sick enough does this merritt a doctor visits and hesitation like that could have severe consequences like for how his daughter she was about two and she developed this fever and a rash on her face the fever wasn't that high but the rash was odd so i took her into the doctor and the doctor looked at her and she said she has lyme disease and she found a little tick rose got on antibiotics right away and today she's fine but if lyme disease isn't treated immediately it can turn into chronic arthritis and kids and.
"health insurance" Discussed on On Point with Tom Ashbrook | Podcasts
"Or that right now and but it could end any day he found it play out a medical so what i would recommend is that once you lose eligibility for that try care you'll be eligible for what's called a special enrollment period so you don't have to worry about that december 15th cut off but the minute you lose eligibility for try care you have a sixty day window to come back and shop and at that point the the healthcare that got website and will calculate your eligibility for financial help and dispaced on the income it sounds like you should be eligible for that uh just good good luck and i and i mean it larry this sounds so it's on so scary i mean you you put your foot in the wrong place in in you're you're in trouble here well it is i mean you know the affordable care act opened up lots of new options for people the pretty guarantee coverage for preexisting conditions but still tremendously complicated uh i'm in applying for insurance now like filing your taxes and buying insurance at the same time uh you know it really abrines had really two and a lot on all kinds of detail about your personal financial situation and your family added how many kids you out and conway party do you have an advocate or could potentially be her damaging coat it very hard for people to sort of top el what about what we heard the president talking there about these associations who could come together to buy affordable competitive health insurance you'll have co tag those cheap he plans i don't know if that's a uh i don't think that's a compliment but are there are alternatives out there if you just say this is it working for me i've got to go and take care of this on my own larry.
"health insurance" Discussed on Two Broads Talking Politics
"You don't think that i think we're moving that ways the culture anyway but then putting obamacare into place really allow that to flourish and it's really problematic to take something that significantly impacted our economy and then to just sort of yank it away and say nope sorry i mean i d i don't know how it any of the gig economy works when you take away the availability of health insurance i think it opens up i think it shows the weakness of our private health insurance system really immediately now because the gig industry has been allowed to flourish with obamacare um now if you take it away it's really obvious that are uh uh our system doesn't work if you be people's access to healthcare on private insurance and get over its i've worked all kinds of different jobs pretty much solely for benefits worked in a restaurant i mean yes they got paid but the benefits were the reason i went to that job i worked in an office and the reason they went to a jumper benefits and i think you would hear that from a lot of artists that they've taken jobs that are way below hooters skill level or their even the pay isn't great but they've taken them because if they have this benefits it can run home and paint when they get home yeah that's a you know and i know that's true of writers as well so i you know that's it's something i think we need to think about what that means for for culture if.
"health insurance" Discussed on Radical Personal Finance
"Up to sixty thousand dollars to pay the sixty thousand dollar bill but it is not health insurance and since it is not health insurance the religious organisations of which smart ministries is one it's the one the my family and i choose to use uh these they have different requirements in different concerns verses traditional health insurance and so as an example because an each of the organisation's is different but because these uh organizations are explicitly religious their guidelines and the functioning guidelines and ruled by which the company operates will be different than non explicitly religious organisations the basic functional ideology of smart a ministry specifically in the others function similarly with regard to paying for medical bills and encouraging members to participate in the payment of medical bills basically boils down to two things number one the organization will encourage people to participate in the payment of medical bills for anything that is not explicitly contrary to christian doctrine so curran's wife's emergency surgery was covered but if current wife desire to have a surgery for example sterilization surgery that would not be covered by samaritan ministries because that would be considered to be contrary to christian doctrine and contrary to the christian doctrine as explicitly defined in the summer ministry's guidelines the second idea is not to cover certain types of medical treatment if that the reason the impending that the clause of that treatment has been a circumstance that involves the sinful behaviour or action of a minister a participant of a member.
"health insurance" Discussed on 850 WFTL
"My health insurance now my employer has the ah a group which makes it more affordable because i'm not the only person seeking it but it is more expensive this year than it was last year and it was more expensive than it was the year before and let me tell yet it will never be as low as it was before the affordable care act came into place at the rate that it's been going and that's important to me i need relief i don't need a policy that includes pediatric dentistry i had no children and my grandchildren will not be on my policy i don't need nettie insurance i'm here to tell you that and and i've said this before if i get pregnant you all better be prepared because that means that crisis back okay because the other the only way i'm getting pregnant at my age is if you know there's some godly you know thing going on i mean assist not in the in the star so what do i need maternity insurance for i don't know i just don't what is what is garrett need maternity insurance for maybe is wife needs it but he does it need it and yet with this the aca restrictions we all have to that and and that's why the system is crumbling that's why unaffordable and that's why it's made life difficult for people like me and probably people like you i'm looking for a little relief by the way anybody see some of these statistics that came out this morning i know that the.
"health insurance" Discussed on Serious Inquiries Only
"Every single day um my parents are in fear 'cause they actually so uh i have that sister who is a citizen and then uh another younger even younger sister oca uh who who is also born here and let me tell you that does not well my parents fear 100 like at all non they are i would in in what i was more asking was actually like literally having the baby like would do she just go to a hospital and then everything's okay i mean how does that work when you're undocumented are you guys work unit it's not like you're able to have health coverage or is was there some sort of coverage all the not going to i have an uncle who um is he's now a citizen fateh he's actually still paying off hospital bills from his uh second daughter's birth yeah about uh and she is uh she's like twenty eight or twenty nine oh my gosh i mean you can you can qualify uh you can purchase health insurance that's a health insurance it like a thing that is exclusive uh to citizenship and a lot of okay yeah a lot of a lot of things um are not the things that like required the ever had had good question whether kinds of things yeah what are the kinds of things you can in can't do you know that that i i would never it would never occur to me of not just being a citizen it's hard to answer that question because in theory you can really do a lot of the same things you're just gonna pay a lot more so for example buying a car you can buy a car you just can't get a loan from the bank so a lot of times you'll be financed.
"health insurance" Discussed on Vox's The Weeds
"Right and so the problem here is that it basically creates a little bit of a death spiral environment right you were basically taxing the people for having health insurance right to defray the cost of people who don't have health insurance which encourages at the margin you did not have health insurance or to switch to nature ma wenge it vicenza ed right and in particular when you see the hmo option not having health insurance is like pretty drastic like uh i don't know about that but hmo you know you might not like an hmo as much but it's a viable option right so in effect instead of creating a rate regulation system you are creating an incentive for everyone to convert to hmo and i would say was successful at that this was also the time when a lot of plans were being converted hmo plans but that meant you were escaping the all payer system and you were also escaping like the commentator care rights you you were neither getting the cost control that you wanted from all pair ratesetting and you also warned getting the revenue to to pay for the income say care that you wanted which is getting these hmos which i guess they thought was okay because hmos were also supposed to be a alternate path to controlling costs yeah i think that's why they are exempted was that hmos were doing more of these kind of bundled payments was kind of hard to regulate this them and you know they might be paying for whole episode of care are paying like a certain per person amount to the hospitals whereas it's a lot easier to regulate the price of something is paying a fee for each service.
"health insurance" Discussed on PragerU
"The affordable care act known as obamacare was passed on the promise that it would fix these issues and bring down healthcare costs but it is actually made the problem much worse first it limited the variety of health insurance plans private companies could offer it did this by mandating that every plan had to cover the same set of ten health benefits including preventive care maternity care mental health care and contraception second obamacare prevented insurers from charging premiums based on the risk they were assuming a person with a much higher risk of getting sick couldn't be charged more than a person with a much lower chance these two aspects of obamacare requiring all policies have certain coverages and not allowing insurance companies to charge more for riskier clients caused the price of insurance to rise dramatically in arizona for example the price more than doubled between two thousand sixteen and two thousand seventeen alone so how do we undo this mess by making health insurance more like well insurance first stop making people by plans that include things they won't use and don't want second allow health insurers to offer more options at different prices do these two things and you'd make health insurance a lot more affordable for a lot more people and what about people with preexisting conditions for whom every insurance plan is just too expensive we do it any compassionate society does we make sure they get the medical care they need but we don't need to upset the whole concept of insurance and make healthcare more expensive for everyone else to do it.
"health insurance" Discussed on BizTalk Radio
"Only twelve billion but the media will not report that's you put this certainly reporting the millions of people that are going to be without health care if the republican senate bill went through my answer to that is so let's say it's true tough you don't have health insurance why don't you have health insurance huh that's not my problem what do i have to pay for your health insurance i've already paying the of clones paying for all the welfare in the hope this the poverty but all the money that goes to the bureaucracies would wife the paid for people's health insurance you see i don't believe it's the right to have health insurance sorry i think you need to pay for it i pay for it i hate it but i paid for it i pay for my car insurance i paid my mortgage i pay my car i pay my loans i pay the things i like my credit card bills we are in the constitution is everybody needs to get health insurance for free who.
"health insurance" Discussed on KARN 102.9
"Pre tax uh and and so and with the match from the company which is the encouragement to put at least some it so it's kinda hoping it would expand further into like the small business like me who is trying to you know neko living being a taxi driver believing although it i i don't know i it's it's our belief as it should expand behind just hot but beyond just high deductible plans that you should be able to uh you know a a acquire wealth for your your uh your your health insurance and you know we we've talked about before the fact the well we need to tax uh you know we need to to to tax the bench definitive health insurance i think you and i i don't know if we've got into a intense discussions on it but we did say well we believe what should be done is everybody should be able to get a tax deduction on that money if they do that you know for for health insurance to begin with or a don't tax the ones that have at government doesn't need more money that's not the problem look at the record reverend revenue news coming in and how much was spent last month and the federal government a record level they're still spending they don't need more money give the tax break to every body not a we had a guy call couple of weeks ago say we should get a tax credit for everything and we went now that would be the government pain for your health care and everything but no you should be able to get the same tax benefit that that we get as part of our compensation uh you know for for you know where we work uh and that should be applied i think across the yeah the your premiums pretext and of course the hsa contribution is also pretax yes so which means that depending on the.
"health insurance" Discussed on The Majority Report with Sam Seder
"And what this is known uh what this is known as is adverse selection or this is going to create an an a a a a situation where we have adverse selection so four people who have reasonable eve that at least in the short term they're not going to need robust health insurance health insurance that actually functions the way it should they will by the noncompliant one for people who have a reason to believe and maybe they have preexisting conditions may be they have uh i though something that runs in their family who knows maybe they're older uh maybe their jobs are more uh a difficult physically demanding they will buy the legit health insurance and what will happen is the risk pool for the legit health insurance will be much riskier for the insurer and the risk pool pool of applicants in the amount of risk in for those in the noncompliant insurance will be a lot less riskier so that'll be a cheaper a plan because they don't have to pay out and what will happen with the plan where you have people who i have a higher risk of getting sick that will become so incredibly expensive that most people who really need health insurance will not be able to get it and we will return to the situation that we were before the affordable care act although probably worse because we're gonna see some problems with the employer based a health insurance that nobody seems to be talking about uh but need to see the details so that's what freedom we'll bring about it is the freedom of people to be hoodwinked.